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+<div style='text-align:center; font-size:1.2em; font-weight:bold'>The Project Gutenberg eBook of Ragged Dick, by Horatio Alger</div>
+<div style='display:block; margin:1em 0'>
+This eBook is for the use of anyone anywhere in the United States and
+most other parts of the world at no cost and with almost no restrictions
+whatsoever. You may copy it, give it away or re-use it under the terms
+of the Project Gutenberg License included with this eBook or online
+at <a href="https://www.gutenberg.org">www.gutenberg.org</a>. If you
+are not located in the United States, you will have to check the laws of the
+country where you are located before using this eBook.
+</div>
+<div style='display:block; margin-top:1em; margin-bottom:1em; margin-left:2em; text-indent:-2em'>Title: Ragged Dick<br />
+Or, Street Life in New York with the Boot-Blacks</div>
+<div style='display:block; margin-top:1em; margin-bottom:1em; margin-left:2em; text-indent:-2em'>Author: Horatio Alger</div>
+<div style='display:block; margin:1em 0'>Release Date: July 4, 2002 [eBook #5348]<br />
+[Most recently updated: July 20, 2021]</div>
+<div style='display:block; margin:1em 0'>Language: English</div>
+<div style='display:block; margin:1em 0'>Character set encoding: UTF-8</div>
+<div style='display:block; margin-left:2em; text-indent:-2em'>Produced by: Andrew Sly</div>
+<div style='margin-top:2em; margin-bottom:4em'>*** START OF THE PROJECT GUTENBERG EBOOK RAGGED DICK ***</div>
+
+<h1>Ragged Dick</h1>
+
+<h3>OR,</h3>
+
+<h3>STREET LIFE IN NEW YORK WITH THE BOOT-BLACKS.</h3>
+
+<h2 class="no-break">by Horatio Alger Jr.</h2>
+
+<hr />
+
+<h2>Contents</h2>
+
+<table summary="" style="">
+
+<tr>
+<td> <a href="#pref01">PREFACE</a></td>
+</tr>
+
+<tr>
+<td> <a href="#chap01">CHAPTER I. RAGGED DICK IS INTRODUCED TO THE READER</a></td>
+</tr>
+
+<tr>
+<td> <a href="#chap02">CHAPTER II. JOHNNY NOLAN</a></td>
+</tr>
+
+<tr>
+<td> <a href="#chap03">CHAPTER III. DICK MAKES A PROPOSITION</a></td>
+</tr>
+
+<tr>
+<td> <a href="#chap04">CHAPTER IV. DICK&rsquo;S NEW SUIT</a></td>
+</tr>
+
+<tr>
+<td> <a href="#chap05">CHAPTER V. CHATHAM STREET AND BROADWAY</a></td>
+</tr>
+
+<tr>
+<td> <a href="#chap06">CHAPTER VI. UP BROADWAY TO MADISON SQUARE</a></td>
+</tr>
+
+<tr>
+<td> <a href="#chap07">CHAPTER VII. THE POCKET-BOOK</a></td>
+</tr>
+
+<tr>
+<td> <a href="#chap08">CHAPTER VIII. DICK&rsquo;S EARLY HISTORY</a></td>
+</tr>
+
+<tr>
+<td> <a href="#chap09">CHAPTER IX. A SCENE IN A THIRD AVENUE CAR</a></td>
+</tr>
+
+<tr>
+<td> <a href="#chap10">CHAPTER X. INTRODUCES A VICTIM OF MISPLACED CONFIDENCE</a></td>
+</tr>
+
+<tr>
+<td> <a href="#chap11">CHAPTER XI. DICK AS A DETECTIVE</a></td>
+</tr>
+
+<tr>
+<td> <a href="#chap12">CHAPTER XII. DICK HIRES A ROOM ON MOTT STREET</a></td>
+</tr>
+
+<tr>
+<td> <a href="#chap13">CHAPTER XIII. MICKY MAGUIRE</a></td>
+</tr>
+
+<tr>
+<td> <a href="#chap14">CHAPTER XIV. A BATTLE AND A VICTORY</a></td>
+</tr>
+
+<tr>
+<td> <a href="#chap15">CHAPTER XV. DICK SECURES A TUTOR</a></td>
+</tr>
+
+<tr>
+<td> <a href="#chap16">CHAPTER XVI. THE FIRST LESSON</a></td>
+</tr>
+
+<tr>
+<td> <a href="#chap17">CHAPTER XVII. DICK&rsquo;S FIRST APPEARANCE IN SOCIETY</a></td>
+</tr>
+
+<tr>
+<td> <a href="#chap18">CHAPTER XVIII. MICKY MAGUIRE&rsquo;S SECOND DEFEAT</a></td>
+</tr>
+
+<tr>
+<td> <a href="#chap19">CHAPTER XIX. FOSDICK CHANGES HIS BUSINESS</a></td>
+</tr>
+
+<tr>
+<td> <a href="#chap20">CHAPTER XX. NINE MONTHS LATER</a></td>
+</tr>
+
+<tr>
+<td> <a href="#chap21">CHAPTER XXI. DICK LOSES HIS BANK-BOOK</a></td>
+</tr>
+
+<tr>
+<td> <a href="#chap22">CHAPTER XXII. TRACKING THE THIEF</a></td>
+</tr>
+
+<tr>
+<td> <a href="#chap23">CHAPTER XXIII. TRAVIS IS ARRESTED</a></td>
+</tr>
+
+<tr>
+<td> <a href="#chap24">CHAPTER XXIV. DICK RECEIVES A LETTER</a></td>
+</tr>
+
+<tr>
+<td> <a href="#chap25">CHAPTER XXV. DICK WRITES HIS FIRST LETTER</a></td>
+</tr>
+
+<tr>
+<td> <a href="#chap26">CHAPTER XXVI. AN EXCITING ADVENTURE</a></td>
+</tr>
+
+<tr>
+<td> <a href="#chap27">CHAPTER XXVII. CONCLUSION</a></td>
+</tr>
+
+</table>
+
+<div class="chapter">
+
+<p class="center">
+To<br/>
+Joseph W. Allen,<br/>
+at whose suggestion this story<br/>
+was undertaken,<br/>
+it is<br/>
+inscribed with friendly regard.
+</p>
+
+<hr />
+
+</div><!--end chapter-->
+
+<div class="chapter">
+
+<h2><a name="pref01"></a>PREFACE</h2>
+
+<p>
+&ldquo;Ragged Dick&rdquo; was contributed as a serial story to the pages of the
+Schoolmate, a well-known juvenile magazine, during the year 1867. While in
+course of publication, it was received with so many evidences of favor that it
+has been rewritten and considerably enlarged, and is now presented to the
+public as the first volume of a series intended to illustrate the life and
+experiences of the friendless and vagrant children who are now numbered by
+thousands in New York and other cities.
+</p>
+
+<p>
+Several characters in the story are sketched from life. The necessary
+information has been gathered mainly from personal observation and
+conversations with the boys themselves. The author is indebted also to the
+excellent Superintendent of the Newsboys&rsquo; Lodging House, in Fulton
+Street, for some facts of which he has been able to make use. Some anachronisms
+may be noted. Wherever they occur, they have been admitted, as aiding in the
+development of the story, and will probably be considered as of little
+importance in an unpretending volume, which does not aspire to strict
+historical accuracy.
+</p>
+
+<p>
+The author hopes that, while the volumes in this series may prove interesting
+stories, they may also have the effect of enlisting the sympathies of his
+readers in behalf of the unfortunate children whose life is described, and of
+leading them to co-operate with the praiseworthy efforts now making by the
+Children&rsquo;s Aid Society and other organizations to ameliorate their
+condition.
+</p>
+
+<p class="letter">
+New York, April, 1868
+</p>
+
+</div><!--end chapter-->
+
+<div class="chapter">
+
+<h2><a name="chap01"></a>CHAPTER I.<br/>
+RAGGED DICK IS INTRODUCED TO THE READER</h2>
+
+<p>
+&ldquo;Wake up there, youngster,&rdquo; said a rough voice.
+</p>
+
+<p>
+Ragged Dick opened his eyes slowly, and stared stupidly in the face of the
+speaker, but did not offer to get up.
+</p>
+
+<p>
+&ldquo;Wake up, you young vagabond!&rdquo; said the man a little impatiently;
+&ldquo;I suppose you&rsquo;d lay there all day, if I hadn&rsquo;t called
+you.&rdquo;
+</p>
+
+<p>
+&ldquo;What time is it?&rdquo; asked Dick.
+</p>
+
+<p>
+&ldquo;Seven o&rsquo;clock.&rdquo;
+</p>
+
+<p>
+&ldquo;Seven o&rsquo;clock! I oughter&rsquo;ve been up an hour ago. I know what
+&rsquo;twas made me so precious sleepy. I went to the Old Bowery last night,
+and didn&rsquo;t turn in till past twelve.&rdquo;
+</p>
+
+<p>
+&ldquo;You went to the Old Bowery? Where&rsquo;d you get your money?&rdquo;
+asked the man, who was a porter in the employ of a firm doing business on
+Spruce Street. &ldquo;Made it by shines, in course. My guardian don&rsquo;t
+allow me no money for theatres, so I have to earn it.&rdquo;
+</p>
+
+<p>
+&ldquo;Some boys get it easier than that,&rdquo; said the porter significantly.
+</p>
+
+<p>
+&ldquo;You don&rsquo;t catch me stealin&rsquo;, if that&rsquo;s what you
+mean,&rdquo; said Dick.
+</p>
+
+<p>
+&ldquo;Don&rsquo;t you ever steal, then?&rdquo;
+</p>
+
+<p>
+&ldquo;No, and I wouldn&rsquo;t. Lots of boys does it, but I
+wouldn&rsquo;t.&rdquo;
+</p>
+
+<p>
+&ldquo;Well, I&rsquo;m glad to hear you say that. I believe there&rsquo;s some
+good in you, Dick, after all.&rdquo;
+</p>
+
+<p>
+&ldquo;Oh, I&rsquo;m a rough customer!&rdquo; said Dick. &ldquo;But I
+wouldn&rsquo;t steal. It&rsquo;s mean.&rdquo;
+</p>
+
+<p>
+&ldquo;I&rsquo;m glad you think so, Dick,&rdquo; and the rough voice sounded
+gentler than at first. &ldquo;Have you got any money to buy your
+breakfast?&rdquo;
+</p>
+
+<p>
+&ldquo;No, but I&rsquo;ll soon get some.&rdquo;
+</p>
+
+<p>
+While this conversation had been going on, Dick had got up. His bedchamber had
+been a wooden box half full of straw, on which the young boot-black had reposed
+his weary limbs, and slept as soundly as if it had been a bed of down. He
+dumped down into the straw without taking the trouble of undressing.
+</p>
+
+<p>
+Getting up too was an equally short process. He jumped out of the box, shook
+himself, picked out one or two straws that had found their way into rents in
+his clothes, and, drawing a well-worn cap over his uncombed locks, he was all
+ready for the business of the day.
+</p>
+
+<p>
+Dick&rsquo;s appearance as he stood beside the box was rather peculiar. His
+pants were torn in several places, and had apparently belonged in the first
+instance to a boy two sizes larger than himself. He wore a vest, all the
+buttons of which were gone except two, out of which peeped a shirt which looked
+as if it had been worn a month. To complete his costume he wore a coat too long
+for him, dating back, if one might judge from its general appearance, to a
+remote antiquity.
+</p>
+
+<p>
+Washing the face and hands is usually considered proper in commencing the day,
+but Dick was above such refinement. He had no particular dislike to dirt, and
+did not think it necessary to remove several dark streaks on his face and
+hands. But in spite of his dirt and rags there was something about Dick that
+was attractive. It was easy to see that if he had been clean and well dressed
+he would have been decidedly good-looking. Some of his companions were sly, and
+their faces inspired distrust; but Dick had a frank, straight-forward manner
+that made him a favorite.
+</p>
+
+<p>
+Dick&rsquo;s business hours had commenced. He had no office to open. His little
+blacking-box was ready for use, and he looked sharply in the faces of all who
+passed, addressing each with, &ldquo;Shine yer boots, sir?&rdquo;
+</p>
+
+<p>
+&ldquo;How much?&rdquo; asked a gentleman on his way to his office.
+</p>
+
+<p>
+&ldquo;Ten cents,&rdquo; said Dick, dropping his box, and sinking upon his
+knees on the sidewalk, flourishing his brush with the air of one skilled in his
+profession.
+</p>
+
+<p>
+&ldquo;Ten cents! Isn&rsquo;t that a little steep?&rdquo;
+</p>
+
+<p>
+&ldquo;Well, you know &rsquo;taint all clear profit,&rdquo; said Dick, who had
+already set to work. &ldquo;There&rsquo;s the <i>blacking</i> costs something,
+and I have to get a new brush pretty often.&rdquo;
+</p>
+
+<p>
+&ldquo;And you have a large rent too,&rdquo; said the gentleman quizzically,
+with a glance at a large hole in Dick&rsquo;s coat.
+</p>
+
+<p>
+&ldquo;Yes, sir,&rdquo; said Dick, always ready to joke; &ldquo;I have to pay
+such a big rent for my manshun up on Fifth Avenoo, that I can&rsquo;t afford to
+take less than ten cents a shine. I&rsquo;ll give you a bully shine,
+sir.&rdquo;
+</p>
+
+<p>
+&ldquo;Be quick about it, for I am in a hurry. So your house is on Fifth
+Avenue, is it?&rdquo;
+</p>
+
+<p>
+&ldquo;It isn&rsquo;t anywhere else,&rdquo; said Dick, and Dick spoke the truth
+there.
+</p>
+
+<p>
+&ldquo;What tailor do you patronize?&rdquo; asked the gentleman, surveying
+Dick&rsquo;s attire.
+</p>
+
+<p>
+&ldquo;Would you like to go to the same one?&rdquo; asked Dick, shrewdly.
+</p>
+
+<p>
+&ldquo;Well, no; it strikes me that he didn&rsquo;t give you a very good
+fit.&rdquo;
+</p>
+
+<p>
+&ldquo;This coat once belonged to General Washington,&rdquo; said Dick,
+comically. &ldquo;He wore it all through the Revolution, and it got torn some,
+&rsquo;cause he fit so hard. When he died he told his widder to give it to some
+smart young feller that hadn&rsquo;t got none of his own; so she gave it to me.
+But if you&rsquo;d like it, sir, to remember General Washington by, I&rsquo;ll
+let you have it reasonable.&rdquo;
+</p>
+
+<p>
+&ldquo;Thank you, but I wouldn&rsquo;t want to deprive you of it. And did your
+pants come from General Washington too?&rdquo;
+</p>
+
+<p>
+&ldquo;No, they was a gift from Lewis Napoleon. Lewis had outgrown &rsquo;em
+and sent &rsquo;em to me,&mdash;he&rsquo;s bigger than me, and that&rsquo;s why
+they don&rsquo;t fit.&rdquo;
+</p>
+
+<p>
+&ldquo;It seems you have distinguished friends. Now, my lad, I suppose you
+would like your money.&rdquo;
+</p>
+
+<p>
+&ldquo;I shouldn&rsquo;t have any objection,&rdquo; said Dick.
+</p>
+
+<p>
+&ldquo;I believe,&rdquo; said the gentleman, examining his pocket-book,
+&ldquo;I haven&rsquo;t got anything short of twenty-five cents. Have you got
+any change?&rdquo;
+</p>
+
+<p>
+&ldquo;Not a cent,&rdquo; said Dick. &ldquo;All my money&rsquo;s invested in
+the Erie Railroad.&rdquo;
+</p>
+
+<p>
+&ldquo;That&rsquo;s unfortunate.&rdquo;
+</p>
+
+<p>
+&ldquo;Shall I get the money changed, sir?&rdquo;
+</p>
+
+<p>
+&ldquo;I can&rsquo;t wait; I&rsquo;ve got to meet an appointment immediately.
+I&rsquo;ll hand you twenty-five cents, and you can leave the change at my
+office any time during the day.&rdquo;
+</p>
+
+<p>
+&ldquo;All right, sir. Where is it?&rdquo;
+</p>
+
+<p>
+&ldquo;No. 125 Fulton Street. Shall you remember?&rdquo;
+</p>
+
+<p>
+&ldquo;Yes, sir. What name?&rdquo;
+</p>
+
+<p>
+&ldquo;Greyson,&mdash;office on second floor.&rdquo;
+</p>
+
+<p>
+&ldquo;All right, sir; I&rsquo;ll bring it.&rdquo;
+</p>
+
+<p>
+&ldquo;I wonder whether the little scamp will prove honest,&rdquo; said Mr.
+Greyson to himself, as he walked away. &ldquo;If he does, I&rsquo;ll give him
+my custom regularly. If he don&rsquo;t as is most likely, I shan&rsquo;t mind
+the loss of fifteen cents.&rdquo;
+</p>
+
+<p>
+Mr. Greyson didn&rsquo;t understand Dick. Our ragged hero wasn&rsquo;t a model
+boy in all respects. I am afraid he swore sometimes, and now and then he played
+tricks upon unsophisticated boys from the country, or gave a wrong direction to
+honest old gentlemen unused to the city. A clergyman in search of the Cooper
+Institute he once directed to the Tombs Prison, and, following him unobserved,
+was highly delighted when the unsuspicious stranger walked up the front steps
+of the great stone building on Centre Street, and tried to obtain admission.
+</p>
+
+<p>
+&ldquo;I guess he wouldn&rsquo;t want to stay long if he did get in,&rdquo;
+thought Ragged Dick, hitching up his pants. &ldquo;Leastways I shouldn&rsquo;t.
+They&rsquo;re so precious glad to see you that they won&rsquo;t let you go, but
+board you gratooitous, and never send in no bills.&rdquo;
+</p>
+
+<p>
+Another of Dick&rsquo;s faults was his extravagance. Being always wide-awake
+and ready for business, he earned enough to have supported him comfortably and
+respectably. There were not a few young clerks who employed Dick from time to
+time in his professional capacity, who scarcely earned as much as he, greatly
+as their style and dress exceeded his. But Dick was careless of his earnings.
+Where they went he could hardly have told himself. However much he managed to
+earn during the day, all was generally spent before morning. He was fond of
+going to the Old Bowery Theatre, and to Tony Pastor&rsquo;s, and if he had any
+money left afterwards, he would invite some of his friends in somewhere to have
+an oyster-stew; so it seldom happened that he commenced the day with a penny.
+</p>
+
+<p>
+Then I am sorry to add that Dick had formed the habit of smoking. This cost him
+considerable, for Dick was rather fastidious about his cigars, and
+wouldn&rsquo;t smoke the cheapest. Besides, having a liberal nature, he was
+generally ready to treat his companions. But of course the expense was the
+smallest objection. No boy of fourteen can smoke without being affected
+injuriously. Men are frequently injured by smoking, and boys always. But large
+numbers of the newsboys and boot-blacks form the habit. Exposed to the cold and
+wet they find that it warms them up, and the self-indulgence grows upon them.
+It is not uncommon to see a little boy, too young to be out of his
+mother&rsquo;s sight, smoking with all the apparent satisfaction of a veteran
+smoker.
+</p>
+
+<p>
+There was another way in which Dick sometimes lost money. There was a noted
+gambling-house on Baxter Street, which in the evening was sometimes crowded
+with these juvenile gamesters, who staked their hard earnings, generally losing
+of course, and refreshing themselves from time to time with a vile mixture of
+liquor at two cents a glass. Sometimes Dick strayed in here, and played with
+the rest.
+</p>
+
+<p>
+I have mentioned Dick&rsquo;s faults and defects, because I want it understood,
+to begin with, that I don&rsquo;t consider him a model boy. But there were some
+good points about him nevertheless. He was above doing anything mean or
+dishonorable. He would not steal, or cheat, or impose upon younger boys, but
+was frank and straight-forward, manly and self-reliant. His nature was a noble
+one, and had saved him from all mean faults. I hope my young readers will like
+him as I do, without being blind to his faults. Perhaps, although he was only a
+boot-black, they may find something in him to imitate.
+</p>
+
+<p>
+And now, having fairly introduced Ragged Dick to my young readers, I must refer
+them to the next chapter for his further adventures.
+</p>
+
+</div><!--end chapter-->
+
+<div class="chapter">
+
+<h2><a name="chap02"></a>CHAPTER II.<br/>
+JOHNNY NOLAN</h2>
+
+<p>
+After Dick had finished polishing Mr. Greyson&rsquo;s boots he was fortunate
+enough to secure three other customers, two of them reporters in the Tribune
+establishment, which occupies the corner of Spruce Street and Printing House
+Square.
+</p>
+
+<p>
+When Dick had got through with his last customer the City Hall clock indicated
+eight o&rsquo;clock. He had been up an hour, and hard at work, and naturally
+began to think of breakfast. He went up to the head of Spruce Street, and
+turned into Nassau. Two blocks further, and he reached Ann Street. On this
+street was a small, cheap restaurant, where for five cents Dick could get a cup
+of coffee, and for ten cents more, a plate of beefsteak with a plate of bread
+thrown in. These Dick ordered, and sat down at a table.
+</p>
+
+<p>
+It was a small apartment with a few plain tables unprovided with cloths, for
+the class of customers who patronized it were not very particular. Our
+hero&rsquo;s breakfast was soon before him. Neither the coffee nor the steak
+were as good as can be bought at Delmonico&rsquo;s; but then it is very
+doubtful whether, in the present state of his wardrobe, Dick would have been
+received at that aristocratic restaurant, even if his means had admitted of
+paying the high prices there charged.
+</p>
+
+<p>
+Dick had scarcely been served when he espied a boy about his own size standing
+at the door, looking wistfully into the restaurant. This was Johnny Nolan, a
+boy of fourteen, who was engaged in the same profession as Ragged Dick. His
+wardrobe was in very much the same condition as Dick&rsquo;s.
+</p>
+
+<p>
+&ldquo;Had your breakfast, Johnny?&rdquo; inquired Dick, cutting off a piece of
+steak.
+</p>
+
+<p>
+&ldquo;No.&rdquo;
+</p>
+
+<p>
+&ldquo;Come in, then. Here&rsquo;s room for you.&rdquo;
+</p>
+
+<p>
+&ldquo;I aint got no money,&rdquo; said Johnny, looking a little enviously at
+his more fortunate friend.
+</p>
+
+<p>
+&ldquo;Haven&rsquo;t you had any shines?&rdquo;
+</p>
+
+<p>
+&ldquo;Yes, I had one, but I shan&rsquo;t get any pay till to-morrow.&rdquo;
+</p>
+
+<p>
+&ldquo;Are you hungry?&rdquo;
+</p>
+
+<p>
+&ldquo;Try me, and see.&rdquo;
+</p>
+
+<p>
+&ldquo;Come in. I&rsquo;ll stand treat this morning.&rdquo;
+</p>
+
+<p>
+Johnny Nolan was nowise slow to accept this invitation, and was soon seated
+beside Dick.
+</p>
+
+<p>
+&ldquo;What&rsquo;ll you have, Johnny?&rdquo;
+</p>
+
+<p>
+&ldquo;Same as you.&rdquo;
+</p>
+
+<p>
+&ldquo;Cup o&rsquo; coffee and beefsteak,&rdquo; ordered Dick.
+</p>
+
+<p>
+These were promptly brought, and Johnny attacked them vigorously.
+</p>
+
+<p>
+Now, in the boot-blacking business, as well as in higher avocations, the same
+rule prevails, that energy and industry are rewarded, and indolence suffers.
+Dick was energetic and on the alert for business, but Johnny the reverse. The
+consequence was that Dick earned probably three times as much as the other.
+</p>
+
+<p>
+&ldquo;How do you like it?&rdquo; asked Dick, surveying Johnny&rsquo;s attacks
+upon the steak with evident complacency.
+</p>
+
+<p>
+&ldquo;It&rsquo;s hunky.&rdquo;
+</p>
+
+<p>
+I don&rsquo;t believe &ldquo;hunky&rdquo; is to be found in either
+Webster&rsquo;s or Worcester&rsquo;s big dictionary; but boys will readily
+understand what it means.
+</p>
+
+<p>
+&ldquo;Do you come here often?&rdquo; asked Johnny.
+</p>
+
+<p>
+&ldquo;Most every day. You&rsquo;d better come too.&rdquo;
+</p>
+
+<p>
+&ldquo;I can&rsquo;t afford it.&rdquo;
+</p>
+
+<p>
+&ldquo;Well, you&rsquo;d ought to, then,&rdquo; said Dick. &ldquo;What do you
+do I&rsquo;d like to know?&rdquo;
+</p>
+
+<p>
+&ldquo;I don&rsquo;t get near as much as you, Dick.&rdquo;
+</p>
+
+<p>
+&ldquo;Well you might if you tried. I keep my eyes open,&mdash;that&rsquo;s the
+way I get jobs. You&rsquo;re lazy, that&rsquo;s what&rsquo;s the matter.&rdquo;
+</p>
+
+<p>
+Johnny did not see fit to reply to this charge. Probably he felt the justice of
+it, and preferred to proceed with the breakfast, which he enjoyed the more as
+it cost him nothing.
+</p>
+
+<p>
+Breakfast over, Dick walked up to the desk, and settled the bill. Then,
+followed by Johnny, he went out into the street.
+</p>
+
+<p>
+&ldquo;Where are you going, Johnny?&rdquo;
+</p>
+
+<p>
+&ldquo;Up to Mr. Taylor&rsquo;s, on Spruce Street, to see if he don&rsquo;t
+want a shine.&rdquo;
+</p>
+
+<p>
+&ldquo;Do you work for him reg&rsquo;lar?&rdquo;
+</p>
+
+<p>
+&ldquo;Yes. Him and his partner wants a shine most every day. Where are you
+goin&rsquo;?&rdquo;
+</p>
+
+<p>
+&ldquo;Down front of the Astor House. I guess I&rsquo;ll find some customers
+there.&rdquo;
+</p>
+
+<p>
+At this moment Johnny started, and, dodging into an entry way, hid behind the
+door, considerably to Dick&rsquo;s surprise.
+</p>
+
+<p>
+&ldquo;What&rsquo;s the matter now?&rdquo; asked our hero.
+</p>
+
+<p>
+&ldquo;Has he gone?&rdquo; asked Johnny, his voice betraying anxiety.
+</p>
+
+<p>
+&ldquo;Who gone, I&rsquo;d like to know?&rdquo;
+</p>
+
+<p>
+&ldquo;That man in the brown coat.&rdquo;
+</p>
+
+<p>
+&ldquo;What of him. You aint scared of him, are you?&rdquo;
+</p>
+
+<p>
+&ldquo;Yes, he got me a place once.&rdquo;
+</p>
+
+<p>
+&ldquo;Where?&rdquo;
+</p>
+
+<p>
+&ldquo;Ever so far off.&rdquo;
+</p>
+
+<p>
+&ldquo;What if he did?&rdquo;
+</p>
+
+<p>
+&ldquo;I ran away.&rdquo;
+</p>
+
+<p>
+&ldquo;Didn&rsquo;t you like it?&rdquo;
+</p>
+
+<p>
+&ldquo;No, I had to get up too early. It was on a farm, and I had to get up at
+five to take care of the cows. I like New York best.&rdquo;
+</p>
+
+<p>
+&ldquo;Didn&rsquo;t they give you enough to eat?&rdquo;
+</p>
+
+<p>
+&ldquo;Oh, yes, plenty.&rdquo;
+</p>
+
+<p>
+&ldquo;And you had a good bed?&rdquo;
+</p>
+
+<p>
+&ldquo;Yes.&rdquo;
+</p>
+
+<p>
+&ldquo;Then you&rsquo;d better have stayed. You don&rsquo;t get either of them
+here. Where&rsquo;d you sleep last night?&rdquo;
+</p>
+
+<p>
+&ldquo;Up an alley in an old wagon.&rdquo;
+</p>
+
+<p>
+&ldquo;You had a better bed than that in the country, didn&rsquo;t you?&rdquo;
+</p>
+
+<p>
+&ldquo;Yes, it was as soft as&mdash;as cotton.&rdquo;
+</p>
+
+<p>
+Johnny had once slept on a bale of cotton, the recollection supplying him with
+a comparison.
+</p>
+
+<p>
+&ldquo;Why didn&rsquo;t you stay?&rdquo;
+</p>
+
+<p>
+&ldquo;I felt lonely,&rdquo; said Johnny.
+</p>
+
+<p>
+Johnny could not exactly explain his feelings, but it is often the case that
+the young vagabond of the streets, though his food is uncertain, and his bed
+may be any old wagon or barrel that he is lucky enough to find unoccupied when
+night sets in, gets so attached to his precarious but independent mode of life,
+that he feels discontented in any other. He is accustomed to the noise and
+bustle and ever-varied life of the streets, and in the quiet scenes of the
+country misses the excitement in the midst of which he has always dwelt.
+</p>
+
+<p>
+Johnny had but one tie to bind him to the city. He had a father living, but he
+might as well have been without one. Mr. Nolan was a confirmed drunkard, and
+spent the greater part of his wages for liquor. His potations made him ugly,
+and inflamed a temper never very sweet, working him up sometimes to such a
+pitch of rage that Johnny&rsquo;s life was in danger. Some months before, he
+had thrown a flat-iron at his son&rsquo;s head with such terrific force that
+unless Johnny had dodged he would not have lived long enough to obtain a place
+in our story. He fled the house, and from that time had not dared to re-enter
+it. Somebody had given him a brush and box of blacking, and he had set up in
+business on his own account. But he had not energy enough to succeed, as has
+already been stated, and I am afraid the poor boy had met with many hardships,
+and suffered more than once from cold and hunger. Dick had befriended him more
+than once, and often given him a breakfast or dinner, as the case might be.
+</p>
+
+<p>
+&ldquo;How&rsquo;d you get away?&rdquo; asked Dick, with some curiosity.
+&ldquo;Did you walk?&rdquo;
+</p>
+
+<p>
+&ldquo;No, I rode on the cars.&rdquo;
+</p>
+
+<p>
+&ldquo;Where&rsquo;d you get your money? I hope you didn&rsquo;t steal
+it.&rdquo;
+</p>
+
+<p>
+&ldquo;I didn&rsquo;t have none.&rdquo;
+</p>
+
+<p>
+&ldquo;What did you do, then?&rdquo;
+</p>
+
+<p>
+&ldquo;I got up about three o&rsquo;clock, and walked to Albany.&rdquo;
+</p>
+
+<p>
+&ldquo;Where&rsquo;s that?&rdquo; asked Dick, whose ideas on the subject of
+geography were rather vague.
+</p>
+
+<p>
+&ldquo;Up the river.&rdquo;
+</p>
+
+<p>
+&ldquo;How far?&rdquo;
+</p>
+
+<p>
+&ldquo;About a thousand miles,&rdquo; said Johnny, whose conceptions of
+distance were equally vague.
+</p>
+
+<p>
+&ldquo;Go ahead. What did you do then?&rdquo;
+</p>
+
+<p>
+&ldquo;I hid on top of a freight car, and came all the way without their seeing
+me.* That man in the brown coat was the man that got me the place, and
+I&rsquo;m afraid he&rsquo;d want to send me back.&rdquo;
+</p>
+
+<p class="footnote">
+* A fact.
+</p>
+
+<p>
+&ldquo;Well,&rdquo; said Dick, reflectively, &ldquo;I dunno as I&rsquo;d like
+to live in the country. I couldn&rsquo;t go to Tony Pastor&rsquo;s or the Old
+Bowery. There wouldn&rsquo;t be no place to spend my evenings. But I say,
+it&rsquo;s tough in winter, Johnny, &rsquo;specially when your overcoat&rsquo;s
+at the tailor&rsquo;s, an&rsquo; likely to stay there.&rdquo;
+</p>
+
+<p>
+&ldquo;That&rsquo;s so, Dick. But I must be goin&rsquo;, or Mr. Taylor&rsquo;ll
+get somebody else to shine his boots.&rdquo;
+</p>
+
+<p>
+Johnny walked back to Nassau Street, while Dick kept on his way to Broadway.
+</p>
+
+<p>
+&ldquo;That boy,&rdquo; soliloquized Dick, as Johnny took his departure,
+&ldquo;aint got no ambition. I&rsquo;ll bet he won&rsquo;t get five shines
+to-day. I&rsquo;m glad I aint like him. I couldn&rsquo;t go to the theatre, nor
+buy no cigars, nor get half as much as I wanted to eat.&mdash;Shine yer boots,
+sir?&rdquo;
+</p>
+
+<p>
+Dick always had an eye to business, and this remark was addressed to a young
+man, dressed in a stylish manner, who was swinging a jaunty cane.
+</p>
+
+<p>
+&ldquo;I&rsquo;ve had my boots blacked once already this morning, but this
+confounded mud has spoiled the shine.&rdquo;
+</p>
+
+<p>
+&ldquo;I&rsquo;ll make &rsquo;em all right, sir, in a minute.&rdquo;
+</p>
+
+<p>
+&ldquo;Go ahead, then.&rdquo;
+</p>
+
+<p>
+The boots were soon polished in Dick&rsquo;s best style, which proved very
+satisfactory, our hero being a proficient in the art.
+</p>
+
+<p>
+&ldquo;I haven&rsquo;t got any change,&rdquo; said the young man, fumbling in
+his pocket, &ldquo;but here&rsquo;s a bill you may run somewhere and get
+changed. I&rsquo;ll pay you five cents extra for your trouble.&rdquo;
+</p>
+
+<p>
+He handed Dick a two-dollar bill, which our hero took into a store close by.
+</p>
+
+<p>
+&ldquo;Will you please change that, sir?&rdquo; said Dick, walking up to the
+counter.
+</p>
+
+<p>
+The salesman to whom he proffered it took the bill, and, slightly glancing at
+it, exclaimed angrily, &ldquo;Be off, you young vagabond, or I&rsquo;ll have
+you arrested.&rdquo;
+</p>
+
+<p>
+&ldquo;What&rsquo;s the row?&rdquo;
+</p>
+
+<p>
+&ldquo;You&rsquo;ve offered me a counterfeit bill.&rdquo;
+</p>
+
+<p>
+&ldquo;I didn&rsquo;t know it,&rdquo; said Dick.
+</p>
+
+<p>
+&ldquo;Don&rsquo;t tell me. Be off, or I&rsquo;ll have you arrested.&rdquo;
+</p>
+
+</div><!--end chapter-->
+
+<div class="chapter">
+
+<h2><a name="chap03"></a>CHAPTER III.<br/>
+DICK MAKES A PROPOSITION</h2>
+
+<p>
+Though Dick was somewhat startled at discovering that the bill he had offered
+was counterfeit, he stood his ground bravely.
+</p>
+
+<p>
+&ldquo;Clear out of this shop, you young vagabond,&rdquo; repeated the clerk.
+</p>
+
+<p>
+&ldquo;Then give me back my bill.&rdquo;
+</p>
+
+<p>
+&ldquo;That you may pass it again? No, sir, I shall do no such thing.&rdquo;
+</p>
+
+<p>
+&ldquo;It doesn&rsquo;t belong to me,&rdquo; said Dick. &ldquo;A gentleman that
+owes me for a shine gave it to me to change.&rdquo;
+</p>
+
+<p>
+&ldquo;A likely story,&rdquo; said the clerk; but he seemed a little uneasy.
+</p>
+
+<p>
+&ldquo;I&rsquo;ll go and call him,&rdquo; said Dick.
+</p>
+
+<p>
+He went out, and found his late customer standing on the Astor House steps.
+</p>
+
+<p>
+&ldquo;Well, youngster, have you brought back my change? You were a precious
+long time about it. I began to think you had cleared out with the money.&rdquo;
+</p>
+
+<p>
+&ldquo;That aint my style,&rdquo; said Dick, proudly.
+</p>
+
+<p>
+&ldquo;Then where&rsquo;s the change?&rdquo;
+</p>
+
+<p>
+&ldquo;I haven&rsquo;t got it.&rdquo;
+</p>
+
+<p>
+&ldquo;Where&rsquo;s the bill then?&rdquo;
+</p>
+
+<p>
+&ldquo;I haven&rsquo;t got that either.&rdquo;
+</p>
+
+<p>
+&ldquo;You young rascal!&rdquo;
+</p>
+
+<p>
+&ldquo;Hold on a minute, mister,&rdquo; said Dick, &ldquo;and I&rsquo;ll tell
+you all about it. The man what took the bill said it wasn&rsquo;t good, and
+kept it.&rdquo;
+</p>
+
+<p>
+&ldquo;The bill was perfectly good. So he kept it, did he? I&rsquo;ll go with
+you to the store, and see whether he won&rsquo;t give it back to me.&rdquo;
+</p>
+
+<p>
+Dick led the way, and the gentleman followed him into the store. At the
+reappearance of Dick in such company, the clerk flushed a little, and looked
+nervous. He fancied that he could browbeat a ragged boot-black, but with a
+gentleman he saw that it would be a different matter. He did not seem to notice
+the newcomers, but began to replace some goods on the shelves.
+</p>
+
+<p>
+&ldquo;Now,&rdquo; said the young man, &ldquo;point out the clerk that has my
+money.&rdquo;
+</p>
+
+<p>
+&ldquo;That&rsquo;s him,&rdquo; said Dick, pointing out the clerk.
+</p>
+
+<p>
+The gentleman walked up to the counter.
+</p>
+
+<p>
+&ldquo;I will trouble you,&rdquo; he said a little haughtily, &ldquo;for a bill
+which that boy offered you, and which you still hold in your possession.&rdquo;
+</p>
+
+<p>
+&ldquo;It was a bad bill,&rdquo; said the clerk, his cheek flushing, and his
+manner nervous.
+</p>
+
+<p>
+&ldquo;It was no such thing. I require you to produce it, and let the matter be
+decided.&rdquo;
+</p>
+
+<p>
+The clerk fumbled in his vest-pocket, and drew out a bad-looking bill.
+</p>
+
+<p>
+&ldquo;This is a bad bill, but it is not the one I gave the boy.&rdquo;
+</p>
+
+<p>
+&ldquo;It is the one he gave me.&rdquo;
+</p>
+
+<p>
+The young man looked doubtful.
+</p>
+
+<p>
+&ldquo;Boy,&rdquo; he said to Dick, &ldquo;is this the bill you gave to be
+changed?&rdquo;
+</p>
+
+<p>
+&ldquo;No, it isn&rsquo;t.&rdquo;
+</p>
+
+<p>
+&ldquo;You lie, you young rascal!&rdquo; exclaimed the clerk, who began to find
+himself in a tight place, and could not see the way out.
+</p>
+
+<p>
+This scene naturally attracted the attention of all in the store, and the
+proprietor walked up from the lower end, where he had been busy.
+</p>
+
+<p>
+&ldquo;What&rsquo;s all this, Mr. Hatch?&rdquo; he demanded.
+</p>
+
+<p>
+&ldquo;That boy,&rdquo; said the clerk, &ldquo;came in and asked change for a
+bad bill. I kept the bill, and told him to clear out. Now he wants it again to
+pass on somebody else.&rdquo;
+</p>
+
+<p>
+&ldquo;Show the bill.&rdquo;
+</p>
+
+<p>
+The merchant looked at it. &ldquo;Yes, that&rsquo;s a bad bill,&rdquo; he said.
+&ldquo;There is no doubt about that.&rdquo;
+</p>
+
+<p>
+&ldquo;But it is not the one the boy offered,&rdquo; said Dick&rsquo;s patron.
+&ldquo;It is one of the same denomination, but on a different bank.&rdquo;
+</p>
+
+<p>
+&ldquo;Do you remember what bank it was on?&rdquo;
+</p>
+
+<p>
+&ldquo;It was on the Merchants&rsquo; Bank of Boston.&rdquo;
+</p>
+
+<p>
+&ldquo;Are you sure of it?&rdquo;
+</p>
+
+<p>
+&ldquo;I am.&rdquo;
+</p>
+
+<p>
+&ldquo;Perhaps the boy kept it and offered the other.&rdquo;
+</p>
+
+<p>
+&ldquo;You may search me if you want to,&rdquo; said Dick, indignantly.
+</p>
+
+<p>
+&ldquo;He doesn&rsquo;t look as if he was likely to have any extra bills. I
+suspect that your clerk pocketed the good bill, and has substituted the
+counterfeit note. It is a nice little scheme of his for making money.&rdquo;
+</p>
+
+<p>
+&ldquo;I haven&rsquo;t seen any bill on the Merchants&rsquo; Bank,&rdquo; said
+the clerk, doggedly.
+</p>
+
+<p>
+&ldquo;You had better feel in your pockets.&rdquo;
+</p>
+
+<p>
+&ldquo;This matter must be investigated,&rdquo; said the merchant, firmly.
+&ldquo;If you have the bill, produce it.&rdquo;
+</p>
+
+<p>
+&ldquo;I haven&rsquo;t got it,&rdquo; said the clerk; but he looked guilty
+notwithstanding.
+</p>
+
+<p>
+&ldquo;I demand that he be searched,&rdquo; said Dick&rsquo;s patron.
+</p>
+
+<p>
+&ldquo;I tell you I haven&rsquo;t got it.&rdquo;
+</p>
+
+<p>
+&ldquo;Shall I send for a police officer, Mr. Hatch, or will you allow yourself
+to be searched quietly?&rdquo; said the merchant.
+</p>
+
+<p>
+Alarmed at the threat implied in these words, the clerk put his hand into his
+vest-pocket, and drew out a two-dollar bill on the Merchants&rsquo; Bank.
+</p>
+
+<p>
+&ldquo;Is this your note?&rdquo; asked the shopkeeper, showing it to the young
+man.
+</p>
+
+<p>
+&ldquo;It is.&rdquo;
+</p>
+
+<p>
+&ldquo;I must have made a mistake,&rdquo; faltered the clerk.
+</p>
+
+<p>
+&ldquo;I shall not give you a chance to make such another mistake in my
+employ,&rdquo; said the merchant sternly. &ldquo;You may go up to the desk and
+ask for what wages are due you. I shall have no further occasion for your
+services.&rdquo;
+</p>
+
+<p>
+&ldquo;Now, youngster,&rdquo; said Dick&rsquo;s patron, as they went out of the
+store, after he had finally got the bill changed. &ldquo;I must pay you
+something extra for your trouble. Here&rsquo;s fifty cents.&rdquo;
+</p>
+
+<p>
+&ldquo;Thank you, sir,&rdquo; said Dick. &ldquo;You&rsquo;re very kind.
+Don&rsquo;t you want some more bills changed?&rdquo;
+</p>
+
+<p>
+&ldquo;Not to-day,&rdquo; said he with a smile. &ldquo;It&rsquo;s too
+expensive.&rdquo;
+</p>
+
+<p>
+&ldquo;I&rsquo;m in luck,&rdquo; thought our hero complacently. &ldquo;I guess
+I&rsquo;ll go to Barnum&rsquo;s to-night, and see the bearded lady, the
+eight-foot giant, the two-foot dwarf, and the other curiosities, too numerous
+to mention.&rdquo;
+</p>
+
+<p>
+Dick shouldered his box and walked up as far as the Astor House. He took his
+station on the sidewalk, and began to look about him.
+</p>
+
+<p>
+Just behind him were two persons,&mdash;one, a gentleman of fifty; the other, a
+boy of thirteen or fourteen. They were speaking together, and Dick had no
+difficulty in hearing what was said.
+</p>
+
+<p>
+&ldquo;I am sorry, Frank, that I can&rsquo;t go about, and show you some of the
+sights of New York, but I shall be full of business to-day. It is your first
+visit to the city, too.&rdquo;
+</p>
+
+<p>
+&ldquo;Yes, sir.&rdquo;
+</p>
+
+<p>
+&ldquo;There&rsquo;s a good deal worth seeing here. But I&rsquo;m afraid
+you&rsquo;ll have to wait to next time. You can go out and walk by yourself,
+but don&rsquo;t venture too far, or you will get lost.&rdquo;
+</p>
+
+<p>
+Frank looked disappointed.
+</p>
+
+<p>
+&ldquo;I wish Tom Miles knew I was here,&rdquo; he said. &ldquo;He would go
+around with me.&rdquo;
+</p>
+
+<p>
+&ldquo;Where does he live?&rdquo;
+</p>
+
+<p>
+&ldquo;Somewhere up town, I believe.&rdquo;
+</p>
+
+<p>
+&ldquo;Then, unfortunately, he is not available. If you would rather go with me
+than stay here, you can, but as I shall be most of the time in
+merchants&rsquo;-counting-rooms, I am afraid it would not be very
+interesting.&rdquo;
+</p>
+
+<p>
+&ldquo;I think,&rdquo; said Frank, after a little hesitation, &ldquo;that I
+will go off by myself. I won&rsquo;t go very far, and if I lose my way, I will
+inquire for the Astor House.&rdquo;
+</p>
+
+<p>
+&ldquo;Yes, anybody will direct you here. Very well, Frank, I am sorry I
+can&rsquo;t do better for you.&rdquo;
+</p>
+
+<p>
+&ldquo;Oh, never mind, uncle, I shall be amused in walking around, and looking
+at the shop-windows. There will be a great deal to see.&rdquo;
+</p>
+
+<p>
+Now Dick had listened to all this conversation. Being an enterprising young
+man, he thought he saw a chance for a speculation, and determined to avail
+himself of it.
+</p>
+
+<p>
+Accordingly he stepped up to the two just as Frank&rsquo;s uncle was about
+leaving, and said, &ldquo;I know all about the city, sir; I&rsquo;ll show him
+around, if you want me to.&rdquo;
+</p>
+
+<p>
+The gentleman looked a little curiously at the ragged figure before him.
+</p>
+
+<p>
+&ldquo;So you are a city boy, are you?&rdquo;
+</p>
+
+<p>
+&ldquo;Yes, sir,&rdquo; said Dick, &ldquo;I&rsquo;ve lived here ever since I
+was a baby.&rdquo;
+</p>
+
+<p>
+&ldquo;And you know all about the public buildings, I suppose?&rdquo;
+</p>
+
+<p>
+&ldquo;Yes, sir.&rdquo;
+</p>
+
+<p>
+&ldquo;And the Central Park?&rdquo;
+</p>
+
+<p>
+&ldquo;Yes, sir. I know my way all round.&rdquo;
+</p>
+
+<p>
+The gentleman looked thoughtful.
+</p>
+
+<p>
+&ldquo;I don&rsquo;t know what to say, Frank,&rdquo; he remarked after a while.
+&ldquo;It is rather a novel proposal. He isn&rsquo;t exactly the sort of guide
+I would have picked out for you. Still he looks honest. He has an open face,
+and I think can be depended upon.&rdquo;
+</p>
+
+<p>
+&ldquo;I wish he wasn&rsquo;t so ragged and dirty,&rdquo; said Frank, who felt
+a little shy about being seen with such a companion.
+</p>
+
+<p>
+&ldquo;I&rsquo;m afraid you haven&rsquo;t washed your face this morning,&rdquo;
+said Mr. Whitney, for that was the gentleman&rsquo;s name.
+</p>
+
+<p>
+&ldquo;They didn&rsquo;t have no wash-bowls at the hotel where I
+stopped,&rdquo; said Dick.
+</p>
+
+<p>
+&ldquo;What hotel did you stop at?&rdquo;
+</p>
+
+<p>
+&ldquo;The Box Hotel.&rdquo;
+</p>
+
+<p>
+&ldquo;The Box Hotel?&rdquo;
+</p>
+
+<p>
+&ldquo;Yes, sir, I slept in a box on Spruce Street.&rdquo;
+</p>
+
+<p>
+Frank surveyed Dick curiously.
+</p>
+
+<p>
+&ldquo;How did you like it?&rdquo; he asked.
+</p>
+
+<p>
+&ldquo;I slept bully.&rdquo;
+</p>
+
+<p>
+&ldquo;Suppose it had rained.&rdquo;
+</p>
+
+<p>
+&ldquo;Then I&rsquo;d have wet my best clothes,&rdquo; said Dick.
+</p>
+
+<p>
+&ldquo;Are these all the clothes you have?&rdquo;
+</p>
+
+<p>
+&ldquo;Yes, sir.&rdquo;
+</p>
+
+<p>
+Mr. Whitney spoke a few words to Frank, who seemed pleased with the suggestion.
+</p>
+
+<p>
+&ldquo;Follow me, my lad,&rdquo; he said.
+</p>
+
+<p>
+Dick in some surprise obeyed orders, following Mr. Whitney and Frank into the
+hotel, past the office, to the foot of the staircase. Here a servant of the
+hotel stopped Dick, but Mr. Whitney explained that he had something for him to
+do, and he was allowed to proceed.
+</p>
+
+<p>
+They entered a long entry, and finally paused before a door. This being opened
+a pleasant chamber was disclosed.
+</p>
+
+<p>
+&ldquo;Come in, my lad,&rdquo; said Mr. Whitney.
+</p>
+
+<p>
+Dick and Frank entered.
+</p>
+
+</div><!--end chapter-->
+
+<div class="chapter">
+
+<h2><a name="chap04"></a>CHAPTER IV.<br/>
+DICK&rsquo;S NEW SUIT</h2>
+
+<p>
+&ldquo;Now,&rdquo; said Mr. Whitney to Dick, &ldquo;my nephew here is on his
+way to a boarding-school. He has a suit of clothes in his trunk about half
+worn. He is willing to give them to you. I think they will look better than
+those you have on.&rdquo;
+</p>
+
+<p>
+Dick was so astonished that he hardly knew what to say. Presents were something
+that he knew very little about, never having received any to his knowledge.
+That so large a gift should be made to him by a stranger seemed very wonderful.
+</p>
+
+<p>
+The clothes were brought out, and turned out to be a neat gray suit.
+</p>
+
+<p>
+&ldquo;Before you put them on, my lad, you must wash yourself. Clean clothes
+and a dirty skin don&rsquo;t go very well together. Frank, you may attend to
+him. I am obliged to go at once. Have you got as much money as you
+require?&rdquo;
+</p>
+
+<p>
+&ldquo;Yes, uncle.&rdquo;
+</p>
+
+<p>
+&ldquo;One more word, my lad,&rdquo; said Mr. Whitney, addressing Dick;
+&ldquo;I may be rash in trusting a boy of whom I know nothing, but I like your
+looks, and I think you will prove a proper guide for my nephew.&rdquo;
+</p>
+
+<p>
+&ldquo;Yes, I will, sir,&rdquo; said Dick, earnestly. &ldquo;Honor
+bright!&rdquo;
+</p>
+
+<p>
+&ldquo;Very well. A pleasant time to you.&rdquo;
+</p>
+
+<p>
+The process of cleansing commenced. To tell the truth Dick needed it, and the
+sensation of cleanliness he found both new and pleasant. Frank added to his
+gift a shirt, stockings, and an old pair of shoes. &ldquo;I am sorry I
+haven&rsquo;t any cap,&rdquo; said he.
+</p>
+
+<p>
+&ldquo;I&rsquo;ve got one,&rdquo; said Dick.
+</p>
+
+<p>
+&ldquo;It isn&rsquo;t so new as it might be,&rdquo; said Frank, surveying an
+old felt hat, which had once been black, but was now dingy, with a large hole
+in the top and a portion of the rim torn off.
+</p>
+
+<p>
+&ldquo;No,&rdquo; said Dick; &ldquo;my grandfather used to wear it when he was
+a boy, and I&rsquo;ve kep&rsquo; it ever since out of respect for his memory.
+But I&rsquo;ll get a new one now. I can buy one cheap on Chatham Street.&rdquo;
+</p>
+
+<p>
+&ldquo;Is that near here?&rdquo;
+</p>
+
+<p>
+&ldquo;Only five minutes&rsquo; walk.&rdquo;
+</p>
+
+<p>
+&ldquo;Then we can get one on the way.&rdquo;
+</p>
+
+<p>
+When Dick was dressed in his new attire, with his face and hands clean, and his
+hair brushed, it was difficult to imagine that he was the same boy.
+</p>
+
+<p>
+He now looked quite handsome, and might readily have been taken for a young
+gentleman, except that his hands were red and grimy.
+</p>
+
+<p>
+&ldquo;Look at yourself,&rdquo; said Frank, leading him before the mirror.
+</p>
+
+<p>
+&ldquo;By gracious!&rdquo; said Dick, starting back in astonishment,
+&ldquo;that isn&rsquo;t me, is it?&rdquo;
+</p>
+
+<p>
+&ldquo;Don&rsquo;t you know yourself?&rdquo; asked Frank, smiling.
+</p>
+
+<p>
+&ldquo;It reminds me of Cinderella,&rdquo; said Dick, &ldquo;when she was
+changed into a fairy princess. I see it one night at Barnum&rsquo;s.
+What&rsquo;ll Johnny Nolan say when he sees me? He won&rsquo;t dare to speak to
+such a young swell as I be now. Aint it rich?&rdquo; and Dick burst into a loud
+laugh. His fancy was tickled by the anticipation of his friend&rsquo;s
+surprise. Then the thought of the valuable gifts he had received occurred to
+him, and he looked gratefully at Frank.
+</p>
+
+<p>
+&ldquo;You&rsquo;re a brick,&rdquo; he said.
+</p>
+
+<p>
+&ldquo;A what?&rdquo;
+</p>
+
+<p>
+&ldquo;A brick! You&rsquo;re a jolly good fellow to give me such a
+present.&rdquo;
+</p>
+
+<p>
+&ldquo;You&rsquo;re quite welcome, Dick,&rdquo; said Frank, kindly.
+&ldquo;I&rsquo;m better off than you are, and I can spare the clothes just as
+well as not. You must have a new hat though. But that we can get when we go
+out. The old clothes you can make into a bundle.&rdquo;
+</p>
+
+<p>
+&ldquo;Wait a minute till I get my handkercher,&rdquo; and Dick pulled from the
+pocket of the pants a dirty rag, which might have been white once, though it
+did not look like it, and had apparently once formed a part of a sheet or
+shirt.
+</p>
+
+<p>
+&ldquo;You mustn&rsquo;t carry that,&rdquo; said Frank.
+</p>
+
+<p>
+&ldquo;But I&rsquo;ve got a cold,&rdquo; said Dick.
+</p>
+
+<p>
+&ldquo;Oh, I don&rsquo;t mean you to go without a handkerchief. I&rsquo;ll give
+you one.&rdquo;
+</p>
+
+<p>
+Frank opened his trunk and pulled out two, which he gave to Dick.
+</p>
+
+<p>
+&ldquo;I wonder if I aint dreamin&rsquo;,&rdquo; said Dick, once more surveying
+himself doubtfully in the glass. &ldquo;I&rsquo;m afraid I&rsquo;m
+dreamin&rsquo;, and shall wake up in a barrel, as I did night afore
+last.&rdquo;
+</p>
+
+<p>
+&ldquo;Shall I pinch you so you can wake here?&rdquo; asked Frank, playfully.
+</p>
+
+<p>
+&ldquo;Yes,&rdquo; said Dick, seriously, &ldquo;I wish you would.&rdquo;
+</p>
+
+<p>
+He pulled up the sleeve of his jacket, and Frank pinched him pretty hard, so
+that Dick winced.
+</p>
+
+<p>
+&ldquo;Yes, I guess I&rsquo;m awake,&rdquo; said Dick; &ldquo;you&rsquo;ve got
+a pair of nippers, you have. But what shall I do with my brush and
+blacking?&rdquo; he asked.
+</p>
+
+<p>
+&ldquo;You can leave them here till we come back,&rdquo; said Frank.
+&ldquo;They will be safe.&rdquo;
+</p>
+
+<p>
+&ldquo;Hold on a minute,&rdquo; said Dick, surveying Frank&rsquo;s boots with a
+professional eye, &ldquo;you aint got a good shine on them boots. I&rsquo;ll
+make &rsquo;em shine so you can see your face in &rsquo;em.&rdquo;
+</p>
+
+<p>
+And he was as good as his word.
+</p>
+
+<p>
+&ldquo;Thank you,&rdquo; said Frank; &ldquo;now you had better brush your own
+shoes.&rdquo;
+</p>
+
+<p>
+This had not occurred to Dick, for in general the professional boot-black
+considers his blacking too valuable to expend on his own shoes or boots, if he
+is fortunate enough to possess a pair.
+</p>
+
+<p>
+The two boys now went downstairs together. They met the same servant who had
+spoken to Dick a few minutes before, but there was no recognition.
+</p>
+
+<p>
+&ldquo;He don&rsquo;t know me,&rdquo; said Dick. &ldquo;He thinks I&rsquo;m a
+young swell like you.&rdquo;
+</p>
+
+<p>
+&ldquo;What&rsquo;s a swell?&rdquo;
+</p>
+
+<p>
+&ldquo;Oh, a feller that wears nobby clothes like you.&rdquo;
+</p>
+
+<p>
+&ldquo;And you, too, Dick.&rdquo;
+</p>
+
+<p>
+&ldquo;Yes,&rdquo; said Dick, &ldquo;who&rsquo;d ever have thought as I should
+have turned into a swell?&rdquo;
+</p>
+
+<p>
+They had now got out on Broadway, and were slowly walking along the west side
+by the Park, when who should Dick see in front of him, but Johnny Nolan?
+</p>
+
+<p>
+Instantly Dick was seized with a fancy for witnessing Johnny&rsquo;s amazement
+at his change in appearance. He stole up behind him, and struck him on the
+back.
+</p>
+
+<p>
+&ldquo;Hallo, Johnny, how many shines have you had?&rdquo;
+</p>
+
+<p>
+Johnny turned round expecting to see Dick, whose voice he recognized, but his
+astonished eyes rested on a nicely dressed boy (the hat alone excepted) who
+looked indeed like Dick, but so transformed in dress that it was difficult to
+be sure of his identity.
+</p>
+
+<p>
+&ldquo;What luck, Johnny?&rdquo; repeated Dick.
+</p>
+
+<p>
+Johnny surveyed him from head to foot in great bewilderment.
+</p>
+
+<p>
+&ldquo;Who be you?&rdquo; he said.
+</p>
+
+<p>
+&ldquo;Well, that&rsquo;s a good one,&rdquo; laughed Dick; &ldquo;so you
+don&rsquo;t know Dick?&rdquo;
+</p>
+
+<p>
+&ldquo;Where&rsquo;d you get all them clothes?&rdquo; asked Johnny. &ldquo;Have
+you been stealin&rsquo;?&rdquo;
+</p>
+
+<p>
+&ldquo;Say that again, and I&rsquo;ll lick you. No, I&rsquo;ve lent my clothes
+to a young feller as was goin&rsquo; to a party, and didn&rsquo;t have none fit
+to wear, and so I put on my second-best for a change.&rdquo;
+</p>
+
+<p>
+Without deigning any further explanation, Dick went off, followed by the
+astonished gaze of Johnny Nolan, who could not quite make up his mind whether
+the neat-looking boy he had been talking with was really Ragged Dick or not.
+</p>
+
+<p>
+In order to reach Chatham Street it was necessary to cross Broadway. This was
+easier proposed than done. There is always such a throng of omnibuses, drays,
+carriages, and vehicles of all kinds in the neighborhood of the Astor House,
+that the crossing is formidable to one who is not used to it. Dick made nothing
+of it, dodging in and out among the horses and wagons with perfect
+self-possession. Reaching the opposite sidewalk, he looked back, and found that
+Frank had retreated in dismay, and that the width of the street was between
+them.
+</p>
+
+<p>
+&ldquo;Come across!&rdquo; called out Dick.
+</p>
+
+<p>
+&ldquo;I don&rsquo;t see any chance,&rdquo; said Frank, looking anxiously at
+the prospect before him. &ldquo;I&rsquo;m afraid of being run over.&rdquo;
+</p>
+
+<p>
+&ldquo;If you are, you can sue &rsquo;em for damages,&rdquo; said Dick.
+</p>
+
+<p>
+Finally Frank got safely over after several narrow escapes, as he considered
+them.
+</p>
+
+<p>
+&ldquo;Is it always so crowded?&rdquo; he asked.
+</p>
+
+<p>
+&ldquo;A good deal worse sometimes,&rdquo; said Dick. &ldquo;I knowed a young
+man once who waited six hours for a chance to cross, and at last got run over
+by an omnibus, leaving a widder and a large family of orphan children. His
+widder, a beautiful young woman, was obliged to start a peanut and apple stand.
+There she is now.&rdquo;
+</p>
+
+<p>
+&ldquo;Where?&rdquo;
+</p>
+
+<p>
+Dick pointed to a hideous old woman, of large proportions, wearing a bonnet of
+immense size, who presided over an apple-stand close by.
+</p>
+
+<p>
+Frank laughed.
+</p>
+
+<p>
+&ldquo;If that is the case,&rdquo; he said, &ldquo;I think I will patronize
+her.&rdquo;
+</p>
+
+<p>
+&ldquo;Leave it to me,&rdquo; said Dick, winking.
+</p>
+
+<p>
+He advanced gravely to the apple-stand, and said, &ldquo;Old lady, have you
+paid your taxes?&rdquo;
+</p>
+
+<p>
+The astonished woman opened her eyes.
+</p>
+
+<p>
+&ldquo;I&rsquo;m a gov&rsquo;ment officer,&rdquo; said Dick, &ldquo;sent by the
+mayor to collect your taxes. I&rsquo;ll take it in apples just to oblige. That
+big red one will about pay what you&rsquo;re owin&rsquo; to the
+gov&rsquo;ment.&rdquo;
+</p>
+
+<p>
+&ldquo;I don&rsquo;t know nothing about no taxes,&rdquo; said the old woman, in
+bewilderment.
+</p>
+
+<p>
+&ldquo;Then,&rdquo; said Dick, &ldquo;I&rsquo;ll let you off this time. Give us
+two of your best apples, and my friend here, the President of the Common
+Council, will pay you.&rdquo;
+</p>
+
+<p>
+Frank smiling, paid three cents apiece for the apples, and they sauntered on,
+Dick remarking, &ldquo;If these apples aint good, old lady, we&rsquo;ll return
+&rsquo;em, and get our money back.&rdquo; This would have been rather difficult
+in his case, as the apple was already half consumed.
+</p>
+
+<p>
+Chatham Street, where they wished to go, being on the East side, the two boys
+crossed the Park. This is an enclosure of about ten acres, which years ago was
+covered with a green sward, but is now a great thoroughfare for pedestrians and
+contains several important public buildings. Dick pointed out the City Hall,
+the Hall of Records, and the Rotunda. The former is a white building of large
+size, and surmounted by a cupola.
+</p>
+
+<p>
+&ldquo;That&rsquo;s where the mayor&rsquo;s office is,&rdquo; said Dick.
+&ldquo;Him and me are very good friends. I once blacked his boots by
+partic&rsquo;lar appointment. That&rsquo;s the way I pay my city taxes.&rdquo;
+</p>
+
+</div><!--end chapter-->
+
+<div class="chapter">
+
+<h2><a name="chap05"></a>CHAPTER V.<br/>
+CHATHAM STREET AND BROADWAY</h2>
+
+<p>
+They were soon in Chatham Street, walking between rows of ready-made clothing
+shops, many of which had half their stock in trade exposed on the sidewalk. The
+proprietors of these establishments stood at the doors, watching attentively
+the passersby, extending urgent invitations to any who even glanced at the
+goods to enter.
+</p>
+
+<p>
+&ldquo;Walk in, young gentlemen,&rdquo; said a stout man, at the entrance of
+one shop.
+</p>
+
+<p>
+&ldquo;No, I thank you,&rdquo; replied Dick, &ldquo;as the fly said to the
+spider.&rdquo;
+</p>
+
+<p>
+&ldquo;We&rsquo;re selling off at less than cost.&rdquo;
+</p>
+
+<p>
+&ldquo;Of course you be. That&rsquo;s where you makes your money,&rdquo; said
+Dick. &ldquo;There aint nobody of any enterprise that pretends to make any
+profit on his goods.&rdquo;
+</p>
+
+<p>
+The Chatham Street trader looked after our hero as if he didn&rsquo;t quite
+comprehend him; but Dick, without waiting for a reply, passed on with his
+companion.
+</p>
+
+<p>
+In some of the shops auctions seemed to be going on.
+</p>
+
+<p>
+&ldquo;I am only offered two dollars, gentlemen, for this elegant pair of
+doeskin pants, made of the very best of cloth. It&rsquo;s a frightful
+sacrifice. Who&rsquo;ll give an eighth? Thank you, sir. Only seventeen
+shillings! Why the cloth cost more by the yard!&rdquo;
+</p>
+
+<p>
+This speaker was standing on a little platform haranguing to three men, holding
+in his hand meanwhile a pair of pants very loose in the legs, and presenting a
+cheap Bowery look.
+</p>
+
+<p>
+Frank and Dick paused before the shop door, and finally saw them knocked down
+to rather a verdant-looking individual at three dollars.
+</p>
+
+<p>
+&ldquo;Clothes seem to be pretty cheap here,&rdquo; said Frank.
+</p>
+
+<p>
+&ldquo;Yes, but Baxter Street is the cheapest place.&rdquo;
+</p>
+
+<p>
+&ldquo;Is it?&rdquo;
+</p>
+
+<p>
+&ldquo;Yes. Johnny Nolan got a whole rig-out there last week, for a
+dollar,&mdash;coat, cap, vest, pants, and shoes. They was very good measure,
+too, like my best clothes that I took off to oblige you.&rdquo;
+</p>
+
+<p>
+&ldquo;I shall know where to come for clothes next time,&rdquo; said Frank,
+laughing. &ldquo;I had no idea the city was so much cheaper than the country. I
+suppose the Baxter Street tailors are fashionable?&rdquo;
+</p>
+
+<p>
+&ldquo;In course they are. Me and Horace Greeley always go there for clothes.
+When Horace gets a new suit, I always have one made just like it; but I
+can&rsquo;t go the white hat. It aint becomin&rsquo; to my style of
+beauty.&rdquo;
+</p>
+
+<p>
+A little farther on a man was standing out on the sidewalk, distributing small
+printed handbills. One was handed to Frank, which he read as follows,&mdash;
+</p>
+
+<p>
+&ldquo;GRAND CLOSING-OUT SALE!&mdash;A variety of Beautiful and Costly Articles
+for Sale, at a Dollar apiece. Unparalleled Inducements! Walk in,
+Gentlemen!&rdquo;
+</p>
+
+<p>
+&ldquo;Whereabouts is this sale?&rdquo; asked Frank.
+</p>
+
+<p>
+&ldquo;In here, young gentlemen,&rdquo; said a black-whiskered individual, who
+appeared suddenly on the scene. &ldquo;Walk in.&rdquo;
+</p>
+
+<p>
+&ldquo;Shall we go in, Dick?&rdquo;
+</p>
+
+<p>
+&ldquo;It&rsquo;s a swindlin&rsquo; shop,&rdquo; said Dick, in a low voice.
+&ldquo;I&rsquo;ve been there. That man&rsquo;s a regular cheat. He&rsquo;s seen
+me before, but he don&rsquo;t know me coz of my clothes.&rdquo;
+</p>
+
+<p>
+&ldquo;Step in and see the articles,&rdquo; said the man, persuasively.
+&ldquo;You needn&rsquo;t buy, you know.&rdquo;
+</p>
+
+<p>
+&ldquo;Are all the articles worth more&rsquo;n a dollar?&rdquo; asked Dick.
+</p>
+
+<p>
+&ldquo;Yes,&rdquo; said the other, &ldquo;and some worth a great deal
+more.&rdquo;
+</p>
+
+<p>
+&ldquo;Such as what?&rdquo;
+</p>
+
+<p>
+&ldquo;Well, there&rsquo;s a silver pitcher worth twenty dollars.&rdquo;
+</p>
+
+<p>
+&ldquo;And you sell it for a dollar. That&rsquo;s very kind of you,&rdquo; said
+Dick, innocently.
+</p>
+
+<p>
+&ldquo;Walk in, and you&rsquo;ll understand it.&rdquo;
+</p>
+
+<p>
+&ldquo;No, I guess not,&rdquo; said Dick. &ldquo;My servants is so dishonest
+that I wouldn&rsquo;t like to trust &rsquo;em with a silver pitcher. Come
+along, Frank. I hope you&rsquo;ll succeed in your charitable enterprise of
+supplyin&rsquo; the public with silver pitchers at nineteen dollars less than
+they are worth.&rdquo;
+</p>
+
+<p>
+&ldquo;How does he manage, Dick?&rdquo; asked Frank, as they went on.
+</p>
+
+<p>
+&ldquo;All his articles are numbered, and he makes you pay a dollar, and then
+shakes some dice, and whatever the figgers come to, is the number of the
+article you draw. Most of &rsquo;em aint worth sixpence.&rdquo;
+</p>
+
+<p>
+A hat and cap store being close at hand, Dick and Frank went in. For
+seventy-five cents, which Frank insisted on paying, Dick succeeded in getting
+quite a neat-looking cap, which corresponded much better with his appearance
+than the one he had on. The last, not being considered worth keeping, Dick
+dropped on the sidewalk, from which, on looking back, he saw it picked up by a
+brother boot-black who appeared to consider it better than his own.
+</p>
+
+<p>
+They retraced their steps and went up Chambers Street to Broadway. At the
+corner of Broadway and Chambers Street is a large white marble warehouse, which
+attracted Frank&rsquo;s attention.
+</p>
+
+<p>
+&ldquo;What building is that?&rdquo; he asked, with interest.
+</p>
+
+<p>
+&ldquo;That belongs to my friend A. T. Stewart,&rdquo; said Dick.
+&ldquo;It&rsquo;s the biggest store on Broadway.* If I ever retire from
+boot-blackin&rsquo;, and go into mercantile pursuits, I may buy him out, or
+build another store that&rsquo;ll take the shine off this one.&rdquo;
+</p>
+
+<p class="footnote">
+* Mr. Stewart&rsquo;s Tenth Street store was not open at the time Dick spoke.
+</p>
+
+<p>
+&ldquo;Were you ever in the store?&rdquo; asked Frank.
+</p>
+
+<p>
+&ldquo;No,&rdquo; said Dick; &ldquo;but I&rsquo;m intimate with one of
+Stewart&rsquo;s partners. He is a cash boy, and does nothing but take money all
+day.&rdquo;
+</p>
+
+<p>
+&ldquo;A very agreeable employment,&rdquo; said Frank, laughing.
+</p>
+
+<p>
+&ldquo;Yes,&rdquo; said Dick, &ldquo;I&rsquo;d like to be in it.&rdquo;
+</p>
+
+<p>
+The boys crossed to the West side of Broadway, and walked slowly up the street.
+To Frank it was a very interesting spectacle. Accustomed to the quiet of the
+country, there was something fascinating in the crowds of people thronging the
+sidewalks, and the great variety of vehicles constantly passing and repassing
+in the street. Then again the shop-windows with their multifarious contents
+interested and amused him, and he was constantly checking Dick to look in at
+some well-stocked window.
+</p>
+
+<p>
+&ldquo;I don&rsquo;t see how so many shopkeepers can find people enough to buy
+of them,&rdquo; he said. &ldquo;We haven&rsquo;t got but two stores in our
+village, and Broadway seems to be full of them.&rdquo;
+</p>
+
+<p>
+&ldquo;Yes,&rdquo; said Dick; &ldquo;and its pretty much the same in the
+avenoos, &rsquo;specially the Third, Sixth, and Eighth avenoos. The Bowery,
+too, is a great place for shoppin&rsquo;. There everybody sells cheaper&rsquo;n
+anybody else, and nobody pretends to make no profit on their goods.&rdquo;
+</p>
+
+<p>
+&ldquo;Where&rsquo;s Barnum&rsquo;s Museum?&rdquo; asked Frank.
+</p>
+
+<p>
+&ldquo;Oh, that&rsquo;s down nearly opposite the Astor House,&rdquo; said Dick.
+&ldquo;Didn&rsquo;t you see a great building with lots of flags?&rdquo;
+</p>
+
+<p>
+&ldquo;Yes.&rdquo;
+</p>
+
+<p>
+&ldquo;Well, that&rsquo;s Barnum&rsquo;s.* That&rsquo;s where the Happy Family
+live, and the lions, and bears, and curiosities generally. It&rsquo;s a tip-top
+place. Haven&rsquo;t you ever been there? It&rsquo;s most as good as the Old
+Bowery, only the plays isn&rsquo;t quite so excitin&rsquo;.&rdquo;
+</p>
+
+<p class="footnote">
+* Since destroyed by fire, and rebuilt farther up Broadway, and again burned
+down in February.
+</p>
+
+<p>
+&ldquo;I&rsquo;ll go if I get time,&rdquo; said Frank. &ldquo;There is a boy at
+home who came to New York a month ago, and went to Barnum&rsquo;s, and has been
+talking about it ever since, so I suppose it must be worth seeing.&rdquo;
+</p>
+
+<p>
+&ldquo;They&rsquo;ve got a great play at the Old Bowery now,&rdquo; pursued
+Dick. &ldquo;&rsquo;Tis called the &lsquo;Demon of the Danube.&rsquo; The Demon
+falls in love with a young woman, and drags her by the hair up to the top of a
+steep rock where his castle stands.&rdquo;
+</p>
+
+<p>
+&ldquo;That&rsquo;s a queer way of showing his love,&rdquo; said Frank,
+laughing.
+</p>
+
+<p>
+&ldquo;She didn&rsquo;t want to go with him, you know, but was in love with
+another chap. When he heard about his girl bein&rsquo; carried off, he felt
+awful, and swore an oath not to rest till he had got her free. Well, at last he
+got into the castle by some underground passage, and he and the Demon had a
+fight. Oh, it was bully seein&rsquo; &rsquo;em roll round on the stage,
+cuttin&rsquo; and slashin&rsquo; at each other.&rdquo;
+</p>
+
+<p>
+&ldquo;And which got the best of it?&rdquo;
+</p>
+
+<p>
+&ldquo;At first the Demon seemed to be ahead, but at last the young Baron got
+him down, and struck a dagger into his heart, sayin&rsquo;, &lsquo;Die, false
+and perjured villain! The dogs shall feast upon thy carcass!&rsquo; and then
+the Demon give an awful howl and died. Then the Baron seized his body, and
+threw it over the precipice.&rdquo;
+</p>
+
+<p>
+&ldquo;It seems to me the actor who plays the Demon ought to get extra pay, if
+he has to be treated that way.&rdquo;
+</p>
+
+<p>
+&ldquo;That&rsquo;s so,&rdquo; said Dick; &ldquo;but I guess he&rsquo;s used to
+it. It seems to agree with his constitution.&rdquo;
+</p>
+
+<p>
+&ldquo;What building is that?&rdquo; asked Frank, pointing to a structure
+several rods back from the street, with a large yard in front. It was an
+unusual sight for Broadway, all the other buildings in that neighborhood being
+even with the street.
+</p>
+
+<p>
+&ldquo;That is the New York Hospital,&rdquo; said Dick. &ldquo;They&rsquo;re a
+rich institution, and take care of sick people on very reasonable terms.&rdquo;
+</p>
+
+<p>
+&ldquo;Did you ever go in there?&rdquo;
+</p>
+
+<p>
+&ldquo;Yes,&rdquo; said Dick; &ldquo;there was a friend of mine, Johnny Mullen,
+he was a newsboy, got run over by a omnibus as he was crossin&rsquo; Broadway
+down near Park Place. He was carried to the Hospital, and me and some of his
+friends paid his board while he was there. It was only three dollars a week,
+which was very cheap, considerin&rsquo; all the care they took of him. I got
+leave to come and see him while he was here. Everything looked so nice and
+comfortable, that I thought a little of coaxin&rsquo; a omnibus driver to run
+over me, so I might go there too.&rdquo;
+</p>
+
+<p>
+&ldquo;Did your friend have to have his leg cut off?&rdquo; asked Frank,
+interested.
+</p>
+
+<p>
+&ldquo;No,&rdquo; said Dick; &ldquo;though there was a young student there that
+was very anxious to have it cut off; but it wasn&rsquo;t done, and Johnny is
+around the streets as well as ever.&rdquo;
+</p>
+
+<p>
+While this conversation was going on they reached No. 365, at the corner of
+Franklin Street.*
+</p>
+
+<p class="footnote">
+* Now the office of the Merchants&rsquo; Union Express Company.
+</p>
+
+<p>
+&ldquo;That&rsquo;s Taylor&rsquo;s Saloon,&rdquo; said Dick. &ldquo;When I come
+into a fortun&rsquo; I shall take my meals there reg&rsquo;lar.&rdquo;
+</p>
+
+<p>
+&ldquo;I have heard of it very often,&rdquo; said Frank. &ldquo;It is said to
+be very elegant. Suppose we go in and take an ice-cream. It will give us a
+chance to see it to better advantage.&rdquo;
+</p>
+
+<p>
+&ldquo;Thank you,&rdquo; said Dick; &ldquo;I think that&rsquo;s the most
+agreeable way of seein&rsquo; the place myself.&rdquo;
+</p>
+
+<p>
+The boys entered, and found themselves in a spacious and elegant saloon,
+resplendent with gilding, and adorned on all sides by costly mirrors. They sat
+down to a small table with a marble top, and Frank gave the order.
+</p>
+
+<p>
+&ldquo;It reminds me of Aladdin&rsquo;s palace,&rdquo; said Frank, looking
+about him.
+</p>
+
+<p>
+&ldquo;Does it?&rdquo; said Dick; &ldquo;he must have had plenty of
+money.&rdquo;
+</p>
+
+<p>
+&ldquo;He had an old lamp, which he had only to rub, when the Slave of the Lamp
+would appear, and do whatever he wanted.&rdquo;
+</p>
+
+<p>
+&ldquo;That must have been a valooable lamp. I&rsquo;d be willin&rsquo; to give
+all my Erie shares for it.&rdquo;
+</p>
+
+<p>
+There was a tall, gaunt individual at the next table, who apparently heard this
+last remark of Dick&rsquo;s. Turning towards our hero, he said, &ldquo;May I
+inquire, young man, whether you are largely interested in this Erie
+Railroad?&rdquo;
+</p>
+
+<p>
+&ldquo;I haven&rsquo;t got no property except what&rsquo;s invested in
+Erie,&rdquo; said Dick, with a comical side-glance at Frank.
+</p>
+
+<p>
+&ldquo;Indeed! I suppose the investment was made by your guardian.&rdquo;
+</p>
+
+<p>
+&ldquo;No,&rdquo; said Dick; &ldquo;I manage my property myself.&rdquo;
+</p>
+
+<p>
+&ldquo;And I presume your dividends have not been large?&rdquo;
+</p>
+
+<p>
+&ldquo;Why, no,&rdquo; said Dick; &ldquo;you&rsquo;re about right there. They
+haven&rsquo;t.&rdquo;
+</p>
+
+<p>
+&ldquo;As I supposed. It&rsquo;s poor stock. Now, my young friend, I can
+recommend a much better investment, which will yield you a large annual income.
+I am agent of the Excelsior Copper Mining Company, which possesses one of the
+most productive mines in the world. It&rsquo;s sure to yield fifty per cent. on
+the investment. Now, all you have to do is to sell out your Erie shares, and
+invest in our stock, and I&rsquo;ll insure you a fortune in three years. How
+many shares did you say you had?&rdquo;
+</p>
+
+<p>
+&ldquo;I didn&rsquo;t say, that I remember,&rdquo; said Dick. &ldquo;Your offer
+is very kind and obligin&rsquo;, and as soon as I get time I&rsquo;ll see about
+it.&rdquo;
+</p>
+
+<p>
+&ldquo;I hope you will,&rdquo; said the stranger. &ldquo;Permit me to give you
+my card. &lsquo;Samuel Snap, No. &mdash; Wall Street.&rsquo; I shall be most
+happy to receive a call from you, and exhibit the maps of our mine. I should be
+glad to have you mention the matter also to your friends. I am confident you
+could do no greater service than to induce them to embark in our
+enterprise.&rdquo;
+</p>
+
+<p>
+&ldquo;Very good,&rdquo; said Dick.
+</p>
+
+<p>
+Here the stranger left the table, and walked up to the desk to settle his bill.
+</p>
+
+<p>
+&ldquo;You see what it is to be a man of fortun&rsquo;, Frank,&rdquo; said
+Dick, &ldquo;and wear good clothes. I wonder what that chap&rsquo;ll say when
+he sees me blackin&rsquo; boots to-morrow in the street?&rdquo;
+</p>
+
+<p>
+&ldquo;Perhaps you earn your money more honorably than he does, after
+all,&rdquo; said Frank. &ldquo;Some of these mining companies are nothing but
+swindles, got up to cheat people out of their money.&rdquo;
+</p>
+
+<p>
+&ldquo;He&rsquo;s welcome to all he gets out of me,&rdquo; said Dick.
+</p>
+
+</div><!--end chapter-->
+
+<div class="chapter">
+
+<h2><a name="chap06"></a>CHAPTER VI.<br/>
+UP BROADWAY TO MADISON SQUARE</h2>
+
+<p>
+As the boys pursued their way up Broadway, Dick pointed out the prominent
+hotels and places of amusement. Frank was particularly struck with the imposing
+fronts of the St. Nicholas and Metropolitan Hotels, the former of white marble,
+the latter of a subdued brown hue, but not less elegant in its internal
+appointments. He was not surprised to be informed that each of these splendid
+structures cost with the furnishing not far from a million dollars.
+</p>
+
+<p>
+At Eighth Street Dick turned to the right, and pointed out the Clinton Hall
+Building now occupied by the Mercantile Library, comprising at that time over
+fifty thousand volumes.*
+</p>
+
+<p class="footnote">
+* Now not far from one hundred thousand.
+</p>
+
+<p>
+A little farther on they came to a large building standing by itself just at
+the opening of Third and Fourth Avenues, and with one side on each.
+</p>
+
+<p>
+&ldquo;What is that building?&rdquo; asked Frank.
+</p>
+
+<p>
+&ldquo;That&rsquo;s the Cooper Institute,&rdquo; said Dick; &ldquo;built by Mr.
+Cooper, a particular friend of mine. Me and Peter Cooper used to go to school
+together.&rdquo;
+</p>
+
+<p>
+&ldquo;What is there inside?&rdquo; asked Frank.
+</p>
+
+<p>
+&ldquo;There&rsquo;s a hall for public meetin&rsquo;s and lectures in the
+basement, and a readin&rsquo; room and a picture gallery up above,&rdquo; said
+Dick.
+</p>
+
+<p>
+Directly opposite Cooper Institute, Frank saw a very large building of brick,
+covering about an acre of ground.
+</p>
+
+<p>
+&ldquo;Is that a hotel?&rdquo; he asked.
+</p>
+
+<p>
+&ldquo;No,&rdquo; said Dick; &ldquo;that&rsquo;s the Bible House. It&rsquo;s
+the place where they make Bibles. I was in there once,&mdash;saw a big pile of
+&rsquo;em.&rdquo;
+</p>
+
+<p>
+&ldquo;Did you ever read the Bible?&rdquo; asked Frank, who had some idea of
+the neglected state of Dick&rsquo;s education.
+</p>
+
+<p>
+&ldquo;No,&rdquo; said Dick; &ldquo;I&rsquo;ve heard it&rsquo;s a good book,
+but I never read one. I aint much on readin&rsquo;. It makes my head
+ache.&rdquo;
+</p>
+
+<p>
+&ldquo;I suppose you can&rsquo;t read very fast.&rdquo;
+</p>
+
+<p>
+&ldquo;I can read the little words pretty well, but the big ones is what stick
+me.&rdquo;
+</p>
+
+<p>
+&ldquo;If I lived in the city, you might come every evening to me, and I would
+teach you.&rdquo;
+</p>
+
+<p>
+&ldquo;Would you take so much trouble about me?&rdquo; asked Dick, earnestly.
+</p>
+
+<p>
+&ldquo;Certainly; I should like to see you getting on. There isn&rsquo;t much
+chance of that if you don&rsquo;t know how to read and write.&rdquo;
+</p>
+
+<p>
+&ldquo;You&rsquo;re a good feller,&rdquo; said Dick, gratefully. &ldquo;I wish
+you did live in New York. I&rsquo;d like to know somethin&rsquo;. Whereabouts
+do you live?&rdquo;
+</p>
+
+<p>
+&ldquo;About fifty miles off, in a town on the left bank of the Hudson. I wish
+you&rsquo;d come up and see me sometime. I would like to have you come and stop
+two or three days.&rdquo;
+</p>
+
+<p>
+&ldquo;Honor bright?&rdquo;
+</p>
+
+<p>
+&ldquo;I don&rsquo;t understand.&rdquo;
+</p>
+
+<p>
+&ldquo;Do you mean it?&rdquo; asked Dick, incredulously.
+</p>
+
+<p>
+&ldquo;Of course I do. Why shouldn&rsquo;t I?&rdquo;
+</p>
+
+<p>
+&ldquo;What would your folks say if they knowed you asked a boot-black to visit
+you?&rdquo;
+</p>
+
+<p>
+&ldquo;You are none the worse for being a boot-black, Dick.&rdquo;
+</p>
+
+<p>
+&ldquo;I aint used to genteel society,&rdquo; said Dick. &ldquo;I
+shouldn&rsquo;t know how to behave.&rdquo;
+</p>
+
+<p>
+&ldquo;Then I could show you. You won&rsquo;t be a boot-black all your life,
+you know.&rdquo;
+</p>
+
+<p>
+&ldquo;No,&rdquo; said Dick; &ldquo;I&rsquo;m goin&rsquo; to knock off when I
+get to be ninety.&rdquo;
+</p>
+
+<p>
+&ldquo;Before that, I hope,&rdquo; said Frank, smiling.
+</p>
+
+<p>
+&ldquo;I really wish I could get somethin&rsquo; else to do,&rdquo; said Dick,
+soberly. &ldquo;I&rsquo;d like to be a office boy, and learn business, and grow
+up &rsquo;spectable.&rdquo;
+</p>
+
+<p>
+&ldquo;Why don&rsquo;t you try, and see if you can&rsquo;t get a place,
+Dick?&rdquo;
+</p>
+
+<p>
+&ldquo;Who&rsquo;d take Ragged Dick?&rdquo;
+</p>
+
+<p>
+&ldquo;But you aint ragged now, Dick.&rdquo;
+</p>
+
+<p>
+&ldquo;No,&rdquo; said Dick; &ldquo;I look a little better than I did in my
+Washington coat and Louis Napoleon pants. But if I got in a office, they
+wouldn&rsquo;t give me more&rsquo;n three dollars a week, and I couldn&rsquo;t
+live &rsquo;spectable on that.&rdquo;
+</p>
+
+<p>
+&ldquo;No, I suppose not,&rdquo; said Frank, thoughtfully. &ldquo;But you would
+get more at the end of the first year.&rdquo;
+</p>
+
+<p>
+&ldquo;Yes,&rdquo; said Dick; &ldquo;but by that time I&rsquo;d be
+nothin&rsquo; but skin and bones.&rdquo;
+</p>
+
+<p>
+Frank laughed. &ldquo;That reminds me,&rdquo; he said, &ldquo;of the story of
+an Irishman, who, out of economy, thought he would teach his horse to feed on
+shavings. So he provided the horse with a pair of green spectacles which made
+the shavings look eatable. But unfortunately, just as the horse got learned, he
+up and died.&rdquo;
+</p>
+
+<p>
+&ldquo;The hoss must have been a fine specimen of architectur&rsquo; by the
+time he got through,&rdquo; remarked Dick.
+</p>
+
+<p>
+&ldquo;Whereabouts are we now?&rdquo; asked Frank, as they emerged from Fourth
+Avenue into Union Square.
+</p>
+
+<p>
+&ldquo;That is Union Park,&rdquo; said Dick, pointing to a beautiful enclosure,
+in the centre of which was a pond, with a fountain playing.
+</p>
+
+<p>
+&ldquo;Is that the statue of General Washington?&rdquo; asked Frank, pointing
+to a bronze equestrian statue, on a granite pedestal.
+</p>
+
+<p>
+&ldquo;Yes,&rdquo; said Dick; &ldquo;he&rsquo;s growed some since he was
+President. If he&rsquo;d been as tall as that when he fit in the Revolution,
+he&rsquo;d have walloped the Britishers some, I reckon.&rdquo;
+</p>
+
+<p>
+Frank looked up at the statue, which is fourteen and a half feet high, and
+acknowledged the justice of Dick&rsquo;s remark.
+</p>
+
+<p>
+&ldquo;How about the coat, Dick?&rdquo; he asked. &ldquo;Would it fit
+you?&rdquo;
+</p>
+
+<p>
+&ldquo;Well, it might be rather loose,&rdquo; said Dick, &ldquo;I aint much
+more&rsquo;n ten feet high with my boots off.&rdquo;
+</p>
+
+<p>
+&ldquo;No, I should think not,&rdquo; said Frank, smiling. &ldquo;You&rsquo;re
+a queer boy, Dick.&rdquo;
+</p>
+
+<p>
+&ldquo;Well, I&rsquo;ve been brought up queer. Some boys is born with a silver
+spoon in their mouth. Victoria&rsquo;s boys is born with a gold spoon, set with
+di&rsquo;monds; but gold and silver was scarce when I was born, and mine was
+pewter.&rdquo;
+</p>
+
+<p>
+&ldquo;Perhaps the gold and silver will come by and by, Dick. Did you ever hear
+of Dick Whittington?&rdquo;
+</p>
+
+<p>
+&ldquo;Never did. Was he a Ragged Dick?&rdquo;
+</p>
+
+<p>
+&ldquo;I shouldn&rsquo;t wonder if he was. At any rate he was very poor when he
+was a boy, but he didn&rsquo;t stay so. Before he died, he became Lord Mayor of
+London.&rdquo;
+</p>
+
+<p>
+&ldquo;Did he?&rdquo; asked Dick, looking interested. &ldquo;How did he do
+it?&rdquo;
+</p>
+
+<p>
+&ldquo;Why, you see, a rich merchant took pity on him, and gave him a home in
+his own house, where he used to stay with the servants, being employed in
+little errands. One day the merchant noticed Dick picking up pins and needles
+that had been dropped, and asked him why he did it. Dick told him he was going
+to sell them when he got enough. The merchant was pleased with his saving
+disposition, and when soon after, he was going to send a vessel to foreign
+parts, he told Dick he might send anything he pleased in it, and it should be
+sold to his advantage. Now Dick had nothing in the world but a kitten which had
+been given him a short time before.&rdquo;
+</p>
+
+<p>
+&ldquo;How much taxes did he have to pay on it?&rdquo; asked Dick.
+</p>
+
+<p>
+&ldquo;Not very high, probably. But having only the kitten, he concluded to
+send it along. After sailing a good many months, during which the kitten grew
+up to be a strong cat, the ship touched at an island never before known, which
+happened to be infested with rats and mice to such an extent that they worried
+everybody&rsquo;s life out, and even ransacked the king&rsquo;s palace. To make
+a long story short, the captain, seeing how matters stood, brought Dick&rsquo;s
+cat ashore, and she soon made the rats and mice scatter. The king was highly
+delighted when he saw what havoc she made among the rats and mice, and resolved
+to have her at any price. So he offered a great quantity of gold for her,
+which, of course, the captain was glad to accept. It was faithfully carried
+back to Dick, and laid the foundation of his fortune. He prospered as he grew
+up, and in time became a very rich merchant, respected by all, and before he
+died was elected Lord Mayor of London.&rdquo;
+</p>
+
+<p>
+&ldquo;That&rsquo;s a pretty good story,&rdquo; said Dick; &ldquo;but I
+don&rsquo;t believe all the cats in New York will ever make me mayor.&rdquo;
+</p>
+
+<p>
+&ldquo;No, probably not, but you may rise in some other way. A good many
+distinguished men have once been poor boys. There&rsquo;s hope for you, Dick,
+if you&rsquo;ll try.&rdquo;
+</p>
+
+<p>
+&ldquo;Nobody ever talked to me so before,&rdquo; said Dick. &ldquo;They just
+called me Ragged Dick, and told me I&rsquo;d grow up to be a vagabone (boys who
+are better educated need not be surprised at Dick&rsquo;s blunders) and come to
+the gallows.&rdquo;
+</p>
+
+<p>
+&ldquo;Telling you so won&rsquo;t make it turn out so, Dick. If you&rsquo;ll
+try to be somebody, and grow up into a respectable member of society, you will.
+You may not become rich,&mdash;it isn&rsquo;t everybody that becomes rich, you
+know&mdash;but you can obtain a good position, and be respected.&rdquo;
+</p>
+
+<p>
+&ldquo;I&rsquo;ll try,&rdquo; said Dick, earnestly. &ldquo;I needn&rsquo;t have
+been Ragged Dick so long if I hadn&rsquo;t spent my money in goin&rsquo; to the
+theatre, and treatin&rsquo; boys to oyster-stews, and bettin&rsquo; money on
+cards, and such like.&rdquo;
+</p>
+
+<p>
+&ldquo;Have you lost money that way?&rdquo;
+</p>
+
+<p>
+&ldquo;Lots of it. One time I saved up five dollars to buy me a new rig-out,
+cos my best suit was all in rags, when Limpy Jim wanted me to play a game with
+him.&rdquo;
+</p>
+
+<p>
+&ldquo;Limpy Jim?&rdquo; said Frank, interrogatively.
+</p>
+
+<p>
+&ldquo;Yes, he&rsquo;s lame; that&rsquo;s what makes us call him Limpy
+Jim.&rdquo;
+</p>
+
+<p>
+&ldquo;I suppose you lost?&rdquo;
+</p>
+
+<p>
+&ldquo;Yes, I lost every penny, and had to sleep out, cos I hadn&rsquo;t a cent
+to pay for lodgin&rsquo;. &rsquo;Twas a awful cold night, and I got most
+froze.&rdquo;
+</p>
+
+<p>
+&ldquo;Wouldn&rsquo;t Jim let you have any of the money he had won to pay for a
+lodging?&rdquo;
+</p>
+
+<p>
+&ldquo;No; I axed him for five cents, but he wouldn&rsquo;t let me have
+it.&rdquo;
+</p>
+
+<p>
+&ldquo;Can you get lodging for five cents?&rdquo; asked Frank, in surprise.
+</p>
+
+<p>
+&ldquo;Yes,&rdquo; said Dick, &ldquo;but not at the Fifth Avenue Hotel.
+That&rsquo;s it right out there.&rdquo;
+</p>
+
+</div><!--end chapter-->
+
+<div class="chapter">
+
+<h2><a name="chap07"></a>CHAPTER VII.<br/>
+THE POCKET-BOOK</h2>
+
+<p>
+They had reached the junction of Broadway and of Fifth Avenue. Before them was
+a beautiful park of ten acres. On the left-hand side was a large marble
+building, presenting a fine appearance with its extensive white front. This was
+the building at which Dick pointed.
+</p>
+
+<p>
+&ldquo;Is that the Fifth Avenue Hotel?&rdquo; asked Frank. &ldquo;I&rsquo;ve
+heard of it often. My Uncle William always stops there when he comes to New
+York.&rdquo;
+</p>
+
+<p>
+&ldquo;I once slept on the outside of it,&rdquo; said Dick. &ldquo;They was
+very reasonable in their charges, and told me I might come again.&rdquo;
+</p>
+
+<p>
+&ldquo;Perhaps sometime you&rsquo;ll be able to sleep inside,&rdquo; said
+Frank.
+</p>
+
+<p>
+&ldquo;I guess that&rsquo;ll be when Queen Victoria goes to the Five Points to
+live.&rdquo;
+</p>
+
+<p>
+&ldquo;It looks like a palace,&rdquo; said Frank. &ldquo;The queen
+needn&rsquo;t be ashamed to live in such a beautiful building as that.&rdquo;
+</p>
+
+<p>
+Though Frank did not know it, one of the queen&rsquo;s palaces is far from
+being as fine a looking building as the Fifth Avenue Hotel. St. James&rsquo;
+Palace is a very ugly-looking brick structure, and appears much more like a
+factory than like the home of royalty. There are few hotels in the world as
+fine-looking as this democratic institution.
+</p>
+
+<p>
+At that moment a gentleman passed them on the sidewalk, who looked back at
+Dick, as if his face seemed familiar.
+</p>
+
+<p>
+&ldquo;I know that man,&rdquo; said Dick, after he had passed.
+&ldquo;He&rsquo;s one of my customers.&rdquo;
+</p>
+
+<p>
+&ldquo;What is his name?&rdquo;
+</p>
+
+<p>
+&ldquo;I don&rsquo;t know.&rdquo;
+</p>
+
+<p>
+&ldquo;He looked back as if he thought he knew you.&rdquo;
+</p>
+
+<p>
+&ldquo;He would have knowed me at once if it hadn&rsquo;t been for my new
+clothes,&rdquo; said Dick. &ldquo;I don&rsquo;t look much like Ragged Dick
+now.&rdquo;
+</p>
+
+<p>
+&ldquo;I suppose your face looked familiar.&rdquo;
+</p>
+
+<p>
+&ldquo;All but the dirt,&rdquo; said Dick, laughing. &ldquo;I don&rsquo;t
+always have the chance of washing my face and hands in the Astor House.&rdquo;
+</p>
+
+<p>
+&ldquo;You told me,&rdquo; said Frank, &ldquo;that there was a place where you
+could get lodging for five cents. Where&rsquo;s that?&rdquo;
+</p>
+
+<p>
+&ldquo;It&rsquo;s the News-boys&rsquo; Lodgin&rsquo; House, on Fulton
+Street,&rdquo; said Dick, &ldquo;up over the &lsquo;Sun&rsquo; office.
+It&rsquo;s a good place. I don&rsquo;t know what us boys would do without it.
+They give you supper for six cents, and a bed for five cents more.&rdquo;
+</p>
+
+<p>
+&ldquo;I suppose some boys don&rsquo;t even have the five cents to
+pay,&mdash;do they?&rdquo;
+</p>
+
+<p>
+&ldquo;They&rsquo;ll trust the boys,&rdquo; said Dick. &ldquo;But I don&rsquo;t
+like to get trusted. I&rsquo;d be ashamed to get trusted for five cents, or ten
+either. One night I was comin&rsquo; down Chatham Street, with fifty cents in
+my pocket. I was goin&rsquo; to get a good oyster-stew, and then go to the
+lodgin&rsquo; house; but somehow it slipped through a hole in my
+trowses-pocket, and I hadn&rsquo;t a cent left. If it had been summer I
+shouldn&rsquo;t have cared, but it&rsquo;s rather tough stayin&rsquo; out
+winter nights.&rdquo;
+</p>
+
+<p>
+Frank, who had always possessed a good home of his own, found it hard to
+realize that the boy who was walking at his side had actually walked the
+streets in the cold without a home, or money to procure the common comfort of a
+bed.
+</p>
+
+<p>
+&ldquo;What did you do?&rdquo; he asked, his voice full of sympathy.
+</p>
+
+<p>
+&ldquo;I went to the &lsquo;Times&rsquo; office. I knowed one of the pressmen,
+and he let me set down in a corner, where I was warm, and I soon got fast
+asleep.&rdquo;
+</p>
+
+<p>
+&ldquo;Why don&rsquo;t you get a room somewhere, and so always have a home to
+go to?&rdquo;
+</p>
+
+<p>
+&ldquo;I dunno,&rdquo; said Dick. &ldquo;I never thought of it. P&rsquo;rhaps I
+may hire a furnished house on Madison Square.&rdquo;
+</p>
+
+<p>
+&ldquo;That&rsquo;s where Flora McFlimsey lived.&rdquo;
+</p>
+
+<p>
+&ldquo;I don&rsquo;t know her,&rdquo; said Dick, who had never read the popular
+poem of which she is the heroine.
+</p>
+
+<p>
+While this conversation was going on, they had turned into Twenty-fifth Street,
+and had by this time reached Third Avenue.
+</p>
+
+<p>
+Just before entering it, their attention was drawn to the rather singular
+conduct of an individual in front of them. Stopping suddenly, he appeared to
+pick up something from the sidewalk, and then looked about him in rather a
+confused way.
+</p>
+
+<p>
+&ldquo;I know his game,&rdquo; whispered Dick. &ldquo;Come along and
+you&rsquo;ll see what it is.&rdquo;
+</p>
+
+<p>
+He hurried Frank forward until they overtook the man, who had come to a
+stand-still.
+</p>
+
+<p>
+&ldquo;Have you found anything?&rdquo; asked Dick.
+</p>
+
+<p>
+&ldquo;Yes,&rdquo; said the man, &ldquo;I&rsquo;ve found this.&rdquo;
+</p>
+
+<p>
+He exhibited a wallet which seemed stuffed with bills, to judge from its
+plethoric appearance.
+</p>
+
+<p>
+&ldquo;Whew!&rdquo; exclaimed Dick; &ldquo;you&rsquo;re in luck.&rdquo;
+</p>
+
+<p>
+&ldquo;I suppose somebody has lost it,&rdquo; said the man, &ldquo;and will
+offer a handsome reward.&rdquo;
+</p>
+
+<p>
+&ldquo;Which you&rsquo;ll get.&rdquo;
+</p>
+
+<p>
+&ldquo;Unfortunately I am obliged to take the next train to Boston.
+That&rsquo;s where I live. I haven&rsquo;t time to hunt up the owner.&rdquo;
+</p>
+
+<p>
+&ldquo;Then I suppose you&rsquo;ll take the pocket-book with you,&rdquo; said
+Dick, with assumed simplicity.
+</p>
+
+<p>
+&ldquo;I should like to leave it with some honest fellow who would see it
+returned to the owner,&rdquo; said the man, glancing at the boys.
+</p>
+
+<p>
+&ldquo;I&rsquo;m honest,&rdquo; said Dick.
+</p>
+
+<p>
+&ldquo;I&rsquo;ve no doubt of it,&rdquo; said the other. &ldquo;Well, young
+man, I&rsquo;ll make you an offer. You take the pocket-book&mdash;&rdquo;
+</p>
+
+<p>
+&ldquo;All right. Hand it over, then.&rdquo;
+</p>
+
+<p>
+&ldquo;Wait a minute. There must be a large sum inside. I shouldn&rsquo;t
+wonder if there might be a thousand dollars. The owner will probably give you a
+hundred dollars reward.&rdquo;
+</p>
+
+<p>
+&ldquo;Why don&rsquo;t you stay and get it?&rdquo; asked Frank.
+</p>
+
+<p>
+&ldquo;I would, only there is sickness in my family, and I must get home as
+soon as possible. Just give me twenty dollars, and I&rsquo;ll hand you the
+pocket-book, and let you make whatever you can out of it. Come, that&rsquo;s a
+good offer. What do you say?&rdquo;
+</p>
+
+<p>
+Dick was well dressed, so that the other did not regard it as at all improbable
+that he might possess that sum. He was prepared, however, to let him have it
+for less, if necessary.
+</p>
+
+<p>
+&ldquo;Twenty dollars is a good deal of money,&rdquo; said Dick, appearing to
+hesitate.
+</p>
+
+<p>
+&ldquo;You&rsquo;ll get it back, and a good deal more,&rdquo; said the
+stranger, persuasively.
+</p>
+
+<p>
+&ldquo;I don&rsquo;t know but I shall. What would you do, Frank?&rdquo;
+</p>
+
+<p>
+&ldquo;I don&rsquo;t know but I would,&rdquo; said Frank, &ldquo;if
+you&rsquo;ve got the money.&rdquo; He was not a little surprised to think that
+Dick had so much by him.
+</p>
+
+<p>
+&ldquo;I don&rsquo;t know but I will,&rdquo; said Dick, after some
+irresolution. &ldquo;I guess I won&rsquo;t lose much.&rdquo;
+</p>
+
+<p>
+&ldquo;You can&rsquo;t lose anything,&rdquo; said the stranger briskly.
+&ldquo;Only be quick, for I must be on my way to the cars. I am afraid I shall
+miss them now.&rdquo;
+</p>
+
+<p>
+Dick pulled out a bill from his pocket, and handed it to the stranger,
+receiving the pocket-book in return. At that moment a policeman turned the
+corner, and the stranger, hurriedly thrusting the bill into his pocket, without
+looking at it, made off with rapid steps.
+</p>
+
+<p>
+&ldquo;What is there in the pocket-book, Dick?&rdquo; asked Frank in some
+excitement. &ldquo;I hope there&rsquo;s enough to pay you for the money you
+gave him.&rdquo;
+</p>
+
+<p>
+Dick laughed.
+</p>
+
+<p>
+&ldquo;I&rsquo;ll risk that,&rdquo; said he.
+</p>
+
+<p>
+&ldquo;But you gave him twenty dollars. That&rsquo;s a good deal of
+money.&rdquo;
+</p>
+
+<p>
+&ldquo;If I had given him as much as that, I should deserve to be cheated out
+of it.&rdquo;
+</p>
+
+<p>
+&ldquo;But you did,&mdash;didn&rsquo;t you?&rdquo;
+</p>
+
+<p>
+&ldquo;He thought so.&rdquo;
+</p>
+
+<p>
+&ldquo;What was it, then?&rdquo;
+</p>
+
+<p>
+&ldquo;It was nothing but a dry-goods circular got up to imitate a
+bank-bill.&rdquo;
+</p>
+
+<p>
+Frank looked sober.
+</p>
+
+<p>
+&ldquo;You ought not to have cheated him, Dick,&rdquo; he said, reproachfully.
+</p>
+
+<p>
+&ldquo;Didn&rsquo;t he want to cheat me?&rdquo;
+</p>
+
+<p>
+&ldquo;I don&rsquo;t know.&rdquo;
+</p>
+
+<p>
+&ldquo;What do you s&rsquo;pose there is in that pocket-book?&rdquo; asked
+Dick, holding it up.
+</p>
+
+<p>
+Frank surveyed its ample proportions, and answered sincerely enough,
+&ldquo;Money, and a good deal of it.&rdquo;
+</p>
+
+<p>
+&ldquo;There aint stamps enough in it to buy a oyster-stew,&rdquo; said Dick.
+&ldquo;If you don&rsquo;t believe it, just look while I open it.&rdquo;
+</p>
+
+<p>
+So saying he opened the pocket-book, and showed Frank that it was stuffed out
+with pieces of blank paper, carefully folded up in the shape of bills. Frank,
+who was unused to city life, and had never heard anything of the
+&ldquo;drop-game&rdquo; looked amazed at this unexpected development.
+</p>
+
+<p>
+&ldquo;I knowed how it was all the time,&rdquo; said Dick. &ldquo;I guess I got
+the best of him there. This wallet&rsquo;s worth somethin&rsquo;. I shall use
+it to keep my stiffkit&rsquo;s of Erie stock in, and all my other papers what
+aint of no use to anybody but the owner.&rdquo;
+</p>
+
+<p>
+&ldquo;That&rsquo;s the kind of papers it&rsquo;s got in it now,&rdquo; said
+Frank, smiling.
+</p>
+
+<p>
+&ldquo;That&rsquo;s so!&rdquo; said Dick.
+</p>
+
+<p>
+&ldquo;By hokey!&rdquo; he exclaimed suddenly, &ldquo;if there aint the old
+chap comin&rsquo; back ag&rsquo;in. He looks as if he&rsquo;d heard bad news
+from his sick family.&rdquo;
+</p>
+
+<p>
+By this time the pocket-book dropper had come up.
+</p>
+
+<p>
+Approaching the boys, he said in an undertone to Dick, &ldquo;Give me back that
+pocket-book, you young rascal!&rdquo;
+</p>
+
+<p>
+&ldquo;Beg your pardon, mister,&rdquo; said Dick, &ldquo;but was you
+addressin&rsquo; me?&rdquo;
+</p>
+
+<p>
+&ldquo;Yes, I was.&rdquo;
+</p>
+
+<p>
+&ldquo;&rsquo;Cause you called me by the wrong name. I&rsquo;ve knowed some
+rascals, but I aint the honor to belong to the family.&rdquo;
+</p>
+
+<p>
+He looked significantly at the other as he spoke, which didn&rsquo;t improve
+the man&rsquo;s temper. Accustomed to swindle others, he did not fancy being
+practised upon in return.
+</p>
+
+<p>
+&ldquo;Give me back that pocket-book,&rdquo; he repeated in a threatening
+voice.
+</p>
+
+<p>
+&ldquo;Couldn&rsquo;t do it,&rdquo; said Dick, coolly. &ldquo;I&rsquo;m
+go&rsquo;n&rsquo; to restore it to the owner. The contents is so valooable that
+most likely the loss has made him sick, and he&rsquo;ll be likely to come down
+liberal to the honest finder.&rdquo;
+</p>
+
+<p>
+&ldquo;You gave me a bogus bill,&rdquo; said the man.
+</p>
+
+<p>
+&ldquo;It&rsquo;s what I use myself,&rdquo; said Dick.
+</p>
+
+<p>
+&ldquo;You&rsquo;ve swindled me.&rdquo;
+</p>
+
+<p>
+&ldquo;I thought it was the other way.&rdquo;
+</p>
+
+<p>
+&ldquo;None of your nonsense,&rdquo; said the man angrily. &ldquo;If you
+don&rsquo;t give up that pocket-book, I&rsquo;ll call a policeman.&rdquo;
+</p>
+
+<p>
+&ldquo;I wish you would,&rdquo; said Dick. &ldquo;They&rsquo;ll know most
+likely whether it&rsquo;s Stewart or Astor that&rsquo;s lost the pocket-book,
+and I can get &rsquo;em to return it.&rdquo;
+</p>
+
+<p>
+The &ldquo;dropper,&rdquo; whose object it was to recover the pocket-book, in
+order to try the same game on a more satisfactory customer, was irritated by
+Dick&rsquo;s refusal, and above all by the coolness he displayed. He resolved
+to make one more attempt.
+</p>
+
+<p>
+&ldquo;Do you want to pass the night in the Tombs?&rdquo; he asked.
+</p>
+
+<p>
+&ldquo;Thank you for your very obligin&rsquo; proposal,&rdquo; said Dick;
+&ldquo;but it aint convenient to-day. Any other time, when you&rsquo;d like to
+have me come and stop with you, I&rsquo;m agreeable; but my two youngest
+children is down with the measles, and I expect I&rsquo;ll have to set up all
+night to take care of &rsquo;em. Is the Tombs, in gineral, a pleasant place of
+residence?&rdquo;
+</p>
+
+<p>
+Dick asked this question with an air of so much earnestness that Frank could
+scarcely forbear laughing, though it is hardly necessary to say that the
+dropper was by no means so inclined.
+</p>
+
+<p>
+&ldquo;You&rsquo;ll know sometime,&rdquo; he said, scowling.
+</p>
+
+<p>
+&ldquo;I&rsquo;ll make you a fair offer,&rdquo; said Dick. &ldquo;If I get
+more&rsquo;n fifty dollars as a reward for my honesty, I&rsquo;ll divide with
+you. But I say, aint it most time to go back to your sick family in
+Boston?&rdquo;
+</p>
+
+<p>
+Finding that nothing was to be made out of Dick, the man strode away with a
+muttered curse.
+</p>
+
+<p>
+&ldquo;You were too smart for him, Dick,&rdquo; said Frank.
+</p>
+
+<p>
+&ldquo;Yes,&rdquo; said Dick, &ldquo;I aint knocked round the city streets all
+my life for nothin&rsquo;.&rdquo;
+</p>
+
+</div><!--end chapter-->
+
+<div class="chapter">
+
+<h2><a name="chap08"></a>CHAPTER VIII.<br/>
+DICK&rsquo;S EARLY HISTORY</h2>
+
+<p>
+&ldquo;Have you always lived in New York, Dick?&rdquo; asked Frank, after a
+pause.
+</p>
+
+<p>
+&ldquo;Ever since I can remember.&rdquo;
+</p>
+
+<p>
+&ldquo;I wish you&rsquo;d tell me a little about yourself. Have you got any
+father or mother?&rdquo;
+</p>
+
+<p>
+&ldquo;I aint got no mother. She died when I wasn&rsquo;t but three years old.
+My father went to sea; but he went off before mother died, and nothin&rsquo;
+was ever heard of him. I expect he got wrecked, or died at sea.&rdquo;
+</p>
+
+<p>
+&ldquo;And what became of you when your mother died?&rdquo;
+</p>
+
+<p>
+&ldquo;The folks she boarded with took care of me, but they was poor, and they
+couldn&rsquo;t do much. When I was seven the woman died, and her husband went
+out West, and then I had to scratch for myself.&rdquo;
+</p>
+
+<p>
+&ldquo;At seven years old!&rdquo; exclaimed Frank, in amazement.
+</p>
+
+<p>
+&ldquo;Yes,&rdquo; said Dick, &ldquo;I was a little feller to take care of
+myself, but,&rdquo; he continued with pardonable pride, &ldquo;I did it.&rdquo;
+</p>
+
+<p>
+&ldquo;What could you do?&rdquo;
+</p>
+
+<p>
+&ldquo;Sometimes one thing, and sometimes another,&rdquo; said Dick. &ldquo;I
+changed my business accordin&rsquo; as I had to. Sometimes I was a newsboy, and
+diffused intelligence among the masses, as I heard somebody say once in a big
+speech he made in the Park. Them was the times when Horace Greeley and James
+Gordon Bennett made money.&rdquo;
+</p>
+
+<p>
+&ldquo;Through your enterprise?&rdquo; suggested Frank.
+</p>
+
+<p>
+&ldquo;Yes,&rdquo; said Dick; &ldquo;but I give it up after a while.&rdquo;
+</p>
+
+<p>
+&ldquo;What for?&rdquo;
+</p>
+
+<p>
+&ldquo;Well, they didn&rsquo;t always put news enough in their papers, and
+people wouldn&rsquo;t buy &rsquo;em as fast as I wanted &rsquo;em to. So one
+mornin&rsquo; I was stuck on a lot of Heralds, and I thought I&rsquo;d make a
+sensation. So I called out &lsquo;GREAT NEWS! QUEEN VICTORIA
+ASSASSINATED!&rsquo; All my Heralds went off like hot cakes, and I went off,
+too, but one of the gentlemen what got sold remembered me, and said he&rsquo;d
+have me took up, and that&rsquo;s what made me change my business.&rdquo;
+</p>
+
+<p>
+&ldquo;That wasn&rsquo;t right, Dick,&rdquo; said Frank.
+</p>
+
+<p>
+&ldquo;I know it,&rdquo; said Dick; &ldquo;but lots of boys does it.&rdquo;
+</p>
+
+<p>
+&ldquo;That don&rsquo;t make it any better.&rdquo;
+</p>
+
+<p>
+&ldquo;No,&rdquo; said Dick, &ldquo;I was sort of ashamed at the time,
+&rsquo;specially about one poor old gentleman,&mdash;a Englishman he was. He
+couldn&rsquo;t help cryin&rsquo; to think the queen was dead, and his hands
+shook when he handed me the money for the paper.&rdquo;
+</p>
+
+<p>
+&ldquo;What did you do next?&rdquo;
+</p>
+
+<p>
+&ldquo;I went into the match business,&rdquo; said Dick; &ldquo;but it was
+small sales and small profits. Most of the people I called on had just laid in
+a stock, and didn&rsquo;t want to buy. So one cold night, when I hadn&rsquo;t
+money enough to pay for a lodgin&rsquo;, I burned the last of my matches to
+keep me from freezin&rsquo;. But it cost too much to get warm that way, and I
+couldn&rsquo;t keep it up.&rdquo;
+</p>
+
+<p>
+&ldquo;You&rsquo;ve seen hard times, Dick,&rdquo; said Frank, compassionately.
+</p>
+
+<p>
+&ldquo;Yes,&rdquo; said Dick, &ldquo;I&rsquo;ve knowed what it was to be hungry
+and cold, with nothin&rsquo; to eat or to warm me; but there&rsquo;s one thing
+I never could do,&rdquo; he added, proudly.
+</p>
+
+<p>
+&ldquo;What&rsquo;s that?&rdquo;
+</p>
+
+<p>
+&ldquo;I never stole,&rdquo; said Dick. &ldquo;It&rsquo;s mean and I
+wouldn&rsquo;t do it.&rdquo;
+</p>
+
+<p>
+&ldquo;Were you ever tempted to?&rdquo;
+</p>
+
+<p>
+&ldquo;Lots of times. Once I had been goin&rsquo; round all day, and
+hadn&rsquo;t sold any matches, except three cents&rsquo; worth early in the
+mornin&rsquo;. With that I bought an apple, thinkin&rsquo; I should get some
+more bimeby. When evenin&rsquo; come I was awful hungry. I went into a
+baker&rsquo;s just to look at the bread. It made me feel kind o&rsquo; good
+just to look at the bread and cakes, and I thought maybe they would give me
+some. I asked &rsquo;em wouldn&rsquo;t they give me a loaf, and take their pay
+in matches. But they said they&rsquo;d got enough matches to last three months;
+so there wasn&rsquo;t any chance for a trade. While I was standin&rsquo; at the
+stove warmin&rsquo; me, the baker went into a back room, and I felt so hungry I
+thought I would take just one loaf, and go off with it. There was such a big
+pile I don&rsquo;t think he&rsquo;d have known it.&rdquo;
+</p>
+
+<p>
+&ldquo;But you didn&rsquo;t do it?&rdquo;
+</p>
+
+<p>
+&ldquo;No, I didn&rsquo;t and I was glad of it, for when the man came in
+ag&rsquo;in, he said he wanted some one to carry some cake to a lady in St.
+Mark&rsquo;s Place. His boy was sick, and he hadn&rsquo;t no one to send; so he
+told me he&rsquo;d give me ten cents if I would go. My business wasn&rsquo;t
+very pressin&rsquo; just then, so I went, and when I come back, I took my pay
+in bread and cakes. Didn&rsquo;t they taste good, though?&rdquo;
+</p>
+
+<p>
+&ldquo;So you didn&rsquo;t stay long in the match business, Dick?&rdquo;
+</p>
+
+<p>
+&ldquo;No, I couldn&rsquo;t sell enough to make it pay. Then there was some
+folks that wanted me to sell cheaper to them; so I couldn&rsquo;t make any
+profit. There was one old lady&mdash;she was rich, too, for she lived in a big
+brick house&mdash;beat me down so, that I didn&rsquo;t make no profit at all;
+but she wouldn&rsquo;t buy without, and I hadn&rsquo;t sold none that day; so I
+let her have them. I don&rsquo;t see why rich folks should be so hard upon a
+poor boy that wants to make a livin&rsquo;.&rdquo;
+</p>
+
+<p>
+&ldquo;There&rsquo;s a good deal of meanness in the world, I&rsquo;m afraid,
+Dick.&rdquo;
+</p>
+
+<p>
+&ldquo;If everybody was like you and your uncle,&rdquo; said Dick, &ldquo;there
+would be some chance for poor people. If I was rich I&rsquo;d try to help
+&rsquo;em along.&rdquo;
+</p>
+
+<p>
+&ldquo;Perhaps you will be rich sometime, Dick.&rdquo;
+</p>
+
+<p>
+Dick shook his head.
+</p>
+
+<p>
+&ldquo;I&rsquo;m afraid all my wallets will be like this,&rdquo; said Dick,
+indicating the one he had received from the dropper, &ldquo;and will be full of
+papers what aint of no use to anybody except the owner.&rdquo;
+</p>
+
+<p>
+&ldquo;That depends very much on yourself, Dick,&rdquo; said Frank.
+&ldquo;Stewart wasn&rsquo;t always rich, you know.&rdquo;
+</p>
+
+<p>
+&ldquo;Wasn&rsquo;t he?&rdquo;
+</p>
+
+<p>
+&ldquo;When he first came to New York as a young man he was a teacher, and
+teachers are not generally very rich. At last he went into business, starting
+in a small way, and worked his way up by degrees. But there was one thing he
+determined in the beginning: that he would be strictly honorable in all his
+dealings, and never overreach any one for the sake of making money. If there
+was a chance for him, Dick, there is a chance for you.&rdquo;
+</p>
+
+<p>
+&ldquo;He knowed enough to be a teacher, and I&rsquo;m awful ignorant,&rdquo;
+said Dick.
+</p>
+
+<p>
+&ldquo;But you needn&rsquo;t stay so.&rdquo;
+</p>
+
+<p>
+&ldquo;How can I help it?&rdquo;
+</p>
+
+<p>
+&ldquo;Can&rsquo;t you learn at school?&rdquo;
+</p>
+
+<p>
+&ldquo;I can&rsquo;t go to school &rsquo;cause I&rsquo;ve got my livin&rsquo;
+to earn. It wouldn&rsquo;t do me much good if I learned to read and write, and
+just as I&rsquo;d got learned I starved to death.&rdquo;
+</p>
+
+<p>
+&ldquo;But are there no night-schools?&rdquo;
+</p>
+
+<p>
+&ldquo;Yes.&rdquo;
+</p>
+
+<p>
+&ldquo;Why don&rsquo;t you go? I suppose you don&rsquo;t work in the
+evenings.&rdquo;
+</p>
+
+<p>
+&ldquo;I never cared much about it,&rdquo; said Dick, &ldquo;and that&rsquo;s
+the truth. But since I&rsquo;ve got to talkin&rsquo; with you, I think more
+about it. I guess I&rsquo;ll begin to go.&rdquo;
+</p>
+
+<p>
+&ldquo;I wish you would, Dick. You&rsquo;ll make a smart man if you only get a
+little education.&rdquo;
+</p>
+
+<p>
+&ldquo;Do you think so?&rdquo; asked Dick, doubtfully.
+</p>
+
+<p>
+&ldquo;I know so. A boy who has earned his own living since he was seven years
+old must have something in him. I feel very much interested in you, Dick.
+You&rsquo;ve had a hard time of it so far in life, but I think better times are
+in store. I want you to do well, and I feel sure you can if you only
+try.&rdquo;
+</p>
+
+<p>
+&ldquo;You&rsquo;re a good fellow,&rdquo; said Dick, gratefully.
+&ldquo;I&rsquo;m afraid I&rsquo;m a pretty rough customer, but I aint as bad as
+some. I mean to turn over a new leaf, and try to grow up
+&rsquo;spectable.&rdquo;
+</p>
+
+<p>
+&ldquo;There&rsquo;ve been a great many boys begin as low down as you, Dick,
+that have grown up respectable and honored. But they had to work pretty hard
+for it.&rdquo;
+</p>
+
+<p>
+&ldquo;I&rsquo;m willin&rsquo; to work hard,&rdquo; said Dick.
+</p>
+
+<p>
+&ldquo;And you must not only work hard, but work in the right way.&rdquo;
+</p>
+
+<p>
+&ldquo;What&rsquo;s the right way?&rdquo;
+</p>
+
+<p>
+&ldquo;You began in the right way when you determined never to steal, or do
+anything mean or dishonorable, however strongly tempted to do so. That will
+make people have confidence in you when they come to know you. But, in order to
+succeed well, you must manage to get as good an education as you can. Until you
+do, you cannot get a position in an office or counting-room, even to run
+errands.&rdquo;
+</p>
+
+<p>
+&ldquo;That&rsquo;s so,&rdquo; said Dick, soberly. &ldquo;I never thought how
+awful ignorant I was till now.&rdquo;
+</p>
+
+<p>
+&ldquo;That can be remedied with perseverance,&rdquo; said Frank. &ldquo;A year
+will do a great deal for you.&rdquo;
+</p>
+
+<p>
+&ldquo;I&rsquo;ll go to work and see what I can do,&rdquo; said Dick,
+energetically.
+</p>
+
+</div><!--end chapter-->
+
+<div class="chapter">
+
+<h2><a name="chap09"></a>CHAPTER IX.<br/>
+A SCENE IN A THIRD AVENUE CAR</h2>
+
+<p>
+The boys had turned into Third Avenue, a long street, which, commencing just
+below the Cooper Institute, runs out to Harlem. A man came out of a side
+street, uttering at intervals a monotonous cry which sounded like &ldquo;glass
+puddin&rsquo;.&rdquo;
+</p>
+
+<p>
+&ldquo;Glass pudding!&rdquo; repeated Frank, looking in surprised wonder at
+Dick. &ldquo;What does he mean?&rdquo;
+</p>
+
+<p>
+&ldquo;Perhaps you&rsquo;d like some,&rdquo; said Dick.
+</p>
+
+<p>
+&ldquo;I never heard of it before.&rdquo;
+</p>
+
+<p>
+&ldquo;Suppose you ask him what he charges for his puddin&rsquo;.&rdquo;
+</p>
+
+<p>
+Frank looked more narrowly at the man, and soon concluded that he was a
+glazier.
+</p>
+
+<p>
+&ldquo;Oh, I understand,&rdquo; he said. &ldquo;He means &lsquo;glass put
+in.&rsquo;&rdquo;
+</p>
+
+<p>
+Frank&rsquo;s mistake was not a singular one. The monotonous cry of these men
+certainly sounds more like &ldquo;glass puddin&rsquo;,&rdquo; than the words
+they intend to utter.
+</p>
+
+<p>
+&ldquo;Now,&rdquo; said Dick, &ldquo;where shall we go?&rdquo;
+</p>
+
+<p>
+&ldquo;I should like to see Central Park,&rdquo; said Frank. &ldquo;Is it far
+off?&rdquo;
+</p>
+
+<p>
+&ldquo;It is about a mile and a half from here,&rdquo; said Dick. &ldquo;This
+is Twenty-ninth Street, and the Park begins at Fifty-ninth Street.&rdquo;
+</p>
+
+<p>
+It may be explained, for the benefit of readers who have never visited New
+York, that about a mile from the City Hall the cross-streets begin to be
+numbered in regular order. There is a continuous line of houses as far as One
+Hundred and Thirtieth Street, where may be found the terminus of the Harlem
+line of horse-cars. When the entire island is laid out and settled, probably
+the numbers will reach two hundred or more. Central Park, which lies between
+Fifty-ninth Street on the south, and One Hundred and Tenth Street on the north,
+is true to its name, occupying about the centre of the island. The distance
+between two parallel streets is called a block, and twenty blocks make a mile.
+It will therefore be seen that Dick was exactly right, when he said they were a
+mile and a half from Central Park.
+</p>
+
+<p>
+&ldquo;That is too far to walk,&rdquo; said Frank.
+</p>
+
+<p>
+&ldquo;&rsquo;Twon&rsquo;t cost but six cents to ride,&rdquo; said Dick.
+</p>
+
+<p>
+&ldquo;You mean in the horse-cars?&rdquo;
+</p>
+
+<p>
+&ldquo;Yes.&rdquo;
+</p>
+
+<p>
+&ldquo;All right then. We&rsquo;ll jump aboard the next car.&rdquo;
+</p>
+
+<p>
+The Third Avenue and Harlem line of horse-cars is better patronized than any
+other in New York, though not much can be said for the cars, which are usually
+dirty and overcrowded. Still, when it is considered that only seven cents are
+charged for the entire distance to Harlem, about seven miles from the City
+Hall, the fare can hardly be complained of. But of course most of the profit is
+made from the way-passengers who only ride a short distance.
+</p>
+
+<p>
+A car was at that moment approaching, but it seemed pretty crowded.
+</p>
+
+<p>
+&ldquo;Shall we take that, or wait for another?&rdquo; asked Frank.
+</p>
+
+<p>
+&ldquo;The next&rsquo;ll most likely be as bad,&rdquo; said Dick.
+</p>
+
+<p>
+The boys accordingly signalled to the conductor to stop, and got on the front
+platform. They were obliged to stand up till the car reached Fortieth Street,
+when so many of the passengers had got off that they obtained seats.
+</p>
+
+<p>
+Frank sat down beside a middle-aged woman, or lady, as she probably called
+herself, whose sharp visage and thin lips did not seem to promise a very
+pleasant disposition. When the two gentlemen who sat beside her arose, she
+spread her skirts in the endeavor to fill two seats. Disregarding this, the
+boys sat down.
+</p>
+
+<p>
+&ldquo;There aint room for two,&rdquo; she said, looking sourly at Frank.
+</p>
+
+<p>
+&ldquo;There were two here before.&rdquo;
+</p>
+
+<p>
+&ldquo;Well, there ought not to have been. Some people like to crowd in where
+they&rsquo;re not wanted.&rdquo;
+</p>
+
+<p>
+&ldquo;And some like to take up a double allowance of room,&rdquo; thought
+Frank; but he did not say so. He saw that the woman had a bad temper, and
+thought it wisest to say nothing.
+</p>
+
+<p>
+Frank had never ridden up the city as far as this, and it was with much
+interest that he looked out of the car windows at the stores on either side.
+Third Avenue is a broad street, but in the character of its houses and stores
+it is quite inferior to Broadway, though better than some of the avenues
+further east. Fifth Avenue, as most of my readers already know, is the finest
+street in the city, being lined with splendid private residences, occupied by
+the wealthier classes. Many of the cross streets also boast houses which may be
+considered palaces, so elegant are they externally and internally. Frank caught
+glimpses of some of these as he was carried towards the Park.
+</p>
+
+<p>
+After the first conversation, already mentioned, with the lady at his side, he
+supposed he should have nothing further to do with her. But in this he was
+mistaken. While he was busy looking out of the car window, she plunged her hand
+into her pocket in search of her purse, which she was unable to find. Instantly
+she jumped to the conclusion that it had been stolen, and her suspicions
+fastened upon Frank, with whom she was already provoked for &ldquo;crowding
+her,&rdquo; as she termed it.
+</p>
+
+<p>
+&ldquo;Conductor!&rdquo; she exclaimed in a sharp voice.
+</p>
+
+<p>
+&ldquo;What&rsquo;s wanted, ma&rsquo;am?&rdquo; returned that functionary.
+</p>
+
+<p>
+&ldquo;I want you to come here right off.&rdquo;
+</p>
+
+<p>
+&ldquo;What&rsquo;s the matter?&rdquo;
+</p>
+
+<p>
+&ldquo;My purse has been stolen. There was four dollars and eighty cents in it.
+I know, because I counted it when I paid my fare.&rdquo;
+</p>
+
+<p>
+&ldquo;Who stole it?&rdquo;
+</p>
+
+<p>
+&ldquo;That boy,&rdquo; she said pointing to Frank, who listened to the charge
+in the most intense astonishment. &ldquo;He crowded in here on purpose to rob
+me, and I want you to search him right off.&rdquo;
+</p>
+
+<p>
+&ldquo;That&rsquo;s a lie!&rdquo; exclaimed Dick, indignantly.
+</p>
+
+<p>
+&ldquo;Oh, you&rsquo;re in league with him, I dare say,&rdquo; said the woman
+spitefully. &ldquo;You&rsquo;re as bad as he is, I&rsquo;ll be bound.&rdquo;
+</p>
+
+<p>
+&ldquo;You&rsquo;re a nice female, you be!&rdquo; said Dick, ironically.
+</p>
+
+<p>
+&ldquo;Don&rsquo;t you dare to call me a female, sir,&rdquo; said the lady,
+furiously.
+</p>
+
+<p>
+&ldquo;Why, you aint a man in disguise, be you?&rdquo; said Dick.
+</p>
+
+<p>
+&ldquo;You are very much mistaken, madam,&rdquo; said Frank, quietly.
+&ldquo;The conductor may search me, if you desire it.&rdquo;
+</p>
+
+<p>
+A charge of theft, made in a crowded car, of course made quite a sensation.
+Cautious passengers instinctively put their hands on their pockets, to make
+sure that they, too, had not been robbed. As for Frank, his face flushed, and
+he felt very indignant that he should even be suspected of so mean a crime. He
+had been carefully brought up, and been taught to regard stealing as low and
+wicked.
+</p>
+
+<p>
+Dick, on the contrary, thought it a capital joke that such a charge should have
+been made against his companion. Though he had brought himself up, and known
+plenty of boys and men, too, who would steal, he had never done so himself. He
+thought it mean. But he could not be expected to regard it as Frank did. He had
+been too familiar with it in others to look upon it with horror.
+</p>
+
+<p>
+Meanwhile the passengers rather sided with the boys. Appearances go a great
+ways, and Frank did not look like a thief.
+</p>
+
+<p>
+&ldquo;I think you must be mistaken, madam,&rdquo; said a gentleman sitting
+opposite. &ldquo;The lad does not look as if he would steal.&rdquo;
+</p>
+
+<p>
+&ldquo;You can&rsquo;t tell by looks,&rdquo; said the lady, sourly.
+&ldquo;They&rsquo;re deceitful; villains are generally well dressed.&rdquo;
+</p>
+
+<p>
+&ldquo;Be they?&rdquo; said Dick. &ldquo;You&rsquo;d ought to see me with my
+Washington coat on. You&rsquo;d think I was the biggest villain ever you
+saw.&rdquo;
+</p>
+
+<p>
+&ldquo;I&rsquo;ve no doubt you are,&rdquo; said the lady, scowling in the
+direction of our hero.
+</p>
+
+<p>
+&ldquo;Thank you, ma&rsquo;am,&rdquo; said Dick. &ldquo;&rsquo;Tisn&rsquo;t
+often I get such fine compliments.&rdquo;
+</p>
+
+<p>
+&ldquo;None of your impudence,&rdquo; said the lady, wrathfully. &ldquo;I
+believe you&rsquo;re the worst of the two.&rdquo;
+</p>
+
+<p>
+Meanwhile the car had been stopped.
+</p>
+
+<p>
+&ldquo;How long are we going to stop here?&rdquo; demanded a passenger,
+impatiently. &ldquo;I&rsquo;m in a hurry, if none of the rest of you
+are.&rdquo;
+</p>
+
+<p>
+&ldquo;I want my pocket-book,&rdquo; said the lady, defiantly.
+</p>
+
+<p>
+&ldquo;Well, ma&rsquo;am, I haven&rsquo;t got it, and I don&rsquo;t see as
+it&rsquo;s doing you any good detaining us all here.&rdquo;
+</p>
+
+<p>
+&ldquo;Conductor, will you call a policeman to search that young scamp?&rdquo;
+continued the aggrieved lady. &ldquo;You don&rsquo;t expect I&rsquo;m going to
+lose my money, and do nothing about it.&rdquo;
+</p>
+
+<p>
+&ldquo;I&rsquo;ll turn my pockets inside out if you want me to,&rdquo; said
+Frank, proudly. &ldquo;There&rsquo;s no need of a policeman. The conductor, or
+any one else, may search me.&rdquo;
+</p>
+
+<p>
+&ldquo;Well, youngster,&rdquo; said the conductor, &ldquo;if the lady agrees,
+I&rsquo;ll search you.&rdquo;
+</p>
+
+<p>
+The lady signified her assent.
+</p>
+
+<p>
+Frank accordingly turned his pockets inside out, but nothing was revealed
+except his own porte-monnaie and a penknife.
+</p>
+
+<p>
+&ldquo;Well, ma&rsquo;am, are you satisfied?&rdquo; asked the conductor.
+</p>
+
+<p>
+&ldquo;No, I aint,&rdquo; said she, decidedly.
+</p>
+
+<p>
+&ldquo;You don&rsquo;t think he&rsquo;s got it still?&rdquo;
+</p>
+
+<p>
+&ldquo;No, but he&rsquo;s passed it over to his confederate, that boy there
+that&rsquo;s so full of impudence.&rdquo;
+</p>
+
+<p>
+&ldquo;That&rsquo;s me,&rdquo; said Dick, comically.
+</p>
+
+<p>
+&ldquo;He confesses it,&rdquo; said the lady; &ldquo;I want him
+searched.&rdquo;
+</p>
+
+<p>
+&ldquo;All right,&rdquo; said Dick, &ldquo;I&rsquo;m ready for the operation,
+only, as I&rsquo;ve got valooable property about me, be careful not to drop any
+of my Erie Bonds.&rdquo;
+</p>
+
+<p>
+The conductor&rsquo;s hand forthwith dove into Dick&rsquo;s pocket, and drew
+out a rusty jack-knife, a battered cent, about fifty cents in change, and the
+capacious pocket-book which he had received from the swindler who was anxious
+to get back to his sick family in Boston.
+</p>
+
+<p>
+&ldquo;Is that yours, ma&rsquo;am?&rdquo; asked the conductor, holding up the
+wallet which excited some amazement, by its size, among the other passengers.
+</p>
+
+<p>
+&ldquo;It seems to me you carry a large pocket-book for a young man of your
+age,&rdquo; said the conductor.
+</p>
+
+<p>
+&ldquo;That&rsquo;s what I carry my cash and valooable papers in,&rdquo; said
+Dick.
+</p>
+
+<p>
+&ldquo;I suppose that isn&rsquo;t yours, ma&rsquo;am,&rdquo; said the
+conductor, turning to the lady.
+</p>
+
+<p>
+&ldquo;No,&rdquo; said she, scornfully. &ldquo;I wouldn&rsquo;t carry round
+such a great wallet as that. Most likely he&rsquo;s stolen it from somebody
+else.&rdquo;
+</p>
+
+<p>
+&ldquo;What a prime detective you&rsquo;d be!&rdquo; said Dick.
+&ldquo;P&rsquo;rhaps you know who I took it from.&rdquo;
+</p>
+
+<p>
+&ldquo;I don&rsquo;t know but my money&rsquo;s in it,&rdquo; said the lady,
+sharply. &ldquo;Conductor, will you open that wallet, and see what there is in
+it?&rdquo;
+</p>
+
+<p>
+&ldquo;Don&rsquo;t disturb the valooable papers,&rdquo; said Dick, in a tone of
+pretended anxiety.
+</p>
+
+<p>
+The contents of the wallet excited some amusement among the passengers.
+</p>
+
+<p>
+&ldquo;There don&rsquo;t seem to be much money here,&rdquo; said the conductor,
+taking out a roll of tissue paper cut out in the shape of bills, and rolled up.
+</p>
+
+<p>
+&ldquo;No,&rdquo; said Dick. &ldquo;Didn&rsquo;t I tell you them were papers of
+no valoo to anybody but the owner? If the lady&rsquo;d like to borrow, I
+won&rsquo;t charge no interest.&rdquo;
+</p>
+
+<p>
+&ldquo;Where is my money, then?&rdquo; said the lady, in some discomfiture.
+&ldquo;I shouldn&rsquo;t wonder if one of the young scamps had thrown it out of
+the window.&rdquo;
+</p>
+
+<p>
+&ldquo;You&rsquo;d better search your pocket once more,&rdquo; said the
+gentleman opposite. &ldquo;I don&rsquo;t believe either of the boys is in
+fault. They don&rsquo;t look to me as if they would steal.&rdquo;
+</p>
+
+<p>
+&ldquo;Thank you, sir,&rdquo; said Frank.
+</p>
+
+<p>
+The lady followed out the suggestion, and, plunging her hand once more into her
+pocket, drew out a small porte-monnaie. She hardly knew whether to be glad or
+sorry at this discovery. It placed her in rather an awkward position after the
+fuss she had made, and the detention to which she had subjected the passengers,
+now, as it proved, for nothing.
+</p>
+
+<p>
+&ldquo;Is that the pocket-book you thought stolen?&rdquo; asked the conductor.
+</p>
+
+<p>
+&ldquo;Yes,&rdquo; said she, rather confusedly.
+</p>
+
+<p>
+&ldquo;Then you&rsquo;ve been keeping me waiting all this time for
+nothing,&rdquo; he said, sharply. &ldquo;I wish you&rsquo;d take care to be
+sure next time before you make such a disturbance for nothing. I&rsquo;ve lost
+five minutes, and shall not be on time.&rdquo;
+</p>
+
+<p>
+&ldquo;I can&rsquo;t help it,&rdquo; was the cross reply; &ldquo;I didn&rsquo;t
+know it was in my pocket.&rdquo;
+</p>
+
+<p>
+&ldquo;It seems to me you owe an apology to the boys you accused of a theft
+which they have not committed,&rdquo; said the gentleman opposite.
+</p>
+
+<p>
+&ldquo;I shan&rsquo;t apologize to anybody,&rdquo; said the lady, whose temper
+was not of the best; &ldquo;least of all to such whipper-snappers as they
+are.&rdquo;
+</p>
+
+<p>
+&ldquo;Thank you, ma&rsquo;am,&rdquo; said Dick, comically; &ldquo;your
+handsome apology is accepted. It aint of no consequence, only I didn&rsquo;t
+like to expose the contents of my valooable pocket-book, for fear it might
+excite the envy of some of my poor neighbors.&rdquo;
+</p>
+
+<p>
+&ldquo;You&rsquo;re a character,&rdquo; said the gentleman who had already
+spoken, with a smile.
+</p>
+
+<p>
+&ldquo;A bad character!&rdquo; muttered the lady.
+</p>
+
+<p>
+But it was quite evident that the sympathies of those present were against the
+lady, and on the side of the boys who had been falsely accused, while
+Dick&rsquo;s drollery had created considerable amusement.
+</p>
+
+<p>
+The cars had now reached Fifty-ninth Street, the southern boundary of the Park,
+and here our hero and his companion got off.
+</p>
+
+<p>
+&ldquo;You&rsquo;d better look out for pickpockets, my lad,&rdquo; said the
+conductor, pleasantly. &ldquo;That big wallet of yours might prove a great
+temptation.&rdquo;
+</p>
+
+<p>
+&ldquo;That&rsquo;s so,&rdquo; said Dick. &ldquo;That&rsquo;s the
+misfortin&rsquo; of being rich. Astor and me don&rsquo;t sleep much for fear of
+burglars breakin&rsquo; in and robbin&rsquo; us of our valooable treasures.
+Sometimes I think I&rsquo;ll give all my money to an Orphan Asylum, and take it
+out in board. I guess I&rsquo;d make money by the operation.&rdquo;
+</p>
+
+<p>
+While Dick was speaking, the car rolled away, and the boys turned up
+Fifty-ninth Street, for two long blocks yet separated them from the Park.
+</p>
+
+</div><!--end chapter-->
+
+<div class="chapter">
+
+<h2><a name="chap10"></a>CHAPTER X.<br/>
+INTRODUCES A VICTIM OF MISPLACED CONFIDENCE</h2>
+
+<p>
+&ldquo;What a queer chap you are, Dick!&rdquo; said Frank, laughing. &ldquo;You
+always seem to be in good spirits.&rdquo;
+</p>
+
+<p>
+&ldquo;No, I aint always. Sometimes I have the blues.&rdquo;
+</p>
+
+<p>
+&ldquo;When?&rdquo;
+</p>
+
+<p>
+&ldquo;Well, once last winter it was awful cold, and there was big holes in my
+shoes, and my gloves and all my warm clothes was at the tailor&rsquo;s. I felt
+as if life was sort of tough, and I&rsquo;d like it if some rich man would
+adopt me, and give me plenty to eat and drink and wear, without my havin&rsquo;
+to look so sharp after it. Then agin&rsquo; when I&rsquo;ve seen boys with good
+homes, and fathers, and mothers, I&rsquo;ve thought I&rsquo;d like to have
+somebody to care for me.&rdquo;
+</p>
+
+<p>
+Dick&rsquo;s tone changed as he said this, from his usual levity, and there was
+a touch of sadness in it. Frank, blessed with a good home and indulgent
+parents, could not help pitying the friendless boy who had found life such
+up-hill work.
+</p>
+
+<p>
+&ldquo;Don&rsquo;t say you have no one to care for you, Dick,&rdquo; he said,
+lightly laying his hand on Dick&rsquo;s shoulder. &ldquo;I will care for
+you.&rdquo;
+</p>
+
+<p>
+&ldquo;Will you?&rdquo;
+</p>
+
+<p>
+&ldquo;If you will let me.&rdquo;
+</p>
+
+<p>
+&ldquo;I wish you would,&rdquo; said Dick, earnestly. &ldquo;I&rsquo;d like to
+feel that I have one friend who cares for me.&rdquo;
+</p>
+
+<p>
+Central Park was now before them, but it was far from presenting the appearance
+which it now exhibits. It had not been long since work had been commenced upon
+it, and it was still very rough and unfinished. A rough tract of land, two
+miles and a half from north to south, and a half a mile broad, very rocky in
+parts, was the material from which the Park Commissioners have made the present
+beautiful enclosure. There were no houses of good appearance near it, buildings
+being limited mainly to rude temporary huts used by the workmen who were
+employed in improving it. The time will undoubtedly come when the Park will be
+surrounded by elegant residences, and compare favorably in this respect with
+the most attractive parts of any city in the world. But at the time when Frank
+and Dick visited it, not much could be said in favor either of the Park or its
+neighborhood.
+</p>
+
+<p>
+&ldquo;If this is Central Park,&rdquo; said Frank, who naturally felt
+disappointed, &ldquo;I don&rsquo;t think much of it. My father&rsquo;s got a
+large pasture that is much nicer.&rdquo;
+</p>
+
+<p>
+&ldquo;It&rsquo;ll look better some time,&rdquo; said Dick. &ldquo;There aint
+much to see now but rocks. We will take a walk over it if you want to.&rdquo;
+</p>
+
+<p>
+&ldquo;No,&rdquo; said Frank, &ldquo;I&rsquo;ve seen as much of it as I want
+to. Besides, I feel tired.&rdquo;
+</p>
+
+<p>
+&ldquo;Then we&rsquo;ll go back. We can take the Sixth Avenue cars. They will
+bring us out at Vesey Street just beside the Astor House.&rdquo;
+</p>
+
+<p>
+&ldquo;All right,&rdquo; said Frank. &ldquo;That will be the best course. I
+hope,&rdquo; he added, laughing, &ldquo;our agreeable lady friend won&rsquo;t
+be there. I don&rsquo;t care about being accused of <i>stealing</i>
+again.&rdquo;
+</p>
+
+<p>
+&ldquo;She was a tough one,&rdquo; said Dick. &ldquo;Wouldn&rsquo;t she make a
+nice wife for a man that likes to live in hot water, and didn&rsquo;t mind
+bein&rsquo; scalded two or three times a day?&rdquo;
+</p>
+
+<p>
+&ldquo;Yes, I think she&rsquo;d just suit him. Is that the right car,
+Dick?&rdquo;
+</p>
+
+<p>
+&ldquo;Yes, jump in, and I&rsquo;ll follow.&rdquo;
+</p>
+
+<p>
+The Sixth Avenue is lined with stores, many of them of very good appearance,
+and would make a very respectable principal street for a good-sized city. But
+it is only one of several long business streets which run up the island, and
+illustrate the extent and importance of the city to which they belong.
+</p>
+
+<p>
+No incidents worth mentioning took place during their ride down town. In about
+three-quarters of an hour the boys got out of the car beside the Astor House.
+</p>
+
+<p>
+&ldquo;Are you goin&rsquo; in now, Frank?&rdquo; asked Dick.
+</p>
+
+<p>
+&ldquo;That depends upon whether you have anything else to show me.&rdquo;
+</p>
+
+<p>
+&ldquo;Wouldn&rsquo;t you like to go to Wall Street?&rdquo;
+</p>
+
+<p>
+&ldquo;That&rsquo;s the street where there are so many bankers and
+brokers,&mdash;isn&rsquo;t it?&rdquo;
+</p>
+
+<p>
+&ldquo;Yes, I s&rsquo;pose you aint afraid of bulls and bears,&mdash;are
+you?&rdquo;
+</p>
+
+<p>
+&ldquo;Bulls and bears?&rdquo; repeated Frank, puzzled.
+</p>
+
+<p>
+&ldquo;Yes.&rdquo;
+</p>
+
+<p>
+&ldquo;What are they?&rdquo;
+</p>
+
+<p>
+&ldquo;The bulls is what tries to make the stocks go up, and the bears is what
+try to growl &rsquo;em down.&rdquo;
+</p>
+
+<p>
+&ldquo;Oh, I see. Yes, I&rsquo;d like to go.&rdquo;
+</p>
+
+<p>
+Accordingly they walked down on the west side of Broadway as far as Trinity
+Church, and then, crossing, entered a street not very wide or very long, but of
+very great importance. The reader would be astonished if he could know the
+amount of money involved in the transactions which take place in a single day
+in this street. It would be found that although Broadway is much greater in
+length, and lined with stores, it stands second to Wall Street in this respect.
+</p>
+
+<p>
+&ldquo;What is that large marble building?&rdquo; asked Frank, pointing to a
+massive structure on the corner of Wall and Nassau Streets. It was in the form
+of a parallelogram, two hundred feet long by ninety wide, and about eighty feet
+in height, the ascent to the entrance being by eighteen granite steps.
+</p>
+
+<p>
+&ldquo;That&rsquo;s the Custom House,&rdquo; said Dick.
+</p>
+
+<p>
+&ldquo;It looks like pictures I&rsquo;ve seen of the Parthenon at
+Athens,&rdquo; said Frank, meditatively.
+</p>
+
+<p>
+&ldquo;Where&rsquo;s Athens?&rdquo; asked Dick. &ldquo;It aint in York
+State,&mdash;is it?&rdquo;
+</p>
+
+<p>
+&ldquo;Not the Athens I mean, at any rate. It is in Greece, and was a famous
+city two thousand years ago.&rdquo;
+</p>
+
+<p>
+&ldquo;That&rsquo;s longer than I can remember,&rdquo; said Dick. &ldquo;I
+can&rsquo;t remember distinctly more&rsquo;n about a thousand years.&rdquo;
+</p>
+
+<p>
+&ldquo;What a chap you are, Dick! Do you know if we can go in?&rdquo;
+</p>
+
+<p>
+The boys ascertained, after a little inquiry, that they would be allowed to do
+so. They accordingly entered the Custom House and made their way up to the
+roof, from which they had a fine view of the harbor, the wharves crowded with
+shipping, and the neighboring shores of Long Island and New Jersey. Towards the
+north they looked down for many miles upon continuous lines of streets, and
+thousands of roofs, with here and there a church-spire rising above its
+neighbors. Dick had never before been up there, and he, as well as Frank, was
+interested in the grand view spread before them.
+</p>
+
+<p>
+At length they descended, and were going down the granite steps on the outside
+of the building, when they were addressed by a young man, whose appearance is
+worth describing.
+</p>
+
+<p>
+He was tall, and rather loosely put together, with small eyes and rather a
+prominent nose. His clothing had evidently not been furnished by a city tailor.
+He wore a blue coat with brass buttons, and pantaloons of rather scanty
+dimensions, which were several inches too short to cover his lower limbs. He
+held in his hand a piece of paper, and his countenance wore a look of mingled
+bewilderment and anxiety.
+</p>
+
+<p>
+&ldquo;Be they a-payin&rsquo; out money inside there?&rdquo; he asked,
+indicating the interior by a motion of his hand.
+</p>
+
+<p>
+&ldquo;I guess so,&rdquo; said Dick. &ldquo;Are you a-goin&rsquo; in for
+some?&rdquo;
+</p>
+
+<p>
+&ldquo;Wal, yes. I&rsquo;ve got an order here for sixty dollars,&mdash;made a
+kind of speculation this morning.&rdquo;
+</p>
+
+<p>
+&ldquo;How was it?&rdquo; asked Frank.
+</p>
+
+<p>
+&ldquo;Wal, you see I brought down some money to put in the bank, fifty dollars
+it was, and I hadn&rsquo;t justly made up my mind what bank to put it into,
+when a chap came up in a terrible hurry, and said it was very unfortunate, but
+the bank wasn&rsquo;t open, and he must have some money right off. He was
+obliged to go out of the city by the next train. I asked him how much he
+wanted. He said fifty dollars. I told him I&rsquo;d got that, and he offered me
+a check on the bank for sixty, and I let him have it. I thought that was a
+pretty easy way to earn ten dollars, so I counted out the money and he went
+off. He told me I&rsquo;d hear a bell ring when they began to pay out money.
+But I&rsquo;ve waited most two hours, and I haint heard it yet. I&rsquo;d ought
+to be goin&rsquo;, for I told dad I&rsquo;d be home to-night. Do you think I
+can get the money now?&rdquo;
+</p>
+
+<p>
+&ldquo;Will you show me the check?&rdquo; asked Frank, who had listened
+attentively to the countryman&rsquo;s story, and suspected that he had been
+made the victim of a swindler. It was made out upon the &ldquo;Washington
+Bank,&rdquo; in the sum of sixty dollars, and was signed &ldquo;Ephraim
+Smith.&rdquo;
+</p>
+
+<p>
+&ldquo;Washington Bank!&rdquo; repeated Frank. &ldquo;Dick, is there such a
+bank in the city?&rdquo;
+</p>
+
+<p>
+&ldquo;Not as I knows on,&rdquo; said Dick. &ldquo;Leastways I don&rsquo;t own
+any shares in it.&rdquo;
+</p>
+
+<p>
+&ldquo;Aint this the Washington Bank?&rdquo; asked the countryman, pointing to
+the building on the steps of which the three were now standing.
+</p>
+
+<p>
+&ldquo;No, it&rsquo;s the Custom House.&rdquo;
+</p>
+
+<p>
+&ldquo;And won&rsquo;t they give me any money for this?&rdquo; asked the young
+man, the perspiration standing on his brow.
+</p>
+
+<p>
+&ldquo;I am afraid the man who gave it to you was a swindler,&rdquo; said
+Frank, gently.
+</p>
+
+<p>
+&ldquo;And won&rsquo;t I ever see my fifty dollars again?&rdquo; asked the
+youth in agony.
+</p>
+
+<p>
+&ldquo;I am afraid not.&rdquo;
+</p>
+
+<p>
+&ldquo;What&rsquo;ll dad say?&rdquo; ejaculated the miserable youth. &ldquo;It
+makes me feel sick to think of it. I wish I had the feller here. I&rsquo;d
+shake him out of his boots.&rdquo;
+</p>
+
+<p>
+&ldquo;What did he look like? I&rsquo;ll call a policeman and you shall
+describe him. Perhaps in that way you can get track of your money.&rdquo;
+</p>
+
+<p>
+Dick called a policeman, who listened to the description, and recognized the
+operator as an experienced swindler. He assured the countryman that there was
+very little chance of his ever seeing his money again. The boys left the
+miserable youth loudly bewailing his bad luck, and proceeded on their way down
+the street.
+</p>
+
+<p>
+&ldquo;He&rsquo;s a baby,&rdquo; said Dick, contemptuously. &ldquo;He&rsquo;d
+ought to know how to take care of himself and his money. A feller has to look
+sharp in this city, or he&rsquo;ll lose his eye-teeth before he knows
+it.&rdquo;
+</p>
+
+<p>
+&ldquo;I suppose you never got swindled out of fifty dollars, Dick?&rdquo;
+</p>
+
+<p>
+&ldquo;No, I don&rsquo;t carry no such small bills. I wish I did,&rdquo; he
+added.
+</p>
+
+<p>
+&ldquo;So do I, Dick. What&rsquo;s that building there at the end of the
+street?&rdquo;
+</p>
+
+<p>
+&ldquo;That&rsquo;s the Wall-Street Ferry to Brooklyn.&rdquo;
+</p>
+
+<p>
+&ldquo;How long does it take to go across?&rdquo;
+</p>
+
+<p>
+&ldquo;Not more&rsquo;n five minutes.&rdquo;
+</p>
+
+<p>
+&ldquo;Suppose we just ride over and back.&rdquo;
+</p>
+
+<p>
+&ldquo;All right!&rdquo; said Dick. &ldquo;It&rsquo;s rather expensive; but if
+you don&rsquo;t mind, I don&rsquo;t.&rdquo;
+</p>
+
+<p>
+&ldquo;Why, how much does it cost?&rdquo;
+</p>
+
+<p>
+&ldquo;Two cents apiece.&rdquo;
+</p>
+
+<p>
+&ldquo;I guess I can stand that. Let us go.&rdquo;
+</p>
+
+<p>
+They passed the gate, paying the fare to a man who stood at the entrance, and
+were soon on the ferry-boat, bound for Brooklyn.
+</p>
+
+<p>
+They had scarcely entered the boat, when Dick, grasping Frank by the arm,
+pointed to a man just outside of the gentlemen&rsquo;s cabin.
+</p>
+
+<p>
+&ldquo;Do you see that man, Frank?&rdquo; he inquired.
+</p>
+
+<p>
+&ldquo;Yes, what of him?&rdquo;
+</p>
+
+<p>
+&ldquo;He&rsquo;s the man that cheated the country chap out of his fifty
+dollars.&rdquo;
+</p>
+
+</div><!--end chapter-->
+
+<div class="chapter">
+
+<h2><a name="chap11"></a>CHAPTER XI.<br/>
+DICK AS A DETECTIVE</h2>
+
+<p>
+Dick&rsquo;s ready identification of the rogue who had cheated the countryman,
+surprised Frank.
+</p>
+
+<p>
+&ldquo;What makes you think it is he?&rdquo; he asked.
+</p>
+
+<p>
+&ldquo;Because I&rsquo;ve seen him before, and I know he&rsquo;s up to them
+kind of tricks. When I heard how he looked, I was sure I knowed him.&rdquo;
+</p>
+
+<p>
+&ldquo;Our recognizing him won&rsquo;t be of much use,&rdquo; said Frank.
+&ldquo;It won&rsquo;t give back the countryman his money.&rdquo;
+</p>
+
+<p>
+&ldquo;I don&rsquo;t know,&rdquo; said Dick, thoughtfully. &ldquo;May be I can
+get it.&rdquo;
+</p>
+
+<p>
+&ldquo;How?&rdquo; asked Frank, incredulously.
+</p>
+
+<p>
+&ldquo;Wait a minute, and you&rsquo;ll see.&rdquo;
+</p>
+
+<p>
+Dick left his companion, and went up to the man whom he suspected.
+</p>
+
+<p>
+&ldquo;Ephraim Smith,&rdquo; said Dick, in a low voice.
+</p>
+
+<p>
+The man turned suddenly, and looked at Dick uneasily.
+</p>
+
+<p>
+&ldquo;What did you say?&rdquo; he asked.
+</p>
+
+<p>
+&ldquo;I believe your name is Ephraim Smith,&rdquo; continued Dick.
+</p>
+
+<p>
+&ldquo;You&rsquo;re mistaken,&rdquo; said the man, and was about to move off.
+</p>
+
+<p>
+&ldquo;Stop a minute,&rdquo; said Dick. &ldquo;Don&rsquo;t you keep your money
+in the Washington Bank?&rdquo;
+</p>
+
+<p>
+&ldquo;I don&rsquo;t know any such bank. I&rsquo;m in a hurry, young man, and I
+can&rsquo;t stop to answer any foolish questions.&rdquo;
+</p>
+
+<p>
+The boat had by this time reached the Brooklyn pier, and Mr. Ephraim Smith
+seemed in a hurry to land.
+</p>
+
+<p>
+&ldquo;Look here,&rdquo; said Dick, significantly; &ldquo;you&rsquo;d better
+not go on shore unless you want to jump into the arms of a policeman.&rdquo;
+</p>
+
+<p>
+&ldquo;What do you mean?&rdquo; asked the man, startled.
+</p>
+
+<p>
+&ldquo;That little affair of yours is known to the police,&rdquo; said Dick;
+&ldquo;about how you got fifty dollars out of a greenhorn on a false check, and
+it mayn&rsquo;t be safe for you to go ashore.&rdquo;
+</p>
+
+<p>
+&ldquo;I don&rsquo;t know what you&rsquo;re talking about,&rdquo; said the
+swindler with affected boldness, though Dick could see that he was ill at ease.
+</p>
+
+<p>
+&ldquo;Yes you do,&rdquo; said Dick. &ldquo;There isn&rsquo;t but one thing to
+do. Just give me back that money, and I&rsquo;ll see that you&rsquo;re not
+touched. If you don&rsquo;t, I&rsquo;ll give you up to the first
+p&rsquo;liceman we meet.&rdquo;
+</p>
+
+<p>
+Dick looked so determined, and spoke so confidently, that the other, overcome
+by his fears, no longer hesitated, but passed a roll of bills to Dick and
+hastily left the boat.
+</p>
+
+<p>
+All this Frank witnessed with great amazement, not understanding what influence
+Dick could have obtained over the swindler sufficient to compel restitution.
+</p>
+
+<p>
+&ldquo;How did you do it?&rdquo; he asked eagerly.
+</p>
+
+<p>
+&ldquo;I told him I&rsquo;d exert my influence with the president to have him
+tried by <i>habeas corpus</i>,&rdquo; said Dick.
+</p>
+
+<p>
+&ldquo;And of course that frightened him. But tell me, without joking, how you
+managed.&rdquo;
+</p>
+
+<p>
+Dick gave a truthful account of what occurred, and then said, &ldquo;Now
+we&rsquo;ll go back and carry the money.&rdquo;
+</p>
+
+<p>
+&ldquo;Suppose we don&rsquo;t find the poor countryman?&rdquo;
+</p>
+
+<p>
+&ldquo;Then the p&rsquo;lice will take care of it.&rdquo;
+</p>
+
+<p>
+They remained on board the boat, and in five minutes were again in New York.
+Going up Wall Street, they met the countryman a little distance from the Custom
+House. His face was marked with the traces of deep anguish; but in his case
+even grief could not subdue the cravings of appetite. He had purchased some
+cakes of one of the old women who spread out for the benefit of passers-by an
+array of apples and seed-cakes, and was munching them with melancholy
+satisfaction.
+</p>
+
+<p>
+&ldquo;Hilloa!&rdquo; said Dick. &ldquo;Have you found your money?&rdquo;
+</p>
+
+<p>
+&ldquo;No,&rdquo; ejaculated the young man, with a convulsive gasp. &ldquo;I
+shan&rsquo;t ever see it again. The mean skunk&rsquo;s cheated me out of it.
+Consarn his picter! It took me most six months to save it up. I was
+workin&rsquo; for Deacon Pinkham in our place. Oh, I wish I&rsquo;d never come
+to New York! The deacon, he told me he&rsquo;d keep it for me; but I wanted to
+put it in the bank, and now it&rsquo;s all gone, boo hoo!&rdquo;
+</p>
+
+<p>
+And the miserable youth, having despatched his cakes, was so overcome by the
+thought of his loss that he burst into tears.
+</p>
+
+<p>
+&ldquo;I say,&rdquo; said Dick, &ldquo;dry up, and see what I&rsquo;ve got
+here.&rdquo;
+</p>
+
+<p>
+The youth no sooner saw the roll of bills, and comprehended that it was indeed
+his lost treasure, than from the depths of anguish he was exalted to the most
+ecstatic joy. He seized Dick&rsquo;s hand, and shook it with so much energy
+that our hero began to feel rather alarmed for its safety.
+</p>
+
+<p>
+&ldquo;&rsquo;Pears to me you take my arm for a pump-handle,&rdquo; said he.
+&ldquo;Couldn&rsquo;t you show your gratitood some other way? It&rsquo;s just
+possible I may want to use my arm ag&rsquo;in some time.&rdquo;
+</p>
+
+<p>
+The young man desisted, but invited Dick most cordially to come up and stop a
+week with him at his country home, assuring him that he wouldn&rsquo;t charge
+him anything for board.
+</p>
+
+<p>
+&ldquo;All right!&rdquo; said Dick. &ldquo;If you don&rsquo;t mind I&rsquo;ll
+bring my wife along, too. She&rsquo;s delicate, and the country air might do
+her good.&rdquo;
+</p>
+
+<p>
+Jonathan stared at him in amazement, uncertain whether to credit the fact of
+his marriage. Dick walked on with Frank, leaving him in an apparent state of
+stupefaction, and it is possible that he has not yet settled the affair to his
+satisfaction.
+</p>
+
+<p>
+&ldquo;Now,&rdquo; said Frank, &ldquo;I think I&rsquo;ll go back to the Astor
+House. Uncle has probably got through his business and returned.&rdquo;
+</p>
+
+<p>
+&ldquo;All right,&rdquo; said Dick.
+</p>
+
+<p>
+The two boys walked up to Broadway, just where the tall steeple of Trinity
+faces the street of bankers and brokers, and walked leisurely to the hotel.
+When they arrived at the Astor House, Dick said, &ldquo;Good-by, Frank.&rdquo;
+</p>
+
+<p>
+&ldquo;Not yet,&rdquo; said Frank; &ldquo;I want you to come in with me.&rdquo;
+</p>
+
+<p>
+Dick followed his young patron up the steps. Frank went to the reading-room,
+where, as he had thought probable, he found his uncle already arrived, and
+reading a copy of &ldquo;The Evening Post,&rdquo; which he had just purchased
+outside.
+</p>
+
+<p>
+&ldquo;Well, boys,&rdquo; he said, looking up, &ldquo;have you had a pleasant
+jaunt?&rdquo;
+</p>
+
+<p>
+&ldquo;Yes, sir,&rdquo; said Frank. &ldquo;Dick&rsquo;s a capital guide.&rdquo;
+</p>
+
+<p>
+&ldquo;So this is Dick,&rdquo; said Mr. Whitney, surveying him with a smile.
+&ldquo;Upon my word, I should hardly have known him. I must congratulate him on
+his improved appearance.&rdquo;
+</p>
+
+<p>
+&ldquo;Frank&rsquo;s been very kind to me,&rdquo; said Dick, who, rough
+street-boy as he was, had a heart easily touched by kindness, of which he had
+never experienced much. &ldquo;He&rsquo;s a tip-top fellow.&rdquo;
+</p>
+
+<p>
+&ldquo;I believe he is a good boy,&rdquo; said Mr. Whitney. &ldquo;I hope, my
+lad, you will prosper and rise in the world. You know in this free country
+poverty in early life is no bar to a man&rsquo;s advancement. I haven&rsquo;t
+risen very high myself,&rdquo; he added, with a smile, &ldquo;but have met with
+moderate success in life; yet there was a time when I was as poor as
+you.&rdquo;
+</p>
+
+<p>
+&ldquo;Were you, sir,&rdquo; asked Dick, eagerly.
+</p>
+
+<p>
+&ldquo;Yes, my boy, I have known the time I have been obliged to go without my
+dinner because I didn&rsquo;t have enough money to pay for it.&rdquo;
+</p>
+
+<p>
+&ldquo;How did you get up in the world,&rdquo; asked Dick, anxiously.
+</p>
+
+<p>
+&ldquo;I entered a printing-office as an apprentice, and worked for some years.
+Then my eyes gave out and I was obliged to give that up. Not knowing what else
+to do, I went into the country, and worked on a farm. After a while I was lucky
+enough to invent a machine, which has brought me in a great deal of money. But
+there was one thing I got while I was in the printing-office which I value more
+than money.&rdquo;
+</p>
+
+<p>
+&ldquo;What was that, sir?&rdquo;
+</p>
+
+<p>
+&ldquo;A taste for reading and study. During my leisure hours I improved myself
+by study, and acquired a large part of the knowledge which I now possess.
+Indeed, it was one of my books that first put me on the track of the invention,
+which I afterwards made. So you see, my lad, that my studious habits paid me in
+money, as well as in another way.&rdquo;
+</p>
+
+<p>
+&ldquo;I&rsquo;m awful ignorant,&rdquo; said Dick, soberly.
+</p>
+
+<p>
+&ldquo;But you are young, and, I judge, a smart boy. If you try to learn, you
+can, and if you ever expect to do anything in the world, you must know
+something of books.&rdquo;
+</p>
+
+<p>
+&ldquo;I will,&rdquo; said Dick, resolutely. &ldquo;I aint always goin&rsquo;
+to black boots for a livin&rsquo;.&rdquo;
+</p>
+
+<p>
+&ldquo;All labor is respectable, my lad, and you have no cause to be ashamed of
+any honest business; yet when you can get something to do that promises better
+for your future prospects, I advise you to do so. Till then earn your living in
+the way you are accustomed to, avoid extravagance, and save up a little money
+if you can.&rdquo;
+</p>
+
+<p>
+&ldquo;Thank you for your advice,&rdquo; said our hero. &ldquo;There aint many
+that takes an interest in Ragged Dick.&rdquo;
+</p>
+
+<p>
+&ldquo;So that&rsquo;s your name,&rdquo; said Mr. Whitney. &ldquo;If I judge
+you rightly, it won&rsquo;t be long before you change it. Save your money, my
+lad, buy books, and determine to be somebody, and you may yet fill an honorable
+position.&rdquo;
+</p>
+
+<p>
+&ldquo;I&rsquo;ll try,&rdquo; said Dick. &ldquo;Good-night, sir.&rdquo;
+</p>
+
+<p>
+&ldquo;Wait a minute, Dick,&rdquo; said Frank. &ldquo;Your blacking-box and old
+clothes are upstairs. You may want them.&rdquo;
+</p>
+
+<p>
+&ldquo;In course,&rdquo; said Dick. &ldquo;I couldn&rsquo;t get along without
+my best clothes, and my stock in trade.&rdquo;
+</p>
+
+<p>
+&ldquo;You may go up to the room with him, Frank,&rdquo; said Mr. Whitney.
+&ldquo;The clerk will give you the key. I want to see you, Dick, before you
+go.&rdquo;
+</p>
+
+<p>
+&ldquo;Yes, sir,&rdquo; said Dick.
+</p>
+
+<p>
+&ldquo;Where are you going to sleep to-night, Dick?&rdquo; asked Frank, as they
+went upstairs together.
+</p>
+
+<p>
+&ldquo;P&rsquo;r&rsquo;aps at the Fifth Avenue Hotel&mdash;on the
+outside,&rdquo; said Dick.
+</p>
+
+<p>
+&ldquo;Haven&rsquo;t you any place to sleep, then?&rdquo;
+</p>
+
+<p>
+&ldquo;I slept in a box, last night.&rdquo;
+</p>
+
+<p>
+&ldquo;In a box?&rdquo;
+</p>
+
+<p>
+&ldquo;Yes, on Spruce Street.&rdquo;
+</p>
+
+<p>
+&ldquo;Poor fellow!&rdquo; said Frank, compassionately.
+</p>
+
+<p>
+&ldquo;Oh, &rsquo;twas a bully bed&mdash;full of straw! I slept like a
+top.&rdquo;
+</p>
+
+<p>
+&ldquo;Don&rsquo;t you earn enough to pay for a room, Dick?&rdquo;
+</p>
+
+<p>
+&ldquo;Yes,&rdquo; said Dick; &ldquo;only I spend my money foolish, goin&rsquo;
+to the Old Bowery, and Tony Pastor&rsquo;s, and sometimes gamblin&rsquo; in
+Baxter Street.&rdquo;
+</p>
+
+<p>
+&ldquo;You won&rsquo;t gamble any more,&mdash;will you, Dick?&rdquo; said
+Frank, laying his hand persuasively on his companion&rsquo;s shoulder.
+</p>
+
+<p>
+&ldquo;No, I won&rsquo;t,&rdquo; said Dick.
+</p>
+
+<p>
+&ldquo;You&rsquo;ll promise?&rdquo;
+</p>
+
+<p>
+&ldquo;Yes, and I&rsquo;ll keep it. You&rsquo;re a good feller. I wish you was
+goin&rsquo; to be in New York.&rdquo;
+</p>
+
+<p>
+&ldquo;I am going to a boarding-school in Connecticut. The name of the town is
+Barnton. Will you write to me, Dick?&rdquo;
+</p>
+
+<p>
+&ldquo;My writing would look like hens&rsquo; tracks,&rdquo; said our hero.
+</p>
+
+<p>
+&ldquo;Never mind. I want you to write. When you write you can tell me how to
+direct, and I will send you a letter.&rdquo;
+</p>
+
+<p>
+&ldquo;I wish you would,&rdquo; said Dick. &ldquo;I wish I was more like
+you.&rdquo;
+</p>
+
+<p>
+&ldquo;I hope you will make a much better boy, Dick. Now we&rsquo;ll go in to
+my uncle. He wishes to see you before you go.&rdquo;
+</p>
+
+<p>
+They went into the reading-room. Dick had wrapped up his blacking-brush in a
+newspaper with which Frank had supplied him, feeling that a guest of the Astor
+House should hardly be seen coming out of the hotel displaying such a
+professional sign.
+</p>
+
+<p>
+&ldquo;Uncle, Dick&rsquo;s ready to go,&rdquo; said Frank.
+</p>
+
+<p>
+&ldquo;Good-by, my lad,&rdquo; said Mr. Whitney. &ldquo;I hope to hear good
+accounts of you sometime. Don&rsquo;t forget what I have told you. Remember
+that your future position depends mainly upon yourself, and that it will be
+high or low as you choose to make it.&rdquo;
+</p>
+
+<p>
+He held out his hand, in which was a five-dollar bill. Dick shrunk back.
+</p>
+
+<p>
+&ldquo;I don&rsquo;t like to take it,&rdquo; he said. &ldquo;I haven&rsquo;t
+earned it.&rdquo;
+</p>
+
+<p>
+&ldquo;Perhaps not,&rdquo; said Mr. Whitney; &ldquo;but I give it to you
+because I remember my own friendless youth. I hope it may be of service to you.
+Sometime when you are a prosperous man, you can repay it in the form of aid to
+some poor boy, who is struggling upward as you are now.&rdquo;
+</p>
+
+<p>
+&ldquo;I will, sir,&rdquo; said Dick, manfully.
+</p>
+
+<p>
+He no longer refused the money, but took it gratefully, and, bidding Frank and
+his uncle good-by, went out into the street. A feeling of loneliness came over
+him as he left the presence of Frank, for whom he had formed a strong
+attachment in the few hours he had known him.
+</p>
+
+</div><!--end chapter-->
+
+<div class="chapter">
+
+<h2><a name="chap12"></a>CHAPTER XII.<br/>
+DICK HIRES A ROOM ON MOTT STREET</h2>
+
+<p>
+Going out into the fresh air Dick felt the pangs of hunger. He accordingly went
+to a restaurant and got a substantial supper. Perhaps it was the new clothes he
+wore, which made him feel a little more aristocratic. At all events, instead of
+patronizing the cheap restaurant where he usually procured his meals, he went
+into the refectory attached to Lovejoy&rsquo;s Hotel, where the prices were
+higher and the company more select. In his ordinary dress, Dick would have been
+excluded, but now he had the appearance of a very respectable, gentlemanly boy,
+whose presence would not discredit any establishment. His orders were therefore
+received with attention by the waiter and in due time a good supper was placed
+before him.
+</p>
+
+<p>
+&ldquo;I wish I could come here every day,&rdquo; thought Dick. &ldquo;It seems
+kind o&rsquo; nice and &rsquo;spectable, side of the other place. There&rsquo;s
+a gent at that other table that I&rsquo;ve shined boots for more&rsquo;n once.
+He don&rsquo;t know me in my new clothes. Guess he don&rsquo;t know his
+boot-black patronizes the same establishment.&rdquo;
+</p>
+
+<p>
+His supper over, Dick went up to the desk, and, presenting his check, tendered
+in payment his five-dollar bill, as if it were one of a large number which he
+possessed. Receiving back his change he went out into the street.
+</p>
+
+<p>
+Two questions now arose: How should he spend the evening, and where should he
+pass the night? Yesterday, with such a sum of money in his possession, he would
+have answered both questions readily. For the evening, he would have passed it
+at the Old Bowery, and gone to sleep in any out-of-the-way place that offered.
+But he had turned over a new leaf, or resolved to do so. He meant to save his
+money for some useful purpose,&mdash;to aid his advancement in the world. So he
+could not afford the theatre. Besides, with his new clothes, he was unwilling
+to pass the night out of doors.
+</p>
+
+<p>
+&ldquo;I should spile &rsquo;em,&rdquo; he thought, &ldquo;and that
+wouldn&rsquo;t pay.&rdquo;
+</p>
+
+<p>
+So he determined to hunt up a room which he could occupy regularly, and
+consider as his own, where he could sleep nights, instead of depending on boxes
+and old wagons for a chance shelter. This would be the first step towards
+respectability, and Dick determined to take it.
+</p>
+
+<p>
+He accordingly passed through the City Hall Park, and walked leisurely up
+Centre Street.
+</p>
+
+<p>
+He decided that it would hardly be advisable for him to seek lodgings in Fifth
+Avenue, although his present cash capital consisted of nearly five dollars in
+money, besides the valuable papers contained in his wallet. Besides, he had
+reason to doubt whether any in his line of business lived on that aristocratic
+street. He took his way to Mott Street, which is considerably less pretentious,
+and halted in front of a shabby brick lodging-house kept by a Mrs. Mooney, with
+whose son Tom, Dick was acquainted.
+</p>
+
+<p>
+Dick rang the bell, which sent back a shrill metallic response.
+</p>
+
+<p>
+The door was opened by a slatternly servant, who looked at him inquiringly, and
+not without curiosity. It must be remembered that Dick was well dressed, and
+that nothing in his appearance bespoke his occupation. Being naturally a
+good-looking boy, he might readily be mistaken for a gentleman&rsquo;s son.
+</p>
+
+<p>
+&ldquo;Well, Queen Victoria,&rdquo; said Dick, &ldquo;is your missus at
+home?&rdquo;
+</p>
+
+<p>
+&ldquo;My name&rsquo;s Bridget,&rdquo; said the girl.
+</p>
+
+<p>
+&ldquo;Oh, indeed!&rdquo; said Dick. &ldquo;You looked so much like the
+queen&rsquo;s picter what she gave me last Christmas in exchange for mine, that
+I couldn&rsquo;t help calling you by her name.&rdquo;
+</p>
+
+<p>
+&ldquo;Oh, go along wid ye!&rdquo; said Bridget. &ldquo;It&rsquo;s makin&rsquo;
+fun ye are.&rdquo;
+</p>
+
+<p>
+&ldquo;If you don&rsquo;t believe me,&rdquo; said Dick, gravely, &ldquo;all
+you&rsquo;ve got to do is to ask my partic&rsquo;lar friend, the Duke of
+Newcastle.&rdquo;
+</p>
+
+<p>
+&ldquo;Bridget!&rdquo; called a shrill voice from the basement.
+</p>
+
+<p>
+&ldquo;The missus is calling me,&rdquo; said Bridget, hurriedly.
+&ldquo;I&rsquo;ll tell her ye want her.&rdquo;
+</p>
+
+<p>
+&ldquo;All right!&rdquo; said Dick.
+</p>
+
+<p>
+The servant descended into the lower regions, and in a short time a stout,
+red-faced woman appeared on the scene.
+</p>
+
+<p>
+&ldquo;Well, sir, what&rsquo;s your wish?&rdquo; she asked.
+</p>
+
+<p>
+&ldquo;Have you got a room to let?&rdquo; asked Dick.
+</p>
+
+<p>
+&ldquo;Is it for yourself you ask?&rdquo; questioned the woman, in some
+surprise.
+</p>
+
+<p>
+Dick answered in the affirmative.
+</p>
+
+<p>
+&ldquo;I haven&rsquo;t got any very good rooms vacant. There&rsquo;s a small
+room in the third story.&rdquo;
+</p>
+
+<p>
+&ldquo;I&rsquo;d like to see it,&rdquo; said Dick.
+</p>
+
+<p>
+&ldquo;I don&rsquo;t know as it would be good enough for you,&rdquo; said the
+woman, with a glance at Dick&rsquo;s clothes.
+</p>
+
+<p>
+&ldquo;I aint very partic&rsquo;lar about accommodations,&rdquo; said our hero.
+&ldquo;I guess I&rsquo;ll look at it.&rdquo;
+</p>
+
+<p>
+Dick followed the landlady up two narrow stair-cases, uncarpeted and dirty, to
+the third landing, where he was ushered into a room about ten feet square. It
+could not be considered a very desirable apartment. It had once been covered
+with an oilcloth carpet, but this was now very ragged, and looked worse than
+none. There was a single bed in the corner, covered with an indiscriminate heap
+of bed-clothing, rumpled and not over-clean. There was a bureau, with the
+veneering scratched and in some parts stripped off, and a small glass, eight
+inches by ten, cracked across the middle; also two chairs in rather a
+disjointed condition. Judging from Dick&rsquo;s appearance, Mrs. Mooney thought
+he would turn from it in disdain.
+</p>
+
+<p>
+But it must be remembered that Dick&rsquo;s past experience had not been of a
+character to make him fastidious. In comparison with a box, or an empty wagon,
+even this little room seemed comfortable. He decided to hire it if the rent
+proved reasonable.
+</p>
+
+<p>
+&ldquo;Well, what&rsquo;s the tax?&rdquo; asked Dick.
+</p>
+
+<p>
+&ldquo;I ought to have a dollar a week,&rdquo; said Mrs. Mooney, hesitatingly.
+</p>
+
+<p>
+&ldquo;Say seventy-five cents, and I&rsquo;ll take it,&rdquo; said Dick.
+</p>
+
+<p>
+&ldquo;Every week in advance?&rdquo;
+</p>
+
+<p>
+&ldquo;Yes.&rdquo;
+</p>
+
+<p>
+&ldquo;Well, as times is hard, and I can&rsquo;t afford to keep it empty, you
+may have it. When will you come?&rdquo;
+</p>
+
+<p>
+&ldquo;To-night,&rdquo; said Dick.
+</p>
+
+<p>
+&ldquo;It aint lookin&rsquo; very neat. I don&rsquo;t know as I can fix it up
+to-night.&rdquo;
+</p>
+
+<p>
+&ldquo;Well, I&rsquo;ll sleep here to-night, and you can fix it up
+to-morrow.&rdquo;
+</p>
+
+<p>
+&ldquo;I hope you&rsquo;ll excuse the looks. I&rsquo;m a lone woman, and my
+help is so shiftless, I have to look after everything myself; so I can&rsquo;t
+keep things as straight as I want to.&rdquo;
+</p>
+
+<p>
+&ldquo;All right!&rdquo; said Dick.
+</p>
+
+<p>
+&ldquo;Can you pay me the first week in advance?&rdquo; asked the landlady,
+cautiously.
+</p>
+
+<p>
+Dick responded by drawing seventy-five cents from his pocket, and placing it in
+her hand.
+</p>
+
+<p>
+&ldquo;What&rsquo;s your business, sir, if I may inquire?&rdquo; said Mrs.
+Mooney.
+</p>
+
+<p>
+&ldquo;Oh, I&rsquo;m professional!&rdquo; said Dick.
+</p>
+
+<p>
+&ldquo;Indeed!&rdquo; said the landlady, who did not feel much enlightened by
+this answer.
+</p>
+
+<p>
+&ldquo;How&rsquo;s Tom?&rdquo; asked Dick.
+</p>
+
+<p>
+&ldquo;Do you know my Tom?&rdquo; said Mrs. Mooney in surprise.
+&ldquo;He&rsquo;s gone to sea,&mdash;to Californy. He went last week.&rdquo;
+</p>
+
+<p>
+&ldquo;Did he?&rdquo; said Dick. &ldquo;Yes, I knew him.&rdquo;
+</p>
+
+<p>
+Mrs. Mooney looked upon her new lodger with increased favor, on finding that he
+was acquainted with her son, who, by the way, was one of the worst young scamps
+in Mott Street, which is saying considerable.
+</p>
+
+<p>
+&ldquo;I&rsquo;ll bring over my baggage from the Astor House this
+evening,&rdquo; said Dick in a tone of importance.
+</p>
+
+<p>
+&ldquo;From the Astor House!&rdquo; repeated Mrs. Mooney, in fresh amazement.
+</p>
+
+<p>
+&ldquo;Yes, I&rsquo;ve been stoppin&rsquo; there a short time with some
+friends,&rdquo; said Dick.
+</p>
+
+<p>
+Mrs. Mooney might be excused for a little amazement at finding that a guest
+from the Astor House was about to become one of her lodgers&mdash;such
+transfers not being common.
+</p>
+
+<p>
+&ldquo;Did you say you was purfessional?&rdquo; she asked.
+</p>
+
+<p>
+&ldquo;Yes, ma&rsquo;am,&rdquo; said Dick, politely.
+</p>
+
+<p>
+&ldquo;You aint a&mdash;a&mdash;&rdquo; Mrs. Mooney paused, uncertain what
+conjecture to hazard.
+</p>
+
+<p>
+&ldquo;Oh, no, nothing of the sort,&rdquo; said Dick, promptly. &ldquo;How
+could you think so, Mrs. Mooney?&rdquo;
+</p>
+
+<p>
+&ldquo;No offence, sir,&rdquo; said the landlady, more perplexed than ever.
+</p>
+
+<p>
+&ldquo;Certainly not,&rdquo; said our hero. &ldquo;But you must excuse me now,
+Mrs. Mooney, as I have business of great importance to attend to.&rdquo;
+</p>
+
+<p>
+&ldquo;You&rsquo;ll come round this evening?&rdquo;
+</p>
+
+<p>
+Dick answered in the affirmative, and turned away.
+</p>
+
+<p>
+&ldquo;I wonder what he is!&rdquo; thought the landlady, following him with her
+eyes as he crossed the street. &ldquo;He&rsquo;s got good clothes on, but he
+don&rsquo;t seem very particular about his room. Well; I&rsquo;ve got all my
+rooms full now. That&rsquo;s one comfort.&rdquo;
+</p>
+
+<p>
+Dick felt more comfortable now that he had taken the decisive step of hiring a
+lodging, and paying a week&rsquo;s rent in advance. For seven nights he was
+sure of a shelter and a bed to sleep in. The thought was a pleasant one to our
+young vagrant, who hitherto had seldom known when he rose in the morning where
+he should find a resting-place at night.
+</p>
+
+<p>
+&ldquo;I must bring my traps round,&rdquo; said Dick to himself. &ldquo;I guess
+I&rsquo;ll go to bed early to-night. It&rsquo;ll feel kinder good to sleep in a
+reg&rsquo;lar bed. Boxes is rather hard to the back, and aint comfortable in
+case of rain. I wonder what Johnny Nolan would say if he knew I&rsquo;d got a
+room of my own.&rdquo;
+</p>
+
+</div><!--end chapter-->
+
+<div class="chapter">
+
+<h2><a name="chap13"></a>CHAPTER XIII.<br/>
+MICKY MAGUIRE</h2>
+
+<p>
+About nine o&rsquo;clock Dick sought his new lodgings. In his hands he carried
+his professional wardrobe, namely, the clothes which he had worn at the
+commencement of the day, and the implements of his business. These he stowed
+away in the bureau drawers, and by the light of a flickering candle took off
+his clothes and went to bed. Dick had a good digestion and a reasonably good
+conscience; consequently he was a good sleeper. Perhaps, too, the soft feather
+bed conduced to slumber. At any rate his eyes were soon closed, and he did not
+awake until half-past six the next morning.
+</p>
+
+<p>
+He lifted himself on his elbow, and stared around him in transient
+bewilderment.
+</p>
+
+<p>
+&ldquo;Blest if I hadn&rsquo;t forgot where I was,&rdquo; he said to himself.
+&ldquo;So this is my room, is it? Well, it seems kind of &rsquo;spectable to
+have a room and a bed to sleep in. I&rsquo;d orter be able to afford
+seventy-five cents a week. I&rsquo;ve throwed away more money than that in one
+evenin&rsquo;. There aint no reason why I shouldn&rsquo;t live
+&rsquo;spectable. I wish I knowed as much as Frank. He&rsquo;s a tip-top
+feller. Nobody ever cared enough for me before to give me good advice. It was
+kicks, and cuffs, and swearin&rsquo; at me all the time. I&rsquo;d like to show
+him I can do something.&rdquo;
+</p>
+
+<p>
+While Dick was indulging in these reflections, he had risen from bed, and,
+finding an accession to the furniture of his room, in the shape of an ancient
+wash-stand bearing a cracked bowl and broken pitcher, indulged himself in the
+rather unusual ceremony of a good wash. On the whole, Dick preferred to be
+clean, but it was not always easy to gratify his desire. Lodging in the street
+as he had been accustomed to do, he had had no opportunity to perform his
+toilet in the customary manner. Even now he found himself unable to arrange his
+dishevelled locks, having neither comb nor brush. He determined to purchase a
+comb, at least, as soon as possible, and a brush too, if he could get one
+cheap. Meanwhile he combed his hair with his fingers as well as he could,
+though the result was not quite so satisfactory as it might have been.
+</p>
+
+<p>
+A question now came up for consideration. For the first time in his life Dick
+possessed two suits of clothes. Should he put on the clothes Frank had given
+him, or resume his old rags?
+</p>
+
+<p>
+Now, twenty-four hours before, at the time Dick was introduced to the
+reader&rsquo;s notice, no one could have been less fastidious as to his
+clothing than he. Indeed, he had rather a contempt for good clothes, or at
+least he thought so. But now, as he surveyed the ragged and dirty coat and the
+patched pants, Dick felt ashamed of them. He was unwilling to appear in the
+streets with them. Yet, if he went to work in his new suit, he was in danger of
+spoiling it, and he might not have it in his power to purchase a new one.
+Economy dictated a return to the old garments. Dick tried them on, and surveyed
+himself in the cracked glass; but the reflection did not please him.
+</p>
+
+<p>
+&ldquo;They don&rsquo;t look &rsquo;spectable,&rdquo; he decided; and,
+forthwith taking them off again, he put on the new suit of the day before.
+</p>
+
+<p>
+&ldquo;I must try to earn a little more,&rdquo; he thought, &ldquo;to pay for
+my room, and to buy some new clo&rsquo;es when these is wore out.&rdquo;
+</p>
+
+<p>
+He opened the door of his chamber, and went downstairs and into the street,
+carrying his blacking-box with him.
+</p>
+
+<p>
+It was Dick&rsquo;s custom to commence his business before breakfast; generally
+it must be owned, because he began the day penniless, and must earn his meal
+before he ate it. To-day it was different. He had four dollars left in his
+pocket-book; but this he had previously determined not to touch. In fact he had
+formed the ambitious design of starting an account at a savings&rsquo; bank, in
+order to have something to fall back upon in case of sickness or any other
+emergency, or at any rate as a reserve fund to expend in clothing or other
+necessary articles when he required them. Hitherto he had been content to live
+on from day to day without a penny ahead; but the new vision of respectability
+which now floated before Dick&rsquo;s mind, owing to his recent acquaintance
+with Frank, was beginning to exercise a powerful effect upon him.
+</p>
+
+<p>
+In Dick&rsquo;s profession as in others there are lucky days, when everything
+seems to flow prosperously. As if to encourage him in his new-born resolution,
+our hero obtained no less than six jobs in the course of an hour and a half.
+This gave him sixty cents, quite abundant to purchase his breakfast, and a comb
+besides. His exertions made him hungry, and, entering a small eating-house he
+ordered a cup of coffee and a beefsteak. To this he added a couple of rolls.
+This was quite a luxurious breakfast for Dick, and more expensive than he was
+accustomed to indulge himself with. To gratify the curiosity of my young
+readers, I will put down the items with their cost,&mdash;
+</p>
+
+<p class="letter">
+Coffee, . . . . . . . . . . . . . 5 cts.<br/>
+Beefsteak, . . . . . . . . . . . 15<br/>
+A couple of rolls, . . . . . . . 5<br/>
+&mdash;25 cts.
+</p>
+
+<p>
+It will thus be seen that our hero had expended nearly one-half of his
+morning&rsquo;s earnings. Some days he had been compelled to breakfast on five
+cents, and then he was forced to content himself with a couple of apples, or
+cakes. But a good breakfast is a good preparation for a busy day, and Dick
+sallied forth from the restaurant lively and alert, ready to do a good stroke
+of business.
+</p>
+
+<p>
+Dick&rsquo;s change of costume was liable to lead to one result of which he had
+not thought. His brother boot-blacks might think he had grown aristocratic, and
+was putting on airs,&mdash;that, in fact, he was getting above his business,
+and desirous to outshine his associates. Dick had not dreamed of this, because
+in fact, in spite of his new-born ambition, he entertained no such feeling.
+There was nothing of what boys call &ldquo;big-feeling&rdquo; about him. He was
+a borough democrat, using the word not politically, but in its proper sense,
+and was disposed to fraternize with all whom he styled &ldquo;good
+fellows,&rdquo; without regard to their position. It may seem a little
+unnecessary to some of my readers to make this explanation; but they must
+remember that pride and &ldquo;big-feeling&rdquo; are confined to no age or
+class, but may be found in boys as well as men, and in boot-blacks as well as
+those of a higher rank.
+</p>
+
+<p>
+The morning being a busy time with the boot-blacks, Dick&rsquo;s changed
+appearance had not as yet attracted much attention. But when business slackened
+a little, our hero was destined to be reminded of it.
+</p>
+
+<p>
+Among the down-town boot-blacks was one hailing from the Five Points,&mdash;a
+stout, red-haired, freckled-faced boy of fourteen, bearing the name of Micky
+Maguire. This boy, by his boldness and recklessness, as well as by his personal
+strength, which was considerable, had acquired an ascendancy among his fellow
+professionals, and had a gang of subservient followers, whom he led on to acts
+of ruffianism, not unfrequently terminating in a month or two at
+Blackwell&rsquo;s Island. Micky himself had served two terms there; but the
+confinement appeared to have had very little effect in amending his conduct,
+except, perhaps, in making him a little more cautious about an encounter with
+the &ldquo;copps,&rdquo; as the members of the city police are, for some
+unknown reason, styled among the Five-Point boys.
+</p>
+
+<p>
+Now Micky was proud of his strength, and of the position of leader which it had
+secured him. Moreover he was democratic in his tastes, and had a jealous hatred
+of those who wore good clothes and kept their faces clean. He called it putting
+on airs, and resented the implied superiority. If he had been fifteen years
+older, and had a trifle more education, he would have interested himself in
+politics, and been prominent at ward meetings, and a terror to respectable
+voters on election day. As it was, he contented himself with being the leader
+of a gang of young ruffians, over whom he wielded a despotic power.
+</p>
+
+<p>
+Now it is only justice to Dick to say that, so far as wearing good clothes was
+concerned, he had never hitherto offended the eyes of Micky Maguire. Indeed,
+they generally looked as if they patronized the same clothing establishment. On
+this particular morning it chanced that Micky had not been very fortunate in a
+business way, and, as a natural consequence, his temper, never very amiable,
+was somewhat ruffled by the fact. He had had a very frugal breakfast,&mdash;not
+because he felt abstemious, but owing to the low state of his finances. He was
+walking along with one of his particular friends, a boy nicknamed Limpy Jim, so
+called from a slight peculiarity in his walk, when all at once he espied our
+friend Dick in his new suit.
+</p>
+
+<p>
+&ldquo;My eyes!&rdquo; he exclaimed, in astonishment; &ldquo;Jim, just look at
+Ragged Dick. He&rsquo;s come into a fortun&rsquo;, and turned gentleman. See
+his new clothes.&rdquo;
+</p>
+
+<p>
+&ldquo;So he has,&rdquo; said Jim. &ldquo;Where&rsquo;d he get &rsquo;em, I
+wonder?&rdquo;
+</p>
+
+<p>
+&ldquo;Hooked &rsquo;em, p&rsquo;raps. Let&rsquo;s go and stir him up a little.
+We don&rsquo;t want no gentlemen on our beat. So he&rsquo;s puttin&rsquo; on
+airs,&mdash;is he? I&rsquo;ll give him a lesson.&rdquo;
+</p>
+
+<p>
+So saying the two boys walked up to our hero, who had not observed them, his
+back being turned, and Micky Maguire gave him a smart slap on the shoulder.
+</p>
+
+<p>
+Dick turned round quickly.
+</p>
+
+</div><!--end chapter-->
+
+<div class="chapter">
+
+<h2><a name="chap14"></a>CHAPTER XIV.<br/>
+A BATTLE AND A VICTORY</h2>
+
+<p>
+&ldquo;What&rsquo;s that for?&rdquo; demanded Dick, turning round to see who
+had struck him.
+</p>
+
+<p>
+&ldquo;You&rsquo;re gettin&rsquo; mighty fine!&rdquo; said Micky Maguire,
+surveying Dick&rsquo;s new clothes with a scornful air.
+</p>
+
+<p>
+There was something in his words and tone, which Dick, who was disposed to
+stand up for his dignity, did not at all relish.
+</p>
+
+<p>
+&ldquo;Well, what&rsquo;s the odds if I am?&rdquo; he retorted. &ldquo;Does it
+hurt you any?&rdquo;
+</p>
+
+<p>
+&ldquo;See him put on airs, Jim,&rdquo; said Micky, turning to his companion.
+&ldquo;Where&rsquo;d you get them clo&rsquo;es?&rdquo;
+</p>
+
+<p>
+&ldquo;Never mind where I got &rsquo;em. Maybe the Prince of Wales gave
+&rsquo;em to me.&rdquo;
+</p>
+
+<p>
+&ldquo;Hear him, now, Jim,&rdquo; said Micky. &ldquo;Most likely he stole
+&rsquo;em.&rdquo;
+</p>
+
+<p>
+&ldquo;Stealin&rsquo; aint in <i>my</i> line.&rdquo;
+</p>
+
+<p>
+It might have been unconscious the emphasis which Dick placed on the word
+&ldquo;my.&rdquo; At any rate Micky chose to take offence.
+</p>
+
+<p>
+&ldquo;Do you mean to say <i>I</i> steal?&rdquo; he demanded, doubling up his
+fist, and advancing towards Dick in a threatening manner.
+</p>
+
+<p>
+&ldquo;I don&rsquo;t say anything about it,&rdquo; answered Dick, by no means
+alarmed at this hostile demonstration. &ldquo;I know you&rsquo;ve been to the
+Island twice. P&rsquo;r&rsquo;aps &rsquo;twas to make a visit along of the
+Mayor and Aldermen. Maybe you was a innocent victim of oppression. I aint a
+goin&rsquo; to say.&rdquo;
+</p>
+
+<p>
+Micky&rsquo;s freckled face grew red with wrath, for Dick had only stated the
+truth.
+</p>
+
+<p>
+&ldquo;Do you mean to insult me?&rdquo; he demanded shaking the fist already
+doubled up in Dick&rsquo;s face. &ldquo;Maybe you want a lickin&rsquo;?&rdquo;
+</p>
+
+<p>
+&ldquo;I aint partic&rsquo;larly anxious to get one,&rdquo; said Dick, coolly.
+&ldquo;They don&rsquo;t agree with my constitution which is nat&rsquo;rally
+delicate. I&rsquo;d rather have a good dinner than a lickin&rsquo; any
+time.&rdquo;
+</p>
+
+<p>
+&ldquo;You&rsquo;re afraid,&rdquo; sneered Micky. &ldquo;Isn&rsquo;t he,
+Jim?&rdquo;
+</p>
+
+<p>
+&ldquo;In course he is.&rdquo;
+</p>
+
+<p>
+&ldquo;P&rsquo;r&rsquo;aps I am,&rdquo; said Dick, composedly, &ldquo;but it
+don&rsquo;t trouble me much.&rdquo;
+</p>
+
+<p>
+&ldquo;Do you want to fight?&rdquo; demanded Micky, encouraged by Dick&rsquo;s
+quietness, fancying he was afraid to encounter him.
+</p>
+
+<p>
+&ldquo;No, I don&rsquo;t,&rdquo; said Dick. &ldquo;I aint fond of
+fightin&rsquo;. It&rsquo;s a very poor amusement, and very bad for the
+complexion, &rsquo;specially for the eyes and nose, which is apt to turn red,
+white, and blue.&rdquo;
+</p>
+
+<p>
+Micky misunderstood Dick, and judged from the tenor of his speech that he would
+be an easy victim. As he knew, Dick very seldom was concerned in any street
+fight,&mdash;not from cowardice, as he imagined, but because he had too much
+good sense to do so. Being quarrelsome, like all bullies, and supposing that he
+was more than a match for our hero, being about two inches taller, he could no
+longer resist an inclination to assault him, and tried to plant a blow in
+Dick&rsquo;s face which would have hurt him considerably if he had not drawn
+back just in time.
+</p>
+
+<p>
+Now, though Dick was far from quarrelsome, he was ready to defend himself on
+all occasions, and it was too much to expect that he would stand quiet and
+allow himself to be beaten.
+</p>
+
+<p>
+He dropped his blacking-box on the instant, and returned Micky&rsquo;s blow
+with such good effect that the young bully staggered back, and would have
+fallen, if he had not been propped up by his confederate, Limpy Jim.
+</p>
+
+<p>
+&ldquo;Go in, Micky!&rdquo; shouted the latter, who was rather a coward on his
+own account, but liked to see others fight. &ldquo;Polish him off, that&rsquo;s
+a good feller.&rdquo;
+</p>
+
+<p>
+Micky was now boiling over with rage and fury, and required no urging. He was
+fully determined to make a terrible example of poor Dick. He threw himself upon
+him, and strove to bear him to the ground; but Dick, avoiding a close hug, in
+which he might possibly have got the worst of it, by an adroit movement,
+tripped up his antagonist, and stretched him on the side walk.
+</p>
+
+<p>
+&ldquo;Hit him, Jim!&rdquo; exclaimed Micky, furiously.
+</p>
+
+<p>
+Limpy Jim did not seem inclined to obey orders. There was a quiet strength and
+coolness about Dick, which alarmed him. He preferred that Micky should incur
+all the risks of battle, and accordingly set himself to raising his fallen
+comrade.
+</p>
+
+<p>
+&ldquo;Come, Micky,&rdquo; said Dick, quietly, &ldquo;you&rsquo;d better give
+it up. I wouldn&rsquo;t have touched you if you hadn&rsquo;t hit me first. I
+don&rsquo;t want to fight. It&rsquo;s low business.&rdquo;
+</p>
+
+<p>
+&ldquo;You&rsquo;re afraid of hurtin&rsquo; your clo&rsquo;es,&rdquo; said
+Micky, with a sneer.
+</p>
+
+<p>
+&ldquo;Maybe I am,&rdquo; said Dick. &ldquo;I hope I haven&rsquo;t hurt
+yours.&rdquo;
+</p>
+
+<p>
+Micky&rsquo;s answer to this was another attack, as violent and impetuous as
+the first. But his fury was in the way. He struck wildly, not measuring his
+blows, and Dick had no difficulty in turning aside, so that his
+antagonist&rsquo;s blow fell upon the empty air, and his momentum was such that
+he nearly fell forward headlong. Dick might readily have taken advantage of his
+unsteadiness, and knocked him down; but he was not vindictive, and chose to act
+on the defensive, except when he could not avoid it.
+</p>
+
+<p>
+Recovering himself, Micky saw that Dick was a more formidable antagonist than
+he had supposed, and was meditating another assault, better planned, which by
+its impetuosity might bear our hero to the ground. But there was an
+unlooked-for interference.
+</p>
+
+<p>
+&ldquo;Look out for the &lsquo;copp,&rsquo;&rdquo; said Jim, in a low voice.
+</p>
+
+<p>
+Micky turned round and saw a tall policeman heading towards him, and thought it
+might be prudent to suspend hostilities. He accordingly picked up his
+black-box, and, hitching up his pants, walked off, attended by Limpy Jim.
+</p>
+
+<p>
+&ldquo;What&rsquo;s that chap been doing?&rdquo; asked the policeman of Dick.
+</p>
+
+<p>
+&ldquo;He was amoosin&rsquo; himself by pitchin&rsquo; into me,&rdquo; replied
+Dick.
+</p>
+
+<p>
+&ldquo;What for?&rdquo;
+</p>
+
+<p>
+&ldquo;He didn&rsquo;t like it &rsquo;cause I patronized a different tailor
+from him.&rdquo;
+</p>
+
+<p>
+&ldquo;Well, it seems to me you <i>are</i> dressed pretty smart for a
+boot-black,&rdquo; said the policeman.
+</p>
+
+<p>
+&ldquo;I wish I wasn&rsquo;t a boot-black,&rdquo; said Dick.
+</p>
+
+<p>
+&ldquo;Never mind, my lad. It&rsquo;s an honest business,&rdquo; said the
+policeman, who was a sensible man and a worthy citizen. &ldquo;It&rsquo;s an
+honest business. Stick to it till you get something better.&rdquo;
+</p>
+
+<p>
+&ldquo;I mean to,&rdquo; said Dick. &ldquo;It aint easy to get out of it, as
+the prisoner remarked, when he was asked how he liked his residence.&rdquo;
+</p>
+
+<p>
+&ldquo;I hope you don&rsquo;t speak from experience.&rdquo;
+</p>
+
+<p>
+&ldquo;No,&rdquo; said Dick; &ldquo;I don&rsquo;t mean to get into prison if I
+can help it.&rdquo;
+</p>
+
+<p>
+&ldquo;Do you see that gentleman over there?&rdquo; asked the officer, pointing
+to a well-dressed man who was walking on the other side of the street.
+</p>
+
+<p>
+&ldquo;Yes.&rdquo;
+</p>
+
+<p>
+&ldquo;Well, he was once a newsboy.&rdquo;
+</p>
+
+<p>
+&ldquo;And what is he now?&rdquo;
+</p>
+
+<p>
+&ldquo;He keeps a bookstore, and is quite prosperous.&rdquo;
+</p>
+
+<p>
+Dick looked at the gentleman with interest, wondering if he should look as
+respectable when he was a grown man.
+</p>
+
+<p>
+It will be seen that Dick was getting ambitious. Hitherto he had thought very
+little of the future, but was content to get along as he could, dining as well
+as his means would allow, and spending the evenings in the pit of the Old
+Bowery, eating peanuts between the acts if he was prosperous, and if unlucky
+supping on dry bread or an apple, and sleeping in an old box or a wagon. Now,
+for the first time, he began to reflect that he could not black boots all his
+life. In seven years he would be a man, and, since his meeting with Frank, he
+felt that he would like to be a respectable man. He could see and appreciate
+the difference between Frank and such a boy as Micky Maguire, and it was not
+strange that he preferred the society of the former.
+</p>
+
+<p>
+In the course of the next morning, in pursuance of his new resolutions for the
+future, he called at a savings bank, and held out four dollars in bills besides
+another dollar in change. There was a high railing, and a number of clerks
+busily writing at desks behind it. Dick, never having been in a bank before,
+did not know where to go. He went, by mistake, to the desk where money was paid
+out.
+</p>
+
+<p>
+&ldquo;Where&rsquo;s your book?&rdquo; asked the clerk.
+</p>
+
+<p>
+&ldquo;I haven&rsquo;t got any.&rdquo;
+</p>
+
+<p>
+&ldquo;Have you any money deposited here?&rdquo;
+</p>
+
+<p>
+&ldquo;No, sir, I want to leave some here.&rdquo;
+</p>
+
+<p>
+&ldquo;Then go to the next desk.&rdquo;
+</p>
+
+<p>
+Dick followed directions, and presented himself before an elderly man with gray
+hair, who looked at him over the rims of his spectacles.
+</p>
+
+<p>
+&ldquo;I want you to keep that for me,&rdquo; said Dick, awkwardly emptying his
+money out on the desk.
+</p>
+
+<p>
+&ldquo;How much is there?&rdquo;
+</p>
+
+<p>
+&ldquo;Five dollars.&rdquo;
+</p>
+
+<p>
+&ldquo;Have you got an account here?&rdquo;
+</p>
+
+<p>
+&ldquo;No, sir.&rdquo;
+</p>
+
+<p>
+&ldquo;Of course you can write?&rdquo;
+</p>
+
+<p>
+The &ldquo;of course&rdquo; was said on account of Dick&rsquo;s neat dress.
+</p>
+
+<p>
+&ldquo;Have I got to do any writing?&rdquo; asked our hero, a little
+embarrassed.
+</p>
+
+<p>
+&ldquo;We want you to sign your name in this book,&rdquo; and the old gentleman
+shoved round a large folio volume containing the names of depositors.
+</p>
+
+<p>
+Dick surveyed the book with some awe.
+</p>
+
+<p>
+&ldquo;I aint much on writin&rsquo;,&rdquo; he said.
+</p>
+
+<p>
+&ldquo;Very well; write as well as you can.&rdquo;
+</p>
+
+<p>
+The pen was put into Dick&rsquo;s hand, and, after dipping it in the inkstand,
+he succeeded after a hard effort, accompanied by many contortions of the face,
+in inscribing upon the book of the bank the name
+</p>
+
+<p class="center">
+D<small>ICK</small> H<small>UNTER</small>.
+</p>
+
+<p>
+&ldquo;Dick!&mdash;that means Richard, I suppose,&rdquo; said the bank officer,
+who had some difficulty in making out the signature.
+</p>
+
+<p>
+&ldquo;No; Ragged Dick is what folks call me.&rdquo;
+</p>
+
+<p>
+&ldquo;You don&rsquo;t look very ragged.&rdquo;
+</p>
+
+<p>
+&ldquo;No, I&rsquo;ve left my rags to home. They might get wore out if I used
+&rsquo;em too common.&rdquo;
+</p>
+
+<p>
+&ldquo;Well, my lad, I&rsquo;ll make out a book in the name of Dick Hunter,
+since you seem to prefer Dick to Richard. I hope you will save up your money
+and deposit more with us.&rdquo;
+</p>
+
+<p>
+Our hero took his bank-book, and gazed on the entry &ldquo;Five Dollars&rdquo;
+with a new sense of importance. He had been accustomed to joke about Erie
+shares, but now, for the first time, he felt himself a capitalist; on a small
+scale, to be sure, but still it was no small thing for Dick to have five
+dollars which he could call his own. He firmly determined that he would lay by
+every cent he could spare from his earnings towards the fund he hoped to
+accumulate.
+</p>
+
+<p>
+But Dick was too sensible not to know that there was something more than money
+needed to win a respectable position in the world. He felt that he was very
+ignorant. Of reading and writing he only knew the rudiments, and that, with a
+slight acquaintance with arithmetic, was all he did know of books. Dick knew he
+must study hard, and he dreaded it. He looked upon learning as attended with
+greater difficulties than it really possesses. But Dick had good pluck. He
+meant to learn, nevertheless, and resolved to buy a book with his first spare
+earnings.
+</p>
+
+<p>
+When Dick went home at night he locked up his bank-book in one of the drawers
+of the bureau. It was wonderful how much more independent he felt whenever he
+reflected upon the contents of that drawer, and with what an important air of
+joint ownership he regarded the bank building in which his small savings were
+deposited.
+</p>
+
+</div><!--end chapter-->
+
+<div class="chapter">
+
+<h2><a name="chap15"></a>CHAPTER XV.<br/>
+DICK SECURES A TUTOR</h2>
+
+<p>
+The next morning Dick was unusually successful, having plenty to do, and
+receiving for one job twenty-five cents,&mdash;the gentleman refusing to take
+change. Then flashed upon Dick&rsquo;s mind the thought that he had not yet
+returned the change due to the gentleman whose boots he had blacked on the
+morning of his introduction to the reader.
+</p>
+
+<p>
+&ldquo;What&rsquo;ll he think of me?&rdquo; said Dick to himself. &ldquo;I hope
+he won&rsquo;t think I&rsquo;m mean enough to keep the money.&rdquo;
+</p>
+
+<p>
+Now Dick was scrupulously honest, and though the temptation to be otherwise had
+often been strong, he had always resisted it. He was not willing on any account
+to keep money which did not belong to him, and he immediately started for 125
+Fulton Street (the address which had been given him) where he found Mr.
+Greyson&rsquo;s name on the door of an office on the first floor.
+</p>
+
+<p>
+The door being open, Dick walked in.
+</p>
+
+<p>
+&ldquo;Is Mr. Greyson in?&rdquo; he asked of a clerk who sat on a high stool
+before a desk.
+</p>
+
+<p>
+&ldquo;Not just now. He&rsquo;ll be in soon. Will you wait?&rdquo;
+</p>
+
+<p>
+&ldquo;Yes,&rdquo; said Dick.
+</p>
+
+<p>
+&ldquo;Very well; take a seat then.&rdquo;
+</p>
+
+<p>
+Dick sat down and took up the morning &ldquo;Tribune,&rdquo; but presently came
+to a word of four syllables, which he pronounced to himself a
+&ldquo;sticker,&rdquo; and laid it down. But he had not long to wait, for five
+minutes later Mr. Greyson entered.
+</p>
+
+<p>
+&ldquo;Did you wish to speak to me, my lad?&rdquo; said he to Dick, whom in his
+new clothes he did not recognize.
+</p>
+
+<p>
+&ldquo;Yes, sir,&rdquo; said Dick. &ldquo;I owe you some money.&rdquo;
+</p>
+
+<p>
+&ldquo;Indeed!&rdquo; said Mr. Greyson, pleasantly; &ldquo;that&rsquo;s an
+agreeable surprise. I didn&rsquo;t know but you had come for some. So you are a
+debtor of mine, and not a creditor?&rdquo;
+</p>
+
+<p>
+&ldquo;I b&rsquo;lieve that&rsquo;s right,&rdquo; said Dick, drawing fifteen
+cents from his pocket, and placing in Mr. Greyson&rsquo;s hand.
+</p>
+
+<p>
+&ldquo;Fifteen cents!&rdquo; repeated he, in some surprise. &ldquo;How do you
+happen to be indebted to me in that amount?&rdquo;
+</p>
+
+<p>
+&ldquo;You gave me a quarter for a-shinin&rsquo; your boots, yesterday
+mornin&rsquo;, and couldn&rsquo;t wait for the change. I meant to have brought
+it before, but I forgot all about it till this mornin&rsquo;.&rdquo;
+</p>
+
+<p>
+&ldquo;It had quite slipped my mind also. But you don&rsquo;t look like the boy
+I employed. If I remember rightly he wasn&rsquo;t as well dressed as
+you.&rdquo;
+</p>
+
+<p>
+&ldquo;No,&rdquo; said Dick. &ldquo;I was dressed for a party, then, but the
+clo&rsquo;es was too well ventilated to be comfortable in cold weather.&rdquo;
+</p>
+
+<p>
+&ldquo;You&rsquo;re an honest boy,&rdquo; said Mr. Greyson. &ldquo;Who taught
+you to be honest?&rdquo;
+</p>
+
+<p>
+&ldquo;Nobody,&rdquo; said Dick. &ldquo;But it&rsquo;s mean to cheat and steal.
+I&rsquo;ve always knowed that.&rdquo;
+</p>
+
+<p>
+&ldquo;Then you&rsquo;ve got ahead of some of our business men. Do you read the
+Bible?&rdquo;
+</p>
+
+<p>
+&ldquo;No,&rdquo; said Dick. &ldquo;I&rsquo;ve heard it&rsquo;s a good book,
+but I don&rsquo;t know much about it.&rdquo;
+</p>
+
+<p>
+&ldquo;You ought to go to some Sunday School. Would you be willing?&rdquo;
+</p>
+
+<p>
+&ldquo;Yes,&rdquo; said Dick, promptly. &ldquo;I want to grow up
+&rsquo;spectable. But I don&rsquo;t know where to go.&rdquo;
+</p>
+
+<p>
+&ldquo;Then I&rsquo;ll tell you. The church I attend is at the corner of Fifth
+Avenue and Twenty-first Street.&rdquo;
+</p>
+
+<p>
+&ldquo;I&rsquo;ve seen it,&rdquo; said Dick.
+</p>
+
+<p>
+&ldquo;I have a class in the Sunday School there. If you&rsquo;ll come next
+Sunday, I&rsquo;ll take you into my class, and do what I can to help
+you.&rdquo;
+</p>
+
+<p>
+&ldquo;Thank you,&rdquo; said Dick, &ldquo;but p&rsquo;r&rsquo;aps you&rsquo;ll
+get tired of teaching me. I&rsquo;m awful ignorant.&rdquo;
+</p>
+
+<p>
+&ldquo;No, my lad,&rdquo; said Mr. Greyson, kindly. &ldquo;You evidently have
+some good principles to start with, as you have shown by your scorn of
+dishonesty. I shall hope good things of you in the future.&rdquo;
+</p>
+
+<p>
+&ldquo;Well, Dick,&rdquo; said our hero, apostrophizing himself, as he left the
+office; &ldquo;you&rsquo;re gettin&rsquo; up in the world. You&rsquo;ve got
+money invested, and are goin&rsquo; to attend church, by partic&rsquo;lar
+invitation, on Fifth Avenue. I shouldn&rsquo;t wonder much if you should find
+cards, when you get home, from the Mayor, requestin&rsquo; the honor of your
+company to dinner, along with other distinguished guests.&rdquo;
+</p>
+
+<p>
+Dick felt in very good spirits. He seemed to be emerging from the world in
+which he had hitherto lived, into a new atmosphere of respectability, and the
+change seemed very pleasant to him.
+</p>
+
+<p>
+At six o&rsquo;clock Dick went into a restaurant on Chatham Street, and got a
+comfortable supper. He had been so successful during the day that, after paying
+for this, he still had ninety cents left. While he was despatching his supper,
+another boy came in, smaller and slighter than Dick, and sat down beside him.
+Dick recognized him as a boy who three months before had entered the ranks of
+the boot-blacks, but who, from a natural timidity, had not been able to earn
+much. He was ill-fitted for the coarse companionship of the street boys, and
+shrank from the rude jokes of his present associates. Dick had never troubled
+him; for our hero had a certain chivalrous feeling which would not allow him to
+bully or disturb a younger and weaker boy than himself.
+</p>
+
+<p>
+&ldquo;How are you, Fosdick?&rdquo; said Dick, as the other seated himself.
+</p>
+
+<p>
+&ldquo;Pretty well,&rdquo; said Fosdick. &ldquo;I suppose you&rsquo;re all
+right.&rdquo;
+</p>
+
+<p>
+&ldquo;Oh, yes, I&rsquo;m right side up with care. I&rsquo;ve been havin&rsquo;
+a bully supper. What are you goin&rsquo; to have?&rdquo;
+</p>
+
+<p>
+&ldquo;Some bread and butter.&rdquo;
+</p>
+
+<p>
+&ldquo;Why don&rsquo;t you get a cup o&rsquo; coffee?&rdquo;
+</p>
+
+<p>
+&ldquo;Why,&rdquo; said Fosdick, reluctantly, &ldquo;I haven&rsquo;t got money
+enough to-night.&rdquo;
+</p>
+
+<p>
+&ldquo;Never mind,&rdquo; said Dick; &ldquo;I&rsquo;m in luck to-day,
+I&rsquo;ll stand treat.&rdquo;
+</p>
+
+<p>
+&ldquo;That&rsquo;s kind in you,&rdquo; said Fosdick, gratefully.
+</p>
+
+<p>
+&ldquo;Oh, never mind that,&rdquo; said Dick.
+</p>
+
+<p>
+Accordingly he ordered a cup of coffee, and a plate of beefsteak, and was
+gratified to see that his young companion partook of both with evident relish.
+When the repast was over, the boys went out into the street together, Dick
+pausing at the desk to settle for both suppers.
+</p>
+
+<p>
+&ldquo;Where are you going to sleep to-night, Fosdick?&rdquo; asked Dick, as
+they stood on the sidewalk.
+</p>
+
+<p>
+&ldquo;I don&rsquo;t know,&rdquo; said Fosdick, a little sadly. &ldquo;In some
+doorway, I expect. But I&rsquo;m afraid the police will find me out, and make
+me move on.&rdquo;
+</p>
+
+<p>
+&ldquo;I&rsquo;ll tell you what,&rdquo; said Dick, &ldquo;you must go home with
+me. I guess my bed will hold two.&rdquo;
+</p>
+
+<p>
+&ldquo;Have you got a room?&rdquo; asked the other, in surprise.
+</p>
+
+<p>
+&ldquo;Yes,&rdquo; said Dick, rather proudly, and with a little excusable
+exultation. &ldquo;I&rsquo;ve got a room over in Mott Street; there I can
+receive my friends. That&rsquo;ll be better than sleepin&rsquo; in a
+door-way,&mdash;won&rsquo;t it?&rdquo;
+</p>
+
+<p>
+&ldquo;Yes, indeed it will,&rdquo; said Fosdick. &ldquo;How lucky I was to come
+across you! It comes hard to me living as I do. When my father was alive I had
+every comfort.&rdquo;
+</p>
+
+<p>
+&ldquo;That&rsquo;s more&rsquo;n I ever had,&rdquo; said Dick. &ldquo;But
+I&rsquo;m goin&rsquo; to try to live comfortable now. Is your father
+dead?&rdquo;
+</p>
+
+<p>
+&ldquo;Yes,&rdquo; said Fosdick, sadly. &ldquo;He was a printer; but he was
+drowned one dark night from a Fulton ferry-boat, and, as I had no relations in
+the city, and no money, I was obliged to go to work as quick as I could. But I
+don&rsquo;t get on very well.&rdquo;
+</p>
+
+<p>
+&ldquo;Didn&rsquo;t you have no brothers nor sisters?&rdquo; asked Dick.
+</p>
+
+<p>
+&ldquo;No,&rdquo; said Fosdick; &ldquo;father and I used to live alone. He was
+always so much company to me that I feel very lonesome without him.
+There&rsquo;s a man out West somewhere that owes him two thousand dollars. He
+used to live in the city, and father lent him all his money to help him go into
+business; but he failed, or pretended to, and went off. If father hadn&rsquo;t
+lost that money he would have left me well off; but no money would have made up
+his loss to me.&rdquo;
+</p>
+
+<p>
+&ldquo;What&rsquo;s the man&rsquo;s name that went off with your father&rsquo;s
+money?&rdquo;
+</p>
+
+<p>
+&ldquo;His name is Hiram Bates.&rdquo;
+</p>
+
+<p>
+&ldquo;P&rsquo;r&rsquo;aps you&rsquo;ll get the money again, sometime.&rdquo;
+</p>
+
+<p>
+&ldquo;There isn&rsquo;t much chance of it,&rdquo; said Fosdick.
+&ldquo;I&rsquo;d sell out my chances of that for five dollars.&rdquo;
+</p>
+
+<p>
+&ldquo;Maybe I&rsquo;ll buy you out sometime,&rdquo; said Dick. &ldquo;Now,
+come round and see what sort of a room I&rsquo;ve got. I used to go to the
+theatre evenings, when I had money; but now I&rsquo;d rather go to bed early,
+and have a good sleep.&rdquo;
+</p>
+
+<p>
+&ldquo;I don&rsquo;t care much about theatres,&rdquo; said Fosdick.
+&ldquo;Father didn&rsquo;t use to let me go very often. He said it wasn&rsquo;t
+good for boys.&rdquo;
+</p>
+
+<p>
+&ldquo;I like to go to the Old Bowery sometimes. They have tip-top plays there.
+Can you read and write well?&rdquo; he asked, as a sudden thought came to him.
+</p>
+
+<p>
+&ldquo;Yes,&rdquo; said Fosdick. &ldquo;Father always kept me at school when he
+was alive, and I stood pretty well in my classes. I was expecting to enter at
+the Free Academy* next year.&rdquo;
+</p>
+
+<p class="footnote">
+* Now the college of the city of New York.
+</p>
+
+<p>
+&ldquo;Then I&rsquo;ll tell you what,&rdquo; said Dick; &ldquo;I&rsquo;ll make
+a bargain with you. I can&rsquo;t read much more&rsquo;n a pig; and my
+writin&rsquo; looks like hens&rsquo; tracks. I don&rsquo;t want to grow up
+knowin&rsquo; no more&rsquo;n a four-year-old boy. If you&rsquo;ll teach me
+readin&rsquo; and writin&rsquo; evenin&rsquo;s, you shall sleep in my room
+every night. That&rsquo;ll be better&rsquo;n door-steps or old boxes, where
+I&rsquo;ve slept many a time.&rdquo;
+</p>
+
+<p>
+&ldquo;Are you in earnest?&rdquo; said Fosdick, his face lighting up hopefully.
+</p>
+
+<p>
+&ldquo;In course I am,&rdquo; said Dick. &ldquo;It&rsquo;s fashionable for
+young gentlemen to have private tootors to introduct &rsquo;em into the
+flower-beds of literatoor and science, and why shouldn&rsquo;t I foller the
+fashion? You shall be my perfessor; only you must promise not to be very hard
+if my writin&rsquo; looks like a rail-fence on a bender.&rdquo;
+</p>
+
+<p>
+&ldquo;I&rsquo;ll try not to be too severe,&rdquo; said Fosdick, laughing.
+&ldquo;I shall be thankful for such a chance to get a place to sleep. Have you
+got anything to read out of?&rdquo;
+</p>
+
+<p>
+&ldquo;No,&rdquo; said Dick. &ldquo;My extensive and well-selected library was
+lost overboard in a storm, when I was sailin&rsquo; from the Sandwich Islands
+to the desert of Sahara. But I&rsquo;ll buy a paper. That&rsquo;ll do me a long
+time.&rdquo;
+</p>
+
+<p>
+Accordingly Dick stopped at a paper-stand, and bought a copy of a weekly paper,
+filled with the usual variety of reading matter,&mdash;stories, sketches,
+poems, etc.
+</p>
+
+<p>
+They soon arrived at Dick&rsquo;s lodging-house. Our hero, procuring a lamp
+from the landlady, led the way into his apartment, which he entered with the
+proud air of a proprietor.
+</p>
+
+<p>
+&ldquo;Well, how do you like it, Fosdick?&rdquo; he asked, complacently.
+</p>
+
+<p>
+The time was when Fosdick would have thought it untidy and not particularly
+attractive. But he had served a severe apprenticeship in the streets, and it
+was pleasant to feel himself under shelter, and he was not disposed to be
+critical.
+</p>
+
+<p>
+&ldquo;It looks very comfortable, Dick,&rdquo; he said.
+</p>
+
+<p>
+&ldquo;The bed aint very large,&rdquo; said Dick; &ldquo;but I guess we can get
+along.&rdquo;
+</p>
+
+<p>
+&ldquo;Oh, yes,&rdquo; said Fosdick, cheerfully. &ldquo;I don&rsquo;t take up
+much room.&rdquo;
+</p>
+
+<p>
+&ldquo;Then that&rsquo;s all right. There&rsquo;s two chairs, you see, one for
+you and one for me. In case the mayor comes in to spend the evenin&rsquo;
+socially, he can sit on the bed.&rdquo;
+</p>
+
+<p>
+The boys seated themselves, and five minutes later, under the guidance of his
+young tutor, Dick had commenced his studies.
+</p>
+
+</div><!--end chapter-->
+
+<div class="chapter">
+
+<h2><a name="chap16"></a>CHAPTER XVI.<br/>
+THE FIRST LESSON</h2>
+
+<p>
+Fortunately for Dick, his young tutor was well qualified to instruct him. Henry
+Fosdick, though only twelve years old, knew as much as many boys of fourteen.
+He had always been studious and ambitious to excel. His father, being a
+printer, employed in an office where books were printed, often brought home new
+books in sheets, which Henry was always glad to read. Mr. Fosdick had been,
+besides, a subscriber to the Mechanics&rsquo; Apprentices&rsquo; Library, which
+contains many thousands of well-selected and instructive books. Thus Henry had
+acquired an amount of general information, unusual in a boy of his age. Perhaps
+he had devoted too much time to study, for he was not naturally robust. All
+this, however, fitted him admirably for the office to which Dick had appointed
+him,&mdash;that of his private instructor.
+</p>
+
+<p>
+The two boys drew up their chairs to the rickety table, and spread out the
+paper before them.
+</p>
+
+<p>
+&ldquo;The exercises generally Commence with ringin&rsquo; the bell,&rdquo;
+said Dick; &ldquo;but as I aint got none, we&rsquo;ll have to do
+without.&rdquo;
+</p>
+
+<p>
+&ldquo;And the teacher is generally provided with a rod,&rdquo; said Fosdick.
+&ldquo;Isn&rsquo;t there a poker handy, that I can use in case my scholar
+doesn&rsquo;t behave well?&rdquo;
+</p>
+
+<p>
+&ldquo;&rsquo;Taint lawful to use fire-arms,&rdquo; said Dick.
+</p>
+
+<p>
+&ldquo;Now, Dick,&rdquo; said Fosdick, &ldquo;before we begin, I must find out
+how much you already know. Can you read any?&rdquo;
+</p>
+
+<p>
+&ldquo;Not enough to hurt me,&rdquo; said Dick. &ldquo;All I know about
+readin&rsquo; you could put in a nutshell, and there&rsquo;d be room left for a
+small family.&rdquo;
+</p>
+
+<p>
+&ldquo;I suppose you know your letters?&rdquo;
+</p>
+
+<p>
+&ldquo;Yes,&rdquo; said Dick, &ldquo;I know &rsquo;em all, but not intimately.
+I guess I can call &rsquo;em all by name.&rdquo;
+</p>
+
+<p>
+&ldquo;Where did you learn them? Did you ever go to school?&rdquo;
+</p>
+
+<p>
+&ldquo;Yes; I went two days.&rdquo;
+</p>
+
+<p>
+&ldquo;Why did you stop?&rdquo;
+</p>
+
+<p>
+&ldquo;It didn&rsquo;t agree with my constitution.&rdquo;
+</p>
+
+<p>
+&ldquo;You don&rsquo;t look very delicate,&rdquo; said Fosdick.
+</p>
+
+<p>
+&ldquo;No,&rdquo; said Dick, &ldquo;I aint troubled much that way; but I found
+lickins didn&rsquo;t agree with me.&rdquo;
+</p>
+
+<p>
+&ldquo;Did you get punished?&rdquo;
+</p>
+
+<p>
+&ldquo;Awful,&rdquo; said Dick.
+</p>
+
+<p>
+&ldquo;What for?&rdquo;
+</p>
+
+<p>
+&ldquo;For indulgin&rsquo; in a little harmless amoosement,&rdquo; said Dick.
+&ldquo;You see the boy that was sittin&rsquo; next to me fell asleep, which I
+considered improper in school-time; so I thought I&rsquo;d help the teacher a
+little by wakin&rsquo; him up. So I took a pin and stuck into him; but I guess
+it went a little too far, for he screeched awful. The teacher found out what it
+was that made him holler, and whipped me with a ruler till I was black and
+blue. I thought &rsquo;twas about time to take a vacation; so that&rsquo;s the
+last time I went to school.&rdquo;
+</p>
+
+<p>
+&ldquo;You didn&rsquo;t learn to read in that time, of course?&rdquo;
+</p>
+
+<p>
+&ldquo;No,&rdquo; said Dick; &ldquo;but I was a newsboy a little while; so I
+learned a little, just so&rsquo;s to find out what the news was. Sometimes I
+didn&rsquo;t read straight and called the wrong news. One mornin&rsquo; I asked
+another boy what the paper said, and he told me the King of Africa was dead. I
+thought it was all right till folks began to laugh.&rdquo;
+</p>
+
+<p>
+&ldquo;Well, Dick, if you&rsquo;ll only study well, you won&rsquo;t be liable
+to make such mistakes.&rdquo;
+</p>
+
+<p>
+&ldquo;I hope so,&rdquo; said Dick. &ldquo;My friend Horace Greeley told me the
+other day that he&rsquo;d get me to take his place now and then when he was off
+makin&rsquo; speeches if my edication hadn&rsquo;t been neglected.&rdquo;
+</p>
+
+<p>
+&ldquo;I must find a good piece for you to begin on,&rdquo; said Fosdick,
+looking over the paper.
+</p>
+
+<p>
+&ldquo;Find an easy one,&rdquo; said Dick, &ldquo;with words of one
+story.&rdquo;
+</p>
+
+<p>
+Fosdick at length found a piece which he thought would answer. He discovered on
+trial that Dick had not exaggerated his deficiencies. Words of two syllables he
+seldom pronounced right, and was much surprised when he was told how
+&ldquo;through&rdquo; was sounded.
+</p>
+
+<p>
+&ldquo;Seems to me it&rsquo;s throwin&rsquo; away letters to use all
+them,&rdquo; he said.
+</p>
+
+<p>
+&ldquo;How would you spell it?&rdquo; asked his young teacher.
+</p>
+
+<p>
+&ldquo;T-h-r-u,&rdquo; said Dick.
+</p>
+
+<p>
+&ldquo;Well,&rdquo; said Fosdick, &ldquo;there&rsquo;s a good many other words
+that are spelt with more letters than they need to have. But it&rsquo;s the
+fashion, and we must follow it.&rdquo;
+</p>
+
+<p>
+But if Dick was ignorant, he was quick, and had an excellent capacity. Moreover
+he had perseverance, and was not easily discouraged. He had made up his mind he
+must know more, and was not disposed to complain of the difficulty of his task.
+Fosdick had occasion to laugh more than once at his ludicrous mistakes; but
+Dick laughed too, and on the whole both were quite interested in the lesson.
+</p>
+
+<p>
+At the end of an hour and a half the boys stopped for the evening.
+</p>
+
+<p>
+&ldquo;You&rsquo;re learning fast, Dick,&rdquo; said Fosdick. &ldquo;At this
+rate you will soon learn to read well.&rdquo;
+</p>
+
+<p>
+&ldquo;Will I?&rdquo; asked Dick with an expression of satisfaction.
+&ldquo;I&rsquo;m glad of that. I don&rsquo;t want to be ignorant. I
+didn&rsquo;t use to care, but I do now. I want to grow up
+&rsquo;spectable.&rdquo;
+</p>
+
+<p>
+&ldquo;So do I, Dick. We will both help each other, and I am sure we can
+accomplish something. But I am beginning to feel sleepy.&rdquo;
+</p>
+
+<p>
+&ldquo;So am I,&rdquo; said Dick. &ldquo;Them hard words make my head ache. I
+wonder who made &rsquo;em all?&rdquo;
+</p>
+
+<p>
+&ldquo;That&rsquo;s more than I can tell. I suppose you&rsquo;ve seen a
+dictionary.&rdquo;
+</p>
+
+<p>
+&ldquo;That&rsquo;s another of &rsquo;em. No, I can&rsquo;t say I have, though
+I may have seen him in the street without knowin&rsquo; him.&rdquo;
+</p>
+
+<p>
+&ldquo;A dictionary is a book containing all the words in the language.&rdquo;
+</p>
+
+<p>
+&ldquo;How many are there?&rdquo;
+</p>
+
+<p>
+&ldquo;I don&rsquo;t rightly know; but I think there are about fifty
+thousand.&rdquo;
+</p>
+
+<p>
+&ldquo;It&rsquo;s a pretty large family,&rdquo; said Dick. &ldquo;Have I got to
+learn &rsquo;em all?&rdquo;
+</p>
+
+<p>
+&ldquo;That will not be necessary. There are a large number which you would
+never find occasion to use.&rdquo;
+</p>
+
+<p>
+&ldquo;I&rsquo;m glad of that,&rdquo; said Dick; &ldquo;for I don&rsquo;t
+expect to live to be more&rsquo;n a hundred, and by that time I wouldn&rsquo;t
+be more&rsquo;n half through.&rdquo;
+</p>
+
+<p>
+By this time the flickering lamp gave a decided hint to the boys that unless
+they made haste they would have to undress in the dark. They accordingly drew
+off their clothes, and Dick jumped into bed. But Fosdick, before doing so,
+knelt down by the side of the bed, and said a short prayer.
+</p>
+
+<p>
+&ldquo;What&rsquo;s that for?&rdquo; asked Dick, curiously.
+</p>
+
+<p>
+&ldquo;I was saying my prayers,&rdquo; said Fosdick, as he rose from his knees.
+&ldquo;Don&rsquo;t you ever do it?&rdquo;
+</p>
+
+<p>
+&ldquo;No,&rdquo; said Dick. &ldquo;Nobody ever taught me.&rdquo;
+</p>
+
+<p>
+&ldquo;Then I&rsquo;ll teach you. Shall I?&rdquo;
+</p>
+
+<p>
+&ldquo;I don&rsquo;t know,&rdquo; said Dick, dubiously. &ldquo;What&rsquo;s the
+good?&rdquo;
+</p>
+
+<p>
+Fosdick explained as well as he could, and perhaps his simple explanation was
+better adapted to Dick&rsquo;s comprehension than one from an older person
+would have been. Dick felt more free to ask questions, and the example of his
+new friend, for whom he was beginning to feel a warm attachment, had
+considerable effect upon him. When, therefore, Fosdick asked again if he should
+teach him a prayer, Dick consented, and his young bedfellow did so. Dick was
+not naturally irreligious. If he had lived without a knowledge of God and of
+religious things, it was scarcely to be wondered at in a lad who, from an early
+age, had been thrown upon his own exertions for the means of living, with no
+one to care for him or give him good advice. But he was so far good that he
+could appreciate goodness in others, and this it was that had drawn him to
+Frank in the first place, and now to Henry Fosdick. He did not, therefore,
+attempt to ridicule his companion, as some boys better brought up might have
+done, but was willing to follow his example in what something told him was
+right. Our young hero had taken an important step toward securing that genuine
+respectability which he was ambitious to attain.
+</p>
+
+<p>
+Weary with the day&rsquo;s work, and Dick perhaps still more fatigued by the
+unusual mental effort he had made, the boys soon sank into a deep and peaceful
+slumber, from which they did not awaken till six o&rsquo;clock the next
+morning. Before going out Dick sought Mrs. Mooney, and spoke to her on the
+subject of taking Fosdick as a room-mate. He found that she had no objection,
+provided he would allow her twenty-five cents a week extra, in consideration of
+the extra trouble which his companion might be expected to make. To this Dick
+assented, and the arrangement was definitely concluded.
+</p>
+
+<p>
+This over, the two boys went out and took stations near each other. Dick had
+more of a business turn than Henry, and less shrinking from publicity, so that
+his earnings were greater. But he had undertaken to pay the entire expenses of
+the room, and needed to earn more. Sometimes, when two customers presented
+themselves at the same time, he was able to direct one to his friend. So at the
+end of the week both boys found themselves with surplus earnings. Dick had the
+satisfaction of adding two dollars and a half to his deposits in the Savings
+Bank, and Fosdick commenced an account by depositing seventy-five cents.
+</p>
+
+<p>
+On Sunday morning Dick bethought himself of his promise to Mr. Greyson to come
+to the church on Fifth Avenue. To tell the truth, Dick recalled it with some
+regret. He had never been inside a church since he could remember, and he was
+not much attracted by the invitation he had received. But Henry, finding him
+wavering, urged him to go, and offered to go with him. Dick gladly accepted the
+offer, feeling that he required someone to lend him countenance under such
+unusual circumstances.
+</p>
+
+<p>
+Dick dressed himself with scrupulous care, giving his shoes a
+&ldquo;shine&rdquo; so brilliant that it did him great credit in a professional
+point of view, and endeavored to clean his hands thoroughly; but, in spite of
+all he could do, they were not so white as if his business had been of a
+different character.
+</p>
+
+<p>
+Having fully completed his preparations, he descended into the street, and,
+with Henry by his side, crossed over to Broadway.
+</p>
+
+<p>
+The boys pursued their way up Broadway, which on Sunday presents a striking
+contrast in its quietness to the noise and confusion of ordinary week-days, as
+far as Union Square, then turned down Fourteenth Street, which brought them to
+Fifth Avenue.
+</p>
+
+<p>
+&ldquo;Suppose we dine at Delmonico&rsquo;s,&rdquo; said Fosdick, looking
+towards that famous restaurant.
+</p>
+
+<p>
+&ldquo;I&rsquo;d have to sell some of my Erie shares,&rdquo; said Dick.
+</p>
+
+<p>
+A short walk now brought them to the church of which mention has already been
+made. They stood outside, a little abashed, watching the fashionably attired
+people who were entering, and were feeling a little undecided as to whether
+they had better enter also, when Dick felt a light touch upon his shoulder.
+</p>
+
+<p>
+Turning round, he met the smiling glance of Mr. Greyson.
+</p>
+
+<p>
+&ldquo;So, my young friend, you have kept your promise,&rdquo; he said.
+&ldquo;And whom have you brought with you?&rdquo;
+</p>
+
+<p>
+&ldquo;A friend of mine,&rdquo; said Dick. &ldquo;His name is Henry
+Fosdick.&rdquo;
+</p>
+
+<p>
+&ldquo;I am glad you have brought him. Now follow me, and I will give you
+seats.&rdquo;
+</p>
+
+</div><!--end chapter-->
+
+<div class="chapter">
+
+<h2><a name="chap17"></a>CHAPTER XVII.<br/>
+DICK&rsquo;S FIRST APPEARANCE IN SOCIETY</h2>
+
+<p>
+It was the hour for morning service. The boys followed Mr. Greyson into the
+handsome church, and were assigned seats in his own pew.
+</p>
+
+<p>
+There were two persons already seated in it,&mdash;a good-looking lady of
+middle age, and a pretty little girl of nine. They were Mrs. Greyson and her
+only daughter Ida. They looked pleasantly at the boys as they entered, smiling
+a welcome to them.
+</p>
+
+<p>
+The morning service commenced. It must be acknowledged that Dick felt rather
+awkward. It was an unusual place for him, and it need not be wondered at that
+he felt like a cat in a strange garret. He would not have known when to rise if
+he had not taken notice of what the rest of the audience did, and followed
+their example. He was sitting next to Ida, and as it was the first time he had
+ever been near so well-dressed a young lady, he naturally felt bashful. When
+the hymns were announced, Ida found the place, and offered a hymn-book to our
+hero. Dick took it awkwardly, but his studies had not yet been pursued far
+enough for him to read the words readily. However, he resolved to keep up
+appearances, and kept his eyes fixed steadily on the hymn-book.
+</p>
+
+<p>
+At length the service was over. The people began to file slowly out of church,
+and among them, of course, Mr. Greyson&rsquo;s family and the two boys. It
+seemed very strange to Dick to find himself in such different companionship
+from what he had been accustomed, and he could not help thinking, &ldquo;Wonder
+what Johnny Nolan &rsquo;ould say if he could see me now!&rdquo;
+</p>
+
+<p>
+But Johnny&rsquo;s business engagements did not often summon him to Fifth
+Avenue, and Dick was not likely to be seen by any of his friends in the lower
+part of the city.
+</p>
+
+<p>
+&ldquo;We have our Sunday school in the afternoon,&rdquo; said Mr. Greyson.
+&ldquo;I suppose you live at some distance from here?&rdquo;
+</p>
+
+<p>
+&ldquo;In Mott Street, sir,&rdquo; answered Dick.
+</p>
+
+<p>
+&ldquo;That is too far to go and return. Suppose you and your friend come and
+dine with us, and then we can come here together in the afternoon.&rdquo;
+</p>
+
+<p>
+Dick was as much astonished at this invitation as if he had really been invited
+by the Mayor to dine with him and the Board of Aldermen. Mr. Greyson was
+evidently a rich man, and yet he had actually invited two boot-blacks to dine
+with him.
+</p>
+
+<p>
+&ldquo;I guess we&rsquo;d better go home, sir,&rdquo; said Dick, hesitating.
+</p>
+
+<p>
+&ldquo;I don&rsquo;t think you can have any very pressing engagements to
+interfere with your accepting my invitation,&rdquo; said Mr. Greyson,
+good-humoredly, for he understood the reason of Dick&rsquo;s hesitation.
+&ldquo;So I take it for granted that you both accept.&rdquo;
+</p>
+
+<p>
+Before Dick fairly knew what he intended to do, he was walking down Fifth
+Avenue with his new friends.
+</p>
+
+<p>
+Now, our young hero was not naturally bashful; but he certainly felt so now,
+especially as Miss Ida Greyson chose to walk by his side, leaving Henry Fosdick
+to walk with her father and mother.
+</p>
+
+<p>
+&ldquo;What is your name?&rdquo; asked Ida, pleasantly.
+</p>
+
+<p>
+Our hero was about to answer &ldquo;Ragged Dick,&rdquo; when it occurred to him
+that in the present company he had better forget his old nickname.
+</p>
+
+<p>
+&ldquo;Dick Hunter,&rdquo; he answered.
+</p>
+
+<p>
+&ldquo;Dick!&rdquo; repeated Ida. &ldquo;That means Richard, doesn&rsquo;t
+it?&rdquo;
+</p>
+
+<p>
+&ldquo;Everybody calls me Dick.&rdquo;
+</p>
+
+<p>
+&ldquo;I have a cousin Dick,&rdquo; said the young lady, sociably. &ldquo;His
+name is Dick Wilson. I suppose you don&rsquo;t know him?&rdquo;
+</p>
+
+<p>
+&ldquo;No,&rdquo; said Dick.
+</p>
+
+<p>
+&ldquo;I like the name of Dick,&rdquo; said the young lady, with charming
+frankness.
+</p>
+
+<p>
+Without being able to tell why, Dick felt rather glad she did. He plucked up
+courage to ask her name.
+</p>
+
+<p>
+&ldquo;My name is Ida,&rdquo; answered the young lady. &ldquo;Do you like
+it?&rdquo;
+</p>
+
+<p>
+&ldquo;Yes,&rdquo; said Dick. &ldquo;It&rsquo;s a bully name.&rdquo;
+</p>
+
+<p>
+Dick turned red as soon as he had said it, for he felt that he had not used the
+right expression.
+</p>
+
+<p>
+The little girl broke into a silvery laugh.
+</p>
+
+<p>
+&ldquo;What a funny boy you are!&rdquo; she said.
+</p>
+
+<p>
+&ldquo;I didn&rsquo;t mean it,&rdquo; said Dick, stammering. &ldquo;I meant
+it&rsquo;s a tip-top name.&rdquo;
+</p>
+
+<p>
+Here Ida laughed again, and Dick wished himself back in Mott Street.
+</p>
+
+<p>
+&ldquo;How old are you?&rdquo; inquired Ida, continuing her examination.
+</p>
+
+<p>
+&ldquo;I&rsquo;m fourteen,&mdash;goin&rsquo; on fifteen,&rdquo; said Dick.
+</p>
+
+<p>
+&ldquo;You&rsquo;re a big boy of your age,&rdquo; said Ida. &ldquo;My cousin
+Dick is a year older than you, but he isn&rsquo;t as large.&rdquo;
+</p>
+
+<p>
+Dick looked pleased. Boys generally like to be told that they are large of
+their age.
+</p>
+
+<p>
+&ldquo;How old be you?&rdquo; asked Dick, beginning to feel more at his ease.
+</p>
+
+<p>
+&ldquo;I&rsquo;m nine years old,&rdquo; said Ida. &ldquo;I go to Miss
+Jarvis&rsquo;s school. I&rsquo;ve just begun to learn French. Do you know
+French?&rdquo;
+</p>
+
+<p>
+&ldquo;Not enough to hurt me,&rdquo; said Dick.
+</p>
+
+<p>
+Ida laughed again, and told him that he was a droll boy.
+</p>
+
+<p>
+&ldquo;Do you like it?&rdquo; asked Dick.
+</p>
+
+<p>
+&ldquo;I like it pretty well, except the verbs. I can&rsquo;t remember them
+well. Do you go to school?&rdquo;
+</p>
+
+<p>
+&ldquo;I&rsquo;m studying with a private tutor,&rdquo; said Dick.
+</p>
+
+<p>
+&ldquo;Are you? So is my cousin Dick. He&rsquo;s going to college this year.
+Are you going to college?&rdquo;
+</p>
+
+<p>
+&ldquo;Not this year.&rdquo;
+</p>
+
+<p>
+&ldquo;Because, if you did, you know you&rsquo;d be in the same class with my
+cousin. It would be funny to have two Dicks in one class.&rdquo;
+</p>
+
+<p>
+They turned down Twenty-fourth Street, passing the Fifth Avenue Hotel on the
+left, and stopped before an elegant house with a brown stone front. The bell
+was rung, and the door being opened, the boys, somewhat abashed, followed Mr.
+Greyson into a handsome hall. They were told where to hang their hats, and a
+moment afterwards were ushered into a comfortable dining-room, where a table
+was spread for dinner.
+</p>
+
+<p>
+Dick took his seat on the edge of a sofa, and was tempted to rub his eyes to
+make sure that he was really awake. He could hardly believe that he was a guest
+in so fine a mansion.
+</p>
+
+<p>
+Ida helped to put the boys at their ease.
+</p>
+
+<p>
+&ldquo;Do you like pictures?&rdquo; she asked.
+</p>
+
+<p>
+&ldquo;Very much,&rdquo; answered Henry.
+</p>
+
+<p>
+The little girl brought a book of handsome engravings, and, seating herself
+beside Dick, to whom she seemed to have taken a decided fancy, commenced
+showing them to him.
+</p>
+
+<p>
+&ldquo;There are the Pyramids of Egypt,&rdquo; she said, pointing to one
+engraving.
+</p>
+
+<p>
+&ldquo;What are they for?&rdquo; asked Dick, puzzled. &ldquo;I don&rsquo;t see
+any winders.&rdquo;
+</p>
+
+<p>
+&ldquo;No,&rdquo; said Ida, &ldquo;I don&rsquo;t believe anybody lives there.
+Do they, papa?&rdquo;
+</p>
+
+<p>
+&ldquo;No, my dear. They were used for the burial of the dead. The largest of
+them is said to be the loftiest building in the world with one exception. The
+spire of the Cathedral of Strasburg is twenty-four feet higher, if I remember
+rightly.&rdquo;
+</p>
+
+<p>
+&ldquo;Is Egypt near here?&rdquo; asked Dick.
+</p>
+
+<p>
+&ldquo;Oh, no, it&rsquo;s ever so many miles off; about four or five hundred.
+Didn&rsquo;t you know?&rdquo;
+</p>
+
+<p>
+&ldquo;No,&rdquo; said Dick. &ldquo;I never heard.&rdquo;
+</p>
+
+<p>
+&ldquo;You don&rsquo;t appear to be very accurate in your information,
+Ida,&rdquo; said her mother. &ldquo;Four or five thousand miles would be
+considerably nearer the truth.&rdquo;
+</p>
+
+<p>
+After a little more conversation they sat down to dinner. Dick seated himself
+in an embarrassed way. He was very much afraid of doing or saying something
+which would be considered an impropriety, and had the uncomfortable feeling
+that everybody was looking at him, and watching his behavior.
+</p>
+
+<p>
+&ldquo;Where do you live, Dick?&rdquo; asked Ida, familiarly.
+</p>
+
+<p>
+&ldquo;In Mott Street.&rdquo;
+</p>
+
+<p>
+&ldquo;Where is that?&rdquo;
+</p>
+
+<p>
+&ldquo;More than a mile off.&rdquo;
+</p>
+
+<p>
+&ldquo;Is it a nice street?&rdquo;
+</p>
+
+<p>
+&ldquo;Not very,&rdquo; said Dick. &ldquo;Only poor folks live there.&rdquo;
+</p>
+
+<p>
+&ldquo;Are you poor?&rdquo;
+</p>
+
+<p>
+&ldquo;Little girls should be seen and not heard,&rdquo; said her mother,
+gently.
+</p>
+
+<p>
+&ldquo;If you are,&rdquo; said Ida, &ldquo;I&rsquo;ll give you the five-dollar
+gold-piece aunt gave me for a birthday present.&rdquo;
+</p>
+
+<p>
+&ldquo;Dick cannot be called poor, my child,&rdquo; said Mrs. Greyson,
+&ldquo;since he earns his living by his own exertions.&rdquo;
+</p>
+
+<p>
+&ldquo;Do you earn your living?&rdquo; asked Ida, who was a very inquisitive
+young lady, and not easily silenced. &ldquo;What do you do?&rdquo;
+</p>
+
+<p>
+Dick blushed violently. At such a table, and in presence of the servant who was
+standing at that moment behind his chair, he did not like to say that he was a
+shoe-black, although he well knew that there was nothing dishonorable in the
+occupation.
+</p>
+
+<p>
+Mr. Greyson perceived his feelings, and to spare them, said, &ldquo;You are too
+inquisitive, Ida. Sometime Dick may tell you, but you know we don&rsquo;t talk
+of business on Sundays.&rdquo;
+</p>
+
+<p>
+Dick in his embarrassment had swallowed a large spoonful of hot soup, which
+made him turn red in the face. For the second time, in spite of the prospect of
+the best dinner he had ever eaten, he wished himself back in Mott Street. Henry
+Fosdick was more easy and unembarrassed than Dick, not having led such a
+vagabond and neglected life. But it was to Dick that Ida chiefly directed her
+conversation, having apparently taken a fancy to his frank and handsome face. I
+believe I have already said that Dick was a very good-looking boy, especially
+now since he kept his face clean. He had a frank, honest expression, which
+generally won its way to the favor of those with whom he came in contact.
+</p>
+
+<p>
+Dick got along pretty well at the table by dint of noticing how the rest acted,
+but there was one thing he could not manage, eating with his fork, which, by
+the way, he thought a very singular arrangement.
+</p>
+
+<p>
+At length they arose from the table, somewhat to Dick&rsquo;s relief. Again Ida
+devoted herself to the boys, and exhibited a profusely illustrated Bible for
+their entertainment. Dick was interested in looking at the pictures, though he
+knew very little of their subjects. Henry Fosdick was much better informed, as
+might have been expected.
+</p>
+
+<p>
+When the boys were about to leave the house with Mr. Greyson for the Sunday
+school, Ida placed her hand in Dick&rsquo;s, and said persuasively,
+&ldquo;You&rsquo;ll come again, Dick, won&rsquo;t you?&rdquo;
+</p>
+
+<p>
+&ldquo;Thank you,&rdquo; said Dick, &ldquo;I&rsquo;d like to,&rdquo; and he
+could not help thinking Ida the nicest girl he had ever seen.
+</p>
+
+<p>
+&ldquo;Yes,&rdquo; said Mrs. Greyson, hospitably, &ldquo;we shall be glad to
+see you both here again.&rdquo;
+</p>
+
+<p>
+&ldquo;Thank you very much,&rdquo; said Henry Fosdick, gratefully. &ldquo;We
+shall like very much to come.&rdquo;
+</p>
+
+<p>
+I will not dwell upon the hour spent in Sunday school, nor upon the remarks of
+Mr. Greyson to his class. He found Dick&rsquo;s ignorance of religious subjects
+so great that he was obliged to begin at the beginning with him. Dick was
+interested in hearing the children sing, and readily promised to come again the
+next Sunday.
+</p>
+
+<p>
+When the service was over Dick and Henry walked homewards. Dick could not help
+letting his thoughts rest on the sweet little girl who had given him so cordial
+a welcome, and hoping that he might meet her again.
+</p>
+
+<p>
+&ldquo;Mr. Greyson is a nice man,&mdash;isn&rsquo;t he, Dick?&rdquo; asked
+Henry, as they were turning into Mott Street, and were already in sight of
+their lodging-house.
+</p>
+
+<p>
+&ldquo;Aint he, though?&rdquo; said Dick. &ldquo;He treated us just as if we
+were young gentlemen.&rdquo;
+</p>
+
+<p>
+&ldquo;Ida seemed to take a great fancy to you.&rdquo;
+</p>
+
+<p>
+&ldquo;She&rsquo;s a tip-top girl,&rdquo; said Dick, &ldquo;but she asked so
+many questions that I didn&rsquo;t know what to say.&rdquo;
+</p>
+
+<p>
+He had scarcely finished speaking, when a stone whizzed by his head, and,
+turning quickly, he saw Micky Maguire running round the corner of the street
+which they had just passed.
+</p>
+
+</div><!--end chapter-->
+
+<div class="chapter">
+
+<h2><a name="chap18"></a>CHAPTER XVIII.<br/>
+MICKY MAGUIRE&rsquo;S SECOND DEFEAT</h2>
+
+<p>
+Dick was no coward. Nor was he in the habit of submitting passively to an
+insult. When, therefore, he recognized Micky as his assailant, he instantly
+turned and gave chase. Micky anticipated pursuit, and ran at his utmost speed.
+It is doubtful if Dick would have overtaken him, but Micky had the ill luck to
+trip just as he had entered a narrow alley, and, falling with some violence,
+received a sharp blow from the hard stones, which made him scream with pain.
+</p>
+
+<p>
+&ldquo;Ow!&rdquo; he whined. &ldquo;Don&rsquo;t you hit a feller when
+he&rsquo;s down.&rdquo;
+</p>
+
+<p>
+&ldquo;What made you fire that stone at me?&rdquo; demanded our hero, looking
+down at the fallen bully.
+</p>
+
+<p>
+&ldquo;Just for fun,&rdquo; said Micky.
+</p>
+
+<p>
+&ldquo;It would have been a very agreeable s&rsquo;prise if it had hit
+me,&rdquo; said Dick. &ldquo;S&rsquo;posin&rsquo; I fire a rock at you jest for
+fun.&rdquo;
+</p>
+
+<p>
+&ldquo;Don&rsquo;t!&rdquo; exclaimed Micky, in alarm.
+</p>
+
+<p>
+&ldquo;It seems you don&rsquo;t like agreeable s&rsquo;prises,&rdquo; said
+Dick, &ldquo;any more&rsquo;n the man did what got hooked by a cow one
+mornin&rsquo;, before breakfast. It didn&rsquo;t improve his appetite
+much.&rdquo;
+</p>
+
+<p>
+&ldquo;I&rsquo;ve most broke my arm,&rdquo; said Micky, ruefully, rubbing the
+affected limb.
+</p>
+
+<p>
+&ldquo;If it&rsquo;s broke you can&rsquo;t fire no more stones, which is a very
+cheerin&rsquo; reflection,&rdquo; said Dick. &ldquo;Ef you haven&rsquo;t money
+enough to buy a wooden one I&rsquo;ll lend you a quarter. There&rsquo;s one
+good thing about wooden ones, they aint liable to get cold in winter, which is
+another cheerin&rsquo; reflection.&rdquo;
+</p>
+
+<p>
+&ldquo;I don&rsquo;t want none of yer cheerin&rsquo; reflections,&rdquo; said
+Micky, sullenly. &ldquo;Yer company aint wanted here.&rdquo;
+</p>
+
+<p>
+&ldquo;Thank you for your polite invitation to leave,&rdquo; said Dick, bowing
+ceremoniously. &ldquo;I&rsquo;m willin&rsquo; to go, but ef you throw any more
+stones at me, Micky Maguire, I&rsquo;ll hurt you worse than the stones
+did.&rdquo;
+</p>
+
+<p>
+The only answer made to this warning was a scowl from his fallen opponent. It
+was quite evident that Dick had the best of it, and he thought it prudent to
+say nothing.
+</p>
+
+<p>
+&ldquo;As I&rsquo;ve got a friend waitin&rsquo; outside, I shall have to tear
+myself away,&rdquo; said Dick. &ldquo;You&rsquo;d better not throw any more
+stones, Micky Maguire, for it don&rsquo;t seem to agree with your
+constitution.&rdquo;
+</p>
+
+<p>
+Micky muttered something which Dick did not stay to hear. He backed out of the
+alley, keeping a watchful eye on his fallen foe, and rejoined Henry Fosdick,
+who was awaiting his return.
+</p>
+
+<p>
+&ldquo;Who was it, Dick?&rdquo; he asked.
+</p>
+
+<p>
+&ldquo;A partic&rsquo;lar friend of mine, Micky Maguire,&rdquo; said Dick.
+&ldquo;He playfully fired a rock at my head as a mark of his &rsquo;fection. He
+loves me like a brother, Micky does.&rdquo;
+</p>
+
+<p>
+&ldquo;Rather a dangerous kind of a friend, I should think,&rdquo; said
+Fosdick. &ldquo;He might have killed you.&rdquo;
+</p>
+
+<p>
+&ldquo;I&rsquo;ve warned him not to be so &rsquo;fectionate another
+time,&rdquo; said Dick.
+</p>
+
+<p>
+&ldquo;I know him,&rdquo; said Henry Fosdick. &ldquo;He&rsquo;s at the head of
+a gang of boys living at the Five-Points. He threatened to whip me once because
+a gentleman employed me to black his boots instead of him.&rdquo;
+</p>
+
+<p>
+&ldquo;He&rsquo;s been at the Island two or three times for stealing,&rdquo;
+said Dick. &ldquo;I guess he won&rsquo;t touch me again. He&rsquo;d rather get
+hold of small boys. If he ever does anything to you, Fosdick, just let me know,
+and I&rsquo;ll give him a thrashing.&rdquo;
+</p>
+
+<p>
+Dick was right. Micky Maguire was a bully, and like most bullies did not fancy
+tackling boys whose strength was equal or superior to his own. Although he
+hated Dick more than ever, because he thought our hero was putting on airs, he
+had too lively a remembrance of his strength and courage to venture upon
+another open attack. He contented himself, therefore, whenever he met Dick,
+with scowling at him. Dick took this very philosophically, remarking that,
+&ldquo;if it was soothin&rsquo; to Micky&rsquo;s feelings, he might go ahead,
+as it didn&rsquo;t hurt him much.&rdquo;
+</p>
+
+<p>
+It will not be necessary to chronicle the events of the next few weeks. A new
+life had commenced for Dick. He no longer haunted the gallery of the Old
+Bowery; and even Tony Pastor&rsquo;s hospitable doors had lost their old
+attractions. He spent two hours every evening in study. His progress was
+astonishingly rapid. He was gifted with a natural quickness; and he was
+stimulated by the desire to acquire a fair education as a means of
+&ldquo;growin&rsquo; up &rsquo;spectable,&rdquo; as he termed it. Much was due
+also to the patience and perseverance of Henry Fosdick, who made a capital
+teacher.
+</p>
+
+<p>
+&ldquo;You&rsquo;re improving wonderfully, Dick,&rdquo; said his friend, one
+evening, when Dick had read an entire paragraph without a mistake.
+</p>
+
+<p>
+&ldquo;Am I?&rdquo; said Dick, with satisfaction.
+</p>
+
+<p>
+&ldquo;Yes. If you&rsquo;ll buy a writing-book to-morrow, we can begin writing
+to-morrow evening.&rdquo;
+</p>
+
+<p>
+&ldquo;What else do you know, Henry?&rdquo; asked Dick.
+</p>
+
+<p>
+&ldquo;Arithmetic, and geography, and grammar.&rdquo;
+</p>
+
+<p>
+&ldquo;What a lot you know!&rdquo; said Dick, admiringly.
+</p>
+
+<p>
+&ldquo;I don&rsquo;t <i>know</i> any of them,&rdquo; said Fosdick.
+&ldquo;I&rsquo;ve only studied them. I wish I knew a great deal more.&rdquo;
+</p>
+
+<p>
+&ldquo;I&rsquo;ll be satisfied when I know as much as you,&rdquo; said Dick.
+</p>
+
+<p>
+&ldquo;It seems a great deal to you now, Dick, but in a few months you&rsquo;ll
+think differently. The more you know, the more you&rsquo;ll want to
+know.&rdquo;
+</p>
+
+<p>
+&ldquo;Then there aint any end to learnin&rsquo;?&rdquo; said Dick.
+</p>
+
+<p>
+&ldquo;No.&rdquo;
+</p>
+
+<p>
+&ldquo;Well,&rdquo; said Dick, &ldquo;I guess I&rsquo;ll be as much as sixty
+before I know everything.&rdquo;
+</p>
+
+<p>
+&ldquo;Yes; as old as that, probably,&rdquo; said Fosdick, laughing.
+</p>
+
+<p>
+&ldquo;Anyway, you know too much to be blackin&rsquo; boots. Leave that to
+ignorant chaps like me.&rdquo;
+</p>
+
+<p>
+&ldquo;You won&rsquo;t be ignorant long, Dick.&rdquo;
+</p>
+
+<p>
+&ldquo;You&rsquo;d ought to get into some office or countin&rsquo;-room.&rdquo;
+</p>
+
+<p>
+&ldquo;I wish I could,&rdquo; said Fosdick, earnestly. &ldquo;I don&rsquo;t
+succeed very well at blacking boots. You make a great deal more than I
+do.&rdquo;
+</p>
+
+<p>
+&ldquo;That&rsquo;s cause I aint troubled with bashfulness,&rdquo; said Dick.
+&ldquo;Bashfulness aint as natural to me as it is to you. I&rsquo;m always on
+hand, as the cat said to the milk. You&rsquo;d better give up shines, Fosdick,
+and give your &rsquo;tention to mercantile pursuits.&rdquo;
+</p>
+
+<p>
+&ldquo;I&rsquo;ve thought of trying to get a place,&rdquo; said Fosdick;
+&ldquo;but no one would take me with these clothes;&rdquo; and he directed his
+glance to his well-worn suit, which he kept as neat as he could, but which, in
+spite of all his care, began to show decided marks of use. There was also here
+and there a stain of blacking upon it, which, though an advertisement of his
+profession, scarcely added to its good appearance.
+</p>
+
+<p>
+&ldquo;I almost wanted to stay at home from Sunday school last Sunday,&rdquo;
+he continued, &ldquo;because I thought everybody would notice how dirty and
+worn my clothes had got to be.&rdquo;
+</p>
+
+<p>
+&ldquo;If my clothes wasn&rsquo;t two sizes too big for you,&rdquo; said Dick,
+generously, &ldquo;I&rsquo;d change. You&rsquo;d look as if you&rsquo;d got
+into your great-uncle&rsquo;s suit by mistake.&rdquo;
+</p>
+
+<p>
+&ldquo;You&rsquo;re very kind, Dick, to think of changing,&rdquo; said Fosdick,
+&ldquo;for your suit is much better than mine; but I don&rsquo;t think that
+mine would suit you very well. The pants would show a little more of your
+ankles than is the fashion, and you couldn&rsquo;t eat a very hearty dinner
+without bursting the buttons off the vest.&rdquo;
+</p>
+
+<p>
+&ldquo;That wouldn&rsquo;t be very convenient,&rdquo; said Dick. &ldquo;I aint
+fond of lacin&rsquo; to show my elegant figger. But I say,&rdquo; he added with
+a sudden thought, &ldquo;how much money have we got in the savings&rsquo;
+bank?&rdquo;
+</p>
+
+<p>
+Fosdick took a key from his pocket, and went to the drawer in which the
+bank-books were kept, and, opening it, brought them out for inspection.
+</p>
+
+<p>
+It was found that Dick had the sum of eighteen dollars and ninety cents placed
+to his credit, while Fosdick had six dollars and forty-five cents. To explain
+the large difference, it must be remembered that Dick had deposited five
+dollars before Henry deposited anything, being the amount he had received as a
+gift from Mr. Whitney.
+</p>
+
+<p>
+&ldquo;How much does that make, the lot of it?&rdquo; asked Dick. &ldquo;I aint
+much on figgers yet, you know.&rdquo;
+</p>
+
+<p>
+&ldquo;It makes twenty-five dollars and thirty-five cents, Dick,&rdquo; said
+his companion, who did not understand the thought which suggested the question.
+</p>
+
+<p>
+&ldquo;Take it, and buy some clothes, Henry,&rdquo; said Dick, shortly.
+</p>
+
+<p>
+&ldquo;What, your money too?&rdquo;
+</p>
+
+<p>
+&ldquo;In course.&rdquo;
+</p>
+
+<p>
+&ldquo;No, Dick, you are too generous. I couldn&rsquo;t think of it. Almost
+three-quarters of the money is yours. You must spend it on yourself.&rdquo;
+</p>
+
+<p>
+&ldquo;I don&rsquo;t need it,&rdquo; said Dick.
+</p>
+
+<p>
+&ldquo;You may not need it now, but you will some time.&rdquo;
+</p>
+
+<p>
+&ldquo;I shall have some more then.&rdquo;
+</p>
+
+<p>
+&ldquo;That may be; but it wouldn&rsquo;t be fair for me to use your money,
+Dick. I thank you all the same for your kindness.&rdquo;
+</p>
+
+<p>
+&ldquo;Well, I&rsquo;ll lend it to you, then,&rdquo; persisted Dick, &ldquo;and
+you can pay me when you get to be a rich merchant.&rdquo;
+</p>
+
+<p>
+&ldquo;But it isn&rsquo;t likely I ever shall be one.&rdquo;
+</p>
+
+<p>
+&ldquo;How d&rsquo;you know? I went to a fortun&rsquo; teller once, and she
+told me I was born under a lucky star with a hard name, and I should have a
+rich man for my particular friend, who would make my fortun&rsquo;. I guess you
+are going to be the rich man.&rdquo;
+</p>
+
+<p>
+Fosdick laughed, and steadily refused for some time to avail himself of
+Dick&rsquo;s generous proposal; but at length, perceiving that our hero seemed
+much disappointed, and would be really glad if his offer were accepted, he
+agreed to use as much as might be needful.
+</p>
+
+<p>
+This at once brought back Dick&rsquo;s good-humor, and he entered with great
+enthusiasm into his friend&rsquo;s plans.
+</p>
+
+<p>
+The next day they withdrew the money from the bank, and, when business got a
+little slack, in the afternoon set out in search of a clothing store. Dick knew
+enough of the city to be able to find a place where a good bargain could be
+obtained. He was determined that Fosdick should have a good serviceable suit,
+even if it took all the money they had. The result of their search was that for
+twenty-three dollars Fosdick obtained a very neat outfit, including a couple of
+shirts, a hat, and a pair of shoes, besides a dark mixed suit, which appeared
+stout and of good quality.
+</p>
+
+<p>
+&ldquo;Shall I send the bundle home?&rdquo; asked the salesman, impressed by
+the off-hand manner in which Dick drew out the money in payment for the
+clothes.
+</p>
+
+<p>
+&ldquo;Thank you,&rdquo; said Dick, &ldquo;you&rsquo;re very kind, but
+I&rsquo;ll take it home myself, and you can allow me something for my
+trouble.&rdquo;
+</p>
+
+<p>
+&ldquo;All right,&rdquo; said the clerk, laughing; &ldquo;I&rsquo;ll allow it
+on your next purchase.&rdquo;
+</p>
+
+<p>
+Proceeding to their apartment in Mott Street, Fosdick at once tried on his new
+suit, and it was found to be an excellent fit. Dick surveyed his new friend
+with much satisfaction.
+</p>
+
+<p>
+&ldquo;You look like a young gentleman of fortun&rsquo;,&rdquo; he said,
+&ldquo;and do credit to your governor.&rdquo;
+</p>
+
+<p>
+&ldquo;I suppose that means you, Dick,&rdquo; said Fosdick, laughing.
+</p>
+
+<p>
+&ldquo;In course it does.&rdquo;
+</p>
+
+<p>
+&ldquo;You should say <i>of</i> course,&rdquo; said Fosdick, who, in virtue of
+his position as Dick&rsquo;s tutor, ventured to correct his language from time
+to time.
+</p>
+
+<p>
+&ldquo;How dare you correct your gov&rsquo;nor?&rdquo; said Dick, with comic
+indignation. &ldquo;&lsquo;I&rsquo;ll cut you off with a shillin&rsquo;, you
+young dog,&rsquo; as the Markis says to his nephew in the play at the Old
+Bowery.&rdquo;
+</p>
+
+</div><!--end chapter-->
+
+<div class="chapter">
+
+<h2><a name="chap19"></a>CHAPTER XIX.<br/>
+FOSDICK CHANGES HIS BUSINESS</h2>
+
+<p>
+Fosdick did not venture to wear his new clothes while engaged in his business.
+This he felt would have been wasteful extravagance. About ten o&rsquo;clock in
+the morning, when business slackened, he went home, and dressing himself went
+to a hotel where he could see copies of the &ldquo;Morning Herald&rdquo; and
+&ldquo;Sun,&rdquo; and, noting down the places where a boy was wanted, went on
+a round of applications. But he found it no easy thing to obtain a place.
+Swarms of boys seemed to be out of employment, and it was not unusual to find
+from fifty to a hundred applicants for a single place.
+</p>
+
+<p>
+There was another difficulty. It was generally desired that the boy wanted
+should reside with his parents. When Fosdick, on being questioned, revealed the
+fact of his having no parents, and being a boy of the street, this was
+generally sufficient of itself to insure a refusal. Merchants were afraid to
+trust one who had led such a vagabond life. Dick, who was always ready for an
+emergency, suggested borrowing a white wig, and passing himself off for
+Fosdick&rsquo;s father or grandfather. But Henry thought this might be rather a
+difficult character for our hero to sustain. After fifty applications and as
+many failures, Fosdick began to get discouraged. There seemed to be no way out
+of his present business, for which he felt unfitted.
+</p>
+
+<p>
+&ldquo;I don&rsquo;t know but I shall have to black boots all my life,&rdquo;
+he said, one day, despondently, to Dick.
+</p>
+
+<p>
+&ldquo;Keep a stiff upper lip,&rdquo; said Dick. &ldquo;By the time you get to
+be a gray-headed veteran, you may get a chance to run errands for some big firm
+on the Bowery, which is a very cheerin&rsquo; reflection.&rdquo;
+</p>
+
+<p>
+So Dick by his drollery and perpetual good spirits kept up Fosdick&rsquo;s
+courage.
+</p>
+
+<p>
+&ldquo;As for me,&rdquo; said Dick, &ldquo;I expect by that time to lay up a
+colossal fortun&rsquo; out of shines, and live in princely style on the
+Avenoo.&rdquo;
+</p>
+
+<p>
+But one morning, Fosdick, straying into French&rsquo;s Hotel, discovered the
+following advertisement in the columns of &ldquo;The Herald,&rdquo;&mdash;
+</p>
+
+<p>
+&ldquo;WANTED&mdash;A smart, capable boy to run errands, and make himself
+generally useful in a hat and cap store. Salary three dollars a week at first.
+Inquire at No. &mdash; Broadway, after ten o&rsquo;clock, A.M.&rdquo;
+</p>
+
+<p>
+He determined to make application, and, as the City Hall clock just then struck
+the hour indicated, lost no time in proceeding to the store, which was only a
+few blocks distant from the Astor House. It was easy to find the store, as from
+a dozen to twenty boys were already assembled in front of it. They surveyed
+each other askance, feeling that they were rivals, and mentally calculating
+each other&rsquo;s chances.
+</p>
+
+<p>
+&ldquo;There isn&rsquo;t much chance for me,&rdquo; said Fosdick to Dick, who
+had accompanied him. &ldquo;Look at all these boys. Most of them have good
+homes, I suppose, and good recommendations, while I have nobody to refer
+to.&rdquo;
+</p>
+
+<p>
+&ldquo;Go ahead,&rdquo; said Dick. &ldquo;Your chance is as good as
+anybody&rsquo;s.&rdquo;
+</p>
+
+<p>
+While this was passing between Dick and his companion, one of the boys, a
+rather supercilious-looking young gentleman, genteelly dressed, and evidently
+having a very high opinion of his dress and himself turned suddenly to Dick,
+and remarked,&mdash;
+</p>
+
+<p>
+&ldquo;I&rsquo;ve seen you before.&rdquo;
+</p>
+
+<p>
+&ldquo;Oh, have you?&rdquo; said Dick, whirling round; &ldquo;then
+p&rsquo;r&rsquo;aps you&rsquo;d like to see me behind.&rdquo;
+</p>
+
+<p>
+At this unexpected answer all the boys burst into a laugh with the exception of
+the questioner, who, evidently, considered that Dick had been disrespectful.
+</p>
+
+<p>
+&ldquo;I&rsquo;ve seen you somewhere,&rdquo; he said, in a surly tone,
+correcting himself.
+</p>
+
+<p>
+&ldquo;Most likely you have,&rdquo; said Dick. &ldquo;That&rsquo;s where I
+generally keep myself.&rdquo;
+</p>
+
+<p>
+There was another laugh at the expense of Roswell Crawford, for that was the
+name of the young aristocrat. But he had his revenge ready. No boy relishes
+being an object of ridicule, and it was with a feeling of satisfaction that he
+retorted,&mdash;
+</p>
+
+<p>
+&ldquo;I know you for all your impudence. You&rsquo;re nothing but a
+boot-black.&rdquo;
+</p>
+
+<p>
+This information took the boys who were standing around by surprise, for Dick
+was well-dressed, and had none of the implements of his profession with him.
+</p>
+
+<p>
+&ldquo;S&rsquo;pose I be,&rdquo; said Dick. &ldquo;Have you got any
+objection?&rdquo;
+</p>
+
+<p>
+&ldquo;Not at all,&rdquo; said Roswell, curling his lip; &ldquo;only
+you&rsquo;d better stick to blacking boots, and not try to get into a
+store.&rdquo;
+</p>
+
+<p>
+&ldquo;Thank you for your kind advice,&rdquo; said Dick. &ldquo;Is it
+gratooitous, or do you expect to be paid for it?&rdquo;
+</p>
+
+<p>
+&ldquo;You&rsquo;re an impudent fellow.&rdquo;
+</p>
+
+<p>
+&ldquo;That&rsquo;s a very cheerin&rsquo; reflection,&rdquo; said Dick,
+good-naturedly.
+</p>
+
+<p>
+&ldquo;Do you expect to get this place when there&rsquo;s gentlemen&rsquo;s
+sons applying for it? A boot-black in a store! That would be a good
+joke.&rdquo;
+</p>
+
+<p>
+Boys as well as men are selfish, and, looking upon Dick as a possible rival,
+the boys who listened seemed disposed to take the same view of the situation.
+</p>
+
+<p>
+&ldquo;That&rsquo;s what I say,&rdquo; said one of them, taking sides with
+Roswell.
+</p>
+
+<p>
+&ldquo;Don&rsquo;t trouble yourselves,&rdquo; said Dick. &ldquo;I aint
+agoin&rsquo; to cut you out. I can&rsquo;t afford to give up a independent and
+loocrative purfession for a salary of three dollars a week.&rdquo;
+</p>
+
+<p>
+&ldquo;Hear him talk!&rdquo; said Roswell Crawford, with an unpleasant sneer.
+&ldquo;If you are not trying to get the place, what are you here for?&rdquo;
+</p>
+
+<p>
+&ldquo;I came with a friend of mine,&rdquo; said Dick, indicating Fosdick,
+&ldquo;who&rsquo;s goin&rsquo; in for the situation.&rdquo;
+</p>
+
+<p>
+&ldquo;Is he a boot-black, too?&rdquo; demanded Roswell, superciliously.
+</p>
+
+<p>
+&ldquo;He!&rdquo; retorted Dick, loftily. &ldquo;Didn&rsquo;t you know his
+father was a member of Congress, and intimately acquainted with all the biggest
+men in the State?&rdquo;
+</p>
+
+<p>
+The boys surveyed Fosdick as if they did not quite know whether to credit this
+statement, which, for the credit of Dick&rsquo;s veracity, it will be observed
+he did not assert, but only propounded in the form of a question. There was no
+time for comment, however, as just then the proprietor of the store came to the
+door, and, casting his eyes over the waiting group, singled out Roswell
+Crawford, and asked him to enter.
+</p>
+
+<p>
+&ldquo;Well, my lad, how old are you?&rdquo;
+</p>
+
+<p>
+&ldquo;Fourteen years old,&rdquo; said Roswell, consequentially.
+</p>
+
+<p>
+&ldquo;Are your parents living?&rdquo;
+</p>
+
+<p>
+&ldquo;Only my mother. My father is dead. He was a gentleman,&rdquo; he added,
+complacently.
+</p>
+
+<p>
+&ldquo;Oh, was he?&rdquo; said the shop-keeper. &ldquo;Do you live in the
+city?&rdquo;
+</p>
+
+<p>
+&ldquo;Yes, sir. In Clinton Place.&rdquo;
+</p>
+
+<p>
+&ldquo;Have you ever been in a situation before?&rdquo;
+</p>
+
+<p>
+&ldquo;Yes, sir,&rdquo; said Roswell, a little reluctantly.
+</p>
+
+<p>
+&ldquo;Where was it?&rdquo;
+</p>
+
+<p>
+&ldquo;In an office on Dey Street.&rdquo;
+</p>
+
+<p>
+&ldquo;How long were you there?&rdquo;
+</p>
+
+<p>
+&ldquo;A week.&rdquo;
+</p>
+
+<p>
+&ldquo;It seems to me that was a short time. Why did you not stay
+longer?&rdquo;
+</p>
+
+<p>
+&ldquo;Because,&rdquo; said Roswell, loftily, &ldquo;the man wanted me to get
+to the office at eight o&rsquo;clock, and make the fire. I&rsquo;m a
+gentleman&rsquo;s son, and am not used to such dirty work.&rdquo;
+</p>
+
+<p>
+&ldquo;Indeed!&rdquo; said the shop-keeper. &ldquo;Well, young gentleman, you
+may step aside a few minutes. I will speak with some of the other boys before
+making my selection.&rdquo;
+</p>
+
+<p>
+Several other boys were called in and questioned. Roswell stood by and listened
+with an air of complacency. He could not help thinking his chances the best.
+&ldquo;The man can see I&rsquo;m a gentleman, and will do credit to his
+store,&rdquo; he thought.
+</p>
+
+<p>
+At length it came to Fosdick&rsquo;s turn. He entered with no very sanguine
+anticipations of success. Unlike Roswell, he set a very low estimate upon his
+qualifications when compared with those of other applicants. But his modest
+bearing, and quiet, gentlemanly manner, entirely free from pretension,
+prepossessed the shop-keeper, who was a sensible man, in his favor.
+</p>
+
+<p>
+&ldquo;Do you reside in the city?&rdquo; he asked.
+</p>
+
+<p>
+&ldquo;Yes, sir,&rdquo; said Henry.
+</p>
+
+<p>
+&ldquo;What is your age?&rdquo;
+</p>
+
+<p>
+&ldquo;Twelve.&rdquo;
+</p>
+
+<p>
+&ldquo;Have you ever been in any situation?&rdquo;
+</p>
+
+<p>
+&ldquo;No, sir.&rdquo;
+</p>
+
+<p>
+&ldquo;I should like to see a specimen of your handwriting. Here, take the pen
+and write your name.&rdquo;
+</p>
+
+<p>
+Henry Fosdick had a very handsome handwriting for a boy of his age, while
+Roswell, who had submitted to the same test, could do little more than scrawl.
+</p>
+
+<p>
+&ldquo;Do you reside with your parents?&rdquo;
+</p>
+
+<p>
+&ldquo;No, sir, they are dead.&rdquo;
+</p>
+
+<p>
+&ldquo;Where do you live, then?&rdquo;
+</p>
+
+<p>
+&ldquo;In Mott Street.&rdquo;
+</p>
+
+<p>
+Roswell curled his lip when this name was pronounced, for Mott Street, as my
+New York readers know, is in the immediate neighborhood of the Five-Points, and
+very far from a fashionable locality.
+</p>
+
+<p>
+&ldquo;Have you any testimonials to present?&rdquo; asked Mr. Henderson, for
+that was his name.
+</p>
+
+<p>
+Fosdick hesitated. This was the question which he had foreseen would give him
+trouble.
+</p>
+
+<p>
+But at this moment it happened most opportunely that Mr. Greyson entered the
+shop with the intention of buying a hat.
+</p>
+
+<p>
+&ldquo;Yes,&rdquo; said Fosdick, promptly; &ldquo;I will refer to this
+gentleman.&rdquo;
+</p>
+
+<p>
+&ldquo;How do you do, Fosdick?&rdquo; asked Mr. Greyson, noticing him for the
+first time. &ldquo;How do you happen to be here?&rdquo;
+</p>
+
+<p>
+&ldquo;I am applying for a place, sir,&rdquo; said Fosdick. &ldquo;May I refer
+the gentleman to you?&rdquo;
+</p>
+
+<p>
+&ldquo;Certainly, I shall be glad to speak a good word for you. Mr. Henderson,
+this is a member of my Sunday-school class, of whose good qualities and good
+abilities I can speak confidently.&rdquo;
+</p>
+
+<p>
+&ldquo;That will be sufficient,&rdquo; said the shop-keeper, who knew Mr.
+Greyson&rsquo;s high character and position. &ldquo;He could have no better
+recommendation. You may come to the store to-morrow morning at half past seven
+o&rsquo;clock. The pay will be three dollars a week for the first six months.
+If I am satisfied with you, I shall then raise it to five dollars.&rdquo;
+</p>
+
+<p>
+The other boys looked disappointed, but none more so than Roswell Crawford. He
+would have cared less if any one else had obtained the situation; but for a boy
+who lived in Mott Street to be preferred to him, a gentleman&rsquo;s son, he
+considered indeed humiliating. In a spirit of petty spite, he was tempted to
+say,
+</p>
+
+<p>
+&ldquo;He&rsquo;s a boot-black. Ask him if he isn&rsquo;t.&rdquo;
+</p>
+
+<p>
+&ldquo;He&rsquo;s an honest and intelligent lad,&rdquo; said Mr. Greyson.
+&ldquo;As for you, young man, I only hope you have one-half his good
+qualities.&rdquo;
+</p>
+
+<p>
+Roswell Crawford left the store in disgust, and the other unsuccessful
+applicants with him.
+</p>
+
+<p>
+&ldquo;What luck, Fosdick?&rdquo; asked Dick, eagerly, as his friend came out
+of the store.
+</p>
+
+<p>
+&ldquo;I&rsquo;ve got the place,&rdquo; said Fosdick, in accents of
+satisfaction; &ldquo;but it was only because Mr. Greyson spoke up for
+me.&rdquo;
+</p>
+
+<p>
+&ldquo;He&rsquo;s a trump,&rdquo; said Dick, enthusiastically.
+</p>
+
+<p>
+The gentleman, so denominated, came out before the boys went away, and spoke
+with them kindly.
+</p>
+
+<p>
+Both Dick and Henry were highly pleased at the success of the application. The
+pay would indeed be small, but, expended economically, Fosdick thought he could
+get along on it, receiving his room rent, as before, in return for his services
+as Dick&rsquo;s private tutor. Dick determined, as soon as his education would
+permit, to follow his companion&rsquo;s example.
+</p>
+
+<p>
+&ldquo;I don&rsquo;t know as you&rsquo;ll be willin&rsquo; to room with a
+boot-black,&rdquo; he said, to Henry, &ldquo;now you&rsquo;re goin&rsquo; into
+business.&rdquo;
+</p>
+
+<p>
+&ldquo;I couldn&rsquo;t room with a better friend, Dick,&rdquo; said Fosdick,
+affectionately, throwing his arm round our hero. &ldquo;When we part,
+it&rsquo;ll be because you wish it.&rdquo;
+</p>
+
+<p>
+So Fosdick entered upon a new career.
+</p>
+
+</div><!--end chapter-->
+
+<div class="chapter">
+
+<h2><a name="chap20"></a>CHAPTER XX.<br/>
+NINE MONTHS LATER</h2>
+
+<p>
+The next morning Fosdick rose early, put on his new suit, and, after getting
+breakfast, set out for the Broadway store in which he had obtained a position.
+He left his little blacking-box in the room.
+</p>
+
+<p>
+&ldquo;It&rsquo;ll do to brush my own shoes,&rdquo; he said. &ldquo;Who knows
+but I may have to come back to it again?&rdquo;
+</p>
+
+<p>
+&ldquo;No danger,&rdquo; said Dick; &ldquo;I&rsquo;ll take care of the feet,
+and you&rsquo;ll have to look after the heads, now you&rsquo;re in a
+hat-store.&rdquo;
+</p>
+
+<p>
+&ldquo;I wish you had a place too,&rdquo; said Fosdick.
+</p>
+
+<p>
+&ldquo;I don&rsquo;t know enough yet,&rdquo; said Dick. &ldquo;Wait till
+I&rsquo;ve gradooated.&rdquo;
+</p>
+
+<p>
+&ldquo;And can put A.B. after your name.&rdquo;
+</p>
+
+<p>
+&ldquo;What&rsquo;s that?&rdquo;
+</p>
+
+<p>
+&ldquo;It stands for Bachelor of Arts. It&rsquo;s a degree that students get
+when they graduate from college.&rdquo;
+</p>
+
+<p>
+&ldquo;Oh,&rdquo; said Dick, &ldquo;I didn&rsquo;t know but it meant A
+Boot-black. I can put that after my name now. Wouldn&rsquo;t Dick Hunter, A.B.,
+sound tip-top?&rdquo;
+</p>
+
+<p>
+&ldquo;I must be going,&rdquo; said Fosdick. &ldquo;It won&rsquo;t do for me to
+be late the very first morning.&rdquo;
+</p>
+
+<p>
+&ldquo;That&rsquo;s the difference between you and me,&rdquo; said Dick.
+&ldquo;I&rsquo;m my own boss, and there aint no one to find fault with me if
+I&rsquo;m late. But I might as well be goin&rsquo; too. There&rsquo;s a gent as
+comes down to his store pretty early that generally wants a shine.&rdquo;
+</p>
+
+<p>
+The two boys parted at the Park. Fosdick crossed it, and proceeded to the
+hat-store, while Dick, hitching up his pants, began to look about him for a
+customer. It was seldom that Dick had to wait long. He was always on the alert,
+and if there was any business to do he was always sure to get his share of it.
+He had now a stronger inducement than ever to attend strictly to business; his
+little stock of money in the savings bank having been nearly exhausted by his
+liberality to his room-mate. He determined to be as economical as possible, and
+moreover to study as hard as he could, that he might be able to follow
+Fosdick&rsquo;s example, and obtain a place in a store or counting-room. As
+there were no striking incidents occurring in our hero&rsquo;s history within
+the next nine months, I propose to pass over that period, and recount the
+progress he made in that time.
+</p>
+
+<p>
+Fosdick was still at the hat-store, having succeeded in giving perfect
+satisfaction to Mr. Henderson. His wages had just been raised to five dollars a
+week. He and Dick still kept house together at Mrs. Mooney&rsquo;s
+lodging-house, and lived very frugally, so that both were able to save up
+money. Dick had been unusually successful in business. He had several regular
+patrons, who had been drawn to him by his ready wit, and quick humor, and from
+two of them he had received presents of clothing, which had saved him any
+expense on that score. His income had averaged quite seven dollars a week in
+addition to this. Of this amount he was now obliged to pay one dollar weekly
+for the room which he and Fosdick occupied, but he was still able to save one
+half the remainder. At the end of nine months therefore, or thirty-nine weeks,
+it will be seen that he had accumulated no less a sum than one hundred and
+seventeen dollars. Dick may be excused for feeling like a capitalist when he
+looked at the long row of deposits in his little bank-book. There were other
+boys in the same business who had earned as much money, but they had had little
+care for the future, and spent as they went along, so that few could boast a
+bank-account, however small.
+</p>
+
+<p>
+&ldquo;You&rsquo;ll be a rich man some time, Dick,&rdquo; said Henry Fosdick,
+one evening.
+</p>
+
+<p>
+&ldquo;And live on Fifth Avenoo,&rdquo; said Dick.
+</p>
+
+<p>
+&ldquo;Perhaps so. Stranger things have happened.&rdquo;
+</p>
+
+<p>
+&ldquo;Well,&rdquo; said Dick, &ldquo;if such a misfortin&rsquo; should come
+upon me I should bear it like a man. When you see a Fifth Avenoo manshun for
+sale for a hundred and seventeen dollars, just let me know and I&rsquo;ll buy
+it as an investment.&rdquo;
+</p>
+
+<p>
+&ldquo;Two hundred and fifty years ago you might have bought one for that
+price, probably. Real estate wasn&rsquo;t very high among the Indians.&rdquo;
+</p>
+
+<p>
+&ldquo;Just my luck,&rdquo; said Dick; &ldquo;I was born too late. I&rsquo;d
+orter have been an Indian, and lived in splendor on my present capital.&rdquo;
+</p>
+
+<p>
+&ldquo;I&rsquo;m afraid you&rsquo;d have found your present business rather
+unprofitable at that time.&rdquo;
+</p>
+
+<p>
+But Dick had gained something more valuable than money. He had studied
+regularly every evening, and his improvement had been marvellous. He could now
+read well, write a fair hand, and had studied arithmetic as far as Interest.
+Besides this he had obtained some knowledge of grammar and geography. If some
+of my boy readers, who have been studying for years, and got no farther than
+this, should think it incredible that Dick, in less than a year, and studying
+evenings only, should have accomplished it, they must remember that our hero
+was very much in earnest in his desire to improve. He knew that, in order to
+grow up respectable, he must be well advanced, and he was willing to work. But
+then the reader must not forget that Dick was naturally a smart boy. His street
+education had sharpened his faculties, and taught him to rely upon himself. He
+knew that it would take him a long time to reach the goal which he had set
+before him, and he had patience to keep on trying. He knew that he had only
+himself to depend upon, and he determined to make the most of himself,&mdash;a
+resolution which is the secret of success in nine cases out of ten.
+</p>
+
+<p>
+&ldquo;Dick,&rdquo; said Fosdick, one evening, after they had completed their
+studies, &ldquo;I think you&rsquo;ll have to get another teacher soon.&rdquo;
+</p>
+
+<p>
+&ldquo;Why?&rdquo; asked Dick, in some surprise. &ldquo;Have you been offered a
+more loocrative position?&rdquo;
+</p>
+
+<p>
+&ldquo;No,&rdquo; said Fosdick, &ldquo;but I find I have taught you all I know
+myself. You are now as good a scholar as I am.&rdquo;
+</p>
+
+<p>
+&ldquo;Is that true?&rdquo; said Dick, eagerly, a flush of gratification
+coloring his brown cheek.
+</p>
+
+<p>
+&ldquo;Yes,&rdquo; said Fosdick. &ldquo;You&rsquo;ve made wonderful progress. I
+propose, now that evening schools have begun, that we join one, and study
+together through the winter.&rdquo;
+</p>
+
+<p>
+&ldquo;All right,&rdquo; said Dick. &ldquo;I&rsquo;d be willin&rsquo; to go
+now; but when I first began to study I was ashamed to have anybody know that I
+was so ignorant. Do you really mean, Fosdick, that I know as much as
+you?&rdquo;
+</p>
+
+<p>
+&ldquo;Yes, Dick, it&rsquo;s true.&rdquo;
+</p>
+
+<p>
+&ldquo;Then I&rsquo;ve got you to thank for it,&rdquo; said Dick, earnestly.
+&ldquo;You&rsquo;ve made me what I am.&rdquo;
+</p>
+
+<p>
+&ldquo;And haven&rsquo;t you paid me, Dick?&rdquo;
+</p>
+
+<p>
+&ldquo;By payin&rsquo; the room-rent,&rdquo; said Dick, impulsively.
+&ldquo;What&rsquo;s that? It isn&rsquo;t half enough. I wish you&rsquo;d take
+half my money; you deserve it.&rdquo;
+</p>
+
+<p>
+&ldquo;Thank you, Dick, but you&rsquo;re too generous. You&rsquo;ve more than
+paid me. Who was it took my part when all the other boys imposed upon me? And
+who gave me money to buy clothes, and so got me my situation?&rdquo;
+</p>
+
+<p>
+&ldquo;Oh, that&rsquo;s nothing!&rdquo; said Dick.
+</p>
+
+<p>
+&ldquo;It&rsquo;s a great deal, Dick. I shall never forget it. But now it seems
+to me you might try to get a situation yourself.&rdquo;
+</p>
+
+<p>
+&ldquo;Do I know enough?&rdquo;
+</p>
+
+<p>
+&ldquo;You know as much as I do.&rdquo;
+</p>
+
+<p>
+&ldquo;Then I&rsquo;ll try,&rdquo; said Dick, decidedly.
+</p>
+
+<p>
+&ldquo;I wish there was a place in our store,&rdquo; said Fosdick. &ldquo;It
+would be pleasant for us to be together.&rdquo;
+</p>
+
+<p>
+&ldquo;Never mind,&rdquo; said Dick; &ldquo;there&rsquo;ll be plenty of other
+chances. P&rsquo;r&rsquo;aps A. T. Stewart might like a partner. I
+wouldn&rsquo;t ask more&rsquo;n a quarter of the profits.&rdquo;
+</p>
+
+<p>
+&ldquo;Which would be a very liberal proposal on your part,&rdquo; said
+Fosdick, smiling. &ldquo;But perhaps Mr. Stewart might object to a partner
+living on Mott Street.&rdquo;
+</p>
+
+<p>
+&ldquo;I&rsquo;d just as lieves move to Fifth Avenoo,&rdquo; said Dick.
+&ldquo;I aint got no prejudices in favor of Mott Street.&rdquo;
+</p>
+
+<p>
+&ldquo;Nor I,&rdquo; said Fosdick, &ldquo;and in fact I have been thinking it
+might be a good plan for us to move as soon as we could afford. Mrs. Mooney
+doesn&rsquo;t keep the room quite so neat as she might.&rdquo;
+</p>
+
+<p>
+&ldquo;No,&rdquo; said Dick. &ldquo;She aint got no prejudices against dirt.
+Look at that towel.&rdquo;
+</p>
+
+<p>
+Dick held up the article indicated, which had now seen service nearly a week,
+and hard service at that,&mdash;Dick&rsquo;s avocation causing him to be rather
+hard on towels.
+</p>
+
+<p>
+&ldquo;Yes,&rdquo; said Fosdick, &ldquo;I&rsquo;ve got about tired of it. I
+guess we can find some better place without having to pay much more. When we
+move, you must let me pay my share of the rent.&rdquo;
+</p>
+
+<p>
+&ldquo;We&rsquo;ll see about that,&rdquo; said Dick. &ldquo;Do you propose to
+move to Fifth Avenoo?&rdquo;
+</p>
+
+<p>
+&ldquo;Not just at present, but to some more agreeable neighborhood than this.
+We&rsquo;ll wait till you get a situation, and then we can decide.&rdquo;
+</p>
+
+<p>
+A few days later, as Dick was looking about for customers in the neighborhood
+of the Park, his attention was drawn to a fellow boot-black, a boy about a year
+younger than himself, who appeared to have been crying.
+</p>
+
+<p>
+&ldquo;What&rsquo;s the matter, Tom?&rdquo; asked Dick. &ldquo;Haven&rsquo;t
+you had luck to-day?&rdquo;
+</p>
+
+<p>
+&ldquo;Pretty good,&rdquo; said the boy; &ldquo;but we&rsquo;re havin&rsquo;
+hard times at home. Mother fell last week and broke her arm, and to-morrow
+we&rsquo;ve got to pay the rent, and if we don&rsquo;t the landlord says
+he&rsquo;ll turn us out.&rdquo;
+</p>
+
+<p>
+&ldquo;Haven&rsquo;t you got anything except what you earn?&rdquo; asked Dick.
+</p>
+
+<p>
+&ldquo;No,&rdquo; said Tom, &ldquo;not now. Mother used to earn three or four
+dollars a week; but she can&rsquo;t do nothin&rsquo; now, and my little sister
+and brother are too young.&rdquo;
+</p>
+
+<p>
+Dick had quick sympathies. He had been so poor himself, and obliged to submit
+to so many privations that he knew from personal experience how hard it was.
+Tom Wilkins he knew as an excellent boy who never squandered his money, but
+faithfully carried it home to his mother. In the days of his own extravagance
+and shiftlessness he had once or twice asked Tom to accompany him to the Old
+Bowery or Tony Pastor&rsquo;s, but Tom had always steadily refused.
+</p>
+
+<p>
+&ldquo;I&rsquo;m sorry for you, Tom,&rdquo; he said. &ldquo;How much do you owe
+for rent?&rdquo;
+</p>
+
+<p>
+&ldquo;Two weeks now,&rdquo; said Tom.
+</p>
+
+<p>
+&ldquo;How much is it a week?&rdquo;
+</p>
+
+<p>
+&ldquo;Two dollars a week&mdash;that makes four.&rdquo;
+</p>
+
+<p>
+&ldquo;Have you got anything towards it?&rdquo;
+</p>
+
+<p>
+&ldquo;No; I&rsquo;ve had to spend all my money for food for mother and the
+rest of us. I&rsquo;ve had pretty hard work to do that. I don&rsquo;t know what
+we&rsquo;ll do. I haven&rsquo;t any place to go to, and I&rsquo;m afraid
+mother&rsquo;ll get cold in her arm.&rdquo;
+</p>
+
+<p>
+&ldquo;Can&rsquo;t you borrow the money somewhere?&rdquo; asked Dick.
+</p>
+
+<p>
+Tom shook his head despondingly.
+</p>
+
+<p>
+&ldquo;All the people I know are as poor as I am,&rdquo; said he.
+&ldquo;They&rsquo;d help me if they could, but it&rsquo;s hard work for them to
+get along themselves.&rdquo;
+</p>
+
+<p>
+&ldquo;I&rsquo;ll tell you what, Tom,&rdquo; said Dick, impulsively,
+&ldquo;I&rsquo;ll stand your friend.&rdquo;
+</p>
+
+<p>
+&ldquo;Have you got any money?&rdquo; asked Tom, doubtfully.
+</p>
+
+<p>
+&ldquo;Got any money!&rdquo; repeated Dick. &ldquo;Don&rsquo;t you know that I
+run a bank on my own account? How much is it you need?&rdquo;
+</p>
+
+<p>
+&ldquo;Four dollars,&rdquo; said Tom. &ldquo;If we don&rsquo;t pay that before
+to-morrow night, out we go. You haven&rsquo;t got as much as that, have
+you?&rdquo;
+</p>
+
+<p>
+&ldquo;Here are three dollars,&rdquo; said Dick, drawing out his pocket-book.
+&ldquo;I&rsquo;ll let you have the rest to-morrow, and maybe a little
+more.&rdquo;
+</p>
+
+<p>
+&ldquo;You&rsquo;re a right down good fellow, Dick,&rdquo; said Tom; &ldquo;but
+won&rsquo;t you want it yourself?&rdquo;
+</p>
+
+<p>
+&ldquo;Oh, I&rsquo;ve got some more,&rdquo; said Dick.
+</p>
+
+<p>
+&ldquo;Maybe I&rsquo;ll never be able to pay you.&rdquo;
+</p>
+
+<p>
+&ldquo;S&rsquo;pose you don&rsquo;t,&rdquo; said Dick; &ldquo;I guess I
+won&rsquo;t fail.&rdquo;
+</p>
+
+<p>
+&ldquo;I won&rsquo;t forget it, Dick. I hope I&rsquo;ll be able to do
+somethin&rsquo; for you sometime.&rdquo;
+</p>
+
+<p>
+&ldquo;All right,&rdquo; said Dick. &ldquo;I&rsquo;d ought to help you. I
+haven&rsquo;t got no mother to look out for. I wish I had.&rdquo;
+</p>
+
+<p>
+There was a tinge of sadness in his tone, as he pronounced the last four words;
+but Dick&rsquo;s temperament was sanguine, and he never gave way to unavailing
+sadness. Accordingly he began to whistle as he turned away, only adding,
+&ldquo;I&rsquo;ll see you to-morrow, Tom.&rdquo;
+</p>
+
+<p>
+The three dollars which Dick had handed to Tom Wilkins were his savings for the
+present week. It was now Thursday afternoon. His rent, which amounted to a
+dollar, he expected to save out of the earnings of Friday and Saturday. In
+order to give Tom the additional assistance he had promised, Dick would be
+obliged to have recourse to his bank-savings. He would not have ventured to
+trench upon it for any other reason but this. But he felt that it would be
+selfish to allow Tom and his mother to suffer when he had it in his power to
+relieve them. But Dick was destined to be surprised, and that in a disagreeable
+manner, when he reached home.
+</p>
+
+</div><!--end chapter-->
+
+<div class="chapter">
+
+<h2><a name="chap21"></a>CHAPTER XXI.<br/>
+DICK LOSES HIS BANK-BOOK</h2>
+
+<p>
+It was hinted at the close of the last chapter that Dick was destined to be
+disagreeably surprised on reaching home.
+</p>
+
+<p>
+Having agreed to give further assistance to Tom Wilkins, he was naturally led
+to go to the drawer where he and Fosdick kept their bank-books. To his surprise
+and uneasiness <i>the drawer proved to be empty!</i>
+</p>
+
+<p>
+&ldquo;Come here a minute, Fosdick,&rdquo; he said.
+</p>
+
+<p>
+&ldquo;What&rsquo;s the matter, Dick?&rdquo;
+</p>
+
+<p>
+&ldquo;I can&rsquo;t find my bank-book, nor yours either. What&rsquo;s
+&rsquo;come of them?&rdquo;
+</p>
+
+<p>
+&ldquo;I took mine with me this morning, thinking I might want to put in a
+little more money. I&rsquo;ve got it in my pocket, now.&rdquo;
+</p>
+
+<p>
+&ldquo;But where&rsquo;s mine?&rdquo; asked Dick, perplexed.
+</p>
+
+<p>
+&ldquo;I don&rsquo;t know. I saw it in the drawer when I took mine this
+morning.&rdquo;
+</p>
+
+<p>
+&ldquo;Are you sure?&rdquo;
+</p>
+
+<p>
+&ldquo;Yes, positive, for I looked into it to see how much you had got.&rdquo;
+</p>
+
+<p>
+&ldquo;Did you lock it again?&rdquo; asked Dick.
+</p>
+
+<p>
+&ldquo;Yes; didn&rsquo;t you have to unlock it just now?&rdquo;
+</p>
+
+<p>
+&ldquo;So I did,&rdquo; said Dick. &ldquo;But it&rsquo;s gone now. Somebody
+opened it with a key that fitted the lock, and then locked it
+ag&rsquo;in.&rdquo;
+</p>
+
+<p>
+&ldquo;That must have been the way.&rdquo;
+</p>
+
+<p>
+&ldquo;It&rsquo;s rather hard on a feller,&rdquo; said Dick, who, for the first
+time since we became acquainted with him, began to feel down-hearted.
+</p>
+
+<p>
+&ldquo;Don&rsquo;t give it up, Dick. You haven&rsquo;t lost the money, only the
+bank-book.&rdquo;
+</p>
+
+<p>
+&ldquo;Aint that the same thing?&rdquo;
+</p>
+
+<p>
+&ldquo;No. You can go to the bank to-morrow morning, as soon as it opens, and
+tell them you have lost the book, and ask them not to pay the money to any one
+except yourself.&rdquo;
+</p>
+
+<p>
+&ldquo;So I can,&rdquo; said Dick, brightening up. &ldquo;That is, if the thief
+hasn&rsquo;t been to the bank to-day.&rdquo;
+</p>
+
+<p>
+&ldquo;If he has, they might detect him by his handwriting.&rdquo;
+</p>
+
+<p>
+&ldquo;I&rsquo;d like to get hold of the one that stole it,&rdquo; said Dick,
+indignantly. &ldquo;I&rsquo;d give him a good lickin&rsquo;.&rdquo;
+</p>
+
+<p>
+&ldquo;It must have been somebody in the house. Suppose we go and see Mrs.
+Mooney. She may know whether anybody came into our room to-day.&rdquo;
+</p>
+
+<p>
+The two boys went downstairs, and knocked at the door of a little back
+sitting-room where Mrs. Mooney generally spent her evenings. It was a shabby
+little room, with a threadbare carpet on the floor, the walls covered with a
+certain large-figured paper, patches of which had been stripped off here and
+there, exposing the plaster, the remainder being defaced by dirt and grease.
+But Mrs. Mooney had one of those comfortable temperaments which are tolerant of
+dirt, and didn&rsquo;t mind it in the least. She was seated beside a small pine
+work-table, industriously engaged in mending stockings.
+</p>
+
+<p>
+&ldquo;Good-evening, Mrs. Mooney,&rdquo; said Fosdick, politely.
+</p>
+
+<p>
+&ldquo;Good-evening,&rdquo; said the landlady. &ldquo;Sit down, if you can find
+chairs. I&rsquo;m hard at work as you see, but a poor lone widder can&rsquo;t
+afford to be idle.&rdquo;
+</p>
+
+<p>
+&ldquo;We can&rsquo;t stop long, Mrs. Mooney, but my friend here has had
+something taken from his room to-day, and we thought we&rsquo;d come and see
+you about it.&rdquo;
+</p>
+
+<p>
+&ldquo;What is it?&rdquo; asked the landlady. &ldquo;You don&rsquo;t think
+I&rsquo;d take anything? If I am poor, it&rsquo;s an honest name I&rsquo;ve
+always had, as all my lodgers can testify.&rdquo;
+</p>
+
+<p>
+&ldquo;Certainly not, Mrs. Mooney; but there are others in the house that may
+not be honest. My friend has lost his bank-book. It was safe in the drawer this
+morning, but to-night it is not to be found.&rdquo;
+</p>
+
+<p>
+&ldquo;How much money was there in it?&rdquo; asked Mrs. Mooney.
+</p>
+
+<p>
+&ldquo;Over a hundred dollars,&rdquo; said Fosdick.
+</p>
+
+<p>
+&ldquo;It was my whole fortun&rsquo;,&rdquo; said Dick. &ldquo;I was
+goin&rsquo; to buy a house next year.&rdquo;
+</p>
+
+<p>
+Mrs. Mooney was evidently surprised to learn the extent of Dick&rsquo;s wealth,
+and was disposed to regard him with increased respect.
+</p>
+
+<p>
+&ldquo;Was the drawer locked?&rdquo; she asked.
+</p>
+
+<p>
+&ldquo;Yes.&rdquo;
+</p>
+
+<p>
+&ldquo;Then it couldn&rsquo;t have been Bridget. I don&rsquo;t think she has
+any keys.&rdquo;
+</p>
+
+<p>
+&ldquo;She wouldn&rsquo;t know what a bank-book was,&rdquo; said Fosdick.
+&ldquo;You didn&rsquo;t see any of the lodgers go into our room to-day, did
+you?&rdquo;
+</p>
+
+<p>
+&ldquo;I shouldn&rsquo;t wonder if it was Jim Travis,&rdquo; said Mrs. Mooney,
+suddenly.
+</p>
+
+<p>
+This James Travis was a bar-tender in a low groggery in Mulberry Street, and
+had been for a few weeks an inmate of Mrs. Mooney&rsquo;s lodging-house. He was
+a coarse-looking fellow who, from his appearance, evidently patronized
+liberally the liquor he dealt out to others. He occupied a room opposite
+Dick&rsquo;s, and was often heard by the two boys reeling upstairs in a state
+of intoxication, uttering shocking oaths.
+</p>
+
+<p>
+This Travis had made several friendly overtures to Dick and his room-mate, and
+had invited them to call round at the bar-room where he tended, and take
+something. But this invitation had never been accepted, partly because the boys
+were better engaged in the evening, and partly because neither of them had
+taken a fancy to Mr. Travis; which certainly was not strange, for nature had
+not gifted him with many charms, either of personal appearance or manners. The
+rejection of his friendly proffers had caused him to take a dislike to Dick and
+Henry, whom he considered stiff and unsocial.
+</p>
+
+<p>
+&ldquo;What makes you think it was Travis?&rdquo; asked Fosdick. &ldquo;He
+isn&rsquo;t at home in the daytime.&rdquo;
+</p>
+
+<p>
+&ldquo;But he was to-day. He said he had got a bad cold, and had to come home
+for a clean handkerchief.&rdquo;
+</p>
+
+<p>
+&ldquo;Did you see him?&rdquo; asked Dick.
+</p>
+
+<p>
+&ldquo;Yes,&rdquo; said Mrs. Mooney. &ldquo;Bridget was hanging out clothes,
+and I went to the door to let him in.&rdquo;
+</p>
+
+<p>
+&ldquo;I wonder if he had a key that would fit our drawer,&rdquo; said Fosdick.
+</p>
+
+<p>
+&ldquo;Yes,&rdquo; said Mrs. Mooney. &ldquo;The bureaus in the two rooms are
+just alike. I got &rsquo;em at auction, and most likely the locks is the
+same.&rdquo;
+</p>
+
+<p>
+&ldquo;It must have been he,&rdquo; said Dick, looking towards Fosdick.
+</p>
+
+<p>
+&ldquo;Yes,&rdquo; said Fosdick, &ldquo;it looks like it.&rdquo;
+</p>
+
+<p>
+&ldquo;What&rsquo;s to be done? That&rsquo;s what I&rsquo;d like to
+know,&rdquo; said Dick. &ldquo;Of course he&rsquo;ll say he hasn&rsquo;t got
+it; and he won&rsquo;t be such a fool as to leave it in his room.&rdquo;
+</p>
+
+<p>
+&ldquo;If he hasn&rsquo;t been to the bank, it&rsquo;s all right,&rdquo; said
+Fosdick. &ldquo;You can go there the first thing to-morrow morning, and stop
+their paying any money on it.&rdquo;
+</p>
+
+<p>
+&ldquo;But I can&rsquo;t get any money on it myself,&rdquo; said Dick. &ldquo;I
+told Tom Wilkins I&rsquo;d let him have some more money to-morrow, or his sick
+mother&rsquo;ll have to turn out of their lodgin&rsquo;s.&rdquo;
+</p>
+
+<p>
+&ldquo;How much money were you going to give him?&rdquo;
+</p>
+
+<p>
+&ldquo;I gave him three dollars to-day, and was goin&rsquo; to give him two
+dollars to-morrow.&rdquo;
+</p>
+
+<p>
+&ldquo;I&rsquo;ve got the money, Dick. I didn&rsquo;t go to the bank this
+morning.&rdquo;
+</p>
+
+<p>
+&ldquo;All right. I&rsquo;ll take it, and pay you back next week.&rdquo;
+</p>
+
+<p>
+&ldquo;No, Dick; if you&rsquo;ve given three dollars, you must let me give
+two.&rdquo;
+</p>
+
+<p>
+&ldquo;No, Fosdick, I&rsquo;d rather give the whole. You know I&rsquo;ve got
+more money than you. No, I haven&rsquo;t, either,&rdquo; said Dick, the memory
+of his loss flashing upon him. &ldquo;I thought I was rich this morning, but
+now I&rsquo;m in destitoot circumstances.&rdquo;
+</p>
+
+<p>
+&ldquo;Cheer up, Dick; you&rsquo;ll get your money back.&rdquo;
+</p>
+
+<p>
+&ldquo;I hope so,&rdquo; said our hero, rather ruefully.
+</p>
+
+<p>
+The fact was, that our friend Dick was beginning to feel what is so often
+experienced by men who do business of a more important character and on a
+larger scale than he, the bitterness of a reverse of circumstances. With one
+hundred dollars and over carefully laid away in the savings bank, he had felt
+quite independent. Wealth is comparative, and Dick probably felt as rich as
+many men who are worth a hundred thousand dollars. He was beginning to feel the
+advantages of his steady self-denial, and to experience the pleasures of
+property. Not that Dick was likely to be unduly attached to money. Let it be
+said to his credit that it had never given him so much satisfaction as when it
+enabled him to help Tom Wilkins in his trouble.
+</p>
+
+<p>
+Besides this, there was another thought that troubled him. When he obtained a
+place he could not expect to receive as much as he was now making from blacking
+boots,&mdash;probably not more than three dollars a week,&mdash;while his
+expenses without clothing would amount to four dollars. To make up the
+deficiency he had confidently relied upon his savings, which would be
+sufficient to carry him along for a year, if necessary. If he should not
+recover his money, he would be compelled to continue a boot-black for at least
+six months longer; and this was rather a discouraging reflection. On the whole
+it is not to be wondered at that Dick felt unusually sober this evening, and
+that neither of the boys felt much like studying.
+</p>
+
+<p>
+The two boys consulted as to whether it would be best to speak to Travis about
+it. It was not altogether easy to decide. Fosdick was opposed to it.
+</p>
+
+<p>
+&ldquo;It will only put him on his guard,&rdquo; said he, &ldquo;and I
+don&rsquo;t see as it will do any good. Of course he will deny it. We&rsquo;d
+better keep quiet, and watch him, and, by giving notice at the bank, we can
+make sure that he doesn&rsquo;t get any money on it. If he does present himself
+at the bank, they will know at once that he is a thief, and he can be
+arrested.&rdquo;
+</p>
+
+<p>
+This view seemed reasonable, and Dick resolved to adopt it. On the whole, he
+began to think prospects were brighter than he had at first supposed, and his
+spirits rose a little.
+</p>
+
+<p>
+&ldquo;How&rsquo;d he know I had any bank-book? That&rsquo;s what I can&rsquo;t
+make out,&rdquo; he said.
+</p>
+
+<p>
+&ldquo;Don&rsquo;t you remember?&rdquo; said Fosdick, after a moment&rsquo;s
+thought, &ldquo;we were speaking of our savings, two or three evenings
+since?&rdquo;
+</p>
+
+<p>
+&ldquo;Yes,&rdquo; said Dick.
+</p>
+
+<p>
+&ldquo;Our door was a little open at the time, and I heard somebody come
+upstairs, and stop a minute in front of it. It must have been Jim Travis. In
+that way he probably found out about your money, and took the opportunity
+to-day to get hold of it.&rdquo;
+</p>
+
+<p>
+This might or might not be the correct explanation. At all events it seemed
+probable.
+</p>
+
+<p>
+The boys were just on the point of going to bed, later in the evening, when a
+knock was heard at the door, and, to their no little surprise, their neighbor,
+Jim Travis, proved to be the caller. He was a sallow-complexioned young man,
+with dark hair and bloodshot eyes.
+</p>
+
+<p>
+He darted a quick glance from one to the other as he entered, which did not
+escape the boys&rsquo; notice.
+</p>
+
+<p>
+&ldquo;How are ye, to-night?&rdquo; he said, sinking into one of the two chairs
+with which the room was scantily furnished.
+</p>
+
+<p>
+&ldquo;Jolly,&rdquo; said Dick. &ldquo;How are you?&rdquo;
+</p>
+
+<p>
+&ldquo;Tired as a dog,&rdquo; was the reply. &ldquo;Hard work and poor pay;
+that&rsquo;s the way with me. I wanted to go to the theater, to-night, but I
+was hard up, and couldn&rsquo;t raise the cash.&rdquo;
+</p>
+
+<p>
+Here he darted another quick glance at the boys; but neither betrayed anything.
+</p>
+
+<p>
+&ldquo;You don&rsquo;t go out much, do you?&rdquo; he said
+</p>
+
+<p>
+&ldquo;Not much,&rdquo; said Fosdick. &ldquo;We spend our evenings in
+study.&rdquo;
+</p>
+
+<p>
+&ldquo;That&rsquo;s precious slow,&rdquo; said Travis, rather contemptuously.
+&ldquo;What&rsquo;s the use of studying so much? You don&rsquo;t expect to be a
+lawyer, do you, or anything of that sort?&rdquo;
+</p>
+
+<p>
+&ldquo;Maybe,&rdquo; said Dick. &ldquo;I haven&rsquo;t made up my mind yet. If
+my feller-citizens should want me to go to Congress some time, I
+shouldn&rsquo;t want to disapp&rsquo;int &rsquo;em; and then readin&rsquo; and
+writin&rsquo; might come handy.&rdquo;
+</p>
+
+<p>
+&ldquo;Well,&rdquo; said Travis, rather abruptly, &ldquo;I&rsquo;m tired and I
+guess I&rsquo;ll turn in.&rdquo;
+</p>
+
+<p>
+&ldquo;Good-night,&rdquo; said Fosdick.
+</p>
+
+<p>
+The boys looked at each other as their visitor left the room.
+</p>
+
+<p>
+&ldquo;He came in to see if we&rsquo;d missed the bank-book,&rdquo; said Dick.
+</p>
+
+<p>
+&ldquo;And to turn off suspicion from himself, by letting us know he had no
+money,&rdquo; added Fosdick.
+</p>
+
+<p>
+&ldquo;That&rsquo;s so,&rdquo; said Dick. &ldquo;I&rsquo;d like to have
+searched them pockets of his.&rdquo;
+</p>
+
+</div><!--end chapter-->
+
+<div class="chapter">
+
+<h2><a name="chap22"></a>CHAPTER XXII.<br/>
+TRACKING THE THIEF</h2>
+
+<p>
+Fosdick was right in supposing that Jim Travis had stolen the bank-book. He was
+also right in supposing that that worthy young man had come to the knowledge of
+Dick&rsquo;s savings by what he had accidentally overheard. Now, Travis, like a
+very large number of young men of his class, was able to dispose of a larger
+amount of money than he was able to earn. Moreover, he had no great fancy for
+work at all, and would have been glad to find some other way of obtaining money
+enough to pay his expenses. He had recently received a letter from an old
+companion, who had strayed out to California, and going at once to the mines
+had been lucky enough to get possession of a very remunerative claim. He wrote
+to Travis that he had already realized two thousand dollars from it, and
+expected to make his fortune within six months.
+</p>
+
+<p>
+Two thousand dollars! This seemed to Travis a very large sum, and quite dazzled
+his imagination. He was at once inflamed with the desire to go out to
+California and try his luck. In his present situation he only received thirty
+dollars a month, which was probably all that his services were worth, but went
+a very little way towards gratifying his expensive tastes. Accordingly he
+determined to take the next steamer to the land of gold, if he could possibly
+manage to get money enough to pay the passage.
+</p>
+
+<p>
+The price of a steerage passage at that time was seventy-five
+dollars,&mdash;not a large sum, certainly,&mdash;but it might as well have been
+seventy-five hundred for any chance James Travis had of raising the amount at
+present. His available funds consisted of precisely two dollars and a quarter;
+of which sum, one dollar and a half was due to his washerwoman. This, however,
+would not have troubled Travis much, and he would conveniently have forgotten
+all about it; but, even leaving this debt unpaid, the sum at his command would
+not help him materially towards paying his passage money.
+</p>
+
+<p>
+Travis applied for help to two or three of his companions; but they were all of
+that kind who never keep an account with savings banks, but carry all their
+spare cash about with them. One of these friends offered to lend him
+thirty-seven cents, and another a dollar; but neither of these offers seemed to
+encourage him much. He was about giving up his project in despair, when he
+learned, accidentally, as we have already said, the extent of Dick&rsquo;s
+savings.
+</p>
+
+<p>
+One hundred and seventeen dollars! Why, that would not only pay his passage,
+but carry him up to the mines, after he had arrived in San Francisco. He could
+not help thinking it over, and the result of this thinking was that he
+determined to borrow it of Dick without leave. Knowing that neither of the boys
+were in their room in the daytime, he came back in the course of the morning,
+and, being admitted by Mrs. Mooney herself, said, by way of accounting for his
+presence, that he had a cold, and had come back for a handkerchief. The
+landlady suspected nothing, and, returning at once to her work in the kitchen,
+left the coast clear.
+</p>
+
+<p>
+Travis at once entered Dick&rsquo;s room, and, as there seemed to be no other
+place for depositing money, tried the bureau-drawers. They were all readily
+opened, except one, which proved to be locked. This he naturally concluded must
+contain the money, and going back to his own chamber for the key of the bureau,
+tried it on his return, and found to his satisfaction that it would fit. When
+he discovered the bank-book, his joy was mingled with disappointment. He had
+expected to find bank-bills instead. This would have saved all further trouble,
+and would have been immediately available. Obtaining money at the savings bank
+would involve fresh risk. Travis hesitated whether to take it or not; but
+finally decided that it would be worth the trouble and hazard.
+</p>
+
+<p>
+He accordingly slipped the book into his pocket, locked the drawer again, and,
+forgetting all about the handkerchief for which he had come home went
+downstairs, and into the street.
+</p>
+
+<p>
+There would have been time to go to the savings bank that day, but Travis had
+already been absent from his place of business some time, and did not venture
+to take the additional time required. Besides, not being very much used to
+savings banks, never having had occasion to use them, he thought it would be
+more prudent to look over the rules and regulations, and see if he could not
+get some information as to the way he ought to proceed. So the day passed, and
+Dick&rsquo;s money was left in safety at the bank.
+</p>
+
+<p>
+In the evening, it occurred to Travis that it might be well to find out whether
+Dick had discovered his loss. This reflection it was that induced the visit
+which is recorded at the close of the last chapter. The result was that he was
+misled by the boys&rsquo; silence on the subject, and concluded that nothing
+had yet been discovered.
+</p>
+
+<p>
+&ldquo;Good!&rdquo; thought Travis, with satisfaction. &ldquo;If they
+don&rsquo;t find out for twenty-four hours, it&rsquo;ll be too late, then, and
+I shall be all right.&rdquo;
+</p>
+
+<p>
+There being a possibility of the loss being discovered before the boys went out
+in the morning, Travis determined to see them at that time, and judge whether
+such was the case. He waited, therefore, until he heard the boys come out, and
+then opened his own door.
+</p>
+
+<p>
+&ldquo;Morning, gents,&rdquo; said he, sociably. &ldquo;Going to
+business?&rdquo;
+</p>
+
+<p>
+&ldquo;Yes,&rdquo; said Dick. &ldquo;I&rsquo;m afraid my clerks&rsquo;ll be
+lazy if I aint on hand.&rdquo;
+</p>
+
+<p>
+&ldquo;Good joke!&rdquo; said Travis. &ldquo;If you pay good wages, I&rsquo;d
+like to speak for a place.&rdquo;
+</p>
+
+<p>
+&ldquo;I pay all I get myself,&rdquo; said Dick. &ldquo;How&rsquo;s business
+with you?&rdquo;
+</p>
+
+<p>
+&ldquo;So so. Why don&rsquo;t you call round, some time?&rdquo;
+</p>
+
+<p>
+&ldquo;All my evenin&rsquo;s is devoted to literatoor and science,&rdquo; said
+Dick. &ldquo;Thank you all the same.&rdquo;
+</p>
+
+<p>
+&ldquo;Where do you hang out?&rdquo; inquired Travis, in choice language,
+addressing Fosdick.
+</p>
+
+<p>
+&ldquo;At Henderson&rsquo;s hat and cap store, on Broadway.&rdquo;
+</p>
+
+<p>
+&ldquo;I&rsquo;ll look in upon you some time when I want a tile,&rdquo; said
+Travis. &ldquo;I suppose you sell cheaper to your friends.&rdquo;
+</p>
+
+<p>
+&ldquo;I&rsquo;ll be as reasonable as I can,&rdquo; said Fosdick, not very
+cordially; for he did not much fancy having it supposed by his employer that
+such a disreputable-looking person as Travis was a friend of his.
+</p>
+
+<p>
+However, Travis had no idea of showing himself at the Broadway store, and only
+said this by way of making conversation, and encouraging the boys to be social.
+</p>
+
+<p>
+&ldquo;You haven&rsquo;t any of you gents seen a pearl-handled knife, have
+you?&rdquo; he asked.
+</p>
+
+<p>
+&ldquo;No,&rdquo; said Fosdick; &ldquo;have you lost one?&rdquo;
+</p>
+
+<p>
+&ldquo;Yes,&rdquo; said Travis, with unblushing falsehood. &ldquo;I left it on
+my bureau a day or two since. I&rsquo;ve missed one or two other little
+matters. Bridget don&rsquo;t look to me any too honest. Likely she&rsquo;s got
+&rsquo;em.&rdquo;
+</p>
+
+<p>
+&ldquo;What are you goin&rsquo; to do about it?&rdquo; said Dick.
+</p>
+
+<p>
+&ldquo;I&rsquo;ll keep mum unless I lose something more, and then I&rsquo;ll
+kick up a row, and haul her over the coals. Have you missed anything?&rdquo;
+</p>
+
+<p>
+&ldquo;No,&rdquo; said Fosdick, answering for himself, as he could do without
+violating the truth.
+</p>
+
+<p>
+There was a gleam of satisfaction in the eyes of Travis, as he heard this.
+</p>
+
+<p>
+&ldquo;They haven&rsquo;t found it out yet,&rdquo; he thought.
+&ldquo;I&rsquo;ll bag the money to-day, and then they may whistle for
+it.&rdquo;
+</p>
+
+<p>
+Having no further object to serve in accompanying the boys, he bade them
+good-morning, and turned down another street.
+</p>
+
+<p>
+&ldquo;He&rsquo;s mighty friendly all of a sudden,&rdquo; said Dick.
+</p>
+
+<p>
+&ldquo;Yes,&rdquo; said Fosdick; &ldquo;it&rsquo;s very evident what it all
+means. He wants to find out whether you have discovered your loss or
+not.&rdquo;
+</p>
+
+<p>
+&ldquo;But he didn&rsquo;t find out.&rdquo;
+</p>
+
+<p>
+&ldquo;No; we&rsquo;ve put him on the wrong track. He means to get his money
+to-day, no doubt.&rdquo;
+</p>
+
+<p>
+&ldquo;My money,&rdquo; suggested Dick.
+</p>
+
+<p>
+&ldquo;I accept the correction,&rdquo; said Fosdick.
+</p>
+
+<p>
+&ldquo;Of course, Dick, you&rsquo;ll be on hand as soon as the bank
+opens.&rdquo;
+</p>
+
+<p>
+&ldquo;In course I shall. Jim Travis&rsquo;ll find he&rsquo;s walked into the
+wrong shop.&rdquo;
+</p>
+
+<p>
+&ldquo;The bank opens at ten o&rsquo;clock, you know.&rdquo;
+</p>
+
+<p>
+&ldquo;I&rsquo;ll be there on time.&rdquo;
+</p>
+
+<p>
+The two boys separated.
+</p>
+
+<p>
+&ldquo;Good luck, Dick,&rdquo; said Fosdick, as he parted from him.
+&ldquo;It&rsquo;ll all come out right, I think.&rdquo;
+</p>
+
+<p>
+&ldquo;I hope &rsquo;twill,&rdquo; said Dick.
+</p>
+
+<p>
+He had recovered from his temporary depression, and made up his mind that the
+money would be recovered. He had no idea of allowing himself to be outwitted by
+Jim Travis, and enjoyed already, in anticipation, the pleasure of defeating his
+rascality.
+</p>
+
+<p>
+It wanted two hours and a half yet to ten o&rsquo;clock, and this time to Dick
+was too precious to be wasted. It was the time of his greatest harvest. He
+accordingly repaired to his usual place of business, succeeded in obtaining six
+customers, which yielded him sixty cents. He then went to a restaurant, and got
+some breakfast. It was now half-past nine, and Dick, feeling that it
+wouldn&rsquo;t do to be late, left his box in charge of Johnny Nolan, and made
+his way to the bank.
+</p>
+
+<p>
+The officers had not yet arrived, and Dick lingered on the outside, waiting
+till they should come. He was not without a little uneasiness, fearing that
+Travis might be as prompt as himself, and finding him there, might suspect
+something, and so escape the snare. But, though looking cautiously up and down
+the street, he could discover no traces of the supposed thief. In due time ten
+o&rsquo;clock struck, and immediately afterwards the doors of the bank were
+thrown open, and our hero entered.
+</p>
+
+<p>
+As Dick had been in the habit of making a weekly visit for the last nine
+months, the cashier had come to know him by sight.
+</p>
+
+<p>
+&ldquo;You&rsquo;re early, this morning, my lad,&rdquo; he said, pleasantly.
+&ldquo;Have you got some more money to deposit? You&rsquo;ll be getting rich,
+soon.&rdquo;
+</p>
+
+<p>
+&ldquo;I don&rsquo;t know about that,&rdquo; said Dick. &ldquo;My
+bank-book&rsquo;s been stole.&rdquo;
+</p>
+
+<p>
+&ldquo;Stolen!&rdquo; echoed the cashier. &ldquo;That&rsquo;s unfortunate. Not
+so bad as it might be, though. The thief can&rsquo;t collect the money.&rdquo;
+</p>
+
+<p>
+&ldquo;That&rsquo;s what I came to see about,&rdquo; said Dick. &ldquo;I was
+afraid he might have got it already.&rdquo;
+</p>
+
+<p>
+&ldquo;He hasn&rsquo;t been here yet. Even if he had, I remember you, and
+should have detected him. When was it taken?&rdquo;
+</p>
+
+<p>
+&ldquo;Yesterday,&rdquo; said Dick. &ldquo;I missed it in the evenin&rsquo;
+when I got home.&rdquo;
+</p>
+
+<p>
+&ldquo;Have you any suspicion as to the person who took it?&rdquo; asked the
+cashier.
+</p>
+
+<p>
+Dick thereupon told all he knew as to the general character and suspicious
+conduct of Jim Travis, and the cashier agreed with him that he was probably the
+thief. Dick also gave his reason for thinking that he would visit the bank that
+morning, to withdraw the funds.
+</p>
+
+<p>
+&ldquo;Very good,&rdquo; said the cashier. &ldquo;We&rsquo;ll be ready for him.
+What is the number of your book?&rdquo;
+</p>
+
+<p>
+&ldquo;No. 5,678,&rdquo; said Dick.
+</p>
+
+<p>
+&ldquo;Now give me a little description of this Travis whom you suspect.&rdquo;
+</p>
+
+<p>
+Dick accordingly furnished a brief outline sketch of Travis, not particularly
+complimentary to the latter.
+</p>
+
+<p>
+&ldquo;That will answer. I think I shall know him,&rdquo; said the cashier.
+&ldquo;You may depend upon it that he shall receive no money on your
+account.&rdquo;
+</p>
+
+<p>
+&ldquo;Thank you,&rdquo; said Dick.
+</p>
+
+<p>
+Considerably relieved in mind, our hero turned towards the door, thinking that
+there would be nothing gained by his remaining longer, while he would of course
+lose time.
+</p>
+
+<p>
+He had just reached the doors, which were of glass, when through them he
+perceived James Travis himself just crossing the street, and apparently coming
+towards the bank. It would not do, of course, for him to be seen.
+</p>
+
+<p>
+&ldquo;Here he is,&rdquo; he exclaimed, hurrying back. &ldquo;Can&rsquo;t you
+hide me somewhere? I don&rsquo;t want to be seen.&rdquo;
+</p>
+
+<p>
+The cashier understood at once how the land lay. He quickly opened a little
+door, and admitted Dick behind the counter.
+</p>
+
+<p>
+&ldquo;Stoop down,&rdquo; he said, &ldquo;so as not to be seen.&rdquo;
+</p>
+
+<p>
+Dick had hardly done so when Jim Travis opened the outer door, and, looking
+about him in a little uncertainty, walked up to the cashier&rsquo;s desk.
+</p>
+
+</div><!--end chapter-->
+
+<div class="chapter">
+
+<h2><a name="chap23"></a>CHAPTER XXIII.<br/>
+TRAVIS IS ARRESTED</h2>
+
+<p>
+Jim Travis advanced into the bank with a doubtful step, knowing well that he
+was on a dishonest errand, and heartily wishing that he were well out of it.
+After a little hesitation, he approached the paying-teller, and, exhibiting the
+bank-book, said, &ldquo;I want to get my money out.&rdquo;
+</p>
+
+<p>
+The bank-officer took the book, and, after looking at it a moment, said,
+&ldquo;How much do you want?&rdquo;
+</p>
+
+<p>
+&ldquo;The whole of it,&rdquo; said Travis.
+</p>
+
+<p>
+&ldquo;You can draw out any part of it, but to draw out the whole requires a
+week&rsquo;s notice.&rdquo;
+</p>
+
+<p>
+&ldquo;Then I&rsquo;ll take a hundred dollars.&rdquo;
+</p>
+
+<p>
+&ldquo;Are you the person to whom the book belongs?&rdquo;
+</p>
+
+<p>
+&ldquo;Yes, sir,&rdquo; said Travis, without hesitation.
+</p>
+
+<p>
+&ldquo;Your name is&mdash;&rdquo;
+</p>
+
+<p>
+&ldquo;Hunter.&rdquo;
+</p>
+
+<p>
+The bank-clerk went to a large folio volume, containing the names of
+depositors, and began to turn over the leaves. While he was doing this, he
+managed to send out a young man connected with the bank for a policeman. Travis
+did not perceive this, or did not suspect that it had anything to do with
+himself. Not being used to savings banks, he supposed the delay only what was
+usual. After a search, which was only intended to gain time that a policeman
+might be summoned, the cashier came back, and, sliding out a piece of paper to
+Travis, said, &ldquo;It will be necessary for you to write an order for the
+money.&rdquo;
+</p>
+
+<p>
+Travis took a pen, which he found on the ledge outside, and wrote the order,
+signing his name &ldquo;Dick Hunter,&rdquo; having observed that name on the
+outside of the book.
+</p>
+
+<p>
+&ldquo;Your name is Dick Hunter, then?&rdquo; said the cashier, taking the
+paper, and looking at the thief over his spectacles.
+</p>
+
+<p>
+&ldquo;Yes,&rdquo; said Travis, promptly.
+</p>
+
+<p>
+&ldquo;But,&rdquo; continued the cashier, &ldquo;I find Hunter&rsquo;s age is
+put down on the bank-book as fourteen. Surely you must be more than
+that.&rdquo;
+</p>
+
+<p>
+Travis would gladly have declared that he was only fourteen; but, being in
+reality twenty-three, and possessing a luxuriant pair of whiskers, this was not
+to be thought of. He began to feel uneasy.
+</p>
+
+<p>
+&ldquo;Dick Hunter&rsquo;s my younger brother,&rdquo; he said. &ldquo;I&rsquo;m
+getting out the money for him.&rdquo;
+</p>
+
+<p>
+&ldquo;I thought you said your own name was Dick Hunter,&rdquo; said the
+cashier.
+</p>
+
+<p>
+&ldquo;I said my name was Hunter,&rdquo; said Travis, ingeniously. &ldquo;I
+didn&rsquo;t understand you.&rdquo;
+</p>
+
+<p>
+&ldquo;But you&rsquo;ve signed the name of Dick Hunter to this order. How is
+that?&rdquo; questioned the troublesome cashier.
+</p>
+
+<p>
+Travis saw that he was getting himself into a tight place; but his
+self-possession did not desert him.
+</p>
+
+<p>
+&ldquo;I thought I must give my brother&rsquo;s name,&rdquo; he answered.
+</p>
+
+<p>
+&ldquo;What is your own name?&rdquo;
+</p>
+
+<p>
+&ldquo;Henry Hunter.&rdquo;
+</p>
+
+<p>
+&ldquo;Can you bring any one to testify that the statement you are making is
+correct?&rdquo;
+</p>
+
+<p>
+&ldquo;Yes, a dozen if you like,&rdquo; said Travis, boldly. &ldquo;Give me the
+book, and I&rsquo;ll come back this afternoon. I didn&rsquo;t think
+there&rsquo;d be such a fuss about getting out a little money.&rdquo;
+</p>
+
+<p>
+&ldquo;Wait a moment. Why don&rsquo;t your brother come himself?&rdquo;
+</p>
+
+<p>
+&ldquo;Because he&rsquo;s sick. He&rsquo;s down with the measles,&rdquo; said
+Travis.
+</p>
+
+<p>
+Here the cashier signed to Dick to rise and show himself. Our hero accordingly
+did so.
+</p>
+
+<p>
+&ldquo;You will be glad to find that he has recovered,&rdquo; said the cashier,
+pointing to Dick.
+</p>
+
+<p>
+With an exclamation of anger and dismay, Travis, who saw the game was up,
+started for the door, feeling that safety made such a course prudent. But he
+was too late. He found himself confronted by a burly policeman, who seized him
+by the arm, saying, &ldquo;Not so fast, my man. I want you.&rdquo;
+</p>
+
+<p>
+&ldquo;Let me go,&rdquo; exclaimed Travis, struggling to free himself.
+</p>
+
+<p>
+&ldquo;I&rsquo;m sorry I can&rsquo;t oblige you,&rdquo; said the officer.
+&ldquo;You&rsquo;d better not make a fuss, or I may have to hurt you a
+little.&rdquo;
+</p>
+
+<p>
+Travis sullenly resigned himself to his fate, darting a look of rage at Dick,
+whom he considered the author of his present misfortune.
+</p>
+
+<p>
+&ldquo;This is your book,&rdquo; said the cashier, handing back his rightful
+property to our hero. &ldquo;Do you wish to draw out any money?&rdquo;
+</p>
+
+<p>
+&ldquo;Two dollars,&rdquo; said Dick.
+</p>
+
+<p>
+&ldquo;Very well. Write an order for the amount.&rdquo;
+</p>
+
+<p>
+Before doing so, Dick, who now that he saw Travis in the power of the law began
+to pity him, went up to the officer, and said,&mdash;
+</p>
+
+<p>
+&ldquo;Won&rsquo;t you let him go? I&rsquo;ve got my bank-book back, and I
+don&rsquo;t want anything done to him.&rdquo;
+</p>
+
+<p>
+&ldquo;Sorry I can&rsquo;t oblige you,&rdquo; said the officer; &ldquo;but
+I&rsquo;m not allowed to do it. He&rsquo;ll have to stand his trial.&rdquo;
+</p>
+
+<p>
+&ldquo;I&rsquo;m sorry for you, Travis,&rdquo; said Dick. &ldquo;I didn&rsquo;t
+want you arrested. I only wanted my bank-book back.&rdquo;
+</p>
+
+<p>
+&ldquo;Curse you!&rdquo; said Travis, scowling vindictively. &ldquo;Wait till I
+get free. See if I don&rsquo;t fix you.&rdquo;
+</p>
+
+<p>
+&ldquo;You needn&rsquo;t pity him too much,&rdquo; said the officer. &ldquo;I
+know him now. He&rsquo;s been to the Island before.&rdquo;
+</p>
+
+<p>
+&ldquo;It&rsquo;s a lie,&rdquo; said Travis, violently.
+</p>
+
+<p>
+&ldquo;Don&rsquo;t be too noisy, my friend,&rdquo; said the officer. &ldquo;If
+you&rsquo;ve got no more business here, we&rsquo;ll be going.&rdquo;
+</p>
+
+<p>
+He withdrew with the prisoner in charge, and Dick, having drawn his two
+dollars, left the bank. Notwithstanding the violent words the prisoner had used
+towards himself, and his attempted robbery, he could not help feeling sorry
+that he had been instrumental in causing his arrest.
+</p>
+
+<p>
+&ldquo;I&rsquo;ll keep my book a little safer hereafter,&rdquo; thought Dick.
+&ldquo;Now I must go and see Tom Wilkins.&rdquo;
+</p>
+
+<p>
+Before dismissing the subject of Travis and his theft, it may be remarked that
+he was duly tried, and, his guilt being clear, was sent to Blackwell&rsquo;s
+Island for nine months. At the end of that time, on his release, he got a
+chance to work his passage on a ship to San Francisco, where he probably
+arrived in due time. At any rate, nothing more has been heard of him, and
+probably his threat of vengence against Dick will never be carried into effect.
+</p>
+
+<p>
+Returning to the City Hall Park, Dick soon fell in with Tom Wilkins.
+</p>
+
+<p>
+&ldquo;How are you, Tom?&rdquo; he said. &ldquo;How&rsquo;s your mother?&rdquo;
+</p>
+
+<p>
+&ldquo;She&rsquo;s better, Dick, thank you. She felt worried about bein&rsquo;
+turned out into the street; but I gave her that money from you, and now she
+feels a good deal easier.&rdquo;
+</p>
+
+<p>
+&ldquo;I&rsquo;ve got some more for you, Tom,&rdquo; said Dick, producing a
+two-dollar bill from his pocket.
+</p>
+
+<p>
+&ldquo;I ought not to take it from you, Dick.&rdquo;
+</p>
+
+<p>
+&ldquo;Oh, it&rsquo;s all right, Tom. Don&rsquo;t be afraid.&rdquo;
+</p>
+
+<p>
+&ldquo;But you may need it yourself.&rdquo;
+</p>
+
+<p>
+&ldquo;There&rsquo;s plenty more where that came from.&rdquo;
+</p>
+
+<p>
+&ldquo;Any way, one dollar will be enough. With that we can pay the
+rent.&rdquo;
+</p>
+
+<p>
+&ldquo;You&rsquo;ll want the other to buy something to eat.&rdquo;
+</p>
+
+<p>
+&ldquo;You&rsquo;re very kind, Dick.&rdquo;
+</p>
+
+<p>
+&ldquo;I&rsquo;d ought to be. I&rsquo;ve only got myself to take care
+of.&rdquo;
+</p>
+
+<p>
+&ldquo;Well, I&rsquo;ll take it for my mother&rsquo;s sake. When you want
+anything done just call on Tom Wilkins.&rdquo;
+</p>
+
+<p>
+&ldquo;All right. Next week, if your mother doesn&rsquo;t get better,
+I&rsquo;ll give you some more.&rdquo;
+</p>
+
+<p>
+Tom thanked our hero very gratefully, and Dick walked away, feeling the
+self-approval which always accompanies a generous and disinterested action. He
+was generous by nature, and, before the period at which he is introduced to the
+reader&rsquo;s notice, he frequently treated his friends to cigars and
+oyster-stews. Sometimes he invited them to accompany him to the theatre at his
+expense. But he never derived from these acts of liberality the same degree of
+satisfaction as from this timely gift to Tom Wilkins. He felt that his money
+was well bestowed, and would save an entire family from privation and
+discomfort. Five dollars would, to be sure, make something of a difference in
+the amount of his savings. It was more than he was able to save up in a week.
+But Dick felt fully repaid for what he had done, and he felt prepared to give
+as much more, if Tom&rsquo;s mother should continue to be sick, and should
+appear to him to need it.
+</p>
+
+<p>
+Besides all this, Dick felt a justifiable pride in his financial ability to
+afford so handsome a gift. A year before, however much he might have desired to
+give, it would have been quite out of his power to give five dollars. His cash
+balance never reached that amount. It was seldom, indeed, that it equalled one
+dollar. In more ways than one Dick was beginning to reap the advantage of his
+self-denial and judicious economy.
+</p>
+
+<p>
+It will be remembered that when Mr. Whitney at parting with Dick presented him
+with five dollars, he told him that he might repay it to some other boy who was
+struggling upward. Dick thought of this, and it occurred to him that after all
+he was only paying up an old debt.
+</p>
+
+<p>
+When Fosdick came home in the evening, Dick announced his success in recovering
+his lost money, and described the manner it had been brought about.
+</p>
+
+<p>
+&ldquo;You&rsquo;re in luck,&rdquo; said Fosdick. &ldquo;I guess we&rsquo;d
+better not trust the bureau-drawer again.&rdquo;
+</p>
+
+<p>
+&ldquo;I mean to carry my book round with me,&rdquo; said Dick.
+</p>
+
+<p>
+&ldquo;So shall I, as long as we stay at Mrs. Mooney&rsquo;s. I wish we were in
+a better place.&rdquo;
+</p>
+
+<p>
+&ldquo;I must go down and tell her she needn&rsquo;t expect Travis back. Poor
+chap, I pity him!&rdquo;
+</p>
+
+<p>
+Travis was never more seen in Mrs. Mooney&rsquo;s establishment. He was owing
+that lady for a fortnight&rsquo;s rent of his room, which prevented her feeling
+much compassion for him. The room was soon after let to a more creditable
+tenant who proved a less troublesome neighbor than his predecessor.
+</p>
+
+</div><!--end chapter-->
+
+<div class="chapter">
+
+<h2><a name="chap24"></a>CHAPTER XXIV.<br/>
+DICK RECEIVES A LETTER</h2>
+
+<p>
+It was about a week after Dick&rsquo;s recovery of his bank-book, that Fosdick
+brought home with him in the evening a copy of the &ldquo;Daily Sun.&rdquo;
+</p>
+
+<p>
+&ldquo;Would you like to see your name in print, Dick?&rdquo; he asked.
+</p>
+
+<p>
+&ldquo;Yes,&rdquo; said Dick, who was busy at the wash-stand, endeavoring to
+efface the marks which his day&rsquo;s work had left upon his hands.
+&ldquo;They haven&rsquo;t put me up for mayor, have they? &rsquo;Cause if they
+have, I shan&rsquo;t accept. It would interfere too much with my private
+business.&rdquo;
+</p>
+
+<p>
+&ldquo;No,&rdquo; said Fosdick, &ldquo;they haven&rsquo;t put you up for office
+yet, though that may happen sometime. But if you want to see your name in
+print, here it is.&rdquo;
+</p>
+
+<p>
+Dick was rather incredulous, but, having dried his hands on the towel, took the
+paper, and following the directions of Fosdick&rsquo;s finger, observed in the
+list of advertised letters the name of &ldquo;RAGGED DICK.&rdquo;
+</p>
+
+<p>
+&ldquo;By gracious, so it is,&rdquo; said he. &ldquo;Do you s&rsquo;pose it
+means me?&rdquo;
+</p>
+
+<p>
+&ldquo;I don&rsquo;t know of any other Ragged Dick,&mdash;do you?&rdquo;
+</p>
+
+<p>
+&ldquo;No,&rdquo; said Dick, reflectively; &ldquo;it must be me. But I
+don&rsquo;t know of anybody that would be likely to write to me.&rdquo;
+</p>
+
+<p>
+&ldquo;Perhaps it is Frank Whitney,&rdquo; suggested Fosdick, after a little
+reflection. &ldquo;Didn&rsquo;t he promise to write to you?&rdquo;
+</p>
+
+<p>
+&ldquo;Yes,&rdquo; said Dick, &ldquo;and he wanted me to write to him.&rdquo;
+</p>
+
+<p>
+&ldquo;Where is he now?&rdquo;
+</p>
+
+<p>
+&ldquo;He was going to a boarding-school in Connecticut, he said. The name of
+the town was Barnton.&rdquo;
+</p>
+
+<p>
+&ldquo;Very likely the letter is from him.&rdquo;
+</p>
+
+<p>
+&ldquo;I hope it is. Frank was a tip-top boy, and he was the first that made me
+ashamed of bein&rsquo; so ignorant and dirty.&rdquo;
+</p>
+
+<p>
+&ldquo;You had better go to the post-office to-morrow morning, and ask for the
+letter.&rdquo;
+</p>
+
+<p>
+&ldquo;P&rsquo;r&rsquo;aps they won&rsquo;t give it to me.&rdquo;
+</p>
+
+<p>
+&ldquo;Suppose you wear the old clothes you used to a year ago, when Frank
+first saw you? They won&rsquo;t have any doubt of your being Ragged Dick
+then.&rdquo;
+</p>
+
+<p>
+&ldquo;I guess I will. I&rsquo;ll be sort of ashamed to be seen in &rsquo;em
+though,&rdquo; said Dick, who had considerable more pride in a neat personal
+appearance than when we were first introduced to him.
+</p>
+
+<p>
+&ldquo;It will be only for one day, or one morning,&rdquo; said Fosdick.
+</p>
+
+<p>
+&ldquo;I&rsquo;d do more&rsquo;n that for the sake of gettin&rsquo; a letter
+from Frank. I&rsquo;d like to see him.&rdquo;
+</p>
+
+<p>
+The next morning, in accordance with the suggestion of Fosdick, Dick arrayed
+himself in the long disused Washington coat and Napoleon pants, which he had
+carefully preserved, for what reason he could hardly explain.
+</p>
+
+<p>
+When fairly equipped, Dick surveyed himself in the mirror,&mdash;if the little
+seven-by-nine-inch looking-glass, with which the room was furnished, deserved
+the name. The result of the survey was not on the whole a pleasing one. To tell
+the truth, Dick was quite ashamed of his appearance, and, on opening the
+chamber-door, looked around to see that the coast was clear, not being willing
+to have any of his fellow-boarders see him in his present attire.
+</p>
+
+<p>
+He managed to slip out into the street unobserved, and, after attending to two
+or three regular customers who came down-town early in the morning, he made his
+way down Nassau Street to the post-office. He passed along until he came to a
+compartment on which he read ADVERTISED LETTERS, and, stepping up to the little
+window, said,&mdash;
+</p>
+
+<p>
+&ldquo;There&rsquo;s a letter for me. I saw it advertised in the
+&lsquo;Sun&rsquo; yesterday.&rdquo;
+</p>
+
+<p>
+&ldquo;What name?&rdquo; demanded the clerk.
+</p>
+
+<p>
+&ldquo;Ragged Dick,&rdquo; answered our hero.
+</p>
+
+<p>
+&ldquo;That&rsquo;s a queer name,&rdquo; said the clerk, surveying him a little
+curiously. &ldquo;Are you Ragged Dick?&rdquo;
+</p>
+
+<p>
+&ldquo;If you don&rsquo;t believe me, look at my clo&rsquo;es,&rdquo; said
+Dick.
+</p>
+
+<p>
+&ldquo;That&rsquo;s pretty good proof, certainly,&rdquo; said the clerk,
+laughing. &ldquo;If that isn&rsquo;t your name, it deserves to be.&rdquo;
+</p>
+
+<p>
+&ldquo;I believe in dressin&rsquo; up to your name,&rdquo; said Dick.
+</p>
+
+<p>
+&ldquo;Do you know any one in Barnton, Connecticut?&rdquo; asked the clerk, who
+had by this time found the letter.
+</p>
+
+<p>
+&ldquo;Yes,&rdquo; said Dick. &ldquo;I know a chap that&rsquo;s at
+boardin&rsquo;-school there.&rdquo;
+</p>
+
+<p>
+&ldquo;It appears to be in a boy&rsquo;s hand. I think it must be yours.&rdquo;
+</p>
+
+<p>
+The letter was handed to Dick through the window. He received it eagerly, and
+drawing back so as not to be in the way of the throng who were constantly
+applying for letters, or slipping them into the boxes provided for them,
+hastily opened it, and began to read. As the reader may be interested in the
+contents of the letter as well as Dick, we transcribe it below.
+</p>
+
+<p>
+It was dated Barnton, Conn., and commenced thus,&mdash;
+</p>
+
+<p class="p2">
+&ldquo;D<small>EAR</small> D<small>ICK</small>,&mdash;You must excuse my
+addressing this letter to &lsquo;Ragged Dick&rsquo;; but the fact is, I
+don&rsquo;t know what your last name is, nor where you live. I am afraid there
+is not much chance of your getting this letter; but I hope you will. I have
+thought of you very often, and wondered how you were getting along, and I
+should have written to you before if I had known where to direct.
+</p>
+
+<p>
+&ldquo;Let me tell you a little about myself. Barnton is a very pretty country
+town, only about six miles from Hartford. The boarding-school which I attend is
+under the charge of Ezekiel Munroe, A.M. He is a man of about fifty, a graduate
+of Yale College, and has always been a teacher. It is a large two-story house,
+with an addition containing a good many small bed-chambers for the boys. There
+are about twenty of us, and there is one assistant teacher who teaches the
+English branches. Mr. Munroe, or Old Zeke, as we call him behind his back,
+teaches Latin and Greek. I am studying both these languages, because father
+wants me to go to college.
+</p>
+
+<p>
+&ldquo;But you won&rsquo;t be interested in hearing about our studies. I will
+tell you how we amuse ourselves. There are about fifty acres of land belonging
+to Mr. Munroe; so that we have plenty of room for play. About a quarter of a
+mile from the house there is a good-sized pond. There is a large,
+round-bottomed boat, which is stout and strong. Every Wednesday and Saturday
+afternoon, when the weather is good, we go out rowing on the pond. Mr. Barton,
+the assistant teacher, goes with us, to look after us. In the summer we are
+allowed to go in bathing. In the winter there is splendid skating on the pond.
+</p>
+
+<p>
+&ldquo;Besides this, we play ball a good deal, and we have various other plays.
+So we have a pretty good time, although we study pretty hard too. I am getting
+on very well in my studies. Father has not decided yet where he will send me to
+college.
+</p>
+
+<p>
+&ldquo;I wish you were here, Dick. I should enjoy your company, and besides I
+should like to feel that you were getting an education. I think you are
+naturally a pretty smart boy; but I suppose, as you have to earn your own
+living, you don&rsquo;t get much chance to learn. I only wish I had a few
+hundred dollars of my own. I would have you come up here, and attend school
+with us. If I ever have a chance to help you in any way, you may be sure that I
+will.
+</p>
+
+<p>
+&ldquo;I shall have to wind up my letter now, as I have to hand in a
+composition to-morrow, on the life and character of Washington. I might say
+that I have a friend who wears a coat that once belonged to the general. But I
+suppose that coat must be worn out by this time. I don&rsquo;t much like
+writing compositions. I would a good deal rather write letters.
+</p>
+
+<p>
+&ldquo;I have written a longer letter than I meant to. I hope you will get it,
+though I am afraid not. If you do, you must be sure to answer it, as soon as
+possible. You needn&rsquo;t mind if your writing does look like
+&lsquo;hens-tracks,&rsquo; as you told me once.
+</p>
+
+<p>
+&ldquo;Good-by, Dick. You must always think of me, as your very true friend,
+</p>
+
+<p class="right">
+&ldquo;F<small>RANK</small> W<small>HITNEY</small>.&rdquo;
+</p>
+
+<p>
+Dick read this letter with much satisfaction. It is always pleasant to be
+remembered, and Dick had so few friends that it was more to him than to boys
+who are better provided. Again, he felt a new sense of importance in having a
+letter addressed to him. It was the first letter he had ever received. If it
+had been sent to him a year before, he would not have been able to read it. But
+now, thanks to Fosdick&rsquo;s instructions, he could not only read writing,
+but he could write a very good hand himself.
+</p>
+
+<p>
+There was one passage in the letter which pleased Dick. It was where Frank said
+that if he had the money he would pay for his education himself.
+</p>
+
+<p>
+&ldquo;He&rsquo;s a tip-top feller,&rdquo; said Dick. &ldquo;I wish I could see
+him ag&rsquo;in.&rdquo;
+</p>
+
+<p>
+There were two reasons why Dick would like to have seen Frank. One was, the
+natural pleasure he would have in meeting a friend; but he felt also that he
+would like to have Frank witness the improvement he had made in his studies and
+mode of life.
+</p>
+
+<p>
+&ldquo;He&rsquo;d find me a little more &rsquo;spectable than when he first saw
+me,&rdquo; thought Dick.
+</p>
+
+<p>
+Dick had by this time got up to Printing House Square. Standing on Spruce
+Street, near the &ldquo;Tribune&rdquo; office, was his old enemy, Micky
+Maguire.
+</p>
+
+<p>
+It has already been said that Micky felt a natural enmity towards those in his
+own condition in life who wore better clothes than himself. For the last nine
+months, Dick&rsquo;s neat appearance had excited the ire of the young
+Philistine. To appear in neat attire and with a clean face Micky felt was a
+piece of presumption, and an assumption of superiority on the part of our hero,
+and he termed it &ldquo;tryin&rsquo; to be a swell.&rdquo;
+</p>
+
+<p>
+Now his astonished eyes rested on Dick in his ancient attire, which was very
+similar to his own. It was a moment of triumph to him. He felt that
+&ldquo;pride had had a fall,&rdquo; and he could not forbear reminding Dick of
+it.
+</p>
+
+<p>
+&ldquo;Them&rsquo;s nice clo&rsquo;es you&rsquo;ve got on,&rdquo; said he,
+sarcastically, as Dick came up.
+</p>
+
+<p>
+&ldquo;Yes,&rdquo; said Dick, promptly. &ldquo;I&rsquo;ve been employin&rsquo;
+your tailor. If my face was only dirty we&rsquo;d be taken for twin
+brothers.&rdquo;
+</p>
+
+<p>
+&ldquo;So you&rsquo;ve give up tryin&rsquo; to be a swell?&rdquo;
+</p>
+
+<p>
+&ldquo;Only for this partic&rsquo;lar occasion,&rdquo; said Dick. &ldquo;I
+wanted to make a fashionable call, so I put on my regimentals.&rdquo;
+</p>
+
+<p>
+&ldquo;I don&rsquo;t b&rsquo;lieve you&rsquo;ve got any better
+clo&rsquo;es,&rdquo; said Micky.
+</p>
+
+<p>
+&ldquo;All right,&rdquo; said Dick, &ldquo;I won&rsquo;t charge you
+nothin&rsquo; for what you believe.&rdquo;
+</p>
+
+<p>
+Here a customer presented himself for Micky, and Dick went back to his room to
+change his clothes, before resuming business.
+</p>
+
+</div><!--end chapter-->
+
+<div class="chapter">
+
+<h2><a name="chap25"></a>CHAPTER XXV.<br/>
+DICK WRITES HIS FIRST LETTER</h2>
+
+<p>
+When Fosdick reached home in the evening, Dick displayed his letter with some
+pride.
+</p>
+
+<p>
+&ldquo;It&rsquo;s a nice letter,&rdquo; said Fosdick, after reading it.
+&ldquo;I should like to know Frank.&rdquo;
+</p>
+
+<p>
+&ldquo;I&rsquo;ll bet you would,&rdquo; said Dick. &ldquo;He&rsquo;s a
+trump.&rdquo;
+</p>
+
+<p>
+&ldquo;When are you going to answer it?&rdquo;
+</p>
+
+<p>
+&ldquo;I don&rsquo;t know,&rdquo; said Dick, dubiously. &ldquo;I never writ a
+letter.&rdquo;
+</p>
+
+<p>
+&ldquo;That&rsquo;s no reason why you shouldn&rsquo;t. There&rsquo;s always a
+first time, you know.&rdquo;
+</p>
+
+<p>
+&ldquo;I don&rsquo;t know what to say,&rdquo; said Dick.
+</p>
+
+<p>
+&ldquo;Get some paper and sit down to it, and you&rsquo;ll find enough to say.
+You can do that this evening instead of studying.&rdquo;
+</p>
+
+<p>
+&ldquo;If you&rsquo;ll look it over afterwards, and shine it up a
+little.&rdquo;
+</p>
+
+<p>
+&ldquo;Yes, if it needs it; but I rather think Frank would like it best just as
+you wrote it.&rdquo;
+</p>
+
+<p>
+Dick decided to adopt Fosdick&rsquo;s suggestion. He had very serious doubts as
+to his ability to write a letter. Like a good many other boys, he looked upon
+it as a very serious job, not reflecting that, after all, letter-writing is
+nothing but talking upon paper. Still, in spite of his misgivings, he felt that
+the letter ought to be answered, and he wished Frank to hear from him. After
+various preparations, he at last got settled down to his task, and, before the
+evening was over, a letter was written. As the first letter which Dick had ever
+produced, and because it was characteristic of him, my readers may like to read
+it.
+</p>
+
+<p>
+Here it is,&mdash;
+</p>
+
+<p class="p2">
+&ldquo;D<small>EAR</small> F<small>RANK</small>,&mdash;I got your letter this
+mornin&rsquo;, and was very glad to hear you hadn&rsquo;t forgotten Ragged
+Dick. I aint so ragged as I was. Openwork coats and trowsers has gone out of
+fashion. I put on the Washington coat and Napoleon pants to go to the
+post-office, for fear they wouldn&rsquo;t think I was the boy that was meant.
+On my way back I received the congratulations of my intimate friend, Micky
+Maguire, on my improved appearance.
+</p>
+
+<p>
+&ldquo;I&rsquo;ve give up sleepin&rsquo; in boxes, and old wagons,
+findin&rsquo; it didn&rsquo;t agree with my constitution. I&rsquo;ve hired a
+room in Mott Street, and have got a private tooter, who rooms with me and looks
+after my studies in the evenin&rsquo;. Mott Street aint very fashionable; but
+my manshun on Fifth Avenoo isn&rsquo;t finished yet, and I&rsquo;m afraid it
+won&rsquo;t be till I&rsquo;m a gray-haired veteran. I&rsquo;ve got a hundred
+dollars towards it, which I&rsquo;ve saved up from my earnin&rsquo;s. I
+haven&rsquo;t forgot what you and your uncle said to me, and I&rsquo;m
+tryin&rsquo; to grow up &rsquo;spectable. I haven&rsquo;t been to Tony
+Pastor&rsquo;s, or the Old Bowery, for ever so long. I&rsquo;d rather save up
+my money to support me in my old age. When my hair gets gray, I&rsquo;m
+goin&rsquo; to knock off blackin&rsquo; boots, and go into some light, genteel
+employment, such as keepin&rsquo; an apple-stand, or disseminatin&rsquo;
+pea-nuts among the people.
+</p>
+
+<p>
+&ldquo;I&rsquo;ve got so as to read pretty well, so my tooter says. I&rsquo;ve
+been studyin&rsquo; geography and grammar also. I&rsquo;ve made such
+astonishin&rsquo; progress that I can tell a noun from a conjunction as far
+away as I can see &rsquo;em. Tell Mr. Munroe that if he wants an accomplished
+teacher in his school, he can send for me, and I&rsquo;ll come on by the very
+next train. Or, if he wants to sell out for a hundred dollars, I&rsquo;ll buy
+the whole concern, and agree to teach the scholars all I know myself in less
+than six months. Is teachin&rsquo; as good business, generally speakin&rsquo;,
+as blackin&rsquo; boots? My private tooter combines both, and is makin&rsquo; a
+fortun&rsquo; with great rapidity. He&rsquo;ll be as rich as Astor some time,
+<i>if he only lives long enough.</i>
+</p>
+
+<p>
+&ldquo;I should think you&rsquo;d have a bully time at your school. I should
+like to go out in the boat, or play ball with you. When are you comin&rsquo; to
+the city? I wish you&rsquo;d write and let me know when you do, and I&rsquo;ll
+call and see you. I&rsquo;ll leave my business in the hands of my numerous
+clerks, and go round with you. There&rsquo;s lots of things you didn&rsquo;t
+see when you was here before. They&rsquo;re getting on fast at the Central
+Park. It looks better than it did a year ago.
+</p>
+
+<p>
+&ldquo;I aint much used to writin&rsquo; letters. As this is the first one I
+ever wrote, I hope you&rsquo;ll excuse the mistakes. I hope you&rsquo;ll write
+to me again soon. I can&rsquo;t write so good a letter as you; but, I&rsquo;ll
+do my best, as the man said when he was asked if he could swim over to Brooklyn
+backwards. Good-by, Frank. Thank you for all your kindness. Direct your next
+letter to No. &mdash; Mott Street.
+</p>
+
+<p class="right">
+&ldquo;Your true friend,<br/>
+&ldquo;D<small>ICK</small> H<small>UNTER</small>.&rdquo;
+</p>
+
+<p>
+When Dick had written the last word, he leaned back in his chair, and surveyed
+the letter with much satisfaction.
+</p>
+
+<p>
+&ldquo;I didn&rsquo;t think I could have wrote such a long letter,
+Fosdick,&rdquo; said he.
+</p>
+
+<p>
+&ldquo;Written would be more grammatical, Dick,&rdquo; suggested his friend.
+</p>
+
+<p>
+&ldquo;I guess there&rsquo;s plenty of mistakes in it,&rdquo; said Dick.
+&ldquo;Just look at it, and see.&rdquo;
+</p>
+
+<p>
+Fosdick took the letter, and read it over carefully.
+</p>
+
+<p>
+&ldquo;Yes, there are some mistakes,&rdquo; he said; &ldquo;but it sounds so
+much like you that I think it would be better to let it go just as it is. It
+will be more likely to remind Frank of what you were when he first saw
+you.&rdquo;
+</p>
+
+<p>
+&ldquo;Is it good enough to send?&rdquo; asked Dick, anxiously.
+</p>
+
+<p>
+&ldquo;Yes; it seems to me to be quite a good letter. It is written just as you
+talk. Nobody but you could have written such a letter, Dick. I think Frank will
+be amused at your proposal to come up there as teacher.&rdquo;
+</p>
+
+<p>
+&ldquo;P&rsquo;r&rsquo;aps it would be a good idea for us to open a seleck
+school here in Mott Street,&rdquo; said Dick, humorously. &ldquo;We could call
+it &lsquo;Professor Fosdick and Hunter&rsquo;s Mott Street Seminary.&rsquo;
+Boot-blackin&rsquo; taught by Professor Hunter.&rdquo;
+</p>
+
+<p>
+The evening was so far advanced that Dick decided to postpone copying his
+letter till the next evening. By this time he had come to have a very fair
+handwriting, so that when the letter was complete it really looked quite
+creditable, and no one would have suspected that it was Dick&rsquo;s first
+attempt in this line. Our hero surveyed it with no little complacency. In fact,
+he felt rather proud of it, since it reminded him of the great progress he had
+made. He carried it down to the post-office, and deposited it with his own
+hands in the proper box. Just on the steps of the building, as he was coming
+out, he met Johnny Nolan, who had been sent on an errand to Wall Street by some
+gentleman, and was just returning.
+</p>
+
+<p>
+&ldquo;What are you doin&rsquo; down here, Dick?&rdquo; asked Johnny.
+</p>
+
+<p>
+&ldquo;I&rsquo;ve been mailin&rsquo; a letter.&rdquo;
+</p>
+
+<p>
+&ldquo;Who sent you?&rdquo;
+</p>
+
+<p>
+&ldquo;Nobody.&rdquo;
+</p>
+
+<p>
+&ldquo;I mean, who writ the letter?&rdquo;
+</p>
+
+<p>
+&ldquo;I wrote it myself.&rdquo;
+</p>
+
+<p>
+&ldquo;Can you write letters?&rdquo; asked Johnny, in amazement.
+</p>
+
+<p>
+&ldquo;Why shouldn&rsquo;t I?&rdquo;
+</p>
+
+<p>
+&ldquo;I didn&rsquo;t know you could write. I can&rsquo;t.&rdquo;
+</p>
+
+<p>
+&ldquo;Then you ought to learn.&rdquo;
+</p>
+
+<p>
+&ldquo;I went to school once; but it was too hard work, so I give it up.&rdquo;
+</p>
+
+<p>
+&ldquo;You&rsquo;re lazy, Johnny,&mdash;that&rsquo;s what&rsquo;s the matter.
+How&rsquo;d you ever expect to know anything, if you don&rsquo;t try?&rdquo;
+</p>
+
+<p>
+&ldquo;I can&rsquo;t learn.&rdquo;
+</p>
+
+<p>
+&ldquo;You can, if you want to.&rdquo;
+</p>
+
+<p>
+Johnny Nolan was evidently of a different opinion. He was a good-natured boy,
+large of his age, with nothing particularly bad about him, but utterly lacking
+in that energy, ambition, and natural sharpness, for which Dick was
+distinguished. He was not adapted to succeed in the life which circumstances
+had forced upon him; for in the street-life of the metropolis a boy needs to be
+on the alert, and have all his wits about him, or he will find himself wholly
+distanced by his more enterprising competitors for popular favor. To succeed in
+his profession, humble as it is, a boot-black must depend upon the same
+qualities which gain success in higher walks in life. It was easy to see that
+Johnny, unless very much favored by circumstances, would never rise much above
+his present level. For Dick, we cannot help hoping much better things.
+</p>
+
+</div><!--end chapter-->
+
+<div class="chapter">
+
+<h2><a name="chap26"></a>CHAPTER XXVI.<br/>
+AN EXCITING ADVENTURE</h2>
+
+<p>
+Dick now began to look about for a position in a store or counting-room. Until
+he should obtain one he determined to devote half the day to blacking boots,
+not being willing to break in upon his small capital. He found that he could
+earn enough in half a day to pay all his necessary expenses, including the
+entire rent of the room. Fosdick desired to pay his half; but Dick steadily
+refused, insisting upon paying so much as compensation for his friend&rsquo;s
+services as instructor.
+</p>
+
+<p>
+It should be added that Dick&rsquo;s peculiar way of speaking and use of slang
+terms had been somewhat modified by his education and his intimacy with Henry
+Fosdick. Still he continued to indulge in them to some extent, especially when
+he felt like joking, and it was natural to Dick to joke, as my readers have
+probably found out by this time. Still his manners were considerably improved,
+so that he was more likely to obtain a situation than when first introduced to
+our notice.
+</p>
+
+<p>
+Just now, however, business was very dull, and merchants, instead of hiring new
+assistants, were disposed to part with those already in their employ. After
+making several ineffectual applications, Dick began to think he should be
+obliged to stick to his profession until the next season. But about this time
+something occurred which considerably improved his chances of preferment.
+</p>
+
+<p>
+This is the way it happened.
+</p>
+
+<p>
+As Dick, with a balance of more than a hundred dollars in the savings bank,
+might fairly consider himself a young man of property, he thought himself
+justified in occasionally taking a half holiday from business, and going on an
+excursion. On Wednesday afternoon Henry Fosdick was sent by his employer on an
+errand to that part of Brooklyn near Greenwood Cemetery. Dick hastily dressed
+himself in his best, and determined to accompany him.
+</p>
+
+<p>
+The two boys walked down to the South Ferry, and, paying their two cents each,
+entered the ferry boat. They remained at the stern, and stood by the railing,
+watching the great city, with its crowded wharves, receding from view. Beside
+them was a gentleman with two children,&mdash;a girl of eight and a little boy
+of six. The children were talking gayly to their father. While he was pointing
+out some object of interest to the little girl, the boy managed to creep,
+unobserved, beneath the chain that extends across the boat, for the protection
+of passengers, and, stepping incautiously to the edge of the boat, fell over
+into the foaming water.
+</p>
+
+<p>
+At the child&rsquo;s scream, the father looked up, and, with a cry of horror,
+sprang to the edge of the boat. He would have plunged in, but, being unable to
+swim, would only have endangered his own life, without being able to save his
+child.
+</p>
+
+<p>
+&ldquo;My child!&rdquo; he exclaimed in anguish,&mdash;&ldquo;who will save my
+child? A thousand&mdash;ten thousand dollars to any one who will save
+him!&rdquo;
+</p>
+
+<p>
+There chanced to be but few passengers on board at the time, and nearly all
+these were either in the cabins or standing forward. Among the few who saw the
+child fall was our hero.
+</p>
+
+<p>
+Now Dick was an expert swimmer. It was an accomplishment which he had possessed
+for years, and he no sooner saw the boy fall than he resolved to rescue him.
+His determination was formed before he heard the liberal offer made by the
+boy&rsquo;s father. Indeed, I must do Dick the justice to say that, in the
+excitement of the moment, he did not hear it at all, nor would it have
+stimulated the alacrity with which he sprang to the rescue of the little boy.
+</p>
+
+<p>
+Little Johnny had already risen once, and gone under for the second time, when
+our hero plunged in. He was obliged to strike out for the boy, and this took
+time. He reached him none too soon. Just as he was sinking for the third and
+last time, he caught him by the jacket. Dick was stout and strong, but Johnny
+clung to him so tightly, that it was with great difficulty he was able to
+sustain himself.
+</p>
+
+<p>
+&ldquo;Put your arms round my neck,&rdquo; said Dick.
+</p>
+
+<p>
+The little boy mechanically obeyed, and clung with a grasp strengthened by his
+terror. In this position Dick could bear his weight better. But the ferry-boat
+was receding fast. It was quite impossible to reach it. The father, his face
+pale with terror and anguish, and his hands clasped in suspense, saw the brave
+boy&rsquo;s struggles, and prayed with agonizing fervor that he might be
+successful. But it is probable, for they were now midway of the river, that
+both Dick and the little boy whom he had bravely undertaken to rescue would
+have been drowned, had not a row-boat been fortunately near. The two men who
+were in it witnessed the accident, and hastened to the rescue of our hero.
+</p>
+
+<p>
+&ldquo;Keep up a little longer,&rdquo; they shouted, bending to their oars,
+&ldquo;and we will save you.&rdquo;
+</p>
+
+<p>
+Dick heard the shout, and it put fresh strength into him. He battled manfully
+with the treacherous sea, his eyes fixed longingly upon the approaching boat.
+</p>
+
+<p>
+&ldquo;Hold on tight, little boy,&rdquo; he said. &ldquo;There&rsquo;s a boat
+coming.&rdquo;
+</p>
+
+<p>
+The little boy did not see the boat. His eyes were closed to shut out the
+fearful water, but he clung the closer to his young preserver. Six long, steady
+strokes, and the boat dashed along side. Strong hands seized Dick and his
+youthful burden, and drew them into the boat, both dripping with water.
+</p>
+
+<p>
+&ldquo;God be thanked!&rdquo; exclaimed the father, as from the steamer he saw
+the child&rsquo;s rescue. &ldquo;That brave boy shall be rewarded, if I
+sacrifice my whole fortune to compass it.&rdquo;
+</p>
+
+<p>
+&ldquo;You&rsquo;ve had a pretty narrow escape, young chap,&rdquo; said one of
+the boatmen to Dick. &ldquo;It was a pretty tough job you undertook.&rdquo;
+</p>
+
+<p>
+&ldquo;Yes,&rdquo; said Dick. &ldquo;That&rsquo;s what I thought when I was in
+the water. If it hadn&rsquo;t been for you, I don&rsquo;t know what would have
+&rsquo;come of us.&rdquo;
+</p>
+
+<p>
+&ldquo;Anyhow you&rsquo;re a plucky boy, or you wouldn&rsquo;t have dared to
+jump into the water after this little chap. It was a risky thing to do.&rdquo;
+</p>
+
+<p>
+&ldquo;I&rsquo;m used to the water,&rdquo; said Dick, modestly. &ldquo;I
+didn&rsquo;t stop to think of the danger, but I wasn&rsquo;t going to see that
+little fellow drown without tryin&rsquo; to save him.&rdquo;
+</p>
+
+<p>
+The boat at once headed for the ferry wharf on the Brooklyn side. The captain
+of the ferry-boat, seeing the rescue, did not think it necessary to stop his
+boat, but kept on his way. The whole occurrence took place in less time than I
+have occupied in telling it.
+</p>
+
+<p>
+The father was waiting on the wharf to receive his little boy, with what
+feelings of gratitude and joy can be easily understood. With a burst of happy
+tears he clasped him to his arms. Dick was about to withdraw modestly, but the
+gentleman perceived the movement, and, putting down the child, came forward,
+and, clasping his hand, said with emotion, &ldquo;My brave boy, I owe you a
+debt I can never repay. But for your timely service I should now be plunged
+into an anguish which I cannot think of without a shudder.&rdquo;
+</p>
+
+<p>
+Our hero was ready enough to speak on most occasions, but always felt awkward
+when he was praised.
+</p>
+
+<p>
+&ldquo;It wasn&rsquo;t any trouble,&rdquo; he said, modestly. &ldquo;I can swim
+like a top.&rdquo;
+</p>
+
+<p>
+&ldquo;But not many boys would have risked their lives for a stranger,&rdquo;
+said the gentleman. &ldquo;But,&rdquo; he added with a sudden thought, as his
+glance rested on Dick&rsquo;s dripping garments, &ldquo;both you and my little
+boy will take cold in wet clothes. Fortunately I have a friend living close at
+hand, at whose house you will have an opportunity of taking off your clothes,
+and having them dried.&rdquo;
+</p>
+
+<p>
+Dick protested that he never took cold; but Fosdick, who had now joined them,
+and who, it is needless to say, had been greatly alarmed at Dick&rsquo;s
+danger, joined in urging compliance with the gentleman&rsquo;s proposal, and in
+the end our hero had to yield. His new friend secured a hack, the driver of
+which agreed for extra recompense to receive the dripping boys into his
+carriage, and they were whirled rapidly to a pleasant house in a side street,
+where matters were quickly explained, and both boys were put to bed.
+</p>
+
+<p>
+&ldquo;I aint used to goin&rsquo; to bed quite so early,&rdquo; thought Dick.
+&ldquo;This is the queerest excursion I ever took.&rdquo;
+</p>
+
+<p>
+Like most active boys Dick did not enjoy the prospect of spending half a day in
+bed; but his confinement did not last as long as he anticipated.
+</p>
+
+<p>
+In about an hour the door of his chamber was opened, and a servant appeared,
+bringing a new and handsome suit of clothes throughout.
+</p>
+
+<p>
+&ldquo;You are to put on these,&rdquo; said the servant to Dick; &ldquo;but you
+needn&rsquo;t get up till you feel like it.&rdquo;
+</p>
+
+<p>
+&ldquo;Whose clothes are they?&rdquo; asked Dick.
+</p>
+
+<p>
+&ldquo;They are yours.&rdquo;
+</p>
+
+<p>
+&ldquo;Mine! Where did they come from?&rdquo;
+</p>
+
+<p>
+&ldquo;Mr. Rockwell sent out and bought them for you. They are the same size as
+your wet ones.&rdquo;
+</p>
+
+<p>
+&ldquo;Is he here now?&rdquo;
+</p>
+
+<p>
+&ldquo;No. He bought another suit for the little boy, and has gone back to New
+York. Here&rsquo;s a note he asked me to give you.&rdquo;
+</p>
+
+<p>
+Dick opened the paper, and read as follows,&mdash;
+</p>
+
+<p class="p2">
+&ldquo;Please accept this outfit of clothes as the first instalment of a debt
+which I can never repay. I have asked to have your wet suit dried, when you can
+reclaim it. Will you oblige me by calling to-morrow at my counting room, No.
+&mdash;, Pearl Street.
+</p>
+
+<p class="right">
+&ldquo;Your friend,<br/>
+&ldquo;J<small>AMES</small> R<small>OCKWELL</small>.&rdquo;
+</p>
+
+
+</div><!--end chapter-->
+
+<div class="chapter">
+
+<h2><a name="chap27"></a>CHAPTER XXVII.<br/>
+CONCLUSION</h2>
+
+<p>
+When Dick was dressed in his new suit, he surveyed his figure with pardonable
+complacency. It was the best he had ever worn, and fitted him as well as if it
+had been made expressly for him.
+</p>
+
+<p>
+&ldquo;He&rsquo;s done the handsome thing,&rdquo; said Dick to himself;
+&ldquo;but there wasn&rsquo;t no &rsquo;casion for his givin&rsquo; me these
+clothes. My lucky stars are shinin&rsquo; pretty bright now. Jumpin&rsquo; into
+the water pays better than shinin&rsquo; boots; but I don&rsquo;t think
+I&rsquo;d like to try it more&rsquo;n once a week.&rdquo;
+</p>
+
+<p>
+About eleven o&rsquo;clock the next morning Dick repaired to Mr.
+Rockwell&rsquo;s counting-room on Pearl Street. He found himself in front of a
+large and handsome warehouse. The counting-room was on the lower floor. Our
+hero entered, and found Mr. Rockwell sitting at a desk. No sooner did that
+gentleman see him than he arose, and, advancing, shook Dick by the hand in the
+most friendly manner.
+</p>
+
+<p>
+&ldquo;My young friend,&rdquo; he said, &ldquo;you have done me so great
+service that I wish to be of some service to you in return. Tell me about
+yourself, and what plans or wishes you have formed for the future.&rdquo;
+</p>
+
+<p>
+Dick frankly related his past history, and told Mr. Rockwell of his desire to
+get into a store or counting-room, and of the failure of all his applications
+thus far. The merchant listened attentively to Dick&rsquo;s statement, and,
+when he had finished, placed a sheet of paper before him, and, handing him a
+pen, said, &ldquo;Will you write your name on this piece of paper?&rdquo;
+</p>
+
+<p>
+Dick wrote in a free, bold hand, the name Richard Hunter. He had very much
+improved in his penmanship, as has already been mentioned, and now had no cause
+to be ashamed of it.
+</p>
+
+<p>
+Mr. Rockwell surveyed it approvingly.
+</p>
+
+<p>
+&ldquo;How would you like to enter my counting-room as clerk, Richard?&rdquo;
+he asked.
+</p>
+
+<p>
+Dick was about to say &ldquo;Bully,&rdquo; when he recollected himself, and
+answered, &ldquo;Very much.&rdquo;
+</p>
+
+<p>
+&ldquo;I suppose you know something of arithmetic, do you not?&rdquo;
+</p>
+
+<p>
+&ldquo;Yes, sir.&rdquo;
+</p>
+
+<p>
+&ldquo;Then you may consider yourself engaged at a salary of ten dollars a
+week. You may come next Monday morning.&rdquo;
+</p>
+
+<p>
+&ldquo;Ten dollars!&rdquo; repeated Dick, thinking he must have misunderstood.
+</p>
+
+<p>
+&ldquo;Yes; will that be sufficient?&rdquo;
+</p>
+
+<p>
+&ldquo;It&rsquo;s more than I can earn,&rdquo; said Dick, honestly.
+</p>
+
+<p>
+&ldquo;Perhaps it is at first,&rdquo; said Mr. Rockwell, smiling; &ldquo;but I
+am willing to pay you that. I will besides advance you as fast as your progress
+will justify it.&rdquo;
+</p>
+
+<p>
+Dick was so elated that he hardly restrained himself from some demonstration
+which would have astonished the merchant; but he exercised self-control, and
+only said, &ldquo;I&rsquo;ll try to serve you so faithfully, sir, that you
+won&rsquo;t repent having taken me into your service.&rdquo;
+</p>
+
+<p>
+&ldquo;And I think you will succeed,&rdquo; said Mr. Rockwell, encouragingly.
+&ldquo;I will not detain you any longer, for I have some important business to
+attend to. I shall expect to see you on Monday morning.&rdquo;
+</p>
+
+<p>
+Dick left the counting-room, hardly knowing whether he stood on his head or his
+heels, so overjoyed was he at the sudden change in his fortunes. Ten dollars a
+week was to him a fortune, and three times as much as he had expected to obtain
+at first. Indeed he would have been glad, only the day before, to get a place
+at three dollars a week. He reflected that with the stock of clothes which he
+had now on hand, he could save up at least half of it, and even then live
+better than he had been accustomed to do; so that his little fund in the
+savings bank, instead of being diminished, would be steadily increasing. Then
+he was to be advanced if he deserved it. It was indeed a bright prospect for a
+boy who, only a year before, could neither read nor write, and depended for a
+night&rsquo;s lodging upon the chance hospitality of an alley-way or old wagon.
+Dick&rsquo;s great ambition to &ldquo;grow up &rsquo;spectable&rdquo; seemed
+likely to be accomplished after all.
+</p>
+
+<p>
+&ldquo;I wish Fosdick was as well off as I am,&rdquo; he thought generously.
+But he determined to help his less fortunate friend, and assist him up the
+ladder as he advanced himself.
+</p>
+
+<p>
+When Dick entered his room on Mott Street, he discovered that some one else had
+been there before him, and two articles of wearing apparel had disappeared.
+</p>
+
+<p>
+&ldquo;By gracious!&rdquo; he exclaimed; &ldquo;somebody&rsquo;s stole my
+Washington coat and Napoleon pants. Maybe it&rsquo;s an agent of
+Barnum&rsquo;s, who expects to make a fortun&rsquo; by exhibitin&rsquo; the
+valooable wardrobe of a gentleman of fashion.&rdquo;
+</p>
+
+<p>
+Dick did not shed many tears over his loss, as, in his present circumstances,
+he never expected to have any further use for the well-worn garments. It may be
+stated that he afterwards saw them adorning the figure of Micky Maguire; but
+whether that estimable young man stole them himself, he never ascertained. As
+to the loss, Dick was rather pleased that it had occurred. It seemed to cut him
+off from the old vagabond life which he hoped never to resume. Henceforward he
+meant to press onward, and rise as high as possible.
+</p>
+
+<p>
+Although it was yet only noon, Dick did not go out again with his brush. He
+felt that it was time to retire from business. He would leave his share of the
+public patronage to other boys less fortunate than himself. That evening Dick
+and Fosdick had a long conversation. Fosdick rejoiced heartily in his
+friend&rsquo;s success, and on his side had the pleasant news to communicate
+that his pay had been advanced to six dollars a week.
+</p>
+
+<p>
+&ldquo;I think we can afford to leave Mott Street now,&rdquo; he continued.
+&ldquo;This house isn&rsquo;t as neat as it might be, and I shall like to live
+in a nicer quarter of the city.&rdquo;
+</p>
+
+<p>
+&ldquo;All right,&rdquo; said Dick. &ldquo;We&rsquo;ll hunt up a new room
+to-morrow. I shall have plenty of time, having retired from business.
+I&rsquo;ll try to get my reg&rsquo;lar customers to take Johnny Nolan in my
+place. That boy hasn&rsquo;t any enterprise. He needs some body to look out for
+him.&rdquo;
+</p>
+
+<p>
+&ldquo;You might give him your box and brush, too, Dick.&rdquo;
+</p>
+
+<p>
+&ldquo;No,&rdquo; said Dick; &ldquo;I&rsquo;ll give him some new ones, but mine
+I want to keep, to remind me of the hard times I&rsquo;ve had, when I was an
+ignorant boot-black, and never expected to be anything better.&rdquo;
+</p>
+
+<p>
+&ldquo;When, in short, you were &lsquo;Ragged Dick.&rsquo; You must drop that
+name, and think of yourself now as&rdquo;&mdash;
+</p>
+
+<p>
+&ldquo;Richard Hunter, Esq.,&rdquo; said our hero, smiling.
+</p>
+
+<p>
+&ldquo;A young gentleman on the way to fame and fortune,&rdquo; added Fosdick.
+</p>
+
+<hr />
+
+<p>
+Here ends the story of Ragged Dick. As Fosdick said, he is Ragged Dick no
+longer. He has taken a step upward, and is determined to mount still higher.
+There are fresh adventures in store for him, and for others who have been
+introduced in these pages. Those who have felt interested in his early life
+will find his history continued in a new volume, forming the second of the
+series, to be called,&mdash;
+</p>
+
+<p class="center">F<small>AME AND</small> F<small>ORTUNE</small>;<br/>
+<small>OR</small>,<br/>
+T<small>HE</small> P<small>ROGRESS OF</small> R<small>ICHARD</small>
+H<small>UNTER</small>.
+</p>
+
+</div><!--end chapter-->
+
+<div style='display:block; margin-top:4em'>*** END OF THE PROJECT GUTENBERG EBOOK RAGGED DICK ***</div>
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