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+<title>The Project Gutenberg Book of Ovington&rsquo;s Bank, by Stanley J. Weyman</title>
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+<div style='text-align:center; font-size:1.2em; font-weight:bold'>The Project Gutenberg eBook of Ovington’s Bank, by Stanley J. Weyman</div>
+<div style='display:block; margin:1em 0'>
+This eBook is for the use of anyone anywhere in the United States and
+most other parts of the world at no cost and with almost no restrictions
+whatsoever. You may copy it, give it away or re-use it under the terms
+of the Project Gutenberg License included with this eBook or online
+at <a href="https://www.gutenberg.org">www.gutenberg.org</a>. If you
+are not located in the United States, you will have to check the laws of the
+country where you are located before using this eBook.
+</div>
+<div style='display:block; margin-top:1em; margin-bottom:1em; margin-left:2em; text-indent:-2em'>Title: Ovington’s Bank</div>
+<div style='display:block; margin-top:1em; margin-bottom:1em; margin-left:2em; text-indent:-2em'>Author: Stanley J. Weyman</div>
+<div style='display:block; margin:1em 0'>Release Date: February 26, 2012 [eBook #38990]<br />
+[Most recently updated: June 9, 2021]</div>
+<div style='display:block; margin:1em 0'>Language: English</div>
+<div style='display:block; margin:1em 0'>Character set encoding: UTF-8</div>
+<div style='display:block; margin-left:2em; text-indent:-2em'>Produced by: Charles Bowen</div>
+<div style='margin-top:2em; margin-bottom:4em'>*** START OF THE PROJECT GUTENBERG EBOOK OVINGTON’S BANK ***</div>
+
+<div class="fig" style="width:75%;">
+<img src="images/cover.jpg" style="width:100%;" alt="[Illustration]" />
+</div>
+
+<h2>OVINGTON&rsquo;S BANK</h2>
+
+<h3>BY THE SAME AUTHOR</h3>
+
+<hr class="W20" />
+
+<div style="margin-left:25%; font-weight:bold">
+
+<p>
+THE HOUSE OF THE WOLF
+</p>
+
+<p>
+THE NEW RECTOR
+</p>
+
+<p>
+THE STORY OF FRANCIS CLUDDE
+</p>
+
+<p>
+A GENTLEMAN OF FRANCE
+</p>
+
+<p>
+THE MAN IN BLACK
+</p>
+
+<p>
+UNDER THE RED ROBE
+</p>
+
+<p>
+MY LADY ROTHA
+</p>
+
+<p>
+MEMOIRS OF A MINISTER OF FRANCE
+</p>
+
+<p>
+THE RED COCKADE
+</p>
+
+<p>
+SHREWSBURY
+</p>
+
+<p>
+THE CASTLE INN
+</p>
+
+<p>
+SOPHIA
+</p>
+
+<p>
+COUNT HANNIBAL
+</p>
+
+<p>
+IN KINGS&rsquo; BYWAYS
+</p>
+
+<p>
+THE LONG NIGHT
+</p>
+
+<p>
+THE ABBESS OF VLAYE
+</p>
+
+<p>
+STARVECROW FARM
+</p>
+
+<p>
+CHIPPINGE
+</p>
+
+<p>
+LAID UP IN LAVENDER
+</p>
+
+<p>
+THE WILD GEESE
+</p>
+
+<p>
+THE GREAT HOUSE
+</p>
+
+</div>
+
+<div class="chapter">
+
+<h1>OVINGTON&rsquo;S BANK</h1>
+
+<h5>BY</h5> <h2>STANLEY J. WEYMAN</h2> <h5>Author of &ldquo;A Gentleman of
+France,&rdquo; &ldquo;Count Hannibal,&rdquo;<br />
+&ldquo;The Castle Inn,&rdquo; &ldquo;The Great House,&rdquo; etc., etc.</h5>
+
+<h4>NEW YORK<br />
+<span style="font-size:125%">LONGMANS, GREEN, AND CO.</span><br />
+55 FIFTH AVENUE<br />
+1922</h4>
+
+<h4><span class="sc2">Copyright, 1922<br />
+BY</span><br />
+STANLEY J. WEYMAN</h4>
+
+<h5>MADE IN THE UNITED STATES</h5>
+
+<hr />
+
+</div><!--end chapter-->
+
+<div class="chapter">
+
+<h2>Contents</h2>
+
+<table summary="" style="">
+
+<tr>
+<td> <a href="#chap01">CHAPTER I.</a></td>
+</tr>
+
+<tr>
+<td> <a href="#chap02">CHAPTER II.</a></td>
+</tr>
+
+<tr>
+<td> <a href="#chap03">CHAPTER III.</a></td>
+</tr>
+
+<tr>
+<td> <a href="#chap04">CHAPTER IV.</a></td>
+</tr>
+
+<tr>
+<td> <a href="#chap05">CHAPTER V.</a></td>
+</tr>
+
+<tr>
+<td> <a href="#chap06">CHAPTER VI.</a></td>
+</tr>
+
+<tr>
+<td> <a href="#chap07">CHAPTER VII.</a></td>
+</tr>
+
+<tr>
+<td> <a href="#chap08">CHAPTER VIII.</a></td>
+</tr>
+
+<tr>
+<td> <a href="#chap09">CHAPTER IX.</a></td>
+</tr>
+
+<tr>
+<td> <a href="#chap10">CHAPTER X.</a></td>
+</tr>
+
+<tr>
+<td> <a href="#chap11">CHAPTER XI.</a></td>
+</tr>
+
+<tr>
+<td> <a href="#chap12">CHAPTER XII.</a></td>
+</tr>
+
+<tr>
+<td> <a href="#chap13">CHAPTER XIII.</a></td>
+</tr>
+
+<tr>
+<td> <a href="#chap14">CHAPTER XIV.</a></td>
+</tr>
+
+<tr>
+<td> <a href="#chap15">CHAPTER XV.</a></td>
+</tr>
+
+<tr>
+<td> <a href="#chap16">CHAPTER XVI.</a></td>
+</tr>
+
+<tr>
+<td> <a href="#chap17">CHAPTER XVII.</a></td>
+</tr>
+
+<tr>
+<td> <a href="#chap18">CHAPTER XVIII.</a></td>
+</tr>
+
+<tr>
+<td> <a href="#chap19">CHAPTER XIX.</a></td>
+</tr>
+
+<tr>
+<td> <a href="#chap20">CHAPTER XX.</a></td>
+</tr>
+
+<tr>
+<td> <a href="#chap21">CHAPTER XXI.</a></td>
+</tr>
+
+<tr>
+<td> <a href="#chap22">CHAPTER XXII.</a></td>
+</tr>
+
+<tr>
+<td> <a href="#chap23">CHAPTER XXIII.</a></td>
+</tr>
+
+<tr>
+<td> <a href="#chap24">CHAPTER XXIV.</a></td>
+</tr>
+
+<tr>
+<td> <a href="#chap25">CHAPTER XXV.</a></td>
+</tr>
+
+<tr>
+<td> <a href="#chap26">CHAPTER XXVI.</a></td>
+</tr>
+
+<tr>
+<td> <a href="#chap27">CHAPTER XXVII.</a></td>
+</tr>
+
+<tr>
+<td> <a href="#chap28">CHAPTER XXVIII.</a></td>
+</tr>
+
+<tr>
+<td> <a href="#chap29">CHAPTER XXIX.</a></td>
+</tr>
+
+<tr>
+<td> <a href="#chap30">CHAPTER XXX.</a></td>
+</tr>
+
+<tr>
+<td> <a href="#chap31">CHAPTER XXXI.</a></td>
+</tr>
+
+<tr>
+<td> <a href="#chap32">CHAPTER XXXII.</a></td>
+</tr>
+
+<tr>
+<td> <a href="#chap33">CHAPTER XXXIII.</a></td>
+</tr>
+
+<tr>
+<td> <a href="#chap34">CHAPTER XXXIV.</a></td>
+</tr>
+
+<tr>
+<td> <a href="#chap35">CHAPTER XXXV.</a></td>
+</tr>
+
+<tr>
+<td> <a href="#chap36">CHAPTER XXXVI.</a></td>
+</tr>
+
+<tr>
+<td> <a href="#chap37">CHAPTER XXXVII.</a></td>
+</tr>
+
+<tr>
+<td> <a href="#chap38">CHAPTER XXXVIII.</a></td>
+</tr>
+
+<tr>
+<td> <a href="#chap39">CHAPTER XXXIX.</a></td>
+</tr>
+
+<tr>
+<td> <a href="#chap40">CHAPTER XL.</a></td>
+</tr>
+
+<tr>
+<td> <a href="#chap41">CHAPTER XLI.</a></td>
+</tr>
+
+<tr>
+<td> <a href="#chap42">CHAPTER XLII.</a></td>
+</tr>
+
+</table>
+
+</div><!--end chapter-->
+
+<div class="chapter">
+
+<h2>OVINGTON&rsquo;S BANK</h2>
+
+</div><!--end chapter-->
+
+<div class="chapter">
+
+<h2><a name="chap01"></a>CHAPTER I</h2>
+
+<p>
+It was market day at Aldersbury, the old county town of Aldshire, and the
+busiest hour of the day. The clock of St. Juliana&rsquo;s was on the point of
+striking three, and the streets below it were thronged. The gentry, indeed,
+were beginning to take themselves homeward; a carriage and four, with
+postillions in yellow jackets, awaited its letters before the Post Office, and
+near at hand a red-wheeled tandem-cart, the horses tossing their small, keen
+heads, hung on the movements of its master, who was gossipping on the steps of
+Ovington&rsquo;s Bank, on Bride Hill. But only the vans bound to the more
+distant valleys had yet started on their lagging journey; the farmers&rsquo;
+gigs, the hucksters&rsquo; carts, the pack-asses still lingered, filling the
+streets with a chattering, moving multitude. White-coated yeomen and their
+wives jostled their betters&mdash;but with humble apologies&mdash;in the
+low-browed shops, or hardily pushed smocked-frocks from the narrow pavements,
+or clung together in obstinate groups in the roadway. Loud was the babel about
+the yards of the inns, loudest where the taprooms poured forth those who,
+having dined well, had also drunk deep, after the fashion of our
+great-grandsires.
+</p>
+
+<p>
+Through all this medley and hubbub a young man threaded his way. He wore a blue
+coat with gilt buttons, a waistcoat to match, and drab trousers, and as he
+hurried along, his hat tilted back, he greeted gentle and simple with the same
+laughing nod. He had the carriage of one who had a fixed position in the world
+and knew his worth; and so attractive was his smile, so gallant his confidence,
+that liking ran before him, and two out of three of the faces that he
+encountered mirrored his good humor. As he passed along the High Street, and
+skirted the Market Place, where the quaint stone figure of an ancient Prince,
+great in his day, looked down on the turmoil from the front of the Market
+House, he glanced up at the clock, noted the imminence of the hour, and
+quickened his pace.
+</p>
+
+<p>
+A man touched him on the sleeve. &ldquo;Mr. Bourdillon, sir,&rdquo; he said,
+trying to stop him, &ldquo;by your leave! I want to&mdash;&mdash;&rdquo;
+</p>
+
+<p>
+&ldquo;Not now. Not now, Broadway,&rdquo; the young man answered quickly.
+&ldquo;I&rsquo;m meeting the mail.&rdquo; And before the other had fairly taken
+in his words he was a dozen paces away, now slipping deftly between two
+lurching farmers, now coasting about the more obstinate groups.
+</p>
+
+<p>
+A moment later St. Juliana&rsquo;s clock, hard put to it to raise its wheezy
+voice above the noise, struck the hour. The young man slackened his pace. He
+was in time, but only barely in time, for as he paused, the distant notes of
+the guard&rsquo;s bugle sprang like fairy music above the turbid current of
+sound and gave notice that the coach was at hand. Hurriedly gigs and carts drew
+aside, the crowd sought the pavements, the more sober drew the heedless out of
+danger, half a dozen voices cried &ldquo;Look out! Have a care!&rdquo; and with
+a last shrill Tantivy! Tantivy! Tantivy! the four sweating bays, the leaders
+cantering, the wheelers trotting, the bars all taut, emerged from the crest of
+the steep Cop, and the Holyhead Mail, within a minute of its time, drew up
+before the door of the Lion, the Royal Arms shining bravely from its red
+panels.
+</p>
+
+<p>
+Shop-keepers ran to their doors, the crowd closed up about it, the yokels
+gaped&mdash;for who in those days felt no interest in its advent! By that coach
+had come, eleven years before, the news of the abdication of the Corsican and
+the close of the Great War. Laurelled and flagged, it had thrilled the town a
+year afterwards with the tidings of Waterloo. Later it had signalled the death
+of the old blind king, and later still, the acquittal&mdash;as all the world
+regarded it&mdash;of Queen Caroline. Ah, how the crowd had cheered then! And
+how lustily old Squire Griffin of Garth, the great-uncle of this young man, now
+come to meet the mail, had longed to lay his cane about their disloyal
+shoulders!
+</p>
+
+<p>
+The coachman, who had driven the eleven-mile stage from Haygate in fifty-eight
+minutes, unbuckled and flung down the reins. The guard thrust his bugle into
+its case, tossed a bundle of journals to the waiting boys, and stepped nimbly
+to the ground. The passengers followed more slowly, stamping their chilled
+feet, and stretching their cramped limbs. Some, who were strangers, looked
+about them with a travelled air, or hastened to the blazing fires that shone
+from the Lion windows, while two or three who were at their journey&rsquo;s end
+bustled about, rescuing shawls and portmanteaux, or dived into inner pockets
+for the coachman&rsquo;s fee.
+</p>
+
+<p>
+The last to appear, a man, rather below the middle height, in a handsome caped
+travelling-coat, was in no hurry. He stepped out at his ease and found the
+young man who has been described at his side. &ldquo;That you, Arthur?&rdquo;
+he said, his face lighting up. &ldquo;All well?&rdquo;
+</p>
+
+<p>
+&ldquo;All well, sir. Let me take that!&rdquo;
+</p>
+
+<p>
+&ldquo;Isn&rsquo;t Rodd here? Ah!&rdquo; to a second young man, plainer,
+darker, and more soberly garbed, who had silently appeared at his
+forerunner&rsquo;s elbow. &ldquo;Take this, Rodd, will you?&rdquo; handing him
+a small leather case. &ldquo;Don&rsquo;t let it go, until it is on my table.
+All well?&rdquo;
+</p>
+
+<p>
+&ldquo;All well, sir, thank you.&rdquo;
+</p>
+
+<p>
+&ldquo;Then go on at once, will you? I will follow with Mr. Bourdillon. Give me
+your arm, Arthur.&rdquo; He looked about him as he spoke. One or two hats were
+lifted, he acknowledged the courtesy with a smile. &ldquo;Betty well?&rdquo;
+</p>
+
+<p>
+&ldquo;You&rsquo;ll find her at the window looking out. All gone swimmingly, I
+hope, sir?&rdquo;
+</p>
+
+<p>
+&ldquo;Swimmingly?&rdquo; The traveller paused on the word, perhaps questioning
+its propriety; and he did not continue until they had disengaged themselves
+from the group round the coach. He and the young man came, though there was
+nothing to show this, from different grades of society, and the one was thirty
+years older than the other and some inches shorter. Yet there was a likeness.
+The lower part of the face in each was strong, and a certain brightness in the
+eyes, that was alertness in the younger man and keenness in the elder, told of
+a sanguine temperament; and they were both good-looking.
+&ldquo;Swimmingly?&rdquo; the traveller repeated when they had freed themselves
+from their immediate neighbors. &ldquo;Well, if you choose to put it that way,
+yes. But, it&rsquo;s wonderful, wonderful,&rdquo; in a lower tone, as he paused
+an instant to acknowledge an acquaintance, &ldquo;the state of things up there,
+my boy.&rdquo;
+</p>
+
+<p>
+&ldquo;Still rising?&rdquo;
+</p>
+
+<p>
+&ldquo;Rising as if things would never fall. And upon my word I don&rsquo;t
+know why, with the marvellous progress everything is making&mdash;but
+I&rsquo;ll tell you all that later. It&rsquo;s a full market. Is Acherley at
+the bank?&rdquo;
+</p>
+
+<p>
+&ldquo;Yes, and Sir Charles. They came a little before time.&rdquo;
+</p>
+
+<p>
+&ldquo;Clement is with them, I suppose?&rdquo;
+</p>
+
+<p>
+&ldquo;Well, no, sir.&rdquo;
+</p>
+
+<p>
+&ldquo;Don&rsquo;t say he&rsquo;s away to-day!&rdquo; in a tone of vexation.
+</p>
+
+<p>
+&ldquo;I&rsquo;m afraid he is,&rdquo; Arthur admitted. &ldquo;But they are all
+right. I offered Sir Charles the paper, but they preferred to wait
+outside.&rdquo;
+</p>
+
+<p>
+&ldquo;D&mdash;&mdash;n!&rdquo; muttered the other, nodding right and left.
+&ldquo;Too bad of the boy! Too bad! No,&rdquo; to the person who had lain in
+wait for Bourdillon and now put himself in their way, &ldquo;I can&rsquo;t stop
+now, Mr. Broadway.&rdquo;
+</p>
+
+<p>
+&ldquo;But, Mr. Ovington! Just a&mdash;&mdash;&rdquo;
+</p>
+
+<p>
+&ldquo;Not now!&rdquo; Ovington answered curtly. &ldquo;Call to-morrow.&rdquo;
+And when they had left the man behind, &ldquo;What does he want?&rdquo;
+</p>
+
+<p>
+&ldquo;What they all want,&rdquo; Arthur answered, smiling. &ldquo;A good
+thing, sir.&rdquo;
+</p>
+
+<p>
+&ldquo;But he isn&rsquo;t a customer.&rdquo;
+</p>
+
+<p>
+&ldquo;No, but he will be to-morrow,&rdquo; the young man rejoined. &ldquo;They
+are all agog. They&rsquo;ve got it that you can make a man&rsquo;s fortune by a
+word, and of course they want their fortunes made.&rdquo;
+</p>
+
+<p>
+&ldquo;Ah!&rdquo; the other ejaculated drily. &ldquo;But seriously, look about
+you, Arthur. Did you ever see a greater change in men&rsquo;s faces&mdash;from
+what they were this time two years? Even the farmers!&rdquo;
+</p>
+
+<p>
+&ldquo;Well, they are doing well.&rdquo;
+</p>
+
+<p>
+&ldquo;Better, at any rate. Better, even they. Yes, Mr. Wolley,&rdquo; to a
+stout man, much wrapped up, who put himself in the way, &ldquo;follow us,
+please. Sir Charles is waiting. Better,&rdquo; Ovington continued to his
+companion, as the man fell behind, &ldquo;and prices rising, and
+demand&mdash;demand spreading in everything.&rdquo;
+</p>
+
+<p>
+&ldquo;Including Stocks?&rdquo;
+</p>
+
+<p>
+&ldquo;Including Stocks. I&rsquo;ve some news for Sir Charles, that, if he has
+any doubts about joining us, will fix him. Well, here we are, and I&rsquo;m
+glad to be at home. We&rsquo;ll go in by the house door, Arthur, or Betty will
+be disappointed.&rdquo;
+</p>
+
+<p>
+The bank stood on Bride Hill, looking along the High Street. The position was
+excellent and the house good. Still, it was no more than a house, for in 1825
+banks were not the institutions that they have since become; they had still for
+rivals the old stocking and the cracked teapot, and among banks,
+Ovington&rsquo;s at Aldersbury was neither of long standing nor of more than
+local repute.
+</p>
+
+<p>
+Mr. Ovington led the way into the house, and had barely removed his hat when a
+girl flew down the wide oak staircase and flung herself upon him. &ldquo;Oh,
+father!&rdquo; she cried. &ldquo;Here at last! Aren&rsquo;t you cold?
+Aren&rsquo;t you starving?&rdquo;
+</p>
+
+<p>
+&ldquo;Pretty well for that,&rdquo; he replied, stroking her hair in a way that
+proved that, whatever he was to others, he had a soft spot for his daughter.
+&ldquo;Pretty well for that, Betty.&rdquo;
+</p>
+
+<p>
+&ldquo;Well, there&rsquo;s a good fire! Come and warm yourself!&rdquo;
+</p>
+
+<p>
+&ldquo;That&rsquo;s what I can&rsquo;t do, my dear,&rdquo; he said, taking off
+his great coat. &ldquo;Business first.&rdquo;
+</p>
+
+<p>
+&ldquo;But I thought you had done all that in London?&rdquo; pouting.
+</p>
+
+<p>
+&ldquo;Not all, but some. I shall be an hour, perhaps more.&rdquo;
+</p>
+
+<p>
+She shot a mutinous glance at Arthur. &ldquo;Why can&rsquo;t he do it? And Mr.
+Rodd?&rdquo;
+</p>
+
+<p>
+&ldquo;You think we are old enough, Betty?&rdquo;
+</p>
+
+<p>
+&ldquo;Apprentices should be seen, and not heard!&rdquo; she snapped.
+</p>
+
+<p>
+Arthur&rsquo;s position at the bank had been hardly understood at first, and in
+some fit of mischief, Betty, determined not to bow down to his pretensions, had
+christened him the &ldquo;Apprentice.&rdquo;
+</p>
+
+<p>
+&ldquo;I thought that that proverb applied to children,&rdquo; he retorted.
+</p>
+
+<p>
+The girl was a beauty, dark and vivid, but small, and young enough to feel the
+gibe. Before she could retaliate, however, her father intervened.
+&ldquo;Where&rsquo;s Clement?&rdquo; he asked. &ldquo;I know that he is not
+here.&rdquo;
+</p>
+
+<p>
+&ldquo;Tell-tale!&rdquo; she flung at Arthur. &ldquo;If you must know,
+father,&rdquo; mildly, &ldquo;I think that he&rsquo;s&mdash;&mdash;&rdquo;
+</p>
+
+<p>
+&ldquo;Mooning somewhere, I suppose, instead of being in the bank, as he should
+be. And market day of all days! There, come, Bourdillon, I mustn&rsquo;t keep
+Sir Charles and Acherley waiting.&rdquo; He led the way to the rear of the
+hall, where a door on the left led into the bank parlor. Betty made a face
+after them.
+</p>
+
+<p>
+In the parlor which lay behind the public office were two men. One, seated in
+an arm-chair by the fire, was reading the <i>Morning Post</i>. The other stood
+at the window, his very shoulders expressing his impatience. But it was to the
+former, a tall, middle-aged man, stiff and pompous, with thin sandy hair but
+kindly eyes, that Ovington made the first advance. &ldquo;I am sorry to have
+kept you waiting, Sir Charles,&rdquo; he said. &ldquo;Very sorry. But I assure
+you I have not wasted a minute. Mr. Acherley,&rdquo; to the other,
+&ldquo;pardon me, will you? Just a word with Sir Charles before we
+begin.&rdquo;
+</p>
+
+<p>
+And leaving Bourdillon to make himself agreeable to the impatient Acherley,
+Ovington drew Sir Charles Woosenham aside. &ldquo;I have gone a little beyond
+my instructions,&rdquo; he said in a low tone, &ldquo;and sold your Monte
+Reales.&rdquo;
+</p>
+
+<p>
+The Baronet&rsquo;s face fell. &ldquo;Sold!&rdquo; he ejaculated. &ldquo;Parted
+with them? But I never&mdash;my dear sir, I never&mdash;&mdash;&rdquo;
+</p>
+
+<p>
+&ldquo;Authorized a sale?&rdquo; the banker agreed suavely. &ldquo;No,
+perfectly right, Sir Charles. But I was on the spot and I felt myself
+responsible. There was a favorable turn and&mdash;&rdquo; forestalling the
+other as he would have interrupted&mdash;&ldquo;my rule is little and
+sure&mdash;little and sure, and sell on a fair rise. I don&rsquo;t think you
+will be dissatisfied with the transaction.&rdquo;
+</p>
+
+<p>
+But Sir Charles&rsquo;s displeasure showed itself in his face. He was a man of
+family and influence, honorable and straightforward, but his abilities were
+hardly on a par with his position, and though he had at times an inkling of the
+fact it only made him the more jealous of interference. &ldquo;But I never
+contemplated,&rdquo; he said, the blood rising to his face, &ldquo;never for a
+moment, that you would part with the stocks without reference to me, Mr.
+Ovington.&rdquo;
+</p>
+
+<p>
+&ldquo;Precisely, precisely&mdash;without your authority, Sir
+Charles&mdash;except at a really good profit. I think that four or five hundred
+was mentioned? Just so. Well, if you will look at this draft, which of course
+includes the price of the stocks&mdash;they cost, if I remember, fourteen
+hundred or thereabouts&mdash;you will, I hope&mdash;I really hope&mdash;approve
+of what I did.&rdquo;
+</p>
+
+<p>
+Sir Charles adjusted his glasses, and frowned at the paper. He was prepared to
+be displeased and to show it. &ldquo;Two thousand six hundred,&rdquo; he
+muttered, &ldquo;two thousand six hundred and twenty-seven!&rdquo; his jaw
+dropping in his surprise. &ldquo;Two thousand six&mdash;really! Ah, well, I
+certainly think&mdash;&rdquo; with a quick change to cordiality that would have
+amused an onlooker&mdash;&ldquo;that you acted for the best. I am obliged to
+you, much obliged, Mr. Ovington. A handsome profit.&rdquo;
+</p>
+
+<p>
+&ldquo;I felt sure that you would approve,&rdquo; the banker assented gravely.
+&ldquo;Shall Bourdillon put the draft&mdash;Arthur, be good enough to place
+this draft to Sir Charles Woosenham&rsquo;s account. And tell Mr. Wolley and
+Mr. Grounds&mdash;I think they are waiting&mdash;to come in. I ask your pardon,
+Mr. Acherley,&rdquo; approaching him in turn.
+</p>
+
+<p>
+&ldquo;No plum for me, I suppose?&rdquo; growled that gentleman, whom the gist
+of the interview with Sir Charles had not escaped. He was a tall,
+hatchet-faced, dissipated-looking man, of an old family, Acherley of Acherley.
+He had been a dandy with Brummell, had shaken his elbow at Watier&rsquo;s when
+Crockford managed it, had dined at the Pavilion; now he vegetated in the
+country on a mortgaged estate, and on Sundays attended cock-fights behind the
+village public-house.
+</p>
+
+<p>
+&ldquo;Well, not to-day,&rdquo; Ovington answered pleasantly. &ldquo;But when
+we have shaken the tree a little&mdash;&mdash;&rdquo;
+</p>
+
+<p>
+&ldquo;One may fall, you think?&rdquo;
+</p>
+
+<p>
+&ldquo;I hope so. You will be unlucky if one does not.&rdquo;
+</p>
+
+<p>
+The two men who had been summoned came in, each after his fashion. Wolley
+entered first, endeavoring to mask under a swaggering manner his consciousness
+that he stood in the presence of his betters. A clothier from the Valleys and
+one of Ovington&rsquo;s earliest customers, he had raised himself, as the
+banker had, and from the same stratum; but by enlarging instead of selling his
+mill. During the war he had made much money and had come to attribute his
+success a little more to his abilities and a little less to circumstances than
+was the fact. Of late there were whispers that in the financial storm of
+&rsquo;16, which had followed the close of the war, he had come near the rocks;
+but if so he had put a bold face on the crisis, and by steadily putting himself
+forward he had impressed most men with a belief in his wealth.
+&ldquo;Afternoon, Sir Charles,&rdquo; he grunted with as much ease as he could
+compass. &ldquo;Afternoon,&rdquo; to Acherley. He took a seat at the table and
+slapped down his hat. He was here on business and he meant to show that he knew
+what business was.
+</p>
+
+<p>
+Grounds, who followed, was a man of a different type. He was a maltster and had
+been a dairyman; a leading tradesman in the town, cautious, penurious, timid,
+putting pound to pound without saying much about it, and owning that respect
+for his superiors which became one in his position. Until lately he had hoarded
+his savings, or put them into the five per cents.; he had distrusted even the
+oldest bank. But progress was in the air, new enterprises, new discoveries were
+the talk of the town, the interest on the five per cents. had been reduced to
+four, and in a rare moment of rashness, he had taken a hint dropped by
+Ovington, had ventured, and won. He still trembled at his temerity, he still
+vowed in wakeful moments that he would return to the old safe road, but in the
+meantime easy gains tempted him and he was now fairly embarked on modern
+courses. He was a byword in Aldersbury for caution and shrewdness, and his
+adhesion to any scheme would, as Ovington well knew, commend it to the town.
+</p>
+
+<p>
+He hung back, but, &ldquo;Come, Mr. Grounds, take a seat,&rdquo; said the
+banker. &ldquo;You know Sir Charles and Mr. Acherley? Sir Charles, will you sit
+on my right, and Mr. Acherley here, if you please? Bourdillon, will you take a
+note? We are met, as you know, gentlemen, to consider the formation of a Joint
+Stock Company, to be called&rdquo;&mdash;he consulted a paper&mdash;&ldquo;the
+Valleys Steam Railroad Company, for the purpose of connecting the woollen
+business of the Valleys with the town, and of providing the public with a
+superior mode of transport. The Bill for the Manchester and Liverpool Railroad
+is on the point of passing, and that great enterprise is as good as carried
+through. The Bill for the London and Birmingham Railroad is before the House; a
+Bill for a line from Birmingham to Aldersbury is preparing. Those projects are,
+gentlemen, in stronger hands than ours, and it might seem to some to be too
+early to anticipate their success and to provide the continuation we propose.
+But nothing is more certain than that the spoils are to those who are first in
+the field. The Stockton and Darlington Railway is proving what can be done by
+steam in the transport of the heaviest goods. There a single engine draws a
+load of fifty tons at the rate of six miles an hour, and has been known to
+convey a load of passengers at fifteen miles. Higher speeds are thought to be
+possible&mdash;&mdash;&rdquo;
+</p>
+
+<p>
+&ldquo;I&rsquo;ll never believe it!&rdquo; Wolley growled, anxious to assert
+himself.
+</p>
+
+<p>
+&ldquo;But not desirable,&rdquo; Ovington continued blandly. &ldquo;At any
+rate, if we wait too long&mdash;&mdash;&rdquo;
+</p>
+
+<p>
+&ldquo;There&rsquo;s no talk of waiting!&rdquo; Acherley exclaimed. Neither he
+nor Sir Charles was in the habit of meeting on an equal footing the men with
+whom they were sitting to-day; he found the position galling, and what was to
+be done he was anxious should be done quickly. He had heard the banker&rsquo;s
+exordium before.
+</p>
+
+<p>
+&ldquo;No, we are here to act,&rdquo; Ovington assented, with an eye on
+Grounds, for whose benefit he had been talking. &ldquo;But on sober and
+well-considered lines. We are all agreed, I think, that such a railroad will be
+a benefit to the trade and district?&rdquo;
+</p>
+
+<p>
+Now, to this proposition not one of those present would have assented a year
+before. &ldquo;Steam railroads?&rdquo; they would have cried, &ldquo;fantastic
+and impossible!&rdquo; But the years 1823 and 1824 had been years not only of
+great prosperity but of abnormal progress. The seven lean years, the years of
+depression and repression, which had followed Waterloo had come to an end. The
+losses of war had been made good, and simultaneously a more liberal spirit had
+been infused into the Government. Men had breathed freely, had looked about
+them, had begun to hope and to venture, to talk of a new world. Demand had
+overtaken and outrun supply, large profits had been made, money had become
+cheap, and, fostered by credit, the growth of enterprise throughout the country
+had been marvellous. It was as if, after the frosts of winter, the south wind
+had blown and sleeping life had everywhere awakened. Men doubled their
+operations and still had money to spare. They put the money in the
+funds&mdash;the funds rose until they paid no more than three per cent.
+Dissatisfied, men sought other channels for their savings, nor sought in vain.
+Joint Stock Companies arose on every side. Projects, good and bad, sprang up
+like mushrooms in a night. Old lodes and new harbors, old canals and new
+fisheries, were taken in hand, and for all these there seemed to be capital.
+Shares rose to a premium before the companies were floated, and soon the bounds
+of our shores were found to be too narrow for British enterprise. At that
+moment the separation of the South American countries from Spain fell out, and
+these were at once seen to offer new outlets. The romantic were dazzled with
+legends of mines of gold and pockets of diamonds, while the gravest saw gain in
+pampas waving with wheat and prairies grazed by countless herds. It was felt,
+even by the most cautious, that a new era had set in. Trade, soaring on a
+continual rise in prices, was to know no bounds. If the golden age of commerce
+had not begun, something very like it had come to bless the British merchant.
+</p>
+
+<p>
+Under such circumstances the Valleys Railroad seemed a practical thing even to
+Grounds, and Ovington&rsquo;s question was answered by a general assent.
+</p>
+
+<p>
+&ldquo;Very good, gentlemen,&rdquo; he resumed. &ldquo;Then I may take that as
+agreed.&rdquo; He proceeded to enter upon the details of the scheme. The length
+of the line would be fourteen miles. The capital was to be £45,000, divided
+into 4500 shares of £10 each, £1 a share to be paid at once, the sum so raised
+to be used for the preliminary expenses; £1 10s. per share to be paid three
+months later, and the rest to be called up as required. The directors&rsquo;
+qualification would be fifty shares. The number of directors would be
+seven&mdash;the five gentlemen now present and two to be named, as to whom he
+would have a word to say by-and-by. Mr. Bourdillon, of whose abilities he
+thought highly&mdash;here several at the table looked kindly at the young
+man&mdash;and who for other reasons was eminently fitted for the position,
+would be secretary.
+</p>
+
+<p>
+&ldquo;But will the forty-five thousand be enough, sir?&rdquo; Grounds ventured
+timidly. He alone was not directly interested in the venture. Wolley was the
+tenant of a large mill. Sir Charles was the owner of two mills and the hamlets
+about them, Acherley of a third. Ovington had various interests.
+</p>
+
+<p>
+&ldquo;To complete the line, Mr. Grounds? We believe so. To provide the engine
+and coaches another fifteen thousand will be needed, but this may be more
+cheaply raised by a mortgage.&rdquo;
+</p>
+
+<p>
+Sir Charles shied at the word. &ldquo;I don&rsquo;t like a mortgage, Mr.
+Ovington,&rdquo; he said.
+</p>
+
+<p>
+&ldquo;No, d&mdash;&mdash;n a mortgage!&rdquo; Acherley chimed in. He had had
+much experience of them.
+</p>
+
+<p>
+&ldquo;The point is this,&rdquo; the banker explained. &ldquo;The road once
+completed, we shall be able to raise the fifteen thousand at five per cent. If
+we issue shares they must partake, equally with ourselves, in the profits,
+which may be fifteen, twenty, perhaps twenty-five per cent.&rdquo;
+</p>
+
+<p>
+A twinkle of greed passed from eye to eye. Fifteen, twenty, twenty-five per
+cent.! Ho, ho!
+</p>
+
+<p>
+&ldquo;The next question,&rdquo; Ovington continued, &ldquo;is important. We
+cannot use the highway, the gradients and angles render that impossible. We
+must acquire a right of way; but, fortunately, the estates we run over are few,
+no more than thirteen in all, and for a full third of the distance they are
+represented at this table.&rdquo; He bowed gracefully to the two landowners.
+&ldquo;Sir Charles will, of course, be President of the Road and Chairman of
+the Directors. We are fortunate in having at our head a country gentleman who
+has&rdquo;&mdash;he bowed again&mdash;&ldquo;the enlightenment to see that the
+landed interest is best served by making commerce contributory to its
+well-being.&rdquo;
+</p>
+
+<p>
+&ldquo;But what about the game?&rdquo; Sir Charles asked anxiously. &ldquo;You
+don&rsquo;t think&mdash;&mdash;&rdquo;
+</p>
+
+<p>
+&ldquo;On that point the greatest care will be taken. We shall see that no
+covert is closely approached.&rdquo;
+</p>
+
+<p>
+&ldquo;And the&mdash;you won&rsquo;t bring the line within sight
+of&mdash;&mdash;&rdquo;
+</p>
+
+<p>
+&ldquo;Of the Park? God forbid! The amenities of every estate must be carefully
+guarded. And, of course, a fair price for the right of way will be agreed.
+Seven of the smaller landowners I have sounded, and we shall have no trouble
+with them. The largest estate outstanding&mdash;&mdash;&rdquo;
+</p>
+
+<p>
+&ldquo;Is my landlord&rsquo;s, I&rsquo;ll bet!&rdquo; Wolley exclaimed.
+</p>
+
+<p>
+&ldquo;Yes&mdash;is Garth. Mr. Griffin&rsquo;s.&rdquo;
+</p>
+
+<p>
+Wolley laughed rudely. &ldquo;Garth? Ay, you&rsquo;ll have your work cut out
+there!&rdquo;
+</p>
+
+<p>
+&ldquo;Oh. I don&rsquo;t know!&rdquo;
+</p>
+
+<p>
+&ldquo;I do. And you&rsquo;ll find I&rsquo;m right.&rdquo;
+</p>
+
+<p>
+&ldquo;Well, I hope&mdash;&mdash;&rdquo;
+</p>
+
+<p>
+&ldquo;You may hope what you like!&rdquo; Sir Charles shuddered at the
+man&rsquo;s brusqueness. &ldquo;The Squire&rsquo;s a hard nut to crack, and so
+you&rsquo;ll find, banker. If you can get him to do a thing he don&rsquo;t wish
+to do, you&rsquo;ll be the first that ever has. He hates the name of trade as
+he hates the devil!&rdquo;
+</p>
+
+<p>
+The baronet sat up. &ldquo;Trade?&rdquo; he exclaimed. &ldquo;Oh! but I am not
+aware, sir, that this is&mdash;&mdash; Surely a railroad is on another
+footing?&rdquo; Alarm was written on his face.
+</p>
+
+<p>
+&ldquo;Quite!&rdquo; Ovington struck in. &ldquo;Entirely different! Another
+thing altogether, Sir Charles. There can be only one opinion on that.&rdquo;
+</p>
+
+<p>
+&ldquo;Of course, if I thought I was entering on anything
+like&mdash;&mdash;&rdquo;
+</p>
+
+<p>
+&ldquo;A railroad is on an entirely different footing,&rdquo; the banker
+repeated, with an angry glance at Wolley, who, unrepentant, continued to stare
+before him, a sneer on his face. &ldquo;On an entirely different footing. Even
+Mr. Griffin, prejudiced as I venture with all respect to think he is&mdash;even
+he would agree to that. But I have considered the difficulty, gentlemen, and I
+have no doubt we can surmount it. I propose to see him on Monday, accompanied
+by Mr. Bourdillon, his great-nephew, and between us I have no doubt that we
+shall be able to persuade him.&rdquo;
+</p>
+
+<p>
+Acherley looked over his shoulder at the secretary, who sat at a small table at
+Ovington&rsquo;s elbow. &ldquo;Like the job, Arthur?&rdquo; he asked.
+</p>
+
+<p>
+&ldquo;I think Sir Charles&rsquo;s example will go a long way with him,&rdquo;
+Bourdillon answered. He was a tactful young man.
+</p>
+
+<p>
+The banker put the interruption aside. &ldquo;I shall see Mr. Griffin on
+Monday, and with your consent, gentlemen, I propose to offer him the sixth seat
+at the Board.&rdquo;
+</p>
+
+<p>
+&ldquo;Quite right, quite right,&rdquo; Sir Charles murmured, much relieved.
+</p>
+
+<p>
+&ldquo;He&rsquo;ll not take it!&rdquo; Wolley persisted.
+</p>
+
+<p>
+&ldquo;My dear sir!&rdquo;
+</p>
+
+<p>
+&ldquo;You will see I am right.&rdquo;
+</p>
+
+<p>
+&ldquo;Well, there are more ways than one. At any rate I will see him and
+report to the next meeting, when, with the chairman&rsquo;s approbation, we
+shall draw up the prospectus. In that connection&rdquo;&mdash;he consulted his
+paper&mdash;&ldquo;I have already received overtures from customers of the bank
+for four hundred shares.&rdquo; There was a murmur of applause and
+Grounds&rsquo;s face betrayed relief. &ldquo;Then Sir Charles has put himself
+down for three hundred.&rdquo; He bowed deferentially to Woosenham. &ldquo;Mr.
+Acherley for one hundred and fifty, Mr. Wolley has taken up one hundred and
+twenty-five, and Mr. Grounds&mdash;I have not heard from Mr. Grounds, and there
+is no hurry. No hurry at all!&rdquo;
+</p>
+
+<p>
+But Grounds, feeling that all eyes were on him, and feeling also uncomfortable
+in his company, took the fence up to which he had been brought. He murmured
+that he would take one hundred and twenty-five.
+</p>
+
+<p>
+&ldquo;Excellent!&rdquo; said Ovington. &ldquo;And I, on behalf of the bank,
+propose to take four hundred.&rdquo; Again there was a murmur of applause.
+&ldquo;So that before we go to the public we have already one-third of the
+shares taken up. That being so, I feel no doubt that we shall start at a
+premium before we cut the first sod.&rdquo;
+</p>
+
+<p>
+There followed a movement of feet, an outburst of hilarity. For this was what
+they all wished to hear; this was the point. Chairs were pushed back, and Sir
+Charles, who was as fearful for his prestige as Grounds for his money,
+recovered his cheerfulness. Even Acherley became good-humored. &ldquo;Well,
+here&rsquo;s to the Valleys Railroad!&rdquo; he cried. &ldquo;Damme, we ought
+to have something to drink it in!&rdquo;
+</p>
+
+<p>
+The banker ignored this, and Sir Charles spoke. &ldquo;But as to the seventh
+seat at the Board? We have not arranged that, I think?&rdquo; He liked to show
+that nothing escaped him, and that if he was above business he could still,
+when he condescended, be a business man.
+</p>
+
+<p>
+&ldquo;No,&rdquo; Ovington agreed. &ldquo;But I suggest that, with your
+permission, we hold that over. There may be a big subscriber taking three or
+four hundred shares?&rdquo;
+</p>
+
+<p>
+&ldquo;Quite so, quite so.&rdquo;
+</p>
+
+<p>
+&ldquo;Somebody may come forward, and the larger the applications the higher
+the premium, gentlemen.&rdquo;
+</p>
+
+<p>
+Again eyes glistened, and there was a new movement. Woosenham took his leave,
+bowing to Wolley and Grounds, and shaking hands with the others. Acherley went
+with him and Ovington accompanied them, bare-headed, to Sir Charles&rsquo;s
+carriage, which was waiting before the bank. As he returned Wolley waylaid him
+and drew him into a corner. A conference took place, the banker turning the
+money in his fob as he listened, his face grave. Presently the clothier entered
+on a second explanation. In the end Ovington nodded. He called Rodd from the
+counter and gave an order. He left his customer in the bank.
+</p>
+
+<p>
+When he re-entered the parlor Grounds had disappeared, and Arthur, who was
+bending over his papers, looked up. &ldquo;Wolley wanted his notes renewed, I
+suppose?&rdquo; he said. The bank had few secrets for this shrewd young man,
+who had learnt as much of business in eighteen months as Rodd the cashier had
+learned in ten years, or as Clement Ovington would learn in twenty.
+</p>
+
+<p>
+The banker nodded. &ldquo;And three hundred more on his standing loan.&rdquo;
+</p>
+
+<p>
+Arthur whistled. &ldquo;I wonder you go on carrying him, sir.&rdquo;
+</p>
+
+<p>
+&ldquo;If I cut him loose now&mdash;&mdash;&rdquo;
+</p>
+
+<p>
+&ldquo;There would be a loss, of course.&rdquo;
+</p>
+
+<p>
+&ldquo;Yes, but that is not all, lad. Where would the Railroad scheme be? Gone.
+And that&rsquo;s not all, either. His fall would deal a blow to credit. The
+money that we are drawing out of the old stockings and the cracked tea-pots
+would go back to them. Half the clothiers in the Valley would shiver, and
+neither I nor you would be able to say where the trouble would stop, or who
+would be in the <i>Gazette</i> next week. No, we must carry him for the
+present, and pay for his railway shares too. But we shall hold them, and the
+profits will eventually come to us. And if the railway is made, it will raise
+the value of mills and increase our security; so that whether he goes on or we
+have to take the mills over&mdash;which Heaven forbid!&mdash;the ground will be
+firmer. It went well?&rdquo;
+</p>
+
+<p>
+&ldquo;Splendidly! The way you managed them!&rdquo; The lad laughed.
+</p>
+
+<p>
+&ldquo;What is it?&rdquo;
+</p>
+
+<p>
+&ldquo;Grounds asked me if I did not think that you were like the pictures of
+old Boney. I said I did. The Napoleon of Finance, I told him. Only, I added,
+you knew a deal better where to stop.&rdquo;
+</p>
+
+<p>
+Ovington shook his head at the flatterer, but was pleased with the flattery.
+More than once, people had stopped him in the street and told him that he was
+like Napoleon. It was not only that he was stout and of middle height, with his
+head sunk between his shoulders; but he had the classic profile, the waxen
+complexion, the dominating brow and keen bright eyes, nay, something of the air
+of power of the great Exile who had died three years before. And he had
+something, too, of his ambition. Sprung from nothing, a self-made man, he
+seemed in his neighbors&rsquo; eyes to have already reached a wonderful
+eminence. But in his own eyes he was still low on the hill of fortune. He was
+still a country banker, and new at that. But if the wave of prosperity which
+was sweeping over the country and which had already wrought so many changes, if
+this could be taken at the flood, nothing, he believed, was beyond him. He
+dreamed of a union with Dean&rsquo;s, the old conservative steady-going bank of
+the town; of branches here and branches there; finally of an amalgamation with
+a London bank, of Threadneedle Street, and a directorship&mdash;but Arthur was
+speaking.
+</p>
+
+<p>
+&ldquo;You managed Grounds splendidly,&rdquo; he said. &ldquo;I&rsquo;ll wager
+he&rsquo;s sweating over what he&rsquo;s done! But do you think&mdash;&rdquo;
+he looked keenly at the banker as he put the question, for he was eager to know
+what was in his mind&mdash;&ldquo;the thing will succeed, sir?&rdquo;
+</p>
+
+<p>
+&ldquo;The railroad?&rdquo;
+</p>
+
+<p>
+&ldquo;Yes.&rdquo;
+</p>
+
+<p>
+&ldquo;I think that the shares will go to a premium. And I see no reason why
+the railroad should not do. If I did not think so, I should not be fostering
+it. It may take time and, of course, more money than we think. But if nothing
+occurs to dash the public&mdash;no, I don&rsquo;t see why it should not
+succeed. And if it does it will give such an impetus to the trade of the
+Valleys, three-fourths of which passes through our hands, as will repay us many
+times over.&rdquo;
+</p>
+
+<p>
+&ldquo;I am glad you think so. I was not sure.&rdquo;
+</p>
+
+<p>
+&ldquo;Because I led Grounds a little? Oh, that was fair enough. It does not
+follow from that, that honesty is not the banker&rsquo;s only policy. Make no
+mistake about that. But I am going into the house now. Just bring me the
+note-issue book, will you? I must see how we stand. I shall be in the
+dining-room.&rdquo;
+</p>
+
+<p>
+But when Arthur went into the house a few minutes later he met Betty, who was
+crossing the hall. &ldquo;Your father wanted this book,&rdquo; he said.
+&ldquo;Will you take it to him?&rdquo;
+</p>
+
+<p>
+But Betty put her hands behind her back. &ldquo;Why? Where are you
+going?&rdquo;
+</p>
+
+<p>
+&ldquo;You have forgotten that it is Saturday. I am going home.&rdquo;
+</p>
+
+<p>
+&ldquo;Horrid Saturday! I thought that to-night, with father just
+back&mdash;&mdash;&rdquo;
+</p>
+
+<p>
+&ldquo;I wouldn&rsquo;t go? If I don&rsquo;t my mother will think that the
+skies have fallen. Besides, I am riding Clement&rsquo;s mare, and if I
+don&rsquo;t go, how is he to come back?&rdquo;
+</p>
+
+<p>
+&ldquo;As you go at other times. On his feet.&rdquo;
+</p>
+
+<p>
+&ldquo;Ah, well, very soon I shall have a horse of my own. You&rsquo;ll see,
+Betty. We are all going to make our fortunes now.&rdquo;
+</p>
+
+<p>
+&ldquo;Fortunes?&rdquo;&mdash;with disdain. &ldquo;Whose?&rdquo;
+</p>
+
+<p>
+&ldquo;Your father&rsquo;s for one.&rdquo;
+</p>
+
+<p>
+&ldquo;Silly! He&rsquo;s made his.&rdquo;
+</p>
+
+<p>
+&ldquo;Then yours&mdash;and mine, Betty. Yours and mine&mdash;and
+Clement&rsquo;s.&rdquo;
+</p>
+
+<p>
+&ldquo;I don&rsquo;t think he&rsquo;ll thank you.&rdquo;
+</p>
+
+<p>
+&ldquo;Then Rodd&rsquo;s. But, no, we&rsquo;ll not make Rodd&rsquo;s.
+We&rsquo;ll not make Rodd&rsquo;s, Betty.&rdquo;
+</p>
+
+<p>
+&ldquo;And why not Mr. Rodd&rsquo;s?&rdquo;
+</p>
+
+<p>
+&ldquo;Never mind. We&rsquo;ll not make it,&rdquo; mischievously. &ldquo;I
+wonder why you&rsquo;ve got such a color, Betty?&rdquo; And as she snatched the
+book from him and threatened him with it, &ldquo;Good-bye till Monday.
+I&rsquo;m late now, and it will be dark before I am out of the town.&rdquo;
+</p>
+
+<p>
+With a gay nod he vanished through the door that led into the bank. She looked
+after him, the book in her hand. Her lip curled. &ldquo;Rodd indeed!&rdquo; she
+murmured. &ldquo;Rodd? As if I should ever&mdash;oh, isn&rsquo;t he
+provoking!&rdquo;
+</p>
+
+</div><!--end chapter-->
+
+<div class="chapter">
+
+<h2><a name="chap02"></a>CHAPTER II</h2>
+
+<p>
+The village of Garthmyle, where Arthur had his home, lay in the lap of the
+border hills more than seven miles from Aldersbury, and night had veiled the
+landscape when he rode over the bridge and up the village street. The squat
+church-tower, firm and enduring as the hopes it embodied, rose four-square
+above the thatched dwellings, and some half-mile away the rider could discern
+or imagine the blur of trees that masked Garth, on its sister eminence. But the
+bounds of the valley, in the mouth of which the village nestled, were obscured
+by darkness; the steep limestone wall which fenced it on one side and the more
+distant wooded hills that sloped gently to it on the other were alike hidden.
+It was only when Arthur had passed through the hamlet, where all doors were
+closed against the chill of a January night, and he had ridden a few paces down
+the hillock, that the lights of the Cottage broke upon his view. Many a time
+had they, friendly beacons of home and rest, greeted him at that point.
+</p>
+
+<p>
+Not that Arthur saw them as beacons, for at no time was he much given to
+sentiment. His outlook on life was too direct and vivid for that, and to-day in
+particular his mind was teeming with more practical thoughts, with hopes and
+plans and calculations. But the lights meant that a dull ride over a rough road
+was at an end, and so far they gave him pleasure. He opened the gate and rode
+round to the stable, gave up the horse to Pugh, the man-of-all-work, and made
+his way into the house.
+</p>
+
+<p>
+He entered upon a scene as cheerful as any lights shining on weary traveller
+could promise. In a fair-sized room a clear grate held a coal fire, the flames
+of which danced on the red-papered walls. A kettle bubbled on the hob, a
+tea-tray gleamed on the table, and between the two a lady and gentleman sat,
+eating crumpets; the lady with much elegance and a napkin spread over her
+lavender silk dress, the gentleman in a green cutaway coat with basket
+buttons&mdash;a coat that ill concealed the splashed gaiters for which he had
+more than once asked pardon.
+</p>
+
+<p>
+But fair as things looked on the surface, all was not perfect even in this
+pleasant interior. The lady held herself stiffly, and her eyes rested rather
+more often than was courteous on the spatter-dashes. Secretly she thought her
+company not good enough for her, while the gentleman was frankly bored. Neither
+was finding the other as congenial as a first glance suggested, and it would
+have been hard to say which found Arthur&rsquo;s entrance the more welcome
+interruption.
+</p>
+
+<p>
+&ldquo;Hallo, mother!&rdquo; he said, stooping carelessly to kiss her.
+&ldquo;Hallo, Clement.&rdquo;
+</p>
+
+<p>
+&ldquo;My dear Arthur!&rdquo; the lady cried, the lappets of her cap shaking as
+she embraced him. &ldquo;How late you are! That horrid bank! I am sure that
+some day you will be robbed and murdered on your way home!&rdquo;
+</p>
+
+<p>
+&ldquo;I! No, mother. I don&rsquo;t bring the money, more&rsquo;s the pity! I
+am late, am I? The worse for Clement, who has to ride home. But I have been
+doing your work, my lad, so you mustn&rsquo;t grumble. What did you get?&rdquo;
+</p>
+
+<p>
+&ldquo;A brace and a wood-pigeon. Has my father come?&rdquo;
+</p>
+
+<p>
+&ldquo;Yes, he has come, and I am afraid has a wigging in store for you.
+But&mdash;a brace and a wood-pigeon? Lord, man,&rdquo; with a little contempt
+in his tone, &ldquo;what do you do with your gun all day? Why, Acherley told me
+that in that rough between the two fallows above the brook&mdash;&mdash;&rdquo;
+</p>
+
+<p>
+&ldquo;Oh, Arthur,&rdquo; Mrs. Bourdillon interposed, &ldquo;never mind
+that!&rdquo; She had condescended sufficiently, she thought, and wished to hear
+no more of Clement Ovington&rsquo;s doings. &ldquo;I&rsquo;ve something more
+important to tell you, much more important. I&rsquo;ve had a shock, a dreadful
+shock to-day.&rdquo;
+</p>
+
+<p>
+She was a faded lady, rather foolish than wise, and very elegant: one who made
+the most of such troubles as she had, and the opening her son now heard was one
+which he had heard often before.
+</p>
+
+<p>
+&ldquo;What&rsquo;s the matter now, mother?&rdquo; he asked, stooping to warm
+his hands.
+</p>
+
+<p>
+&ldquo;Your uncle has been here.&rdquo;
+</p>
+
+<p>
+&ldquo;Well, that&rsquo;s no new thing.&rdquo;
+</p>
+
+<p>
+&ldquo;But he has behaved dreadfully, perfectly dreadfully to me.&rdquo;
+</p>
+
+<p>
+&ldquo;I don&rsquo;t know that that is new, either.&rdquo;
+</p>
+
+<p>
+&ldquo;He began again about your refusal to take Orders, and your going into
+that dreadful bank instead.&rdquo;
+</p>
+
+<p>
+Arthur shrugged his shoulders. &ldquo;That&rsquo;s one for you, Clement.&rdquo;
+</p>
+
+<p>
+&ldquo;Oh, that wasn&rsquo;t the half,&rdquo; the lady continued, unbending.
+&ldquo;He said, there was the living, three hundred and fifty a year, and old
+Mr. Trubshaw seventy-eight. And he&rsquo;d have to sell it and put in a
+stranger and have quarrels about tithes. He stood there with his great stick in
+his hand and his eyes glaring at me like an angry cat&rsquo;s, and scolded me
+till I didn&rsquo;t know whether I stood on my head or my heels. He wanted to
+know where you got your low tastes from.&rdquo;
+</p>
+
+<p>
+&ldquo;There you are again, Clement!&rdquo;
+</p>
+
+<p>
+&ldquo;And your wish to go into trade, and I answered him quite sharp that you
+didn&rsquo;t get them from me; as for Mr. Bourdillon&rsquo;s grandfather, who
+had the plantations in Jamaica, it wasn&rsquo;t the same at all, as everybody
+knows and agrees that nothing is genteeler than the West Indies with black men
+to do the work!&rdquo;
+</p>
+
+<p>
+&ldquo;You confounded him there, mother, I&rsquo;m sure. But as we have heard
+something like this before, and Clement is not much interested, if that is
+all&mdash;&mdash;&rdquo;
+</p>
+
+<p>
+&ldquo;Oh, but it is not all! Very far from it!&rdquo; Mrs. Bourdillon&rsquo;s
+head shook till the lappets swung again. &ldquo;The worst is to come. He said
+that we had had the Cottage rent-free for four years&mdash;and I&rsquo;m sure I
+don&rsquo;t know who has a better right to it&mdash;but that that was while he
+still hoped that you were going to live like a gentleman, like the Griffins
+before you&mdash;and I am sure the Bourdillons were gentry, or I should have
+been the last to marry your father! But as you seemed to be set on going your
+own way and into the bank for good&mdash;and I must say I told him it
+wasn&rsquo;t any wish of mine and I&rsquo;d said all I could against it, as you
+know, and Mr. Clement knows the same&mdash;why, it was but right that we should
+pay rent like other people! And it would be thirty pounds a year from Lady
+Day!&rdquo;
+</p>
+
+<p>
+&ldquo;The d&mdash;d old hunks!&rdquo; Arthur cried. He had listened unmoved to
+his mother&rsquo;s tirade, but this touched him. &ldquo;Well, he is a
+curmudgeon! Thirty pounds a year? Well, I&rsquo;m d&mdash;d! And all because I
+won&rsquo;t starve as a parson!&rdquo;
+</p>
+
+<p>
+But his mother rose in arms at that. &ldquo;Starve as a parson!&rdquo; she
+cried. &ldquo;Why, I think you are as bad, one as the other. I&rsquo;m sure
+your father never starved!&rdquo;
+</p>
+
+<p>
+&ldquo;No, I know, mother. He was passing rich on four hundred pounds a year.
+But that is not going to do for me.&rdquo;
+</p>
+
+<p>
+&ldquo;Well, I don&rsquo;t know what you want!&rdquo;
+</p>
+
+<p>
+&ldquo;My dear mother, I&rsquo;ve told you before what I want.&rdquo; Arthur
+was fast regaining the good temper that he seldom lost. &ldquo;If I were a
+bishop&rsquo;s son and could look to be a bishop, or if I were an
+archdeacon&rsquo;s son with the prospect of a fat prebend and a rectory or two
+with it, I&rsquo;d take Orders. But with no prospect except the Garthmyle
+living, and with tithes falling&mdash;&mdash;&rdquo;
+</p>
+
+<p>
+&ldquo;But haven&rsquo;t I told you over and over again that you have only to
+make-up to&mdash;but there, I haven&rsquo;t told you that Jos was with him, and
+I will say this for her, that she looked as ashamed for him as I am sure I was!
+I declare I was sorry for the girl and she not daring to put in a
+word&mdash;such an old bear as he is to her!&rdquo;
+</p>
+
+<p>
+&ldquo;Poor Jos!&rdquo; Arthur said. &ldquo;She has not a very bright life of
+it. But this does not interest Clement, and we&rsquo;re keeping him.&rdquo;
+</p>
+
+<p>
+The young man had indeed made more than one attempt to take leave, but every
+time he had moved Mrs. Bourdillon had either ignored him, or by a stately
+gesture had claimed his silence. He rose now.
+</p>
+
+<p>
+&ldquo;I dare say you know my cousin?&rdquo; Arthur said.
+</p>
+
+<p>
+&ldquo;I&rsquo;ve seen her,&rdquo; Clement answered; and his mind went back to
+the only occasion on which he had remarked Miss Griffin. It had been at the
+last Race Ball at Aldersbury that he had noticed her&mdash;a gentle,
+sweet-faced girl, plainly and even dowdily dressed, and so closely guarded by
+her proud old dragon of a father that, warned by the fate of others and aware
+that his name was not likely to find favor with the Squire, he had shrunk from
+seeking an introduction. But he had noticed that she sat out more than she
+danced; sat, indeed, in a kind of isolation, fenced in by the old man, and
+regarded with glances of half-scornful pity by girls more smartly dressed. He
+had had time to watch her, for he also, though for different reasons, had been
+a little without the pale, and he had found her face attractive. He had
+imagined how differently she would look were she suitably dressed.
+&ldquo;Yes,&rdquo; he continued, recalling it, &ldquo;she was at the last Race
+Ball, I think.&rdquo;
+</p>
+
+<p>
+&ldquo;And a mighty poor time she had of it,&rdquo; Arthur answered, half
+carelessly, half contemptuously. &ldquo;Poor Jos! She hasn&rsquo;t at any time
+much of a life with my beauty of an uncle. Twopence to get and a penny to
+spend!&rdquo;
+</p>
+
+<p>
+Mrs. Bourdillon protested. &ldquo;I do wish you would not talk of your cousin
+like that,&rdquo; she said. &ldquo;You know that she&rsquo;s your uncle&rsquo;s
+heiress, and if you only&mdash;&mdash;&rdquo;
+</p>
+
+<p>
+Arthur cut her short. &ldquo;There! There! You don&rsquo;t remember, mother,
+that Clement has seven miles to ride before his supper. Let him go now!
+He&rsquo;ll be late enough.&rdquo;
+</p>
+
+<p>
+That was the end, and the two young men went out together. When Arthur
+returned, the tea had been removed and his mother was seated at her tambour
+work. He took his stand before the fire. &ldquo;Confounded old screw!&rdquo; he
+fumed. &ldquo;Thirty pounds a year? And he&rsquo;s three thousand, if
+he&rsquo;s a penny! And more likely four!&rdquo;
+</p>
+
+<p>
+&ldquo;Well, it may be yours some day,&rdquo; with a sniff. &ldquo;I&rsquo;m
+sure Jos is ready enough.&rdquo;
+</p>
+
+<p>
+&ldquo;She&rsquo;ll have to do as he tells her.&rdquo;
+</p>
+
+<p>
+&ldquo;But Garth must be hers.&rdquo;
+</p>
+
+<p>
+&ldquo;And still she&rsquo;ll have to do as he tells her. Don&rsquo;t you know
+yet, mother, that Jos has no more will than a mouse? But never mind, we can
+afford his thirty pounds. Ovington is giving me a hundred and fifty, and
+I&rsquo;m to have another hundred as secretary to this new
+Company&mdash;that&rsquo;s news for you. With your two hundred and fifty we
+shall be able to pay his rent and still be better off than before. I shall buy
+a nag&mdash;Packham has one to sell&mdash;and move to better rooms in
+town.&rdquo;
+</p>
+
+<p>
+&ldquo;But you&rsquo;ll still be in that dreadful bank,&rdquo; Mrs. Bourdillon
+sighed. &ldquo;Really, Arthur, with so much money it seems a pity you should
+lower yourself to it.&rdquo;
+</p>
+
+<p>
+He had some admirable qualities besides the gaiety, the alertness, the good
+looks that charmed all comers; ay, and besides the rather uncommon head for
+figures and for business which came, perhaps, of his Huguenot ancestry, and had
+commended him to the banker. Of these qualities patience with his mother was
+one. So, instead of snubbing her, &ldquo;Why dreadful?&rdquo; he asked
+good-humoredly. &ldquo;Because all our county fogies look down on it? Because
+having nothing but land, and drawing all their importance from land,
+they&rsquo;re jealous of the money that is shouldering them out and threatening
+their pride of place? Listen to me, mother. There is a change coming! Whether
+they see it or not, and I think they do see it, there is a change coming, and
+stiff as they hold themselves, they will have to give way to it. Three thousand
+a year? Four thousand? Why, if Ovington lives another ten years what do you
+think that he will be worth? Not three thousand a year, but ten, fifteen,
+twenty thousand!&rdquo;
+</p>
+
+<p>
+&ldquo;Arthur!&rdquo;
+</p>
+
+<p>
+&ldquo;It is true, mother. Ay, twenty, it is possible! And do you think that
+when he can buy up half a dozen of these thickheaded Squires who can just add
+two to two and make four&mdash;that he&rsquo;ll not count? Do you think that
+they&rsquo;ll be able to put him on one side? No! And they know it. They see
+that the big manufacturers and the big ironmasters and the big bankers who are
+putting together hundreds of thousands are going to push in among them and
+can&rsquo;t be kept out! And therefore trade, as they call it, stinks in their
+nostrils!&rdquo;
+</p>
+
+<p>
+&ldquo;Oh, Arthur, how horrid!&rdquo; Mrs. Bourdillon protested, &ldquo;you are
+growing as coarse as your uncle. And I&rsquo;m sure we don&rsquo;t want a lot
+of vulgar purse-proud&mdash;&mdash;&rdquo;
+</p>
+
+<p>
+&ldquo;Purse-proud? And what is the Squire? Land-proud! But,&rdquo; growing
+more calm, &ldquo;never mind that. You will take a different view when I tell
+you something that I heard to-day. Ovington let drop a word about a
+partnership.&rdquo;
+</p>
+
+<p>
+&ldquo;La, Arthur, but&mdash;&mdash;&rdquo;
+</p>
+
+<p>
+&ldquo;A partnership! Nothing definite, nothing to bind, and not yet, but in
+the future. It was but a hint. But think of it, mother! It is what I have been
+aiming at all along, but I didn&rsquo;t expect to hear of it yet. Not one or
+two hundred a year, but say, five hundred to begin with, and three, four, five
+thousand by and by! Five thousand!&rdquo; His eyes sparkled and he threw back
+the hair from his forehead with a characteristic gesture. &ldquo;Five thousand
+a year! Think of that and don&rsquo;t talk to me of Orders. Take Orders! Be a
+beggarly parson while I have that in my power, and in my power while I am still
+young! For trust me, with Ovington at the helm and the tide at flood we shall
+move. We shall move, mother! The money is there, lying there, lying everywhere
+to be picked up. And we shall pick it up.&rdquo;
+</p>
+
+<p>
+&ldquo;You take my breath away!&rdquo; his mother protested, her faded,
+delicate face unusually flushed. &ldquo;Five thousand a year! Gracious me! Why,
+it is more than your uncle has!&rdquo; She raised her mittened hands in
+protest. &ldquo;Oh, it is impossible!&rdquo; The vision overcame her.
+</p>
+
+<p>
+But &ldquo;It is perfectly possible,&rdquo; he repeated. &ldquo;Clement is of
+no use. He is for ever wanting to be out of doors&mdash;a farmer spoiled.
+Rodd&rsquo;s a mere mechanic. Ovington cannot do it all, and he sees it. He
+must have someone he can trust. And then it is not only that I suit him. I am
+what he is not&mdash;a gentleman.&rdquo;
+</p>
+
+<p>
+&ldquo;If you could have it without going to the bank!&rdquo; Mrs. Bourdillon
+said. And she sighed, golden as was the vision. But before they parted his
+eloquence had almost persuaded her. She had heard such things, had listened to
+such hopes, had been dazzled by such sums that she was well-nigh reconciled
+even to that which the old Squire dubbed &ldquo;the trade of usury.&rdquo;
+</p>
+
+</div><!--end chapter-->
+
+<div class="chapter">
+
+<h2><a name="chap03"></a>CHAPTER III</h2>
+
+<p>
+Meanwhile Clement Ovington jogged homeward through the darkness, his thoughts
+divided between the discussion at which he had made an unwilling third, and the
+objects about him which were never without interest for this young man. He had
+an ear, and a very sharp one, for the piping of the pee-wits in the low land by
+the river, and the owl&rsquo;s cadenced cry in the trees about Garth. He marked
+the stars shining in a depth of heaven opened amid the flying wrack of clouds;
+he picked out Jupiter sailing with supreme dominion, and the Dog-star
+travelling across the southern tract. His eye caught the gleam of water on a
+meadow, and he reflected that old Gregory would never do any good with that
+ground until he made some stone drains in it. Not a sound in the sleeping
+woods, not the barking of a dog at a lonely homestead&mdash;and he knew every
+farm by name and sight and quality&mdash;escaped him; nor the shape of a
+covert, blurred though it was and leafless. But amid all these interests, and
+more than once, his thoughts as he rode turned inwards, and he pictured the
+face of the girl at the ball. Long forgotten, it recurred to him with strange
+persistence.
+</p>
+
+<p>
+He was an out-of-door man, and that, in his position, was the pity of it.
+Aldersbury School&mdash;and Aldersbury was a very famous school in those
+days&mdash;and Cambridge had done little to alter the tendency: possibly the
+latter, seated in the midst of wide open spaces, under a wide sky, the fens its
+neighbors, had done something to strengthen his bent. Bourdillon thought of him
+with contempt, as a clodhopper, a rustic, hinting that he was a throwback to an
+ancestor, not too remote, who had followed the plough and whistled for want of
+thought. But he did Clement an injustice. It was possible that in his love of
+the soil he was a throwback; he would have made, and indeed he was, a good
+ploughman. He had learnt the trick with avidity, giving good money, solid
+silver shillings, that Hodge might rest while he worked. But, a ploughman, he
+would not have turned a clod without noticing its quality, nor sown a seed
+without considering its fitness, nor observed a rare plant without wondering
+why it grew in that position, nor looked up without drawing from the sky some
+sign of the weather or the hour. Much less would he have gazed down a woodland
+glade, flecked with sunlight, without perceiving its beauty.
+</p>
+
+<p>
+He was, indeed, both in practice and theory a lover of Nature; breathing freely
+its open air, understanding its moods, asking nothing better than to be allowed
+to turn them to his purpose. Though he was no great reader, he read Wordsworth,
+and many a line was fixed in his memory and, on occasions when he was alone,
+rose to his lips.
+</p>
+
+<p>
+But he hated the desk and he hated figures. His thoughts as he stood behind the
+bank counter, or drummed his restless heels against the legs of his high stool,
+were far away in fallow and stubble, or where the trout, that he could tickle
+as to the manner born, lay under the caving bank. And to his father and to
+those who judged him by the bank standard, and felt for him half scornful
+liking, he seemed to be an inefficient, a trifler. They said in Aldersbury that
+it was lucky for him that he had a father.
+</p>
+
+<p>
+Perhaps of all about him it was from that father that he could expect the least
+sympathy. Ovington was not only a banker, he was a banker to whom his business
+was everything. He had created it. It had made him. It was not in his eyes a
+mere adjunct, as in the eyes of one born in the purple and to the leisure which
+invites to the higher uses of wealth. Able he was, and according to his lights
+honorable; but a narrow education had confined his views, and he saw in his
+money merely the means to rise in the world and eventually to become one of the
+landed class which at that time monopolized all power and all influence,
+political as well as social. Such a man could only see in Clement a failure, a
+reversion to the yeoman type, and own with sorrow the irony of fortune that so
+often delights to hand on the sceptre of an Oliver to a
+&ldquo;Tumble-down-Dick.&rdquo;
+</p>
+
+<p>
+Only from Betty, young and romantic, yet possessed of a woman&rsquo;s intuitive
+power of understanding others, could Clement look for any sympathy. And even
+Betty doubted while she loved&mdash;for she had also that other attribute of
+woman, a basis of sound common-sense. She admired her father. She saw more
+clearly than Clement what he had done for them and to what he was raising them.
+And she could not but grieve that Clement was not more like him, that Clement
+could not fall in with his wishes and devote himself to the attainment of the
+end for which the elder man had worked. She could enter into the father&rsquo;s
+disappointment as well as into the son&rsquo;s distaste.
+</p>
+
+<p>
+Meanwhile Clement, dreaming now of a girl&rsquo;s face, now of a new drill
+which he had seen that morning, now of the passing sights and sounds which
+would have escaped nine men out of ten but had a meaning for him, drew near to
+the town. He topped the last eminence, he rode under the ancient oak, whence,
+tradition had it, a famous Welshman had watched the wreck of his fortunes on a
+pitched field. Finally he saw, rising from the river before him, the
+amphitheatre of dim lights that was the town. Descending he crossed the bridge.
+</p>
+
+<p>
+He sighed as he did so. For to him to pass from the silent lands and to enter
+the brawling streets where apprentices were putting up the shutters and beggars
+were raking among heaps of market garbage was to fall half way from the clouds.
+To right and left the inns were roaring drunken choruses, drabs stood in the
+mouths of the alleys&mdash;dubbed in Aldersbury
+&ldquo;shuts&rdquo;&mdash;tradesmen were hastening to wet their profits at the
+Crown or the Gullet. When at last he heard the house door clang behind him, and
+breathed the confined air of the bank, redolent for him of ledgers and
+day-books, the fall was complete. He reached the earth.
+</p>
+
+<p>
+If he had not done so, his sister&rsquo;s face when he entered the dining-room
+would have brought him to his level.
+</p>
+
+<p>
+&ldquo;My eye and Betty Martin!&rdquo; she said. &ldquo;But you&rsquo;ve done
+it now, my lad!&rdquo;
+</p>
+
+<p>
+&ldquo;What&rsquo;s the matter?&rdquo;
+</p>
+
+<p>
+&ldquo;Father will tell you that. He&rsquo;s in his room and as black as
+thunder. He came home by the mail at three&mdash;Sir Charles waiting, Mr.
+Acherley waiting, the bank full, no Clement! You are in for it. You are to go
+to him the moment you come in.&rdquo;
+</p>
+
+<p>
+He looked longingly at the table where supper awaited him. &ldquo;What did he
+say?&rdquo; he asked.
+</p>
+
+<p>
+&ldquo;He said all I have said and d&mdash;n besides. It&rsquo;s no good
+looking at the table, my lad. You must see him first and then I&rsquo;ll give
+you your supper.&rdquo;
+</p>
+
+<p>
+&ldquo;All right!&rdquo; he replied, and he turned to the door with something
+of a swagger.
+</p>
+
+<p>
+But Betty, whose moods were as changeable as the winds, and whose thoughts were
+much graver than her words, was at the door before him. She took him by the
+lapel of his coat and looked up in his face. &ldquo;You won&rsquo;t forget that
+you&rsquo;re in fault, Clem, will you?&rdquo; she said in a small voice.
+&ldquo;Remember that if he had not worked there would be no walking about with
+a gun or a rod for you. And no looking at new drills, whatever they are, for I
+know that that is what you had in your mind this morning. He&rsquo;s a good
+dad, Clem&mdash;better than most. You won&rsquo;t forget that, will you?&rdquo;
+</p>
+
+<p>
+&ldquo;But after all a man must&mdash;&mdash;&rdquo;
+</p>
+
+<p>
+&ldquo;Suppose you forget that &lsquo;<i>after all</i>,&rsquo;&rdquo; she said
+sagely. &ldquo;The truth is you have played truant, haven&rsquo;t you? And you
+must take your medicine. Go and take it like a good boy. There are but three of
+us, Clem.&rdquo;
+</p>
+
+<p>
+She knew how to appeal to him, and how to move him; she knew that at bottom he
+was fond of his father. He nodded and went, knocked at his father&rsquo;s door
+and, tamed by his sister&rsquo;s words, took his scolding&mdash;and it was a
+sharp scolding&mdash;with patience. Things were going well with the banker, he
+had had his usual four glasses of port, and he might not have spoken so sharply
+if the contrast between the idle and the industrious apprentice had not been
+thrust upon him that day with a force which had startled him. That little hint
+of a partnership had not been dropped without a pang. He was jealous for his
+son, and he spoke out.
+</p>
+
+<p>
+&ldquo;If you think,&rdquo; he said, tapping the ledger before him, to give
+point to his words, &ldquo;that because you&rsquo;ve been to Cambridge this job
+is below you, you&rsquo;re mistaken, Clement. And if you think that you can do
+it in your spare time, you&rsquo;re still more mistaken. It&rsquo;s no easy
+task, I can tell you, to make a bank and keep a bank, and manage your
+neighbor&rsquo;s money as well as your own, and if you think it is,
+you&rsquo;re wrong. To make a hundred thousand pounds is a deal harder than to
+make Latin verses&mdash;or to go tramping the country on a market day with your
+gun! That&rsquo;s not business! That&rsquo;s not business, and once for all, if
+you are not going to help me, I warn you that I must find someone who will! And
+I shall not have far to look!&rdquo;
+</p>
+
+<p>
+&ldquo;I&rsquo;m afraid, sir, that I have not got a turn for it,&rdquo; Clement
+pleaded.
+</p>
+
+<p>
+&ldquo;But what have you a turn for? You shoot, but I&rsquo;m hanged if you
+bring home much game. And you fish, but I suppose you give the fish away. And
+you&rsquo;re out of town, idling and doing God knows what, three days in the
+week! No turn for it? No will to do it, you mean. Do you ever think,&rdquo; the
+banker continued, joining the fingers of his two hands as he sat back in his
+chair, and looking over them at the culprit, &ldquo;where you would be and what
+you would be doing if I had not toiled for you? If I had not made the business
+at which you do not condescend to work? I had to make my own way. My
+grandfather was little better than a laborer, and but for what I&rsquo;ve done
+you might be a clerk at a pound a week, and a bad clerk, too! Or behind a
+shop-counter, if you liked it better. And if things go wrong with me&mdash;for
+I&rsquo;d have you remember that nothing in this world is quite safe&mdash;that
+is where you may still be! Still, my lad!&rdquo;
+</p>
+
+<p>
+For the first time Clement looked his father fairly in the face&mdash;and
+pleased him. &ldquo;Well, sir,&rdquo; he said, &ldquo;if things go wrong I hope
+you won&rsquo;t find me wanting. Nor ungrateful for what you have done for us.
+I know how much it is. But I&rsquo;m not Bourdillon, and I&rsquo;ve not got his
+head for figures.&rdquo;
+</p>
+
+<p>
+&ldquo;You&rsquo;ve not got his application. That&rsquo;s the mischief! Your
+heart&rsquo;s not in it.&rdquo;
+</p>
+
+<p>
+&ldquo;Well, I don&rsquo;t know that it is,&rdquo; Clement admitted. &ldquo;I
+suppose you couldn&rsquo;t&mdash;&mdash;&rdquo; he hesitated, a new hope
+kindled within him. He looked at his father doubtfully.
+</p>
+
+<p>
+&ldquo;Couldn&rsquo;t what?&rdquo;
+</p>
+
+<p>
+&ldquo;Release me from the bank, sir? And give me a&mdash;a very small capital
+to&mdash;&mdash;&rdquo;
+</p>
+
+<p>
+&ldquo;To go and idle upon?&rdquo; the banker exclaimed, and thumped the ledger
+in his indignation at an idea so preposterous. &ldquo;No, by G&mdash;d, I
+couldn&rsquo;t! Pay you to go idling about the country, more like a dying duck
+in a thunder-storm, as I am told you do, than a man! Find you capital and see
+you loiter your life away with your hands in your pockets? No, I
+couldn&rsquo;t, my boy, and I would not if I could! Capital, indeed? Give you
+capital? For what?&rdquo;
+</p>
+
+<p>
+&ldquo;I could take a farm,&rdquo; sullenly, &ldquo;and I shouldn&rsquo;t idle.
+I can work hard enough when I like my work. And I know something about farming,
+and I believe I could make it pay.&rdquo;
+</p>
+
+<p>
+The other gasped. To the banker, with his mind on thousands, with his plans and
+hopes for the future, with his golden visions of Lombard Street and financial
+sway, to talk of a farm and of making it pay! It seemed&mdash;it seemed worse
+than lunacy. His son must be out of his mind. He stared at him, honestly
+wondering. &ldquo;A farm!&rdquo; he ejaculated at last. &ldquo;And make it pay?
+Go back to the clodhopping life your grandfather lived before you and from
+which I lifted you? Peddle with pennies and sell ducks and chickens in the
+market? Why&mdash;why, I don&rsquo;t know what to say to you?&rdquo;
+</p>
+
+<p>
+&ldquo;I like an outdoor life,&rdquo; Clement pleaded, his face scarlet.
+</p>
+
+<p>
+&ldquo;Like a&mdash;like a&mdash;&mdash;&rdquo; Ovington could find no word to
+express his feelings and with an effort he swallowed them down. &ldquo;Look
+here, Clement,&rdquo; he said more mildly; &ldquo;what&rsquo;s come to you?
+What is it that is amiss with you? Whatever it is you must straighten it out,
+boy; there must be an end of this folly, for folly it is. Understand me, the
+day that you go out of the bank you go to stand on your own legs, without help
+from me. If you are prepared to do that?&rdquo;
+</p>
+
+<p>
+&ldquo;I don&rsquo;t say that I could&mdash;at first.&rdquo;
+</p>
+
+<p>
+&ldquo;Then while I keep you I shall certainly do it on my own terms. So, if
+you please, I will hear no more of this. Go back to your desk, go back to your
+desk, sir, and do your duty. I sent you to Cambridge at Butler&rsquo;s
+suggestion, but I begin to fear that it was the biggest mistake of my life. I
+declare I never heard such nonsense except from a man in love. I suppose you
+are not in love, eh?&rdquo;
+</p>
+
+<p>
+&ldquo;No!&rdquo; Clement cried angrily, and he went out.
+</p>
+
+<p>
+For he could not own to his father that he was in love; in love with the brown
+earth, the woods, and the wide straggling hedge-rows, with the whispering wind
+and the music of the river on the shallows, with the silence and immensity of
+night. Had he done so, he would have spoken a language which his father did not
+and could not understand. And if he had gone a step farther and told him that
+he felt drawn to those who plodded up and down the wide stubbles, who cut and
+bound the thick hedge-rows, who wrought hand in hand with Nature day in and day
+out, whose lives were spent in an unending struggle with the soil until at last
+they sank and mingled with it&mdash;if he had told him that he felt his kinship
+with those humble folk who had gone before him, he would only have mystified
+him, only have angered him the more.
+</p>
+
+<p>
+Yet so it was. And he could not change himself.
+</p>
+
+<p>
+He went slowly to his supper and to Betty, owning defeat; acknowledging his
+father&rsquo;s strength of purpose, acknowledging his father&rsquo;s right, yet
+vexed at his own impotence. Life pulsed strongly within him. He longed to do
+something. He longed to battle, the wind in his teeth and the rain in his face,
+with some toil, some labor that would try his strength and task his muscles,
+and send him home at sunset weary and satisfied. Instead he saw before him an
+endless succession of days spent with his head in a ledger and his heels on the
+bar of his stool, while the sun shone in at the windows of the bank and the
+flies buzzed sleepily about him; days arid and tedious, shared with no
+companion more interesting than Rodd, who, excellent fellow, was not amusing,
+or more congenial than Bourdillon, who patronized him when he was not using
+him. And in future he would have to be more punctual, more regular, more
+assiduous! It was a dreary prospect.
+</p>
+
+<p>
+He ate his supper in morose silence until Betty, who had been quick to read the
+upshot of the interview in his face, came behind him and ruffled his hair.
+&ldquo;Good boy!&rdquo; she whispered, leaning over him. &ldquo;His days shall
+be long in the land!&rdquo;
+</p>
+
+<p>
+&ldquo;I wish to heaven,&rdquo; he answered, &ldquo;they were in the land! I am
+sure they will be long enough in the bank!&rdquo; But after that he recovered
+his temper.
+</p>
+
+</div><!--end chapter-->
+
+<div class="chapter">
+
+<h2><a name="chap04"></a>CHAPTER IV</h2>
+
+<p>
+In remote hamlets a few churches still recall the fashion of Garthmyle. It was
+a wide church of two aisles having clear windows, through which a flood of cold
+light fell on the whitewashed walls, and on the maze of square pews, some
+colored drab, some a pale blue, through which narrow alleys, ending in
+culs-de-sac, wound at random. The Griffin memorials, though the earliest were
+of Tudor date, were small and mean, and the one warm scrap of color in the
+church was furnished by the faded red curtain which ran on iron rods round the
+Squire&rsquo;s pew and protected his head from draughts. That curtain was
+watched with alarm by many, for at a certain point in the service it was the
+Squire&rsquo;s wont to draw it aside, and to stand for a time with his back to
+the east while his hard eyes roved over the congregation. Woe to the absentees!
+His scrutiny completed, with a grunt which carried terror to the hearts of
+their families, he would draw the curtain, turn about again, and compose
+himself to sleep.
+</p>
+
+<p>
+In its severity and bleakness the church fairly matched the man, who, old and
+gaunt and grey, was its central figure; who, like it, embodied, meagrely and
+plainly as he dressed, the greatness of old associations, and like it, if in a
+hard and forbidding way, owned and exacted an unchanging standard of duty.
+</p>
+
+<p>
+For he was the Squire. Whatever might be done elsewhere, nothing was done in
+that parish without him. The parson, aged and apathetic, knew better than to
+cross his will&mdash;had he not to get in his tithes? The farmers were his
+tenants, the overseers rested in the hollow of his hand. Hardly a man was hired
+and no man was relieved, no old wife sent back to her distant settlement, no
+lad apprenticed, but as he pleased. He was the Squire.
+</p>
+
+<p>
+On Sundays the tenants waited in the churchyard until he arrived, and it was
+this which deceived Arthur when, Mrs. Bourdillon feeling unequal to the
+service, he reached the church next morning. He found the porch empty, and
+concluding that his uncle had entered, he made his way to the Cottage pew,
+which was abreast of the great man&rsquo;s. But in the act of sitting down he
+saw, glancing round the red curtain, that Josina was alone. It struck him then
+that it would be pleasant to sit beside her and entertain himself with her
+conscious face, and he crossed over and let himself into the Squire&rsquo;s
+pew. He had the satisfaction of seeing the blood mount swiftly to her cheeks,
+but the next moment he found the old man&mdash;who had that morning sent word
+that he would be late&mdash;at his elbow, in the act of entering behind him.
+</p>
+
+<p>
+It was too late to retreat, and with a face as hot as Josina&rsquo;s he
+stumbled over the straw-covered footstool and sat down on her other hand. He
+knew that the Squire would resent his presence after what had happened, and
+when he stood up his ears were tingling. But he soon recovered himself. He saw
+the comic side of the situation, and long before the sermon was over, he found
+himself sufficiently at ease to enjoy some of the <i>agréments</i> which he had
+foreseen.
+</p>
+
+<p>
+Carved roughly with a penknife on the front of the pew was a heart surmounting
+two clasped hands. Below each hand were initials&mdash;his own and
+Josina&rsquo;s; and he never let the girl forget the August afternoon, three
+years before, when he had induced her to do her share. She had refused many
+times; then, like Eve in the garden, she had succumbed on a drowsy afternoon
+when they had had the pew to themselves and the drone of the preacher&rsquo;s
+voice had barely risen above the hum of the bees. She had been little more than
+a child at the time, and ever since that day the apple had been to her both
+sweet and bitter. For she was not a child now, and, a woman, she rebelled
+against Arthur&rsquo;s power to bring the blood to her cheeks and to
+play&mdash;with looks rather than words, for of these he was chary&mdash;upon
+feelings which she could not mask.
+</p>
+
+<p>
+Of late resentment had been more and more gaining the upper hand with her. But
+to-day she forgave. She feared that which might pass between him and his uncle
+at the close of the service, and she had not the heart to be angry. However,
+when the dreaded moment came she was pleasantly disappointed. When they reached
+the porch, &ldquo;Take my seat, take my meat,&rdquo; the Squire said grimly.
+&ldquo;Are you coming up?&rdquo;
+</p>
+
+<p>
+&ldquo;If I may, sir?
+</p>
+
+<p>
+&ldquo;I want a word with you.&rdquo;
+</p>
+
+<p>
+This was not promising, but it might have been worse, and little more was said
+as the three passed, the congregation standing uncovered, down the Churchyard
+Walk and along the road to Garth.
+</p>
+
+<p>
+The Squire, always taciturn, strode on in silence, his eyes on his fields. The
+other two said little, feeling trouble in the air. Fortunately at the early
+dinner there was a fourth to mend matters in the shape of Miss Peacock, the
+Squire&rsquo;s housekeeper. She was a distant relation who had spent most of
+her life at Garth; who considered the Squire the first of men, his will as law,
+and who from Josina&rsquo;s earliest days had set her an example of servile
+obedience. To ask what Mr. Griffin did not offer, to doubt where he had laid
+down the law, was to Miss Peacock flat treason; and where a stronger mind might
+have moulded the girl to a firmer shape, the old maid&rsquo;s influence had
+wrought in the other direction. A tall meagre spinster, a weak replica of the
+Squire, she came of generations of women who had been ruled by their men and
+trained to take the second place. The Squire&rsquo;s two wives, his first,
+whose only child had fallen, a boy-ensign, at Alexandria, his second,
+Josina&rsquo;s mother, had held the same tradition, and Josina promised to
+abide by it.
+</p>
+
+<p>
+When the Peacock rose Jos hesitated. The Squire saw it. &ldquo;Do you go,
+girl,&rdquo; he said. &ldquo;Be off!&rdquo;
+</p>
+
+<p>
+For once she wavered&mdash;she feared what might happen between the two. But
+&ldquo;Do you hear?&rdquo; the Squire growled. &ldquo;Go when you are
+told.&rdquo;
+</p>
+
+<p>
+She went then, but Arthur could not restrain his indignation. &ldquo;Poor
+Jos!&rdquo; he muttered.
+</p>
+
+<p>
+Unluckily the Squire heard the words, and &ldquo;Poor Jos!&rdquo; he repeated,
+scowling at the offender. &ldquo;What the devil do you mean, sir? Poor Jos,
+indeed? Confound your impudence! What do you mean?&rdquo;
+</p>
+
+<p>
+Arthur quailed, but he was not lacking in wit. &ldquo;Only that women like a
+secret, sir,&rdquo; he said. &ldquo;And a woman, shut out, fancies that there
+is a secret.&rdquo;
+</p>
+
+<p>
+&ldquo;Umph! A devilish lot you know about women!&rdquo; the old man snarled.
+&ldquo;But never mind that. I saw your mother yesterday.&rdquo;
+</p>
+
+<p>
+&ldquo;So she told me, sir.&rdquo;
+</p>
+
+<p>
+&ldquo;Ay! And I dare say you didn&rsquo;t like what she told you! But I want
+you to understand, young man, once for all, that you&rsquo;ve got to choose
+between Aldersbury and Garth. Do you hear? I&rsquo;ve done my duty. I kept the
+living for you, as I promised your father, and whether you take it or not, I
+expect you to do yours, and to live as the Griffins have lived before you. Who
+the devil is this man Ovington? Why do you want to mix yourself up with him?
+Eh? A man whose father touched his hat to me and would no more have thought of
+sitting at my table than my butler would! There, pass the bottle.&rdquo;
+</p>
+
+<p>
+&ldquo;Would you have no man rise, sir?&rdquo; Arthur ventured.
+</p>
+
+<p>
+&ldquo;Rise?&rdquo; The Squire glared at him from under his great bushy
+eyebrows. &ldquo;It&rsquo;s not to his rise, it&rsquo;s to your fall I object,
+sir. A d&mdash;d silly scheme this, and one I won&rsquo;t have. D&rsquo;you
+hear, I won&rsquo;t have it.&rdquo;
+</p>
+
+<p>
+Arthur kept his temper, oppressed by the other&rsquo;s violence. &ldquo;Still,
+you must own, sir, that times are changed,&rdquo; he said.
+</p>
+
+<p>
+&ldquo;Changed? Damnably changed when a Griffin wants to go into trade in
+Aldersbury.&rdquo;
+</p>
+
+<p>
+&ldquo;But banking is hardly a trade.&rdquo;
+</p>
+
+<p>
+&ldquo;Not a trade? Of course it&rsquo;s a trade&mdash;if usury is a trade! If
+pawn-broking is a trade! If loan-jobbing is a trade! Of course it&rsquo;s a
+trade.&rdquo;
+</p>
+
+<p>
+The gibe stung Arthur and he plucked up spirit. &ldquo;At any rate, it is a
+lucrative one,&rdquo; he rejoined. &ldquo;And I&rsquo;ve never heard, sir, that
+you were indifferent to money.&rdquo;
+</p>
+
+<p>
+&ldquo;Oh! Because I&rsquo;m going to charge your mother rent? Well,
+isn&rsquo;t the Cottage mine? Or because fifty years ago I came into a cumbered
+estate and have pinched and saved and starved to clear it? Saved? I have saved.
+But I&rsquo;ve saved out of the land like a gentleman, and like my fathers
+before me, and not by usury. Not by money-jobbing. And if you expect to
+benefit&mdash;but there, fill your glass, and let&rsquo;s hear your tongue.
+What do you say to it?&rdquo;
+</p>
+
+<p>
+&ldquo;As to the living,&rdquo; Arthur said mildly, &ldquo;I don&rsquo;t think
+you consider, sir, that what was a decent livelihood no longer keeps a
+gentleman as a gentleman. Times are changed, incomes are changed, men are
+richer. I see men everywhere making fortunes by what you call trade, sir;
+making fortunes and buying estates and founding houses.&rdquo;
+</p>
+
+<p>
+&ldquo;And shouldering out the old gentry? Ay, damme, and I see it too,&rdquo;
+the Squire retorted, taking the word out of his mouth. &ldquo;I see plenty of
+it. And you think to be one of them, do you? To join them and be another Peel,
+or one of Pitt&rsquo;s money-bag peers? That&rsquo;s in your mind, is it? A Mr.
+Coutts? And to buy out my lord and drive your coach and four into Aldersbury,
+and splash dirt over better men than yourself?&rdquo;
+</p>
+
+<p>
+&ldquo;I should be not the less a Griffin.&rdquo;
+</p>
+
+<p>
+&ldquo;A Griffin with dirty hands!&rdquo; with contempt. &ldquo;That&rsquo;s
+what you&rsquo;d be. And vote Radical and prate of Reform and scorn the land
+that bred you. And talk of the Rights of Men and money-bags, eh? That&rsquo;s
+your notion, is it, by G&mdash;d?&rdquo;
+</p>
+
+<p>
+&ldquo;Of course, sir, if you look at it in that way&mdash;&mdash;&rdquo;
+</p>
+
+<p>
+&ldquo;That&rsquo;s the way I do look at it!&rdquo; The Squire brought down his
+hand on the table with a force that shook the glasses and spilled some of his
+wine. &ldquo;And it&rsquo;s the way you&rsquo;ve got to look at it, or there
+won&rsquo;t be much between you and me&mdash;or you and mine. Or mine, do you
+hear! I&rsquo;ll have no tradesman at Garth and none of that way of thinking.
+So you&rsquo;d best give heed before it&rsquo;s too late. You&rsquo;d best look
+at it all ways.&rdquo;
+</p>
+
+<p>
+&ldquo;Very well, sir.&rdquo;
+</p>
+
+<p>
+&ldquo;Any more wine?&rdquo;
+</p>
+
+<p>
+&ldquo;No, thank you.&rdquo; Arthur&rsquo;s head was high. He did not lack
+spirit.
+</p>
+
+<p>
+&ldquo;Then hear my last word. I won&rsquo;t have it! That&rsquo;s plain.
+That&rsquo;s plain, and now you know. And, hark ye, as you go out, send Peacock
+to me.&rdquo;
+</p>
+
+<p>
+But before Arthur had made his way out, the Squire&rsquo;s voice was heard,
+roaring for Josina. When Miss Peacock presented herself, &ldquo;Not you! Who
+the devil wants you?&rdquo; he stormed. &ldquo;Send the girl! D&rsquo;you hear?
+Send the girl!&rdquo;
+</p>
+
+<p>
+And when Josina, scared and trembling, came in her turn, &ldquo;Shut the
+door!&rdquo; he commanded. &ldquo;And listen! I&rsquo;ve had a talk with that
+puppy, who thinks that he knows more than his betters. D&mdash;n his
+impertinence, coming into my pew when he thought I was elsewhere! But I know
+very well why he came, young woman, sneaking in to sit beside you and make
+sheep&rsquo;s eyes when my back was turned. Now, do you listen to me.
+You&rsquo;ll keep him at arm&rsquo;s length. Do you hear, Miss? You&rsquo;ll
+have nothing to say to him unless I give you leave. He&rsquo;s got to do with
+me now, and it depends on me whether there&rsquo;s any more of it. I know what
+he wants, but by G&mdash;d, I&rsquo;m your father, and if he does not mend his
+manners, he goes to the right-about. So let me hear of no more billing and
+cooing and meeting in pews, unless I give the word! D&rsquo;you understand,
+girl?&rdquo;
+</p>
+
+<p>
+&ldquo;But I think you&rsquo;re mistaken, sir,&rdquo; poor Jos ventured.
+&ldquo;I don&rsquo;t think that he means&mdash;&mdash;&rdquo;
+</p>
+
+<p>
+&ldquo;I know what he means. And so do you. But never you mind! Till I say the
+word there&rsquo;s an end of it. The puppy, with his Peels and his peers! Men
+my father wouldn&rsquo;t have&mdash;but there, you understand now, and
+you&rsquo;ll obey, or I&rsquo;ll know the reason why!&rdquo;
+</p>
+
+<p>
+&ldquo;Then he&rsquo;s not to come to Garth, sir?&rdquo;
+</p>
+
+<p>
+But the Squire checked at that. Family feeling and the pride of hospitality
+were strong in him, and to forbid his only nephew the family house went beyond
+his mind at present.
+</p>
+
+<p>
+&ldquo;To Garth?&rdquo; angrily. &ldquo;Who said anything about Garth? No,
+Miss, but when he comes, you&rsquo;ll stand him off. You know very well how to
+do it, though you look as if butter wouldn&rsquo;t melt in your mouth!
+You&rsquo;ll see that he keeps his distance. And let me have no tears,
+or&mdash;d&mdash;&mdash;n the fellow, he&rsquo;s spoiled my nap. There, go! Go!
+I might as well have a swarm of wasps about me as such folks! Pack o&rsquo;
+fools and idiots! Go into a bank, indeed!&rdquo;
+</p>
+
+<p>
+Jos did go, and shutting herself up in her room would not open to Miss Peacock,
+who came fluttering to the door to learn what was amiss. And she cried a
+little, but it was as much in humiliation as grief. Her father was holding her
+on offer, to be given or withheld, as he pleased, while all the time she
+doubted, and more than doubted, if he to whom she was on offer, he from whom
+she was withheld, wanted her. There was the rub.
+</p>
+
+<p>
+For Arthur, ever since he had begun to attend at the bank, had been strangely
+silent. He had looked and smiled and teased her, had pressed her hand or
+touched her hair, but in sport rather than in earnest, meaning little. And she
+had been quick to see this, and with the womanly pride, of which, gentle and
+timid as she was, she had her share, she had schooled herself to accept the new
+situation. Now, her father had taken Arthur&rsquo;s suit for granted and
+humbled her. So Jos cried a little. But they were not very bitter tears.
+</p>
+
+</div><!--end chapter-->
+
+<div class="chapter">
+
+<h2><a name="chap05"></a>CHAPTER V</h2>
+
+<p>
+Arthur was taken aback by his uncle&rsquo;s harshness, and he made haste to be
+at the bank early enough on the Monday to anticipate the banker&rsquo;s
+departure for Garth. He was certain that to approach the Squire at this moment
+in the matter of the railroad was to invite disaster, and he gave Ovington such
+an account of the quarrel as he thought would deter him from going over at
+present.
+</p>
+
+<p>
+But the banker had a belief in himself which success and experience in the
+management of men had increased. He was convinced that self-interest was the
+spring which moved nine men out of ten, and though he admitted that the family
+quarrel was untimely, he did not agree that as between the Squire and a good
+bargain it would have weight.
+</p>
+
+<p>
+&ldquo;But I assure you, sir, he&rsquo;s like a bear with a sore head,&rdquo;
+Arthur urged.
+</p>
+
+<p>
+&ldquo;A bear will come to the honey if its head be sore,&rdquo; the banker
+answered, smiling.
+</p>
+
+<p>
+&ldquo;And perhaps upset the hive?&rdquo;
+</p>
+
+<p>
+Ovington laughed. &ldquo;Not in this case, I think. And we must risk something.
+Time presses and he blocks the way. However, I&rsquo;ll let it stand over for a
+week and then I&rsquo;ll go alone. We must have your uncle.&rdquo;
+</p>
+
+<p>
+Accordingly a week later, discarding the tilbury and smart man-servant that he
+had lately set up, he rode over to Garth, considering as he journeyed the man
+whom he was going to meet and of whom, in spite of his self-assurance, he stood
+in some awe.
+</p>
+
+<p>
+Round Aldersbury were larger landowners and richer men than the Squire. But his
+family and his name were old, and by virtue of long possession he stood high
+among the gentry of the county. He had succeeded at twenty-two to a property
+neglected and loaded with debt, and his father&rsquo;s friends&mdash;this was
+far back in the old King&rsquo;s reign&mdash;had advised him to sell; let him
+keep the house and the home-farm and pay his debts with the rest. But pride of
+race was strong in him, he had seen that to sell was to lose the position which
+his forbears had held, and he had refused. Instead he had set himself to free
+the estate, and he had pared, he had pinched, he had almost starved himself and
+others. He had become a byword for parsimony. In the end, having benefited much
+by enclosures in the &rsquo;nineties, he had succeeded. But no sooner had he
+deposited in the bank the money to pay off the last charge than the loss of his
+only son had darkened his success. He had married again&mdash;he was by this
+time past middle age&mdash;but only a daughter had come of the marriage, and by
+that time to put shilling to shilling and acre to acre had become a habit of
+which he could not break himself, though he knew that only a woman would follow
+him at Garth.
+</p>
+
+<p>
+Withal he was a great aristocrat, a Tory of the Tories, stern and unbending.
+Fear of France and of French doctrines and pride in his caste were in his
+blood. The <i>Quarterly Review</i> ranked with him after his Bible, and very
+little after it. Reform under the most moderate aspect was to him a shorter
+name for Revolution. He believed implicitly in his class, and did not believe
+in any other class. Manufacturers and traders he hated and distrusted, and of
+late jealousy had been added to hatred and distrust. The inclusion of such men
+in the magistracy, the elevation of Peel to the Ministry had made him fancy
+that there was something in the Queen&rsquo;s case after all; when Canning and
+Huskisson had also risen to power he had said that Lord Liverpool was aging and
+the Duke was no longer the man he had been.
+</p>
+
+<p>
+He was narrow, choleric, proud, miserly; he had been known to carry an old log
+a hundred yards to add it to his wood-pile, and to travel a league to look for
+a lost sixpence. He dressed shabbily, which was not so much remarked now that
+dandies aped coachmen, as it had been in his younger days; and he rode about
+his fields on an old white mare which he was believed to hold in affection next
+after his estate and much before his daughter. He ruled his parish with a high
+hand. He had no mercy for poachers. But he was honest and he was just. The
+farmers must pay the wage he laid down&mdash;it was a shilling above the
+allowed rate. But the men must work it out, and woe betide the idle; they had
+best seek work abroad, and heaven help them if a foreign parish sent them home.
+In one thing he was before his time; he was resolved that no able-bodied man
+should share in the rates. The farmers growled, the laborers grumbled, there
+were hard cases. But he was obdurate&mdash;work your worth, or starve! And
+presently it began to be noticed that the parish was better off than its
+neighbors. He was a tyrant, but a just tyrant.
+</p>
+
+<p>
+Such was the man whom Ovington was going to meet, and from whose avarice he
+hoped much. He had made his market of it once, for it was by playing on it that
+he had lured the Squire from Dean&rsquo;s, and so had gained one of his dearest
+triumphs over the old Aldersbury Bank.
+</p>
+
+<p>
+His hopes would not have been lessened had he heard a dialogue which was at
+that moment proceeding in the stable-yard at Garth to an accompaniment of
+clattering pails and swishing besoms. &ldquo;He&rsquo;ve no bowels!&rdquo;
+Thomas the groom declared with bitterness. &ldquo;He be that hard and grasping
+he&rsquo;ve no bowels for nobody!&rdquo;
+</p>
+
+<p>
+Old Fewtrell, the Squire&rsquo;s ancient bailiff, sniggered. &ldquo;He&rsquo;d
+none for you, Thomas,&rdquo; he said, &ldquo;when you come back gallus drunk
+from Baschurch Fair. None of your Manchester tricks with me, says Squire, and,
+lord, how he did leather &rsquo;ee.&rdquo;
+</p>
+
+<p>
+Thomas did not like the reminiscence. &ldquo;What other be I saying!&rdquo; he
+snarled. &ldquo;He&rsquo;ve no bowels even for his own flesh and blood!
+Did&rsquo;ee ever watch him in church? Well, where be he a-looking? At his
+son&rsquo;s moniment as is at his elbow? Never see him, never see him, not
+once!&rdquo;
+</p>
+
+<p>
+&ldquo;Well, I dunno as I &rsquo;ave, either,&rdquo; Fewtrell admitted.
+</p>
+
+<p>
+&ldquo;No, his eyes is allus on t&rsquo;other side, a-counting up the Griffins
+before him, and filling himself up wi&rsquo; pride.&rdquo;
+</p>
+
+<p>
+&ldquo;Dunno as I couldn&rsquo;t see it another way,&rdquo; said the bailiff
+thoughtfully.
+</p>
+
+<p>
+&ldquo;What other way? Never to look at his own son&rsquo;s moniment?&rdquo;
+</p>
+
+<p>
+&ldquo;Well, mebbe&mdash;&mdash;&rdquo;
+</p>
+
+<p>
+&ldquo;Mebbe?&rdquo; Thomas cried with scorn. &ldquo;Look at his darter! He
+ain&rsquo;t but one, and he be swilling o&rsquo; money! Do he make much of her,
+James Fewtrell? And titivate her, and pull her ears bytimes same as you with
+your grand-darters? And get her a horse as you might call a horse? You know he
+don&rsquo;t. If she&rsquo;s not quick, it&rsquo;s a nod and be damned, same as
+to you and me!&rdquo;
+</p>
+
+<p>
+Old Fewtrell considered. &ldquo;Not right out the same,&rdquo; he decided.
+</p>
+
+<p>
+&ldquo;Right out, I say. You&rsquo;ve been with him all your life. You&rsquo;ve
+never knowed no other and you&rsquo;re getting old, and Calamity, he be old
+too, and may put up with it. But I don&rsquo;t starve for no Squire, and
+I&rsquo;m for more wage. I was in Aldersbury Saturday and wages is up and more
+work than men! While here I&rsquo;m a-toiling for what you got twenty year ago.
+But not me! I bin to Manchester. And so I&rsquo;m going to tell Squire.&rdquo;
+</p>
+
+<p>
+The bailiff grinned. &ldquo;Mebbe he&rsquo;ll take a stick same as
+before.&rdquo;
+</p>
+
+<p>
+&ldquo;He&rsquo;d best not!&rdquo; Thomas said, with an ugly look.
+&ldquo;He&rsquo;d best take care, or&mdash;&mdash;&rdquo;
+</p>
+
+<p>
+&ldquo;Whist! Whist! lad. You be playing for trouble. Here be Squire.&rdquo;
+</p>
+
+<p>
+The Squire glared at them, but he did not stop. He stalked into the house and,
+passing through it, went out by the front door. He intended to turn
+right-handed, and enter the high-terraced garden facing south, in which he was
+wont to take, even in winter, a few turns of a morning. But something caught
+his eye, and he paused. &ldquo;Who&rsquo;s this?&rdquo; he muttered, and
+shading his eyes made out a moment later that the stranger was Ovington. A
+visit from him was rare enough to be a portent, and the figure of his bank
+balance passed through the Squire&rsquo;s mind. Had he been rash?
+Ovington&rsquo;s was a new concern; was anything wrong? Then another idea,
+hardly more welcome, occurred to him: had the banker come on his nephew&rsquo;s
+account?
+</p>
+
+<p>
+If so&mdash;however, he would soon know, for the visitor was by this time
+half-way up the winding drive, sunk between high banks, which, leaving the road
+a third of a mile from the house, presently forked, the left branch swerving
+through a grove of beech trees to the front entrance, the right making straight
+for the stables.
+</p>
+
+<p>
+The Squire met his visitor at the gate and, raising his voice, shouted for
+Thomas. &ldquo;I am sorry to trespass on you so early,&rdquo; Ovington said as
+he dismounted. &ldquo;A little matter of business, Mr. Griffin, if I may
+trouble you.&rdquo;
+</p>
+
+<p>
+The old man did not say that it was no trespass, but he stood aside
+punctiliously for the other to precede him through the gate. Then,
+&ldquo;You&rsquo;ll stay to eat something after your ride?&rdquo; he said.
+</p>
+
+<p>
+&ldquo;No, I thank you. I must be in town by noon.&rdquo;
+</p>
+
+<p>
+&ldquo;A glass of Madeira?&rdquo;
+</p>
+
+<p>
+&ldquo;Nothing, Squire, I thank you. My business will not take long.&rdquo;
+</p>
+
+<p>
+By this time they stood in the room in which the Squire lived and did his
+business. He pointed courteously to a chair. He was shabby, in well-worn
+homespun and gaiters, and the room was shabby, walled with bound Quarterlies
+and old farm books, and littered with spurs and dog leashes&mdash;its main
+window looked into the stable yard. But there was about the man a dignity
+implied rather than expressed, which the spruce banker in his shining Hessians
+owned and envied. The Squire could look at men so that they grew uneasy under
+his eye, and for a moment, owning his domination, the visitor doubted of
+success. But then again the room was so shabby. He took heart of grace.
+</p>
+
+<p>
+&ldquo;I shouldn&rsquo;t trouble you, Mr. Griffin,&rdquo; he said, sitting back
+with an assumption of ease, while the Squire from his old leather chair
+observed him warily, &ldquo;except on a matter of importance. You will have
+heard that there is a scheme on foot to increase the value of the woollen
+industry by introducing a steam railroad. This is a new invention which, I
+admit, has not yet been proved, but I have examined it as a business man, and I
+think that much is to be expected from it. A limited company is being formed to
+carry out the plan, if it prove to be feasible. Sir Charles Woosenham has
+agreed to be Chairman, Mr. Acherley and other gentlemen of the county are
+taking part, and I am commissioned by them to approach you. I have the plans
+here&mdash;&mdash;&rdquo;
+</p>
+
+<p>
+&ldquo;What do you want?&rdquo; The Squire&rsquo;s tone was uncompromising. He
+made no movement towards taking the plans.
+</p>
+
+<p>
+&ldquo;If you will allow me to explain?&rdquo;
+</p>
+
+<p>
+The old man sat back in his chair.
+</p>
+
+<p>
+&ldquo;The railroad will be a continuation of the Birmingham and Aldersbury
+railroad, which is in strong hands at Birmingham. Such a scheme would be too
+large for us. That, again, is a continuation of the London and Birmingham
+railroad.&rdquo;
+</p>
+
+<p>
+&ldquo;Built?&rdquo;
+</p>
+
+<p>
+&ldquo;Oh no. Not yet, of course.&rdquo;
+</p>
+
+<p>
+&ldquo;Begun, then?&rdquo;
+</p>
+
+<p>
+&ldquo;No, but&mdash;&mdash;&rdquo;
+</p>
+
+<p>
+&ldquo;Projected?&rdquo;
+</p>
+
+<p>
+&ldquo;Precisely, projected, the plans approved, the Bill in
+preparation.&rdquo;
+</p>
+
+<p>
+&ldquo;But nothing done?&rdquo;
+</p>
+
+<p>
+&ldquo;Nothing actually done as yet,&rdquo; the banker admitted, somewhat
+dashed. &ldquo;But if we wait until these works are finished we shall find
+ourselves anticipated.
+</p>
+
+<p>
+&ldquo;Ah!&rdquo;
+</p>
+
+<p>
+&ldquo;We wish, therefore, to be early in the field. Much has appeared in the
+papers about this mode of transport, and you are doubtless familiar with it. I
+have myself inquired into it, and the opinion of financial men in London is
+that these railroads will be very lucrative, paying dividends of from ten to
+twenty-five per cent.&rdquo;
+</p>
+
+<p>
+The Squire raised his eyebrows.
+</p>
+
+<p>
+&ldquo;I have the plans here,&rdquo; the banker continued, once more producing
+them. &ldquo;Our road runs over the land of six small owners, who have all
+agreed to the terms offered. It then enters on the Woosenham outlying property,
+and thence, before reaching Mr. Acherley&rsquo;s, proceeds over the Garth
+estate, serving your mills, the tenant of one of which joins our board. If you
+will look at the plans?&rdquo; Again Ovington held them out.
+</p>
+
+<p>
+But the old man put them aside. &ldquo;I don&rsquo;t want to see them,&rdquo;
+he said.
+</p>
+
+<p>
+&ldquo;But, Squire, if you would kindly glance&mdash;&mdash;&rdquo;
+</p>
+
+<p>
+&ldquo;I don&rsquo;t want to see them. What do you want?&rdquo;
+</p>
+
+<p>
+Ovington paused to consider the most favorable light in which he could place
+the matter. &ldquo;First, Mr. Griffin, your presence on the Board. We attach
+the highest importance to that. Secondly, a way-leave over your land for which
+the Company will pay&mdash;pay most handsomely, although the value added to
+your mills will far exceed the immediate profit.&rdquo;
+</p>
+
+<p>
+&ldquo;You want to carry your railroad over Garth?&rdquo;
+</p>
+
+<p>
+&ldquo;Yes.&rdquo;
+</p>
+
+<p>
+&ldquo;Not a yard!&rdquo; The old man tapped the table before him. &ldquo;Not a
+foot!&rdquo;
+</p>
+
+<p>
+&ldquo;But our terms&mdash;if you would allow me to explain them?&rdquo;
+</p>
+
+<p>
+&ldquo;I don&rsquo;t want to hear them. I am not going to sell my birthright,
+whatever they are. You don&rsquo;t understand me? Well, you can understand
+this.&rdquo; And abruptly the Squire sat up. &ldquo;I&rsquo;ll have none of
+your d&mdash;d smoking, stinking steam-wagons on my land in my time! Oh,
+I&rsquo;ve read about them in more places than the papers, sir, and I&rsquo;ll
+not sell my birthright and my people&rsquo;s birthright&mdash;of clean air and
+clean water and clean soil for any mess of pottage you can offer! That&rsquo;s
+my answer, Mr. Ovington.&rdquo;
+</p>
+
+<p>
+&ldquo;But the railroad will not come within a mile of Garth.&rdquo;
+</p>
+
+<p>
+&ldquo;It will not come on to my land! I am not blind, sir. Suppose you
+succeed. Suppose you drive the mails and coaches and the stage-wagons off the
+road. Where shall I sell my coach-horses and hackneys and my tenants their
+heavy nags? And their corn and their beans? No, by G&mdash;d,&rdquo; stopping
+Ovington, who wished to interrupt him. &ldquo;You may delude some of my
+neighbors, sir, and you may know more about money-making, where it is no
+question how the money is made, than I do! But I&rsquo;ll see that you
+don&rsquo;t delude me! A pack of navigators upsetting the country, killing game
+and robbing hen-roosts, raising wages and teaching honest folks tricks? Not
+here! If Woosenham knew his own business, and Acherley were not up to his neck
+in debt, they&rsquo;d not let themselves be led by the nose
+by&mdash;&mdash;&rdquo;
+</p>
+
+<p>
+&ldquo;By whom, sir?&rdquo; Ovington was on his feet by this time, his eyes
+smoldering, his face paler than usual. They confronted each other. It was the
+meeting, the collision of two powers, of two worlds, the old and the new.
+</p>
+
+<p>
+&ldquo;By whom, sir?&rdquo; the Squire replied sternly&mdash;he too had risen.
+&ldquo;By one whose interests and breeding are wholly different from theirs and
+who looks at things from another standpoint! That&rsquo;s by whom, sir. And one
+word more, Mr. Ovington. You have the name of being a clever man and I never
+doubted it until to-day; but have a care that you are not over clever, sir.
+Have a care that you do not lead your friends and yourself into more trouble
+than you think for! I read the papers and I see that everybody is to grow rich
+between Saturday and Monday. Well, I don&rsquo;t know as much about money
+business as you do, but I am an old man, and I have never seen a time when
+everybody grew rich and nobody was the loser.&rdquo;
+</p>
+
+<p>
+Ovington had controlled himself well; and he still controlled himself, but
+there was a dangerous light in his eyes. &ldquo;I am sorry,&rdquo; he said,
+&ldquo;that you can give me no better answer, Mr. Griffin. We hoped to have,
+and we set some value on your support. But there are, of course&mdash;other
+ways.&rdquo;
+</p>
+
+<p>
+&ldquo;You may take your railroad any way you like, so long as you don&rsquo;t
+bring it over Garth.&rdquo;
+</p>
+
+<p>
+&ldquo;I don&rsquo;t mean that. If the railroad is made at all it must pass
+over Garth&mdash;the property stretches across the valley. But the Bill, when
+presented, will contain the same powers which are given in the later Canal
+Acts&mdash;a single proprietor cannot be allowed to stand in the way of the
+public interests, Mr. Griffin.&rdquo;
+</p>
+
+<p>
+&ldquo;You mean&mdash;by G&mdash;d, sir,&rdquo; the Squire broke out,
+&ldquo;you mean that you will take my land whether I will or no?&rdquo;
+</p>
+
+<p>
+&ldquo;I am not using any threat.&rdquo;
+</p>
+
+<p>
+&ldquo;But you do use a threat!&rdquo; roared the Squire, towering tall and
+gaunt above his opponent. &ldquo;You do use a threat! You come
+here&mdash;&mdash;&rdquo;
+</p>
+
+<p>
+&ldquo;I came here&mdash;&rdquo; the other answered&mdash;he was quietly
+drawing on his gloves&mdash;&ldquo;to put an excellent business investment
+before you, Mr. Griffin. As you do not think it worth while to entertain it, I
+can only regret that I have wasted your time and my own.&rdquo;
+</p>
+
+<p>
+&ldquo;Pish!&rdquo; said the Squire.
+</p>
+
+<p>
+&ldquo;Very good. Then with your permission I will seek my horse.&rdquo;
+</p>
+
+<p>
+The old man turned to the window and opened it. &ldquo;Thomas,&rdquo; he
+shouted violently. &ldquo;Mr. Ovington&rsquo;s horse.&rdquo;
+</p>
+
+<p>
+When he turned again. &ldquo;Perhaps you may still think better of it,&rdquo;
+Ovington said. He had regained command of himself. &ldquo;I ought to have
+mentioned that your nephew has consented to act as Secretary to the
+Company.&rdquo;
+</p>
+
+<p>
+&ldquo;The more fool he!&rdquo; the Squire snarled. &ldquo;My nephew! What the
+devil is he doing in your Company? Or for the matter of that in your bank
+either?&rdquo;
+</p>
+
+<p>
+&ldquo;I think he sees more clearly than you that times are changed.&rdquo;
+</p>
+
+<p>
+&ldquo;Ay,&rdquo; the old man retorted, full of wrath, and well aware that the
+other had found a joint in his armor. &ldquo;And he had best have a care that
+these fine times don&rsquo;t lead him into trouble!&rdquo;
+</p>
+
+<p>
+&ldquo;I hope not, I hope not. Good-day, Mr. Griffin. I can find my way out.
+Don&rsquo;t let me trouble you.&rdquo;
+</p>
+
+<p>
+&ldquo;I will see you out, if you please. After you, sir.&rdquo; Then, with an
+effort which cost him much, but which he thought was due to his position,
+&ldquo;You are sure that you will take nothing?&rdquo;
+</p>
+
+<p>
+&ldquo;Nothing, I thank you.&rdquo;
+</p>
+
+<p>
+The Squire saw his visitor to the door; but he did not stay to see him ride
+away. He went back to his room and to a side window at which it was his custom
+to spend much time. It looked over the narrow vale, little more than a glen,
+which the eminence, on which the house stood, cut off from the main valley. It
+looked on its green slopes, on the fern-fringed brook that babbled and tossed
+in its bottom, on the black and white mill that spanned the stream, and on the
+Thirty Acre covert that clothed the farther side and climbed to the foot of the
+great limestone wall that towered alike above house and glen and rose itself to
+the knees of the boundary hills. And looking on all this, the Squire in fancy
+saw the railroad scoring and smirching and spoiling his beloved acres. It was
+nothing to him, that in fact the railroad would pass up the middle of the broad
+vale behind him&mdash;he ignored that. He saw the hated thing sweep by below
+him, a long black ugly snake, spewing smoke and steam over the green meadows,
+fouling the waters, darkening the air.
+</p>
+
+<p>
+&ldquo;Not in my time, by G&mdash;d!&rdquo; he muttered, his knees quivering a
+little under him&mdash;for he was an aging man and the scene had tried him.
+&ldquo;Not in my time!&rdquo; And at the thought that he, the owner of all,
+hill and vale, within his sight, and the descendant of generations of
+owners&mdash;that he had been threatened by this upstart, this loan-monger,
+this town-bred creature of a day, he swore with fresh vigor.
+</p>
+
+<p>
+He had at any rate the fires of indignation to warm him, and the satisfaction
+of knowing that he had spoken his mind and had not had the worst of the bout.
+But the banker&rsquo;s feelings as he jogged homewards on his hackney were not
+so happy. In spite of Bourdillon&rsquo;s warning he had been confident that he
+would gain his end. He had fancied that he knew his man and could manage him.
+He had believed that the golden lure would not fail. But it had failed, and the
+old man&rsquo;s gibes accompanied him, and like barbed arrows clung to his
+memory and poisoned his content.
+</p>
+
+<p>
+It was not the worst that he must return and own that Arthur had been wiser
+than he; that he must inform his colleagues that his embassy had failed. Worse
+than either was the hurt to his pride. Certain things that the Squire had said
+about money-making, his sneer about the difference in breeding, his warning
+that the banker might yet find that he had been too clever&mdash;these had
+pricked him to the quick, and the last had even caused him a pang of
+uneasiness. And then the Squire had shown so clearly the gulf that in his eyes
+lay between them!
+</p>
+
+<p>
+Ay, it was that which rankled: the knowledge, sharply brought home to him, that
+no matter what his success, no matter what his wealth, nor how the common herd
+bowed down to him, this man and his like would ever hold themselves above him,
+would always look down on him. The fence about them he could not cross. Add
+thousands to thousands as he might, and though he conquered Lombard Street,
+these men would not admit him of their number. They would ever hold him at
+arm&rsquo;s length, would deal out to him a cold politeness. He could never be
+of them.
+</p>
+
+<p>
+As a rule Ovington was too big a man to harbor spite, but as he rode and fumed,
+a plan which he had already considered put on a new aspect, and by and by his
+brow relaxed and he smote his thigh. Something tickled him and he laughed. He
+thought that he saw a way to avenge himself and to annoy his enemy, and by the
+time he reached the bank he was himself again. Indeed, he had not been human if
+he had not by that time owned that whatever Garth thought of him he was
+something in Aldersbury.
+</p>
+
+<p>
+Three times men stopped him, one crossing the street to intercept him, one
+running bare-headed from a shop, a third seizing his rein. And all three sought
+favors, or craved advice, all, as they retreated, did so, eyed askance by those
+who lacked their courage or their impudence.
+</p>
+
+<p>
+For the tide of speculation was still rising in the country, and even in
+Aldersbury had reached many a back-parlor where the old stocking or the
+money-box was scarcely out of date. Thousands sold their Three per cents., and
+the proceeds had to go somewhere, and other proceeds, for behind all there was
+real prosperity. Men&rsquo;s money poured first into a higher and then into a
+lower grade of security and raised each in turn, so that fortunes were made
+with astonishing speed. The banks gave extended credit; everything rose. Many
+who had bought in fear found that they had cleared a profit before they had had
+time to tremble. They sold, and still there were others to take their place. It
+seemed as if all had only to buy and to sell and to grow rich. Only the very
+cautious stood aside, and one by one even these slid tempted into the stream.
+</p>
+
+<p>
+The more venturesome hazarded their money afar, buying shares in steamship
+companies in the West Indies, in diamond mines in Brazil, or in cattle
+companies in Mexico. The more prudent preferred undertakings which they could
+see and which their limited horizon could compass, and to these such a local
+scheme as the Valleys Railroad held out a tempting bait. They knew nothing
+about a railroad, but they knew that steam had been applied to ocean travel,
+and they knew Aldersbury and the woollen district. Here was something the
+growth and progress of which they could watch, and which once begun could not
+vanish in a night.
+</p>
+
+<p>
+Then the silence of those within and the rumors spread without added to its
+attractions. Each man felt that his neighbor was stealing a march upon him, and
+that if he were not quick he would not get in on equal terms.
+</p>
+
+<p>
+One of Ovington&rsquo;s waylayers wished to know if the limit at which he had
+been advised to sell his stock was likely to be reached. &ldquo;I sold on
+Saturday,&rdquo; the banker answered, &ldquo;two pounds above your limit,
+Davies. The money will be in the bank in a week.&rdquo; He spoke with
+Napoleonic curtness, and rode on, leaving the man, amazed and jubilant, to
+calculate his gains.
+</p>
+
+<p>
+The next wanted advice. He had a hundred in hand if Mr. Ovington would not
+think it too small. &ldquo;Call to-morrow&mdash;no, Thursday,&rdquo; Ovington
+said, hardly looking at him. &ldquo;I&rsquo;ll see you then.&rdquo;
+</p>
+
+<p>
+The third ran bare-headed out of a shop. He was a man of more weight, Purslow
+the big draper on Bride Hill, who had been twice Mayor of Aldersbury; a
+tradesman, bald and sleek, whom fortune had raised so rapidly that old
+subservience was continually at odds with new importance. &ldquo;Just a word,
+Mr. Ovington,&rdquo; he stuttered, &ldquo;a word, sir, by your leave? I&rsquo;m
+a good customer.&rdquo; He had not laid aside his black apron but merely
+twisted it round his waist, a sure sign, in these days of his greatness, that
+he was flustered.
+</p>
+
+<p>
+The banker nodded. &ldquo;None better, Purslow,&rdquo; he answered. &ldquo;What
+is it?&rdquo;
+</p>
+
+<p>
+&ldquo;What I says, then&mdash;excuse me&mdash;is, if Grounds, why not me? Why
+not me, sir?&rdquo;
+</p>
+
+<p>
+&ldquo;I don&rsquo;t quite&mdash;&mdash;&rdquo;
+</p>
+
+<p>
+&ldquo;If he&rsquo;s to be on the Board, he and his
+mash-tubs&mdash;&mdash;&rdquo;
+</p>
+
+<p>
+&ldquo;Oh!&rdquo; The banker looked grave. &ldquo;You are thinking of the
+Railroad, Purslow?&rdquo;
+</p>
+
+<p>
+&ldquo;To be sure! What else?&mdash;excuse me, sir! And what I say is, if
+Grounds, why not me? I&rsquo;ve been mayor twice and him not even on the
+Council? And I&rsquo;m not a pauper, as none knows better than you, Mr.
+Ovington. If it&rsquo;s only that I&rsquo;m a tradesman, why, there ought to be
+a tradesman on it, and I&rsquo;ll be bound as many will follow my lead as
+Grounds&rsquo;.&rdquo;
+</p>
+
+<p>
+The banker seemed to consider. &ldquo;Look here, Purslow,&rdquo; he said,
+&ldquo;you are doing very well, not a man in Aldersbury better. Take my advice
+and stick to the shop.&rdquo;
+</p>
+
+<p>
+&ldquo;And slave for every penny I make!&rdquo;
+</p>
+
+<p>
+&ldquo;Slow and sure is a good rule.&rdquo;
+</p>
+
+<p>
+&ldquo;Oh, damn slow and sure!&rdquo; cried the draper, forgetting his manners.
+&ldquo;No offence, sir, I&rsquo;m sure. Excuse me. But slow and sure, while
+Grounds is paid for every time he crosses the street, and doubles his money
+while he wears out his breeches!&rdquo;
+</p>
+
+<p>
+&ldquo;Well,&rdquo; said Ovington, with apparent reluctance, &ldquo;I&rsquo;ll
+think it over. But to sit on the Board means putting in money, Purslow. You
+know that, of course.&rdquo;
+</p>
+
+<p>
+&ldquo;And haven&rsquo;t I the money?&rdquo; the man cried, inflamed by
+opposition. &ldquo;Can&rsquo;t I put down penny for penny with Grounds? Ay,
+though I&rsquo;ve served the town twice, and him not even on the
+Council!&rdquo;
+</p>
+
+<p>
+&ldquo;Well, I&rsquo;ll bear it in mind. I can say no more than that,&rdquo;
+Ovington rejoined. &ldquo;I must consult Sir Charles. It&rsquo;s a responsible
+position, Purslow. And, of course, where there are large profits, as we hope
+there may be, there must be risk. There must be some risk. Don&rsquo;t forget
+that. Still,&rdquo; touching up his horse with his heel, &ldquo;I&rsquo;ll see
+what I can do.&rdquo;
+</p>
+
+<p>
+He gained the bank without further stay, and there the stir and bustle which
+his practised eye was quick to mark sustained the note already struck. There
+were customers coming and going: some paying in, others seeking to have bills
+renewed, or a loan on securities that they might pay calls, or accommodation of
+one kind or another. But with easy money these demands could be granted, and
+many a parcel of Ovington&rsquo;s notes passed out amid smiling and general
+content. The January sun was shining as if March winds would never blow, and
+credit seemed to be a thing to be had for the asking.
+</p>
+
+<p>
+It was only within the last seven years that Ovington&rsquo;s had ventured on
+an issue of notes. Then, a little before the resumption of cash payments, they
+had put them forth with a tentative, &ldquo;If you had rather have bank paper
+it&rsquo;s here.&rdquo; Some had had the bad taste to prefer the Abraham
+Newlands, a few had even asked for Dean&rsquo;s notes. But borrowers cannot be
+choosers, the notes had gradually got abroad, and though at first they had
+returned with the rapidity of a homing pigeon, the readiness with which they
+were cashed wrought its effect, and by this time the public were accustomed to
+them.
+</p>
+
+<p>
+Dean&rsquo;s notes bore a big D, and Ovington&rsquo;s, for the benefit of those
+who could not read, were stamped with a large CO., for Charles Ovington.
+</p>
+
+<p>
+Alone with his daughter that evening the banker referred to this.
+&ldquo;Betty,&rdquo; he said, after a long silence, &ldquo;I am going to make a
+change. I am going to turn CO. into Company.&rdquo;
+</p>
+
+<p>
+She understood him at once, and &ldquo;Oh, father!&rdquo; she cried, laying
+down her work. &ldquo;Who is it? Is it Arthur?&rdquo;
+</p>
+
+<p>
+&ldquo;Would you like that?&rdquo;
+</p>
+
+<p>
+She replied by another question. &ldquo;Is he really so clever?&rdquo;
+</p>
+
+<p>
+&ldquo;He&rsquo;s a gentleman&mdash;that&rsquo;s much. And a Griffin, and
+that&rsquo;s more, in a place like this. And he&rsquo;s&mdash;yes, he&rsquo;s
+certainly clever.&rdquo;
+</p>
+
+<p>
+&ldquo;Cleverer than Mr. Rodd?&rdquo;
+</p>
+
+<p>
+&ldquo;Rodd! Pooh! Arthur&rsquo;s worth two of him.&rdquo;
+</p>
+
+<p>
+&ldquo;Quite the industrious apprentice!&rdquo; she murmured, her hands in her
+lap.
+</p>
+
+<p>
+&ldquo;Well, you know,&rdquo; lightly, &ldquo;what happened to the industrious
+apprentice, Betty?&rdquo;
+</p>
+
+<p>
+She colored. &ldquo;He married his master&rsquo;s daughter, didn&rsquo;t he?
+But there are two words to that, father. Quite two words.&rdquo;
+</p>
+
+<p>
+&ldquo;Well, I am going to offer him a small share. Anything more will depend
+upon himself&mdash;and Clement.&rdquo;
+</p>
+
+<p>
+She sighed. &ldquo;Poor Clement!&rdquo;
+</p>
+
+<p>
+&ldquo;Poor Clement!&rdquo; The banker repeated her words pettishly. &ldquo;Not
+poor Clement, but idle Clement! Can you do nothing with that boy? Put no sense
+into him? He&rsquo;s good for nothing in the world except to moon about with a
+gun. Last night he began to talk to me about Cobbett and some new wheat. New
+wheat, indeed! Rubbish!&rdquo;
+</p>
+
+<p>
+&ldquo;But I think,&rdquo; timidly, &ldquo;that he does understand about those
+things, father.&rdquo;
+</p>
+
+<p>
+&ldquo;And what good will they do him? I wish he understood a little more about
+banking! Why, even Rodd is worth two of him. He&rsquo;s not in the bank four
+days in the week. Where is he to-day?&rdquo;
+</p>
+
+<p>
+&ldquo;I am afraid that he took his gun&mdash;but it was the last day of the
+season. He said that he would not be out again. He has been really better
+lately.&rdquo;
+</p>
+
+<p>
+&ldquo;Though I was away!&rdquo; the banker exclaimed. And he said some strong
+things upon the subject, to which Betty had to listen.
+</p>
+
+<p>
+However, he had recovered his temper when he sent for Arthur next day. He bade
+him close the door. &ldquo;I want to speak to you,&rdquo; he said; then he
+paused a moment while Arthur waited, his color rising. &ldquo;It&rsquo;s about
+yourself. When you came to me I did not expect much from the experiment. I
+thought that you would soon tire of it, being what you are. But you have stood
+to it, and you have shown a considerable aptitude for the business. And I have
+made up my mind to take you in&mdash;on conditions, of course.&rdquo;
+</p>
+
+<p>
+Arthur&rsquo;s eyes sparkled. He had not hoped that the offer would be made so
+soon, and, much moved, he tried to express his thanks. &ldquo;You may be sure
+that I shall do my best, sir,&rdquo; he said.
+</p>
+
+<p>
+&ldquo;I believe you will, lad. I believe you will. Indeed, I am thinking of
+myself as well as of you. I had not intended to make the offer so
+soon&mdash;you are young and could wait. But you will have to bring in a
+certain sum, and capital can be used at present to great advantage.&rdquo;
+</p>
+
+<p>
+Arthur looked grave. &ldquo;I am afraid, sir&mdash;&mdash;&rdquo;
+</p>
+
+<p>
+&ldquo;Oh, I&rsquo;ll make it easy,&rdquo; Ovington said. &ldquo;This is my
+offer. You will put in five thousand pounds, and will receive for three years
+twelve per cent upon this in lieu of your present salary of one hundred and
+fifty&mdash;the hundred you are to be paid as Secretary to the Company is
+beside the matter. At the end of three years, if we are both satisfied, you
+will take an eighth share&mdash;otherwise you will draw out your money. On my
+death, if you remain in the bank, your share will be increased to a third on
+your bringing in another five thousand. You know enough about the accounts to
+know&mdash;&mdash;&rdquo;
+</p>
+
+<p>
+&ldquo;That it&rsquo;s a most generous offer,&rdquo; Arthur exclaimed, his face
+aglow. And with the frankness and enthusiasm, the sparkling eye and ready word
+that won him so many friends, he expressed his thanks.
+</p>
+
+<p>
+&ldquo;Well, lad,&rdquo; the other answered pleasantly, &ldquo;I like you.
+Still, you had better take a short time to consider the matter.&rdquo;
+</p>
+
+<p>
+&ldquo;I want no time,&rdquo; Arthur declared. &ldquo;My only difficulty is
+about the money. My mother&rsquo;s six thousand is charged on Garth, you
+see.&rdquo;
+</p>
+
+<p>
+This was a fact well known to Ovington, and one which he had taken into his
+reckoning. Perhaps, but for it, he had not been making the offer at this
+moment. But he concealed his satisfaction and a smile, and &ldquo;Isn&rsquo;t
+there a provision for calling it up?&rdquo; he said.
+</p>
+
+<p>
+&ldquo;Yes, there is&mdash;at three months. But I am afraid that my
+mother&mdash;&mdash;&rdquo;
+</p>
+
+<p>
+&ldquo;Surely she would not object under the circumstances. The increased
+income might be divided between you so that it would be to her profit as well
+as to your advantage to make the change. Three months, eh? Well, suppose we say
+the money to be paid and the articles of partnership to be signed four months
+from now?&rdquo;
+</p>
+
+<p>
+Difficulties never loomed very large in this young man&rsquo;s eyes.
+&ldquo;Very good, sir,&rdquo; he said. &ldquo;Upon my honor, I don&rsquo;t know
+how to thank you.&rdquo;
+</p>
+
+<p>
+&ldquo;It won&rsquo;t be all on your side,&rdquo; the banker answered
+good-humoredly. &ldquo;Your name&rsquo;s worth something, and you are keen. I
+wish to heaven you could infect Clement with a tithe of your keenness.&rdquo;
+</p>
+
+<p>
+&ldquo;I&rsquo;ll try, sir,&rdquo; Arthur replied. At that moment he felt that
+he could move mountains.
+</p>
+
+<p>
+&ldquo;Well, that&rsquo;s settled, then. Send Rodd to me, will you, and do you
+see if I have left my pocket-book in the house. Betty may know where it
+is.&rdquo;
+</p>
+
+<p>
+Arthur went through the bank, stepping on air. He gave Rodd his message, and in
+a twinkling he was in the house. As he crossed the hall his heart beat high.
+Lord, how he would work! What feats of banking he would perform! How great
+would he make Ovington&rsquo;s, so that not only Aldshire but Lombard Street
+should ring with its fame! What wealth would he not pile up, what power would
+he not build upon it, and how he would crow, in the days to come, over the
+dull-witted clod-hopping Squires from whom he sprang, and who had not the
+brains to see that the world was changing about them and their reign
+approaching its end!
+</p>
+
+<p>
+For at this moment he felt that he had it in him to work miracles. The greatest
+things seemed easy. The fortunes of Ovington&rsquo;s lay in the future, the
+cycle half turned&mdash;to what a point might they not carry them! During the
+last twelve months he had seen money earned with an ease which made all things
+appear possible; and alert, eager, sanguine, with an inborn talent for
+business, he felt that he had but to rise with the flowing tide to reach any
+position which wealth could offer in the coming age&mdash;that age which
+enterprise and industry, the loan, the mill, the furnace were to make their
+own. The age of gold!
+</p>
+
+<p>
+He burst into song. He stopped. &ldquo;Betty!&rdquo; he cried.
+</p>
+
+<p>
+&ldquo;Who is that rude boy?&rdquo; the girl retorted, appearing on the stairs
+above him.
+</p>
+
+<p>
+He bowed with ceremony, his hand on his heart, his eyes dancing. &ldquo;You see
+before you the Industrious Apprentice!&rdquo; he said. &ldquo;He has received
+the commendation of his master. It remains only that he should lay his success
+at the feet of&mdash;his master&rsquo;s daughter!&rdquo;
+</p>
+
+<p>
+She blushed, despite herself. &ldquo;How silly you are!&rdquo; she cried. But
+when he set his foot on the lowest stair as if to join her, she fled nimbly up
+and escaped. On the landing above she stood. &ldquo;Congratulations,
+sir,&rdquo; she said, looking over the balusters. &ldquo;But a little less
+forwardness and a little more modesty, if you please! It was not in your
+articles that you should call me Betty.&rdquo;
+</p>
+
+<p>
+&ldquo;They are cancelled! They are gone!&rdquo; he retorted. &ldquo;Come down,
+Betty! Come down and I will tell you such things!&rdquo;
+</p>
+
+<p>
+But she only made a mocking face at him and vanished. A moment later her voice
+broke forth somewhere in the upper part of the house. She, too, was singing.
+</p>
+
+</div><!--end chapter-->
+
+<div class="chapter">
+
+<h2><a name="chap06"></a>CHAPTER VI</h2>
+
+<p>
+Between the village and Garth the fields sank gently, to rise again to the
+clump of beeches which masked the house. On the farther side the ground fell
+more sharply into the narrow valley over which the Squire&rsquo;s window
+looked, and which separated the knoll whereon Garth stood from the cliffs.
+Beyond the brook that babbled down this valley and turned the mill rose, first,
+a meadow or two, and then the Thirty Acre covert, a tangle of birches and
+mountain-ashes which climbed to the foot of the rock-wall. Over this green
+trough, which up-stream and down merged in the broad vale, an air of peace, of
+remoteness and seclusion brooded, making it the delight of those who, morning
+and evening, looked down on it from the house.
+</p>
+
+<p>
+Viewed from the other side, from the cliffs, the scene made a different
+impression. Not the intervening valley but the house held the eye. It was not
+large, but the knoll on which it stood was scarped on that side, and the walls
+of weathered brick rose straight from the rock, fortress-like and imposing,
+displaying all their mass. The gables and the stacks of fluted chimneys dated
+only from Dutch William, but tradition had it that a strong place, Castell
+Coch, had once stood on the same site; and fragments of pointed windows and
+Gothic work, built into the walls, bore out the story.
+</p>
+
+<p>
+The road leaving the village made a right-angled turn round Garth and then,
+ascending, ran through the upper part of the Thirty Acres, skirting the foot of
+the rocks. Along the lower edge of the covert, between wood and water, there
+ran also a field-path, a right-of-way much execrated by the Squire. It led by a
+sinuous course to the Acherley property, and, alas, for good resolutions, along
+it on the afternoon of the very day which saw the elder Ovington at Garth came
+Clement Ovington, sauntering as usual.
+</p>
+
+<p>
+He carried a gun, but he carried it as he might have carried a stick, for he
+had long passed the bounds within which he had a right to shoot; and at all
+times, his shooting was as much an excuse for a walk among the objects he loved
+as anything else. He had left his horse at the Griffin Arms in the village, and
+he might have made his way thither more quickly by the road. But at the cost of
+an extra mile he had preferred to walk back by the brook, observing as he went
+things new and old; the dipper curtseying on its stone, the water-vole perched
+to perform its toilet on the leaf of a brook-plant, the first green shoots of
+the wheat piercing through the soil, an old laborer who was not sorry to unbend
+his back, and whose memory held the facts and figures of fifty-year-old
+harvests. The day was mild, the sun shone, Clement was happy. Why, oh, why were
+there such things as banks in the world?
+</p>
+
+<p>
+At a stile which crossed the path he came to a stand. Something had caught his
+eye. It was a trifle, to which nine men out of ten would not have given a
+thought, for it was no more than a clump of snowdrops in the wood on his right.
+But a shaft of wintry sunshine, striking athwart the tiny globes, lifted them,
+star-like, above the brown leaves about them, and he paused, admiring
+them&mdash;thinking no evil, and far from foreseeing what was to happen. He
+wondered if they were wild, or&mdash;and he looked about for any trace of human
+hands&mdash;a keeper&rsquo;s cottage might have stood here. He saw no trace,
+but still he stood, entranced by the white blossoms that, virgin-like, bowed
+meek heads to the sunlight that visited them.
+</p>
+
+<p>
+He might have paused longer, if a sound had not brought him abruptly to earth.
+He turned. To his dismay he saw a girl, three or four paces from him, waiting
+to cross the stile. How long she had waited, how long watched him, he did not
+know, and in confusion&mdash;for he had not dreamed that there was a human
+being within a mile of him&mdash;and with a hurried snatch at his hat, he moved
+out of the way.
+</p>
+
+<p>
+The girl stepped forward, coloring a little, for she foresaw that she must
+climb the stile under the young man&rsquo;s eye. Instinctively, he held out a
+hand to assist her, and in the act&mdash;he never knew how, nor did
+she&mdash;the gun slipped from his grasp, or the trigger caught in a bramble. A
+sheet of flame tore between them, the blast of the powder rent the air.
+</p>
+
+<p>
+&ldquo;O my God!&rdquo; Clement cried, and he reeled back, shielding his eyes
+with his hands.
+</p>
+
+<p>
+The smoke hid the girl, and for a long moment, a moment of such agony as he had
+never known, Clement&rsquo;s heart stood still. What had he done? oh, what had
+he done at last, with his cursed carelessness! Had he killed her?
+</p>
+
+<p>
+Slowly, the smoke cleared away, and he saw the girl. She was on her
+feet&mdash;thank God, she was on her feet! She was clinging with both hands to
+the stile. But was she&mdash;&ldquo;Are you&mdash;are you&mdash;&mdash;&rdquo;
+he tried to frame words, his voice a mere whistle.
+</p>
+
+<p>
+She clung in silence to the rail, her face whiter than the quilted bonnet she
+wore. But he saw&mdash;thank God, he saw no wound, no blood, no hurt, and his
+own blood moved again, his lungs filled again with a mighty inspiration.
+&ldquo;For pity&rsquo;s sake, say you are not hurt!&rdquo; he prayed.
+&ldquo;For God&rsquo;s sake, speak!&rdquo;
+</p>
+
+<p>
+But the shock had robbed her of speech, and he feared that she was going to
+swoon. He looked helplessly at the brook. If she did, what ought he to do?
+&ldquo;Oh, a curse on my carelessness!&rdquo; he cried. &ldquo;I shall never,
+never forgive myself.&rdquo;
+</p>
+
+<p>
+It had in truth been a narrow, a most narrow escape, and at last she found
+words to say so. &ldquo;I heard the shot&mdash;pass,&rdquo; she whispered, and
+shuddering closed her eyes again, overcome by the remembrance.
+</p>
+
+<p>
+&ldquo;But you are not hurt? They did pass!&rdquo; The horror of that which
+might have been, of that which had so nearly been, overcame him anew, gave a
+fresh poignancy to his tone. &ldquo;You are sure&mdash;sure that you are not
+hurt?&rdquo;
+</p>
+
+<p>
+&ldquo;No, I am not hurt,&rdquo; she whispered. &ldquo;But I am very&mdash;very
+frightened. Don&rsquo;t speak to me. I shall be right&mdash;in a minute.&rdquo;
+</p>
+
+<p>
+&ldquo;Can I do anything? Get you some water?&rdquo;
+</p>
+
+<p>
+She shook her head and he stood, looking solicitously at her, still fearing
+that she might swoon, and wondering afresh what he ought to do if she did. But
+after a minute or so she sighed, and a little color came back to her face.
+&ldquo;It was near, oh, so near!&rdquo; she whispered, and she covered her face
+with her hands. Presently, and more certainly, &ldquo;Why did you have
+it&mdash;at full cock?&rdquo; she asked.
+</p>
+
+<p>
+&ldquo;God knows!&rdquo; he owned. &ldquo;It was unpardonable. But that is what
+I am! I am a fool, and forget things. I was thinking of something else, I did
+not hear you come up, and when I found you there I was startled.&rdquo;
+</p>
+
+<p>
+&ldquo;I saw.&rdquo; She smiled faintly. &ldquo;But it
+was&mdash;careless.&rdquo;
+</p>
+
+<p>
+&ldquo;Horribly! Horribly careless! It was wicked!&rdquo; He could not humble
+himself enough.
+</p>
+
+<p>
+She was herself now, and she looked at him, took him in, and was sorry for him.
+She removed her hands from the rail, and though her fingers trembled she
+straightened her bonnet. &ldquo;You are Mr. Ovington?&rdquo;
+</p>
+
+<p>
+&ldquo;Yes. And you are Miss Griffin, are you not?&rdquo;
+</p>
+
+<p>
+&ldquo;Yes,&rdquo; smiling tremulously.
+</p>
+
+<p>
+&ldquo;May I help you over the stile? Oh, your basket!&rdquo;
+</p>
+
+<p>
+She saw that it lay some yards away, blackened by powder, one corner shot away;
+so narrow had been the escape! He had a feeling of sickness as he took it up.
+&ldquo;You must not go on alone,&rdquo; he said. &ldquo;You might faint.&rdquo;
+</p>
+
+<p>
+&ldquo;Not now. But I shall not go on. What&mdash;&mdash;&rdquo; Her eyes
+strayed to the wood, and curiosity stirred in her. &ldquo;What were you looking
+at so intently, Mr. Ovington, that you did not hear me?&rdquo;
+</p>
+
+<p>
+He colored. &ldquo;Oh, nothing!&rdquo;
+</p>
+
+<p>
+&ldquo;But it must have been something!&rdquo; Her curiosity was strengthened.
+</p>
+
+<p>
+&ldquo;Well, if you wish to know,&rdquo; he confessed, shamefacedly, &ldquo;I
+was looking at those snowdrops.&rdquo;
+</p>
+
+<p>
+&ldquo;Those snowdrops?&rdquo;
+</p>
+
+<p>
+&ldquo;Don&rsquo;t you see how the sunlight touches them? What a little island
+of light they make among the brown leaves?&rdquo;
+</p>
+
+<p>
+&ldquo;How odd!&rdquo; She stared at the snowdrops and then at him. &ldquo;I
+thought that only painters and poets, Mr. Wordsworth and people like that,
+noticed those things. But perhaps you are a poet?&rdquo;
+</p>
+
+<p>
+&ldquo;Goodness, no!&rdquo; he cried. &ldquo;A poet? But I am fond of looking
+at things&mdash;out of doors, you know. A little way back&rdquo;&mdash;he
+pointed up-stream, the way he had come&mdash;&ldquo;I saw a rat sitting on a
+lily leaf, cleaning its whiskers in the sun&mdash;the prettiest thing you ever
+saw. And an old man working at Bache&rsquo;s told me that he&mdash;but Lord, I
+beg your pardon! How can I talk of such things when I
+remember&mdash;&mdash;?&rdquo;
+</p>
+
+<p>
+He stopped, overcome by the recollection of that through which they had passed.
+She, for her part, was inclined to ask him to go on, but remembered that this,
+all this was very irregular. What would her father say? And Miss Peacock? Yet,
+if this was irregular, so was the adventure itself. She would never forget his
+face of horror, the appeal in his eyes, his poignant anxiety. No, it was
+impossible to act as if nothing had happened between them, impossible to be
+stiff and to talk at arm&rsquo;s length about prunes and prisms with a person
+who had all but taken her life&mdash;and who was so very penitent. And then it
+was all so interesting, so out of the common, so like the things that happened
+in books, like that dreadful fall from the Cobb at Lyme in
+&ldquo;Persuasion.&rdquo; And he was not ordinary, not like other people. He
+looked at snowdrops!
+</p>
+
+<p>
+But she must not linger now. Later, when she was alone in her room, she could
+piece it together and make a whole of it, and think of it, and compass the full
+wonder of the adventure. But she must go now. She told him so, the primness in
+her tone reflecting her thoughts. &ldquo;Will you kindly give me the
+basket?&rdquo;
+</p>
+
+<p>
+&ldquo;I am going to carry it,&rdquo; he said. &ldquo;You must not go alone.
+Indeed you must not, Miss Griffin. You may feel it more by and by. You
+may&mdash;go off suddenly.&rdquo;
+</p>
+
+<p>
+&ldquo;Oh,&rdquo; she replied, smiling, &ldquo;I shall not go off, as you call
+it, now.&rdquo;
+</p>
+
+<p>
+&ldquo;I will only come as far as the mill,&rdquo; humbly. &ldquo;Please let me
+do that.&rdquo;
+</p>
+
+<p>
+She could not say no, it could hardly be expected of her; and she turned with
+him. &ldquo;I shall never forgive myself,&rdquo; he repeated. &ldquo;Never!
+Never! I shall dream of the moment when I lost sight of you in the smoke and
+thought that I had killed you. It was horrible! Horrible! It will come back to
+me often.&rdquo;
+</p>
+
+<p>
+He thought so much of it that he was moving away without his gun, leaving it
+lying on the ground. It was she who reminded him. &ldquo;Are you not going to
+take your gun?&rdquo; she asked.
+</p>
+
+<p>
+He went back for it, covered afresh with confusion. What a stupid fellow she
+must think him! She waited while he fetched it, and as she waited she had a new
+and not unpleasant sensation. Never before had she been on these terms with a
+man. The men whom she had known had always taken the upper hand with her. Her
+father, Arthur even, had either played with her or condescended to her. In her
+experience it was the woman&rsquo;s part to be ordered and directed, to give
+way and to be silent. But here the parts were reversed. This man&mdash;she had
+seen how he looked at her, how he humbled himself before her! And he
+was&mdash;interesting. As he came back to her carrying the gun, she eyed him
+with attention. She took note of him.
+</p>
+
+<p>
+He was not handsome, as Arthur was. He had not Arthur&rsquo;s sparkle, his
+brilliance, his gay appeal, the carriage of the head that challenged men and
+won women. But he was not ugly, he was brown and clean and straight, and he
+looked strong. He bent to her as if he had been a knight and she his lady, and
+his eyes, grey and thoughtful&mdash;she had seen how they looked at her.
+</p>
+
+<p>
+Now, she had never given much thought to any man&rsquo;s eyes before, and that
+she did so now, and criticised and formed an opinion of them, implied a change
+of attitude, a change in her relations and the man&rsquo;s; and instinctively
+she acknowledged this by the lead she took. &ldquo;It seems so strange,&rdquo;
+she said half-playfully&mdash;when had she ever rallied a man
+before?&mdash;&ldquo;that you should think of such things as you do. Snowdrops,
+I mean. I thought you were a banker, Mr. Ovington.&rdquo;
+</p>
+
+<p>
+&ldquo;A very bad banker,&rdquo; he replied ruefully. &ldquo;To tell the truth,
+Miss Griffin, I hate banking. Pounds, shillings, and pence&mdash;and
+this!&rdquo; He pointed to the country about them, the stream, the sylvan path
+they were treading, the wood beside them, with its depths gilded here and there
+by a ray of the sun. &ldquo;A desk and a ledger&mdash;and this! Oh, I hate
+them! I would like to live out of doors. I want&rdquo;&mdash;in a burst of
+candor&mdash;&ldquo;to live my own life! To be able to follow my own bent and
+make the most of myself.&rdquo;
+</p>
+
+<p>
+&ldquo;Perhaps,&rdquo; she said with naïveté, &ldquo;you would like to be a
+country gentleman?&rdquo; And indeed the lot of a country gentleman in that day
+was an enviable one.
+</p>
+
+<p>
+&ldquo;Oh no,&rdquo; he said, his tone deprecating the idea. He did not aspire
+to that.
+</p>
+
+<p>
+&ldquo;But what, then?&rdquo; She did not understand. &ldquo;Have you no
+ambition?&rdquo;
+</p>
+
+<p>
+&ldquo;I&rsquo;d like to be&mdash;a farmer, if I had my way.&rdquo;
+</p>
+
+<p>
+That surprised as well as dashed her. She thought of her father&rsquo;s tenants
+and her face fell. &ldquo;Oh, but,&rdquo; she said, &ldquo;a farmer?
+Why?&rdquo; He was not like any farmer she had ever seen.
+</p>
+
+<p>
+But he would not be dashed. &ldquo;To make two blades of grass grow where one
+grew before,&rdquo; he answered stoutly, though he knew that he had sunk in her
+eyes. &ldquo;Just that; but after all isn&rsquo;t that worth doing? Isn&rsquo;t
+that better than burying your head in a ledger and counting other folk&rsquo;s
+money while the sun shines out of doors, and the rain falls sweetly, and the
+earth smells fresh and pure? Besides, it is all I am good for, Miss Griffin. I
+do think I understand a bit about that. I&rsquo;ve read books about it and
+I&rsquo;ve kept my eyes open, and&mdash;and what one likes one does well, you
+know.&rdquo;
+</p>
+
+<p>
+&ldquo;But farmers&mdash;&mdash;&rdquo;
+</p>
+
+<p>
+&ldquo;Oh, I know,&rdquo; sorrowfully, &ldquo;it must seem a very low thing to
+you.&rdquo;
+</p>
+
+<p>
+&ldquo;Farmers don&rsquo;t look at snowdrops, Mr. Ovington,&rdquo; with a gleam
+of fun in her eyes.
+</p>
+
+<p>
+&ldquo;Don&rsquo;t they? Then they ought to, and they&rsquo;d learn a lot that
+they don&rsquo;t know now. I&rsquo;ve met men, laboring men who can&rsquo;t
+read or write, and it&rsquo;s wonderful the things they know about the land and
+the way plants grow on it, and the live things that are only seen at night, or
+stealing to their homes at daybreak. And there&rsquo;s a new wheat, a wheat I
+was reading about yesterday, Cobbett&rsquo;s corn, it is called, that I am sure
+would do about here if anyone would try it. But there,&rdquo; remembering
+himself and to whom he was talking, &ldquo;this can have no interest for you.
+Only wouldn&rsquo;t you rather plod home weary at night, feeling that you had
+done something, and with all this&rdquo;&mdash;he waved his
+hand&mdash;&ldquo;sinking to rest about you, and the horses going down to
+water, and the cattle lowing to be let into the byres, and&mdash;and all
+that,&rdquo; growing confused, as he felt her eyes upon him, &ldquo;than get up
+from a set of ledgers with your head aching and your eyes muddled with
+figures?&rdquo;
+</p>
+
+<p>
+&ldquo;I&rsquo;m afraid I have not tried either,&rdquo; she said. But she
+smiled. She found him new, his notions unlike those of the people about her,
+and certainly unlike those of a common farmer. She did not comprehend all his
+half-expressed thoughts, but not for that was she the less resolved to remember
+them, and to think of them at her leisure. For the present here was the mill,
+and they must part. At the mill the field-path which they were following fell
+into a lane, which on the right rose steeply to the road, on the left crossed a
+cart-bridge, shaken perpetually by the roar and wet with the spray of the great
+mill-wheel. Thence it wound upwards, rough and stony, to the back premises of
+Garth.
+</p>
+
+<p>
+He, too, knew that this division of the ways meant parting, and humility
+clothed him. &ldquo;Heavens, what a fool I&rsquo;ve been,&rdquo; he said,
+blushing, as he met her eyes. &ldquo;What must you think of me, prating about
+myself when I ought to have been thinking only of you and asking your
+pardon.&rdquo;
+</p>
+
+<p>
+&ldquo;For nearly shooting me?&rdquo;
+</p>
+
+<p>
+&ldquo;Yes&mdash;and thank God, thank God,&rdquo; with emotion, &ldquo;that it
+was not worse.&rdquo;
+</p>
+
+<p>
+&ldquo;I do.&rdquo;
+</p>
+
+<p>
+&ldquo;I ought never to carry a gun again!&rdquo;
+</p>
+
+<p>
+&ldquo;I won&rsquo;t exact that penalty.&rdquo; She looked at him very kindly.
+</p>
+
+<p>
+&ldquo;And you will forgive me? You will do your best to forgive me?&rdquo;
+</p>
+
+<p>
+&ldquo;I will do my best, if you will not carry off my basket,&rdquo; she
+replied, for he was turning away with the basket on his arm. &ldquo;Thank
+you,&rdquo; as he restored it, and in his embarrassment nearly dropped his gun.
+&ldquo;Good-bye.&rdquo;
+</p>
+
+<p>
+&ldquo;You are sure that you will be safe now?&rdquo;
+</p>
+
+<p>
+&ldquo;If you have no fresh accident with your firearms,&rdquo; she laughed.
+&ldquo;Please be careful.&rdquo;
+</p>
+
+<p>
+She nodded, and turned and tripped away. But she had hardly left him, she had
+not passed ten paces beyond the bridge, before her mood changed. The cloak of
+playfulness fell from her, reaction did its work. The color left her cheeks,
+her knees shook as she remembered. She felt again the hot blast on her cheek,
+lived through the flash, the shock, the onset of faintness. Again she clung to
+the stile, giddy, breathless, the landscape dancing about her. And through the
+haze she saw his face, white, drawn, terror-stricken&mdash;saw it and strove
+vainly to reassure him.
+</p>
+
+<p>
+And now&mdash;now he was soothing her. He was pouring out his penitence, he was
+upbraiding himself. Presently she was herself again; her spirits rising, she
+was playing with him, chiding him, exercising a new sense of power, becoming
+the recipient of a man&rsquo;s thoughts, a man&rsquo;s hopes and ambitions. The
+color was back in her cheeks now, her knees were steady, she could walk. She
+went on, but slowly and more slowly, full of thought, reviewing what had
+happened.
+</p>
+
+<p>
+Until, near the garden door, she was roughly brought to earth. Miss Peacock,
+visiting the yard on some domestic errand, had discerned her.
+&ldquo;Josina!&rdquo; she cried. &ldquo;My certy, girl, but you have been
+quick! I wish the maids were half as quick when they go! A whole afternoon is
+not enough for them to walk a mile. But you&rsquo;ve not brought the
+eggs?&rdquo;
+</p>
+
+<p>
+&ldquo;I didn&rsquo;t go,&rdquo; said Josina. &ldquo;I was frightened by a
+gun.&rdquo;
+</p>
+
+<p>
+&ldquo;A gun?&rdquo;
+</p>
+
+<p>
+&ldquo;And I felt a little faint.&rdquo;
+</p>
+
+<p>
+&ldquo;Faint? Why, you&rsquo;ve got the color of a rose, girl. Faint? Well,
+when I want galeny eggs again I shan&rsquo;t send you. Where was it?&rdquo;
+</p>
+
+<p>
+&ldquo;Under the Thirty Acres&mdash;by the stile. A gun went off,
+and&mdash;&mdash;&rdquo;
+</p>
+
+<p>
+&ldquo;Sho!&rdquo; Miss Peacock cried contemptuously. &ldquo;A gun went off,
+indeed! At your age, Josina! I don&rsquo;t know what girls are coming to! If
+you don&rsquo;t take care you&rsquo;ll be all nerves and vapors like your aunt
+at the Cottage! Go and take a dose of gilly-flower-water this minute, and the
+less said to your father the better. Why, you&rsquo;d never hear the end of it!
+Afraid because a gun went off!&rdquo;
+</p>
+
+<p>
+Josina agreed that it was very silly, and went quickly up to her room. Yes, the
+less said about it the better!
+</p>
+
+</div><!--end chapter-->
+
+<div class="chapter">
+
+<h2><a name="chap07"></a>CHAPTER VII</h2>
+
+<p>
+The terraced garden at Garth rested to the south and east on a sustaining wall
+so high that to build it to-day would tax the resources of three Squires.
+Unfortunately, either for defence or protection from the weather, the wall rose
+high on the inner side also, so that he who walked in the garden might enjoy
+the mellow tints of the old brickwork, but had no view of the country except
+through certain loop-holes, gable-shaped, which pierced the wall at intervals,
+like the port-holes of a battleship. If the lover of landscape wanted more, he
+must climb half a dozen steps to a raised walk which ran along the south side.
+Thence he could look, as from an eyrie, on the green meadows below him, or away
+to the line of hills to westward, or turning about he could overlook the
+operations of the gardener at his feet.
+</p>
+
+<p>
+More, if it rained or blew there was at the south-west corner, and entered from
+the raised walk, an ancient Dutch summer-house of brick, with a pyramidal roof.
+It had large windows and, with much at Garth that served for ornament rather
+than utility, it was decayed, time and damp having almost effaced its dim
+frescoes. But tradition hallowed it, for it was said that William of Orange,
+after dining in the hall at the oaken table which still bore the date 1691, had
+smoked his pipe and drunk his Schnapps in this summer-house; and thence had
+watched the roll of the bowls and the play of the bias on the turf below. For
+in those days the garden had been a bowling green.
+</p>
+
+<p>
+There on summer evenings the Squire would still drink his port, but in winter
+the place was little used, tools desecrated it, and tubers took refuge in it.
+So when Josina began about this time to frequent it, and, as winter yielded to
+the first breath of spring, began to carry her work thither of an afternoon,
+Miss Peacock should have had her suspicions. But the good lady saw nothing,
+being a busy woman. Thomas the groom did remark the fact, for idle hands make
+watchful eyes, but for a time he was none the wiser.
+</p>
+
+<p>
+&ldquo;What&rsquo;s young Miss doing up there?&rdquo; he asked himself.
+&ldquo;Must be tarnation cold! And her look&rsquo;s fine, too! Ay, &rsquo;tis
+well to be them as has nought to do but traipse up and down and sniff the
+air!&rdquo;
+</p>
+
+<p>
+Naturally it did not at once occur to him that the summer-house commanded a
+view of the path which ran along the brook side; nor did he suppose that Miss
+had any purpose, when, as might happen perhaps once a week, she would leave her
+station at the window and in an aimless fashion wander down to the
+mill&mdash;and beyond it. She might be following a duck inclined to sit, or
+later&mdash;for turkeys will stray&mdash;be searching for a turkey&rsquo;s
+nest. She might be doing fifty things, indeed&mdash;she was sometimes so long
+away. But the time did come when, being by chance at the mill, Thomas saw a
+second figure on the path beside the water, and he laid by the knowledge for
+future use. He was a sly fellow, not much in favor with the other servants.
+</p>
+
+<p>
+Presently there came a cold Saturday in March, a wet, windy day, when to
+saunter by the brook would have too odd an air. But would it have an odd look,
+Josina wondered, standing before the glass in her room, if she ran across to
+the Cottage for ten minutes about sunset? The bank closed early on Saturdays,
+and men were not subject to the weather as women were. Twice she put on her
+bonnet, and twice she took it off and put it back in its box&mdash;she could
+not make up her mind. He might think that she followed him. He might think her
+bold. Or suppose that when they met before others, she blushed; or that they
+thought the meeting strange? And, after all, he might not be there&mdash;he was
+no favorite with Mrs. Bourdillon, and his heart might fail him. In the end the
+bonnet was put away, but it is to be feared that that evening Jos was a little
+snappish with Miss Peacock when arraigned for some act of forgetfulness.
+</p>
+
+<p>
+Had she gone she might have come off no better than Clement, who, braving all
+things, did go. Mrs. Bourdillon did not, indeed, say when he entered,
+&ldquo;What, here again?&rdquo; but her manner spoke for her, and Arthur, who
+had arrived before his time, received the visitor with less than his usual good
+humor. Clement&rsquo;s explanation, that he had left his gun, fell flat, and so
+chilly were the two that he stayed but twenty minutes, then faltered an excuse,
+and went off with his tail between his legs.
+</p>
+
+<p>
+He did not guess that he had intruded on a family difference, a trouble of some
+standing, which the passage of weeks had but aggravated. It turned on
+Ovington&rsquo;s offer, which Arthur, pluming himself on his success and proud
+of his prospects, had lost no time in conveying to his mother. He had supposed
+that she would see the thing with his eyes, and be as highly delighted. To
+become a partner so early, to share at his age in the rising fortunes of the
+house! Surely she would believe in him now, if she had never believed in him
+before.
+</p>
+
+<p>
+But Mrs. Bourdillon had been imbued by her husband with one fixed
+idea&mdash;that whatever happened she must never touch her capital; that under
+no circumstances must she spend it, or transfer it or alienate it. That way lay
+ruin. No sooner, therefore, had Arthur come to that part of his story than she
+had taken fright; and nothing that he had been able to say, no assurance that
+he had been able to give, no gilded future that he had been able to paint, had
+sufficed to move the good woman from her position.
+</p>
+
+<p>
+&ldquo;Of course,&rdquo; she said, looking at him piteously, for she hated to
+oppose him, &ldquo;I&rsquo;m not saying that it does not sound nice,
+dear.&rdquo;
+</p>
+
+<p>
+&ldquo;It is nice! Very nice!&rdquo;
+</p>
+
+<p>
+&ldquo;But I&rsquo;m older than you, and oh, dear, dear, I&rsquo;ve known what
+disappointment is! I remember when your father thought that he had the promise
+of the Benthall living and we bought the drawing-room carpet, though it was
+blue and buff and your father did not like the color&mdash;something to do with
+a fox, I remember, though to be sure a fox is red! Well, my dear,&rdquo;
+drumming with her fingers on her lap in a placid way that maddened her
+listener, &ldquo;he was just as confident as you are, and after all the Bishop
+gave the living to his own cousin, and the money thrown clean away, and the
+carpet too large for any room we had, and woven of one piece so that we
+couldn&rsquo;t cut it! I&rsquo;m sure that was a lesson to me that
+there&rsquo;s many a slip between the cup and the lip. Believe me, a bird in
+the hand&mdash;&mdash;&rdquo;
+</p>
+
+<p>
+&ldquo;But this is in the hand!&rdquo; Arthur cried, restraining himself with
+difficulty. &ldquo;This is in the hand!&rdquo;
+</p>
+
+<p>
+&ldquo;Well, I don&rsquo;t know how that may be. I never was a business woman,
+whatever your uncle may say when he is in his tantrums. But I do know that your
+father told me, nine or ten times&mdash;&mdash;&rdquo;
+</p>
+
+<p>
+&ldquo;And you&rsquo;ve told me a hundred times!&rdquo;
+</p>
+
+<p>
+&ldquo;Well, and I&rsquo;m sure your uncle would say the same! But, indeed, I
+don&rsquo;t know what he wouldn&rsquo;t say if he knew what we were thinking
+of!&rdquo;
+</p>
+
+<p>
+&ldquo;The truth is, mother, you are afraid of the Squire.&rdquo;
+</p>
+
+<p>
+&ldquo;And if I am,&rdquo; plaintively, &ldquo;it is all very well for you,
+Arthur, who are away six days out of seven. But I&rsquo;m here and he&rsquo;s
+here. And I have to listen to him. And if this money is
+lost&mdash;&mdash;&rdquo;
+</p>
+
+<p>
+&ldquo;But it cannot be lost, I tell you!&rdquo;
+</p>
+
+<p>
+&ldquo;Well, if it is lost, we shall both be beggars! Oh, dear, dear, I&rsquo;m
+sure if your father told me once he told me a hundred
+times&mdash;&mdash;&rdquo;
+</p>
+
+<p>
+&ldquo;Damn!&rdquo; Arthur cried, fairly losing his temper at last. &ldquo;The
+truth is, mother, that my father knew nothing about money.&rdquo;
+</p>
+
+<p>
+At that, however, Mrs. Bourdillon began to cry and Arthur found himself obliged
+to drop the matter for the time. He saw, too, that he was on the wrong tack,
+and a few days later, under pressure of necessity, he tried another. He humbled
+himself, he wheedled, he cajoled; and when he had by this means got on the
+right side of his mother he spoke of Ovington&rsquo;s success.
+</p>
+
+<p>
+&ldquo;In a few years he will be worth a quarter of a million,&rdquo; he said.
+</p>
+
+<p>
+The figure flustered her. &ldquo;Why, that&rsquo;s&mdash;&mdash;&rdquo;
+</p>
+
+<p>
+&ldquo;A quarter of a million,&rdquo; he repeated impressively. &ldquo;And
+that&rsquo;s why I consider this the chance of my life, mother. It is such an
+opportunity as I shall never have again. It is within my reach now, and surely,
+surely,&rdquo; his voice shook with the fervor of his pleading, &ldquo;you will
+not be the one to dash it from my lips?&rdquo; He laid his hand upon her wrist.
+&ldquo;And ruin your son&rsquo;s life, mother?&rdquo;
+</p>
+
+<p>
+She was shaken. &ldquo;You know, if I thought it was for your good!&rdquo;
+</p>
+
+<p>
+&ldquo;It is! It is, mother!&rdquo;
+</p>
+
+<p>
+&ldquo;I&rsquo;d do anything to make you happy, Arthur! But I don&rsquo;t
+believe,&rdquo; with a sigh, &ldquo;that whatever I did your uncle would pay
+the money.&rdquo;
+</p>
+
+<p>
+&ldquo;Is it his money or yours?&rdquo;
+</p>
+
+<p>
+&ldquo;Why, of course, Arthur, I thought that you knew that it was your
+father&rsquo;s.&rdquo; She was very simple, and her pride was touched.
+</p>
+
+<p>
+&ldquo;And now it is yours. And I suppose that some day&mdash;I hope it will be
+a long day, mother&mdash;it will be mine. Believe me, you&rsquo;ve only to
+write to my uncle and tell him that you have decided to call it up, and he will
+pay it as a matter of course. Shall I write the letter for you to sign?&rdquo;
+</p>
+
+<p>
+Mrs. Bourdillon looked piteously at him. She was very, very unwilling to
+comply, but what was she to do? Between love of him and fear of the Squire,
+what was she to do? Poor woman, she did not know. But he was with her, the
+Squire was absent, and she was about to acquiesce when a last argument occurred
+to her. &ldquo;But you are forgetting,&rdquo; she said, &ldquo;if your uncle
+takes offence, and I&rsquo;m sure he will, he&rsquo;ll come between you and
+Josina.&rdquo;
+</p>
+
+<p>
+&ldquo;Well, that is his look-out.&rdquo;
+</p>
+
+<p>
+&ldquo;Arthur! You don&rsquo;t mean that you&rsquo;ve changed your mind, and
+you so fond of her? And the girl heir to Garth and all her father&rsquo;s
+money!&rdquo;
+</p>
+
+<p>
+&ldquo;I say nothing about it,&rdquo; Arthur declared. &ldquo;If he chooses to
+come between us that will be his doing, not mine.&rdquo;
+</p>
+
+<p>
+&ldquo;But Garth!&rdquo; Mrs. Bourdillon was altogether at sea. &ldquo;My dear
+boy, you are not thinking! Why, Lord ha&rsquo; mercy on us, where would you
+find such another, young and pretty and all, and Garth in her pocket? Why, if
+it were only on Jos&rsquo;s account you&rsquo;d be mad to quarrel with
+him.&rdquo;
+</p>
+
+<p>
+&ldquo;I&rsquo;m not going to quarrel with him,&rdquo; Arthur replied sullenly.
+&ldquo;If he chooses to quarrel with me, well, she&rsquo;s not the only heiress
+in the world.&rdquo;
+</p>
+
+<p>
+His mother held up her hands. &ldquo;Oh dear me,&rdquo; she said wearily.
+&ldquo;I give it up, I don&rsquo;t understand you. But I&rsquo;m only a woman
+and I suppose I don&rsquo;t understand anything.&rdquo;
+</p>
+
+<p>
+He was accustomed to command and she to be guided. He saw that she was
+wavering, and he plied her afresh, and in the end, though not without another
+outburst of tears, he succeeded. He fetched the pen, he smoothed the paper, and
+before he handed his mother her bed-candle he had got the fateful letter
+written, and had even by lavishing on her unusual signs of affection brought a
+smile to her face. &ldquo;It will be all right, mother, you&rsquo;ll
+see,&rdquo; he urged as he watched her mount the stairs. &ldquo;It will be all
+right! You&rsquo;ll see me a millionaire yet.&rdquo;
+</p>
+
+<p>
+And then he made a mistake which was to cost him dearly. He left the letter on
+the mantel-shelf. An hour later, when he had been some time in bed, he heard a
+door open and he sat up and listened. Even then, had he acted on the instant,
+it might have availed. But he hesitated, arguing down his misgivings, and it
+was only when he caught the sound of footsteps stealthily re-ascending that he
+jumped out of bed and lit a candle. He slipped downstairs, but he was too late.
+The letter was gone.
+</p>
+
+<p>
+He went up to bed again, and though he wondered at the queer ways of women he
+did not as yet doubt the issue. He would recover the letter in the morning and
+send it. The end would be the same.
+</p>
+
+<p>
+There, however, he was wrong. Mrs. Bourdillon was a weak woman, but weakness
+has its own obstinacy, and by the morning she had reflected. The sum charged on
+Garth was her whole fortune, her sole support, and were it lost she would be
+penniless, with no one to look to except the Squire, whom she would have
+offended beyond forgiveness. True, Arthur laughed at the idea of loss, and he
+was clever. But he was young and sanguine, and before now she had heard of
+mothers beggared through the ill-fortune or the errors of their children. What
+if that should be her lot!
+</p>
+
+<p>
+Nor was this the only thought which pressed upon her mind. That Arthur should
+marry Josina and succeed to Garth had been for years her darling scheme, and
+she could not, in spite of the hopes with which he had for the moment dazzled
+her, imagine any future for him comparable to that. But if he would marry
+Josina and succeed to Garth he must not offend his uncle.
+</p>
+
+<p>
+So, when Arthur came down in the morning, and with assumed carelessness asked
+for the letter she put him off. It was Sunday. She would not discuss business
+on Sunday, it would not be lucky. On Monday, when, determined to stand no more
+nonsense, he returned to the subject, she took refuge in tears. It was cruel of
+him to press her so, when&mdash;when she was not well! She had not made up her
+mind. She did not know what she should do. To tears there is no answer, and,
+angry as he was, he had to start for Aldersbury, leaving the matter unsettled,
+much to his disgust and alarm, for the time was running on.
+</p>
+
+<p>
+And that was the beginning of a tragedy in the little house under Garthmyle. It
+was a struggle between strength and weakness, and weakness, as usual, sought
+shelter in subterfuge. When Arthur came home at the end of the week his mother
+took care to have company, and he could not get a word with her. She had no
+time for business&mdash;it must wait. On the next Saturday she was not well,
+and kept her bed, and on the Sunday met him with the same fretful
+plea&mdash;she would do no business on Sunday! Then, convinced at last that she
+had made up her mind to thwart him, he hardened his heart. He loved his mother,
+and to go beyond a certain point did not consort with his easy nature, but he
+had no option; the thing must be done if his prospects were not to be wrecked.
+He became hard, cruel, almost brutal; threatening to leave her, threatening to
+take himself off altogether, harassing her week after week, in what should have
+been her happiest hours, with pictures of the poverty, the obscurity, the
+hopelessness to which she was condemning him! And, worst of all, torturing her
+with doubts that after all he might be right.
+</p>
+
+<p>
+And still she resisted, and weak, foolish woman as she was, resisted with an
+obstinacy that was infinitely provoking. Meanwhile only two things supported
+her: her love for him, and the belief that she was defending his best interests
+and that some day he would thank her. She was saving him from himself. The odds
+were great, she was unaccustomed to oppose him, and still she withstood him.
+She would not sign the letter. But she suffered, and suffered terribly.
+</p>
+
+<p>
+She took to bringing in guests as buffers between them, and once or twice she
+brought in Josina. The girl, who knew them both so well, could not fail to see
+that there was something wrong, that something marred the relations between
+mother and son. Arthur&rsquo;s moody brow, his silence, or his snappish
+answers, no less than Mrs. Bourdillon&rsquo;s scared manner, left her in no
+doubt of that. But she fancied that this was only another instance of the law
+of man&rsquo;s temper and woman&rsquo;s endurance&mdash;that law to which she
+knew but one exception. And if the girl hugged that exception, trembling and
+hoping, to her breast, if Arthur&rsquo;s coldness was a relief to her, if she
+cared little for any secret but her own, she was no more of a mystery to them
+than they were to her. When the door closed behind her, and, accompanied by a
+maid, she crossed the dark fields, she thought no more about them. The two
+ceased&mdash;such is the selfishness of love&mdash;to exist for her. Her
+thoughts were engrossed by another, by one who until lately had been a
+stranger, but whose figure now excluded the world from her view. Her secret
+monopolized her, closed her heart, blinded her eyes. Such is the law of
+love&mdash;at a certain stage in its growth.
+</p>
+
+<p>
+Meanwhile life at the Cottage went on in this miserable fashion until April had
+come in and the daffodils were in full bloom in the meadows beside the river.
+And still Arthur could not succeed in his object, and wondering what the banker
+thought of the delay and his silence, was almost beside himself with chagrin.
+Then there came a welcome breathing space. Ovington despatched him to London on
+an important and confidential mission. He was to be away rather more than a
+fortnight, and the relief was much even to him. To his mother it had been more,
+if he had not, with politic cruelty, kept from her the cause of his absence.
+She feared that he was about to carry out his threat and to make a home
+elsewhere&mdash;that this was the end, that he was going to leave her. And
+perhaps, she thought, she had been wrong. Perhaps, after all, she had
+sacrificed his love and lost his dear presence for nothing! It was a sad Easter
+that she passed, lonely and anxious, in the little house.
+</p>
+
+</div><!--end chapter-->
+
+<div class="chapter">
+
+<h2><a name="chap08"></a>CHAPTER VIII</h2>
+
+<p>
+It was in the third week of April that Arthur returned to Aldersbury. Ovington
+had not failed to let his correspondents know that the lad was no common
+mercantile person, but came of a county family and had connections; and Arthur
+had been fêted by the bank&rsquo;s agents and made much of by their friends.
+The negotiation which Ovington had entrusted to him had gone well, as all
+things went well at this time. His abilities had been recognized in more than
+one counting-house, and in the general elation and success, civilities and
+hospitality had been showered upon him. Mothers and daughters had exerted
+themselves to please the nephew&mdash;it was whispered the heir&mdash;of the
+Aldshire magnate; and what Arthur&rsquo;s letters of credit had not gained for
+him, his handsome face and good breeding had won. He came back, therefore, on
+the best of terms with himself and more in love than ever with the career which
+he had laid out. And, but for the money difficulty, and his mother&rsquo;s
+obstinacy, he would have seen all things in rose color.
+</p>
+
+<p>
+He returned at the moment when speculation in Aldersbury&mdash;and Aldersbury
+was in this but a gauge of the whole country&mdash;was approaching its fever
+point. The four per cent, consols, which not long before had stood at 72, were
+106. The three per cents., which had been 52, had risen to 93. India stock was
+booming at 280, and these prices, which would have seemed incredible to a
+former generation, were justified by the large profits accruing from trade and
+seeking investment. They were, indeed, nothing beside the heights to which more
+speculative stocks were being hurried. Shares in one mine, bought at ten
+pounds, changed hands at a hundred and fifty. Shares in another, on which
+seventy pounds had been paid, were sold at thirteen hundred. An instalment of
+£5 was paid on one purchase, and ten days later the stock was sold for one
+hundred and forty!
+</p>
+
+<p>
+Under such circumstances new ventures were daily issued to meet the demand.
+Proposals for thirty companies came out in a week, and still there appeared to
+be money for all, for the banks, tempted by the prevailing prosperity,
+increased their issues of notes. It seemed an easy thing to borrow at seven per
+cent., and lay out the money at ten or fifteen, with certainty of a gain in
+capital. Men who had never speculated saw their neighbors grow rich, and
+themselves risked a hundred and doubled it, ventured two and saw themselves the
+possessers of six. It was like, said one, picking up money in a hat. It was
+like, said another, baling it up in a bucket. There seemed to be money
+everywhere&mdash;money for all. Peers and clergymen, shop-keepers and maiden
+ladies, servants even, speculated; while those who knew something of the
+market, or who could allot shares in new ventures, were courted and flattered,
+drawn into corners and consulted by troops of friends.
+</p>
+
+<p>
+All this came to its height at the end of April, and Arthur, sanguine and
+eager, laden with the latest news from Lombard Street, returned to Aldersbury
+to revel in it. He trod the Cop and the High Street as if he walked on air. He
+moved amid the excitement like a young god. His nod was confidence, his smile a
+promise. A few months before he had doubted. He had viewed the rising current
+of speculation from without, and had had his misgivings. Now the stream had
+caught him, and if he ever reflected that there might be rocks ahead, he
+flattered himself that he would be among the first to take the alarm.
+</p>
+
+<p>
+The confidence which he owed to youth, the banker drew from a past of unvarying
+success. But the elder man did have his moments of mistrust. There were hours
+when he saw hazards in front, and the days on which he did not call for the
+Note Issues were few. But even he found it easier to go with the current, and
+once or twice, so high was his opinion of Arthur&rsquo;s abilities, he let
+himself be persuaded by him. Then the mere bustle was exhilarating. The door of
+the bank that never rested, the crowded counter, the incense of the streets,
+the whispers where he passed, all had their intoxicating effect. The power to
+put a hundred pounds into a man&rsquo;s pocket&mdash;who can abstain from, who
+is not flattered by, the use of this, who can at all times close his mouth? And
+often one thing leads to another, and advice is the prelude to a loan.
+</p>
+
+<p>
+It was above all when the railroad scheme was to the fore that the banker
+realized his importance. It was his, he had made it, and it was on its behalf
+that he was disposed to put his hand out farthest. The Board, upon Sir
+Charles&rsquo;s proposal&mdash;the fruit of a hint dropped by
+Ovington&mdash;had fixed the fourth market-day in April for the opening of the
+subscription list. Though the season was late, the farmers would be more or
+less at liberty; and as it happened the day turned out to be one of the few
+fine days of that spring. The sun, rarely seen of late, shone, the public
+curiosity was tickled, the town was full, men in the streets quoted the
+tea-kettle and explained the powers of steam; and Arthur, as he forged his way
+through the good-tempered, white-coated throng, felt to the full his
+importance.
+</p>
+
+<p>
+Near the door of the bank he met Purslow, and the draper seized his arm.
+&ldquo;One moment, sir, excuse me,&rdquo; he whispered. &ldquo;I&rsquo;ve a
+little more I can spare at a pinch. What do you advise, Mr. Bourdillon?&rdquo;
+</p>
+
+<p>
+Arthur knew that it was not in his province to advise, and he shook his head.
+&ldquo;You must ask Mr. Ovington,&rdquo; he said.
+</p>
+
+<p>
+&ldquo;And he that busy that he&rsquo;ll snap my nose off! And you&rsquo;re
+just from London. Come, Mr. Bourdillon, just for two or three hundred pounds. A
+good &rsquo;un! A real good &rsquo;un! I know you know one!&rdquo;
+</p>
+
+<p>
+Arthur gave way. The man&rsquo;s wheedling tone, the sense of power, the
+ability to confer a favor were too much for him. He named the Antwerp
+Navigation Company. &ldquo;But don&rsquo;t stop in too long,&rdquo; he added.
+And he snatched himself away, and hurried on, and many were those who found his
+frank eager face irresistible.
+</p>
+
+<p>
+As he ploughed his way through the crowd, his head on a level with the tallest,
+he seemed to be success itself. His careless greeting met everywhere a cheery
+answer, and more than one threw after him, &ldquo;There goes the old
+Squire&rsquo;s nevvy! See him? He&rsquo;s a clever &rsquo;un if ever there was
+one!&rdquo; They gave him credit for knowing mysteries dark to them, yet withal
+they owned a link with him. He too belonged to the land. A link with him and
+some pride in him.
+</p>
+
+<p>
+In the parlor where the Board met he had something of the same effect. Sir
+Charles and Acherley had taken their seats and were talking of county matters,
+their backs turned on their fellows. Wolley stood before the fire, glowering at
+them and resenting his exclusion. Grounds sat meekly on a chair within the
+door. But Arthur&rsquo;s appearance changed all. He had a word or a smile for
+each. He set Grounds at his ease, he had a joke for Sir Charles and Acherley,
+he joined Wolley before the fire. Ovington, who had left the room for a moment,
+noted the change, and his heart warmed to the Secretary. &ldquo;He will
+do,&rdquo; he told himself, as he turned to the business of the meeting.
+</p>
+
+<p>
+&ldquo;Come, Mr. Wolley, come, Mr. Grounds,&rdquo; he said, &ldquo;pull up your
+chairs, if you please. It has struck twelve and the bank should be open to
+receive applications at half-past. I conveyed your invitation, gentlemen, to
+Mr. Purslow two days ago, and I am happy to tell you that he takes two hundred
+shares, so that over one-third of the capital will be subscribed before we go
+to the public. I suppose, gentlemen, you would wish him to take his seat at
+once?&rdquo;
+</p>
+
+<p>
+Sir Charles and Acherley nodded, Wolley looked sullen but said nothing, Grounds
+submitted. Neither he nor Wolley was over-pleased at sharing with another the
+honor of sitting with the gentry. But it had to be done. &ldquo;Bring him in,
+Bourdillon,&rdquo; Ovington said.
+</p>
+
+<p>
+Purslow, who was in waiting, slid into the room and took his seat, between
+pride and humility. &ldquo;I have reason to believe, gentlemen,&rdquo; Ovington
+continued, &ldquo;that the capital will be subscribed within twenty-four hours.
+It is for you to say how long the list shall remain open.&rdquo;
+</p>
+
+<p>
+&ldquo;Not too long,&rdquo; said Sir Charles, sapiently.
+</p>
+
+<p>
+&ldquo;Shall I say forty-eight hours? Agreed, gentlemen? Very good. Then a
+notice to that effect shall be posted outside the bank at once. Will you see to
+that, Bourdillon?&rdquo;
+</p>
+
+<p>
+&ldquo;And what of Mr. Griffin?&rdquo; Wolley blurted out the question before
+Ovington could restrain him. The clothier was anxious to show Purslow that he
+was at home in his company.
+</p>
+
+<p>
+&ldquo;To be sure,&rdquo; Ovington answered smoothly. &ldquo;That is the only
+point, gentlemen, in which my expectations have not been borne out. The
+interview between Mr. Griffin and myself was disappointing, but I hoped to be
+able to tell you to-day that we were a little more forward. Mr. Wolley,
+however, has handed me a letter which he has received from Garth, and it is
+certainly&mdash;&mdash;&rdquo;
+</p>
+
+<p>
+&ldquo;A d&mdash;&mdash;d unpleasant letter,&rdquo; Wolley struck in.
+&ldquo;The old Squire don&rsquo;t mince matters.&rdquo; He had predicted that
+his landlord would not come in, and he was pleased to see his opinion
+confirmed. &ldquo;He says I&rsquo;d better be careful, for if I and my fine
+railroad come to grief I need not look to him for time. By the Lord,&rdquo;
+with unction, &ldquo;I know that, railroad or no railroad! He&rsquo;d put me
+out as soon as look at me!&rdquo;
+</p>
+
+<p>
+Sir Charles shuffled his papers uncomfortably. To hear a man like Wolley
+discuss his landlord shocked him&mdash;he felt it a kind of treason to listen
+to such talk. He feared&mdash;he feared more than ever&mdash;that the caustic
+old Squire was thinking him a fool for mixing himself up with this business.
+Good Heavens, if, after all, it ended in disaster!
+</p>
+
+<p>
+Acherley took it differently. He cared nothing for Griffin&rsquo;s opinion; he
+was in money difficulties and had passed far beyond that. He laughed.
+&ldquo;Put you out? I&rsquo;ll swear he would! There&rsquo;s no fool like an
+old fool! But he won&rsquo;t have the chance.&rdquo;
+</p>
+
+<p>
+&ldquo;No, I think not,&rdquo; Ovington said blandly. &ldquo;But his attitude
+presents difficulties, and I am sure that our Chairman will agree with me that
+if we can meet his views, it will be worth some sacrifice.&rdquo;
+</p>
+
+<p>
+&ldquo;Can&rsquo;t Arthur get round him?&rdquo; Acherley suggested.
+</p>
+
+<p>
+&ldquo;No,&rdquo; Arthur replied, smiling. &ldquo;Perhaps if
+you&mdash;&mdash;&rdquo;
+</p>
+
+<p>
+&ldquo;Will you see him, Mr. Acherley?&rdquo;
+</p>
+
+<p>
+&ldquo;Oh, I&rsquo;ll see him!&rdquo; carelessly. &ldquo;I don&rsquo;t say I
+shall persuade him.&rdquo;
+</p>
+
+<p>
+&ldquo;Still, we shall have done what we can to meet his views,&rdquo; the
+banker replied. &ldquo;If we fail we must fall back&mdash;on my part most
+reluctantly&mdash;on the compulsory clauses. But that is looking ahead, and we
+need not consider it at present. I don&rsquo;t think that there is anything
+else? It is close on the half-hour. Will you see, Bourdillon, if all is ready
+in the bank?&rdquo;
+</p>
+
+<p>
+Arthur went out, leaving the door ajar. There came through the opening a murmur
+of voices and the noise of shuffling feet. Ovington turned over the papers
+before him. &ldquo;In the event of the subscriptions exceeding the sum
+required, what day will suit you to allot? Thursday, Sir Charles?&rdquo;
+</p>
+
+<p>
+&ldquo;Friday would suit me better.&rdquo;
+</p>
+
+<p>
+&ldquo;Friday be it then, if Mr. Acherley&mdash;good. On Friday at noon,
+gentlemen. Yes, Bourdillon?&rdquo;
+</p>
+
+<p>
+Arthur did not sit down. He was smiling. &ldquo;It&rsquo;s something of a
+sight,&rdquo; he said. &ldquo;By Jove it is! I think you ought to see
+it.&rdquo;
+</p>
+
+<p>
+Ovington nodded, and they rose, some merely curious, others eager to show
+themselves in their new role of dignity. Arthur opened the door and stood
+aside. Beyond the door the cashier&rsquo;s desk with its green curtains formed
+a screen which masked their presence. Ovington separated the curtains, and Sir
+Charles and Acherley peeped between them. The others looked round the desk.
+</p>
+
+<p>
+The space devoted to the public was full. It hummed with low voices, but above
+the hum sharp sentences from time to time rang out. &ldquo;Here, don&rsquo;t
+push! It&rsquo;s struck, Mr. Rodd! Hand &rsquo;em out!&rdquo; Then, louder than
+these, a lusty voice bawled, &ldquo;Here, get out o&rsquo; my road! I want
+money for a cheque, man!&rdquo;
+</p>
+
+<p>
+The two clerks were at the counter, with piles of application forms before them
+and their eyes on the clock. Clement and Rodd stood in the background. The
+impassive attitude of the four contrasted strikingly with the scene beyond the
+counter, where eighteen or twenty persons elbowed and pushed one another, their
+flushed faces eloquent of the spirit of greed. For it had got about that there
+was easy money and much money to be made out of the Railroad shares&mdash;to be
+made in particular by those who were first in the field. Some looked to make
+the money by a sale at a premium, others foresaw a profit but hardly knew how
+it was to come, more had heard of men who had suddenly grown rich, and fancied
+that this was their chance. They had but to sign a form and pay an instalment,
+and profit would flow in, they did not care whence. They were certain, indeed,
+but of one thing, that there was gain in it; and with every moment their number
+grew, for with every moment a newcomer forced his way, smiling, into the bank.
+Meantime the crowd gave good-humored vent to their impatience.
+&ldquo;Let&rsquo;s have &rsquo;em! Hand &rsquo;em out!&rdquo; they murmured.
+What if there were not enough to go round?
+</p>
+
+<p>
+The man with the cheque, hopelessly wedged in, protested. &ldquo;There, someone
+hand it on,&rdquo; he cried at last. &ldquo;And pass me out the money,
+d&mdash;n you! And let me get out of this.&rdquo;
+</p>
+
+<p>
+The slip was passed from hand to hand, and &ldquo;How&rsquo;ll you have it, Mr.
+Boumphry?&rdquo; Rodd asked.
+</p>
+
+<p>
+&ldquo;In shares!&rdquo; cried a wit.
+</p>
+
+<p>
+&ldquo;Notes and a pound in silver,&rdquo; gasped Boumphry, who thought the
+world had gone mad. &ldquo;And dunno get on my back, man!&rdquo; to one behind
+him. &ldquo;I&rsquo;m not a bullock! Here, how&rsquo;m I to count it when I
+canna get&mdash;&mdash;&rdquo;
+</p>
+
+<p>
+&ldquo;A form!&rdquo; cried a second wit. &ldquo;Neither can we, farmer! Come,
+out with &rsquo;em, gentlemen. Hullo, Mr. Purslow! That you? Ha&rsquo; you
+turned banker?&rdquo;
+</p>
+
+<p>
+The draper, who had showed himself over-confidently, fell back purple with
+blushes. &ldquo;Certainly an odd sight,&rdquo; said the banker quietly.
+&ldquo;It promises well, I think, Sir Charles.&rdquo;
+</p>
+
+<p>
+&ldquo;Hanged well!&rdquo; said Acherley.
+</p>
+
+<p>
+Sir Charles acquiesced. &ldquo;Er, I think so,&rdquo; he said. &ldquo;I
+certainly think so.&rdquo; But he felt himself a little out of place.
+</p>
+
+<p>
+The minute hand touched the half-hour, and the clerks began to distribute the
+papers. After watching the scene for a moment the Board separated, its members
+passing out modestly through the house door. They parted on the pavement, even
+Sir Charles unbending a little and the saturnine Acherley chuckling to himself
+as visions of fools and fat premiums floated before him. It was a vision which
+they all shared in their different ways.
+</p>
+
+<p>
+Arthur was about to join the workers in the bank when Ovington beckoned him
+into the dining-room. &ldquo;You can be spared for a moment,&rdquo; he said.
+&ldquo;Come in here. I want to speak to you.&rdquo; He closed the door.
+&ldquo;I&rsquo;ve been considering the matter I discussed with you some time
+ago, lad, and I think that the time has come when it should be settled. But
+you&rsquo;ve said nothing about it and I&rsquo;ve been wondering if anything
+was wrong. If so, you had better tell me.&rdquo;
+</p>
+
+<p>
+&ldquo;Well, sir&mdash;&mdash;&rdquo;
+</p>
+
+<p>
+The banker was shrewd. &ldquo;Is it the money that is the trouble?&rdquo;
+</p>
+
+<p>
+The moment that Arthur had been dreading was come, and he braced himself to
+meet it. &ldquo;I&rsquo;m afraid that there has been some difficulty,&rdquo; he
+said, &ldquo;but I think now&mdash;&mdash;&rdquo;
+</p>
+
+<p>
+&ldquo;Have you given your uncle notice?&rdquo;
+</p>
+
+<p>
+Arthur hesitated. If he avowed that they had not given his uncle notice, how
+weak, how inept he would appear in the other&rsquo;s eyes! A wave of
+exasperation shook him, as he saw the strait into which his mother&rsquo;s
+obstinacy was forcing him. The opportunity which he valued so highly, the
+opening on which he had staked so much&mdash;was he to forfeit them through her
+folly? No, a hundred times, no! He would not let her ruin him, and, &ldquo;Yes,
+we have given it,&rdquo; he said, &ldquo;but very late, I&rsquo;m afraid. My
+mother had her doubts and I had to overcome them. I&rsquo;m sorry, sir, that
+there has been this delay.&rdquo;
+</p>
+
+<p>
+&ldquo;But the notice has been given now?&rdquo;
+</p>
+
+<p>
+&ldquo;Yes.&rdquo;
+</p>
+
+<p>
+&ldquo;Then in three months, as I understand&mdash;&mdash;&rdquo;
+</p>
+
+<p>
+&ldquo;The money will be ready, sir.&rdquo; He spoke stoutly; the die was cast
+now, and he must go through with it. After all it was not his fault, but his
+mother&rsquo;s; and for the rest, if the notice was not already given it should
+be this very day. &ldquo;It will be ready in three months, but not earlier, I
+am afraid.&rdquo;
+</p>
+
+<p>
+Ovington reflected. &ldquo;Well,&rdquo; he said, &ldquo;that must do. And we
+won&rsquo;t wait. We will sign the agreement now and it shall take effect from
+next Monday, the payment to be made within three months. Go through the
+articles&rdquo;&mdash;he opened his desk and took a paper from it and gave it
+to Arthur&mdash;&ldquo;and come in with one of the clerks at five o&rsquo;clock
+and we will complete it.&rdquo;
+</p>
+
+<p>
+Arthur hardly knew what to Bay. &ldquo;It&rsquo;s uncommonly kind of you,
+sir!&rdquo; he stammered. &ldquo;You may be sure I shall do my best to repay
+your kindness.&rdquo;
+</p>
+
+<p>
+&ldquo;Well, I like you,&rdquo; the banker rejoined. &ldquo;And, of course, I
+see my own advantage in it. So that is settled.&rdquo;
+</p>
+
+<p>
+Arthur went out taking the paper with him, but in the passage he paused, his
+face gloomy. After all it was not too late. He could go back and tell Ovington
+that his mother&mdash;but no, he could not risk the banker&rsquo;s good
+opinion. His mother must do it. She must do it. He was not going to see the
+chance of a lifetime wasted&mdash;for a silly scruple.
+</p>
+
+<p>
+He moved at last, and as he went into the bank he jostled two persons who,
+sheltered by the cashier&rsquo;s desk, were watching, as the Board had watched
+a few minutes before, the scene of excitement which the bank presented. The one
+was Betty, the other was Rodd, the cashier. It had occurred to Rodd that the
+girl would like to view a thing so unusual, and he had slipped out and fetched
+her. They faced about, startled by the contact. &ldquo;Oh, it&rsquo;s
+you!&rdquo; said Betty.
+</p>
+
+<p>
+&ldquo;Yes,&rdquo; drily. &ldquo;What are you doing here, Betty?&rdquo;
+</p>
+
+<p>
+&ldquo;I came to see the Lottery drawn,&rdquo; she retorted, making a face at
+him. &ldquo;Mr. Rodd fetched me. No one else remembered me.&rdquo;
+</p>
+
+<p>
+&ldquo;Well, I should have thought that he&mdash;ain&rsquo;t you wanted,
+Rodd?&rdquo; There was a new tone in Arthur&rsquo;s voice. &ldquo;Mr. Clement
+seems to have his hands full.&rdquo;
+</p>
+
+<p>
+Rodd&rsquo;s face reddened under the rebuke. For a moment he seemed about to
+answer, then he thought better of it. He left them and went to the counter.
+</p>
+
+<p>
+&ldquo;And what would you have thought?&rdquo; Betty asked pertly, reverting to
+the sentence that he had not finished.
+</p>
+
+<p>
+&ldquo;Only that Rodd might be better employed&mdash;at his work. This is just
+the job he is fit for, giving out forms.&rdquo;
+</p>
+
+<p>
+&ldquo;And Clement, too, I suppose? It is his job, too?&rdquo;
+</p>
+
+<p>
+&ldquo;When he&rsquo;s here to do it,&rdquo; with a faint sneer. &ldquo;That is
+not too often, Betty.&rdquo;
+</p>
+
+<p>
+&ldquo;Well, more often of late, anyway. Do you know what Mr. Rodd says?&rdquo;
+</p>
+
+<p>
+&ldquo;No.&rdquo;
+</p>
+
+<p>
+&ldquo;He says that he has seen just such a crowd as this in a bank before. At
+Manchester seventeen years ago, when he was a boy. There was a run on the bank
+in which his father worked, and people fought for places as they are fighting
+to-day. He does not seem to think it&mdash;lucky.&rdquo;
+</p>
+
+<p>
+&ldquo;What else does he think?&rdquo; Arthur retorted with contempt.
+&ldquo;What other rubbish? He&rsquo;d better mind his own business and do his
+work. He ought to know more than to say such things to you or to anyone.&rdquo;
+</p>
+
+<p>
+Betty stared. &ldquo;Dear me,&rdquo; she replied, &ldquo;we are high and mighty
+to-day! Hoity toity!&rdquo; And turning her shoulder on him, she became
+absorbed in the scene before her.
+</p>
+
+<p>
+But that evening she was more than usually grave, and when her father, pouring
+out his fourth and last glass of port&mdash;for he was an abstemious
+man&mdash;told her that the partnership articles had been signed that
+afternoon, she nodded. &ldquo;Yes, I knew,&rdquo; she said sagely.
+</p>
+
+<p>
+&ldquo;How, Betty? I didn&rsquo;t tell you. I have told no one. Did
+Arthur?&rdquo;
+</p>
+
+<p>
+&ldquo;No, father, not in so many words. But I guessed it.&rdquo; And during
+the rest of the evening she was unusually pensive.
+</p>
+
+</div><!--end chapter-->
+
+<div class="chapter">
+
+<h2><a name="chap09"></a>CHAPTER IX</h2>
+
+<p>
+Spring was late that year. It was the third week in April before the last
+streak of snow faded from the hills, or the showers of sleet ceased to starve
+the land. Morning after morning the Squire tapped his glass and looked abroad
+for fine weather. The barley-sowing might wait, but the oats would not wait,
+and at a time when there should have been abundant grass he was still carrying
+hay to the racks. The lambs were doing ill.
+</p>
+
+<p>
+Morning after morning, with an old caped driving-coat cast about his shoulders
+and a shabby hunting-cap on his grey head, he would walk down to the little
+bridge that carried the drive over the stream. There, a gaunt high-shouldered
+figure, he would stand, looking morosely out over the wet fields. The distant
+hills were clothed in mist, the nearer heights wore light caps, down the vale
+the clear rain-soaked air showed sombre woods and red soil, with here and there
+a lop-sided elm, bursting into bud, and reddening to match the furrows.
+&ldquo;We shall lose one in ten of the lambs,&rdquo; he thought, &ldquo;and not
+a sound foot in the flock!&rdquo;
+</p>
+
+<p>
+One morning as he stood there he saw a man turn off the road and come shambling
+towards him. It was Pugh, the man-of-all-work at the Cottage, and in his
+disgust at things in general, the Squire cursed him for a lazy rascal. &ldquo;I
+suppose they&rsquo;ve nothing to do,&rdquo; he growled, &ldquo;that they send
+the rogue traipsing the roads at this hour!&rdquo; Aloud, &ldquo;What do you
+want, my man?&rdquo; he asked.
+</p>
+
+<p>
+Pugh quaked under the Squire&rsquo;s hard eyes. &ldquo;A letter from the
+mistress, your honor.&rdquo;
+</p>
+
+<p>
+&ldquo;Any answer?&rdquo;
+</p>
+
+<p>
+Reluctantly Pugh gave up the hope of beer with Calamy the butler.
+&ldquo;I&rsquo;d no orders to wait, sir.&rdquo;
+</p>
+
+<p>
+&ldquo;Then off you go! I&rsquo;ve all the idlers here I want, my lad.&rdquo;
+</p>
+
+<p>
+The Squire had not his glasses with him, and he turned the letter over to no
+purpose. Returning to his room he could not find them, and the delay aggravated
+a temper already oppressed by the weather. He shouted for his spectacles, and
+when Miss Peacock, hurrying nervously to his aid, suggested that they might be
+in the Prayer Book from which he had read the psalm that morning, he called her
+a fool. Eventually, it was there that they were found, on which he dismissed
+her with a flea in her ear. &ldquo;If you knew they were there, why did you
+leave them there!&rdquo; he stormed. &ldquo;Silly fools women be!&rdquo;
+</p>
+
+<p>
+But when he had read the letter, he neither stormed nor swore. His anger was
+too deep. Here was folly, indeed, and worse than folly, ingratitude! After all
+these years, after forty years, during which he had paid them their five per
+cent. to the day, five per cent. secured as money could not be secured in these
+harum-scarum days&mdash;to demand their pound of flesh and to demand it in this
+fashion! Without warning, without consulting him, the head of the family! It
+was enough to make any man swear, and presently he did swear after the manner
+of the day.
+</p>
+
+<p>
+&ldquo;It&rsquo;s that young fool,&rdquo; he thought. &ldquo;He&rsquo;s written
+it and she&rsquo;s signed it. And if they have their way in five years the
+money will be gone, every farthing, and the woman will come begging to me! But
+no, madam,&rdquo; with rising passion, &ldquo;I&rsquo;ll see you farther before
+I&rsquo;ll pay down a penny to be frittered away by that young jackanapes!
+I&rsquo;ll go this moment and tell her what I think of her, and see if
+she&rsquo;s the impudence to face it out!&rdquo;
+</p>
+
+<p>
+He clapped on his hat and seized his cane. But when he had flung the door wide,
+pride spoke and he paused. No, he would not lower himself, he would not debate
+it with her. He would take no notice&mdash;that, by G&mdash;d, was what he
+would do. The letter should be as if it had not been written, and as to paying
+the money, why if they dared to go to law he would go all lengths to thwart
+them! He was like many in that day, violent, obstinate men who had lived all
+their lives among dependents and could not believe that the law, which they
+administered to others, applied to them. Occasionally they had a rude
+awakening.
+</p>
+
+<p>
+But the old Squire did not lack a sense of justice, which, obscured in trifles,
+became apparent in greater matters. This quality came to his rescue now, and as
+he grew cooler his attitude changed. If the woman, silly and scatterbrained as
+she was, and led by the nose by that impudent son of hers&mdash;if she
+persisted, she should have the money, and take the consequences. The six
+thousand was a charge; it must be met if she held to it. Little by little he
+accustomed himself to the thought. The money must be paid, and to pay it he
+must sell his cherished securities. He had no more than four hundred,
+odd&mdash;he knew the exact figure&mdash;in the bank. The rest must be raised
+by selling his India Stock, but he hated to think of it. And the demand, made
+without warning, hurt his pride.
+</p>
+
+<p>
+He took his lunch, a hunch of bread and a glass of ale, standing at the
+sideboard in the dining-room. It was an airy room, panelled, like most of the
+rooms at Garth, and the pale blue paint, which many a year earlier had been
+laid on the oak, was dingy and wearing off in places. His den lay behind it. On
+the farther side of the hall was the drawing-room, white-panelled and spacious,
+furnished sparsely and stiffly, with spindle-legged tables, and long-backed
+Stuart chairs set against the wall. It opened into a dull library never used,
+and containing hardly a book later than Junius&rsquo; letters or Burke&rsquo;s
+speeches. Above, under the sloping roofs of the attics, were chests of
+discarded clothes, wig-boxes and queerly-shaped carriage-trunks, which nowadays
+would furnish forth a fancy-ball, an old-time collection almost as curious as
+that which Miss Berry once viewed under the attics of the Villa Pamphili, but
+dusty, moth-eaten, unregarded, unvalued. Cold and bare, the house owned
+everywhere the pinch of the Squire&rsquo;s parsimony; there was nothing in it
+new, and little that was beautiful. But it was large and shadowy, the bedrooms
+smelled of lavender, the drawing-room of potpourri, and in summer the wind blew
+through it from the hay-field, and garden scents filled the lower rooms.
+</p>
+
+<p>
+An hour later, having determined how he would act, the old man walked across to
+the Cottage. As he approached the plank-bridge which crossed the river at the
+foot of the garden he caught a glimpse of a petticoat on the rough lawn. He had
+no sooner seen it than it vanished, and he was not surprised. His face was grim
+as he crossed the bridge, and walking up to the side door struck on it with his
+cane.
+</p>
+
+<p>
+She was all of a tremble when she came to him, and for that he was prepared.
+That did not surprise him. It was due to him. But he expected that she would
+excuse herself and fib and protest and shift her ground, and pour forth a
+torrent of silly explanations, as in his experience women always did. But Mrs.
+Bourdillon took him aback by doing none of these things. She was white-faced
+and frightened, but, strange thing in a woman, she was dumb, or nearly dumb.
+Almost all she had to say or would say, almost all that he could draw from her
+was that it was her letter&mdash;yes, it was her letter. She repeated that
+several times. And she meant it? She meant what she had written? Yes, oh yes,
+she did. Certainly, she did. It was her letter.
+</p>
+
+<p>
+But beyond that she had nothing to say, and at length, harshly, but not as
+harshly as he had intended, &ldquo;What do you mean, then,&rdquo; he asked,
+&ldquo;to do with the money, ma&rsquo;am, eh? I suppose you know that
+much?&rdquo;
+</p>
+
+<p>
+&ldquo;I am putting it into the bank,&rdquo; she replied, her eyes averted.
+&ldquo;Arthur is going&mdash;to be taken in.&rdquo;
+</p>
+
+<p>
+&ldquo;Into the bank?&rdquo; The Squire glared at her. &ldquo;Into
+Ovington&rsquo;s?&rdquo;
+</p>
+
+<p>
+&ldquo;Yes, into Ovington&rsquo;s,&rdquo; she answered, with the courage of
+despair. &ldquo;Where he will get twelve per cent. for it.&rdquo; She spoke in
+the tone of one who repeated a lesson.
+</p>
+
+<p>
+He struck the floor with his cane. &ldquo;And you think that it will be safe
+there? Safe, ma&rsquo;am, safe?&rdquo;
+</p>
+
+<p>
+&ldquo;I hope so,&rdquo; she faltered.
+</p>
+
+<p>
+&ldquo;Hope so, by G&mdash;d? Hope so!&rdquo; he rapped out, honestly amazed.
+&ldquo;And that&rsquo;s all. Hope so! Well, all I can say is that I hope you
+mayn&rsquo;t live to regret your folly. Twelve per cent. indeed!
+Twelve&mdash;&mdash;&rdquo;
+</p>
+
+<p>
+He was going to say more, but the silly woman burst into tears and wept with
+such self-abandonment that she fairly silenced him. After watching her a
+moment, &ldquo;Well, there, there, ma&rsquo;am, it&rsquo;s no good crying like
+that,&rdquo; he said irritably. &ldquo;But damme, it beats me! It beats me. If
+that is the way you look at it, why do you do it? Why do you do it? Of course
+you&rsquo;ll have the money. But when it&rsquo;s gone, don&rsquo;t come to me
+for more. And don&rsquo;t say I didn&rsquo;t warn you! There, there,
+ma&rsquo;am!&rdquo; moved by her grief, &ldquo;for heaven&rsquo;s sake
+don&rsquo;t go on like that! Don&rsquo;t&mdash;God bless me, if I live to be a
+hundred, if I shall ever understand women!&rdquo;
+</p>
+
+<p>
+He went away, routed by her tears and almost as much perplexed as he was
+enraged. &ldquo;If the woman feels like that about it, why does she call up the
+money?&rdquo; he asked himself. &ldquo;Hope that it won&rsquo;t be lost! Hope,
+indeed! No, I&rsquo;ll never understand the silly fools. Never! Hope, indeed!
+But I suppose that it&rsquo;s that son of hers has befooled her.&rdquo;
+</p>
+
+<p>
+He saw, of course, that it was Arthur who had pushed her to it, and his anger
+against him and against Ovington grew. He would take his balance from
+Ovington&rsquo;s on the very next market day. He would go back to Dean&rsquo;s,
+though it meant eating humble pie. He thought of other schemes of vengeance,
+yet knew that when the time came he would not act upon them.
+</p>
+
+<p>
+He was in a savage mood as he crossed the stable-yard at Garth, and unluckily
+his eye fell upon Thomas, who was seated on a shaft in a corner of the
+cart-shed. The man espied him at the same moment and hurried away a
+paper&mdash;it looked like a newspaper&mdash;over which he had been poring.
+Now, the Squire hated idleness, but he hated still more to see a newspaper in
+one of his men&rsquo;s hands. A laborer who could read was, in his opinion, a
+laborer spoiled, and his wrath blazed up.
+</p>
+
+<p>
+&ldquo;You d&mdash;d idle rascal!&rdquo; he roared, shaking his cane at the
+man. &ldquo;That&rsquo;s what you do in my time, is it! Read some blackguard
+twopenny trash when you should be cleaning harness! Confound you, if I catch
+you again with a paper, you go that minute! D&rsquo;you hear? D&rsquo;you think
+that that&rsquo;s what I pay you for?&rdquo;
+</p>
+
+<p>
+The worm will turn, and Thomas, who had been spelling out an inspiring speech
+by one Henry Hunt, did turn. &ldquo;Pay me? You pay me little enough!&rdquo; he
+answered sullenly.
+</p>
+
+<p>
+The Squire could hardly believe his ears. That one of his men should answer
+him!
+</p>
+
+<p>
+&ldquo;Ay, little enough!&rdquo; the man repeated impudently. &ldquo;Beggarly
+pay, and &rsquo;tis time you knew it, Master.&rdquo;
+</p>
+
+<p>
+The Squire gasped. Thomas was a Garthmyle man, who ten years before had
+migrated to Lancashire. Later he had returned&mdash;some said that he had got
+into trouble up north. However that may be, the Squire had wanted a groom, and
+Thomas had offered himself at low wages and been taken. The village thought
+that the Squire had been wrong, for Thomas had learned more tricks in
+Manchester than just to read the newspaper, and, always an ill-conditioned
+fellow, was fond of airing his learning in the ale-house.
+</p>
+
+<p>
+Perhaps the Squire now saw that he had made a mistake; or perhaps he was too
+angry to consider the matter. &ldquo;Time I knew it?&rdquo; he cried, as soon
+as he could recover himself. &ldquo;Why, you idle, worthless vagabond, do you
+think that I do not know what you&rsquo;re worth? Ain&rsquo;t you getting what
+I&rsquo;ve always given?&rdquo;
+</p>
+
+<p>
+&ldquo;That&rsquo;s where it be!&rdquo;
+</p>
+
+<p>
+&ldquo;Eh!&rdquo;
+</p>
+
+<p>
+&ldquo;That&rsquo;s where it be! I&rsquo;m getting what you gave thirty years
+agone! And you soaking in money, Master, and getting bigger rents and bigger
+profits. Ain&rsquo;t I to have my share of it?&rdquo;
+</p>
+
+<p>
+&ldquo;Share of it!&rdquo; the old man ejaculated, thunderstruck by an argument
+as new as the man&rsquo;s insolence. &ldquo;Share of it!&rdquo;
+</p>
+
+<p>
+&ldquo;Why not?&rdquo; Thomas knew his case desperate, and was bent on having
+something to repeat to the awe-struck circle at the Griffin Arms. &ldquo;Why
+not?&rdquo;
+</p>
+
+<p>
+&ldquo;Why, begad?&rdquo; the Squire exclaimed, staring at him.
+&ldquo;You&rsquo;re the most impudent fellow I ever set eyes on!&rdquo;
+</p>
+
+<p>
+&ldquo;You&rsquo;ll see more like me before you die!&rdquo; Thomas answered
+darkly. &ldquo;In hard times didn&rsquo;t we share &rsquo;em and fair clem? And
+now profits are up, the world&rsquo;s full of money, as I hear in Aldersbury,
+and be you to take all and us none?&rdquo;
+</p>
+
+<p>
+It was a revelation to the Squire. Share? Share with his men? Could there be a
+fool so foolish as to look at the matter thus? Laborers were laborers, and
+he&rsquo;d always seen that they had enough in the worst times to keep soul and
+body together. The duty of seeing that they had as much as would do that was
+his; and he had always owned it and discharged it. If man, woman or child had
+starved in Garthmyle he would have blamed himself severely. But the notion that
+they should have more because times were good, the notion that aught besides
+the county rate of wages, softened by feudal charity, entered into the
+question, was a heresy as new to him as it was preposterous. &ldquo;You
+don&rsquo;t know what you are talking about,&rdquo; he said, surprise
+diminishing his anger.
+</p>
+
+<p>
+&ldquo;Don&rsquo;t I?&rdquo; the man answered, his little eyes sparkling with
+spite. &ldquo;Well there&rsquo;s some things I know as you don&rsquo;t.
+You&rsquo;d ought to go to the summer-house a bit more, Master, and you&rsquo;d
+learn. You&rsquo;d ought to walk in the garden. There&rsquo;s goings-on and
+meetings and partings as you don&rsquo;t know, I&rsquo;ll go bail! But
+t&rsquo;aint my business and I say nought. I do my work.&rdquo;
+</p>
+
+<p>
+&ldquo;I&rsquo;ll find another to do it this day month,&rdquo; said the Squire.
+&ldquo;And you&rsquo;ll take that for notice, my man. You&rsquo;ll do your duty
+while you&rsquo;re here, and if I find one of the horses sick or sorry,
+you&rsquo;ll sleep in jail. That&rsquo;s enough. I want no more of your
+talk!&rdquo;
+</p>
+
+<p>
+He went into the house. Things had come to a pretty pass, when one of his men
+could face him out like that. The sooner he made a change and saw the rogue out
+of Garthmyle the better! He flung his stick into a corner and his hat on the
+table and damned the times. He would put the matter out of his mind.
+</p>
+
+<p>
+But it would not go. The taunt the man had flung at him at the last haunted
+him. What did the rogue mean? And at whom was he hinting? Was Arthur working
+against him in his own house as well as opposing him out of doors? If so, by
+heaven, he would soon put an end to it! And by and by, unable to resist the
+temptation&mdash;but not until he had sent Thomas away on an errand&mdash;he
+went heavily out and into the terraced garden. He climbed to the raised walk
+and looked abroad, his brow gloomy.
+</p>
+
+<p>
+The day had mended and the sun was trying to break through the clouds. The
+sheep were feeding along the brook-side, the lambs were running races under the
+hedgerows, or curling themselves up on sheltered banks. But the scene, which
+usually gratified him, failed to please to-day, for presently he espied a
+figure moving near the mill and made out that the figure was Josina&rsquo;s.
+From time to time the girl stooped. She appeared to be picking primroses.
+</p>
+
+<p>
+It was the idle hour of the day, and there was no reason why she should not be
+taking her pleasure. But the Squire&rsquo;s brow grew darker as he marked her
+lingering steps and uncertain movements. More than once he fancied that she
+looked behind her, and by and by with an oath he turned, clumped down the
+steps, and left the garden.
+</p>
+
+<p>
+He had not quite reached the mill when she saw him descending to meet her. He
+fancied that he read guilt in her face, and his old heart sank at the sight.
+</p>
+
+<p>
+&ldquo;What are you doing?&rdquo; he asked, confronting her and striking the
+ground with his cane. &ldquo;Eh? What are you doing here, girl? Out with it!
+You&rsquo;ve a tongue, I suppose?&rdquo;
+</p>
+
+<p>
+She looked as if she could sink into the ground, but she found her voice.
+&ldquo;I&rsquo;ve been gathering&mdash;these, sir,&rdquo; she faltered, holding
+out her basket.
+</p>
+
+<p>
+&ldquo;Ay, at the rate of one a minute! I watched you. Now, listen to me. You
+listen to me, young woman. And take warning. If you&rsquo;re hanging about to
+meet that young fool, I&rsquo;ll not have it. Do you hear? I&rsquo;ll not have
+it!&rdquo;
+</p>
+
+<p>
+She looked at him piteously, the color gone from her face. &ldquo;I&mdash;I
+don&rsquo;t think&mdash;I understand, sir,&rdquo; she quavered.
+</p>
+
+<p>
+&ldquo;Oh, you understand well enough!&rdquo; he retorted, his suspicions
+turned to certainty. &ldquo;And none of your woman&rsquo;s tricks with me!
+I&rsquo;ve done with Master Arthur, and you&rsquo;ve done with him too. If he
+comes about the place he&rsquo;s to be sent to the right-about. That&rsquo;s my
+order, and that&rsquo;s all about it. Do you hear?&rdquo;
+</p>
+
+<p>
+She affected to be surprised, and a little color trickled into her cheeks. But
+he took this for one of her woman&rsquo;s wiles&mdash;they were deceivers, all
+of them.
+</p>
+
+<p>
+&ldquo;Do you mean, sir,&rdquo; she stammered, &ldquo;that I am not to see
+Arthur?&rdquo;
+</p>
+
+<p>
+&ldquo;You&rsquo;re neither to see him nor speak to him nor listen to him!
+There&rsquo;s to be an end of it. Now, are you going to obey me, girl?&rdquo;
+</p>
+
+<p>
+She looked as if butter would not melt in her mouth. &ldquo;Yes, sir,&rdquo;
+she answered meekly. &ldquo;I shall obey you if those are your orders.&rdquo;
+</p>
+
+<p>
+He was surprised by the readiness of her assent, and he looked at her
+suspiciously. &ldquo;Umph!&rdquo; he grunted. &ldquo;That sounds well, and it
+will be well for you, girl, if you keep to it. For I mean it. Let there be no
+mistake about that.&rdquo;
+</p>
+
+<p>
+&ldquo;I shall do as you wish, of course, sir.&rdquo;
+</p>
+
+<p>
+&ldquo;He&rsquo;s behaved badly, d&mdash;d badly! But if you are sensible
+I&rsquo;ll say no more. Only understand me, you&rsquo;ve got to give him
+up.&rdquo;
+</p>
+
+<p>
+&ldquo;Yes, sir.&rdquo;
+</p>
+
+<p>
+&ldquo;From this day? Now, do you understand?&rdquo;
+</p>
+
+<p>
+&ldquo;Yes, sir.&rdquo;
+</p>
+
+<p>
+After that he had no more to say. He required obedience, and he should have
+been glad to receive it. But, to tell the truth, he was a little at a loss.
+Girls were silly&mdash;such was his creed&mdash;and it behoved them to be
+guided by their elders. If they did not suffer themselves to be guided, they
+must be brought into line sharply. But somewhere, far down in the old
+man&rsquo;s heart, and unacknowledged even by himself, lay an odd
+feeling&mdash;a feeling of something like disappointment. In his young days
+girls had not been so ready, so very ready, to surrender their lovers. He had
+even known them to fight for them. He was perplexed.
+</p>
+
+</div><!--end chapter-->
+
+<div class="chapter">
+
+<h2><a name="chap10"></a>CHAPTER X</h2>
+
+<p>
+They were standing on the narrow strip of sward between the wood and the
+stream, which the gun accident had for ever made memorable to them. The stile
+rose between them, but seeing that his hands rested on hers, and his eyes dwelt
+unrebuked on her conscious face, the barrier was but as the equator, which
+divides but does not separate; the sacrifice to propriety was less than it
+seemed. Spring had come with a rush, the hedges were everywhere bursting into
+leaf. In the Thirty Acres which climbed the hill above them, the thrushes were
+singing their May-day song, and beside them the brook rippled and sparkled in
+the sunshine. All Nature rejoiced, and the pulse of youth leapt to the
+universal rhythm. The maiden&rsquo;s eyes repeated what the man&rsquo;s lips
+uttered, and for the time to love and to be loved was all in all.
+</p>
+
+<p>
+&ldquo;To think,&rdquo; he murmured, &ldquo;that if I had not been so awkward
+we should not have known one another!&rdquo; And, silly man, he thought this
+the height of wisdom.
+</p>
+
+<p>
+&ldquo;And the snowdrops!&rdquo; She, alas, was on the same plane of sapience.
+&ldquo;But when&mdash;when did you first, Clem?&rdquo;
+</p>
+
+<p>
+&ldquo;From the first moment we met! From the very first, Jos!&rdquo;
+</p>
+
+<p>
+&ldquo;When I saw you standing here? And looking&mdash;&mdash;&rdquo;
+</p>
+
+<p>
+&ldquo;Oh, from long before that!&rdquo; he declared. And his eyes challenged
+denial. &ldquo;From the hour when I saw you at the Race Ball in the Assembly
+Room&mdash;ages, ages ago!&rdquo;
+</p>
+
+<p>
+She savored the thought and found it delicious, and she longed to hear it
+repeated. &ldquo;But you did not know me then. How could you&mdash;love
+me?&rdquo;
+</p>
+
+<p>
+&ldquo;How could I not? How could I see you and not love you?&rdquo; he
+babbled. &ldquo;How was it possible I should not? Were we not made for one
+another? You don&rsquo;t doubt that? And you,&rdquo; jealously, &ldquo;when,
+sweet, did you first&mdash;think of me?&rdquo;
+</p>
+
+<p>
+Alas, she could only go back to the moment when she had tripped heart-whole
+round the corner of the wood, and seen him standing, solitary, wrapped in
+thought, a romantic figure. But though, to her shame, she could only go back to
+that, it thrilled her, it made her immensely happy, to think that he had loved
+her first, that his heart had gone out to her before she knew him, that he had
+chosen her even before he had spoken to her. Ay, chosen her, little regarded as
+she was, and shabby, and insignificant amid the gay throng of the ballroom! She
+had been Cinderella then, but she had found her glass slipper now&mdash;and her
+Fairy Prince. And so on, and so on, with sweet and foolish repetitions.
+</p>
+
+<p>
+For this was the latest of a dozen meetings, and Love had long ago challenged
+Love. Many an afternoon had Clement waited under the wood, and with wonder and
+reverence seen the maid come tripping along the green towards him. Many a time
+had he thought a seven-mile ride a small price to pay for the chance, the mere
+chance, of a meeting, for the distant glimpse of a bonnet, even for the
+privilege of touching the pebble set for a token on the stile. So that it is to
+be feared that, if market days had found him more often at his desk, there had
+been other days, golden days and not a few, when the bank had not held him,
+when he had stolen away to play truant in this enchanted country. But then, how
+great had been the temptation, how compelling the lure, how fair the maid!
+</p>
+
+<p>
+No, he had not played quite fairly with his father. But the thought of that
+weighed lightly on him. For this that had come to him, this love that glorified
+all things, even as Spring the face of Nature, that filled his mind with a
+thousand images, each more enchanting than the last, and inspired his
+imagination with a magic not its own,&mdash;this visited a man but once;
+whereas he would have long years in which he might redeem the time, long years
+in which he might warm his father&rsquo;s heart by an attendance at the desk
+that should shame Rodd himself! Ay, and he would! He would! Even the sacrifice
+of his own tastes, his own wishes seemed in his present mood a small surrender,
+and one he owed and fain would pay.
+</p>
+
+<p>
+For he was in love with goodness, he longed to put himself right with all. He
+longed to do his duty to all, he who walked with a firmer step, who trod the
+soil with a conquering foot, who found new beauties in star and flower, he, so
+happy, so proud, so blessed!
+</p>
+
+<p>
+But this being his mood, there was a burden which weighed on him, and weighing
+on him more heavily every day, and that was the part which he was playing
+towards the Squire. It had long galled him, when absent from her; of late it
+had begun to mar his delight in her presence. The role of secret lover had
+charmed for a time&mdash;what more shy, more elusive, more retiring than young
+love? And what more secret? Fain would it shun all eyes. But he had now reached
+a farther stage, and being honest, and almost quixotic by nature, he could not
+without pain fall day by day below the ideals which his fancy set up. To-day he
+had come to meet Josina with a fixed resolve, and a mind wound to the pitch of
+action; and presently into the fair pool of her content&mdash;yet quaking as he
+did so lest he should seem to hint a fault&mdash;he cast the stone.
+</p>
+
+<p>
+&ldquo;And now, Jos,&rdquo; he said, his eyes looking bravely into hers,
+&ldquo;I must see your father.&rdquo;
+</p>
+
+<p>
+&ldquo;My father!&rdquo; Fear sprang into her eyes. She stiffened.
+</p>
+
+<p>
+&ldquo;Yes, dear,&rdquo; he repeated. &ldquo;I must see your father&mdash;and
+speak to him. There is no other course possible.&rdquo;
+</p>
+
+<p>
+Color, love, joy, all fled from her face. She shivered. &ldquo;My
+father!&rdquo; she stammered, pale to the lips. &ldquo;Oh, it is impossible! It
+is impossible! You would not do it!&rdquo; She would have withdrawn her hands
+if he had not held them. &ldquo;You cannot, cannot mean it! Have you thought
+what you are saying?&rdquo;
+</p>
+
+<p>
+&ldquo;I have, indeed,&rdquo; he said, sobered by her fear, and full of pity
+for her. &ldquo;I lay awake for hours last night thinking of it. But there is
+no other course, Jos, no other course&mdash;if we would be happy.&rdquo;
+</p>
+
+<p>
+&ldquo;But, oh, you don&rsquo;t know him!&rdquo; she cried, panic-stricken. And
+her terror wrung his heart. &ldquo;You don&rsquo;t know him! Or what he will
+think of me!&rdquo;
+</p>
+
+<p>
+&ldquo;Nothing very bad,&rdquo; he rejoined. But more than ever, more than
+before, his conscience accused him. He felt that the shame which burned her
+face and in a moment gave way to the pallor of fear was the measure of his
+guilt; and in proportion as he winced under that knowledge, and under the
+knowledge that it was she who must pay the heavier penalty, he took blame to
+himself and was strengthened in his resolve. &ldquo;Listen, Jos,&rdquo; he said
+bravely. &ldquo;Listen! And let me tell you what I mean. And, dearest, do not
+tremble as you are trembling. I am not going to tell him to-day. But tell him I
+must some day&mdash;and soon, if we do not wish him to learn it from
+others.&rdquo;
+</p>
+
+<p>
+She shuddered. All had been so bright, so new, so joyous; and now she was to
+pay the price. And the price had a very terrible aspect for her. Fate, a cruel,
+pitiless fate, was closing upon her. She could not speak, but her eyes, her
+quivering lips, pleaded with him for mercy.
+</p>
+
+<p>
+He had expected that, and he steeled himself, showing thereby the good metal
+that was in him. &ldquo;Yes,&rdquo; he said firmly, &ldquo;we must, Jos. And
+for a better reason than that. Because if we do not, if we continue to deceive
+your father, he will not only have reason to be angry with you, but to despise
+me; to look upon me as a poor unmanly thing, Jos, a coward who dared not face
+him, a craven who dared not ask him for what he valued above all the world! Who
+stole it from him in the dark and behind his back! As it is he will be angry
+enough. He will look down upon me, and with justice. And at first he will say
+&lsquo;No,&rsquo; and I fear he will separate us, and there will be no more
+meetings, and we may have to wait. But if we are brave, if we trust one another
+and are true to one another&mdash;and, alas, you will have to bear the
+worst&mdash;if we can bear and be strong, in the end, believe me, Jos, it will
+come right.&rdquo;
+</p>
+
+<p>
+&ldquo;Never,&rdquo; she cried, despairing, &ldquo;never! He will never allow
+it!&rdquo;
+</p>
+
+<p>
+&ldquo;Then&mdash;&mdash;&rdquo;
+</p>
+
+<p>
+&ldquo;Oh,&rdquo; she prayed, &ldquo;can we not go on as we are?&rdquo;
+</p>
+
+<p>
+&ldquo;No, we cannot.&rdquo; He was firm. &ldquo;We cannot. By and by you would
+discover that for yourself, and you, as well as he, would have cause to despise
+me. For consider, Jos, think, dear. If I do not seek you for my wife, what is
+before us? To what can we look forward? To what future? What end? Only to
+perpetual alarms, and some day, when we least expect it, to discovery&mdash;to
+discovery that will cover me with disgrace.&rdquo;
+</p>
+
+<p>
+She did not answer. She had taken her hands from him, she had taken herself
+from him. She leant on the stile, her face hidden. But he dared not give way,
+nor would he let himself be repulsed; and very tenderly he laid his hand on her
+shoulder. &ldquo;It is natural that you should be frightened,&rdquo; he said.
+&ldquo;But if I, too, am frightened; if, seeing the proper course, I do not
+take it, how can you ever trust me or depend on me? What am I then but a
+coward? What is the worth of my love, Jos, if I have not the courage to ask for
+you?&rdquo;
+</p>
+
+<p>
+&ldquo;But he will want to know&mdash;&mdash;&rdquo; her shoulders heaved in
+her agitation, &ldquo;he will want to know&mdash;&mdash;&rdquo;
+</p>
+
+<p>
+&ldquo;How we met? I know. And how we loved? Yes, I am afraid so. And he will
+be angry with you, and you will suffer, and I shall be God knows how wretched!
+But if I do not go to him, how much more angry will he be! And how much more
+ground for anger will he have! If we continue to meet it cannot be long kept
+from him, and then how much worse will it be! And I, with not a word to say for
+myself, with no defence, no plea! I, who shall not then seem to him to be even
+a man.&rdquo;
+</p>
+
+<p>
+&ldquo;But he is so&mdash;so hard!&rdquo; she whispered, her face still hidden.
+</p>
+
+<p>
+&ldquo;I know, dear. And so firmly set in his prejudice and his pride. I know.
+He will think me so far below you; he hates the bank and all connected with it.
+He holds me a mere clerk, not one of his class, and low, dear, I know it.
+But&rdquo;&mdash;his voice rose a tone&mdash;&ldquo;I am not low, Jos, and you
+have discovered it. And now I must prove it to him. I must prove it. And to
+make a beginning, I must be no coward. I must not be afraid of him. For you,
+the times are past when he could ill-treat you. And he loves you.&rdquo;
+</p>
+
+<p>
+&ldquo;He is very hard,&rdquo; she murmured. It was his punishment throughout,
+that though his heart was wrung for her he could not bear her share of the
+suffering. But he dared not and he would not give way. &ldquo;He will make me
+give you up.&rdquo;
+</p>
+
+<p>
+He had thought of that and was ready for it. &ldquo;That must depend upon
+you,&rdquo; he said very soberly. &ldquo;For my part, dear&mdash;but my part is
+easy&mdash;I shall never give you up. Never! But if the trial be too sore for
+you who must bear the heavier burden, if you feel that our love is not worth
+the price you must pay, then I will never reproach you, Jos, never. If you
+decide on that I will not say one word against it; no, nor think one harsh
+thought of you. And then we need not tell him. But we must not meet
+again.&rdquo;
+</p>
+
+<p>
+She trembled; and it was natural, it was very natural, that she should tremble.
+It was an age when discipline was strict and even harsh, and she had been bred
+up in awe of her father, and in that absolute subjection to him of which the
+women about her set the example. Children were then to be seen and not heard.
+Girls were expected to have neither wills nor views of their own. And in her
+case this was not all. The Squire was a hard man. He was a man of whom those
+about him stood in awe, and who if he had any of the softer affections hid them
+under a mask of unpleasing reserve. Proud as he was of his caste, he kept his
+daughter short of money and short of clothes. He saw her go shabby without a
+qualm, and penniless, and rejoiced that she could not get into mischief. If she
+lost a shilling on an errand or overpaid a bill, he stormed and raved at her.
+Had she run up a debt he would have driven her from the room with oaths. So
+that if, under the dry husk, there was any kernel, any softer
+feeling&mdash;either for her or for the young boy who had died in his first
+uniform at Alexandria&mdash;she had no clue to the fact, and certainly no
+suspicion of it.
+</p>
+
+<p>
+Nor was even this the whole. One thing was known to Josina which was not known
+to Clement. Garth was entailed upon her. Even the Squire could not deprive her
+of the estate, and in the character of his heir she wore for the old man a
+preciousness with which affection had nothing to do. What he might have
+permitted to his daughter was matter for grim conjecture. But that he would
+ever let his heiress, her whose hand was weighted with the rents of Garth, and
+with the wide lands he loved&mdash;that he would ever let her wed at her
+pleasure or out of her class&mdash;this appeared to Josina of all things the
+most unlikely.
+</p>
+
+<p>
+It was no wonder then that the girl hesitated before she answered, or that
+Clement&rsquo;s face grew grave, his heart heavy, as he waited. But he had that
+insight into the feelings of others which imagination alone can give, and while
+she wavered or seemed to waver, he felt none of the resentment which comes of
+wounded love. Rather he was filled with a great pity for her, a deep
+tenderness. For it was he who was in fault, he told himself. It was he who had
+made the overtures, he who had wooed and won her fancy, he who had done this.
+It was his selfishness, his thoughtlessness, his imprudence which had brought
+them to this pass, a pass whence they could neither advance without suffering
+nor draw back with honor. So that if she who must encounter a father&rsquo;s
+anger proved unequal to the test, if the love, which he did not doubt, was
+still too weak to face the ordeal, it did not lie with him to blame
+her&mdash;even on this day when bird and flower and leaf sang love&rsquo;s
+pæan. No, perish the thought! He would never blame her. With infinite
+tenderness, forgiving her beforehand, he touched her bowed head.
+</p>
+
+<p>
+At that, at that touch, she looked up at last, and with a leap of the heart he
+read her answer in her eyes. He read there a love and a courage equal to his
+own; for, after all, she was her father&rsquo;s daughter, she too came of an
+old proud race. &ldquo;You shall tell him,&rdquo; she said, smiling through her
+tears. &ldquo;And I will bear what comes of it. But they shall never separate
+us, Clem, never, never, if you will be true to me.&rdquo;
+</p>
+
+<p>
+&ldquo;True to you!&rdquo; he cried, worshipping her, adoring her. &ldquo;Oh,
+Jos!&rdquo;
+</p>
+
+<p>
+&ldquo;And love me a little always?&rdquo;
+</p>
+
+<p>
+&ldquo;Love you? Oh, my darling!&rdquo; The words choked him.
+</p>
+
+<p>
+&ldquo;It shall be as you say! It shall be always as you say!&rdquo; She was
+clinging to him now. &ldquo;I will do as you tell me! I will always&mdash;oh,
+but you mustn&rsquo;t, you mustn&rsquo;t,&rdquo; between tears and smiles, for
+his arms were about her now, and the poor ineffectual stile had ceased to be
+even an equator. &ldquo;But I must tell you. I love you more now, Clement,
+more, more because I can trust you. You are strong and will do what is
+right.&rdquo;
+</p>
+
+<p>
+&ldquo;At your cost!&rdquo; he cried, shaken to the depths&mdash;and he thought
+her the most wonderful, the bravest, the noblest woman in the world. &ldquo;Ah,
+Jos, if I could bear it for you!&rdquo;
+</p>
+
+<p>
+&ldquo;I will bear it,&rdquo; she answered. &ldquo;And it will not last. And
+see, I am not afraid now&mdash;or only a little! I shall think of you, and it
+will be nothing.&rdquo;
+</p>
+
+<p>
+Oh, but the birds were singing now and the brook was sparkling as it rippled
+over the shallows towards the deep pool.
+</p>
+
+<p>
+Presently, &ldquo;When will you tell him?&rdquo; she asked; and she asked it,
+with scarce a quaver in her voice.
+</p>
+
+<p>
+&ldquo;As soon as I can. The sooner the better. This is Saturday. I will see
+him on Monday morning.&rdquo;
+</p>
+
+<p>
+&ldquo;But isn&rsquo;t that&mdash;market-day?&rdquo; faintly. &ldquo;Can you
+get away?&rdquo;
+</p>
+
+<p>
+&ldquo;Does anything matter beside this?&rdquo; he replied. &ldquo;The sooner,
+dear, the tooth is pulled, the better. There is only, one thing I fear.&rdquo;
+</p>
+
+<p>
+&ldquo;I think you fear nothing,&rdquo; she rejoined, gazing at him with
+admiring eyes. &ldquo;But what is it?&rdquo;
+</p>
+
+<p>
+&ldquo;That someone should be before us. That someone should tell him before I
+do. And he should think us what we are not, Jos&mdash;cowards.&rdquo;
+</p>
+
+<p>
+&ldquo;I see,&rdquo; she answered thoughtfully. &ldquo;Yes,&rdquo; with a sigh.
+&ldquo;Then, on Monday. I shall sleep the better when it is over, even if I
+sleep in disgrace.&rdquo;
+</p>
+
+<p>
+&ldquo;I know,&rdquo; he said; and he saw with a pang that her color ebbed. But
+her eyes still met his and were brave, and she smiled to reassure him.
+</p>
+
+<p>
+&ldquo;I will not mind what comes,&rdquo; she whispered, &ldquo;if only we are
+not parted.&rdquo;
+</p>
+
+<p>
+&ldquo;We shall not be parted for ever,&rdquo; he assured her. &ldquo;If we are
+true to one another, not even your father can part us&mdash;in the end.&rdquo;
+</p>
+
+</div><!--end chapter-->
+
+<div class="chapter">
+
+<h2><a name="chap11"></a>CHAPTER XI</h2>
+
+<p>
+Josina had put a brave face on the matter, but when she came down to breakfast
+on the Monday, the girl was almost sick with apprehension. Her hands were cold,
+and as she sat at table she could not raise her eyes from her plate. The habit
+of years is not to be overcome in an hour, and that which the girl had to face
+was beyond doubt formidable. She had passed out of childhood, but in that house
+she was still a child. She was expected to be silent, to efface herself before
+her elders, to have no views but their views, and no wishes that went beyond
+theirs. Her daily life was laid out for her, and she must conform or she would
+be called to heel. On love and marriage she must have no mind of her own, but
+must think as her father permitted. If he chose she would be her cousin&rsquo;s
+wife, if he did not choose the two would be parted. She could guess how he
+would treat her if she resisted his will, or even his whim, in that matter.
+</p>
+
+<p>
+And now she must resist his will in a far worse case. Arthur was her cousin.
+But Clement? She was not supposed even to know him. Yet she must own him, she
+must avow her love for him, she must confess to secret meetings with him and
+stolen interviews. She must be prepared for looks of horror, for uplifted hands
+and scandalized faces, and to hear shameful things said of him; to hear him
+spoken of as an upstart, belonging to a class beneath her, a person with whom
+she ought never to have come in contact, one whom her father would not think of
+admitting to his table!
+</p>
+
+<p>
+And through all, she who was so weak, so timid, so subject, must be firm. She
+must not flinch.
+</p>
+
+<p>
+As she sat at table she was conscious of her pale cheeks, and trembled lest the
+others should notice them. She fancied that her father&rsquo;s face already
+wore an ominous gloom. &ldquo;If you&rsquo;ve orders for town,&rdquo; he flung
+at Miss Peacock as he rose, &ldquo;you&rsquo;ll need be quick with them.
+I&rsquo;m going in at ten.&rdquo;
+</p>
+
+<p>
+Miss Peacock was all of a flutter. &ldquo;But I thought, sir, that the Bench
+did not sit&mdash;&mdash;&rdquo;
+</p>
+
+<p>
+&ldquo;You&rsquo;d best not think,&rdquo; he retorted. &ldquo;Ten, I
+said.&rdquo;
+</p>
+
+<p>
+That seemed to promise a blessed respite, and the color returned to
+Josina&rsquo;s cheeks. Clement could hardly arrive before eleven, and for this
+day she might be safe. But on the heels of relief followed reflection. The
+respite meant another sleepless night, another day of apprehension, more hours
+of fear; the girl was glad and she was sorry. The spirit warred with the flesh.
+She did not know what she wished.
+</p>
+
+<p>
+And, after all, Clement might appear before ten. She watched the clock and
+watched her father and in returning suspense hung upon his movements. How he
+lingered, now hunting for a lost paper, now grumbling over a seed-bill, now
+drawing on his boots with the old horn-handled hooks which had been his
+father&rsquo;s! And the clock&mdash;how slowly it moved! It wanted eight, it
+wanted five, it wanted two minutes of ten. The hour struck. And still the
+Squire loitered outside, talking to old Fewtrell&mdash;when at any moment
+Clement might ride up!
+</p>
+
+<p>
+The fact was that Thomas was late, and the Squire was saying what he thought of
+him. &ldquo;Confound him, he thinks, because he&rsquo;s going, he can do as he
+likes!&rdquo; he fumed. &ldquo;But I&rsquo;ll learn him! Let me catch him in
+the village a week after he leaves, and I&rsquo;ll jail him for a vagrant! Such
+impudence as he gave me the other day I never heard in my life! He&rsquo;ll go
+wide of here for a character!&rdquo;
+</p>
+
+<p>
+&ldquo;I dunno as I&rsquo;d say too much to him,&rdquo; the old bailiff
+advised. &ldquo;He&rsquo;s a queer customer, Squire, as you&rsquo;d ought to
+have seen before now!&rdquo;
+</p>
+
+<p>
+&ldquo;He&rsquo;ll find me a queer customer if he starts spouting again! Why,
+damme,&rdquo; irritably, &ldquo;one might almost think you agreed with
+him!&rdquo;
+</p>
+
+<p>
+Old Fewtrell screwed up his face. &ldquo;No,&rdquo; he said slowly,
+&ldquo;I&rsquo;m not saying as I agree with him. But there&rsquo;s summat in
+what he says, begging your pardon, Squire.&rdquo;
+</p>
+
+<p>
+&ldquo;Summat? Why, man,&rdquo; in astonishment, &ldquo;are you tarred with the
+same brush?&rdquo;
+</p>
+
+<p>
+&ldquo;You know me, master, better&rsquo;n that,&rdquo; the old man replied.
+&ldquo;An&rsquo; I bin with you fifty years and more. But, certain sure, times
+is changed and we&rsquo;re no better for the change.&rdquo;
+</p>
+
+<p>
+&ldquo;But you get as much?&rdquo;
+</p>
+
+<p>
+&ldquo;Mebbe in malt, but not in meal. In money, mebbe&mdash;I&rsquo;m not
+saying a little more, master. But here&rsquo;s where &rsquo;tis. We&rsquo;d the
+common before the war, and run for a cow and geese, and wood for the picking,
+and if a lad fancied to put up a hut on the waste &rsquo;twas five shillings a
+year; and a rood o&rsquo; potato ground&mdash;it wasn&rsquo;t missed.
+&rsquo;Twas neither here nor there. But &rsquo;tisn&rsquo;t so now. Where be
+the common? Well, you know, Squire, laid down in wheat these twenty years, and
+if a lad squatted now, he&rsquo;d not be long of hearing of it. We&rsquo;ve the
+money, but we&rsquo;re not so well off. That&rsquo;s where &rsquo;tis.&rdquo;
+</p>
+
+<p>
+The Squire scowled. &ldquo;Well, I&rsquo;m d&mdash;d!&rdquo; he said.
+&ldquo;You&rsquo;ve been with me fifty years, and&mdash;&mdash;&rdquo; and then
+fortunately or unfortunately the curricle came round and the Squire, despising
+Fewtrell&rsquo;s hint, turned his wrath upon the groom, called him a lazy
+scoundrel, and cursed him up hill and down dale.
+</p>
+
+<p>
+The man took it in silence, to the bailiff&rsquo;s surprise, but his sullen
+face did not augur well for the day, and when he had climbed to the
+back-seat&mdash;with a scramble and a grazed knee, for the Squire started the
+horses with no thought for him&mdash;he shook his fist at the old man&rsquo;s
+back. Fewtrell saw the gesture, and felt a vague uneasiness, for he had heard
+Thomas say ugly things. But then the man had been in liquor, and probably he
+didn&rsquo;t mean them.
+</p>
+
+<p>
+The Squire rattled the horses down the steep drive with the confidence of one
+who had done the same thing a thousand times. Turning to the left a furlong
+beyond the gate, he made for Garthmyle where, at the bridge, he fell into the
+highway. He had driven a mile along this when he saw a horseman coming along
+the road to meet him, and he fell to wondering who it was. His sight was good
+at a distance, and he fancied that he had seen the young spark before, though
+he could not put a name to him. But he saw that he rode a good nag, and he was
+not surprised when the other reined up and, raising his hat, showed that he
+wished to speak.
+</p>
+
+<p>
+It was Clement, of course, and with a little more wisdom or a little less
+courage he would not have stopped the old man. He would have seen that the
+moment was not propitious, and that his business could hardly be done on the
+highway. But in his intense eagerness to set himself right, and his anxiety
+lest chance should forestall him, he dared not let the opportunity pass, and
+his hand was raised before he had well considered what he would say.
+</p>
+
+<p>
+The Squire pulled up his horses. &ldquo;D&rsquo;you want me?&rdquo; he asked,
+civilly enough.
+</p>
+
+<p>
+&ldquo;If I may trouble you, sir,&rdquo; Clement answered as bravely as he
+could. &ldquo;It&rsquo;s on important business, or&mdash;or I wouldn&rsquo;t
+detain you.&rdquo; Already, his heart in his mouth, he saw the difficulty in
+which he had placed himself. How could he speak before the man? Or on the road?
+</p>
+
+<p>
+The Squire considered him. &ldquo;Business, eh?&rdquo; he said. &ldquo;With me?
+Well, I know your face, young gentleman, but I can&rsquo;t put a name to
+you.&rdquo;
+</p>
+
+<p>
+&ldquo;I am Mr. Ovington&rsquo;s son, Clement Ovington, sir.&rdquo;
+</p>
+
+<p>
+All the Squire&rsquo;s civility left him. &ldquo;The devil you are!&rdquo; he
+exclaimed. &ldquo;Well, I&rsquo;m going to the bank. I like to do my business
+across the counter, young sir, to be plain, and not in the road.&rdquo;
+</p>
+
+<p>
+&ldquo;But this is business&mdash;of a different sort, sir,&rdquo; Clement
+stammered, painfully aware of the change in the other&rsquo;s tone, as well as
+of the servant, who was all a-grin behind his master&rsquo;s shoulder.
+&ldquo;If I could have a word with you&mdash;apart, sir? Or perhaps&mdash;if I
+called at Garth tomorrow?&rdquo;
+</p>
+
+<p>
+&ldquo;Why?&rdquo;
+</p>
+
+<p>
+&ldquo;It is upon private business, Mr. Griffin,&rdquo; Clement replied, his
+face burning.
+</p>
+
+<p>
+&ldquo;Did your father send you?&rdquo;
+</p>
+
+<p>
+&ldquo;No.&rdquo;
+</p>
+
+<p>
+&ldquo;Then I don&rsquo;t see,&rdquo; the Squire replied, scowling at him from
+under his bushy eyebrows, &ldquo;what business you can have with me. There can
+be none, young man, that can&rsquo;t be done across the counter. It is only
+upon business that I know your father, and I don&rsquo;t know you at all. I
+don&rsquo;t know why you stopped me.&rdquo;
+</p>
+
+<p>
+Clement was scarlet with mortification. &ldquo;If I could see you a few
+minutes&mdash;alone, sir, I think I could explain what it is.&rdquo;
+</p>
+
+<p>
+&ldquo;You will see me at the bank in an hour,&rdquo; the old man retorted.
+&ldquo;Anything you have to say you can say there. As it is, I am going to
+close my account with your father, and after that the less I hear your name the
+better I shall be pleased. At present you&rsquo;re wasting my time. I
+don&rsquo;t know why you stopped me. Good morning.&rdquo; And in a lower tone,
+but one that was perfectly audible to Clement, &ldquo;D&mdash;d young
+counterskipper,&rdquo; he muttered, as he started the horses. &ldquo;Business
+with me, indeed! Confound his impudence!&rdquo;
+</p>
+
+<p>
+He drove off at speed, leaving Clement seated on his horse in the middle of the
+road, a prey to feelings that may be imagined. He had made a bad beginning, and
+his humiliation was complete.
+</p>
+
+<p>
+&ldquo;Young counterskipper!&rdquo; That rankled&mdash;yet in time he might
+smile at that. But the tone, and the manner, the conviction that under no
+circumstances could there be anything between them, any relations, any
+equality&mdash;this bit deeper and wounded more permanently. The Squire&rsquo;s
+view, that he addressed one of another class and another grade, one with whom
+he could have no more in common than with the servant behind him, could not
+have been made more plain if he had known the object of the lad&rsquo;s
+application.
+</p>
+
+<p>
+If he had known it! Good heavens, if he said so much now, what would he have
+said in that case? Certainly, the task which love had set this young man was
+not an easy one. No wonder Josina had been frightened.
+</p>
+
+<p>
+He had&mdash;he had certainly made a mess of it. His ears burned, as he sat on
+his horse and recalled the other&rsquo;s words.
+</p>
+
+<p>
+Meanwhile the Squire drove on, and with the air and movement he recovered his
+temper. As he drew near to the town the market-traffic increased, and sitting
+high on his seat he swept by many a humble gig and plodding farm-cart, and
+acknowledged with a flicker of his whip-hand many a bared head and hasty
+obeisance. He was not loved; men who are bent on getting a pennyworth for their
+penny are not loved. But he was regardful of his own people, and in all
+companies he was fearless and could hold his own. Men did not love him, but
+they trusted him, knowing exactly what they might expect from him. And he was
+Griffin of Garth, one of the few in whose hands were all county power and all
+county influence. As he drove down the hill toward the West Bridge, seeing with
+the eye of memory the airy towers and lofty gateways of the older bridge that
+had once stood there and for centuries had bridled the wild Welsh, his bodily
+eyes noted the team of the out-going coach which he had a share in horsing. And
+the coachman, proudly and with respect, named him to the box-seat.
+</p>
+
+<p>
+From the bridge the town, girdled by the shining river, climbs pyramid-wise up
+the sides of a cleft hill, an ancient castle guarding the one narrow pass by
+which a man may enter it on foot. The smiling plain, in the midst of which it
+rises, is itself embraced at a distance by a ring of hills, broken at one point
+only, which happens to correspond with the guarded isthmus; on which side, and
+some four miles away, was fought many centuries ago a famous battle. It is a
+proud town, looking out over a proud county, a county still based on ancient
+tradition, on old names and great estates, standing solid and four-square
+against the invasion that even in the Squire&rsquo;s day threatened
+it&mdash;invasion of new men and new money, of Birmingham and Liverpool and
+Manchester. The airy streets and crowded shuts run down on all sides from the
+Market Place to the green meadows and leafy gardens that the river laps: green
+meadows on which the chapels and quiet cloisters of religious houses once
+nestled under the shelter of the walls.
+</p>
+
+<p>
+The Squire could remember the place when his father and his like had had their
+town houses in it, and in winter had removed their families to it; when the
+weekly Assemblies at the Lion had been gay with cards and dancing, and in the
+cockpit behind the inn mains of cocks had been fought with the Gentlemen of
+Cheshire or Staffordshire; when fine ladies with long canes and red-heeled
+shoes had promenaded under the lime trees beside the river, and the town in its
+season had been a little Bath. Those days, and the lumbering coaches-and-six
+which had brought in the families, were gone, and the staple of the town, its
+trade in woollens and Welsh flannels, was also on the decline. But it was still
+a thriving place, and if the county people no longer filled it in winter, their
+stately houses survived, and older houses than theirs, of brick and timber,
+quaint and gabled, that made the streets a joy to antiquaries.
+</p>
+
+<p>
+The Squire passed by many a one, with beetling roof and two-storied porch, as
+he drove up Maerdol. His first and most pressing business was at the bank, and
+he would not be himself until he had got it off his mind. He would show that
+d&mdash;d Ovington what he thought of him! He would teach him a
+lesson&mdash;luring away that young man and pouching his money. Ay, begad he
+would!
+</p>
+
+</div><!--end chapter-->
+
+<div class="chapter">
+
+<h2><a name="chap12"></a>CHAPTER XII</h2>
+
+<p>
+But as the Squire turned to the left by the Stalls he saw his lawyer, Frederick
+Welsh&mdash;rather above most lawyers were the Welsh brothers, by-blows it was
+said of a great house&mdash;and Welsh stopped him. &ldquo;You&rsquo;re wanted
+at the Bench, Squire, if you please,&rdquo; he said. &ldquo;His lordship is
+there, and they are waiting for you.&rdquo;
+</p>
+
+<p>
+&ldquo;But it&rsquo;s not time&mdash;by an hour, man!&rdquo;
+</p>
+
+<p>
+&ldquo;No, but it&rsquo;s a special case, and will take all day, I&rsquo;m
+afraid. His lordship says that he won&rsquo;t begin until you come. It&rsquo;s
+that case of&mdash;&mdash;&rdquo; the lawyer whispered a few words. &ldquo;And
+the Chief Constable does not quite trust&mdash;you understand? He&rsquo;s
+anxious that you should be there.&rdquo;
+</p>
+
+<p>
+The Squire resigned himself, &ldquo;Very well, I&rsquo;ll come,&rdquo; he said.
+</p>
+
+<p>
+He could go to the bank afterwards, but he might not have complied so readily
+if his vanity had not been tickled. The Justices of that day bore a heavier
+burden than their successors&mdash;<i>hodie nominis umbrae</i>. With no police
+force they had to take the initiative in the detection as well as in the
+punishment of crime. Marked men, belonging to a privileged class, they had to
+do invidious things and to enforce obnoxious laws. They represented the
+executive, and they shared alike its odium and its fearlessness. For hardly
+anything is more remarkable in the history of that time than the courage of the
+men who held the reins. Unpopular, assailed by sedition, undermined by
+conspiracy, and pressed upon by an ever-growing public feeling, the few held on
+unblenching, firm in the belief that repression was the only policy, and
+doubting nothing less than their right to rule. They dined and drank, and
+presented a smiling face to the world, but great and small they ran their
+risks, and that they did not go unscathed, the fate of Perceval and of
+Castlereagh, the collapse of Liverpool, and the shortened lives of many a
+lesser man gave proof.
+</p>
+
+<p>
+But even among the firm there are degrees, and in all bodies it is on the
+shoulders of one or two that the onus falls. Of the one or two in Aldshire, the
+Squire was one. My lord might fill the chair, Sir Charles might assent, but it
+was to Griffin that their eyes wandered when an unpleasant decision had to be
+taken or the public showed its teeth. And the old man knew that this was so,
+and was proud of it.
+</p>
+
+<p>
+To-day, however, as he watched the long hand move round the clock, he had less
+patience than usual. Because he must be at the bank before it closed,
+everything seemed to work against him. The witnesses were sullen, the evidence
+dragged, Acherley went off on a false scent, and being whipped back, turned
+crusty. The Squire fidgeted and scowled, and then, twenty minutes before the
+bank closed, and when with his eyes on the clock he was growing desperate, the
+chairman suggested that they should break off for a quarter of an hour.
+&ldquo;Confound me, if I can sit any longer,&rdquo; he said. &ldquo;I must have
+a mouthful of something, Griffin.&rdquo;
+</p>
+
+<p>
+The Squire seldom took more than a hunch of bread at mid-day and could do
+without that, but he was glad to agree, and a minute later he was crossing the
+Market Place towards the bank. It happened that business was brisk at the
+moment. Rodd, at a side desk, was showing a customer how to draw a cheque. At
+the main counter a knot of farmers were producing, with protruding tongues and
+hunched shoulders, something which might pass for a signature. Two clerks were
+aiding them, and for a moment the Squire stood unseen and unregarded.
+Impatiently he tapped the counter with his stick, on which Rodd saw him, and,
+deserting his task, came hurriedly to him.
+</p>
+
+<p>
+The Squire thrust his cheque across the counter. &ldquo;In gold,&rdquo; he
+said.
+</p>
+
+<p>
+The cashier scanned the cheque, his hand in the till. &ldquo;Four, seven,
+six-ten,&rdquo; he murmured. Then his face grew serious, and without glancing
+at the Squire he consulted a book which lay beside him. &ldquo;Four, seven,
+six-ten,&rdquo; he repeated. &ldquo;I am afraid&mdash;one moment, if you
+please, sir!&rdquo; Breaking off he made two steps to a door behind him and
+disappeared through it.
+</p>
+
+<p>
+He returned a moment later, followed by Ovington himself. The banker&rsquo;s
+face was grave, but his tone retained its usual blandness. &ldquo;Good day, Mr.
+Griffin,&rdquo; he said. &ldquo;You are drawing the whole of your balance, I
+see. I trust that that does not mean that you are&mdash;making any
+change?&rdquo;
+</p>
+
+<p>
+&ldquo;That is what it does mean, sir,&rdquo; the Squire answered.
+</p>
+
+<p>
+&ldquo;Of course, it is entirely your affair&mdash;&mdash;&rdquo;
+</p>
+
+<p>
+&ldquo;Entirely.&rdquo;
+</p>
+
+<p>
+&ldquo;But we are most anxious to accommodate you. If there is anything that we
+can put right, any cause of dissatisfaction&mdash;&mdash;&rdquo;
+</p>
+
+<p>
+&ldquo;No,&rdquo; said the Squire grimly. &ldquo;There is nothing that you can
+put right. It is only that I do not choose to do business with my
+family.&rdquo;
+</p>
+
+<p>
+The banker bowed with dignity. The incident was not altogether unexpected.
+&ldquo;With most people, a connection of the kind would be in our favor,&rdquo;
+he said.
+</p>
+
+<p>
+&ldquo;Not with me. And as my time is short&mdash;&mdash;&rdquo;
+</p>
+
+<p>
+The banker bowed. &ldquo;In gold, I think? May we not send it for you? It will
+be no trouble.&rdquo;
+</p>
+
+<p>
+&ldquo;No, I thank you,&rdquo; the Squire grunted, hating the other for his
+courtesy. &ldquo;I will take it, if you please.&rdquo;
+</p>
+
+<p>
+&ldquo;Put it in a strong bag, Mr. Rodd,&rdquo; Ovington said. &ldquo;I shall
+still hope, Mr. Griffin, that you will think better of it.&rdquo; And, bowing,
+he wished the Squire &ldquo;Good day,&rdquo; and retired.
+</p>
+
+<p>
+Rodd was a first-class cashier, but he felt the Squire eyes boring into him,
+and he was twice as long in counting out the gold as he should have been. The
+consequence was that when the Squire left the bank, the hour had struck,
+Dean&rsquo;s was closed, and the Bench was waiting for him. He paused on the
+steps considering what he should do. He could not leave so large a sum
+unguarded in the Justices&rsquo; room, nor could he conveniently take it with
+him into the Court.
+</p>
+
+<p>
+At that moment his eyes fell on Purslow, the draper, who was standing at the
+door of his shop, and he crossed over to him. &ldquo;Here, man, put this in
+your safe and turn the key on it,&rdquo; he said. &ldquo;I shall call for it in
+an hour or two.&rdquo;
+</p>
+
+<p>
+&ldquo;Honored, I am sure,&rdquo; said the gratified tradesman, as he took the
+bag. But when he felt its weight and guessed what was in it, &ldquo;Excuse me,
+sir. Hadn&rsquo;t you better seal it, sir?&rdquo; he said. &ldquo;It seems to
+be a large sum.&rdquo;
+</p>
+
+<p>
+&ldquo;No need. I shall call for it in an hour. Lock it up yourself, Purslow.
+That&rsquo;s all.&rdquo;
+</p>
+
+<p>
+Purslow, as pleased as if the Squire had given him a large order, assured him
+that he would do so, and the old man stalked across to the court, where
+business kept him, fidgeting and impatient, until hard on seven. Nor did he get
+away then without unpleasantness.
+</p>
+
+<p>
+For unluckily Acherley, who had been charged to approach him about the
+Railroad, had been snubbed in the course of the day. Always an ill-humored man,
+he saw his way to pay the Squire out, and chose this moment to broach the
+delicate subject. He did it with as little tact as temper.
+</p>
+
+<p>
+&ldquo;&rsquo;Pon my honor, Griffin, you know&mdash;about this Railroad,&rdquo;
+he said, tackling the old man abruptly, as they were putting on their coats.
+&ldquo;You really must open your eyes, man, and move with the times. The
+devil&rsquo;s in it if we can stand still always. You might as well go back to
+your old tie-wig, you know. You are blocking the way, and if you won&rsquo;t
+think of your own interests, you ought to think of the town. I can tell
+you,&rdquo; bluntly, &ldquo;you are making yourself d&mdash;d unpopular
+there.&rdquo;
+</p>
+
+<p>
+Very seldom of late had anyone spoken to the Squire in that tone, and his
+temper was up in a minute. &ldquo;Unpopular? I don&rsquo;t understand
+you,&rdquo; he snapped.
+</p>
+
+<p>
+&ldquo;Well, you ought to!&rdquo;
+</p>
+
+<p>
+&ldquo;Unpopular? What&rsquo;s that? Unpopular, sir! What the devil have we in
+this room to do with popularity? I make my horse go my way, I don&rsquo;t go
+his, nor ask if he likes it. Damn your popularity!&rdquo;
+</p>
+
+<p>
+Acherley had his answer on his tongue, but Woosenham interposed. &ldquo;But,
+after all, Griffin,&rdquo; he said mildly, &ldquo;we must move with the
+times&mdash;even if we don&rsquo;t give way to the crowd. There&rsquo;s no man
+whose opinion I value more than yours, as you know, but I think you do us an
+injustice.&rdquo;
+</p>
+
+<p>
+&ldquo;An injustice?&rdquo; the Squire sneered. &ldquo;Not I! The fact is,
+Woosenham, you are letting others use you for a stalking horse. Some are fools,
+and some&mdash;I leave you to put a name to them! If you&rsquo;d give two
+thoughts to this Railroad yourself, you&rsquo;d see that you have nothing to
+gain by it, except money that you can do without! While you stand to lose more
+than money, and that&rsquo;s your good name!&rdquo;
+</p>
+
+<p>
+Sir Charles changed color. &ldquo;My good name?&rdquo; he said, bristling
+feebly. &ldquo;I don&rsquo;t understand you, Griffin.&rdquo;
+</p>
+
+<p>
+One of the others, seeing a quarrel in prospect, intervened. &ldquo;There,
+there,&rdquo; he said, hoping to pour oil on the troubled waters.
+&ldquo;Griffin doesn&rsquo;t mean it, Woosenham. He doesn&rsquo;t
+mean&mdash;&mdash;&rdquo;
+</p>
+
+<p>
+&ldquo;But I do mean it,&rdquo; the old man insisted. &ldquo;I mean every word
+of it.&rdquo; He felt that the general sense was against him, but that was
+nothing to him. Wasn&rsquo;t he the oldest present, and wasn&rsquo;t it his
+duty to stop this folly if he could? &ldquo;I tell you plainly,
+Woosenham,&rdquo; he continued, &ldquo;it isn&rsquo;t only your affair, if you
+lend your name to this business. You take it up, and a lot of fools who know
+nothing about it, who know less, by G&mdash;d, than you do, will take it up
+too! And will put their money in it and go daundering up and down quoting you
+as if you were Solomon! And that tickles you! But what will they say of you if
+the affair turns out to be a swindle&mdash;another South Sea Bubble, by
+G&mdash;d! And half the town and half the country are ruined by it!
+What&rsquo;ll they say of you then&mdash;and of us?&rdquo;
+</p>
+
+<p>
+Acherley could be silent no longer. &ldquo;Nobody&rsquo;s going to be ruined by
+it!&rdquo; he retorted&mdash;he saw that Sir Charles looked much disturbed.
+&ldquo;Nobody! If you ask me, I think what you&rsquo;re saying is d&mdash;d
+nonsense.&rdquo;
+</p>
+
+<p>
+&ldquo;It may be,&rdquo; the Squire said sternly. &ldquo;But just another word,
+please. I want you to understand, Woosenham, that this is not your affair only.
+It touches every one of us. What are we in this room? If we are those to whom
+the administration of this county is entrusted, let us act as such&mdash;and
+keep our hands clean. But if we are a set of money-changers and
+bill-mongers,&rdquo; with contempt, &ldquo;stalking horses for such men as
+Ovington the banker, dirtying our hands with all the tricks of the money
+market&mdash;that&rsquo;s another matter. But I warn you&mdash;you can&rsquo;t
+be both. And for my part&mdash;we don&rsquo;t any longer wear swords to show we
+are gentlemen, but I&rsquo;m hanged if I&rsquo;ll wear an apron or have
+anything to do with this business. A railroad? Faugh! As if horses&rsquo; legs
+and Telford&rsquo;s roads aren&rsquo;t good enough for us, or as if tea-kettles
+will ever beat the Wonder coach&mdash;fifteen hours to London.&rdquo;
+</p>
+
+<p>
+Acherley had been restrained with difficulty, and he now broke loose.
+&ldquo;Griffin,&rdquo; he cried, &ldquo;you&rsquo;re damned offensive! If you
+wore a sword as you used to&mdash;&mdash;&rdquo;
+</p>
+
+<p>
+&ldquo;Pooh! Pooh!&rdquo; said the Squire and shrugged his shoulders, while Sir
+Charles, terribly put out both by the violence of the scene and by the picture
+which the Squire had drawn, put in a feeble protest. &ldquo;I must say,&rdquo;
+he said, &ldquo;I think this uncalled for, Griffin. I think you might have
+spared us this. You may not agree with us&mdash;&mdash;&rdquo;
+</p>
+
+<p>
+&ldquo;But damme if he shall insult us!&rdquo; Acherley cried, trembling with
+passion.
+</p>
+
+<p>
+&ldquo;Pooh, pooh!&rdquo; said the Squire again. &ldquo;I&rsquo;m an old man,
+and it is useless to talk to me in that strain. I&rsquo;ve spoken my mind,
+and&mdash;&mdash;&rdquo;
+</p>
+
+<p>
+&ldquo;Ay, and you horse two of the coaches!&rdquo; Acherley retorted.
+&ldquo;And make a profit by that, dirty or no! But where&rsquo;d your profit
+be, if your father who rode post to London had stood pat where he was? And set
+himself against coaches as you set yourself against the railroad?&rdquo;
+</p>
+
+<p>
+That was a shrewd hit and the Squire did not meet it. Instead, &ldquo;Well,
+right or wrong,&rdquo; he said, &ldquo;that&rsquo;s my opinion. And right or
+wrong, no railroad crosses my land, and that&rsquo;s my last word!&rdquo;
+</p>
+
+<p>
+&ldquo;We&rsquo;ll see about that,&rdquo; Acherley answered, bubbling with
+rage. &ldquo;There are more ways than one of cooking a goose.&rdquo;
+</p>
+
+<p>
+&ldquo;Just so. But&mdash;&mdash;,&rdquo; with a steady look at him,
+&ldquo;which is the cook and which is the goose, Acherley? Perhaps you&rsquo;ll
+find that out some day.&rdquo; And the Squire clapped on his hat&mdash;he had
+already put on his shabby old driving coat. But he had still a word to say.
+&ldquo;I&rsquo;m the oldest man here,&rdquo; he said, looking round upon them,
+&ldquo;and I may take a liberty and ask no man&rsquo;s pleasure. You,
+Woosenham, and you gentlemen, let this railroad alone. If you are going to move
+at twenty-five miles an hour, then, depend upon it, more things will move than
+you wot of, and more than you&rsquo;ll like. Ay, you&rsquo;ll have
+movement&mdash;movement enough and changes enough if you go on! So I say, leave
+it alone, gentlemen. That&rsquo;s my advice.&rdquo;
+</p>
+
+<p>
+He went out with that and stamped down the stairs. He had not sought the
+encounter, and, now that he was alone, his knees shook a little under him. But
+he had held his own and spoken his mind, and on the whole he was content with
+himself.
+</p>
+
+<p>
+The same could not be said of those whom he had warned. Acherley, indeed,
+abused him freely, but the majority were impressed, and Sir Charles, who
+respected his opinion, was sorely shaken. He put no trust in Acherley, whose
+debts and difficulties were known, and Ovington was not there to reassure him.
+He valued the good opinion of his world, and what, he reflected, if the Squire
+were right? What if in going into this scheme he had made a mistake? The
+picture that Griffin had drawn of town and country pointing the finger at him
+rose like a nightmare before him, and would, he knew, accompany him home and
+darken his dinner-table. And Ovington? Ovington was doubtless a clever man and,
+as a banker, well versed in these enterprises. But Fauntleroy&mdash;Fauntleroy,
+with whose name the world had rung these twelve months past, he, too, had been
+clever and enterprising and plausible. Yet what a fate had been his, and what
+losses had befallen all who had trusted him, all who had been involved with
+him!
+</p>
+
+<p>
+Sir Charles went home an unhappy man. He wished that Griffin had not warned
+him, or that he had warned him earlier. Of what use was a warning when his lot
+was cast and he was the head and front of the matter, President of the Company,
+Chairman of the Board?
+</p>
+
+<p>
+Meanwhile the Squire stood on the steps of the Court House, cursing his man.
+The curricle was not there, Thomas was not there, it was growing dark, and a
+huge pile of clouds, looming above the roofs to westward, threatened tempest.
+The shopkeepers were putting up their shutters, the packmen binding up their
+bundles, stall-keepers hurrying away their trestles, and the Market Place,
+strewn with the rubbish and debris of the day, showed dreary by the failing
+light. In the High Street there was still some traffic, and in the lanes and
+alleys around candles began to shine out. A one-legged sailor, caterwauling on
+a crazy fiddle, had gathered a small crowd before one of the taverns.
+</p>
+
+<p>
+&ldquo;Hang the man! Where is he?&rdquo; the Squire muttered, looking about him
+with a disgusted eye, and wishing himself at home. &ldquo;Where is the
+rogue?&rdquo;
+</p>
+
+<p>
+Then Thomas, driving slowly and orating to a couple of men who walked beside
+the carriage, came into view. The Squire roared at him, and Thomas, taken by
+surprise, whipped up his horses so sharply that he knocked over a
+hawker&rsquo;s basket. Still storming at him the old man climbed to his seat
+and took the reins. He drove round the corner into Bride Hill, and stopped at
+Purslow&rsquo;s door.
+</p>
+
+<p>
+The draper was at the carriage wheel before it stopped. He had the bag in his
+hand, but he did not at once hand it up. &ldquo;Excuse me, excuse the liberty,
+sir,&rdquo; he said, lowering his voice and glancing at Thomas, &ldquo;but
+it&rsquo;s a large sum, sir, and it&rsquo;s late. Hadn&rsquo;t I better keep it
+till morning?&rdquo;
+</p>
+
+<p>
+The Squire snapped at him. &ldquo;Morning? Rubbish, man! Put it in.&rdquo; He
+made room for the bag at his feet.
+</p>
+
+<p>
+But the draper still hesitated. &ldquo;It will be dark in ten minutes, sir, and
+the road&mdash;it&rsquo;s true, no one has been stopped of late,
+but&mdash;&mdash;&rdquo;
+</p>
+
+<p>
+&ldquo;I&rsquo;ve never been stopped in my life,&rdquo; the Squire rejoined.
+&ldquo;Put it in, man, and don&rsquo;t be a fool. Who&rsquo;s to stop me
+between here and Garth?&rdquo;
+</p>
+
+<p>
+Purslow muttered something about the safe side, but he complied. He handed in
+the bag, which gave out a clinking sound as it settled itself beside the
+Squire&rsquo;s feet. The old man nodded his thanks and started his horses.
+</p>
+
+<p>
+He drove down Bride Hill, and by the Stalls, where the taps were humming, and
+the inns were doing a great business. Passing one or two belated carts, he
+turned to the right and descended to the bridge, the old houses with their
+galleries and gables looming above him as for three centuries they had loomed
+above the traveller by the Welsh road. He rumbled over the bridge, the wide
+river flowing dark below him. Then he trotted sharply up Westwell, passing by
+the inns that in old days had served those who arrived after the gates were
+closed.
+</p>
+
+<p>
+Now he faced the open country and the wet west wind, and he settled himself
+down in his seat and shook up his horses. As he did so his foot touched the
+bag, and again the gold gave out a clinking sound.
+</p>
+
+</div><!--end chapter-->
+
+<div class="chapter">
+
+<h2><a name="chap13"></a>CHAPTER XIII</h2>
+
+<p>
+The Squire in his inmost heart had not derived much satisfaction from his visit
+to the bank. He had left it with an uneasy feeling that the step he had taken
+had not produced the intended effect. Ovington had accepted the loss of his
+custom, not indeed with indifference, but with dignity, and in a manner which
+left the old man little upon which to plume himself. The withdrawal of his
+custom wore in the retrospect too much of the look of spite, and he came near
+to regretting it, as he drove along.
+</p>
+
+<p>
+Had he been present at an interview which took place after he had retired, he
+might have been better pleased. The banker had not been many minutes in the
+parlor, chewing the cud of the affair, before he was interrupted by his
+cashier. In this there was nothing unusual; routine required Rodd&rsquo;s
+presence in the parlor several times in the day. But his manner on the present
+occasion, and the way in which he closed the door, prepared Ovington for
+something new, and &ldquo;What is it, Rodd?&rdquo; he asked, leaning back in
+his chair, and disposing himself to listen.
+</p>
+
+<p>
+&ldquo;Can I have a word with you, sir?&rdquo;
+</p>
+
+<p>
+&ldquo;Certainly.&rdquo; The banker&rsquo;s face told nothing. Rodd&rsquo;s was
+that of a man who had made up his mind to a plunge. &ldquo;What is it?&rdquo;
+</p>
+
+<p>
+&ldquo;I have been wishing to speak for some time, sir,&rdquo; Rodd faltered.
+&ldquo;This&mdash;&mdash;&rdquo; Ovington understood at once that he referred
+to the Squire&rsquo;s matter&mdash;&ldquo;I don&rsquo;t like it, sir, and I
+have been with you ten years, and I feel&mdash;I ought to speak.&rdquo;
+</p>
+
+<p>
+Ovington shrugged his shoulders. &ldquo;I don&rsquo;t like it either,&rdquo; he
+said. &ldquo;But it is of less importance than you think, Rodd. I know why Mr.
+Griffin did it. And we are not now where we were. The withdrawal of a few
+hundreds or the loss of a customer&mdash;&mdash;&rdquo; again he shrugged his
+shoulders.
+</p>
+
+<p>
+&ldquo;No,&rdquo; Rodd said gravely. &ldquo;If nothing more follows,
+sir.&rdquo;
+</p>
+
+<p>
+&ldquo;Why should anything follow? I know his reasons.&rdquo;
+</p>
+
+<p>
+&ldquo;But the town doesn&rsquo;t. And if it gets about, sir?&rdquo;
+</p>
+
+<p>
+&ldquo;It won&rsquo;t do us much damage. We&rsquo;ve lost customers before, yet
+always gained more than we lost. But there, Rodd, that is not what you came in
+to say. What is it?&rdquo; He spoke lightly, but he felt more surprise than he
+showed. Rodd was a model cashier, performing his duties in a precise, plodding
+fashion that had often excited Arthur&rsquo;s ridicule; but hitherto he had
+never ventured an opinion on the policy of the bank, nor betrayed the least
+curiosity respecting its secrets. &ldquo;What is it?&rdquo; Ovington repeated.
+&ldquo;What has frightened you, man?&rdquo;
+</p>
+
+<p>
+&ldquo;We&rsquo;ve a lot of notes out, sir!&rdquo;
+</p>
+
+<p>
+The banker looked thoughtfully at the glasses he held in his hand.
+&ldquo;True,&rdquo; he said. &ldquo;Quite true. But trade is brisk, and the
+demand for credit is large. We must meet the demand, Rodd, as far as we
+can&mdash;with safety. That&rsquo;s our business.&rdquo;
+</p>
+
+<p>
+&ldquo;And we&rsquo;ve a lot of money out&mdash;that could not be got in in a
+hurry, sir.&rdquo;
+</p>
+
+<p>
+&ldquo;Yes,&rdquo; the banker admitted, &ldquo;but that is our business, too.
+If we did not put our money out we might close the bank to-morrow. That much of
+the money cannot be got in at a minute&rsquo;s notice is a thing we cannot
+avoid.&rdquo;
+</p>
+
+<p>
+The perspiration stood on Rodd&rsquo;s forehead, but he persisted. &ldquo;If it
+were all on bills, sir, I would not say a word. But there is a lot on
+overdraft.&rdquo;
+</p>
+
+<p>
+&ldquo;Well secured.&rdquo;
+</p>
+
+<p>
+&ldquo;While things are up. But if things went down, sir? There&rsquo;s
+Wolley&rsquo;s account. I suspect that the last bills we discounted for him
+were accommodation. Indeed, I am sure of it. And his overdraft is heavy.&rdquo;
+</p>
+
+<p>
+&ldquo;We hold the lease of his mill.&rdquo;
+</p>
+
+<p>
+&ldquo;But you don&rsquo;t want to run the mill!&rdquo; Rodd replied, putting
+his finger on the weak point.
+</p>
+
+<p>
+The banker reflected. &ldquo;That&rsquo;s the worst account we have. The worst,
+isn&rsquo;t it?&rdquo;
+</p>
+
+<p>
+&ldquo;Mr. Acherley&rsquo;s, sir.&rdquo;
+</p>
+
+<p>
+&ldquo;Well, yes. There might be a sounder account than that. But what is
+it?&rdquo; He looked directly at the other. &ldquo;I want to know what has
+opened your mouth? Have you heard anything? What makes you think that things
+are going down?&rdquo;
+</p>
+
+<p>
+&ldquo;Mr. Griffin&mdash;&mdash;&rdquo;
+</p>
+
+<p>
+&ldquo;No.&rdquo; The banker shook his head. &ldquo;That won&rsquo;t do, Rodd.
+You had this in your mind before he came in. You are pat with Wolley and Mr.
+Acherley; bad accounts both, as all banks have bad accounts here and there. But
+it&rsquo;s true&mdash;we&rsquo;ve been giving our customers rope, and they have
+bought things that may fall. Still, they&rsquo;ve made money, a good deal of
+money, and we&rsquo;ve kept a fair margin and obliged them at the same time.
+All legitimate business. There must be something in your mind besides this,
+I&rsquo;m sure. What is it, lad?&rdquo;
+</p>
+
+<p>
+The cashier turned a dull red, but before he could answer the door behind him
+opened. Arthur came in. He looked at the banker, and from him to Rodd, and his
+suspicions were aroused. &ldquo;It&rsquo;s four o&rsquo;clock, sir,&rdquo; he
+said, and looked again at Rodd as if to ask what he was doing there.
+</p>
+
+<p>
+But Rodd held his ground, and the banker explained.
+</p>
+
+<p>
+&ldquo;Rodd is a little alarmed for us,&rdquo; he said, and it was difficult to
+be sure whether he spoke in jest or in earnest. &ldquo;He thinks we&rsquo;re
+going too fast. Putting our hand out too far. He mentions Wolley&rsquo;s
+account, and Acherley&rsquo;s.
+</p>
+
+<p>
+&ldquo;I was speaking generally,&rdquo; Rodd muttered. He looked sullen.
+</p>
+
+<p>
+Arthur shrugged his shoulders. &ldquo;I stand corrected,&rdquo; he said.
+&ldquo;I didn&rsquo;t know that Rodd ever went beyond his ledgers.&rdquo;
+</p>
+
+<p>
+&ldquo;Oh, he&rsquo;s quite right to speak his mind. We are all in the same
+boat&mdash;though we do not all steer.&rdquo;
+</p>
+
+<p>
+&ldquo;Well, I&rsquo;m glad of that, sir.&rdquo;
+</p>
+
+<p>
+&ldquo;Still,&rdquo; mildly, &ldquo;it is a good thing to have an
+opinion.&rdquo;
+</p>
+
+<p>
+&ldquo;If it be worth anything.&rdquo;
+</p>
+
+<p>
+&ldquo;If opinions are going&mdash;&mdash;&rdquo; Betty had opened the door
+behind the banker&rsquo;s chair, and was standing on the
+threshold&mdash;&ldquo;wouldn&rsquo;t you like to have mine, father?&rdquo;
+</p>
+
+<p>
+&ldquo;To be sure,&rdquo; Arthur said. &ldquo;Why not, indeed? Let us have it.
+Why not have everybody&rsquo;s? And send for the cook, sir, and the two
+clerks&mdash;to advise us?&rdquo;
+</p>
+
+<p>
+Betty dropped a curtsy. &ldquo;Thank you, I am flattered.&rdquo;
+</p>
+
+<p>
+&ldquo;Betty, you&rsquo;ve no business here,&rdquo; her father said. &ldquo;You
+mustn&rsquo;t stop unless you can keep your opinions to yourself.&rdquo;
+</p>
+
+<p>
+&ldquo;But what has happened?&rdquo; she asked, looking around in wonder.
+</p>
+
+<p>
+&ldquo;Mr. Griffin has withdrawn his account.&rdquo;
+</p>
+
+<p>
+&ldquo;And Rodd,&rdquo; Arthur added, with more heat than the occasion seemed
+to demand, &ldquo;thinks that we had better put up the shutters!&rdquo;
+</p>
+
+<p>
+&ldquo;No, no,&rdquo; the banker said. &ldquo;We must do him justice. He thinks
+that we are going a little too far, that&rsquo;s all. And that the loss of Mr.
+Griffin&rsquo;s account is a danger signal. That&rsquo;s what you mean, man,
+isn&rsquo;t it?&rdquo;
+</p>
+
+<p>
+Rodd nodded, his face stubborn. He stood alone, divided from the other three by
+the table, for Arthur had passed round it and placed himself at
+Ovington&rsquo;s elbow.
+</p>
+
+<p>
+&ldquo;His view,&rdquo; the banker continued, polishing his glasses with his
+handkerchief and looking thoughtfully at them, &ldquo;is that if there came a
+check in trade and a fall in values, the bank might find its resources
+strained&mdash;I&rsquo;ll put it that way.&rdquo;
+</p>
+
+<p>
+Arthur sneered. &ldquo;Singular wisdom! But a fall&mdash;a general fall at any
+rate&mdash;what sign is there of it?&rdquo; He was provoked by the
+banker&rsquo;s way of taking it. Ovington seemed to be attaching absurd weight
+to Rodd&rsquo;s suggestion. &ldquo;None!&rdquo; contemptuously. &ldquo;Not a
+jot.&rdquo;
+</p>
+
+<p>
+&ldquo;There&rsquo;s been a universal rise,&rdquo; Rodd muttered.
+</p>
+
+<p>
+&ldquo;In a moment? Without warning?&rdquo;
+</p>
+
+<p>
+&ldquo;No, but&mdash;&mdash;&rdquo;
+</p>
+
+<p>
+&ldquo;But fiddlesticks!&rdquo; Arthur retorted. Of late it seemed as if his
+good humor had deserted him, and this was not the first sign he had given of an
+uncertain temper. Still, the phase was so new that two of those present looked
+curiously at him, and his consciousness of this added to his irritation.
+&ldquo;Rodd&rsquo;s no better than an old woman,&rdquo; he continued.
+&ldquo;Five per cent. and a mortgage in a strong box is about his measure. If
+you are going to listen to every croaker who is frightened by a shadow, you may
+as well close the bank, sir, and put the money out on Rodd&rsquo;s
+terms!&rdquo;
+</p>
+
+<p>
+&ldquo;Still Rodd means us well,&rdquo; the banker said thoughtfully,
+&ldquo;and a little caution is never out of place in a bank. What I want to get
+from him is&mdash;has he anything definite to tell us? Wolley? Have you heard
+anything about Wolley, Rodd?&rdquo;
+</p>
+
+<p>
+&ldquo;No, sir.&rdquo;
+</p>
+
+<p>
+&ldquo;Then what is it? What is it, man?&rdquo;
+</p>
+
+<p>
+But Rodd, brought to bay, only looked more stubborn. &ldquo;It&rsquo;s no more
+than I&rsquo;ve told you, sir,&rdquo; he muttered, &ldquo;it&rsquo;s just a
+feeling. Things must come down some day.&rdquo;
+</p>
+
+<p>
+&ldquo;Oh, damn!&rdquo; Arthur exclaimed, out of patience, and thinking that
+the banker was making altogether too much of it&mdash;and of Rodd. &ldquo;If he
+were a weather-glass&mdash;&mdash;&rdquo;
+</p>
+
+<p>
+&ldquo;Or a woman!&rdquo; interjected Betty, who was observing all with bright
+inscrutable eyes.
+</p>
+
+<p>
+&ldquo;But as he isn&rsquo;t either,&rdquo; Arthur continued impatiently,
+&ldquo;I fail to see why you make so much of it! Of course, things will come
+down some day, but if he thinks that with your experience you are blind to
+anything he is likely to see, he&rsquo;s no better than a fool! Because my
+uncle, for reasons which you understand, sir, has drawn out four hundred
+pounds, he thinks every customer is going to leave us, and Ovington&rsquo;s
+must put up the shutters! The truth is, he knows nothing about it, and if he
+wishes to damage the bank he is going the right way to do it!&rdquo;
+</p>
+
+<p>
+&ldquo;Would you like my opinion, father?&rdquo; Betty asked.
+</p>
+
+<p>
+&ldquo;No,&rdquo; sharply, &ldquo;certainly not, child. Where&rsquo;s
+Clement?&rdquo;
+</p>
+
+<p>
+&ldquo;Well, I&rsquo;m afraid he&rsquo;s away.&rdquo;
+</p>
+
+<p>
+&ldquo;Again? Then he is behaving very badly!&rdquo;
+</p>
+
+<p>
+&ldquo;That was the opinion I was going to give,&rdquo; the girl answered.
+&ldquo;That some were behaving better than others.&rdquo;
+</p>
+
+<p>
+&ldquo;If,&rdquo; Arthur cried, &ldquo;you mean me&mdash;&mdash;&rdquo;
+</p>
+
+<p>
+&ldquo;There, enough,&rdquo; said her father. &ldquo;Be silent, Betty.
+You&rsquo;ve no business to be here.&rdquo;
+</p>
+
+<p>
+&ldquo;Still, people should behave themselves,&rdquo; she replied, her eyes
+sparkling.
+</p>
+
+<p>
+Arthur had his answer ready, but Ovington forestalled him. &ldquo;Very good,
+Rodd,&rdquo; he said. &ldquo;A word on the side of caution is never out of
+place in a bank. But I am not blind, and all that you have told me is in my
+mind. Thank you. You can go now.&rdquo;
+</p>
+
+<p>
+It was a dismissal, and Rodd took it as such, and felt, as he had never felt
+before, his subordinate position. Why he did so, and why, as he withdrew under
+Arthur&rsquo;s eye, he resented the situation, he best knew. But it is possible
+that two of the others had some inkling of the cause.
+</p>
+
+<p>
+When he had gone, &ldquo;There&rsquo;s an old woman for you!&rdquo; Arthur
+exclaimed. &ldquo;I wonder that you had the patience to listen to him,
+sir.&rdquo;
+</p>
+
+<p>
+But Ovington shook his head. &ldquo;I listened because there are times when a
+straw shows which way the wind blows.&rdquo;
+</p>
+
+<p>
+&ldquo;But you don&rsquo;t think that there is anything in what he said?&rdquo;
+</p>
+
+<p>
+&ldquo;I shall remember what he said. The time may be coming to take in
+sail&mdash;to keep a good look-out, lad, and be careful. You have been with
+us&mdash;how long? Two years. Ay, but years of expansion, of rising prices, of
+growing trade. But I have seen other times&mdash;other times.&rdquo; He shook
+his head.
+</p>
+
+<p>
+&ldquo;Still, there is no sign of a change, sir?&rdquo;
+</p>
+
+<p>
+&ldquo;You&rsquo;ve seen one to-day. What is in Rodd&rsquo;s head may be in
+others, and what is in men&rsquo;s heads soon reflects itself in their
+conduct.&rdquo;
+</p>
+
+<p>
+It was the first word, the first hint, the first presage of evil; of a fall, of
+bad weather, of a storm, distant as yet, and seen even by the clearest eyes
+only as a cloud no bigger than a man&rsquo;s hand. But the word had been
+spoken. The hint had been given. And to Arthur, who had paid a high price for
+prosperity&mdash;how high only he could say&mdash;the presage seemed an
+outrage. The idea that the prosperity he had bought was not a certainty, that
+the craft on which he had embarked his fortune was, like other ships, at the
+mercy of storm and tempest, that like other ships it might founder with all its
+freight, was entirely new to him. So new that for a moment his face betrayed
+the impression it made. Then he told himself that the thing was incredible,
+that he started at shadows, and his natural confidence rebounded. &ldquo;Oh,
+damn Rodd!&rdquo; he cried&mdash;and he said it with all his heart.
+&ldquo;He&rsquo;s a croaker by nature!&rdquo;
+</p>
+
+<p>
+&ldquo;Still, we won&rsquo;t damn him,&rdquo; the banker answered mildly.
+&ldquo;On the contrary, we will profit by his warning. But go now. I have a
+letter to write. And do you go, too, Betty, and make tea for us.&rdquo;
+</p>
+
+<p>
+He turned to his papers, and Arthur, after a moment&rsquo;s hesitation,
+followed Betty into the house. Overtaking her in the hall, &ldquo;Betty, what
+is the matter?&rdquo; he asked. And when the girl took no notice, but went on
+with her chin in the air as if he had not spoken, he seized her arm.
+&ldquo;Come,&rdquo; he said, &ldquo;I am not going to have this. What is
+it?&rdquo;
+</p>
+
+<p>
+&ldquo;What should it be! I don&rsquo;t know what you mean,&rdquo; she
+retorted.
+</p>
+
+<p>
+&ldquo;Oh yes, you do. What took you&mdash;to back up that ass in the bank just
+now?&rdquo;
+</p>
+
+<p>
+Then Betty astonished him. &ldquo;I didn&rsquo;t think he wanted any
+backing,&rdquo; she said, her eyes bright. &ldquo;He seemed to me to talk
+sense, and someone else nonsense.&rdquo;
+</p>
+
+<p>
+&ldquo;But you&rsquo;re not&mdash;&mdash;&rdquo;
+</p>
+
+<p>
+&ldquo;A partner in Ovington&rsquo;s? No, Mr. Bourdillon, I am not&mdash;thank
+heaven! And so my head is not turned, and I can keep my temper and mind my
+manners.&rdquo;
+</p>
+
+<p>
+&ldquo;Oh, it&rsquo;s Mr. Bourdillon now, is it?&rdquo;
+</p>
+
+<p>
+&ldquo;Yes&mdash;if you are going to behave to my friends as you did this
+afternoon.&rdquo;
+</p>
+
+<p>
+&ldquo;Your friends!&rdquo; scornfully. &ldquo;You include Rodd, do you? Rodd,
+Betty?&rdquo;
+</p>
+
+<p>
+&ldquo;Yes, I do, and I am not too proud to do so. Nor too proud to be angry
+when I see a man ten years younger than he is slap him in the face! I am not so
+spoiled that I think everyone beneath me!&rdquo;
+</p>
+
+<p>
+&ldquo;So it&rsquo;s Rodd now?&rdquo;
+</p>
+
+<p>
+&ldquo;It&rsquo;s as much Rodd now,&rdquo; her cheeks hot, her eyes sparkling,
+&ldquo;as it was anyone else before! Just as much and just as little. You
+flatter yourself, sir!&rdquo;
+</p>
+
+<p>
+&ldquo;But, Betty,&rdquo; in a coaxing tone, &ldquo;little spitfire that you
+are, can&rsquo;t you guess why I was short with Rodd? Can&rsquo;t you guess why
+I don&rsquo;t particularly love him? But you do guess. Rodd is what he
+is&mdash;nothing! But when he lifts his eyes above him&mdash;when he dares to
+make eyes at you&mdash;I am not going to be silent.&rdquo;
+</p>
+
+<p>
+&ldquo;Now you are impertinent!&rdquo; she replied. &ldquo;As impertinent as
+you were mean before. Yes, mean, mean! When you knew he could not answer you!
+Mean!&rdquo;
+</p>
+
+<p>
+And without waiting for a reply she ran up the stairs.
+</p>
+
+<p>
+He went to one of the windows of the dining-room and looked across Bride Hill
+and along the High Street, full at that hour of market people. But he did not
+see them, his thoughts were busy with what had happened. He could not believe
+that Betty had any feeling for Rodd. The man was dull, commonplace, a plodder,
+and not young; he was well over thirty. No, the idea was preposterous. And it
+was still more absurd to suppose that if he, Arthur, threw the
+handkerchief&mdash;or even fluttered it in her direction, for dear little thing
+as she was, he had not quite made up his mind&mdash;she would hesitate to
+accept him, or would let any thought of Rodd weigh with her.
+</p>
+
+<p>
+Still, he would let her temper cool, he would not stay to tea. Instead, he
+would by and by ride his new horse out to the Cottage. He had not been home for
+the weekend. He had left Mrs. Bourdillon to come to herself and recover her
+good humor in solitude. Now he would make it up with her, and while he was
+there he might as well get a peep at Josina&mdash;it was a long time since he
+had seen her. If Betty chose to adopt this unpleasant line, why, she could not
+blame him if he amused himself.
+</p>
+
+</div><!--end chapter-->
+
+<div class="chapter">
+
+<h2><a name="chap14"></a>CHAPTER XIV</h2>
+
+<p>
+For a time after the Squire had driven away, Clement had sat his horse and
+stared after him, and in his rage had wished him dead. He had prepared himself
+for opposition, he had looked to be repulsed&mdash;he had expected nothing
+else. But in the scene which his fancy had pictured, his part had been one of
+dignity; he had owned his aspirations like a man, he had admitted his
+insufficiency with modesty, he had pleaded the power of love with eloquence, he
+had won even from the Squire a meed of unwilling approbation.
+</p>
+
+<p>
+But the scene, as played, had run on other lines. The old man had crushed him.
+He had sworn at him, refused to listen to him, had insulted him, had treated
+him as no better than a shop-boy. And all this had cut to the quick. For
+Clement, born after Ovington had risen from the ranks, had his pride and his
+self-respect, and humiliated, he cursed with all his soul the prejudice and
+hide-bound narrowness of the Squire and all his caste. For the time he was more
+than a radical, he was a republican. If by a gesture he could have swept away
+King and Commons, lords and justices, he would not have held his hand.
+</p>
+
+<p>
+It took him some time to recover, and it was only when he found himself, he
+hardly knew how, upon the bridge at Garthmyle that he grew more cool. Even then
+he was not quite himself. He had vowed that he would not see Josina again until
+he had claimed her from her father; but the Squire&rsquo;s treatment, he now
+felt, had absolved him from this, and the temptation to see her was great. He
+longed to pour out his mind to her, and to tell her how he had been insulted,
+how he had been treated. Perhaps, even, he must say farewell to her&mdash;he
+must give her up.
+</p>
+
+<p>
+For he was not all hero, and the task before him seemed for the time too
+prodigious, the labor too little hopeful. The Hydra had so many heads, and
+roared so fearfully that for a moment his courage sank before it&mdash;and his
+love. He felt that he must yield, that he must see Josina and tell her so. In
+any event she ought to know what had happened, and presently he put up his
+horse at the inn and made by a roundabout road for their meeting-place by the
+brook.
+</p>
+
+<p>
+There was but a chance that she would visit it, and in the meantime he had to
+exercise what patience he might. His castles in the air had fallen and he had
+not the spirit to rebuild them. He sat gazing moodily on the rippling face of
+the water, or watched the ousel curtsying on its stone; and he almost
+despaired. He had known the Squire to be formidable, he now knew him to be
+impossible. He looked down the stream to where Garth, lofty and fortress-like,
+raised its twisted chimneys above the trees, and he shook his fist at it.
+Remote and islanded on its knoll, rising amid ancestral trees, it stood for all
+that the Squire stood for&mdash;governance, privilege, tradition, the
+past&mdash;all the things he had not, all the things that mocked him.
+</p>
+
+<p>
+He lingered there, savoring his melancholy, until the sun went down behind the
+hills, and then, attacked by the pangs of hunger, he made his way back to the
+village inn. Here he satisfied his appetite on such home-baked bread and yellow
+butter and nut-brown ale as are not in these degenerate times; and for wellnigh
+an hour he sat brooding in the sanded parlor surrounded by china cats and
+dogs&mdash;they too, would be of value nowadays. At length with a heavy
+heart&mdash;for what was he to do next?&mdash;he rode out of the yard, and
+crossing the bridge under the shadowy bulk of the squat church tower, he set
+his horse&rsquo;s head for home. It was nearly dark.
+</p>
+
+<p>
+What was he to do next? He did not know, but as he rode through the gloom, the
+solemn hills falling back on either side and the dark plain widening before
+him, he took courage; he began to consider, with some return of hope, what lay
+before him, and how he must proceed&mdash;if he were not to give up. Clearly he
+must face the Squire, but it must be in the Squire&rsquo;s own house, where the
+Squire must hear him. The old man might insult him, rave at him, order him out,
+but before he was put out he would speak and ask for Josina, though the roof
+fell. There should be no further mistake. And he would let the Squire know, if
+it came to that, that he was a man, as good as other men. By heaven he would!
+</p>
+
+<p>
+He was not all hero. But there were some heroic parts about him, and he
+determined that the very next morning he would ride out and would beard the
+Hydra in its den, be its heads ever so many. He would win his lady-love or
+perish!
+</p>
+
+<p>
+By this time he was half-way home. The market traffic on the road had ceased,
+the moon had not yet risen, the night lay calm and still about him. Presently
+as he crossed a wet, rushy flat, one of the loneliest parts of the way, he saw
+the lights of a vehicle coming towards him. The road at that point had not been
+long enclosed, and a broad strip of common still survived on either hand, so
+that moving on this the horse&rsquo;s hoofs made no sound save a soft plop-plop
+where the ground was wettest. He could hear, therefore, while still afar off,
+the tramp of a pair of horses driven at a trot, and it occurred to him that
+this might be the Squire returning late. If he could have avoided the meeting
+he would have done so, though it was unlikely that the Squire would recognize
+him in the dark. But to turn aside would be foolish. &ldquo;Hang me if I am
+going to be afraid of him!&rdquo; he thought. And he touched up his horse with
+his heel.
+</p>
+
+<p>
+Then an odd thing happened. While the carriage was still fifty yards from him,
+one of the lights went out. His eyes missed it, but his brain had barely taken
+in the fact when the second vanished also, as if the vehicle had sunk into the
+ground. At the same moment a cry reached his ears, followed by a clatter of
+hoofs on the road as if the horses were being sharply pulled up.
+</p>
+
+<p>
+Clement took his horse by the head and bent forward, striving to make out what
+was passing. A dull sound, as of a heavy body striking the road reached him,
+followed by a silence that seemed ominous. Even the wind appeared to have
+hushed its whisper through the rushes.
+</p>
+
+<p>
+&ldquo;Hallo!&rdquo; he shouted. &ldquo;What is it? Is anything the
+matter?&rdquo; He urged his horse forward.
+</p>
+
+<p>
+His cry was lost in the crack of a whip, he heard the horses break away, and
+without farther warning they came down upon him at a gallop, the carriage
+bounding wildly behind them. He had just time to thrust his nag to the side,
+and they were on him and past him, and whirling down the road&mdash;a mere
+shadow, but as perilous and almost as noisy as a thunderbolt. There was no
+doubt now that an accident had happened, but before he could give help he had
+to master his horse, which had wheeled about; and so a few seconds elapsed
+before he reached the scene&mdash;reached it with his heart in his
+mouth&mdash;for who could say with what emergency he might not have to deal?
+</p>
+
+<p>
+Certainly with a tragedy, for the first thing he made out was the form of a man
+stooping over another who lay in the road. Clement drew a breath of relief as
+he slipped from his saddle&mdash;he would not have to meet the crisis alone.
+But as his foot touched the ground, he saw the stooping man raise his hand with
+something in it, and he knew instinctively that it was raised not to help but
+to strike.
+</p>
+
+<p>
+He shouted, and the blow hung in the air. The man, taken by surprise,
+straightened himself, turned, and saw Clement at his elbow. He hesitated; then,
+with an oath, he aimed his blow at the new-comer.
+</p>
+
+<p>
+Clement parried it, rather by instinct than with intention, and so weakly, that
+the other&rsquo;s weapon beat down his guard and cut his cheek-bone. He
+staggered back and the villain raised his cudgel again. Had the second blow
+fallen where it was aimed, it would have finished the business. But Clement,
+aware now that he fought for his life, sprang within the other&rsquo;s guard,
+and before the cudgel alighted, gripped him by the neckcloth. The man gave
+ground, tripped backwards over the body that lay behind him, and in a twinkling
+the two were rolling together on the road, Clement striving to beat in the
+ruffian&rsquo;s face with the butt-end of his whip, while the man tried vainly
+to shorten his weapon and use it to purpose.
+</p>
+
+<p>
+It was a desperate struggle, in the mire, in the darkness&mdash;a struggle for
+life carried on in a silence that was broken only by the combatants&rsquo;
+breathing and a rare oath. Twice each rolled the other, and once Clement,
+having the upper hand became aware that the fight had its spectator. He had a
+glimpse of a ghastly face, one side of which had been mangled by a murderous
+blow&mdash;a face that glared at them with its remaining eye. He guessed rather
+than saw that the man lying in the road had raised himself on an elbow, and he
+heard a gasping &ldquo;At him, lad! Well done, lad!&rdquo; then in a turn of
+the struggle he lost the vision. His opponent had him by the throat, he was
+undermost again&mdash;and desperate. His one thought now was to kill&mdash;to
+kill the brute-beast whose teeth threatened his cheek, whose hot breath burned
+his face, whose hands gripped his throat. He struck again and again, and
+eventually, supple and young, and perhaps the stronger, he freed himself and
+staggered to his feet, raising his whip to strike.
+</p>
+
+<p>
+But the same thing happened to him which had happened to his assailant. As he
+stepped back to give power to the blow, he fell over the third man. He came
+down heavily, and for a moment he was at the other&rsquo;s mercy. Fortunately
+the rascal&rsquo;s courage was at an end. He got to his feet, but instead of
+pursuing his advantage, he snatched up something that lay on the ground, and
+sped away down the road, as quickly as his legs could carry him.
+</p>
+
+<p>
+Clement recovered his feet, but more slowly, for the fall had shaken him.
+Still, his desire for vengeance was hot, and he set off in pursuit. The man had
+a good start, however, and presently, leaving the road and leaping the ditch,
+made off across the open common. To follow farther promised little, for in a
+few seconds his figure, already shadowy, melted into the darkness of the
+fields. Clement gave up the chase, and turned back, panting and out of breath.
+</p>
+
+<p>
+He did not feel his wound, much less did he feel the misgivings which had beset
+him when he came upon the scene. Instead, he experienced a new and thrilling
+elation. He had measured his strength against an enemy, he had faced death in
+fight, he felt himself equal to any and every event. Even when stooping over
+the prostrate figure he saw the mangled and bleeding face turned up to the sky
+it did not daunt him, nor the darkness, nor the loneliness. The injured man
+seemed to be aware of his presence for he made an attempt to rise; but he
+failed, and would have fallen back on the road if Clement, dropping on one
+knee, had not sustained his head on the other. It was the Squire. So much he
+saw; but it was a Squire past not only scolding but speech, whom he held in his
+arms and whose head he supported. To all Clement&rsquo;s questions he made no
+answer. It was much if he still breathed.
+</p>
+
+<p>
+Clement glanced about him, and his confidence began to leave him. What was he
+to do? He could not go for help, leaving the old man lying in the road; yet it
+was impossible to do much in the dark, either to ascertain the extent of the
+Squire&rsquo;s hurt, or to use means to stanch it. The moon had not yet risen,
+the plain stretched dark about them, no sound except the melancholy whisper of
+the wind in the rushes reached him. There was no house near and it was growing
+late. No one might pass for hours.
+</p>
+
+<p>
+Fortunately when he had reached this stage he remembered that he had his tinder
+box and matches in his pocket, and he fumbled for them with his disengaged
+hand. With an effort, he got them out. But to strike a light and catch it in
+the huddled posture in which he knelt was not easy, and it was only after a
+score of attempts that the match caught the flame. Even so, the light it gave
+was faint, but it revealed the Squire&rsquo;s face, and Clement saw, with a
+shudder, that the left eye and temple were terribly battered. But he saw, too,
+that the old man was conscious, for he uttered a groan, and peered with the
+uninjured eye at the face that bent over him. &ldquo;Good lad!&rdquo; he
+muttered, &ldquo;good lad!&rdquo; and he added broken words which conveyed to
+Clement&rsquo;s mind that it was his man who had attacked him. Then&mdash;his
+face was so turned that it was within a few inches of Clement&rsquo;s
+shoulder&mdash;&ldquo;You&rsquo;re bloody, lad,&rdquo; he muttered.
+&ldquo;He&rsquo;s spoiled your coat, the d&mdash;d rascal!&rdquo;
+</p>
+
+<p>
+With that he seemed to slip back into unconsciousness, and the light went out.
+It left Clement in a strait to know what he ought to do, or rather what he
+could do. Help he must get, and speedily, if he would save the Squire&rsquo;s
+life, but his horse was gone, and to walk away for help, leaving the old man
+lying in the mud of the way seemed inhuman. He must at least carry him to the
+side of the road.
+</p>
+
+<p>
+The task was no light one, for the Squire was tall, though not stout; and
+before Clement stooped to it he cast a last look round. But silence still
+wrapped all, and he was gathering his strength to lift the dead weight, when a
+sound caught his ear, and he raised himself. A moment, and joy!&mdash;he caught
+the far-off beat of hoofs on the turf. Someone was coming, approaching him from
+the direction of Aldersbury. He shouted, shouted his loudest and waited. Yes,
+he was not mistaken. The soft plop-plop of hoofs grew louder, two forms loomed
+out of the darkness, a horse shied, a man swore.
+</p>
+
+<p>
+&ldquo;Here!&rdquo; Clement cried. &ldquo;Here! Take care! There&rsquo;s a man
+in the road.&rdquo;
+</p>
+
+<p>
+&ldquo;Where?&rdquo; Then, &ldquo;Confound you, you nearly had me down! Are you
+hurt?&rdquo;
+</p>
+
+<p>
+&ldquo;No, but&rdquo;
+</p>
+
+<p>
+&ldquo;I&rsquo;ve got your horse. I met him a couple of miles this side of the
+town. What has&mdash;&mdash;&rdquo;
+</p>
+
+<p>
+Clement broke in. &ldquo;There&rsquo;s bad work here!&rdquo; he cried, his
+voice shaky. Now that help was at hand and the peril was over, he began to feel
+what he had gone through. &ldquo;For God&rsquo;s sake get down and help me.
+Your uncle&rsquo;s man has robbed him and, I fear, murdered him.&rdquo;
+</p>
+
+<p>
+&ldquo;The Squire?&rdquo;
+</p>
+
+<p>
+&ldquo;Yes, yes. He&rsquo;s lying here, half dead. We must get him to the side
+of the road at once.&rdquo;
+</p>
+
+<p>
+Arthur slipped from his saddle, and holding the reins of the two horses,
+approached the group as nearly as the frightened beasts would let him.
+&ldquo;Quiet, fools!&rdquo; he cried angrily. And then, &ldquo;Good
+heavens!&rdquo; in a whisper, as he peered awe-stricken at the injured man.
+&ldquo;Is he dead?&rdquo;
+</p>
+
+<p>
+&ldquo;No, but he&rsquo;s terribly mauled. And we must get help. Help, man, and
+quickly, if it is to be of any use. Shall I go?&rdquo;
+</p>
+
+<p>
+&ldquo;No, no, I&rsquo;ll go,&rdquo; Arthur answered, recoiling. What he had
+seen had given him no desire to take Clement&rsquo;s place. &ldquo;Garthmyle is
+the nearer, and I shall not be long. I&rsquo;ll tie up your
+horse&mdash;that&rsquo;ll be best.&rdquo;
+</p>
+
+<p>
+There was an old thorn-tree standing solitary in the waste not many yards away:
+a tree destined to be pointed out for years to come as marking the spot where
+the old Squire was robbed. Arthur tied Clement&rsquo;s horse to this, then
+together they lifted the old man and carried him to the side of the road. The
+moment that this was done, Arthur sprang on his horse and started off.
+&ldquo;Back soon,&rdquo; he shouted.
+</p>
+
+<p>
+Clement had not seen his way to object, but it was with a heavy heart that he
+resigned himself to another period of painful waiting. He was cold, his face
+smarted, and at any moment the old man might die on his hands. Meantime he
+could do nothing but wait. Or yes, he could do something; chilled as he was, he
+took off his coat, and rolling it up, he slipped it under the insensible head.
+</p>
+
+<p>
+Little had he thought that morning that he would ever pity the Squire. But he
+did. The man who had driven away from him, hard, aggressive, indomitable,
+asking no man&rsquo;s help and meeting all men&rsquo;s eyes with the gaze of a
+master, now lay at his feet, crushed and broken; lay with his head on the coat
+of the man he had despised, dependent on him for the poor service that still
+might avail him. Clement felt the pathos of it, and the pity. And his heart was
+sore for Josina. How would she meet, how bear the shock that a short hour must
+inflict on her?
+</p>
+
+<p>
+He was thinking of her, when, long before he had dared to expect relief, he
+heard a sound that resolved itself into the rattle of wheels. Yes, there was a
+carriage coming along the road.
+</p>
+
+<p>
+Arthur had been fortunate. He had come upon the Squire&rsquo;s horses, which
+had been brought to a stand with the near wheels of the curricle wedged in the
+ditch. He had found them greedily feeding, and he had let his own nag go, and
+had captured the runaways. He had drawn the carriage out of the ditch, and here
+he was.
+</p>
+
+<p>
+&ldquo;Thank God!&rdquo; Clement cried. &ldquo;I think that he is still
+alive.&rdquo;
+</p>
+
+<p>
+&ldquo;And we&rsquo;ve got to lift him in,&rdquo; said Arthur, more practical.
+&ldquo;He&rsquo;s a big weight.&rdquo;
+</p>
+
+<p>
+It was not an easy task. But they tied up the horses to the thorn-tree, and
+lifting the old man between them, they carried him with what care they might to
+the carriage, raised him, heavy and helpless as he was, to the step, and then,
+while one maintained him there, the other climbed in and lifted him to the
+front seat. Clement got up behind and supported his shoulders and head, while
+Arthur, first tying the saddle-horse behind the carriage, released the pair,
+and with the reins in his hands scrambled to his place.
+</p>
+
+<p>
+The thing was done and cleverly done, and they set off. But they dared not
+travel at more than a walk, and never had the three miles to Garthmyle seemed
+so long or so tedious.
+</p>
+
+<p>
+They were both anxious and both excited. But while in Clement&rsquo;s mind
+pity, a sense of the tragedy before him, and thought for Josina contended with
+an honest pride in what he had done, the other, as they drove along, was
+already calculating chances and busy with contingencies. The Squire&rsquo;s
+death&mdash;if the Squire died&mdash;would work a great change, an immense
+change. Things which had yesterday been too doubtful and too distant to deserve
+much thought would be within reach, would be his for the asking. And he was the
+more inclined to consider this because Betty&mdash;dear little creature as she
+was&mdash;had shown a spirit that day that was not to his liking. Whereas
+Josina, mild and docile&mdash;it might be that after all she would suit him
+better. And Garth&mdash;Garth with its wide acres and its rich rent-roll would
+be hers; Garth that would give any man a position to be envied. Its charms,
+while uncertain and dependent on the whim and caprice of an arbitrary old man,
+had not fixed him, for to attain to them he must give up other things, equally
+to his mind. But now the case was or might be altered. He must wait and watch
+events, and keep an open mind. If the Squire died&mdash;&mdash;
+</p>
+
+<p>
+A word or two passed between the couple, but for the most part they were
+silent. Once and again the Squire moaned, and so proved that he still lived. At
+last, where the road to Garth branched off, at the entrance to the village,
+they saw a light in front, and old Fewtrell carrying a lanthorn met them. The
+Squire&rsquo;s absence had alarmed the house, and he had come thus far in quest
+of news.
+</p>
+
+<p>
+&ldquo;Oh, Lord, ha&rsquo; mercy! Lord, ha&rsquo; mercy!&rdquo; the old fellow
+quavered as he lifted his lanthorn and the light disclosed the group in the
+carriage, and his master&rsquo;s huddled form and ghastly visage. &ldquo;Miss
+Jos said &rsquo;twas so! Said as summat had happened him! Beside herself, she
+be! She&rsquo;ve been down at the gate this half-hour waiting on him!&rdquo;
+</p>
+
+<p>
+&ldquo;Don&rsquo;t let her see him,&rdquo; Clement cried. &ldquo;Go, man, and
+send her back.&rdquo;
+</p>
+
+<p>
+But, &ldquo;That&rsquo;s no good,&rdquo; Arthur objected with more sense but
+less feeling. &ldquo;She must see him. This is women&rsquo;s work, we can do
+nothing. Let Fewtrell take your place and do you go for the doctor. You know
+where he lives, and you&rsquo;ll go twice as quick as he will, and
+there&rsquo;s no more that you can do. Take your horse.&rdquo;
+</p>
+
+<p>
+Clement was unwilling to go, unwilling to have no farther part in the matter.
+But he could not refuse. Things were as they were; in spite of all that he had
+done and suffered, he had no place there, no standing in the house, no right
+beside his mistress or call to think for her. He was a stranger, an outsider,
+and when he had fetched the doctor, there would, as Arthur had said, be nothing
+more that he could do.
+</p>
+
+<p>
+Nothing more, though as he rode over the bridge and trotted through the village
+his heart was bursting with pity for her whom he could not comfort, could not
+see; from whose side in her troubles and her self-arraignment&mdash;for he knew
+that she would reproach herself&mdash;he must be banished. It was hard.
+</p>
+
+</div><!--end chapter-->
+
+<div class="chapter">
+
+<h2><a name="chap15"></a>CHAPTER XV</h2>
+
+<p>
+The Squire was late.
+</p>
+
+<p>
+A hundred years ago night fell more seriously. It closed in on a countryside
+less peopled, on houses and hamlets more distant, and divided by greater risks
+of flood and field. The dark hours were longer and haunted by graver
+apprehensions. Every journey had to be made on horses or behind them, roads
+were rough and miry, fords were plenty, bridges scarce. Sturdy rogues abounded,
+and to double every peril it was still the habit of most men to drink deep. Few
+returned sober from market, fewer from fair or merry-making.
+</p>
+
+<p>
+For many, therefore, the coming of night meant the coming of fear. Children,
+watching the great moths fluttering against the low ceiling, or round the
+rush-light that cast such gloomy shadows, thought that their elders would never
+come upstairs to bed. Lone women, quaking in remote dwellings, remembered the
+gibbet where the treacherous inn-keeper still moulded, and fancied every creak
+the coming of a man in a crape mask. Thousands suffered nightly because the
+goodman lingered abroad, or the son was absent, and in many a window the light
+was set at dusk to guide the master by the pool. On market evenings women stole
+trembling down the lane that the sound of wheels might the sooner dispel their
+fears.
+</p>
+
+<p>
+At Garth it was youth not age that first caught the alarm. For Josina&rsquo;s
+conscience troubled her, and before even Miss Peacock, most fidgety of old
+maids, had seen cause to fear, the girl was standing in the darkness before the
+door, listening and uneasy. The Squire was seldom late; it could not be that
+Clement had met him and there had been a&mdash;but no, Clement was not the man
+to raise his hand against his elder&mdash;the thought was dismissed as soon as
+formed. Yet why did not the Squire come? Lights began to shine through the
+casements, she saw the candles brought into the dining-room, the darkness
+thickened about her, only the trunks of the nearer beeches gave back a gleam.
+And she felt that if anything had happened to him she could never forgive
+herself. Shivering, less with cold than with apprehension, she peered down the
+drive. He had been later than this before, but then her conscience had been
+quiet, she had not deceived him, she had had nothing with which to reproach
+herself on his account.
+</p>
+
+<p>
+Presently, &ldquo;Josina, what are you doing there?&rdquo; Miss Peacock cried.
+She had come to the open door and discovered the girl. She began to scold.
+&ldquo;Come in this minute, child! What are you starving the house for,
+standing there?&rdquo;
+</p>
+
+<p>
+But Josina did not budge. &ldquo;He is very late,&rdquo; she said.
+</p>
+
+<p>
+&ldquo;Late? What nonsense! And what if he is late? What good can you do,
+standing out there? I declare one might suppose your father was one of those
+skimble-skambles that can&rsquo;t pass a tavern door, to hear you talk! And
+Thomas with him! Come in at once when I tell you! As if I should not be the
+first to cry out if anything were wrong. Late indeed&mdash;why, goodness
+gracious, I declare it&rsquo;s nearly eight. What can have become of him,
+child? And Calamy and those good-for-nothing girls warming their knees at the
+fire, and no more caring if their master is in the river than&mdash;Josina, do
+you hear? Do you know that your father is still out? Calamy!&rdquo; ringing a
+hand-bell that stood on the table in the hall, &ldquo;Calamy! Are you all
+asleep? Don&rsquo;t you know that your master is not in, and it is nearly
+eight?&rdquo;
+</p>
+
+<p>
+Calamy was the butler. A tall, lanthorn-jawed man, he would have looked
+lugubrious in the King&rsquo;s scarlet which he had once worn; in his
+professional black, or in his shirt sleeves, cleaning plate, he was melancholy
+itself. And his modes and manners were at least as mournful as his
+aspect&mdash;no man so sure as &ldquo;Old Calamity&rdquo; to see the dark side
+of things or to put it before others. It was whispered that he had been a
+Dissenter, and why the Squire, who hated a ranter as he hated the devil, had
+ever engaged him, much less kept him, was a puzzle to Garthmyle. That he had
+been his son&rsquo;s servant and had been with the boy when he died, might have
+seemed a sufficient reason, had the Squire been other than he was. But no one
+supposed that such a thing weighed with the old man&mdash;he was of too hard a
+grain. Yet at Garth, Calamy had lived for a score of years, and been suffered
+with a patience which might have stood to the credit of more reasonable men.
+</p>
+
+<p>
+&ldquo;Nearly eight!&rdquo; Miss Peacock flung at him, and repeated her
+statement.
+</p>
+
+<p>
+&ldquo;We&rsquo;ve put the dinner back, ma&rsquo;am.&rdquo;
+</p>
+
+<p>
+&ldquo;Put the dinner back! And that&rsquo;s all you think of, when at any
+minute your master&mdash;oh, dear, dear, what can have happened to him?&rdquo;
+</p>
+
+<p>
+&ldquo;Well, it&rsquo;s a dark night, ma&rsquo;am, to be sure.&rdquo;
+</p>
+
+<p>
+&ldquo;Gracious goodness, can&rsquo;t I see that? If Thomas weren&rsquo;t with
+him&mdash;&mdash;&rdquo;
+</p>
+
+<p>
+The butler shook his head. &ldquo;Under notice, ma&rsquo;am,&rdquo; he said.
+&ldquo;I think the worst of Thomas. On a dark night, with
+Thomas&mdash;&mdash;&rdquo;
+</p>
+
+<p>
+Miss Peacock gasped.
+</p>
+
+<p>
+&ldquo;I should say my prayers, ma&rsquo;am,&rdquo; the butler murmured softly.
+</p>
+
+<p>
+Miss Peacock stared, aghast. &ldquo;Under notice?&rdquo; she cried.
+&ldquo;Well, of all the&mdash;&rsquo;deed, and I wish you were all under
+notice, if that is the best you&rsquo;ve got to say.&rdquo;
+</p>
+
+<p>
+&ldquo;Hadn&rsquo;t you better,&rdquo; said Josina from the darkness outside,
+&ldquo;send Fewtrell to meet him with a lanthorn?&rdquo;
+</p>
+
+<p>
+&ldquo;And get my nose bitten off when your father comes home! La, bless me, I
+don&rsquo;t know what to do! And no one else to do a thing!&rdquo;
+</p>
+
+<p>
+&ldquo;Send him, Calamy,&rdquo; said Josina.
+</p>
+
+<p>
+Calamy retired. Miss Peacock looked out, a shawl about her head. &ldquo;Jos!
+Where are you?&rdquo; she cried. &ldquo;Come in at once, girl. Do you think I
+am going to be left alone, and the door open? Jos! Jos!&rdquo;
+</p>
+
+<p>
+But Josina was gone, groping her way down the drive. When Fewtrell followed
+with his lanthorn he came on her sitting on the bridge, and he got a rare
+start, thinking it was a ghost. &ldquo;Lord A&rsquo;mighty!&rdquo; he cried as
+the light fell on her pale face. &ldquo;Aren&rsquo;t you afraid to sit there by
+yourself, miss?&rdquo;
+</p>
+
+<p>
+But Josina was not afraid, and after a word or two he shambled away, the
+lanthorn swinging in his hand. The girl watched the light go bobbing along as
+far the highway fifty yards on, saw it travel to the left along the road, lost
+it for some moments, then marked it again, a faint blur of light, moving
+towards the village.
+</p>
+
+<p>
+Presently it vanished and she was left alone with her fears. She strained her
+ears to catch the first sound of wheels. The stream murmured beneath her, a
+sick sheep coughed, the breeze whispered in the hedges, the cry of an owl,
+thrice repeated, sank into silence. But that was all, and in the presence of
+the silent world about her, of the all-enveloping night, of the solemn stars
+shining as they had shone from eternity, the girl knew herself infinitely
+helpless, without remedy against the stroke of impending fate. She recognized
+that lighted rooms and glowing fires and the indoor life did but deceive; that
+they did but blind the mind to the immensity of things, to the real issues, to
+life and death and eternity. Anguished, she owned that a good conscience was
+the only refuge, and that she had it not. She had deceived her father, and it
+would be her fate to endure a lasting remorse. At last, her eyes opened, she
+fancied that she detected behind the mask a father&rsquo;s face. But too late,
+for the bridge which he had crossed innumerable times, the drive, rough and
+rutted, yet the harbinger of home, which he had climbed from boyhood to age,
+the threshold which he had trodden so often as master&mdash;they would know him
+no more! At the thought she broke down and wept, feeling all its poignancy, all
+its pitifulness, and finding for the moment no support in Clement, no
+recompense in a love which deceit and secrecy had tainted.
+</p>
+
+<p>
+Doubtless she would not have taken things so hardly had she not been
+overwrought; and, as it was, the first sound that reached her from the
+Garthmyle road brought her to her feet. A light showed, moving from that
+direction, travelling slowly through the darkness. It vanished, and she held
+her breath. It came into view again, and she groped her way forward until she
+stood in the road. The light was close at hand now, though viewed from the
+front it moved so little that her worst forebodings were confirmed. But now,
+now that she saw her fears justified, the woman&rsquo;s fortitude, that in
+enduring is so much greater than man&rsquo;s, came to her aid, and it was with
+a calmness that surprised herself that she awaited the slow procession,
+discerned by the lanthorn-light her father&rsquo;s huddled form, and in a
+trembling voice asked if he still lived.
+</p>
+
+<p>
+&ldquo;Yes, yes!&rdquo; Arthur cried, and hastened to reassure her. &ldquo;He
+will do yet, but he is hurt. Go back, Jos, and get his bed ready, and hot
+water, and some linen. The doctor will be here in a minute.&rdquo;
+</p>
+
+<p>
+His voice, firm and collected, struck the right note, and the girl answered to
+it bravely. She made no lamentation, shed no tears&mdash;there would be time
+for tears later&mdash;but gathering up her skirts she sped up the drive, and
+before the carriage had passed the bridge she had given the alarm in the house.
+There, in a moment, all was confusion. Miss Peacock, whatever fears she had
+expressed, was ill prepared for the fact, and it was Josina, who, steadied by
+that half-hour of self-examination, stilled the outcry of the maids, gave the
+needful orders, and seconded Calamy in carrying them out, had candles placed on
+the stairs, and with her own hand brought out a stout chair. When the carriage,
+the lanthorn gleaming sombrely on the shining trunks, drew slowly out of the
+darkness, she was there with lights and brandy. For her the worst was over. The
+scared faces of the women, their stifled cries and confused hovering, were but
+a background to her steady courage.
+</p>
+
+<p>
+Still, even she yielded the first place to Arthur. Whatever pity or horror he
+had felt, he had had time to overcome, and to think both of the present and the
+future. And he rose to the occasion. He directed, arranged, and was himself the
+foremost worker. By the time Mr. Farmer, the village doctor, arrived, he had
+done much which had to be done. The Squire had been carried upstairs, and lay,
+breathing stertorously, on his great four-post bed with the dingy drab curtains
+and the two watch-pockets at the head; and everything which could be of use had
+been brought to hand.
+</p>
+
+<p>
+The doctor shut out the frightened maids and shut out Miss Peacock. But Arthur
+was only at the beginning of his resources. His nerve was good and he aided
+Farmer in his examination, while Jos, standing out of sight behind the curtain,
+calm but quivering in every nerve, handed to him or to Calamy what they needed.
+Even then, however, and while he was thus employed, Arthur found occasion to
+whisper a cheering word to the girl, to reassure her and give her hope. He
+forced her to take a glass of wine, and when Calamy, shaking his head, muttered
+that he had known a man to recover who had been worse hurt&mdash;but he was a
+strong young fellow&mdash;he damned the butler for an old fool, regardless of
+the fact that coming from Calamy this was a cheerful prognostic.
+</p>
+
+<p>
+Presently he made her go downstairs. &ldquo;Nothing more can be done
+now,&rdquo; said he. &ldquo;The doctor thinks well of him so far. He and I will
+stay with him to-night. You must save yourself, Jos. You will be needed
+to-morrow.&rdquo;
+</p>
+
+<p>
+He left the room with her, and as she would not go to bed he made her lie down
+on a couch, and covered her with a cloak. He had dropped the tone of patronage,
+almost of persiflage, which he had used to her of late, and he was kindness
+itself, behaving to her as a brother; so that she did not know how to be
+thankful enough for his presence, or for the relief from responsibility which
+it afforded. Afterwards, looking back on that long, strange night, during which
+lights burned in the rooms till dawn, and odd meals were served at odd times,
+and stealthy feet trod the stairs, and scared faces peeped in only to be
+withdrawn&mdash;looking back on that strange night, and its happenings, it
+seemed to her that without him she could not have lived through the hours.
+</p>
+
+<p>
+In truth there was not much sleep for anyone. The village doctor, who lived in
+top-boots, and went his rounds on horse-back, and by old-fashioned people was
+called the apothecary, could say nothing for certain; in the morning he might
+be able to do so. But in the morning&mdash;well, perhaps by night, when the
+patient came to himself, he might be able to form an opinion. To Arthur he was
+more candid. The eye was beyond hope&mdash;it could not be saved, and he feared
+that the other eye was injured; and there was serious concussion. He played
+with his fob seals and looked sagely over his gold-rimmed spectacles as he
+mouthed his phrases. Whether there was a fracture he could not say at present.
+</p>
+
+<p>
+He had seen in a long life and a country practice many such cases, and was
+skilful in treating them. But&mdash;no active measures. &ldquo;Dr.
+Quiet,&rdquo; he said, &ldquo;Dr. Quiet, the best of the faculty, my dear. If
+he does not always effect a cure, he makes no mistakes. We must leave it to
+him.&rdquo;
+</p>
+
+<p>
+So morning came, and passed, and noon; and still nothing more could be done.
+With the afternoon reaction set in; the house resigned itself to rest. Two or
+three stole away to sleep. Arthur dozed in an arm-chair. The clock struck with
+abnormal clearness, the cluck of a hen in the yard was heard in the attics. So
+the hours passed until sunset surprised a yawning house, and in the parlor they
+pressed one another to eat, and in the kitchen unusual luxuries were consumed
+with a ghoulish enjoyment, and no fear of the housekeeper. And still Farmer
+could add nothing. They must wait and hope. Dr. Quiet! He praised him afresh in
+the same words.
+</p>
+
+<p>
+Some hours earlier, and before Josina, after much scolding by Miss Peacock, had
+retired to her room to lie down, Arthur had told his story.
+</p>
+
+<p>
+He did not go into details. &ldquo;It would only shock you, Jos,&rdquo; he
+said. &ldquo;It was Thomas, of course, and I hope to heaven he&rsquo;ll swing
+for it. I suppose he knew that your father was carrying a large sum, and he
+must have struck him, possibly as he turned to say something, and then thrown
+him out. We must set the hue and cry after him, but Clement will see to that.
+It was lucky that he turned up when he did.&rdquo;
+</p>
+
+<p>
+She drew a sharp breath; this was the first she had heard of Clement. And in
+her surprise &ldquo;Clement?&rdquo; she exclaimed. Then, covering her confusion
+as well as she could, &ldquo;Mr. Ovington? Do you mean&mdash;he was there,
+Arthur?&rdquo;
+</p>
+
+<p>
+&ldquo;By good luck he was, just when he was wanted. Poor chap. I can tell you
+it knocked him fairly down. All the same, I don&rsquo;t know what might not
+have happened if he had not come up. I sent him for Farmer, and it saved
+time.&rdquo;
+</p>
+
+<p>
+&ldquo;I did not know that he had been there,&rdquo; she murmured, too
+self-conscious to ask further questions.
+</p>
+
+<p>
+&ldquo;Well, you wouldn&rsquo;t, of course. He&rsquo;d been fishing, I fancy,
+and came along just when it made all the difference. I don&rsquo;t know what I
+should have done without him.&rdquo;
+</p>
+
+<p>
+&ldquo;And Thomas? You are sure that it was Thomas? What became of him?&rdquo;
+</p>
+
+<p>
+&ldquo;He made off across the fields. It was dark and useless to follow
+him&mdash;we had other things to think of, as you may imagine. Ten to one he
+has made for Manchester, but Clement will see to that. Oh, we&rsquo;ll have
+him! But there, I&rsquo;ll not tell you any more, Jos. You look ill as it is,
+and it will only spoil your sleep. Do you go upstairs and lie down, or you will
+never be able to go on.&rdquo; And, Miss Peacock fussily seconding his advice,
+Jos consented and went.
+</p>
+
+<p>
+Arthur&rsquo;s manner had been kind, and Jos thought him kind. A brother could
+not have been more anxious to spare her unpleasant details. But, told as he had
+told it, the story left her under the impression that Clement&rsquo;s part had
+been secondary only, and slight, and that if there were a person to whom she
+owed the preservation of her father&rsquo;s life, it was Arthur, and Arthur
+only. Which she was the more ready to believe, in view of the masterly way in
+which he had managed all at the house, had taken the upper hand in all, and
+saved her, and spared her.
+</p>
+
+<p>
+Yet Arthur had been careful to state no facts which could be contradicted by
+evidence, should the whole come out&mdash;at an inquest, for instance. He had
+foreseen the possibility of that, and had been careful. Indeed, it was with
+that in his mind that he had&mdash;well, that he had not gone into details.
+</p>
+
+</div><!--end chapter-->
+
+<div class="chapter">
+
+<h2><a name="chap16"></a>CHAPTER XVI</h2>
+
+<p>
+Clement had walked with the doctor to the door and had secured a last word with
+Arthur outside, but he had not ventured to enter the house, much less to ask
+for Josina. He knew how heavily the shock would fall on her, and his heart was
+wrung for her. But he knew also, or he guessed, that the poignancy of her grief
+would be sharpened by remorse, and he felt that in the first outburst of
+self-reproach his presence would be the last she would welcome.
+</p>
+
+<p>
+It was not a pleasant thought for a lover; but then how much worse, he
+reflected, would it have been for her, had she never made up her mind to
+confession. And in his own person how much better he now stood. He had saved
+the Squire&rsquo;s life, and had saved it in circumstances that must do him
+credit. He had run his risks, and been put to the test, and he had come
+manfully out of it; and he still felt that elation of spirit, that readiness to
+do and dare, to meet fresh ventures, which attends on a crisis successfully
+encountered.
+</p>
+
+<p>
+He was not in a mood to be dashed by trifles therefore, or Arthur, when he came
+out to speak to him, would have dashed him, for Arthur was rather short with
+him. &ldquo;You can do nothing here,&rdquo; he said. &ldquo;We are tumbling
+over one another. Get after that rascal. He has got away with four hundred in
+gold and we must recover it. Watkins at the Griffin may know where he&rsquo;ll
+make for.&rdquo;
+</p>
+
+<p>
+&ldquo;He&rsquo;s in livery, isn&rsquo;t he?&rdquo;
+</p>
+
+<p>
+&ldquo;Begad, so he is! I&rsquo;d not thought of that! I&rsquo;ll have his
+place watched in case he steals back to change. But do you see Watkins.&rdquo;
+</p>
+
+<p>
+Clement took his dismissal meekly and went to Watkins. He soon learned all that
+the inn-keeper knew, which amounted to no more than a conviction that Thomas
+would make for Manchester. Watkins shook his head over the livery. The rascal
+was no fool; he&rsquo;d have got rid of that. &ldquo;Oh, he&rsquo;s a clever
+chap, sir, and a gallus bad one.&rdquo; he continued. &ldquo;He&rsquo;d talk
+here that daring that he&rsquo;d lift the hair on my head. But I never thought
+that he&rsquo;d devil enough,&rdquo; in a tone of admiration, &ldquo;to attack
+the Squire! Well, he&rsquo;ll swing this time, if he&rsquo;s taken!
+You&rsquo;re not in very good fettle yourself, sir. You know that your
+cheek&rsquo;s bleeding?&rdquo;
+</p>
+
+<p>
+&ldquo;It&rsquo;s nothing. And you think he&rsquo;ll make for
+Manchester?&rdquo;
+</p>
+
+<p>
+&ldquo;As sure as sure! He&rsquo;s done that this time, sir, as he never can be
+safe but in a crowd. And where&rsquo;d he go but where he knows? He&rsquo;ll be
+in Manchester before tomorrow night, and it&rsquo;ll take you all your time,
+sir, finding him there! It&rsquo;s a mortal big place, I understand, and
+he&rsquo;ll have got rid of his livery, depend on it!&rdquo;
+</p>
+
+<p>
+&ldquo;I&rsquo;ll find him,&rdquo; Clement said. And he meant it. His blood was
+hot, he had tasted of adventure and he found it more to his liking than
+day-books and ledgers. And already he had made up his mind that it was his
+business to pursue Thomas. He was angered by the rascal&rsquo;s cowardly attack
+upon an old man, and were it only for that he would take him. But apart from
+that he saw that if he recovered the Squire&rsquo;s money it would be another
+point to his credit&mdash;if the Squire recovered. If the old man did not,
+well, still he would have done something. As he rode home, and passed the scene
+of the robbery, he laid his plans.
+</p>
+
+<p>
+He would leave the search in that district to the Head Constable at Aldersbury.
+But he expected little from this. In those days if a man was robbed it was the
+man&rsquo;s own business and that of his friends to follow the thief and seize
+him if they could. In London the Bow Street Runners saw to it, and in one or
+two of the big cities there were police officers organized on similar lines.
+But in the country there were only parish constables, elderly men, often chosen
+because they were past work.
+</p>
+
+<p>
+Clement knew, then, that he must rely on himself, and he tried to imagine what
+Thomas would do, and what route he would take if he made for Manchester. Not
+through Aldersbury, for there he would run the risk of recognition. Nor would
+he venture into either of the direct roads thence&mdash;through Congleton or by
+Tarporley; for it was along these roads that he would be likely to be followed.
+How, then? Through Chester, Clement fancied. The man was already on the Chester
+side of Aldersbury, and he could make at once for that place, while in the full
+stream of traffic between Chester and Manchester his traces would be lost.
+Travelling on foot and by night, he might reach Chester about ten in the
+morning, and probably, having money and being footsore, he would take the first
+Manchester coach that left after ten.
+</p>
+
+<p>
+At this point Clement found himself crossing the West Bridge, the faint
+scattered lights of the town rising to a point before him. His first business
+was to knock up the constable and tell his tale. This done, he made for the
+bank, where he found the household awaiting his coming in some alarm, for it
+was close on midnight. Here he had to tell his story afresh, amid expressions
+of wonder and pity, while Betty fetched sponge and water and bathed his cheek;
+nor, modestly as he related his doings, could he quite conceal the part that he
+had played. The banker listened, approved, and for once experienced a new
+sensation. He was proud of his son. Moreover, as a dramatic sequel to the
+Squire&rsquo;s withdrawal of the money, the story touched him home.
+</p>
+
+<p>
+Then Clement, as he ate his supper, came to his point. &ldquo;I&rsquo;m going
+after him,&rdquo; he said.
+</p>
+
+<p>
+The banker objected. &ldquo;It&rsquo;s not your business, my lad,&rdquo; he
+said. &ldquo;You&rsquo;ve done enough, I&rsquo;m sure.&rdquo;
+</p>
+
+<p>
+&ldquo;But the point is&mdash;it&rsquo;s bank money, sir.&rdquo; Clement had
+grown cunning.
+</p>
+
+<p>
+&ldquo;It was&mdash;this morning.&rdquo;
+</p>
+
+<p>
+&ldquo;And he was a client this morning&mdash;and may be tomorrow.&rdquo;
+</p>
+
+<p>
+The banker considered. There was something in that; and this sudden interest in
+the bank was gratifying. Yet&mdash;yet he did not quite understand it.
+&ldquo;You seem to be confoundedly taken up with this,&rdquo; he said,
+&ldquo;but I don&rsquo;t see why you need mix yourself up with it farther. The
+scoundrel&rsquo;s neck is in a halter and he won&rsquo;t be taken without a
+struggle. Have you thought of that?&rdquo;
+</p>
+
+<p>
+&ldquo;I&rsquo;d take him if he were ten,&rdquo; Clement said&mdash;and blushed
+at his own enthusiasm. He muttered something about the man being a villain, and
+the sooner he was laid by the heels the better.
+</p>
+
+<p>
+&ldquo;Yes, by someone. But I don&rsquo;t see why you need be the one.&rdquo;
+</p>
+
+<p>
+&ldquo;Anyway, I&rsquo;m going to do it, sir,&rdquo; Clement replied with
+unexpected independence. &ldquo;I shall go by the Nantwich coach at half-past
+five, drop off at Altringham, and catch him as he goes through. True, if he
+goes by Frodsham I may miss him, but I fancy that the morning coach by Frodsham
+leaves Chester too early for him. And, after all, I can&rsquo;t stop every
+bolt-hole.&rdquo;
+</p>
+
+<p>
+Ovington wondered anew, seeing his son in a new light. This was not the idler
+with his eyes on the ledger and his thoughts abroad, whom he had known in the
+bank, but a young man with purpose in his glance and a cut on his cheek-bone,
+who looked as if he could be ugly if it came to a pinch. A quite new
+Clement&mdash;or new at any rate to him.
+</p>
+
+<p>
+He reflected. The affair would be talked of, and certainly it would be a
+feather in the bank&rsquo;s cap if the money, which the Squire had withdrawn,
+were recovered through the bank&rsquo;s exertions. Viewed in that light there
+was method in the lad&rsquo;s madness, whatever had bitten him, &ldquo;Well, I
+think it is a dangerous business,&rdquo; he said at last, &ldquo;and it is not
+your business. But go, if you will, only you must take Payne with you.&rdquo;
+</p>
+
+<p>
+Payne was the bank man-of-all-work, but Clement would not hear of Payne. If he
+could be called at five, he asked no more. Even if all the seats on the Victory
+were booked, they would find room for him somewhere.
+</p>
+
+<p>
+&ldquo;But your face?&rdquo; Betty said. &ldquo;Isn&rsquo;t it painful?
+It&rsquo;s turning black.&rdquo;
+</p>
+
+<p>
+&ldquo;I&rsquo;ll bet that villain&rsquo;s is as black!&rdquo; he retorted.
+&ldquo;I know I got home on him once. Only let me be called.&rdquo;
+</p>
+
+<p>
+But his father saw that, as he passed through the hall, he took one of the bank
+pistols out of the case in which they were kept, and slipped it into his
+pocket. The banker wondered anew, and felt perhaps more anxiety than he showed.
+At any rate, it was he who called the lad at five and saw that he drank the
+coffee that Betty had prepared, and that he ate something. At the last, indeed,
+Clement feared that his father might offer to accompany him, but he did not.
+Possibly he had decided that if his son was bent on proving his mettle in this
+odd business, it was wisest not to balk him.
+</p>
+
+<p>
+The sun was rising as Clement&rsquo;s coach rattled down the Foregate between
+the old Norman towers that crown the Castle Hill, and the long austere front of
+the school, with its wide low casements twinkling in the first beams. Early
+milk-carts drew aside to give the coach passage, white-eyed sweeps gazed
+enviously after it, mob-caps at windows dreamt of holidays and sighed to be on
+it and away. Soon it burst merrily from the crowded houses and met the morning
+freshness and the open country and the rolling fields. The mists were rising
+from the valley behind, as the horses breasted the ascent above the old
+battle-field, swept down the farther slope, and at eight miles an hour climbed
+up Armour Hill between meadows sparkling with dew and coverts flickering with
+conies. Down the hill at a canter, which presently carried it rejoicing into
+Wem. There the first relay was waiting, and away again they went, bowling over
+the barren gorse-clad heath that brought them presently through narrow twisting
+streets to the White Lion at Whitchurch. Again, &ldquo;Horses on!&rdquo; and
+merrily they travelled down the gentle slope to the Cheshire plain, where miles
+of green country spread themselves in the sunshine, a land of fatness and
+plenty, of cheese and milk and slow-running brooks. The clock on Nantwich
+church was showing a half after eight, as with a long flourish from the bugle
+they passed below it, and halted for breakfast at the Crown, in the stubborn
+old Round-head town.
+</p>
+
+<p>
+Half an hour to refresh, topping up with a glass of famous Nantwich ale, and
+away again. But now the sun was high, the world abroad, the roads were alive
+with traffic. Onwards from Nantwich, where they began to run alongside the
+Ellesmere Canal, with its painted barges and gay market boats, the road took on
+a new importance, and many a smiling wayside house, Lion or Swan, cheered the
+travellers on their way. Spanking four-in-hands, handled by lusty coachmen, the
+autocrats of the road, chaises-and-four with postboys in green or yellow,
+white-coated farmers and parsons on hackneys, commercials in gigs, and
+publicans in tax-carts, pedlars, packmen, the one-legged sailor, and Punch and
+Judy&mdash;all these met or passed them; and huge wains laden with Manchester
+goods and driven by teamsters in smocks with long whips on their shoulders. And
+the inns! The inns, with their swaying signs and open windows, their benches
+crowded with loungers and their yards echoing with the cry of &ldquo;Next
+team!&rdquo;&mdash;the inns, with their groaning tables and huge joints and
+gleaming silver, these came so often, swaggered so loudly, imposed themselves
+so royally, that half the life of the road seemed to be in and about them.
+</p>
+
+<p>
+And Clement saw it all and rejoiced in it all, though his eyes never ceased to
+search for a dour-looking man with a bruised face. He rejoiced in the cantering
+horses and the abounding life about him, in the freedom of it and the
+joyousness of it, his pulses leaping in tune with it; and not the less in tune,
+so splendid a thing is it to be young and in love, because he had fought a
+fight and slept only three hours. He watched it all pass before him, and if he
+had ever believed in his father&rsquo;s scheme of an iron way and iron horses
+he lost faith in it now. For it was impossible to believe that any iron road
+running across fields and waste places could vie with this splendid highway,
+this orderly procession of coaches, travelling and stopping and meeting with
+the regularity of a weaver&rsquo;s shuttle, these long lines of laden wagons,
+these swift chaises horsed at every stage! He saw stables that sheltered a
+hundred roadsters and were not full; ostlers to whom a handful of oats in every
+peck gave a gentleman&rsquo;s income; teams that were clothed and curried as
+tenderly as children; mighty caravanserais full to the attics. A whole
+machinery of transport passed under his wondering eyes, and the railway, the
+Valleys Railway&mdash;he smiled at it as at the dream of a visionary.
+</p>
+
+<p>
+They swept through Northwich before noon, and an hour later Clement dropped off
+the coach in front of the Bowling Green Inn at Altringham, and knew that his
+task lay before him. The little town had no church, but it boasted for its size
+more bustle than he had expected, and as he eyed its busy streets and its flow
+of traffic his spirits sank; it did not call itself one of the gates of
+Manchester for nothing. However, he had not come to stand idle, and the first
+step, to seek out a constable, was easy. But to secure that worthy&rsquo;s
+aid&mdash;he was but a deputy, a pot-bellied, spectacled shoemaker&mdash;was
+another matter. The man rolled up his leather apron and pushed his horn-rimmed
+glasses on to his forehead, but he shook his head. &ldquo;A very desperate
+villain,&rdquo; he said, &ldquo;a very desperate villain! But lor&rsquo;,
+master, a dark sullen chap with a black eye and legs a little bandy? Why, I be
+dark and I be bandy, and for black eyes&mdash;I&rsquo;m afeared there&rsquo;s
+more than one o&rsquo; that cut on the road.&rdquo;
+</p>
+
+<p>
+&ldquo;But not to-day,&rdquo; Clement urged. &ldquo;He&rsquo;ll come through
+to-day or to-night.&rdquo;
+</p>
+
+<p>
+&ldquo;Ay, and more likely night than day. But how be I to see if he&rsquo;s a
+blackened peeper in the dark! I can&rsquo;t haul a gentleman off a coach to ask
+the color of his eyes.&rdquo;
+</p>
+
+<p>
+&ldquo;Well, anyway, do your best.&rdquo;
+</p>
+
+<p>
+&ldquo;We might bill him and cry him?&rdquo;
+</p>
+
+<p>
+&ldquo;That&rsquo;s it! Do that!&rdquo; Clement saw that that was about the
+extent of the help he would get in this quarter. &ldquo;Send the crier to me at
+the Bowling Green, and I&rsquo;ll write a bill&mdash;Five pounds reward for
+information!&rdquo;
+</p>
+
+<p>
+The constable&rsquo;s eyes twinkled. &ldquo;Now you&rsquo;re on a line,
+master,&rdquo; he said. &ldquo;Now we&rsquo;ll do summat, maybe!&rdquo;
+</p>
+
+<p>
+Clement took the hint and bettered the line with a crownpiece, and hastening
+back to his inn he took seisin of a seat in the coffee room which commanded the
+main street. Here he wrote out a bill, and bribed a waiter to keep the place
+for him: and in it he sat patiently, scanning every person who passed. But so
+many passed that an hour had not elapsed before he held his task hopeless,
+though he continued to perform it. The constable had undertaken to go round the
+inns and to set a watch on a side street; and the bill might do something. But
+his fancy pictured half a dozen by-ways through the town, or the man might
+avoid the town, or he might go by another route. Altogether it began to seem a
+hopeless task, his fancied sagacity a silly conceit. But he had undertaken the
+task, and as he had told his father he could not close all holes. He could only
+set his snare across the largest and hope for the best.
+</p>
+
+<p>
+Presently he heard the crier ring his bell and cry his man. &ldquo;Oh yes! Oh
+yes! Oh yes!&rdquo; and the rest of it, ending with &ldquo;God save the
+King!&rdquo; And that cheered him for a while. That was something. But as hour
+after hour went by and coaches, carriages, and postchaises stopped and started
+before the door, and pedestrians passed, and still no Thomas
+appeared&mdash;though half a dozen times he ran out to take a nearer view of
+some traveller, or to inspect a slumberer in a hay-cart&mdash;he began to
+despair. There were so many chances against him. So many straws floated by,
+half seen in the current.
+</p>
+
+<p>
+But Clement was dogged. He persisted, though hope had almost abandoned him, and
+it was long after midnight before, sinking with fatigue, he left his post. Even
+so he was out again by six, but if there was anything of which he was now
+certain, it was that the villain had gone by in the night. Still he remained,
+his eyes roving ceaselessly over the passers-by, who were now few, now many, as
+the current ran fast or slow, as some coach high-laden drew up before the door
+with a noisy fanfaronade, or some heavy wagon toiled slowly by.
+</p>
+
+<p>
+It was in one of these slack intervals, when the street was tolerably empty,
+that his eyes fell on a man who was loitering on the other side of the way. The
+man had his hands in his pockets and a straw in his mouth, and he seemed to be
+a mere idler; but as his eyes met Clement&rsquo;s he winked. Then, with an
+almost imperceptible gesture of the head, he lounged away in the direction of
+the inn yard.
+</p>
+
+<p>
+Clement doubted if anything was meant, but grasping at every chance he hurried
+out and found the man standing in the yard, his hands in his pockets, the straw
+in his mouth. He was staring at an object, which, to judge from his aspect,
+could have no possible interest for him&mdash;a pump. &ldquo;Do you want
+me?&rdquo; Clement asked.
+</p>
+
+<p>
+&ldquo;Mebbe, mister. Do you see that stable?&rdquo;
+</p>
+
+<p>
+&ldquo;Well?&rdquo;
+</p>
+
+<p>
+&ldquo;D&rsquo;you go in there and I&rsquo;ll&mdash;mebbe I&rsquo;ll join
+you.&rdquo;
+</p>
+
+<p>
+But Clement was suspicious. &ldquo;I am not going out of sight of the
+street,&rdquo; he said.
+</p>
+
+<p>
+&ldquo;Lord!&rdquo; contemptuously. &ldquo;Your man&rsquo;s gone these six
+hours. He&rsquo;s many a mile on by now! You come into the stable.&rdquo;
+</p>
+
+<p>
+The fellow&rsquo;s looks did not commend him. He was blear-eyed and
+under-sized, wearing a mangy rabbit-skin waistcoat, and no coat. He had the air
+of a postboy run to seed. Still, Clement thought it better to go with him, and
+in the stable, &ldquo;Be you the gent that offered five pounds?&rdquo; the man
+asked, turning upon him.
+</p>
+
+<p>
+&ldquo;I am.&rdquo;
+</p>
+
+<p>
+&ldquo;Then fork out, squire. Open your purse, and I&rsquo;ll open my
+mouth.&rdquo;
+</p>
+
+<p>
+&ldquo;If you come with me to the constable&mdash;&mdash;&rdquo;
+</p>
+
+<p>
+&ldquo;Not I. I ben&rsquo;t sharing with no constable. That is flat.&rdquo;
+</p>
+
+<p>
+&ldquo;Well, what do you know?&rdquo;
+</p>
+
+<p>
+&ldquo;What you want to know. Howsumdever, if you&rsquo;ll give me your word
+you&rsquo;ll act the gentleman?&rdquo;
+</p>
+
+<p>
+&ldquo;Who are you, my lad?&rdquo;
+</p>
+
+<p>
+&ldquo;Ostler at the Barley Sheaf in Malthouse Lane. You&rsquo;re on? Right. I
+see, you&rsquo;re a gentleman. Well, your chap come in &rsquo;bout eleven last
+night on an empty dray from Chester. He had four sacks of corn with him.&rdquo;
+</p>
+
+<p>
+&ldquo;Oh, but that can&rsquo;t be the man!&rdquo; Clement exclaimed, his face
+falling.
+</p>
+
+<p>
+&ldquo;You listen, mister. He had four sacks of corn with him, and wagoner,
+he&rsquo;d bargained to carry him to Manchester. But they had quarrelled, and
+t&rsquo;other chucked off his sacks in our yard, and there was pretty nigh a
+fight. Wagoner he went off and left him cursing, and he offered me a shilling
+to find him a lift to Manchester first thing i&rsquo; the morning. &rsquo;Bout
+daylight there come in a hay-cart, but driver&rsquo;d only take the man and not
+the forage. Howsumdever, he said at last he&rsquo;d take one sack, and your
+chap up and asked me would I take care of t&rsquo;other three till he sent for
+&rsquo;em. I see he was mighty keen to get on, and I sez, &lsquo;No,&rsquo; sez
+I, &lsquo;but I&rsquo;ll buy &rsquo;em cheap.&rsquo; &lsquo;Right,&rsquo; sez
+he, and surprising little bones about it, and lets me have &rsquo;em cheap! So
+thinks I, who&rsquo;s this as chucks away money, and as he climbed up I managed
+to knock off his tile and see his eye was painted, and he the very spot of your
+bill! I&rsquo;d half a mind to stop him, but he was over-weight for
+me&mdash;I&rsquo;m a little chap&mdash;and I let him go.&rsquo; He added some
+details which satisfied Clement that the traveller was really Thomas.
+</p>
+
+<p>
+&ldquo;Did you hear where he was going to in Manchester?&rdquo;
+</p>
+
+<p>
+&ldquo;Five pound, mister!&rdquo; The man held out his grimy paw.
+</p>
+
+<p>
+Clement did not like the cunning in the bleary eyes, but he had gone so far
+that he could hardly draw back. He counted out four one-pound notes. &ldquo;Now
+then?&rdquo; he said, showing the fifth, but keeping a firm hold on it.
+</p>
+
+<p>
+&ldquo;The lad that took him is Jerry Stott&mdash;of the Apple-Tree Inn in
+Fennel Street. You go to him, mister. One of these will do it.&rdquo;
+</p>
+
+<p>
+Clement gave him the other note. &ldquo;He didn&rsquo;t tell you where he was
+going?&rdquo;
+</p>
+
+<p>
+&ldquo;He very particlar did not. But I&rsquo;m thinking you&rsquo;ll net him
+at Jerry&rsquo;s. Do you take one of Nadin&rsquo;s boys. He&rsquo;s a
+desperate-looking chap. He gave you that punch in the face, I guess?&rdquo;
+with interest.
+</p>
+
+<p>
+&ldquo;He did.&rdquo;
+</p>
+
+<p>
+&ldquo;Ah, well, you marked him. But you get one of Nadin&rsquo;s boys.
+You&rsquo;ll not take him easy.&rdquo;
+</p>
+
+</div><!--end chapter-->
+
+<div class="chapter">
+
+<h2><a name="chap17"></a>CHAPTER XVII</h2>
+
+<p>
+Clement did not let the grass grow under his feet. An hour later he was
+rattling over the stony pavements and through the crowded streets of the busy
+town, which had grown in a short hundred years from something little more than
+a village, to be the second centre of wealth and population, of poverty and
+crime, within the seas; a centre on which the eye of Government rested with
+unwinking vigilance, for without a voice in Parliament and with half of its
+citizens deprived of civic rights&mdash;since half were Nonconformists&mdash;it
+was the focus of all the discontent in the country. In Manchester, if anywhere,
+flourished the agitation against the Test Acts and the movement for Reform.
+Thence had started the famous Blanketeers, there six years before had taken
+place the Peterloo massacre. Thence as by the million filaments of some great
+web was roused or calmed the vast industrial world of Lancashire. The thunder
+of the power-loom that had created it, the roar of the laden drays that shook
+it, deafened the wondering stranger, but more formidable and momentous than
+either, had he known it, was the half-heard murmur of an underworld striving to
+be free.
+</p>
+
+<p>
+Clement had never visited the cotton-town before, and on a more commonplace
+errand he might have allowed himself to be daunted by a turmoil and bustle as
+new to him as it was uncongenial. But with his mind set on one thing, he heeded
+his surroundings only as they threatened to balk his aim, and he had himself
+driven directly to the Police Office, over which the notorious Nadin had so
+lately presided that for most people it still went by his name. Fearless,
+resolute, and not too scrupulous, the man had through twenty troublous years
+combated the forces alike of disorder and of liberty; and before London had yet
+acquired an efficient police, he had gathered round him a body of men equal at
+least to the Bow Street Runners. He had passed, but his methods survived; and
+half an hour after Clement had entered the office he issued from it accompanied
+by a hard-bitten, sharp-eyed man in a tall beaver hat and a long wide-skirted
+coat.
+</p>
+
+<p>
+&ldquo;The Apple Tree? Oh, the Apple Tree&rsquo;s on the square,&rdquo; he
+informed Clement. &ldquo;And Jerry Stott? No harm in him, sir, either.
+He&rsquo;ll speak when he sees me.&rdquo;
+</p>
+
+<p>
+&ldquo;You don&rsquo;t think we need another man?&rdquo;
+</p>
+
+<p>
+&ldquo;There&rsquo;s one following. No use to go in a bunch. He&rsquo;ll watch
+the front, and we&rsquo;ll go in by the yard. Got a barker, sir?&rdquo;
+</p>
+
+<p>
+&ldquo;Yes.&rdquo;
+</p>
+
+<p>
+&ldquo;&rsquo;Fraid so. Well, don&rsquo;t use it&mdash;show it if you like.
+Law&rsquo;s law, and a live dog&rsquo;s worth more than its hide. Ay,
+that&rsquo;s Chetham&rsquo;s. Queer old place, and&mdash;sharp&rsquo;s the
+word, here we are,&rdquo; as they turned off Long Mill Gate, and entered the
+yard of an old-fashioned house, over the door of which hung the sign of an
+apple-tree. The place was quiet, in comparison with the street they had left,
+and &ldquo;Here&rsquo;s Jerry,&rdquo; the officer added, as they espied a young
+fellow, who in a corner of the enclosure was striving to raise to his shoulder
+a truss of hay. He ceased his efforts when he saw them.
+</p>
+
+<p>
+&ldquo;We want a word with you,&rdquo; said the officer.
+</p>
+
+<p>
+The man eyed them with dismay. &ldquo;I never thout &rsquo;at he&rsquo;d come
+to thee,&rdquo; he said.
+</p>
+
+<p>
+&ldquo;The chap you brought in this morning?&rdquo;
+</p>
+
+<p>
+&ldquo;Ay, sure.&rdquo;
+</p>
+
+<p>
+&ldquo;Happen yes and happen no,&rdquo; the policeman replied.
+&ldquo;What&rsquo;s it all about?&rdquo;
+</p>
+
+<p>
+&ldquo;If he says I took his eauts he be a leear. I wurna wi&rsquo; the sack,
+not to say alone &rsquo;at is, not five minutes, and yo&rsquo; may look at
+t&rsquo; sack and see all&rsquo;s theer as ever was! Never a handfu&rsquo;
+missing, tho&rsquo; the chap he cursed and swore an&rsquo; took on, the mout
+ha&rsquo; been eauts o&rsquo; gowd! He&rsquo;s a leear iv he says I tetched
+&rsquo;em, but I never thout he&rsquo;d t&rsquo; brass to come to thee.&rdquo;
+</p>
+
+<p>
+&ldquo;Why not, lad?&rdquo;
+</p>
+
+<p>
+&ldquo;&rsquo;Cause i&rsquo; the end he let up and steared at t&rsquo; sack
+leek a steck pig, and then he fell a shriking &rsquo;i worse shap than ever,
+and away he goes as iv a dog had bit him and down t&rsquo; Long Gate hell for
+leather!&rdquo;
+</p>
+
+<p>
+&ldquo;Which way? I see. Did he take the oats?&rdquo;
+</p>
+
+<p>
+&ldquo;Not he, nor t&rsquo; bag. An after mekking setch a din about his eauts!
+I war no wi&rsquo; &rsquo;em five minutes.&rdquo;
+</p>
+
+<p>
+The officer declined to commit himself. &ldquo;Let us see them,&rdquo; he said.
+</p>
+
+<p>
+Jerry led them to a tumble-down, black and white building at the rear of the
+yard, with lattice work in its crazy windows and an old date over the door.
+They followed him up a ladder and into a loft, where were a frowsy bed or two,
+some old pack-saddles, and two or three stools made out of casks sawn in two.
+On the floor in one place lay a heap of oats trampled this way and that, and
+beside the heap an empty sack. The officer picked up the sack, shook it and
+examined it.
+</p>
+
+<p>
+&ldquo;What do you make of it?&rdquo; Clement asked.
+</p>
+
+<p>
+&ldquo;I don&rsquo;t know what to make of it. Here, you, Jerry, fetch me a corn
+measure!&rdquo; And when he had thus rid them of the lad, &ldquo;He may be
+carrying out orders and telling a flash tale to put us off. Or he may be
+telling the truth, and in that case it looks as if someone had been a mite
+brighter than your man and cleared his stuff.&rdquo;
+</p>
+
+<p>
+&ldquo;But where is it?&rdquo;
+</p>
+
+<p>
+&ldquo;Ah! Just so, I&rsquo;d like to know,&rdquo; shaking his head.
+&ldquo;Yes, Jerry, measure it back into the sack. How much is there?&rdquo;
+</p>
+
+<p>
+The lad began to gather up the oats and replace them in the bag, while the two
+men looked on, perplexed and undecided. Suddenly Clement stooped&mdash;a scrap
+of cord, doubtless the cord which had tied the neck of the sack, had caught his
+eye. He picked it up, looked at it, then, with a word, he handed it to the
+officer. &ldquo;I think that settles it,&rdquo; he said, his eyes shining.
+There was a tiny twist of straw-plait, like a rosette, knotted about the cord
+and still adhering to it.
+</p>
+
+<p>
+Nadin&rsquo;s man looked at the plait and for a moment did not understand. Then
+his face cleared. &ldquo;By Joseph! You&rsquo;re right, sir!&rdquo; he
+exclaimed, and slapped his thigh. &ldquo;And sharp, sharp too. You&rsquo;d
+ought to be one of us! That settles it, it&rsquo;s the backtrack we&rsquo;ve to
+look to, but I&rsquo;ll take no chances.&rdquo; And turning to the lad and
+addressing him in his harshest voice, &ldquo;See here, in an hour we shall know
+if you&rsquo;ve told us the truth. If you&rsquo;ve not it will be the New
+Bailey and a pair of iron garters for you. So if you&rsquo;ve aught to add, out
+with it! It&rsquo;s your last chance, Jerry Stott.&rdquo;
+</p>
+
+<p>
+But the lad protested that he&rsquo;d told all the truth. It had happened just
+as he had told them.
+</p>
+
+<p>
+The officer turned to Clement. &ldquo;I think he&rsquo;s on the square,&rdquo;
+he said, &ldquo;but I&rsquo;ll have him watched.&rdquo; And he led the way down
+the ladder. When they reached the street, he stepped out smartly, making
+nothing of the crowd and bustle, the lumbering drays and over-hanging cranes
+through which they had to thread their way. &ldquo;We&rsquo;ll catch the
+Altringham stage at the Cross if we&rsquo;re sharp,&rdquo; he said.
+&ldquo;It&rsquo;ll be quicker than getting out a po&rsquo;chay and a lot
+cheaper.&rdquo;
+</p>
+
+<p>
+They caught the stage, and alighted in Altringham before five. A walk of as
+many minutes brought them to the Barley Sheaf, a wagoner&rsquo;s house at the
+corner of a lane in the poorest part of the town. The ostler, from whom Clement
+had so lately parted, stood leaning against a post at the entrance to the yard,
+his hands still in his pockets and the straw still in his mouth. When he saw
+them a grin broke up his ugly face. &ldquo;He&rsquo;ve been here,&rdquo; he
+cried, &ldquo;but,&rdquo; triumphantly, &ldquo;I&rsquo;ve routed him, mister! I
+sent him all ways!&rdquo;
+</p>
+
+<p>
+The officer did not respond. &ldquo;Why, the devil, didn&rsquo;t you seize
+him?&rdquo; he growled.
+</p>
+
+<p>
+&ldquo;What, me? And him double my size? And a desperate villain? &rsquo;Deed,
+I&rsquo;d to save my skin, mister, and only yon lad and a couple of childer in
+the yard when he come. I see him first, sneaking a look round this yere post,
+and thinks I, it&rsquo;ll be a knife in the back or a punch in the face for me
+if he&rsquo;s heard I&rsquo;ve rapped. So, first&rsquo;s better than last,
+thinks I, and seeing as he hung back I up to him bold as brass, but with one
+eye on the lad too, and sez I, &lsquo;Can you read?&rsquo; sez I. He looked at
+me&rsquo;s if he&rsquo;d have my blood, but there was the lad and the childer
+a-staring, so &lsquo;Ay, I can,&rsquo; says he, &lsquo;and can read you, you
+thieving villain!&rsquo; &lsquo;Well, if you can read, read that,&rsquo; sez I,
+and pointed to a bill as was posted on the gate. &lsquo;I can&rsquo;t,&rsquo;
+sez he, &lsquo;and, happen you can tell me what &rsquo;tis all about.&rsquo; He
+looks, and he sees &rsquo;tis the bill about he, and painting him to the life.
+Anyways, he turns the color o&rsquo; whey and he gives me a look as if
+he&rsquo;d cut out my inwards, but he sees it&rsquo;s no good, for there was
+the lad and the childer, and he slinks off. Ay, I routed him, I did, little as
+I be, mister!&rdquo;
+</p>
+
+<p>
+&ldquo;Right!&rdquo; said Nadin&rsquo;s man. &ldquo;And now do you show us the
+sack as you changed for his.&rdquo;
+</p>
+
+<p>
+The man&rsquo;s face fell amazingly, but Clement noted that he looked surprised
+rather than frightened. &ldquo;Eh?&rdquo; he exclaimed. &ldquo;Lord, now, who
+told you, mister? He didn&rsquo;t know.&rdquo;
+</p>
+
+<p>
+&ldquo;Never mind who told us. We know, and that&rsquo;s enough. There was a
+twist o&rsquo; plait round the cord?&rdquo;
+</p>
+
+<p>
+&ldquo;There were.&rdquo;
+</p>
+
+<p>
+&ldquo;You said nothing about it before. But out with it now, and do you take
+care, my lad.&rdquo;
+</p>
+
+<p>
+&ldquo;Well, who axed me? Exchange is no robbery and I ain&rsquo;t afeard.
+&rsquo;Twas just this way. He sold me three sacks, &rsquo;s I told you, squire,
+and I was hauling &rsquo;em off to stable when &lsquo;Not that one!&rsquo; says
+he sharp. So then I look at t&rsquo; one he was so set on keeping, and when his
+back was turned I hefted it sly-like, and it seemed to me a good bit heavier
+than t&rsquo; others. Then I spied the bit o&rsquo; plait about the cord, and
+thinks I, being no fule, &rsquo;tis a mark. And when he went in for a squib
+o&rsquo; cordial wi&rsquo; Jerry Stott I shifted t&rsquo; mark to another sack
+and loaded up, and off he goes and he none the wiser, and no harm done.
+Exchange is no robbery and you can&rsquo;t do nowt to me for that.&rdquo;
+</p>
+
+<p>
+&ldquo;I don&rsquo;t know,&rdquo; said the officer darkly. &ldquo;Let us see
+the sack.&rdquo;
+</p>
+
+<p>
+&ldquo;You&rsquo;re not agoing&mdash;&mdash;&rdquo;
+</p>
+
+<p>
+&ldquo;Do you hear? Jump, unless you want to get into trouble. You show us that
+sack, and be quick about it, my lad.&rdquo;
+</p>
+
+<p>
+Grumbling, but not daring to refuse, the old man led the way into the stables,
+and there in an empty stall the three sacks stood upright. &ldquo;Which is the
+one you filched?&rdquo; asked the man from Manchester.
+</p>
+
+<p>
+Reluctantly the ostler pointed it out. &ldquo;Then you get me a
+horse-cloth.&rdquo;
+</p>
+
+<p>
+&ldquo;You&rsquo;re not going&mdash;well, a wilful man must have his way. Will
+that serve you? But if my oats is spilled and spiled&mdash;&mdash;&rdquo;
+</p>
+
+<p>
+Nadin&rsquo;s man paid no heed to his remonstrance, but in a trice cut the cord
+that tied the sack&rsquo;s mouth, tipped it on its side, and let the grain pour
+out in a golden stream. A golden stream it proved to be, for in a twinkling
+something sparkled amid the corn, and here and there a sovereign glittered. To
+Clement and the officer who had read the riddle, this was no great surprise,
+though they viewed it with smiling satisfaction. But the old man, stuck dumb by
+the sight of the treasure that had been for a time in his power, turned a dirty
+white. He stood gazing at the vision of wealth, greed in his eyes, his hands
+working convulsively; and presently in a choked voice, &ldquo;O, Lord! O,
+Lord!&rdquo; he muttered. &ldquo;You&rsquo;ll not take t&rsquo; all!
+You&rsquo;ll not take t&rsquo; all! . It were mine. I bought it.&rdquo;
+</p>
+
+<p>
+&ldquo;You came nigh to buying a pair o&rsquo; bracelets,&rdquo; the officer
+replied grimly. &ldquo;You with stolen property in your possession to talk
+o&rsquo;&mdash;thank your stars your neck&rsquo;s not to answer for it! No, we
+don&rsquo;t need your help. You sheer off. We can count it without you.
+You&rsquo;ve done pretty well as it is. Sheer off, unless you want the
+handcuffs on you!&rdquo;
+</p>
+
+<p>
+The old ostler went, measuring the five pounds which he had made by the
+treasure he had lost, and finding no comfort in the possession of that which
+only an hour before had been a fortune to gloat over. But there was no help for
+it. He had to swallow his rage. The officer called after him to bring a sieve.
+He brought it sullenly, and his part was done. All that was left to him was a
+vision of gold that grew more dazzling with each telling of the tale. And very,
+very often he told it.
+</p>
+
+<p>
+When he was gone they gathered up the oats and riddled them through the sieve
+and recovered four hundred and thirty pounds. Thomas had taken a mere handful
+for his spending. As Clement counted it, sovereign by sovereign, into a knotted
+handkerchief which the other held, he, too, gloated over it, for it spelled
+success. But the money reckoned and the handkerchief knotted up, &ldquo;And now
+for the man,&rdquo; he said.
+</p>
+
+<p>
+But Nadin&rsquo;s man shook his head. &ldquo;We&rsquo;d be weeks and not get
+him,&rdquo; he said. &ldquo;You&rsquo;d best leave him to us, sir. We&rsquo;ll
+bill him in Manchester and make the flash kens too hot for him. But
+there&rsquo;s no knowing which way he&rsquo;ll turn. May be to Liverpool, or as
+like as not to Aldersbury. Chaps like him are pigeons for homing. Back they go,
+though they know they&rsquo;ll be taken.&rdquo;
+</p>
+
+<p>
+In the end Clement decided to stand content, and having given his assistant a
+liberal fee, he took his seat next morning on the Victory coach, travelling by
+Chester to Aldersbury. He was not vain, but it was with some exultation that he
+began his journey, that he faced again the free-blowing winds and the open
+pastures, heard the cheery notes of the bugle, and viewed the old-fashioned
+marketplaces and roistering inns, some of which he had passed three days
+before. He had not failed. He had done something; and he thought of Jos, and he
+thought of the Squire, and he thanked Providence that had put it in his power
+to turn the tables on the old man. Surely after what he had done the Squire
+must consider him. Surely after services so notable&mdash;and Lord, what luck
+he had had&mdash;the Squire would be willing to listen to him? He recalled the
+desperate struggle in the road, and the old man&rsquo;s &ldquo;At him, good
+lad! At him!&rdquo; and he thought of the sum&mdash;no small sum, and the old
+man was avaricious&mdash;which his promptness had recovered. His hopes ran
+high.
+</p>
+
+<p>
+To be sure, there was another side to it. The Squire might not recover, and
+then&mdash;but he refused to dwell on that contingency. No, the Squire must
+recover, must receive and reward him, must own that after all he was something
+better than a clerk or a shopboy. And all things would be well, all roads be
+made smooth, all difficulties be cleared away. And in time he and Jos&mdash;his
+eyes shone.
+</p>
+
+<p>
+Of course in the elation of the hour and flushed by success, he ignored facts
+which he would have been wiser to remember, and over-leapt obstacles which were
+not small. A little thought would have taught him that the Squire was not the
+man to change his views in an hour, or to swallow the prejudices of a life-time
+because a young chap had done him a service. To be beholden to a man, and to
+give him your daughter, are things far apart.
+</p>
+
+<p>
+And this Clement in cooler moments would have seen. But he was young and in
+love, and he had done something; and the sun shone and the air was sweet, and
+if, as the coach swung gaily up the Foregate between School and Castle, his
+heart beat high and he already foresaw a triumphant issue, who shall blame him?
+At any rate his case was altered, and in comparison with his position a few
+days before, he stood well.
+</p>
+
+<p>
+He alighted at the door of the Lion, and by a coincidence which was to have its
+consequences the first person he met in the High Street was Arthur Bourdillon.
+&ldquo;Hallo!&rdquo; Arthur cried, his face lighting up. &ldquo;Back already,
+man? Have you done anything?&rdquo;
+</p>
+
+<p>
+&ldquo;I&rsquo;ve got the money,&rdquo; Clement replied. And he waved the bag.
+</p>
+
+<p>
+&ldquo;And Thomas?&rdquo;
+</p>
+
+<p>
+&ldquo;No, he gave us the slip for the time. But I&rsquo;ve got the money,
+except a dozen pounds or so.&rdquo;
+</p>
+
+<p>
+&ldquo;The deuce you have!&rdquo; the other answered&mdash;and it was not quite
+clear whether he were pleased or not. &ldquo;How did you do it? Tell us all
+about it.&rdquo; He drew Clement aside on to some steps at the foot of St.
+Juliana&rsquo;s church.
+</p>
+
+<p>
+Clement ran briefly over his adventures. When he had done, &ldquo;Deuced sharp
+of you,&rdquo; Arthur said. &ldquo;Devilish sharp, I must say! Now, if
+you&rsquo;ll hand over I&rsquo;ll take it out to Garth. I am on my way there,
+I&rsquo;m just starting, and I haven&rsquo;t a moment to spare. If you&rsquo;ll
+hand over&mdash;&mdash;&rdquo;
+</p>
+
+<p>
+But Clement made no move to hand over. Instead, &ldquo;How is he?&rdquo; he
+asked.
+</p>
+
+<p>
+&ldquo;Oh, pretty bad.&rdquo;
+</p>
+
+<p>
+&ldquo;Will he get over it?&rdquo;
+</p>
+
+<p>
+&ldquo;Farmer thinks so. But there&rsquo;s no hope for the eye, and he doubts
+about the other eye. He&rsquo;s not to use it for six weeks at least.&rdquo;
+</p>
+
+<p>
+&ldquo;He&rsquo;s in bed?&rdquo;
+</p>
+
+<p>
+&ldquo;Lord, yes, and will be in bed for heaven knows how long&mdash;if he ever
+gets up from it. Why, man, he&rsquo;s had the deuce of a shake. The wonder is
+that he&rsquo;s alive, and it&rsquo;s long odds that he&rsquo;ll never be the
+same man again.&rdquo;
+</p>
+
+<p>
+&ldquo;That&rsquo;s bad,&rdquo; Clement said. &ldquo;And how
+is&mdash;&mdash;&rdquo; He was going to inquire after Miss Griffin, but Arthur
+broke in on him.
+</p>
+
+<p>
+&ldquo;Ask the rest another time,&rdquo; he said. &ldquo;I can&rsquo;t stay
+now. I&rsquo;m taking out things that are wanted in a hurry and the curricle is
+waiting. This is the first day I&rsquo;ve been in town, for there&rsquo;s no
+one there to do anything except my cousin and the old Peahen. So hand over, old
+chap, and I&rsquo;ll take the stuff out. It will do the old man more good than
+all the doctor&rsquo;s medicine.&rdquo;
+</p>
+
+<p>
+Clement hesitated. If he had not been carrying the money, he might have made an
+excuse. He might at any rate have delayed the act. But the money was the
+Squire&rsquo;s, he could give no reason for taking it to the bank, and he had
+not that hardness of fibre, that indifference to the feelings of others which
+was needed if he was to say boldly that it was he who had recovered the money
+and he who was going to hand it over. Still he did hesitate, something telling
+him that the demand was unreasonable. Then Arthur&rsquo;s coolness, his
+assumption that what he proposed was the natural course did its work. Clement
+handed over the bag.
+</p>
+
+<p>
+&ldquo;Right,&rdquo; Arthur said, weighing it in his hand. &ldquo;You counted
+it, I suppose? Four hundred and thirty, or thereabouts?&rdquo;
+</p>
+
+<p>
+&ldquo;That&rsquo;s it.&rdquo;
+</p>
+
+<p>
+&ldquo;Good! See you soon. Good-bye!&rdquo; And well pleased with himself,
+chuckling a little&mdash;for Clement&rsquo;s discomfiture had not escaped
+him&mdash;Arthur hurried away.
+</p>
+
+<p>
+And Clement went his way. But reality had touched his golden dreams, and they
+had melted. The sun still shone, but it did not shine for him, and he no longer
+walked with his head in the air. It was not only that, by resigning the money
+and entrusting its return to another, he had lost the advantage on which he had
+counted, but he had been worsted. He had failed, in the contest of wits and
+wills, and, abuse his ill-luck as he might, he owed the failure to
+himself&mdash;to his own weakness. He saw it.
+</p>
+
+<p>
+It was possible that Arthur had acted in innocence. But Clement doubted this,
+and he doubted it the more the longer he thought of it. He fancied that he
+recognized a thing which had happened before: that this was not the first time
+that Arthur had taken the upper hand with him and jockeyed him into the worse
+position. As he crossed the threshold of the bank, his self-confidence fell
+from him, he felt himself slip into the old atmosphere, he became once more the
+inefficient.
+</p>
+
+<p>
+Nor was it any comfort to him that his father saw the matter in the same light,
+and after listening with an appreciative face and some surprise to his earlier
+adventures, made no effort to hide the chagrin that he felt at the
+<i>dénouement</i>. &ldquo;But why&mdash;why in the world did you do
+that?&rdquo; he exclaimed. &ldquo;Give up the money after you had done the
+work? And to Bourdillon, who had no more right to it than you had? Good
+heavens, lad, it was the act of a fool! I&rsquo;d not be surprised if old
+Griffin never heard your name in connection with it!&rdquo;
+</p>
+
+<p>
+&ldquo;Oh, I don&rsquo;t think Arthur&mdash;&mdash;&rdquo;
+</p>
+
+<p>
+&ldquo;Well, I do.&rdquo; The banker was vexed. &ldquo;It&rsquo;s clear that
+Arthur is a deal sharper than you. As for the Squire, I hear that he is only
+half-conscious, and what he hears, if he ever hears the tale at all, will make
+little impression on him. Now if he had seen you, and you&rsquo;d handed over
+the money&mdash;if he had seen you, then the bank and you would have got the
+credit.&rdquo;
+</p>
+
+<p>
+&ldquo;Still, Clem did recover it,&rdquo; Betty said.
+</p>
+
+<p>
+&ldquo;Ay, but who will ever know that he did?&rdquo;
+</p>
+
+<p>
+&ldquo;Still he did, and I believe that he&rsquo;ll get a message from Garth
+to-morrow. Now, see if you don&rsquo;t, Clem. Or the next day.&rdquo;
+</p>
+
+<p>
+But no message came on the morrow, or on the next day. No message came at all;
+and though it was possible to attribute this to the Squire&rsquo;s
+condition&mdash;for he was reported to be very ill&mdash;and Clement did his
+best to attribute it to that and to keep up his spirits, the tide of time wears
+away even hope, and presently he began to see that he had built on the sand.
+</p>
+
+<p>
+At any rate no message and no acknowledgment came, unless a perfunctory word of
+thanks dropped by Arthur counted as such. And Clement had soon to recognize
+that what he had done, he might as well, for any good it was likely to do him,
+have left undone. His father, who had no thought of anything but his
+son&rsquo;s credit, was merely chagrined. But with Clement, who had built high
+hopes upon the event, hopes of which his father and Betty little dreamed, the
+wound went far deeper.
+</p>
+
+</div><!--end chapter-->
+
+<div class="chapter">
+
+<h2><a name="chap18"></a>CHAPTER XVIII</h2>
+
+<p>
+The Squire raised himself painfully on his elbow and hid the bag between pillow
+and tester, where he could assure himself of its presence by a touch. Then he
+sank back with a grunt of relief and his hand went to the keys, which also had
+their home under his pillow. He clung to them&mdash;they were his badge of
+authority, of power. While he had them, sightless as he was, he was still
+master; about his room, the oak-panelled chamber, spacious but shabby, with the
+uneven floor and the low wide casement, the life of the house still circled.
+</p>
+
+<p>
+&ldquo;Good lad!&rdquo; he muttered. &ldquo;Good lad! Jos?&rdquo;
+</p>
+
+<p>
+&ldquo;Yes, father.&rdquo; She rose and came towards him.
+</p>
+
+<p>
+&ldquo;Where&rsquo;s Arthur?&rdquo;
+</p>
+
+<p>
+&ldquo;He went out with your message.&rdquo;
+</p>
+
+<p>
+&ldquo;To be sure! To be sure! I&rsquo;m forgetting.&rdquo;
+</p>
+
+<p>
+But, once started on the road to recovery, he did not forget much. From his
+high, four-post bed with the drab hangings in which his father and grandfather
+had died, he gripped house and lands in a firm grip. Morning by morning he
+would have his report of the lambs, of the wheat, of the hay-corps, of the
+ploughing on the eight acres where the Swedish turnips were to go. He would
+know what corn went to the mill, what mutton to the house. The bounds-fence
+that Farmer Bache had neglected was not forgotten, nor the young colt that he
+had decided to take against Farmer Price&rsquo;s arrears, nor the lease for
+lives that involved a knotty point of which he proved himself to be in complete
+possession.
+</p>
+
+<p>
+Indeed, he showed himself indomitable, the old heart in him still strong; so
+that neither the shock that he had borne, nor the pain that he had suffered,
+nor the possibility of permanent blindness which they could not wholly hide
+from him, sufficed to subdue or unman him.
+</p>
+
+<p>
+Only in one or two things was a change apparent. He reverted more often to an
+older and ruder form of speech familiar to him when George the Third was young,
+but which of late he had only used when talking with his tenants. He said
+&ldquo;Dunno you do this!&rdquo; and &ldquo;I wunt ha&rsquo; that!&rdquo; used
+&ldquo;ship&rdquo; for sheep, and &ldquo;goold&rdquo; for gold, called Thomas a
+&ldquo;gallus bad rascal,&rdquo; and the like.
+</p>
+
+<p>
+And in another and more important point he was changed. For eyes he must now
+depend on someone, and though he showed that he liked to have Jos about him and
+bore with her when the Pea-hen&rsquo;s fussiness drove him to bad words, it was
+soon clear that the person he chose was Arthur. Arthur was restored, and more
+than restored to favor. It was &ldquo;Where&rsquo;s Arthur?&rdquo; a score of
+times a day. Arthur must come, must go, must be ever at his elbow. He must
+check such and such an account, see the overseers about such an one, speak to
+the constable about another, go into Aldersbury about the lease. Even when
+Arthur was absent the Squire&rsquo;s thoughts ran on him, and often he would
+mutter &ldquo;Good lad! Good lad!&rdquo; when he thought himself alone.
+</p>
+
+<p>
+It was a real <i>bouleversement</i>, but Josina, supposing that Arthur had
+saved her father&rsquo;s life at the risk of his own, and had then added to his
+merit by recovering the lost money, found it natural enough. For the full
+details of the robbery had never been told to her. &ldquo;Better leave it
+alone, Jos,&rdquo; Arthur had said when she had again shown a desire to know
+more. &ldquo;It was a horrid business and you won&rsquo;t want to dream of it.
+Another minute and that d&mdash;d villain would have&mdash;but there, I&rsquo;d
+advise you to leave it alone.&rdquo;
+</p>
+
+<p>
+Jos, suspecting nothing, had not demurred, but on the contrary had thought
+Arthur as modest as he was brave. And the doctor, with an eye to his
+patient&rsquo;s well-being, had taken the same view. &ldquo;Put no questions to
+him,&rdquo; he said, &ldquo;and don&rsquo;t talk to him about it. Time enough
+to go into it by and by, when the shock&rsquo;s worn off. The odds are that he
+will remember nothing that happened just before the scoundrel struck
+his&mdash;that&rsquo;s the common thing&mdash;and so much the better, my dear.
+Let sleeping dogs lie, or, as we doctors say, don&rsquo;t think about your
+stomach till your victuals trouble you.&rdquo;
+</p>
+
+<p>
+So Josina knew no particulars except that Arthur had saved his uncle&rsquo;s
+life, and Clement&mdash;she shuddered as she thought of it&mdash;had come up in
+time to be of service. And no one at Garth knew more. But, knowing so much, it
+was not surprising to her that Arthur should be restored to favor, and, lately
+forbidden the house, should now rule it as a master. And clearly Arthur, also,
+found the position natural, so easily did he fall into it. He was up and down
+the old shallow stairs&mdash;which the Squire, true to the fashions of his
+youth, had never carpeted&mdash;a dozen times a day. He was as often in and out
+of his uncle&rsquo;s bedroom, or sitting on the deep window-seat on which
+generations of mothers had sunned their babes; and all this with a laugh and a
+cheery word that wondrously brightened the sick room. Alert, quick,
+serviceable, and willing to take any responsibility, he made himself a favorite
+with all. Even Calamy, who shook his head over every improvement in the Squire,
+and murmured much of the &ldquo;old lamp flickering before it went out,&rdquo;
+grew hopeful in his presence. Miss Peacock adored him. He put Josina&rsquo;s
+nose out of joint.
+</p>
+
+<p>
+Of the young fellow, whose moodiness had of late perplexed his companions in
+the bank, not a trace remained. Had they seen him as he was now they might have
+been tempted to think that a weight had been lifted from him. But he seemed,
+for the time, to have forgotten the bank. He rarely mentioned the Ovingtons.
+</p>
+
+<p>
+There was one at Garth, however, who had not forgotten either the bank or the
+Ovingtons; and proved it presently to Arthur&rsquo;s surprise.
+&ldquo;Jos,&rdquo; said the Squire one afternoon. And when she had replied that
+she was there, &ldquo;Where is Arthur?&rdquo;
+</p>
+
+<p>
+&ldquo;I think he has just come in, sir.&rdquo;
+</p>
+
+<p>
+&ldquo;Prop me up. And send him to me. Do you leave us.&rdquo;
+</p>
+
+<p>
+She went, wondering a little for she had not been dismissed before. She sent
+Arthur, who, after his usual fashion, scaled the stairs at three bounds. He
+found the old man sitting up in the shadow of the curtains, a grotesque figure
+with his bandaged head. The air of the room was not so much musty as ancient,
+savoring of worm-eaten wood and long decayed lavender, and linen laid by in
+presses. On each side of the drab tester hung a dim flat portrait, faded and
+melancholy, in a carved wooden frame, unglazed; below each hung a sampler.
+&ldquo;You sent for me, sir?&rdquo;
+</p>
+
+<p>
+&ldquo;Ay. When&rsquo;s that money due?&rdquo;
+</p>
+
+<p>
+The question was so unexpected that for a moment Arthur did not take it in.
+Then the blood rushed to his face. &ldquo;My mother&rsquo;s money, sir?&rdquo;
+</p>
+
+<p>
+&ldquo;What else? What other money is there, that&rsquo;s due? I forget things
+but I dunno forget that.&rdquo;
+</p>
+
+<p>
+&ldquo;You don&rsquo;t forget much, sir,&rdquo; Arthur replied cheerfully.
+&ldquo;But there&rsquo;s no hurry about that.&rdquo;
+</p>
+
+<p>
+&ldquo;When?&rdquo;
+</p>
+
+<p>
+&ldquo;Well, in two months from the twenty-first, sir. But there is not the
+least hurry.&rdquo;
+</p>
+
+<p>
+&ldquo;This is the seventeenth?&rdquo;
+</p>
+
+<p>
+&ldquo;Yes, sir.&rdquo;
+</p>
+
+<p>
+&ldquo;Well, I&rsquo;ll pay and ha&rsquo; done with it. But I&rsquo;ll
+ha&rsquo; to sell stock. East India Stock it is. What are they at, lad?&rdquo;
+</p>
+
+<p>
+&ldquo;Somewhere about two hundred and seventy odd, I think, sir.&rdquo;
+</p>
+
+<p>
+&ldquo;And how do you sell &rsquo;em?&rdquo; The Squire knew a good deal about
+buying stock but little about selling it, and he winced as he put the question.
+But he bore the pang gallantly, for had not the boy earned his right to the
+money and to his own way? Ay, and earned it by a service as great as one man
+could perform for another? For the Squire had no more reason than those about
+him to doubt that he owed his life to his nephew. He had found him beside his
+bed when he had recovered his senses, and putting together this and certain
+words which had fallen from others, and adding his own hazy impressions of the
+happenings of the night, and of the young man on whose shoulder he had leant,
+he had never questioned the fact. &ldquo;How do you go about to sell
+&rsquo;em?&rdquo; he repeated. &ldquo;I suppose you know?&rdquo;
+</p>
+
+<p>
+&ldquo;Oh, yes, sir, it&rsquo;s my business,&rdquo; Arthur replied. &ldquo;You
+have to get a transfer&mdash;they are issued at the India House. You&rsquo;ve
+only to sign it before two witnesses. It is quite simple, sir.&rdquo;
+</p>
+
+<p>
+&ldquo;Well, I can do that. Do you see to it, lad.&rdquo;
+</p>
+
+<p>
+&ldquo;You wouldn&rsquo;t wish to do it through Ovington&rsquo;s?&rdquo;
+</p>
+
+<p>
+&ldquo;No!&rdquo; the Squire rapped out. &ldquo;Do it yourself. And lose no
+time. Write at once.&rdquo;
+</p>
+
+<p>
+&ldquo;Very well, sir. I suppose you have the certificates?&rdquo;
+</p>
+
+<p>
+&ldquo;&rsquo;Course I have,&rdquo; annoyed. &ldquo;Isn&rsquo;t the stock
+mine?&rdquo;
+</p>
+
+<p>
+&ldquo;Very good, sir. I&rsquo;ll see to it.&rdquo;
+</p>
+
+<p>
+&ldquo;Well, see to it. And, mark ye, when you&rsquo;re in Aldersbury see
+Welshes, and tell them I&rsquo;m waiting for that lease of lives. I signed the
+agreement for the new lease six weeks ago and I should ha&rsquo; had the lease
+by now. Stir &rsquo;em up, and say I must have it. The longer I&rsquo;m waiting
+the longer the bill will be! I know &rsquo;em, damn &rsquo;em, though Welshes
+are not the worst.&rdquo;
+</p>
+
+<p>
+When he had settled this he wanted a letter written, and Arthur sat down at the
+oaken bureau that stood between the windows, its faded green lining stained
+with the ink of a century and its pigeon-holes crammed with receipts and
+sample-bags. While he wrote his thoughts were busy with the matter that they
+had just discussed, but it was not until he found himself standing at a window
+outside the room, staring with unseeing eyes over the green vale, that he
+brought his thoughts to a head, and knew that even at the eleventh hour he
+hesitated.
+</p>
+
+<p>
+Yes, he hesitated. The thing that he had so much desired, that had presented
+itself to him in such golden hues, that had dazzled his ambition and absorbed
+his mind, was within his grasp now, ready to be garnered&mdash;and yet he
+hesitated. Ovington was a just man and beyond doubt would release him and
+cancel the partnership agreement, if he desired to have it cancelled. And he
+was very near to desiring it at this moment.
+</p>
+
+<p>
+For he saw now that there were other things to be garnered&mdash;Garth, its
+broad acres, its fine rent-roll, the old man&rsquo;s savings, Josina. Secure of
+the Squire&rsquo;s favor he had but to stretch out his hand, and all these
+things might be his; might certainly be his if he gave up the bank and his
+prospects there. That step, if he took it, would remove his uncle&rsquo;s last
+objection; it would bind him to him by a triple bond. And it would do more. It
+would ease his own mind, by erasing from the past&mdash;for he would no longer
+need the five thousand&mdash;a thing which troubled his conscience and harassed
+him when he lay awake at night. It would erase that blot, it would make all
+clean behind him, and it would at the same time remove the impalpable barrier
+that had risen between him and his mother.
+</p>
+
+<p>
+It was still in his power to do all this. A word would do it. He had only to go
+back to the Squire and tell him that he had changed his mind, that he no longer
+wanted the money, and was not going into the bank.
+</p>
+
+<p>
+He hesitated, standing at the window, looking on the green vale and the
+hillside beyond it. Yes, he might do it. But what if he repented later? And
+what security had he for those other things? His uncle might live for years,
+long years, might live to quarrel with him and discard him. Did not the proverb
+say that it was ill-work waiting for dead men&rsquo;s shoes? And Josina?
+Doubtless he might win Josina, for the wooing; he had no doubt about that. But
+he was not sure that he wanted Josina.
+</p>
+
+<p>
+He decided at last that the question might wait. Until he had written the
+letter to the brokers, until then, at any rate, either course was open to him.
+He went downstairs. In the wainscoted hall, small and square, with a high
+narrow window on each side of the door, his mother and Josina were sitting on
+one of the window seats. The door stood open, the spring air and the sunshine
+poured in. &ldquo;I&rsquo;m telling her that she&rsquo;s not looking
+well,&rdquo; his mother said, as he joined them.
+</p>
+
+<p>
+&ldquo;She spends too much time in that room,&rdquo; he answered. Then, after a
+moment&rsquo;s thought, rattling the money in his fob, &ldquo;Is Farmer coming
+to-day?&rdquo;
+</p>
+
+<p>
+&ldquo;No.&rdquo; The girl spoke listlessly. &ldquo;I don&rsquo;t think he
+is.&rdquo;
+</p>
+
+<p>
+&ldquo;He&rsquo;s made a wonderful recovery,&rdquo; his mother observed.
+</p>
+
+<p>
+&ldquo;Yes&mdash;if it&rsquo;s a real recovery.&rdquo;
+</p>
+
+<p>
+&ldquo;At any rate, the doctor hopes that he may come downstairs in ten days.
+And then, I&rsquo;m afraid, we shall have Josina to nurse.&rdquo;
+</p>
+
+<p>
+The girl protested that she was well, quite well. But her heavy eyes and the
+shadows under them belied her words.
+</p>
+
+<p>
+&ldquo;Well, I&rsquo;m off to town,&rdquo; he said, &ldquo;I have to see
+Welshes for him.&rdquo;
+</p>
+
+<p>
+He left them, and ten minutes later he was on the road to Aldersbury, still
+undecided, still uncertain what course he would pursue, and at one moment
+accusing himself of a weakness that deserved the contempt of every strong man,
+at another praising moderation and a country life. Had he had eyes and ears for
+the things about him as he rode, he might have found much to support the latter
+view. The cawing of rooks, the murmur of wood-doves, the scents of late spring
+filled the balmy air. The sky was pure blue, and beneath it the pastures shone
+yellow with buttercups. Tree and field, bank and hedge-row rioted in freshest
+green, save where the oak wood, slow to change and careless of fashion, clung
+to its orange garb, or the hawthorn stood out, a globe of snow. The cuckoo and
+the early corncrake told of coming summer, and behind him the Welsh hills
+simmered in the first heat of the year. Clement, had he passed that way, would
+have noted it all, and in the delight of the eye and the spring-tide of all
+growing things would have found ground to rejoice, whatever his trouble.
+</p>
+
+<p>
+But Arthur, wrapt in his own thoughts, barely noticed these things. He rode
+with his eyes fixed on his horse&rsquo;s ears, and only roused himself when he
+saw the very man whom he wished to see coming to meet him. It was Dr. Farmer,
+in the mahogany-topped boots, the frilled shirt, and the old black
+coat&mdash;shaped as are our dress coats but buttoned tightly round the
+waist&mdash;which the dust of a dozen summers and every road in the district
+had whitened.
+</p>
+
+<p>
+&ldquo;Hallo, doctor!&rdquo; Arthur cried as they met. &ldquo;Are you going up
+to the house to-day?&rdquo;
+</p>
+
+<p>
+&ldquo;No, Mr. Bourdillon. But I can if necessary. How is he?&rdquo;
+</p>
+
+<p>
+&ldquo;That is what I want you to tell me. One can&rsquo;t talk freely at the
+house and I have a reason for wishing to know. How is he, doctor?&rdquo;
+</p>
+
+<p>
+&ldquo;Do you mean&mdash;&mdash;&rdquo;
+</p>
+
+<p>
+&ldquo;Has this really shaken him? Will he be the same man again?&rdquo;
+</p>
+
+<p>
+&ldquo;I see.&rdquo; Farmer rubbed his chin with the horn-handle of his
+riding-crop. &ldquo;Well&mdash;I see no reason at present why he should not be.
+He&rsquo;s one in a hundred, you know. Sound heart, good digestion, a little
+gouty&mdash;but tough. Tough! You never know, of course. There may be some harm
+we haven&rsquo;t detected, but I should say that he had a good few years of
+life in him yet.&rdquo;
+</p>
+
+<p>
+&ldquo;Ah!&rdquo;
+</p>
+
+<p>
+&ldquo;Of course, an unusual recovery&mdash;from such injuries. And I say
+nothing about the sight. I&rsquo;m not hopeful of that.&rdquo;
+</p>
+
+<p>
+&ldquo;Well,&rdquo; said Arthur. &ldquo;I&rsquo;ll tell you why I asked.
+There&rsquo;s a question arisen about a lease for lives&mdash;his is one. But
+you won&rsquo;t talk, of course.&rdquo;
+</p>
+
+<p>
+Farmer nodded. He found it quite natural. Leases for lives were still common,
+and doctors were often consulted as to the value of lives which survived or
+which it was proposed to insert. With another word or two they parted and
+Arthur rode on.
+</p>
+
+<p>
+But he no longer doubted. To wait for eight or ten years, dependent on the
+whims of an arbitrary and crotchety old man? No! Only in a moment of imbecility
+could he have dreamed of resigning for this, the golden opportunities that the
+new world, opening before him, offered to all who had the courage to seize
+them. He had been mad to think of it, and now he was sane. Garth was worth a
+mass. He might have served a year or two for it. But seven, or it might be ten?
+No. Besides, why should he not take the Squire at his word and make the best of
+both worlds, and availing himself of the favor he had gained, employ the one to
+exploit the other? He had his foot in at Garth and he was no fool, he could
+make himself useful. Already, he was well aware, he had made himself liked.
+</p>
+
+<p>
+It was noon when he rode into Aldersbury, the town basking in the first warmth
+of the year, the dogs lying stretched in the sunshine. And he was in luck, for,
+having met Farmer, he now met Frederick Welsh coming down Maerdol. The lawyer,
+honestly concerned for his old friend, was urgent in inquiry, and when he had
+heard the news, &ldquo;Thank God!&rdquo; he said. &ldquo;I&rsquo;m as pleased
+to hear that as if I&rsquo;d made a ten-pound note! Aldshire without the
+Squire&mdash;things would be changing, indeed!&rdquo;
+</p>
+
+<p>
+Arthur told him what the Squire had said about the lease. But that was another
+matter. The Squire was too impatient. &ldquo;He&rsquo;s got his agreement.
+We&rsquo;ll draw the lease as soon as we can,&rdquo; the lawyer said.
+&ldquo;The office is full, and more haste less speed. We&rsquo;ll let him know
+when it&rsquo;s ready.&rdquo; Like all old firms he was dilatory. There was no
+hurry. All in good time.
+</p>
+
+<p>
+They parted, and Arthur rode up the street, alert and smiling, and many eyes
+followed him&mdash;followed him with envy. He worked at the bank, he had his
+rooms on the Town Walls, he chatted freely with this townsman and that. He was
+not proud. But they never forgot who he was. They did not talk to him as they
+talked even to Ovington. Ovington had risen and was rich, but he came as they
+came, of common clay. But this young man, riding up the street in the sunshine,
+smiling and nodding this way and that, his hand on his thigh, belonged to
+another order. He was a Griffin&mdash;a Griffin of Garth. He might lose his
+all, his money might fly from him, but he would still be a Griffin, one of the
+caste that ruled as well as reigned, that held in its grasp power and
+patronage. They looked after him with envy.
+</p>
+
+</div><!--end chapter-->
+
+<div class="chapter">
+
+<h2><a name="chap19"></a>CHAPTER XIX</h2>
+
+<p>
+The week in early June which witnessed Arthur&rsquo;s return to his seat at the
+bank&mdash;that and the following week which saw his mother&rsquo;s five
+thousand pounds paid over for his share in the concern&mdash;saw the tide of
+prosperity which during two years had been constantly swelling, reach its
+extreme point. The commerce and wealth of the country, as they rose higher and
+higher in this flood-time of fortune, astonished even the casual observer.
+Their increase seemed to be without limit; they answered to every call. They
+not only filled the old channels, but over-ran them, irrigating, in appearance
+at least, a thousand fields hitherto untilled. Abroad, the flag of commerce was
+said to fly where it had never flown before; its clippers brought merchandise
+not only from the Indies, East and West, and tea from China, and wool from
+Sydney, and rich stuffs from the Levant, but Argosies laden with freight still
+more precious were&mdash;or were reported to be&mdash;on their way from that
+new Southern continent on the opening of which to British trade so many hopes
+depended. The gold and silver of Peru, the diamonds of Brazil, the untapped
+wealth of the Plate were believed to be afloat and ready to be exchanged for
+the produce of our looms and spindles, our ovens and forges.
+</p>
+
+<p>
+Nor was that produce likely to fail, for at home the glow of foundries, working
+night-shifts, lit up the northern sky, and in many a Lancashire or Yorkshire
+dale, old factories, brought again into service, shook, almost to falling,
+under the thunder of the power-loom. Mills and mines, potteries and iron-works
+changed hands from day to day, at ever-rising prices. Men who had never
+invested before, save in the field at their gate, or the house under their
+eyes, rushed eagerly to take shares in these ventures, and in thousands of
+offices and parlors conned their securities, summed up the swelling total of
+their gains, and rushed to buy and buy again, with a command of credit which
+seemed to have no bottom.
+</p>
+
+<p>
+To provide that credit, the banks widened their operations, increased, on the
+security of stocks ever rising in value, their over-drafts, issued batch after
+batch of fresh notes. The most cautious admitted that accommodation must keep
+step with trade; and the huge strides which this was making, the changed
+conditions, the wider outlook, the calling in of the new world to augment the
+wealth of the old&mdash;all seemed to demand an advance which promised to be as
+profitable as it was warranted. To the ordinary eye the sun of prosperity shone
+in an unclouded sky. Even the experienced, though they scanned the heavens with
+care, saw nothing to dismay them. Only here and there an old fogey whose memory
+went back to the crisis of &rsquo;93, or to the famous Black Monday of twenty
+years earlier, uttered a note of warning; or some mechanical clerk, of the
+stamp of Rodd, sunk in a rut of routine, muttered of Accommodation Bills where
+his employer saw only legitimate trade. But their croakings, feeble at best,
+were lost in the joyous babble of an Exchange, enriched by commissions, and
+drunk with success.
+</p>
+
+<p>
+It was a new era. It was the age of gold. It was the fruit of conditions long
+maturing. Men&rsquo;s labor, aided by machinery, was henceforth to be so
+productive that no man need be poor, all might be rich. Experts, reviewing the
+progress which had been made and the changes which had been wrought during the
+last fifty years, said these things; and the vulgar took them up and repeated
+them. The Bank of England acted as if they were true. The rate of discount was
+low.
+</p>
+
+<p>
+And while all men thus stretched out their hands to catch the golden manna
+Aldersbury was not idle. The appetite for gain grows by what it feeds upon and
+Aldersbury appetites had been whetted by early successes in their own field.
+The woollen mills, sharing in the general prosperity of the last two years, had
+done well, and more than one mill had changed hands at unheard-of prices. The
+Valleys were said to be full of money which, or part of it, trickled into the
+town, improving a trade already brisk. Many had made large gains by outside
+speculations and had boasted of them. Report had multiplied their profits,
+others had joined in and they too had gained, and their gains had fired the
+greed of their neighbors. Some had followed up their first successes. Others
+prepared to extend their businesses, built new premises, put in new-fangled
+glass windows, and by their action gave an impetus to subordinate trades, and
+spread still farther the sense of well-being.
+</p>
+
+<p>
+On the top of all this had come the Valleys Railroad Scheme, backed by
+Ovington&rsquo;s Bank, and offering to everyone a chance of speculating on his
+door-step: a scheme which while it appealed to local pride, had a specious look
+of safety, since the railway was to be built under the shareholders&rsquo; own
+eyes, across the fields they knew, and by men whom they saw going in and out
+every day.
+</p>
+
+<p>
+There was a great run on it. Some of the gentry, following the old
+Squire&rsquo;s example, held aloof, but others put their hundreds into it, not
+much believing in it but finding it an amusing gamble. The townsfolk took it
+more seriously, with the result that a week after allotment the shares were
+changing hands at a premium of thirty shillings and there was still a busy
+market in them. Some who, tempted by the premium, sold at a profit suspected as
+soon as they had sold that they had thrown away their one chance of wealth, and
+went into the market and bought again, and so the rise was maintained and even
+extended. More than once Ovington put in a word of caution, reminding his
+customers that the first sod was not yet cut, that all the work was to do, that
+even the Bill was not yet passed. But his warnings were disregarded.
+</p>
+
+<p>
+To the majority it seemed a short and easy way to fortune, and they wondered
+that they had been so simple in the past as to know nothing of it. It was by
+this way, they now saw, that Ovington had risen to wealth, while they, poor
+fools, not yet admitted to the secret, had gaped and wondered. And what a
+secret it was! To rise in the morning richer by fifty pounds than they had gone
+to bed! To retire at night with another fifty as good as in the bank, or in the
+old and now despised stocking! The slow increment of trade seemed mean and
+despicable beside their hourly growing profits, made while men slept or dined,
+made, as a leading tradesman pithily said, while they wore out their breeches
+on their chairs! Few troubled themselves about the Bill, or the cutting of the
+first sod, or considered how long it would be before the railroad was at work!
+Fewer still asked themselves whether this untried scheme would ever pay. It was
+enough for them that the shares were ever rising, that men were always to be
+found to buy them at the current price, and that they themselves were growing
+richer week by week.
+</p>
+
+<p>
+For the directors these were great days! They walked Bride Hill and the Market
+Place with their heads high and their toes turned out. They talked in loud
+voices in the streets. They got together in corners and whispered, their brows
+heavy with the weight of affairs. They were great men. The banker, it is true,
+did not like the pitch to which the thing was being carried, but it was his
+business to wear a cheerful face, and he had no misgivings to speak of, though
+he knew that success was a long way off. And even on him the prosperity of the
+venture had some effect. Sir Charles and Acherley, too, were not of those who
+openly exulted; it is possible that the latter sold a few shares, or even a
+good many shares.
+</p>
+
+<p>
+But Purslow and Grounds and Wolley? Who shall describe the importance which sat
+upon their brows, the dignity of their strut, the gravity of their nod, the
+mock humility of their reticence? Never did they go in or go out without the
+consciousness that the eyes of passers-by were upon them! Theirs to make
+men&rsquo;s fortunes by a hint&mdash;and their bearing betrayed that they knew
+it. Purslow&rsquo;s apron was discarded, no longer did he come out to customers
+in the street; if he still rubbed one hand over the other it was in
+self-content. Grounds was dazzled, and wore his Sunday clothes on week-days.
+Wolley, always a braggart, swaggered and talked, closed his eyes to his
+commitments and remembered only his gains. He talked of buying another mill, he
+even entered into a negotiation with that in view. He was convinced that safety
+lay in daring, and that this was the golden moment, if he would free himself
+from the net of debt that for years had been weaving itself about him.
+</p>
+
+<p>
+He assumed the airs of a rich man, but he was not the worst. The draper, if
+more honest, had less brains, and success threw him off his balance. &ldquo;A
+little country &rsquo;ouse,&rdquo; he said, speaking among his familiars.
+&ldquo;I&rsquo;m thinking of buying a little country &rsquo;ouse. Two miles
+from town. A nice distance.&rdquo; He recalled the fact that the founder of Sir
+Charles&rsquo;s family had been Mayor of Aldersbury in the days of Queen Bess,
+and had bought the estate with money made in the town. &ldquo;Who knows,&rdquo;
+with humility&mdash;&ldquo;my lad&rsquo;s a good lad&mdash;what may come of it?
+After all there is nothing like land.&rdquo;
+</p>
+
+<p>
+Grounds shook his head. &ldquo;I don&rsquo;t know. It doesn&rsquo;t
+double&mdash;&mdash;&rdquo;
+</p>
+
+<p>
+&ldquo;Double itself in a month, Grounds? No. But all in good time. All in good
+time. &rsquo;Istory repeats itself. My lad may be a parliament-man, yet. I saw
+Ovington this morning.&rdquo; Two months before it would have been &ldquo;Mr.
+Ovington.&rdquo; &ldquo;He&rsquo;s sold those Anglo-Mexicans for me and it
+beats all! A gold-mine! Bought at forty, sold at seventy-two! He wanted me to
+pay off the bank, but not I, Grounds. When you can borrow at seven and double
+the money in a month! No, no! Truth is, he&rsquo;s jealous. He gets only seven
+per cent. and sees me coining! Of course he wants his money. No, no, I
+said.&rdquo;
+</p>
+
+<p>
+Grounds looked doubtful. He was too cautious to operate on borrowed money.
+&ldquo;I don&rsquo;t know. After all, enough is as good as a feast,
+Purslow.&rdquo;
+</p>
+
+<p>
+Purslow prodded him playfully. &ldquo;Ay, but what is enough?&rdquo; he
+chuckled. &ldquo;No. We&rsquo;ve been let in and I mean to stay in.
+There&rsquo;s plenty of fools grubbing along in the old way, but you and me, we
+are inside now, Grounds, and I mean to stay in. The days of five per cent are
+gone for you and me. Gone! &rsquo;Twarn&rsquo;t by five per cent. that Ovington
+got where he is.&rdquo;
+</p>
+
+<p>
+&ldquo;My wife wants a silk dress.&rdquo;
+</p>
+
+<p>
+&ldquo;Let &rsquo;er &rsquo;ave it! And come to me for it! You can afford
+it!&rdquo; He strutted off. &ldquo;Grounds all over!&rdquo; he muttered.
+&ldquo;Close; d&mdash;d close! Hasn&rsquo;t the pluck of a mouse&mdash;and a
+year ago he could buy me twice over!&rdquo; In fancy he saw his Jack a
+college-man and counsellor, and by and by he passed various parks and halls
+before his mental vision and saw Jack seated in them, saw him Sir John Purslow,
+saw him Member for Aldersbury. He held his head high as he marched across the
+street to his shop, jingling the silver in his fob. Queen Bess, indeed, what
+were Queen Bess&rsquo;s days to these?
+</p>
+
+<p>
+But a man cannot talk big without paying for the luxury. The draper&rsquo;s
+foreman asked for higher wages; his second hand also. Purslow gave the rise,
+but, reminded that their pay was in arrear, &ldquo;No, Jenkins, no,&rdquo; he
+said. &ldquo;You must wait. Hang it, man, do you think I&rsquo;ve nothing
+better to do with my money in these days than pay you fellows to the day?
+&rsquo;Ere! &rsquo;ere&rsquo;s a pound on account. Let it run! Let it run! All
+in good time, man. Fancy my credit&rsquo;s good enough?&rdquo;
+</p>
+
+<p>
+And instead of meeting the last acceptance that he&rsquo;d given to his
+cloth-merchant, he took it up with another bill at two months&mdash;a thing he
+had never done before. &ldquo;Credit! Credit&rsquo;s the thing in these
+days,&rdquo; he said, winking. &ldquo;Cash? Excuse me! Out of date, man, with
+them that knows. Credit&rsquo;s the &rsquo;orse!&rdquo;
+</p>
+
+<p>
+Arthur Bourdillon wore his honors more modestly, and courted the mean with
+success. But even he felt the intoxication of this noontide prosperity. At
+Garth he had doubted, and suffered scruples to weigh with him. But no sooner
+had he returned to the bank than the atmosphere of money enveloped him, and
+discerning that it was now in his power to make the best of two worlds,
+hitherto inconsistent, he plunged with gusto into the business. As secretary of
+the company he was a person to be courted; as a partner, now recognized, in the
+bank, he was more. He felt himself capable of all, for had not all succeeded
+with him? And awake to the fact that the times were abnormal&mdash;though he
+did not deduce from this the lesson he should have drawn&mdash;he thanked his
+stars that he was there to profit by them, and to make the most of them.
+</p>
+
+<p>
+He was beyond doubt an asset to the bank. His birth, his manners, his good
+looks, the infection of his laugh made him a favorite with gentle and simple.
+And then he worked. He had energy, he was tireless, no task was too hard or too
+long for him. But he labored under one disadvantage, though he did not know it.
+He had had experience of the rise, not of the fall. As far back as he had been
+connected with Ovington&rsquo;s, trade had continued to expand, things had gone
+well; and by nature he was sanguine and leant towards the bold policy. He threw
+his weight on that side, and, able and self-confident, he made himself felt.
+Even Ovington yielded to the thrust of his opinion, was swayed by him, and at
+times, perhaps, put a little out of his course.
+</p>
+
+<p>
+Not that Arthur was without his troubles. Naturally and inevitably a cloud had
+fallen on the relation, friendly hitherto, between him and Clement. Clement had
+grown cool to him, and the change was unwelcome, for it was in Arthur&rsquo;s
+nature to love popularity and to thrive and to bask in the sunshine of it. But
+it could not be helped. Without breaking eggs one could not make omelettes.
+Clement blamed him, he knew, feeling, and with reason, that what he had done
+deserved acknowledgment, and that it lay with Arthur to see that justice was
+done. And Arthur, for his part, would have gladly acquitted himself of the debt
+had it consisted with his own interests. But it did not.
+</p>
+
+<p>
+Had he suspected the tie between Clement and Josina he might have acted
+otherwise. He might have foreseen the possibility of Clement&rsquo;s gaining
+the old man&rsquo;s ear, might have scented danger, and played a more cautious
+game. But he knew nothing of this. Garth and Clement stood apart in his mind.
+Clement and Josina were as far as he knew barely acquainted. He was aware,
+therefore, of no special reason why Clement should desire to stand well at
+Garth, while he felt sure that his friend was the last person to push a claim,
+or to thrust himself uninvited on the Squire&rsquo;s gratitude.
+</p>
+
+<p>
+Accordingly, and the more as the banker had not himself taken up the quarrel,
+he put it aside as of no great importance. He shrugged his shoulders and told
+himself that Clement would come round. The cloud would pass, and its cause be
+forgotten.
+</p>
+
+<p>
+In the meantime he ignored it. He met Clement&rsquo;s hostility with bland
+unconsciousness, smiled and was pleasant. He was too busy a man to be troubled
+by trifles. He was not going to be turned from his course by the passing frown
+of a silly fellow, who could not hold an advantage when he had won it.
+</p>
+
+<p>
+Betty was another matter. Betty was behaving ill and showing temper, in league
+apparently with her brother and sympathizing with him. She was changed from the
+Betty of old days. He had lost his hold upon her, and though this fell in well
+enough with the change in his views&mdash;or the possible change, for he had
+not quite made up his mind&mdash;it pricked his conceit as much as it surprised
+him. Moreover, the girl had a sharp tongue and was not above using it, so that
+more than once he smarted under its lash.
+</p>
+
+<p>
+&ldquo;Fine feathers make fine birds!&rdquo; she said, as Arthur came bounding
+into the house one day and all but collided with her. &ldquo;Only they should
+be your own, Mr. Daw!&rdquo;
+</p>
+
+<p>
+&ldquo;Oh, I give your father all the credit,&rdquo; he replied, &ldquo;only I
+do some of the work. But you used not to be so critical, Betty.&rdquo;
+</p>
+
+<p>
+&ldquo;No? Well, I&rsquo;ll tell you why if you like.&rdquo;
+</p>
+
+<p>
+&ldquo;Oh, I don&rsquo;t want to know.&rdquo;
+</p>
+
+<p>
+&ldquo;No, I don&rsquo;t think you do!&rdquo; the girl retorted. &ldquo;But
+I&rsquo;ll tell you. I thought your feathers were your own then. Now&mdash;I
+should be uneasy if I were you.&rdquo;
+</p>
+
+<p>
+&ldquo;Why?&rdquo;
+</p>
+
+<p>
+&ldquo;You might fall among crows and be plucked. I can tell you, you&rsquo;d
+be a sorry sight in your own feathers!&rdquo;
+</p>
+
+<p>
+He turned a dusky red. The shaft had gone home, but he tried to hide the wound.
+&ldquo;A dull bird, eh?&rdquo; he said, affecting to misunderstand her.
+&ldquo;Well, I thought you liked dull birds. I couldn&rsquo;t be duller than
+Rodd, and you don&rsquo;t find fault with him.&rdquo;
+</p>
+
+<p>
+It was a return shot, aimed only to cover his retreat. But the shot told in a
+way that surprised him. Betty reddened to her hair, and her eyes snapped.
+</p>
+
+<p>
+&ldquo;At any rate, Mr. Rodd is what he seems!&rdquo; she cried.
+</p>
+
+<p>
+&ldquo;Oh! oh!&rdquo;
+</p>
+
+<p>
+&ldquo;He&rsquo;s not hollow!&rdquo;
+</p>
+
+<p>
+&ldquo;No! Of course not. A most witty, bright, amusing gentleman, the pink of
+fashion, and&mdash;what is it?&mdash;the mould of form! Hollow? Oh, no, Betty,
+very solid, I should say&mdash;and stolid!&rdquo; with a grin. &ldquo;Not a
+roaring blade, perhaps&mdash;I could hardly call him that, but a sound,
+substantial, wooden&mdash;gentleman! I am sure that your father values him
+highly as a clerk, and would value him still more highly
+as&mdash;&mdash;&rdquo;
+</p>
+
+<p>
+&ldquo;What?&rdquo;
+</p>
+
+<p>
+&ldquo;I need not put it into words&mdash;but it lies with you to qualify him
+for the post. Rodd? Well, well, times are changed, Betty! But we live and
+learn.&rdquo;
+</p>
+
+<p>
+&ldquo;You have a good deal to learn,&rdquo; she cried, bristling with anger,
+&ldquo;about women!&rdquo;
+</p>
+
+<p>
+He got away then, retiring in good order and pleased that he had not had the
+worst of it; hoping, too, that he had closed the little spitfire&rsquo;s mouth.
+But there he found himself mistaken. The young lady was of a high courage, and
+perhaps had been a little spoiled. Where she once felt contempt she made no
+bones about showing it, and whenever they met, her frankness, sharpened by a
+woman&rsquo;s intuition, kept him on tenter-hooks.
+</p>
+
+<p>
+&ldquo;You seem to think very ill of me,&rdquo; he said once. &ldquo;And yet
+you trouble yourself a good deal about me.&rdquo;
+</p>
+
+<p>
+&ldquo;You make a mistake!&rdquo; she replied. &ldquo;I am not troubling myself
+about you. I&rsquo;m thinking of my father.&rdquo;
+</p>
+
+<p>
+&ldquo;Ah! Now you are out of my reach. That&rsquo;s beyond me.&rdquo;
+</p>
+
+<p>
+&ldquo;I wish he were!&rdquo;
+</p>
+
+<p>
+&ldquo;He knows his own business.&rdquo;
+</p>
+
+<p>
+&ldquo;I hope he does!&rdquo; she riposted. And though it was the memory of
+Rodd&rsquo;s warning that supplied the dart, the animosity that sped it had
+another source. The truth was that her brother had at last taken her into his
+confidence.
+</p>
+
+<p>
+It was not without great unhappiness that he had seen all the hopes which he
+had built upon the Squire&rsquo;s gratitude come to nothing. He had hoped, and
+for a time had been even confident; but nothing had happened, no message, no
+summons had reached him. The events of that night might have been a dream, as
+far as he was concerned. Yet he could not see his way to blow his own trumpet,
+or proclaim what he had done. He stood no better than before, and indeed his
+position was worse.
+</p>
+
+<p>
+For as long as the Squire lay bedridden and ill he could not go to him. Even
+when the report came that he was mending, Clement hesitated. To go to him,
+basing his claim on what had happened, to go to him and tell the story, as he
+must, with his own lips&mdash;this presented difficulties from which a man with
+delicate feelings might well shrink!
+</p>
+
+<p>
+Meanwhile a veil had fallen between him and Josina. He had sworn that he would
+not see her again until he could claim her, and he supposed her to be engrossed
+by her father&rsquo;s illness and tied to his bedside. He even, with a
+lover&rsquo;s insight, inferred the remorse which she felt and her recoil from
+a continuance of their relations. Meanwhile he did not know what to do. He did
+not see any outlet. He was in an impasse with no prospect of delivery. And
+while he felt that Arthur had behaved ungenerously, while he even suspected
+that his friend had taken the credit which was his own due, he had no clue to
+his motives, or his schemes.
+</p>
+
+<p>
+It was Betty who first saw into the dark place. For one day, longing as lovers
+long for a confidante, he had told her all, from the first meeting with Josina
+to his final parting from the girl by the brook, and his brief and unfortunate
+interview with her father on the road. The romance charmed Betty, the audacity
+of it dazzled her; for, a woman, she perceived more clearly than Clement the
+gulf between the town and the country, the new and the old. She listened to his
+tale with sighs and tears and little endearments, and led him on from one thing
+to another. She could not hear too much of a story that hardly a woman alive
+could have heard with indifference. She praised Josina to the top of his bent,
+and if she could not give him much hope, she gave sympathy.
+</p>
+
+<p>
+And, shrewdly, in her own mind she put things together. &ldquo;Arthur is off
+with the old love,&rdquo; she thought, &ldquo;and on with the new.&rdquo; He
+had changed sides, and that explained many things. So, with hardly any
+premises, she jumped to a conclusion so nearly correct that, could Arthur have
+read her mind, he would have winced even more than he did under the thrusts of
+her satire.
+</p>
+
+<p>
+But she did not tell Clement. Her suspicions were not founded on reason, and
+they would only alarm him, and he was gloomy enough as it was. Instead, she
+cheered him and bade him be patient. Something might turn up, and in no case
+could much be done until the Squire was well enough to leave his room.
+</p>
+
+<p>
+At bottom she was not hopeful. She saw arrayed between Clement and his love a
+host of difficulties, apart from Arthur&rsquo;s machinations. The pride of
+class, the old man&rsquo;s obstinacy, the young girl&rsquo;s timidity,
+Josina&rsquo;s wealth&mdash;these were obstacles hard to surmount. And Arthur
+was on the spot ready to raise new barriers, should these be overcome.
+</p>
+
+</div><!--end chapter-->
+
+<div class="chapter">
+
+<h2><a name="chap20"></a>CHAPTER XX</h2>
+
+<p>
+The money for Arthur&rsquo;s share in the bank had been paid over in the early
+part of June, but the transaction had not gone through with the smoothness
+which he had anticipated. He had found himself up against a thing which he had
+not taken into his reckoning; the jealousy with which the old and the rich are
+apt to guard the secret of their wealth, a jealousy in the Squire&rsquo;s case
+aggravated by his blindness. Arthur had felt the check and was forced to own,
+with some alarm, that high as he stood in favor, a little thing might upset
+him.
+</p>
+
+<p>
+He had written to the brokers, requesting them to sell sufficient India Stock
+to bring in a sum of six thousand pounds. They had replied that they could not
+carry out the order unless they had the particulars of the Stock and of the
+amount standing in the Squire&rsquo;s name at the India House. But when Arthur
+took the letter to the Squire&rsquo;s room and read it to him, the outcome
+surprised him. The old man sat up in bed and confounded him by the vigor of his
+answer. &ldquo;Want to know how much I hold?&rdquo; he cried. &ldquo;D&mdash;n
+their impudence! Then they&rsquo;ll not know! Want to look at my books and see
+what I&rsquo;m worth! What next? What is it to them what I hold? You bid
+&rsquo;em sell&mdash;&rdquo; beating the counterpane with his
+stick&mdash;&ldquo;you bid &rsquo;em sell two thousand two hundred
+pounds&mdash;at two hundred and seventy-five, that&rsquo;s near the mark!
+That&rsquo;s all they&rsquo;ve got to do, the impudent puppies! Do you write,
+d&rsquo;you hear, and tell &rsquo;em to do it!&rdquo;
+</p>
+
+<p>
+Arthur cursed the old man&rsquo;s unreasonableness, and wondered what he was to
+do. If there was going to be all this difficulty about the particulars, what
+about the certificates? How was he to get them? For the Squire as he sat erect,
+thrusting forward his bandaged head, and clutching the stick that lay beside
+him, grew almost threatening. He was in arms in defence of his moneybags and
+his secrets, and his nephew saw that it would take a bolder man than himself to
+cross him.
+</p>
+
+<p>
+He hesitated. &ldquo;I am afraid, sir,&rdquo; he ventured at last,
+&ldquo;there&rsquo;s a difficulty here that I had not foreseen. The
+certificates&mdash;&mdash;&rdquo;
+</p>
+
+<p>
+&ldquo;They don&rsquo;t want the certificates&mdash;yet! Don&rsquo;t they say
+so? Plain as a pikestaff!&rdquo;
+</p>
+
+<p>
+&ldquo;Perhaps, sir,&rdquo; doubtfully. &ldquo;If Welshes have got
+them&mdash;&mdash;&rdquo;
+</p>
+
+<p>
+&ldquo;Welshes have not got them!&rdquo;
+</p>
+
+<p>
+Arthur did not know what to say to that. At last, in a tone as reasonable as he
+could compass, &ldquo;I am afraid the difficulty is, sir,&rdquo; he said,
+&ldquo;that they cannot make out a transfer until they have the particulars;
+which I fancy we can only get from the certificates.&rdquo;
+</p>
+
+<p>
+&ldquo;Then they may go to blazes!&rdquo; the Squire replied, and he lay down
+with his face to the wall. Not he! There might be officials at the India House
+who knew this or that and Welshes, who had acted for him in making one purchase
+or another, might know a part. But to no living man had he ever entrusted the
+secret of his fortune, or the result of those long years of stinting and
+sparing and saving that had cleared the mortgaged estate, and had been
+continued because habit was strong and age is penurious. No, to no man living!
+That was his secret while the breath was in him. Afterwards&mdash;but he was
+not going to give it up yet.
+</p>
+
+<p>
+Presently he bade Arthur go, and Arthur went, troubled in his mind, and much
+less assured of his position than he had been an hour before. He thanked his
+stars that he had not given way to the temptation to cut loose from the bank.
+It would never have done, he saw that now. And how was he going to extract his
+money, his six thousand, from this unreasonable old dotard&mdash;for so he
+styled him in his wrath?
+</p>
+
+<p>
+However, the riddle solved itself before many hours had passed.
+</p>
+
+<p>
+That afternoon he was absent, and Jos, about whom Miss Peacock was growing
+anxious, had gone out to take the air. The butler, left on guard, occupied
+himself with laying the table in the dining-room, where, if the Squire tapped
+the floor, he could hear him. He heard no summons, but presently as he went
+about his work he heard someone moving upstairs and he pricked up his ears.
+Surely the Squire was not getting out of bed? Weak and blind as he
+was&mdash;but again he heard heavy footsteps, and, thoroughly alarmed, the man
+lost no time. He hurried up the stairs, and entered his master&rsquo;s room.
+The Squire was out of bed. He was on his feet, clinging to the post at the foot
+of the bed, and feeling helplessly about him with the other hand.
+</p>
+
+<p>
+&ldquo;Lord, ha&rsquo; mercy!&rdquo; Calamy cried, eying the gaunt figure with
+dismay. He hastened forward to support it.
+</p>
+
+<p>
+The Squire collapsed on the bed as soon as he was touched. &ldquo;I canna do
+it,&rdquo; he groaned, &ldquo;I canna do it. It&rsquo;s going round wi&rsquo;
+me. Who is it?&rdquo;
+</p>
+
+<p>
+&ldquo;Calamy, sir,&rdquo; the butler answered, and added bluntly, &ldquo;If
+you want to get into your coffin, master, you&rsquo;re going the right way to
+do it!&rdquo;
+</p>
+
+<p>
+&ldquo;Anyway, I canna do it,&rdquo; the Squire repeated, and remained
+motionless for a moment. &ldquo;I couldn&rsquo;t manage the stairs if
+&rsquo;twere ever so.&rdquo;
+</p>
+
+<p>
+&ldquo;You&rsquo;d manage &rsquo;em one way. You&rsquo;d fall down &rsquo;em.
+You get to bed, sir. You get to bed. There, I&rsquo;ll heave you up.&rdquo;
+</p>
+
+<p>
+&ldquo;I&rsquo;m weaker than I thought,&rdquo; the Squire muttered. He suffered
+himself to be put into bed.
+</p>
+
+<p>
+&ldquo;You&rsquo;ve lost blood, sir, that&rsquo;s what it is,&rdquo; the butler
+said. &ldquo;And at your age it&rsquo;s not to be replaced in a week, nor a
+fortnight. You lie still, sir. Maybe in a month you&rsquo;ll be tramping the
+stairs. But blindfold&mdash;it&rsquo;s the Lord&rsquo;s mercy as you
+didn&rsquo;t fall and only stop in Kingdom Come! For if fall you did, I
+don&rsquo;t know where else you&rsquo;d stop.&rdquo;
+</p>
+
+<p>
+&ldquo;I&rsquo;m afraid so. Anyway I canna do it!&rdquo;
+</p>
+
+<p>
+&ldquo;Only feet foremost.&rdquo;
+</p>
+
+<p>
+The Squire sighed and turned himself to the wall, perhaps to hide the tear that
+helplessness forced from old eyes. He couldn&rsquo;t do it, and he must put up
+with the consequences. He could not any longer be sufficient to himself. It was
+a sad thought, but apparently he made up his mind to it, for twenty-four hours
+later, when Jos and Arthur were with him, he sent the girl away. When she had
+gone he sought under the pillow for his keys, and after handling them for a
+time, &ldquo;Is the door shut? And no one here but you?&rdquo;
+</p>
+
+<p>
+&ldquo;We are quite alone, sir.&rdquo;
+</p>
+
+<p>
+&ldquo;No one within hearing, lad?&rdquo;
+</p>
+
+<p>
+&ldquo;Not a soul, sir.&rdquo;
+</p>
+
+<p>
+&ldquo;It&rsquo;s not that I mistrust the wench,&rdquo; the Squire muttered.
+&ldquo;She&rsquo;s a Griffin and a good girl, a good girl. But she&rsquo;s a
+tongue like other women.&rdquo; By this time he had found what he wanted, and
+holding the bunch by one of the keys he offered it to Arthur.
+&ldquo;That&rsquo;s the key. Now you listen to me. Go down to the dining-room,
+and don&rsquo;t you do anything till you&rsquo;ve locked the door and seen
+there&rsquo;s no one at the windows. The panel, right side of the
+fireplace&mdash;are you minding me? Ay? Well, pass your hand down the moulding
+next the hearth and you&rsquo;ll feel a crack across it, and, an inch below,
+another. They&rsquo;re so small you as good as can&rsquo;t see them, when you
+know they&rsquo;re there. Twist that bit, top part to the right, and
+you&rsquo;ll see a key-hole. Turn the key and pull, and the panel comes open,
+and you&rsquo;ll see a cupboard door behind it. Same key unlocks it. Are you
+minding me?&rdquo;
+</p>
+
+<p>
+&ldquo;I am, sir, I quite understand.&rdquo;
+</p>
+
+<p>
+&ldquo;Well, on the middle shelf&mdash;you&rsquo;ll see a box. The key to that
+box is the next on the bunch. Open it and you will have the India Stock
+Certificates.&rdquo; The Squire sighed and for a moment was silent.
+&ldquo;There&rsquo;s one for two thousand two hundred, which will do it. Bring
+it here. You needn&rsquo;t,&rdquo; drily, &ldquo;go routing among the others,
+once you&rsquo;ve found it. Then lock up, and slip the moulding into place. But
+be sure, lad, before you do aught, that the door is locked.&rdquo;
+</p>
+
+<p>
+&ldquo;I will be careful,&rdquo; Arthur assured him. &ldquo;I quite understand,
+sir.&rdquo;
+</p>
+
+<p>
+&ldquo;It&rsquo;s not that I distrust Jos,&rdquo; the Squire repeated&mdash;as
+if he defended himself against an accusation. &ldquo;But tell a secret to a
+woman, and you tell it to the parish.&rdquo;
+</p>
+
+<p>
+&ldquo;Shall I do it now, sir?&rdquo;
+</p>
+
+<p>
+&ldquo;Ay. And bring back the keys. Don&rsquo;t let &rsquo;em out of your
+hands.&rdquo;
+</p>
+
+<p>
+Arthur went downstairs, and as he descended the shallow steps he smiled. Men,
+even the sharpest of men, were easy to manage if you had patience.
+</p>
+
+<p>
+The afternoon was drawing in. The corners in the hall were growing dim. The sky
+seen through the open door was pale green. The air came in from the garden,
+sweet but chilly, laden with the scent of lilac and gilly flowers. A single
+rook cawed. The peace of the country was upon all. He could hear his mother and
+Josina talking somewhere within the house.
+</p>
+
+<p>
+He slipped into the dining-room and, locking himself in, looked round him. The
+paint on the panelled walls was faded, blistered in places by the sun, or
+soiled where elbows had rubbed it or the butler&rsquo;s tray standing against
+it through long years, had marked it. The panels were large, dating from Dutch
+William or Anne, of chestnut and set in heavy mouldings.
+</p>
+
+<p>
+Arthur glanced at the windows to make sure that he was unseen, then he stepped
+to the hearth and felt for and found the bit of moulding, in front of which,
+though he had forgotten to mention it, the Squire had hung an old almanac.
+Arthur twisted the upper end to the right, uncovered the key-hole, and within a
+minute had the inner door open.
+</p>
+
+<p>
+It masked a cupboard, contrived in the thickness of the chimney-breast, perhaps
+at the time when the open shaft had been closed and a smaller fireplace had
+been inserted. Inside, two shelves formed three receptacles. In the uppermost
+were parcels of old letters secured with dusty and faded ribands, and piled at
+random one on another&mdash;the relics of the love-letters or law-letters of
+past generations. In the lowest compartment were bigger bundles secured with
+straps, which Arthur judged to contain leases and farm agreements, and the
+like. Some were of late date&mdash;he took up one or two bundles and looked at
+the endorsements&mdash;none of them appeared to be very old.
+</p>
+
+<p>
+The middle space displayed a row of old ledgers and farm books, and standing
+alone before them a small iron box. It was with this no doubt that his business
+lay and he tried his key in it. The key fitted. He opened the box.
+</p>
+
+<p>
+It contained three certificates and, though he had been bidden not to rout
+among them, he felt it his duty to ascertain&mdash;for he would probably have
+to inform the brokers&mdash;what was the total of the Squire&rsquo;s holding.
+They all three represented India Stock, and Arthur&rsquo;s eyes glistened as he
+noted the amount and figured up the value in his mind. One, as the Squire had
+said, was for two thousand two hundred, the other two were for two thousand
+five hundred each. Arthur calculated that at the price of the day they were
+worth little short of twenty thousand pounds. He withdrew the smallest
+certificate and locked the box. He had done his errand, but as he went about to
+close the cupboard-door he paused. He had seen old letters, and modern
+agreements and the like. But no old deeds. Where did the Squire keep the title
+deeds of Garth? They were not here.
+</p>
+
+<p>
+At Welshes? Perhaps.
+</p>
+
+<p>
+Arthur glanced at the other side of the fireplace. There, precisely
+corresponding with the almanac which he had removed, hung an old-fashioned
+silver sconce with a flat back serving for a reflector. A pair of snuffers
+flanked the candle-holder on one side, an extinguisher on the other. It was a
+piece which Arthur had admired for its age but had never seen in use. He stared
+at it, and as he closed the cupboard and panel by which he stood, and replaced
+the bit of moulding, he hesitated. With the keys in his hand he cast a glance
+at the windows, then he crossed the hearth, took down the sconce, and ran his
+fingers down the moulding.
+</p>
+
+<p>
+Yes, here were the cracks, barely to be discovered by the fingers and not at
+all by the eye. The bit of moulding, when he twisted it, moved stiffly, but it
+moved. With another glance over his shoulder he inserted the key, then he
+listened. All was quiet in the house. Outside, a wood-pigeon coo&rsquo;d in a
+neighboring tree while a solitary rook uttered a shrill &ldquo;Bah-doo!
+Bah-doo!&rdquo; not the common caw, but a cry that he had often heard.
+</p>
+
+<p>
+Something in the stealthiness of his movements and the stillness of the house,
+whispered a warning to him, and he paused, his arm raised. Yet&mdash;why not?
+What could come of it? Knowledge was always useful, and if his business had
+lain with this second cupboard his uncle would have sent him to it as freely as
+to the other. With an effort he shook off his scruples, and to satisfy himself
+that he was doing no wrong he laughed. He turned the key and swung back the
+panel. He unlocked and opened the inner door.
+</p>
+
+<p>
+Here there were but two divisions. The lower one was piled high with plate;
+with a part, of a dinner-service, cups, bowls, candlesticks, wine-jugs,
+salt-cellers&mdash;a collection that, tarnished and dull as the pieces were,
+made Arthur&rsquo;s mouth water. Among them lay half a dozen leather cases
+which he fancied held jewellery, and more than a dozen bulky
+parcels&mdash;spoons and forks and the like. They had not been disturbed, it
+was plain, for years, and he dared not touch them.
+</p>
+
+<p>
+On the shelf were two iron boxes, and arrayed before them four parcels of
+deeds, old and discolored, with ends of green riband hanging from them, and
+here and there a great seal&mdash;one seal was of lead. They gave out a damp,
+sour smell, the odor of slowly decaying sheepskin. Three of the parcels related
+to farms which the Squire had bought within Arthur&rsquo;s memory. The fourth
+and largest bundle, in a coarse wrapper, neatly bound about with straps, had a
+label attached to it, &ldquo;The Title Deeds of the Garth Estate,&rdquo; and
+thrust under one of the straps was a folded slip of parchment. Arthur opened
+this and saw that it was a memorandum, dated fifty years before, of the deposit
+of the deeds to secure the repayment of thirty-eight thousand pounds and
+interest. Below were receipts for instalments repaid at intervals of years, and
+opposite the last receipt appeared, in the Squire&rsquo;s hand &ldquo;Cancelled
+and deeds returned&mdash;Thank God for His mercies!&rdquo;
+</p>
+
+<p>
+Arthur felt a thrill of sympathy as he read the words. He returned the slip to
+its place and softly closed the door. He swung back the panel and secured it.
+He replaced the silver sconce.
+</p>
+
+<p>
+But though two inches of wood now intervened, he retained a vision of the
+bundle of deeds. It was not large, he could have carried it under his arm. But
+it meant, that little parcel, power, wealth, position, the Garth Estate! It
+spoke to Arthur the banker&mdash;for whom wealth lay in broad acres themselves,
+the farms and water-mills, the pieces of paper, not in gold and silver&mdash;as
+eloquently as the coverts and dingles, the wide-flung hill-side that he loved,
+spoke to the Squire. For the first time Arthur coveted Garth, valuing it not as
+the Squire did for what it was, hill and dale spread under heaven, but for what
+it was worth, for what might be made of it, for the uses to which it might be
+put.
+</p>
+
+<p>
+&ldquo;He has added to it. One could raise fifty thousand on it,&rdquo; he
+thought. And with fifty thousand what could one not do? With fifty thousand
+pounds, free money, added to the bank&rsquo;s resources, what might not be
+done? It was a golden vision that he saw, as he stood in the evening stillness
+with the scent of roses stealing into the room, and the wood-pigeon cooing
+softly in the tree outside. Ay, what might he not do!
+</p>
+
+<p>
+But the Squire might be growing suspicious. He roused himself, saw that all was
+as he had found it, and unlocking the door, he went upstairs.
+</p>
+
+<p>
+&ldquo;You&rsquo;ve been a long time about it, young man,&rdquo; the Squire
+grumbled. &ldquo;What&rsquo;s amiss?&rdquo;
+</p>
+
+<p>
+But Arthur was ready with his answer. &ldquo;You told me to go about it
+quietly, sir. So I waited until the coast was clear. It&rsquo;s a capital
+hiding-place. It&rsquo;s not to be found in a minute even when you know where
+it is.&rdquo;
+</p>
+
+<p>
+&ldquo;Ay, ay. It would take a clever rogue to find it,&rdquo; complacently.
+</p>
+
+<p>
+&ldquo;I suppose it&rsquo;s old, sir?&rdquo;
+</p>
+
+<p>
+&ldquo;My grandfather put it in when the Scots were at Derby. And, mark ye, no
+one knows of it but Frederick Welsh&mdash;and now you. D&rsquo;you be careful
+and keep your mouth shut, lad. You ha&rsquo; got the certificate?&rdquo;
+</p>
+
+<p>
+&ldquo;Yes, sir.&rdquo;
+</p>
+
+<p>
+&ldquo;Well, go about the business and get it done. And now do you send Jos to
+me.&rdquo;
+</p>
+
+<p>
+Arthur made a mental note that the old man was changing at last&mdash;was
+losing that hard grip on all about him which he had maintained for half a
+century; and he was confirmed in this idea by the ease with which the India
+Stock transaction presently went through. The brokers showed themselves
+unusually complaisant. They wrote that, as the matter was personal to him, they
+were anxious that nothing should go wrong; and, as his customer was blind, they
+were forwarding with the transfer on which the particulars had been inserted a
+duplicate in blank, in order that if the former were spoiled in the execution
+delay might be avoided. This was irregular, but if the duplicate were not
+needed, it could be returned and no harm done.
+</p>
+
+<p>
+Arthur thought this polite of them, and was flattered; he felt that he was a
+client of value. But as it turned out the duplicate was not needed; the Squire
+made nothing of the formality. His hand once directed to the proper place, he
+signed his name boldly and plainly&mdash;as he did most things; and Arthur and
+Jos added their signatures as witnesses. Ten days later the money was received,
+and five-sixths of it was paid over to the bank. The duplicate transfer,
+overlooked at the moment, lay on the Squire&rsquo;s bureau until it did not
+seem worth while to return it. Then Arthur, tired of coming upon it every day,
+thrust it out of sight in a pigeonhole.
+</p>
+
+<p>
+He had other things to think of, indeed, for he was in high feather in these
+days, while the summer sun climbed slowly to the zenith and began again to
+sink. He had two-fold interests. After a long day spent in the bank he would
+ride out of town in the cool of the evening, and passing down the winding
+streets under the gables of the old black and white houses, he would cross the
+West Bridge. Bucketing his horse up the rise that led from the river, he would
+leave the town behind and see before him the road running straight and dusty
+towards the sunset-glow, which still shone above the Welsh hills. From the
+fields on either side came the sharp sound of the scythe-stone, the laughter of
+hay-makers, the call of the wagoner to his team, the creaking of the laden
+wheels over the turf. Partridges dusting themselves in the road scuttled out of
+his way and presently took wing; rabbits watched him from the covert-edge. The
+corncrake&rsquo;s persistent note spoke rather of the hot hours that were past
+than of the evening air that cooled his cheek. An aged simpleton in a smocked
+frock, the clown of the country-side, danced a jig before an ale-house; a stray
+bullock gazed patiently at him from a pound. The country-side lay quiet about
+him, and despite himself he owned the charm of peace, the fall of night, the
+end of labor.
+</p>
+
+<p>
+But his thoughts still dwelt on the day&rsquo;s work. There had been a
+discussion over Wolley&rsquo;s account. Wolley had been behaving ill. Ignoring
+the claim of the bank he had assigned a number of his railway shares to meet a
+bill discounted elsewhere. The natural course would have been to insist on the
+lien and to retain the shares. But the consequences, as Ovington saw, might be
+serious. The step might not only involve the bank in a loss, which he still
+hoped to avoid, but it might imply taking over the mill&mdash;and it is not the
+business of bankers to run mills. Arthur, on the other hand, who did not like
+the man, would have cut the knot and sent him to the devil.
+</p>
+
+<p>
+In the end Ovington had decided against Arthur. &ldquo;We must be
+careful,&rdquo; the banker had said. &ldquo;Credit is like a house of cards.
+You take one card away, you do not know how many may fall.&rdquo;
+</p>
+
+<p>
+&ldquo;But if we don&rsquo;t teach him a lesson now?&rdquo;
+</p>
+
+<p>
+&ldquo;Quite true, lad. But&mdash;well, I will see him. If, as Rodd thinks, he
+is drawing bills on men of straw, whose acceptances are
+worthless&mdash;&mdash;&rdquo;
+</p>
+
+<p>
+&ldquo;That would be the devil!&rdquo;
+</p>
+
+<p>
+&ldquo;There will be an end of him&mdash;but not of him only. We must go
+warily, lad. To throw him down now&mdash;&mdash;&rdquo; the banker shook his
+head. &ldquo;No, we will give him one more chance. I will talk to him.&rdquo;
+</p>
+
+<p>
+&ldquo;I should not have the patience.&rdquo;
+</p>
+
+<p>
+&ldquo;That is one of the things you have to learn.&rdquo;
+</p>
+
+<p>
+Arthur reviewed the conversation as he rode, and retained his own opinion. He
+thought Ovington too apprehensive. He would himself have played a bolder game
+and cut Wolley and his losses, if losses there must be. Then, shrugging his
+shoulders, he dismissed the matter and allowed his thoughts to go before him to
+Garth, to the old man, to his favor, and the path it opened to Josina. Yes,
+Josina. He was not doing much there, but there was no hurry, and despite the
+charms of Garth he had not quite made up his mind. When he did, he anticipated
+no difficulty.
+</p>
+
+<p>
+Still something was due to her, were it only as a matter of form; and she was
+pale and sweet and appealing. A little love-making would not be unpleasant
+these summer evenings, though he had so far held off, haunted by a foolish
+hankering after Betty: Betty with her sparkle and color, her wit and high
+spirit, ay, and her very temper, mutinous little rebel as she was&mdash;her
+temper which, manlike, he longed to tame.
+</p>
+
+<p>
+Ten minutes later saw him in the Squire&rsquo;s room, entertaining him with
+scraps of county gossip and the latest news from town. Into the dull room, with
+its drab hanging and shadowy portraits, where the old man sat by his fireless
+grate, he came like a gleam of sunshine, his laugh lighting up the dim places,
+his voice expelling the tedium of the long day. He brought with him the new
+Quarterly, or the last <i>Morning Post</i>. He had news of what Sir Harry had
+lost at Goodwood, of Mytton&rsquo;s last scrape, of the poaching affray at my
+lord&rsquo;s. He had a joke for Josina and a teasing word for Miss
+Peacock&mdash;who idolized him.
+</p>
+
+<p>
+And he had tact. He could listen as well as talk. He heard with interest who
+had called to ask after the Squire, whose landau and outriders had turned on
+the narrow sweep, and whose curricle; what humbler visitors had left their
+respects at the stables or the backdoor, and what was Calamy&rsquo;s last scrap
+of dolefulness.
+</p>
+
+<p>
+He was the universal favorite. He had taken the length of the Squire&rsquo;s
+foot; it had been an easier matter than he had anticipated. But even in his cup
+there was a sour drop. He had his occasional misgivings and now and then he
+suffered a shock. One day it was, &ldquo;What about your coat, lad?&rdquo;
+</p>
+
+<p>
+&ldquo;My coat?&rdquo; Arthur stared at the old man. He did not understand.
+</p>
+
+<p>
+&ldquo;Ay. You thought that I&rsquo;d forgotten it. But I&rsquo;m not that
+shaken. What about it?&rdquo;
+</p>
+
+<p>
+Now, between the darkness of the night and the confusion, Arthur had not
+noticed the damage done to Clement&rsquo;s overcoat. Consequently he could make
+nothing of the Squire&rsquo;s words and he tried to pass the matter off.
+&ldquo;Oh, it&rsquo;s all right, sir,&rdquo; he said. He waited for something
+to enlighten him.
+</p>
+
+<p>
+&ldquo;Can you wear it?&rdquo;
+</p>
+
+<p>
+&ldquo;Oh yes.&rdquo;
+</p>
+
+<p>
+&ldquo;The deuce you can!&rdquo; The Squire was surprised. &ldquo;Then all I
+can say is, you&rsquo;ve found a d&mdash;d good cleaner, lad. If you got that
+blood off&mdash;but as you did, all&rsquo;s well. I was afeared I&rsquo;d owe
+you a new coat, my boy. I&rsquo;d not forgotten it, but I knew that you&rsquo;d
+not be wearing it this weather, and I thought in another week or two I&rsquo;d
+be getting this bandage off. Then I&rsquo;d see how it was, and what we could
+do with it.&rdquo;
+</p>
+
+<p>
+Arthur understood then, and a thrill of alarm ran through him. What if the
+Squire began&mdash;but no, the danger was over, and as quickly as possible he
+rid himself of fear. He was not a fool to start at shadows. Things were going
+so well with him that he had no mind to spare for trifles, and no time to look
+aside.
+</p>
+
+</div><!--end chapter-->
+
+<div class="chapter">
+
+<h2><a name="chap21"></a>CHAPTER XXI</h2>
+
+<p>
+July had passed into August. Who was it who whispered the first word of doubt?
+Of misgiving? Where was felt the first shiver of distrust? What lips first let
+drop the fatal syllables, a fall? Who in the secrecy of some bank-parlor or
+some discounter&rsquo;s office, sitting at the centre of the spider&rsquo;s web
+of credit, felt a single filament, stretched it may be across half a world,
+shiver, and relax? And, refusing to draw the unwelcome inference, sceptical of
+danger, felt perhaps a second shock, ever so slight and ever so distant; and
+then, reading the message aright, began to narrow his commitments, to draw in
+his resources, to call in his money, to turn into gold his paper wealth? And so
+from that dark office or parlor in Fenchurch Street or Change Alley, set in
+motion, obscurely, imperceptibly at first, the mighty impetus that was to reach
+to such tremendous ends?
+</p>
+
+<p>
+Who? Probably no one knew then, and certainly no one can say now. But it is
+certain that in the late summer of that year, while the Squire sat blinded in
+his drab-hued room at Garth, and Ovington&rsquo;s hummed with business, and
+Arthur rode gaily to and fro between the two, the thing happened. Some one,
+some bank, perhaps some great speculator with irons in many fires and many
+lands, took fright and acted on his fears&mdash;but silently, stealthily, as is
+the manner of such. Or it may have been a manufacturer on a great scale who
+looked abroad and fancied that he saw, though still a long way off, that
+bugbear of manufacturers, a glut.
+</p>
+
+<p>
+At any rate there came a check, unmarked by the vast majority, but of which a
+whisper began to pass round the inner recesses of Lombard Street&mdash;a fall,
+such as there had been a few months earlier, but which then had been speedily
+made good. Aldersbury lay far beyond the warning, or if a hint of it reached
+Ovington, it did not go beyond him. He did not pass it on, even to Arthur, much
+less did it reach others. Sir Charles, secluded within his park walls, was not
+in the way of hearing such things, and Acherley and his like were busy with
+preparations for autumn sport, getting out their guns and seeing that their
+pink coats were aired and their mahogany tops were brought to the right color.
+Wolley had his own troubles, and dealt with them after his own reckless
+fashion, which was to retire one bill by another; he found it all he could do
+to provide for to-day, without thinking what to-morrow might bring forth,
+should his woollen goods become unsaleable, or his bills fail to find
+discounters. And the multitude, Grounds and Purslow and their followers, were
+happy, secure in their ignorance, foreseeing no evil.
+</p>
+
+<p>
+This was the state of things at Aldersbury, as summer passed into autumn. Men
+still added up their investments, and reckoned the amount of their fortunes and
+chuckled over what they had made, and added to the sum what they were sure of
+making, when the shares of this mine or that canal company rose another five or
+ten points. Their wealth on paper was still, to them, solid, abiding wealth, to
+be garnered and laid by and enjoyed when it pleased them. And trade seemed
+still to flourish, though not quite so briskly. There was still a demand for
+goods though not quite so urgent a demand&mdash;and the price stuck a little.
+The railway shares still stood at the high premium to which they had risen,
+though for the moment they did not seem to be inclined to go higher.
+</p>
+
+<p>
+But about the end of September&mdash;perhaps some one in London or Birmingham
+or Liverpool had twitched the filament which connected it with
+Aldersbury&mdash;Ovington called Arthur back as he was leaving the parlor at
+the close of the day&rsquo;s business. &ldquo;Wait a moment,&rdquo; he said,
+&ldquo;I want you. I have been thinking things over, lad, and I am not quite
+comfortable about them.&rdquo;
+</p>
+
+<p>
+&ldquo;Is it Wolley?&rdquo; Wolley&rsquo;s case had been before them that
+morning and sharp things had been said about his trading methods.
+</p>
+
+<p>
+&ldquo;No, it&rsquo;s not Wolley.&rdquo; Having got so far Ovington paused, and
+Arthur noticed that his face was grave. &ldquo;No, though Wolley is a part of
+it. I am always uneasy about him. But&mdash;&mdash;&rdquo;
+</p>
+
+<p>
+&ldquo;What is it, sir?&rdquo;
+</p>
+
+<p>
+&ldquo;It is the general situation, lad. I don&rsquo;t like it. I&rsquo;ve an
+impression that things have gone farther than they should. There is an amount
+of inflation that, if things go smoothly, will be gradually reduced and no harm
+done. But we have a large sum of money out&rdquo;&mdash;he touched the pile of
+papers before him&mdash;&ldquo;and I should like to see it lessened. I hardly
+know why, but I do not feel that the position is healthy.&rdquo;
+</p>
+
+<p>
+&ldquo;But our money is well covered.&rdquo;
+</p>
+
+<p>
+&ldquo;As things are.&rdquo;
+</p>
+
+<p>
+&ldquo;And we are as solvent, sir, as&mdash;&mdash;&rdquo;
+</p>
+
+<p>
+&ldquo;As need be, with the ordinary time to meet the calls that may be made
+upon us. But in the event of a sudden fall, of one big failure leading to
+another&mdash;in the event of a sudden rush to present our notes?&rdquo;
+</p>
+
+<p>
+&ldquo;Even then, sir, we are well secured. We should have no difficulty in
+finding accommodation.&rdquo;
+</p>
+
+<p>
+&ldquo;In ordinary circumstances, no&mdash;and if we alone needed it. We could
+go to A. or B. or C, and there would be no difficulty. We have the
+money&rsquo;s worth and a good margin. But if A. and B. and C. were also short,
+what then, lad?&rdquo;
+</p>
+
+<p>
+Arthur felt something approaching contempt. The banker was inventing bogies,
+imagining dangers, dreaming of difficulties where none existed. He saw him in a
+new light, and discovered him to be timorous. &ldquo;But that state of things
+is not likely to occur,&rdquo; he objected.
+</p>
+
+<p>
+&ldquo;Perhaps not, but if it did?&rdquo;
+</p>
+
+<p>
+&ldquo;Have you had any hint?&rdquo;
+</p>
+
+<p>
+&ldquo;No. But I see that iron is down&mdash;since Saturday. And the Manchester
+market was flat yesterday.&rdquo;
+</p>
+
+<p>
+&ldquo;Things that have happened before,&rdquo; Arthur said. &ldquo;I think,
+sir, it is really Wolley&rsquo;s affair that is troubling you.&rdquo;
+</p>
+
+<p>
+&ldquo;If it ended with Wolley it would be a small matter. No, I am not
+thinking of that.&rdquo; He looked before him and drummed upon the table with
+his fingers. &ldquo;But the positions calls for&mdash;caution. We must go no
+farther. We must be careful how we grant accommodation no matter who applies
+for it. We must raise our reserve. See, if you please, that we do not discount
+a single bill without recourse to me&mdash;though, of course, you will let
+nothing be noticed on the other side of the counter.&rdquo;
+</p>
+
+<p>
+&ldquo;Very good,&rdquo; Arthur said. But he thought that the other&rsquo;s
+caution was running away with him. The sky seemed clear to him&mdash;he could
+discern no sign of a storm, and he did not reflect that, as he had never been
+present at a storm, the signs might escape him. &ldquo;Very good,&rdquo; he
+said, &ldquo;I&rsquo;ll tell Rodd. I am sure it will please him,&rdquo; and
+with that tiny sting, he went out.
+</p>
+
+<p>
+The conversation had been held behind closed doors, yet it had its effect. A
+chill seemed to fall upon the bank. The air became less genial.
+Ovington&rsquo;s face grew both keen and watchful. Arthur, perplexed and
+puzzled, was more brusque, his speech shorter. Rodd&rsquo;s face reflected his
+superiors&rsquo; gravity. Only Clement, going about his branch of the work with
+his usual stolid indifference, perceived no change in the temperature, and,
+depressed before, was only a degree nearer to the mean level.
+</p>
+
+<p>
+Poor Clement! There are situations in which it is hard to play the hero, and he
+found himself in one of them. He had vowed that there should be no more
+meetings and no more love-making until he had faced and conquered his dragon.
+But meanwhile the dragon lay sick and blind at the bottom of its den, guarded
+by its very weakness from attack, while every hour and every day that saw
+nothing done seemed to remove Clement farther from his mistress, seemed to set
+a greater distance between them, seemed to blacken his face in her eyes.
+</p>
+
+<p>
+Yet what could he do? How could he wrest himself from the inaction&mdash;it
+must seem to her the ignoble inaction&mdash;which pressed upon him? She
+watched&mdash;he pictured her watching from her tower, or more precisely from
+the terraced garden at Garth, for the deliverance which did not come, for the
+knight whose trumpet never sounded! She watched, while he, weak and shiftless,
+hung back in uncertainty, the inefficient he had ever been!
+</p>
+
+<p>
+Ay, that he had ever been! It was that which hurt him. It was the sense of that
+which wasted his spirits as sorely as the impatience, the fever, of thwarted
+love. The spell of vigor which had for a few days lifted him out of himself,
+and given him the force to meet and to impress his fellows, had not only failed
+to win any real advantage, but failing, it had left him less self-reliant than
+before. For he saw now where he had failed. He saw that with the winning-card
+in his hand he had allowed himself to be defeated by Arthur, and to be jockeyed
+out of all the fruits of his labor, simply because he had lacked the moral
+courage, the hardness of fibre, the stiffness to stand by his own!
+</p>
+
+<p>
+And he feared that it would ever be so. Arthur had got the better of him, and
+the knowledge depressed him to the ground. He was not a man. He was a weakling,
+a dreamer, good for neither one thing nor another! As useless outside the bank
+as at his desk, below and not above the daily tasks that he secretly despised.
+</p>
+
+<p>
+Yet what could he do? What was it in his power to do? He asked himself that
+question a hundred times. He could not force himself on the Squire, ill and
+confined to his bed as he was&mdash;and be sure, Arthur did not make the best
+of his uncle&rsquo;s condition. He could only wait, though to wait was
+intolerable. He could only wait, while poor Josina first doubted, then
+despaired! Wait while first hope, and then faith, and in the end love died in
+her breast! Wait, till she thought herself abandoned!
+</p>
+
+<p>
+Of course in his impatience and his humility Clement exaggerated both the delay
+and its results. The days seemed weeks to him, the weeks months. He fancied it
+a year since he had seen Josina. He did not consider that she was no stranger
+to his difficulties, nor reflect that though his silence might try her, and his
+absence cause her unhappiness, she might still approve both the one and the
+other. As a fact, the lesson which he had taught her at their last meeting had
+been driven home by the remorse that had tortured her on that dreadful night;
+and lonely hours in the sick room, much watching, and many a thought of what
+might have been, had strengthened the impression.
+</p>
+
+<p>
+But Clement did not know this. He pictured the girl as losing all faith in him,
+and as the weeks ran on, the time came when he could bear the delay no longer,
+when he felt that he must either do something, or write himself down a coward.
+So one day, after hearing in the town that the Squire was able to leave his
+room, he wrote to Josina. He told her that he should call on the morrow and see
+her father.
+</p>
+
+<p>
+And on the morrow he rode over, blind for once to the changes of nature, of
+landscape and cloudscape that surrounded him. But he never reached the house,
+for at the little bridge at the foot of the drive Josina met him, and eager as
+he had been to see his sweetheart and to hear her voice, he was checked by the
+change in her. It was a change which went deeper than mere physical alteration,
+though that, too, was there. The girl was paler, finer, more spiritual. Trouble
+and anxiety had laid their mark on her. He had left her girl, he found her
+woman. A new look, a look of purpose, of decision, gave another cast to her
+features.
+</p>
+
+<p>
+She was the first to speak, and her words bore out the change in her.
+&ldquo;You must come no farther, Clement,&rdquo; she said. And then as their
+hands met and their eyes, the color flamed in her cheeks, her head drooped
+flowerlike, she was for an instant the old Josina, the girl he had wooed by the
+brook, who had many a time fallen on his breast. But for a moment only. Then,
+&ldquo;You cannot see him yet,&rdquo; she announced. &ldquo;Not yet, for a long
+time, Clem. I met you here that I might stop you, and that there might be no
+misunderstanding&mdash;and no more secrets.&rdquo;
+</p>
+
+<p>
+And this she had certainly secured, for the place which she had chosen for
+their meeting was overlooked, though at a distance, by the doorway of the
+house, and by all the walks about it.
+</p>
+
+<p>
+But he was not to be so put off. &ldquo;I must see him,&rdquo; he said, and he
+told himself that he must not be moved by her pleadings. It was natural that
+she should fear, but he must not fear&mdash;and indeed he had passed beyond
+fear. &ldquo;No, dear,&rdquo; as she began to protest, &ldquo;you must let me
+judge of this.&rdquo; He held her hands firmly as he looked down at her.
+&ldquo;I have suffered enough, I have suffered as much as I can bear. I have
+had no sight of you and no word of you for months, and I cannot endure this
+longer. Every hour of every day I have felt myself a coward, a deserter, a
+do-nothing! I have had to bear this, and I have borne it. But now&mdash;now
+that your father is downstairs&mdash;&mdash;&rdquo;
+</p>
+
+<p>
+&ldquo;You can still do nothing,&rdquo; she said. &ldquo;Believe, believe
+me,&rdquo; earnestly, &ldquo;you can do nothing. Dear Clement,&rdquo; and the
+tenderness which she strove to suppress betrayed itself in her tone, &ldquo;you
+must be guided by me, you must indeed. I am with my father, and I know, I know
+that he cannot bear it now. I know that it would be cruel to tell him now. He
+is blind. Blind, Clement! And he trusts me, he has to trust me. To tell him now
+would be to destroy his faith in me, to shock him and to frighten
+him&mdash;irreparably. You must go back now&mdash;now at once.&rdquo;
+</p>
+
+<p>
+&ldquo;What?&rdquo; he cried. &ldquo;And do nothing? And lose you?&rdquo; The
+pathos of her appeal had passed him by, and only his love and his jealousy
+spoke.
+</p>
+
+<p>
+&ldquo;No,&rdquo; she answered soberly, &ldquo;you will not lose me, if you
+have patience.&rdquo;
+</p>
+
+<p>
+&ldquo;But have you patience?&rdquo;
+</p>
+
+<p>
+&ldquo;I must have.&rdquo;
+</p>
+
+<p>
+&ldquo;And I am to do nothing?&rdquo; He spoke with energy, almost with anger.
+&ldquo;To go on doing nothing? I am to stand by and&mdash;and play the coward
+still&mdash;go on playing it?&rdquo;
+</p>
+
+<p>
+Her face quivered, for he hurt her. He was selfish, he was cruel; yet she
+understood, and loved him for his cruelty. But she answered him firmly.
+&ldquo;Nothing until I send for you,&rdquo; she said. &ldquo;You do not think,
+Clem. He is blind! He is dependent on me for everything. If I tell him in his
+weakness that I have deceived him, he will lose faith in me, he will distrust
+me, he will distrust everyone. He will be alone in his darkness.&rdquo;
+</p>
+
+<p>
+It began to come home to him. &ldquo;Blind?&rdquo; he repeated.
+</p>
+
+<p>
+&ldquo;Yes.&rdquo;
+</p>
+
+<p>
+&ldquo;But for good? Do you mean&mdash;quite blind?&rdquo;
+</p>
+
+<p>
+&ldquo;Ah, I don&rsquo;t know!&rdquo; she cried, unable to control her voice.
+&ldquo;I don&rsquo;t know. Dr. Farmer does not know, the physician who came
+from Birmingham to see him does not know. They say that they have
+hopes&mdash;and I don&rsquo;t know! But I fear.&rdquo;
+</p>
+
+<p>
+He was silent then, touched with pity, feeling at length the pathos of it,
+feeling it almost as she felt it. But after a pause, during which she stood
+watching his face, &ldquo;And if he does not recover his sight?&rdquo;
+</p>
+
+<p>
+&ldquo;God forbid!&rdquo;
+</p>
+
+<p>
+&ldquo;I say God forbid too, with all my heart. Still, if he does
+not&mdash;what then? When may I&mdash;&mdash;&rdquo;
+</p>
+
+<p>
+&ldquo;When the time comes,&rdquo; she answered, &ldquo;and of that I must be
+the judge. Yes, Clement,&rdquo; with resolution. &ldquo;I must be the judge,
+for I alone know how he is, and I alone can choose the occasion.&rdquo;
+</p>
+
+<p>
+The delay was very bitter to him. He had ridden out determined to put his fate
+to the test, to let nothing stand between him and his love, to over-ride
+excuses; and he could not in a moment make up his mind to be thwarted.
+</p>
+
+<p>
+&ldquo;And I must wait? I must go on waiting? Eating my heart out&mdash;doing
+nothing?&rdquo;
+</p>
+
+<p>
+&ldquo;There is no other way. Indeed, indeed there is not.&rdquo;
+</p>
+
+<p>
+&ldquo;But it is too much. It is too much, Jos, that you ask!&rdquo;
+</p>
+
+<p>
+&ldquo;Then, Clement&mdash;&mdash;&rdquo;
+</p>
+
+<p>
+&ldquo;Well?&rdquo;
+</p>
+
+<p>
+&ldquo;You must give me up.&rdquo; She spoke firmly but her lips quivered, and
+there were tears in her eyes.
+</p>
+
+<p>
+He was silent. At last, &ldquo;Do you wish me to do that?&rdquo; he said.
+</p>
+
+<p>
+She looked at him for answer, and his doubts, if he had doubted her, his
+distrust, if it had been possible for him to distrust her, vanished. His heart
+melted. They were a very simple pair of lovers, moved by simple impulses.
+</p>
+
+<p>
+&ldquo;Forgive me, oh, forgive me, dear!&rdquo; he cried. &ldquo;But mine is a
+hard task, a hard task. You do not know what it is to wait, to wait and to do
+nothing!&rdquo;
+</p>
+
+<p>
+&ldquo;Do I not?&rdquo; Her eyes were swimming. &ldquo;Is it not that which I
+am doing every day, Clem? But I have faith in you, and I believe in you. I
+believe that all will come right in the end. If you trust me, as I trust you,
+and have to trust you&mdash;&mdash;&rdquo;
+</p>
+
+<p>
+&ldquo;I will, I will,&rdquo; he cried, repentant, remorseful, recognizing in
+her a new decision, a new sweetheart, and doing homage to the strength that
+trial and suffering had given her. &ldquo;I will trust you, trust you&mdash;and
+wait!&rdquo;
+</p>
+
+<p>
+Her eyes thanked him, and her hands; and after this there was little more to be
+said. She was anxious that he should go, and they parted. He rode back to
+Aldersbury, thinking less of himself and more of her, and something too of the
+old man, who, blind and shorn of his strength, had now to lean on women, and
+suspicious by habit must now trust others, whether he would or no. Clement had
+imagination, and by its light he saw the pathos of the Squire&rsquo;s position;
+of his helplessness in the midst of the great possessions he had gathered, and
+the acres that he had added, acre to acre. He who had loved to look on hill and
+covert and know them his own, to whom every copse and hedgerow was a friend,
+who had watched his marches so jealously and known the rotation of every field,
+must now fume and fret, thinking them neglected, suspecting waste, doubting
+everyone, lacking but a little of doubting even his daughter.
+</p>
+
+<p>
+&ldquo;Poor chap!&rdquo; he muttered, &ldquo;poor old chap!&rdquo; He was sorry
+for the Squire, but he was even more sorry for himself. Any other, he felt,
+would have surmounted the obstacles that stopped him, or by one road or another
+would have gone round them. But he was no good, he was useless. Even his
+sweetheart&mdash;this in a little spirit of bitterness&mdash;took the upper
+hand and guided him and imposed her will on him. He was nothing.
+</p>
+
+<p>
+In the bank he grew more taciturn, doing his business with less spirit than
+before, suspecting Arthur and avoiding speech with him, meeting his careless
+smile with a stolid face. His father, Rodd too, deemed him jealous of the new
+partner, and his father, growing in these days a little sharp in temper, spoke
+to him about it.
+</p>
+
+<p>
+&ldquo;You took no interest in the business,&rdquo; he said, &ldquo;and I had
+to find some one who would take an interest and be of use to me. Now you are
+making difficulties and causing unpleasantness. You are behaving ill,
+Clement.&rdquo;
+</p>
+
+<p>
+But Clement only shrugged his shoulders. He had become indifferent. He had his
+own burden to bear.
+</p>
+
+</div><!--end chapter-->
+
+<div class="chapter">
+
+<h2><a name="chap22"></a>CHAPTER XXII</h2>
+
+<p>
+Arthur, on the other hand, felt that things were going well with him. A few
+months earlier he had decided that a partnership in Ovington&rsquo;s would be
+cheaply bought at the cost of a rupture with his uncle. Now he had the
+partnership, he could look forward to the wealth and importance which it would
+bring&mdash;and he had not to pay the price. On the contrary, his views now
+took in all that he had been prepared to resign, as well as all that he had
+hoped to gain. They took in Garth, and he saw himself figuring not only as the
+financier whose operations covered many fields, and whose riches were ever
+increasing, but as the landed Squire, the man of family, whose birth and acres
+must give him a position in society which no mere wealth could confer. The
+unlucky night which had cost the old man so much, had been for Arthur the
+birth-night of fortune. He could date from it a favor, proof, as he now
+believed, against chance and change, a favor upon which it seemed unlikely that
+he could ever overdraw.
+</p>
+
+<p>
+For since his easy victory on the question of the India Stock, he had become
+convinced that the Squire was failing. The old man, once so formidable, was
+changed; he had grown, if not weak, yet dependent. And it could hardly be
+otherwise, Arthur reflected. The loss of sight was a paralyzing deprivation,
+and it had fallen on the owner of Garth at a time of life when any shock must
+sap the strength and lower the vitality. For a while his will had reacted, he
+had seemed to bear up against the blow, but age will be served, and of late he
+had grown more silent and apathetic. Arthur had read the signs and drawn the
+conclusion, and was now sure that, blind and shaken, the old man would never
+again be the man he had been, or assert himself against an influence which a
+subtler brain would know how to weave about him.
+</p>
+
+<p>
+Arthur was thinking of this as he rode into town one morning in November, his
+back turned to the hills and the romance of them, his face to the plain. It was
+early in the month. St. Luke&rsquo;s summer, prolonged that year, had come to
+an end a day or two before, and the air was raw, the outlook sombre. Under a
+canopy of grey mist, the thinning hedge-rows and dripping woods showed dark
+against clear blue distances. But in the warmth of his thoughts the rider was
+proof against weather, and when he came to the sedgy spot, never more dreary to
+the view than to-day, which Thomas had chosen for his attack on the Squire, he
+smiled. That little patch of ground had done much for him, but at a price, of
+course&mdash;for there he had lost a friend, a good easy friend in Clement. And
+Betty&mdash;Betty, whose coolness had caused him more than one honest
+pang&mdash;he had no doubt that there had come a change in her, too, from that
+date.
+</p>
+
+<p>
+But one had to pay a price for everything, and these were but small spots on
+the sun of his success. Soon he had put the thought of them from him, and,
+abreast of the first houses of the town, began to employ his mind on the work
+of the day&mdash;revolving this and that, matters outside routine which would
+demand his attention. He knew what was likely to arise.
+</p>
+
+<p>
+Rarely in these days did he enter Aldersbury without a feeling of elation. The
+very air of the town inspired him. The life of the streets, the movement of the
+markets, the sight of the shopkeepers at their doors, the stir and bustle had
+their appeal for him. He felt himself on his own ground; it was here and not in
+the waste places that his work lay, here that he was formed to conquer, here
+that he was conquering fortune. Garth was very well&mdash;a grand, a splendid
+reserve; but as he rode up the steep streets to the bank, he felt that here was
+his vocation. He sniffed the battle, his eyes grew brighter, his figure more
+alert. From some Huguenot ancestor had descended the Huguenot appetite for
+business, the Huguenot ability to succeed.
+</p>
+
+<p>
+This morning, however, he did not reach the bank in his happiest mood. Purslow,
+the irrepressible Purslow, stopped him, with a long face and a plaint to match.
+&ldquo;Those Antwerp shares, Mr. Bourdillon! Excuse me, have you heard?
+They&rsquo;re down again&mdash;down twenty-five since Wednesday! And
+that&rsquo;s on to five, as they fell the week before! Thirty down, sir!
+I&rsquo;m in a regular stew about it! Excuse me, sir, but if they fall much
+more&mdash;&mdash;&rdquo;
+</p>
+
+<p>
+&ldquo;You&rsquo;ve held too long, Purslow,&rdquo; Arthur replied. &ldquo;I
+told you it was a quick shot. A fortnight ago you&rsquo;d have got out with a
+good profit. Why didn&rsquo;t you?&rdquo;
+</p>
+
+<p>
+&ldquo;But they were rising&mdash;rising nicely. And I thought,
+sir&mdash;&mdash;&rdquo;
+</p>
+
+<p>
+&ldquo;You thought you&rsquo;d hold them for a bit more? That was the long and
+short of it, wasn&rsquo;t it? Well, my advice to you now is to get out while
+you can make a profit.&rdquo;
+</p>
+
+<p>
+&ldquo;Sell?&rdquo; the draper exclaimed. &ldquo;Now?&rdquo; It is hard to say
+what he had expected, but something more than this. &ldquo;But I should not
+clear more than&mdash;why, I shouldn&rsquo;t make&mdash;&mdash;&rdquo;
+</p>
+
+<p>
+&ldquo;Better make what you can,&rdquo; Arthur replied, and rode on a little
+more cavalierly than he would have ridden a few months before.
+</p>
+
+<p>
+He did not reflect how easy it is to sow the seeds of distrust. Purslow, left
+alone to make the best of cold comfort, felt for the first time that his
+interests were not the one care of the bank. For the first time he saw the bank
+as something apart, a machine, cold, impassive, indifferent, proceeding on its
+course unmoved by his fortunes, good or bad, his losses or his gains. It was a
+picture that chilled him, and set him thinking.
+</p>
+
+<p>
+Arthur, meantime, left his horse at the stables and let himself into the bank
+by the house-door. As he laid his hat and whip on the table in the hall, he
+caught the sound of an angry voice. It came from the bank parlor. He hesitated
+an instant, then he made up his mind, and stepping that way he opened the door.
+</p>
+
+<p>
+The voice was Wolley&rsquo;s. The man was on his feet, angry, protesting,
+gesticulating. Ovington, his lips set, the pallor of his handsome face faintly
+tinged with color, sat behind his table, his elbows on the arms of his chair,
+his fingertips meeting.
+</p>
+
+<p>
+Arthur took it all in. Then, &ldquo;You don&rsquo;t want me?&rdquo; he said,
+and he made as if he would close the door again. &ldquo;I thought that you were
+alone, sir.&rdquo;
+</p>
+
+<p>
+&ldquo;No, stay,&rdquo; Ovington answered. &ldquo;You may as well hear what Mr.
+Wolley has to say, though I have told him already&mdash;&mdash;&rdquo;
+</p>
+
+<p>
+&ldquo;What?&rdquo; the clothier cried rudely. &ldquo;Come! Let&rsquo;s have it
+in plain words!&rdquo;
+</p>
+
+<p>
+&ldquo;That we can discount no more bills for him until the account against him
+is reduced. You know as well as I do, Mr. Wolley, that you have been drawing
+more bills and larger bills than your trade justifies.&rdquo;
+</p>
+
+<p>
+&ldquo;But I have to meet the paper I&rsquo;ve accepted for wool, haven&rsquo;t
+I? And if my customers don&rsquo;t pay cash&mdash;as you know it is not the
+custom to pay&mdash;where am I to get the cash to pay the wool men?&rdquo;
+</p>
+
+<p>
+The banker took up one of two bills that lay on the table before him.
+&ldquo;Drawn on Samuel Willias, Manchester,&rdquo; he said. &ldquo;That&rsquo;s
+a new name. Who is he?&rdquo;
+</p>
+
+<p>
+&ldquo;A customer. Who should he be?&rdquo;
+</p>
+
+<p>
+&ldquo;That&rsquo;s the point,&rdquo; Ovington replied coldly. &ldquo;Is he?
+And this other bill. A new name, too. Besides, we&rsquo;ve already discounted
+your usual bills. These bills are additional. My own opinion is that they are
+accommodation bills, and that you, and not the acceptors, will have to meet
+them. In any case,&rdquo; dropping the slips on the table, &ldquo;we are not
+going to take them.&rdquo;
+</p>
+
+<p>
+&ldquo;You won&rsquo;t cash them? Not on no terms?&rdquo;
+</p>
+
+<p>
+&ldquo;No, we are going no further, Wolley,&rdquo; the banker replied firmly.
+&ldquo;If you like I will send for the bill-book and ledger and tell you
+exactly what you owe, on bills and overdraft. I know it is a large amount, and
+you have made, as far as I can judge, no effort to reduce it. The time has come
+when we must stop the advances.&rdquo;
+</p>
+
+<p>
+&ldquo;And you&rsquo;ll not discount these bills?&rdquo;
+</p>
+
+<p>
+&ldquo;No!&rdquo;
+</p>
+
+<p>
+&ldquo;Then, by G&mdash;d, it&rsquo;s not I will be the only one to be
+ruined!&rdquo; the man exclaimed, and he struck the table with his fist. The
+veins on his forehead swelled, his coarse mottled face became disfigured with
+rage. He glared at the banker. But even as Ovington met his gaze, there came a
+change. The perspiration sprang out on his forehead, his face turned pale and
+flabby, he seemed to shrink and wilt. The ruin, which recklessness and
+improvidence had hidden from him, rose before him, certain and imminent. He saw
+his mill, his house, his all gone from him, saw himself a drunken, ruined,
+shiftless loafer, cadging about public-houses! &ldquo;For God&rsquo;s
+sake!&rdquo; he pleaded, &ldquo;do it this once, Mr. Ovington. Meet just these
+two, and I&rsquo;ll swear they&rsquo;ll be the last. Meet these.&rdquo;
+</p>
+
+<p>
+&ldquo;No,&rdquo; the banker said. &ldquo;We go no farther.&rdquo;
+</p>
+
+<p>
+Perhaps the thought that he and Ovington had risen from the ranks together,
+that for years they had been equals, and that now the one refused his help to
+the other, rose and mocked the unhappy man. At any rate, his rage flared up
+anew. He swore violently. &ldquo;Well, there&rsquo;s more than I will go down,
+then!&rdquo; he said. &ldquo;And more than will suit your book, banker! Wise as
+you think yourself, there&rsquo;s more bills out than you know of!&rdquo;
+</p>
+
+<p>
+&ldquo;I am sorry to hear it.&rdquo;
+</p>
+
+<p>
+&ldquo;Ay, and you&rsquo;ll be more sorry by and by!&rdquo; viciously.
+&ldquo;Sorry for yourself and sorry that you did not give me a little more
+help, d&mdash;n you! Are you going to? Best think twice about it before you say
+no!&rdquo;
+</p>
+
+<p>
+&ldquo;Not a penny,&rdquo; Ovington rejoined sternly. &ldquo;After what you
+have admitted I should be foolish indeed to do so. You&rsquo;ve had my last
+word, Mr. Wolley.&rdquo;
+</p>
+
+<p>
+&ldquo;Then damn your last word and you too!&rdquo; the clothier retorted, and
+went out, cursing, into the bank, shouting aloud as he passed through it, that
+they were a set of bloodsuckers and that he&rsquo;d have the law of them!
+Clement from his desk eyed him steadily. Rodd and the clerks looked startled.
+The customers&mdash;there were but two, but they were two too many for such a
+scene&mdash;eyed each other uneasily. A moment, and Clement, after shifting his
+papers uncertainly, left his desk and went into the parlor.
+</p>
+
+<p>
+Ovington and Arthur had not moved. &ldquo;What&rsquo;s the matter?&rdquo;
+Clement asked. The occurrence had roused him from his apathy. He looked from
+the one to the other, a challenge in his eyes.
+</p>
+
+<p>
+&ldquo;Only what we&rsquo;ve been expecting for some time,&rdquo; his father
+answered. &ldquo;Wolley has asked for further credit and I&rsquo;ve had to say,
+no. I&rsquo;ve given him too much rope as it is, and we shall lose by him.
+He&rsquo;s an ill-conditioned fellow, and he is taking it ill.&rdquo;
+</p>
+
+<p>
+&ldquo;He wants a drubbing,&rdquo; said Clement.
+</p>
+
+<p>
+&ldquo;That is not in our line,&rdquo; Ovington replied mildly.
+&ldquo;But,&rdquo; he continued&mdash;for he was not sorry to have the chance
+of taking his son into his confidence&mdash;&ldquo;we are going to have plenty
+to think of that is in our line. Wolley will fail, and we shall lose by him;
+and I have no doubt that he is right in saying that he will bring down others.
+We must look to ourselves and draw in, as I warned Bourdillon some time ago.
+That noisy fellow may do us harm, and we must be ready to meet it.&rdquo;
+</p>
+
+<p>
+Arthur looked thoughtful. &ldquo;Antwerps have fallen,&rdquo; he said.
+</p>
+
+<p>
+&ldquo;I wish it were only Antwerps!&rdquo; the banker answered. &ldquo;You
+haven&rsquo;t seen the mail? Or Friday&rsquo;s prices? There&rsquo;s a fall in
+nearly everything. True,&rdquo; looking from one to the other,
+&ldquo;I&rsquo;ve expected it&mdash;sooner or later; and it has come, or is
+coming. Yes, Rodd? What is it?&rdquo;
+</p>
+
+<p>
+The cashier had opened the door. &ldquo;Hamar,&rdquo; he said in a low voice,
+&ldquo;wants to know if we will buy him fifty of the railroad shares and
+advance him the face value on the security of the shares. He&rsquo;ll find the
+premium himself. He thinks they are cheap after the drop last week.&rdquo;
+</p>
+
+<p>
+The banker shook his head. &ldquo;No,&rdquo; he said. &ldquo;We can&rsquo;t do
+it, tell Mr. Hamar.&rdquo;
+</p>
+
+<p>
+&ldquo;It would support the shares,&rdquo; Arthur suggested.
+</p>
+
+<p>
+&ldquo;With our money. Yes! But we&rsquo;ve enough locked up in them already.
+Tell him, Rodd, that I am sorry, but it is not convenient at present.&rdquo;
+</p>
+
+<p>
+&ldquo;They are still at a premium of thirty shillings,&rdquo; Arthur put in.
+</p>
+
+<p>
+&ldquo;Is the door shut, Rodd?&rdquo;
+</p>
+
+<p>
+&ldquo;Yes, sir.&rdquo;
+</p>
+
+<p>
+&ldquo;Thirty shillings? And that might run off in a week, Mr. Secretary. No,
+the time is come when we must not shilly-shally. I see your view and the
+refusal may do harm. But we have enough money locked up in the railway, and
+with the outlook such as it is, I will not increase the note issues. They are
+already too large, as we may discover. We must say no, Rodd, but tell him to
+come and see me this evening, and I will explain.&rdquo;
+</p>
+
+<p>
+The cashier nodded and went out.
+</p>
+
+<p>
+Ovington gazed thoughtfully at his joined finger-tips. &ldquo;Is the door
+closed?&rdquo; he asked again, and assured that it was, he looked thoughtfully
+from one to the other of the young men. He seemed to be measuring them,
+considering how far he could trust them, how far it would be well to take them
+into his confidence. Then, &ldquo;We are going to meet a crisis,&rdquo; he
+said. &ldquo;I have now no doubt about that. All over the country the banks
+have increased their issues, and hold a vast quantity of pawned stock. If the
+fall in values is continued, the banks must throw the stock on the market, and
+there will be a general fall. At the same time they will be obliged to restrict
+credit and refuse discounts, which will force traders to throw goods on the
+market to meet their obligations. Goods as well as stocks will fall. Alarm will
+follow, and presently there will be a run on a weak bank and it will close its
+doors. Then there will be a panic, and a run on other banks&mdash;a run
+proportioned in violence to the amount of credit granted in the last two years.
+We may have to meet a run on deposits at the same time that we may be called
+upon to cash every note that we have issued.&rdquo;
+</p>
+
+<p>
+&ldquo;Impossible!&rdquo; Arthur cried. &ldquo;We could not do it.&rdquo;
+</p>
+
+<p>
+&ldquo;If you mean that the run is impossible,&rdquo; the banker answered
+quietly, &ldquo;I much fear that events will confute you. If you mean that we
+could not meet our obligations, well, we must strain every nerve to do so. We
+must retain all the cash that comes in, and we must issue no more notes, create
+no more credit. But even this we must do with discretion, and above all not a
+whisper must pass beyond this room. I will speak to Rodd. Hamar I will see this
+evening, and do what I can to sweeten the refusal. We must wear confident faces
+however grave the crisis. We are solvent, amply solvent, if time be given us to
+realize our resources; but time may not be given us, and we may have to make
+great sacrifices. You may be inclined to blame me&mdash;&mdash;&rdquo; he
+paused, and looked from one to the other&mdash;Arthur stood frowning, his eyes
+on the carpet&mdash;&ldquo;that I did not take the alarm earlier? Well, I ought
+to have done so, perhaps. But&mdash;&mdash;&rdquo;
+</p>
+
+<p>
+&ldquo;Nobody blames you, sir!&rdquo; It was Clement who spoke, Clement, in
+whom the last few minutes had made a marked change. His dulness and
+listlessness had fallen from him, he stood upright and alert. The imagination
+which had balked at the routine of banking, faced a crisis with alacrity, and
+conscious that he had hitherto failed his father, he welcomed with zest the
+opportunity of proving his loyalty, &ldquo;Nobody blames you, sir!&rdquo; he
+repeated firmly. &ldquo;We are here to stand by you, and I am confident that we
+shall win through. If any bank can stand, Ovington&rsquo;s will stand. And if
+we don&rsquo;t win through, if the public insists on cutting its own throat,
+well&rdquo;&mdash;a little ashamed of his own enthusiasm&mdash;&ldquo;we shall
+still believe in you, sir, you may be sure of that!&rdquo;
+</p>
+
+<p>
+&ldquo;But isn&rsquo;t&mdash;isn&rsquo;t all this a little premature?&rdquo;
+Arthur asked, his tone cold and business-like. &ldquo;I don&rsquo;t understand
+why you think that all this is coming upon us at a moment&rsquo;s notice, sir?
+Without warning?&rdquo;
+</p>
+
+<p>
+&ldquo;Not quite without warning,&rdquo; the banker rejoined with patience.
+Clement&rsquo;s declaration of faith had moved him more deeply than he showed,
+and, having that, he could bear a little disappointment. &ldquo;I have hinted
+more than once, Arthur, that I was uneasy. But why, you ask, this sudden
+alarm&mdash;now? Well, look at Richardson&rsquo;s list of last Friday&rsquo;s
+prices. You have not seen it. Exchequer Bills that a week ago were at par are
+at a discount. India Stock are down five points on the day&mdash;a large fall
+for such a stock. New Four per Cents, have fallen 3, Bank Stock that stood at
+224 ten days ago is 214. These are not panic falls, but they are serious
+figures. With Bank Stock falling ten points in as many days, what will happen
+to the immense mass of speculative securities held by the public, and on much
+of which calls are due? It will be down this week; next week the banks will
+have to throw it out to save their margins, and customers to pay their calls.
+It will fall, and fall. The week after, perhaps, panic! A rush to draw
+deposits, or a rush to cash notes, or, probably, both.&rdquo;
+</p>
+
+<p>
+&ldquo;Then you think&mdash;you must think&rdquo;&mdash;Arthur&rsquo;s voice
+was not quite under his control&mdash;&ldquo;that there is danger?&rdquo;
+</p>
+
+<p>
+&ldquo;It would be as foolish in me to deny it here,&rdquo; the banker replied
+gravely, &ldquo;as it would be reckless in me to affirm it outside. There is
+danger. We shall run a risk, but I believe that we shall win through, though,
+it may be, by a narrow margin. And a little thing might upset us.&rdquo;
+</p>
+
+<p>
+Arthur was not of an anxious temperament&mdash;far from it. But he had
+committed himself to the bank. He had involved himself in its fortunes in no
+ordinary way. He had joined it against the wishes of his friends and in the
+teeth of the prejudices of his caste. He had staked his reputation for judgment
+upon its success, and assured that it would give him in the future all for
+which he thirsted, he had deemed himself far-sighted, and others fools. In
+doing this he had never dreamt of failure, he had never weighed the possibility
+of loss. Not once had he reflected that he might turn out to be wrong and
+robbed of the prize&mdash;might in the end be a laughing-stock!
+</p>
+
+<p>
+Now as the possibility of all this, as the thought of failure, complete and
+final, flooded his mind and shook his self-confidence, he flinched. Danger!
+Danger, owned to by Ovington himself! Ah, he ought to have known! He ought to
+have suspected that fortunes were not so easily made! He ought to have
+reflected that Ovington&rsquo;s was not Dean&rsquo;s! That it was but a young
+bank, ill-rooted as yet&mdash;and speculative! Ay, speculative! Such a bank
+might fall, he was almost certain now that it would fall, as easily as it had
+risen!
+</p>
+
+<p>
+It was a nerve-shaking vision that rose before him, and for a moment he could
+not hide his disorder. At any rate, he could not hide it from two jealous eyes.
+Clement saw and condemned&mdash;not fully understanding all that this meant to
+the other or the sudden strain which it put upon him. A moment and Arthur was
+himself again, and his first words recovered for him the elder man&rsquo;s
+confidence. They were practical.
+</p>
+
+<p>
+&ldquo;How much&mdash;I mean, what extra amount of reserve,&rdquo; he asked,
+&ldquo;would make us safe?&rdquo;
+</p>
+
+<p>
+&ldquo;Just so,&rdquo; and in the banker&rsquo;s eyes there shone a gleam of
+relief. &ldquo;Well, if we had twelve thousand pounds, in addition to our
+existing assets, I think&mdash;nay, I am confident that that would place us out
+of danger.&rdquo;
+</p>
+
+<p>
+&ldquo;Twelve thousand pounds.&rdquo;
+</p>
+
+<p>
+&ldquo;Yes. It is not a large sum. But it might make all the difference if it
+came to a pinch.&rdquo;
+</p>
+
+<p>
+&ldquo;In cash?&rdquo;
+</p>
+
+<p>
+&ldquo;In gold, or Bank paper. Or in such securities as could be realized even
+in a crisis. Twelve thousand added to our reserve&mdash;I think I may say with
+confidence that with that we could meet any run that could be made upon
+us.&rdquo;
+</p>
+
+<p>
+&ldquo;There is no doubt that we are solvent, sir?&rdquo;
+</p>
+
+<p>
+&ldquo;You should know that as well as I do.&rdquo;
+</p>
+
+<p>
+&ldquo;We could realize the twelve thousand eventually?&rdquo;
+</p>
+
+<p>
+&ldquo;Of course, or we should not be solvent without it.&rdquo; For once
+Ovington spoke a little impatiently.
+</p>
+
+<p>
+&ldquo;Then could we not,&rdquo; Arthur asked, &ldquo;by laying our accounts
+before our London agents obtain the necessary help, sir?&rdquo;
+</p>
+
+<p>
+&ldquo;If we were the only bank likely to be in peril, of course we could. And
+even as it is, you are so far right that I had already determined to do that.
+It is the obvious course, and my bag is being packed in the house&mdash;I shall
+go to town by the afternoon coach. And now,&rdquo; rising to his feet,
+&ldquo;we have been together long enough&mdash;we must be careful to cause no
+suspicion. Do you, Clement, see Massy, the wine-merchant to-day, and tell him
+that I will take, to lay down, the ten dozen of &rsquo;20 port that he offered
+me. And ask the two Welshes to dine with me on Friday&mdash;I shall return on
+Thursday. And get some oysters from Hamar&rsquo;s&mdash;two barrels&mdash;and
+have one or two people to dine while I am away. And, cheerful faces,
+boys&mdash;and still tongues. And now go. I must put into shape the accounts
+that I shall need in town.&rdquo;
+</p>
+
+<p>
+He dismissed them with calmness, but he did not at once fall to work upon the
+papers. His serenity was that of the commander who, on the eve of battle,
+reviews the issues of the morrow, and habituated to the chances of war, knows
+that he may be defeated, but makes his dispositions, folds his cloak about him,
+and lies down to sleep. But under the cloak of the commander, and behind the
+mask that deceives those about him, is still the man, with the man&rsquo;s
+hopes and fears, and cares and anxieties, which habit has rendered tolerable,
+and pride enables him to veil. But they are there. They are there.
+</p>
+
+<p>
+As he sat, he thought of his rise, of his success, of step won after step; of
+the praise of men and the jealousy of rivals which wealth had won for him; and
+of the new machine that he had built up&mdash;Ovington&rsquo;s. And he knew
+that if fate went against him, there might in a very short time be an end of
+all. Yesterday he and Wolley had been equals. They had risen from obscurity
+together. To-day Wolley was a bankrupt. To-morrow&mdash;they might be again
+equal in their fall, and Ovington&rsquo;s a thing to wonder at. Dean&rsquo;s
+would chuckle, and some would call him a fool and some a rogue, and all an
+upstart&mdash;one who had not been able to keep his head. He would be ruined,
+and they would find no name too bad for him.
+</p>
+
+<p>
+He thought of Betty. How would she bear it? He had made much of her and spoiled
+her, she had been the apple of his eye. She had known only the days of his
+prosperity. How would she bear it, how take it? He sighed.
+</p>
+
+<p>
+He turned at last to the papers.
+</p>
+
+</div><!--end chapter-->
+
+<div class="chapter">
+
+<h2><a name="chap23"></a>CHAPTER XXIII</h2>
+
+<p>
+It was with a firmer tread that Clement went back to his desk in the bank. He
+had pleased his father and he was pleased with himself. Here at last was
+something to do. Here at last was something to fight. Here at last was mettle
+in the banking business that suited him; and not a mere counting of figures and
+reckoning of pennies, and taking in at four per cent. and putting out at eight.
+His gaze, passing over the ledger that lay before him, focussed itself on the
+unconscious customers beyond the counter. He had the air of challenging them,
+of defying them. They were the enemy. It was their folly, their greed, their
+selfishness, their insensate desire to save themselves, let who would perish,
+that menaced the bank, that threatened the security, the well-being, the
+happiness of better men. It was a battle and they were the enemy. He scowled at
+them. Supposing them to have sense, patience, unselfishness, there would be no
+battle and no danger. But he knew that they had it not in them. No, they would
+rush in at the first alarm, like a flock of silly sheep, and thrusting and
+pushing and trampling one another down, would run, each bent on his own safety,
+blindly on ruin.
+</p>
+
+<p>
+From this moment the bank became to him a place of interest and color, instead
+of that which it had been. Where there was danger there was romance. Even Rodd,
+adding up a customer&rsquo;s pass-book, his face more thoughtful than usual,
+wore a halo, for he stood in peril. If the shutters went up Rodd would suffer
+with his betters. He would lose his place, he would be thrown on the world. He
+would lose, too, the trifle which he had on deposit in the bank. And even Rodd
+might have his plans and aims and ambitions, might be hoping for a rise, might
+be looking to marry some day&mdash;and some one!
+</p>
+
+<p>
+Pheugh! Clement&rsquo;s mouth opened, he stared aghast&mdash;stared at the wire
+blind that obscured the lower half of the nearer window, as if all his
+faculties were absorbed in reading the familiar legend, KNAB S&rsquo;NOTGNIVO,
+that showed darkly upon it. Customers, Rodd, the bank, all vanished. For he had
+forgotten! He had forgotten Josina! In contemplating what was exciting in the
+struggle before him he had forgotten that his stake was greater than the stake
+of others&mdash;that it was immeasurably greater. For it was Josina. He stood
+far enough below her as it was, separated from her by a height of pride and
+prejudice and convention, which he must scale if he would reach her. But he had
+one point in his favor&mdash;as things were. His father was wealthy, and
+standing a-tiptoe on his father&rsquo;s money-bags he might possibly aspire to
+her hand. So uplifted, so advantaged he might hope to grasp that hand, and in
+the end, by boldness and resolution, to make it his own.
+</p>
+
+<p>
+That was the position as long as all went well at the bank: and it was a
+position difficult enough. But if the money-bags crumbled and sank beneath his
+feet? If in the crisis that was coming they toppled over, and his father
+failed, as he might fail? If he lost the footing, the one footing that money
+now gave him? Then her hand would be altogether out of his reach, she would be
+far above him. He could not hope to reach her, could not hope to gain her,
+could not in honor even aspire to her?
+</p>
+
+<p>
+He saw that now. His stake was Josina, and the battle lost, he lost Josina. He
+had been brave enough until he thought of that, reckless even, welcoming the
+trumpet call. But seeing that, and seeing it suddenly, he groaned.
+</p>
+
+<p>
+The sound recalled him to himself, and he winced, remembering his
+father&rsquo;s injunction to show a cheerful front. That he should have failed
+so soon! He looked guiltily at Arthur. Had he heard?
+</p>
+
+<p>
+But Arthur had not heard. He was standing at a desk attached to the wall, his
+back towards Clement, his side-face to the window. He had not heard, because
+his thoughts had been elsewhere, and strange to say, the subject which had
+engaged them had been also Josina. The banker&rsquo;s warning had been a sharp
+blow to him. He was practical. He prided himself on the quality, and he foresaw
+no pleasure in a contest in which the success that was his be-all and end-all
+would be hazarded.
+</p>
+
+<p>
+True, his mercurial spirit had already begun to rise, and with every minute he
+leant more and more to the opinion that the alarm was groundless. He thought
+that the banker was scaring himself, and seeing bogies where no bogies
+were&mdash;as if forsooth a little fall meant a great catastrophe, or all the
+customers would leave the bank because Wolley did! But he none the less for
+that looked abroad. Prudently he reviewed the resources that would remain to
+him in the event of defeat, and like a cautious general he determined
+beforehand his line of retreat.
+</p>
+
+<p>
+That line was plain. If the bank failed, if a thing so cruel and incredible
+could happen, he still had Garth. He still had Garth to fall back upon, its
+lands, its wealth, its position. The bank might go, and Ovington&mdash;confound
+him for the silly mismanagement that had brought things to this!&mdash;might go
+into limbo with it, and Clement and Rodd and the rest of them&mdash;after all,
+it was their native level! But for him, born in the purple, there would still
+be Garth.
+</p>
+
+<p>
+Only he must be quick. He must not lose a day or an hour. If he waited too
+long, word of the bank&rsquo;s embarrassments might reach the old man,
+re-awaken his prejudices, warp his mind, and all might be lost. The influence
+on which he counted for success might cease to be his, and in a moment he might
+find himself out in the cold. Weakened as the Squire was, it would not be wise
+to trust too much to the change in him!
+</p>
+
+<p>
+No, he must do it at once. He would ride out that very day, and gain, as he did
+not doubt that he would gain, the Squire&rsquo;s permission to speak to Josina.
+He would leave no room for accidents, and, setting these aside, he did not
+doubt the result.
+</p>
+
+<p>
+He carried out his intention in spite of some demur on Clement&rsquo;s part,
+who in his new-born zeal thought that in his father&rsquo;s absence the other
+ought to remain on the spot. But Arthur had the habit of the upper hand, and
+with a contemptuous fling at Clement&rsquo;s own truancies, took it now. He was
+at Garth before sunset of the short November day, and he had not sat in the
+Squire&rsquo;s room ten minutes before chance gave him the opening he desired.
+</p>
+
+<p>
+The old man had been listening to the town news, and apparently had been
+engrossed in it. But suddenly, he leant forward, and poked Arthur with the end
+of his stick. &ldquo;Here do you tell me!&rdquo; he said. &ldquo;What ails the
+girl? I&rsquo;ve no eyes, but I&rsquo;ve ears, and there&rsquo;s something.
+What&rsquo;s amiss with her, eh?&rdquo;
+</p>
+
+<p>
+&ldquo;Do you mean Josina, sir?&rdquo;
+</p>
+
+<p>
+&ldquo;Who else, man? I asked you what&rsquo;s the matter with her. D&rsquo;you
+think I don&rsquo;t know that there is something? I&rsquo;ve all my senses but
+one, thank God, and I can hear if I can&rsquo;t see! What is it?&rdquo;
+</p>
+
+<p>
+Arthur saw in a moment that here was the opportunity, he needed, and he made
+haste to seize it. &ldquo;The truth is, sir&mdash;&mdash;&rdquo; he said with a
+candor which was attractive. &ldquo;I was going to speak to you about Josina, I
+have been wishing to do so for some time.&rdquo;
+</p>
+
+<p>
+&ldquo;Eh? Well?&rdquo;
+</p>
+
+<p>
+&ldquo;I have said nothing to her. But it is possible that she may be aware of
+my feelings.&rdquo;
+</p>
+
+<p>
+&ldquo;Oh, that&rsquo;s it, is it?&rdquo; the Squire said drily. It was
+impossible to say whether he was pleased or not.
+</p>
+
+<p>
+&ldquo;If I had your permission to speak to her, sir?&rdquo; Arthur felt, now
+that he had come to the point, just the amount of nervousness which was
+becoming. &ldquo;We have been brought up together, and I don&rsquo;t think that
+I can be taking you by surprise.&rdquo;
+</p>
+
+<p>
+&ldquo;And you think it will be no surprise to her?&rdquo;
+</p>
+
+<p>
+&ldquo;Well, sir,&rdquo; modestly, &ldquo;I think it will not.&rdquo;
+</p>
+
+<p>
+&ldquo;More ways of killing a cat than drowning it, eh? That&rsquo;s it, is it?
+Haven&rsquo;t spoken, but let her know? And you want my leave?&rdquo;
+</p>
+
+<p>
+&ldquo;Yes, sir, to ask her to be my wife,&rdquo; Arthur said frankly.
+&ldquo;It has been my wish for some time, but I have hesitated. Of course, I am
+no great match for her, but I am of her blood, and&mdash;&mdash;&rdquo;
+</p>
+
+<p>
+He paused. He did not know what to add, and the Squire did not help him, and
+for the first time Arthur felt a pang of uneasiness. This was not lessened when
+the old man asked, &ldquo;How long has this been going on, eh?&rdquo;
+</p>
+
+<p>
+&ldquo;Oh, for a long time, sir&mdash;on my side,&rdquo; Arthur answered. There
+was an ominous silence. The Squire might be taking it well or ill&mdash;it was
+impossible to judge. He had not changed his attitude and still sat, leaning
+forward, his hands on his stick, impenetrable behind his bandages. It struck
+Arthur that he might have been premature; that he might have put his favor to
+too high a test. It might have been wiser to work upon Josina, and wait and see
+how things turned out.
+</p>
+
+<p>
+At last. &ldquo;She&rsquo;ll not go out of this house,&rdquo; the Squire said.
+And he sighed in a way unusual with him, even when he had been at his worst.
+&ldquo;That&rsquo;s understood. There&rsquo;s room for you here, and any brats
+you may have. That&rsquo;s understood, eh?&rdquo; sharply.
+</p>
+
+<p>
+&ldquo;Willingly, sir,&rdquo; Arthur answered. A great weight had been lifted
+from him.
+</p>
+
+<p>
+&ldquo;And you&rsquo;ll take her name, do you hear?&rdquo;
+</p>
+
+<p>
+&ldquo;Of course, sir. I shall be proud to do so.&rdquo;
+</p>
+
+<p>
+The Squire sighed, and again he was silent.
+</p>
+
+<p>
+&ldquo;Then&mdash;then I may speak to her, sir?&rdquo;
+</p>
+
+<p>
+&ldquo;Wait a bit! Wait a bit!&rdquo; The Squire had more to say, it appeared.
+&ldquo;You&rsquo;ll leave the bank, of course?&rdquo;
+</p>
+
+<p>
+Arthur&rsquo;s mind, trained to calculation, reviewed the position. Most
+heartily he wished&mdash;though he thought that Ovington&rsquo;s views were
+unnecessarily dark&mdash;that he could leave the bank. But he could not. The
+moment when Ovington might have released him, when the cancellation of the
+articles had been possible, was past. The banker could no longer afford to
+cancel them, or to lose the five thousand pounds that Arthur had brought in.
+</p>
+
+<p>
+He hesitated, and the old man read his hesitation, and was wroth. &ldquo;You
+heard what I said?&rdquo; he growled, and he struck his stick upon the floor.
+&ldquo;Do you think I am going to have my daughter&rsquo;s husband
+counterskipping in Aldersbury? Cheek by jowl with every grocer and linen-draper
+in the town? Bad enough as it is, bad enough, but when you&rsquo;re Jos&rsquo;s
+husband&mdash;no, by G&mdash;d, that&rsquo;s flat! You&rsquo;ll leave the bank,
+and you&rsquo;ll leave it at once, or you&rsquo;re no son-in-law for me.
+I&rsquo;ll not have the name of Griffin dragged in the dirt.&rdquo;
+</p>
+
+<p>
+Arthur had not anticipated this, though he might easily have foreseen it; and
+he cursed his folly. He ought to have known that the old question would be
+raised, and that it would revive the Squire&rsquo;s antagonism. He was like a
+fox caught in a trap, nay, like a fox that has put its own foot in the trap;
+and he had no time to give any but a candid answer. &ldquo;I am afraid,
+sir,&rdquo; he said. &ldquo;I mean&mdash;I am quite willing to comply with your
+wishes. But unfortunately there&rsquo;s a difficulty. I am tied to the bank for
+three years. At the end of three years&mdash;&mdash;&rdquo;
+</p>
+
+<p>
+&ldquo;Three years be d&mdash;d!&rdquo; In a passion the Squire struck his
+stick on the floor. &ldquo;Three years! I&rsquo;m to sit here for three years
+while you go in and out, partner with Ovington! Then my answer is, No! No! Do
+you hear? I&rsquo;ll not have it.&rdquo;
+</p>
+
+<p>
+The perspiration stood on Arthur&rsquo;s brow. Here was a <i>débâcle!</i> An
+end, crushing and complete, to all his hopes! Desperately he tried to explain
+himself and mend matters. &ldquo;If I could act for myself, sir,&rdquo; he
+said, &ldquo;I would leave the bank to-morrow. But the
+agreement&mdash;&mdash;&rdquo;
+</p>
+
+<p>
+&ldquo;Agreement? Don&rsquo;t talk to me of agreements! You could ha&rsquo;
+helped it!&rdquo; the Squire snarled. &ldquo;You could ha&rsquo; helped it!
+Only you would go on! You went in against my advice! And for the agreement, who
+but a fool would ha&rsquo; signed such an agreement? No, you may go, my lad. As
+you ha&rsquo; brewed you may bake! You may go! If I&rsquo;d known this was
+going on, I&rsquo;d not ha&rsquo; seen so much of you, you may be sure of that!
+As it is, Good-day! Good-day to you!&rdquo;
+</p>
+
+<p>
+It was indeed a <i>débâcle</i>; and Arthur could hardly believe his ears, or
+that he stood in his own shoes. In a moment, in one moment he had fallen from
+the height of favor and the pinnacle of influence, and disowned and defeated,
+he could hardly take in the mischance that had befallen him. Slowly he got to
+his feet, and as soon as he could master his voice, &ldquo;I&rsquo;m grieved,
+sir,&rdquo; he answered, &ldquo;more grieved than I, can say, that you should
+take it like this&mdash;when I have no choice. I am sorry for my own
+sake.&rdquo;
+</p>
+
+<p>
+&ldquo;Ay, ay!&rdquo; with grim irony. &ldquo;I can believe that.&rdquo;
+</p>
+
+<p>
+&ldquo;And sorry for Josina&rsquo;s.&rdquo;
+</p>
+
+<p>
+He could think of no further plea at the moment&mdash;he must wait and hope for
+the best; and he moved towards the door, cursing his folly, his all but
+incredible folly, but finding no remedy. His hand was on the latch of the door
+when &ldquo;Wait!&rdquo; the old man said.
+</p>
+
+<p>
+Arthur turned and waited; wondering, even hoping. The Squire sat, looking
+straight before him, if that might be said of a blind man, and presently he
+sighed. Then, &ldquo;Here, come back!&rdquo; he ordered. But again for awhile
+he said no more, and Arthur waited, completely in the dark as to what was
+working in the other&rsquo;s mind. At last. &ldquo;There, maybe I&rsquo;ve been
+hasty,&rdquo; the old man muttered, &ldquo;and not thought of all. Will you
+leave the bank when you can, young man?&rdquo;
+</p>
+
+<p>
+&ldquo;Of course, I will, sir!&rdquo; Arthur cried.
+</p>
+
+<p>
+&ldquo;Then&mdash;then you may speak to her,&rdquo; the Squire said
+reluctantly, and he marked the reluctance with another sigh.
+</p>
+
+<p>
+And so, as suddenly as he had raised the objection, he withdrew it, to
+Arthur&rsquo;s intense astonishment. Only one conclusion could he
+draw&mdash;that the Squire was indeed failing. And on that, with a hastily
+murmured word of thanks, he escaped from the room, hardly knowing whether he
+walked on his head or his feet.
+</p>
+
+<p>
+Lord, what a near thing it had been. And yet&mdash;no! The Squire&mdash;it must
+be that&mdash;was a failing man. He had no longer the strength or the
+stubbornness to hold to the course that his whims or his crabbed humor
+suggested. The danger might not have been so real or substantial, after all.
+</p>
+
+<p>
+Yet the relief was great, and coming on Miss Peacock, who was crossing the hall
+with a bowl in her hand, he seized her by the waist and whirled her round, bowl
+and all. &ldquo;Hallo, Peacock! Hallo, Peacock!&rdquo; he cried in the
+exuberance of his joy. &ldquo;Where&rsquo;s Jos?&rdquo;
+</p>
+
+<p>
+&ldquo;Let go!&rdquo; she cried. &ldquo;You&rsquo;ll have it over! What&rsquo;s
+come to you?&rdquo;
+</p>
+
+<p>
+&ldquo;Where&rsquo;s Jos? Where&rsquo;s Jos?&rdquo;
+</p>
+
+<p>
+&ldquo;Good gracious, how should I know? There, be quiet,&rdquo; in pretended
+anger, though she liked it well enough. &ldquo;What&rsquo;s come to you? If you
+must know, she&rsquo;s moping in her room. It&rsquo;s where I find her most
+times when she&rsquo;s not catching cold in the gardenhouse, and her
+father&rsquo;s noticed it at last. He&rsquo;s in a pretty stew about her, and
+if you ask me, I don&rsquo;t think that she&rsquo;s ever got over that
+night.&rdquo;
+</p>
+
+<p>
+&ldquo;I&rsquo;ll cure her!&rdquo; Arthur cried in a glow, and he gave Miss
+Peacock another twirl.
+</p>
+
+<p>
+But he had no opportunity of trying his cure that evening, for Jos, when she
+came downstairs, kept close to her father, and it was not until after breakfast
+on the morrow that he saw her go into the garden through the side-door, a relic
+of the older house that had once stood there. To frame it a stone arch of Tudor
+date had been filled in, and on either side of this, outlined in stone on the
+brick wall, was a pointed window of three lights. But Arthur&rsquo;s thoughts
+as he followed Jos into the garden were far from such dry-as-dust matters. The
+reaction after fear, the assurance that all was well, intoxicated him, and in a
+glow of spirits that defied the November day he strode down the walk under
+boughs that half-bare, and over leaves that half-shrivelled, owned alike the
+touch of autumn. He caught sight of a skirt on the raised walk at the farther
+end of the garden and he made for it, bounding up the four steps with a light
+foot and a lover&rsquo;s haste. A handsome young fellow, with a conquering air!
+</p>
+
+<p>
+Jos was leaning on the wall, a shawl about her shoulders, her eyes bent on the
+mill and the Thirty Acres; and her presence in that place on that not too
+cheerful morning, and her pensive stillness, might have set him wondering, had
+he given himself time to think. But he was full of his purpose, he viewed her
+only as she affected it, and he saw nothing except what he wished to see. When,
+hearing his footsteps, she turned, her color did not rise&mdash;and that too
+might have told him something. But had he spared this a thought, it would only
+have been to think that her color would rise soon enough when he spoke.
+</p>
+
+<p>
+&ldquo;Jos!&rdquo; he cried, while some paces still separated them.
+&ldquo;I&rsquo;ve seen your father! And I&rsquo;ve spoken to him!&rdquo; He
+waved his hand as one proclaiming a victory.
+</p>
+
+<p>
+But what victory? Jos was as much in the dark as if he had never paid court to
+her in those far-off days. &ldquo;Is anything the matter?&rdquo; she asked, and
+she turned as if she would go back to the house.
+</p>
+
+<p>
+But he barred the way. &ldquo;Nothing,&rdquo; he said. &ldquo;Why should there
+be? On the contrary, dear. Don&rsquo;t I tell you that I&rsquo;ve spoken to the
+Squire? And he says that I may speak to you.&rdquo;
+</p>
+
+<p>
+&ldquo;To me?&rdquo; She looked at him candidly, with no inkling in her mind of
+what he meant.
+</p>
+
+<p>
+&ldquo;Yes! My dear girl, don&rsquo;t you understand? He has given me leave to
+speak to you&mdash;to ask you to be my wife?&rdquo; And as her lips parted and
+she gazed at him in astonishment, he took possession of her hand. The position
+was all in favor of a lover, for the parapet was behind her, and she could not
+escape if she would; while the ordeal through which he had passed gave this
+lover an ardor that he might otherwise have lacked. &ldquo;Jos, dear,&rdquo; he
+continued, looking into her eyes, &ldquo;I&rsquo;ve waited&mdash;waited
+patiently, knowing that it was useless to speak until he gave me leave. But
+now&rdquo;&mdash;after all, love-making with that pretty startled face before
+him, that trembling hand in his, was not unpleasant&mdash;&ldquo;I come to
+you&mdash;for my reward.&rdquo;
+</p>
+
+<p>
+&ldquo;But, Arthur,&rdquo; she protested, almost too much surprised for words,
+&ldquo;I had no idea&mdash;&mdash;&rdquo;
+</p>
+
+<p>
+&ldquo;Come, don&rsquo;t say that! Don&rsquo;t say that, Jos dear! No idea?
+Why, hasn&rsquo;t it always been this way with us! Since the day that we cut
+our names on the old pew? Haven&rsquo;t I seen you blush like a rose when you
+looked at it&mdash;many and many a time? And if I haven&rsquo;t dared to make
+love to you of late, surely you have known what was in my mind? Have we not
+always been meaning this&mdash;you and I?&rdquo;
+</p>
+
+<p>
+She was thunder-struck. Had it been really so? Could he be right? Had she been
+blind, and had he been feeling all this while she guessed nothing of it? She
+looked at him in distress, in increasing distress. &ldquo;But indeed,
+indeed,&rdquo; she said, &ldquo;I have not been meaning it, Arthur, I have not,
+indeed!&rdquo;
+</p>
+
+<p>
+&ldquo;Not?&rdquo; incredulously. &ldquo;You&rsquo;ve not known that
+I&mdash;&mdash;&rdquo;
+</p>
+
+<p>
+&ldquo;No!&rdquo; she protested. &ldquo;And I don&rsquo;t think that it has
+always been so with us.&rdquo; Then, collecting herself and in a firmer voice,
+&ldquo;No, Arthur, not lately, I am sure. I don&rsquo;t think that it has been
+so on your side&mdash;I don&rsquo;t, indeed. And I&rsquo;m sure that I have not
+thought of this myself.&rdquo;
+</p>
+
+<p>
+&ldquo;Jos!&rdquo;
+</p>
+
+<p>
+&ldquo;No, Arthur, I have not, indeed.&rdquo;
+</p>
+
+<p>
+&ldquo;You haven&rsquo;t seen that I loved you?&rdquo;
+</p>
+
+<p>
+&ldquo;No. And,&rdquo; looking him steadily in the face, &ldquo;I am not sure
+that you do.&rdquo;
+</p>
+
+<p>
+&ldquo;Then let me tell you that I do. I do!&rdquo; And he tried to possess
+himself of her other hand, and there was a little struggle between them.
+&ldquo;Dear, dear girl, I do love you,&rdquo; he swore. &ldquo;And I want you,
+I want you for my wife. And your father permits it. Do you understand&mdash;I
+don&rsquo;t think you do? He sanctions it.&rdquo;
+</p>
+
+<p>
+He would have put his arm round her, thinking to overcome her bashfulness,
+thinking that this was but maidenly pride, waiting to be conquered. But she
+freed herself with unexpected vigor and slipped from him. &ldquo;No, I
+don&rsquo;t wish it!&rdquo; she said. And her attitude and her tone were so
+resolute, that he could no longer deceive himself. &ldquo;No! Listen,
+Arthur.&rdquo; She was pale, but there was a surprising firmness in her face.
+&ldquo;Listen! I do not believe that you love me. You have given me no cause to
+think so these many months. Such a boy and girl affection as was once between
+us might have grown into love in time, had you wished it. But you did not seem
+to wish it, and it has not. What you feel is not love.&rdquo;
+</p>
+
+<p>
+&ldquo;You know so much about love!&rdquo; he scoffed. He was taken aback, but
+he tried to laugh&mdash;tried to pass it off.
+</p>
+
+<p>
+But she did not give way. &ldquo;I know what love is,&rdquo; she answered
+firmly. And then, without apparent cause, a burning blush rose to her very
+hair. Yet, in defiance of this, she repeated her words. &ldquo;I know what love
+is, and I do not believe that you feel it for me. And I am sure, quite sure,
+Arthur,&rdquo; in a lower tone, &ldquo;that I do not feel it for you. I could
+not be your wife.&rdquo;
+</p>
+
+<p>
+&ldquo;Jos!&rdquo; he pleaded earnestly. &ldquo;You are joking! Surely you are
+joking.&rdquo;
+</p>
+
+<p>
+&ldquo;No, I am not joking. I do not wish to hurt you. I am grieved if I do
+hurt you. But that is the truth. I do not want to marry you.&rdquo;
+</p>
+
+<p>
+He stared at her. At last she had compelled him to believe her, and he reddened
+with anger; only to turn pale, a moment later, as a picture of himself
+humiliated and rejected, his plans spoiled by the fancy of this foolish girl,
+rose before him. He could not understand it; it seemed incredible. And there
+must be some reason? Desperately he clutched at the thought that she was afraid
+of her father. She had not grasped the fact that the Squire had sanctioned his
+suit, and, controlling his voice as well as he could, &ldquo;Are you really in
+earnest, Jos?&rdquo; he said. &ldquo;Do you understand that your father is
+willing? That it is indeed his wish that we should marry?&rdquo;
+</p>
+
+<p>
+&ldquo;I cannot help it.&rdquo;
+</p>
+
+<p>
+&ldquo;But&mdash;love?&rdquo; Though he tried to keep his temper his voice was
+growing sharp. &ldquo;What, after all, do you know of&mdash;love?&rdquo; And
+rapidly his mind ran over the possibilities. No, there could be no one else.
+She knew few, and among them no one who could have courted her without his
+knowledge. For, strange to say, no inkling of the meetings between Clement and
+his cousin had reached him. They had all taken place within a few weeks, they
+had ceased some months back, and though there were probably some in the house
+who had seen things and drawn their conclusions, the favorers of young love are
+many, and no one save Thomas had tried to make mischief. No, there could be no
+one, he decided; it was just a silly girl&rsquo;s romantic notion. &ldquo;And
+how can you say,&rdquo; he continued, &ldquo;that mine is not real love? What
+do you know of it? Believe me, Jos, you are playing with your happiness. And
+with mine.&rdquo;
+</p>
+
+<p>
+&ldquo;I do not think so,&rdquo; she answered gravely. &ldquo;As to my own, I
+am sure, Arthur. I do not love you and I cannot marry you.&rdquo;
+</p>
+
+<p>
+&ldquo;And that is your answer?&rdquo;
+</p>
+
+<p>
+&ldquo;Yes, it must be.&rdquo;
+</p>
+
+<p>
+He forced a laugh. &ldquo;Well, it will be news for your father,&rdquo; he
+said. &ldquo;A clever game you have played, Miss Jos! Never tell me that it is
+not in women&rsquo;s nature to play the coquette after this. Why, if I had
+treated you as you have treated me&mdash;and made a fool of me! Made a fool of
+me!&rdquo; he reiterated passionately, unable to control his
+chagrin&mdash;&ldquo;I should deserve to be whipped!&rdquo;
+</p>
+
+<p>
+And afraid that he would break down before her and disgrace his manhood, he
+turned about, sprang down the steps and savagely spurning, savagely trampling
+under foot the shrivelled leaves, he strode across the garden to the house.
+&ldquo;The little fool!&rdquo; he muttered, and he clenched his hands as if he
+could have crushed her within them. &ldquo;The little fool!&rdquo;
+</p>
+
+<p>
+He was angry, he was very angry, for hitherto fortune had spoiled him. He had
+been successful, as men with a single aim usually are successful. He had
+attained to most of the things which he had desired. Now to fail where he had
+deemed himself most sure, to be repulsed where he had fancied that he had only
+to stoop, to be scorned where he had thought that he had but to throw the
+handkerchief, to be rejected and rejected by Jos&mdash;it was enough to make
+any man angry, to make any man grind his teeth and swear! And how&mdash;how in
+the world was he to explain the matter to his uncle? How account to him for his
+confidence in the issue? His cheeks burned as he thought of it.
+</p>
+
+<p>
+He was angry. But his wrath was no match for the disappointment that warred
+with it and presently, as passion waned, overcame it. He had to face and to
+weigh the consequences. The loss of Jos meant much more than the loss of a mild
+and biddable wife with a certain charm of her own. It meant the loss of Garth,
+of the influence that belonged to it, the importance that flowed from it, the
+position it conferred. It meant the loss of a thing which he had come to
+consider as his own. The caprice of this obstinate girl robbed him of that
+which he had bought by a long servitude, by much patience, by many a tiresome
+ride between town and country!
+</p>
+
+<p>
+There, in that loss, was the true pinch! But he must think of it. He must take
+time to review the position and consider how he might deal with it. It might be
+that all was not yet lost&mdash;even at Garth.
+</p>
+
+<p>
+In the meantime he avoided seeing his uncle, and muttering a word to Miss
+Peacock, he had his horse saddled. He mounted in the yard and descended the
+drive at his usual pace. But as soon as he had gained the road, he lashed his
+nag into a canter, and set his face for town. At worst the bank remained, and
+he must see that it did remain. He must not let himself be scared by
+Ovington&rsquo;s alarms. If a crisis came he must tackle the business as he
+alone could tackle business, and all would be well. He was sure of it.
+</p>
+
+<p>
+Withal he was spared one pang, the pang of disappointed love.
+</p>
+
+</div><!--end chapter-->
+
+<div class="chapter">
+
+<h2><a name="chap24"></a>CHAPTER XXIV</h2>
+
+<p>
+Arthur was at the bank by noon, and up to that time nothing had occurred to
+justify the banker&rsquo;s apprehensions or to alarm the most timid. Business
+seemed to be a little slack, the bank door had a rest, and there was less
+coming and going. But in the main things appeared to be moving as usual, and
+Arthur, standing at his desk in an atmosphere as far removed as possible from
+that of Garth, had time to review the check that he had received at
+Josina&rsquo;s hands, and to consider whether, with the Squire&rsquo;s help, it
+might not still be repaired.
+</p>
+
+<p>
+But an hour or two later a thing occurred which might have passed unnoticed at
+another time, but on that day had a meaning for three out of the five in the
+bank. The door opened a little more abruptly than usual, a man pushed his way
+in. He was a publican in a fair way of business in the town, a smug
+ruddy-gilled man who, in his younger days, had been a pugilist at Birmingham
+and still ran a cock-pit behind the Spotted Dog, between the Foregate and the
+river. He stepped to the counter, his small shrewd eyes roving slyly from one
+to another.
+</p>
+
+<p>
+Arthur went forward to attend to him. &ldquo;What is it, Mr. Brownjohn?&rdquo;
+he asked. But already his suspicions were aroused.
+</p>
+
+<p>
+&ldquo;Well, sir,&rdquo; the man answered bluntly, &ldquo;what we most of us
+want, sir. The rhino!&rdquo;
+</p>
+
+<p>
+&ldquo;Then you&rsquo;ve come to the right shop for that,&rdquo; Arthur
+rejoined, falling into his humor. &ldquo;How much?&rdquo;
+</p>
+
+<p>
+&ldquo;How&rsquo;s my account, sir?&rdquo;
+</p>
+
+<p>
+Arthur consulted the book which he took from a ledge below the counter. In our
+time he would have scribbled the sum on a scrap of paper and passed the paper
+over in silence. But in those days many customers would have been none the
+wiser for that, for they could not read. So, &ldquo;One, four, two, and three
+and six-pence,&rdquo; he said.
+</p>
+
+<p>
+&ldquo;Well, I&rsquo;ll take it,&rdquo; the publican announced, gazing straight
+before him.
+</p>
+
+<p>
+Arthur understood, but not a muscle of his face betrayed his knowledge.
+&ldquo;Brewers&rsquo; day?&rdquo; he said lightly. &ldquo;Mr. Rodd, draw a
+cheque for Mr. Brownjohn. One four two, three and six. Better leave five pounds
+to keep the account open?&rdquo;
+</p>
+
+<p>
+&ldquo;Oh, well!&rdquo; Mr. Brownjohn was a little taken aback. &ldquo;Yes,
+sir, very well.&rdquo;
+</p>
+
+<p>
+&ldquo;One three seven, Rodd, three and six.&rdquo; And while the customer,
+laboriously and with a crimsoning face, scrawled his signature on the cheque,
+Arthur opened a drawer and counted out the amount in Ovington&rsquo;s notes.
+&ldquo;Twenty-seven fives, and two, three, six,&rdquo; he muttered, pushing it
+over. &ldquo;You&rsquo;ll find that right, I think.&rdquo;
+</p>
+
+<p>
+Brownjohn had had his lesson from Wolley, who put up at his house, but he had
+not learnt it perfectly. He took the notes, and thumbed them over, wetting his
+thumb as he turned each, and he found the tale correct. &ldquo;Much obliged,
+gentlemen,&rdquo; he muttered, and with a perspiring brow he effected his
+retreat. Already he doubted&mdash;so willingly had his money been paid&mdash;if
+he had been wise. He was glad that he had left the five pounds.
+</p>
+
+<p>
+But the door had hardly closed on him before Arthur asked the cashier how much
+gold he had in the cash drawer.
+</p>
+
+<p>
+&ldquo;The usual, sir. One hundred and fifty and thirty-two, thirty-three,
+thirty-four&mdash;one hundred and eighty-four.&rdquo;
+</p>
+
+<p>
+&ldquo;Fetch up two hundred more before Mr. Brownjohn comes back,&rdquo; Arthur
+said. &ldquo;Don&rsquo;t lose time.&rdquo;
+</p>
+
+<p>
+Rodd did not like Arthur, but he did silent homage to his sharpness. He
+hastened to the safe and was back in two minutes with twenty rouleaux of
+sovereigns. &ldquo;Shall I break them, sir?&rdquo; he asked.
+</p>
+
+<p>
+&ldquo;Yes, I think so. Ah!&rdquo; as the door swung open and one of the Welsh
+brothers entered. It was Mr. Frederick. Arthur nodded. &ldquo;Good day, Welsh,
+I was thinking of you. I fancy Clement wants to see you.&rdquo;
+</p>
+
+<p>
+&ldquo;Right&mdash;in one moment,&rdquo; the lawyer replied. &ldquo;Just put
+that&mdash;&mdash;&rdquo;
+</p>
+
+<p>
+But Arthur saw that he had a cheque to pay in&mdash;he banked at Dean&rsquo;s
+but had clients&rsquo; accounts with them&mdash;and he broke in on his
+business. &ldquo;Clement,&rdquo; he said, &ldquo;here&rsquo;s Welsh. Just give
+him your father&rsquo;s message.&rdquo;
+</p>
+
+<p>
+Clement came forward with his father&rsquo;s invitation&mdash;oysters and whist
+at five on Friday&mdash;and his opinion on a glass of &rsquo;20 he was laying
+down? He kept the lawyer in talk for a minute or two, and then, as Arthur had
+shrewdly calculated, the door opened and Brownjohn slid in. The man&rsquo;s
+face was red, and he looked heartily ashamed of himself, but he put down his
+notes on the counter. He was going to speak when, &ldquo;In a moment,
+Brownjohn,&rdquo; Arthur said. &ldquo;What is it, Mr. Welsh?&rdquo;
+</p>
+
+<p>
+&ldquo;Just put this to the Hobdays&rsquo; account,&rdquo; the lawyer answered
+recalled to his business. &ldquo;Fifty-four pounds two shillings and
+five-pence. And, by the way, are you going to Garth on Saturday?&rdquo;
+</p>
+
+<p>
+&ldquo;On Saturday, or Sunday, yes. Can I do anything for you!&rdquo;
+</p>
+
+<p>
+&ldquo;Will you tell the Squire that that lease will be ready for signature on
+Saturday week. If you don&rsquo;t mind I&rsquo;ll send it over by you. It will
+save me a journey.&rdquo;
+</p>
+
+<p>
+&ldquo;Good. I&rsquo;ll tell him. He has been fretting about it. Good-day! Now,
+Mr. Brownjohn?&rdquo;
+</p>
+
+<p>
+&ldquo;I&rsquo;d like cash for these,&rdquo; the innkeeper mumbled, thrusting
+forward the notes, but looking thoroughly ill at ease.
+</p>
+
+<p>
+&ldquo;Man alive, why didn&rsquo;t you say so?&rdquo; Arthur answered,
+good-humoredly, &ldquo;and save yourself the trouble of two journeys? Mr. Rodd,
+cash for these, please. I&rsquo;ve forgotten something I must tell
+Welsh!&rdquo; And flinging the cash drawer wide open, he raised the
+counter-flap and hurried after the lawyer.
+</p>
+
+<p>
+Rodd knew what was expected of him, and he took out several fistsful of gold
+and rattled it down before him. Rapidly, as if he handled so many peas, he
+counted out and thrust aside Mr. Brownjohn&rsquo;s portion, swiftly reckoned it
+a second time, then swept the balance back into the open drawer. &ldquo;I think
+you&rsquo;ll find that right,&rdquo; he said. &ldquo;Better count it.
+How&rsquo;s your little girl that was ailing, Mr. Brownjohn?&rdquo;
+</p>
+
+<p>
+Brownjohn muttered something, his face lighting up. Then he counted his gold
+and sneaked out, impressed, as Arthur had intended he should be, with his own
+unimportance, and more inclined than before to think that he had made a mistake
+in following Wolley&rsquo;s advice.
+</p>
+
+<p>
+But before the bank closed that day two other customers came in and drew out
+the greater part of their balances. They were both men connected in one way or
+another with the clothier, and the thing stopped there. The following day was
+uneventful, but the drawings had been unusual, and the two young clerks might
+have exchanged notes upon the subject if their elders had not appeared so
+entirely unconscious. As it was, it was impossible for them to think that
+anything out of the common had happened.
+</p>
+
+<p>
+Worse, and far more important, than this matter was the fact that stocks and
+shares continued to fall all that week. Night after night the arrival of the
+famous &ldquo;Wonder,&rdquo; the fast coach which did the journey from London
+in fifteen hours, was awaited by men who thought nothing of the wintry weather
+if they might have the latest news. Afternoon after afternoon the journals
+brought by the mail were fought for and opened in the street by men whose faces
+grew longer as the week ran on. Some strode up jauntily, and joined themselves
+to the group of loungers before the coach-office, while others sneaked up
+privily, went no farther than the fringe of the crowd, and there, gravitating
+together by twos and threes, conferred in low voices over prices and changes.
+Some, until the coach arrived, lurked in a neighboring churchyard, raised above
+the street, and glancing suspiciously at one another affected to be immersed in
+the study of crumbling gravestones; while a few made a pretence of being
+surprised, as they passed, by the arrival of the mail, or hiding themselves in
+doorways appeared only at the last moment, and when they believed that they
+might do so unobserved.
+</p>
+
+<p>
+One thing was noticeable of nearly all these; that they avoided one
+another&rsquo;s eyes, as if, declining to observe others, they became
+themselves unseen. Once possessed of the paper they behaved in different ways,
+according as they were of a sanguine or despondent nature. Some tore the sheet
+open at once, devoured a particular column and stamped or swore, or sometimes
+flung the paper underfoot. Others sneaked off to the churchyard or to some
+neighboring nook, and there, unable to wait longer, opened the journal with
+shaking fingers; while a few&mdash;and these perhaps had the most at
+stake&mdash;dared not trust themselves to learn the news where they might by
+any chance be overlooked, but hurried homewards through &ldquo;shuts&rdquo; and
+by-lanes, and locked themselves in their offices, afraid to let even their
+wives come near them.
+</p>
+
+<p>
+For the news was very serious to very many; the more so as, inexperienced in
+speculation, they clung for the most part to the hope of a recovery, and could
+not bring themselves to sell at a lower figure than that which they might have
+got a week before. Much less could they bring themselves to sell at an actual
+loss. They had sat down to play a winning game, and they could not now believe
+that the seats were reversed, and that they were liable to lose all that they
+had gained, nay, in many cases much more than their stake. Amazed, they saw
+stocks falling, crumbling, nay, sinking to a nominal value, while large calls
+on them remained to be paid, and loans on them to be repaid. No wonder that
+they stared aghast, or that many after a period of stupefaction, at a state of
+things so new and so paralyzing, began to feel that it was neck or nothing with
+them, and bought when they should have sold, seeing that in any case the price
+to which stock was falling meant their ruin.
+</p>
+
+<p>
+For a time indeed there was no public outcry and no great excitement on the
+surface. For a time men kept their troubles to themselves, jealous lest they
+should get abroad, and few suspected how common was their plight or how many
+shared it. Men talk of their gains but not of their losses, and the last thing
+desired by a business man on the brink of ruin is that his position should be
+made public. But those behind the scenes feared only the more for the morrow;
+for with this ferment of fear and suspense working beneath the surface it was
+impossible to say at what moment an eruption might not take place or where the
+ruin would stop. One thing was certain, that it would not be confined to the
+speculators, for many a sober trader, who had never bought shares in his life,
+would fail, beggared by the bankruptcy of his debtors.
+</p>
+
+<p>
+Ovington returned on the Friday, and Arthur met him at the Lion, as he had met
+him eleven months before. They played their parts well&mdash;so well that even
+Arthur did not learn the news until the door of the bank had closed behind them
+and they were closeted with Clement in the dining-room. Then they learned that
+the news was bad&mdash;as bad as it could be.
+</p>
+
+<p>
+The banker retained his composure and told his story with calmness, but he
+looked very weary. Williams&rsquo;&mdash;Williams and Co. were Ovington&rsquo;s
+correspondents in London&mdash;would do nothing, he told them. &ldquo;They
+would not re-discount a single bill nor hear of an acceptance. My own opinion
+is that they cannot.&rdquo;
+</p>
+
+<p>
+Arthur looked much disturbed. &ldquo;As bad as that,&rdquo; he said, &ldquo;is
+it?&rdquo;
+</p>
+
+<p>
+&ldquo;Yes, and I believe, nay, I am sure, lad, that they fear for themselves.
+I saw the younger Williams. He gave me good words, but that was all; and he
+looked ill and harassed to the last degree. There was a frightened look about
+them all. I told them that if they would re-discount fifteen thousand pounds of
+sound short bills, we should need no further help, and might by and by be able
+to help others. But he would do nothing. I said I should go to the Bank. He let
+out&mdash;though he was very close&mdash;that others had done so, and that the
+Bank would do nothing. He hinted that they were short of gold there, and saw
+nothing for it but a policy of restriction. However, I went there, of course.
+They were very civil, but they told me frankly that it was impossible to help
+all who came to them; that they must protect their reserve. They were inclined
+to find fault, and said it was credit recklessly granted that had produced the
+trouble, and the only cure was restriction.&rdquo;
+</p>
+
+<p>
+&ldquo;But surely,&rdquo; Arthur protested, &ldquo;where a bank is able to show
+that it is solvent?&rdquo;
+</p>
+
+<p>
+&ldquo;I argued it with them. I told them that I agreed that the cure was to
+draw in, but that they should have entered on that path earlier; that to enter
+on it now suddenly and without discrimination after a period of laxity was the
+way to bring on the worst disaster the country had ever known. That to give
+help where it could be shown that moderate help would suffice, to support the
+sound and let the rotten go was the proper policy, and would limit the trouble.
+But I could not persuade them. They would not take the best bills, would in
+fact take nothing, discount nothing, would hardly advance even on government
+securities. When I left them&mdash;&mdash;&rdquo;
+</p>
+
+<p>
+&ldquo;Yes?&rdquo; The banker had paused, his face betraying emotion.
+</p>
+
+<p>
+&ldquo;I heard a rumor about Pole&rsquo;s.&rdquo;
+</p>
+
+<p>
+&ldquo;Pole&rsquo;s? Pole&rsquo;s!&rdquo; Arthur cried, astounded; and he
+turned a shade paler. &ldquo;Sir Peter Pole and Co.? You don&rsquo;t mean it,
+sir? Why, if they go scores of country banks will go! Scores! They are agents
+for sixty or seventy, aren&rsquo;t they?&rdquo;
+</p>
+
+<p>
+The banker nodded. His weariness was more and more apparent. &ldquo;Yes,
+Pole&rsquo;s,&rdquo; he said gloomily. &ldquo;And I heard it on good authority.
+The truth is&mdash;it has not extended to the public yet, but in the banks
+there is panic already. They do not know where the first crash will come, or
+who may be affected. And any moment the scare may spread to the public. When it
+does it will run through the country like wild-fire. It will be here in
+twenty-four hours. It will shake even Dean&rsquo;s. It will shake us down. My
+God! when I think that for the lack of ten or twelve thousand
+pounds&mdash;which a year ago we could have raised three times over with the
+stroke of a pen&mdash;just for the lack of that a sound business like
+this&mdash;&mdash;&rdquo;
+</p>
+
+<p>
+He broke off, unable to control his voice. He could not continue. Clement went
+out softly, and for a minute or so there was silence in the room, broken only
+by the ticking of the clock, the noise of wheels in the street, the voices of
+passers-by&mdash;voices that drifted in and died away again, as the speakers
+walked by on the pavement. Opposite the bank, at the corner of the Market
+Place, two dogs were fighting before a barber&rsquo;s shop. A woman drove them
+off with an umbrella. Her &ldquo;Shoo! Shoo!&rdquo; was audible in the silence
+of the room.
+</p>
+
+<p>
+Before either spoke again, Clement returned. He bore a decanter of port, a
+glass, a slice of cake. &ldquo;D&rsquo;you take this, sir,&rdquo; he said.
+&ldquo;You are worn out. And never fear,&rdquo; cheerily, &ldquo;we shall pull
+through yet, sir. There will surely be some who will see that it will pay
+better to help us than to pull us down.&rdquo;
+</p>
+
+<p>
+The banker smiled at him, but his hand shook as he poured out the wine.
+&ldquo;I hope so,&rdquo; he said. &ldquo;But we must buckle to. It will try us
+all. A run once started&mdash;have there been any withdrawals?&rdquo;
+</p>
+
+<p>
+They told him what had happened and described the state of feeling in the town.
+Rodd had been going about, gauging it quietly. He could do so more easily, and
+with less suspicion, than the partners. People were more free with him.
+</p>
+
+<p>
+Ovington held his glass before him by the stem and looked thoughtfully at it.
+&ldquo;That reminds me,&rdquo; he said, &ldquo;Rodd had some money with
+us&mdash;three hundred on deposit, I think. He had better have it. It will make
+no difference one way or the other, and he cannot afford to lose it.&rdquo;
+</p>
+
+<p>
+Arthur looked doubtful. &ldquo;Three hundred,&rdquo; he said, &ldquo;might make
+the difference.&rdquo;
+</p>
+
+<p>
+&ldquo;Well, it might, of course,&rdquo; the banker admitted wearily.
+&ldquo;But he had better have it. I should not like him to suffer.&rdquo;
+</p>
+
+<p>
+&ldquo;No,&rdquo; Clement said. &ldquo;He must have it. Shall I see to it now?
+The sooner the better.&rdquo;
+</p>
+
+<p>
+No one demurred, and he left the room. When he had gone Arthur rose and walked
+to the window. He looked out. Presently he turned. &ldquo;As to that twelve
+thousand?&rdquo; he said. &ldquo;That you said would pull us through? Is there
+no way of getting it? Can&rsquo;t you think of any way, sir?&rdquo;
+</p>
+
+<p>
+&ldquo;I am afraid not,&rdquo; Ovington answered, shaking his head. &ldquo;I
+see no way. I&rsquo;ve strained our resources, I&rsquo;ve tried every way. I
+see no way unless&mdash;&mdash;&rdquo;
+</p>
+
+<p>
+&ldquo;Yes, sir? Unless?&rdquo;
+</p>
+
+<p>
+&ldquo;Unless&mdash;and I am afraid that there is no chance of that&mdash;your
+uncle could be induced to come forward and support us&mdash;in your
+interest.&rdquo;
+</p>
+
+<p>
+Arthur laughed aloud, but there was no mirth in the sound. &ldquo;If that is
+your hope, if you have any idea of that kind, sir,&rdquo; he said, &ldquo;I am
+afraid you don&rsquo;t know him yet. I know nothing less likely.&rdquo;
+</p>
+
+<p>
+&ldquo;I am afraid that you are right. Still, your future is at stake. I am
+sorry that it is so, lad, but there it is. And if it could be made clear to him
+that he ran no risk?&rdquo;
+</p>
+
+<p>
+&ldquo;But could it? Could it?&rdquo;
+</p>
+
+<p>
+&ldquo;He would run no risk.&rdquo;
+</p>
+
+<p>
+&ldquo;But could he be brought to see that?&rdquo; Arthur spoke sharply, almost
+with contempt. &ldquo;Of course he could not! If you knew what his attitude is
+towards banks generally, and bankers, you would see the absurdity of it! He
+hates the very name of Ovington&rsquo;s.&rdquo;
+</p>
+
+<p>
+The other yielded. &ldquo;Just so,&rdquo; he said. Even to him the idea was
+unpalatable. &ldquo;It was only a forlorn hope, a wild idea, lad, and
+I&rsquo;ll say no more about it. It comes to this, that we must depend on
+ourselves, show a brave face, and hope for the best.&rdquo;
+</p>
+
+<p>
+But Arthur, though he had scoffed at the suggestion which Ovington had made,
+could not refrain from turning it over in his mind. He had courage enough for
+anything, and it was not the lack of that which hindered him from entertaining
+the project. The storm which was gathering ahead, and which threatened the
+shipwreck of his cherished ambition and his dearest hopes, was terrible to him,
+and to escape from its fury he would have faced any man, had that been all. But
+that was not all. He had other interests. If he applied to the Squire and the
+Squire took it amiss, as it was pretty certain that he would, then not only
+would no good be done and no point be gained, but the life-boat, on which he
+might himself escape, if things came to the worst, would be shipwrecked also.
+</p>
+
+<p>
+For that life-boat consisted in the Squire&rsquo;s influence with Josina. The
+Squire&rsquo;s word might still prevail with the girl, silly and unpractical as
+she was. It was a chance; no more than a chance, Arthur recognized that. But at
+Garth the old man&rsquo;s will had always been law, and if he could be brought
+to put his foot down, Arthur could not believe that Josina would resist him.
+And amid the wreck of so many hopes and so many ambitions, every chance, even a
+desperate chance, was of value.
+</p>
+
+<p>
+But if he was to retain the Squire&rsquo;s favor, if he was to fall back on his
+influence, he must do nothing to forfeit that favor. Certainly he must not
+hazard it by acting on a suggestion as ill-timed and hopeless as that which the
+banker had put forward. Not to save the bank, not to save Ovington, not to save
+anyone! The more, as he felt sure that the application would do none of these
+things.
+</p>
+
+<p>
+Ovington did not know the old man. He did, and he was not going to sink his
+craft, crank and frail as it already was, by taking in passengers.
+</p>
+
+</div><!--end chapter-->
+
+<div class="chapter">
+
+<h2><a name="chap25"></a>CHAPTER XXV</h2>
+
+<p>
+While the leaven of uneasiness, fermenting into fear, and liable at any moment
+to breed panic, worked in Aldersbury, turning the sallow bilious and the
+sanguine irritable&mdash;while the contents of the mail-bag and the
+<i>Gazette</i> were awaited with growing apprehension, and inklings of the
+truth, leaking out, were turning to water the hearts of those who depended on
+the speculators, life at Garth was proceeding after its ordinary fashion. No
+word of what was impending, or might be impending, travelled so far. No echo of
+the alarm that assailed the ears of terrified men, forced on a sudden to face
+unimagined disaster, broke the silence of the drab room, where the Squire sat
+brooding, or of the garden where Josina spent hours, pacing the raised walk and
+looking down on that strip of sward where the water skirted the Thirty Acres
+wood.
+</p>
+
+<p>
+That strip of sward where she had met him, that view from the garden were all
+that now remained to her of Clement, all that proved to her that the past was
+not a dream; and they did much to keep hope alive in her breast, and to hold
+her firm in her resolve. So precious indeed were the associations they
+recalled, that while, with the hardness of a woman who loves elsewhere, she
+felt little sympathy with Arthur in his disappointment, she actively resented
+the fact that he had chosen to address her there, and so had profaned the one
+spot, on which with some approach to nearness, she could dream of Clement.
+</p>
+
+<p>
+Living a life so retired, and with little to distract her, she gave herself to
+long thoughts of her lover, and lived and lived again the stolen moments which
+she had spent with him. It was on these that she nourished her courage and
+strengthened her will; for, bred to submission and educated to obey, it was no
+small thing that she contemplated. Nor could she have raised herself to the
+pitch of determination which she had reached had she not gained elevation from
+the thought that the matter now rested in her own hands, and that all
+Clement&rsquo;s trust and all his dependence were on her. She must be true to
+him or she would fail him indeed. Honor no less than love required her to be
+firm, let her timid heart beat as it might.
+</p>
+
+<p>
+On wet days she sat in the Dutch summer-house, the squat tower with the
+pyramidal roof and fox-vane on top, which flanked the raised walk, and had,
+when viewed from below, the look of a bastion. But the day after
+Ovington&rsquo;s return happened to be fine. It was one of those days of mild
+sunshine and soft air, which occur in late autumn or early winter and, by
+reason of their rarity, linger in the memory; and she was walking in the garden
+when, an hour before noon, Calamy came to tell her that &ldquo;the
+master&rdquo; was asking for her. &ldquo;And very peevish,&rdquo; he added,
+shaking his head as he stalked away under the apple-trees, &ldquo;as he&rsquo;s
+like to be, more and more till the end.&rdquo;
+</p>
+
+<p>
+She overtook the man in the hall. &ldquo;Is he alone, Calamy?&rdquo; she asked.
+</p>
+
+<p>
+&ldquo;Ay, but your A&rsquo;nt&rsquo;s been with him. He&rsquo;s for going up
+the hill.&rdquo;
+</p>
+
+<p>
+&ldquo;Up the hill?&rdquo;
+</p>
+
+<p>
+&ldquo;Ay, he&rsquo;s one that will walk while he can. But the next time,
+I&rsquo;m thinking,&rdquo; shaking his head again, &ldquo;it won&rsquo;t be his
+feet he&rsquo;ll go out on.&rdquo;
+</p>
+
+<p>
+&ldquo;Mrs. Bourdillon has gone?&rdquo;
+</p>
+
+<p>
+&ldquo;Ay, miss, she&rsquo;s gone&mdash;as we&rsquo;re all going,&rdquo;
+despondently, &ldquo;sooner or later. She brought some paper, for I heard her
+reading to him. It would be his will, I expect.&rdquo;
+</p>
+
+<p>
+Josina thought the supposition most unlikely, for if her father was close with
+his money he was at least as close with his affairs. As long as she could
+remember he had held himself in a crabbed reserve, he had moved a silent master
+in a dependent world, even his rare outbursts of anger had rather emphasized
+than broken his reticence.
+</p>
+
+<p>
+And since the attack which had consigned him to darkness he had grown even more
+taciturn. He had not repelled sympathy; he had rendered it impossible by
+ignoring the existence of a cause for it. While all about him had feared for
+his sight and, as hope faded, had dreaded the question which they believed to
+be trembling on his lips, he had either never hoped, or, drawing his own
+conclusions, had abandoned hope. At any rate, he had never asked. Instead he
+sat&mdash;when Arthur was not there to enliven him or Fewtrell to report to
+him&mdash;wrapped in his own thoughts, too proud to complain or too insensible
+to feel, and silent. Whatever he thought, whatever he feared, he hid all behind
+an impenetrable mask; and whether pride or patience or resignation were behind
+that mark, none knew. Complaint, pity, sympathy, these, he seemed to say, were
+for the herd. He had ruled; darkness and helplessness had come upon him, but he
+was still the master.
+</p>
+
+<p>
+Arthur might think that he failed, but those who were always about him saw few
+signs of it. To-day, when Josina entered his room she found him on his feet,
+one hand resting on the table, the other on his cane. &ldquo;Get your hat and
+cloak,&rdquo; he said. &ldquo;I am going up the hill.&rdquo;
+</p>
+
+<p>
+So far his longest excursion had been to the mill, and Josina thought that she
+ought to remonstrate. &ldquo;Won&rsquo;t it be too far, sir?&rdquo; she said.
+</p>
+
+<p>
+&ldquo;Do as I say, girl. And tell Calamy to bring my hat and coat.&rdquo;
+</p>
+
+<p>
+She obeyed him, and a minute later they left the house by the yard door. He
+walked with a firm step, his hand sometimes on her shoulder, sometimes on her
+arm; but aware how easily she might forget to warn him of an obstacle, or to
+allow for his passage, she accompanied him with her heart in her mouth. Yet she
+owned a certain sweetness in his dependence on her, in the weight of his hand
+on her shoulder, in his nearness.
+</p>
+
+<p>
+Before they left the yard he halted. &ldquo;Look in the pig-styes,&rdquo; he
+said. &ldquo;Tell me if that idle dog has cleaned them?&rdquo;
+</p>
+
+<p>
+She went and looked, and assured him that they were in their usual state. He
+grunted, and they moved on. Passing beneath the gable end of the summer-house
+they descended the steep, rutted lane which led to the mill. &ldquo;The first
+day of the year was such a day,&rdquo; the Squire muttered, and raised his face
+that the sun might fall upon it.
+</p>
+
+<p>
+When they came to the narrow bridge beside the mill, with its roughened
+causeway eternally shaken by the roar and wet with the spray of the overshot
+wheel, she trembled. There was no parapet, and the bridge was barely wide
+enough to permit them to pass abreast. But he showed no fear, he stepped on to
+it firmly, and on the crown he halted. &ldquo;Look what water is in the
+pound,&rdquo; he said.
+</p>
+
+<p>
+&ldquo;Had I not better wait&mdash;till you are over, sir?&rdquo;
+</p>
+
+<p>
+&ldquo;Do as I say, girl! Do as I say!&rdquo; He struck his cane impatiently on
+the stones.
+</p>
+
+<p>
+She left him unwillingly, and more than once looked back, but always to see him
+standing, gaunt and slightly stooping, his sightless eyes bent on the groaning,
+laboring wheel, on the silvery cascade that poured over its black flanges, on
+the fragment of rainbow that glittered where the sun shot the spray with
+colors. He was seeing it all, as he had seen it a thousand times: in childhood,
+when he had lingered and wondered before it, fascinated by the rush and awed by
+the thunder of the falling water; in youth, when with gun or rod he had just
+glanced at it in passing; in manhood, when it had come to be one of the
+amenities of the property, and he had measured its condition with an
+owner&rsquo;s eye; ay, and in later life, when to see it had been rather to
+call up memories, than to form new impressions. Now, he would never see it
+again with his eyes, and he knew it. And yet he had never seen it more clearly
+than he did to-day, as he stood in darkness, with the cold breath of the
+water-fall on his cheek.
+</p>
+
+<p>
+She grasped something of this as she hurried back, and satisfied as to the
+pound he went on. They ascended the lane which, on the farther side of the
+brook, led to the highway, and crossing the road began to climb the rough
+track, that wound up through that part of the covert which was above the road.
+</p>
+
+<p>
+Here and there a clump of hollies, a spreading yew, a patch of young beech to
+which the leaves still clung, blocked the view, but for the most part the eye
+passed unobstructed athwart trees stripped of foliage, and disclosing here a
+huge boulder, there a pile of moss-grown stones. A climb of a third of a mile,
+much of it steep, brought them without mishap&mdash;though a hundred times she
+trembled lest he should trip&mdash;to the abrupt glacis of sward that fringed,
+and in places ran up into, the limestone face.
+</p>
+
+<p>
+It was broken by huge stones, precariously stayed in their descent, or by
+outcrops of rock from which sprang slender birches, light, graceful, their
+white bark shining.
+</p>
+
+<p>
+&ldquo;Are we clear of the wood?&rdquo; he asked, lifting his face to meet the
+breeze.
+</p>
+
+<p>
+&ldquo;Yes, sir.&rdquo;
+</p>
+
+<p>
+He turned leftwards. &ldquo;There&rsquo;s a flat stone with a holly to north of
+it. D&rsquo;you see it? I&rsquo;ll sit there.&rdquo;
+</p>
+
+<p>
+She led him to it and he sat down on the stone, his stick between his knees,
+the sunshine on his face. She sat beside him, and as she looked over the
+expanse of pleasant vale and the ring of hills that compassed it about, the
+sense of his blindness moved her almost to tears. At their feet Garth, its red
+walls, its buildings and yards and policies, lay as on a plan. Beyond it, the
+tower of Garthmyle Church rose in the middle distance, a few thatched roofs
+peeping through the half-leafless trees about it. Leftwards the valley narrowed
+as the Welsh hills closed in, while to their right it melted into the smiling
+plain with its nestling villages, its rows of poplars, its shining streams. She
+fancied that he had been in the habit of coming to this place, and the thought
+that he saw no more from it now than when he sat in his room below, that he
+viewed nothing of the bright landscape spread beneath her own eyes, swelled her
+breast with pity. She could have cast her arms about him and wept as she strove
+to comfort him&mdash;could have sworn to him that while he lived her eyes
+should be his! Ay, she could have done this, all this&mdash;if he had been
+other than he was!
+</p>
+
+<p>
+Perhaps it was as well&mdash;or perhaps it was not as well&mdash;that she did
+not give way to the impulse. For presently in a voice as dry as usual,
+&ldquo;Do you see the gable of Wolley&rsquo;s Mill, girl? Carry your eyes right
+of the hill, over the coppice at the corner of Archer&rsquo;s Leasow?&rdquo;
+</p>
+
+<p>
+She told him that she could see it.
+</p>
+
+<p>
+&ldquo;That&rsquo;s two miles away. It&rsquo;s the farthest I own in that
+direction, but there&rsquo;s a slip of Acherley&rsquo;s land between us and it.
+Now look down the valley&mdash;d&rsquo;you see five poplars in a row?&rdquo;
+</p>
+
+<p>
+&ldquo;Yes, sir, I see them.&rdquo;
+</p>
+
+<p>
+&ldquo;That&rsquo;s our boundary towards the town. Behind us we march with the
+watershed. Facing us&mdash;the boundary is the far fence of Whittall&rsquo;s
+farm at the foot of the hills.&rdquo;
+</p>
+
+<p>
+&ldquo;The black and white house, sir?&rdquo;
+</p>
+
+<p>
+&ldquo;Ay. Well, look at it, girl. There&rsquo;s five thousand acres and a bit
+over; and there&rsquo;s two hundred and ninety people living on
+it&mdash;there&rsquo;s barely one of them I don&rsquo;t know. I&rsquo;ve looked
+after them, but I&rsquo;ve not cosseted them, and don&rsquo;t you cosset them.
+And it&rsquo;s not only the people; there&rsquo;s not a field I don&rsquo;t
+know nor a bit of coppice that I can&rsquo;t see, nor a slate roof that I have
+not slated, and the Lord knows how much of it I&rsquo;ve drained. It&rsquo;s
+been ours, the heart of it since Queen Bess, and part of it since Mary;
+sometimes logged with debt, and then again cleared. I came into it logged, and
+I&rsquo;ve cleared it. It&rsquo;s come down, sometimes straight, sometimes
+sideways, but always in a man&rsquo;s hands. Well, it will soon be in a
+girl&rsquo;s. In two or three years, more or less, it will be yours, my girl.
+And do you mark what I say to you this day. You&rsquo;re the heir of tail, and
+I couldn&rsquo;t take it from you, if I would&mdash;but do you mark me!&rdquo;
+He found her hand and gripped it so hard as to give her pain, but she would not
+wince. &ldquo;Don&rsquo;t you part with an acre of it! Not with an acre of it!
+Not with an acre of it! Do you hear me, girl; or I think I&rsquo;ll turn in my
+grave! If you are bidden to do it when your son comes of age, you think of me
+and of this day, and don&rsquo;t put your hand to it! Hold to the land, hold to
+the land, and they as come after you shall hold up their heads as we have held
+ours! It isn&rsquo;t money, it isn&rsquo;t land bought with money, it&rsquo;s
+the land that&rsquo;s come down, that will keep Griffins where Griffins have
+been. When I am gone do you mark that! Whatever betide, let &rsquo;em say what
+they like, don&rsquo;t you be one of those that sell their birthright, the
+right to govern, for a mess of pottage!&rdquo;
+</p>
+
+<p>
+&ldquo;I will remember, sir!&rdquo; she said with tears. &ldquo;I will, I will
+indeed!&rdquo;
+</p>
+
+<p>
+&ldquo;Ay, never forget it, don&rsquo;t you forget this day. I ha&rsquo;
+brought you up the hill on purpose to show you that. For fifty years I have
+spared and lived niggardly and put shilling to shilling to clear that land and
+to drain it and round it&mdash;and may be, for Acherley is a random
+spendthrift, I&rsquo;ll yet add that strip of his to it! I&rsquo;ve lived for
+the land, that those who come after me may govern their corner as Griffins have
+governed it time out of mind. I&rsquo;ve done my duty by the people and the
+land. Don&rsquo;t you forget to do yours.&rdquo;
+</p>
+
+<p>
+She told him earnestly that she never would&mdash;she never would. After that
+he was silent awhile. He let her hand go. But presently, and without warning,
+&ldquo;Why don&rsquo;t you ha&rsquo; the lad?&rdquo;
+</p>
+
+<p>
+Josina was surprised and yet not surprised; or if surprised at all, it was at
+her own calmness. Her color ebbed, but she neither trembled nor faltered. She
+had not even to summon up the thought of Clement. The charge to which she had
+just listened clothed her with a dignity which the prospect, spread before her
+eyes and insensibly raising her mind to higher issues, helped to support.
+&ldquo;I couldn&rsquo;t, sir,&rdquo; she said quietly. &ldquo;I do not love
+him.&rdquo;
+</p>
+
+<p>
+&ldquo;Don&rsquo;t love him?&rdquo; the Squire repeated&mdash;yet not half so
+angrily as she expected. &ldquo;What&rsquo;s amiss with him?&rsquo;&rdquo;
+</p>
+
+<p>
+&ldquo;Nothing, sir. But I do not love him.&rdquo;
+</p>
+
+<p>
+&ldquo;Love? Bah! Love&rsquo;ll come! Maids ha&rsquo; naught to do with love!
+When they&rsquo;re married love&rsquo;ll come fast enough, I&rsquo;ll warrant!
+The lad&rsquo;s straight and comely and a proper age&mdash;and what else do you
+want? What else do you want, eh? He&rsquo;s of your own blood, and if
+he&rsquo;s wild ideas &rsquo;tis better than wild oats, and he&rsquo;ll give
+them up. He&rsquo;s promised me that, or I&rsquo;d never ha&rsquo; said yes to
+him! Why, girl!&rdquo; with sudden exasperation, &ldquo;&rsquo;twas only the
+other day you were peaking and puling for him! Peaking and puling like a sick
+sparrow, and I was saying, no! And now&mdash;why, damme, what do you mean by
+it?&rdquo;
+</p>
+
+<p>
+&ldquo;It was all a mistake, sir,&rdquo; she said with dignity. &ldquo;I never
+did think of him, or wish for him. It was a mistake.&rdquo;
+</p>
+
+<p>
+&ldquo;A mistake! What do you mean?&rdquo;
+</p>
+
+<p>
+&ldquo;You bade me think no more of him, and I obeyed. But&mdash;but I never
+had any thought of him.&rdquo;
+</p>
+
+<p>
+That did irritate the old man; it seemed to him that she played with him. In a
+rage he struck his cane on the ground. &ldquo;Damme!&rdquo; he exclaimed.
+&ldquo;That&rsquo;s womanlike all over! Give her what she wants and she
+doesn&rsquo;t want it. But, see here, I&rsquo;ll not have it, girl. I know your
+flimsies and you&rsquo;ve got to have him! Do you hear?&rdquo;
+</p>
+
+<p>
+He was enraged by this queer twist in her, and he blustered. But his
+anger&mdash;and he felt it&mdash;lacked something of force. He did not know how
+to bring it to bear. And when she did not reply to him at once, &ldquo;Do you
+forget that he saved my life?&rdquo; he cried, dropping to a lower level.
+&ldquo;D&rsquo;you forget that, you ungrateful wench?&rdquo;
+</p>
+
+<p>
+&ldquo;But he did not save mine, sir!&rdquo; she answered, with astonishing
+spirit. &ldquo;Yet it is mine that you ask me to give him. And indeed, indeed,
+sir, he does not love me.&rdquo;
+</p>
+
+<p>
+&ldquo;Then why should he want you?&rdquo; he retorted. &ldquo;But he&rsquo;ll
+soon make you sure of that, if you&rsquo;ll let him. And you&rsquo;ve got to
+take him. You&rsquo;ve got to take him. Let&rsquo;s ha&rsquo; no more words
+about it. I&rsquo;ve said the word.&rdquo;
+</p>
+
+<p>
+&ldquo;But I&rsquo;ve not, sir,&rdquo; she replied, with that new and
+astonishing courage of hers. &ldquo;And I cannot say it. I am grateful to him,
+I shall ever be grateful to him for saving you&mdash;and he is my cousin. But
+he does not love me, he has never made love to me. And am I, your daughter,
+to&mdash;to accept him, the moment it suits him to marry me?&rdquo;
+</p>
+
+<p>
+That touched the Squire&rsquo;s pride. It gave him to think. &ldquo;Never made
+love to you?&rdquo; he exclaimed. &ldquo;What do you mean, girl?&rdquo;
+</p>
+
+<p>
+&ldquo;Until he came to me in the garden on Tuesday he never&mdash;he never
+gave me reason to think that he would come. Am I,&rdquo; with a tremor of
+indignation in her voice, &ldquo;of so little account, is that which you have
+just told me that I may some day bring to him so little, that I must put all in
+his hand the moment he chooses to lift it?&rdquo;
+</p>
+
+<p>
+The Squire was bothered by that, and &ldquo;You are like all women!&rdquo; he
+exclaimed. &ldquo;I don&rsquo;t know where to ha&rsquo; you. That&rsquo;s where
+it is. You twist and you turn, and you fib&mdash;&mdash;&rdquo;
+</p>
+
+<p>
+&ldquo;I am not fibbing, sir.&rdquo;
+</p>
+
+<p>
+&ldquo;And you&rsquo;ve as many quirks as&mdash;as a hunted hare. There&rsquo;s
+no holding you! My father would ha&rsquo; locked you up with bread and water
+till you did what you were told, and my mother&rsquo;d ha&rsquo; boxed your
+ears till she put some sense into you. But we&rsquo;re a d&mdash;d silly
+generation. We&rsquo;re too soft!&rdquo;
+</p>
+
+<p>
+She minded this little, as long as he did not put her to the supreme test; as
+long as he did not ask her if there was anyone else, any other lover. But his
+mind was now busy with Arthur. Was it true that the young spark was thinking
+more of Garth than of the girl? More of the heiress than of the sweetheart?
+More of lucre than of love? If so, d&mdash;n his impudence! He deserved what he
+had got! From which point it was but a step to thoughts of the bank. Ay, Arthur
+was certainly one who had his plans for getting on, and getting on in ways to
+which no Griffin had stooped before. Was this of a piece with them?
+</p>
+
+<p>
+The doubt had a cooling effect upon him. While Josina trembled lest the fateful
+question should still be put, and clenched her little hands as she summoned up
+fortitude to meet it&mdash;while she tried to still the fluttering of her
+heart, the old man relapsed into thought, muttered inarticulately, fell silent.
+</p>
+
+<p>
+She would have given much to know the direction of his thoughts.
+</p>
+
+<p>
+At last, &ldquo;Well, you&rsquo;re so clever you must settle your own
+affairs,&rdquo; he grumbled. &ldquo;I&rsquo;m d&mdash;d if I understand either
+of you, girl or man. In my time if a wench said No, we took her and hugged her
+till she said Yes! We didn&rsquo;t go to her father. But since the old king
+died there&rsquo;s no red blood in the country&mdash;it&rsquo;s all telling and
+no kissing. There, I&rsquo;ve done with it. Maybe when he turns his back on
+you, you&rsquo;ll be wanting him fast enough.&rdquo;
+</p>
+
+<p>
+&ldquo;No, sir, never!&rdquo; she answered, overwhelmed by a victory so
+complete.
+</p>
+
+<p>
+&ldquo;Anyway, don&rsquo;t come fretting to me if you do! Your aunt told me
+that you were pining for him, but I&rsquo;m hanged if she knows more than I
+do&mdash;or happen you don&rsquo;t know your own mind. Now look out, and tell
+me if they&rsquo;ve finished thatching that wagoner&rsquo;s cottage at the
+Bache?&rdquo;
+</p>
+
+<p>
+&ldquo;Yes, sir. I can see the new straw from here,&rdquo; she said.
+</p>
+
+<p>
+&ldquo;Have they brought it down over the eaves?&rdquo;
+</p>
+
+<p>
+&ldquo;I&rsquo;m afraid I can&rsquo;t see that. It&rsquo;s too far.&rdquo;
+</p>
+
+<p>
+&ldquo;Mind me to ask Fewtrell. Now get me home. Where&rsquo;s your arm?
+I&rsquo;ll go down through the new planting.&rdquo;
+</p>
+
+<p>
+&ldquo;But it&rsquo;s not so safe, sir,&rdquo; she remonstrated.
+&ldquo;There&rsquo;s the stone stile, and&mdash;&mdash;&rdquo;
+</p>
+
+<p>
+&ldquo;When I canna get over the stone stile I&rsquo;ll not come up the hill. I
+want to see the planting. D&rsquo;you take me that way and tell me if the
+rabbits ha&rsquo; got in. March, girl!&rdquo;
+</p>
+
+<p>
+She obeyed him, but in fear and trembling, for there was not only the awkward
+stile to climb, but the track ran over outcrops of rocks on which even a
+careful walker might slip. However, he crossed the stile with ease, aided less
+by her arm than by his own memory of its shape, and of every stone that
+neighbored it; and it was only over the treacherous surface of the rock that he
+showed himself really dependent on her care. Memory could not help him here,
+and here it was, as he leant on her shoulder, that she felt, her breast
+swelling with pity, the real, the blood tie between them. Her heart went out to
+him, and her eyes were dim with tears when at length they stood again on the
+high road, and viewed, on a level with themselves but divided from them by the
+trough of green meadows in which the brook ran, the gables and twisted
+chimneys, the buttressed walls, that gave to Garth its air of a fortress.
+</p>
+
+<p>
+The girl gazed at it, the old man&rsquo;s hand still on her shoulder. It was
+her home: she knew no other, she had never been fifty miles from it. It stood
+for peace, safety, protection. She loved it&mdash;never more than now, and
+never as much as now. And never as much as now had she loved her father; never
+before had she understood him so well. The last hour had wrought a change,
+dimly suspected by both, in their relations. They stood on a level&mdash;more
+on a level, at any rate; with no gulf between them but the natural interval of
+years, a green valley as it were, which the eyes of understanding and the light
+foot of love could cross at will.
+</p>
+
+</div><!--end chapter-->
+
+<div class="chapter">
+
+<h2><a name="chap26"></a>CHAPTER XXVI</h2>
+
+<p>
+A week and a day went by after the banker&rsquo;s return and there was no run
+upon the bank. But afar off, in London and Manchester and Liverpool, and even
+in Birmingham, there were shocks and upheavals, failures and talk of failures,
+fear in high places, ruin in low. For there was no doubt about the crisis now.
+The wheels of trade, which had for some time been running sluggishly, stopped.
+It was impossible to sell goods, for the prudent and foreseeing had already
+flung their products upon the market, and glutted it, and later, others had
+come in and, forced to find money, had sold down and down, procuring cash at
+any sacrifice. Now it was impossible to sell at all. Men with the shelves of
+their warehouses loaded with goods, men whose names in ordinary times were good
+for thousands, could not find money to meet their trade bills, to pay their
+wages, to discharge their household accounts.
+</p>
+
+<p>
+And it was still less possible to sell shares, for shares, even sound shares,
+had on a sudden become waste paper. The bubble companies, created during the
+frenzy of the past two years, were bursting on every side, and the public,
+unable to discriminate, no longer put faith in anything. Rudely awakened, they
+opened their eyes to reality. They saw that they had dreamed, and been helped
+to dream. They discovered that skates and warming pans were in no great request
+in the tropics, and could not be exported thither at a profit of five hundred
+per cent. They saw that churns and milkmaids, freighted to lands where the
+cattle ran wild on the pampas and oil was preferred to butter, were no certain
+basis on which to build a fortune. Their visions of South American argosies
+melted into thin air. The silver from La Plata which they had pictured as
+entering the mouth of the Thames, or at worst as within sight from the Lizard,
+was discovered to be reposing in the darkness of unopened seams. The pearling
+ships were yet to build, the divers to teach, and, for the diamonds of the
+Brazils which this man or that man had seen lying in skin packages at the door
+of the Bank of England, they now twinkled in a cold and distant heaven, as
+unapproachable as the Seven Stars of Orion. The canals existed on paper, the
+railways were in the air, the harbors could not be found even on the map.
+</p>
+
+<p>
+The shares of companies which had passed from hand to hand at fourfold and
+tenfold their face value fell with appalling rapidity. They fell and fell until
+they were in many cases worth no more than the paper on which they were
+printed. And the bursting of these shams, which had never owned the smallest
+chance of success, brought about the fall of ventures better founded. The good
+suffered with the bad. Presently no man would buy a share, no man would look at
+a share, no bank advance on its security. Men saw their fortunes melt day by
+day as snow melts under an April sun. They saw themselves stripped, within a
+few weeks or even days, of wealth, of a competence, in too many cases of their
+all.
+</p>
+
+<p>
+And the ruin was widespread. It reached many a man who had never gambled or
+speculated. Business runs on the wheels of credit, and those wheels are
+connected by a million unseen cogs. Let one wheel stop and it is impossible to
+say where the stoppage will cease, or how many will be affected by it. So it
+was now. The honest tradesman and the manufacturer, striving to leave a
+competence to a family nurtured in comfort, were involved in one common ruin
+with the spendthrift and the speculator. The credit of all was suspect; from
+all alike the sources of accommodation were cut off. Each in his turn involved
+his neighbor, and brought him down.
+</p>
+
+<p>
+There was a great panic. The centres of commerce and trade were convulsed. The
+kings of finance feared for themselves and closed their pockets. The Bank of
+England would help no one. Men who had never sought aid before, men who had
+held their heads high, waited, vain petitioners, at its doors.
+</p>
+
+<p>
+Fortunately for Ovington&rsquo;s, Aldersbury lay at some distance from the
+centres of disturbance, and for a time, though the storm grumbled and crackled
+on the horizon, the town remained calm. But it was such a calm as holds the
+tropic seas in a breathless grip, before the typhoon, breaking from the black
+canopy overhead, whirls the doomed bark away, as a leaf is swept before our
+temperate blasts. Throughout those six days, though little happened, anything,
+it was felt, might happen. The arrival of every coach was a thing to listen
+for, the opening of every mail-bag a terror, the presentation of every bill a
+pang, the payment of every note a thing at which to wince; while the sense of
+danger, borne like some infection on the air, spread mysteriously from town to
+village, and village to hamlet, to penetrate at last wherever one man depended
+on another for profit or for subsistence. And that was everywhere.
+</p>
+
+<p>
+A storm impended, and no man knew where it would break, or on whom it would
+fall. Each looked in his neighbor&rsquo;s face and, seeing his fear reflected,
+wondered, and perhaps suspected. If so-and-so failed, would not such-an-one be
+in trouble? And if such-an-one &ldquo;went,&rdquo; what of Blank&mdash;with
+whom he himself had business?
+</p>
+
+<p>
+The feeling which prevailed did not in the main go beyond uneasiness and
+suspicion. But, in quarters where the facts were known and the peril was
+clearly discerned, these days of waiting were days&mdash;nay, every day was a
+week&mdash;of the most poignant anxiety. In banks, where those behind the
+scenes knew that not only their own stability and their own fortunes were at
+stake, but that if they failed there would be lamentation in a score of
+villages and loss in a hundred homes, endurance was strained to the breaking
+point. To show a cheerful face to customers, to chat over the counter with an
+easy air, to smile on a visitor who might be bringing in the bowstring, to
+listen unmoved to the murmur in the street that might presage bad
+news&mdash;these things made demands on nerve and patience which could not be
+met without distress. And every hour that passed, every post that came in,
+added to the strain.
+</p>
+
+<p>
+Under this burden Ovington&rsquo;s bearing was beyond praise. The work of his
+life&mdash;and he was over-old to begin it again&mdash;was in danger, and
+doubtless he thought of his daughter and his son. But he never faltered. He
+had, it is true, to support him the sense of responsibility, which steels the
+heart of the born leader, even as it turns to water that of the pretender; he
+knew, and doubtless he was strengthened by the knowledge, that all depended on
+him, on his calmness, his judgment, his resources; that all looked to him for
+guidance and encouragement, watched his face, and marked his demeanor.
+</p>
+
+<p>
+But even so, he was the admiration of those in the secret. Not even Napoleon,
+supping amid his marshals, and turning over to sleep beside the watch-fire on
+the night before a battle, was more wonderful. His son swore fealty to him a
+dozen times a day. Rodd, who had received his money in silence, and now stood
+to lose no more than his place, followed him with worshipping eyes and,
+perhaps, an easier mind. The clerks, who perforce had gained some inkling of
+the position, were relieved by his calmness, and spread abroad the confidence
+that they drew from him. Even Arthur, who bore the trial less well, admired his
+leader, suspected at times that he had some secret hope or some undisclosed
+resources, and more than once suffered himself to be plucked from depression by
+his example.
+</p>
+
+<p>
+The truth was that while financial ability was common to both, their training
+had been different. The elder man had been always successful, but he had been
+forced to strive and struggle; he had climbed but slowly at the start, and
+there had been more than one epoch in his career when he had stood face to face
+with defeat. He had won through, but he had never shut his eyes to the
+possibility of failure, or to the fact that in a business, which in those days
+witnessed every twenty years a disastrous upheaval, no man could count on,
+though with prudence he might anticipate, a lasting success. He had accepted
+his profession with its drawbacks as well as its advantages. He had not closed
+his eyes to its risks. He had viewed it whole.
+</p>
+
+<p>
+Arthur, on the other hand, plunging into it with avidity at a time when all
+smiled and the sky was cloudless, had supposed that if he were once admitted to
+the bank his fortune was made, and his future secured. He knew indeed, and if
+challenged he would have owned, that banking was a precarious enterprise; that
+banks had broken. He knew that many had closed their doors in &rsquo;16, still
+more on one black day in &rsquo;93. He was aware that in the last forty years
+scores of bankers had failed, that some had taken their own lives, that one at
+least had suffered the last penalty of the law. But he had taken these things
+to be exceptions&mdash;things which might, indeed, recur, but not within his
+experience&mdash;just as in our day, though railway accidents are not uncommon,
+no man for that reason refrains from travelling.
+</p>
+
+<p>
+At any rate the thought of failure had not entered into Arthur&rsquo;s mind,
+and mainly for this reason he, who in fair weather had been most confident and
+whose ability had shone most brightly, now cut an indifferent figure. It was
+not that his talent or his judgment failed; in these he still threw Clement and
+Rodd into the shade. But the risk, suddenly disclosed, was too much for him. It
+depressed him. He grew crabbed and soured, his temper flashing out on small
+provocation. He sneered at Rodd, he snubbed the clerks. When it was necessary
+to refuse a request for credit&mdash;and the necessity arose a dozen times a
+day&mdash;his manner lacked the suavity that makes the best of a bad thing.
+</p>
+
+<p>
+In very truth they were trying times. Men who had bought shares through
+Ovington&rsquo;s, and might have sold them at a profit but had not, could not
+understand why the bank would not now advance money on the security of the
+shares, would not even pay calls on them, and had only advice, and that
+unpalatable, at their service. They came to the parlor and argued, pleaded,
+threatened, stormed. They would close their accounts, they would remove them to
+Dean&rsquo;s, they would publish the treatment that they had received! Again,
+there were those who had bought railway shares, which were now at a
+considerable discount and looked like falling farther; the bank had issued
+them&mdash;they looked to the bank to take them off their hands. More trying
+still were the applications of those who, suddenly pressed for money, came,
+pallid and wiping their foreheads with bandanna handkerchiefs, to plead
+desperately for a small overdraft, for twenty, forty, seventy pounds&mdash;just
+enough to pay the weekly wage-bill, or to meet their household outgoings, or to
+settle with some pressing creditor. For all creditors were now pressing. No man
+gave time, no man trusted another, and for those in the bank the question was,
+How long would they trust Ovington&rsquo;s? For every man who left the doors of
+the bank after a futile visit, every man who went away with his request
+declined, became a potential enemy, whose complaint or chance word might breed
+suspicion.
+</p>
+
+<p>
+&ldquo;Still, every day is a day gained,&rdquo; the banker said as he dropped
+his mask on the Friday afternoon and sank wearily into a chair. It was closing
+time, and the clerks could be heard moving in the outer room, putting away
+books, counting the cash, locking the drawers. Another day had passed without
+special pressure. &ldquo;Time is everything.&rdquo;
+</p>
+
+<p>
+Arthur shrugged his shoulders. &ldquo;It would be, if it were money.&rdquo;
+</p>
+
+<p>
+&ldquo;Well, I think that we are doing capitally&mdash;capitally so far,&rdquo;
+said Clement.
+</p>
+
+<p>
+&ldquo;I am glad you are satisfied,&rdquo; Arthur retorted. &ldquo;We are four
+hundred down on the day! I can&rsquo;t think,
+sir&rdquo;&mdash;peevishly&mdash;&ldquo;why you let Purslow have that seventy
+pounds.&rdquo;
+</p>
+
+<p>
+&ldquo;Well, he is a very old customer,&rdquo; the banker replied patiently,
+&ldquo;and he&rsquo;s hard hit&mdash;he wanted it for wages, and I fear that
+he&rsquo;s behindhand with them. And if we withhold all help, my boy, we shall
+certainly precipitate a run. On Monday those bills of Badger&rsquo;s fall due,
+and I think will be met. We shall receive eleven hundred from them. On Tuesday
+another bill for three hundred and fifty matures, and I think is good. If we
+can go on till Wednesday we shall be a little stronger to meet the crisis than
+we are to-day. And we can only live from day to day&rdquo;&mdash;wearily.
+&ldquo;If Pole&rsquo;s bank goes&rdquo;&mdash;he glanced doubtfully at the
+door&mdash;&ldquo;I fear that Williams&rsquo;s will follow. And
+then&mdash;&mdash;&rdquo;
+</p>
+
+<p>
+&ldquo;There will be the devil to pay!&rdquo;
+</p>
+
+<p>
+&ldquo;Well, we must try to pay him!&rdquo;
+</p>
+
+<p>
+&ldquo;Bravo, sir!&rdquo; Clement cried. &ldquo;That&rsquo;s the way to
+talk.&rdquo;
+</p>
+
+<p>
+&ldquo;Yes, it is no use to dwell on the dark side,&rdquo; his father agreed.
+&ldquo;All the same&rdquo;&mdash;he was silent a while, reviewing the position
+and making calculations which he had made a hundred times
+before&mdash;&ldquo;all the same, it would make all the difference if we had
+that twelve thousand pounds in reserve.&rdquo;
+</p>
+
+<p>
+&ldquo;By Jove, yes!&rdquo; Arthur exclaimed. For a moment hope animated his
+face. &ldquo;Can you think of no way of getting it, sir?&rdquo;
+</p>
+
+<p>
+The banker shook his head. &ldquo;I have tried every quarter,&rdquo; he said,
+&ldquo;and strained every resource. I cannot. I&rsquo;m afraid we must fight
+our battle as we are.&rdquo;
+</p>
+
+<p>
+Arthur gazed at the floor. The elder man looked at him and thought again of the
+Squire. But he would not renew his suggestion. Arthur knew better than he what
+was possible in that quarter, and if he saw no hope, there doubtless was no
+hope. At best the idea had been fantastic, in view of the prejudice which the
+Squire entertained against the bank.
+</p>
+
+<p>
+While they pondered, the door opened, and all three looked sharply round, the
+movement betraying the state of their nerves. But it was only Betty who
+entered&mdash;a little graver and a little older than the Betty of eight or
+nine months before, but with the same gleam of humor in her eyes. &ldquo;What a
+conclave!&rdquo; she cried. She looked round on them.
+</p>
+
+<p>
+&ldquo;Yes,&rdquo; Arthur answered drily. &ldquo;It wants only Rodd to be
+complete.&rdquo;
+</p>
+
+<p>
+&ldquo;Just so.&rdquo; She made a face. &ldquo;How much you think of him
+lately!&rdquo;
+</p>
+
+<p>
+&ldquo;And unfortunately he&rsquo;s taken his little all and left us.&rdquo;
+</p>
+
+<p>
+The shot told. Her eyes gleamed, and she colored with anger. &ldquo;What do you
+mean? Dad&rdquo;&mdash;brusquely&mdash;&ldquo;what does he mean?&rdquo;
+</p>
+
+<p>
+&ldquo;Only that we thought it better,&rdquo; the banker explained, &ldquo;to
+make Rodd safe by paying him the little he has with us.&rdquo;
+</p>
+
+<p>
+&ldquo;And he took it&mdash;of course?&rdquo;
+</p>
+
+<p>
+The banker smiled. &ldquo;Of course he took it,&rdquo; he said. &ldquo;He would
+have been foolish if he had not. It was only a deposit, and there was no reason
+why he should risk it with us&mdash;as things are.&rdquo;
+</p>
+
+<p>
+&ldquo;Oh, I see. Things are as bad as that, are they? Any other
+rats?&rdquo;&mdash;with a withering look at Arthur.
+</p>
+
+<p>
+&ldquo;I am afraid that there is no one else who can leave,&rdquo; her father
+answered. &ldquo;The gangway is down now, my dear, and we sink or swim
+together.&rdquo;
+</p>
+
+<p>
+&ldquo;Ah! Well, I fancy there&rsquo;s one of the rats in the dining-room now.
+That is what I came to tell you. He wants to see you, dad.&rdquo;
+</p>
+
+<p>
+&ldquo;Who is it?&rdquo;
+</p>
+
+<p>
+&ldquo;Mr. Acherley.&rdquo;
+</p>
+
+<p>
+Ovington shrugged his shoulders. &ldquo;Well, it is after hours,&rdquo; he
+said, &ldquo;but&mdash;I&rsquo;ll see him.&rdquo;
+</p>
+
+<p>
+That broke up the meeting. The banker went out to interview his visitor, who
+had been standing for some minutes at one of the windows of the dining-room,
+looking out on the slender stream of traffic that passed up and down the
+pavement or slid round the opposite corner into the Market Place.
+</p>
+
+<p>
+Acherley was not of those who go round about when a direct and more brutal
+approach will serve. Broken fortunes had soured rather than tamed him, and
+though, when there had been something to be gained by it, he had known how to
+treat the banker with an easy familiarity, the contempt in which he held men of
+that class made it more natural to him to bully than to fawn. Before he had
+turned to the street for amusement he had surveyed the furniture of the room
+with a morose eye, had damned the upstart&rsquo;s impudence for setting himself
+up with such things, and consoled himself with the reflection that he would
+soon see it under the hammer. &ldquo;And a d&mdash;d good job, too!&rdquo; he
+had muttered. &ldquo;What the blazes does he want with a kidney wine-table and
+a plate-chest! It will serve Bourdillon right for lowering himself to such
+people!&rdquo;
+</p>
+
+<p>
+When the banker came to him he made no apology for the lateness of his visit,
+but &ldquo;Hallo!&rdquo; he said bluntly, &ldquo;I want a little talk with you.
+But short&rsquo;s the word. Fact is, I find I&rsquo;ve more of those railway
+shares than it suits me to keep, Ovington, and I want you to take a hundred off
+my hands. I hear they&rsquo;re fetching two-ten.&rdquo;
+</p>
+
+<p>
+&ldquo;One-ten,&rdquo; the banker said. &ldquo;They are barely that.&rdquo;
+</p>
+
+<p>
+&ldquo;Two-ten,&rdquo; Acherley repeated, as if the other had not spoken.
+&ldquo;That&rsquo;s my price. I suppose the bank will accommodate me by taking
+them?&rdquo;
+</p>
+
+<p>
+Ovington looked steadily at him. &ldquo;Do you mean the shares you pledged with
+us? If so, I am afraid that in any event we shall have to put them on the
+market soon. The margin has nearly run off.&rdquo;
+</p>
+
+<p>
+&ldquo;Oh, hang those!&rdquo;&mdash;lightly. &ldquo;You may as well account for
+them at the same price&mdash;two and a half. I&rsquo;ll consider that settled.
+But I&rsquo;ve a hundred more that I don&rsquo;t want to keep, and it&rsquo;s
+those I am talking about. You&rsquo;ll take them, I suppose&mdash;for cash, of
+course? I&rsquo;m a little pressed at present, and want the money.&rdquo;
+</p>
+
+<p>
+&ldquo;I am afraid that I must say, no,&rdquo; Ovington said. &ldquo;We are not
+buying any more, even at thirty shillings. As to those we hold, if you wish us
+to sell them at once&mdash;and I am inclined to think that we ought
+to&mdash;&mdash;&rdquo;
+</p>
+
+<p>
+&ldquo;Steady, steady! Not so fast!&rdquo; Acherley let the mask fall, and,
+drawing himself to his full height&mdash;and tall and lean, in his long riding
+coat shaped to the figure, he looked imposing and insolent enough&mdash;he
+tapped his teeth with the handle of his riding whip. &ldquo;Not so fast, man!
+Think it over!&rdquo;&mdash;with an ugly smile. &ldquo;I&rsquo;ve been of use
+to you. It is your turn to be of use to me. I want to be rid of these
+shares.&rdquo;
+</p>
+
+<p>
+&ldquo;Naturally. But we don&rsquo;t wish to take them, Mr. Acherley.&rdquo;
+</p>
+
+<p>
+Acherley glowered at him. &ldquo;You mean,&rdquo; he said, &ldquo;that the bank
+can&rsquo;t afford to take them? If that&rsquo;s your
+meaning&mdash;&mdash;&rdquo;
+</p>
+
+<p>
+&ldquo;It does not suit us to take them.&rdquo;
+</p>
+
+<p>
+&ldquo;But by G&mdash;d you&rsquo;ve got to take them! D&rsquo;you hear, sir?
+You&rsquo;ve got to take them, or take the consequences! I went into this to
+oblige you.&rdquo;
+</p>
+
+<p>
+&ldquo;Not at all,&rdquo; Ovington said. &ldquo;You came into it with your eyes
+open, and with a view to the improvement of your property, if the enterprise
+proved a success. No man came into it with eyes more open! To be frank with
+you&mdash;&mdash;&rdquo;
+</p>
+
+<p>
+But Acherley cut him short. &ldquo;Oh, d&mdash;n all that!&rdquo; he cried.
+&ldquo;I did not come here to palaver. The long and short of it is you&rsquo;ve
+got to take the shares, or, by Gad, I go out of this room and I say what I
+think! And you&rsquo;ll take the consequences. There&rsquo;s talk enough in the
+town already as you know. It only needs another punch, one more good punch, and
+you&rsquo;re out of the ring and in the sponging house. And your beautiful bank
+you know where. You know that as well as I do, my good man. And if you want a
+friend instead of an enemy you&rsquo;ll oblige me, and no words about it.
+That&rsquo;s flat!&rdquo;
+</p>
+
+<p>
+The room was growing dark. Ovington stood facing such light as there was. He
+looked very pale. &ldquo;Yes, that&rsquo;s quite flat,&rdquo; he said.
+</p>
+
+<p>
+&ldquo;Very good. Then what do you say to it?&rdquo;
+</p>
+
+<p>
+&ldquo;What I said before&mdash;No! No, Mr. Acherley!&rdquo;
+</p>
+
+<p>
+&ldquo;What? Do you mean it? Why, if you are such a fool as not to know your
+own interests&mdash;&mdash;&rdquo;
+</p>
+
+<p>
+&ldquo;I do know them&mdash;very well,&rdquo; Ovington said, resolutely taking
+him up. &ldquo;I know what you want and I know what you offer. It is, as you
+say, quite flat, and I&rsquo;ll be equally&mdash;flat! Your support is not
+worth the price. And I warn you, Mr. Acherley, and I beg you to take notice,
+that if you say a word against the solvency of the bank after this&mdash;-after
+this threat&mdash;you will be held accountable to the law. And more than that,
+I can assure you of another thing. If, as you believe, there is going to be
+trouble, it is you and such as you who will be the first to suffer. Your
+creditors&mdash;&mdash;&rdquo;
+</p>
+
+<p>
+&ldquo;The devil take them! And you!&rdquo; the gentleman cried, stung to fury.
+&ldquo;Why, you swollen little frog!&rdquo; losing all control over himself,
+&ldquo;you don&rsquo;t think my support worth buying, don&rsquo;t you? You
+don&rsquo;t think it&rsquo;s worth a dirty hundred or two of your scrapings!
+Then I tell you I&rsquo;ll put my foot on you&mdash;by G&mdash;d, I will! Yes!
+I&rsquo;ll tread you down into the mud you sprang from! If you were a gentleman
+I&rsquo;d shoot you on the Flash at eight o&rsquo;clock to-morrow, and eat my
+breakfast afterwards! You to talk to me! You, you little spawn from the gutter!
+I&rsquo;ve a good mind to thrash you within an inch of your life, but
+there&rsquo;ll be those ready enough to do that for me by and by&mdash;ay, and
+plenty, by G&mdash;d!&rdquo;
+</p>
+
+<p>
+He towered over the banker, and he looked threatening enough, but Ovington did
+not flinch. He went to the door and threw it open. &ldquo;There&rsquo;s the
+door, Mr. Acherley!&rdquo; he said.
+</p>
+
+<p>
+For a moment the gentleman hesitated. But the banker&rsquo;s firm front
+prevailed, and with a gesture, half menacing, half contemptuous, Acherley
+stalked out. &ldquo;The worse for you!&rdquo; he said. &ldquo;You&rsquo;ll be
+sorry for this! By George, you will be sorry for this next week!&rdquo;
+</p>
+
+<p>
+&ldquo;Good evening,&rdquo; said the banker&mdash;he was trembling with
+passion. &ldquo;I warn you to be careful what you say, or the law will deal
+with you.&rdquo; And he stood his ground until the other, shrugging his
+shoulders and flinging behind him a last curse, had passed through the door.
+Then he closed the door and went back to the fireplace. He sat down.
+</p>
+
+<p>
+The matter was no surprise to him. He knew his man, and neither the demand nor
+the threat was unexpected. But he knew, too, that Acherley was shrewd, and that
+the demand and the threat were ominous signs. More forcibly than anything that
+had yet occurred, they brought before him the desperate nature of the crisis,
+and the likelihood that, before a week went by, the worst would happen. He
+would be compelled to put up the shutters. The bank would stop. And with the
+bank would go all that he had won by a life of continuous labor: the position
+that he had built up, the status that he had gained, the reputation that he had
+achieved, the fortune which he had won and which had so much exceeded his early
+hopes. The things with which he had surrounded himself, they too, tokens of his
+success, the outward and handsome signs of his rise in life, many of them
+landmarks, milestones on the path of triumph&mdash;they too would go. He looked
+sadly on them. He saw them, he too, under the hammer: saw the mocking, heedless
+crowd handling them, dividing them, jeering at his short-lived splendor, gibing
+at his folly in surrounding himself with them.
+</p>
+
+<p>
+Ay, and one here and there would have cause to say more bitter things. For
+some&mdash;not many, he hoped, but some&mdash;would be losers with him. Some
+homes would be broken up, some old men beggared: and all would be laid at his
+door. His name would be a byword. There would be little said of the
+sufferers&rsquo; imprudence or folly or rashness: he would be the scapegoat for
+all, he and the bank he had founded. Ovington&rsquo;s Bank! They would tell the
+story of it through years to come&mdash;would smile at its rise, deride its
+fall, make of it a town tale, the tale of a man&rsquo;s arrogance, and of the
+speedy Nemesis which had punished it!
+</p>
+
+<p>
+He was a proud man, and the thought of these things, the visions that they
+called up, tortured him. At times, he had borne himself a little too highly,
+had presumed on his success, had said a word too much. Well, all that would be
+repaid now with interest, ay, with compound interest.
+</p>
+
+<p>
+The room was growing dark, as dark as his thoughts. The fire glowed, a mere
+handful of red embers, in the grate. Now and again men went by the windows,
+talking&mdash;talking, it might be, of him: anxious, suspicious, greedy, ready
+at a word to ruin themselves and him, to cut their own throats in their selfish
+panic. They had only to use common sense, to control themselves, and no man
+would lose a penny. But they would have no common sense. They would rush in and
+destroy all, their own and his. For no bank called upon to pay in a day all
+that it owed could do so, any more than an insurance office could at any moment
+pay all its lives. But they would not blame themselves. They would blame
+him&mdash;and his!
+</p>
+
+<p>
+He groaned as he thought of his children. Clement, indeed, might and must fend
+for himself. And he would&mdash;he had proved it of late days by his courage
+and cheerfulness, and the father&rsquo;s heart warmed to him. But Betty? Gay,
+fearless, laughing Betty, the light of his home, the joy of his life! Who, born
+when fortune had already begun to smile on him, had never known poverty or care
+or mean shifts! For whom he had been ambitious, whom he had thought to see well
+married&mdash;married into the county, it might be! Poor Betty! There would be
+an end of that now. Past his prime and discredited, he could not hope to make
+more than a pittance, happy if he could earn some two or three pounds a week in
+some such situation as Rodd&rsquo;s. And she must sink with him and accept such
+a home as he could support, in place of this spacious old town-house, with its
+oaken wainscots and its wide, shallow stairs, and its cheerful garden at the
+back.
+</p>
+
+<p>
+His love suffered equally with his pride.
+</p>
+
+<p>
+He was thinking so deeply that he did not hear the door open, or a light foot
+cross the room. He did not suspect that he was observed until a pair of warm
+young arms slid round his neck, and Betty&rsquo;s curls brushed his check.
+&ldquo;In the dumps, father?&rdquo; she said. &ldquo;And in the dark&mdash;and
+alone? Poor father! Is it as bad as that? But you have not given up hope? We
+are not ruined yet?&rdquo;
+</p>
+
+<p>
+&ldquo;God forbid!&rdquo; he said, hardly able, on finding her so close to him,
+to control his voice. &ldquo;But we may be, Betty.&rdquo;
+</p>
+
+<p>
+&ldquo;And what then?&rdquo; She clasped him more closely to her. &ldquo;Might
+not worse things happen to us? Might you not die and I be left alone? Or might
+I not die, and you lose me? Or Clement? You are pleased with Clement, father,
+aren&rsquo;t you? He may not be as clever as&mdash;as some people. But you know
+he&rsquo;s there when you want him. Suppose you lost us?&rdquo;
+</p>
+
+<p>
+&ldquo;True, child. But you don&rsquo;t know what poverty is&mdash;after
+wealth, Betty&mdash;how narrowing, how irksome, how it galls at every point!
+You don&rsquo;t know what it is to live on two or three pounds a week, in two
+or three rooms!&rdquo;
+</p>
+
+<p>
+&ldquo;They will bring us the closer together,&rdquo; said Betty.
+</p>
+
+<p>
+&ldquo;And to be looked down upon by those who have been your equals, and
+shunned by those who have been your friends!&rdquo;
+</p>
+
+<p>
+&ldquo;Nice friends! We shall do better without them!&rdquo;
+</p>
+
+<p>
+&ldquo;And things will be said of me, things it will be hard to listen
+to!&rdquo;
+</p>
+
+<p>
+&ldquo;They won&rsquo;t say them to me,&rdquo; said Betty. &ldquo;Or look out
+for my nails, ma&rsquo;am! Besides, they won&rsquo;t be true, and who cares,
+father! Lizzie Clough said yesterday I&rsquo;d a cast in one eye, but does it
+worry me? Not a scrap. And we&rsquo;ll shut the door on our two or three rooms
+and let them&mdash;go hang! As long as we are together we can face anything,
+father&mdash;we can live on two pounds or two shillings or two pence. And
+consider! You might never have known what Clement was, how lively, how brave,
+how&rdquo;&mdash;with a funny little laugh&mdash;&ldquo;like me,&rdquo; hugging
+him to her, &ldquo;if this had not happened&mdash;that&rsquo;s not going to
+happen after all.&rdquo;
+</p>
+
+<p>
+He sighed. He dealt with figures, she with fancy. &ldquo;I hope not,&rdquo; he
+said. &ldquo;At any rate I&rsquo;ve two good children, and if it does come to
+the worst&mdash;&mdash;&rdquo;
+</p>
+
+<p>
+&ldquo;We&rsquo;ll lock ourselves in and our false friends out!&rdquo; she
+said; and for a moment after that she was silent. Then, &ldquo;Tell me, father,
+why did Mr. Rodd take that money&mdash;when you need all that you can get
+together, and he knows it? For he&rsquo;s taking the plate to Birmingham to
+pledge, isn&rsquo;t he? So he must know it.&rdquo;
+</p>
+
+<p>
+&ldquo;He is, if&mdash;&mdash;&rdquo;
+</p>
+
+<p>
+&ldquo;If it comes to the worst? I know. Then why did he take his money, when
+he knew how things stood?&rdquo;
+</p>
+
+<p>
+&ldquo;Why did he take his own when we offered it?&rdquo; the banker replied.
+&ldquo;Why shouldn&rsquo;t he, child? It was his own, and business is business.
+He would have been very foolish if he had not taken it. He&rsquo;s not a man
+who can afford to lose it.&rdquo;
+</p>
+
+<p>
+&ldquo;Oh!&rdquo; said Betty. And for some minutes she said no more. Then she
+roused herself, poked the fire, and rang for the lamp.
+</p>
+
+</div><!--end chapter-->
+
+<div class="chapter">
+
+<h2><a name="chap27"></a>CHAPTER XXVII</h2>
+
+<p>
+&ldquo;Well,&rdquo; said the Squire peevishly, &ldquo;I can do no more. Girls
+ha&rsquo; their whimsies, and it&rsquo;s much if you can hinder &rsquo;em
+running after Mr. Wrong without forcing &rsquo;em to take Mr. Right. At any
+rate I&rsquo;ve said what I could for you, lad, and the end was as if I
+hadn&rsquo;t. You must fight your own battle. Jos
+hasn&rsquo;t&rdquo;&mdash;this would never have occurred to the Squire in his
+seeing days&mdash;&ldquo;too gay a life of it, and if you&rsquo;re not man
+enough to get on the soft side of her, with a clear field, why, damme, you
+don&rsquo;t deserve to have her.&rdquo;
+</p>
+
+<p>
+&ldquo;I was well enough with her,&rdquo; Arthur said resentfully, &ldquo;till
+lately. But she is changed, sir.&rdquo;
+</p>
+
+<p>
+&ldquo;Well, like enough. Girls are like that.&rdquo;
+</p>
+
+<p>
+&ldquo;There may be&mdash;someone else.&rdquo;
+</p>
+
+<p>
+The Squire snorted. &ldquo;Who?&rdquo; he said. &ldquo;Who?&rdquo;&mdash;more
+roughly. &ldquo;You&rsquo;re talking nonsense.&rdquo;
+</p>
+
+<p>
+Arthur could not say who. He could not name anyone. So far as he knew there
+could not be anyone. But his temper, chafed by a week of suspense and anxiety,
+was not smoothed by the old man&rsquo;s refusal to do more. And then to fail
+with Josina! To be rejected by Josina, the simple girl whom, in his heart, he
+had regarded as a <i>pis alter</i>, on whom he had designed to confer a
+half-contemptuous affection, on whose youthful fancy he had played for his
+pastime! This was enough to try him, apart from the fact that things in
+Aldersbury looked black, and that, losing her, he lost the consolation prize to
+which he had looked forward to make all good. So, taken to task by the Squire,
+he did not at once assent. &ldquo;Who?&rdquo; he repeated gloomily. &ldquo;Ah,
+I don&rsquo;t know.&rdquo;
+</p>
+
+<p>
+&ldquo;Nor I!&rdquo; the Squire retorted. &ldquo;There is nobody. Truth is, my
+lad, the man who has been robbed sees a face in every bush. However, there
+&rsquo;tis. I&rsquo;ve said my say, and I&rsquo;ve done with it. Did you bring
+those deeds from Welsh&rsquo;s?&rdquo;
+</p>
+
+<p>
+Arthur swallowed his mortification as best he might&mdash;fortunately the old
+man could not see his face. &ldquo;Yes,&rdquo; he said. &ldquo;I left them
+downstairs.&rdquo; The Squire had caught a cold, sitting out on the hill on the
+Saturday, and had been for some days in his bedroom.
+</p>
+
+<p>
+&ldquo;Well, I&rsquo;m going to pay wages now,&rdquo; he rejoined. &ldquo;Bring
+&rsquo;em up after dinner and I&rsquo;ll sign &rsquo;em. You and the girl or
+Peacock can witness them. And, hark you&mdash;here, wait a minute!&rdquo;
+irascibly, for Arthur, giving as much rein to his temper as he dared, had
+turned on his heel and was marching off. &ldquo;Take my keys and open the
+safe-cupboard downstairs, and bring me up the agreement. I&rsquo;ve got to
+compare it with the lease&mdash;I shan&rsquo;t sign it without! Lock the door,
+d&rsquo;you hear, before you open the cupboard, and have a care no one sees
+you.&rdquo;
+</p>
+
+<p>
+&ldquo;Very well,&rdquo; Arthur said, and was half-way to the door when again,
+as if to try his patience, the old man stopped him. &ldquo;What&rsquo;s this
+they&rsquo;re saying about Ovington&rsquo;s, eh? &rsquo;Bout the bank? Pretty
+thing, if he&rsquo;s let you in and your money too! But I&rsquo;m not
+surprised. I told you you were a fool, young man, to dirty your hands in that
+bag, whatever you thought to get out of it. And if you&rsquo;re not going to
+get anything out of it, but to leave your own in, as I hear talk of&mdash;what
+then? Come, let&rsquo;s hear what you have to say about it! I&rsquo;d like to
+know.&rdquo;
+</p>
+
+<p>
+&ldquo;I don&rsquo;t know what you&rsquo;ve heard, sir,&rdquo; Arthur answered,
+sparring for time. For self-control, provoking as the old man was, he had no
+longer need to fight. For he had seen, the moment the Squire spoke, that here,
+here if he chose to avail himself of it, was his chance of the twelve thousand!
+Here was an opening, if he had the courage to seize it. Granted the chance was
+desperate, and the opening unpromising&mdash;a poorer or less promising could
+hardly be. And the courage necessary was great. But here it was. The Squire
+himself had brought up the subject. He knew of the rumors: he had broken the
+ice. Here it was, and for a moment, uncertain, wavering, giddy with the swift
+interchange of <i>pros</i> and <i>cons</i>, Arthur tried for time&mdash;time to
+think. &ldquo;What was it? What did you hear, sir?&rdquo; he asked.
+</p>
+
+<p>
+&ldquo;What did I hear?&rdquo; the Squire answered. &ldquo;Why, that
+they&rsquo;re d&mdash;d suspicious of them in the town. And I don&rsquo;t
+wonder. Up in a night, and cut off in a day, like a rotten mushroom!&rdquo; He
+spoke with gusto, forgetting for the moment what this might mean to his
+listener; who, on his side, hardly heeded the brutality, so absorbed was he in
+the question which he must answer&mdash;the question whether it would be wise
+or foolish, ruin or salvation, to ask the Squire for help. &ldquo;He&rsquo;ll
+be another Fauntleroy, &rsquo;fore he&rsquo;s done,&rdquo; the old man went on
+with relish. &ldquo;He&rsquo;ll stretch a rope, you&rsquo;ll see if he
+won&rsquo;t! I told him as much myself. I told him as much in those very words
+the day he came here about his confounded silly toy of a railroad. He might
+take in Woosenham and a lot of other fools, I told him, but he did not deceive
+me. Now I hear that he&rsquo;s going to burst up, and where&rsquo;ll you be, my
+lad? Where&rsquo;ll you be? By Gad, you may be in the dock with him!&rdquo;
+</p>
+
+<p>
+Certainly he might speak on that. The old man was harsh and hard-fisted, but he
+was also hard-headed and very shrewd; and conceivably the case might be so put
+to him that he might see his profit in it. Certainly it might be so put that he
+might see a fair prospect of saving his nephew&rsquo;s five thousand at no
+great risk to himself. The books might be laid before him, the figures be taken
+out, the precise situation made clear. There was&mdash;it could not be put
+higher than this&mdash;just a slender chance that he would listen, prejudiced
+as he was.
+</p>
+
+<p>
+But twelve thousand! It was such a stupendous sum to name. It needed such
+audacity to ask for it. And yet it was that or nothing. Less might not serve;
+while to ask for less, to ask for anything at all, might cost the petitioner
+the favor he had won&mdash;his standing in the house, and the advantages which
+the Squire&rsquo;s support might still gain for him. And then it was such a
+forlorn hope, such a desperate, feckless venture! No, he would be a fool to
+risk it. He dared not do it. He had not the face.
+</p>
+
+<p>
+Yet, for a few seconds after the Squire had ceased to speak, Arthur hesitated,
+confession trembling on his lips. The twelve thousand would make all good, save
+all, redeem all&mdash;ay, and bind Ovington to him in bonds of steel. But no,
+he dared not. He would be a fool to speak. And instead of the words that had
+risen to his lips, &ldquo;I think you mistake, sir,&rdquo; he said coldly.
+&ldquo;I think you&rsquo;ll find that this is all cry and little wool! Of
+course money is tight, and there is trouble in the City. I&rsquo;ve heard talk
+of two or three weak banks being in difficulties, and I should not wonder if
+one or two of them stopped payment between this and Christmas. We are told that
+it is likely. But we are perfectly solvent. It will take more than talk to
+bring Ovington&rsquo;s down.&rdquo;
+</p>
+
+<p>
+&ldquo;Umph!&rdquo; the Squire grumbled. &ldquo;Well, maybe, maybe. You talk as
+if you knew, and you ought to know. I hope you do know. After all&mdash;I
+don&rsquo;t want you to lose your money&mdash;Gad, a pretty fool you&rsquo;d
+look, my lad! A pretty fool, indeed! But as for Ovington, a confounded rascal,
+who thinks himself a gentleman because he has filled his purse at some poor
+devil&rsquo;s expense&mdash;I&rsquo;d see him break with pleasure.&rdquo;
+</p>
+
+<p>
+&ldquo;I don&rsquo;t think you&rsquo;ll have the pleasure this time!&rdquo;
+Arthur retorted with a bitterness which he could not repress&mdash;a bitterness
+caused as much by his own doubts as by the other&rsquo;s harshness. He left the
+room without more, the keys in his hand, and went downstairs.
+</p>
+
+<p>
+It wanted about an hour of the Squire&rsquo;s dinner-time, but Calamy had laid
+the table early, and the dining-room was dark. Arthur carried in a lamp from
+the hall, and himself closed the shutters. He locked the door. Then he opened
+the nearer panel and the cupboard behind it, and sought for and found the
+agreement&mdash;but all mechanically, his mind still running on the
+Squire&rsquo;s words, and now approving of the course he had taken, now
+doubting if he had not missed his opportunity. The agreement in his hand, his
+errand done, he closed the cupboard door, and was preparing to close the panel,
+when, with his hand still on it, he paused. More clearly than when his bodily
+eyes had rested upon them he saw the contents of the cupboard.
+</p>
+
+<p>
+And one thing in particular, a small thing, but it was on this that his mind
+focussed itself&mdash;the iron box containing the India Stock. He saw it before
+him; it stood out dark, its every outline sharp. And with equal clearness he
+saw its contents, the two certificates that remained in it. He recalled the
+value of them, and almost against his will he calculated their worth at the
+price of the day. India Stock, sound and safe security as it was, had fallen
+more than thirty points since the Squire had sold. It stood to-day, he thought,
+at two hundred and forty or a little over or a little under&mdash;somewhere
+about that. At the lowest figure five thousand pounds would fetch&mdash;just
+twelve thousand, he calculated.
+</p>
+
+<p>
+Twelve thousand!
+</p>
+
+<p>
+He stood staring at the door, and even by the yellow light of the lamp his face
+looked pale. Twelve thousand! And upstairs in a pigeon-hole of the old bureau,
+where he had carelessly thrust it, was the blank transfer.
+</p>
+
+<p>
+It seemed providential. It seemed as if the stock&mdash;stock to the precise
+amount he required&mdash;had been placed there for a purpose. Twelve thousand!
+And realizable, no matter what the pinch. If he borrowed it for a month, what
+harm would there be? Or what risk? The bank was solvent, he knew that: give it
+time, and it would stand as strong as ever. Within a month, or two months at
+the most, he could replace the stock, and no one would be the wiser. And the
+bank and his own fortune would be saved.
+</p>
+
+<p>
+Whereas&mdash;whereas, if the bank failed, he lost everything. And what was it
+his uncle had said? &ldquo;A pretty fool you will look!&rdquo; It was true, it
+was horribly true. He would be the laughing stock of the county. Men of his own
+class would say with a sneer that it served him right. And the
+Squire&mdash;what would he say? His life would be a hell!
+</p>
+
+<p>
+Still he hesitated, though he told himself that it was not by boggling at
+trifles that men arrived at great ends&mdash;nor by poltroonery. And who would
+be the loser? No one. It would be all gain. The Squire, if he had common sense,
+would be the first to wish it done.
+</p>
+
+<p>
+Yet, as he felt through the bunch, with fingers that shook a little, for the
+small key that opened the box, he glanced fearfully over his shoulder. But the
+door of the room was locked, the windows were shuttered: no one could see him.
+No one could ever say what he had done in that room. And he was lawfully there,
+at the Squire&rsquo;s own request, on his errand.
+</p>
+
+<p>
+Five minutes later he closed the door, closed the panel. He took up the lamp
+with a steady hand and left the room. He went into the Squire&rsquo;s bedroom
+to return the keys, loitered a minute or two at the bureau, then he went to his
+own room. On the table lay the lease and the counterpart that he had brought
+from Aldersbury for the old man&rsquo;s signature. He closed and locked the
+door.
+</p>
+
+<p>
+It was some hour and a half later that, having finished dinner&mdash;and he had
+talked more fluently at the meal, and with less restraint than of late&mdash;he
+rose from the table with Miss Peacock and Josina. &ldquo;I&rsquo;ll come with
+you,&rdquo; he said. &ldquo;I shall have my wine upstairs.&rdquo; And then,
+turning to Miss Peacock, &ldquo;The Squire will want you to witness his
+signature,&rdquo; he said. &ldquo;Will you come? He has to sign some deeds that
+Welsh&rsquo;s have sent.&rdquo;
+</p>
+
+<p>
+Miss Peacock bewailed herself. She was in a flurry at the prospect. &ldquo;Oh,
+dear, dear,&rdquo; she said, &ldquo;I wish he didn&rsquo;t! I am all of a
+twitter, and then he scolds me. I am sure to put my name in the wrong place, or
+write his or something.&rdquo;
+</p>
+
+<p>
+Josina laughed. &ldquo;What will you give me to go instead?&rdquo; she asked.
+&ldquo;Come? But, there, I&rsquo;ll go. In fact, he told me before dinner that
+I was to go.&rdquo; She moved towards the door.
+</p>
+
+<p>
+But Arthur did not move. He looked disturbed. &ldquo;I don&rsquo;t think that
+that will do,&rdquo; he said slowly. &ldquo;Considering what it is&mdash;I
+think the Peahen would be the better.&rdquo;
+</p>
+
+<p>
+&ldquo;But if she doesn&rsquo;t like it?&rdquo; Jos objected. &ldquo;And I must
+go, Arthur, for he told me to go. So the sooner the better. We have sat longer
+than usual, and, though Calamy is with him, he won&rsquo;t like to be kept
+waiting.&rdquo;
+</p>
+
+<p>
+Arthur seemed to consider it. &ldquo;Oh, very well,&rdquo; he said at last. He
+followed her from the room.
+</p>
+
+<p>
+The Squire was sitting before the fire, at the small round table at which he
+had eaten his meal. A decanter of port and a couple of glasses stood at his
+elbow. Two candles in tall silver candlesticks shed a circle of light on the
+table, and showed up his white head and his hands, but failed to illumine the
+larger part of the room. The great bed with its drab hangings, the lofty press
+with its brass handles, the dark Windsor chairs, now lurked in and now sprang
+from the shadows, as the fire flickered up or sank. On the verge of the circle
+of light the butler moved mysteriously, now appearing, now disappearing; now
+coming forward to set an inkstand and goose-quills beside the decanter, now
+withdrawing to pile unseen plates upon an unseen tray.
+</p>
+
+<p>
+The Squire was tapping impatiently on the table when they entered. &ldquo;Well,
+you&rsquo;re in no hurry for your wine to-night,&rdquo; he said. &ldquo;Have
+you brought the papers? You might have a&rsquo;most written them in the time
+you&rsquo;ve been.&rdquo;
+</p>
+
+<p>
+&ldquo;Sorry, sir,&rdquo; said Arthur. &ldquo;They are here. Will you sit here,
+Jos?&rdquo;
+</p>
+
+<p>
+&ldquo;Nay, nay, she must be near by,&rdquo; the old man objected. His hearing
+was still good. &ldquo;Close up! Close up, girl! I want her eyes. And do you
+fill your glass. Now have you all ready? Then do you read me the agreement
+first, that I may see if the lease tallies. And read slowly, lad, slowly.
+Calamy?&rdquo;
+</p>
+
+<p>
+&ldquo;I am here, sir,&rdquo; lugubriously. &ldquo;Where we&rsquo;ll be
+tomorrow&mdash;&mdash;&rdquo;
+</p>
+
+<p>
+&ldquo;D&mdash;n you, don&rsquo;t whine, man, but snuff the candles. And then
+get out. Do you hear?&rdquo;
+</p>
+
+<p>
+Calamy mumbled that it would be all the same at the latter end. He went out
+with his tray, and closed the door behind him.
+</p>
+
+<p>
+&ldquo;Now!&rdquo; said the Squire, and obediently to the word Arthur began to
+read. Once or twice his voice failed him, and he had to clear his throat.
+Josina would have thought that he was nervous, had she ever known him nervous.
+Fortunately, the document was short, as legal documents go, and some five
+minutes, during which the Squire sat listening intently, saw it at an end.
+</p>
+
+<p>
+&ldquo;Umph! Sounds all right,&rdquo; he commented. &ldquo;Sight o&rsquo;
+words! But there, they&rsquo;ve got to charge. Now do you give the girl the
+counterpart, and do you read the lease, lad, and read it slowly, so as I may
+understand. And hark you, Jos, speak up if there is any differ&mdash;nail it
+like a rat, girl, and don&rsquo;t go to sleep over it! Don&rsquo;t you let me
+be cheated. Welsh is as honest, and I&rsquo;d as lief trust him, as another,
+but if aught&rsquo;s amiss it&rsquo;s not he that will suffer, nor the
+confounded scamp of a clerk that made the mistake. And see you there&rsquo;s no
+erasures: I&rsquo;m lawyer enough to know that. Now, slow, lad, slow,&rdquo; he
+commanded, &ldquo;so that I can take it in.&rdquo;
+</p>
+
+<p>
+Arthur complied, and began to read slowly and carefully. But again he had more
+than once to stop, his voice failing. He explained it by saying that the light
+was not good, and he rose to snuff the candles. The lease, too, was longer than
+the agreement, and was full of verbiage, and it took some time to read, and
+some patience. But at long last the delivery clause was reached. No discrepancy
+or erasure had been discovered, and the Squire, whose attention had never
+faltered&mdash;he was an excellent man of affairs&mdash;declared himself
+satisfied.
+</p>
+
+<p>
+&ldquo;Well, there,&rdquo; he said, in a tone of relief, &ldquo;that&rsquo;s
+done! Drink up, lad, and wet your throttle.&rdquo; He turned himself squarely
+to the table. &ldquo;Give me the pen I used last,&rdquo; he continued.
+&ldquo;And do you guide my hand to the right place.&rdquo;
+</p>
+
+<p>
+&ldquo;I am afraid your pen was left to dry,&rdquo; Arthur said, &ldquo;and the
+nib has opened. You&rsquo;ll have to use a new one, sir, and try it first.
+And&mdash;the sand? We shall want that. I am afraid it is downstairs. If Josina
+would not mind running down for it?&rdquo;
+</p>
+
+<p>
+&ldquo;Pooh! pooh! Never mind the sand! Let &rsquo;em dry o&rsquo; themselves.
+Less chance of blotting. Where&rsquo;s the pen?&rdquo;&mdash;holding out his
+hand for it.
+</p>
+
+<p>
+&ldquo;Here, sir. Will you try it on this? If you&rsquo;ll write your name in
+full, as if you were signing the deeds&rdquo;&mdash;he guided the
+Squire&rsquo;s hand to the place&mdash;&ldquo;I shall see if it is
+right&mdash;and straight.&rdquo;
+</p>
+
+<p>
+&ldquo;Ay, ay, best be careful,&rdquo; the Squire agreed, squaring himself to
+his task. &ldquo;&rsquo;Twon&rsquo;t do to spoil &rsquo;em. Here?&rdquo;
+</p>
+
+<p>
+&ldquo;Yes&mdash;just as you are now.&rdquo;
+</p>
+
+<p>
+The old man bent over the table, his white hair shining in the centre of the
+little circle of light cast by the candles. Slowly and laboriously, in a tense
+silence, while Arthur, leaning over his shoulder, followed each movement of the
+pen, and Josina, half in light, half in shadow, watched them both from the
+farther side of the table, he wrote his name.
+</p>
+
+<p>
+It was a perfect signature, though rather bolder and larger than usual, and
+&ldquo;Excellent!&rdquo; Arthur cried in a tone of relief, which betrayed the
+anxiety he had felt. &ldquo;Good! It could not be better! Well done,
+sir!&rdquo; He removed the paper as he spoke, but in the act looked sharply
+across at Josina. The girl&rsquo;s eyes were upon him, but her face was in
+shadow, and he could not read its expression. He hesitated a moment, the paper
+in his hand, then he laid it on the table beside him&mdash;and out of her
+reach.
+</p>
+
+<p>
+&ldquo;Right!&rdquo; said the Squire. &ldquo;Then, now for business.
+Let&rsquo;s have the lease. My hand&rsquo;s in now.&rdquo;
+</p>
+
+<p>
+Arthur laid it before him, and guided his hand to the place. &ldquo;Is there
+ink enough in the pen?&rdquo; the old man asked.
+</p>
+
+<p>
+&ldquo;Quite enough, sir. It won&rsquo;t do to blot it.&rdquo;
+</p>
+
+<p>
+&ldquo;Right, lad, right!&rdquo; The Squire wrote his name. &ldquo;Now the
+counterpart!&rdquo; he continued briskly, holding the quill suspended.
+</p>
+
+<p>
+Arthur put it before him. He signed it, steadily and clearly. &ldquo;All
+right?&rdquo; he asked.
+</p>
+
+<p>
+&ldquo;Quite right. Couldn&rsquo;t be better, sir.&rdquo;
+</p>
+
+<p>
+&ldquo;Then, thank God that&rsquo;s done!&rdquo; He sank back in his chair, and
+raised his hand to take off his glasses, then remembered himself.
+&ldquo;Pheugh!&rdquo; he said, &ldquo;it&rsquo;s a job when you can&rsquo;t
+see.&rdquo; But it was plain that he was pleased with himself.
+</p>
+
+<p>
+Arthur turned to Josina. &ldquo;Your turn next!&rdquo; he said; and he gave her
+the pen. He put the lease before her, and pointed to the place where she was to
+sign.
+</p>
+
+<p>
+She was not as nervous as Miss Peacock, but she was anxious to make no mistake.
+&ldquo;Here?&rdquo; she asked.
+</p>
+
+<p>
+&ldquo;Yes, there. Be careful.&rdquo; Arthur snuffed the candles, and as he did
+so he glanced over his shoulder, his eyes searching the shadows. Then he leant
+over her, watching her pen.
+</p>
+
+<p>
+She wrote her name, slowly and carefully. &ldquo;Good!&rdquo; he said, and he
+removed the document. He set another before her, and silently showed her with
+his finger where to write. She wrote her name.
+</p>
+
+<p>
+&ldquo;Now here,&rdquo; he said. &ldquo;Here! But wait! Is there enough ink in
+the pen?&rdquo;
+</p>
+
+<p>
+She dipped the pen in the inkpot to make sure, and shook it, that there might
+be no danger of a blot. Again she wrote her name.
+</p>
+
+<p>
+&ldquo;Capital!&rdquo; he said. His voice betrayed relief. &ldquo;That&rsquo;s
+done, and well done! Couldn&rsquo;t be better. Now it&rsquo;s my turn.&rdquo;
+</p>
+
+<p>
+&ldquo;But&rdquo;&mdash;Jos looked up in doubt, the pen still in her
+hand&mdash;&ldquo;but I&rsquo;ve signed three, Arthur! I thought there were but
+two.&rdquo;
+</p>
+
+<p>
+&ldquo;Three!&rdquo; exclaimed the Squire, turning his head, his attention
+caught. &ldquo;Damme!&rdquo;&mdash;peevishly&mdash;&ldquo;what mess has the
+girl made now?&rdquo; It was part of his creed that in matters of business no
+woman was to be trusted to do the smallest thing as it should be done.
+</p>
+
+<p>
+But Arthur only laughed. &ldquo;No mess, sir,&rdquo; he said. &ldquo;Only a
+goose of herself! She has witnessed your trial signature as well as the others.
+That&rsquo;s all. I thought I could make her do it, and she did it as solemnly
+as you like!&rdquo; He laughed a little loudly. &ldquo;I shall keep that
+Jos.&rdquo;
+</p>
+
+<p>
+The Squire, pleased with himself, and glad that the business was over, was in a
+good humor, and he joined in the laugh. &ldquo;It will teach you not to be too
+free with your signature, my girl,&rdquo; he said. &ldquo;When you come some
+day to have a cheque book, you&rsquo;ll find that that won&rsquo;t do!
+Won&rsquo;t do, at all! Well, thank God, that&rsquo;s done.&rdquo;
+</p>
+
+<p>
+Arthur, who was stooping over the table, adding his own name, completed his
+task. He stood up. &ldquo;Yes, sir, that&rsquo;s done. Done!&rdquo; he repeated
+in an odd, rising tone. &ldquo;And now&mdash;the lease goes back to
+Welsh&rsquo;s. Shall I lock up the counterpart&mdash;downstairs, sir?&rdquo;
+</p>
+
+<p>
+&ldquo;No, lad,&rdquo; the Squire announced. &ldquo;I&rsquo;ll do that myself
+o&rsquo; Monday.&rdquo;
+</p>
+
+<p>
+&ldquo;But it&rsquo;s no trouble, sir.&rdquo; He held out his hand for the
+keys. &ldquo;And perhaps the sooner it&rsquo;s locked up&mdash;the
+tenant&rsquo;s signed it, and it is complete now&mdash;the safer.&rdquo;
+</p>
+
+<p>
+But, &ldquo;No, no, time enough!&rdquo; the Squire persisted. &ldquo;I&rsquo;ll
+put it back on Monday. I am not so helpless now I can&rsquo;t manage that, and
+I shall be downstairs o&rsquo; Monday.&rdquo;
+</p>
+
+<p>
+For a moment Arthur hesitated. He looked as if something troubled him. But in
+the end, &ldquo;Very good, sir. Then that&rsquo;s all?&rdquo; he said.
+</p>
+
+<p>
+&ldquo;Ay; put the counterpart in the old bureau there. &rsquo;Twill be safe
+there till Monday. How&rsquo;s the wine? Fill my glass and fill your own, lad.
+You can go, Jos. Tell Calamy to come to me at half-past nine.&rdquo;
+</p>
+
+</div><!--end chapter-->
+
+<div class="chapter">
+
+<h2><a name="chap28"></a>CHAPTER XXVIII</h2>
+
+<p>
+The next day, Sunday, was raw and wet. Mist blotted out the hills, and beneath
+it the vale mourned. The trees dripped sadly, pools gathered about the roots of
+the beeches, the down-spouts of the eaves gurgled softly in the ears of those
+who sat near the windows. Miss Peacock alone ventured to church in the
+afternoon, Arthur walking with her as far as the door, and then going on to the
+Cottage to have tea with his mother. Josina stayed at home in attendance on her
+father, but ten minutes after the others had left the house, he dismissed her
+with a fractious word.
+</p>
+
+<p>
+She went down to the dining-room, where she could hear his summons if he tapped
+the floor. She poked up the smouldering logs, and looked through the windows at
+the dreary scene&mdash;the day was already drawing in&mdash;then, settling
+herself before the fire, she opened a book. But she did not read, indeed she
+hardly pretended to read, for across the page of the Sunday volume, in black
+capitals, blotting out the type, forcing itself on her brain, insistent,
+inexorable, unavoidable, the word &ldquo;When?&rdquo; imprinted itself.
+</p>
+
+<p>
+Ay, when? When was she going to summon Clement, and give him leave to speak?
+When was she going to keep her word, to make a clean breast of it to her father
+and confront the storm, the violence of which her worst fears could not picture
+or exaggerate?
+</p>
+
+<p>
+&ldquo;When?&rdquo;
+</p>
+
+<p>
+With every day of the past fortnight the question had confronted her with
+growing insistence. Now, in this idle hour, with the house silent about her,
+with nothing to distract her thoughts, it rose before her, grim as the outlook.
+It would not be denied, it came between her and the page, it forced itself upon
+her, it called for, nay, it insisted upon, an answer. When?
+</p>
+
+<p>
+There was no longer any hope that the Squire would regain his sight, no longer
+any fear for his general health. He was as well as he ever would be, as well
+able to bear the disclosure. Delay on that ground was a plea which could no
+longer avail her or deceive her. Then, when? Or rather, why not now? Her
+conscience told her, as it had told her often of late, that she was playing the
+coward, proving false to her word, betraying Clement&mdash;Clement whom she
+loved, and whom, craven as she was, she feared to acknowledge.
+</p>
+
+<p>
+Then, when? Surely now, or not at all.
+</p>
+
+<p>
+Alas, the longer she dwelt on the avowal she must make, the more appalling the
+ordeal appeared. Her father, indeed, had been more gentle of late; that walk on
+the hill had brought them closer together, and since then he had shown himself
+more human. Glimpses of sympathy, even of affection, had peeped through the
+chinks of his harshness. But how difficult was the position! She must own to
+stolen meetings, to underhand practices, to things disreputable; she must
+proclaim, maid as she was, her love. And her love for whom? A stranger, and
+worse than a stranger&mdash;a nobody. Then apart from her father&rsquo;s
+contempt for the class to which Clement belonged, and with which he was less in
+sympathy than with the peasants on his lands, his prejudice against the
+Ovingtons was itself a thing to frighten her! Hardly a day passed that he did
+not utter some jibe at their expense, or some word that betrayed how sorely
+Arthur&rsquo;s defection rankled. And then his blindness&mdash;that added the
+last touch of deceit to her conduct, that made worse and more clandestine what
+had been bad before. As she thought of it, and imagined the avowal and the way
+in which he would take it, the color left her cheeks and she shivered with
+fright. She did not know how she could do it, or how she could live through it.
+He would lose all faith in her. He would pluck from his heart even that
+affection for her which she had begun to discern under the mask of his
+sternness&mdash;to discern and to cherish.
+</p>
+
+<p>
+Yet time pressed, she could no longer palter with her love, she must be true to
+Clement now or false, she must suffer for him now or play the coward. She had
+given him her word. Was she to go back on it?
+</p>
+
+<p>
+Oh, never! never! she thought, and pressed her hands together. Those spring
+days when she had walked with him beside the brook, when his coming had been
+sunshine and her pulses had leapt at the sound of his footsteps, when his eyes
+had lured the heart from her and the touch of his lips had awakened the woman
+in her, when she had passed whole days and nights in sweet musings on
+him&mdash;oh, never!
+</p>
+
+<p>
+No, he had urged her to be brave, to be true, to be worthy of him; and she must
+be. She must face all for him. And it would be but for a time. He had said that
+her father might separate them, and would separate them: but if they were true
+to one another&mdash;&mdash;
+</p>
+
+<p>
+&ldquo;Miss! Miss Josina!&rdquo;
+</p>
+
+<p>
+She turned, her dream cut short, and saw Molly, the kitchen-maid, standing in
+the doorway. She was surprised, for the stillness of a Sunday afternoon held
+the house&mdash;it was the servants&rsquo; hour, and one at which they were
+seldom to be found, even when wanted. &ldquo;What is it?&rdquo; she asked, and
+stood up, alarmed. &ldquo;Has my father called?&rdquo; He might have rapped,
+and deep in thought she might not have heard him.
+</p>
+
+<p>
+&ldquo;No, miss,&rdquo; Molly answered&mdash;and heaven knows if Molly had an
+inkling of the secret, but certainly her face was bright with mischief.
+&ldquo;There is a gentleman asking for you, if you please, miss. He bid me give
+you this.&rdquo; She held out a three-cornered note.
+</p>
+
+<p>
+Josina&rsquo;s face burned. &ldquo;A gentleman?&rdquo; she faltered.
+</p>
+
+<p>
+&ldquo;Yes, miss, a young gentleman,&rdquo; Molly answered demurely.
+</p>
+
+<p>
+Josina took the note&mdash;what else could she do?&mdash;and opened it with
+shaking fingers. For a moment, such was her confusion, she failed to read the
+few words it contained. Then she collected herself&mdash;the words became
+plain: &ldquo;Very urgent&mdash;forgive me and see me for ten
+minutes.&mdash;C.&rdquo;
+</p>
+
+<p>
+Very urgent? It must be urgent indeed, or, after all she had said, he would not
+come to her unbidden. She hesitated, looking doubtfully and shamefacedly at
+Molly. But the eyes of young kitchen-maids are sharp, and probably this was not
+the first glimpse Molly had had of the young mistress&rsquo;s love story, or of
+the young gentleman. &ldquo;You can slip out easy, miss,&rdquo; she said,
+&ldquo;and not a soul the wiser. They are all off about their business.&rdquo;
+</p>
+
+<p>
+&ldquo;Where is he?&rdquo;
+</p>
+
+<p>
+&ldquo;He&rsquo;s under the garden wall, miss&mdash;down the lane.&rdquo;
+</p>
+
+<p>
+Jos took her courage in her hands. She snatched up a shawl from the hall-table,
+and with hot cheeks she went out through the back regions, Molly accompanying
+her as far as the yard. &ldquo;I&rsquo;ll be about the place, miss,&rdquo; the
+girl said&mdash;if no one else was enjoying herself, she was. &ldquo;I&rsquo;ll
+rattle the milk-pail if&mdash;if you&rsquo;re wanted.&rdquo;
+</p>
+
+<p>
+Josina drew the shawl about her head, and went down the yard, passing on her
+right the old stable, which bore over its door the same date as the table in
+the hall&mdash;1691. A moment, and she saw Clement waiting for her under the
+eaves of the Dutch summer-house, of which the sustaining wall overhung the
+lane, and, with the last of the opposing outhouses, formed a sort of entrance
+to the yard.
+</p>
+
+<p>
+She had been red enough under Molly&rsquo;s gaze, resenting the confederacy
+which she could not avoid. But the color left her face as her eyes met her
+lover&rsquo;s, and she saw how sad and downcast he looked, and how changed from
+the Clement of her meetings. He was shabby, too&mdash;he who had always been so
+neat&mdash;so that even before he spoke she divined that there was something
+amiss, and knew at last, too, that there was nothing that she would not do, no
+risk that she would not run, no anger or storm that she would not face for this
+man before her. The mother in her awoke, and longed to comfort him and shield
+him, to give all for him. &ldquo;Clement!&rdquo; she cried, and, trembling, she
+held out her hands to him. &ldquo;Dear Clement! What is it?&rdquo;
+</p>
+
+<p>
+He took her hands and held them; and if he had taken her in his arms she would
+have forgiven him and clung to him. But he did not. He seemed even to hold her
+from him. &ldquo;Forgive me, dear, for sending for you,&rdquo; he said.
+&ldquo;I thought to catch you going into church, but you were not there, and
+there was nothing for it but this. Jos, I have bad news.&rdquo;
+</p>
+
+<p>
+&ldquo;Bad news?&rdquo; she exclaimed. &ldquo;What? Don&rsquo;t keep me
+waiting, Clement! What bad news?&rdquo;
+</p>
+
+<p>
+&ldquo;The worst for me,&rdquo; he said. &ldquo;For we must part. I have come
+to say good-bye.&rdquo;
+</p>
+
+<p>
+&ldquo;Good-bye?&rdquo; Oh, it was impossible! It was not, it could not be
+that! &ldquo;What do you mean?&rdquo; she cried, and her eyes pleaded with him
+to take it back. &ldquo;Tell me! You cannot mean that we must part.&rdquo;
+</p>
+
+<p>
+&ldquo;I do,&rdquo; he said soberly. &ldquo;Something has happened,
+dear&mdash;something that must divide us. Be brave, and I will tell you.&rdquo;
+</p>
+
+<p>
+&ldquo;You must,&rdquo; she said.
+</p>
+
+<p>
+He told his story&mdash;rapidly, in clear short phrases which he had rehearsed
+many times as he covered the seven miles from Aldersbury on this dreary errand.
+He told her all, that which no one else must know, that which she must not
+reveal. They expected a run on the bank. They were sure, indeed, that a run
+must come, and though the issue was not yet quite certain, though his father
+still had hope, he had, himself, no hope. Within a week he would be a poor man,
+little better than a beggar, dependent on his own exertions; with no single
+claim, no possible pretensions to her hand, no ground on which he could appeal
+to her father. It must be at an end between them, and he preferred to let her
+know now rather than to wait until the blow had fallen. He thought himself
+bound in honor to release her while he still had some footing, some show of
+equality with her.
+</p>
+
+<p>
+She smiled when she had heard him out. She smiled in his face. &ldquo;But if I
+will not be released?&rdquo; she said. And then, before he could answer her,
+she bade him tell her more. What was this run? What did it mean? She did not
+understand.
+</p>
+
+<p>
+He told her in detail, and, while he told her, they stood, two pathetic figures
+in the mist and rain that dripped slowly and sadly from the eaves of the Dutch
+summerhouse. She stood, pressing her hands together, trying to comprehend. And
+he hid nothing: telling her even of the ten or twelve thousand that, did they
+possess it, would save them; telling her that which had decided him to bid her
+farewell&mdash;an item of news which had reached the bank on the previous
+evening, after Arthur had left for Garth. The great house of Poles, with a wide
+connection among country banks, had closed its doors; and not only that, but
+Williams&rsquo;s, Ovington&rsquo;s agents, had followed suit within six hours.
+The tidings had come by special messenger, but would be known in the town in
+the morning, and would certainly cause a panic and a run on both banks. That
+news had been the last straw, he said. It had pushed him to a decision. He had
+felt that he must give her back her word, and without the loss of a day must
+put it in her power to say that there was nothing between them.
+</p>
+
+<p>
+Once and again, as he told his tale, she put in a question, or uttered a
+pitying exclamation. But for the most part she listened in silence, controlling
+herself, suppressing the agitation which shook her. When he had done, she put a
+question, but it was one so irrelevant, so unexpected, so far from the mark,
+that it acted on him like a douche of cold water. &ldquo;What have you done to
+your coat?&rdquo; she asked. &ldquo;My coat?&rdquo;
+</p>
+
+<p>
+&ldquo;Yes.&rdquo; She pointed to his shoulder.
+</p>
+
+<p>
+He glanced down at his coat, but he felt the check. Surely the ways of women
+were strange, their manner of taking things past finding out. He explained, but
+he could not hide his chagrin. &ldquo;I wasn&rsquo;t thinking, and took the
+first that came to hand,&rdquo; he said&mdash;&ldquo;an old one. Does it
+matter?&rdquo;
+</p>
+
+<p>
+But she continued to stare at it. He was wearing a riding coat, high in the
+collar, long in the skirts, shaped to the figure. On the light buff of the
+cloth a stain spread downwards from shoulder to breast. The right arm and cuff,
+too, were discolored, and it said much for the disorder of his thoughts that he
+had ridden from town without noticing it. She eyed the stain with distaste,
+with something like a shudder. &ldquo;It is blood,&rdquo; she said,
+&ldquo;isn&rsquo;t it?&rdquo;
+</p>
+
+<p>
+He shrugged his shoulders, yet himself viewed it askance. &ldquo;Yes,&rdquo; he
+said. &ldquo;I don&rsquo;t know how you knew. I wore it that night, you know. I
+did not mean to wear it again, but in my hurry&mdash;&mdash;&rdquo;
+</p>
+
+<p>
+&ldquo;Do you mean the night that my father was hurt?&rdquo;
+</p>
+
+<p>
+&ldquo;Yes.&rdquo;
+</p>
+
+<p>
+&ldquo;You held him up in the carriage?&rdquo;
+</p>
+
+<p>
+&ldquo;Yes, but&mdash;&rdquo; squinting at it&mdash;&ldquo;I don&rsquo;t think
+that it was done then. I believe it was done when I was picking him up in the
+road, Jos, before Bourdillon came. Indeed, I remember that your father noticed
+it&mdash;before he fainted, you know.&rdquo;
+</p>
+
+<p>
+&ldquo;My father noticed it?&rdquo;
+</p>
+
+<p>
+&ldquo;Well, oddly enough, he did.&rdquo;
+</p>
+
+<p>
+&ldquo;While you were supporting him?&rdquo; There was a strange light in her
+eyes, and the blood had come back to her cheeks. &ldquo;But where was
+Thomas&mdash;the man&mdash;then?&rdquo;
+</p>
+
+<p>
+&ldquo;Oh, he had gone off, across the fields.&rdquo;
+</p>
+
+<p>
+&ldquo;Before Arthur came up, do you mean?&rdquo;
+</p>
+
+<p>
+&ldquo;To be sure, some time before. However&mdash;&mdash;&rdquo;
+</p>
+
+<p>
+But, &ldquo;No, Clement, I want to understand this,&rdquo; she insisted,
+breaking in on him. Her voice betrayed her excitement, and to hold him to the
+point she laid her hands on his shoulders, standing before him and close to
+him. &ldquo;Tell me again, and clearly. Do you mean that it was you who drove
+Thomas off? Before Arthur came up?&rdquo;
+</p>
+
+<p>
+He stared. &ldquo;Well, of course it was,&rdquo; he said. &ldquo;Didn&rsquo;t
+you know that? Didn&rsquo;t Arthur tell you?&rdquo;
+</p>
+
+<p>
+She avoided the question, and instead, &ldquo;Then it was your coat that was
+spoiled?&rdquo; she said. &ldquo;This coat?&rdquo;
+</p>
+
+<p>
+&ldquo;Well, of course it was. You can see that.&rdquo;
+</p>
+
+<p>
+She looked at him, her cheeks flushed, her pride in him showing in her eyes. He
+had indeed justified her choice of him, her belief in him, her confidence in
+him. He had done this and had said nothing. The day was cold, and she was not
+warmly clad, but she felt no cold&mdash;now. It was raining, but she was no
+longer aware of it. There had sprung up in her heart, not only courage, but a
+faint, a very faint hope.
+</p>
+
+<p>
+He had come to dash her down, to fill her cup of sorrow to the brim, to leave
+her lonely in the world and comfortless&mdash;for never, never could she love
+another! And instead he had given her hope&mdash;a hope forlorn and far off,
+gleaming faint as the small stars in distant Cassiopeia, and often doubt, like
+an evening mist, would veil it. But it sparkled, she saw it, she drew courage
+from it.
+</p>
+
+<p>
+Meanwhile, surprised by the turn her thoughts had taken, he was still more
+surprised by the change in her looks, the color in her cheeks, the light in her
+eyes. He did not understand, and for a moment, seeing himself no hope but only
+sorrow and parting, he was tempted to think that she trifled. What mattered it
+what coat he wore, or what had stained it, or the details of a story old now,
+and which he supposed to be as well known to her as to him? Perhaps she did not
+comprehend, and, &ldquo;Jos,&rdquo; he said, inviting her to be serious,
+&ldquo;do you understand that this is our parting?&rdquo;
+</p>
+
+<p>
+But &ldquo;No! no!&rdquo; she said resolutely. &ldquo;We are not going to
+part.&rdquo;
+</p>
+
+<p>
+&ldquo;But don&rsquo;t you see,&rdquo; sadly, &ldquo;that I cannot go to your
+father now? That next week we may be beggars, and my father a ruined man? I
+could ask no man, even a poor man, for his daughter now. I must work to live,
+work as a clerk&mdash;as, I don&rsquo;t know what, Jos, but in some position
+far removed from your life, and far removed from your class. I could not speak
+to your father now, and it is that which has brought me to you to&mdash;to say
+good-bye, dearest&mdash;to part, Jos! The gates are closed, we must go out of
+the garden, dear. And you&rdquo;&mdash;he looked at her with yearning
+eyes&mdash;&ldquo;must forgive me, before we part.&rdquo;
+</p>
+
+<p>
+&ldquo;Perhaps we are not going to part,&rdquo; she said.
+</p>
+
+<p>
+He shook his head. He would not deceive her. &ldquo;Nothing else is
+possible,&rdquo; he said.
+</p>
+
+<p>
+&ldquo;Perhaps, and perhaps not. At any rate,&rdquo; putting her hands in his,
+and looking at him with brave, loving eyes, &ldquo;I would not undo one of
+those days&mdash;in the garden! No, nor an hour of them. They are precious to
+me. And for forgiving, I have nothing to forgive and nothing to regret, if we
+never meet again, Clement. But we shall meet. What if you have to begin the
+world again? We are both young. You will work for me. And do you think that I
+will not wait for you, wait until you have climbed up again, or until something
+happens to bring us together? Do you not know that I love you more now, far
+more, in your unhappiness&mdash;that you are more to me, a thousand times more
+to-day&mdash;than in your prosperity?&rdquo;
+</p>
+
+<p>
+&ldquo;Oh, Jos!&rdquo; He could say no more, but his swimming eyes spoke for
+him.
+</p>
+
+<p>
+&ldquo;But you must leave it to me now,&rdquo; she continued. &ldquo;After all,
+things may turn out better than you think. You may not be ruined. People may
+not be so foolish as to want all their money at once. Have hope, and&mdash;and
+remember that I am always here, though you do not see me or hear from me; that
+I am always here, thinking of you, waiting for you, loving you, always yours,
+Clement, till you come&mdash;though it be ten years hence.&rdquo;
+</p>
+
+<p>
+&ldquo;Oh, Jos!&rdquo; His eyes were overflowing now.
+</p>
+
+<p>
+&ldquo;You believe me, you do believe me, don&rsquo;t you?&rdquo; she said.
+&ldquo;And now you must go. But kiss me first. No, I do not mind who sees us,
+or who knows that I am yours now. I am past that.&rdquo;
+</p>
+
+<p>
+He took her in his arms and kissed her, not as he would have kissed her an hour
+before, with passion, but in reverence and humility, in love too sacred for
+words. Never till now had he known what a woman&rsquo;s love was, how much it
+gave, how little it asked, how pure in its highest form it could be&mdash;and
+how strong! Nor ever till now had he known her, this girl to whom he had once
+presumed to teach firmness, whose weakness he had taken on himself to guide,
+whom he had thought to encourage, to strengthen, to arm&mdash;he, who had not
+been worthy to kiss the hem of her robe!
+</p>
+
+<p>
+Oh, the wonderful power of love, which had transformed her! Which had made her
+what she was, and now laid him in the dust before her!
+</p>
+
+<p>
+Work for her, wait for her, live for her? Ah, would he not, and deem himself
+happy though the years brought him no nearer, though the memory of her,
+transfiguring his whole life, proved his only and full reward!
+</p>
+
+</div><!--end chapter-->
+
+<div class="chapter">
+
+<h2><a name="chap29"></a>CHAPTER XXIX</h2>
+
+<p>
+An hour after Arthur had left the house on the Monday morning Josina went
+slowly up the stairs to her father&rsquo;s room. She was young and the stairs
+were shallow, but the girl&rsquo;s knees shook under her as she mounted them,
+as she mounted them one by one, while her hand trembled on the banister. Before
+now the knees of brave men, going on forlorn hopes, have shaken under them,
+but, like these men, Josina went on, she ascended step by step. She was
+frightened, she was horribly frightened, but she had made a vow to herself and
+she would carry it out. How she would carry it out, how she would find words to
+blurt out the truth, how she would have the courage to live through that which
+would follow, she did not know, she could not conceive. But her mind was fixed.
+</p>
+
+<p>
+She reached the shabby landing on which two or three sheep-skins laid at the
+doors of the rooms served for carpet, and there, indeed, she paused awhile and
+pressed her hand to her side to still the beating of her heart. She gazed
+through the window. On the sweep below, Calamy was shaking out the cloth, while
+two or three hens clucked about his feet, and a cat seated at a distance
+watched the operation with dignity. In the field beyond the brook a dog barked
+joyously as it rounded up some sheep. Miss Peacock&rsquo;s voice, scolding a
+maid, came up from below. All was going on as usual, going on callous and
+heedless: while she&mdash;she had that before her which turned her sick and
+faint, which for her, timid and subject, was almost worse than death.
+</p>
+
+<p>
+And with her on this forlorn hope went no comrades, no tramp of marching feet,
+no watching eyes of thousands, no bugle note to cheer her. Only Clement&rsquo;s
+shade&mdash;waiting.
+</p>
+
+<p>
+She might still draw back. But when she had once spoken there could be no
+drawing back. A voice whispered in her ear that she had better think it
+over&mdash;just once more, better wait a little longer to see if aught would
+happen, revolve it once again in her mind. Possibly there might be some other,
+some easier, some safer way.
+</p>
+
+<p>
+But she knew what that whisper meant, and she turned from the window and
+grasped the handle of the door. She went in. Her father was sitting beside the
+fire. His back was towards her, he was smoking his after-breakfast pipe. She
+might still retreat, or&mdash;or she might say what she liked, ask perhaps if
+he wanted anything. He would never suspect, never conceive in his wildest
+moments the thing that she had come to confess. It was not too late even
+now&mdash;to draw back.
+</p>
+
+<p>
+She went to the other side of the table on which his elbow rested, and she
+stood there, steadying herself by a hand which she laid on the table. She was
+sick with fear, her tongue clung to her mouth, her very lips were white. But
+she forced herself to speak. &ldquo;Father, I have something&mdash;to tell
+you,&rdquo; she said.
+</p>
+
+<p>
+&ldquo;Eh?&rdquo; He turned sharply. &ldquo;What&rsquo;s that?&rdquo; She had
+not been able to control her voice, and he knew in a moment that something was
+wrong. &ldquo;What ha&rsquo; you been doing?&rdquo;
+</p>
+
+<p>
+Now! Now, or never! The words she had so often repeated to herself rang in her
+ears. &ldquo;Do you know who it was,&rdquo; she said, &ldquo;who saved you that
+night, sir? The night you were&mdash;hurt?&rdquo;
+</p>
+
+<p>
+He turned himself a little more towards her. &ldquo;Who? Who it was?&rdquo; he
+repeated. &ldquo;What art talking about, girl? Why, the lad, to be sure. Who
+else?&rdquo;
+</p>
+
+<p>
+&ldquo;No, sir,&rdquo; she said, shaking from head to foot, so that the table
+rocked audibly under her hand. &ldquo;It was Mr. Ovington&rsquo;s son.
+And&mdash;and I love him. And he wishes to marry me.&rdquo;
+</p>
+
+<p>
+The Squire did not say a word. He sat, his head erect still as a stone.
+</p>
+
+<p>
+&ldquo;And I want&mdash;to help him,&rdquo; she added, her voice dying away
+with the words. Her knees were so weak, that but for the support of the table
+she must have sunk on the floor.
+</p>
+
+<p>
+Still the Squire did not speak. His jaw had fallen. He sat, arrested in the
+attitude of listening, his face partly turned from her, his pipe held stiffly
+in his hand. At last, &ldquo;Ovington&rsquo;s son wants to marry you?&rdquo; he
+repeated, in a tone so even that it might have deceived many.
+</p>
+
+<p>
+&ldquo;He saved your life!&rdquo; she cried. She clung desperately to that.
+</p>
+
+<p>
+&ldquo;And you love him?&rdquo;
+</p>
+
+<p>
+&ldquo;Oh, I do! I do!&rdquo;
+</p>
+
+<p>
+He paused as if he still listened, still expected more. Then in a low voice,
+&ldquo;The girl is mad,&rdquo; he muttered. &ldquo;My God, the girl is mad! Or
+I am mad! Blind and mad, like the old king! Ay, blind and mad!&rdquo; He let
+the pipe fall from his hand to the floor, and he groped for his stick that he
+might rap and summon assistance. But in his agitation he could not find the
+stick.
+</p>
+
+<p>
+Then, as he still felt for it with a flurried hand, nature or despair prompted
+her, and the girl who had never caressed him in her life, never taken a liberty
+with him, never ventured on the smallest familiarity, never gone beyond the
+morning and evening kiss, timidly given and frigidly received, sank on the
+floor and clasped his knees, pressed herself against him. &ldquo;Oh, father,
+father! I am not mad,&rdquo; she cried, &ldquo;I am not mad. Hear me! Oh, hear
+me!&rdquo; A pause, and then, &ldquo;I have deceived you, I am not worthy, but
+you are my father! I have only, only you, who can help me! Have mercy on me,
+for I do love him. I do love him! I&mdash;&mdash;&rdquo; Her voice failed her,
+but she continued to cling to him, to press her head against his body, mutely
+to implore him, and plead with him.
+</p>
+
+<p>
+&ldquo;My God!&rdquo; he ejaculated. He sat upright, stiff, looking before him
+with sightless eyes; as far as he could withholding himself from her, but not
+actively repelling her. After an interval, &ldquo;Tell me,&rdquo; he muttered.
+</p>
+
+<p>
+That, even that, was more than she had expected from him. He had not struck
+her, he had not cursed her, and she took some courage. She told him in broken
+words, but with sufficient clearness, of her first meeting with Clement, of the
+gun-shot by the brook, of her narrow escape and the meetings that had followed.
+Once, in a burst of rage, he silenced her. &ldquo;The rascal! Oh, the d&mdash;d
+rascal!&rdquo; he cried, and she flinched. But she went on, telling him of
+Clement&rsquo;s resolve that he must be told, of that unfortunate meeting with
+him on the road, and then of that second encounter the same night, when Clement
+had come to his rescue. There he stopped her.
+</p>
+
+<p>
+&ldquo;How do you know?&rdquo; he asked. &ldquo;How do you know? How dare you
+say&mdash;&mdash;&rdquo; And now he did make a movement as if to repel her and
+put her from him.
+</p>
+
+<p>
+But she would not be repulsed. She clung to him, telling him of the coat, of
+the great stains that she had seen upon it; and at last, &ldquo;Why did you
+hide this?&rdquo; broke from him. &ldquo;Why didn&rsquo;t you tell me?&rdquo;
+</p>
+
+<p>
+She told him that she had not known, that the part which Clement had taken on
+that night was new to her also.
+</p>
+
+<p>
+&ldquo;But you see him?&rdquo; he snarled, speaking a little more like himself.
+&ldquo;You see him!&rdquo;
+</p>
+
+<p>
+&ldquo;Twice only&mdash;twice only since that night,&rdquo; she vowed.
+&ldquo;Indeed, indeed, sir, only twice. Once he came to speak to you and tell
+you, but you were ill, and I would not let him. And yesterday he came
+to&mdash;to give me up, to say good-bye. Only twice, sir, as God sees me! He
+would not. He showed me that we had been wrong. He said,&rdquo; sobbing
+bitterly, &ldquo;that we must be open or&mdash;or we must be
+nothing&mdash;nothing to one another!&rdquo;
+</p>
+
+<p>
+&ldquo;Open? Open!&rdquo; the Squire almost shouted. &ldquo;D&mdash;d open!
+Shutting the stable door when the horse is gone. D&mdash;n his openness!&rdquo;
+And then, &ldquo;Good Lord! Good Lord!&rdquo; with almost as much amazement as
+anger in his voice. That all this should have been going on and he know nothing
+about it! That his girl, this child as he had deemed her, should have been
+doing this under his very eyes! Under his very eyes! &ldquo;Good Lord!&rdquo;
+But then rage got the upper hand once more, and he cursed Clement with passion,
+and again made a movement as if he would rise and throw her off. &ldquo;To
+steal a man&rsquo;s child! The villain!&rdquo;
+</p>
+
+<p>
+&ldquo;Oh, don&rsquo;t call him that!&rdquo; she cried. &ldquo;He is good,
+father. Indeed, indeed, he is good. And he saved your life.&rdquo;
+</p>
+
+<p>
+He sat back at that, as if her words shifted his thoughts to another matter.
+&ldquo;Tell me again,&rdquo; he said, sternly, but more calmly. &ldquo;He told
+you this tale yesterday, did he? Well, tell me as he told you, do you hear? And
+mind you, if you&rsquo;re lying, you slut, he or you, &rsquo;twill come up! I
+am blind, and you may think to deceive me now as you have deceived me
+before&mdash;&mdash;&rdquo;
+</p>
+
+<p>
+&ldquo;Never, never again, sir!&rdquo; she vowed. Then she told him afresh,
+from point to point, what she had learned on the Sunday.
+</p>
+
+<p>
+&ldquo;Then the lad didn&rsquo;t come up till after?&rdquo;
+</p>
+
+<p>
+&ldquo;Arthur? No, sir. Not till after Thomas was gone. And it was Clement who
+followed Thomas to Birmingham and got the money back.&rdquo; For Clement had
+told her that also.
+</p>
+
+<p>
+When she had done, the Squire leant forward and felt again for his stick, as if
+he were now equipped and ready for action. &ldquo;Well, you begone,&rdquo; he
+said, harshly. &ldquo;You begone, now. I&rsquo;ll see to this.&rdquo;
+</p>
+
+<p>
+But, &ldquo;Not till you forgive me,&rdquo; she entreated, holding him close,
+and pressing her face against his unwilling breast. &ldquo;And there&rsquo;s
+more, there&rsquo;s more, sir,&rdquo; in growing agitation, &ldquo;I must tell
+you. Be good to me, oh, be good to me! Forgive me and help him.&rdquo;
+</p>
+
+<p>
+&ldquo;Help him!&rdquo; the Squire cried, and this time he was indeed amazed.
+&ldquo;I help him! Help the man who has gone behind my back and stolen my girl!
+Help the man who&mdash;let me go! Do you hear me, girl! Let me get up, you
+shameless hussy!&rdquo; growing moment by moment more himself, as he recovered
+from the shock of her disclosure, and could measure its extent. &ldquo;How do I
+know what you are? Or what he mayn&rsquo;t have done to you? Help, indeed? Help
+the d&mdash;d rascal who has robbed me? Who has dared to raise his eyes to my
+girl&mdash;a Griffin? Who&mdash;&mdash;&rdquo;
+</p>
+
+<p>
+&ldquo;He saved your life,&rdquo; she cried, pleading desperately with him,
+though he strove to free himself. &ldquo;Oh, father, he saved your life! And I
+love him! I love him! If you part us I shall die.&rdquo;
+</p>
+
+<p>
+He could not struggle against her young strength, and he gave up the attempt to
+free himself. He sank back in his chair. &ldquo;D&mdash;n the girl!&rdquo; he
+cried. He sat silent, breathing hard.
+</p>
+
+<p>
+And she&mdash;she had told him, and she still lived! She had told him and he
+had not cursed her, he had not struck her to the ground, he had not even
+succeeded in putting her from him! She had told him, and the world still moved
+about her, his gold watch, which lay on the table on a level with her head,
+still ticked, the dog still barked in the field below. Miss Peacock&rsquo;s
+voice could still be heard, invoking Calamy&rsquo;s presence. She had told him,
+and he was still her father, nay, if she was not deceived, he was more truly
+her father, nearer to her, more her own, than he had ever been before.
+</p>
+
+<p>
+Presently, &ldquo;Ovington&rsquo;s son! Ovington&rsquo;s son!&rdquo; he
+muttered in a tone of wonder. &ldquo;Good God! Couldn&rsquo;t you find a
+man?&rdquo;
+</p>
+
+<p>
+&ldquo;He is a man,&rdquo; she pleaded, &ldquo;indeed, indeed, he is!&rdquo;
+</p>
+
+<p>
+&ldquo;Ay, and you are a woman!&rdquo; bitterly. &ldquo;Fire and tow! A few
+kisses and you are aflame for him. For shame, girl, for shame! And how am I to
+be sure it&rsquo;s no worse? Ain&rsquo;t you ashamed of yourself?&rdquo;
+</p>
+
+<p>
+She shivered, but she was silent.
+</p>
+
+<p>
+&ldquo;Deceiving your father when he was blind!&rdquo;
+</p>
+
+<p>
+She clung to him. He felt her trembling convulsively.
+</p>
+
+<p>
+After that he sat for a time as if exhausted, suffering her embrace, and silent
+save when at rare intervals an oath broke from him, or, in a gust of passion,
+he struck his hand on the arm of his chair. Once, &ldquo;My father would
+ha&rsquo; spurned you from the house,&rdquo; he cried, &ldquo;you jade.&rdquo;
+She did not answer, and a new idea striking him, he sat up sharply. &ldquo;But
+what&mdash;what the devil is all this about? What&rsquo;s all this, if
+it&rsquo;s over and&mdash;and done with?&rdquo; His tone was almost jubilant.
+&ldquo;If he&rsquo;s off with it? Maybe, girl, I&rsquo;ll forgive you, bad as
+you&rsquo;ve been, if&mdash;if that&rsquo;s so. Do you say it&rsquo;s
+over?&rdquo;
+</p>
+
+<p>
+&ldquo;No, no!&rdquo; she cried. &ldquo;He came&mdash;&mdash;&rdquo;
+</p>
+
+<p>
+&ldquo;You told me&mdash;&mdash;&rdquo;
+</p>
+
+<p>
+&ldquo;He came to say good-bye to me, because&mdash;&mdash;&rdquo; And then in
+words the most moving that she could find, words sped from her heart, winged by
+her love, she explained Clement&rsquo;s errand, the position at the bank, the
+crisis, the menace of ruin, the need of help.
+</p>
+
+<p>
+The Squire listened, his business instincts aroused, until he grasped her
+meaning. Then he struck his hand on the table. &ldquo;And he thought that I
+should help them!&rdquo; he cried, with grim satisfaction. &ldquo;He thought
+that, did he?&rdquo; And he would not listen to her protests that it was not
+Clement, that it was not Clement, it was she who&mdash;&ldquo;He thought that?
+I see it now, I see it all! But the fool, the fool, to think that! Why, I
+wouldn&rsquo;t stretch out my little finger to save his father from hell! And
+he thought that? He took me for as big a fool as the silly girl he had
+flattered and lured, and thought he could use, to save them from perdition! As
+if he had not done me harm enough! As if he hadn&rsquo;t stolen my daughter
+from me, he&rsquo;d steal my purse! Why, he must be the most d&mdash;d
+impudent, cunning thief that ever trod shoe leather. He must be a cock of a
+pretty hackle, indeed. He should go far, by G&mdash;d, with the nerve he has.
+Far, by G&mdash;d! My daughter first and my purse afterwards! This son of an
+upstart, whose grandfather would have sat in my servants&rsquo; hall,
+he&rsquo;d steal my&mdash;&mdash;&rdquo;
+</p>
+
+<p>
+&ldquo;No, no!&rdquo; she protested.
+</p>
+
+<p>
+&ldquo;Yes, yes! Yes, yes! But he&rsquo;ll find that he&rsquo;s not got a girl
+to deal with now! Help him? Save his bank? Pluck him from the debtors&rsquo;
+prison he&rsquo;s due to rot in! Why, I&rsquo;ll see him&mdash;in hell
+first!&rdquo;
+</p>
+
+<p>
+She had risen and moved from him. She was standing on the other side of the
+table now. &ldquo;He saved your life!&rdquo; she cried. And she, too, was
+changed. She spoke with something of his passion. &ldquo;He saved your
+life!&rdquo; she repeated, and she stamped her foot on the floor.
+</p>
+
+<p>
+&ldquo;Well, the devil thank him for it!&rdquo; the Squire cried with zest.
+&ldquo;And you,&rdquo; with fresh anger, &ldquo;do you begone, girl! Get out of
+my room before you try my patience too far!&rdquo; He waved his stick at her.
+&ldquo;Go, or I&rsquo;ll call up Calamy and have you put out! Do you hear? Do
+you hear? You ungrateful, shameless slut! Go!&rdquo;
+</p>
+
+<p>
+She had fancied victory, incredible, unhoped-for-victory to be almost within
+her grasp; and lo, it was dashed from her hand, it was farther from her than
+ever. And she could do no more. Courage, strength, hope were spent, shaken as
+she was by the emotions of the past hour. She could no no more; a little more
+and he might strike her. She crept out weeping, and went, blinded by her tears,
+up the stairs, up, stair by stair, to hide herself in her room. There had been
+a moment when she had fancied that he was melting, but all had been in vain.
+She had come close to him, but in the end he had put her from him. He had
+thrust her farther from him than before. Her only consolation, if consolation
+she had, was that she had spoken, that the truth was known, that she had no
+longer any secret to weigh her down. But she had failed.
+</p>
+
+</div><!--end chapter-->
+
+<div class="chapter">
+
+<h2><a name="chap30"></a>CHAPTER XXX</h2>
+
+<p>
+Meantime the old man, left to himself, sat for a while, deeply moved. He
+breathed quickly, wiping his brow from time to time with a hand that trembled,
+and for some minutes it was upon the last and the least unwelcome aspect of the
+matter that he dwelt. So that was the point of it all, was it? That was the end
+and the aim of this clandestine, this disgraceful intrigue! This conspiracy!
+They had made this silly woman-child, soft like all her sex, their puppet, and
+using her they had thought that he, too, might be drawn into their game and
+used and exploited for their profit. But they had been mad, mad, as they would
+learn, to think it. They must have been mad to dream of it. Or desperate. Ay,
+that must be it. Desperate!
+</p>
+
+<p>
+But as he grew cooler, and the first impulse, so natural in him, to pin his
+enemies and shake them, began to lose its force, less pleasant aspects of the
+matter rose before him. For the girl and her nonsense and her bad, bad
+behavior, he did not tell himself, he would not allow, that it was that which
+hurt him most. On the contrary, he affected to put that from him&mdash;for the
+time. He told himself and strove to believe that he could deal with it when it
+pleased him. He could easily put an end to that folly. Girls were only girls,
+and she&rsquo;d forget. He would deal with that later.
+</p>
+
+<p>
+But Arthur&rsquo;s five thousand&mdash;that would be lost, if the girl&rsquo;s
+story were true. Five thousand! It was a fine sum and a d&mdash;d pity! The
+Squire&rsquo;s avarice rose in arms as he thought of it. Five thousand! And
+that silly woman, Arthur&rsquo;s mother&mdash;he would have to provide for her.
+She would be penniless, almost penniless.
+</p>
+
+<p>
+And Arthur himself? Confound him, what had the lad been doing? Why had he been
+silent about the bank&rsquo;s difficulties and the peril in which his money
+stood? For, it was only two days ago that he had denied the existence of any
+peril. And then, again, what was this story about that unlucky night which had
+cost him his sight? If it really was young Ovington who had come to his rescue
+and beaten off Thomas, why had not Arthur said so? Why had he never let fall a
+single word about him, never mentioned the young fellow&rsquo;s name, never
+given him the credit that&mdash;that was certainly due to him, rogue as he was,
+if this story were true. There was something odd about that&mdash;the Squire
+moved uneasily in his chair&mdash;something underhand and&mdash;and fishy! He
+had a glimpse of Arthur in a new light, and he did not like what he saw.
+</p>
+
+<p>
+He liked it almost less, if that were possible, than he liked another
+thing&mdash;the idea that this young Ovington&rsquo;s silence was creditable to
+him. If it were indeed he who had done the thing, why had he been quiet all
+this time, and never even said &ldquo;I did it&rdquo;? If a gentleman had
+behaved after that fashion, the Squire would have known what to think of it.
+But that this low-bred young cub, who had behaved so disgracefully to his
+daughter, should bear himself in that way&mdash;no, he was not going to believe
+it. After all, the world wasn&rsquo;t turned upside down to that extent.
+</p>
+
+<p>
+No! For in his connection with the girl the young scamp had shown what he
+was&mdash;a sneaking, underhand, interloping puppy. In connection with his
+girl! As he thought of it, the veins swelled on the Squire&rsquo;s forehead and
+he shook with rage. His girl! &ldquo;Damn him! Damn him!&rdquo; he cried,
+trembling with passion. And again and again he cursed the man who had dared to
+raise his eyes to a Griffin&mdash;who had stolen his child&rsquo;s heart from
+him. No fate, no punishment, no lot was too bad for such a one. Help him! Help
+him, indeed!
+</p>
+
+<p>
+The Squire laughed mirthlessly at the notion.
+</p>
+
+<p>
+After that there remained only his daughter to think of, and as he came back to
+her and to her share in the matter, more, far more than he wished, recurred to
+his memory: her prayers and her pleading, her clinging arms and her caresses,
+the tears that had fallen on his hands, her warm, slender body pressed against
+his. He could not forget the sound of her voice in his ears, nor the touch of
+her hand, nor the feel of her body. Words that she had used returned and beat
+on his old heart, and beat and beat again, tormenting him, trying him,
+softening, ay, softening him. He thought of the boy, dead these many years at
+Alexandria, and, yes, she was all that he had, all. And he must thwart her, he
+must make her unhappy. It was his duty. She knew not what she asked. And she
+had behaved ill, ay, very ill.
+</p>
+
+<p>
+But on that, with a vividness which the reflection had never assumed
+before&mdash;for the old man, like other old men, did not feel old&mdash;he saw
+that he had but a very short span to live&mdash;a year or two, or it might be
+three or four years. The last page of his life was all but turned, the book was
+near its end. Two or three years and all that he treasured would be hers. Even
+now he was dependent on her for care and affection, and to the last he must be
+dependent. A little while and she would be alone, her own mistress; and he who
+had ruled his lands and his people for more than half a century would be a
+memory. A memory of what?
+</p>
+
+<p>
+Again, and yet again, he felt her arms about his knees, her little head pressed
+against his breast. Again and yet again her tears, her prayers beat upon his
+heart. She was a silly woman-child, a fool; but a dear fool, made dear to him
+in the very hour of her misbehavior. It was his duty to deny her. It was for
+him to order, for her to obey. And yet, &ldquo;He saved your life!&rdquo; that
+cry so oft repeated, so often dinned into his ears, that, too, came back to
+him. And before he was aware of it he was wondering what manner of man this
+young fellow was, what spell he had woven about the girl, whence his power over
+her.
+</p>
+
+<p>
+And why had the man been silent about that night? Had he in truth intended to
+beard him and claim her in the road that morning&mdash;when they met? He
+remembered it.
+</p>
+
+<p>
+The son of that man, Ovington! Lord Almighty! It could hardly be worse. And yet
+&ldquo;He saved your life!&rdquo; The Squire could not get over that&mdash;if
+it were true. If it were really true.
+</p>
+
+<p>
+He thought upon it long, forced out of the usual current of his life. Miss
+Peacock, bringing up his frugal luncheon, found him silent, sunk low in his
+chair, his chin upon his breast. So he appeared when anyone stole in during the
+next two hours to attend to the fire or to light his pipe. Calamy, safe outside
+the door, uttered his misgivings. &ldquo;It&rsquo;s the torpor,&rdquo; he told
+Miss Peacock, shaking his head. &ldquo;That&rsquo;s how it takes them before
+the end, miss. I&rsquo;ve seen it often. The torpor! He&rsquo;ll not be long
+now!&rdquo;
+</p>
+
+<p>
+Miss Peacock scolded the butler, but was none the less impressed, and presently
+she sought Josina, who was lying down in her room with a headache. She imparted
+her fears to the girl, and unwillingly Jos rose, and bathed her face and tidied
+her hair, and by and by came out. She must take up the burden of life again.
+</p>
+
+<p>
+By that time Miss Peacock had disappeared, and Josina went down alone. Half-way
+down the upper flight she halted, for she heard a slow, heavy step descending
+the stairs below her. She looked down the well of the staircase, and to her
+astonishment she saw her father going down before her, stair by stair, his hand
+on the rail, a paper and his stick in the other hand. It was not the first time
+that he had done such a thing, but hitherto some one had always gone with him,
+to aid him should aid be necessary.
+</p>
+
+<p>
+Josina&rsquo;s first impulse was to hurry after him, but seeing the paper in
+his hand and recognizing, as she fancied, the agreement that he had signed on
+the Saturday, she followed him softly, without letting him know that she was
+there. He reached the foot of the staircase, and with an accustomed hand he
+groped for and found the door of the dining-room. He pushed open the door and
+went in. He closed the door behind him, and distinctly&mdash;the house was very
+quiet, it was the dead of the afternoon&mdash;she heard him turn the key in the
+lock.
+</p>
+
+<p>
+That alarmed her, for if he fell or met with an accident, there would be a
+difficulty in assisting him. She moved to the door and listened. She heard him
+passing slowly and carefully across the floor, she heard the table creak under
+his hand, as he reached it. A moment later her ear caught the jingle of a bunch
+of keys.
+</p>
+
+<p>
+His visit had a purpose, then. He might be going to deposit the lease, but she
+could not imagine where. His papers were in his own room or in his bedroom. And
+Calamy had the wine, it could not be that he wanted. For a moment her thoughts
+reverted to her own trouble, and she sighed. Then she caught again the jingle
+of keys, and she listened, her head bent low. What could he be doing? And would
+he be able to find the door again?
+</p>
+
+<p>
+Presently the silence was broken by an oath, followed by a rustling sound, as
+if he were handling papers. This lasted for quite a minute, and then there came
+from the room a strange, half-strangled cry, a cry that stopped the beating of
+her heart. She seized the handle of the door and turned it, shook it. But the
+door, as she knew, was locked, and, terrified, she cried, &ldquo;Father!
+Father! What is it? What is it?&rdquo; She beat on the door.
+</p>
+
+<p>
+He did not answer, but she heard him coming towards her, moving at random,
+striking against the table, overturning a chair. She trembled for him; he might
+fall at any moment, and the door was locked. But he did not fall. He reached
+the door and turned the key. The door opened. She saw him.
+</p>
+
+<p>
+Her fears had not been baseless. The light in the doorway was poor on that
+cheerless December day, but it was enough to show her that the Squire&rsquo;s
+face was distorted and drawn, altered by some strange shock. And he was shaking
+in all his limbs. The moment that she touched him he gripped her arm, and
+&ldquo;Come here! Come here!&rdquo; he ordered, his voice piping and high.
+&ldquo;Lock the door! Lock the door, girl!&rdquo; And when she had done this,
+&ldquo;Do you see that cupboard? D&rsquo;you see it?&rdquo;
+</p>
+
+<p>
+She was alarmed, for, whatever might be its cause, she was sure that the
+excitement under which he labored was dangerous for him. But she had her wits
+about her, and the nerved herself to do what he wanted. She saw the open
+cupboard, of the existence of which she had not known, but she showed no
+surprise. &ldquo;Yes, I see it, sir,&rdquo; she said. She put his arm through
+hers, striving to calm him by her presence.
+</p>
+
+<p>
+He drew her across the room till they stood before the cupboard. &ldquo;Do you
+see a box?&rdquo; he demanded, hardly able to articulate the words in his
+haste. &ldquo;Ay? Then do you look in it, girl! Look in it. What is there in
+it? Tell me, girl. Tell me quick! What is in it?&rdquo;
+</p>
+
+<p>
+The box, its lid raised, stood on the shelf before him, and he laid his
+trembling hand on it. She looked into it. &ldquo;It is empty, sir,&rdquo; she
+said.
+</p>
+
+<p>
+&ldquo;Empty? Quite empty?&rdquo;
+</p>
+
+<p>
+&ldquo;Yes, sir, quite empty.&rdquo;
+</p>
+
+<p>
+&ldquo;Nothing in it?&rdquo; desperately. &ldquo;Are you sure, girl? Can you
+see nothing? Nothing?&rdquo;
+</p>
+
+<p>
+&ldquo;Nothing, sir, I am quite sure,&rdquo; she said. &ldquo;There is nothing
+in it.&rdquo;
+</p>
+
+<p>
+&ldquo;No papers?&rdquo;
+</p>
+
+<p>
+&ldquo;No, sir, no papers.&rdquo;
+</p>
+
+<p>
+An idea seemed to strike him. &ldquo;They may ha&rsquo; fallen on the
+floor,&rdquo; he exclaimed. &ldquo;Look! Look all about, girl! Look! Ah,&rdquo;
+and there was something like agony in the cry, &ldquo;curse this blindness! I
+am helpless, helpless as a child! Can you see no papers&mdash;on the floor,
+wench! Thin papers? No? Nor on the shelves?&rdquo;
+</p>
+
+<p>
+&ldquo;No, sir. There is the lease you signed on Saturday. That is all.&rdquo;
+</p>
+
+<p>
+&ldquo;For God&rsquo;s sake, make no mistake, make no mistake, girl!&rdquo; he
+cried in irrepressible agitation. &ldquo;Look! Look &rsquo;em over. Two
+papers&mdash;thin papers&mdash;no great size they are.&rdquo;
+</p>
+
+<p>
+She saw that there was something very much amiss, and she searched carefully,
+but there were no loose papers to be seen. There were boxes on one shelf and
+bundles of deeds below them, and a great many packets of letters on a shelf
+above them, but all tied up. She could see no loose papers. None!
+</p>
+
+<p>
+He seemed on the verge of collapse, but a new thought came to his support, and
+he drew her, almost as if he could see, to the other side of the hearth. There
+he felt for and found the moulding of the panel, he fumbled for the keyhole.
+But his shaking hands would not do his will, and with a tremulous curse he gave
+the key to her, and obeying his half-intelligible directions, she unlocked and
+threw wide first the panel and then the door of the second cupboard.
+</p>
+
+<p>
+&ldquo;Two small papers! Thin papers!&rdquo; he reiterated. &ldquo;Look! Look,
+girl! Are they there? Some one may have moved them. He may have put them here.
+Search, girl, search!&rdquo;
+</p>
+
+<p>
+But though she obeyed him, looking everywhere, a single glance showed her that
+there were no two papers there, papers such as he had described. She told him
+what she saw&mdash;the bundles of ancient deeds, the tarnished plate, the jewel
+cases.
+</p>
+
+<p>
+&ldquo;But no&mdash;no loose papers?&rdquo;
+</p>
+
+<p>
+&ldquo;No, sir, I can see none.&rdquo;
+</p>
+
+<p>
+Convinced at last, he uttered an exceeding bitter cry, a cry that went to the
+girl&rsquo;s heart. &ldquo;Then he has robbed me!&rdquo; he said. &ldquo;He has
+robbed me! A Griffin, and he has robbed me! Get&mdash;get me a chair,
+girl.&rdquo;
+</p>
+
+<p>
+Horrified, she helped him to a chair, and he sank into it, and with a shaking
+hand he sought for his handkerchief and wiped the moisture from his lips. Then
+his hands fell until they rested on his lap, his chin dropped on his breast.
+Two tears ran down his withered cheeks. &ldquo;A Griffin!&rdquo; he whispered.
+&ldquo;A Griffin! And he has robbed me!&rdquo;
+</p>
+
+</div><!--end chapter-->
+
+<div class="chapter">
+
+<h2><a name="chap31"></a>CHAPTER XXXI</h2>
+
+<p>
+In Aldersbury there had been a simmering of excitement through all the hours of
+that Monday. At the corner of the Market Place on which the little statue of
+the ancient Prince looked down, in the shops on Bride Hill, in the High Street
+under the shadow of St. Juliana&rsquo;s, knots of people had gathered,
+discussing, some with scared faces and low voices, others with the gusto of
+unconcern, the rumors of troubles that came through from Chester, from
+Manchester, from the capital; that fell from the lips of guards in inn-yards,
+and leaked from the boots of coaches before the Lion. Gibbon&rsquo;s, one of
+the chief banks at Birmingham, had closed its doors, Garrard&rsquo;s had
+stopped payment at Hereford, there was panic on the stones in Manchester, a
+bank had failed at Liverpool. It was reported that a director had hung himself,
+a score had fled to Boulogne, dark stories of &rsquo;15 and &rsquo;93 were
+revived. It was asserted that the Bank of England had run out of gold, that
+cash payments would be again suspended. In a dozen forms these and wilder
+statements ran from mouth to mouth, gathered weight as they went, blanched
+men&rsquo;s faces and turned traders&rsquo; hearts to water. But the worst, it
+was agreed, would not be known until the afternoon coaches came in and brought
+the mails from London. Then&mdash;ah, then, people would see what they would
+see!
+</p>
+
+<p>
+Idle men, with empty pockets, revelled in news which promised to bring all to
+their level. And malice played its part. Wolley, who had little but a
+debtor&rsquo;s prison in prospect, was in town and talking, bent on revenge,
+and the few who had already withdrawn their accounts from Ovington&rsquo;s were
+also busy; foxes who had lost their tails, they felt themselves marked men
+until others followed their example. Meanwhile, Purslow and such as were in his
+case lay low, sweated in their shop-parlors, conned their ledgers with haggard
+faces, or snarled at their womenfolk. Gone now was the pride in stock and
+scrip, and bounding profits! Gone even the pride in a directorship.
+</p>
+
+<p>
+Purslow, perhaps, more than anyone was to be pitied. A year before he had been
+prosperous, purse-proud, free from debt, with a good business. Now his every
+penny was sunk in unsaleable securities, his credit was pledged to the bank,
+his counter was idle, while trade creditors whom in the race for wealth he had
+neglected were pressing him hard. Worst of all, he did not know where he could
+turn to obtain even the small sum needed to pay the next month&rsquo;s wages.
+</p>
+
+<p>
+But, though the pot was boiling in Aldersbury as elsewhere, it did not at once
+boil over. The day passed without any serious run on either of the banks. Men
+were alarmed, they got together in corners, they whispered, they marked with
+jealous eyes who entered and who left the banks. They muttered much of what
+they would do on the morrow, or when the London mail came in, or when they had
+made up their minds. But to walk into Ovington&rsquo;s and face the clerks and
+do the deed required courage; and for the most part they were not so convinced
+of danger, or fearful of loss, as to be ready to face the ordeal. They might
+draw their money and look foolish afterwards. Consequently they hung about,
+putting off the act, waiting to see what others would do. The hours slipped by
+and the excitement grew, but still they waited, watching their neighbors and
+doing nothing, but prepared at any moment to rush in and jostle one another in
+their panic.
+</p>
+
+<p>
+&ldquo;By G&mdash;d, I&rsquo;ll see I get my money!&rdquo; said one. &ldquo;You
+wait, Mr. Lello! You wait and&mdash;&mdash;&rdquo;
+</p>
+
+<p>
+In another part, &ldquo;I&rsquo;d draw it, I&rsquo;d draw it, Tom, if I were
+you! After all, it&rsquo;s your own money. Why, confound it, man, what are you
+afraid of?&rdquo;
+</p>
+
+<p>
+&ldquo;I ain&rsquo;t afraid of anything,&rdquo; Tom replied surlily. &ldquo;But
+Ovington gave me a leg-up last December, and I&rsquo;m hanged if I like to go
+in and&mdash;&mdash;&rdquo;
+</p>
+
+<p>
+&ldquo;And ask for your own? Well, you are a ninny!&rdquo;
+</p>
+
+<p>
+&ldquo;Maybe. May&mdash;be,&rdquo; jingling the money in his fob. &ldquo;But
+I&rsquo;ll wait. I&rsquo;ll wait till to-morrow. No harm done afore
+then!&rdquo;
+</p>
+
+<p>
+A third had left Dean&rsquo;s under a cloud, and if he quarrelled with
+Ovington&rsquo;s, where was he to go? While a fourth had bills falling due, and
+did not quite see his way. He might be landing a trout and losing a salmon. He
+would see how things went. Plenty of time!
+</p>
+
+<p>
+But though this was the general attitude, and the Monday passed without a run
+of any consequence, a certain number of accounts were closed, and the
+excitement felt boded ill for the morrow. It waxed rather than waned as the day
+went on, and Ovington&rsquo;s heart would have been heavy and his alarm keen if
+the one had not been lightened and the other dispersed by the good news which
+Arthur had brought from Garth that morning&mdash;the almost incredibly good
+news!
+</p>
+
+<p>
+Aldersbury, however, was in ignorance of that news, and when Clement issued
+from the bank a few minutes after the doors had closed, there were still knots
+of people hanging about the corners of the Market Place, watching the bank. He
+viewed them with a sardonic eye, and could afford to do so; for his heart was
+light like his father&rsquo;s, and he could smile at that which, but for the
+good news of the morning, would have chilled him with apprehension. He turned
+from the door, intending to seek the Lime-Walks by the river, and, late as it
+was, to get a breath of fresh air after the confinement of the day. But his
+intention was never carried out. He had not gone half a dozen yards down the
+street before his ear caught the sound of a horse breasting Bride Hill at an
+unusual pace, and something in the speed at which it approached warned him of
+ill. He waited, and his fears were confirmed. The vehicle, a gig, drew up at
+the door of the bank, and the driver, a country lad, began to get down. Clement
+retraced the half-dozen steps that he had taken.
+</p>
+
+<p>
+&ldquo;Who is it you want?&rdquo; he asked.
+</p>
+
+<p>
+The lad sat down again in his seat. &ldquo;Be Mr. Arthur here, sir?&rdquo; he
+inquired.
+</p>
+
+<p>
+&ldquo;Mr. Bourdillon?&rdquo;
+</p>
+
+<p>
+&ldquo;Ay, sure, sir.&rdquo;
+</p>
+
+<p>
+&ldquo;No, he is not.&rdquo;
+</p>
+
+<p>
+&ldquo;Well, I be to follow &rsquo;ee wheresomever he be, axing your
+pardon!&rdquo;
+</p>
+
+<p>
+&ldquo;I&rsquo;m afraid you can&rsquo;t do that, my lad,&rdquo; Clement
+explained. &ldquo;He&rsquo;s gone to London. He went by coach this
+morning.&rdquo;
+</p>
+
+<p>
+The lad scratched his head. &ldquo;O Lord!&rdquo; he said. &ldquo;What be I to
+do? I was to bring him back, whether or no. Squire&rsquo;s orders.&rdquo;
+</p>
+
+<p>
+&ldquo;Squire Griffin?&rdquo;
+</p>
+
+<p>
+&ldquo;Ay, sure, sir. He&rsquo;s in a taking, and mun see him, whether or no!
+Mortal put about he were!&rdquo;
+</p>
+
+<p>
+Clement thought rapidly, the vague alarm which he had felt taking solid shape.
+What if the Squire had repented of his generosity? What if the help,
+heaven-sent, beyond hope and beyond expectation, which had removed their fears,
+were after all to fail them? Clement&rsquo;s heart sank. &ldquo;Who sent
+you?&rdquo; he asked. &ldquo;The young lady?&rdquo;
+</p>
+
+<p>
+&ldquo;Ay, sure. And she were in a taking, too. Crazy she were.&rdquo;
+</p>
+
+<p>
+Clement leapt to a decision. He laid his hand on the rail of the gig.
+&ldquo;Look here,&rdquo; he said. &ldquo;You&rsquo;d better take me out
+instead, and, at any rate, I can explain.&rdquo;
+</p>
+
+<p>
+&ldquo;But it were Mr. Arthur&mdash;&mdash;&rdquo;
+</p>
+
+<p>
+&ldquo;I know, but he&rsquo;s half-way to London by now. And he won&rsquo;t be
+back till Thursday.&rdquo;
+</p>
+
+<p>
+He climbed up, and the lad accepted his decision and turned the horse. They
+trotted down the hill between the dimly lighted shops, past observers who
+recognized the Garth gig, by groups of men who loitered and shivered before the
+tavern doors. They swung sharply into Maerdol, where the peaks of the gables on
+either hand rose against a pale sky, and a moment later they were crossing the
+bridge, and felt the cold waft of the river breeze on their faces. Two minutes
+saw them trotting steadily across the open country, the lights of the town
+behind them.
+</p>
+
+<p>
+Clement sat silent, lost in thought, wondering if he were doing right, and
+fearing much that the Squire had repented of his generosity and was minded to
+recall it. If that were so, the awakening from the hopes which he had raised,
+and the dream of security in which they had lost themselves, would be a cruel
+shock. Clement shrank from thinking what its effect would be on his father,
+whose relief had betrayed the full measure of his fears. And his own case was
+hardly better, for it was not only his fortune that was at stake and that he
+had thought saved. He had given rein, also, to his hopes. He had let them carry
+him far into a roseate country where the sun shone and Josina smiled, and all
+the difficulties that had divided them melted into air. There might be need of
+time and patience; but with time and patience he had fancied that he might win
+his way.
+</p>
+
+<p>
+It was cruel, indeed, then if the old man at Garth had changed his mind, if he
+had played with them, only to deceive them, only to disappoint them! And
+Clement could not but fear that it was so. The closing day, the wintry air, the
+prospect before him, as they swung across the darkening land, seemed to confirm
+his fears and oppress him with misgivings. A long cloud, fish-shaped, hung
+lowering across the western sky; below it, along the horizon, a narrow strip of
+angry yellow, unnaturally bright, threw the black, jagged outline of the hills
+into violent contrast, and shed a pale light on the intervening plain. Ay, he
+feared the worst. He could think of nothing else that could be the cause of
+this sudden, this agitated summons. The Squire must have repented. He had
+changed his mind, and&mdash;&mdash;
+</p>
+
+<p>
+But here they were at the bridge. The cottages of the hamlet showed here and
+there a spark of light. They turned to the left, and five minutes
+later&mdash;the horse quickening its pace as they approached its
+stable&mdash;they were winding up the sunken drive under the stark limbs of the
+beeches. The house stood above them, a sombre pile, its chimneys half obscured
+by the trees.
+</p>
+
+<p>
+Heavily Clement let himself down, to find Calamy at his elbow. The man had been
+waiting for him in the dimly lighted doorway. &ldquo;Mr. Bourdillon has gone to
+London,&rdquo; Clement explained. &ldquo;I have come instead if I can be of any
+use.&rdquo; Then he saw that the butler did not know him, and &ldquo;I am Mr.
+Clement Ovington,&rdquo; he added. &ldquo;You&rsquo;d better ask your master if
+he would like to see me.&rdquo;
+</p>
+
+<p>
+&ldquo;There&rsquo;s times when the devil&rsquo;d be welcome,&rdquo; the man
+replied bluntly. &ldquo;It&rsquo;s tears and lamentations and woe in the house
+this night, but God knows what it&rsquo;s all about, for I don&rsquo;t. Come
+in, come in, sir, in heaven&rsquo;s name, but I&rsquo;m fearing it&rsquo;s
+little good. The devil has us in his tail, and if the master goes through the
+night&mdash;but this way, sir&mdash;this way!&rdquo;
+</p>
+
+<p>
+He opened a door on the left of the hall, pushed the astonished Clement into
+the room, and over his shoulder, &ldquo;Here&rsquo;s one from the bank, at any
+rate,&rdquo; he proclaimed. &ldquo;Maybe he&rsquo;ll do.&rdquo;
+</p>
+
+<p>
+Clement took in the scene as he entered, and drew from it an instant impression
+of ill. The room was in disorder, lighted only by a pair of candles, the
+slender flames of which were reflected, islanded in blackness, in the two tall
+windows that, bald and uncurtained, let in the night. The fire, a pile of wood
+ashes neglected or forgotten, was almost out, and beside it a cupboard-door
+gaped widely open. A chair lay overturned on the floor, and in another sat the
+Squire, gaunt and upright, muttering to himself and gesticulating with his
+stick, while over him, her curls falling about her neck, her face tragic and
+tear-stained, hung his daughter, her shadow cast grotesquely on the wall behind
+her. She had a glass in her hand, and by her on the table, from which the cloth
+had fallen to the floor, stood water and a medicine bottle.
+</p>
+
+<p>
+In their absorption neither of the two had heard Calamy&rsquo;s words, and for
+a moment Clement stood in doubt, staring at them and feeling that he had been
+wrong to come. The trouble, whatever it was, could not be what he had feared.
+Then, as he moved, half minded to withdraw, Josina heard him, and turned. In
+her amazement, &ldquo;Clement!&rdquo; she cried. &ldquo;You!&rdquo;
+</p>
+
+<p>
+The Squire turned in his chair. &ldquo;Who?&rdquo; he exclaimed.
+</p>
+
+<p>
+&ldquo;Who&rsquo;s there? Has he come?&rdquo;
+</p>
+
+<p>
+The girl hesitated. The hand that rested on the old man&rsquo;s shoulder
+trembled. Then&mdash;oh, bravely she took her courage in her hands, and
+&ldquo;It is Clement who has come,&rdquo; she said&mdash;acknowledging him so
+firmly that Clement marvelled to hear her.
+</p>
+
+<p>
+&ldquo;Clement?&rdquo; The old man repeated the word mechanically, and for a
+moment he sought in his mind who Clement might be. Then he found the answer,
+and &ldquo;One of them, eh?&rdquo; he muttered&mdash;but not in the voice that
+Clement had anticipated. &ldquo;So he won&rsquo;t face me? Coward as well as
+rogue, is he? And a Griffin! My God, a Griffin! So he&rsquo;s sent him?&rdquo;
+</p>
+
+<p>
+&ldquo;Where is Arthur?&rdquo; Josina asked sharply.
+</p>
+
+<p>
+&ldquo;He left for London this morning&mdash;by the coach.&rdquo;
+</p>
+
+<p>
+&ldquo;Ay, ay,&rdquo; the Squire said. &ldquo;That&rsquo;s it.&rdquo;
+</p>
+
+<p>
+Clement plucked up courage. &ldquo;And hearing that you wanted him, I came to
+explain. I feared from what the messenger said that there was something
+amiss.&rdquo;
+</p>
+
+<p>
+&ldquo;Something amiss!&rdquo; The Squire repeated the words in an
+indescribable tone. &ldquo;That&rsquo;s what he calls it! Something
+amiss!&rdquo;
+</p>
+
+<p>
+Clement looked from one to the other. &ldquo;If there is anything I can
+do?&rdquo;
+</p>
+
+<p>
+&ldquo;You?&rdquo; bluntly. &ldquo;Why, you be one of them!&rdquo;
+</p>
+
+<p>
+&ldquo;No!&rdquo; Josina interposed. &ldquo;No, father. He has no part in it! I
+swear he has not!&rdquo;
+</p>
+
+<p>
+But, &ldquo;One of them! One of them!&rdquo; the Squire repeated in the same
+stubborn tone, yet without lifting his voice.
+</p>
+
+<p>
+&ldquo;No!&rdquo; Josina repeated as firmly as before; and the hand that rested
+on her father&rsquo;s shoulder slid round his neck. She held him half embraced.
+&ldquo;But he may tell you what has happened. He may explain, sir?&rdquo;
+</p>
+
+<p>
+&ldquo;Explain!&rdquo; the Squire muttered. Contempt could go no farther.
+</p>
+
+<p>
+&ldquo;Shall I tell him, sir?&rdquo;
+</p>
+
+<p>
+&ldquo;You&rsquo;re a fool, girl! The man knows.&rdquo;
+</p>
+
+<p>
+&ldquo;I am sure he does not!&rdquo; she said.
+</p>
+
+<p>
+Again Clement thought that it was time to interpose, &ldquo;Indeed I do not,
+sir,&rdquo; he said. &ldquo;I am entirely in the dark.&rdquo; In truth, looking
+on what he did, seeing before him the unfamiliar room, the dark staring
+windows, and the old man so unlike himself and so like King Lear or some figure
+of tragedy, he was tempted to think the scene a dream. &ldquo;If you will tell
+me what is the matter, perhaps I can help. Arthur left this morning for London.
+He went to raise the money with which he was entrusted&mdash;&mdash;&rdquo;
+</p>
+
+<p>
+&ldquo;Entrusted?&rdquo; the Squire cried with something of his old energy. He
+raised his head and struck the floor with his stick. &ldquo;Entrusted?
+That&rsquo;s what you call it, is it?&rdquo;
+</p>
+
+<p>
+Clement stared. &ldquo;I don&rsquo;t understand,&rdquo; he said.
+</p>
+
+<p>
+&ldquo;What did he tell you?&rdquo; Josina asked. &ldquo;For heaven&rsquo;s
+sake speak, Clement! Tell us what he told you.&rdquo;
+</p>
+
+<p>
+&ldquo;Ay,&rdquo; the Squire chimed in. &ldquo;Tell us how you managed it. Now
+it&rsquo;s done, let&rsquo;s hear it.&rdquo; For the time scorn, a weary kind
+of scorn, had taken the place of anger and subdued him to its level.
+</p>
+
+<p>
+But Clement was still at sea. &ldquo;Managed it?&rdquo; he repeated.
+&ldquo;What do you&mdash;&mdash;&rdquo;
+</p>
+
+<p>
+&ldquo;Tell us, tell us&mdash;from the beginning!&rdquo; Jos cried, at the end
+of her patience. &ldquo;About this money? What did Arthur tell you? What did he
+tell you&mdash;this morning?&rdquo;
+</p>
+
+<p>
+Then for the first time Clement saw what was in question, and he braced himself
+to meet the shock which he foresaw. &ldquo;He told us,&rdquo; he said,
+&ldquo;what Mr. Griffin had consented to do&mdash;that he had given him
+securities for twelve thousand pounds for the use of the bank and to support
+its credit. He had the stock with him, and he received from the bank, in return
+for it, an undertaking to replace the amount two months after date with
+interest at seven per cent. It was thought best that he should take it to
+London himself, as it was so large a sum and time was everything. And he went
+by the coach this morning&mdash;to realize the money.&rdquo;
+</p>
+
+<p>
+Josina shivered. &ldquo;He took it without authority,&rdquo; she said, her
+voice low.
+</p>
+
+<p>
+&ldquo;He stole it,&rdquo; the Squire said, &ldquo;out of that cupboard.&rdquo;
+</p>
+
+<p>
+&ldquo;Oh, but that&rsquo;s impossible, sir!&rdquo; Clement replied with
+eagerness. He felt an immense relief, for he thought that he saw light. He took
+note of the Squire&rsquo;s condition, and he fancied that his memory, if not
+his mind, had given way. He had forgotten what he had done. That was it!
+&ldquo;That&rsquo;s impossible, sir,&rdquo; he repeated firmly. &ldquo;He had a
+proper transfer of the stock&mdash;India Stock it was&mdash;signed and
+witnessed and all in order.&rdquo;
+</p>
+
+<p>
+&ldquo;Signed and witnessed?&rdquo; the Squire ejaculated. &ldquo;Signed
+and&mdash;signed, your grandmother! So that&rsquo;s your story, is it? Signed
+and witnessed, eh?&rdquo;
+</p>
+
+<p>
+But Clement was beginning to be angry. &ldquo;Yes, sir,&rdquo; he said.
+&ldquo;That is our story, and it is true.&rdquo; He thought that he had hit on
+the truth, and he clung to it. The Squire had signed and the next minute had
+forgotten the whole transaction&mdash;Clement had heard of such cases.
+&ldquo;He had the transfer with him,&rdquo; he continued, &ldquo;signed by you
+and witnessed by himself and&mdash;and Miss Griffin. I saw it myself. I saw the
+signatures, and I have seen yours, sir, often enough on a cheque to know it.
+The transfer was perfectly in order.&rdquo;
+</p>
+
+<p>
+&ldquo;In whose favor, young man?&rdquo;
+</p>
+
+<p>
+&ldquo;Our brokers&rsquo;, sir.&rdquo;
+</p>
+
+<p>
+The Squire flared up. &ldquo;I did not sign it!&rdquo; he cried.
+&ldquo;It&rsquo;s a lie, sir! I signed nothing! Nothing!&rdquo;
+</p>
+
+<p>
+But Josina intervened. She, poor girl, saw light. &ldquo;Yes,&rdquo; she said,
+&ldquo;my father did sign something&mdash;on Saturday after dinner. But it was
+a lease. I and Arthur witnessed it.&rdquo;
+</p>
+
+<p>
+&ldquo;And what has that to do with it?&rdquo; the Squire asked passionately.
+&ldquo;What the devil has that to do with it? I signed a lease and&mdash;and a
+counterpart. I signed no transfer of stock, never put hand to it! Never! What
+has the lease to do with it?&rdquo;
+</p>
+
+<p>
+But Josina was firm. &ldquo;I am afraid I see now, sir,&rdquo; she said.
+&ldquo;You remember that you signed a paper to try your pen? And I signed it
+too, father, by mistake? You remember? Ah!&rdquo;&mdash;with a gesture of
+despair&mdash;&ldquo;if I had only not signed it!&rdquo;
+</p>
+
+<p>
+The Squire groaned. He, too, saw it now. He saw it, and his head sank on his
+breast. &ldquo;Forger as well as thief!&rdquo; he muttered. &ldquo;And a
+Griffin!&rdquo;
+</p>
+
+<p>
+And Clement&rsquo;s heart sank too as he met the girl&rsquo;s anguished eyes
+and viewed the Squire&rsquo;s bowed head and the shame and despair that clothed
+themselves in an apathy so unlike the man. He saw that here was a tragedy
+indeed, a tragedy fitly framed in that desolate room with its windows staring
+on the night and its air of catastrophe; a tragedy passing bank failures or the
+loss of fortune. And in his mind he cursed the offender.
+</p>
+
+<p>
+But even as the words rose to his lips, doubt stayed them. There was, there
+must be, some mistake. The thing could not be. He knew Arthur, he thought that
+he knew Arthur; he knew even the darker side of him&mdash;his selfishness, his
+lack of thought for others, his desire to get on and to grow rich. But this
+thing Arthur never could have done! Clement recalled his gay, smiling face, his
+frank bearing, his care-free eyes, the habit he had of casting back a lock from
+his brow. No, he could not have done this thing. &ldquo;No, sir, no!&rdquo; he
+cried impulsively. &ldquo;There is some mistake! I swear there is! I am sure of
+it.&rdquo;
+</p>
+
+<p>
+&ldquo;You&rsquo;ve the securities?&rdquo;
+</p>
+
+<p>
+&ldquo;Yes, but I am sure&mdash;&mdash;&rdquo;
+</p>
+
+<p>
+&ldquo;You&rsquo;re all in it,&rdquo; the Squire said drearily. And then, with
+energy and in a voice quivering with rage, &ldquo;He&rsquo;s learned this at
+your d&mdash;d counter, sir! That&rsquo;s where it is. It&rsquo;s like to like,
+that&rsquo;s where it is. Like to like! I might ha&rsquo; known what would
+happen, when the lad set his mind on leaving our ways and taking up with yours.
+I might ha&rsquo; known that that was the blackest day our old house had ever
+seen&mdash;when he left the path his fathers trod and chose yours. You
+can&rsquo;t touch pitch and keep your hands clean. You ha&rsquo; stole my
+daughter&mdash;d&mdash;n you, sir! And you ha&rsquo; taught him to steal my
+money. I mind me I bid your father think o&rsquo; Fauntleroy, I never thought
+he was breeding up a Fauntleroy in my house.&rdquo; And, striking the table
+with all his old vitality, &ldquo;You are thieves! thieves all o&rsquo; you!
+And you ha&rsquo; taught my lad to thieve!&rdquo;
+</p>
+
+<p>
+&ldquo;That is not true!&rdquo; Clement cried. &ldquo;Not a word of that is
+true!&rdquo;
+</p>
+
+<p>
+&ldquo;You ha&rsquo; stole my daughter!&rdquo;
+</p>
+
+<p>
+Clement winced. She had told him, then.
+</p>
+
+<p>
+&ldquo;And now you ha&rsquo; stole my money!&rdquo;
+</p>
+
+<p>
+&ldquo;That, at least, is not true!&rdquo; He held up his head. He stepped
+forward and laid his hand on the table. &ldquo;That is not true,&rdquo; he
+repeated firmly. &ldquo;Yon do not know my father, Mr. Griffin, though you may
+think you do. He would see the bank break a hundred times, he would see every
+penny pass from him, before he would do this that you say has been done. Your
+nephew told us what I have told you, and we believed him&mdash;naturally we
+believed him. We never suspected. Not a suspicion crossed my father&rsquo;s
+mind or mine. We saw the certificates, we saw the transfer, we knew your
+handwriting. It was in order, and&mdash;&mdash;&rdquo;
+</p>
+
+<p>
+&ldquo;And you thought&mdash;you ha&rsquo; the impudence to tell me that you
+thought that I should throw thousands, ay, thousands upon thousands into the
+gutter&mdash;to save your bank?&rdquo;
+</p>
+
+<p>
+&ldquo;We believed what we were told,&rdquo; Clement maintained. &ldquo;Why
+not&mdash;as you put the question, sir? Your nephew had five thousand pounds at
+stake. His share in the bank was at stake. He knew as well as we did that with
+this assistance the bank was secure. We supposed that for his sake and the sake
+of his prospects&mdash;&mdash;&rdquo;
+</p>
+
+<p>
+&ldquo;I don&rsquo;t believe it!&rdquo; the Squire retorted. &ldquo;I&rsquo;ll
+never believe it. Your father&rsquo;s a trader. I know &rsquo;em, and what
+their notion of honesty is. And you tell me&mdash;&mdash;&rdquo;
+</p>
+
+<p>
+&ldquo;I tell you that a trader is nothing if he be not honest!&rdquo; Clement
+cried hotly. &ldquo;Honesty is to him what honor is to you, Mr. Griffin. But
+we&rsquo;ll leave my father&rsquo;s name out of this, if you please, sir. You
+may say what you like of me. I have deserved it.&rdquo;
+</p>
+
+<p>
+&ldquo;No,&rdquo; said Josina.
+</p>
+
+<p>
+&ldquo;Yes, I have deserved it, and I am ashamed of myself&mdash;and proud of
+myself. But my father has done nothing and known nothing. And for this money,
+when he learns the truth, Mr. Griffin, he will not touch one penny of it with
+one of his fingers. It shall be returned to you, every farthing of it, as soon
+as we can lay our hands on it. Every penny of it shall be returned to
+you&mdash;at once!&rdquo;
+</p>
+
+<p>
+&ldquo;Ay,&rdquo; dryly, &ldquo;when you have had the use of it!&rdquo;
+</p>
+
+<p>
+&ldquo;No, at once! Without the loss of an hour!&rdquo;
+</p>
+
+<p>
+&ldquo;You be found out,&rdquo; said the old man bitterly. &ldquo;You be found
+out! That&rsquo;s it!&rdquo;
+</p>
+
+<p>
+Clement read an appeal in Josina&rsquo;s eyes, and he stayed the retort that
+rose to his lips. &ldquo;At any rate the money shall be restored,&rdquo; he
+said&mdash;&ldquo;at once. I will start for town to-night, and if I can
+overtake&rdquo;&mdash;he paused, unwilling to utter Arthur&rsquo;s
+name&mdash;&ldquo;if I can overtake him before he transfers the stock, the
+securities shall be returned to you. In that case no harm will be done.&rdquo;
+</p>
+
+<p>
+&ldquo;No harm!&rdquo; the Squire ejaculated. He raised his hand and let it
+fall in a gesture of despair. &ldquo;No harm?&rdquo;
+</p>
+
+<p>
+But Clement was determined not to dwell on that side of it. &ldquo;If I am not
+able to do that,&rdquo; he continued, &ldquo;the proceeds shall be placed in
+your hands without the delay of an hour. In which case you must let the
+signature pass&mdash;as good, sir.&rdquo;
+</p>
+
+<p>
+&ldquo;Never!&rdquo; the old man cried, and struck his hand on the table.
+</p>
+
+<p>
+&ldquo;But after all it is yours,&rdquo; Clement argued. &ldquo;And you must
+see, sir&mdash;&mdash;&rdquo;
+</p>
+
+<p>
+&ldquo;Never! Never!&rdquo; the Squire repeated passionately.
+</p>
+
+<p>
+&ldquo;You will not say that in cold blood!&rdquo; Clement rejoined, and from
+that moment he took a higher tone, as if he felt that, strange as the call was,
+it lay with him now to guide this unhappy household. &ldquo;You have not
+considered, and you must consider, Mr. Griffin,&rdquo; he continued,
+&ldquo;before you do that, what the consequences may be. If you deny your
+signature, and anyone, the India House or anyone, stands to lose, steps may be
+taken which may prove&mdash;fatal. Fatal, sir! A point may be reached beyond
+which even your influence, and all you may then be willing to do, may not avail
+to save your nephew.&rdquo;
+</p>
+
+<p>
+The Squire groaned. Clement&rsquo;s words called up before him and before
+Josina, not only the thing which Arthur had done, but the position in which he
+had placed himself. In this room, in this very room in which men of
+honor&mdash;dull and prejudiced, perhaps, but men of honor, and proud of their
+honor&mdash;had lived and moved for generations, he, their descendant, had done
+this thing. The beams had stood, the house had not fallen on him. But to
+Josina&rsquo;s eyes the candles seemed to burn more mournfully, the windows to
+stare more darkly on the night, the ashes on the hearth to speak of desolation
+and a house abandoned and fallen.
+</p>
+
+<p>
+Clement hoped that his appeal had succeeded, but he was disappointed. The old
+man in his bitterness and unreason was not to be moved&mdash;at any rate as
+yet. He would listen to no arguments, and he suspected those who argued with
+him. &ldquo;I&rsquo;ll never acknowledge it!&rdquo; he said. &ldquo;No,
+I&rsquo;ll never acknowledge it. I&rsquo;ll not lie for him, come what may! He
+has done the thing and disgraced our blood, and what matter who knows
+it&mdash;he has done it! He has made his bed and must lie on it! He went into
+your bank and learned your tricks, and now you&rsquo;d have me hush it up! But
+I won&rsquo;t, d&mdash;n you! I&rsquo;ll not lie for you, or for him!&rdquo;
+</p>
+
+<p>
+Clement had a retort on his lips&mdash;for what could be more unfair than this?
+But again Josina&rsquo;s eyes implored him to be silent, and he crushed back
+the words. He believed that by and by the Squire would see the thing
+differently, but for the moment he could do no more, and he turned to the door.
+</p>
+
+<p>
+There in the doorway, and for one moment, Josina&rsquo;s hands met his, she had
+one word with him. &ldquo;You will save him if you can, Clement?&rdquo; she
+murmured.
+</p>
+
+<p>
+&ldquo;Yes,&rdquo; he promised her, &ldquo;I will save him if I can.&rdquo;
+</p>
+
+</div><!--end chapter-->
+
+<div class="chapter">
+
+<h2><a name="chap32"></a>CHAPTER XXXII</h2>
+
+<p>
+If the news which Arthur had conveyed to the bank on that Monday morning had
+been much to Clement, it had been more to his father. It had brought to
+Ovington immense relief at the moment when he had least reason to expect it.
+The banker had not hidden the position from those who must needs work with him;
+but even to them he had not imparted the full measure of his fears, much less
+the extent of the suffering which those fears occasioned him. The anxiety that
+kept him sleepless, the calculations that tormented his pillow, the regret with
+which he reviewed the past, the responsibility for the losses of others that
+depressed him&mdash;he had kept these things to himself, or at most had dropped
+but a hint of them to his beloved Betty.
+</p>
+
+<p>
+But they had been very real to him and very terrible. The spectre of
+bankruptcy&mdash;with all the horror which it connoted for the mercantile
+mind&mdash;had loomed before him for weeks past, had haunted and menaced him;
+and its sudden exorcism on this Monday morning meant a relief which he dared
+not put into words to others and shrank from admitting even to himself. He who
+had held his head so high&mdash;no longer need he anticipate the moment when he
+would be condemned as a reckless adventurer, whose fall had been as rapid as
+his rise, and whom the wiseacres of Aldersbury had doomed to failure from the
+first! That had been the bitterest drop in his cup, and to know that he need
+not drain it, was indeed a blessed respite.
+</p>
+
+<p>
+Still, he had received the news with composure, and through the day he had
+moved to and fro doing his work with accuracy. But it was in a pleasant dream
+that he had followed his usual routine, and many a time he paused to tell
+himself that the thing was a fact, that Dean&rsquo;s would not now triumph over
+him, nor his enemies now scoff at him. On the contrary, he might hope to emerge
+from the tempest stronger than before, and with his credit enhanced by the
+stress through which he had ridden. Business was business, but in the midst of
+it the banker had more than once to stand and be thankful.
+</p>
+
+<p>
+And with reason. For if he who has inherited success and lives to see it
+threatened suffers a pang, that pang is as nothing besides the humiliation of
+the man who has raised himself; who has outstripped his fellows, challenged
+their admiration, defied their jealousy, trampled on their pride; who has been
+the creator of his own greatness, and now sees that greatness in ruins. He had
+escaped that. He had escaped that, thank God! More than once the two words
+passed his lips; and in secret his thoughts turned to the great chief of men to
+whom in his own mind and with a rather absurd vanity he had compared himself.
+Thank God that his own little star had not sunk like his into darkness!
+</p>
+
+<p>
+It was relief, it was salvation. And that evening, as the banker sat after his
+five o&rsquo;clock dinner and sipped his fourth and last glass of port and
+basked in the genial heat of the fire, while his daughter knitted on the
+farther side of the hearth, he owned himself a happy man. He measured the
+danger, he winced at the narrow margin by which he had escaped it&mdash;but he
+had escaped! Dean&rsquo;s, staid, long-established, slow-going Dean&rsquo;s,
+which had viewed his notes askance, had doubted his stability and predicted his
+failure, Dean&rsquo;s which had slyly put many a spoke in his wheel, would not
+triumph. Nay, after this, would not he, too, rank as sound and staid and well
+established, he who had also ridden out the storm? For in crises men and banks
+age rapidly; they are measured rather by events than by years. Those who had
+mistrusted him would mistrust him no longer; those who had dubbed him new would
+now count him old. As he stretched his legs to meet the genial heat and sank
+lower in his chair he could have purred in his thankfulness. Things had fallen
+out well, after all; he saw rosy visions in the fire. Schemes which had lain
+dormant in his mind awoke. His London agents had failed, but others would
+compete for his business, and on better terms. The Squire who had so
+marvellously come to his aid would bring back his account, and his example
+would be followed. He would extend, opening branches at Bretton and
+Monk&rsquo;s Castle and Blankminster, and the railroad? He was not quite sure
+what he would do about the railroad; possibly he might decide that the time was
+not ripe for it, and in that case he might wind up the company, return the
+money, and himself meet the expenses incurred. The loss would not be great, and
+the effect would be prodigious. It would be a Napoleonic stroke&mdash;he would
+consider it. He lost himself in visions of prosperity.
+</p>
+
+<p>
+And it would be all for Clement and Betty. He looked across the hearth at the
+girl who sat knitting under the lamp-light, and his eyes caressed her, his
+heart loved her. She would make a great match. Failing Arthur&mdash;and of late
+Arthur and she had not seemed to hit it off&mdash;there would be others. There
+would be others, well-born, who would be glad to take her and her dowry. He saw
+her driving into town in her carriage, with a crest on the panels.
+</p>
+
+<p>
+It was she who cut short his thoughts. She looked at the clock. &ldquo;I
+can&rsquo;t think where Clement is,&rdquo; she said. &ldquo;You don&rsquo;t
+think that there is anything wrong, dad?&rdquo;
+</p>
+
+<p>
+&ldquo;Wrong? No,&rdquo; he answered. &ldquo;Why should there be!&rdquo;
+</p>
+
+<p>
+&ldquo;But he disappeared so strangely. He said nothing about missing his
+dinner.&rdquo;
+</p>
+
+<p>
+&ldquo;He was to check some figures with Rodd this evening. He may have gone to
+his rooms.&rdquo;
+</p>
+
+<p>
+&ldquo;But&mdash;without his dinner?&rdquo;
+</p>
+
+<p>
+But the banker was not in the mood to trouble himself about trifles. The lamp
+shone clear and mellow, the fire crackled pleasantly, a warm comfort wrapped
+him round, the port had a flavor that he had not perceived in it of late.
+Instead of replying to Betty&rsquo;s question he measured the decanter with his
+eye, decided that it was a special occasion, and filled himself another glass.
+&ldquo;Ovington&rsquo;s Bank,&rdquo; he said as he raised it to his lips. But
+that to which he really drank was the home that he saw about him, saved from
+rain, made secure.
+</p>
+
+<p>
+Betty smiled. &ldquo;You&rsquo;re relieved to-night, dad.&rdquo;
+</p>
+
+<p>
+&ldquo;Well, I am, Betty,&rdquo; he admitted. &ldquo;Yes, I am&mdash;and
+thankful.&rdquo;
+</p>
+
+<p>
+&ldquo;And that queer old man! I wonder,&rdquo; as she turned her knitting on
+her knee, &ldquo;why he did it.&rdquo;
+</p>
+
+<p>
+&ldquo;I suppose for Arthur&rsquo;s sake. He&rsquo;d have lost pretty
+heavily&mdash;for him.&rdquo;
+</p>
+
+<p>
+&ldquo;But you didn&rsquo;t expect that Mr. Griffin would come forward?&rdquo;
+</p>
+
+<p>
+The banker allowed it. &ldquo;No,&rdquo; he said. &ldquo;I don&rsquo;t know
+that I ever expected anything less. Such things don&rsquo;t happen, my girl,
+very often. But he will be no loser, and I suppose Arthur convinced him of
+that. He is shrewd, and, once convinced, he would see that it was the only
+thing to do.&rdquo;
+</p>
+
+<p>
+&ldquo;But not many people would have been convinced?&rdquo;
+</p>
+
+<p>
+&ldquo;No, perhaps not.&rdquo;
+</p>
+
+<p>
+Betty knitted awhile. &ldquo;I thought that he hated the bank?&rdquo; she said,
+as she paused to rub her chin with a needle.
+</p>
+
+<p>
+&ldquo;He does&mdash;and me. But he loves his money, my dear.&rdquo;
+</p>
+
+<p>
+&ldquo;Still it isn&rsquo;t his. It is Arthur&rsquo;s.&rdquo;
+</p>
+
+<p>
+&ldquo;True. But he&rsquo;s a man who cannot bear to see money lost. He thinks
+a good deal of it.&rdquo;
+</p>
+
+<p>
+&ldquo;He is not alone in that,&rdquo; Betty exclaimed. &ldquo;Sometimes I feel
+that I hate money! People grow so fond of it. They think only of themselves,
+even when you&rsquo;ve been ever so good to them.&rdquo;
+</p>
+
+<p>
+&ldquo;Well, it&rsquo;s human nature,&rdquo; the banker replied equably.
+&ldquo;I don&rsquo;t know who it is that you have in your mind, my dear, but it
+applies to most people.&rdquo; He was going to say more when the door opened.
+</p>
+
+<p>
+&ldquo;Mr. Rodd is here, asking for Mr. Clement, sir,&rdquo; the maid said.
+&ldquo;He was to meet him at half after six, and&mdash;&mdash;&rdquo;
+</p>
+
+<p>
+&ldquo;Ask Mr. Rodd to come in.&rdquo;
+</p>
+
+<p>
+The cashier entered shyly. In his dark suit, with his black stock and stiff
+carriage, he made no figure, where Arthur, or even Clement, would have shone.
+But there were women in Aldersbury who said that he had fine eyes, eyes with
+something of a dog&rsquo;s gentleness in them; and Arthur so far agreed that he
+dubbed him a dull, mechanical dog, and often made fun of him as such. But
+perhaps Arthur did not always see to the bottom of things.
+</p>
+
+<p>
+Ovington pushed the decanter and a glass towards him. &ldquo;A glass of wine,
+Rodd,&rdquo; he said genially. He was not of those who undervalued his cashier,
+though he knew his limitations. &ldquo;The bank!&rdquo; he said.
+</p>
+
+<p>
+&ldquo;And those who have stood by it!&rdquo; Betty added softly.
+</p>
+
+<p>
+Rodd drank the toast with a muttered word.
+</p>
+
+<p>
+&ldquo;Mr. Rodd has not the same reason to be thankful that we have,&rdquo;
+Betty continued carelessly, holding her knitting up to the lamp.
+</p>
+
+<p>
+&ldquo;Why not?&rdquo; Her father did not understand.
+</p>
+
+<p>
+&ldquo;Why,&rdquo; innocently, as she lowered the knitting again, &ldquo;he
+does not stand to lose anything, does he?&rdquo;
+</p>
+
+<p>
+&ldquo;Except his place,&rdquo; the cashier objected, his eyes on his glass.
+</p>
+
+<p>
+&ldquo;Just so,&rdquo; the banker rejoined. &ldquo;And in that event,&rdquo;
+moved to unusual frankness, &ldquo;we should have been all out together. And
+Rodd might not have been the worst off, my girl.
+</p>
+
+<p>
+&ldquo;Exactly,&rdquo; Betty said. &ldquo;I&rsquo;m sure that he would take
+care of that.&rdquo;
+</p>
+
+<p>
+The cashier opened his mouth to speak, but checked himself, and drank off his
+wine. Then, as he rose, &ldquo;If you know where Mr. Clement is,
+sir&mdash;&mdash;&rdquo;
+</p>
+
+<p>
+&ldquo;I don&rsquo;t. I can&rsquo;t think what has become of him,&rdquo; the
+banker explained. &ldquo;He went out about four, and since then&mdash;hallo!
+That&rsquo;s some one in a hurry. It sounds like a fire.&rdquo;
+</p>
+
+<p>
+A vehicle had burst in on the evening stillness. It came clattering at a
+reckless pace up Bride Hill. It passed the bank, it rattled noisily around the
+corner of the Market Place, and pounded away down the High Street.
+</p>
+
+<p>
+&ldquo;More likely some one hastening to get out of danger,&rdquo; said Betty.
+&ldquo;<i>A sauve qui peut</i>, Mr. Rodd&mdash;if you know what that
+means.&rdquo;
+</p>
+
+<p>
+The clerk, with a flushed cheek, avoided the question. &ldquo;It might be some
+one trying to catch the seven o&rsquo;clock coach, sir,&rdquo; he said.
+</p>
+
+<p>
+&ldquo;Very likely. And if so he&rsquo;s failed, for he&rsquo;s coming back
+again. Ay, here he comes, and he stopping here, by Jove! I hope that
+nothing&rsquo;s wrong.&rdquo;
+</p>
+
+<p>
+The vehicle had, indeed, stopped abruptly before the house. They heard some one
+alight on the pavement, a latchkey was thrust into the door. &ldquo;It&rsquo;s
+Clement!&rdquo; the banker exclaimed, his eyes on the door. &ldquo;I hope he
+does not bring bad news! Well, lad?&rdquo; as Clement in his overcoat, his hat
+on his head, appeared in the doorway. &ldquo;What is it? Is anything
+wrong?&rdquo;
+</p>
+
+<p>
+&ldquo;Very much wrong!&rdquo; his son replied curtly, and he closed the door
+behind him. He was pale, and his splashed coat and neck-shawl tied awry, no
+less than his agitated face, confirmed their fears.
+</p>
+
+<p>
+&ldquo;Out with it, lad! What is it? his father asked, fearing he knew not
+what.
+</p>
+
+<p>
+&ldquo;Bad news, sir!&rdquo; was the answer. &ldquo;I&rsquo;m sorry to say I
+bring very bad news!&rdquo;
+</p>
+
+<p>
+&ldquo;What?&rdquo;
+</p>
+
+<p>
+&ldquo;That loan of Mr. Griffin&rsquo;s&mdash;&mdash;&rdquo;
+</p>
+
+<p>
+&ldquo;The twelve thousand?
+Yes?&rdquo;&mdash;anxiously&mdash;&ldquo;well?&rdquo;
+</p>
+
+<p>
+&ldquo;It&rsquo;s a fraud, sir! A cursed fraud!&rdquo;
+</p>
+
+<p>
+There was a tense silence. Then, &ldquo;Impossible!&rdquo; the banker
+exclaimed. But he grasped a chair to steady himself. His face had turned grey.
+</p>
+
+<p>
+&ldquo;The Squire knows nothing of it!&rdquo; Clement struck his open hand on
+the back of a chair. &ldquo;He never signed the transfer! He never gave any
+authority for the loan!&rdquo;
+</p>
+
+<p>
+&ldquo;No, no, that&rsquo;s impossible!&rdquo; Ovington straightened himself
+with a sigh of relief. What mare&rsquo;s nest, what bee in the bonnet, was
+this? The lad was dreaming&mdash;must be dreaming. &ldquo;Impossible!&rdquo; he
+repeated. &ldquo;I saw it, man, and read it! And I know the old man&rsquo;s
+signature as well as I know my own. You must be dreaming.&rdquo;
+</p>
+
+<p>
+&ldquo;I am not, sir!&rdquo; Clement answered, and added bitterly, &ldquo;It
+was Arthur who was dreaming! Dreaming or worse, d&mdash;n him!&rdquo;&mdash;the
+pent-up excitement of the evening finding vent at last, and the sight of his
+father&rsquo;s stricken face whetting his rage. &ldquo;He has robbed, ay,
+robbed his uncle, and dishonored us! That is what he has done, sir. I am not
+dreaming! I wish to heaven I were!&rdquo;
+</p>
+
+<p>
+The banker no longer protested. &ldquo;Well&mdash;tell us!&rdquo; he said
+weakly.
+</p>
+
+<p>
+&ldquo;It&rsquo;s hard on you, sir&mdash;&mdash;&rdquo;
+</p>
+
+<p>
+&ldquo;Never mind me! Tell me what you know.&rdquo; They stood round Clement,
+amazed and shocked, fearing the worst and yet incredulous, while he, his weary
+face and travel-stained figure at odds with the lighted room and the comfort
+about him, told his story. The banker listened. He still hoped, hoped to detect
+some flaw, to perceive some misunderstanding&mdash;so much, so very much, hung
+upon it. But even on his mind the truth at last forced itself, and monstrous as
+the story, incredible as Arthur&rsquo;s action still appeared, he had at last
+to accept it and its consequences&mdash;its consequences!
+</p>
+
+<p>
+He seemed to grow years older as he listened, but when Clement had done, and
+the whole shameful story was told, he made no comment. The position, indeed,
+was no worse than it had been twenty-four hours before. He might still hope
+against hope, that, by putting a bold face on matters, and by a dexterous use
+of his resources, he might ride out the storm. But the reaction from a
+triumphant confidence was so sudden, the failure of his recent expectations so
+overwhelming, that even his firm spirit yielded. He sank into his chair. Betty
+laid her hand on his shoulder and whispered some word of comfort in his ear,
+but he said nothing.
+</p>
+
+<p>
+It was Clement who spoke the first word. &ldquo;I am going after him,&rdquo; he
+said, his tone hard and practical. &ldquo;I have thought it out, and by posting
+all night I may be in London by noon to-morrow, and I may intercept him either
+at the brokers&rsquo; or at the India House before he has sold the stock. In
+that case I may be in time to stop him.&rdquo;
+</p>
+
+<p>
+&ldquo;Why?&rdquo; the banker asked, looking up. &ldquo;What have we to do with
+him? Why should we stop him?&rdquo;
+</p>
+
+<p>
+&ldquo;For our own sakes as well as his,&rdquo; Clement answered firmly.
+&ldquo;For our own good name, which is bound up with his. Think, think, sir, of
+the harm it will do us if there is a prosecution&mdash;and the old man swears
+that he will not acknowledge the signature! Besides I have promised to stop
+him&mdash;if I can. If I am too late to do that, and he has sold the stock, I
+can still get possession of the money, and it must be our business to return it
+to the owner without the loss of an hour. Of an hour, sir!&rdquo; Clement
+repeated earnestly. &ldquo;We must repudiate this transaction from the outset.
+We must wash our hands of it at once, if it be only to clear our own
+name.&rdquo;
+</p>
+
+<p>
+The banker looked dazed. &ldquo;But,&rdquo; he said, as if his mind were
+beginning to work again, &ldquo;why should we&mdash;take all this
+trouble?&rdquo; He hesitated, then he began again. &ldquo;We have done nothing.
+We are innocent. Why should we&mdash;&mdash;&rdquo;
+</p>
+
+<p>
+&ldquo;Stop him?&rdquo;
+</p>
+
+<p>
+&ldquo;Ay, or be in such a hurry to return the money? It is no fault of ours if
+it does come to our hands. And, remember, if it lies with us only a
+week&rdquo;&mdash;he looked at his son, his face troubled&mdash;&ldquo;only a
+week, the position is such&mdash;&mdash;&rdquo;
+</p>
+
+<p>
+&ldquo;No! no!&rdquo; Clement cried, and for once he spoke preemptorily.
+&ldquo;Not for a day, father, not for an hour! And when you have thought it
+over as I have, when you have had time to think it over, you will see that. You
+will be the first, the very first, to see that, and to say that we must have no
+part or share with Bourdillon in this; that if we must go down we will go down
+with clean hands. To avail ourselves of this money, even for a day, and though
+it would save the bank twice over, would be to make us
+accomplices&mdash;&mdash;&rdquo;
+</p>
+
+<p>
+The banker stood up. &ldquo;Right!&rdquo; he said firmly. &ldquo;You are right,
+lad!&rdquo; He drew a deep breath, the color returned to his face. He laid his
+hand on Clement&rsquo;s shoulder. &ldquo;You are quite right, my boy, and I
+wasn&rsquo;t myself when I said that. You shall have no reason to blush for
+your father. You are quite right. We will repudiate the transaction from the
+first. We will have neither art nor part in it. We will return the money the
+moment it comes into your hands!&rdquo;
+</p>
+
+<p>
+&ldquo;Thank God, sir, that you see it as I do.&rdquo;
+</p>
+
+<p>
+&ldquo;I do, I do! The money shall be paid over at once, though the shutters go
+up the next hour. And we will fight our battle as we must have fought it if
+this had never happened.&rdquo;
+</p>
+
+<p>
+&ldquo;With clean hands, at any rate, sir.&rdquo;
+</p>
+
+<p>
+&ldquo;Yes, lad, with clean hands.&rdquo;
+</p>
+
+<p>
+&ldquo;Oh, father, that&rsquo;s splendid!&rdquo; Betty cried, and she pressed
+herself against him. &ldquo;But as for Clement going, he must be worn out.
+Could not Mr. Rodd go?&rdquo;
+</p>
+
+<p>
+&ldquo;Rodd will be of more use to you here,&rdquo; Clement said. &ldquo;You
+will be short-handed as it is.&rdquo;
+</p>
+
+<p>
+&ldquo;We shall pay out the more slowly,&rdquo; the banker answered with grim
+humor.
+</p>
+
+<p>
+&ldquo;And I doubt, besides,&rdquo; said Clement, &ldquo;if Bourdillon would
+listen to Rodd.&rdquo;
+</p>
+
+<p>
+&ldquo;Will he listen to you?&rdquo;
+</p>
+
+<p>
+&ldquo;He will have to, or face the consequences!&rdquo; And Clement looked as
+if he meant it: a hard Clement this, with a new note in his voice. &ldquo;From
+the India House to Bow Street is not very far, and he will certainly go to Bow
+Street&mdash;or the Mansion House&mdash;if he does not see reason. But he
+will.&rdquo;
+</p>
+
+<p>
+&ldquo;He may, if you are with him before he parts with the securities. But
+from this to noon to-morrow you will not do it in that time, my lad, at night?
+Winter time, too? You&rsquo;ll never do it!&rdquo;
+</p>
+
+<p>
+But Clement averred that he would&mdash;in fourteen hours, with good luck. It
+was for that reason that he had gone straight to the Lion and ordered a chaise
+for eight o&rsquo;clock and sent on word by the seven o&rsquo;clock coach for a
+relay to be ready at the Heygate Inn. He had also asked the Lion to pass on
+word by any chaise starting in front of him. &ldquo;So I hope for two or three
+stages I shall find the horses ready. Betty, pack up some food for me,
+that&rsquo;s a good girl. I&rsquo;ve only twenty minutes.&rdquo;
+</p>
+
+<p>
+&ldquo;And your travelling cloak?&rdquo; she cried. &ldquo;I&rsquo;ll air
+it.&rdquo;
+</p>
+
+<p>
+&ldquo;You must eat something before you start,&rdquo; said his father.
+</p>
+
+<p>
+&ldquo;Yes, I will. And, Rodd, do you get me the bank pistols&mdash;and see
+that they are loaded!&rdquo;
+</p>
+
+<p>
+The banker nodded. &ldquo;Yea, you&rsquo;d better take them,&rdquo; he said.
+&ldquo;It&rsquo;s an immense sum&mdash;if you bring it back. It would be a
+terrible business if you were robbed.&rdquo;
+</p>
+
+<p>
+&ldquo;Ay, for then we should share the blame,&rdquo; Clement answered drily.
+&ldquo;That wouldn&rsquo;t do, would it? But let me get the money, and
+I&rsquo;ll not be robbed, sir.&rdquo;
+</p>
+
+<p>
+They parted, hurrying to and fro on their several errands, the banker fetching
+money for the journey, Rodd loading the pistols, Betty setting food before the
+traveller and cutting sandwiches for the journey, Clement himself making some
+change in his dress. For ten minutes a cheerful stir reigned in the house. But
+Ovington, though he yielded to this and watched his son at his meal and filled
+his glass, and played his part, did but feign. He knew that within a few
+minutes the door would close on Clement, the house would relapse into silence,
+the lights would go out, and he would be left to face the failure of all the
+hopes, the plans and expectations which he had entertained through the day. The
+odds against him, which had not seemed overwhelming twenty-four hours before,
+now appeared invincible and not to be resisted. He felt that the fates were
+opposed to him. He had had his chance, and it had been withdrawn. As he climbed
+the stairs to bed, climbed them slowly and with heavy feet, he read ruin in the
+flame of his candle. As he undressed he heard the voices of revellers passing
+the house at midnight, on their way from the Raven or the Talbot, and he
+suspected derision in their tones. He fancied that they were talking of him,
+jeering at him, rejoicing in his fall. In bed he lay long awake, calculating,
+and trying to make of four, five. Could he hold out till Wednesday? Till
+Thursday? Or would panic running through the town on the morrow, like fire amid
+tinder, kindle the crowd and hurl it, inflamed with greed and fear, upon his
+slender defences?
+</p>
+
+<p>
+He was buying honesty at a great price. But he thought of Clement and Betty,
+and towards morning he fell asleep.
+</p>
+
+</div><!--end chapter-->
+
+<div class="chapter">
+
+<h2><a name="chap33"></a>CHAPTER XXXIII</h2>
+
+<p>
+Travelling in the old coaching days was not all hardship. It had its own, its
+peculiar pleasures. A writer of that time dwells with eloquence on the rapture
+with which he viewed a fine sunrise from the outside of a fast coach on the
+Great North Road; on the appetite with which he fell to upon a five
+o&rsquo;clock breakfast at Doncaster, on the delight with which he heard the
+nightingales sing on a fine night as he swept through Henley, on the
+satisfaction of seeing old Shoreditch Church, which betokened the end of the
+journey. Men did not then hurry at headlong speed along iron rails, with their
+heads buried in a newspaper or in the latest novel. They learned to know and
+had time to view the objects of interest that fringed the highway&mdash;to
+recognize the farm at which the Great Durham Ox was bred, and the house in
+which the equally great Sir Isaac Newton was born. If these things were strange
+to the travellers and their appearance promised a good fee, the coachman
+condescended from his greatness and affably pointed them out.
+</p>
+
+<p>
+But to sit through the long winter night, changing each hour from one damp and
+musty post-chaise to another, to stamp and fume and fret while horses were put
+to at every stage, to scold an endless succession of incoming and fee an
+endless series of out-going postboys, each more sleepy and sullen than the
+last&mdash;this was another matter. To be delayed here and checked there and
+overcharged everywhere, to be fobbed off with the worst teams&mdash;always
+reserved for night travellers&mdash;and to find, once started on the long
+fourteen-mile stage, that the off-wheeler was dead lame, to fall asleep and to
+be aroused with every hour&mdash;these were the miseries, and costly miseries
+they were, of old-world journeying. This was its seamy side. And many a time
+Clement, stamping his stone-cold feet in wind-swept inn yards, or ringing
+ostlers&rsquo; bells in stone-paved passages, repented that he had started,
+repented that he had ever undertaken the task.
+</p>
+
+<p>
+Why had he, he asked himself more than once that bitter night. What was Arthur
+Bourdillon to him that he should spend himself in an effort as toilsome as it
+promised to be vain, to hold him back from the completion of his roguery? Would
+Arthur ever thank him? Far from it. And Josina? Josina, brave, loving Josina,
+who had risen to heights of which he thrilled to think, she might indeed thank
+him&mdash;and that should be enough for him. But what could she do to requite
+him, apart from her father? And the Squire at Garth had stated his position,
+nor even if he relented was he one to pour himself out in gratitude&mdash;he
+who hated the name of Ovington, and laid all this at their door. It would be
+much if he ever noticed him with more than a grunt, or ever gave one thought to
+his exertions or their motive.
+</p>
+
+<p>
+No, he had let a quixotic, a foolish impulse run away with him! He should have
+waited until Arthur had brought down the money, and then he should have
+returned it. That had been the simple, the matter-of-fact course, and all that
+it had been incumbent on him to do. As it was, for what was he spending himself
+and undergoing these hardships? To hasten the ruin of the bank, to meet failure
+half-way, to render his father penniless a few hours earlier, rather than
+later. To mask a rascality that need never be disclosed, since no one would
+hear of it unless the Squire talked. Yes, he had been a fool to hurl himself
+thus through the night, chilled to the bone, with fevered head and ice-cold
+feet, when he might have been a hundred times better employed in supporting his
+father in his need, in putting a brave front on things, and smiling in the face
+of suspicion.
+</p>
+
+<p>
+To be sure, it was only as the night advanced, or rather in the small hours of
+the morning, when his ardor had died down and Josina&rsquo;s pleading face was
+no longer before him, and the spirit of adventure was low in him, that he
+entertained these thoughts. For a time all went well. He found his relay
+waiting for him at the Heygate Inn by Wellington, where the name of the Lion
+was all-powerful; and after covering at top speed the short stage that
+followed, he drove, still full of warmth and courage, into Wolverhampton at a
+quarter before eleven. Over thirty miles in three hours! He met with a little
+delay there; the horses had to be fetched from another stable, in another
+street. But he got away in the end, and ten minutes later he was driving over a
+land most desolate by day, but by night lurid with the flares of a hundred
+furnace-fires. He rattled up to the Castle at Birmingham at half an hour after
+midnight, found the house still lighted and lively, and by dint of scolding and
+bribing was presently on the road again with a fresh team, and making for
+Coventry, with every inclination to think that the difficulties of posting by
+night had been much exaggerated.
+</p>
+
+<p>
+But here his good luck left him. At the half-way stage he met with disaster. He
+had passed the up coach half an hour before, and no orders now anticipated him.
+When he reached the Stone Bridge there were no horses; on the contrary, there
+were three travellers waiting there, clamorous to get on to Birmingham.
+Unwarily he jumped out of his chaise, and &ldquo;No horses?&rdquo; he cried.
+&ldquo;Impossible! There must be horses!&rdquo;
+</p>
+
+<p>
+But the ostler gave him no more than a stolid stare. &ldquo;Nary a nag!&rdquo;
+he replied coolly. &ldquo;Nor like to be, master, wi&rsquo; every Quaker in
+Birmingham gadding up and down as if his life &rsquo;ung on it! Why, if
+I&rsquo;ve&mdash;&mdash;&rdquo;
+</p>
+
+<p>
+&ldquo;Quakers? What the devil do you mean?&rdquo; Clement cried, thinking that
+the man was reflecting on him.
+</p>
+
+<p>
+&ldquo;Well, Quakers or drab-coated gentry like yourself!&rdquo; the man
+replied, unmoved. &ldquo;And every one wi&rsquo; pistols and a money bag! Seems
+that&rsquo;s what they&rsquo;re looking for&mdash;money, so I hear. Such a
+driving and foraging up and down the land these days, it&rsquo;s a wonder the
+horses&rsquo; hoofs bean&rsquo;t worn off.&rdquo;
+</p>
+
+<p>
+&ldquo;Then,&rdquo; said Clement, turning about, &ldquo;I&rsquo;ll take these
+on to Meriden.&rdquo;
+</p>
+
+<p>
+But the waiting travellers had already climbed into the chaise and were in
+possession, and the postboy had turned his horses. And, &ldquo;No, no,
+you&rsquo;ll not do that,&rdquo; said the ostler. &ldquo;Custom of the road,
+master! Custom of the road! You must change and wait your turn.&rdquo;
+</p>
+
+<p>
+&ldquo;But there must be something on,&rdquo; Clement cried in despair, seeing
+himself detained here, perhaps for the whole night.
+</p>
+
+<p>
+&ldquo;Naught! Nary a &rsquo;oof in the yard, nor a lad!&rdquo; the man
+replied. &ldquo;You&rsquo;d best take a bed.&rdquo;
+</p>
+
+<p>
+&ldquo;But when will there be horses?&rdquo;
+</p>
+
+<p>
+&ldquo;Maybe something&rsquo;ll come in by daylight&mdash;like enough.&rdquo;
+</p>
+
+<p>
+&ldquo;By daylight? Oh, confound you!&rdquo; cried Clement, enraged.
+&ldquo;Then I&rsquo;ll walk on to Meriden.&rdquo;
+</p>
+
+<p>
+&ldquo;Walk? Walk on to&mdash;&mdash;&rdquo; the ostler couldn&rsquo;t voice
+his astonishment. &ldquo;Walk?&rdquo;
+</p>
+
+<p>
+&ldquo;Ay, walk, and be hanged to you!&rdquo; Clement cried, and without
+another word plunged into the darkness of the long, straight road, his bag in
+his hand. The road ran plain and wide before him, he couldn&rsquo;t miss it;
+the distance, according to Paterson, which he had in his handbag, was no more
+than two miles, and he thought that he could do it in half an hour.
+</p>
+
+<p>
+But, once away, under the trees, under the midnight sky, in the silence and
+darkness of the country-side, the fever of his spirits made the distance seem
+intolerable. As he tramped along the lonely road, doubtful of the wisdom of his
+action, the feeling of strangeness and homelessness, the sense of the
+uselessness of what he was doing, grew upon him. At this rate he might as well
+walk to London! What if there were no horses at Meriden? Or if he were stayed
+farther up the road? He counted the stages between him and London, and he had
+time and enough to despair of reaching it, before he at last, at a good four
+miles an hour, strode out of the night into the semicircle of light which fell
+upon the road before the Bull&rsquo;s Head at Meriden. Thank heaven, there were
+lights in the house and people awake, and some hope still! And more than hope,
+for almost before he had crossed the threshold a sleepy boots came out of the
+bar and met him, and &ldquo;Horses? Which way, sir? Up? I&rsquo;ll ring the
+ostler&rsquo;s bell, sir!&rdquo;
+</p>
+
+<p>
+Clement could have blessed him. &ldquo;Double money to Coventry if I leave the
+door in ten minutes!&rdquo; he cried, taking out his watch. And ten minutes
+later&mdash;or in so little over that time as didn&rsquo;t count&mdash;he was
+climbing into a chaise and driving away: so well organized after all&mdash;and
+all defects granted&mdash;was the posting system that at that time covered
+England. To be sure, he was on one of the great roads, and the Bull&rsquo;s
+Head at Meriden was a house of fame.
+</p>
+
+<p>
+He had availed himself of the interval to swallow a snack and a glass of brandy
+and water, and he was the warmer for the exercise and in better spirits;
+pluming himself a little, too, on the resolution which had plucked him from his
+difficulty at the Stone Bridge. But he had lost the greater part of an hour,
+and the clocks at Coventry were close on three when he rattled through the
+narrow, twisting streets of that city. Here, early as was the hour, he caught
+rumors of the panic, and hints were dropped by the night-men in the inn
+yard&mdash;in sly reply, perhaps, to his adjurations to hasten&mdash;of
+desperate men hurrying to and fro, and buying with gold the speed which meant
+fortune and life to them. Something was said of a banker who had shot himself
+at Northampton&mdash;or was it Nottingham?&mdash;of London runners who had
+passed through in pursuit of a defaulter; of a bank that had stopped, &ldquo;up
+the road.&rdquo; &ldquo;And there&rsquo;ll be more before all&rsquo;s
+over,&rdquo; said his informant darkly. &ldquo;But it&rsquo;s well to be them
+while it lasts! They&rsquo;ve money to burn, it seems.&rdquo;
+</p>
+
+<p>
+Clement wondered if this was an allusion to the crown piece that he had
+offered. At any rate the ill-omened tale haunted him as he left the city behind
+him, and, after passing under the Cross on Knightlow Hill, and over the Black
+Heath about Dunsmoor, committed himself to the long, monotonous stretch of road
+that, unbroken by any striking features, and regularly dotted with small towns
+that hardly rose above villages, extended dull mile after dull mile to London.
+The rumble of the chaise and the exertions he had made began to incline him to
+sleep, but the cold bit into his bones, his feet were growing numb, and as
+often as he nodded off in his corner he slid down and awoke himself. Sleet,
+too, was beginning to fall, and the ill-fitting windows leaked, and it was a
+very morose person who turned out in the rain at Dunchurch.
+</p>
+
+<p>
+However, luck was with him, and he got on without delay to Daventry, and had to
+be roused from sleep when his postboy pulled up before the famous old
+Wheat-sheaf that, wakeful and alight, was ready with its welcome. Here cheerful
+fires were burning and everything was done for him. A chaise had just come in
+from Towcester. The horses&rsquo; mouths were washed out while he swallowed a
+crust and another glass of brandy and water, the horses were turned round, and
+he was away again. He composed himself, shivering, in the warmer corner, and,
+thanking his stars that he had got off, was beginning to nod, when the chaise
+suddenly tilted to one side and he slid across the seat. He sat up in alarm and
+felt the near wheels clawing at the ditch, and thought that he was over. A
+moment of suspense, and through the fog that dimmed the window-panes flaming
+lights blazed above him and over him, and the down mails thundered by, coach
+behind coach&mdash;three coaches, the road quivering beneath them, the horses
+cantering, the guards replying with a volley of abuse to the postboy&rsquo;s
+shout of alarm. Huge, lighted monsters, by night the bullies of the road, they
+were come and gone in an instant, leaving him staring with dazzled eyes into
+the darkness. But the shave had not bettered his temper. The stage seemed a
+long one, the horses slow, and he was fretting and fuming mightily, and by no
+means as grateful as he should have been for the luck that had hitherto
+attended him, when at last he jogged into Towcester.
+</p>
+
+<p>
+Alas, the inn here was awake, indeed, in a somnolent, grumpy, sullen fashion,
+but there were no horses. &ldquo;Not a chance of them,&rdquo; said the sleepy
+boots, nicking a dirty napkin towards the coffee room. &ldquo;There are two
+business gents waiting there to get on&mdash;life and death, &rsquo;cording to
+them. They&rsquo;re going up same way as you are, and they&rsquo;ve first call.
+And there&rsquo;s a gentleman and his servant for Birmingham&mdash;down, they
+are, and been waiting since eleven o&rsquo;clock and swearing
+tremendous!&rdquo;
+</p>
+
+<p>
+&ldquo;Then I&rsquo;ll take mine on!&rdquo; Clement said, and whipped out into
+the night and ran to his chaise. But he was too late. The gentleman&rsquo;s
+servant had been on the watch, he had made his bargain and stepped in, and his
+master was hurrying out to join him. &ldquo;The devil!&rdquo; cried Clement,
+now wide awake and very angry. &ldquo;That&rsquo;s pretty sharp!&rdquo;
+</p>
+
+<p>
+&ldquo;Yes, sir, sharp&rsquo;s the word,&rdquo; said the boots. It was evident
+that night work had made him a misanthrope, or something else had soured him.
+&ldquo;They&rsquo;d be no good for Brickhill anyway. It&rsquo;s a long stage.
+You&rsquo;ll take a bed?&rdquo;
+</p>
+
+<p>
+&ldquo;Bed be hanged!&rdquo; said Clement, wondering what he should do. This
+seemed to be a dead stop, and very black he looked. At last, &ldquo;I&rsquo;ll
+go to the yard,&rdquo; he said.
+</p>
+
+<p>
+&ldquo;There&rsquo;s nobody up. You&rsquo;d best&mdash;&mdash;&rdquo; and again
+the boots advised a bed.
+</p>
+
+<p>
+&ldquo;Nobody up? Oh, hang it!&rdquo; said Clement, and stood and thought, very
+much at a standstill. What could he do? There was a clock in the passage. He
+looked at it. It was close on six, and he had nearly sixty miles to travel.
+Save for the delay at the Stone Bridge, he had done well. He had kept his
+postboy up to the mark: he had spared neither money nor prayers, nor, it must
+be added, curses. He had done a very considerable feat, the difficulties of
+night porting considered. But he had still fifty-eight miles before him, and if
+he could not get on now he had done nothing. He had only wasted his money.
+&ldquo;Any up coach due?&rdquo;
+</p>
+
+<p>
+&ldquo;Not before eight o&rsquo;clock,&rdquo; said the boots cynically.
+&ldquo;Beaches the Saracen&rsquo;s Head, Snowhill, at three-thirty. You are one
+of these moneyed gents, I suppose? Things is queer in town, I
+hear&mdash;crashes and what not, something terrible, I am told. Blue ruin and
+worse. The master here&rdquo;&mdash;becoming suddenly
+confidential&mdash;&ldquo;he&rsquo;s in it. It&rsquo;s U-p with him! They
+seized his horses yesterday. That&rsquo;s why&mdash;&rdquo; he winked
+mysteriously towards the silent stables. &ldquo;Wouldn&rsquo;t trust him, and
+couldn&rsquo;t send a bailiff with every team. That&rsquo;s why!&rdquo;
+</p>
+
+<p>
+&ldquo;Who seized them?&rdquo; Clement asked listlessly. But he awoke a second
+later to the meaning of his words.
+</p>
+
+<p>
+&ldquo;Hollins, Church Farm yonder. Bill for hay and straw. D&rsquo;you know
+him?&rdquo;
+</p>
+
+<p>
+&ldquo;No, but&mdash;here! D&rsquo;you see this?&rdquo; Clement plucked out a
+crown piece, his eyes alight. &ldquo;Is there a postboy here? That&rsquo;s the
+point! Asleep or awake! Quick, man!&rdquo;
+</p>
+
+<p>
+&ldquo;A postboy? Well, there&rsquo;s old Sam&mdash;he can ride. But
+what&rsquo;s the use of a postboy when there&rsquo;s no horses?&rdquo;
+</p>
+
+<p>
+&ldquo;Wake him! Bring him here!&rdquo; Clement retorted, on fire with an idea,
+and waving the crown piece. &ldquo;D&rsquo;you hear? Bring him here and this is
+yours. But sharp&rsquo;s the word. Go, go and get him, man, it will be worth
+his while. Haul him out! Tell him he must come! It&rsquo;s money, tell
+him!&rdquo;
+</p>
+
+<p>
+The boots caught the infection and went, and for three or four minutes Clement
+stamped up and down in a fever of anxiety. By and by the postboy came, half
+dressed, sulky, and rubbing his eyes. Clement seized him by the shoulders,
+shook him, pounded him, pounded his idea into him, bribed him. Five minutes
+later they were hurrying towards the church, passing here and there a yawning
+laborer plodding through the darkness to his work. The farmer at
+Hollins&rsquo;s was dressing, and opened his window to swear at them and at the
+noise the dogs were making. But, &ldquo;Three pounds! Three pounds for horses
+to Brickhill!&rdquo; Clement cried. The proper charge was twenty-six shillings
+at the eighteen-penny night scale, and the man listened. &ldquo;You can come
+with me and keep possession!&rdquo; Clement urged, seeing that he hesitated.
+&ldquo;You run no risk! I&rsquo;ll be answerable.&rdquo;
+</p>
+
+<p>
+Three pounds was money, much money in those days. It was good interest on his
+unpaid bill, and Mr. Hollins gave way. He flung down the key of the stables,
+and hurrying down after it, helped to harness the horses by the light of a
+lanthorn. That done, however, the good man took fright at the novelty, almost
+the impudence of the thing, and demanded his money. &ldquo;Half now, and half
+at Brickhill,&rdquo; Clement replied, and the sight of the cash settled the
+matter. Mr. Hollins opened the yard gate, and two minutes later they were off,
+the farmer&rsquo;s wife staring after them from the doorway and, with a leaning
+to the safe side, shrilly stating her opinion that her husband was a fool and
+would lose his nags.
+</p>
+
+<p>
+&ldquo;Never fear,&rdquo; Clement said to the man. &ldquo;Only don&rsquo;t
+spare them! Time is money to me this morning!&rdquo;
+</p>
+
+<p>
+Fortunately, the horses had done no work the previous day and had been well
+fed. They were fresh, and the old postboy, feeling himself in luck, and
+exhilarated by what he called &ldquo;as queer a start as ever was,&rdquo; was
+determined to merit the largest fee. The farmer, as they whirled down Windmill
+Hill at a pace that carried them over the ascent and past Plum Park, fidgeted
+uneasily in his seat, fearing broken knees and what not. But seeing then that
+the postboy steadied his pair and knew his business, he let it pass. As far as
+Stony Stratford the road was with them, and thence to Fenny Stratford they
+pushed on at a good pace.
+</p>
+
+<p>
+It was broad daylight by now, the road was full of life and movement, they met
+and passed other travellers, other chaises, one or two of the early morning
+coaches. Men, topping and tailing turnips, stood and watched them from the
+fields, a gleam of December sunrise warmed the landscape. To the tedious
+nightmare of the long, dark hours, with their endless stages and sleepy
+turn-outs and shadowy postillions, their yawning inns and midnight meals, had
+succeeded sober daylight, plodding realities, waking life; and Clement should
+have owned the relief. But he did not, for a simple reason. During the night
+the end had been far off and uncertain, a thing not yet to be dwelt upon or
+considered. Now the end was within sight, a few hours must determine it one way
+or the other, and his anxiety as the time passed, and now the horses slackened
+their pace to climb a rise, now were detained by a flock of sheep, centred
+itself upon it. He had endured so much that he might intercept Arthur before
+the deed was done and the false transfer used, that to fail Josina now, to be
+too late now, was a thing not to be considered.
+</p>
+
+</div><!--end chapter-->
+
+<div class="chapter">
+
+<h2><a name="chap34"></a>CHAPTER XXXIV</h2>
+
+<p>
+Still, the daylight had one good effect, it completed the reassurance of Mr.
+Hollins. He could see his man now, and judging him to be good for the money, he
+gave way to greed and proposed to run the horses on to Dunstable. Clement
+thought that he might do worse and agreed, merely halting for five minutes at
+the George at Brickhill, to administer a quart of ale apiece to the nags, and
+to take one themselves. Then they pressed on to Dunstable, which they reached
+at half-past eight.
+</p>
+
+<p>
+Even so, Clement had still thirty miles to cover. But the postboy, a sportsman
+with his heart in the game, had ridden in, waving his whip and shouting for
+horses, and his good word spread like magic. Two minutes let the yard know that
+here was a golden customer, an out-and-outer, and almost before Clement could
+swallow a cup of scalding coffee and pocket a hot roll he had wrung the
+farmer&rsquo;s hand, fee&rsquo;d old Sam to his heart&rsquo;s content, and was
+away again, on the ten-mile downhill stage to St. Albans. They cantered most of
+the way, the postboy&rsquo;s whip in the air and the chaise running after the
+horses, and did the distance triumphantly in forty-three minutes. Then on, with
+the reputation of a good paymaster, to Barnet&mdash;Barnet, that seemed to be
+almost as good as London.
+</p>
+
+<p>
+Luck could not have stood by him better, and, now the sun shone, they raced
+with taxed-carts, and flashed by sober clergymen jogging along on their hacks.
+The midnight shifts to which he had been put, the despairing struggle about
+Meriden and Dunchurch, were a dream. He was in the fairway now, though the pace
+was not so good, and the hills, with windmills atop, seemed to be set on the
+road at intervals on purpose to delay him. Still he was near the end of his
+journey, and he began to consider all the alternatives to success, all the
+various ways in which he might yet fail. He might miss Bourdillon; he began to
+be sure that he would miss him. Either he would be at the India Office when
+Bourdillon was at the brokers&rsquo;, or at brokers&rsquo; when he was at the
+India Office; and, failing the India Office or the brokers&rsquo;, he had no
+clue to him. Or his quarry would have left town already, with the treasure in
+his possession. Or they might pass one another in the streets, or even on the
+road. He would be too late and he would fail, after all his exertions! He began
+to feel sure of it.
+</p>
+
+<p>
+Yes, he had certainly been a fool not to think at starting of the hundred
+chances, the scores of accidents that might occur to prevent their meeting. And
+every minute that he spent on the road made things worse. He had had yonder
+windmill in sight this half-hour&mdash;and it seemed no nearer. He fidgeted to
+and fro, lowered a window and raised it again, scolded the postboy, flung
+himself back in the chaise.
+</p>
+
+<p>
+At the Green Man at Barnet he got sulkily into his last chaise, and they
+pounded down five miles of a gentle slope, then drove stoutly up the easy
+ascent to Highgate. By this time the notion that Bourdillon would pass him
+unseen had got such hold upon him&mdash;though it was the unlikeliest thing in
+the world that Arthur could have got through his business so early&mdash;that
+his eyes raked every chaise they met, and a crowded coach by which they sped,
+as it crawled up the southern side of the hill, filled him with the darkest
+apprehensions. Had he given a moment&rsquo;s thought to the state of the
+market, to the pressure of business which it must cause, and to the crowd,
+greedy for transfers, in which Arthur must take his turn, he would have seen
+that this fear was groundless.
+</p>
+
+<p>
+However, the true state of things was by and by brought home to his mind. He
+had directed the postboy to take him direct to the brokers&rsquo; in the City,
+and he had hardly exchanged the pleasant country roads of Highbury and
+Islington, with their villas and cow-farms, for the noisy, dirty thoroughfares
+of north London, before he was struck by the evidences of excitement that met
+his eyes. Lads, shouting raucously, ran about the busier streets, selling
+broadsheets, which were fought for and bought up with greedy haste. A stream of
+walkers, with their faces set one way, hastened along almost as fast as his
+post-chaise. Busy groups stood at the street corners, debating and
+gesticulating. As he advanced still farther, and crossed the boundary and began
+to thread the narrow streets of the City&mdash;it wanted a half hour of
+noon&mdash;he found himself hampered and almost stopped by the crowd which
+thronged the roadway, and seemed in its preoccupation to be insensible to the
+obstacles that barred its way and into which it cannoned at every stride. And
+still, with each yard that he advanced, the press increased. The signs of
+ferment became more evident. Distracted men, hatless and red-hot with haste,
+regardless of everything but the errand on which they were bent, sprang from
+offices, hurled themselves through the press, leaped on their fellows&rsquo;
+backs, tore on their way; while those whom they had maltreated did not even
+look round, but continued their talk, unaware of the outrage. Some pushed
+through the press, so deep in thought that they saw no one and might have
+walked a country lane, while others, meeting as by appointment, seized one
+another, shook one another, bawled in each other&rsquo;s faces as if both had
+become suddenly deaf. And now and again the whole tormented mass, seething in
+the narrow lanes or narrower alleys, swayed this way or that under the impulse
+of some unknown mysterious impulse, some warning, some call to action.
+</p>
+
+<p>
+Clement had never seen anything like it, and he viewed it with awe, his ears
+deafened by the babel or pierced by the shrill cries of the news-sellers who
+constantly bawled, &ldquo;Panic! Great panic in the City! Panic! List of banks
+closed!&rdquo; He had heard as he changed at Barnet that fourteen houses in the
+City had shut their doors, but he had not appreciated the fact. Now he was to
+see with his own eyes shuttered windows and barred doors with great printed
+bills affixed to them, and huge crowds at gaze before them, groaning and
+hooting. Even the shops bore singular and striking witness to the crisis, for
+in Cheapside every other window exhibited a card stating that they would accept
+bank-notes to any extent and for goods to any amount&mdash;a courageous attempt
+to restore public confidence which deserved more success than it won; while
+there, and on all sides, he heard men execrating the Bank of England and loudly
+proclaiming&mdash;though this was not the fact&mdash;that it had published a
+notice that it could no longer pay cash.
+</p>
+
+<p>
+Here was panic indeed! Here was an appalling state of things! And very low his
+heart sank, as the chaise made a few yards, stopped, and advanced again. What
+chance had Ovington&rsquo;s, what hope of survival had their little venture,
+when the very credit of the country tottered, and here in the heart of London
+age-long institutions with vast deposits and forty or fifty branches toppled
+down on all sides? When merchant princes with tens of thousands in sound but
+unsaleable securities could do nothing to save themselves, and men of
+world-wide fame, the giants of finance, went humbly, hat in hand, to ask for
+time?
+</p>
+
+<p>
+Stranded, or moving at a snail&rsquo;s pace, he caught scraps of the talk about
+him. Smith&rsquo;s in Mansion House Street had closed its doors. Everett and
+Walker&rsquo;s had followed Pole&rsquo;s into bankruptcy. Wentworth&rsquo;s at
+York had failed for two hundred thousand pounds. Telford&rsquo;s at Plymouth
+had been sacked by an angry mob. The strongest bank in Norwich was going or
+gone. The Bank of England had paid out eight millions in gold within the
+week&mdash;and had no more. They were paying in one-pound notes now, a set
+found God knows where&mdash;in the cellars, it was said. The tellers were so
+benumbed with terror that they could not separate them or count them.
+</p>
+
+<p>
+For the moment he forgot Arthur and Arthur&rsquo;s business, and thought only
+of his father and of their own plight. &ldquo;We are gone!&rdquo; he reflected,
+his face almost as pale as the faces in the street. &ldquo;We are ruined! There
+is no hope. When this reaches Aldersbury we must close!&rdquo; He could no
+longer bear the inaction. He could not sit still. He paid off the
+chaise&mdash;with difficulty, owing to the press&mdash;and pushed forward on
+foot. But his mind still ran on Aldersbury, was still busy with the fate of
+their own bank. He felt an immense pity for his father, and recognized that
+until this moment, when panic in its most dreadful form stared him in the face,
+he had not realized the catastrophe, or the sadness, or the finality of it.
+They must close. They must begin the world again, begin it at the bottom, in
+competition with a multitude of beggared men, three-fourths of whom had never
+speculated, never touched a share, never left the safe path of industrious
+commerce, but were now to pay with all they possessed in the world, their
+daughters&rsquo; portions and their sons&rsquo; fortunes, for the recklessness
+or the extravagance of others.
+</p>
+
+<p>
+For a space there was vouchsafed to him the wider vision, and he saw the thing
+that was passing in its true light. He saw the wave of ruin spread from these
+crowded streets ever farther and farther, from city to town and town to
+country; and where it passed it wrecked homes, it made widows, it swept away
+the dowries of children, it separated lovers, it overwhelmed the happiness of
+thousands and tens of thousands. He saw the honest trader, whose father&rsquo;s
+good name was his glory, broken in heart and fortune through the failure of
+others, his health shattered, his house sold over his head, his pensioners and
+dependants flung into the workhouse. He saw deluded parsons doomed to spend the
+close of their lives in a hopeless wrestle with debt, their sons taken from
+school, their daughters sent out into a cold and unfeeling world. He saw
+squires, the little gods of their domain, men once wealthy, doomed to drink
+themselves into forgetfulness of the barred entail and the lost estate; the
+great house would be closed, the agent would squeeze the tenants, and they in
+turn the laborers, until the very village shop would feel the pinch. Thousands
+upon thousands would lose their hoarded savings, and, too old to begin again,
+would sink, they and their children and their children&rsquo;s children, into
+the under-world, there to be lost amid the dregs of the population.
+</p>
+
+<p>
+And he and his? Why should they escape? How could they escape? It would be much
+if they could feel, while they shared the common lot, that they had deserved to
+escape, that they were not of those whose wild speculations had brought this
+disaster on their kind.
+</p>
+
+<p>
+He had by this time fought his way as far as the end of Cheapside, and here,
+where the roar was loudest and the contending currents mingled their striving
+masses, where the voices of the news-boys were shrillest, and the timid stood
+daunted, while even strong men paused, measuring the human whirlpool into which
+they must plunge, Clement&rsquo;s eye was caught by a side-scene which was
+passing in the street hard by the Mansion House. Raised above the crowd on the
+steps of a large building, a haggard man was making an announcement&mdash;but
+in dumb show, for no word could be heard even by those who stood beside him,
+and his meaning could be deduced only from his gestures of appeal. The lower
+windows of the house were shuttered, and the upper exhibited many broken panes;
+but behind these and the cornice of the roof gleamed here and there a pale
+frightened face, peering down at the proceedings below. From the crowd
+collected before the haggard man rose a continuous roar of protest, a forest of
+menacing hands, shrill cries and curses, and now and again a missile, which,
+falling absurdly short&mdash;for in that press no man could swing his
+arm&mdash;still bore witness to the malice that urged it. Nearer to Clement on
+the skirts of the throng, where they could see little and were perpetually
+elbowed by impatient passersby, loitered a few who at a first glance seemed to
+be uninterested&mdash;so apathetic were their attitudes, so absent was their
+gaze. But a second glance disclosed the truth. They were men whom the tidings
+of ruin, sudden and unforeseen, had stunned. Spiritless and despairing, seeing
+only the home they had forfeited and the dear ones they had beggared, they
+stood in the street, blind and deaf to what was passing about them, and only by
+the mute agony of their eyes betrayed the truth.
+</p>
+
+<p>
+The sight wrung Clement&rsquo;s heart with pity, and he seized a news-lad by
+the arm. &ldquo;What is that place?&rdquo; he shouted in his ear. In that babel
+no man could make himself heard without shouting.
+</p>
+
+<p>
+The man looked at him suspiciously. &ldquo;Yar! Yer kidding!&rdquo; he said.
+&ldquo;Yer know as well as me!&rdquo;
+</p>
+
+<p>
+Clement shook him in his impatience. &ldquo;No, I don&rsquo;t,&rdquo; he
+shouted. &ldquo;I&rsquo;m a stranger! What is it, man? A bank?&rdquo;
+</p>
+
+<p>
+&ldquo;Where d&rsquo;yer come from?&rdquo; the lad retorted, as he twisted
+himself free. &ldquo;It&rsquo;s Everitt&rsquo;s, that&rsquo;s what it is! They
+closed an hour ago! Might as well ha&rsquo; never opened!&rdquo;
+</p>
+
+<p>
+He went off hurriedly, and Clement went too, plunging into the maelstrom that
+divided him from Cornhill. But as he buffeted his way through the throng, the
+faces of the ruined men went with him, coming between him and the street, and
+with a sinking heart he fancied that he read, written on them, the fate of
+Ovington&rsquo;s.
+</p>
+
+</div><!--end chapter-->
+
+<div class="chapter">
+
+<h2><a name="chap35"></a>CHAPTER XXXV</h2>
+
+<p>
+It was to Clement&rsquo;s credit that, had his object been to save his
+father&rsquo;s bank, instead of to do that which might deprive it of its last
+hope, he could not have struggled onward through the press more stoutly than he
+did. But though the offices for which he was bound, situate in one of the
+courts north of Cornhill, were no more than a third of a mile from the point at
+which he had dismissed his chaise, the city clocks had long struck twelve
+before, wresting himself from the human flood, which panic and greed were
+driving through the streets, he turned into this quiet backwater.
+</p>
+
+<p>
+He stood for a moment to take breath and adjust his dress, and even in that
+brief space he discovered that the calm was but comparative. Many of the
+windows which looked on the court were raised, as if the pent-up emotions of
+their occupants craved air and an outlet even on that December day; and from
+these and from the open doors below issued a dropping fire of sounds, the din
+of raised voices, of doors recklessly slammed, of feet thundering on bare
+stairs, of harsh orders. Clerks rushing into the court, hatless and demented,
+plunged into clerks rushing out equally demented, yet flew on their course
+without look or word, as if unconscious of the impact. From a lighted
+window&mdash;many were lit up, for the court was small and the day
+foggy&mdash;a hat, even as Clement paused, flew out and bounded on the
+pavement. But no one heeded it or followed it, and it was a passing clerk who
+came hurrying out a little less recklessly than his fellows, whom Clement,
+after a moment&rsquo;s hesitation, seized by the arm. &ldquo;Mr. Bourdillon
+here?&rdquo; he asked imperatively&mdash;for he saw that in no other way could
+he gain attention.
+</p>
+
+<p>
+&ldquo;Mr. Bourdillon!&rdquo; the man snapped. &ldquo;Oh, I don&rsquo;t know!
+Here, Cocky Sands! Attend to this gentleman! Le&rsquo; me go! Le&rsquo; me go.
+D&rsquo; you hear?&rdquo;
+</p>
+
+<p>
+He tore himself free, and was gone while he spoke, leaving Clement to climb the
+stairs. On the landing he encountered another clerk, whom he supposed to be
+&ldquo;Cocky Sands,&rdquo; and he attacked him. &ldquo;Mr. Bourdillon? Is he
+here?&rdquo; he asked.
+</p>
+
+<p>
+But Mr. Sands eluded him, shouted over his shoulder for &ldquo;Tom!&rdquo; and
+clattered down the stairs. &ldquo;Can&rsquo;t wait!&rdquo; he flung behind him.
+&ldquo;Find some one!&rdquo;
+</p>
+
+<p>
+However, Clement lost nothing by this, for the next moment one of the partners
+appeared at a door. Clement knew him, and &ldquo;Is Mr. Bourdillon here?&rdquo;
+he cried for the third time, and he seized the broker by the button-hole. He,
+at any rate, should not escape him.
+</p>
+
+<p>
+&ldquo;Mr. Bourdillon?&rdquo; The broker stared, unable on the instant to
+recall his thoughts, and from the way in which he wiped his bald and steaming
+head with a yellow bandanna, it was plain that he had just got something of
+moment off his mind. &ldquo;Pheugh! What times!&rdquo; he ejaculated, fanning
+himself and breathing hard. &ldquo;What a morning! You&rsquo;ve heard, I
+suppose? Everitt&rsquo;s are gone. Gone within the hour, d&mdash;n them! Oh,
+Bourdillon? It was Bourdillon you asked for? To be sure, it&rsquo;s Mr.
+Ovington, isn&rsquo;t it? I thought so; I never forget a face, but he
+didn&rsquo;t tell me that you were here. By Jove!&rdquo; He raised his
+hands&mdash;he was a portly gentleman, wearing a satin under-vest and pins and
+chains innumerable, all at this moment a little awry. &ldquo;By Jove, what a
+find you have there! Slap, bang, and tip to the mark, and no mistake! Hard and
+sharp as nails! I take off my hat to him! There&rsquo;s not a firm,&rdquo;
+mopping his heated face anew, &ldquo;within half a mile of us that
+wouldn&rsquo;t be glad to have him! I&rsquo;ll take my Davy there are not ten
+men in country practice could have pushed the deal through, and squeezed eleven
+thousand in cash out of Snell &amp; Higgins on such a day as this! He&rsquo;s a
+marvel, Mr. Ovington! You can tell your father I said so, and I don&rsquo;t
+care who says the contrary.&rdquo;
+</p>
+
+<p>
+&ldquo;But is he here?&rdquo; Clement cried, dancing with impatience. &ldquo;Is
+he here, man?&rdquo;
+</p>
+
+<p>
+&ldquo;Gone to the India House this&mdash;&rdquo; he looked at his
+watch&mdash;&ldquo;this half-hour, to complete. He had to drop seven per cent.
+for cash on the nail&mdash;that, of course! But he got six thousand odd in Bank
+paper, and five thou. in gold, and I&rsquo;m damned if any one else would have
+got that to-day, though the stuff he had was as good as the ready in ordinary
+times. My partner&rsquo;s gone with him to Leadenhall Street to
+complete&mdash;glad to oblige you, for God knows how many clients we shall have
+left after this&mdash;and they&rsquo;ve a hackney coach waiting in Bishopsgate
+and an officer to see them to it. You may catch him at the India House, or he
+may be gone. He&rsquo;s not one to let the grass grow under his feet. In that
+case&mdash;&mdash;&rdquo;
+</p>
+
+<p>
+&ldquo;Send a clerk with me to show me the Office!&rdquo; Clement cried.
+&ldquo;It&rsquo;s urgent, man, urgent! And I don&rsquo;t know my way inside the
+House. I must catch him.&rdquo;
+</p>
+
+<p>
+&ldquo;Well, with so much money&mdash;here, Nicky!&rdquo; The broker stepped
+aside to make room for a client who came up the stairs three at a time.
+&ldquo;Nicky, go with this gentleman! Show him the way to the India House.
+Transfer Office&mdash;Letter G! Sharp&rsquo;s the word. Don&rsquo;t lose
+time.&mdash;Coming! Coming!&rdquo; to some one in the office. &ldquo;My
+compliments to your father. He&rsquo;s one of the lucky ones, for I suppose
+this will see you through. It&rsquo;s Boulogne or this&mdash;&rdquo; he made as
+if he held a pistol to his head&mdash;&ldquo;for more than I care to think
+of!&rdquo;
+</p>
+
+<p>
+But Clement had not waited to hear the last words. He was half-way down the
+stairs with his hand on the boy&rsquo;s collar. They plunged into Cornhill, but
+the lad, a London-bred urchin, did not condescend to the street for more than
+twenty yards or so. Then he dived into a court on the same side of the way,
+crossed it, threaded a private passage through some offices, and came out in
+Bishopsgate Street. Stemming the crowd as best they could they crossed this,
+and by another alley and more offices the lad convoyed his charge into
+Leadenhall Street. A last rush saw them landed, panting and with their coats
+wellnigh torn from their backs, on the pavement on the south side of the
+street, in front of the pillared entrance, and beneath the colossal Britannia
+that, far above their heads and flanked by figures of Europe and Asia, presided
+over the fortunes of the greatest trading company that the world has ever seen.
+Through the doors of that building&mdash;now, alas, no more&mdash;had passed
+all the creators of an oriental empire, statesmen, soldiers, merchant princes,
+Clive, Lawrence, Warren Hastings, Cornwallis. Yet to-day, the mention of it
+calls up as often the humble figure of a black-coated white-cravated clerk with
+spindle legs and a big head, who worked within its walls and whom Clement, had
+he called a few months earlier, might have met coming from his desk.
+</p>
+
+<p>
+Here Clement, had he been without a guide, would have wasted precious minutes.
+But the place had no mysteries for the boy, even on this day of confusion and
+alarm. Skilled in every twist and turning, he knew no doubt. &ldquo;This
+way,&rdquo; he snapped, hurrying down a long passage which faced the entrance,
+and appeared to penetrate into the bowels of the building. Then, &ldquo;No! Not
+that way, stupid! What are you doing?&rdquo;
+</p>
+
+<p>
+But Clement&rsquo;s eyes, as he followed, had caught sight of a party of three,
+who, issuing from a corridor on the right at a considerable distance before
+them, had as quickly disappeared down another corridor on the left. The light
+was not good, but Clement had recognized one of them, and &ldquo;There he
+is!&rdquo; he cried. &ldquo;He has gone down there! Where does that lead
+to?&rdquo;
+</p>
+
+<p>
+&ldquo;Lime Street entrance!&rdquo; the lad replied curtly, and galloped after
+the party, Clement at his heels. &ldquo;Hurry!&rdquo; he threw over his
+shoulder, &ldquo;or they&rsquo;ll be out, and, by gum, you&rsquo;ll lose him!
+Once out and we&rsquo;re done, sir!&rdquo;
+</p>
+
+<p>
+They reached the turning the others had taken and ran down it. The distance was
+but short, but it was long enough to enable Clement to collect his wits, and to
+wonder, while he prepared himself for the encounter that impended, how Arthur
+would bear himself at the moment of discovery. Fortunately, the party pursued
+had paused for an instant in the east vestibule before committing themselves to
+the street, and that instant was fatal to them. &ldquo;Bourdillon!&rdquo;
+Clement cried, raising his voice. &ldquo;Hi! Bourdillon!&rdquo;
+</p>
+
+<p>
+Arthur turned as if he had been struck, saw him and stared, his mouth agape.
+&ldquo;The devil!&rdquo; he ejaculated.
+</p>
+
+<p>
+But to Clement&rsquo;s surprise his face betrayed neither the guilt nor the
+fear which he had expected to see, but only amazement that the other should be
+there&mdash;and some annoyance. &ldquo;You?&rdquo; he said. &ldquo;What the
+devil are you doing here? What joke is this? Did your father think that I could
+not be trusted to see things through? Or that you were likely to do
+better?&rdquo;
+</p>
+
+<p>
+&ldquo;I want a word with you,&rdquo; said Clement. He was in no mood to mince
+matters.
+</p>
+
+<p>
+&ldquo;But why are you here?&rdquo; with rising anger. &ldquo;Why have you come
+after me? What&rsquo;s up?&rdquo;
+</p>
+
+<p>
+&ldquo;I&rsquo;ll tell you, if you&rsquo;ll step aside.&rdquo;
+</p>
+
+<p>
+&ldquo;You can tell me on the coach, then, for I have no time to lose now. I
+mean to catch the three o&rsquo;clock coach, and&mdash;&mdash;&rdquo;
+</p>
+
+<p>
+&ldquo;No!&rdquo; Clement said firmly. &ldquo;I must speak to you here.&rdquo;
+</p>
+
+<p>
+But on that the broker interposed, his watch in his hand, &ldquo;Anyway, I can
+stop,&rdquo; he said. &ldquo;Who is this gentleman?&rdquo;
+</p>
+
+<p>
+&ldquo;Mr. Ovington, junior,&rdquo; Arthur said, with something of a sneer.
+&ldquo;I don&rsquo;t know what he has come up for, but&mdash;&mdash;&rdquo;
+</p>
+
+<p>
+&ldquo;But, at any rate, he&rsquo;ll see you safe to the coach,&rdquo; the
+other rejoined. &ldquo;And I must be off. I give you joy of it, Mr. Bourdillon.
+Fine work! Fine work, by Jove! And I shall tell Mr. Ovington so when I see him.
+You&rsquo;re a marvel! My compliments to your father, young gentleman,&rdquo;
+addressing Clement. &ldquo;Glad to have met you, but I can&rsquo;t stay now.
+Fifty things to do, and no time to do &rsquo;em in. The world&rsquo;s upside
+down to-day. Good morning! Good morning!&rdquo; With a wave of the hand, his
+watch in the other, he turned on his heel and strode back towards the main
+entrance.
+</p>
+
+<p>
+The two looked at one another and the third, who made up the party, a burly man
+in a red waistcoat and a curly-brimmed Regency hat, surveyed them both.
+&ldquo;Well, I&rsquo;m hanged,&rdquo; Arthur exclaimed, reverting sourly to his
+first surprise. &ldquo;Is everybody mad? Must you all come to town? I should
+have thought that you&rsquo;d have had enough to do at the bank without this!
+But as you must&mdash;&mdash;&rdquo; then to the officer, who was carrying a
+small leather valise, the duplicate of one which Arthur held in his
+hand&mdash;&ldquo;wait a minute, will you? And keep an eye on us. We shall not
+be a minute. Now,&rdquo; drawing Clement into a corner of the lodge, five or
+six paces away, where, though a stream of people continually brushed by them,
+they could talk with some degree of privacy. &ldquo;What is it, man? What is
+it? What has bought you up? And how the deuce have you come to be here&mdash;by
+this time?&rdquo;
+</p>
+
+<p>
+&ldquo;I posted.&rdquo;
+</p>
+
+<p>
+&ldquo;Posted? From Aldersbury? In heaven&rsquo;s name, why? Why, man?&rdquo;
+</p>
+
+<p>
+Clement pointed to the bag. &ldquo;To take that over,&rdquo; he said.
+</p>
+
+<p>
+&ldquo;This? Take this over?&rdquo; Arthur turned a deep red.
+&ldquo;What&mdash;what the devil do you mean, man?&rdquo;
+</p>
+
+<p>
+&ldquo;You ought to know.&rdquo;
+</p>
+
+<p>
+&ldquo;I?&rdquo;
+</p>
+
+<p>
+&ldquo;Yes, you,&rdquo; Clement retorted, his temper rising. &ldquo;It&rsquo;s
+stolen property, if you will have it.&rdquo; And he braced himself for the
+fray.
+</p>
+
+<p>
+&ldquo;Stolen property?&rdquo;
+</p>
+
+<p>
+&ldquo;Just that. And my father has commissioned me to take charge of it, and
+to restore it to its owner. Now you know.&rdquo;
+</p>
+
+<p>
+For one moment the handsome face, looking into his, lost some of its color. But
+the next, Arthur recovered himself, the blood flowed back to his cheeks, he
+laughed aloud, laughed in defiance. &ldquo;Why, you&mdash;you fool!&rdquo; he
+replied, in bitter contempt, &ldquo;I don&rsquo;t know what you are talking
+about. Your father&mdash;your father has sent you?&rdquo;
+</p>
+
+<p>
+&ldquo;It&rsquo;s no good, Bourdillon,&rdquo; Clement answered.
+&ldquo;It&rsquo;s all known. I&rsquo;ve seen the Squire. He missed the
+certificates yesterday afternoon&mdash;almost as soon as you were gone. He sent
+for you, I went over, and he knows all.&rdquo;
+</p>
+
+<p>
+He thought that that would finish the matter. To his astonishment Arthur only
+laughed afresh. &ldquo;Knows all, does he?&rdquo; he replied. &ldquo;Well, what
+of it? And he found out through you, did he? Then a pretty fool you were to put
+your oar in! To go to him, or see him, or talk to him! Why, man,&rdquo; with
+bravado, though Clement fancied that his eyes wavered and that the brag began
+to ring false, &ldquo;what have I done? Borrowed his money for a month,
+that&rsquo;s all! Taken a loan of it for a month or two&mdash;and for what?
+Why, to save your father and you and the whole lot of us. Ay, and half
+Aldersbury from ruin! I did it and I&rsquo;d do it again! And he knows it, does
+he? Through your d&mdash;d interfering folly, who could not keep your mouth
+shut, eh! Well, if he does, what then? What can he do, simpleton?&rdquo;
+</p>
+
+<p>
+&ldquo;That&rsquo;s to be seen.&rdquo;
+</p>
+
+<p>
+&ldquo;Nothing! Nothing, I tell you! He signed the transfer, signed it with his
+own hand, and he can&rsquo;t deny it. The rest is just his word against
+mine.&rdquo;
+</p>
+
+<p>
+&ldquo;No, it&rsquo;s Miss Griffin&rsquo;s, too,&rdquo; Clement said,
+marvelling at the other&rsquo;s attitude and his audacity&mdash;if audacity it
+could be called.
+</p>
+
+<p>
+But Arthur, though he had been far from expecting a speedy discovery, had long
+ago made up his mind as to the risk he ran. And naturally he had considered the
+line he would take in the event of detection. He was not unprepared, therefore,
+even for Clement&rsquo;s rejoinder, and, &ldquo;Miss Griffin?&rdquo; he
+retorted, contemptuously, &ldquo;Do you think that she will give evidence
+against me? Or he&mdash;against a Griffin? Why, you booby, instead of talking
+and wasting time here, you ought to be down on your knees thanking me&mdash;you
+and your father! Thanking me, by heaven, for saving you and your bank, and
+taking all the risk myself! It would have been long before you&rsquo;d have
+done it, my lad, I&rsquo;ll answer for that!&rdquo;
+</p>
+
+<p>
+&ldquo;I hope so,&rdquo; Clement replied with biting emphasis. &ldquo;And you
+may understand at once that we don&rsquo;t like your way, and are not going to
+be saved your way. We are not going to have any part or share in robbing your
+uncle&mdash;see! If we are going to be ruined, we are going to be ruined with
+clean hands! No, it&rsquo;s no good looking at me like that, Bourdillon. I may
+be a fool in the bank, and you may call me what names you like. But I am your
+match here, and I am going to take possession of that money.&rdquo;
+</p>
+
+<p>
+&ldquo;Do you think, then,&rdquo; furiously, &ldquo;that I am going to run away
+with it?&rdquo;
+</p>
+
+<p>
+&ldquo;I don&rsquo;t know,&rdquo; Clement rejoined. &ldquo;I am not going to
+give you the chance. I am going to take it over and return it to the owner; it
+will not go near our bank. I have my father&rsquo;s authority for acting as I
+am acting, and I am going to carry out his directions.&rdquo;
+</p>
+
+<p>
+&ldquo;And he&rsquo;s going to fail? To rob hundreds instead of borrowing from
+one money that you know will be returned&mdash;returned with interest in a
+month? You fool! You fool!&rdquo; with savage scorn. &ldquo;That&rsquo;s your
+virtue, is it? That&rsquo;s your honesty that you brag so much about? Your
+clean hands? You&rsquo;ll rob Aldersbury right and left, bring half the town to
+beggary, strip the widow and the orphan, and put on a smug face! &lsquo;All
+honest and above board, my lord!&rsquo; when you might save all at no risk by
+borrowing this money for a month. Why, you make me sick! Sick!&rdquo; Arthur
+repeated, with an indignation that went far to prove that this really was his
+opinion, and that he did honestly see the thing in that light. &ldquo;But you
+are not going to do it. You shall not do it,&rdquo; he continued, defiantly.
+&ldquo;I&rsquo;ll see you&mdash;somewhere else first! You&rsquo;ll not touch a
+penny of this money until I choose, and that will not be until I have seen your
+father. If I can&rsquo;t persuade you I think I can persuade him!&rdquo;
+</p>
+
+<p>
+&ldquo;You&rsquo;ll not have the chance!&rdquo; Clement retorted. He was very
+angry by now, for some of the shafts which the other had loosed had found their
+mark. &ldquo;You&rsquo;ll hand it over to me, and now!&rdquo;
+</p>
+
+<p>
+&ldquo;Not a penny!&rdquo;
+</p>
+
+<p>
+&ldquo;Then you&rsquo;ll take the consequences,&rdquo; was Clement&rsquo;s
+reply. &ldquo;For as heaven sees me, I shall give you in charge, and you will
+go to Bow Street. The officer is here. I shall tell him the facts, and you know
+best what the result will be. You can choose, Bourdillon, but that is my last
+word.&rdquo;
+</p>
+
+<p>
+Arthur stared. &ldquo;You are mad!&rdquo; he cried. &ldquo;Mad!&rdquo; But he
+was taken aback at last. His voice shook, and the color had left his cheeks.
+</p>
+
+<p>
+&ldquo;No, I am not mad. But we will not be your accomplices. That is all. That
+is the bed-rock of it,&rdquo; Clement continued. &ldquo;I give you two minutes
+to make up your mind.&rdquo; He took out his watch.
+</p>
+
+<p>
+Rage and alarm do not better a man&rsquo;s looks, and Arthur&rsquo;s handsome
+face was ugly enough now, had Clement looked at it. Two passions contended in
+him: rage at the thought that one whom he had often out-manœuvred and always
+despised should dare to threaten and thwart him; and fear&mdash;fear of the
+gulf that he saw gaping suddenly at his feet. For he could not close his eyes,
+bold and self-confident as he was, to the danger. He saw that if Clement said
+the word and made the thing public, his position would be perilous; and if his
+uncle proved obdurate, it might be desperate. His lips framed words of
+defiance, and he longed to utter them; but he did not utter them. Had they been
+alone, it had been another matter! But they were not alone; the Bow Street man,
+idly inquisitive, was watching him, and a stream of people, immersed each in
+his own perplexities, and unconscious of the tragedy at his elbow, was
+continually brushing by them.
+</p>
+
+<p>
+To do him justice, Arthur had hitherto seen the thing only by his own lights.
+He had looked on it as a case of all for fortune and the rest well lost, and he
+had even pictured himself in the guise of a hero, who took the risks and shared
+the benefits. If the act were ill, at least, he considered, he did it in a good
+cause; and where, after all, was the harm in assuming a loan of something which
+would never be missed, which would be certainly repaid, and which, in his
+hands, would save a hundred homes from ruin? The argument had sounded
+convincing at the time.
+</p>
+
+<p>
+Then, for the risk, what was it, when examined? It was most unlikely that the
+Squire would discover the trick, and if he did he could not, hard and austere
+as he was, prosecute his own flesh and blood. Nay, Arthur doubted if he could
+prosecute, since he had signed the transfer with his own hand&mdash;it was no
+forgery. At the worst, then and if discovery came, it would mean the loss of
+the Squire&rsquo;s favor and banishment from the house. Both of these things he
+had experienced before, and in his blindness he did not despair of reinstating
+himself a second time. He had a way with him, he had come to think that few
+could resist him. He was far, very far, from understanding how the Squire would
+view the act.
+</p>
+
+<p>
+But now the mists of self-deception were for the moment blown aside, and he saw
+the gulf on the edge of which he stood, and into which a word might precipitate
+him. If the pig-headed fool before him did what he said he would, and preferred
+a charge, the India House might take it up; and, pitiless where its interests
+were in question, it might prove as inexorable as the Bank had proved in the
+case of Fauntleroy only the year before. In that event, what might not be the
+end? His uncle had signed the transfer, and at the time that had seemed enough;
+it had seemed to secure him from the worst. But now&mdash;now when so much hung
+upon it, he doubted. He had not inquired, he had not dared to inquire how the
+law stood, but he knew that the law&rsquo;s uncertainties were proverbial and
+its ambages beyond telling.
+</p>
+
+<p>
+And the India House, like the Bank of England, was a terrible foe. Once
+launched on the slope, let the cell door once close on him, he might slip with
+fatal ease from stage to stage, until the noose hung dark and fearful before
+him, and all the influence, all the help he could command, might then prove
+powerless to save him! It was a terrible machine&mdash;the law! The cell, the
+court, the gallows, with what swiftness, what inevitableness, what certainty,
+did they not succeed one another&mdash;dark, dismal stages on the downward
+progress! How swiftly, how smoothly, how helplessly had that other banker
+traversed them! How irresistibly had they borne him to his doom!
+</p>
+
+<p>
+He shuddered. The officer of the law, who a few minutes before had been his
+servant, fee-bound, obsequious, took on another shape. He grew stern and
+menacing, and was even now, it might be, observing him, and conceiving
+suspicion of him. Arthur&rsquo;s color ebbed at the thought and his face
+betrayed him. The peril might be real or unreal&mdash;it might be only his
+imagination that he had to fight. But he could not face it. He moistened his
+dry lips, he forced himself to speak. He surrendered&mdash;sullenly, with
+averted eyes.
+</p>
+
+<p>
+&ldquo;Have it your own way,&rdquo; he said. &ldquo;Take it.&rdquo; And with a
+last attempt at bravado, &ldquo;I shall appeal to your father!&rdquo;
+</p>
+
+<p>
+&ldquo;That is as you will,&rdquo; Clement said. He was not comfortable, and
+sensible of the other&rsquo;s humiliation, his only wish was to bring the scene
+to an end as quickly as possible. He took up the bag and signed to the officer
+that they were ready.
+</p>
+
+<p>
+&ldquo;It&rsquo;s some hundreds short. You know that?&rdquo; Arthur muttered.
+</p>
+
+<p>
+&ldquo;I can&rsquo;t help it.&rdquo;
+</p>
+
+<p>
+&ldquo;He&rsquo;ll be the loser.&rdquo;
+</p>
+
+<p>
+&ldquo;Well&mdash;it must be so.&rdquo; Yet Clement hesitated, a little taken
+aback. He did not like the thought, and he paused to consider whether it might
+not be his duty to return to the brokers&rsquo; and undo the bargain. But it
+would be necessary to repeat all the formalities at a cost of time that he
+could not measure, and it was improbable that he would be able to recoup the
+whole of the loss. Rightly or wrongly, he decided to go on, and he turned to
+the officer. &ldquo;I take on the business now,&rdquo; he said, sharply.
+&ldquo;Where is the hackney-coach? In Bishopsgate? Then lead the way, will
+you?&rdquo; And, the bag in his hand, he moved towards the crowded street.
+</p>
+
+<p>
+But with his foot on the threshold, something spoke in him, and he looked back.
+Arthur was standing where he had left him, gloom in his face; and Clement
+melted. He could not leave him, he could not bear to leave him thus. What might
+he not do, what might he not have it in his mind to do? Pity awoke in him, he
+put himself in the other&rsquo;s place, and though there was nothing less to
+his taste at that moment than a companionship equally painful and embarrassing,
+he went back to him. &ldquo;Look here,&rdquo; he said, &ldquo;come with me.
+Come down with me and face it out, man, and get it over. It&rsquo;s the only
+thing to do, and every hour you remain away will tell against you. As it is,
+what is broken can be mended&mdash;if you&rsquo;re there.&rdquo;
+</p>
+
+<p>
+Arthur did not thank him. Instead, &ldquo;What?&rdquo; he cried. &ldquo;Come?
+Come with you? And be dragged at your chariot wheels, you oaf! Never!&rdquo;
+</p>
+
+<p>
+&ldquo;Don&rsquo;t be a fool,&rdquo; Clement remonstrated, pity moving him more
+strongly now that he had once acted on it. He laid his hand on the
+other&rsquo;s arm. &ldquo;We&rsquo;ll work together and make the best of it. I
+will, I swear, Bourdillon, and I&rsquo;ll answer for my father. But if I leave
+you here and go home, things will be said and there&rsquo;ll be trouble.&rdquo;
+</p>
+
+<p>
+&ldquo;Trouble the devil!&rdquo; Arthur retorted, and shook off his hand.
+&ldquo;You have ruined the bank,&rdquo; he continued, bitterly, but with less
+violence, &ldquo;and ruined your father and ruined me. I hope you are content.
+You have been thorough, if it&rsquo;s any satisfaction to you. And some day I
+shall know why you&rsquo;ve done it. For your honesty and your clean hands,
+they don&rsquo;t weigh a curse with me. You&rsquo;re playing your own game, and
+if I come to know what it is, I&rsquo;ll spoil it yet, d&mdash;n you!&rdquo;
+</p>
+
+<p>
+&ldquo;I don&rsquo;t mind how much you curse me, if you will come,&rdquo;
+Clement answered, patiently. &ldquo;It&rsquo;s the only thing to be done, and
+when you think it over in cold blood, you&rsquo;ll see that. Come, man, and put
+a bold face on it. It is the brave game and the only game. Face it out
+now.&rdquo;
+</p>
+
+<p>
+Arthur looked away, his handsome face sullen. He was striving with his
+passions, battling with the maddening sense of defeat. He saw, as plainly as
+Clement, that the latter&rsquo;s advice was good, but to take it and to go with
+him, to bear for many hours the sense of his presence and the consciousness of
+his scorn, his gorge rose at the thought. Yet, what other course was open to
+him? What was he going to do? He had little money with him, and he saw but two
+alternatives: to blow out his brains, or to go, hat in hand, and seek
+employment at the brokers&rsquo; where he was known. He had no real thought of
+the former alternative&mdash;life ran strong in him and he was sanguine; and
+the latter meant the overthrow of all his plans, and a severance, final and
+complete, from Ovington&rsquo;s. His lot thenceforth would, he suspected, be
+that of a man who had &ldquo;crossed the fight,&rdquo; done something dubious,
+put himself outside the pale.
+</p>
+
+<p>
+Whereas if he went with Clement now, humiliation would indeed be his. But he
+would still be himself, and with his qualities he might live it down, and in
+the end lose nothing.
+</p>
+
+<p>
+So at last, &ldquo;Go on,&rdquo; he said, sulkily. &ldquo;Have it your own way.
+At any rate, I may spoil your game!&rdquo; He shut his eyes to Clement&rsquo;s
+generosity. If he gave a thought to it at all, he fancied that he had some
+purpose to serve, some axe of his own to grind.
+</p>
+
+<p>
+They went out into the babel of the street, and, deafened by the cries of the
+hawkers, elbowed by panic-stricken men who fancied that if they were somewhere
+else they might save their hoards, shouldered by stout countrymen, adrift in
+the confusion like hulks in a strange sea, they made their way into Bishopsgate
+Street. Here they found the hackney-coach awaiting them, and drove by London
+Wall to the Bull and Mouth. A Birmingham coach was due to start at three, and
+after a gloomy wrangle they booked places by it, and, while the officer guarded
+the money, they sat down in the Coffee Room to a rare sirloin and a foaming
+tankard. They ate and drank in unfriendly silence, two empty chairs
+intervening; and more than once Arthur repented of his decision. But already
+the force of circumstances was driving them together, for the thoughts of each
+had travelled forward to Aldersbury&mdash;and to Ovington&rsquo;s. What was
+happening there? What might not already have happened there? Hurried feet ran
+by on the pavement. Ominous words blew in at the windows. Scared men rushed in
+with pallid, sweating faces, ate standing and went out again. Other men sat
+listless, staring at the table before them, eating nothing, or here and there,
+apart in corners whispered curses over their meat.
+</p>
+
+</div><!--end chapter-->
+
+<div class="chapter">
+
+<h2><a name="chap36"></a>CHAPTER XXXVI</h2>
+
+<p>
+The news of the failures which convulsed the City on that Black Monday did not
+reach Aldersbury until late on the Tuesday&mdash;the tidings came in with the
+mails. But hours before that, and even before the opening of the bank, things
+in the town had come to a climax. The women, always more practical than the men
+and less squeamish, had taken fright and been talking. In many a back parlor in
+Maerdol, and the Foregate, and on the Cop, wives had spoken their minds. They
+wouldn&rsquo;t be scared out of asking for their own, by any banker that ever
+lived, they said. Not they! &ldquo;Would you, Mrs. Gittins?&rdquo; quoth one.
+</p>
+
+<p>
+&ldquo;Not I, ma&rsquo;am, if I had it to ask for, as your goodman has.
+I&rsquo;d not sleep another night before I had it tight and right.&rdquo;
+</p>
+
+<p>
+&ldquo;No more he shall! What, rob his children for fear of a stuffy old
+man&rsquo;s black looks? But I&rsquo;ll see him into the bank myself, and see
+that he brings it out, too! I&rsquo;ll answer for that!&rdquo;
+</p>
+
+<p>
+&ldquo;And you&rsquo;re in the right, ma&rsquo;am, seeing it&rsquo;s yours.
+Money&rsquo;s not that easy got we&rsquo;re to be robbed of it. Now those notes
+with CO. on them they&rsquo;re money anyways, I suppose? There&rsquo;s nothing
+can alter them, I&rsquo;m thinking. I&rsquo;ve two of them at home, that my
+lad&mdash;&mdash;&rdquo;
+</p>
+
+<p>
+&ldquo;Oh, Mrs. Gittins!&rdquo; And superior information raised its hands in
+horror. &ldquo;You understand nothing at all. Don&rsquo;t you know
+they&rsquo;re the worst of all? If those shutters&mdash;go&mdash;up at that
+bank,&rdquo; dramatically, &ldquo;they&rsquo;ll not be worth the paper
+they&rsquo;re printed on! You take my advice and go this very minute and buy
+something at Purslow&rsquo;s or Bowdler&rsquo;s, and get them changed. And
+you&rsquo;ll thank me for that word, Mrs. Gittins, as long as you live.&rdquo;
+</p>
+
+<p>
+Upset was not the word for Mrs. Gittins, who had thought herself outside the
+fray. &ldquo;Well, they be thieves and liars!&rdquo; she gasped. &ldquo;And
+Dean&rsquo;s too, ma&rsquo;am? You don&rsquo;t mean to say&mdash;&mdash;&rdquo;
+</p>
+
+<p>
+&ldquo;I wouldn&rsquo;t answer even for them,&rdquo; darkly. &ldquo;If you ask
+me, I&rsquo;d let some one else have &rsquo;em, Mrs. Gittins. Thank the Lord,
+I&rsquo;ve none of them on my mind!&rdquo;
+</p>
+
+<p>
+And on that Mrs. Gittins waddled away, and two minutes later stood in
+Purslow&rsquo;s shop, inwardly &ldquo;all of a twitter,&rdquo; but outwardly
+looking as if butter would not melt in her mouth. But, alas! Purslow&rsquo;s
+was out of change that day; and so, strange to say, was Bowdler&rsquo;s. Most
+unlucky&mdash;great scarcity of silver&mdash;Government&rsquo;s
+fault&mdash;should they book it? But Mrs. Gittins, although she was all of a
+twitter, as she explained afterwards, was not so innocent as that, and got away
+without making her purchase.
+</p>
+
+<p>
+Still, that was the way talk went, up and down Bride Hill and in Shocklatch, at
+front door and back door alike. And the men were not ill-content to be bidden.
+Some had passed a sleepless night, and had already made up their minds not to
+pass another. Others had had a nudge or a jog of the elbow from a knowing
+friend, and had been made as wise by a raised eyebrow as by an hour&rsquo;s
+sermon. Worse still, some had got hold of a story first set afloat at the
+Gullet&mdash;the Gullet was the ancient low-browed tavern in the passage by the
+Market Place, where punch flowed of a night, and the tradesmen of the town and
+some of their betters were in the habit of supping, as their fathers and
+grandfathers had supped before them. Arthur&rsquo;s departure, quickly followed
+by Clement&rsquo;s&mdash;after dark and in a post-chaise, mark you!&mdash;had
+not passed without comment; and a wiseacre had been found to explain it. At
+first he had confined himself to nods and winks, but being cornered and at the
+same time uplifted by liquor&mdash;for though the curious could taste saloop at
+the Gullet, Heathcote&rsquo;s ale was more to the taste of the habitués, when
+they did not run to punch&mdash;he has whispered a word, which had speedily
+passed round the circle and not been slow to go beyond it.
+</p>
+
+<p>
+&ldquo;Gone! Of course they&rsquo;re gone!&rdquo; was the knowing one&rsquo;s
+verdict. &ldquo;And you&rsquo;ll see the old man will be gone, too, before
+morning, and the strong-box with him! Open? No, they&rsquo;ll not open? Never
+again, ten o&rsquo;clock or no ten o&rsquo;clock. Well, if you must have it, I
+got it from Wolley not an hour back. And he ought to know. Wasn&rsquo;t he hand
+in glove with them? Director of the&mdash;oh, the Railroad Shares? Waste paper!
+Never were worth more, my lad. If you put your money into that, it&rsquo;s on
+its way to London by this time!&rdquo;
+</p>
+
+<p>
+&ldquo;And Boulogne to-morrow,&rdquo; said another, going one better, as he
+knocked the ashes out of his pipe. &ldquo;I&rsquo;m seventy-five down by them,
+and that&rsquo;s the worst and the best for me! Those that are in deeper,
+I&rsquo;m sorry for them, but they&rsquo;ve only themselves to thank!
+It&rsquo;s been plain this month past what was going to happen.&rdquo;
+</p>
+
+<p>
+One or two were tempted to ask why he hadn&rsquo;t drawn out his seventy-five
+pounds, if he had been so sure. But they refrained, having a wambling, a sort
+of sick feeling in the pit of their stomachs. He was a rude, overbearing
+fellow, and there was no knowing what he might not bring out by way of retort.
+</p>
+
+<p>
+The upshot of this and of a hundred other reports which ran about the town like
+wild-fire, was that a full twenty minutes before the bank opened on the
+Tuesday, its doors were the butt of a hundred eyes. Many assembled by twos and
+threes in the High Street and on the Market Place, awaiting the hour; while
+others took up their stand in the dingy old Butter Cross a little above the
+bank, where day in and day out old crones sat knitting and the poultry
+women&rsquo;s baskets stood on market days. Few thought any longer of
+concealment; the time for that was past, the feeling of anxiety was too deep
+and too widespread. Men came together openly, spoke of their fears and cursed
+the banker, or nervously fingered their pass-books, and compared the packets of
+notes that they had with them.
+</p>
+
+<p>
+Some watched the historic clock, but more watched, and more eagerly, the bank.
+The door, the opening of which, if it were ever opened, meant so much to so
+many, must have shrunk, seasoned wood as it was, under the intensity of the
+gaze fixed upon it; while the windows of the bank-house&mdash;ugh! the
+pretender, to set himself up after that fashion, while all the time he was
+robbing the poor!&mdash;were exposed to a fire as constant. Not a curtain moved
+or a blind was lowered, but the action was marked and analyzed, deductions
+drawn from it, and arguments based upon it. That was Ovington&rsquo;s bedroom!
+No, that. And there was his girl at the lower window&mdash;but he would not
+have been likely to take her with him in any case.
+</p>
+
+<p>
+As a fact, had they been on the watch a little earlier, they would have been
+spared one anxiety. For about nine o&rsquo;clock Ovington had shown himself. He
+had left the house, crossed with a grave face to the Market Place, and rung the
+bell at Dean&rsquo;s. He had entered after a brief parley with an amazed
+man-servant, had been admitted to see one of the partners, and at a cost to his
+pride, which only he could measure, the banker had stooped to ask for help.
+Between concerns doing business in the same town, relations must exist and
+transactions must pass even when they are in competition; and Dean&rsquo;s and
+Ovington&rsquo;s had been no exception to the rule. But the elder bank had
+never forgotten that they had once enjoyed a monopoly. They had neither
+abandoned their claims nor made any secret of their hostility, and Ovington
+knew that it was to the last degree unlikely that they would support him, even
+if they had the power to do so.
+</p>
+
+<p>
+But he had convinced himself that it was his duty to make the attempt, however
+hopeless it might seem, and however painful to himself&mdash;and few things in
+his life had been more painful. To play the suppliant, he who had raised his
+head so high, and by virtue of an undoubted touch of genius had carried it so
+loftily, this was bad enough. But to play the suppliant to the very persons on
+whom he had trespassed, and whom he had defied, to open his distresses to those
+to whom he had pretended to teach a newer and sounder practice, to acknowledge
+in act, if not in word, that they had been right and he wrong, this indeed was
+enough to wring the proud man&rsquo;s heart, and bring the perspiration to his
+brow.
+</p>
+
+<p>
+Yet he performed the task with the dignity, of which, as he had risen in the
+world, he had learned the trick, and which even at this moment did not desert
+him. &ldquo;I am going to be frank with you, Mr. Dean,&rdquo; he said when the
+door had closed on the servant and the two stood eye to eye. &ldquo;There is
+going, I fear, to be a run on me to-day, and unfortunately I have been
+disappointed in a sum of twelve thousand pounds, which I expected to receive. I
+do not need the whole, two-thirds of the sum will meet all the demands which
+are likely to be made upon me, and to cover that sum I can lodge undeniable
+security, bills with good names&mdash;I have a list here and you can examine
+it. I suggest, Mr. Dean, that in your own interests as well as in mine you help
+me. For if I am compelled to close&mdash;and I cannot deny that I may have to
+close, though I trust for a short time only&mdash;it is certain that a very
+serious run will be made upon you.&rdquo;
+</p>
+
+<p>
+Mr. Dean&rsquo;s eyes remained cold and unresponsive. &ldquo;We are prepared to
+meet it,&rdquo; he answered frostily. &ldquo;We are not afraid.&rdquo; He was a
+tall man, thin and dry, without a spark of imagination, or enterprise. A man
+whose view was limited to his ledger, and who, if he had not inherited a
+business, would never have created one.
+</p>
+
+<p>
+&ldquo;You are aware that Poles&rsquo; and Williams&rsquo;s have failed?&rdquo;
+</p>
+
+<p>
+&ldquo;Yes. I believe that our information is up to date.&rdquo;
+</p>
+
+<p>
+&ldquo;And that Garrard&rsquo;s at Hereford closed yesterday?&rdquo;
+</p>
+
+<p>
+&ldquo;I am sorry to hear it.&rdquo;
+</p>
+
+<p>
+&ldquo;The times are very serious, Mr. Dean. Very serious.&rdquo;
+</p>
+
+<p>
+&ldquo;We have foreseen that,&rdquo; the other replied. They were both
+standing. &ldquo;The truth is, we are paying for a period of reckless trading,
+encouraged in my humble opinion, Mr. Ovington&rdquo;&mdash;he could not refrain
+from the stab&mdash;&ldquo;by those who should have restrained it.&rdquo;
+</p>
+
+<p>
+Ovington let that pass. He had too much at stake to retort.
+&ldquo;Possibly,&rdquo; he said. &ldquo;Possibly. But we have now to deal with
+the present&mdash;as it exists. It is on public rather than on private grounds
+that I appeal to you, Mr. Dean. A disaster threatens the community. I appeal to
+you to help me to avert it. As I have said, securities shall be placed in your
+hands, more than sufficient to cover the risk. Approved securities to your
+satisfaction.&rdquo;
+</p>
+
+<p>
+But the other shook his head. He was enjoying his triumph&mdash;a triumph
+beyond his hopes. &ldquo;What you suggest,&rdquo; he said, a faint note of
+sarcasm in his tone, &ldquo;comes to this, Mr. Ovington&mdash;that we pool
+resources? That is how I understand you?&rdquo;
+</p>
+
+<p>
+&ldquo;Practically.&rdquo;
+</p>
+
+<p>
+&ldquo;Well, I am afraid that in justice to our customers I must reply that we
+cannot do that. We must think of them first, and of ourselves next.&rdquo;
+</p>
+
+<p>
+Ovington took up his hat. The other&rsquo;s tone was coldly decisive. Still he
+made a last effort. &ldquo;Here is the list,&rdquo; he said. &ldquo;Perhaps if
+you and your brother went over it at your leisure?&rdquo;
+</p>
+
+<p>
+But Dean waved the list away. &ldquo;It would be useless,&rdquo; he said.
+&ldquo;Quite useless. We could not entertain the idea.&rdquo; He was already
+anticipating the enjoyment with which he would tell his brother the news.
+</p>
+
+<p>
+With a heavy heart, Ovington replaced the list in his breast pocket.
+&ldquo;Very good,&rdquo; he said. His face was grave. &ldquo;I did not
+expect&mdash;to be frank&mdash;any other answer, Mr. Dean. But I thought it was
+my duty to see you. I regret your decision. Good-morning.&rdquo;
+</p>
+
+<p>
+&ldquo;Good-morning,&rdquo; the other banker replied, and he rang for his
+man-servant.
+</p>
+
+<p>
+&ldquo;They&rsquo;re gone,&rdquo; he reflected complacently, as the door closed
+behind his visitor. &ldquo;Smashed, begad!&rdquo; and with the thought he rid
+himself of a sense of inferiority which had more than once troubled him in his
+rival&rsquo;s presence. He sat down to eat his breakfast with a good appetite.
+The day would be a trying one, but Dean&rsquo;s, at any rate, was safe.
+Dean&rsquo;s, thank God, had never put its hand out farther than it could draw
+it back. How pleased his brother would be!
+</p>
+
+<p>
+That was the worst, immeasurably the worst, of Ovington&rsquo;s experiences,
+but it was not the only painful interview that was in store for him before the
+bank opened that morning. Twice, men, applying, stealthy and importunate, at
+the back door, forced their way in to him. They were not of those who had
+claims on the bank and feared to be losers by it. They were in debt to it, but
+desperate and pushed for money they saw in the bank&rsquo;s necessity their
+opportunity. They&mdash;one of the two was Purslow&mdash;required only small
+sums, and both had conceived the idea that, as the bank was about to fail, it
+would be all one to Ovington whether he obliged them or not. It would be but a
+hundred or so the less for the creditors, and as the bank had sold their
+pledged stocks they thought that it owed them something. They had still
+influence, their desperate straits were not yet known; if he obliged them they
+would do this and that and the other&mdash;nebulous things&mdash;for him.
+</p>
+
+<p>
+Ovington, of course, could do nothing for them, but to harden his heart against
+their appeals was not a good preparation for the work before him, and when he
+entered the bank five minutes before ten, he had to brace himself in order to
+show an unmoved front to the clerks.
+</p>
+
+<p>
+He need not have troubled himself. Rodd knew all, and the two lads, on their
+way to the bank that morning, had been badgered out of such powers of
+observation as they possessed. They had been followed, cornered, snatched in
+this direction and that, rudely questioned, even threatened. Were they going to
+open? Where was the gaffer? Was he gone? They had been wellnigh bothered out of
+their lives, and more than once had been roughly handled. It seemed as if all
+Aldersbury was against them&mdash;and they did not like it. But Ovington had
+the knack of attaching men to him, the lads were loyal, and they had returned
+only hard words to those who waylaid them. Pay? They could pay all the dirty
+money in Aldersbury! Mr. Ovington? Well, they&rsquo;d see. They&rsquo;d see
+where he was, and be licking his boots in a week&rsquo;s time. And they&rsquo;d
+better take their hands off them! The stouter even threatened fisticuffs. A
+little more and he&rsquo;d give his questioners a lick over the chops. Come
+now, give over, or he&rsquo;d show them a trick of Dutch Sam&rsquo;s they
+wouldn&rsquo;t like.
+</p>
+
+<p>
+The two arrived at the bank, panting and indignant, their coats half off their
+backs; and Rodd, whose impeccable respectability no one had ventured to assail,
+had to say a few sharp words before they settled down and the counter assumed
+the calm and orderly aspect that, in his eyes, the occasion required. He was
+himself simmering with indignation, but he let no sign of it appear. He had
+made all his arrangements beforehand, seen every book in its place, and the
+cash where it could be handled&mdash;and a decent quantity, sufficient to
+impose on the vulgar&mdash;laid in sight. After a few words had been exchanged
+between him and Ovington, the latter retired to the desk behind the curtain,
+and the other three took their places. Nothing remained but to watch&mdash;the
+seniors with trepidation, the juniors with a not unpleasant
+excitement&mdash;the minute hand of the clock. It wanted three minutes of ten.
+</p>
+
+<p>
+And already, though from their places behind the counter the clerks could not
+see it, the watching groups before the bank had grown into a crowd. It lined
+the opposite pavement, it hung a fringe two-deep on the steps of the Butter
+Cross, it extended into the Market Place, it stretched itself half-way down the
+hill. And it made itself heard. The voices of those who passed along the
+pavement, the scraps of talk half caught, the sudden exclamation, merged in a
+murmur not loud but continuous, and fraught with something of menace. Once, on
+the fringe of the gathering, there was an outburst of booing, but it ceased as
+suddenly as it had risen, suppressed by the more sober element; and once a hand
+tried the doors, a voice surprisingly loud, cried, &ldquo;They&rsquo;re fast
+enough!&rdquo; and footsteps retreated across the pavement. The driver of a
+cart descending the hill called to &ldquo;Make way! Make way!&rdquo; and that,
+too, reached those within almost as plainly as if it had been said in the room.
+Something, too, happened on it, for a shout of laughter followed.
+</p>
+
+<p>
+It wanted two&mdash;it wanted one minute of ten. Rodd gave the order to open.
+</p>
+
+<p>
+The younger clerk stepped forward and drew the bolts. He turned the key, and
+opened one leaf of the door. The other was thrust open from without. The clerk
+slid under the counter to his place. They came in.
+</p>
+
+<p>
+They came in, three abreast, elbowing and pushing one another in their efforts
+to be first. In a moment they were at the counter, darting suspicious glances
+at the clerks and angry looks at one another, and with them entered an
+atmosphere of noise and contention, of trampling feet and peevish exclamations.
+The bank, so still a moment before, was filled with clamor. There were
+tradesmen among them, a little uncertain of themselves and thankful that
+Ovington was not visible, and one or two bluff red-faced farmers who cared for
+nobody, and slapped their books down on the counter; and there were also a few,
+of the better sort, who looked straight before them and endeavored to see as
+little as possible&mdash;with a sprinkling of small fry, clerks and
+lodging-house keepers and a coal-hawker, each with his dirty note gripped tight
+in his fist. The foremost rapped on the counter and cried &ldquo;Here, Mister,
+I&rsquo;m first!&rdquo; &ldquo;No, I!&rdquo; &ldquo;Here, you, please attend to
+me!&rdquo; They pressed their claims rudely, while those in the rear uttered
+impatient remonstrances, holding their books or their notes over the heads of
+others in the attempt to gain attention. In a moment the bank was
+full&mdash;full to the doors, full of people, full of noise.
+</p>
+
+<p>
+Rodd&rsquo;s cold eye travelled over them, measured them, weighed them. He was
+filled with an immense contempt for them, for their folly, their greed, their
+selfishness. He raised his hand for silence. &ldquo;This is not a
+cock-fight,&rdquo; he said in a tone as withering as his eye. &ldquo;This is a
+bank. When you gentlemen have settled who comes first. I will attend to
+you.&rdquo; And then, as the noise only broke out afresh and more loudly,
+&ldquo;Well, suppose I begin at the left hand,&rdquo; he said. He passed to
+that end of the counter. &ldquo;Now, Mr. Buffery, what can I do for you. Got
+your book?&rdquo;
+</p>
+
+<p>
+But Mr. Buffery had not got his book, as Rodd had noticed. On that the cashier
+slowly drew from a shelf below the counter a large ledger, and, turning the
+leaves, began a methodical search for the account.
+</p>
+
+<p>
+But this was too much for the patience of the man last on the right, who saw
+six before him, and had left no one to take care of his shop. &ldquo;But, see
+here,&rdquo; he cried imperiously. &ldquo;Mr. Rodd, I&rsquo;m in a hurry! If
+that young man at the desk could attend to me I shouldn&rsquo;t take
+long.&rdquo;
+</p>
+
+<p>
+Rodd, keeping his place in the book with his finger, looked at him. &ldquo;Do
+you want to pay in, Mr. Bevan?&rdquo; he asked gravely.
+</p>
+
+<p>
+&ldquo;No. I want forty-two, seven, ten. Here&rsquo;s my cheque.&rdquo;
+</p>
+
+<p>
+&ldquo;You want cash?&rdquo;
+</p>
+
+<p>
+&ldquo;That&rsquo;s it.&rdquo;
+</p>
+
+<p>
+&ldquo;Well, I&rsquo;m the cashier in this bank. No one else pays cash.
+That&rsquo;s the rule of the bank. Now, Mr. Buffery,&rdquo; leisurely turning
+back to the page in the ledger, and running his finger down it.
+&ldquo;Thirty-five, two, six. That&rsquo;s right, is it?&rdquo;
+</p>
+
+<p>
+&ldquo;That&rsquo;s right, sir.&rdquo; Buffery knuckled his forehead
+gratefully.
+</p>
+
+<p>
+&ldquo;You&rsquo;ve brought a cheque?&rdquo;
+</p>
+
+<p>
+But Buffery had not brought a cheque. Rodd shrugged his shoulders, called the
+senior clerk forward, and entrusted the customer, who was no great scholar, to
+his care. Then he closed the ledger, returned it carefully to the shelf, and
+turned methodically to the next in the line. &ldquo;Now, Mr. Medlicott, what do
+you want? Are you paying, or drawing?&rdquo;
+</p>
+
+<p>
+Mr. Medlicott grinned, and sheepishly handed in a cheque. &ldquo;I&rsquo;ll
+draw that,&rdquo; he mumbled, perspiring freely, while from the crowd behind
+him, shuffling their feet and breathing loudly, there rose a laugh. Rodd
+brought out the ledger again, and verified the amount. &ldquo;Right,&rdquo; he
+said presently, and paid over the sum in Dean&rsquo;s notes and gold.
+</p>
+
+<p>
+The man fingered the notes and hesitated. Rodd, about to pass to the next
+customer, paused. &ldquo;Well, ain&rsquo;t they right?&rdquo; he said.
+&ldquo;Dean&rsquo;s notes. Anything the matter with them?&rdquo;
+</p>
+
+<p>
+The man took them without more, and Rodd paid the next and the next in the same
+currency, knowing that it would be remarked. &ldquo;I&rsquo;ll give them a jog
+while I can,&rdquo; he thought. &ldquo;They deserve it.&rdquo; And, sure
+enough, every note of that bank that he paid out was presented across the
+counter at Dean&rsquo;s within the hour. It gave Mr. Dean something to think
+about.
+</p>
+
+<p>
+No one, in truth, could have done the work better than Rodd. He was so cool, so
+precise, so certain of himself. Nothing put him out. He plodded through his
+usual routine at his usual leisurely pace. He recked nothing of the impatient
+shuffling crowd on the other side of the counter, nothing of the greedy eyes
+that grudged every motion of his hand. They might not have existed for him. He
+looked through them. A plodder, he had no nerves. He was the right man in the
+right place.
+</p>
+
+<p>
+At noon, taking with him a slip of paper, he went to report to Ovington, who
+had retired to the parlor. They had paid out seventeen hundred pounds in the
+two hours. At this rate they could go on for a long time. There was only one
+large account in the room&mdash;should he call it up and pay it? It might have
+a good effect.
+</p>
+
+<p>
+Ovington agreed, and Rodd returned to the counter. His eye sought out Mr.
+Meredith. &ldquo;I don&rsquo;t know what you&rsquo;re doing here,&rdquo; he
+said austerely. &ldquo;But I suppose your time is worth something. If
+you&rsquo;ll pass up your cheque I&rsquo;ll let you go.&rdquo;
+</p>
+
+<p>
+The small fry clamored, but Rodd looked through them. &ldquo;Eight hundred and
+ten,&rdquo; said Meredith with a sigh of relief, passing his cheque over the
+heads of those before him. He was not ashamed of his balance, but for the
+moment he was ashamed of himself. He began to suspect that he had let himself
+be carried away with a lot of silly small chaps&mdash;yet his fingers itched to
+hold the money.
+</p>
+
+<p>
+Rodd confirmed the account, fluttered a packet of notes, counted them thrice
+and slowly, and tossed them to Mr. Meredith. &ldquo;I make them right,&rdquo;
+he said, &ldquo;but you&rsquo;d better count them.&rdquo; Then, to one or two
+who were muttering something about illegal preference, &ldquo;Bless your
+innocent hearts,&rdquo; he said, &ldquo;you&rsquo;ll all be paid!&rdquo; And he
+took the next in order as if nothing had happened.
+</p>
+
+<p>
+It had its effect, and so had a thing that half an hour later broke the dreary
+monotony of paying out. A man at the back who had just pressed in&mdash;for the
+crowd, reinforced by new arrivals, was very nearly as large as at the hour of
+opening&mdash;raised his voice, complaining bitterly that he could not stay
+there all day, and that he wanted to pay in some money and go about his
+business.
+</p>
+
+<p>
+There was a stir of surprise. A dozen turned to look at him.
+</p>
+
+<p>
+&ldquo;Good lord!&rdquo; someone exclaimed.
+</p>
+
+<p>
+Only Rodd was unmoved. &ldquo;Get a pay slip,&rdquo; he said to the senior
+clerk, who had been pretty well employed filling in cheques for the illiterate
+and examining notes. &ldquo;Now, gentlemen, fair play. Let his pass through.
+Oh, it&rsquo;s Mr. Walker, is it? How much, Mr. Walker?&rdquo;
+</p>
+
+<p>
+&ldquo;Two seven six, ten,&rdquo; said Mr. Walker, laying a heavy canvas bag on
+the counter. Rodd untied the neck of the bag and upset the contents, notes and
+gold, before him. He counted the money with professional deftness, whilst the
+clerk filled in the slip. &ldquo;How&rsquo;s your brother?&rdquo; he asked.
+</p>
+
+<p>
+&ldquo;Pretty tidy.&rdquo;
+</p>
+
+<p>
+&ldquo;And how are things in Wolverhampton?&rdquo;
+</p>
+
+<p>
+&ldquo;So, so! But not so bad as they were.&rdquo;
+</p>
+
+<p>
+&ldquo;Thank you. You&rsquo;re the only sensible man I&rsquo;ve seen to-day,
+and we shall not forget it. Now, gentlemen, next please.&rdquo;
+</p>
+
+<p>
+Mr. Walker was closely inspected as he pushed his way out, and one or two were
+tempted to say a word of warning to him, but thought better of it, and held
+their peace. About two in the afternoon a Mr. Hope of Bretton again broke the
+chain of withdrawals. He paid in two hundred. Him a man did pluck by the
+sleeve, muttering &ldquo;Have a care, man! Have a care what you&rsquo;re
+doing!&rdquo; But Mr. Hope, a bluff tradesman-looking person only answered,
+&ldquo;Thank ye, but I am up to snuff. If you ask me I think you&rsquo;re a
+silly set of fools.&rdquo;
+</p>
+
+<p>
+News of him and of what he had said, and indeed of much more than he had said,
+ran quickly through the crowd that wondered and waited all day before the bank;
+that snapped up every rumor, and devoured the wildest inventions. The bank
+would close at one! It would close at three&mdash;the speaker had it on the
+best authority! It would close when so and so had been paid! Ovington, the
+rascal, had fled. He was in the bank, white as a sheet. He had attempted
+suicide. There was a warrant out for him. The crowd moved hither and thither,
+like the colors in a kaleidoscope. On its outer edges there was horseplay.
+Children chased one another up and down the Butter Cross steps, fell over the
+old women who knitted, were cuffed by the men, driven out by the
+Beadle&mdash;only to return again.
+</p>
+
+<p>
+But under the trivialities there was tense excitement. Now and again a man who
+had been slow to take the alarm forced his way, pale and agitated, through the
+crowd, to vanish within the doors; or a countryman, whom the news had only just
+reached in his boosey-close or his rickyard&mdash;as they call a stackyard in
+Aldshire&mdash;rode up the hill, hot with haste and cursing those who blocked
+his road, flung his reins to the nearest bystander, and plunged into the bank
+as into water. And on the fringe, hiding themselves in doorways, or in the dark
+mouths of alleys, were men who stood biting their nails, heedless or
+unconscious of what passed about them; or who came staggering up from the
+Gullet with stammering tongues and eyes bloodshot with drink&mdash;men who a
+year before had been well-to-do, sober citizens, fathers of families. All one
+to them now whether Ovington&rsquo;s stood or fell! They had lost their all,
+and to show for it and for all that they had ever been worth had but a few
+pieces of printed paper, certificates, or what not, which they took out and
+read in corners, as if something of hope might still, at the thousandth time of
+reading be derived from them, or which they brandished aloft in the tavern with
+boasts of what they would have gained if trickery had not robbed them. So,
+though the crowd had its humors and was swept at times by gusts of laughter,
+the spectre of ruin stood, gaunt and bleak, in the background, and many a heart
+quailed before grim visions of bailiffs and forced sales and the
+workhouse&mdash;the workhouse, that in Aldersbury, where they were nothing if
+not genteel, they called the House of Industry.
+</p>
+
+<p>
+And Ovington, as he sat over his books, or peered from time to time from a
+window, knew this, and felt it. He would not have been human if he had not
+thought with longing of that twelve thousand, the use of which had so nearly
+been his; ay, and with passing regret&mdash;for after all was not the greatest
+good for the greatest number sound morality?&mdash;of the self-denying
+ordinance which had robbed him of it. But harassed and heavy-hearted as he was,
+he remained master of himself, and his bearing was calm and dignified, when at
+a quarter to four, he showed himself, for the first time that day, in the bank.
+</p>
+
+<p>
+It was still half-full, and the approach of closing time and the certainty that
+they could not all be paid that day, along with the fear that the doors would
+not open on the morrow, mightily inflamed those who were not in the front rank.
+They clamored to be paid, brandishing their books or their notes. Some tried
+prayers, addressing Rodd by name, pleading their poverty or their services.
+Others reproached him for his slowness, and swore that it was purposeful. And
+they would not be still, they pushed and elbowed one another, rose on tiptoe
+and shuffled their feet, quarrelled among themselves.
+</p>
+
+<p>
+Their voices filled the bank, passed beyond it, were heard in the street. Rodd
+worked on bravely, but the perspiration stood on his brow, while the clerks,
+flurried and nervous, looked now at the clock and now at the malcontents whose
+violence and restlessness seemed to treble their numbers.
+</p>
+
+<p>
+Then it was that Ovington came in, and on the instant the noise died down, and
+there was silence. He advanced without speaking to within a few feet of the
+counter. He was cold, composed, upright, dignified. And still he did not speak.
+He surveyed his customers, his spectacles in his hand. His eyes took in each.
+At length, &ldquo;Gentlemen,&rdquo; he said quietly, &ldquo;there is no need
+for this excitement. You will all be paid. We are shorthanded to-day, but I had
+no reason to suppose that those who know me as well as most of you do know
+me&mdash;and there are some here who have known me all my life&mdash;would
+distrust me. However, as we are shorthanded, the bank will remain open to-day
+until half-past four. Mr. Rodd, you will see, if you please, that the
+requirements of those now in the room are met. I need not add that the bank
+will open at the usual time to-morrow. Good-day, gentlemen.&rdquo;
+</p>
+
+<p>
+They raised a feeble cheer in their relief, and in the act of turning away, he
+paused. &ldquo;Mr. Ricketts,&rdquo; he said, singling out one, &ldquo;you are
+here about those bills? They are important. If you will bring them through to
+me&mdash;yes, if you please?&rdquo;
+</p>
+
+<p>
+The man whom he had addressed, a banker&rsquo;s clerk, followed him thankfully
+into the parlor. His uneasiness had been great, for, though he had not joined
+in his neighbors&rsquo; threats, his employers&rsquo; claim exceeded those of
+all the rest put together.
+</p>
+
+<p>
+&ldquo;We daren&rsquo;t wait, Mr. Ovington,&rdquo; he said apologetically.
+&ldquo;Our people want it. I take it, it is all right, sir?&rdquo;
+</p>
+
+<p>
+&ldquo;Quite,&rdquo; Ovington said. &ldquo;You have them here? What is the
+total?&rdquo;
+</p>
+
+<p>
+&ldquo;Eighteen hundred and twenty-eight, six, eight, sir.&rdquo;
+</p>
+
+<p>
+Ovington examined the bills with a steady hand and wrote the amount on a slip
+of paper. He rang the bell, and the younger clerk came in. &ldquo;Bring me
+that,&rdquo; he said &ldquo;as quickly as you can.&rdquo; Then to his visitor,
+&ldquo;My compliments to Mr. Allwood. Will you tell him that his assistance has
+been of material use to me, and that I shall not forget it? I was sorry to hear
+of Gibbons&rsquo; failure.&rdquo;
+</p>
+
+<p>
+&ldquo;Yes, sir. Very unfortunate. Very unfortunate, indeed?&rdquo;
+</p>
+
+<p>
+&ldquo;He is no loser by them, I hope?&rdquo;
+</p>
+
+<p>
+&ldquo;Well, he is, sir, I am sorry to say.&rdquo;
+</p>
+
+<p>
+&ldquo;Ah, I am sorry.&rdquo; And when the lad had brought in the money, and
+the account was settled, &ldquo;Are you returning to-night?&rdquo;
+</p>
+
+<p>
+&ldquo;No, sir. My instructions were to travel by daylight.&rdquo;
+</p>
+
+<p>
+&ldquo;Then you have an opportunity of stating outside, that you have been
+paid? I am anxious, of course, to stop this foolish run.&rdquo;
+</p>
+
+<p>
+The man said he would not fail to do so, and Ovington thanked him and saw him
+out by the private door. Then, taking with him certain books and the slips of
+paper that Rodd had sent in to him at hourly intervals, he went into the
+dining-room. Things were no worse than he had expected, but they were no
+better. Or, yes, they were, a few hundreds better.
+</p>
+
+<p>
+Betty was there, awaiting him with an anxious face. She had had no slips to
+inform her from hour to hour how things went, and she had been too wise to
+intrude on her father. But many times she had looked from the windows on the
+scene before the bank, on the shifting crowd, the hasty arrivals, the groups
+that clung unwearied to the steps of the Butter Cross; and though
+poverty&mdash;she was young&mdash;had few terrors for her, she comprehended
+only too well what her father was suffering&mdash;ay, and, though it was a
+minor evil, what a blister to his pride was this gathering of his neighbors to
+witness his fall!
+</p>
+
+<p>
+So, though she could have put on an appearance of cheerfulness, she felt that
+it would not accord with his mood, and instead, &ldquo;Well, father,&rdquo; she
+said, with loving anxiety, &ldquo;is it bad or good?&rdquo; And, as he sank
+wearily into his chair, she passed her arm about his shoulders.
+</p>
+
+<p>
+&ldquo;Well,&rdquo; he replied, with the sigh of a tired man, &ldquo;it is
+pretty much as we expected. I don&rsquo;t know, child, that it is better or
+worse. But Rodd will be here presently and he will tell us. He must be worn
+out, poor chap. He has borne the brunt of the day, and he has borne it
+famously. Famously! I offered to take his place at the dinner-hour but he would
+not have it. He has not left the counter for five minutes at a time, and he has
+shown splendid nerve.&rdquo;
+</p>
+
+<p>
+&ldquo;Then you have not missed the others much?&rdquo;
+</p>
+
+<p>
+&ldquo;No. We did not wish to pay out too quickly. Well&mdash;let us have some
+tea. Rodd will be glad of it. He has not tasted food since ten
+o&rsquo;clock.&rdquo;
+</p>
+
+<p>
+&ldquo;Did you go in, father?&rdquo;
+</p>
+
+<p>
+&ldquo;For a minute,&rdquo; smiling, &ldquo;to scold them.&rdquo;
+</p>
+
+<p>
+&ldquo;Oh, they are horrid!&rdquo;
+</p>
+
+<p>
+&ldquo;No, they are just frightened. Frightened, child! We should do the same
+in their place.&rdquo;
+</p>
+
+<p>
+&ldquo;No,&rdquo; Betty said stoutly. &ldquo;I shouldn&rsquo;t! And I could
+never like anyone who did! Never!&rdquo;
+</p>
+
+<p>
+&ldquo;Did what?&rdquo;
+</p>
+
+<p>
+&ldquo;Took money from you when you wanted it so much! I think they&rsquo;re
+mean! Mean! And I shall never think anything else!&rdquo; Betty&rsquo;s eyes
+sparkled, she was red with indignation. But the heat passed, and now she was
+paler than usual, she looked sad. Perhaps she had forgotten how things were,
+and now remembered; or perhaps&mdash;at any rate the glow faded and she was
+again the Betty of late days&mdash;a tired and depressed Betty.
+</p>
+
+<p>
+She had seen to it that the fire was clear and the lamps burned brightly; had
+she not visited the room a dozen times to see to it? And now the curtains had
+been drawn, the tea-tray had come in, the kettle sang on the hob, the silver
+and china, reflecting the lights, twinkled a pleasant welcome to the tired man.
+Or they would have, if he could have believed that the comfort about him was
+permanent. But how long&mdash;the doubt tortured him&mdash;would it be his? How
+long could he ensure it for others? The waiting, anxious crowd, the scared
+faces, the clamorous customers, these were the things he saw, the things that
+blotted out the room and darkened the future. These were the only realities,
+the abiding, the menacing facts of life. He let his chin fall on his hand, and
+gazed moodily into the fire. A Napoleon of finance? Ay, but a Napoleon, crushed
+in the making, whose Waterloo had met him at Arcola!
+</p>
+
+<p>
+He straightened himself when Rodd&rsquo;s step was heard in the passage, and he
+rose to take the last slip from the cashier&rsquo;s hand.
+</p>
+
+<p>
+&ldquo;Sit down, man, sit down,&rdquo; he said. &ldquo;Betty, give Rodd a cup
+of tea. He must need it. Well?&rdquo; putting on his glasses to consult the
+slip.
+</p>
+
+<p>
+&ldquo;We&rsquo;ve paid out thirteen thousand two hundred and ten, sir.&rdquo;
+</p>
+
+<p>
+&ldquo;Through one pair of hands! Well done! A fine feat, Rodd, and I shall not
+forget it. Umph!&rdquo; thoughtfully, &ldquo;that is just about what we
+expected. Neither much better nor much worse. What we did not expect&mdash;but
+sit down and drink your tea, man. Betty!&rdquo;
+</p>
+
+<p>
+&ldquo;Yes, father.&rdquo;
+</p>
+
+<p>
+&ldquo;Pass the toast to him. He deserves all we can do for him. What we did
+not expect,&rdquo; reverting to the slip with a wrinkled brow, &ldquo;were the
+payments in. Four hundred and seventy odd! I don&rsquo;t understand that. No
+other sign of returning credit, Rodd? Was it some one we&rsquo;ve obliged? Very
+unlikely, for long memories are rare at such times as these. Who was it?&rdquo;
+</p>
+
+<p>
+Rodd was busy with his toast. Betty had passed it to him with a polite smile.
+&ldquo;There were two, sir, I think,&rdquo; he said. He spoke as if he were not
+quite certain.
+</p>
+
+<p>
+The banker looked up in surprise. &ldquo;Think!&rdquo; he said. &ldquo;Why, you
+must know.&rdquo;
+</p>
+
+<p>
+&ldquo;Well, there were two, sir, I am sure. But paying out all
+day&mdash;&mdash;&rdquo;
+</p>
+
+<p>
+&ldquo;You&rsquo;d remember who paid in, I should think. When there were but
+two. You must remember who they were.&rdquo;
+</p>
+
+<p>
+&ldquo;One was from Wolverhampton, I know,&rdquo; Rodd replied, &ldquo;Mr.
+Watkins&mdash;or Walker.&rdquo;
+</p>
+
+<p>
+&ldquo;Walker or Watkins? Of Wolverhampton? I don&rsquo;t remember any customer
+of that name. And the other? Who was he?&rdquo;
+</p>
+
+<p>
+&ldquo;From somewhere Bretton way. I could look him up.&rdquo;
+</p>
+
+<p>
+The banker eyed Rodd closely. Had the day&rsquo;s work been too much for him?
+&ldquo;You could look him up?&rdquo; he rejoined. &ldquo;Why, man, of course
+you could. Four hundred and seventy! A bank has failed before now for lack of
+less. All good notes, I suppose? No Gibbons&rsquo; or Garrards&rsquo;,
+eh?&rdquo; an idea striking him. &ldquo;But you&rsquo;d see to that. If some
+one had the idea of washing his hands that way&mdash;and the two banks already
+closed!&rdquo;
+</p>
+
+<p>
+But Rodd shook his head. &ldquo;No, sir. It was in gold and Bank of England
+notes. I saw to that.&rdquo;
+</p>
+
+<p>
+&ldquo;Then I don&rsquo;t understand it,&rdquo; the banker decided. He sat
+pondering&mdash;the thing had taken hold of his mind. Was it a trick? Did they
+mean to draw out the amount next morning? But, no they would not risk the
+money, and he would stand no worse if they drew it. An enemy could not have
+done it, then. A friend? But such friends were rare and the sum was no trifle.
+The amount was more than he had received for his plate, the proceeds of which
+had already gone into the cash-drawer. He pondered.
+</p>
+
+<p>
+Meanwhile, &ldquo;Another cup of tea?&rdquo; Betty said politely. And as Rodd,
+avoiding her eyes, handed her his cup, &ldquo;It&rsquo;s so nice to hear of
+strangers helping us,&rdquo; she continued with treacherous sweetness.
+&ldquo;One feels so grateful to them.&rdquo;
+</p>
+
+<p>
+Rodd muttered something, his mouth full of toast.
+</p>
+
+<p>
+&ldquo;It&rsquo;s so fine of them to trust us, when they don&rsquo;t know how
+things are&mdash;as we do, of course. I think it is splendid of them,&rdquo;
+Betty continued. &ldquo;Father, you must bring them to me, some day, when all
+these troubles are over&mdash;that I may thank them.&rdquo;
+</p>
+
+<p>
+But her father had risen to his feet. He was standing on the hearthrug, a queer
+look on his face. &ldquo;I think that they are here now,&rdquo; he said.
+&ldquo;Rodd, why did you do it?&rdquo;
+</p>
+
+<p>
+The cashier started. &ldquo;I, sir? I don&rsquo;t think I&mdash;&mdash;&rdquo;
+</p>
+
+<p>
+&ldquo;Oh, you understand, man!&rdquo; The banker was much moved. &ldquo;You
+understand very well. Walker of Wolverhampton? You&rsquo;ve a brother at
+Wolverhampton, I remember, though I don&rsquo;t think I&rsquo;ve ever seen him.
+This is your three hundred, and all you could add to it. My G&mdash;d,
+man&mdash;&mdash;&rdquo; Ovington was certainly moved, for he seldom swore,
+&ldquo;but if we go you&rsquo;ll lose it! You must draw it out before the bank
+opens to-morrow.&rdquo;
+</p>
+
+<p>
+&ldquo;No,&rdquo; said Rodd, who had turned red. &ldquo;I shall do nothing of
+the sort, sir. It&rsquo;s as safe there as anywhere. I&rsquo;m not
+afraid.&rdquo;
+</p>
+
+<p>
+&ldquo;But I don&rsquo;t understand,&rdquo; Betty said, looking from one to the
+other. It couldn&rsquo;t be true. It could not be that she had made such
+a&mdash;a dreadful mistake!
+</p>
+
+<p>
+&ldquo;There&rsquo;s no Mr. Walker,&rdquo; her father explained, &ldquo;and no
+gentleman from Bretton. They are both Rodd. It&rsquo;s his money.&rdquo;
+</p>
+
+<p>
+&ldquo;Do you mean&mdash;&mdash;&rdquo; in a very small voice. &ldquo;I thought
+that Mr. Rodd took his money out!&rdquo;
+</p>
+
+<p>
+&ldquo;Only to put it in again when he thought that it might help us more. But
+we can&rsquo;t have it. He mustn&rsquo;t lose his money, all I expect that
+he&mdash;&mdash;&rdquo;
+</p>
+
+<p>
+&ldquo;It came out of the bank,&rdquo; Rodd said, &ldquo;And there&rsquo;s
+where it belongs, and I&rsquo;m not going,&rdquo; stubbornly, &ldquo;to take it
+out. I&rsquo;ve been here ten years&mdash;very comfortable, sir. And if the
+bank closed where&rsquo;d I be? It&rsquo;s my interest that it shouldn&rsquo;t
+close.&rdquo;
+</p>
+
+<p>
+The banker turned to the fire and put one foot on the fender as if to warm it.
+&ldquo;Well, let it stay,&rdquo; he said, but his voice was unsteady. &ldquo;If
+we have to close you&rsquo;ll have done a silly thing&mdash;that&rsquo;s all.
+But if we don&rsquo;t, you&rsquo;ll not have been such a fool!&rdquo;
+</p>
+
+<p>
+&ldquo;Oh, we shall not close,&rdquo; Rodd boasted, and he gulped down his tea,
+his ears red.
+</p>
+
+<p>
+There was an embarrassing silence. Ovington turned. &ldquo;Well, Betty,&rdquo;
+he said, attempting a lighter tone. &ldquo;I thought that you were going to
+thank&mdash;Mr. Walker of Wolverhampton?&rdquo;
+</p>
+
+<p>
+But Betty, murmuring something about an order for the servants, had already
+hurried from the room.
+</p>
+
+</div><!--end chapter-->
+
+<div class="chapter">
+
+<h2><a name="chap37"></a>CHAPTER XXXVII</h2>
+
+<p>
+That the Squire suffered was certain; whether he suffered more deeply in pocket
+or in pride, whether he felt more poignantly the loss of his hoarded thousands
+or the dishonor that Arthur had done to his name, even Josina could not say.
+His ruling passions through life had been pride of race and the desire to
+hoard, and it is certain that sorely wounded in both points he suffered as
+acutely as age with its indurated feelings can suffer. But after the first
+outburst, after the irrepressible cry of anguish which the discovery of his
+nephew&rsquo;s treachery had wrung from him, he buried himself in silence. He
+sat morose and unheeding, his hands clasping his stick, his sightless eyes
+staring at the fire. He gave no sign, and sought no sympathy. He was
+impenetrable. Even Josina would not guess what were his thoughts.
+</p>
+
+<p>
+Nor did she try to learn. The misfortune was too great, the injury on one side
+beyond remedy, and the girl had the sense to see this. She hung over him,
+striving to anticipate his wishes and by mute signs of affection to give him
+what comfort she might. But she was too wise to trouble him with words or to
+attempt to administer directly to a mind which to her was a mystery, darkened
+by the veil of years that separated them.
+</p>
+
+<p>
+She was sure of one thing, however, that he would not wish anything to be said
+in the house; and she said nothing. But she soon found that she must set a
+guard also on her looks. On the Tuesday Mrs. Bourdillon &ldquo;looked
+in,&rdquo; as it was her habit to look in three or four times a week. She had
+usually some errand to put forward, and her pretext on this occasion was the
+Squire&rsquo;s Christmas list. Near as he was, he thought much of old customs,
+and he would not for anything have omitted to brew a cask of October for his
+servants&rsquo; Christmas drinking, or to issue the doles of beef to the men
+and of blankets to the women which had gone forth from the Great House since
+the reign of Queen Anne. Mrs. Bourdillon was never unwilling to gain a little
+reflected credit, or to pay in that way for an hour&rsquo;s job-work, so that
+there were few years in which she did not contrive to graft a name or two on
+the list.
+</p>
+
+<p>
+That was apparently her business this afternoon. But Josina, whose faculties
+were quickened by the pity which she felt for the unconscious mother, soon
+perceived that this was not her only or, indeed, her real motive. The visitor
+was not herself. She was nervous, the current of her small talk did not run
+with its usual freedom, she let her eyes wander, she broke off and began again.
+By and by as the strain increased she let her anxiety appear, and at last,
+&ldquo;I wish you would tell me,&rdquo; she said, &ldquo;what is the matter
+with Arthur. He is not open with me,&rdquo; raising her eyes with a piteous
+look to Josina&rsquo;s face. &ldquo;And&mdash;and he&rsquo;s something on his
+mind, I&rsquo;m sure. I noticed it on Sunday, and I am sure you know. Is
+there&rdquo;&mdash;and Josina saw with compassion that her mittened hands were
+trembling&mdash;&ldquo;is there anything&mdash;wrong?&rdquo;
+</p>
+
+<p>
+The girl had her answer ready, for she had already decided what she would say.
+&ldquo;I am afraid that they are anxious about the bank,&rdquo; she said.
+&ldquo;There is what they call a &lsquo;run&rsquo; upon it.&rdquo;
+</p>
+
+<p>
+The explanation was serious enough, but, strange to say, Mrs. Bourdillon looked
+relieved. &ldquo;Oh! And I suppose that they all have to be there?&rdquo;
+</p>
+
+<p>
+&ldquo;Yes, I suppose so.&rdquo;
+</p>
+
+<p>
+&ldquo;And that&rsquo;s all?&rdquo;
+</p>
+
+<p>
+&ldquo;I am afraid that that is enough.&rdquo;
+</p>
+
+<p>
+&ldquo;But&mdash;but you don&rsquo;t mean that there may be a&mdash;a
+failure?&rdquo;
+</p>
+
+<p>
+&ldquo;I hope not. Indeed, I hope not. But people are so silly! They think that
+they can all have their money out at once. And of course,&rdquo; Josina
+continued, speaking from a height of late-acquired knowledge, &ldquo;a bank
+lends its money out and cannot get it in again in a minute. But I&rsquo;ve no
+doubt that it will be all right. Mr. Ovington is very clever.&rdquo;
+</p>
+
+<p>
+Mrs. Bourdillon sighed. &ldquo;That&rsquo;s bad,&rdquo; she said. And she
+seemed to think it over. &ldquo;You know that all our money is in the bank now,
+Josina! I don&rsquo;t know what we should do if it were lost! I don&rsquo;t
+know what we should do!&rdquo; But, all the same, Josina was clear that this
+was not the fear that her visitor had had in her mind when she entered the
+room. &ldquo;Nor why Arthur was so set upon putting it in,&rdquo; the good lady
+continued. &ldquo;For goodness knows,&rdquo; bridling, &ldquo;we were never in
+trade. Mr. Bourdillon&rsquo;s grandfather&mdash;but that was in the West Indies
+and quite different. I never heard anyone say it wasn&rsquo;t. So where Arthur
+got it from I am sure I don&rsquo;t know. And, oh dear, your father was so
+angry about it, he will never forgive us if it is lost.&rdquo;
+</p>
+
+<p>
+&ldquo;I don&rsquo;t think that you need be afraid,&rdquo; Josina said, as
+lightly as she could. &ldquo;It&rsquo;s not lost yet, you know. And of course
+we must not say a word to anyone. If people thought that we were
+afraid&mdash;&mdash;&rdquo;
+</p>
+
+<p>
+&ldquo;We? But I can&rsquo;t see&rdquo;&mdash;Mrs. Bourdillon spoke with sudden
+sharpness, &ldquo;what you have to do with it?&rdquo;
+</p>
+
+<p>
+Josina blushed. &ldquo;Of course we are all interested,&rdquo; she said.
+</p>
+
+<p>
+Mrs. Bourdillon saw the blush. &ldquo;You haven&rsquo;t&mdash;you and
+Arthur&mdash;made it up?&rdquo; she ventured.
+</p>
+
+<p>
+Josina shook her head.
+</p>
+
+<p>
+&ldquo;But why not? Now&mdash;now that he&rsquo;s in trouble, Josina?&rdquo;
+</p>
+
+<p>
+&ldquo;I couldn&rsquo;t! I couldn&rsquo;t, indeed.&rdquo;
+</p>
+
+<p>
+The mother&rsquo;s face fell, and she sighed. She stared for awhile at the
+faded carpet. When she looked up again, the old anxiety peeped from her eyes.
+&ldquo;And you don&rsquo;t think that&mdash;there&rsquo;s anything else?&rdquo;
+she asked, as she prepared to rise.
+</p>
+
+<p>
+&ldquo;I am afraid that that is enough&mdash;to make them all anxious!&rdquo;
+</p>
+
+<p>
+But later, when the other was gone, Josina wondered. What had aroused the
+mother&rsquo;s misgivings? What had brought that look of alarm to her eyes?
+Arthur&rsquo;s sudden departure might have vexed her, but it could hardly have
+done more, unless he had dropped some hint, or she had other grounds for
+suspicion? But that was impossible, Josina decided. And she dismissed the
+thought.
+</p>
+
+<p>
+She went slowly upstairs. After all she had troubles enough of her own. She had
+her father to think of&mdash;and Clement. They were her world, hemispheres
+which, though her whole happiness depended upon it, she could hardly hope to
+bring together, divided as they were by an ocean of prejudice. How her father
+now regarded Clement, whether his hatred of the name were in the slightest
+degree softened, whether under the blow which had stunned him, he thought of
+her lover at all, or remembered that it was he, and not Arthur, who had saved
+his life, she had no notion.
+</p>
+
+<p>
+Alas! it would be but natural if the name of Ovington were more hateful to him
+than ever. He would attribute&mdash;she felt that he did attribute
+Arthur&rsquo;s fall to them. He had said that it was the poison of trade, their
+trade, their cursed trade, which had entered his veins, and, contaminating the
+honest Griffin blood, had destroyed him. It was they who had ruined him!
+</p>
+
+<p>
+And then, as if the stain were not enough, it was from them again that it could
+not be hid. They knew of it, they must know of it. There must be interviews
+about it, dealings about it, dealings with them. They might feign horror of it,
+they who in the Squire&rsquo;s eyes were the real cause of it. They might hold
+up their hands at the fact and pity him! Pity him! If anything, anything, she
+was sure, could add to her father&rsquo;s mortification, it was that the
+Ovingtons were involved in the matter.
+</p>
+
+<p>
+With every stair, the girl&rsquo;s heart sank lower. Once more in her
+father&rsquo;s room, she watched him. But she was careful not to let her
+solicitude appear, and though she was assiduous for his comfort and conduced to
+it by keeping Miss Peacock and the servants at a distance, she said almost as
+little to him as he to her. From time to time he sighed, but it was only when
+she reminded him that it was his hour for bed that he let a glimpse of his
+feelings appear.
+</p>
+
+<p>
+&ldquo;Ay,&rdquo; he muttered, &ldquo;I&rsquo;m better there! Better there,
+girl!&rdquo; And with one hand on his stick and the other on his chair he
+raised himself up by his arms as old men do. &ldquo;I can hide my head
+there.&rdquo;
+</p>
+
+<p>
+She lent him her shoulder across the room and strove by the dumb show of her
+love to give him what comfort she might, what sympathy. But tears choked her,
+and she thought with anguish that he was conquered. The unbreakable old man was
+broken. Shame and not the loss of his money had broken him.
+</p>
+
+<p>
+It would not have surprised her had he kept his bed next day. But either there
+was still some spring of youth in him, or old age had hardened him, for he rose
+as usual, though the effort was apparent. He ate his breakfast in gloomy
+silence, and about an hour before noon he declared it his will to go out.
+Josina doubted if he was fit for it, but whatever the Squire willed his
+womenfolk accepted, and she offered to go with him. He would not have her, he
+would have Calamy&mdash;perhaps because Calamy knew nothing. &ldquo;Take me to
+the stable,&rdquo; he said. And Josina thought &ldquo;He is going to see the
+old mare&mdash;to bid her farewell.&rdquo;
+</p>
+
+<p>
+It certainly was to his old favorite that he went, and he stood for some
+minutes in her box, feeling her ears and passing his hand between her forelegs
+to learn if she were properly cleaned; while the grey smelled delicately about
+his head, and nuzzled with her lips in his pockets.
+</p>
+
+<p>
+&ldquo;Ay,&rdquo; said Calamy after a while, &ldquo;she were a trig thing in
+her time, but it&rsquo;s past. And what are the legs of a horse when it&rsquo;s
+a race wi&rsquo; ruin?&rdquo;
+</p>
+
+<p>
+&ldquo;What&rsquo;s that?&rdquo; The Squire let his stick fall to the ground.
+&ldquo;What do you mean?&rdquo; he asked, and straightened himself, resting his
+hand on the mare&rsquo;s withers.
+</p>
+
+<p>
+&ldquo;They be all trotting and cantering,&rdquo; Calamy continued with zest,
+as he picked up the stick, &ldquo;trotting and cantering into town since
+morning, them as arn&rsquo;t galloping. They be covering all the roads
+wi&rsquo; the splatter and sound of them. But I&rsquo;m thinking they&rsquo;ll
+lose the race.&rdquo;
+</p>
+
+<p>
+&ldquo;What do you mean?&rdquo; the Squire growled. Something of his old
+asperity had come back to him.
+</p>
+
+<p>
+&ldquo;Mean, master? Why, that Ovington&rsquo;s got the shutters up, or as
+good. Their notes is no better than last year&rsquo;s leaves, I&rsquo;m told.
+And all the country riding and spurring in on the chance of getting change for
+&rsquo;em before it&rsquo;s too late! Such-like fools I never see&mdash;as if
+the townsfolk will have left anything for them! Watkins o&rsquo; the Griffin,
+he&rsquo;s three fi-pun notes of theirs, and he was away before it was light,
+and Blick the pig-killer and the overseer with him, in his tax-cart. And parson
+he&rsquo;s gone on his nag&mdash;trust Parson for ever thinking o&rsquo; the
+moth and rust except o&rsquo; Sunday! They&rsquo;ve tithe money of his. And the
+old maid as live genteel in the villa at the far end o&rsquo; the street,
+she&rsquo;ve hired farmer Harris&rsquo;s cart&mdash;white as a sheet she was,
+I&rsquo;m told! Wouldn&rsquo;t even stay to have the mud wiped off, and she so
+particular! And there&rsquo;s three more of &rsquo;em started to walk it.
+I&rsquo;m told the road is black with them&mdash;weavers from the Valleys and
+their missuses, every sort of &rsquo;em with a note in his fist! There was two
+of them came here, wanted to see Mr. Arthur&mdash;thought he could do something
+for &rsquo;em.&rdquo;
+</p>
+
+<p>
+&ldquo;D&mdash;&mdash;n Mr. Arthur!&rdquo; said the Squire. But inwardly he was
+thinking, &ldquo;There goes the last chance of my money! A drowning man
+don&rsquo;t think whether the branch he can reach is clean or dirty! But there
+never was a chance. That young chap came to bamboozle me and gain time, and
+that&rsquo;s their play.&rdquo; Aloud, &ldquo;Give me my stick,&rdquo; he said.
+&ldquo;Who told you&mdash;this rubbish?&rdquo;
+</p>
+
+<p>
+&ldquo;Why, it&rsquo;s known at the Cross! The rooks be cawing it. Ovington is
+over to Bullon or some-such foreign place, these two days! And Dean he
+won&rsquo;t be long after him! They&rsquo;re talking of him, too. Ay, Parson
+should ha&rsquo; thought of the poor instead of laying up where thieves break
+through and steal. But we&rsquo;re all things of a day!&rdquo;
+</p>
+
+<p>
+&ldquo;Take me to the house,&rdquo; said the Squire.
+</p>
+
+<p>
+&ldquo;Shadows as pass! Birds i&rsquo; the smoke!&rdquo; continued the
+irrepressible Calamy, smacking his lips with enjoyment. &ldquo;Leaves and the
+wind blows! Mr. Arthur&mdash;but there, your honor knows best where the shoe
+pinches. Squire Acherley&rsquo;s gone through on his bay, and Parson Hoggins
+with him, and &lsquo;Where&rsquo;s that d&mdash;d young banker?&rsquo; he asks.
+Thinks I, if the Squire heard you, you&rsquo;d get a flip o&rsquo; the tongue
+you wouldn&rsquo;t like! But he&rsquo;s a random-tandem talker as ever was!
+And&rdquo;&mdash;halting abruptly&mdash;&ldquo;by gum, I expect here&rsquo;s
+another for Mr. Arthur! There&rsquo;s some one drove up the drive now, and gone
+to the front door.&rdquo;
+</p>
+
+<p>
+&ldquo;Take me in! Take me in!&rdquo; said the Squire peevishly, his heart very
+bitter within him. For this was worse than anything that he had foreseen. His
+twelve thousand pounds was gone, but even that loss&mdash;monstrous,
+incredible, heart-breaking loss as it was&mdash;was not the worst. Ruin was
+abroad, stalking the countryside, driving rich and poor, the widow and the
+orphan to one bourne, and his name&mdash;his name through his
+nephew&mdash;would be linked with it, and dragged through the mire by it, no
+man so poor that he might not have a fling at it. He had held his head high, he
+had refused to stoop to such things, he had condemned others of his class,
+Woosenham and Acherley, and their like, because they had lowered themselves to
+the traffic of the market-place. But now&mdash;now, wherever men met and
+bragged of their losses and cursed their deluders, the talk would be of his
+nephew! His nephew! They might even say that he had had a share in it himself,
+and canvass and discuss him, and hint that he was not above robbing his
+neighbors&mdash;but only above owning to the robbery!
+</p>
+
+<p>
+This was worse, far worse than the worst that he had foreseen when the lad had
+insisted on going his own way. Worse, far worse! Even his sense of
+Arthur&rsquo;s dishonor, even his remembrance of the vile, wicked, reckless act
+which the young man had committed, faded beside the prospect before him; beside
+the certainty that wherever, in shop or tavern, men cursed the name of
+Ovington, or spoke of those who had ruined the country-side, his name would
+come up and his share in the matter be debated.
+</p>
+
+<p>
+Ay, he would be mixed up in it! He could not but be mixed up in it! His nephew!
+His nephew! He hung so heavily on Calamy&rsquo;s arm, that the servant for once
+held his tongue in alarm. They went into the house&mdash;the house that until
+now dishonor had never touched, though hard times had often straitened it, and
+more than once in the generations poverty had menaced it.
+</p>
+
+</div><!--end chapter-->
+
+<div class="chapter">
+
+<h2><a name="chap38"></a>CHAPTER XXXVIII</h2>
+
+<p>
+But before they crossed the threshold they were intercepted. Miss Peacock, her
+plumage ruffled, and that which the Squire was wont to call her
+&ldquo;clack&rdquo; working at high pressure, met them at the door.
+&ldquo;Bless me, sir, here&rsquo;s a visitor,&rdquo; she proclaimed, &ldquo;at
+this hour! And won&rsquo;t take any denial, but will see you, whether or no.
+Though I told Jane to tell him&mdash;&mdash;&rdquo;
+</p>
+
+<p>
+&ldquo;Who is it?&rdquo;
+</p>
+
+<p>
+&ldquo;Goodness knows, but it&rsquo;s not my fault, sir! I told Jane&mdash;but
+Jane&rsquo;s that feather-headed, like all of them, she never listens, and let
+him in, and he&rsquo;s in the dining-parlor. All she could say, the silly
+wench, was, it was something about the bank&mdash;great goggle-eyes as she is!
+And of course there&rsquo;s no one in the way when they&rsquo;re wanted. Calamy
+with you, and Josina traipsing out, feeding her turkeys. And Jane says the
+man&rsquo;s got a portmanteau with him as if he&rsquo;s come to stay. Goodness
+knows, there&rsquo;s no bed aired, and I&rsquo;m sure I should have been told
+if&mdash;&mdash;&rdquo;
+</p>
+
+<p>
+&ldquo;Peace, woman!&rdquo; said the Squire. &ldquo;Did he ask to see me,
+or&mdash;&mdash;&rdquo; with an effort, &ldquo;my nephew?&rdquo;
+</p>
+
+<p>
+&ldquo;Oh, you, sir! Leastwise that&rsquo;s what Jane said, but she&rsquo;s no
+more head than a goose! To let him in when she knows that you&rsquo;re hardly
+out of your bed, and can&rsquo;t see every Jack Harry that comes!&rdquo;
+</p>
+
+<p>
+&ldquo;I&rsquo;ll see him,&rdquo; the Squire said heavily. He bade Calamy take
+him in.
+</p>
+
+<p>
+&ldquo;But you&rsquo;ll take your egg-flip, Mr. Griffin? Before
+you&mdash;&mdash;&rdquo;
+</p>
+
+<p>
+&ldquo;Don&rsquo;t clack, woman, don&rsquo;t clack!&rdquo; cried the Squire,
+and made a blow at her with his stick, but with no intention of reaching her.
+&ldquo;Begone! Begone!&rdquo;
+</p>
+
+<p>
+&ldquo;But, dear sir, the doctor! You know he said&rdquo;
+</p>
+
+<p>
+&ldquo;D&mdash;n you, I&rsquo;ll not take it! D&rsquo;you hear? I&rsquo;ll not
+take it! Get out!&rdquo; And he went on through the house, the tap of his stick
+on the stone flags going before him and announcing his coming. Half-way along
+the passage he paused. &ldquo;Did she say,&rdquo; he asked, lowering his voice,
+&ldquo;that he came from the bank?&rdquo;
+</p>
+
+<p>
+&ldquo;Ay, ay,&rdquo; Calamy said. &ldquo;And like enough. Ill news has many
+feet. Rides apace and needs no spurs. But if your honor will let me see him,
+I&rsquo;ll sort him! I&rsquo;ll sort him, I&rsquo;ll warrant! One&rsquo;d
+think,&rdquo; grumbling, &ldquo;they&rsquo;d more sense than to come here about
+their dirty business as if we were the bank!&rdquo; The man was surprised that
+his master took the matter with any patience, for, to him, with all the
+prejudices of the class he served, it seemed the height of impertinence to come
+to Garth about such business. &ldquo;Let me see him, your honor, and ask what
+he wants,&rdquo; he urged.
+</p>
+
+<p>
+But the Squire ruled otherwise. &ldquo;No,&rdquo; he said wearily,
+&ldquo;I&rsquo;ll see him.&rdquo; And he went in.
+</p>
+
+<p>
+The front door stood open. &ldquo;There&rsquo;s a po-chay, right enough,&rdquo;
+Calamy informed him. &ldquo;And luggage. Seems to ha&rsquo; come some way,
+too.&rdquo;
+</p>
+
+<p>
+&ldquo;Umph! Take me in. And tell me who it is. Then go.&rdquo;
+</p>
+
+<p>
+The butler opened the door, and guided the old man into the room. A glance
+informed him who the visitor was, but he continued to give all his attention to
+his master, in this way subtly conveying to the stranger that he was of so
+little importance as to be invisible. Nor until the Squire had reached the
+table and set his hand on it did Calamy open his mouth. Then, &ldquo;It&rsquo;s
+Mr. Ovington,&rdquo; he announced.
+</p>
+
+<p>
+&ldquo;Mr. Ovington?&rdquo;
+</p>
+
+<p>
+&ldquo;Ay, the young gentleman.&rdquo;
+</p>
+
+<p>
+&ldquo;Ah!&rdquo; The old man stood a moment, his hand on the table. Then,
+&ldquo;Put me in my chair,&rdquo; he said. &ldquo;And go. Shut the door.&rdquo;
+</p>
+
+<p>
+And when the man had done so, &ldquo;Well!&rdquo; heavily, &ldquo;what have you
+come to say? But you&rsquo;d best sit. Sit down! So you didn&rsquo;t go to
+London? Thought better of it, eh, young man? Ay, I know! Talked to your father
+and saw things differently? And now you&rsquo;ve come to give me another dose
+of fine words to keep me quiet till the shutters go up? And if the worst comes
+to the worst, your father&rsquo;s told you, I suppose, that I can&rsquo;t
+prosecute&mdash;family name, eh? That&rsquo;s what you&rsquo;ve come for, I
+suppose?&rdquo;
+</p>
+
+<p>
+&ldquo;No, sir,&rdquo; Clement answered soberly. &ldquo;I&rsquo;ve not come for
+that. And my father&mdash;&mdash;&rdquo;
+</p>
+
+<p>
+The Squire struck his stick on the floor. &ldquo;I don&rsquo;t want to hear
+from him!&rdquo; he cried with violence. &ldquo;I want no message from him,
+d&rsquo;you hear? I&rsquo;m not come down to that! And as for your excuses,
+young gentleman&mdash;&mdash;&rdquo;
+</p>
+
+<p>
+&ldquo;I am not come with any excuses,&rdquo; Clement answered, restraining
+himself with difficulty&mdash;but after all the old man had had provocation
+enough to justify many hard words, and he was blind besides. As he sat there,
+glaring sightlessly before him, his hands on his stick, he was a pathetic
+figure in his anger and helplessness. &ldquo;I&rsquo;ve been to town, as I said
+I would.&rdquo;
+</p>
+
+<p>
+The Squire was silent for some seconds. &ldquo;And come back?&rdquo; he
+exclaimed.
+</p>
+
+<p>
+&ldquo;Well, yes, sir,&rdquo; with a smile. &ldquo;I&rsquo;m here.&rdquo;
+</p>
+
+<p>
+&ldquo;Umph? How did you do it?&rdquo;
+</p>
+
+<p>
+&ldquo;I posted up and came down as far as Birmingham by the Bull and Mouth
+coach. I posted on this morning.&rdquo;
+</p>
+
+<p>
+&ldquo;Well, you&rsquo;ve been devilish quick!&rdquo; The Squire admitted it
+reluctantly. He hardly knew whether to believe the tale or not. &ldquo;You
+didn&rsquo;t wait long there, that&rsquo;s certain. And did as little, I
+suppose. Bank&rsquo;s going, I hear?&rdquo;
+</p>
+
+<p>
+&ldquo;I hope not.&rdquo;
+</p>
+
+<p>
+&ldquo;Pooh!&rdquo; the Squire said impatiently. &ldquo;You may speak out!
+Speak out, man! There is no one here.&rdquo;
+</p>
+
+<p>
+&ldquo;There&rsquo;s some danger, I&rsquo;m afraid.&rdquo;
+</p>
+
+<p>
+&ldquo;Danger! I should think there was! More than danger, as I hear!&rdquo;
+The Squire drummed for a moment with his fingers on the table. He was thinking
+not of the bank, or even of his loss, but of his nephew and the scandal that
+would not pass by him. But he would not refer to Arthur, and after a pause,
+&ldquo;Well,&rdquo; with an angry snort, &ldquo;if that&rsquo;s all
+you&rsquo;ve come to tell me, you might have spared yourself&mdash;and me. I
+cannot say that your company&rsquo;s very welcome, so if you please,
+we&rsquo;ll dispense with compliments. If that&rsquo;s all&mdash;&mdash;&rdquo;
+</p>
+
+<p>
+&ldquo;But that&rsquo;s not all, sir,&rdquo; Clement interposed. &ldquo;I wish
+I could have brought back the securities, or even the whole of the
+money.&rdquo;
+</p>
+
+<p>
+The Squire laughed. &ldquo;No doubt,&rdquo; he said.
+</p>
+
+<p>
+&ldquo;But I was too late to ensure that. The stock had already been
+transferred.&rdquo;
+</p>
+
+<p>
+&ldquo;So he was quick, too!&rdquo;
+</p>
+
+<p>
+&ldquo;And selling for cash in the middle of such a crisis he had to accept a
+loss of seven per cent. on the current price. But he suggests that if you
+reinvest immediately, a half, at least, of this may be recovered, and the
+eventual loss need not be more than three or four hundred. I ought perhaps to
+have stayed in town to effect this, but I had to think of my father, who was
+alone at the bank. However, I did what I could, sir, and&mdash;&mdash;&rdquo;
+</p>
+
+<p>
+Clement paused; the Squire had uttered an exclamation which he did not catch.
+The old man turned a little in his chair so as to face the speaker.
+&ldquo;Eh?&rdquo; he said. &ldquo;Do you mean that you&rsquo;ve got any of the
+money&mdash;here?&rdquo;
+</p>
+
+<p>
+&ldquo;I&rsquo;ve eleven thousand and a bit over,&rdquo; Clement explained.
+&ldquo;Five thousand in gold and the rest&mdash;&mdash;&rdquo;
+</p>
+
+<p>
+&ldquo;What?&rdquo;
+</p>
+
+<p>
+&ldquo;Sir?&rdquo;
+</p>
+
+<p>
+&ldquo;Do you mean&rdquo;&mdash;the Squire spoke haltingly, after a
+pause&mdash;he did not seem to be able to find the right words. &ldquo;Do you
+mean that you&rsquo;ve brought back the money?&rdquo;
+</p>
+
+<p>
+&ldquo;Not all. What I&rsquo;ve told you, sir. There&rsquo;s six thousand and
+odd in notes. The gold is in two bags in the chaise.&rdquo;
+</p>
+
+<p>
+&ldquo;Here?&rdquo;
+</p>
+
+<p>
+&ldquo;At the door, sir. I&rsquo;ll bring it in.&rdquo;
+</p>
+
+<p>
+&ldquo;Ay,&rdquo; said the Squire passively. &ldquo;Bring it in.&rdquo;
+</p>
+
+<p>
+Clement went out and returned, carrying in two small leather bags. He set them
+down at the Squire&rsquo;s feet &ldquo;There&rsquo;s the gold, sir,&rdquo; he
+said. &ldquo;I&rsquo;ve not counted it, but I&rsquo;ve no doubt that it is
+right. It weighs a little short of a hundred pounds.&rdquo;
+</p>
+
+<p>
+The old man felt the bags, then, standing up, he lifted them in turn a few
+inches from the floor. &ldquo;What does a thousand pounds weigh?&rdquo; he
+asked.
+</p>
+
+<p>
+&ldquo;Between eighteen and nineteen pounds, sir.&rdquo;
+</p>
+
+<p>
+&ldquo;And the notes?&rdquo;
+</p>
+
+<p>
+&ldquo;I have them here.&rdquo; Clement drew a thick packet from the pocket of
+his inner vest and put it into the Squire&rsquo;s hands. &ldquo;They&rsquo;re
+Bank of England paper. They were short even at the bank, and wanted Bourdillon
+to take it in one-pound notes, but he stood out and got these in the
+end.&rdquo;
+</p>
+
+<p>
+The Squire handled the packet, felt its thickness, weighed it lovingly in his
+hand. So much money, so much money in so small a space! Six thousand and odd
+pounds! It seemed as if he could not let it go, but in the end he placed it in
+the breast pocket of his high-collared old coat, the shabby blue coat with the
+large gilt buttons that was his common wear at home. The money secured, he sat,
+looking before him, while Clement, a little mortified, waited for the word of
+acknowledgment that did not come. At last, &ldquo;Did you call at your
+father&rsquo;s?&rdquo; the old man asked&mdash;irrelevantly, it seemed.
+</p>
+
+<p>
+Clement colored. He had not expected the question. &ldquo;Well, I did,
+sir,&rdquo; he admitted. &ldquo;Bourdillon&mdash;&mdash;&rdquo;
+</p>
+
+<p>
+&ldquo;He was with you?&rdquo;
+</p>
+
+<p>
+&ldquo;As far as the town. He was anxious that the money should be seen to
+arrive. He thought that it might check the run, and I agreed that it might do
+some good, and that we might make that advantage of it. So I took it through
+the bank.&rdquo;
+</p>
+
+<p>
+&ldquo;Pretty full, I expect, eh? Pretty full?&rdquo;
+</p>
+
+<p>
+&ldquo;Well,&rdquo; ruefully, &ldquo;it was, sir.&rdquo;
+</p>
+
+<p>
+&ldquo;A strong run, eh?&rdquo;
+</p>
+
+<p>
+&ldquo;I&rsquo;m afraid so. It looked like it. It was full to the doors.
+That&rsquo;s why,&rdquo; glancing at his watch as he stood by the window, the
+table between him and the Squire, &ldquo;I must get back to my father. We took
+it through the bank and out by the garden, and put it in the chaise again in
+Roushill.&rdquo;
+</p>
+
+<p>
+&ldquo;Umph! He came back to town with you?&rdquo;
+</p>
+
+<p>
+&ldquo;Bourdillon, sir? Yes&mdash;as far as the East Bridge. He left me
+there.&rdquo;
+</p>
+
+<p>
+&ldquo;Where is he?&rdquo;
+</p>
+
+<p>
+Clement hesitated. &ldquo;I hope that he&rsquo;s gone to the bank, sir,&rdquo;
+he said.
+</p>
+
+<p>
+He did not add, as he might have, that, after Arthur and he had left the coach
+at Birmingham and posted on, there had been a passionate scene between them. No
+doubt Arthur had never given up hope, but from the first had determined to make
+another fight for it; and there was no police officer at their elbows now. He
+had appealed to Clement by all that he loved to take the money to the bank, and
+there to deal with it as his father should decide. Finding Clement firm and his
+appeals useless, he had given way to passion, he had stormed and threatened and
+even shed tears; and at last, seizing the pistol case that lay at their feet,
+he had sworn that he would shoot himself before the other&rsquo;s eyes if he
+did not give way. In his rage he had seemed to be capable of anything, and
+there had been a struggle for the pistol, blows had been exchanged, and worse
+might have come of it if the noise of the fracas had not reached the
+postboy&rsquo;s ears. He had pulled up, turned in his saddle, and asked what
+the devil they would be at; he would have no murder in his master&rsquo;s
+carriage.
+</p>
+
+<p>
+That had shamed them. Arthur had given way, had flung himself back, white and
+sullen, in his corner, and they had continued the journey on such terms as may
+be imagined. But even so, Arthur had proved his singular power of adaptation.
+The environs of the town in sight, he had suggested that at least they should
+take the money through the bank. Clement, anxious to make peace, had consented
+to that, and on the East Bridge Arthur had called on the postboy to stop, had
+jumped out, and, turning his back on his companion, had made off without a
+word.
+</p>
+
+<p>
+Clement said nothing of this to the Squire, though the scene had been painful,
+and though he felt that something was due to him, were it but a word of thanks,
+or an expression of acknowledgment. It had not been his fault or his
+father&rsquo;s, that the money had been taken; it was through him that the
+greater part of it had been recovered, and now reposed safe in the
+Squire&rsquo;s pocket or in the bags at his feet.
+</p>
+
+<p>
+At the least, it seemed to him, the old man might remember that his father was
+alone and needing him&mdash;was facing trouble, and, it might be, ruin. He took
+up his hat. &ldquo;Well, sir, that&rsquo;s all,&rdquo; he said curtly. &ldquo;I
+must go now.&rdquo;
+</p>
+
+<p>
+&ldquo;Wait!&rdquo; said the Squire. &ldquo;And ring the bell, if you
+please.&rdquo;
+</p>
+
+<p>
+Clement stepped to the hearth, and pulled the faded drab cord, which once had
+been blue, that hung near it. The bell in the passage had hardly tinkled before
+Calamy entered. &ldquo;Bid your mistress come here,&rdquo; said the old man.
+&ldquo;Where is she? Fetch her?&rdquo;
+</p>
+
+<p>
+The blood mounted to Clement&rsquo;s face, and his pulses began to throb, his
+ideas to tumble over one another. The old man, who sat before him, his hands on
+his stick, stubbornly confronting the darkness, the old man, whom he had
+thought insensible, took on another hue, became instead inscrutable, puzzling,
+perplexing. Why had he sent for his daughter? What was in his mind? What was he
+going to say? What had he&mdash;but even while Clement wondered, his thoughts
+in a whirl, strange hopes jostling one another in his brain, the door opened,
+and Josina came in.
+</p>
+
+<p>
+She came in with a timid step, but as soon as her eyes met Clement&rsquo;s, the
+color rose vividly to her cheeks, then left her pale. Her lip trembled. But her
+look&mdash;fleeting as it was and immediately diverted to her father&mdash;how
+he blessed her for that look! For it bade him take confidence, it bade him have
+no fear, it bade him trust her. Silently and incredibly, it took him under her
+protection, it pledged her faith to him.
+</p>
+
+<p>
+And how it changed all for him! How it quelled, in a moment, the disappointment
+and anger he was feeling, ay, and even the vague hopes which the Squire&rsquo;s
+action in summoning her had roused in him! How it gave calmness and assurance
+where his aspirations had been at best to the extravagant and the impossible.
+</p>
+
+<p>
+But, whatever his feelings, to whatever lover&rsquo;s heaven that look raised
+him, he was speedily brought to earth again. The old man had proved himself
+thankless; now, as if he were determined to show himself in the worst light, he
+proceeded to prove himself suspicious. &ldquo;Come here, girl,&rdquo; he said,
+&ldquo;and count these notes.&rdquo; Fumbling, he took the parcel from his
+pocket and handed it to her. &ldquo;Ha&rsquo; you got them? Then count them!
+D&rsquo;you hear, wench? Count them! And have a care to make no mistake! Lay
+&rsquo;em in piles o&rsquo; ten. They are hundreds, are they? Hundreds,
+eh?&rdquo;
+</p>
+
+<p>
+She untied the parcel, and brought all her faculties to bear on the task,
+though her fingers trembled, and the color, rising and ebbing in her cheeks,
+betrayed her consciousness that her lover&rsquo;s eyes were upon her.
+&ldquo;Yes, sir, they are hundred-pound notes,&rdquo; she said.
+</p>
+
+<p>
+&ldquo;All?&rdquo;
+</p>
+
+<p>
+&ldquo;Yes, all, I think, sir.&rdquo;
+</p>
+
+<p>
+&ldquo;Bank of England?&rdquo; He poked at her skirts with his stick.
+&ldquo;Bank of England, eh? Are you sure?&rdquo;
+</p>
+
+<p>
+&ldquo;Yes, sir, so far as I can see.&rdquo;
+</p>
+
+<p>
+&ldquo;Ay, ay. Well, count &rsquo;em! And mind what you are doing, girl!&rdquo;
+</p>
+
+<p>
+Clement did not know whether to smile or to be angry, but a moment later he
+felt no bent towards either. For with a certain dignity, &ldquo;I ha&rsquo;
+been deceived once,&rdquo; the Squire continued. &ldquo;I ha&rsquo; signed once
+and paid for it. I&rsquo;m in the dark. But I don&rsquo;t act i&rsquo; the dark
+again. If I can&rsquo;t trust my own flesh and blood, I&rsquo;ll not trust
+strangers. No, no! I don&rsquo;t know as there&rsquo;s any one I can
+trust.&rdquo;
+</p>
+
+<p>
+&ldquo;I quite understand, sir,&rdquo; Clement said&mdash;though it was the
+last thing he had had it in his mind to say a moment earlier.
+</p>
+
+<p>
+&ldquo;I don&rsquo;t mind whether you understand or not,&rdquo; the Squire
+retorted. &ldquo;Ha&rsquo; you done, girl?&rdquo; after an interval of silence.
+</p>
+
+<p>
+&ldquo;Not quite, sir. I have five heaps of ten.&rdquo;
+</p>
+
+<p>
+&ldquo;Well, well, get on. We are keeping the young man.&rdquo;
+</p>
+
+<p>
+He spoke as he would have spoken of any young man in a shop, and Clement
+winced, and Josina knew that he winced and she reddened. But she went on with
+her work. &ldquo;There are sixty-one, sir,&rdquo; she said. &ldquo;That
+makes&mdash;&mdash;&rdquo;
+</p>
+
+<p>
+&ldquo;Six thousand one hundred pounds. Ay, it&rsquo;s right so far. Right so
+far. And the gold&rdquo;&mdash;he paused and seemed to be at a
+nonplus&mdash;&ldquo;I&rsquo;m afraid &rsquo;twould take too long to count it.
+Well, let it be. Get some paper and write a receipt as I tell you.&rdquo;
+</p>
+
+<p>
+&ldquo;There is no need, sir,&rdquo; Clement ventured.
+</p>
+
+<p>
+&ldquo;There&rsquo;s every need, young man. I&rsquo;m doing business. Ha&rsquo;
+you got the pen, girl? Then write as I tell you. &lsquo;I, George Griffin of
+Garth, in the County of Aldshire, acknowledge that I have this 16th day of
+December 1825 received from Messrs. Ovington of Aldersbury, six thousand one
+hundred pounds in Bank of England notes, and&rsquo;&mdash;ha&rsquo; you got
+that? Ha&rsquo; you got that?&mdash;&lsquo;two bags stated by them to contain
+five thousand pounds in gold.&rsquo; Ha&rsquo; you got that down? Then show me
+the place, and&mdash;&mdash;&rdquo;
+</p>
+
+<p>
+But as she put the pen in his hand he let it drop. He sat back in his chair.
+&ldquo;Ay, he showed me the place before,&rdquo; he muttered, his chin on his
+breast. &ldquo;It was he gave me the pen, then, girl. And how be I to know? How
+be I to know?&rdquo;
+</p>
+
+<p>
+It came home to them&mdash;to them both. In his voice, his act, his attitude
+was the pathos of blindness, its helplessness, its dependence, its reliance on
+others&mdash;on the eyes, the hand, the honesty of others. The girl leant over
+him. &ldquo;Father,&rdquo; she said, tears in her voice, &ldquo;I
+wouldn&rsquo;t deceive you! You know I wouldn&rsquo;t. I would never deceive
+you!&rdquo;
+</p>
+
+<p>
+&ldquo;Ha&rsquo; you never deceived me? Wi&rsquo; that young man?&rdquo;
+sternly.
+</p>
+
+<p>
+&ldquo;But&mdash;&mdash;&rdquo;
+</p>
+
+<p>
+&ldquo;Ay, you have! You have deceived me&mdash;with him.&rdquo;
+</p>
+
+<p>
+She could not defend herself, and, suppressing her sobs, &ldquo;I will call
+Calamy,&rdquo; she said. &ldquo;He can read. He shall count the notes.&rdquo;
+</p>
+
+<p>
+But he put out his hand and grasped her skirts. &ldquo;No,&rdquo; he said.
+&ldquo;What&rsquo;ll I be the better? Give me the pen. If you deceive me in
+this, wench&mdash;what matter if the notes be short or not, or what comes of
+it?&rdquo;
+</p>
+
+<p>
+&ldquo;I would cut off my hand first!&rdquo; she cried. &ldquo;And
+Clement&mdash;&mdash;&rdquo;
+</p>
+
+<p>
+&ldquo;Eh?&rdquo; He sat up sharply.
+</p>
+
+<p>
+She was frightened, and she did not continue. &ldquo;This is the place,
+sir,&rdquo; she said meekly.
+</p>
+
+<p>
+&ldquo;Here?&rdquo;
+</p>
+
+<p>
+&ldquo;Yes, sir, where you are now.&rdquo;
+</p>
+
+<p>
+He wrote his name. &ldquo;Dry it,&rdquo; he said. &ldquo;And ring the bell. And
+there, give it to him. He wants to be off. Odds are the shutters&rsquo;ll be up
+afore he gets there. Calamy!&rdquo; to the man who had appeared at the door,
+&ldquo;see this gentleman off, and be quick about it. He&rsquo;s no time to
+lose. And, hark you, come back to me when he&rsquo;s gone. No, girl,&rdquo;
+sternly, &ldquo;you stay here. I want you.&rdquo;
+</p>
+
+</div><!--end chapter-->
+
+<div class="chapter">
+
+<h2><a name="chap39"></a>CHAPTER XXXIX</h2>
+
+<p>
+In ordinary times, news is slow to make its way to the ears of the great.
+Protected from the vulgar by his deer park, looking out from the stillness of
+his tall-windowed library on his plantations and his ornamental water, Sir
+Charles Woosenham was removed by six miles of fine champaign country from the
+common fret and fume of Aldersbury. He no longer maintained, as his forefathers
+had maintained, a house in the town, and in all likelihood he would not have
+heard the talk about the bank, or caught the alarm in time, if one of his
+neighbors had not made it his business to arouse him.
+</p>
+
+<p>
+Acherley, baffled in his attempt at blackmail, and thirsting for revenge, had
+bethought him of the Chairman of the Valleys Railroad. He had been quick to see
+that he could use him, and perhaps he had even fancied that it was his duty to
+use him. At any rate, one fine morning, some days before this eventful
+Wednesday, he had mounted his old hunter, Nimrod, and had cantered across
+country by gaps and gates from Acherley to Woosenham Park. He had entered by a
+hunting wicket, and leaping the ha-ha, he had presented himself to Sir Charles
+ten minutes after the latter had left the breakfast table, and withdrawn
+himself after his fashion of a morning, into a dignified seclusion.
+</p>
+
+<p>
+Alas, two minutes of Acherley&rsquo;s conversation proved enough to destroy the
+baronet&rsquo;s complacency for the day. Acherley blurted out his news, neither
+sparing oaths nor mincing matters. &ldquo;Ovington&rsquo;s going!&rdquo; he
+declared. &ldquo;He&rsquo;s bust-up&mdash;smashed, man!&rdquo; And striking the
+table with a violence that made his host wince, &ldquo;He&rsquo;s bust-up, I
+tell you,&rdquo; he repeated, &ldquo;and I think you ought to know it!
+There&rsquo;s ten thousand of the Company&rsquo;s money in his hands, and if
+there&rsquo;s nothing done, it will be lost to a penny!&rdquo;
+</p>
+
+<p>
+Sir Charles stared, stared aghast. &ldquo;You don&rsquo;t say so?&rdquo; he
+exclaimed. &ldquo;I can&rsquo;t believe it!&rdquo;
+</p>
+
+<p>
+&ldquo;Well, it&rsquo;s true! True, man, true, as you&rsquo;ll soon find
+out!&rdquo;
+</p>
+
+<p>
+&ldquo;But this is terrible! Terrible!&rdquo;
+</p>
+
+<p>
+Acherley shrugged his shoulders. &ldquo;It&rsquo;ll be terrible for him,&rdquo;
+he sneered.
+</p>
+
+<p>
+&ldquo;But&mdash;but what can we do?&rdquo; the other asked, recovering from
+his surprise. &ldquo;If it is as bad as you say&mdash;&mdash;&rdquo;
+</p>
+
+<p>
+&ldquo;Bad? And do, man? Why, get the money out! Get it out before it is too
+late&mdash;if it isn&rsquo;t too late already. You must draw it out, Woosenham!
+At once! This morning! Without the delay of a minute!&rdquo;
+</p>
+
+<p>
+&ldquo;I!&rdquo; Sir Charles could not conceal the unhappiness which the
+proposal caused him. No proposal, indeed, could have been less to his taste. He
+would have to make up his mind, he would have to act, he would have to set
+himself against others, he would have to engage in a vulgar struggle. A long
+vista of misery and discomfort opened before him. &ldquo;I? Oh,
+but&mdash;&rdquo; and with the ingenuity of a weak man he snatched at the first
+formal difficulty that occurred to him&mdash;&ldquo;but I can&rsquo;t draw it
+out! It needs another signature besides mine.&rdquo;
+</p>
+
+<p>
+&ldquo;The Secretary&rsquo;s? Bourdillon&rsquo;s? Of course it does! But you
+must get his signature. D&mdash;n it, man, you must get it. If I were you I
+should go into town this minute. I wouldn&rsquo;t lose an hour!&rdquo;
+</p>
+
+<p>
+Sir Charles winced afresh at the idea of taking action so strong. He had not
+only a great distaste for any violent step, but he had also the feelings of a
+gentleman. To take on himself such a responsibility as was now suggested was
+bad; but to confront Ovington, who had gained considerable influence over him,
+and to tell the banker to his face that he distrusted his stability&mdash;good
+heavens, was it possible that such horrors could be asked of him? Flustered and
+dismayed, he went back to his original standpoint. &ldquo;But&mdash;but there
+may be nothing in this,&rdquo; he objected weakly. &ldquo;Possibly nothing at
+all. Mere gossip, my dear sir,&rdquo; with dignity. &ldquo;In that case we
+might be putting ourselves in the wrong&mdash;very much in the wrong.&rdquo;
+</p>
+
+<p>
+Acherley did not take the trouble to hide his contempt. &ldquo;Nothing in
+it?&rdquo; he replied, and he tossed off a second glass of the famous Woosenham
+cherry-brandy which the butler, unbidden, had placed beside him. &ldquo;Nothing
+in it, man? You&rsquo;ll find there&rsquo;s the devil in it unless you act!
+Enough in it to ease us of ten thousand pounds! If the bank fails, and
+I&rsquo;ll go bail it will, not a penny of that money will you see again! And I
+tell you fair, the shareholders will look to you, Woosenham, to make it good.
+I&rsquo;m not responsible. I&rsquo;ve no authority to sign, and the others are
+just tools of that man Ovington, and afraid to call their souls their own!
+You&rsquo;re Chairman&mdash;you&rsquo;re Chairman, and, by G&mdash;d,
+they&rsquo;ll look to you if the money is left in the bank and lost!&rdquo;
+</p>
+
+<p>
+Sir Charles quailed. This was worse and worse! Worse and worse! He dropped the
+air of carelessness which he had affected to assume, and no more flustered man
+than he looked out on the world that day over a white lawn stock or wore a dark
+blue coat with gilt buttons, and drab kerseymeres with Hessians. But, again,
+true to his instincts, he grasped at a matter of form, hoping desperately that
+it might save him from the precipice towards which his friend was so vigorously
+pushing him. &ldquo;But&mdash;my good man,&rdquo; he argued, &ldquo;I
+can&rsquo;t draw out the money&mdash;the whole of the capital of the concern,
+so far as it is subscribed&mdash;on my own responsibility! Of course I
+can&rsquo;t!&rdquo; wiping the perspiration from his brow. &ldquo;Of course I
+can&rsquo;t!&rdquo; peevishly. &ldquo;I must have the authority of the Board
+first. We must call a meeting of the Board. That&rsquo;s the proper
+procedure.&rdquo;
+</p>
+
+<p>
+Acherley rose to his feet, openly contemptuous. &ldquo;Oh, hang your
+meeting!&rdquo; he said. &ldquo;And give a seven days&rsquo; notice, eh? If you
+are going to stand on those P&rsquo;s and Q&rsquo;s I&rsquo;ve said my say. The
+money&rsquo;s lost already! However, that&rsquo;s not my business, and
+I&rsquo;ve warned you. I&rsquo;ve warned you. You&rsquo;ll not forget that,
+Woosenham? You&rsquo;ll exonerate me, at any rate.&rdquo;
+</p>
+
+<p>
+&ldquo;But I can&rsquo;t&mdash;God bless my soul, Acherley,&rdquo; the poor man
+remonstrated, &ldquo;I can&rsquo;t act like that in a moment!&rdquo; And Sir
+Charles stared aghast at his too violent associate, who had brought into the
+calm of his life so rude a blast of the outer air. &ldquo;I can&rsquo;t
+override all the formalities! I can&rsquo;t, indeed, even if it is as serious
+as you say it is&mdash;and I can hardly believe that&mdash;with such a man as
+Ovington at the helm!&rdquo;
+</p>
+
+<p>
+&ldquo;You&rsquo;ll soon see how serious it is!&rdquo; the other retorted. And
+satisfied that he had laid the train, he shrugged his shoulders, tossed off a
+third glass of the famous cherry-brandy, and took himself off without much
+ceremony.
+</p>
+
+<p>
+He left a flustered, nervous, unhappy man behind him. &ldquo;Good
+G&mdash;d!&rdquo; the baronet muttered, as he rose and paced his library, all
+the peace and pleasantness of his life shattered. &ldquo;What&rsquo;s to be
+done? And why&mdash;why in the world did I ever put my hand to this
+matter!&rdquo; One by one and plainly all the difficulties of the position rose
+before him, the awkwardness and the risk. He must open the thing to
+Bourdillon&mdash;in itself a delicate matter&mdash;and obtain his signature. If
+he got that, he doubted if he had even then power to draw the whole amount in
+this way, and doubted, too, whether Ovington would surrender it, no meeting of
+the Board having been held? And if he obtained the money, what was he to do
+with it? Pay it into Dean&rsquo;s? But if things were as bad as Acherley said,
+was even Dean&rsquo;s safe? For, of a certainty, if he removed the money to
+Dean&rsquo;s and it were lost, he would be responsible for every
+penny&mdash;every penny of it! There was no doubt about that.
+</p>
+
+<p>
+Yet if he left it at Ovington&rsquo;s and it were lost, what then? It was not
+his custom to drink of a morning, but his perturbation was so great that he
+took a glass of the cherry-brandy. He really needed it.
+</p>
+
+<p>
+He could not tell what to do. In every direction he saw some doubt or some
+difficulty arise to harass him. He was no man of business. In all matters
+connected with the Company he had leant on Ovington, and deprived of his stay,
+he wavered, turning like a weathercock in the wind, making no progress.
+</p>
+
+<p>
+For two days, though terribly uneasy in his mind, he halted between two
+opinions. He did nothing. Then tidings began to come to his ears, low murmurs
+of the storm which was raging afar off; and he wrote to Bourdillon asking him
+to come out and see him&mdash;he thought that he could broach the matter more
+easily on his own ground. But two days elapsed, during which he received no
+answer, and in the meantime the warnings that reached him grew louder and more
+disquieting. His valet let drop a discreet word while shaving him. A neighbor
+hoped that he had nothing in Ovington&rsquo;s&mdash;things were in a bad way,
+he heard. His butler asked leave to go to town to cash a note. Gradually he was
+wrought up to such a pitch of uneasiness that he could not sleep for thinking
+of the ten thousand pounds, and the things that would be said of him, and the
+figure that he would cut if, after Acherley&rsquo;s warning, the money were
+lost. When Wednesday morning came, he made up his mind to take advice, and he
+could think of no one on whose wisdom he could depend more surely than on the
+old Squire&rsquo;s at Garth; though, to be sure, to apply to him was,
+considering his attitude towards the Railroad, to eat humble pie.
+</p>
+
+<p>
+Still, he made up his mind to that course, and at eleven he took my
+lady&rsquo;s landau and postillions, and started on his sixteen-mile drive to
+Garth. He avoided the town, though it lay only a little out of his way, but he
+saw enough of the unusual concourse on the road to add to his alarm. Once,
+nervous and fidgety, he was on the point of giving the order to turn the
+horses&rsquo; heads for Aldersbury&mdash;he would go direct to the bank and see
+Ovington! But before he spoke he changed his mind again, and half-past twelve
+saw him wheeling off the main road and cantering, with some pomp and much
+cracking of whips, up the rough ascent that led to Garth.
+</p>
+
+<p>
+He was so far in luck that he found the Squire not only at home, but standing
+before the door, a gaunt, stooping figure, leaning on his stick, with Calamy at
+his elbow. &ldquo;Who is it?&rdquo; the old man asked, as he caught the sound
+of galloping hoofs and the roll of the wheels. He turned his sightless eyes in
+the direction of the approaching carriage.
+</p>
+
+<p>
+&ldquo;I think it&rsquo;s Sir Charles, sir,&rdquo; Calamy answered.
+&ldquo;It&rsquo;s his jackets.&rdquo;
+</p>
+
+<p>
+&ldquo;Ay! Well, I won&rsquo;t go in, unless need be. Go you to the stables and
+bid &rsquo;em wait.&rdquo;
+</p>
+
+<p>
+Sir Charles alighted, and bidding the postillions draw off, greeted his host.
+&ldquo;I want your advice, Squire,&rdquo; he said, putting his arm through the
+old man&rsquo;s, and, after a few ceremonial words he drew him a few paces from
+the door. It was a clear, mild day, and the sun was shining pleasantly.
+&ldquo;I&rsquo;m in a position of difficulty, Griffin,&rdquo; he said.
+&ldquo;You&rsquo;ll tell me, I know, that I&rsquo;ve only myself to thank for
+it, and perhaps that is so. But that does not mend matters. The position, you
+see, is this.&rdquo; And with many apologies and some shamefacedness he
+explained the situation.
+</p>
+
+<p>
+The Squire listened with gloomy looks, and, beyond grunting from time to time
+in a manner far from cheering, he did not interrupt his visitor. &ldquo;Of
+course, I ought not to have touched the matter,&rdquo; the baronet confessed,
+when he had finished his story. &ldquo;I know what you think about that,
+Griffin.&rdquo;
+</p>
+
+<p>
+&ldquo;Of course you ought not!&rdquo; The Squire struck his stick on the
+gravel. &ldquo;I warned you, man, and you wouldn&rsquo;t take the warning. You
+wouldn&rsquo;t listen to me. Why, damme, Woosenham, if <i>we</i> do these
+things, if we once begin to go on &lsquo;Change&rsquo; and sell and buy,
+where&rsquo;ll you draw the line? Where&rsquo;ll you draw the line? How are you
+going to shut out the tinkers and tailors and Brummagem and Manchester men when
+you make yourselves no better than them! How? By Jove, you may as well give
+&rsquo;em all votes at once, and in ten years&rsquo; time we shall have bagmen
+on the Bench and Jews in the House! Aldshire&mdash;we&rsquo;ve kept up the
+fence pretty well in Aldshire, and kept our hands pretty clean, too, and
+it&rsquo;s been my pride and my father&rsquo;s to belong to this County.
+We&rsquo;re pure blood here. We&rsquo;ve kept ourselves to ourselves, begad!
+But once begin this kind of thing&mdash;&mdash;&rdquo;
+</p>
+
+<p>
+&ldquo;I know, Griffin, I know,&rdquo; Woosenham admitted meekly. &ldquo;You
+were right and I was wrong, Squire. But the thing is done, and what am I to do
+now? If I stand by and this money is lost&mdash;&mdash;&rdquo;
+</p>
+
+<p>
+&ldquo;Ay, ay! You&rsquo;ll have dropped us all into a pretty scalding pot,
+then!&rdquo;
+</p>
+
+<p>
+&ldquo;Just so, just so.&rdquo; The baronet had pleaded guilty, but he was
+growing restive under the other&rsquo;s scolding, and he plucked up spirit.
+&ldquo;Granted. But, after all, your nephew&rsquo;s in the concern, Griffin.
+He&rsquo;s in it, too, you know, and&mdash;&mdash;&rdquo;
+</p>
+
+<p>
+He stopped, shocked by the effect of his words. For the old man had withdrawn
+his arm and had stepped back, trembling in all his limbs. &ldquo;Not with my
+good will!&rdquo; he cried, and he struck his stick with violence on the
+ground. &ldquo;Never! never!&rdquo; he repeated, passionately. &ldquo;But you
+are right,&rdquo; bitterly, &ldquo;you are right, Woosenham. The taint is in
+the air, the taint of the City and the &rsquo;Change, and we cannot escape it
+even here&mdash;even here in this house! In the concern? Ay, he is! And I tell
+you I wish to heaven that he had been in his grave first!&rdquo;
+</p>
+
+<p>
+The other, a kindly man, was seriously concerned. &ldquo;Oh. come,
+Squire,&rdquo; he said; and he took the old man affectionately by the arm
+again. &ldquo;It&rsquo;s no such matter as all that. You make too much of it.
+He&rsquo;s young, and the younger generation look at these things differently.
+After all, there&rsquo;s more to be said for him than for me.&rdquo;
+</p>
+
+<p>
+The Squire groaned.
+</p>
+
+<p>
+&ldquo;And, anyway, my old friend,&rdquo; Woosenham continued gently,
+&ldquo;advise me. Time presses.&rdquo; He looked at his watch. &ldquo;What
+shall I do? What had I better do? I know I am safe in your hands.&rdquo;
+</p>
+
+<p>
+The Squire sighed, but the other&rsquo;s confidence was soothing, and with the
+sigh he put off his own trouble. He reflected, his face turned to the ground at
+his feet. &ldquo;Do you think him honest?&rdquo; he asked, after a pause.
+</p>
+
+<p>
+&ldquo;Who? Ovington?&rdquo;
+</p>
+
+<p>
+&ldquo;Ay,&rdquo; gloomily. &ldquo;Ovington? The banker there.&rdquo;
+</p>
+
+<p>
+&ldquo;Well, I do think he is. Yes, I do think so. I&rsquo;ve no reason to
+think otherwise.&rdquo;
+</p>
+
+<p>
+&ldquo;He&rsquo;s a director, ain&rsquo;t he?&rdquo;
+</p>
+
+<p>
+&ldquo;Of the Railroad? Yes.&rdquo;
+</p>
+
+<p>
+&ldquo;Responsible as you are?&rdquo;
+</p>
+
+<p>
+&ldquo;Yes, I suppose he is!&rdquo;
+</p>
+
+<p>
+&ldquo;A kind of trustee, then, ain&rsquo;t he&mdash;for the
+shareholders.&rdquo;
+</p>
+
+<p>
+Sir Charles had not seen it in that light before. He looked at his adviser with
+growing respect. &ldquo;Well, I take it he is&mdash;now you mention it,
+Griffin,&rdquo; he said.
+</p>
+
+<p>
+&ldquo;Then&rdquo;&mdash;this, it was plain, was the verdict, and the other
+listened with all his ears&mdash;&ldquo;if he is honest, he&rsquo;ll not have
+mixed the money with his own. He&rsquo;ll not have put it to an ordinary
+account, but to a Trust account&mdash;so that it will remain the property of
+the Company, and not be liable to calls on him. That&rsquo;s what he should
+have done, anyway. Whether he has done it or not is another matter. He&rsquo;s
+pressed, hard pressed, I hear, and I don&rsquo;t know that we can expect the
+last spit of honesty from such as him. It&rsquo;s not what I&rsquo;ve been
+brought up to expect. But,&rdquo; with a return of his former bitterness,
+&ldquo;we may be changing places with &rsquo;em even in that! God knows! And I
+do know something that gives me to believe that he may behave as he
+should.&rdquo;
+</p>
+
+<p>
+&ldquo;You do?&rdquo; Sir Charles exclaimed, his spirits rising. &ldquo;You do
+think so?&rdquo;
+</p>
+
+<p>
+&ldquo;Well, I do,&rdquo; reluctantly. &ldquo;I&rsquo;ll speak as I know. But
+if I were you I should go to him now and tell him, as one man to another, that
+that&rsquo;s what you expect; and if he hangs back, tell him plain that if that
+money&rsquo;s not put aside he&rsquo;ll have to answer to the law for it.
+Whether that will frighten him or not,&rdquo; the Squire concluded,
+&ldquo;I&rsquo;m not lawyer enough to say. But you&rsquo;ll learn his
+mind.&rdquo;
+</p>
+
+<p>
+&ldquo;I&rsquo;ll go in at once,&rdquo; Sir Charles replied, thankfully.
+</p>
+
+<p>
+&ldquo;I&rsquo;m going in myself. If you&rsquo;ll take me in&mdash;you&rsquo;ve
+four horses&mdash;it will save time, and my people shall fetch me out in an
+hour or so.&rdquo;
+</p>
+
+<p>
+Sir Charles assented with gratitude, thankful for his support; and Calamy was
+summoned. Two minutes later they got away from the door in a splutter of flying
+gravel and dead beech leaves. They clattered down the stony avenue, over the
+bridge, and into the high road.
+</p>
+
+<p>
+Probably of all those&mdash;and they were many&mdash;who travelled that day
+with their faces set towards the bank, they were the last to start. If Tuesday
+had been the town&rsquo;s day, this was certainly the country&rsquo;s day. For
+one thing, there was a market; for another, the news of something amiss, of
+something that threatened the little hoard of each&mdash;the slowly-garnered
+deposit or the hardly-won note&mdash;had journeyed by this time far and wide.
+It had reached alike the remote flannel-mill lapped in the folds of the
+border-hills, and the secluded hamlet buried amid orchards, and traceable on
+the landscape only by the grey tower of its church. On foot and on horse-back,
+riding and tying, in gigs and ass-carts, in market vans and carriers&rsquo;
+carts, the countryside came in&mdash;all who had anything to lose, and many who
+had nothing at stake, but were moved by a vague alarm. Even before daybreak the
+roads had begun to echo the sound of their marching. They came by the East
+Bridge, laboring up the steep, winding Cop; by the West Bridge and under the
+gabled fronts of Maerdol, along the river bank, before the house of the old
+sea-dog whose name was a household word, and whose portrait hung behind the
+mayor&rsquo;s chair, and so up the Foregate&mdash;from every quarter they came.
+Before ten the streets were teeming with country-folk, whose fears were not
+allayed by the news that all through the previous day the townsfolk had been
+drawing their money. Sullen tradesmen, victims of the general depression, eyed
+the march from their shop doors, and some, fearing trouble, put up half their
+shutters. More took a malicious amusement in telling the rustics that they were
+too late, and that the bank would not open.
+</p>
+
+<p>
+The alarm was heightened by a chance word which had fallen from Frederick
+Welsh. The lawyer&rsquo;s last thought had been to do harm, for his interest in
+common with all substantial men lay the other way. But that morning, before he
+had dressed, or so much as shaved, his office and even his dining-room had been
+invaded. Scared clients had overwhelmed him with questions&mdash;some that he
+could answer and more that he could not. He could tell them the law as to their
+securities, whether they were lodged for safety, or pawned for loans, or
+mortgaged on general account. But he could not tell them whether Ovington was
+solvent, or whether the bank would open, or whether Dean&rsquo;s was affected;
+and it was for answers to these questions that they clamored. In the end,
+badgered out of all patience, he had delivered a curt lecture on banking.
+</p>
+
+<p>
+&ldquo;Look here, gentlemen,&rdquo; he had said, imposing silence from his
+hearth-rug and pressing his points with wagging forefinger, &ldquo;do you know
+what happens when you pay a thousand pounds into a bank? No, you don&rsquo;t?
+Well, I&rsquo;ll tell you. They put a hundred pounds into the till, and they
+lend out four thousand pounds on the strength of the other nine hundred. If
+they lend more than that, or lend that without security, they go beyond
+legitimate banking. Now you know as much as I do. A banker&rsquo;s money is out
+on bills payable in two months or four, it&rsquo;s out on the security of
+shares and farms and shop-stock, it&rsquo;s lent on securities that cannot be
+realized in five minutes. But it&rsquo;s all there, mark me, somewhere, in
+something, gentlemen; and I tell you candidly that it&rsquo;s my opinion that
+if you would all go home and wait for your money till you need it, you&rsquo;d
+all get it in full, twenty shillings in the pound.&rdquo;
+</p>
+
+<p>
+He meant no harm, but unfortunately the men who heard the lecture paid no heed
+to the latter part, but went out, impressed with the former, and spread it
+broad-cast. On which some cried, &ldquo;That&rsquo;s banking, is it! Shameful,
+I call it!&rdquo; while others said, &ldquo;Well, I call it robbery! The old
+tea-pot for me after this!&rdquo; A few were for moving off at once and
+breaking Ovington&rsquo;s windows, and going on to Dean&rsquo;s and serving
+them the same. But they were restrained, things had not quite come to that; and
+it was an orderly if excited throng that once more waited on Bride Hill and in
+the Market Place for the opening of the doors.
+</p>
+
+<p>
+Not all who gathered there had anything to lose. Many were mere onlookers. But
+here and there were to be seen compressed lips, pale faces, anxious eyes. Here
+and there women gripped books in feverish fingers or squeezed handkerchiefs
+into tight balls; and now and again a man broke into bad words and muttered
+what he would do if they robbed him. There were country shopkeepers who had
+lodged the money to meet the traveller&rsquo;s account, and trembled for its
+safety. There were girls who saw their hard-earned portions at stake, and
+parsons whose hearts ached as they thought of the invalid wife or the
+boy&rsquo;s school-bill; and there were at least a score who knew that if the
+blow fell the bailiff, never far from the threshold, would be in the house.
+Before the eyes of not a few rose the spectres of the poorhouse and a pauper
+funeral.
+</p>
+
+<p>
+Standing in groups or dotted amid the crowd were bigger men&mdash;wool-brokers
+and cattle-dealers&mdash;men loud in bar-parlors and great among their fellows,
+whose rubicund faces showed flabby and mottled, and whose fleshy lips moved in
+endless calculations. How was this bill to be met, and who would renew that
+one? Too often the end of their calculations spelled ruin&mdash;if the bank
+failed. Ruin&mdash;and many were they who depended on these big men:
+wage-earners, clerks, creditors, poor relations! One man walking up and down
+under the arcade of the Market House was the centre for many eyes. He was an
+auctioneer from a neighboring town, a man of wide dealings, who, it was
+whispered, had lodged with Ovington&rsquo;s the proceeds of his last great
+sale&mdash;a sum running into thousands and due every penny to the vendor.
+</p>
+
+<p>
+His case and other hard cases were whispered by one to another, and, bruited
+about, they roused the passions even of those who were not involved. Yet when
+the bank at length opened on the stroke of ten an odd thing happened. A sigh,
+swelling to a murmur, rose from the dense crowd, but no one moved. The expected
+came as the unexpected, there was a moment of suspense, of waiting. No one
+advanced. Then some one raised a shout and there was a rush for the entrance;
+men struggled and women were thrust aside, smaller men were borne in on the
+arms of their fellows. A wail rose from the unsuccessful, but no man heeded it,
+or waited for his neighbor, or looked aside to see who it was who strove and
+thrust and struggled at his elbow. They pushed in tumultuously, their country
+boots drumming on the boards. Their entrance was like the inrush of an invading
+army.
+</p>
+
+<p>
+The clerks, the cashier, Ovington himself, stood at the counter waiting
+motionless to receive them, confronting them with what courage they might. But
+the strain of the preceding day had told. The clerks could not conceal their
+misgivings, and even Rodd failed to bear himself with the chilling air which
+had yesterday abashed the modest. He shot vindictive glances across the
+counter, his will was still good to wither, but the crowd was to-day made up of
+rougher material, was more brusque and less subservient. They cared nothing for
+him, and he looked, in spite of his efforts, weary and dispirited. There was no
+longer any pretence that things were normal or that the bank was not face to
+face with a crisis. The gloves were off. They were no longer banker and
+customers. They were enemies.
+</p>
+
+<p>
+It was Ovington himself who this morning stood forward, and in a few cold words
+informed his friends that they would all be paid, requesting them at the same
+time to be good enough to keep order and await their turns, otherwise it would
+be impossible to proceed with the business. He added a single sentence, in
+which he expressed his regret that those who had known him so long should
+doubt, as he could only suppose that they did doubt, his ability to meet his
+engagements.
+</p>
+
+<p>
+It was well done, with calmness and dignity, but as he ceased to
+speak&mdash;his appearance had for the moment imposed silence&mdash;a
+disturbance broke out near the door. A man thrust himself in. Ovington, already
+in the act of turning, recognized the newcomer, and a keen observer might have
+noted that his face, grave before, turned a shade paler. But he met the blow.
+&ldquo;Is that Mr. Yapp?&rdquo; he asked.
+</p>
+
+<p>
+It was the auctioneer from Iron Ferry. &ldquo;Ay, Mr. Ovington, it is,&rdquo;
+he said, the perspiration on his face, &ldquo;and you know my position.&rdquo;
+</p>
+
+<p>
+Ovington nodded. Yapp was one of five depositors&mdash;big men&mdash;whose
+claims had been, for the last twenty-four hours, a nightmare to him. But he let
+nothing be seen, and &ldquo;Kindly let Mr. Yapp pass,&rdquo; he said; &ldquo;I
+will deal with him myself.&rdquo; Then, as one or two murmured and protested,
+&ldquo;Gentlemen,&rdquo; he said sternly, &ldquo;you must let me conduct my
+business in my own way, or I close my doors. Let Mr. Yapp pass, if you
+please.&rdquo;
+</p>
+
+<p>
+They let him through then, some grumbling, others patting him on the
+back&mdash;&ldquo;Good luck to you, Jimmy!&rdquo; cried one well-wisher. The
+counter was raised, and resettling his clothes about him, the auctioneer
+followed Mr. Ovington into the parlor. The banker closed the door upon them.
+</p>
+
+<p>
+&ldquo;How much is it, Mr. Yapp?&rdquo; he asked.
+</p>
+
+<p>
+The man&rsquo;s hand shook as he drew out the receipt. &ldquo;Two thousand,
+seven hundred and forty,&rdquo; he said. &ldquo;I hope to God it&rsquo;s all
+right, sir?&rdquo; His voice shook. &ldquo;It&rsquo;s not my money, and to lose
+it would three parts ruin me.&rdquo;
+</p>
+
+<p>
+&ldquo;You need not fear,&rdquo; the banker assured him. &ldquo;The money is
+here.&rdquo; But for a moment he did not continue. He stood, his eyes on the
+man&rsquo;s face, lost in thought. Then, &ldquo;The money is here, and you can
+have it, Yapp,&rdquo; he said. &ldquo;But I am going to be plain with you. You
+will do me the greatest possible favor if you will leave it for a few days. The
+bank is solvent&mdash;I give you my honor it is. No one will lose a penny by it
+in the end. But if this and other large sums are drawn to-day I may have to
+close for a time, and the injury to me will be very great. If you wish to make
+a friend who may be able to return the favor ten-fold&mdash;&mdash;&rdquo;
+</p>
+
+<p>
+But Yapp shook his head. &ldquo;I daren&rsquo;t do it!&rdquo; he declared, the
+sweat springing out anew on his face. &ldquo;It isn&rsquo;t my money and I
+can&rsquo;t leave it! I daren&rsquo;t do it, sir!&rdquo;
+</p>
+
+<p>
+Ovington saw that it was of no use to plead farther, and he changed his tone.
+&ldquo;Very good,&rdquo; he said, and he forced himself to speak equably.
+&ldquo;I quite understand. You shall have the money.&rdquo; Sitting down at the
+table he wrote the amount on a slip, and struck the bell that stood beside his
+desk. The younger clerk came in. He handed him the slip.
+</p>
+
+<p>
+Yapp did not waver, but he remembered that good turns had been done to him in
+that room, and he was troubled. &ldquo;If it was my money,&rdquo; he said
+awkwardly, &ldquo;or if there was anything else I could do, Mr.
+Ovington?&rdquo;
+</p>
+
+<p>
+&ldquo;You can,&rdquo; Ovington replied. He had got himself in hand, and he
+spoke cheerfully.
+</p>
+
+<p>
+&ldquo;Well&mdash;&mdash;&rdquo;
+</p>
+
+<p>
+&ldquo;You can hold your tongue, Yapp,&rdquo; smiling.
+</p>
+
+<p>
+&ldquo;It&rsquo;s done, sir. I won&rsquo;t have a tongue except to say that the
+money&rsquo;s paid. You may depend upon me.&rdquo;
+</p>
+
+<p>
+&ldquo;Thank you. I shall not forget it.&rdquo; The clerk brought in the money,
+and stayed until the sum was counted and checked and the receipt given. Then,
+&ldquo;That&rsquo;s right, Mr. Yapp,&rdquo; the banker said, and sat back in
+his chair. &ldquo;Show Mr. Yapp out, Williams.&rdquo;
+</p>
+
+<p>
+Yapp followed the clerk. His appearance in the bank was greeted by half a dozen
+voices. &ldquo;Ha&rsquo; you got it?&rdquo; they cried.
+</p>
+
+<p>
+He was a man of his word, and he slapped his pocket briskly. &ldquo;Every
+penny!&rdquo; he said, and something like a cheer went up. &ldquo;I&rsquo;d not
+have worried, but it wasn&rsquo;t my money.&rdquo;
+</p>
+
+<p>
+Ovington&rsquo;s appeal to him had been a forlorn hope, and much, now it had
+failed, did the banker regret it. But he had calculated that that twenty-seven
+hundred pounds might just make the difference, and he had been tempted. Left to
+himself he sat, turning it over, and wondering if the auctioneer would be
+silent; and his face, now that the mask was off, was haggard and careworn. He
+had slept little the night before, and things were working out as he had feared
+that they would.
+</p>
+
+<p>
+Presently he heard a disturbance in the bank. Something had occurred to break
+the orderly course of paying out. He rose and went out, a frown on his face. He
+was prepared for trouble, but he found to his relief that the interruption was
+caused by nothing worse than his son&rsquo;s return.
+</p>
+
+<p>
+Having given his word to Arthur to carry the money through the bank, Clement
+had sunk whatever scruples he felt, and had made up his mind to do it
+handsomely. He had driven up to the door with a flourish, had taken the gold
+from the chaise under the public eye, and now, with all the parade he could, he
+was bringing it into the bank. His brisk entrance and cheery presence, and the
+careless words he flung on this side and that as he pushed through the crowd,
+seemed in a trice to clear the air and lift the depression. Not even Arthur
+could have carried the thing through more easily or more flamboyantly. And that
+was saying much.
+</p>
+
+<p>
+&ldquo;Make way! Make way, if you please, gentlemen!&rdquo; he cried, his face
+ruddy with the sharp, wintry air. &ldquo;Let me in, please! Now, if you want to
+be paid, you must let the money come through! Plenty of money! Plenty for all
+of you, gentlemen, and more where this comes from! But you must let me get by!
+Hallo, Rawlins, is that you? You&rsquo;re good at dead weights. Here, lift it!
+What do you make of it?&rdquo; And he thrust the bag he carried into a stout
+farmer&rsquo;s hands.
+</p>
+
+<p>
+&ldquo;Well, it be pretty near fifty pund, I&rsquo;d say,&rdquo; Rawlins
+replied. &ldquo;Though, by gum, it don&rsquo;t look within a third of it, Mr.
+Clement.&rdquo;
+</p>
+
+<p>
+Clement laughed. &ldquo;Well done!&rdquo; he said. &ldquo;You&rsquo;re just
+about right. And you can say after this, Rawlins, that you&rsquo;ve lifted
+fifty pound weight of gold! Now, make way, gentlemen, make way, if you please.
+There&rsquo;s more to come in! Plenty more.&rdquo;
+</p>
+
+<p>
+He bustled through with the bag, greeted his father gaily, and placed his
+burden on the floor beside him. Then he went back for the other bag. He made a
+second countryman weigh this, grinned at his face of astonishment, then taking
+up the two bags he went through with his father to the parlor.
+</p>
+
+<p>
+His arrival did good. The clerks perked up, smiled at one another, went to and
+fro more briskly. Rodd braced himself and, though he knew the truth, began to
+put on airs, bandied words with a client, and called contemptuously for order.
+And the customers looked sheepish. Gold! Gold coming in like that in bags as if
+&rsquo;twere common stuff. It made them think twice. A few, balancing in their
+minds a small possible loss against the banker&rsquo;s certain favor, hesitated
+and hung back. Two or three even went out without cashing their notes and
+shrugged their shoulders in the street, declaring that the whole thing was
+nonsense. They had been bamboozled. They had been hoaxed. The bank was sound
+enough.
+</p>
+
+<p>
+But behind the parlor door things wore a different aspect.
+</p>
+
+</div><!--end chapter-->
+
+<div class="chapter">
+
+<h2><a name="chap40"></a>CHAPTER XL</h2>
+
+<p>
+The banker looked at the money lying at his feet. Clement looked at his father.
+He noted the elder man&rsquo;s despondent attitude, he read the lines which
+anxiety had deepened on his brow, and his assumed gaiety fell from him. He
+longed to say something that might comfort the other, but <i>mauvaise honte</i>
+and the reserve of years were too much for him, and instead he rapidly and
+succinctly told his tale, running over what had happened in London and on the
+road. He accounted for what he had brought, and explained why he had brought it
+and at whose request. Then, as the banker, lost in troubled thought, his eyes
+on the money, did not speak, &ldquo;It goes badly then, sir, does it?&rdquo; he
+said. &ldquo;I see that the place is full.&rdquo;
+</p>
+
+<p>
+Ovington&rsquo;s eyes were still on the bags, and though he forced himself to
+speak, his tone was dull and mechanical. &ldquo;Yes,&rdquo; he said. &ldquo;We
+paid out fifteen thousand and odd yesterday. About six thousand in odd sums
+to-day. I have just settled with Yapp&mdash;two thousand seven hundred. Mills
+and Blakeway have drawn at the counter&mdash;three thousand and fifty between
+them. A packet of notes from Birmingham, eleven hundred. Jenkins sent his
+cheque for twelve hundred by his son, but he omitted to fill in the
+date.&rdquo;
+</p>
+
+<p>
+&ldquo;And you didn&rsquo;t pay it?&rdquo;
+</p>
+
+<p>
+&ldquo;No, I didn&rsquo;t pay it. Why should I? But he will be in himself by
+the two o&rsquo;clock coach. The only other account&mdash;large account
+outstanding&mdash;is Owen&rsquo;s for eighteen hundred. Probably he will come
+in by the same coach. In the meantime&mdash;&rdquo; he took a slip of paper
+from the table&mdash;&ldquo;we have notes for rather more than two thousand
+still out; half of these may not, for one reason or another, be presented. And
+payable on demand we still owe something like two or three thousand.&rdquo;
+</p>
+
+<p>
+&ldquo;You may be called upon for another six thousand, then, sir?&rdquo;
+</p>
+
+<p>
+&ldquo;Six at best, seven thousand or a little more at worst. And we had in the
+till to meet it, a quarter of an hour ago, about three thousand. We should not
+have had as much if Rodd had not paid in four hundred and fifty.&rdquo;
+</p>
+
+<p>
+&ldquo;Rodd?&rdquo; Clement eyes sparkled. &ldquo;God bless him! He&rsquo;s a
+Trojan, and I shan&rsquo;t forget it! Bravo, Rodd!&rdquo;
+</p>
+
+<p>
+The banker nodded, but in a perfunctory way. &ldquo;That&rsquo;s the
+position,&rdquo; he said. &ldquo;If Owen and Jenkins hold off&mdash;but
+there&rsquo;s no hope of that&mdash;we may go on till four o&rsquo;clock. But
+if either comes in we must close. Close,&rdquo; bitterly, &ldquo;for the lack
+of three thousand or four thousand pounds!&rdquo;
+</p>
+
+<p>
+Clement sighed. Young as he was he was beginning to feel the effect of his
+exertions, of his double journey, and his two sleepless nights. At last,
+&ldquo;No one will lose, sir?&rdquo; he said.
+</p>
+
+<p>
+&ldquo;No, no one, ultimately and directly, by us. And if we were an old bank,
+if we were Dean&rsquo;s even&mdash;&rdquo; there was venom in the tone in which
+he uttered his rival&rsquo;s name &ldquo;&mdash;we might resume in a week or a
+fortnight. We might reopen and go on. But,&rdquo; shrugging his shoulders,
+&ldquo;we are not Dean&rsquo;s, and no one would trust us after this. It would
+be useless to resume. And, of course, the sacrifices that we have made have
+been very costly. We have had to rediscount bills at fifteen per cent., and
+sell a long line of securities at a loss, and what is left on our hands may be
+worth money some day, but it is worthless at present.&rdquo;
+</p>
+
+<p>
+&ldquo;Wolley&rsquo;s Mill?&rdquo;
+</p>
+
+<p>
+&ldquo;Ay, and other things. Other things.&rdquo;
+</p>
+
+<p>
+Clement looked at the floor, and again the longing to say something or do
+something that might comfort his father pressed upon him. To himself the
+catastrophe, save so far as it separated him from Josina, was a small thing. He
+had had no experience of poverty, he was young, and to begin the world at the
+bottom had no terrors for him. But with his father it was different, and he
+knew that it was different. His father had built up from nothing the edifice
+that now cracked and crumbled about them. He had planned it, he had seen it
+rise and grow, he had rejoiced in it and been proud of it. On it he had spent
+the force and the energy of the best twenty years of his life, and he had not
+now, he had no longer, the vigor or the strength to set about rebuilding.
+</p>
+
+<p>
+It was a tragedy, and Clement saw that it was a tragedy. And all for the
+lack&mdash;pity rose strong within him&mdash;all for the lack of&mdash;four
+thousand pounds. To him, conversant with the bank&rsquo;s transactions, it
+seemed a small sum. It was a small sum.
+</p>
+
+<p>
+&ldquo;Ay, four thousand!&rdquo; his father repeated. His eyes returned
+mechanically to the money at his feet, returned and fixed themselves upon it.
+&ldquo;Though in a month we may be able to raise twice as much again! And
+here&mdash;here&rdquo;&mdash;touching it with his foot&mdash;&ldquo;is the
+money! All, and more than all that we need, Clement.&rdquo;
+</p>
+
+<p>
+Then at last Clement perceived the direction of his father&rsquo;s gaze, and he
+took the alarm. He put aside his reserve, he laid his hand gently on the elder
+man&rsquo;s shoulder, and by the pressure of his silent caress he strove to
+recall him to himself, he strove to prove to him that whatever happened,
+whatever befell, they were one&mdash;father and son, united inseparably by
+fortune. But aloud, &ldquo;No!&rdquo; he said firmly. &ldquo;Not that, sir! I
+have given my word. And besides&mdash;&mdash;&rdquo;
+</p>
+
+<p>
+&ldquo;He would be no loser.&rdquo;
+</p>
+
+<p>
+&ldquo;No, we should be the losers.&rdquo;
+</p>
+
+<p>
+&ldquo;But&mdash;but it was not we, it was Bourdillon, lad!&rdquo;
+</p>
+
+<p>
+&ldquo;Ay, it was Bourdillon. And we are not Bourdillon! Not yet! Nor ever,
+sir!&rdquo;
+</p>
+
+<p>
+Ovington turned away. His hand shook, the papers that he affected to put
+together on his desk rustled in his grasp. He knew&mdash;knew well that his son
+was right. But how great was the temptation! There lay the money at his feet,
+and he was sure that he could not be called to account for it. There lay the
+money that would gain the necessary time, that would meet all claims, that
+would save the bank!
+</p>
+
+<p>
+True, it was not his, but how great was the temptation. It was so great that
+what might have happened had Clement not been there, had he stood there alone
+and unfettered, it is impossible to say&mdash;though the man was honest. For it
+was easy, nothing was more easy, than to argue that the bank would be saved and
+no man, not even the Squire, would lose. It was so great a temptation, and the
+lower course appeared so plausible that four men out of five, men of average
+honesty and good faith, might have fallen.
+</p>
+
+<p>
+Fortunately the habit of business integrity came to the rescue, and reinforced
+and supported the son&rsquo;s argument&mdash;and the battle was won. &ldquo;You
+are right,&rdquo; the banker said huskily, his face still averted, his hands
+trembling among the papers. &ldquo;But take it away! For God&rsquo;s sake, boy,
+take it away! Take it out of my sight, or I do not know what I may do!&rdquo;
+</p>
+
+<p>
+&ldquo;You&rsquo;ll do the right thing, sir, never fear!&rdquo; the son
+answered confidently. And with an effort he lifted the two heavy bags and moved
+towards the door. But on the threshold and as the door closed behind him,
+&ldquo;Thank God!&rdquo; he whispered to himself, &ldquo;Thank God!&rdquo; And
+to Betty, who met him in the hall and flung her arms about his neck&mdash;the
+girl was in tears, for the shadow of anxiety hung over the whole house, and
+even the panic-stricken maids were listening on the stairs or peering from the
+windows&mdash;&ldquo;Take care of him, Betty,&rdquo; he said, his eyes shining.
+&ldquo;Take care of him, girl. I shall be back by one o&rsquo;clock. If I could
+stay with him now I would, but I cannot. I cannot! And don&rsquo;t fret. It
+will come right yet!&rdquo;
+</p>
+
+<p>
+&ldquo;Oh, poor father!&rdquo; she cried. &ldquo;Is there no hope,
+Clement?&rdquo;
+</p>
+
+<p>
+&ldquo;Very little. But worse things have happened. And we may be proud of him,
+Betty. We&rsquo;ve good cause to be proud of him. I say it that know! Cheer
+up!&rdquo;
+</p>
+
+<p>
+She watched him go with his heavy burden and his blunt common-sense down the
+garden walk; and when he had disappeared behind the pear-tree espaliers she
+went back to listen outside the parlor door. She had been her father&rsquo;s
+pet. He had treated her with an indulgence and a familiarity rare in those days
+of parental strictness, and she understood him well, better than others, better
+even than Clement. She knew what failure would mean to him. It was not the loss
+of wealth which would wound him most sorely, though he would feel that; but the
+loss of the position which success had gained for him in the little world in
+which he lived, and lived somewhat aloof. He had been thought, and he had
+thought himself, cleverer than his neighbors. He had borne himself as one
+belonging to, and destined for, a wider sphere. He had met the pride of the
+better-born and the older-established with a greater pride; and believing in
+his star, he had allowed his contempt for others and his superiority to be a
+little too clearly seen.
+</p>
+
+<p>
+For all this he would now pay, and his pride would suffer. Betty, lingering in
+the darker part of the hall, where the servants could not spy on her, listened
+and longed to go in to him and comfort him. But all the rules forbade this, she
+might not distract him at such a time. Yet, had she known how deep was his
+depression as he sat sunk in his chair, had she known how the past mocked him,
+and the long chain of his successes rose and derided him, how the mirage of
+long-cherished hopes melted and left all cold before him&mdash;had she guessed
+the full bitterness of his spirit, she had broken through every rule and gone
+in to him.
+</p>
+
+<p>
+The self-made man! Proudly, disdainfully he had flung the taunt back in
+men&rsquo;s faces. Could they make, could they have made themselves, as he had?
+And now the self-ruined man! He sat thinking of it, and the minutes went by.
+Twice one of the clerks came in and silently placed a slip beside him and went
+softly out. He looked at the slip, but without taking in its meaning. What did
+it matter whether a few more or a few less pounds had been drawn out, whether
+the drain had waxed or waned in the last quarter of an hour? The end was
+certain, and it would come when the two men arrived on the Chester coach. Then
+he would have to bestir himself. Then he would have to resume the lead and play
+the man, give back hardness for hardness and scorn for scorn, and bear himself
+so in defeat that no man should pity him. And he knew that he could do it. He
+knew that when the time came his voice would be firm and his face would be
+granite, and that he would pronounce his own sentence and declare the bank
+closed with a high head. He knew that even in defeat he could so clothe himself
+with power that no man should browbeat him.
+</p>
+
+<p>
+But in the meantime he paid his debt to weakness, and sat brooding on the past,
+rather than preparing for the future; and time passed, the relentless hand
+moved round the clock. Twice the clerk came in with his doom-bearing slips, and
+presently Rodd appeared. But the cashier had nothing to say that the banker did
+not know. Ovington took the paper and looked at the figures and at the total,
+but all he said was, &ldquo;Let me know when Owen and Jenkins come.&rdquo;
+</p>
+
+<p>
+&ldquo;Very good, sir.&rdquo; Rodd lingered a moment as if he would gladly have
+added something, would have ventured, perhaps, some word of sympathy. But his
+courage failed him and he went out.
+</p>
+
+<p>
+Nor when Clement, half an hour afterwards, returned from his mission to Garth
+did he give any sign. Clement laid his hand on his shoulder and said a cheery
+word, but, getting no answer, or as good as none, he went through to his desk.
+A moment later his voice could be heard rallying a too conscious customer,
+greeting another with contemptuous good humor, bringing into the close, heated
+atmosphere of the bank, where men breathed heavily, snapped at one another, and
+shuffled their feet, a gust of freer brisker air.
+</p>
+
+<p>
+Another half-hour passed. A clerk brought in a slip. The banker looked at it.
+No more than seven hundred pounds remained in the till. &ldquo;Very
+good,&rdquo; he said. &ldquo;Let me know when Mr. Owen and Mr. Jenkins
+come.&rdquo; And as the door closed behind the lad he fell back into his old
+posture of depression. There was nothing to be done.
+</p>
+
+<p>
+But five minutes later Clement looked in, his face concerned. &ldquo;Sir
+Charles Woosenham is here,&rdquo; he said in a low voice. &ldquo;He is asking
+for you.&rdquo;
+</p>
+
+<p>
+The banker roused himself. The call was not unexpected nor quite unwelcome.
+&ldquo;Show him in,&rdquo; he said; and he took up a pen and drew a sheet of
+paper towards him that he might appear to be employing himself.
+</p>
+
+<p>
+Sir Charles came in, tall, stooping a little, his curly-brimmed hat in his
+hand; the dignified bearing with which he was wont to fence himself against the
+roughness of the outer world a little less noticeable than usual. He was a
+gentleman, and he did not like his errand.
+</p>
+
+<p>
+Ovington rose. &ldquo;Good morning, Sir Charles,&rdquo; he said, &ldquo;you
+wanted to see me? I am unfortunately busy this morning, but I can give you ten
+minutes. What is it, may I ask?&rdquo; He pushed a chair toward his visitor.
+</p>
+
+<p>
+But Woosenham would not sit down. If the man was down he hated to&mdash;but,
+there, he had come to do it. &ldquo;I am sure it is all right, Mr.
+Ovington,&rdquo; he said awkwardly, &ldquo;but I am concerned about
+the&mdash;about the Railway money, in fact. The sum is large,
+and&mdash;and&mdash;&rdquo; stammering a little&mdash;&ldquo;but I think you
+will understand my position?&rdquo;
+</p>
+
+<p>
+The banker smiled. &ldquo;You wish to know if it&rsquo;s safe?&rdquo; he said.
+</p>
+
+<p>
+&ldquo;Well, yes&mdash;precisely,&rdquo; with relief. &ldquo;You&rsquo;ll
+forgive me, I am sure. But people are talking.&rdquo;
+</p>
+
+<p>
+&ldquo;They are doing more,&rdquo; Ovington answered austerely&mdash;he no
+longer smiled. &ldquo;They are doing their best to ruin me, Sir Charles, and to
+plunge themselves into loss. But I need not go into that. You are anxious about
+the Railroad money? Very good.&rdquo; He rang the bell and the clerk came in.
+&ldquo;Go to the strong-room,&rdquo; the banker said, taking some keys from the
+table, &ldquo;with Mr. Clement, and bring me the box with the Railway
+Trust.&rdquo;
+</p>
+
+<p>
+&ldquo;I am sorry,&rdquo; Sir Charles said, when they were alone, &ldquo;to
+trouble you at this time, but&mdash;&mdash;&rdquo;
+</p>
+
+<p>
+Ovington stopped him. &ldquo;You are perfectly in order,&rdquo; he said.
+&ldquo;Indeed, I am glad you have come. The box will be here in a
+minute.&rdquo;
+</p>
+
+<p>
+Clement brought it in, and Ovington took another key and unlocked it. &ldquo;It
+is all here,&rdquo; he explained, &ldquo;except the small sum already expended
+in preliminary costs&mdash;the sum passed, as you will remember, at the last
+meeting of the Board. Here it is.&rdquo; He took a paper which lay on the top
+of the contents of the box. &ldquo;Except four hundred and ten pounds, ten
+shillings. The rest is invested in Treasury Bills until required. The bills are
+here, and Clement will check them with you, Sir Charles, while I finish this
+letter. We have, of course, treated this as a Trust Fund, and I think that the
+better course will be for you to affix your seal to the box when you have
+verified the contents.&rdquo;
+</p>
+
+<p>
+He turned to his letter, though it may be doubted whether he knew what he was
+writing, while Sir Charles and Clement went through the box, verified the
+securities, and finally sealed the box. That done, Woosenham would have offered
+fresh apologies, but the banker waved them aside and bowed him out, directing
+Clement to see him to the door.
+</p>
+
+<p>
+That done, left alone once more, he sat thinking. The incident had roused him
+and he felt the better for it. He had been able to assert himself and he had
+confirmed in good will a man who might yet be of use to him. But he was not
+left alone very long. Sir Charles had not been gone five minutes before Rodd
+thrust a pale face in at the door, and in an agitated whisper informed him that
+Owen and Jenkins were coming down the High Street. A scout whom the cashier had
+sent out had seen them and run ahead with the news. &ldquo;They&rsquo;ll be
+here in two minutes, sir,&rdquo; Rodd added in a tone which betrayed his
+dismay. &ldquo;What am I to do? Will you see them, sir?&rdquo;
+</p>
+
+<p>
+&ldquo;Certainly,&rdquo; Ovington answered. &ldquo;Show them in as soon as they
+arrive.&rdquo;
+</p>
+
+<p>
+He spoke firmly, and made a brave show in Rodd&rsquo;s eyes. But he knew that
+up to this moment he had retained a grain of hope, a feeling, vague and
+baseless, that something might yet happen, something might yet occur at the
+last moment to save the bank. Well, it had not, and he must steel himself to
+face the worst. The crisis had come and he must meet it like a man. He rose
+from his chair and stood waiting, a little paler than usual, but composed and
+master of himself.
+</p>
+
+<p>
+He heard the disturbance that the arrival of the two men caused in the bank.
+Some one spoke in a harsh and peremptory tone, and something like an
+altercation followed. Raised voices reached him, and Rodd&rsquo;s answer, civil
+and propitiatory, came, imperfectly, to his ear. The peremptory voice rose
+anew, louder than before, and the banker&rsquo;s face grew hard as he listened.
+Did they think to browbeat him? Did they think to bully him? If so, he would
+soon&mdash;but they were coming. He caught the sound of the counter as Rodd
+raised it for the visitors to pass, and the advance of feet, slowly moving
+across the floor. He fixed his eyes on the door, all the manhood in him called
+up to meet the occasion.
+</p>
+
+<p>
+The door was thrown open, widely open, but for a moment the banker could not
+see who stood in the shadow of the doorway. Two men, certainly, and Rodd at
+their elbow, hovering behind them; and they must be Owen and Jenkins, though
+Rodd, to be sure, should have had the sense to send in one at a time. Then it
+broke upon the banker that they were not Owen and Jenkins. They were bigger
+men, differently dressed, of another class; and he stared. For the taller of
+the two, advancing slowly on the other&rsquo;s arm, and feeling his way with
+his stick, was Squire Griffin, and his companion was no other than Sir Charles,
+mysteriously come back again.
+</p>
+
+<p>
+Prepared for that which he had foreseen, Ovington was unprepared for this, and
+the old man, still feeling on his unguarded side with his stick, was the first
+to speak. &ldquo;Give me a chair,&rdquo; he grunted. &ldquo;Is he here,
+Woosenham?&rdquo;
+</p>
+
+<p>
+&ldquo;Yes,&rdquo; Woosenham said, &ldquo;Mr. Ovington is here.&rdquo;
+</p>
+
+<p>
+&ldquo;Then let me sit down.&rdquo; And as Sir Charles let him down with care
+into the chair which the astonished banker hastened to push forward,
+&ldquo;Umph!&rdquo; he muttered, as he settled himself and uncovered his head.
+&ldquo;Tell my man&rdquo;&mdash;this to Rodd&mdash;&ldquo;to bring in that
+stuff when I send for it. Do you hear? You there? Tell him to bring it in when
+I bid him.&rdquo; Then he turned himself to the banker, who all this time had
+not found a word to say, and indeed had not a notion what was coming. He could
+only suppose that the Squire had somehow revived Woosenham&rsquo;s fears, in
+which case he should certainly, Squire or no Squire, hear some home truths.
+&ldquo;You&rsquo;re surprised to see me?&rdquo; the old man said.
+</p>
+
+<p>
+&ldquo;Well, I am, Mr. Griffin. Yes.&rdquo;
+</p>
+
+<p>
+&ldquo;Ay,&rdquo; drily. &ldquo;Well, I am surprised myself, if it comes to
+that. I didn&rsquo;t think to be ever in this room again. But here I am, none
+the less. And come on business.&rdquo;
+</p>
+
+<p>
+The banker&rsquo;s eyes grew hard. &ldquo;If it is about the Railroad
+moneys,&rdquo; he said, &ldquo;and Sir Charles is not
+satisfied&mdash;&mdash;&rdquo;
+</p>
+
+<p>
+&ldquo;It&rsquo;s none of his business. Naught to do with the Railroad,&rdquo;
+the Squire answered. Then sharply, &ldquo;Where&rsquo;s my nephew? Is he
+here?&rdquo;
+</p>
+
+<p>
+&ldquo;No, he is not at the bank to-day.&rdquo;
+</p>
+
+<p>
+&ldquo;No? Well, he never should ha&rsquo; been! And so I told him and told
+you. But you would both have your own way, and you know what&rsquo;s come of
+it. Hallo!&rdquo; breaking off suddenly, and turning his head, for his hearing
+was still good. &ldquo;What&rsquo;s that? Ain&rsquo;t we alone?&rdquo;
+</p>
+
+<p>
+&ldquo;One moment,&rdquo; Ovington said. Rodd had tapped at the door and put in
+his head.
+</p>
+
+<p>
+The cashier looked at the banker, over the visitors&rsquo; heads. &ldquo;Mr.
+Owen and Mr. Jenkins are here,&rdquo; he said in a low tone. &ldquo;They wish
+to see you. I said you were engaged, sir, but&mdash;&mdash;&rdquo; his face
+made the rest of the sentence clear.
+</p>
+
+<p>
+Ovington reddened, but retained his presence of mind. &ldquo;They can see me in
+ten minutes,&rdquo; he said, coldly. &ldquo;Tell them so.&rdquo;
+</p>
+
+<p>
+But Rodd only came a little farther into the room. &ldquo;I am afraid,&rdquo;
+he said, dropping his voice, &ldquo;they won&rsquo;t wait, sir. They
+are&mdash;&mdash;&rdquo;
+</p>
+
+<p>
+&ldquo;Wait?&rdquo; The word came from the Squire. He shot it out so suddenly
+that the cashier started. &ldquo;Wait? Why, hang their infernal
+impudence,&rdquo; wrathfully, &ldquo;do they think their business must come
+before everybody&rsquo;s? Jenkins? Is that little Jenkins&mdash;Tom Jenkins of
+the Hollies?&rdquo;
+</p>
+
+<p>
+&ldquo;Yes, sir.&rdquo;
+</p>
+
+<p>
+&ldquo;Then d&mdash;n his impudence!&rdquo; the old man burst forth again in a
+voice that must have wellnigh reached the street. &ldquo;Little Tom Jenkins,
+whose grandfather was my foot-boy, coming and interrupting my business! God
+bless my soul and body, the world is turned upside-down nowadays. Fine times we
+live in! Little&mdash;but, hark you, sirrah, d&rsquo;you go and tell him to go
+to the devil! And shut the door, man! Shut the door!&rdquo;
+</p>
+
+<p>
+&ldquo;Tell them I will see them in ten minutes,&rdquo; said the banker.
+</p>
+
+<p>
+But the old man was still unappeased. &ldquo;That&rsquo;s what we&rsquo;re
+coming to, is it?&rdquo; he fumed. &ldquo;Confound their impudence,&rdquo;
+wiping his brow, &ldquo;and they&rsquo;ve put me out, too! I dunno where I was.
+Is the door closed? Oh, &rsquo;bout my nephew! I didn&rsquo;t wish it,
+I&rsquo;ve said that, and I&rsquo;ve said it often, but he&rsquo;s in.
+He&rsquo;s in with you, banker, and he&rsquo;s lugged me in! For, loth as I am
+to see him in it, I&rsquo;m still lother that any one o&rsquo; my name or my
+blood should be pointed at as the man that&rsquo;s lost the countryside their
+money! Trade&rsquo;s bad, out of its place. But trade that fails at other
+folks&rsquo; cost and ruins a sight of people who, true or false, will say
+they&rsquo;ve been swindled&mdash;&mdash;&rdquo;
+</p>
+
+<p>
+&ldquo;Stop!&rdquo; the banker could bear it no longer, and he stepped forward,
+his face pale. &ldquo;No one has swindled here! No one has been robbed of his
+money. No one&mdash;if it will relieve your feelings to know it, Mr. Griffin
+will lose by the bank in the end. I shall pay all demands within a few weeks at
+most.&rdquo;
+</p>
+
+<p>
+&ldquo;Can you pay &rsquo;em all to-day?&rdquo; asked the Squire, at his
+driest.
+</p>
+
+<p>
+&ldquo;It may be that I cannot. But every man to whom the bank owes a penny
+will receive twenty shillings in the pound and interest, within a few
+weeks&mdash;or months.&rdquo;
+</p>
+
+<p>
+&ldquo;And who will be the loser, then, if the bank closes? Who&rsquo;ll lose,
+man?&rdquo;
+</p>
+
+<p>
+&ldquo;The bank. No one else.&rdquo;
+</p>
+
+<p>
+&ldquo;But you can&rsquo;t pay &rsquo;em to-day, banker?&rdquo;
+</p>
+
+<p>
+&ldquo;That may be.&rdquo;
+</p>
+
+<p>
+&ldquo;How much will clear you? To pay &rsquo;em all down on the nail,&rdquo;
+truculently, &ldquo;and tell &rsquo;em all to go and be hanged? Eh? How much do
+you need for that?&rdquo;
+</p>
+
+<p>
+Ovington opened his mouth, but for a moment, overpowered by the emotions that
+set his temples throbbing, he could not speak. He stared at the gaunt, stooping
+figure in the chair&mdash;the stooping figure in the shabby old riding-coat
+with the huge plated buttons that had weathered a dozen winters&mdash;and
+though hope sprang up in him, he doubted. The man might be playing with him.
+Or, he might not mean what he seemed to mean. There might be some mistake. At
+last, &ldquo;Five thousand pounds would pull us through,&rdquo; he said in a
+voice that sounded strange to himself, &ldquo;as it turns out.&rdquo;
+</p>
+
+<p>
+&ldquo;You&rsquo;d better take ten,&rdquo; the Squire answered.
+&ldquo;There,&rdquo; fumbling in his inner pocket and extracting with effort a
+thick packet, &ldquo;count five out of that. And there&rsquo;s five in gold
+that my man will bring in. D&rsquo;you give me a note for ten thousand at six
+months&mdash;five per cent.&rdquo;
+</p>
+
+<p>
+&ldquo;Mr. Griffin&mdash;&mdash;&rdquo;
+</p>
+
+<p>
+&ldquo;There, no words!&rdquo; testily. &ldquo;It ain&rsquo;t for you I&rsquo;m
+doing it, man. Understand that! It ain&rsquo;t for you. It&rsquo;s for my name
+and my nephew, little as he deserves it! Count it out, count it out, and give
+me back the balance, and let&rsquo;s be done with it.&rdquo;
+</p>
+
+<p>
+Ovington hesitated, his heart full, his hands trembling. He was not himself. He
+looked at Woosenham. &ldquo;Perhaps, Sir Charles,&rdquo; he said unsteadily,
+&ldquo;will be good enough to check the amount with me!&rdquo;
+</p>
+
+<p>
+&ldquo;Pshaw, man, if I didn&rsquo;t think you honest I shouldn&rsquo;t be
+here, whether or no. No such fool! I satisfied myself of that, you may be sure,
+before I came in. Count it, yourself. And there! Bid &rsquo;em bring in the
+gold.&rdquo;
+</p>
+
+<p>
+The banker rang the bell and gave the order. He counted the notes, and by the
+time he had finished, the bags had been brought in. &ldquo;You&rsquo;ll
+ha&rsquo; to take that uncounted,&rdquo; the Squire said, as he heard them set
+down on the floor, &ldquo;as I took it myself.&rdquo;
+</p>
+
+<p>
+&ldquo;My son will have seen to that,&rdquo; Ovington replied. He was a little
+more like himself now. He sat down and wrote out the note, though his hand
+shook.
+</p>
+
+<p>
+&ldquo;Ay,&rdquo; the Squire agreed, &ldquo;I&rsquo;m thinking he will
+have.&rdquo; And turning his head towards Woosenham, &ldquo;He&rsquo;s a rum
+chap, that,&rdquo; he continued, with a chuckle and speaking as if the banker
+were not present. &ldquo;He gave me a talking-to&mdash;me! D&rsquo;you know
+that he got to London in sixteen hours, in the night-time?&rdquo;
+</p>
+
+<p>
+&ldquo;Did he, by Jove! Our friend at Halston could hardly have beaten
+that.&rdquo;
+</p>
+
+<p>
+&ldquo;And nothing staged either! Railroads!&rdquo; scornfully.
+&ldquo;D&rsquo;you think there&rsquo;s any need o&rsquo; railroads when a man
+can do that? Or that any railroad that&rsquo;s ever made will beat that?
+Sixteen hours, by George, a hundred and fifty-one miles in the
+night-time!&rdquo;
+</p>
+
+<p>
+Sir Charles, who had been an astonished spectator of the scene, gave a
+qualified assent, and by that time Ovington was ready with his note. The Squire
+pouched it with care, but cut short his thanks. &ldquo;I&rsquo;ve told you why
+I do it,&rdquo; he said gruffly. &ldquo;And now I&rsquo;m tired and I&rsquo;ll
+be getting home. Give me your arm, Woosenham. But as we pass I&rsquo;ve a word
+to say to that little joker in the bank.&rdquo;
+</p>
+
+<p>
+He had his word, and a strange scene it was. The two great men stood within the
+counter, the old man bending his hawk-like face and sightless eyes on the
+quailing group beyond it, while the clerks looked on, half in awe and half in
+amusement. &ldquo;Fools!&rdquo; said the Squire in his harshest tone.
+&ldquo;Fools, all of ye! Cutting your own throats and tearing the bottom out of
+your own money-bags! That&rsquo;s what ye be doing! And you, Tom Jenkins, and
+you, Owen, that should know better, first among &rsquo;em! You haven&rsquo;t
+the sense to see a yard before you, but elbow one another into the ditch like a
+pair of blind horses! You deserve to be ruined, every man of you, and
+it&rsquo;s no fault o&rsquo; yourn that you&rsquo;re not! Business men? You
+call yourselves business men, and run on a bank as if all the money was kept in
+a box under the counter ready to pay you! Go home! Go home!&rdquo; poking at
+them with his stick. &ldquo;And thank God the banker has more sense than you,
+and a sight more money than your tuppenny ha&rsquo;penny accounts run to!
+Damme, if I were master here, if one single one o&rsquo; you should cross my
+door again! But there, take me out, Woosenham; take me out! Pack o&rsquo;
+fools! Pack o&rsquo; dumb fools, they are!&rdquo;
+</p>
+
+<p>
+The two marched out with that, but the Squire&rsquo;s words ran up and down the
+town like wild-fire. What he had said and how he had said it, and the figure
+little Tom Jenkins of the Hollies had cut, was known as far as the Castle
+Foregate before the old man had well set his foot on the step of his carriage.
+The crowd standing about Sir Charles&rsquo;s four bays in the Market Place and
+respectfully gazing on the postillions&rsquo; yellow jackets had it within two
+minutes. Within four it was known at the Gullet that the old Squire was
+supporting the bank, and had given Welsh Owen such a talking-to as never was.
+Within ten, the news was being bandied up and down the long yard at the Lion,
+where they stabled a hundred horses, and was known even to the charwomen who,
+on their knees, were scrubbing the floors of the Assembly Rooms that looked
+down on the yard. Dean&rsquo;s, at which a persistent and provoking run had
+been prosecuted since morning, got it among the first; and Mr. Dean, testy and
+snappish enough before, became for the rest of the day a terror and a
+thunder-cloud to the junior clerks. Nay, the news soon passed beyond
+Aldersbury, for the three o&rsquo;clock up-coach swept it away and dropped it
+with various parcels and hampers at every stage between the Falcon at Heygate
+and Wolverhampton. Not a turn-pike man but heard it and spread it, and at the
+Cock at Wellington they gave it to the down-coach, which carried it back to
+Aldersbury.
+</p>
+
+<p>
+Owen, it was known, had drawn his money. But Jenkins had thought better of it.
+He had gone out of the bank with his cheque in his hand, and had torn it up
+<i>coram public</i> in the roadway; and from that moment the run, its force
+already exhausted, had ceased. Half an hour later he would have been held a
+fool who looked twice at an Ovington note, or distrusted a bank into which,
+rumor had it, gold had been carried by the sackful. Had not the Bank of England
+sent down a special messenger bearing unstinted credit? And had not the old
+Squire of Garth, the closest, stingiest, shrewdest man in the county, paid in
+thirty, forty, fifty thousand pounds and declared that he would sell every acre
+before the bank should fail? Before night a dozen men were considering ruefully
+the thing that they had done or pondering how they might, with the least loss
+of dignity, undo it. Before morning twice as many wives had told their husbands
+what they thought of them, and reminded them that they had always said how it
+would be&mdash;only they were never listened to!
+</p>
+
+<p>
+At the Gullet in the Shut off the Market Place, where the tap never ceased
+running that evening, and half of the trade of the town pressed in to eat liver
+and bacon, there was no longer any talk of Boulogne. All the talk ran the other
+way. The drawers of the day were the butts of the evening, and were bantered
+and teased unmercifully. Their friends would not be in their shoes for a
+trifle&mdash;not they! They had cooked their goose with a vengeance&mdash;no
+more golden eggs for them! And very noticeable was it that whenever the
+banker&rsquo;s name came up, voices dropped and heads came together. His luck,
+his power, his resources were discussed with awe and in whispers. There were
+not a few thoughtful faces at the board, and here and there were appetites that
+failed, though the suppers served in the dingy low-ceiled room at the Gullet,
+dark even at noon-day, were famous for their savoriness.
+</p>
+
+<hr />
+
+<p>
+Very different was the scene inside the bank. At the counter, indeed,
+discipline failed the moment the door fell to behind the last customer. The
+clerks sprang to their feet, cheered, danced a dance of triumph, struck a
+hundred attitudes of scorn and defiance. They cracked silly jokes, and flung
+paper darts at the public side; they repaid by every kind of monkey trick the
+alarms and exertions from which they had suffered during three days. They
+roared, &ldquo;Oh, dear, what can the matter be!&rdquo; in tones of derision
+that reached the street. They challenged the public to come on&mdash;to come on
+and be hanged! They ceased to make a noise only when breath failed them.
+</p>
+
+<p>
+But in the parlor, whither Clement, followed after a moment&rsquo;s hesitation
+by Rodd, had hastened to join and to congratulate his father, there was nothing
+of this. The danger had been too pressing, the margin of safety too narrow to
+admit of loud rejoicing. The three met like ship-wrecked mariners drawn more
+closely together by the ordeal through which they had passed, like men still
+shaken by the buffeting of the waves. They were quiet, as men amazed to find
+themselves alive. The banker, in particular, sat sunk in his chair, overcome as
+much by the scene through which he had passed as by a relief too deep for
+words. For he knew that it was by no art of his own, and through no resources
+of his own that he survived, and his usual self-confidence, and with it his
+aplomb, had deserted him. In a room vibrating with emotion they gazed at one
+another in thankful silence, and it was only after a long interval that the
+older man let his thoughts appear. Then &ldquo;Thank God!&rdquo; he said
+unsteadily, &ldquo;and you, Clement! God bless you! If we owe this to any one
+we owe it to you, my boy! If you had not been beside me, God knows what I might
+not have done!&rdquo;
+</p>
+
+<p>
+&ldquo;Pooh, pooh, sir,&rdquo; Clement said; yet he did but disguise deep
+feeling under a mask of lightness. &ldquo;You don&rsquo;t do yourself justice.
+And for the matter of that, if we have to thank any one it is Rodd,
+here.&rdquo; He clapped the cashier on the shoulder with an intimacy that
+brought a spark to Rodd&rsquo;s eyes. &ldquo;He&rsquo;s not only stuck to it
+like a man, but if he had not paid in his four hundred and
+fifty&mdash;&mdash;&rdquo;
+</p>
+
+<p>
+&ldquo;No, no, sir, we weren&rsquo;t drawn down to that&mdash;quite.&rdquo;
+</p>
+
+<p>
+&ldquo;We were mighty near it, my lad. And easily might have been.&rdquo;
+</p>
+
+<p>
+&ldquo;Yes,&rdquo; said the banker; &ldquo;we shall not forget it, Rodd. But,
+after all,&rdquo; with a faint smile, &ldquo;it&rsquo;s Bourdillon we have to
+thank.&rdquo; And he explained the motives which, on the surface at least, had
+moved the Squire to intervene. &ldquo;If I had not taken Bourdillon in when I
+did&mdash;&mdash;&rdquo;
+</p>
+
+<p>
+&ldquo;Just so,&rdquo; Clement assented drily. &ldquo;And if Bourdillon had
+not&mdash;&mdash;&rdquo;
+</p>
+
+<p>
+&ldquo;Umph! Yes. But&mdash;where is he? Do you know?&rdquo;
+</p>
+
+<p>
+&ldquo;I don&rsquo;t. He may be at his rooms, or he may have ridden out to his
+mother&rsquo;s. I&rsquo;ll look round presently, and if he is not in town
+I&rsquo;ll go out and tell him the news.&rdquo;
+</p>
+
+<p>
+&ldquo;You didn&rsquo;t quarrel?&rdquo;
+</p>
+
+<p>
+Clement shrugged his shoulders. &ldquo;Not more than we can make up,&rdquo; he
+said lightly, &ldquo;if it is to his interest.&rdquo;
+</p>
+
+<p>
+The banker moved uneasily in his chair. &ldquo;What is to be done about
+him?&rdquo; he asked.
+</p>
+
+<p>
+&ldquo;I think, sir, that that&rsquo;s for the Squire. Let us leave it to him.
+It&rsquo;s his business. And now&mdash;come! Has any one told Betty!&rdquo;
+</p>
+
+<p>
+The banker rose, conscience-stricken. &ldquo;No, poor girl, and she must be
+anxious. I quite forgot,&rdquo; he said.
+</p>
+
+<p>
+&ldquo;Unless Rodd has,&rdquo; Clement replied, with a queer look at his
+father. For Rodd had vanished while they were talking of Arthur, whom it was
+noteworthy that neither of them now called by his Christian name.
+</p>
+
+<p>
+&ldquo;Well go and tell her,&rdquo; said Ovington, reverting to his everyday
+tone. And he turned briskly to the door which led into the house. He opened it,
+and was crossing the hall, followed by Clement, who was anxious to relieve his
+sister&rsquo;s mind, when both came to a sudden stand. The banker uttered an
+exclamation of astonishment&mdash;and so did Betty. For Rodd, he melted with
+extraordinary rapidity through a convenient door, while Clement, the only one
+of the four who was not taken completely by surprise, laughed softly.
+</p>
+
+<p>
+&ldquo;Betty!&rdquo; her father cried sternly. &ldquo;What is the meaning of
+this?&rdquo;
+</p>
+
+<p>
+&ldquo;Well, I thought&mdash;you would know,&rdquo; said Betty, blushing
+furiously. &ldquo;I think it&rsquo;s pretty plain.&rdquo; Then, throwing her
+arms round her father&rsquo;s neck, &ldquo;Oh, father, I&rsquo;m so glad,
+I&rsquo;m so glad, I&rsquo;m so glad!&rdquo;
+</p>
+
+<p>
+&ldquo;But that&rsquo;s an odd way of showing it, my dear.&rdquo;
+</p>
+
+<p>
+&ldquo;Oh, he quite understands. In fact&rdquo;&mdash;still hiding her
+face&mdash;&ldquo;we&rsquo;ve come to an understanding, father. And we want
+you&rdquo;&mdash;half laughing and half crying&mdash;&ldquo;to witness
+it.&rdquo;
+</p>
+
+<p>
+&ldquo;I&rsquo;m afraid I did witness it,&rdquo; gravely.
+</p>
+
+<p>
+&ldquo;But you&rsquo;re not going to be angry? Not to-day? Not to-day,
+father.&rdquo; And in a small voice, &ldquo;He stood by you. You know how he
+stood by you. And you said you&rsquo;d never forget it.&rdquo;
+</p>
+
+<p>
+&ldquo;But I didn&rsquo;t say that I should give him my daughter.&rdquo;
+</p>
+
+<p>
+&ldquo;No, father; she gave herself.&rdquo;
+</p>
+
+<p>
+&ldquo;Well, there!&rdquo; He freed himself from her. &ldquo;That&rsquo;s
+enough now, girl. We&rsquo;ll talk about it another time. But I&rsquo;m not
+pleased, Betty.&rdquo;
+</p>
+
+<p>
+&ldquo;No?&rdquo; said Betty, gaily, but dabbing her eyes at the same time.
+&ldquo;He said that. He said that you would not be pleased. He was dreadfully
+afraid of you. And I said you wouldn&rsquo;t be pleased, too.
+But&mdash;&mdash;&rdquo;
+</p>
+
+<p>
+&ldquo;Eh?&rdquo;
+</p>
+
+<p>
+&ldquo;I said you&rsquo;d come to it, father, by and by. In good time.&rdquo;
+</p>
+
+<p>
+&ldquo;Well, I&rsquo;m&mdash;&mdash;&rdquo; But what the banker was, was lost
+in the peal of laughter that Clement could no longer restrain.
+</p>
+
+</div><!--end chapter-->
+
+<div class="chapter">
+
+<h2><a name="chap41"></a>CHAPTER XLI</h2>
+
+<p>
+Arthur, after he had dropped from the post-chaise that morning, did not at once
+move away. He stood on the crown of the East Bridge, looking down the river,
+and the turmoil of his feelings was such as for a time to render thought of the
+future impossible, and even to hold despair at bay. The certainty that his plan
+would have succeeded if it had not been thwarted by the very persons who would
+have profited by it, and the knowledge that but for their scruples all that he
+had at stake in the bank would have been saved&mdash;this certainty and this
+knowledge, with the fact that while they left him to bear the obloquy they had
+denied him the prize, so maddened him that for a full minute he stood, grasping
+the stone balustrade of the bridge, and whispering curses at the current that
+flowed smoothly below.
+</p>
+
+<p>
+The sunshine and the fair scene did but mock him. The green meadows, and the
+winding river, and the crescent of stately buildings, spire-crowned, that,
+curving with the stream, looked down upon it from the site of the ancient
+walls, did but deride his misery. For, how many a time had he stood on that
+spot and looked on that scene in days when he had been happy and carefree, his
+future as sunny as the landscape before him! And now&mdash;oh, the cowards! The
+cowards, who had not had the courage even to pick up the fruit which his daring
+had shaken from the bough.
+</p>
+
+<p>
+Ay, his daring and his enterprise! For what else was it? What had he done,
+after all, at which they need made mouths? It had been but a loan he had taken,
+the use for a few weeks of money which was useless where it lay, and of which
+not a penny would be lost! And again he cursed the weakness of those who had
+rendered futile all that he, the bolder spirit, had done, who had consigned
+themselves and him to failure and to beggary. He had bought their safety at his
+own cost, and they had declined to be saved. He shook with rage, with impotent
+rage, as he thought of it.
+</p>
+
+<p>
+Presently a man, passing over the bridge, looked curiously at him, paused and
+went on again, and the incident recalled him to himself. He remembered that he
+was in a place where all knew him, where his movements and his looks would be
+observed, where every second person who saw him would wonder why he was not at
+the bank. He must be going. He composed his face and walked on.
+</p>
+
+<p>
+But whither? The question smote him with a strange and chilly sense of
+loneliness. Whither? To the bank certainly, if he had courage, where the battle
+was even now joined. He might fling himself into the fray, play his part as if
+nothing had happened, smile with the best, ignore what he had done and, if
+challenged, face it down. And there had been a time when he could have done
+this. There had been a time, when Clement had first alighted on him in town,
+when he had decided with himself to play that rôle, and had believed that he
+could carry it off with a smiling face. And now, now, as then, he maintained
+that he had done nothing that the end did not justify, since the means could
+harm no one.
+</p>
+
+<p>
+But at that time he had believed that he could count on the complicity of
+others, he had believed that they would at least accept the thing that he had
+done and throw in their lot with his, and the failure of that belief, brag as
+he might, affected him. It had sapped his faith in his own standards. The view
+Clement had taken had slowly but surely eclipsed his view, until now, when he
+must face the bank with a smile, he could not muster up the smile. He began to
+see that he had committed not a crime, but a blunder. He had been found out!
+</p>
+
+<p>
+He walked more and more slowly, and when he came, some eighty yards from the
+bridge and at the foot of the Cop, to a lane on his left which led by an
+obscure shortcut to his rooms, he turned into it. He did not tell himself that
+he was not going to the bank. He told himself that he must change his clothes,
+and wash, and eat something before he could face people. That was all.
+</p>
+
+<p>
+He reached his lodgings, beneath the shadow of an old tower that looked over
+the meadows to the river, without encountering any one. He even stole upstairs,
+unseen by his landlady, and found the fire alight in his sitting-room, and some
+part of a meal laid ready on the table. He washed his hands and ate and drank,
+but instinctively, as he did so, he hushed his movements and trod softly. When
+he had finished his meal he stood for a moment, his eyes on the door,
+hesitating. Should he or should he not go to the bank? He knew that he ought to
+go. But the wear and tear of three days of labor and excitement, during which
+he had hardly slept as many hours, had lowered his vitality and sapped his
+will, and the effort required was now too much for him. With a sigh of relief
+he threw up the sponge, he owned himself beaten. He sank into a chair and,
+moody and inert, he sat gazing at the fire. He was very weary, and presently
+his eyes closed, and he slept.
+</p>
+
+<p>
+Two hours later his landlady discovered him, and the cry which she uttered in
+her astonishment awoke him. &ldquo;Mercy on us!&rdquo; she exclaimed.
+&ldquo;You here, sir! And I never heard a sound, and no notion you were come!
+But I was expecting you, Mr. Bourdillon. &lsquo;He won&rsquo;t be long,&rsquo;
+I says to myself, &lsquo;now that that plaguy bank&rsquo;s gone and
+closed&mdash;worse luck to it!&rdquo;
+</p>
+
+<p>
+&ldquo;Closed, has it?&rdquo; he said, dully.
+</p>
+
+<p>
+&ldquo;Ay, to be sure, this hour past.&rdquo; Which of course was not true, but
+many things that were not true were being said in Aldersbury that day.
+&ldquo;And nothing else to be expected, I am told, though there&rsquo;s nobody
+blames you, sir. You can&rsquo;t put old heads on young shoulders, asking your
+pardon, sir, as I said to Mrs. Brown no more than an hour ago. It was her
+Johnny told me&mdash;he came that way from school and stopped to look. Such a
+sight of people on Bride Hill, he said, as he never saw in his life,
+&rsquo;cept on Show Day, and the shutters going up just as he came away.&rdquo;
+</p>
+
+<p>
+He did not doubt the story&mdash;he knew that there was no other end to be
+expected. &ldquo;I am only just from London,&rdquo; he said, feeling that some
+explanation of his ignorance was necessary. &ldquo;I had no sleep last night,
+Mrs. Bowles, and I sat down for a moment, and I suppose I fell asleep in my
+chair.&rdquo;
+</p>
+
+<p>
+&ldquo;Indeed, and no wonder. From London, to be sure! Can I bring you anything
+up, sir?&rdquo;
+</p>
+
+<p>
+&ldquo;No, thank you, Mrs. Bowles. I shall have to go out presently, and until
+I go out, don&rsquo;t let me be disturbed. I&rsquo;m not at home if any one
+calls. You understand?&rdquo;
+</p>
+
+<p>
+&ldquo;I understand, sir.&rdquo; And on the stairs, as she descended, a pile of
+plates and dishes in her arms, &ldquo;Poor young gentleman,&rdquo; she
+murmured, &ldquo;it&rsquo;s done him no good. And some in my place would be
+thinking of their bill. But his people will see me paid. That&rsquo;s where the
+gentry come in&mdash;they&rsquo;re never the losers, whoever fails.&rdquo;
+</p>
+
+<p>
+For a few minutes after she had retired he dawdled about the room, staring
+through the window without seeing anything, revolving the news, and telling
+himself, but no longer with passion, that the game was played out. And
+gradually the idea of flight grew upon him, and the longing to be in some place
+where he could hide his head, where he might let himself go and pity himself
+unwatched. Had his pockets been full he would have returned to London and lost
+himself in its crowds, and presently, he thought&mdash;for he still believed in
+himself&mdash;he would have shown the world what he could do.
+</p>
+
+<p>
+But he had spent his loose cash on the journey, he was almost without money,
+and instinct as well as necessity turned his thoughts towards his mother. The
+notion once accepted grew upon him, and he longed to be at the Cottage. He felt
+that there he might be quiet, that there no one would watch him, and
+stealthily&mdash;on fire to be gone now that he had made up his mind&mdash;he
+sought for his hat and coat and let himself out of the house.
+</p>
+
+<p>
+There was no one in sight, and descending from the Town Wall by some steps, he
+crossed the meadows to the river. He passed the water by a ferry, and skirting
+the foot of the rising ground on the other side, he presently struck into the
+Garthmyle road a little beyond the West Bridge.
+</p>
+
+<p>
+He trudged along the road, his hat drawn down to his eyes, his shoulders
+humped, his gaze fixed doggedly on the road before him. He marched as men march
+who have had the worst of the battle, yet whom it would be unwise to pursue too
+closely. At first he walked rapidly, taking where he could a by-path, or a
+short-cut, and though the hills, rising from the plain before him, were fair to
+see on this fine winter day, as the sun began to decline and redden their
+slopes, he had no eye for them or for the few whom he met, the road-man, or the
+carter, who, plodding beside his load of turnips or manure, looked up and
+saluted him.
+</p>
+
+<p>
+But when he had left the town two or three miles behind he breathed more
+freely. He lessened his pace. Presently he heard on the road behind him the
+clip-clop of a trotting horse, and not wishing to be recognized, he slipped
+into the mouth of a lane, and by and by he saw Clement Ovington ride by. He
+flung a vicious curse after him and, returning to the road, he went on more
+slowly, chewing the sour cud of reflection, until he came to the low sedgy
+tract where the Squire had met with his misadventure, and where in earlier days
+the old man had many a time heard the bittern&rsquo;s note.
+</p>
+
+<p>
+He was in no hurry now, for he did not mean to reach the Cottage until Clement
+had left it, and he stood leaning against the old thorn tree, viewing the place
+and thinking bitterly of the then and the now. And presently a spark of hope
+was kindled in him. Surely all was not lost&mdash;even now! The Squire was
+angry&mdash;angry for the moment, and with reason. But could he maintain his
+anger against one who had saved his life at the risk of his own? Could he
+refuse to pardon one, but for whom he would be already lying in his grave? With
+a quick uplifting of the spirit Arthur conceived that the Squire could not. No
+man could be so thankless, so unmindful of a benefit, so ungrateful.
+</p>
+
+<p>
+Strange, that he had not thought of that before! Strange&mdash;that under the
+pressure of difficulties he had let that claim slip from his mind. It had
+restored him to his uncle&rsquo;s favor once. Why should it not restore him a
+second time? Properly handled&mdash;and he thought that he could trust himself
+to handle it properly&mdash;it should avail him. Let him once get speech of his
+uncle, and surely he could depend on his own dexterity for the rest.
+</p>
+
+<p>
+Hope awoke in him, and confidence. He squared his shoulders, he threw back his
+head, he strode on, he became once more the jaunty, gallant, handsome young
+fellow, whom women&rsquo;s eyes were wont to follow as he passed through the
+streets. But, steady, not so fast. There was still room for management. He had
+no mind to meet Clement, whom he hated for his interference, and he went a
+little out of the way, until he had seen him pass by on his return journey.
+Then he went on. But it was now late, and the murmur of the river came up from
+shadowy depths, the squat tower of the church was beginning to blend with the
+dark sky, lights shone from the cottage doors, when he passed over the bridge.
+He hastened on through the dusk, opened the garden-gate, and saw his mother
+standing in the lighted doorway. She had missed Clement, but had gathered from
+the servant who had seen him that Arthur might be expected at any moment, and
+she had come to the door with a shawl about her head, that she might be on the
+look-out for him.
+</p>
+
+<p>
+Poor Mrs. Bourdillon! She had passed a miserable day. She had her own&mdash;her
+private grounds for anxiety on Arthur&rsquo;s account, and that anxiety had
+been strengthened by her last talk with Josina. She was sure that something was
+wrong with him, and this had so weighed on her spirits and engrossed her
+thoughts, that the danger that menaced the bank and her little fortune had not
+at first disturbed her. But as the tale of village gossip grew, and the rumors
+of disaster became more insistent, she had been forced to listen, and her fears
+once aroused, she had not been slow to awake to her position. Gradually
+Arthur&rsquo;s absence and her misgivings on his account had taken the second
+place. The prospect of ruin, of losing her all and becoming dependent on the
+Squire&rsquo;s niggard bounty, had closed her mind to other terrors.
+</p>
+
+<p>
+So at noon on this day, unable to bear her thoughts alone, she had walked
+across the fields and seen Josina. But Josina had not been able to reassure
+her. The girl had said as little as might be about Arthur, and on the subject
+of the bank was herself so despondent that she had no comfort for another. The
+Squire had gone to town&mdash;for the first time since he had been laid
+up&mdash;in company with Sir Charles, and Josina fancied that it might be upon
+the bank business. But she hardly dared to hope that good could come of it, and
+Mrs. Bourdillon, who flattered herself that she knew the Squire, had no hope.
+She had returned from Garth more wretched than she had gone, and had she been a
+much wiser woman than she was, she would have found it hard to meet her son
+with tact.
+</p>
+
+<p>
+When she heard his footsteps on the road, &ldquo;Is it you?&rdquo; she cried.
+And as he came forward into the light, &ldquo;Oh, Arthur!&rdquo; she wailed,
+&ldquo;what have you brought us to? What have you done? And the times and times
+I&rsquo;ve warned you! Didn&rsquo;t I tell you that those
+Ovingtons&mdash;&mdash;&rdquo;
+</p>
+
+<p>
+&ldquo;Well, come in now, mother,&rdquo; he said. He stooped and kissed her on
+the forehead. He was very patient with her&mdash;let it be said to his credit.
+</p>
+
+<p>
+&ldquo;But, oh dear, dear!&rdquo; She had lost control of herself and could not
+stay her complaints if she would. &ldquo;You would have your way! And you see
+what has come of it! You would do it! And now&mdash;what am I to say to your
+uncle?&rdquo;
+</p>
+
+<p>
+&ldquo;You can leave him to me,&rdquo; Arthur replied doggedly. &ldquo;And for
+goodness&rsquo; sake, mother, come in and shut the door. You don&rsquo;t want
+to talk to the village, I suppose? Come in.&rdquo;
+</p>
+
+<p>
+He shepherded her into the parlor and closed the door on them. He was cold, and
+he went to the fire and stooped over it, warming his hands at the blaze.
+</p>
+
+<p>
+&ldquo;But the bank?&rdquo;
+</p>
+
+<p>
+&ldquo;Oh, the bank&rsquo;s gone,&rdquo; he said.
+</p>
+
+<p>
+She began to cry. &ldquo;Then, I don&rsquo;t know what&rsquo;s to become of
+us!&rdquo; she sobbed. &ldquo;It&rsquo;s everything we have to live upon! And
+you know it wasn&rsquo;t I signed the order to&mdash;to your uncle! I never
+did&mdash;it was you&mdash;wrote my name. And now&mdash;it has ruined us!
+Ruined us!&rdquo;
+</p>
+
+<p>
+His face grew darker. &ldquo;If you wish to ruin us,&rdquo; he said, &ldquo;at
+any rate if you wish to ruin me, you&rsquo;ll talk like that! As it is,
+you&rsquo;ll not lose your money, or only a part of it. The bank can pay
+everyone, and there&rsquo;ll be something over. A good deal, I fancy,&rdquo;
+putting the best face on it. &ldquo;You&rsquo;ll get back the greater part of
+it.&rdquo; Then, changing the subject abruptly, &ldquo;What did Clement
+Ovington want?&rdquo;
+</p>
+
+<p>
+&ldquo;I don&rsquo;t&mdash;know,&rdquo; she sobbed. But already his influence
+was mastering her; already she was a little comforted. &ldquo;He asked for you.
+I didn&rsquo;t see him&mdash;I could not bear it. I suppose he came to&mdash;to
+tell me about the bank.&rdquo;
+</p>
+
+<p>
+&ldquo;Well,&rdquo; ungraciously, &ldquo;he might have spared himself the
+trouble.&rdquo; And under his breath he added a curse. &ldquo;Now let me have
+some tea, mother. I&rsquo;m tired&mdash;dog tired. I had no sleep last night.
+And I want to see Pugh before he goes. He must take a note for me&mdash;to
+Garth.&rdquo;
+</p>
+
+<p>
+&ldquo;I&rsquo;m afraid the Squire&mdash;&mdash;&rdquo;
+</p>
+
+<p>
+&ldquo;Oh, hang the Squire! It&rsquo;s not to him,&rdquo; impatiently.
+&ldquo;It&rsquo;s to Josina, if you must know.&rdquo;
+</p>
+
+<p>
+She perked up a little at that&mdash;she had always some hope of Josina; and
+the return to everyday life, the clatter of the tray as it was brought in, the
+act of giving him his tea and seeing that he had what he liked, the mere
+bustling about him, did more to restore her. The lighted room, the blazing
+fire, the cheerful board&mdash;in face of these things it was hard to believe
+in ruin, or to fancy that life would not be always as it had been. She began
+again to have faith in him.
+</p>
+
+<p>
+And he, whose natural bent it was to be sanguine, whose spirits had already
+rebounded from the worst, shared the feeling which he imparted. That she knew
+the worst was something; that, at any rate, was over, and confidently, he began
+to build his house again. &ldquo;You won&rsquo;t lose,&rdquo; he said, casting
+back the locks from his forehead with the gesture peculiar to him. &ldquo;Or
+not more than a few hundreds at worst, mother. That will be all right.
+I&rsquo;ll see to that. And my uncle&mdash;you may leave him to me. He&rsquo;s
+been vexed with me before, and I&rsquo;ve brought him round. Oh, I know him.
+I&rsquo;ve no doubt that I can manage him.&rdquo;
+</p>
+
+<p>
+&ldquo;But Josina?&rdquo; timidly. &ldquo;D&rsquo;you know, she was terribly
+low, Arthur&mdash;about something yesterday. She wouldn&rsquo;t tell me, but
+there was something. She didn&rsquo;t seem to want to talk about you.&rdquo;
+</p>
+
+<p>
+He winced, and for a moment his face fell. But he recovered himself, and,
+&ldquo;Oh, I&rsquo;ll soon put that right,&rdquo; he answered confidently.
+&ldquo;I shall see her in the morning. She&rsquo;s a good soul, is Josina. I
+can count on her. Don&rsquo;t you fret, mother. You&rsquo;ll see it will all
+come right&mdash;with a little management.&rdquo;
+</p>
+
+<p>
+&ldquo;Well, I know you&rsquo;re very clever, Arthur. But
+Jos&mdash;&mdash;&rdquo;
+</p>
+
+<p>
+&ldquo;Jos is afraid of him, that&rsquo;s all.&rdquo; And laughing, &ldquo;Oh,
+I&rsquo;ve an arrow in my quiver, yet, mother. We shall see. But I must see Jos
+in the morning. Is Pugh there? I&rsquo;ll write to her now and ask her to meet
+me at the stile at ten o&rsquo;clock. Nothing like striking while the iron is
+hot.&rdquo;
+</p>
+
+<p>
+On the morrow he did not feel quite so confident. The sunshine and open weather
+of the day before had given place to rain and fog, and when, after crossing the
+plank-bridge at the foot of the garden, he took the field path which led to
+Garth, mist hid the more distant hills, and even the limestone ridge which rose
+to her knees. The vale had ceased to be a vale, and he walked in a plain, sad
+and circumscribed, bounded by ghostly hedges, which in their turn melted into
+grey space. That the day should affect his spirits was natural, and that his
+position should appear less hopeful was natural, too, and he told himself so,
+and strove to rally his courage. He strode along, swinging his stick and
+swaggering, though there was no one to see him. And from time to time he
+whistled to prove that he was free from care.
+</p>
+
+<p>
+After all, the fact that it rained did not alter matters. Wet or dry he had
+saved the Squire&rsquo;s life, and a man&rsquo;s life was his first and last
+and greatest possession, and not least valued when near its end. He who saved
+it had a claim, and much&mdash;much must be forgiven him. Then, too, he
+reminded himself that the old man was no longer the hard, immovable block that
+he had been. The loss of sight had weakened him; he had broken a good deal in
+the last few months. He could be cajoled, persuaded, made to see things, and
+surely, with Josina&rsquo;s help, it would not be impossible to put such a
+color on the&mdash;the loan of the securities as might make it appear a trifle.
+Courage! A little courage and all would be well yet.
+</p>
+
+<p>
+He was still hopeful when he saw Josina&rsquo;s figure, muffled in a cloak and
+poke-bonnet, grow out of the mist before him. The girl was waiting for him on
+the farther side of the half-way stile, which had been their trysting place
+from childhood; and what slight doubt he had felt as to her willingness to help
+him died away. He whistled a little louder, and swung his stick more
+carelessly, and he spoke before he came up to her.
+</p>
+
+<p>
+&ldquo;Hallo, Jos!&rdquo; he cried cheerfully. &ldquo;You&rsquo;re before me.
+But I knew that I could count on you, if I could count on any one. I only came
+from London last night, and&rdquo;&mdash;his stick over his shoulder, and his
+head thrown back&mdash;&ldquo;I knew the best thing I could do was to see you
+and get your help. Why?&rdquo; In spite of himself his voice fell a tone.
+&ldquo;What&rsquo;s the matter?&rdquo;
+</p>
+
+<p>
+&ldquo;Oh, Arthur!&rdquo; she said. That was all, but the two words completed
+what her look had begun. His eyes dropped. &ldquo;How could you? How would you
+do it?&rdquo;
+</p>
+
+<p>
+&ldquo;Why&mdash;why, surely you&rsquo;re not going to turn against me?&rdquo;
+he exclaimed.
+</p>
+
+<p>
+&ldquo;And he was blind! Blind! And he trusted you. He trusted you,
+Arthur.&rdquo;
+</p>
+
+<p>
+&ldquo;The devil!&rdquo; roughly&mdash;for how could he meet this save by
+bluster? &ldquo;If we&rsquo;re going to talk like that&mdash;but you
+don&rsquo;t understand, Jos. It was business, and you don&rsquo;t understand, I
+tell you. Business, Jos.&rdquo;
+</p>
+
+<p>
+&ldquo;He does.&rdquo;
+</p>
+
+<p>
+Two words only, but they rang a knell in his ears. They gripped him in the
+moment of his swagger, left him bare before her, a culprit, dumb.
+</p>
+
+<p>
+&ldquo;He has felt it terribly! Terribly,&rdquo; she continued. &ldquo;He was
+blind, and you deceived him. Whom can he trust now, Arthur?&rdquo;
+</p>
+
+<p>
+He strove to rally his confidence. He could not meet her gaze, but he tapped a
+rail of the stile with his stick. &ldquo;Oh, but that&rsquo;s nonsense!&rdquo;
+he said. &ldquo;Nonsense! But, of course, if you are against me, if you are not
+going to help me&mdash;&mdash;&rdquo;
+</p>
+
+<p>
+&ldquo;How can I help you? He will not hear your name.&rdquo;
+</p>
+
+<p>
+&ldquo;I can tell you how&mdash;quite easily, if you will let me
+explain?&rdquo;
+</p>
+
+<p>
+She shook her head.
+</p>
+
+<p>
+&ldquo;But you can. If you are willing, that is. Of course, if you are
+not&mdash;&mdash;&rdquo;
+</p>
+
+<p>
+&ldquo;What can I do? He knows all.&rdquo;
+</p>
+
+<p>
+&ldquo;You can remind him of what I did for him,&rdquo; he answered eagerly.
+&ldquo;I saved his life. He would not be alive now but for me. You can tell him
+that. Remind him of that, Jos. Tell him that sometime after dinner, when he is
+in a good humor. He owes his life to me, and that&rsquo;s not a small
+thing&mdash;is it? Even he must see that he owes me something. What&rsquo;s a
+paltry thousand or two thousand? And I only borrowed them; he won&rsquo;t lose
+a penny by it&mdash;not a penny!&rdquo; earnestly. &ldquo;What&rsquo;s that in
+return for a man&rsquo;s life? He must know&mdash;&mdash;&rdquo;
+</p>
+
+<p>
+&ldquo;He does know!&rdquo; she cried; and the honest indignation in her eyes,
+the indignation that she could no longer restrain, scorched him. For this was
+too much, this was more than even she, gentle as she was, could bear. &ldquo;He
+does know all&mdash;all, Arthur!&rdquo; she repeated severely. &ldquo;That it
+was not you&mdash;not you, but Clement, Mr. Ovington, who saved him! And fought
+for him&mdash;that night! Oh, Arthur, for shame! For shame! I did not think so
+meanly of you as this! I did not think that you would rob
+another&mdash;&mdash;&rdquo;
+</p>
+
+<p>
+&ldquo;What do you mean?&rdquo; He tried to bluster afresh, but the stick shook
+in his hand. &ldquo;Confound it, what do you mean?&rdquo;
+</p>
+
+<p>
+&ldquo;What I say,&rdquo; she answered firmly. &ldquo;And it is no use to deny
+it, for my father knows it. He knows all. He has seen
+Clement&mdash;&mdash;&rdquo;
+</p>
+
+<p>
+&ldquo;Clement, eh?&rdquo; bitterly. &ldquo;Oh, it&rsquo;s Clement now, is
+it?&rdquo; He was white with rage and chagrin, furious at the failure of his
+last hope. &ldquo;It&rsquo;s that way, is it? You have gone over to that prig,
+have you? And he&rsquo;s told you this?&rdquo;
+</p>
+
+<p>
+&ldquo;Yes.&rdquo;
+</p>
+
+<p>
+&ldquo;And you believe him?&rdquo;
+</p>
+
+<p>
+&ldquo;I do.&rdquo;
+</p>
+
+<p>
+&ldquo;You believe him against me?&rdquo;
+</p>
+
+<p>
+&ldquo;Yes,&rdquo; she said, &ldquo;for it is the truth, Arthur. I know that he
+would not tell me anything else.&rdquo;
+</p>
+
+<p>
+&ldquo;And I? Do you mean to say that I would?&rdquo;
+</p>
+
+<p>
+She was silent.
+</p>
+
+<p>
+It was check and mate, the loss of his last piece, the close of the
+game&mdash;and he knew it. With all in his favor he had made one false move,
+then another and a graver one, and this was the end.
+</p>
+
+<p>
+He could not face it out. There was no more to be said, nothing more to be
+done, only shame and humiliation if he stayed. He flung a word of passionate
+incoherent abuse at her, and before she could reply he turned his back on her
+and strode away. Sorrowfully Jos watched him as he hurried along the path,
+cutting at the hedge with his stick, cursing his luck, cursing the trickery of
+others, cursing at last, perhaps, his own folly. She watched him until the
+ghostly hedges and the misty distances veiled him from sight.
+</p>
+
+<p>
+Ten minutes later he burst in upon his mother at the Cottage and demanded
+twenty pounds. &ldquo;Give it me, and let me go!&rdquo; he cried. &ldquo;Do you
+hear? I must have it! If you don&rsquo;t give it me, I shall cut my
+throat!&rdquo;
+</p>
+
+<p>
+Scared by his manner, his haggard eyes, his look of misery, the poor woman did
+not even protest. She went upstairs and fetched the sum he asked for. He took
+it, kissed her with lips still damp with rain, and bidding her send his clothes
+as he should direct&mdash;he would write to her&mdash;he hurried out.
+</p>
+
+</div><!--end chapter-->
+
+<div class="chapter">
+
+<h2><a name="chap42"></a>CHAPTER XLII</h2>
+
+<p>
+&ldquo;I wun&rsquo;t do it! I wun&rsquo;t do it!&rdquo; the Squire muttered
+stubbornly. &ldquo;Mud and blood&rsquo;ll never mix. Shape the chip as you
+will, &rsquo;tis part of the block! Girls&rsquo; whimsies are women&rsquo;s
+aches, and they that&rsquo;s older must judge for them. She&rsquo;d only repent
+of it when &rsquo;twas too late, and I&rsquo;ve paid my debt and there&rsquo;s
+an end of it.&rdquo;
+</p>
+
+<p>
+From the hour of that scene at Ovington&rsquo;s he had begun to recover. From
+that moment he began to wear a stiff upper lip and to give his orders in hard,
+sharp tones, as he had been wont to give them in days when he could see; as if,
+in truth, his irruption into the life of the town and his action at the bank
+had re-established him in his own eyes. Those about him were quick to see the
+change&mdash;he had taken, said they, a new lease of life. &ldquo;Maybe,
+&rsquo;tis just a flicker,&rdquo; Calamy observed cautiously; but even he had
+to admit that the flame burned higher for a time, and privately he advised the
+new man who filled Thomas&rsquo;s place &ldquo;to hop it when the master
+spoke,&rdquo; or he&rsquo;d hop it to some purpose.
+</p>
+
+<p>
+The result was that there was a general quickening up in the old house. The
+master&rsquo;s hand was felt, and things moved to a livelier time. To some
+extent pride had to do with this, for the rumor of the Squire&rsquo;s doings in
+Aldersbury had flown far and wide and made him the talk of the county. He had
+saved the bank. He had averted ruin from hundreds. He had saved the
+country-side. He had paid in thirty, forty, fifty thousand pounds. Naturally
+his people were proud of him.
+</p>
+
+<p>
+And doubtless the bold part he had played had given the old man a fillip;
+others had stood by, while he, blind as he was, had asserted himself, and
+acted, and rescued his neighbors from a great misfortune. But the stiffness he
+showed was not due to this only. It was assumed to protect himself. &ldquo;I
+wun&rsquo;t do it! I wun&rsquo;t do it! It&rsquo;s not i&rsquo; reason,&rdquo;
+he told himself over and over again; and in his own mind he fought a perpetual
+battle. On the one side contended the opinions of a lifetime and the prejudices
+of a caste, the beliefs in which he had been brought up, and a pride of birth
+that had come down from an earlier day; on the other, the girl&rsquo;s
+tremulous gratitude, her silence, the touch of her hand on his sleeve, the
+sound of her voice, the unceasing appeal of her presence.
+</p>
+
+<p>
+Ay, and there were times when he was so hard put to it that he groaned aloud.
+No man was more of a law to himself, but at these times he fell back on the
+views of others. What would Woosenham say of it? How would he hold up his
+hands? And Chirbury&mdash;whose peerage he respected, since it was as old as
+his own family, if he thought little of the man? And Uvedale and Cludde? Ay,
+and Acherley, who, rotten fellow as he was, was still Acherley of Acherley?
+They had held the fort so stoutly in Aldshire, they had repelled the moneyed
+upstarts so proudly, they had turned so cold a shoulder on Manchester and
+Birmingham! They had found in their Peninsular hero, and in that little country
+churchyard where the maker of an empire lay resting after life&rsquo;s fever,
+so complete a justification for their own claims to leadership and to power!
+And no one had been more steadfast, more dogged, more hide-bound in their pride
+and exclusiveness than he.
+</p>
+
+<p>
+Now, if he gave way, what would they say? What laughter would there not be from
+one end of the county to the other, what sneers, what talk of an old
+man&rsquo;s folly and an old man&rsquo;s weakness! For it was not even as if
+the man&rsquo;s father had been a Peel or the like, a Baring or a Smith! A
+small country banker, a man just risen from the mud&mdash;not even a stranger
+from a distance, or a merchant prince from God knows where! Oh, it was
+impossible. Impossible! Garth, that had been in the hands of gentlefolk, of
+Armigeri from Harry the Eighth, to pass into the hands, into the blood
+of&mdash;no, it was impossible! All the world of Aldshire would jeer at it, or
+be scandalized by it.
+</p>
+
+<p>
+&ldquo;I wun&rsquo;t do it!&rdquo; said the Squire for the hundredth time. It
+was more particularly at the thought of Acherley that he squirmed. He despised
+Acherley, and to be despised by Acherley&mdash;that was too much!
+</p>
+
+<p>
+&ldquo;Of course,&rdquo; said a small voice within him, &ldquo;he would take
+the name of Griffin, and in time&mdash;&mdash;&rdquo;
+</p>
+
+<p>
+&ldquo;Mud&rsquo;s mud,&rdquo; replied the Squire silently. &ldquo;You
+can&rsquo;t change it.&rdquo;
+</p>
+
+<p>
+&ldquo;But he&rsquo;s honest,&rdquo; quoth the small voice.
+</p>
+
+<p>
+&ldquo;So&rsquo;s Calamy!&rdquo;
+</p>
+
+<p>
+&ldquo;He saved&mdash;&mdash;&rdquo;
+</p>
+
+<p>
+&ldquo;And I ha&rsquo; paid him! Damme, I ha&rsquo; paid him! Ha&rsquo;
+done!&rdquo; And then, &ldquo;It&rsquo;s that blow on the head has moithered
+me!&rdquo;
+</p>
+
+<p>
+Things went on in this way for a month, the Squire renewing his vigor and
+beginning to tramp his fields again, or with the new man at his bridle-hand to
+ride the old grey from point to point, learning what the men were doing,
+inquiring after gaps, and following the manure to the clover-ley, where the
+oats and barley would presently go in. Snow lay on the upper hills, grizzling
+the brown sheets of bracken, and dappling the green velvet of the sloping ling;
+the valley below was frost-bound. But the Squire had a fire within him, a fire
+of warring elements, that kept his blood running. He was very sharp with the
+men and scolded old Fewtrell. As for Thomas&rsquo;s successor, the lad learned
+to go warily and kept his tongue between his teeth.
+</p>
+
+<p>
+The girl had never complained; it seemed as if that which he had done for her
+had silenced her, as if, she, too, had taken it for payment. But one day she
+was not at table, and Miss Peacock cut up his meat. She did not do it to his
+mind&mdash;no hand but Jos&rsquo;s could do it to his mind&mdash;and he was
+querulous and dissatisfied.
+</p>
+
+<p>
+&ldquo;I&rsquo;m sure it&rsquo;s small enough, sir,&rdquo; Miss Peacock
+answered, feebly defending herself. &ldquo;You said you liked it small, Mr.
+Griffin.&rdquo;
+</p>
+
+<p>
+&ldquo;I never said I liked mince-meat! Where is the girl? What ails
+her?&rdquo;
+</p>
+
+<p>
+&ldquo;It&rsquo;s nothing, sir. She&rsquo;s been looking a little peaky the
+last week or two. That&rsquo;s all. And to-day&mdash;&mdash;&rdquo;
+</p>
+
+<p>
+&ldquo;Why didn&rsquo;t you tell me?&rdquo;
+</p>
+
+<p>
+&ldquo;It&rsquo;s only a headache, sir. She&rsquo;ll be well enough when the
+spring comes. Josina was always nesh&mdash;like her mother.&rdquo;
+</p>
+
+<p>
+The Squire huddled his spoon and fork together, and pushed his plate away,
+muttering something about d&mdash;d sausage meat. Her mother? How old had her
+mother been when she&mdash;he could not remember, but certainly a mere child
+beside him. Twenty-five or so, he thought. And she was nesh, was she? He sat,
+shaving his chin with unsteady fingers, eating nothing; and when Calamy,
+hovering over his plate, hinted that he had not finished, he blew the butler
+out of the room with a blast of language that made Miss Peacock, hardened as
+she was, hold up her hands. And though Jos was at breakfast next morning, and
+answered his grumpy questions as if nothing were amiss, a little seed of fear
+had been sown in the Squire&rsquo;s mind that grew as fast as Jonah&rsquo;s
+gourd, and before noon threatened to shut out the sun.
+</p>
+
+<p>
+A silk purse could not be made out of a sow&rsquo;s ear. But a good leather
+purse, that might pass in time&mdash;the lad was stout and honest. And his
+father, mud, certainly, and mud of the pretentious kind that the Squire hated:
+mud that affected by the aid of gilding to pass for fine clay. But honest?
+Well, in his own way, perhaps: it remained to be seen. And times were changing,
+changing for the worse; but he could not deny that they were changing. So
+gradually, slowly, unwelcome at the best, there grew up in the old man&rsquo;s
+mind the idea of surrender. If the money were paid back, say in three months,
+say in six months&mdash;well, he would think of it. He would begin to think of
+it. He would begin to think of it as a thing possible some day, at some very
+distant date&mdash;if there were more peakiness. The girl did not whine, did
+not torment him, did not complain; and he thought the more of her for that. But
+if she ailed, then, failing her, there was no one to come after him at Garth,
+no one of his blood to follow him&mdash;except that Bourdillon whelp, and by
+G&mdash;d he should not have an acre or a rood of it, or a pound of it. Never!
+Never!
+</p>
+
+<p>
+Failing her? The Squire felt the air turn cold, and he hung, shivering, over
+the fire. What if, while he sought to preserve the purity of the old blood, the
+old traditions, he cut the thread, and the name of Griffin passed out of
+remembrance, as in his long life he had known so many, many old names pass
+away&mdash;pass into limbo?
+</p>
+
+<p>
+Ay, into limbo. He saw his own funeral procession crawl&mdash;a long black
+snake&mdash;down the winding drive, here half-hidden by the sunken banks, there
+creeping forth again into the light. He saw the bleak sunshine fall on the pall
+that draped the farm-wagon, and heard the slow heavy note of the Garthmyle
+bell, and the scuffling of innumerable feet that alone broke the solemn
+silence. If she were not there at window or door to see it go, or in the old
+curtained pew to await its coming&mdash;if the church vault closed on him, the
+last of his race and blood!
+</p>
+
+<p>
+He sat long, thinking of this.
+</p>
+
+<p>
+And one day, nearly two months after his visit to the bank&mdash;in the
+meantime he had been twice into town at the Bench&mdash;he was riding on the
+land with Fewtrell at his stirrup, when the bailiff told him that there was a
+stranger in the field.
+</p>
+
+<p>
+&ldquo;Which field?&rdquo; he asked.
+</p>
+
+<p>
+&ldquo;Where they ha&rsquo; just lifted the turnips,&rdquo; the man said.
+&ldquo;Oh!&rdquo; said the Squire. &ldquo;Who is it? What&rsquo;s he doing
+there?&rdquo;
+</p>
+
+<p>
+&ldquo;Well, I&rsquo;m thinking,&rdquo; said Fewtrell, &ldquo;as it&rsquo;s the
+young gent I&rsquo;ve seen here more &rsquo;n once. Same as asked me one day
+why we didn&rsquo;t drill &rsquo;em in wider.&rdquo;
+</p>
+
+<p>
+&ldquo;The devil, he did!&rdquo; the Squire exclaimed, kicking up the old mare,
+who was leaning over sleepily.
+</p>
+
+<p>
+&ldquo;Called &rsquo;em Radicals,&rdquo; said Fewtrell, grinning. &ldquo;Them
+there Radical Swedes,&rdquo; says he. &ldquo;Dunno what he meant. &lsquo;If you
+plant Radicals, best plant &rsquo;em Radical fashion,&rsquo; says he.&rdquo;
+</p>
+
+<p>
+&ldquo;Devil he did!&rdquo; repeated the Squire. &ldquo;Said that, did
+he?&rdquo;
+</p>
+
+<p>
+&ldquo;Ay, to be sure. He used to come across with a gun field-way from
+Acherley; oh, as much as once a week I&rsquo;d see him. And he&rsquo;d know
+every crop as we put in, a&rsquo;most same as I did. Very spry he was about it,
+I&rsquo;ll say that.&rdquo;
+</p>
+
+<p>
+&ldquo;Is it the banker&rsquo;s son?&rdquo; asked the Squire on a sudden
+suspicion.
+</p>
+
+<p>
+&ldquo;Well, I think he be,&rdquo; Fewtrell answered, shading his eyes.
+&ldquo;He be going up to the house now.&rdquo;
+</p>
+
+<p>
+&ldquo;Well, you can take me in,&rdquo; to the groom. &ldquo;I&rsquo;ll go by
+the gap.&rdquo;
+</p>
+
+<p>
+The groom demurred timidly; the grey might leap at the gap. But the Squire was
+obstinate, and the old mare, who knew he was blind as well as any man upon the
+place, and knew, too, when she could indulge in a frolic and when not, bore,
+him out delicately, stepping over the thorn-stubs as if she walked on eggs.
+</p>
+
+<p>
+He was at the door in the act of dismounting when Clement appeared.
+&ldquo;D&rsquo;you want me?&rdquo; the old man asked bluntly.&rsquo;
+</p>
+
+<p>
+&ldquo;If you please, sir,&rdquo; Clement answered. He had walked all the way
+from Aldersbury, having much to think of and one question which lay heavy on
+his mind. That was&mdash;how would it be with him when he walked back?
+</p>
+
+<p>
+&ldquo;Then come in.&rdquo; And feeling for the door-post with his hand, the
+Squire entered the house and turned with the certainty of long practice into
+the dining-room. He walked to the table as firmly as if he could see, and
+touching it with one hand he drew up with the other his chair. He sat down.
+&ldquo;You&rsquo;d best sit,&rdquo; he said grudgingly. &ldquo;I can&rsquo;t
+see, but you can. Find a chair.&rdquo;
+</p>
+
+<p>
+&ldquo;My father has sent me with the money,&rdquo; Clement explained. &ldquo;I
+have a cheque here and the necessary papers. He would have come himself, sir,
+to renew his thanks for aid as timely as it was generous and&mdash;and
+necessary. But&rdquo;&mdash;Clement boggled a little over the considered
+phrase, he was nervous and his voice betrayed it&mdash;&ldquo;he
+thought&mdash;I was to say&mdash;&mdash;&rdquo;
+</p>
+
+<p>
+&ldquo;It&rsquo;s all there?&rdquo;
+</p>
+
+<p>
+&ldquo;Yes, sir, principal and interest.&rdquo;
+</p>
+
+<p>
+&ldquo;Have you drawn a receipt?&rdquo;
+</p>
+
+<p>
+&ldquo;Yes, sir, I&rsquo;ve brought one with me. But if you would prefer that
+it should be paid to Mr. Welsh&mdash;my father thought that that might be
+so?&rdquo;
+</p>
+
+<p>
+&ldquo;Umph! All there, is it?&rdquo;
+</p>
+
+<p>
+&ldquo;Yes, sir.&rdquo;
+</p>
+
+<p>
+The old man did not speak for awhile. He seemed to be at a loss, and Clement,
+who had other and more serious business on his mind, and had his own reasons
+for feeling ill at ease, waited anxiously. He was desperately afraid of making
+a false step.
+</p>
+
+<p>
+Suddenly, &ldquo;Who was your grandfather?&rdquo; the Squire asked.
+</p>
+
+<p>
+Clement started and colored. &ldquo;He had the same name as my father,&rdquo;
+he said. &ldquo;He was a clothier in Aldersbury.&rdquo;
+</p>
+
+<p>
+&ldquo;Ay, I mind him. I mind him now. And his father, young man?&rdquo;
+</p>
+
+<p>
+&ldquo;His name was Clement,&rdquo; and foreseeing the next question, &ldquo;he
+was a yeoman at Easthope.&rdquo;
+</p>
+
+<p>
+&ldquo;And his father?&rdquo;
+</p>
+
+<p>
+Clement reddened painfully. He saw only too well to what these questions were
+tending. &ldquo;I don&rsquo;t know, sir,&rdquo; he said.
+</p>
+
+<p>
+&ldquo;And you set up&mdash;you set up,&rdquo; said the Squire, leaning forward
+and speaking very slowly, &ldquo;to marry my heiress?&rdquo;
+</p>
+
+<p>
+&ldquo;No, sir, your daughter!&rdquo; Clement said, his face burning. &ldquo;If
+she&rsquo;d not a penny&mdash;&mdash;&rdquo;
+</p>
+
+<p>
+&ldquo;Pho! Don&rsquo;t tell me!&rdquo; the old man growled, and to
+Clement&rsquo;s surprise&mdash;whose ears were tingling&mdash;he relapsed into
+silence again. It was a silence very ominous. It seemed to Clement that no
+silence had ever been so oppressive, that no clock had ever ticked so loudly as
+the tall clock that stood between the windows behind him. &ldquo;You
+know,&rdquo; said the old man at last, &ldquo;you&rsquo;re a d&mdash;d impudent
+fellow. You&rsquo;ve no birth, you&rsquo;re nobody, and I don&rsquo;t know that
+you&rsquo;ve much money. You&rsquo;ve gone behind my back and you&rsquo;ve
+stole my girl. You&rsquo;ve stole her! My father&rsquo;d ha&rsquo; shot you,
+and good reason, before he&rsquo;d ha&rsquo; let it come to this. But
+it&rsquo;s part my fault,&rdquo; with a sigh. &ldquo;She&rsquo;ve seen naught
+of the world and don&rsquo;t know the difference between silk and homespun or
+what&rsquo;s fitting for her. You&rsquo;re nobody, and you&rsquo;ve naught to
+offer&mdash;I&rsquo;m plain, young gentleman, and it&rsquo;s better&mdash;but I
+believe you&rsquo;re a man, and I believe you&rsquo;re honest.&rdquo;
+</p>
+
+<p>
+&ldquo;And I love her!&rdquo; Clement said softly, his eyes shining.
+</p>
+
+<p>
+&ldquo;Ay,&rdquo; drily, &ldquo;and maybe it would be better for her if her
+father didn&rsquo;t! But there it is. There it is. That&rsquo;s all
+that&rsquo;s to be said for you.&rdquo; He sat silent, looking straight before
+him with his sightless eyes, his hands on the knob of his stick. &ldquo;And I
+dunno as I make much of that&mdash;&rsquo;tis easy for a man to love a
+maid&mdash;but the misfortune is that she thinks she loves you. Well, I&rsquo;m
+burying things as have been much to me all my life, things I never thought to
+lose or part from while I lived. I&rsquo;m burying them deep, and God knows I
+may regret it sorely. But you may go to her. She&rsquo;s somewhere about the
+place. But&rdquo;&mdash;arresting Clement&rsquo;s exclamation as he rose to his
+feet&mdash;&ldquo;you&rsquo;ll ha&rsquo; to wait. You&rsquo;ll ha&rsquo; to
+wait till I say the word, and maybe &rsquo;tis all moonshine, and she&rsquo;ll
+see it is. Maybe &rsquo;tis all a girl&rsquo;s whimsy, and when she knows more
+of you she&rsquo;ll find it out.&rdquo;
+</p>
+
+<p>
+&ldquo;God bless you, sir!&rdquo; Clement cried. &ldquo;I&rsquo;ll wait.
+I&rsquo;m not afraid. I&rsquo;ve no fear of that. And if I can make myself
+worthy of her&mdash;&mdash;&rdquo;
+</p>
+
+<p>
+&ldquo;You&rsquo;ll never do that,&rdquo; said the old man sternly, as he bent
+lower over his stick. He heard the door close and he knew that Clement had
+gone&mdash;gone on wings, gone on feet lighter than thistle-down, gone, young
+and strong, his pulses leaping, to his love.
+</p>
+
+<p>
+The Squire was too old for tears, but his lip trembled. It was not alone the
+sacrifice that he had made that moved him&mdash;the sacrifice of his pride, his
+prejudices, his traditions. It was not only the immolation of his own will, his
+hopes and plans&mdash;his cherished plans for her. But he was giving her up. He
+was resigning that of which he had only just learned the worth, that on which
+in his blindness he depended every hour, that which made up all of youth and
+brightness and cheerfulness that was left to him between this and the end. He
+had sent the man to her, and they would think no more of him. And in doing this
+he had belied every belief in which he had been brought up and the faith which
+he had inherited from an earlier day&mdash;and maybe he had been a fool!
+</p>
+
+<p>
+But by and by it appeared that they had not forgotten him, or one, at any rate,
+had not. He had not been alone five minutes before the door opened behind him,
+and closed again, and he felt Josina&rsquo;s arms round his neck, her head on
+his breast. &ldquo;Oh, father, I know, I know,&rdquo; she cried. &ldquo;I know
+what you have done for me! And I shall never forget it&mdash;never! And he is
+good. Oh, father, indeed, indeed, he is good!&rdquo;
+</p>
+
+<p>
+&ldquo;There, there,&rdquo; he said, stroking her head. &ldquo;Go back to him.
+But, mind you,&rdquo; hurriedly, &ldquo;I don&rsquo;t promise anything yet. In
+a year, maybe, I&rsquo;ll talk about it.&rdquo;
+</p>
+
+<h3>THE END</h3>
+
+</div><!--end chapter-->
+
+<div style='display:block; margin-top:4em'>*** END OF THE PROJECT GUTENBERG EBOOK OVINGTON’S BANK ***</div>
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