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+The Project Gutenberg EBook of The Financier, by Theodore Dreiser
+
+This eBook is for the use of anyone anywhere at no cost and with
+almost no restrictions whatsoever.  You may copy it, give it away or
+re-use it under the terms of the Project Gutenberg License included
+with this eBook or online at www.gutenberg.org
+
+
+Title: The Financier
+
+Author: Theodore Dreiser
+
+Release Date: February 25, 2006 [EBook #1840]
+
+Language: English
+
+Character set encoding: ASCII
+
+*** START OF THIS PROJECT GUTENBERG EBOOK THE FINANCIER ***
+
+
+
+
+Produced by Kirk Pearson and David Widger
+
+
+
+
+
+THE FINANCIER
+
+
+by Theodore Dreiser
+
+
+
+Chapter I
+
+The Philadelphia into which Frank Algernon Cowperwood was born was
+a city of two hundred and fifty thousand and more. It was set with
+handsome parks, notable buildings, and crowded with historic memories.
+Many of the things that we and he knew later were not then in
+existence--the telegraph, telephone, express company, ocean steamer,
+city delivery of mails. There were no postage-stamps or registered
+letters. The street car had not arrived. In its place were hosts of
+omnibuses, and for longer travel the slowly developing railroad system
+still largely connected by canals.
+
+Cowperwood's father was a bank clerk at the time of Frank's birth,
+but ten years later, when the boy was already beginning to turn a very
+sensible, vigorous eye on the world, Mr. Henry Worthington Cowperwood,
+because of the death of the bank's president and the consequent moving
+ahead of the other officers, fell heir to the place vacated by the
+promoted teller, at the, to him, munificent salary of thirty-five
+hundred dollars a year. At once he decided, as he told his wife
+joyously, to remove his family from 21 Buttonwood Street to 124 New
+Market Street, a much better neighborhood, where there was a nice brick
+house of three stories in height as opposed to their present two-storied
+domicile. There was the probability that some day they would come into
+something even better, but for the present this was sufficient. He was
+exceedingly grateful.
+
+Henry Worthington Cowperwood was a man who believed only what he saw and
+was content to be what he was--a banker, or a prospective one. He was at
+this time a significant figure--tall, lean, inquisitorial, clerkly--with
+nice, smooth, closely-cropped side whiskers coming to almost the lower
+lobes of his ears. His upper lip was smooth and curiously long, and
+he had a long, straight nose and a chin that tended to be pointed. His
+eyebrows were bushy, emphasizing vague, grayish-green eyes, and his hair
+was short and smooth and nicely parted. He wore a frock-coat always--it
+was quite the thing in financial circles in those days--and a high hat.
+And he kept his hands and nails immaculately clean. His manner might
+have been called severe, though really it was more cultivated than
+austere.
+
+Being ambitious to get ahead socially and financially, he was very
+careful of whom or with whom he talked. He was as much afraid of
+expressing a rabid or unpopular political or social opinion as he was
+of being seen with an evil character, though he had really no opinion
+of great political significance to express. He was neither anti- nor
+pro-slavery, though the air was stormy with abolition sentiment and its
+opposition. He believed sincerely that vast fortunes were to be made
+out of railroads if one only had the capital and that curious thing, a
+magnetic personality--the ability to win the confidence of others. He
+was sure that Andrew Jackson was all wrong in his opposition to Nicholas
+Biddle and the United States Bank, one of the great issues of the day;
+and he was worried, as he might well be, by the perfect storm of wildcat
+money which was floating about and which was constantly coming to his
+bank--discounted, of course, and handed out again to anxious borrowers
+at a profit. His bank was the Third National of Philadelphia, located in
+that center of all Philadelphia and indeed, at that time, of practically
+all national finance--Third Street--and its owners conducted a brokerage
+business as a side line. There was a perfect plague of State banks,
+great and small, in those days, issuing notes practically without
+regulation upon insecure and unknown assets and failing and suspending
+with astonishing rapidity; and a knowledge of all these was an important
+requirement of Mr. Cowperwood's position. As a result, he had become the
+soul of caution. Unfortunately, for him, he lacked in a great
+measure the two things that are necessary for distinction in any
+field--magnetism and vision. He was not destined to be a great
+financier, though he was marked out to be a moderately successful one.
+
+Mrs. Cowperwood was of a religious temperament--a small woman, with
+light-brown hair and clear, brown eyes, who had been very attractive in
+her day, but had become rather prim and matter-of-fact and inclined
+to take very seriously the maternal care of her three sons and one
+daughter. The former, captained by Frank, the eldest, were a source of
+considerable annoyance to her, for they were forever making expeditions
+to different parts of the city, getting in with bad boys, probably, and
+seeing and hearing things they should neither see nor hear.
+
+Frank Cowperwood, even at ten, was a natural-born leader. At the day
+school he attended, and later at the Central High School, he was looked
+upon as one whose common sense could unquestionably be trusted in all
+cases. He was a sturdy youth, courageous and defiant. From the very
+start of his life, he wanted to know about economics and politics. He
+cared nothing for books. He was a clean, stalky, shapely boy, with
+a bright, clean-cut, incisive face; large, clear, gray eyes; a
+wide forehead; short, bristly, dark-brown hair. He had an incisive,
+quick-motioned, self-sufficient manner, and was forever asking questions
+with a keen desire for an intelligent reply. He never had an ache or
+pain, ate his food with gusto, and ruled his brothers with a rod of
+iron. "Come on, Joe!" "Hurry, Ed!" These commands were issued in no
+rough but always a sure way, and Joe and Ed came. They looked up to
+Frank from the first as a master, and what he had to say was listened to
+eagerly.
+
+He was forever pondering, pondering--one fact astonishing him quite as
+much as another--for he could not figure out how this thing he had come
+into--this life--was organized. How did all these people get into the
+world? What were they doing here? Who started things, anyhow? His mother
+told him the story of Adam and Eve, but he didn't believe it. There was
+a fish-market not so very far from his home, and there, on his way to
+see his father at the bank, or conducting his brothers on after-school
+expeditions, he liked to look at a certain tank in front of one store
+where were kept odd specimens of sea-life brought in by the Delaware Bay
+fishermen. He saw once there a sea-horse--just a queer little sea-animal
+that looked somewhat like a horse--and another time he saw an electric
+eel which Benjamin Franklin's discovery had explained. One day he saw
+a squid and a lobster put in the tank, and in connection with them was
+witness to a tragedy which stayed with him all his life and cleared
+things up considerably intellectually. The lobster, it appeared from
+the talk of the idle bystanders, was offered no food, as the squid was
+considered his rightful prey. He lay at the bottom of the clear glass
+tank on the yellow sand, apparently seeing nothing--you could not
+tell in which way his beady, black buttons of eyes were looking--but
+apparently they were never off the body of the squid. The latter, pale
+and waxy in texture, looking very much like pork fat or jade, moved
+about in torpedo fashion; but his movements were apparently never out of
+the eyes of his enemy, for by degrees small portions of his body began
+to disappear, snapped off by the relentless claws of his pursuer. The
+lobster would leap like a catapult to where the squid was apparently
+idly dreaming, and the squid, very alert, would dart away, shooting out
+at the same time a cloud of ink, behind which it would disappear. It was
+not always completely successful, however. Small portions of its body
+or its tail were frequently left in the claws of the monster below.
+Fascinated by the drama, young Cowperwood came daily to watch.
+
+One morning he stood in front of the tank, his nose almost pressed to
+the glass. Only a portion of the squid remained, and his ink-bag was
+emptier than ever. In the corner of the tank sat the lobster, poised
+apparently for action.
+
+The boy stayed as long as he could, the bitter struggle fascinating him.
+Now, maybe, or in an hour or a day, the squid might die, slain by
+the lobster, and the lobster would eat him. He looked again at the
+greenish-copperish engine of destruction in the corner and wondered when
+this would be. To-night, maybe. He would come back to-night.
+
+He returned that night, and lo! the expected had happened. There was a
+little crowd around the tank. The lobster was in the corner. Before him
+was the squid cut in two and partially devoured.
+
+"He got him at last," observed one bystander. "I was standing right here
+an hour ago, and up he leaped and grabbed him. The squid was too tired.
+He wasn't quick enough. He did back up, but that lobster he calculated
+on his doing that. He's been figuring on his movements for a long time
+now. He got him to-day."
+
+Frank only stared. Too bad he had missed this. The least touch of sorrow
+for the squid came to him as he stared at it slain. Then he gazed at the
+victor.
+
+"That's the way it has to be, I guess," he commented to himself. "That
+squid wasn't quick enough." He figured it out.
+
+"The squid couldn't kill the lobster--he had no weapon. The lobster
+could kill the squid--he was heavily armed. There was nothing for the
+squid to feed on; the lobster had the squid as prey. What was the result
+to be? What else could it be? He didn't have a chance," he concluded
+finally, as he trotted on homeward.
+
+The incident made a great impression on him. It answered in a rough way
+that riddle which had been annoying him so much in the past: "How is
+life organized?" Things lived on each other--that was it. Lobsters lived
+on squids and other things. What lived on lobsters? Men, of course!
+Sure, that was it! And what lived on men? he asked himself. Was it other
+men? Wild animals lived on men. And there were Indians and cannibals.
+And some men were killed by storms and accidents. He wasn't so sure
+about men living on men; but men did kill each other. How about wars and
+street fights and mobs? He had seen a mob once. It attacked the Public
+Ledger building as he was coming home from school. His father had
+explained why. It was about the slaves. That was it! Sure, men lived on
+men. Look at the slaves. They were men. That's what all this excitement
+was about these days. Men killing other men--negroes.
+
+He went on home quite pleased with himself at his solution.
+
+"Mother!" he exclaimed, as he entered the house, "he finally got him!"
+
+"Got who? What got what?" she inquired in amazement. "Go wash your
+hands."
+
+"Why, that lobster got that squid I was telling you and pa about the
+other day."
+
+"Well, that's too bad. What makes you take any interest in such things?
+Run, wash your hands."
+
+"Well, you don't often see anything like that. I never did." He went
+out in the back yard, where there was a hydrant and a post with a little
+table on it, and on that a shining tin-pan and a bucket of water. Here
+he washed his face and hands.
+
+"Say, papa," he said to his father, later, "you know that squid?"
+
+"Yes."
+
+"Well, he's dead. The lobster got him."
+
+His father continued reading. "Well, that's too bad," he said,
+indifferently.
+
+But for days and weeks Frank thought of this and of the life he was
+tossed into, for he was already pondering on what he should be in this
+world, and how he should get along. From seeing his father count money,
+he was sure that he would like banking; and Third Street, where his
+father's office was, seemed to him the cleanest, most fascinating street
+in the world.
+
+
+
+
+Chapter II
+
+
+The growth of young Frank Algernon Cowperwood was through years of what
+might be called a comfortable and happy family existence. Buttonwood
+Street, where he spent the first ten years of his life, was a lovely
+place for a boy to live. It contained mostly small two and three-story
+red brick houses, with small white marble steps leading up to the front
+door, and thin, white marble trimmings outlining the front door and
+windows. There were trees in the street--plenty of them. The road
+pavement was of big, round cobblestones, made bright and clean by the
+rains; and the sidewalks were of red brick, and always damp and cool. In
+the rear was a yard, with trees and grass and sometimes flowers, for
+the lots were almost always one hundred feet deep, and the house-fronts,
+crowding close to the pavement in front, left a comfortable space in the
+rear.
+
+The Cowperwoods, father and mother, were not so lean and narrow that
+they could not enter into the natural tendency to be happy and joyous
+with their children; and so this family, which increased at the rate of
+a child every two or three years after Frank's birth until there were
+four children, was quite an interesting affair when he was ten and they
+were ready to move into the New Market Street home. Henry Worthington
+Cowperwood's connections were increased as his position grew more
+responsible, and gradually he was becoming quite a personage. He already
+knew a number of the more prosperous merchants who dealt with his bank,
+and because as a clerk his duties necessitated his calling at other
+banking-houses, he had come to be familiar with and favorably known in
+the Bank of the United States, the Drexels, the Edwards, and others. The
+brokers knew him as representing a very sound organization, and while he
+was not considered brilliant mentally, he was known as a most reliable
+and trustworthy individual.
+
+In this progress of his father young Cowperwood definitely shared. He
+was quite often allowed to come to the bank on Saturdays, when he would
+watch with great interest the deft exchange of bills at the brokerage
+end of the business. He wanted to know where all the types of money came
+from, why discounts were demanded and received, what the men did with
+all the money they received. His father, pleased at his interest, was
+glad to explain so that even at this early age--from ten to
+fifteen--the boy gained a wide knowledge of the condition of the country
+financially--what a State bank was and what a national one; what brokers
+did; what stocks were, and why they fluctuated in value. He began to
+see clearly what was meant by money as a medium of exchange, and how all
+values were calculated according to one primary value, that of gold.
+He was a financier by instinct, and all the knowledge that pertained to
+that great art was as natural to him as the emotions and subtleties
+of life are to a poet. This medium of exchange, gold, interested him
+intensely. When his father explained to him how it was mined, he dreamed
+that he owned a gold mine and waked to wish that he did. He was likewise
+curious about stocks and bonds and he learned that some stocks and bonds
+were not worth the paper they were written on, and that others were
+worth much more than their face value indicated.
+
+"There, my son," said his father to him one day, "you won't often see
+a bundle of those around this neighborhood." He referred to a series
+of shares in the British East India Company, deposited as collateral
+at two-thirds of their face value for a loan of one hundred thousand
+dollars. A Philadelphia magnate had hypothecated them for the use of the
+ready cash. Young Cowperwood looked at them curiously. "They don't look
+like much, do they?" he commented.
+
+"They are worth just four times their face value," said his father,
+archly.
+
+Frank reexamined them. "The British East India Company," he read. "Ten
+pounds--that's pretty near fifty dollars."
+
+"Forty-eight, thirty-five," commented his father, dryly. "Well, if we
+had a bundle of those we wouldn't need to work very hard. You'll notice
+there are scarcely any pin-marks on them. They aren't sent around very
+much. I don't suppose these have ever been used as collateral before."
+
+Young Cowperwood gave them back after a time, but not without a keen
+sense of the vast ramifications of finance. What was the East India
+Company? What did it do? His father told him.
+
+At home also he listened to considerable talk of financial investment
+and adventure. He heard, for one thing, of a curious character by the
+name of Steemberger, a great beef speculator from Virginia, who was
+attracted to Philadelphia in those days by the hope of large and easy
+credits. Steemberger, so his father said, was close to Nicholas Biddle,
+Lardner, and others of the United States Bank, or at least friendly with
+them, and seemed to be able to obtain from that organization nearly all
+that he asked for. His operations in the purchase of cattle in Virginia,
+Ohio, and other States were vast, amounting, in fact, to an entire
+monopoly of the business of supplying beef to Eastern cities. He was a
+big man, enormous, with a face, his father said, something like that of
+a pig; and he wore a high beaver hat and a long frock-coat which hung
+loosely about his big chest and stomach. He had managed to force the
+price of beef up to thirty cents a pound, causing all the retailers and
+consumers to rebel, and this was what made him so conspicuous. He used
+to come to the brokerage end of the elder Cowperwood's bank, with as
+much as one hundred thousand or two hundred thousand dollars, in twelve
+months--post-notes of the United States Bank in denominations of one
+thousand, five thousand, and ten thousand dollars. These he would
+cash at from ten to twelve per cent. under their face value, having
+previously given the United States Bank his own note at four months
+for the entire amount. He would take his pay from the Third National
+brokerage counter in packages of Virginia, Ohio, and western
+Pennsylvania bank-notes at par, because he made his disbursements
+principally in those States. The Third National would in the first
+place realize a profit of from four to five per cent. on the original
+transaction; and as it took the Western bank-notes at a discount, it
+also made a profit on those.
+
+There was another man his father talked about--one Francis J. Grund, a
+famous newspaper correspondent and lobbyist at Washington, who possessed
+the faculty of unearthing secrets of every kind, especially those
+relating to financial legislation. The secrets of the President and
+the Cabinet, as well as of the Senate and the House of Representatives,
+seemed to be open to him. Grund had been about, years before, purchasing
+through one or two brokers large amounts of the various kinds of Texas
+debt certificates and bonds. The Republic of Texas, in its struggle for
+independence from Mexico, had issued bonds and certificates in great
+variety, amounting in value to ten or fifteen million dollars. Later,
+in connection with the scheme to make Texas a State of the Union, a bill
+was passed providing a contribution on the part of the United States of
+five million dollars, to be applied to the extinguishment of this old
+debt. Grund knew of this, and also of the fact that some of this debt,
+owing to the peculiar conditions of issue, was to be paid in full, while
+other portions were to be scaled down, and there was to be a false
+or pre-arranged failure to pass the bill at one session in order to
+frighten off the outsiders who might have heard and begun to buy the old
+certificates for profit. He acquainted the Third National Bank with this
+fact, and of course the information came to Cowperwood as teller. He
+told his wife about it, and so his son, in this roundabout way, heard
+it, and his clear, big eyes glistened. He wondered why his father did
+not take advantage of the situation and buy some Texas certificates for
+himself. Grund, so his father said, and possibly three or four others,
+had made over a hundred thousand dollars apiece. It wasn't exactly
+legitimate, he seemed to think, and yet it was, too. Why shouldn't such
+inside information be rewarded? Somehow, Frank realized that his father
+was too honest, too cautious, but when he grew up, he told himself, he
+was going to be a broker, or a financier, or a banker, and do some of
+these things.
+
+Just at this time there came to the Cowperwoods an uncle who had not
+previously appeared in the life of the family. He was a brother of Mrs.
+Cowperwood's--Seneca Davis by name--solid, unctuous, five feet ten in
+height, with a big, round body, a round, smooth head rather bald, a
+clear, ruddy complexion, blue eyes, and what little hair he had of
+a sandy hue. He was exceedingly well dressed according to standards
+prevailing in those days, indulging in flowered waistcoats, long,
+light-colored frock-coats, and the invariable (for a fairly prosperous
+man) high hat. Frank was fascinated by him at once. He had been a
+planter in Cuba and still owned a big ranch there and could tell him
+tales of Cuban life--rebellions, ambuscades, hand-to-hand fighting with
+machetes on his own plantation, and things of that sort. He brought
+with him a collection of Indian curies, to say nothing of an independent
+fortune and several slaves--one, named Manuel, a tall, raw-boned black,
+was his constant attendant, a bodyservant, as it were. He shipped raw
+sugar from his plantation in boat-loads to the Southwark wharves in
+Philadelphia. Frank liked him because he took life in a hearty, jovial
+way, rather rough and offhand for this somewhat quiet and reserved
+household.
+
+"Why, Nancy Arabella," he said to Mrs Cowperwood on arriving one Sunday
+afternoon, and throwing the household into joyous astonishment at his
+unexpected and unheralded appearance, "you haven't grown an inch! I
+thought when you married old brother Hy here that you were going to
+fatten up like your brother. But look at you! I swear to Heaven you
+don't weigh five pounds." And he jounced her up and down by the waist,
+much to the perturbation of the children, who had never before seen
+their mother so familiarly handled.
+
+Henry Cowperwood was exceedingly interested in and pleased at the
+arrival of this rather prosperous relative; for twelve years before,
+when he was married, Seneca Davis had not taken much notice of him.
+
+"Look at these little putty-faced Philadelphians," he continued, "They
+ought to come down to my ranch in Cuba and get tanned up. That would
+take away this waxy look." And he pinched the cheek of Anna Adelaide,
+now five years old. "I tell you, Henry, you have a rather nice place
+here." And he looked at the main room of the rather conventional
+three-story house with a critical eye.
+
+Measuring twenty by twenty-four and finished in imitation cherry, with a
+set of new Sheraton parlor furniture it presented a quaintly harmonious
+aspect. Since Henry had become teller the family had acquired a piano--a
+decided luxury in those days--brought from Europe; and it was intended
+that Anna Adelaide, when she was old enough, should learn to play. There
+were a few uncommon ornaments in the room--a gas chandelier for one
+thing, a glass bowl with goldfish in it, some rare and highly polished
+shells, and a marble Cupid bearing a basket of flowers. It was summer
+time, the windows were open, and the trees outside, with their widely
+extended green branches, were pleasantly visible shading the brick
+sidewalk. Uncle Seneca strolled out into the back yard.
+
+"Well, this is pleasant enough," he observed, noting a large elm and
+seeing that the yard was partially paved with brick and enclosed within
+brick walls, up the sides of which vines were climbing. "Where's your
+hammock? Don't you string a hammock here in summer? Down on my veranda
+at San Pedro I have six or seven."
+
+"We hadn't thought of putting one up because of the neighbors, but it
+would be nice," agreed Mrs. Cowperwood. "Henry will have to get one."
+
+"I have two or three in my trunks over at the hotel. My niggers make 'em
+down there. I'll send Manuel over with them in the morning."
+
+He plucked at the vines, tweaked Edward's ear, told Joseph, the second
+boy, he would bring him an Indian tomahawk, and went back into the
+house.
+
+"This is the lad that interests me," he said, after a time, laying a
+hand on the shoulder of Frank. "What did you name him in full, Henry?"
+
+"Frank Algernon."
+
+"Well, you might have named him after me. There's something to this boy.
+How would you like to come down to Cuba and be a planter, my boy?"
+
+"I'm not so sure that I'd like to," replied the eldest.
+
+"Well, that's straight-spoken. What have you against it?"
+
+"Nothing, except that I don't know anything about it."
+
+"What do you know?"
+
+The boy smiled wisely. "Not very much, I guess."
+
+"Well, what are you interested in?"
+
+"Money!"
+
+"Aha! What's bred in the bone, eh? Get something of that from your
+father, eh? Well, that's a good trait. And spoken like a man, too! We'll
+hear more about that later. Nancy, you're breeding a financier here, I
+think. He talks like one."
+
+He looked at Frank carefully now. There was real force in that sturdy
+young body--no doubt of it. Those large, clear gray eyes were full of
+intelligence. They indicated much and revealed nothing.
+
+"A smart boy!" he said to Henry, his brother-in-law. "I like his get-up.
+You have a bright family."
+
+Henry Cowperwood smiled dryly. This man, if he liked Frank, might do
+much for the boy. He might eventually leave him some of his fortune. He
+was wealthy and single.
+
+Uncle Seneca became a frequent visitor to the house--he and his negro
+body-guard, Manuel, who spoke both English and Spanish, much to the
+astonishment of the children; and he took an increasing interest in
+Frank.
+
+"When that boy gets old enough to find out what he wants to do, I think
+I'll help him to do it," he observed to his sister one day; and she told
+him she was very grateful. He talked to Frank about his studies,
+and found that he cared little for books or most of the study he was
+compelled to pursue. Grammar was an abomination. Literature silly. Latin
+was of no use. History--well, it was fairly interesting.
+
+"I like bookkeeping and arithmetic," he observed. "I want to get out and
+get to work, though. That's what I want to do."
+
+"You're pretty young, my son," observed his uncle. "You're only how old
+now? Fourteen?"
+
+"Thirteen."
+
+"Well, you can't leave school much before sixteen. You'll do better
+if you stay until seventeen or eighteen. It can't do you any harm. You
+won't be a boy again."
+
+"I don't want to be a boy. I want to get to work."
+
+"Don't go too fast, son. You'll be a man soon enough. You want to be a
+banker, do you?"
+
+"Yes, sir!"
+
+"Well, when the time comes, if everything is all right and you've
+behaved yourself and you still want to, I'll help you get a start in
+business. If I were you and were going to be a banker, I'd first spend
+a year or so in some good grain and commission house. There's good
+training to be had there. You'll learn a lot that you ought to know.
+And, meantime, keep your health and learn all you can. Wherever I am,
+you let me know, and I'll write and find out how you've been conducting
+yourself."
+
+He gave the boy a ten-dollar gold piece with which to start a
+bank-account. And, not strange to say, he liked the whole Cowperwood
+household much better for this dynamic, self-sufficient, sterling youth
+who was an integral part of it.
+
+
+
+
+
+Chapter III
+
+
+It was in his thirteenth year that young Cowperwood entered into his
+first business venture. Walking along Front Street one day, a street
+of importing and wholesale establishments, he saw an auctioneer's flag
+hanging out before a wholesale grocery and from the interior came the
+auctioneer's voice: "What am I bid for this exceptional lot of Java
+coffee, twenty-two bags all told, which is now selling in the market for
+seven dollars and thirty-two cents a bag wholesale? What am I bid? What
+am I bid? The whole lot must go as one. What am I bid?"
+
+"Eighteen dollars," suggested a trader standing near the door, more to
+start the bidding than anything else. Frank paused.
+
+"Twenty-two!" called another.
+
+"Thirty!" a third. "Thirty-five!" a fourth, and so up to seventy-five,
+less than half of what it was worth.
+
+"I'm bid seventy-five! I'm bid seventy-five!" called the auctioneer,
+loudly. "Any other offers? Going once at seventy-five; am I offered
+eighty? Going twice at seventy-five, and"--he paused, one hand raised
+dramatically. Then he brought it down with a slap in the palm of the
+other--"sold to Mr. Silas Gregory for seventy-five. Make a note of that,
+Jerry," he called to his red-haired, freckle-faced clerk beside him.
+Then he turned to another lot of grocery staples--this time starch,
+eleven barrels of it.
+
+Young Cowperwood was making a rapid calculation. If, as the auctioneer
+said, coffee was worth seven dollars and thirty-two cents a bag in the
+open market, and this buyer was getting this coffee for seventy-five
+dollars, he was making then and there eighty-six dollars and four cents,
+to say nothing of what his profit would be if he sold it at retail. As
+he recalled, his mother was paying twenty-eight cents a pound. He drew
+nearer, his books tucked under his arm, and watched these operations
+closely. The starch, as he soon heard, was valued at ten dollars a
+barrel, and it only brought six. Some kegs of vinegar were knocked down
+at one-third their value, and so on. He began to wish he could bid; but
+he had no money, just a little pocket change. The auctioneer noticed
+him standing almost directly under his nose, and was impressed with the
+stolidity--solidity--of the boy's expression.
+
+"I am going to offer you now a fine lot of Castile soap--seven cases,
+no less--which, as you know, if you know anything about soap, is now
+selling at fourteen cents a bar. This soap is worth anywhere at this
+moment eleven dollars and seventy-five cents a case. What am I bid?
+What am I bid? What am I bid?" He was talking fast in the usual style
+of auctioneers, with much unnecessary emphasis; but Cowperwood was not
+unduly impressed. He was already rapidly calculating for himself. Seven
+cases at eleven dollars and seventy-five cents would be worth just
+eighty-two dollars and twenty-five cents; and if it went at half--if it
+went at half--
+
+"Twelve dollars," commented one bidder.
+
+"Fifteen," bid another.
+
+"Twenty," called a third.
+
+"Twenty-five," a fourth.
+
+Then it came to dollar raises, for Castile soap was not such a vital
+commodity. "Twenty-six." "Twenty-seven." "Twenty-eight." "Twenty-nine."
+There was a pause. "Thirty," observed young Cowperwood, decisively.
+
+The auctioneer, a short lean faced, spare man with bushy hair and an
+incisive eye, looked at him curiously and almost incredulously but
+without pausing. He had, somehow, in spite of himself, been impressed by
+the boy's peculiar eye; and now he felt, without knowing why, that the
+offer was probably legitimate enough, and that the boy had the money. He
+might be the son of a grocer.
+
+"I'm bid thirty! I'm bid thirty! I'm bid thirty for this fine lot of
+Castile soap. It's a fine lot. It's worth fourteen cents a bar. Will
+any one bid thirty-one? Will any one bid thirty-one? Will any one bid
+thirty-one?"
+
+"Thirty-one," said a voice.
+
+"Thirty-two," replied Cowperwood. The same process was repeated.
+
+"I'm bid thirty-two! I'm bid thirty-two! I'm bid thirty-two! Will
+anybody bid thirty-three? It's fine soap. Seven cases of fine Castile
+soap. Will anybody bid thirty-three?"
+
+Young Cowperwood's mind was working. He had no money with him; but his
+father was teller of the Third National Bank, and he could quote him as
+reference. He could sell all of his soap to the family grocer, surely;
+or, if not, to other grocers. Other people were anxious to get this soap
+at this price. Why not he?
+
+The auctioneer paused.
+
+"Thirty-two once! Am I bid thirty-three? Thirty-two twice! Am I bid
+thirty-three? Thirty-two three times! Seven fine cases of soap. Am I bid
+anything more? Once, twice! Three times! Am I bid anything more?"--his
+hand was up again--"and sold to Mr.--?" He leaned over and looked
+curiously into the face of his young bidder.
+
+"Frank Cowperwood, son of the teller of the Third National Bank,"
+replied the boy, decisively.
+
+"Oh, yes," said the man, fixed by his glance.
+
+"Will you wait while I run up to the bank and get the money?"
+
+"Yes. Don't be gone long. If you're not here in an hour I'll sell it
+again."
+
+Young Cowperwood made no reply. He hurried out and ran fast; first, to
+his mother's grocer, whose store was within a block of his home.
+
+Thirty feet from the door he slowed up, put on a nonchalant air, and
+strolling in, looked about for Castile soap. There it was, the same
+kind, displayed in a box and looking just as his soap looked.
+
+"How much is this a bar, Mr. Dalrymple?" he inquired.
+
+"Sixteen cents," replied that worthy.
+
+"If I could sell you seven boxes for sixty-two dollars just like this,
+would you take them?"
+
+"The same soap?"
+
+"Yes, sir."
+
+Mr. Dalrymple calculated a moment.
+
+"Yes, I think I would," he replied, cautiously.
+
+"Would you pay me to-day?"
+
+"I'd give you my note for it. Where is the soap?"
+
+He was perplexed and somewhat astonished by this unexpected proposition
+on the part of his neighbor's son. He knew Mr. Cowperwood well--and
+Frank also.
+
+"Will you take it if I bring it to you to-day?"
+
+"Yes, I will," he replied. "Are you going into the soap business?"
+
+"No. But I know where I can get some of that soap cheap."
+
+He hurried out again and ran to his father's bank. It was after banking
+hours; but he knew how to get in, and he knew that his father would be
+glad to see him make thirty dollars. He only wanted to borrow the money
+for a day.
+
+"What's the trouble, Frank?" asked his father, looking up from his desk
+when he appeared, breathless and red faced.
+
+"I want you to loan me thirty-two dollars! Will you?"
+
+"Why, yes, I might. What do you want to do with it?"
+
+"I want to buy some soap--seven boxes of Castile soap. I know where I
+can get it and sell it. Mr. Dalrymple will take it. He's already offered
+me sixty-two for it. I can get it for thirty-two. Will you let me have
+the money? I've got to run back and pay the auctioneer."
+
+His father smiled. This was the most business-like attitude he had seen
+his son manifest. He was so keen, so alert for a boy of thirteen.
+
+"Why, Frank," he said, going over to a drawer where some bills were,
+"are you going to become a financier already? You're sure you're not
+going to lose on this? You know what you're doing, do you?"
+
+"You let me have the money, father, will you?" he pleaded. "I'll show
+you in a little bit. Just let me have it. You can trust me."
+
+He was like a young hound on the scent of game. His father could not
+resist his appeal.
+
+"Why, certainly, Frank," he replied. "I'll trust you." And he counted
+out six five-dollar certificates of the Third National's own issue and
+two ones. "There you are."
+
+Frank ran out of the building with a briefly spoken thanks and returned
+to the auction room as fast as his legs would carry him. When he came
+in, sugar was being auctioned. He made his way to the auctioneer's
+clerk.
+
+"I want to pay for that soap," he suggested.
+
+"Now?"
+
+"Yes. Will you give me a receipt?"
+
+"Yep."
+
+"Do you deliver this?"
+
+"No. No delivery. You have to take it away in twenty-four hours."
+
+That difficulty did not trouble him.
+
+"All right," he said, and pocketed his paper testimony of purchase.
+
+The auctioneer watched him as he went out. In half an hour he was back
+with a drayman--an idle levee-wharf hanger-on who was waiting for a job.
+
+Frank had bargained with him to deliver the soap for sixty cents. In
+still another half-hour he was before the door of the astonished Mr.
+Dalrymple whom he had come out and look at the boxes before attempting
+to remove them. His plan was to have them carried on to his own home
+if the operation for any reason failed to go through. Though it was his
+first great venture, he was cool as glass.
+
+"Yes," said Mr. Dalrymple, scratching his gray head reflectively. "Yes,
+that's the same soap. I'll take it. I'll be as good as my word. Where'd
+you get it, Frank?"
+
+"At Bixom's auction up here," he replied, frankly and blandly.
+
+Mr. Dalrymple had the drayman bring in the soap; and after some
+formality--because the agent in this case was a boy--made out his note
+at thirty days and gave it to him.
+
+Frank thanked him and pocketed the note. He decided to go back to his
+father's bank and discount it, as he had seen others doing, thereby
+paying his father back and getting his own profit in ready money. It
+couldn't be done ordinarily on any day after business hours; but his
+father would make an exception in his case.
+
+He hurried back, whistling; and his father glanced up smiling when he
+came in.
+
+"Well, Frank, how'd you make out?" he asked.
+
+"Here's a note at thirty days," he said, producing the paper Dalrymple
+had given him. "Do you want to discount that for me? You can take your
+thirty-two out of that."
+
+His father examined it closely. "Sixty-two dollars!" he observed. "Mr.
+Dalrymple! That's good paper! Yes, I can. It will cost you ten per
+cent.," he added, jestingly. "Why don't you just hold it, though? I'll
+let you have the thirty-two dollars until the end of the month."
+
+"Oh, no," said his son, "you discount it and take your money. I may want
+mine."
+
+His father smiled at his business-like air. "All right," he said. "I'll
+fix it to-morrow. Tell me just how you did this." And his son told him.
+
+At seven o'clock that evening Frank's mother heard about it, and in due
+time Uncle Seneca.
+
+"What'd I tell you, Cowperwood?" he asked. "He has stuff in him, that
+youngster. Look out for him."
+
+Mrs. Cowperwood looked at her boy curiously at dinner. Was this the
+son she had nursed at her bosom not so very long before? Surely he was
+developing rapidly.
+
+"Well, Frank, I hope you can do that often," she said.
+
+"I hope so, too, ma," was his rather noncommittal reply.
+
+Auction sales were not to be discovered every day, however, and his home
+grocer was only open to one such transaction in a reasonable period of
+time, but from the very first young Cowperwood knew how to make money.
+He took subscriptions for a boys' paper; handled the agency for the sale
+of a new kind of ice-skate, and once organized a band of neighborhood
+youths into a union for the purpose of purchasing their summer straw
+hats at wholesale. It was not his idea that he could get rich by saving.
+From the first he had the notion that liberal spending was better, and
+that somehow he would get along.
+
+It was in this year, or a little earlier, that he began to take an
+interest in girls. He had from the first a keen eye for the beautiful
+among them; and, being good-looking and magnetic himself, it was not
+difficult for him to attract the sympathetic interest of those in whom
+he was interested. A twelve-year old girl, Patience Barlow, who lived
+further up the street, was the first to attract his attention or be
+attracted by him. Black hair and snapping black eyes were her portion,
+with pretty pigtails down her back, and dainty feet and ankles to match
+a dainty figure. She was a Quakeress, the daughter of Quaker parents,
+wearing a demure little bonnet. Her disposition, however, was vivacious,
+and she liked this self-reliant, self-sufficient, straight-spoken boy.
+One day, after an exchange of glances from time to time, he said, with a
+smile and the courage that was innate in him: "You live up my way, don't
+you?"
+
+"Yes," she replied, a little flustered--this last manifested in a
+nervous swinging of her school-bag--"I live at number one-forty-one."
+
+"I know the house," he said. "I've seen you go in there. You go to the
+same school my sister does, don't you? Aren't you Patience Barlow?" He
+had heard some of the boys speak her name. "Yes. How do you know?"
+
+"Oh, I've heard," he smiled. "I've seen you. Do you like licorice?"
+
+He fished in his coat and pulled out some fresh sticks that were sold at
+the time.
+
+"Thank you," she said, sweetly, taking one.
+
+"It isn't very good. I've been carrying it a long time. I had some taffy
+the other day."
+
+"Oh, it's all right," she replied, chewing the end of hers.
+
+"Don't you know my sister, Anna Cowperwood?" he recurred, by way of
+self-introduction. "She's in a lower grade than you are, but I thought
+maybe you might have seen her."
+
+"I think I know who she is. I've seen her coming home from school."
+
+"I live right over there," he confided, pointing to his own home as he
+drew near to it, as if she didn't know. "I'll see you around here now, I
+guess."
+
+"Do you know Ruth Merriam?" she asked, when he was about ready to turn
+off into the cobblestone road to reach his own door.
+
+"No, why?"
+
+"She's giving a party next Tuesday," she volunteered, seemingly
+pointlessly, but only seemingly.
+
+"Where does she live?"
+
+"There in twenty-eight."
+
+"I'd like to go," he affirmed, warmly, as he swung away from her.
+
+"Maybe she'll ask you," she called back, growing more courageous as the
+distance between them widened. "I'll ask her."
+
+"Thanks," he smiled.
+
+And she began to run gayly onward.
+
+He looked after her with a smiling face. She was very pretty. He felt
+a keen desire to kiss her, and what might transpire at Ruth Merriam's
+party rose vividly before his eyes.
+
+This was just one of the early love affairs, or puppy loves, that held
+his mind from time to time in the mixture of after events. Patience
+Barlow was kissed by him in secret ways many times before he found
+another girl. She and others of the street ran out to play in the snow
+of a winter's night, or lingered after dusk before her own door when the
+days grew dark early. It was so easy to catch and kiss her then, and
+to talk to her foolishly at parties. Then came Dora Fitler, when he was
+sixteen years old and she was fourteen; and Marjorie Stafford, when
+he was seventeen and she was fifteen. Dora Fitter was a brunette, and
+Marjorie Stafford was as fair as the morning, with bright-red cheeks,
+bluish-gray eyes, and flaxen hair, and as plump as a partridge.
+
+It was at seventeen that he decided to leave school. He had not
+graduated. He had only finished the third year in high school; but he
+had had enough. Ever since his thirteenth year his mind had been on
+finance; that is, in the form in which he saw it manifested in Third
+Street. There had been odd things which he had been able to do to earn
+a little money now and then. His Uncle Seneca had allowed him to act
+as assistant weigher at the sugar-docks in Southwark, where
+three-hundred-pound bags were weighed into the government bonded
+warehouses under the eyes of United States inspectors. In certain
+emergencies he was called to assist his father, and was paid for it. He
+even made an arrangement with Mr. Dalrymple to assist him on Saturdays;
+but when his father became cashier of his bank, receiving an income
+of four thousand dollars a year, shortly after Frank had reached his
+fifteenth year, it was self-evident that Frank could no longer continue
+in such lowly employment.
+
+Just at this time his Uncle Seneca, again back in Philadelphia and
+stouter and more domineering than ever, said to him one day:
+
+"Now, Frank, if you're ready for it, I think I know where there's a good
+opening for you. There won't be any salary in it for the first year, but
+if you mind your p's and q's, they'll probably give you something as a
+gift at the end of that time. Do you know of Henry Waterman & Company
+down in Second Street?"
+
+"I've seen their place."
+
+"Well, they tell me they might make a place for you as a bookkeeper.
+They're brokers in a way--grain and commission men. You say you want
+to get in that line. When school's out, you go down and see Mr.
+Waterman--tell him I sent you, and he'll make a place for you, I think.
+Let me know how you come out."
+
+Uncle Seneca was married now, having, because of his wealth, attracted
+the attention of a poor but ambitious Philadelphia society matron;
+and because of this the general connections of the Cowperwoods were
+considered vastly improved. Henry Cowperwood was planning to move with
+his family rather far out on North Front Street, which commanded at that
+time a beautiful view of the river and was witnessing the construction
+of some charming dwellings. His four thousand dollars a year in these
+pre-Civil-War times was considerable. He was making what he considered
+judicious and conservative investments and because of his cautious,
+conservative, clock-like conduct it was thought he might reasonably
+expect some day to be vice-president and possibly president, of his
+bank.
+
+This offer of Uncle Seneca to get him in with Waterman & Company seemed
+to Frank just the thing to start him off right. So he reported to
+that organization at 74 South Second Street one day in June, and
+was cordially received by Mr. Henry Waterman, Sr. There was, he soon
+learned, a Henry Waterman, Jr., a young man of twenty-five, and a George
+Waterman, a brother, aged fifty, who was the confidential inside man.
+Henry Waterman, Sr., a man of fifty-five years of age, was the general
+head of the organization, inside and out--traveling about the nearby
+territory to see customers when that was necessary, coming into final
+counsel in cases where his brother could not adjust matters, suggesting
+and advising new ventures which his associates and hirelings carried
+out. He was, to look at, a phlegmatic type of man--short, stout,
+wrinkled about the eyes, rather protuberant as to stomach, red-necked,
+red-faced, the least bit popeyed, but shrewd, kindly, good-natured, and
+witty. He had, because of his naturally common-sense ideas and rather
+pleasing disposition built up a sound and successful business here. He
+was getting strong in years and would gladly have welcomed the hearty
+cooperation of his son, if the latter had been entirely suited to the
+business.
+
+He was not, however. Not as democratic, as quick-witted, or as pleased
+with the work in hand as was his father, the business actually offended
+him. And if the trade had been left to his care, it would have rapidly
+disappeared. His father foresaw this, was grieved, and was hoping
+some young man would eventually appear who would be interested in the
+business, handle it in the same spirit in which it had been handled, and
+who would not crowd his son out.
+
+Then came young Cowperwood, spoken of to him by Seneca Davis. He looked
+him over critically. Yes, this boy might do, he thought. There was
+something easy and sufficient about him. He did not appear to be in the
+least flustered or disturbed. He knew how to keep books, he said, though
+he knew nothing of the details of the grain and commission business. It
+was interesting to him. He would like to try it.
+
+"I like that fellow," Henry Waterman confided to his brother the moment
+Frank had gone with instructions to report the following morning.
+"There's something to him. He's the cleanest, briskest, most alive thing
+that's walked in here in many a day."
+
+"Yes," said George, a much leaner and slightly taller man, with
+dark, blurry, reflective eyes and a thin, largely vanished growth of
+brownish-black hair which contrasted strangely with the egg-shaped
+whiteness of his bald head. "Yes, he's a nice young man. It's a wonder
+his father don't take him in his bank."
+
+"Well, he may not be able to," said his brother. "He's only the cashier
+there."
+
+"That's right."
+
+"Well, we'll give him a trial. I bet anything he makes good. He's a
+likely-looking youth."
+
+Henry got up and walked out into the main entrance looking into Second
+Street. The cool cobble pavements, shaded from the eastern sun by the
+wall of buildings on the east--of which his was a part--the noisy trucks
+and drays, the busy crowds hurrying to and fro, pleased him. He looked
+at the buildings over the way--all three and four stories, and largely
+of gray stone and crowded with life--and thanked his stars that he
+had originally located in so prosperous a neighborhood. If he had only
+brought more property at the time he bought this!
+
+"I wish that Cowperwood boy would turn out to be the kind of man I
+want," he observed to himself, meditatively. "He could save me a lot of
+running these days."
+
+Curiously, after only three or four minutes of conversation with the
+boy, he sensed this marked quality of efficiency. Something told him he
+would do well.
+
+
+
+
+
+Chapter IV
+
+
+The appearance of Frank Cowperwood at this time was, to say the least,
+prepossessing and satisfactory. Nature had destined him to be about five
+feet ten inches tall. His head was large, shapely, notably commercial in
+aspect, thickly covered with crisp, dark-brown hair and fixed on a pair
+of square shoulders and a stocky body. Already his eyes had the look
+that subtle years of thought bring. They were inscrutable. You could
+tell nothing by his eyes. He walked with a light, confident, springy
+step. Life had given him no severe shocks nor rude awakenings. He had
+not been compelled to suffer illness or pain or deprivation of any kind.
+He saw people richer than himself, but he hoped to be rich. His family
+was respected, his father well placed. He owed no man anything. Once he
+had let a small note of his become overdue at the bank, but his father
+raised such a row that he never forgot it. "I would rather crawl on
+my hands and knees than let my paper go to protest," the old gentleman
+observed; and this fixed in his mind what scarcely needed to be so
+sharply emphasized--the significance of credit. No paper of his ever
+went to protest or became overdue after that through any negligence of
+his.
+
+He turned out to be the most efficient clerk that the house of Waterman
+& Co. had ever known. They put him on the books at first as assistant
+bookkeeper, vice Mr. Thomas Trixler, dismissed, and in two weeks George
+said: "Why don't we make Cowperwood head bookkeeper? He knows more in a
+minute than that fellow Sampson will ever know."
+
+"All right, make the transfer, George, but don't fuss so. He won't be a
+bookkeeper long, though. I want to see if he can't handle some of these
+transfers for me after a bit."
+
+The books of Messrs. Waterman & Co., though fairly complicated, were
+child's play to Frank. He went through them with an ease and rapidity
+which surprised his erstwhile superior, Mr. Sampson.
+
+"Why, that fellow," Sampson told another clerk on the first day he had
+seen Cowperwood work, "he's too brisk. He's going to make a bad break. I
+know that kind. Wait a little bit until we get one of those rush credit
+and transfer days." But the bad break Mr. Sampson anticipated did not
+materialize. In less than a week Cowperwood knew the financial condition
+of the Messrs. Waterman as well as they did--better--to a dollar. He
+knew how their accounts were distributed; from what section they drew
+the most business; who sent poor produce and good--the varying prices
+for a year told that. To satisfy himself he ran back over certain
+accounts in the ledger, verifying his suspicions. Bookkeeping did not
+interest him except as a record, a demonstration of a firm's life. He
+knew he would not do this long. Something else would happen; but he saw
+instantly what the grain and commission business was--every detail of
+it. He saw where, for want of greater activity in offering the goods
+consigned--quicker communication with shippers and buyers, a better
+working agreement with surrounding commission men--this house, or,
+rather, its customers, for it had nothing, endured severe losses. A man
+would ship a tow-boat or a car-load of fruit or vegetables against a
+supposedly rising or stable market; but if ten other men did the same
+thing at the same time, or other commission men were flooded with
+fruit or vegetables, and there was no way of disposing of them within
+a reasonable time, the price had to fall. Every day was bringing its
+special consignments. It instantly occurred to him that he would be
+of much more use to the house as an outside man disposing of heavy
+shipments, but he hesitated to say anything so soon. More than likely,
+things would adjust themselves shortly.
+
+The Watermans, Henry and George, were greatly pleased with the way
+he handled their accounts. There was a sense of security in his very
+presence. He soon began to call Brother George's attention to the
+condition of certain accounts, making suggestions as to their possible
+liquidation or discontinuance, which pleased that individual greatly. He
+saw a way of lightening his own labors through the intelligence of
+this youth; while at the same time developing a sense of pleasant
+companionship with him.
+
+Brother Henry was for trying him on the outside. It was not always
+possible to fill the orders with the stock on hand, and somebody had to
+go into the street or the Exchange to buy and usually he did this.
+One morning, when way-bills indicated a probable glut of flour and a
+shortage of grain--Frank saw it first--the elder Waterman called him
+into his office and said:
+
+"Frank, I wish you would see what you can do with this condition that
+confronts us on the street. By to-morrow we're going to be overcrowded
+with flour. We can't be paying storage charges, and our orders won't eat
+it up. We're short on grain. Maybe you could trade out the flour to some
+of those brokers and get me enough grain to fill these orders."
+
+"I'd like to try," said his employee.
+
+He knew from his books where the various commission-houses were. He knew
+what the local merchants' exchange, and the various commission-merchants
+who dealt in these things, had to offer. This was the thing he liked to
+do--adjust a trade difficulty of this nature. It was pleasant to be out
+in the air again, to be going from door to door. He objected to desk
+work and pen work and poring over books. As he said in later years, his
+brain was his office. He hurried to the principal commission-merchants,
+learning what the state of the flour market was, and offering his
+surplus at the very rate he would have expected to get for it if
+there had been no prospective glut. Did they want to buy for immediate
+delivery (forty-eight hours being immediate) six hundred barrels of
+prime flour? He would offer it at nine dollars straight, in the barrel.
+They did not. He offered it in fractions, and some agreed to take one
+portion, and some another. In about an hour he was all secure on this
+save one lot of two hundred barrels, which he decided to offer in one
+lump to a famous operator named Genderman with whom his firm did no
+business. The latter, a big man with curly gray hair, a gnarled and
+yet pudgy face, and little eyes that peeked out shrewdly through fat
+eyelids, looked at Cowperwood curiously when he came in.
+
+"What's your name, young man?" he asked, leaning back in his wooden
+chair.
+
+"Cowperwood."
+
+"So you work for Waterman & Company? You want to make a record, no
+doubt. That's why you came to me?"
+
+Cowperwood merely smiled.
+
+"Well, I'll take your flour. I need it. Bill it to me."
+
+Cowperwood hurried out. He went direct to a firm of brokers in Walnut
+Street, with whom his firm dealt, and had them bid in the grain he
+needed at prevailing rates. Then he returned to the office.
+
+"Well," said Henry Waterman, when he reported, "you did that quick. Sold
+old Genderman two hundred barrels direct, did you? That's doing pretty
+well. He isn't on our books, is he?"
+
+"No, sir."
+
+"I thought not. Well, if you can do that sort of work on the street you
+won't be on the books long."
+
+Thereafter, in the course of time, Frank became a familiar figure in
+the commission district and on 'change (the Produce Exchange), striking
+balances for his employer, picking up odd lots of things they needed,
+soliciting new customers, breaking gluts by disposing of odd lots
+in unexpected quarters. Indeed the Watermans were astonished at
+his facility in this respect. He had an uncanny faculty for getting
+appreciative hearings, making friends, being introduced into new realms.
+New life began to flow through the old channels of the Waterman company.
+Their customers were better satisfied. George was for sending him out
+into the rural districts to drum up trade, and this was eventually done.
+
+Near Christmas-time Henry said to George: "We'll have to make Cowperwood
+a liberal present. He hasn't any salary. How would five hundred dollars
+do?"
+
+"That's pretty much, seeing the way times are, but I guess he's worth
+it. He's certainly done everything we've expected, and more. He's cut
+out for this business."
+
+"What does he say about it? Do you ever hear him say whether he's
+satisfied?"
+
+"Oh, he likes it pretty much, I guess. You see him as much as I do."
+
+"Well, we'll make it five hundred. That fellow wouldn't make a bad
+partner in this business some day. He has the real knack for it. You see
+that he gets the five hundred dollars with a word from both of us."
+
+So the night before Christmas, as Cowperwood was looking over some
+way-bills and certificates of consignment preparatory to leaving all in
+order for the intervening holiday, George Waterman came to his desk.
+
+"Hard at it," he said, standing under the flaring gaslight and looking
+at his brisk employee with great satisfaction.
+
+It was early evening, and the snow was making a speckled pattern through
+the windows in front.
+
+"Just a few points before I wind up," smiled Cowperwood.
+
+"My brother and I have been especially pleased with the way you have
+handled the work here during the past six months. We wanted to make
+some acknowledgment, and we thought about five hundred dollars would be
+right. Beginning January first we'll give you a regular salary of thirty
+dollars a week."
+
+"I'm certainly much obliged to you," said Frank. "I didn't expect that
+much. It's a good deal. I've learned considerable here that I'm glad to
+know."
+
+"Oh, don't mention it. We know you've earned it. You can stay with us as
+long as you like. We're glad to have you with us."
+
+Cowperwood smiled his hearty, genial smile. He was feeling very
+comfortable under this evidence of approval. He looked bright and cheery
+in his well-made clothes of English tweed.
+
+On the way home that evening he speculated as to the nature of this
+business. He knew he wasn't going to stay there long, even in spite of
+this gift and promise of salary. They were grateful, of course; but
+why shouldn't they be? He was efficient, he knew that; under him things
+moved smoothly. It never occurred to him that he belonged in the realm
+of clerkdom. Those people were the kind of beings who ought to work for
+him, and who would. There was nothing savage in his attitude, no rage
+against fate, no dark fear of failure. These two men he worked for
+were already nothing more than characters in his eyes--their
+business significated itself. He could see their weaknesses and their
+shortcomings as a much older man might have viewed a boy's.
+
+After dinner that evening, before leaving to call on his girl, Marjorie
+Stafford, he told his father of the gift of five hundred dollars and the
+promised salary.
+
+"That's splendid," said the older man. "You're doing better than I
+thought. I suppose you'll stay there."
+
+"No, I won't. I think I'll quit sometime next year."
+
+"Why?"
+
+"Well, it isn't exactly what I want to do. It's all right, but I'd
+rather try my hand at brokerage, I think. That appeals to me."
+
+"Don't you think you are doing them an injustice not to tell them?"
+
+"Not at all. They need me." All the while surveying himself in a mirror,
+straightening his tie and adjusting his coat.
+
+"Have you told your mother?"
+
+"No. I'm going to do it now."
+
+He went out into the dining-room, where his mother was, and slipping his
+arms around her little body, said: "What do you think, Mammy?"
+
+"Well, what?" she asked, looking affectionately into his eyes.
+
+"I got five hundred dollars to-night, and I get thirty a week next year.
+What do you want for Christmas?"
+
+"You don't say! Isn't that nice! Isn't that fine! They must like you.
+You're getting to be quite a man, aren't you?"
+
+"What do you want for Christmas?"
+
+"Nothing. I don't want anything. I have my children."
+
+He smiled. "All right. Then nothing it is."
+
+But she knew he would buy her something.
+
+He went out, pausing at the door to grab playfully at his sister's
+waist, and saying that he'd be back about midnight, hurried to
+Marjorie's house, because he had promised to take her to a show.
+
+"Anything you want for Christmas this year, Margy?" he asked, after
+kissing her in the dimly-lighted hall. "I got five hundred to-night."
+
+She was an innocent little thing, only fifteen, no guile, no shrewdness.
+
+"Oh, you needn't get me anything."
+
+"Needn't I?" he asked, squeezing her waist and kissing her mouth again.
+
+It was fine to be getting on this way in the world and having such a
+good time.
+
+
+
+
+
+Chapter V
+
+
+The following October, having passed his eighteenth year by nearly six
+months, and feeling sure that he would never want anything to do with
+the grain and commission business as conducted by the Waterman Company,
+Cowperwood decided to sever his relations with them and enter the employ
+of Tighe & Company, bankers and brokers.
+
+Cowperwood's meeting with Tighe & Company had come about in the ordinary
+pursuance of his duties as outside man for Waterman & Company. From the
+first Mr. Tighe took a keen interest in this subtle young emissary.
+
+"How's business with you people?" he would ask, genially; or, "Find that
+you're getting many I.O.U.'s these days?"
+
+Because of the unsettled condition of the country, the over-inflation of
+securities, the slavery agitation, and so forth, there were prospects
+of hard times. And Tighe--he could not have told you why--was convinced
+that this young man was worth talking to in regard to all this. He was
+not really old enough to know, and yet he did know.
+
+"Oh, things are going pretty well with us, thank you, Mr. Tighe,"
+Cowperwood would answer.
+
+"I tell you," he said to Cowperwood one morning, "this slavery
+agitation, if it doesn't stop, is going to cause trouble."
+
+A negro slave belonging to a visitor from Cuba had just been abducted
+and set free, because the laws of Pennsylvania made freedom the right of
+any negro brought into the state, even though in transit only to another
+portion of the country, and there was great excitement because of it.
+Several persons had been arrested, and the newspapers were discussing it
+roundly.
+
+"I don't think the South is going to stand for this thing. It's making
+trouble in our business, and it must be doing the same thing for others.
+We'll have secession here, sure as fate, one of these days." He talked
+with the vaguest suggestion of a brogue.
+
+"It's coming, I think," said Cowperwood, quietly. "It can't be healed,
+in my judgment. The negro isn't worth all this excitement, but they'll
+go on agitating for him--emotional people always do this. They haven't
+anything else to do. It's hurting our Southern trade."
+
+"I thought so. That's what people tell me."
+
+He turned to a new customer as young Cowperwood went out, but again
+the boy struck him as being inexpressibly sound and deep-thinking on
+financial matters. "If that young fellow wanted a place, I'd give it to
+him," he thought.
+
+Finally, one day he said to him: "How would you like to try your hand at
+being a floor man for me in 'change? I need a young man here. One of my
+clerks is leaving."
+
+"I'd like it," replied Cowperwood, smiling and looking intensely
+gratified. "I had thought of speaking to you myself some time."
+
+"Well, if you're ready and can make the change, the place is open. Come
+any time you like."
+
+"I'll have to give a reasonable notice at the other place," Cowperwood
+said, quietly. "Would you mind waiting a week or two?"
+
+"Not at all. It isn't as important as that. Come as soon as you can
+straighten things out. I don't want to inconvenience your employers."
+
+It was only two weeks later that Frank took his departure from Waterman
+& Company, interested and yet in no way flustered by his new prospects.
+And great was the grief of Mr. George Waterman. As for Mr. Henry
+Waterman, he was actually irritated by this defection.
+
+"Why, I thought," he exclaimed, vigorously, when informed by Cowperwood
+of his decision, "that you liked the business. Is it a matter of
+salary?"
+
+"No, not at all, Mr. Waterman. It's just that I want to get into the
+straight-out brokerage business."
+
+"Well, that certainly is too bad. I'm sorry. I don't want to urge you
+against your own best interests. You know what you are doing. But George
+and I had about agreed to offer you an interest in this thing after a
+bit. Now you're picking up and leaving. Why, damn it, man, there's good
+money in this business."
+
+"I know it," smiled Cowperwood, "but I don't like it. I have other plans
+in view. I'll never be a grain and commission man." Mr. Henry Waterman
+could scarcely understand why obvious success in this field did not
+interest him. He feared the effect of his departure on the business.
+
+And once the change was made Cowperwood was convinced that this new work
+was more suited to him in every way--as easy and more profitable, of
+course. In the first place, the firm of Tighe & Co., unlike that of
+Waterman & Co., was located in a handsome green-gray stone building
+at 66 South Third Street, in what was then, and for a number of years
+afterward, the heart of the financial district. Great institutions of
+national and international import and repute were near at hand--Drexel
+& Co., Edward Clark & Co., the Third National Bank, the First National
+Bank, the Stock Exchange, and similar institutions. Almost a score of
+smaller banks and brokerage firms were also in the vicinity. Edward
+Tighe, the head and brains of this concern, was a Boston Irishman,
+the son of an immigrant who had flourished and done well in that
+conservative city. He had come to Philadelphia to interest himself in
+the speculative life there. "Sure, it's a right good place for those of
+us who are awake," he told his friends, with a slight Irish accent, and
+he considered himself very much awake. He was a medium-tall man, not
+very stout, slightly and prematurely gray, and with a manner which was
+as lively and good-natured as it was combative and self-reliant. His
+upper lip was ornamented by a short, gray mustache.
+
+"May heaven preserve me," he said, not long after he came there, "these
+Pennsylvanians never pay for anything they can issue bonds for." It
+was the period when Pennsylvania's credit, and for that matter
+Philadelphia's, was very bad in spite of its great wealth. "If there's
+ever a war there'll be battalions of Pennsylvanians marching around
+offering notes for their meals. If I could just live long enough I could
+get rich buyin' up Pennsylvania notes and bonds. I think they'll pay
+some time; but, my God, they're mortal slow! I'll be dead before the
+State government will ever catch up on the interest they owe me now."
+
+It was true. The condition of the finances of the state and city was
+most reprehensible. Both State and city were rich enough; but there were
+so many schemes for looting the treasury in both instances that when any
+new work had to be undertaken bonds were necessarily issued to raise the
+money. These bonds, or warrants, as they were called, pledged interest
+at six per cent.; but when the interest fell due, instead of paying it,
+the city or State treasurer, as the case might be, stamped the same with
+the date of presentation, and the warrant then bore interest for not
+only its original face value, but the amount then due in interest. In
+other words, it was being slowly compounded. But this did not help
+the man who wanted to raise money, for as security they could not be
+hypothecated for more than seventy per cent. of their market value, and
+they were not selling at par, but at ninety. A man might buy or accept
+them in foreclosure, but he had a long wait. Also, in the final payment
+of most of them favoritism ruled, for it was only when the treasurer
+knew that certain warrants were in the hands of "a friend" that he would
+advertise that such and such warrants--those particular ones that he
+knew about--would be paid.
+
+What was more, the money system of the United States was only then
+beginning slowly to emerge from something approximating chaos to
+something more nearly approaching order. The United States Bank, of
+which Nicholas Biddle was the progenitor, had gone completely in 1841,
+and the United States Treasury with its subtreasury system had come
+in 1846; but still there were many, many wildcat banks, sufficient
+in number to make the average exchange-counter broker a walking
+encyclopedia of solvent and insolvent institutions. Still, things
+were slowly improving, for the telegraph had facilitated stock-market
+quotations, not only between New York, Boston, and Philadelphia, but
+between a local broker's office in Philadelphia and his stock
+exchange. In other words, the short private wire had been introduced.
+Communication was quicker and freer, and daily grew better.
+
+Railroads had been built to the South, East, North, and West. There was
+as yet no stock-ticker and no telephone, and the clearing-house had only
+recently been thought of in New York, and had not yet been introduced in
+Philadelphia. Instead of a clearing-house service, messengers ran daily
+between banks and brokerage firms, balancing accounts on pass-books,
+exchanging bills, and, once a week, transferring the gold coin, which
+was the only thing that could be accepted for balances due, since there
+was no stable national currency. "On 'change," when the gong struck
+announcing the close of the day's business, a company of young men,
+known as "settlement clerks," after a system borrowed from London,
+gathered in the center of the room and compared or gathered the various
+trades of the day in a ring, thus eliminating all those sales and
+resales between certain firms which naturally canceled each other. They
+carried long account books, and called out the transactions--"Delaware
+and Maryland sold to Beaumont and Company," "Delware and Maryland sold
+to Tighe and Company," and so on. This simplified the bookkeeping of
+the various firms, and made for quicker and more stirring commercial
+transactions.
+
+Seats "on 'change" sold for two thousand dollars each. The members of
+the exchange had just passed rules limiting the trading to the hours
+between ten and three (before this they had been any time between
+morning and midnight), and had fixed the rates at which brokers could do
+business, in the face of cut-throat schemes which had previously held.
+Severe penalties were fixed for those who failed to obey. In other
+words, things were shaping up for a great 'change business, and Edward
+Tighe felt, with other brokers, that there was a great future ahead.
+
+
+
+
+
+Chapter VI
+
+
+The Cowperwood family was by this time established in its new and larger
+and more tastefully furnished house on North Front Street, facing the
+river. The house was four stories tall and stood twenty-five feet on the
+street front, without a yard.
+
+Here the family began to entertain in a small way, and there came to see
+them, now and then, representatives of the various interests that
+Henry Cowperwood had encountered in his upward climb to the position
+of cashier. It was not a very distinguished company, but it included a
+number of people who were about as successful as himself--heads of
+small businesses who traded at his bank, dealers in dry-goods, leather,
+groceries (wholesale), and grain. The children had come to have
+intimacies of their own. Now and then, because of church connections,
+Mrs. Cowperwood ventured to have an afternoon tea or reception, at which
+even Cowperwood attempted the gallant in so far as to stand about in a
+genially foolish way and greet those whom his wife had invited. And so
+long as he could maintain his gravity very solemnly and greet people
+without being required to say much, it was not too painful for him.
+Singing was indulged in at times, a little dancing on occasion, and
+there was considerably more "company to dinner," informally, than there
+had been previously.
+
+And here it was, during the first year of the new life in this house,
+that Frank met a certain Mrs. Semple, who interested him greatly. Her
+husband had a pretentious shoe store on Chestnut Street, near Third, and
+was planning to open a second one farther out on the same street.
+
+The occasion of the meeting was an evening call on the part of the
+Semples, Mr. Semple being desirous of talking with Henry Cowperwood
+concerning a new transportation feature which was then entering the
+world--namely, street-cars. A tentative line, incorporated by the North
+Pennsylvania Railway Company, had been put into operation on a mile and
+a half of tracks extending from Willow Street along Front to Germantown
+Road, and thence by various streets to what was then known as the
+Cohocksink Depot; and it was thought that in time this mode of
+locomotion might drive out the hundreds of omnibuses which now crowded
+and made impassable the downtown streets. Young Cowperwood had been
+greatly interested from the start. Railway transportation, as a whole,
+interested him, anyway, but this particular phase was most fascinating.
+It was already creating widespread discussion, and he, with others, had
+gone to see it. A strange but interesting new type of car, fourteen feet
+long, seven feet wide, and nearly the same height, running on small
+iron car-wheels, was giving great satisfaction as being quieter
+and easier-riding than omnibuses; and Alfred Semple was privately
+considering investing in another proposed line which, if it could secure
+a franchise from the legislature, was to run on Fifth and Sixth streets.
+
+Cowperwood, Senior, saw a great future for this thing; but he did not
+see as yet how the capital was to be raised for it. Frank believed that
+Tighe & Co. should attempt to become the selling agents of this new
+stock of the Fifth and Sixth Street Company in the event it succeeded
+in getting a franchise. He understood that a company was already formed,
+that a large amount of stock was to be issued against the prospective
+franchise, and that these shares were to be sold at five dollars,
+as against an ultimate par value of one hundred. He wished he had
+sufficient money to take a large block of them.
+
+Meanwhile, Lillian Semple caught and held his interest. Just what it was
+about her that attracted him at this age it would be hard to say,
+for she was really not suited to him emotionally, intellectually, or
+otherwise. He was not without experience with women or girls, and
+still held a tentative relationship with Marjorie Stafford; but Lillian
+Semple, in spite of the fact that she was married and that he could have
+legitimate interest in her, seemed not wiser and saner, but more worth
+while. She was twenty-four as opposed to Frank's nineteen, but still
+young enough in her thoughts and looks to appear of his own age. She was
+slightly taller than he--though he was now his full height (five feet
+ten and one-half inches)--and, despite her height, shapely, artistic
+in form and feature, and with a certain unconscious placidity of soul,
+which came more from lack of understanding than from force of character.
+Her hair was the color of a dried English walnut, rich and plentiful,
+and her complexion waxen--cream wax---with lips of faint pink, and eyes
+that varied from gray to blue and from gray to brown, according to the
+light in which you saw them. Her hands were thin and shapely, her nose
+straight, her face artistically narrow. She was not brilliant,
+not active, but rather peaceful and statuesque without knowing it.
+Cowperwood was carried away by her appearance. Her beauty measured up to
+his present sense of the artistic. She was lovely, he thought--gracious,
+dignified. If he could have his choice of a wife, this was the kind of a
+girl he would like to have.
+
+As yet, Cowperwood's judgment of women was temperamental rather than
+intellectual. Engrossed as he was by his desire for wealth, prestige,
+dominance, he was confused, if not chastened by considerations relating
+to position, presentability and the like. None the less, the homely
+woman meant nothing to him. And the passionate woman meant much. He
+heard family discussions of this and that sacrificial soul among women,
+as well as among men--women who toiled and slaved for their husbands
+or children, or both, who gave way to relatives or friends in crises
+or crucial moments, because it was right and kind to do so--but
+somehow these stories did not appeal to him. He preferred to think of
+people--even women--as honestly, frankly self-interested. He could
+not have told you why. People seemed foolish, or at the best very
+unfortunate not to know what to do in all circumstances and how to
+protect themselves. There was great talk concerning morality, much
+praise of virtue and decency, and much lifting of hands in righteous
+horror at people who broke or were even rumored to have broken the
+Seventh Commandment. He did not take this talk seriously. Already he had
+broken it secretly many times. Other young men did. Yet again, he was a
+little sick of the women of the streets and the bagnio. There were
+too many coarse, evil features in connection with such contacts. For
+a little while, the false tinsel-glitter of the house of ill repute
+appealed to him, for there was a certain force to its luxury--rich, as
+a rule, with red-plush furniture, showy red hangings, some coarse but
+showily-framed pictures, and, above all, the strong-bodied or sensuously
+lymphatic women who dwelt there, to (as his mother phrased it) prey on
+men. The strength of their bodies, the lust of their souls, the fact
+that they could, with a show of affection or good-nature, receive man
+after man, astonished and later disgusted him. After all, they were not
+smart. There was no vivacity of thought there. All that they could do,
+in the main, he fancied, was this one thing. He pictured to himself the
+dreariness of the mornings after, the stale dregs of things when only
+sleep and thought of gain could aid in the least; and more than once,
+even at his age, he shook his head. He wanted contact which was more
+intimate, subtle, individual, personal.
+
+So came Lillian Semple, who was nothing more to him than the shadow of
+an ideal. Yet she cleared up certain of his ideas in regard to women.
+She was not physically as vigorous or brutal as those other women
+whom he had encountered in the lupanars, thus far--raw, unashamed
+contraveners of accepted theories and notions--and for that very
+reason he liked her. And his thoughts continued to dwell on her,
+notwithstanding the hectic days which now passed like flashes of light
+in his new business venture. For this stock exchange world in which
+he now found himself, primitive as it would seem to-day, was most
+fascinating to Cowperwood. The room that he went to in Third Street, at
+Dock, where the brokers or their agents and clerks gathered one hundred
+and fifty strong, was nothing to speak of artistically--a square
+chamber sixty by sixty, reaching from the second floor to the roof of a
+four-story building; but it was striking to him. The windows were high
+and narrow; a large-faced clock faced the west entrance of the
+room where you came in from the stairs; a collection of telegraph
+instruments, with their accompanying desks and chairs, occupied the
+northeast corner. On the floor, in the early days of the exchange, were
+rows of chairs where the brokers sat while various lots of stocks were
+offered to them. Later in the history of the exchange the chairs were
+removed and at different points posts or floor-signs indicating where
+certain stocks were traded in were introduced. Around these the men who
+were interested gathered to do their trading. From a hall on the third
+floor a door gave entrance to a visitor's gallery, small and poorly
+furnished; and on the west wall a large blackboard carried current
+quotations in stocks as telegraphed from New York and Boston. A
+wicket-like fence in the center of the room surrounded the desk and
+chair of the official recorder; and a very small gallery opening from
+the third floor on the west gave place for the secretary of the board,
+when he had any special announcement to make. There was a room off the
+southwest corner, where reports and annual compendiums of chairs were
+removed and at different signs indicating where certain stocks of
+various kinds were kept and were available for the use of members.
+
+Young Cowperwood would not have been admitted at all, as either a broker
+or broker's agent or assistant, except that Tighe, feeling that he
+needed him and believing that he would be very useful, bought him a seat
+on 'change--charging the two thousand dollars it cost as a debt and then
+ostensibly taking him into partnership. It was against the rules of the
+exchange to sham a partnership in this way in order to put a man on the
+floor, but brokers did it. These men who were known to be minor partners
+and floor assistants were derisively called "eighth chasers" and
+"two-dollar brokers," because they were always seeking small orders and
+were willing to buy or sell for anybody on their commission, accounting,
+of course, to their firms for their work. Cowperwood, regardless of his
+intrinsic merits, was originally counted one of their number, and he was
+put under the direction of Mr. Arthur Rivers, the regular floor man of
+Tighe & Company.
+
+Rivers was an exceedingly forceful man of thirty-five, well-dressed,
+well-formed, with a hard, smooth, evenly chiseled face, which was
+ornamented by a short, black mustache and fine, black, clearly penciled
+eyebrows. His hair came to an odd point at the middle of his forehead,
+where he divided it, and his chin was faintly and attractively cleft. He
+had a soft voice, a quiet, conservative manner, and both in and out of
+this brokerage and trading world was controlled by good form. Cowperwood
+wondered at first why Rivers should work for Tighe--he appeared almost
+as able--but afterward learned that he was in the company. Tighe was the
+organizer and general hand-shaker, Rivers the floor and outside man.
+
+It was useless, as Frank soon found, to try to figure out exactly why
+stocks rose and fell. Some general reasons there were, of course, as he
+was told by Tighe, but they could not always be depended on.
+
+"Sure, anything can make or break a market"--Tighe explained in his
+delicate brogue--"from the failure of a bank to the rumor that your
+second cousin's grandmother has a cold. It's a most unusual world,
+Cowperwood. No man can explain it. I've seen breaks in stocks that you
+could never explain at all--no one could. It wouldn't be possible to
+find out why they broke. I've seen rises the same way. My God, the
+rumors of the stock exchange! They beat the devil. If they're going down
+in ordinary times some one is unloading, or they're rigging the market.
+If they're going up--God knows times must be good or somebody must
+be buying--that's sure. Beyond that--well, ask Rivers to show you the
+ropes. Don't you ever lose for me, though. That's the cardinal sin in
+this office." He grinned maliciously, even if kindly, at that.
+
+Cowperwood understood--none better. This subtle world appealed to him.
+It answered to his temperament.
+
+There were rumors, rumors, rumors--of great railway and street-car
+undertakings, land developments, government revision of the tariff, war
+between France and Turkey, famine in Russia or Ireland, and so on. The
+first Atlantic cable had not been laid as yet, and news of any kind from
+abroad was slow and meager. Still there were great financial figures in
+the held, men who, like Cyrus Field, or William H. Vanderbilt, or F. X.
+Drexel, were doing marvelous things, and their activities and the rumors
+concerning them counted for much.
+
+Frank soon picked up all of the technicalities of the situation. A
+"bull," he learned, was one who bought in anticipation of a higher price
+to come; and if he was "loaded up" with a "line" of stocks he was said
+to be "long." He sold to "realize" his profit, or if his margins were
+exhausted he was "wiped out." A "bear" was one who sold stocks which
+most frequently he did not have, in anticipation of a lower price, at
+which he could buy and satisfy his previous sales. He was "short" when
+he had sold what he did not own, and he "covered" when he bought to
+satisfy his sales and to realize his profits or to protect himself
+against further loss in case prices advanced instead of declining. He
+was in a "corner" when he found that he could not buy in order to make
+good the stock he had borrowed for delivery and the return of which
+had been demanded. He was then obliged to settle practically at a price
+fixed by those to whom he and other "shorts" had sold.
+
+He smiled at first at the air of great secrecy and wisdom on the part
+of the younger men. They were so heartily and foolishly suspicious. The
+older men, as a rule, were inscrutable. They pretended indifference,
+uncertainty. They were like certain fish after a certain kind of bait,
+however. Snap! and the opportunity was gone. Somebody else had picked up
+what you wanted. All had their little note-books. All had their peculiar
+squint of eye or position or motion which meant "Done! I take you!"
+Sometimes they seemed scarcely to confirm their sales or purchases--they
+knew each other so well--but they did. If the market was for any reason
+active, the brokers and their agents were apt to be more numerous than
+if it were dull and the trading indifferent. A gong sounded the call to
+trading at ten o'clock, and if there was a noticeable rise or decline in
+a stock or a group of stocks, you were apt to witness quite a spirited
+scene. Fifty to a hundred men would shout, gesticulate, shove here and
+there in an apparently aimless manner; endeavoring to take advantage of
+the stock offered or called for.
+
+"Five-eighths for five hundred P. and W.," some one would call--Rivers
+or Cowperwood, or any other broker.
+
+"Five hundred at three-fourths," would come the reply from some one
+else, who either had an order to sell the stock at that price or who
+was willing to sell it short, hoping to pick up enough of the stock at
+a lower figure later to fill his order and make a little something
+besides. If the supply of stock at that figure was large Rivers would
+probably continue to bid five-eighths. If, on the other hand, he noticed
+an increasing demand, he would probably pay three-fourths for it. If
+the professional traders believed Rivers had a large buying order, they
+would probably try to buy the stock before he could at three-fourths,
+believing they could sell it out to him at a slightly higher price. The
+professional traders were, of course, keen students of psychology; and
+their success depended on their ability to guess whether or not a broker
+representing a big manipulator, like Tighe, had an order large enough
+to affect the market sufficiently to give them an opportunity to "get
+in and out," as they termed it, at a profit before he had completed the
+execution of his order. They were like hawks watching for an opportunity
+to snatch their prey from under the very claws of their opponents.
+
+Four, five, ten, fifteen, twenty, thirty, forty, fifty, and sometimes
+the whole company would attempt to take advantage of the given rise of
+a given stock by either selling or offering to buy, in which case the
+activity and the noise would become deafening. Given groups might
+be trading in different things; but the large majority of them would
+abandon what they were doing in order to take advantage of a speciality.
+The eagerness of certain young brokers or clerks to discover all that
+was going on, and to take advantage of any given rise or fall, made
+for quick physical action, darting to and fro, the excited elevation of
+explanatory fingers. Distorted faces were shoved over shoulders or
+under arms. The most ridiculous grimaces were purposely or unconsciously
+indulged in. At times there were situations in which some individual was
+fairly smothered with arms, faces, shoulders, crowded toward him when
+he manifested any intention of either buying or selling at a
+profitable rate. At first it seemed quite a wonderful thing to young
+Cowperwood--the very physical face of it--for he liked human presence
+and activity; but a little later the sense of the thing as a picture or
+a dramatic situation, of which he was a part faded, and he came down to
+a clearer sense of the intricacies of the problem before him. Buying
+and selling stocks, as he soon learned, was an art, a subtlety, almost a
+psychic emotion. Suspicion, intuition, feeling--these were the things to
+be "long" on.
+
+Yet in time he also asked himself, who was it who made the real
+money--the stock-brokers? Not at all. Some of them were making money,
+but they were, as he quickly saw, like a lot of gulls or stormy petrels,
+hanging on the lee of the wind, hungry and anxious to snap up any
+unwary fish. Back of them were other men, men with shrewd ideas, subtle
+resources. Men of immense means whose enterprise and holdings these
+stocks represented, the men who schemed out and built the railroads,
+opened the mines, organized trading enterprises, and built up immense
+manufactories. They might use brokers or other agents to buy and sell on
+'change; but this buying and selling must be, and always was, incidental
+to the actual fact--the mine, the railroad, the wheat crop, the flour
+mill, and so on. Anything less than straight-out sales to realize
+quickly on assets, or buying to hold as an investment, was gambling
+pure and simple, and these men were gamblers. He was nothing more than
+a gambler's agent. It was not troubling him any just at this moment, but
+it was not at all a mystery now, what he was. As in the case of Waterman
+& Company, he sized up these men shrewdly, judging some to be weak, some
+foolish, some clever, some slow, but in the main all small-minded or
+deficient because they were agents, tools, or gamblers. A man, a real
+man, must never be an agent, a tool, or a gambler--acting for himself
+or for others--he must employ such. A real man--a financier--was never a
+tool. He used tools. He created. He led.
+
+Clearly, very clearly, at nineteen, twenty, and twenty-one years of age,
+he saw all this, but he was not quite ready yet to do anything about it.
+He was certain, however, that his day would come.
+
+
+
+
+
+Chapter VII
+
+
+In the meantime, his interest in Mrs. Semple had been secretly and
+strangely growing. When he received an invitation to call at the Semple
+home, he accepted with a great deal of pleasure. Their house was located
+not so very far from his own, on North Front Street, in the neighborhood
+of what is now known as No. 956. It had, in summer, quite a wealth of
+green leaves and vines. The little side porch which ornamented its south
+wall commanded a charming view of the river, and all the windows and
+doors were topped with lunettes of small-paned glass. The interior
+of the house was not as pleasing as he would have had it. Artistic
+impressiveness, as to the furniture at least, was wanting, although it
+was new and good. The pictures were--well, simply pictures. There were
+no books to speak of--the Bible, a few current novels, some of the more
+significant histories, and a collection of antiquated odds and ends in
+the shape of books inherited from relatives. The china was good--of a
+delicate pattern. The carpets and wall-paper were too high in key. So it
+went. Still, the personality of Lillian Semple was worth something,
+for she was really pleasing to look upon, making a picture wherever she
+stood or sat.
+
+There were no children--a dispensation of sex conditions which had
+nothing to do with her, for she longed to have them. She was without any
+notable experience in social life, except such as had come to the Wiggin
+family, of which she was a member--relatives and a few neighborhood
+friends visiting. Lillian Wiggin, that was her maiden name--had two
+brothers and one sister, all living in Philadelphia and all married at
+this time. They thought she had done very well in her marriage.
+
+It could not be said that she had wildly loved Mr. Semple at any time.
+Although she had cheerfully married him, he was not the kind of man who
+could arouse a notable passion in any woman. He was practical, methodic,
+orderly. His shoe store was a good one--well-stocked with styles
+reflecting the current tastes and a model of cleanliness and what one
+might term pleasing brightness. He loved to talk, when he talked at
+all, of shoe manufacturing, the development of lasts and styles. The
+ready-made shoe--machine-made to a certain extent--was just coming into
+its own slowly, and outside of these, supplies of which he kept, he
+employed bench-making shoemakers, satisfying his customers with personal
+measurements and making the shoes to order.
+
+Mrs. Semple read a little--not much. She had a habit of sitting and
+apparently brooding reflectively at times, but it was not based on any
+deep thought. She had that curious beauty of body, though, that made her
+somewhat like a figure on an antique vase, or out of a Greek chorus. It
+was in this light, unquestionably, that Cowperwood saw her, for from the
+beginning he could not keep his eyes off her. In a way, she was aware
+of this but she did not attach any significance to it. Thoroughly
+conventional, satisfied now that her life was bound permanently
+with that of her husband, she had settled down to a staid and quiet
+existence.
+
+At first, when Frank called, she did not have much to say. She was
+gracious, but the burden of conversation fell on her husband. Cowperwood
+watched the varying expression of her face from time to time, and if she
+had been at all psychic she must have felt something. Fortunately she
+was not. Semple talked to him pleasantly, because in the first place
+Frank was becoming financially significant, was suave and ingratiating,
+and in the next place he was anxious to get richer and somehow Frank
+represented progress to him in that line. One spring evening they sat on
+the porch and talked--nothing very important--slavery, street-cars, the
+panic--it was on then, that of 1857--the development of the West. Mr.
+Semple wanted to know all about the stock exchange. In return Frank
+asked about the shoe business, though he really did not care. All the
+while, inoffensively, he watched Mrs. Semple. Her manner, he thought,
+was soothing, attractive, delightful. She served tea and cake for them.
+They went inside after a time to avoid the mosquitoes. She played the
+piano. At ten o'clock he left.
+
+Thereafter, for a year or so, Cowperwood bought his shoes of Mr. Semple.
+Occasionally also he stopped in the Chestnut Street store to exchange
+the time of the day. Semple asked his opinion as to the advisability
+of buying some shares in the Fifth and Sixth Street line, which, having
+secured a franchise, was creating great excitement. Cowperwood gave
+him his best judgment. It was sure to be profitable. He himself had
+purchased one hundred shares at five dollars a share, and urged Semple
+to do so. But he was not interested in him personally. He liked Mrs.
+Semple, though he did not see her very often.
+
+About a year later, Mr. Semple died. It was an untimely death, one
+of those fortuitous and in a way insignificant episodes which are,
+nevertheless, dramatic in a dull way to those most concerned. He was
+seized with a cold in the chest late in the fall--one of those seizures
+ordinarily attributed to wet feet or to going out on a damp day without
+an overcoat--and had insisted on going to business when Mrs. Semple
+urged him to stay at home and recuperate. He was in his way a very
+determined person, not obstreperously so, but quietly and under the
+surface. Business was a great urge. He saw himself soon to be worth
+about fifty thousand dollars. Then this cold--nine more days of
+pneumonia--and he was dead. The shoe store was closed for a few days;
+the house was full of sympathetic friends and church people. There was
+a funeral, with burial service in the Callowhill Presbyterian Church, to
+which they belonged, and then he was buried. Mrs. Semple cried bitterly.
+The shock of death affected her greatly and left her for a time in a
+depressed state. A brother of hers, David Wiggin, undertook for the time
+being to run the shoe business for her. There was no will, but in the
+final adjustment, which included the sale of the shoe business, there
+being no desire on anybody's part to contest her right to all the
+property, she received over eighteen thousand dollars. She continued
+to reside in the Front Street house, and was considered a charming and
+interesting widow.
+
+Throughout this procedure young Cowperwood, only twenty years of age,
+was quietly manifest. He called during the illness. He attended the
+funeral. He helped her brother, David Wiggin, dispose of the shoe
+business. He called once or twice after the funeral, then stayed away
+for a considerable time. In five months he reappeared, and thereafter he
+was a caller at stated intervals--periods of a week or ten days.
+
+Again, it would be hard to say what he saw in Semple. Her prettiness,
+wax-like in its quality, fascinated him; her indifference aroused
+perhaps his combative soul. He could not have explained why, but he
+wanted her in an urgent, passionate way. He could not think of her
+reasonably, and he did not talk of her much to any one. His family knew
+that he went to see her, but there had grown up in the Cowperwood family
+a deep respect for the mental force of Frank. He was genial, cheerful,
+gay at most times, without being talkative, and he was decidedly
+successful. Everybody knew he was making money now. His salary was fifty
+dollars a week, and he was certain soon to get more. Some lots of his in
+West Philadelphia, bought three years before, had increased notably in
+value. His street-car holdings, augmented by still additional lots of
+fifty and one hundred and one hundred and fifty shares in new lines
+incorporated, were slowly rising, in spite of hard times, from the
+initiative five dollars in each case to ten, fifteen, and twenty-five
+dollars a share--all destined to go to par. He was liked in the
+financial district and he was sure that he had a successful future.
+Because of his analysis of the brokerage situation he had come to the
+conclusion that he did not want to be a stock gambler. Instead, he was
+considering the matter of engaging in bill-brokering, a business which
+he had observed to be very profitable and which involved no risk as long
+as one had capital. Through his work and his father's connections he
+had met many people--merchants, bankers, traders. He could get their
+business, or a part of it, he knew. People in Drexel & Co. and Clark &
+Co. were friendly to him. Jay Cooke, a rising banking personality, was a
+personal friend of his.
+
+Meanwhile he called on Mrs. Semple, and the more he called the better he
+liked her. There was no exchange of brilliant ideas between them; but he
+had a way of being comforting and social when he wished. He advised
+her about her business affairs in so intelligent a way that even her
+relatives approved of it. She came to like him, because he was so
+considerate, quiet, reassuring, and so ready to explain over and over
+until everything was quite plain to her. She could see that he was
+looking on her affairs quite as if they were his own, trying to make
+them safe and secure.
+
+"You're so very kind, Frank," she said to him, one night. "I'm awfully
+grateful. I don't know what I would have done if it hadn't been for
+you."
+
+She looked at his handsome face, which was turned to hers, with
+child-like simplicity.
+
+"Not at all. Not at all. I want to do it. I wouldn't have been happy if
+I couldn't."
+
+His eyes had a peculiar, subtle ray in them--not a gleam. She felt warm
+toward him, sympathetic, quite satisfied that she could lean on him.
+
+"Well, I am very grateful just the same. You've been so good. Come out
+Sunday again, if you want to, or any evening. I'll be home."
+
+It was while he was calling on her in this way that his Uncle Seneca
+died in Cuba and left him fifteen thousand dollars. This money made him
+worth nearly twenty-five thousand dollars in his own right, and he knew
+exactly what to do with it. A panic had come since Mr. Semple had died,
+which had illustrated to him very clearly what an uncertain thing the
+brokerage business was. There was really a severe business depression.
+Money was so scarce that it could fairly be said not to exist at all.
+Capital, frightened by uncertain trade and money conditions, everywhere,
+retired to its hiding-places in banks, vaults, tea-kettles, and
+stockings. The country seemed to be going to the dogs. War with the
+South or secession was vaguely looming up in the distance. The temper of
+the whole nation was nervous. People dumped their holdings on the market
+in order to get money. Tighe discharged three of his clerks. He cut down
+his expenses in every possible way, and used up all his private savings
+to protect his private holdings. He mortgaged his house, his land
+holdings--everything; and in many instances young Cowperwood was his
+intermediary, carrying blocks of shares to different banks to get what
+he could on them.
+
+"See if your father's bank won't loan me fifteen thousand on these," he
+said to Frank, one day, producing a bundle of Philadelphia & Wilmington
+shares. Frank had heard his father speak of them in times past as
+excellent.
+
+"They ought to be good," the elder Cowperwood said, dubiously, when
+shown the package of securities. "At any other time they would be. But
+money is so tight. We find it awfully hard these days to meet our own
+obligations. I'll talk to Mr. Kugel." Mr. Kugel was the president.
+
+There was a long conversation--a long wait. His father came back to say
+it was doubtful whether they could make the loan. Eight per cent., then
+being secured for money, was a small rate of interest, considering its
+need. For ten per cent. Mr. Kugel might make a call-loan. Frank went
+back to his employer, whose commercial choler rose at the report.
+
+"For Heaven's sake, is there no money at all in the town?" he demanded,
+contentiously. "Why, the interest they want is ruinous! I can't stand
+that. Well, take 'em back and bring me the money. Good God, this'll
+never do at all, at all!"
+
+Frank went back. "He'll pay ten per cent.," he said, quietly.
+
+Tighe was credited with a deposit of fifteen thousand dollars, with
+privilege to draw against it at once. He made out a check for the
+total fifteen thousand at once to the Girard National Bank to cover a
+shrinkage there. So it went.
+
+During all these days young Cowperwood was following these financial
+complications with interest. He was not disturbed by the cause of
+slavery, or the talk of secession, or the general progress or decline of
+the country, except in so far as it affected his immediate interests. He
+longed to become a stable financier; but, now that he saw the inside of
+the brokerage business, he was not so sure that he wanted to stay in
+it. Gambling in stocks, according to conditions produced by this panic,
+seemed very hazardous. A number of brokers failed. He saw them rush in
+to Tighe with anguished faces and ask that certain trades be canceled.
+Their very homes were in danger, they said. They would be wiped out,
+their wives and children put out on the street.
+
+This panic, incidentally, only made Frank more certain as to what he
+really wanted to do--now that he had this free money, he would go into
+business for himself. Even Tighe's offer of a minor partnership failed
+to tempt him.
+
+"I think you have a nice business," he explained, in refusing, "but I
+want to get in the note-brokerage business for myself. I don't trust
+this stock game. I'd rather have a little business of my own than all
+the floor work in this world."
+
+"But you're pretty young, Frank," argued his employer. "You have lots of
+time to work for yourself." In the end he parted friends with both Tighe
+and Rivers. "That's a smart young fellow," observed Tighe, ruefully.
+
+"He'll make his mark," rejoined Rivers. "He's the shrewdest boy of his
+age I ever saw."
+
+
+
+
+
+Chapter VIII
+
+
+Cowperwood's world at this time was of roseate hue. He was in love and
+had money of his own to start his new business venture. He could take
+his street-car stocks, which were steadily increasing in value, and
+raise seventy per cent. of their market value. He could put a mortgage
+on his lots and get money there, if necessary. He had established
+financial relations with the Girard National Bank--President Davison
+there having taken a fancy to him--and he proposed to borrow from that
+institution some day. All he wanted was suitable investments--things in
+which he could realize surely, quickly. He saw fine prospective profits
+in the street-car lines, which were rapidly developing into local
+ramifications.
+
+He purchased a horse and buggy about this time--the most
+attractive-looking animal and vehicle he could find--the combination
+cost him five hundred dollars--and invited Mrs. Semple to drive with
+him. She refused at first, but later consented. He had told her of his
+success, his prospects, his windfall of fifteen thousand dollars, his
+intention of going into the note-brokerage business. She knew his father
+was likely to succeed to the position of vice-president in the Third
+National Bank, and she liked the Cowperwoods. Now she began to realize
+that there was something more than mere friendship here. This erstwhile
+boy was a man, and he was calling on her. It was almost ridiculous in
+the face of things--her seniority, her widowhood, her placid, retiring
+disposition--but the sheer, quiet, determined force of this young man
+made it plain that he was not to be balked by her sense of convention.
+
+Cowperwood did not delude himself with any noble theories of conduct in
+regard to her. She was beautiful, with a mental and physical lure for
+him that was irresistible, and that was all he desired to know. No other
+woman was holding him like that. It never occurred to him that he could
+not or should not like other women at the same time. There was a great
+deal of palaver about the sanctity of the home. It rolled off his mental
+sphere like water off the feathers of a duck. He was not eager for her
+money, though he was well aware of it. He felt that he could use it
+to her advantage. He wanted her physically. He felt a keen, primitive
+interest in the children they would have. He wanted to find out if he
+could make her love him vigorously and could rout out the memory of her
+former life. Strange ambition. Strange perversion, one might almost say.
+
+In spite of her fears and her uncertainty, Lillian Semple accepted his
+attentions and interest because, equally in spite of herself, she was
+drawn to him. One night, when she was going to bed, she stopped in front
+of her dressing table and looked at her face and her bare neck and arms.
+They were very pretty. A subtle something came over her as she surveyed
+her long, peculiarly shaded hair. She thought of young Cowperwood, and
+then was chilled and shamed by the vision of the late Mr. Semple and the
+force and quality of public opinion.
+
+"Why do you come to see me so often?" she asked him when he called the
+following evening.
+
+"Oh, don't you know?" he replied, looking at her in an interpretive way.
+
+"No."
+
+"Sure you don't?"
+
+"Well, I know you liked Mr. Semple, and I always thought you liked me as
+his wife. He's gone, though, now."
+
+"And you're here," he replied.
+
+"And I'm here?"
+
+"Yes. I like you. I like to be with you. Don't you like me that way?"
+
+"Why, I've never thought of it. You're so much younger. I'm five years
+older than you are."
+
+"In years," he said, "certainly. That's nothing. I'm fifteen years older
+than you are in other ways. I know more about life in some ways than
+you can ever hope to learn--don't you think so?" he added, softly,
+persuasively.
+
+"Well, that's true. But I know a lot of things you don't know." She
+laughed softly, showing her pretty teeth.
+
+It was evening. They were on the side porch. The river was before them.
+
+"Yes, but that's only because you're a woman. A man can't hope to get a
+woman's point of view exactly. But I'm talking about practical affairs
+of this world. You're not as old that way as I am."
+
+"Well, what of it?"
+
+"Nothing. You asked why I came to see you. That's why. Partly."
+
+He relapsed into silence and stared at the water.
+
+She looked at him. His handsome body, slowly broadening, was nearly full
+grown. His face, because of its full, clear, big, inscrutable eyes, had
+an expression which was almost babyish. She could not have guessed the
+depths it veiled. His cheeks were pink, his hands not large, but sinewy
+and strong. Her pale, uncertain, lymphatic body extracted a form of
+dynamic energy from him even at this range.
+
+"I don't think you ought to come to see me so often. People won't think
+well of it." She ventured to take a distant, matronly air--the air she
+had originally held toward him.
+
+"People," he said, "don't worry about people. People think what you want
+them to think. I wish you wouldn't take that distant air toward me."
+
+"Why?"
+
+"Because I like you."
+
+"But you mustn't like me. It's wrong. I can't ever marry you. You're too
+young. I'm too old."
+
+"Don't say that!" he said, imperiously. "There's nothing to it. I want
+you to marry me. You know I do. Now, when will it be?"
+
+"Why, how silly! I never heard of such a thing!" she exclaimed. "It will
+never be, Frank. It can't be!"
+
+"Why can't it?" he asked.
+
+"Because--well, because I'm older. People would think it strange. I'm
+not long enough free."
+
+"Oh, long enough nothing!" he exclaimed, irritably. "That's the one
+thing I have against you--you are so worried about what people think.
+They don't make your life. They certainly don't make mine. Think of
+yourself first. You have your own life to make. Are you going to let
+what other people think stand in the way of what you want to do?"
+
+"But I don't want to," she smiled.
+
+He arose and came over to her, looking into her eyes.
+
+"Well?" she asked, nervously, quizzically.
+
+He merely looked at her.
+
+"Well?" she queried, more flustered.
+
+He stooped down to take her arms, but she got up.
+
+"Now you must not come near me," she pleaded, determinedly. "I'll go
+in the house, and I'll not let you come any more. It's terrible! You're
+silly! You mustn't interest yourself in me."
+
+She did show a good deal of determination, and he desisted. But for the
+time being only. He called again and again. Then one night, when they
+had gone inside because of the mosquitoes, and when she had insisted
+that he must stop coming to see her, that his attentions were noticeable
+to others, and that she would be disgraced, he caught her, under
+desperate protest, in his arms.
+
+"Now, see here!" she exclaimed. "I told you! It's silly! You mustn't
+kiss me! How dare you! Oh! oh! oh!--"
+
+She broke away and ran up the near-by stairway to her room. Cowperwood
+followed her swiftly. As she pushed the door to he forced it open
+and recaptured her. He lifted her bodily from her feet and held her
+crosswise, lying in his arms.
+
+"Oh, how could you!" she exclaimed. "I will never speak to you any more.
+I will never let you come here any more if you don't put me down this
+minute. Put me down!"
+
+"I'll put you down, sweet," he said. "I'll take you down," at the same
+time pulling her face to him and kissing her. He was very much aroused,
+excited.
+
+While she was twisting and protesting, he carried her down the stairs
+again into the living-room, and seated himself in the great armchair,
+still holding her tight in his arms.
+
+"Oh!" she sighed, falling limp on his shoulder when he refused to let
+her go. Then, because of the set determination of his face, some intense
+pull in him, she smiled. "How would I ever explain if I did marry you?"
+she asked, weakly. "Your father! Your mother!"
+
+"You don't need to explain. I'll do that. And you needn't worry about my
+family. They won't care."
+
+"But mine," she recoiled.
+
+"Don't worry about yours. I'm not marrying your family. I'm marrying
+you. We have independent means."
+
+She relapsed into additional protests; but he kissed her the more. There
+was a deadly persuasion to his caresses. Mr. Semple had never displayed
+any such fire. He aroused a force of feeling in her which had not
+previously been there. She was afraid of it and ashamed.
+
+"Will you marry me in a month?" he asked, cheerfully, when she paused.
+
+"You know I won't!" she exclaimed, nervously. "The idea! Why do you
+ask?"
+
+"What difference does it make? We're going to get married eventually."
+He was thinking how attractive he could make her look in other
+surroundings. Neither she nor his family knew how to live.
+
+"Well, not in a month. Wait a little while. I will marry you after a
+while--after you see whether you want me."
+
+He caught her tight. "I'll show you," he said.
+
+"Please stop. You hurt me."
+
+"How about it? Two months?"
+
+"Certainly not."
+
+"Three?"
+
+"Well, maybe."
+
+"No maybe in that case. We marry."
+
+"But you're only a boy."
+
+"Don't worry about me. You'll find out how much of a boy I am."
+
+He seemed of a sudden to open up a new world to her, and she realized
+that she had never really lived before. This man represented something
+bigger and stronger than ever her husband had dreamed of. In his young
+way he was terrible, irresistible.
+
+"Well, in three months then," she whispered, while he rocked her cozily
+in his arms.
+
+
+
+
+
+Chapter IX
+
+
+Cowperwood started in the note brokerage business with a small office
+at No. 64 South Third Street, where he very soon had the pleasure of
+discovering that his former excellent business connections remembered
+him. He would go to one house, where he suspected ready money might be
+desirable, and offer to negotiate their notes or any paper they might
+issue bearing six per cent. interest for a commission and then he would
+sell the paper for a small commission to some one who would welcome a
+secure investment. Sometimes his father, sometimes other people, helped
+him with suggestions as to when and how. Between the two ends he might
+make four and five per cent. on the total transaction. In the first year
+he cleared six thousand dollars over and above all expenses. That wasn't
+much, but he was augmenting it in another way which he believed would
+bring great profit in the future.
+
+Before the first street-car line, which was a shambling affair, had been
+laid on Front Street, the streets of Philadelphia had been crowded
+with hundreds of springless omnibuses rattling over rough, hard,
+cobblestones. Now, thanks to the idea of John Stephenson, in New York,
+the double rail track idea had come, and besides the line on Fifth and
+Sixth Streets (the cars running out one street and back on another)
+which had paid splendidly from the start, there were many other lines
+proposed or under way. The city was as eager to see street-cars
+replace omnibuses as it was to see railroads replace canals. There
+was opposition, of course. There always is in such cases. The cry of
+probable monopoly was raised. Disgruntled and defeated omnibus owners
+and drivers groaned aloud.
+
+Cowperwood had implicit faith in the future of the street railway. In
+support of this belief he risked all he could spare on new issues of
+stock shares in new companies. He wanted to be on the inside wherever
+possible, always, though this was a little difficult in the matter of
+the street-railways, he having been so young when they started and not
+having yet arranged his financial connections to make them count for
+much. The Fifth and Sixth Street line, which had been but recently
+started, was paying six hundred dollars a day. A project for a West
+Philadelphia line (Walnut and Chestnut) was on foot, as were lines to
+occupy Second and Third Streets, Race and Vine, Spruce and Pine, Green
+and Coates, Tenth and Eleventh, and so forth. They were engineered and
+backed by some powerful capitalists who had influence with the State
+legislature and could, in spite of great public protest, obtain
+franchises. Charges of corruption were in the air. It was argued that
+the streets were valuable, and that the companies should pay a road tax
+of a thousand dollars a mile. Somehow, however, these splendid grants
+were gotten through, and the public, hearing of the Fifth and Sixth
+Street line profits, was eager to invest. Cowperwood was one of these,
+and when the Second and Third Street line was engineered, he invested in
+that and in the Walnut and Chestnut Street line also. He began to have
+vague dreams of controlling a line himself some day, but as yet he did
+not see exactly how it was to be done, since his business was far from
+being a bonanza.
+
+In the midst of this early work he married Mrs. Semple. There was no
+vast to-do about it, as he did not want any and his bride-to-be was
+nervous, fearsome of public opinion. His family did not entirely
+approve. She was too old, his mother and father thought, and then Frank,
+with his prospects, could have done much better. His sister Anna fancied
+that Mrs. Semple was designing, which was, of course, not true. His
+brothers, Joseph and Edward, were interested, but not certain as to what
+they actually thought, since Mrs. Semple was good-looking and had some
+money.
+
+It was a warm October day when he and Lillian went to the altar, in the
+First Presbyterian Church of Callowhill Street. His bride, Frank was
+satisfied, looked exquisite in a trailing gown of cream lace--a creation
+that had cost months of labor. His parents, Mrs. Seneca Davis, the
+Wiggin family, brothers and sisters, and some friends were present. He
+was a little opposed to this idea, but Lillian wanted it. He stood
+up straight and correct in black broadcloth for the wedding
+ceremony--because she wished it, but later changed to a smart business
+suit for traveling. He had arranged his affairs for a two weeks' trip
+to New York and Boston. They took an afternoon train for New York, which
+required five hours to reach. When they were finally alone in the Astor
+House, New York, after hours of make-believe and public pretense of
+indifference, he gathered her in his arms.
+
+"Oh, it's delicious," he exclaimed, "to have you all to myself."
+
+She met his eagerness with that smiling, tantalizing passivity which
+he had so much admired but which this time was tinged strongly with a
+communicated desire. He thought he should never have enough of her, her
+beautiful face, her lovely arms, her smooth, lymphatic body. They were
+like two children, billing and cooing, driving, dining, seeing the
+sights. He was curious to visit the financial sections of both cities.
+New York and Boston appealed to him as commercially solid. He wondered,
+as he observed the former, whether he should ever leave Philadelphia.
+He was going to be very happy there now, he thought, with Lillian and
+possibly a brood of young Cowperwoods. He was going to work hard and
+make money. With his means and hers now at his command, he might become,
+very readily, notably wealthy.
+
+
+
+
+
+Chapter X
+
+
+The home atmosphere which they established when they returned from
+their honeymoon was a great improvement in taste over that which had
+characterized the earlier life of Mrs. Cowperwood as Mrs. Semple. They
+had decided to occupy her house, on North Front Street, for a while at
+least. Cowperwood, aggressive in his current artistic mood, had objected
+at once after they were engaged to the spirit of the furniture and
+decorations, or lack of them, and had suggested that he be allowed to
+have it brought more in keeping with his idea of what was appropriate.
+During the years in which he had been growing into manhood he had come
+instinctively into sound notions of what was artistic and refined. He
+had seen so many homes that were more distinguished and harmonious than
+his own. One could not walk or drive about Philadelphia without seeing
+and being impressed with the general tendency toward a more cultivated
+and selective social life. Many excellent and expensive houses were
+being erected. The front lawn, with some attempt at floral gardening,
+was achieving local popularity. In the homes of the Tighes, the
+Leighs, Arthur Rivers, and others, he had noticed art objects of some
+distinction--bronzes, marbles, hangings, pictures, clocks, rugs.
+
+It seemed to him now that his comparatively commonplace house could be
+made into something charming and for comparatively little money. The
+dining-room for instance which, through two plain windows set in a hat
+side wall back of the veranda, looked south over a stretch of grass and
+several trees and bushes to a dividing fence where the Semple property
+ended and a neighbor's began, could be made so much more attractive.
+That fence--sharp-pointed, gray palings--could be torn away and a hedge
+put in its place. The wall which divided the dining-room from the parlor
+could be knocked through and a hanging of some pleasing character put in
+its place. A bay-window could be built to replace the two present oblong
+windows--a bay which would come down to the floor and open out on the
+lawn via swiveled, diamond-shaped, lead-paned frames. All this shabby,
+nondescript furniture, collected from heaven knows where--partly
+inherited from the Semples and the Wiggins and partly bought--could be
+thrown out or sold and something better and more harmonious introduced.
+He knew a young man by the name of Ellsworth, an architect newly
+graduated from a local school, with whom he had struck up an interesting
+friendship--one of those inexplicable inclinations of temperament.
+Wilton Ellsworth was an artist in spirit, quiet, meditative, refined.
+From discussing the quality of a certain building on Chestnut Street
+which was then being erected, and which Ellsworth pronounced atrocious,
+they had fallen to discussing art in general, or the lack of it, in
+America. And it occurred to him that Ellsworth was the man to carry out
+his decorative views to a nicety. When he suggested the young man to
+Lillian, she placidly agreed with him and also with his own ideas of how
+the house could be revised.
+
+So while they were gone on their honeymoon Ellsworth began the revision
+on an estimated cost of three thousand dollars, including the furniture.
+It was not completed for nearly three weeks after their return; but when
+finished made a comparatively new house. The dining-room bay hung low
+over the grass, as Frank wished, and the windows were diamond-paned
+and leaded, swiveled on brass rods. The parlor and dining-room were
+separated by sliding doors; but the intention was to hang in this
+opening a silk hanging depicting a wedding scene in Normandy. Old
+English oak was used in the dining-room, an American imitation of
+Chippendale and Sheraton for the sitting-room and the bedrooms. There
+were a few simple water-colors hung here and there, some bronzes of
+Hosmer and Powers, a marble venus by Potter, a now forgotten sculptor,
+and other objects of art--nothing of any distinction. Pleasing,
+appropriately colored rugs covered the floor. Mrs. Cowperwood was
+shocked by the nudity of the Venus which conveyed an atmosphere of
+European freedom not common to America; but she said nothing. It was all
+harmonious and soothing, and she did not feel herself capable to judge.
+Frank knew about these things so much better than she did. Then with
+a maid and a man of all work installed, a program of entertaining was
+begun on a small scale.
+
+Those who recall the early years of their married life can best realize
+the subtle changes which this new condition brought to Frank, for, like
+all who accept the hymeneal yoke, he was influenced to a certain extent
+by the things with which he surrounded himself. Primarily, from certain
+traits of his character, one would have imagined him called to be a
+citizen of eminent respectability and worth. He appeared to be an ideal
+home man. He delighted to return to his wife in the evenings, leaving
+the crowded downtown section where traffic clamored and men hurried.
+Here he could feel that he was well-stationed and physically happy in
+life. The thought of the dinner-table with candles upon it (his idea);
+the thought of Lillian in a trailing gown of pale-blue or green silk--he
+liked her in those colors; the thought of a large fireplace flaming with
+solid lengths of cord-wood, and Lillian snuggling in his arms, gripped
+his immature imagination. As has been said before, he cared nothing for
+books, but life, pictures, trees, physical contact--these, in spite of
+his shrewd and already gripping financial calculations, held him. To
+live richly, joyously, fully--his whole nature craved that.
+
+And Mrs. Cowperwood, in spite of the difference in their years, appeared
+to be a fit mate for him at this time. She was once awakened, and for
+the time being, clinging, responsive, dreamy. His mood and hers was for
+a baby, and in a little while that happy expectation was whispered to
+him by her. She had half fancied that her previous barrenness was due to
+herself, and was rather surprised and delighted at the proof that it
+was not so. It opened new possibilities--a seemingly glorious future of
+which she was not afraid. He liked it, the idea of self-duplication. It
+was almost acquisitive, this thought. For days and weeks and months and
+years, at least the first four or five, he took a keen satisfaction in
+coming home evenings, strolling about the yard, driving with his wife,
+having friends in to dinner, talking over with her in an explanatory
+way the things he intended to do. She did not understand his financial
+abstrusities, and he did not trouble to make them clear.
+
+But love, her pretty body, her lips, her quiet manner--the lure of
+all these combined, and his two children, when they came--two in four
+years--held him. He would dandle Frank, Jr., who was the first to
+arrive, on his knee, looking at his chubby feet, his kindling eyes, his
+almost formless yet bud-like mouth, and wonder at the process by which
+children came into the world. There was so much to think of in this
+connection--the spermatozoic beginning, the strange period of gestation
+in women, the danger of disease and delivery. He had gone through a
+real period of strain when Frank, Jr., was born, for Mrs. Cowperwood
+was frightened. He feared for the beauty of her body--troubled over the
+danger of losing her; and he actually endured his first worry when he
+stood outside the door the day the child came. Not much--he was too
+self-sufficient, too resourceful; and yet he worried, conjuring up
+thoughts of death and the end of their present state. Then word came,
+after certain piercing, harrowing cries, that all was well, and he
+was permitted to look at the new arrival. The experience broadened his
+conception of things, made him more solid in his judgment of life. That
+old conviction of tragedy underlying the surface of things, like wood
+under its veneer, was emphasized. Little Frank, and later Lillian,
+blue-eyed and golden-haired, touched his imagination for a while. There
+was a good deal to this home idea, after all. That was the way life was
+organized, and properly so--its cornerstone was the home.
+
+It would be impossible to indicate fully how subtle were the material
+changes which these years involved--changes so gradual that they were,
+like the lap of soft waters, unnoticeable. Considerable--a great deal,
+considering how little he had to begin with--wealth was added in
+the next five years. He came, in his financial world, to know fairly
+intimately, as commercial relationships go, some of the subtlest
+characters of the steadily enlarging financial world. In his days at
+Tighe's and on the exchange, many curious figures had been pointed
+out to him--State and city officials of one grade and another who were
+"making something out of politics," and some national figures who came
+from Washington to Philadelphia at times to see Drexel & Co., Clark &
+Co., and even Tighe & Co. These men, as he learned, had tips or advance
+news of legislative or economic changes which were sure to affect
+certain stocks or trade opportunities. A young clerk had once pulled his
+sleeve at Tighe's.
+
+"See that man going in to see Tighe?"
+
+"Yes."
+
+"That's Murtagh, the city treasurer. Say, he don't do anything but play
+a fine game. All that money to invest, and he don't have to account for
+anything except the principal. The interest goes to him."
+
+Cowperwood understood. All these city and State officials speculated.
+They had a habit of depositing city and State funds with certain bankers
+and brokers as authorized agents or designated State depositories. The
+banks paid no interest--save to the officials personally. They loaned
+it to certain brokers on the officials' secret order, and the latter
+invested it in "sure winners." The bankers got the free use of the money
+a part of the time, the brokers another part: the officials made money,
+and the brokers received a fat commission. There was a political ring
+in Philadelphia in which the mayor, certain members of the council, the
+treasurer, the chief of police, the commissioner of public works, and
+others shared. It was a case generally of "You scratch my back and I'll
+scratch yours." Cowperwood thought it rather shabby work at first,
+but many men were rapidly getting rich and no one seemed to care. The
+newspapers were always talking about civic patriotism and pride but
+never a word about these things. And the men who did them were powerful
+and respected.
+
+There were many houses, a constantly widening circle, that found him a
+very trustworthy agent in disposing of note issues or note payment. He
+seemed to know so quickly where to go to get the money. From the first
+he made it a principle to keep twenty thousand dollars in cash on hand
+in order to be able to take up a proposition instantly and without
+discussion. So, often he was able to say, "Why, certainly, I can do
+that," when otherwise, on the face of things, he would not have been
+able to do so. He was asked if he would not handle certain stock
+transactions on 'change. He had no seat, and he intended not to take
+any at first; but now he changed his mind, and bought one, not only
+in Philadelphia, but in New York also. A certain Joseph Zimmerman, a
+dry-goods man for whom he had handled various note issues, suggested
+that he undertake operating in street-railway shares for him, and this
+was the beginning of his return to the floor.
+
+In the meanwhile his family life was changing--growing, one might have
+said, finer and more secure. Mrs. Cowperwood had, for instance, been
+compelled from time to time to make a subtle readjustment of her
+personal relationship with people, as he had with his. When Mr.
+Semple was alive she had been socially connected with tradesmen
+principally--retailers and small wholesalers--a very few. Some of the
+women of her own church, the First Presbyterian, were friendly with
+her. There had been church teas and sociables which she and Mr. Semple
+attended, and dull visits to his relatives and hers. The Cowperwoods,
+the Watermans, and a few families of that caliber, had been the notable
+exceptions. Now all this was changed. Young Cowperwood did not care
+very much for her relatives, and the Semples had been alienated by her
+second, and to them outrageous, marriage. His own family was closely
+interested by ties of affection and mutual prosperity, but, better than
+this, he was drawing to himself some really significant personalities.
+He brought home with him, socially--not to talk business, for he
+disliked that idea--bankers, investors, customers and prospective
+customers. Out on the Schuylkill, the Wissahickon, and elsewhere, were
+popular dining places where one could drive on Sunday. He and Mrs.
+Cowperwood frequently drove out to Mrs. Seneca Davis's, to Judge
+Kitchen's, to the home of Andrew Sharpless, a lawyer whom he knew, to
+the home of Harper Steger, his own lawyer, and others. Cowperwood had
+the gift of geniality. None of these men or women suspected the depth of
+his nature--he was thinking, thinking, thinking, but enjoyed life as he
+went.
+
+One of his earliest and most genuine leanings was toward paintings. He
+admired nature, but somehow, without knowing why, he fancied one could
+best grasp it through the personality of some interpreter, just as we
+gain our ideas of law and politics through individuals. Mrs. Cowperwood
+cared not a whit one way or another, but she accompanied him to
+exhibitions, thinking all the while that Frank was a little peculiar.
+He tried, because he loved her, to interest her in these things
+intelligently, but while she pretended slightly, she could not really
+see or care, and it was very plain that she could not.
+
+The children took up a great deal of her time. However, Cowperwood was
+not troubled about this. It struck him as delightful and exceedingly
+worth while that she should be so devoted. At the same time, her
+lethargic manner, vague smile and her sometimes seeming indifference,
+which sprang largely from a sense of absolute security, attracted him
+also. She was so different from him! She took her second marriage quite
+as she had taken her first--a solemn fact which contained no possibility
+of mental alteration. As for himself, however, he was bustling about in
+a world which, financially at least, seemed all alteration--there were
+so many sudden and almost unheard-of changes. He began to look at her
+at times, with a speculative eye--not very critically, for he liked
+her--but with an attempt to weigh her personality. He had known her
+five years and more now. What did he know about her? The vigor of
+youth--those first years--had made up for so many things, but now that
+he had her safely...
+
+There came in this period the slow approach, and finally the
+declaration, of war between the North and the South, attended with so
+much excitement that almost all current minds were notably colored by
+it. It was terrific. Then came meetings, public and stirring, and riots;
+the incident of John Brown's body; the arrival of Lincoln, the great
+commoner, on his way from Springfield, Illinois, to Washington via
+Philadelphia, to take the oath of office; the battle of Bull Run; the
+battle of Vicksburg; the battle of Gettysburg, and so on. Cowperwood was
+only twenty-five at the time, a cool, determined youth, who thought the
+slave agitation might be well founded in human rights--no doubt was--but
+exceedingly dangerous to trade. He hoped the North would win; but it
+might go hard with him personally and other financiers. He did not
+care to fight. That seemed silly for the individual man to do. Others
+might--there were many poor, thin-minded, half-baked creatures who would
+put themselves up to be shot; but they were only fit to be commanded or
+shot down. As for him, his life was sacred to himself and his family and
+his personal interests. He recalled seeing, one day, in one of the quiet
+side streets, as the working-men were coming home from their work, a
+small enlisting squad of soldiers in blue marching enthusiastically
+along, the Union flag flying, the drummers drumming, the fifes blowing,
+the idea being, of course, to so impress the hitherto indifferent or
+wavering citizen, to exalt him to such a pitch, that he would lose
+his sense of proportion, of self-interest, and, forgetting all--wife,
+parents, home, and children--and seeing only the great need of the
+country, fall in behind and enlist. He saw one workingman swinging his
+pail, and evidently not contemplating any such denouement to his day's
+work, pause, listen as the squad approached, hesitate as it drew close,
+and as it passed, with a peculiar look of uncertainty or wonder in his
+eyes, fall in behind and march solemnly away to the enlisting quarters.
+What was it that had caught this man, Frank asked himself. How was he
+overcome so easily? He had not intended to go. His face was streaked
+with the grease and dirt of his work--he looked like a foundry man or
+machinist, say twenty-five years of age. Frank watched the little squad
+disappear at the end of the street round the corner under the trees.
+
+This current war-spirit was strange. The people seemed to him to want
+to hear nothing but the sound of the drum and fife, to see nothing but
+troops, of which there were thousands now passing through on their
+way to the front, carrying cold steel in the shape of guns at their
+shoulders, to hear of war and the rumors of war. It was a thrilling
+sentiment, no doubt, great but unprofitable. It meant self-sacrifice,
+and he could not see that. If he went he might be shot, and what would
+his noble emotion amount to then? He would rather make money, regulate
+current political, social and financial affairs. The poor fool who
+fell in behind the enlisting squad--no, not fool, he would not call him
+that--the poor overwrought working-man--well, Heaven pity him! Heaven
+pity all of them! They really did not know what they were doing.
+
+One day he saw Lincoln--a tall, shambling man, long, bony, gawky, but
+tremendously impressive. It was a raw, slushy morning of a late February
+day, and the great war President was just through with his solemn
+pronunciamento in regard to the bonds that might have been strained but
+must not be broken. As he issued from the doorway of Independence Hall,
+that famous birthplace of liberty, his face was set in a sad, meditative
+calm. Cowperwood looked at him fixedly as he issued from the doorway
+surrounded by chiefs of staff, local dignitaries, detectives, and the
+curious, sympathetic faces of the public. As he studied the strangely
+rough-hewn countenance a sense of the great worth and dignity of the man
+came over him.
+
+"A real man, that," he thought; "a wonderful temperament." His every
+gesture came upon him with great force. He watched him enter his
+carriage, thinking "So that is the railsplitter, the country lawyer.
+Well, fate has picked a great man for this crisis."
+
+For days the face of Lincoln haunted him, and very often during the
+war his mind reverted to that singular figure. It seemed to him
+unquestionable that fortuitously he had been permitted to look upon one
+of the world's really great men. War and statesmanship were not for him;
+but he knew how important those things were--at times.
+
+
+
+
+
+Chapter XI
+
+
+It was while the war was on, and after it was perfectly plain that it
+was not to be of a few days' duration, that Cowperwood's first great
+financial opportunity came to him. There was a strong demand for money
+at the time on the part of the nation, the State, and the city. In July,
+1861, Congress had authorized a loan of fifty million dollars, to be
+secured by twenty-year bonds with interest not to exceed seven per
+cent., and the State authorized a loan of three millions on much the
+same security, the first being handled by financiers of Boston, New
+York, and Philadelphia, the second by Philadelphia financiers alone.
+Cowperwood had no hand in this. He was not big enough. He read in the
+papers of gatherings of men whom he knew personally or by reputation,
+"to consider the best way to aid the nation or the State"; but he was
+not included. And yet his soul yearned to be of them. He noticed
+how often a rich man's word sufficed--no money, no certificates, no
+collateral, no anything--just his word. If Drexel & Co., or Jay Cooke &
+Co., or Gould & Fiske were rumored to be behind anything, how secure
+it was! Jay Cooke, a young man in Philadelphia, had made a great strike
+taking this State loan in company with Drexel & Co., and selling it at
+par. The general opinion was that it ought to be and could only be sold
+at ninety. Cooke did not believe this. He believed that State pride
+and State patriotism would warrant offering the loan to small banks
+and private citizens, and that they would subscribe it fully and more.
+Events justified Cooke magnificently, and his public reputation was
+assured. Cowperwood wished he could make some such strike; but he was
+too practical to worry over anything save the facts and conditions that
+were before him.
+
+His chance came about six months later, when it was found that the State
+would have to have much more money. Its quota of troops would have to
+be equipped and paid. There were measures of defense to be taken, the
+treasury to be replenished. A call for a loan of twenty-three million
+dollars was finally authorized by the legislature and issued. There was
+great talk in the street as to who was to handle it--Drexel & Co. and
+Jay Cooke & Co., of course.
+
+Cowperwood pondered over this. If he could handle a fraction of this
+great loan now--he could not possibly handle the whole of it, for he
+had not the necessary connections--he could add considerably to his
+reputation as a broker while making a tidy sum. How much could he
+handle? That was the question. Who would take portions of it? His
+father's bank? Probably. Waterman & Co.? A little. Judge Kitchen? A
+small fraction. The Mills-David Company? Yes. He thought of different
+individuals and concerns who, for one reason and another--personal
+friendship, good-nature, gratitude for past favors, and so on--would
+take a percentage of the seven-percent. bonds through him. He totaled up
+his possibilities, and discovered that in all likelihood, with a little
+preliminary missionary work, he could dispose of one million dollars if
+personal influence, through local political figures, could bring this
+much of the loan his way.
+
+One man in particular had grown strong in his estimation as having some
+subtle political connection not visible on the surface, and this
+was Edward Malia Butler. Butler was a contractor, undertaking the
+construction of sewers, water-mains, foundations for buildings,
+street-paving, and the like. In the early days, long before Cowperwood
+had known him, he had been a garbage-contractor on his own account. The
+city at that time had no extended street-cleaning service, particularly
+in its outlying sections and some of the older, poorer regions. Edward
+Butler, then a poor young Irishman, had begun by collecting and hauling
+away the garbage free of charge, and feeding it to his pigs and cattle.
+Later he discovered that some people were willing to pay a small charge
+for this service. Then a local political character, a councilman friend
+of his--they were both Catholics--saw a new point in the whole thing.
+Butler could be made official garbage-collector. The council could
+vote an annual appropriation for this service. Butler could employ more
+wagons than he did now--dozens of them, scores. Not only that, but no
+other garbage-collector would be allowed. There were others, but the
+official contract awarded him would also, officially, be the end of
+the life of any and every disturbing rival. A certain amount of the
+profitable proceeds would have to be set aside to assuage the feelings
+of those who were not contractors. Funds would have to be loaned at
+election time to certain individuals and organizations--but no matter.
+The amount would be small. So Butler and Patrick Gavin Comiskey, the
+councilman (the latter silently) entered into business relations. Butler
+gave up driving a wagon himself. He hired a young man, a smart Irish boy
+of his neighborhood, Jimmy Sheehan, to be his assistant, superintendent,
+stableman, bookkeeper, and what not. Since he soon began to make between
+four and five thousand a year, where before he made two thousand, he
+moved into a brick house in an outlying section of the south side, and
+sent his children to school. Mrs. Butler gave up making soap and feeding
+pigs. And since then times had been exceedingly good with Edward Butler.
+
+He could neither read nor write at first; but now he knew how, of
+course. He had learned from association with Mr. Comiskey that there
+were other forms of contracting--sewers, water-mains, gas-mains,
+street-paving, and the like. Who better than Edward Butler to do it?
+He knew the councilmen, many of them. Het met them in the back rooms
+of saloons, on Sundays and Saturdays at political picnics, at election
+councils and conferences, for as a beneficiary of the city's largess he
+was expected to contribute not only money, but advice. Curiously he
+had developed a strange political wisdom. He knew a successful man or a
+coming man when he saw one. So many of his bookkeepers, superintendents,
+time-keepers had graduated into councilmen and state legislators. His
+nominees--suggested to political conferences--were so often known to
+make good. First he came to have influence in his councilman's ward,
+then in his legislative district, then in the city councils of
+his party--Whig, of course--and then he was supposed to have an
+organization.
+
+Mysterious forces worked for him in council. He was awarded significant
+contracts, and he always bid. The garbage business was now a thing of
+the past. His eldest boy, Owen, was a member of the State legislature
+and a partner in his business affairs. His second son, Callum, was a
+clerk in the city water department and an assistant to his father also.
+Aileen, his eldest daughter, fifteen years of age, was still in St.
+Agatha's, a convent school in Germantown. Norah, his second daughter and
+youngest child, thirteen years old, was in attendance at a local private
+school conducted by a Catholic sisterhood. The Butler family had
+moved away from South Philadelphia into Girard Avenue, near the twelve
+hundreds, where a new and rather interesting social life was beginning.
+They were not of it, but Edward Butler, contractor, now fifty-five years
+of age, worth, say, five hundred thousand dollars, had many political
+and financial friends. No longer a "rough neck," but a solid,
+reddish-faced man, slightly tanned, with broad shoulders and a solid
+chest, gray eyes, gray hair, a typically Irish face made wise and calm
+and undecipherable by much experience. His big hands and feet indicated
+a day when he had not worn the best English cloth suits and tanned
+leather, but his presence was not in any way offensive--rather the
+other way about. Though still possessed of a brogue, he was soft-spoken,
+winning, and persuasive.
+
+He had been one of the first to become interested in the development of
+the street-car system and had come to the conclusion, as had Cowperwood
+and many others, that it was going to be a great thing. The money
+returns on the stocks or shares he had been induced to buy had been
+ample evidence of that, He had dealt through one broker and another,
+having failed to get in on the original corporate organizations.
+He wanted to pick up such stock as he could in one organization and
+another, for he believed they all had a future, and most of all he
+wanted to get control of a line or two. In connection with this idea he
+was looking for some reliable young man, honest and capable, who
+would work under his direction and do what he said. Then he learned of
+Cowperwood, and one day sent for him and asked him to call at his house.
+
+Cowperwood responded quickly, for he knew of Butler, his rise, his
+connections, his force. He called at the house as directed, one cold,
+crisp February morning. He remembered the appearance of the street
+afterward--broad, brick-paved sidewalks, macadamized roadway, powdered
+over with a light snow and set with young, leafless, scrubby trees
+and lamp-posts. Butler's house was not new--he had bought and repaired
+it--but it was not an unsatisfactory specimen of the architecture of the
+time. It was fifty feet wide, four stories tall, of graystone and with
+four wide, white stone steps leading up to the door. The window arches,
+framed in white, had U-shaped keystones. There were curtains of lace and
+a glimpse of red plush through the windows, which gleamed warm against
+the cold and snow outside. A trim Irish maid came to the door and he
+gave her his card and was invited into the house.
+
+"Is Mr. Butler home?"
+
+"I'm not sure, sir. I'll find out. He may have gone out."
+
+In a little while he was asked to come upstairs, where he found Butler
+in a somewhat commercial-looking room. It had a desk, an office chair,
+some leather furnishings, and a bookcase, but no completeness or
+symmetry as either an office or a living room. There were several
+pictures on the wall--an impossible oil painting, for one thing, dark
+and gloomy; a canal and barge scene in pink and nile green for another;
+some daguerreotypes of relatives and friends which were not half bad.
+Cowperwood noticed one of two girls, one with reddish-gold hair, another
+with what appeared to be silky brown. The beautiful silver effect of the
+daguerreotype had been tinted. They were pretty girls, healthy, smiling,
+Celtic, their heads close together, their eyes looking straight out
+at you. He admired them casually, and fancied they must be Butler's
+daughters.
+
+"Mr. Cowperwood?" inquired Butler, uttering the name fully with a
+peculiar accent on the vowels. (He was a slow-moving man, solemn and
+deliberate.) Cowperwood noticed that his body was hale and strong like
+seasoned hickory, tanned by wind and rain. The flesh of his cheeks was
+pulled taut and there was nothing soft or flabby about him.
+
+"I'm that man."
+
+"I have a little matter of stocks to talk over with you" ("matter"
+almost sounded like "mather"), "and I thought you'd better come here
+rather than that I should come down to your office. We can be more
+private-like, and, besides, I'm not as young as I used to be."
+
+He allowed a semi-twinkle to rest in his eye as he looked his visitor
+over.
+
+Cowperwood smiled.
+
+"Well, I hope I can be of service to you," he said, genially.
+
+"I happen to be interested just at present in pickin' up certain
+street-railway stocks on 'change. I'll tell you about them later. Won't
+you have somethin' to drink? It's a cold morning."
+
+"No, thanks; I never drink."
+
+"Never? That's a hard word when it comes to whisky. Well, no matter.
+It's a good rule. My boys don't touch anything, and I'm glad of it. As I
+say, I'm interested in pickin' up a few stocks on 'change; but, to tell
+you the truth, I'm more interested in findin' some clever young felly
+like yourself through whom I can work. One thing leads to another, you
+know, in this world." And he looked at his visitor non-committally, and
+yet with a genial show of interest.
+
+"Quite so," replied Cowperwood, with a friendly gleam in return.
+
+"Well," Butler meditated, half to himself, half to Cowperwood, "there
+are a number of things that a bright young man could do for me in the
+street if he were so minded. I have two bright boys of my own, but I
+don't want them to become stock-gamblers, and I don't know that
+they would or could if I wanted them to. But this isn't a matter of
+stock-gambling. I'm pretty busy as it is, and, as I said awhile ago, I'm
+getting along. I'm not as light on my toes as I once was. But if I had
+the right sort of a young man--I've been looking into your record,
+by the way, never fear--he might handle a number of little
+things--investments and loans--which might bring us each a little
+somethin'. Sometimes the young men around town ask advice of me in one
+way and another--they have a little somethin' to invest, and so--"
+
+He paused and looked tantalizingly out of the window, knowing full
+well Cowperwood was greatly interested, and that this talk of political
+influence and connections could only whet his appetite. Butler wanted
+him to see clearly that fidelity was the point in this case--fidelity,
+tact, subtlety, and concealment.
+
+"Well, if you have been looking into my record," observed Cowperwood,
+with his own elusive smile, leaving the thought suspended.
+
+Butler felt the force of the temperament and the argument. He liked
+the young man's poise and balance. A number of people had spoken of
+Cowperwood to him. (It was now Cowperwood & Co. The company was fiction
+purely.) He asked him something about the street; how the market was
+running; what he knew about street-railways. Finally he outlined his
+plan of buying all he could of the stock of two given lines--the Ninth
+and Tenth and the Fifteenth and Sixteenth--without attracting any
+attention, if possible. It was to be done slowly, part on 'change, part
+from individual holders. He did not tell him that there was a certain
+amount of legislative pressure he hoped to bring to bear to get him
+franchises for extensions in the regions beyond where the lines now
+ended, in order that when the time came for them to extend their
+facilities they would have to see him or his sons, who might be large
+minority stockholders in these very concerns. It was a far-sighted plan,
+and meant that the lines would eventually drop into his or his sons'
+basket.
+
+"I'll be delighted to work with you, Mr. Butler, in any way that you
+may suggest," observed Cowperwood. "I can't say that I have so much of a
+business as yet--merely prospects. But my connections are good. I am
+now a member of the New York and Philadelphia exchanges. Those who have
+dealt with me seem to like the results I get."
+
+"I know a little something about your work already," reiterated Butler,
+wisely.
+
+"Very well, then; whenever you have a commission you can call at
+my office, or write, or I will call here. I will give you my secret
+operating code, so that anything you say will be strictly confidential."
+
+"Well, we'll not say anything more now. In a few days I'll have
+somethin' for you. When I do, you can draw on my bank for what you need,
+up to a certain amount." He got up and looked out into the street, and
+Cowperwood also arose.
+
+"It's a fine day now, isn't it?"
+
+"It surely is."
+
+"Well, we'll get to know each other better, I'm sure."
+
+He held out his hand.
+
+"I hope so."
+
+Cowperwood went out, Butler accompanying him to the door. As he did so a
+young girl bounded in from the street, red-cheeked, blue-eyed, wearing a
+scarlet cape with the peaked hood thrown over her red-gold hair.
+
+"Oh, daddy, I almost knocked you down."
+
+She gave her father, and incidentally Cowperwood, a gleaming, radiant,
+inclusive smile. Her teeth were bright and small, and her lips bud-red.
+
+"You're home early. I thought you were going to stay all day?"
+
+"I was, but I changed my mind."
+
+She passed on in, swinging her arms.
+
+"Yes, well--" Butler continued, when she had gone. "Then well leave it
+for a day or two. Good day."
+
+"Good day."
+
+Cowperwood, warm with this enhancing of his financial prospects, went
+down the steps; but incidentally he spared a passing thought for the gay
+spirit of youth that had manifested itself in this red-cheeked maiden.
+What a bright, healthy, bounding girl! Her voice had the subtle,
+vigorous ring of fifteen or sixteen. She was all vitality. What a fine
+catch for some young fellow some day, and her father would make him
+rich, no doubt, or help to.
+
+
+
+
+
+Chapter XII
+
+
+It was to Edward Malia Butler that Cowperwood turned now, some nineteen
+months later when he was thinking of the influence that might bring him
+an award of a portion of the State issue of bonds. Butler could probably
+be interested to take some of them himself, or could help him place
+some. He had come to like Cowperwood very much and was now being carried
+on the latter's books as a prospective purchaser of large blocks of
+stocks. And Cowperwood liked this great solid Irishman. He liked his
+history. He had met Mrs. Butler, a rather fat and phlegmatic Irish woman
+with a world of hard sense who cared nothing at all for show and who
+still liked to go into the kitchen and superintend the cooking. He had
+met Owen and Callum Butler, the boys, and Aileen and Norah, the girls.
+Aileen was the one who had bounded up the steps the first day he had
+called at the Butler house several seasons before.
+
+There was a cozy grate-fire burning in Butler's improvised private
+office when Cowperwood called. Spring was coming on, but the evenings
+were cool. The older man invited Cowperwood to make himself comfortable
+in one of the large leather chairs before the fire and then proceeded to
+listen to his recital of what he hoped to accomplish.
+
+"Well, now, that isn't so easy," he commented at the end. "You ought to
+know more about that than I do. I'm not a financier, as you well know."
+And he grinned apologetically.
+
+"It's a matter of influence," went on Cowperwood. "And favoritism.
+That I know. Drexel & Company and Cooke & Company have connections at
+Harrisburg. They have men of their own looking after their interests.
+The attorney-general and the State treasurer are hand in glove with
+them. Even if I put in a bid, and can demonstrate that I can handle the
+loan, it won't help me to get it. Other people have done that. I have to
+have friends--influence. You know how it is."
+
+"Them things," Butler said, "is easy enough if you know the right
+parties to approach. Now there's Jimmy Oliver--he ought to know
+something about that." Jimmy Oliver was the whilom district attorney
+serving at this time, and incidentally free adviser to Mr. Butler in
+many ways. He was also, accidentally, a warm personal friend of the
+State treasurer.
+
+"How much of the loan do you want?"
+
+"Five million."
+
+"Five million!" Butler sat up. "Man, what are you talking about? That's
+a good deal of money. Where are you going to sell all that?"
+
+"I want to bid for five million," assuaged Cowperwood, softly. "I only
+want one million but I want the prestige of putting in a bona fide bid
+for five million. It will do me good on the street."
+
+Butler sank back somewhat relieved.
+
+"Five million! Prestige! You want one million. Well, now, that's
+different. That's not such a bad idea. We ought to be able to get that."
+
+He rubbed his chin some more and stared into the fire.
+
+And Cowperwood felt confident when he left the house that evening that
+Butler would not fail him but would set the wheels working. Therefore,
+he was not surprised, and knew exactly what it meant, when a few days
+later he was introduced to City Treasurer Julian Bode, who promised to
+introduce him to State Treasurer Van Nostrand and to see that his claims
+to consideration were put before the people. "Of course, you know,"
+he said to Cowperwood, in the presence of Butler, for it was at the
+latter's home that the conference took place, "this banking crowd is
+very powerful. You know who they are. They don't want any interference
+in this bond issue business. I was talking to Terrence Relihan, who
+represents them up there"--meaning Harrisburg, the State capital--"and
+he says they won't stand for it at all. You may have trouble right here
+in Philadelphia after you get it--they're pretty powerful, you know. Are
+you sure just where you can place it?"
+
+"Yes, I'm sure," replied Cowperwood.
+
+"Well, the best thing in my judgment is not to say anything at all. Just
+put in your bid. Van Nostrand, with the governor's approval, will make
+the award. We can fix the governor, I think. After you get it they may
+talk to you personally, but that's your business."
+
+Cowperwood smiled his inscrutable smile. There were so many ins and outs
+to this financial life. It was an endless network of underground holes,
+along which all sorts of influences were moving. A little wit, a little
+nimbleness, a little luck-time and opportunity--these sometimes availed.
+Here he was, through his ambition to get on, and nothing else, coming
+into contact with the State treasurer and the governor. They were
+going to consider his case personally, because he demanded that it be
+considered--nothing more. Others more influential than himself had
+quite as much right to a share, but they didn't take it. Nerve, ideas,
+aggressiveness, how these counted when one had luck!
+
+He went away thinking how surprised Drexel & Co. and Cooke & Co. would
+be to see him appearing in the field as a competitor. In his home, in a
+little room on the second floor next his bedroom, which he had fixed up
+as an office with a desk, a safe, and a leather chair, he consulted his
+resources. There were so many things to think of. He went over again the
+list of people whom he had seen and whom he could count on to
+subscribe, and in so far as that was concerned--the award of one million
+dollars--he was safe. He figured to make two per cent. on the total
+transaction, or twenty thousand dollars. If he did he was going to buy
+a house out on Girard Avenue beyond the Butlers', or, better yet, buy a
+piece of ground and erect one; mortgaging house and property so to do.
+His father was prospering nicely. He might want to build a house next to
+him, and they could live side by side. His own business, aside from this
+deal, would yield him ten thousand dollars this year. His street-car
+investments, aggregating fifty thousand, were paying six per cent. His
+wife's property, represented by this house, some government bonds, and
+some real estate in West Philadelphia amounted to forty thousand more.
+Between them they were rich; but he expected to be much richer. All he
+needed now was to keep cool. If he succeeded in this bond-issue matter,
+he could do it again and on a larger scale. There would be more issues.
+He turned out the light after a while and went into his wife's boudoir,
+where she was sleeping. The nurse and the children were in a room
+beyond.
+
+"Well, Lillian," he observed, when she awoke and turned over toward him,
+"I think I have that bond matter that I was telling you about arranged
+at last. I think I'll get a million of it, anyhow. That'll mean twenty
+thousand. If I do we'll build out on Girard Avenue. That's going to be
+the street. The college is making that neighborhood."
+
+"That'll be fine, won't it, Frank!" she observed, and rubbed his arm as
+he sat on the side of the bed.
+
+Her remark was vaguely speculative.
+
+"We'll have to show the Butlers some attention from now on. He's been
+very nice to me and he's going to be useful--I can see that. He asked me
+to bring you over some time. We must go. Be nice to his wife. He can do
+a lot for me if he wants to. He has two daughters, too. We'll have to
+have them over here."
+
+"I'll have them to dinner sometime," she agreed cheerfully and
+helpfully, "and I'll stop and take Mrs. Butler driving if she'll go, or
+she can take me."
+
+She had already learned that the Butlers were rather showy--the younger
+generation--that they were sensitive as to their lineage, and that money
+in their estimation was supposed to make up for any deficiency in any
+other respect. "Butler himself is a very presentable man," Cowperwood
+had once remarked to her, "but Mrs. Butler--well, she's all right,
+but she's a little commonplace. She's a fine woman, though, I think,
+good-natured and good-hearted." He cautioned her not to overlook Aileen
+and Norah, because the Butlers, mother and father, were very proud of
+them.
+
+Mrs. Cowperwood at this time was thirty-two years old; Cowperwood
+twenty-seven. The birth and care of two children had made some
+difference in her looks. She was no longer as softly pleasing, more
+angular. Her face was hollow-cheeked, like so many of Rossetti's
+and Burne-Jones's women. Her health was really not as good as it had
+been--the care of two children and a late undiagnosed tendency toward
+gastritis having reduced her. In short she was a little run down
+nervously and suffered from fits of depression. Cowperwood had noticed
+this. He tried to be gentle and considerate, but he was too much of a
+utilitarian and practical-minded observer not to realize that he was
+likely to have a sickly wife on his hands later. Sympathy and affection
+were great things, but desire and charm must endure or one was compelled
+to be sadly conscious of their loss. So often now he saw young girls who
+were quite in his mood, and who were exceedingly robust and joyous. It
+was fine, advisable, practical, to adhere to the virtues as laid down
+in the current social lexicon, but if you had a sickly wife--And anyhow,
+was a man entitled to only one wife? Must he never look at another
+woman? Supposing he found some one? He pondered those things between
+hours of labor, and concluded that it did not make so much difference.
+If a man could, and not be exposed, it was all right. He had to be
+careful, though. Tonight, as he sat on the side of his wife's bed, he
+was thinking somewhat of this, for he had seen Aileen Butler again,
+playing and singing at her piano as he passed the parlor door. She was
+like a bright bird radiating health and enthusiasm--a reminder of youth
+in general.
+
+"It's a strange world," he thought; but his thoughts were his own, and
+he didn't propose to tell any one about them.
+
+The bond issue, when it came, was a curious compromise; for, although it
+netted him his twenty thousand dollars and more and served to
+introduce him to the financial notice of Philadelphia and the State of
+Pennsylvania, it did not permit him to manipulate the subscriptions as
+he had planned. The State treasurer was seen by him at the office of a
+local lawyer of great repute, where he worked when in the city. He was
+gracious to Cowperwood, because he had to be. He explained to him just
+how things were regulated at Harrisburg. The big financiers were looked
+to for campaign funds. They were represented by henchmen in the State
+assembly and senate. The governor and the treasurer were foot-free;
+but there were other influences--prestige, friendship, social power,
+political ambitions, etc. The big men might constitute a close
+corporation, which in itself was unfair; but, after all, they were the
+legitimate sponsors for big money loans of this kind. The State had to
+keep on good terms with them, especially in times like these. Seeing
+that Mr. Cowperwood was so well able to dispose of the million he
+expected to get, it would be perfectly all right to award it to him; but
+Van Nostrand had a counter-proposition to make. Would Cowperwood, if the
+financial crowd now handling the matter so desired, turn over his award
+to them for a consideration--a sum equal to what he expected to make--in
+the event the award was made to him? Certain financiers desired this. It
+was dangerous to oppose them. They were perfectly willing he should
+put in a bid for five million and get the prestige of that; to have him
+awarded one million and get the prestige of that was well enough also,
+but they desired to handle the twenty-three million dollars in an
+unbroken lot. It looked better. He need not be advertised as having
+withdrawn. They would be content to have him achieve the glory of having
+done what he started out to do. Just the same the example was bad.
+Others might wish to imitate him. If it were known in the street
+privately that he had been coerced, for a consideration, into giving up,
+others would be deterred from imitating him in the future. Besides, if
+he refused, they could cause him trouble. His loans might be called.
+Various banks might not be so friendly in the future. His constituents
+might be warned against him in one way or another.
+
+Cowperwood saw the point. He acquiesced. It was something to have
+brought so many high and mighties to their knees. So they knew of him!
+They were quite well aware of him! Well and good. He would take the
+award and twenty thousand or thereabouts and withdraw. The State
+treasurer was delighted. It solved a ticklish proposition for him.
+
+"I'm glad to have seen you," he said. "I'm glad we've met. I'll drop
+in and talk with you some time when I'm down this way. We'll have lunch
+together."
+
+The State treasurer, for some odd reason, felt that Mr. Cowperwood was
+a man who could make him some money. His eye was so keen; his expression
+was so alert, and yet so subtle. He told the governor and some other of
+his associates about him.
+
+So the award was finally made; Cowperwood, after some private
+negotiations in which he met the officers of Drexel & Co., was paid his
+twenty thousand dollars and turned his share of the award over to them.
+New faces showed up in his office now from time to time--among them that
+of Van Nostrand and one Terrence Relihan, a representative of some other
+political forces at Harrisburg. He was introduced to the governor one
+day at lunch. His name was mentioned in the papers, and his prestige
+grew rapidly.
+
+Immediately he began working on plans with young Ellsworth for his new
+house. He was going to build something exceptional this time, he told
+Lillian. They were going to have to do some entertaining--entertaining
+on a larger scale than ever. North Front Street was becoming too tame.
+He put the house up for sale, consulted with his father and found that
+he also was willing to move. The son's prosperity had redounded to the
+credit of the father. The directors of the bank were becoming much more
+friendly to the old man. Next year President Kugel was going to retire.
+Because of his son's noted coup, as well as his long service, he was
+going to be made president. Frank was a large borrower from his father's
+bank. By the same token he was a large depositor. His connection
+with Edward Butler was significant. He sent his father's bank certain
+accounts which it otherwise could not have secured. The city treasurer
+became interested in it, and the State treasurer. Cowperwood, Sr., stood
+to earn twenty thousand a year as president, and he owed much of it
+to his son. The two families were now on the best of terms. Anna, now
+twenty-one, and Edward and Joseph frequently spent the night at Frank's
+house. Lillian called almost daily at his mother's. There was much
+interchange of family gossip, and it was thought well to build side by
+side. So Cowperwood, Sr., bought fifty feet of ground next to his son's
+thirty-five, and together they commenced the erection of two charming,
+commodious homes, which were to be connected by a covered passageway, or
+pergola, which could be inclosed with glass in winter.
+
+The most popular local stone, a green granite was chosen; but Mr.
+Ellsworth promised to present it in such a way that it would be
+especially pleasing. Cowperwood, Sr., decided that he could afford to
+spent seventy-five thousand dollars--he was now worth two hundred and
+fifty thousand; and Frank decided that he could risk fifty, seeing
+that he could raise money on a mortgage. He planned at the same time to
+remove his office farther south on Third Street and occupy a building
+of his own. He knew where an option was to be had on a twenty-five-foot
+building, which, though old, could be given a new brownstone front and
+made very significant. He saw in his mind's eye a handsome building,
+fitted with an immense plate-glass window; inside his hardwood fixtures
+visible; and over the door, or to one side of it, set in bronze letters,
+Cowperwood & Co. Vaguely but surely he began to see looming before him,
+like a fleecy tinted cloud on the horizon, his future fortune. He was to
+be rich, very, very rich.
+
+
+
+
+
+Chapter XIII
+
+
+During all the time that Cowperwood had been building himself up thus
+steadily the great war of the rebellion had been fought almost to its
+close. It was now October, 1864. The capture of Mobile and the Battle of
+the Wilderness were fresh memories. Grant was now before Petersburg, and
+the great general of the South, Lee, was making that last brilliant and
+hopeless display of his ability as a strategist and a soldier. There had
+been times--as, for instance, during the long, dreary period in which
+the country was waiting for Vicksburg to fall, for the Army of the
+Potomac to prove victorious, when Pennsylvania was invaded by Lee--when
+stocks fell and commercial conditions were very bad generally. In
+times like these Cowperwood's own manipulative ability was taxed to the
+utmost, and he had to watch every hour to see that his fortune was not
+destroyed by some unexpected and destructive piece of news.
+
+His personal attitude toward the war, however, and aside from his
+patriotic feeling that the Union ought to be maintained, was that it
+was destructive and wasteful. He was by no means so wanting in patriotic
+emotion and sentiment but that he could feel that the Union, as it had
+now come to be, spreading its great length from the Atlantic to the
+Pacific and from the snows of Canada to the Gulf, was worth while.
+Since his birth in 1837 he had seen the nation reach that physical
+growth--barring Alaska--which it now possesses. Not so much earlier than
+his youth Florida had been added to the Union by purchase from Spain;
+Mexico, after the unjust war of 1848, had ceded Texas and the territory
+to the West. The boundary disputes between England and the United States
+in the far Northwest had been finally adjusted. To a man with great
+social and financial imagination, these facts could not help but be
+significant; and if they did nothing more, they gave him a sense of the
+boundless commercial possibilities which existed potentially in so
+vast a realm. His was not the order of speculative financial enthusiasm
+which, in the type known as the "promoter," sees endless possibilities
+for gain in every unexplored rivulet and prairie reach; but the very
+vastness of the country suggested possibilities which he hoped might
+remain undisturbed. A territory covering the length of a whole zone and
+between two seas, seemed to him to possess potentialities which it could
+not retain if the States of the South were lost.
+
+At the same time, the freedom of the negro was not a significant point
+with him. He had observed that race from his boyhood with considerable
+interest, and had been struck with virtues and defects which seemed
+inherent and which plainly, to him, conditioned their experiences.
+
+He was not at all sure, for instance, that the negroes could be made
+into anything much more significant than they were. At any rate, it was
+a long uphill struggle for them, of which many future generations would
+not witness the conclusion. He had no particular quarrel with the theory
+that they should be free; he saw no particular reason why the South
+should not protest vigorously against the destruction of their property
+and their system. It was too bad that the negroes as slaves should be
+abused in some instances. He felt sure that that ought to be adjusted
+in some way; but beyond that he could not see that there was any great
+ethical basis for the contentions of their sponsors. The vast majority
+of men and women, as he could see, were not essentially above slavery,
+even when they had all the guarantees of a constitution formulated to
+prevent it. There was mental slavery, the slavery of the weak mind
+and the weak body. He followed the contentions of such men as Sumner,
+Garrison, Phillips, and Beecher, with considerable interest; but at no
+time could he see that the problem was a vital one for him. He did
+not care to be a soldier or an officer of soldiers; he had no gift for
+polemics; his mind was not of the disputatious order--not even in
+the realm of finance. He was concerned only to see what was of vast
+advantage to him, and to devote all his attention to that. This
+fratricidal war in the nation could not help him. It really delayed, he
+thought, the true commercial and financial adjustment of the country,
+and he hoped that it would soon end. He was not of those who complained
+bitterly of the excessive war taxes, though he knew them to be trying to
+many. Some of the stories of death and disaster moved him greatly; but,
+alas, they were among the unaccountable fortunes of life, and could
+not be remedied by him. So he had gone his way day by day, watching
+the coming in and the departing of troops, seeing the bands of dirty,
+disheveled, gaunt, sickly men returning from the fields and hospitals;
+and all he could do was to feel sorry. This war was not for him. He had
+taken no part in it, and he felt sure that he could only rejoice in
+its conclusion--not as a patriot, but as a financier. It was wasteful,
+pathetic, unfortunate.
+
+The months proceeded apace. A local election intervened and there was a
+new city treasurer, a new assessor of taxes, and a new mayor; but Edward
+Malia Butler continued to have apparently the same influence as before.
+The Butlers and the Cowperwoods had become quite friendly. Mrs. Butler
+rather liked Lillian, though they were of different religious beliefs;
+and they went driving or shopping together, the younger woman a little
+critical and ashamed of the elder because of her poor grammar, her
+Irish accent, her plebeian tastes--as though the Wiggins had not been as
+plebeian as any. On the other hand the old lady, as she was compelled to
+admit, was good-natured and good-hearted. She loved to give, since she
+had plenty, and sent presents here and there to Lillian, the children,
+and others. "Now youse must come over and take dinner with us"--the
+Butlers had arrived at the evening-dinner period--or "Youse must come
+drive with me to-morrow."
+
+"Aileen, God bless her, is such a foine girl," or "Norah, the darlin',
+is sick the day."
+
+But Aileen, her airs, her aggressive disposition, her love of attention,
+her vanity, irritated and at times disgusted Mrs. Cowperwood. She was
+eighteen now, with a figure which was subtly provocative. Her manner
+was boyish, hoydenish at times, and although convent-trained, she was
+inclined to balk at restraint in any form. But there was a softness
+lurking in her blue eyes that was most sympathetic and human.
+
+St. Timothy's and the convent school in Germantown had been the choice
+of her parents for her education--what they called a good Catholic
+education. She had learned a great deal about the theory and forms of
+the Catholic ritual, but she could not understand them. The church, with
+its tall, dimly radiant windows, its high, white altar, its figure of
+St. Joseph on one side and the Virgin Mary on the other, clothed in
+golden-starred robes of blue, wearing haloes and carrying scepters, had
+impressed her greatly. The church as a whole--any Catholic church--was
+beautiful to look at--soothing. The altar, during high mass, lit with a
+half-hundred or more candles, and dignified and made impressive by the
+rich, lacy vestments of the priests and the acolytes, the impressive
+needlework and gorgeous colorings of the amice, chasuble, cope, stole,
+and maniple, took her fancy and held her eye. Let us say there was
+always lurking in her a sense of grandeur coupled with a love of color
+and a love of love. From the first she was somewhat sex-conscious. She
+had no desire for accuracy, no desire for precise information. Innate
+sensuousness rarely has. It basks in sunshine, bathes in color, dwells
+in a sense of the impressive and the gorgeous, and rests there. Accuracy
+is not necessary except in the case of aggressive, acquisitive natures,
+when it manifests itself in a desire to seize. True controlling
+sensuousness cannot be manifested in the most active dispositions, nor
+again in the most accurate.
+
+There is need of defining these statements in so far as they apply
+to Aileen. It would scarcely be fair to describe her nature as being
+definitely sensual at this time. It was too rudimentary. Any harvest is
+of long growth. The confessional, dim on Friday and Saturday evenings,
+when the church was lighted by but a few lamps, and the priest's
+warnings, penances, and ecclesiastical forgiveness whispered through
+the narrow lattice, moved her as something subtly pleasing. She was not
+afraid of her sins. Hell, so definitely set forth, did not frighten her.
+Really, it had not laid hold on her conscience. The old women and old
+men hobbling into church, bowed in prayer, murmuring over their beads,
+were objects of curious interest like the wood-carvings in the peculiar
+array of wood-reliefs emphasizing the Stations of the Cross. She herself
+had liked to confess, particularly when she was fourteen and fifteen,
+and to listen to the priest's voice as he admonished her with, "Now,
+my dear child." A particularly old priest, a French father, who came
+to hear their confessions at school, interested her as being kind and
+sweet. His forgiveness and blessing seemed sincere--better than her
+prayers, which she went through perfunctorily. And then there was a
+young priest at St. Timothy's, Father David, hale and rosy, with a curl
+of black hair over his forehead, and an almost jaunty way of wearing his
+priestly hat, who came down the aisle Sundays sprinkling holy water
+with a definite, distinguished sweep of the hand, who took her fancy.
+He heard confessions and now and then she liked to whisper her strange
+thoughts to him while she actually speculated on what he might privately
+be thinking. She could not, if she tried, associate him with any divine
+authority. He was too young, too human. There was something a little
+malicious, teasing, in the way she delighted to tell him about herself,
+and then walk demurely, repentantly out. At St. Agatha's she had been
+rather a difficult person to deal with. She was, as the good sisters of
+the school had readily perceived, too full of life, too active, to be
+easily controlled. "That Miss Butler," once observed Sister Constantia,
+the Mother Superior, to Sister Sempronia, Aileen's immediate mentor,
+"is a very spirited girl, you may have a great deal of trouble with her
+unless you use a good deal of tact. You may have to coax her with little
+gifts. You will get on better." So Sister Sempronia had sought to find
+what Aileen was most interested in, and bribe her therewith. Being
+intensely conscious of her father's competence, and vain of her personal
+superiority, it was not so easy to do. She had wanted to go home
+occasionally, though; she had wanted to be allowed to wear the sister's
+rosary of large beads with its pendent cross of ebony and its silver
+Christ, and this was held up as a great privilege. For keeping quiet in
+class, walking softly, and speaking softly--as much as it was in her to
+do--for not stealing into other girl's rooms after lights were out, and
+for abandoning crushes on this and that sympathetic sister, these awards
+and others, such as walking out in the grounds on Saturday afternoons,
+being allowed to have all the flowers she wanted, some extra dresses,
+jewels, etc., were offered. She liked music and the idea of painting,
+though she had no talent in that direction; and books, novels,
+interested her, but she could not get them. The rest--grammar, spelling,
+sewing, church and general history--she loathed. Deportment--well, there
+was something in that. She had liked the rather exaggerated curtsies
+they taught her, and she had often reflected on how she would use them
+when she reached home.
+
+When she came out into life the little social distinctions which have
+been indicated began to impress themselves on her, and she wished
+sincerely that her father would build a better home--a mansion--such as
+those she saw elsewhere, and launch her properly in society. Failing in
+that, she could think of nothing save clothes, jewels, riding-horses,
+carriages, and the appropriate changes of costume which were allowed her
+for these. Her family could not entertain in any distinguished way where
+they were, and so already, at eighteen, she was beginning to feel the
+sting of a blighted ambition. She was eager for life. How was she to get
+it?
+
+Her room was a study in the foibles of an eager and ambitious mind. It
+was full of clothes, beautiful things for all occasions--jewelry--which
+she had small opportunity to wear--shoes, stockings, lingerie, laces. In
+a crude way she had made a study of perfumes and cosmetics, though she
+needed the latter not at all, and these were present in abundance.
+She was not very orderly, and she loved lavishness of display; and
+her curtains, hangings, table ornaments, and pictures inclined to
+gorgeousness, which did not go well with the rest of the house.
+
+Aileen always reminded Cowperwood of a high-stepping horse without a
+check-rein. He met her at various times, shopping with her mother, out
+driving with her father, and he was always interested and amused at the
+affected, bored tone she assumed before him--the "Oh, dear! Oh, dear!
+Life is so tiresome, don't you know," when, as a matter of fact, every
+moment of it was of thrilling interest to her. Cowperwood took her
+mental measurement exactly. A girl with a high sense of life in her,
+romantic, full of the thought of love and its possibilities. As he
+looked at her he had the sense of seeing the best that nature can do
+when she attempts to produce physical perfection. The thought came to
+him that some lucky young dog would marry her pretty soon and carry her
+away; but whoever secured her would have to hold her by affection and
+subtle flattery and attention if he held her at all.
+
+"The little snip"--she was not at all--"she thinks the sun rises and
+sets in her father's pocket," Lillian observed one day to her husband.
+"To hear her talk, you'd think they were descended from Irish kings. Her
+pretended interest in art and music amuses me."
+
+"Oh, don't be too hard on her," coaxed Cowperwood diplomatically. He
+already liked Aileen very much. "She plays very well, and she has a good
+voice."
+
+"Yes, I know; but she has no real refinement. How could she have? Look
+at her father and mother."
+
+"I don't see anything so very much the matter with her," insisted
+Cowperwood. "She's bright and good-looking. Of course, she's only a
+girl, and a little vain, but she'll come out of that. She isn't without
+sense and force, at that."
+
+Aileen, as he knew, was most friendly to him. She liked him. She made a
+point of playing the piano and singing for him in his home, and she sang
+only when he was there. There was something about his steady, even gait,
+his stocky body and handsome head, which attracted her. In spite of
+her vanity and egotism, she felt a little overawed before him at
+times--keyed up. She seemed to grow gayer and more brilliant in his
+presence.
+
+The most futile thing in this world is any attempt, perhaps, at
+exact definition of character. All individuals are a bundle of
+contradictions--none more so than the most capable.
+
+In the case of Aileen Butler it would be quite impossible to give
+an exact definition. Intelligence, of a raw, crude order she had
+certainly--also a native force, tamed somewhat by the doctrines and
+conventions of current society, still showed clear at times in an
+elemental and not entirely unattractive way. At this time she was only
+eighteen years of age--decidedly attractive from the point of view of a
+man of Frank Cowperwood's temperament. She supplied something he had not
+previously known or consciously craved. Vitality and vivacity. No other
+woman or girl whom he had ever known had possessed so much innate
+force as she. Her red-gold hair--not so red as decidedly golden with a
+suggestion of red in it--looped itself in heavy folds about her forehead
+and sagged at the base of her neck. She had a beautiful nose, not
+sensitive, but straight-cut with small nostril openings, and eyes that
+were big and yet noticeably sensuous. They were, to him, a pleasing
+shade of blue-gray-blue, and her toilet, due to her temperament, of
+course, suggested almost undue luxury, the bangles, anklets, ear-rings,
+and breast-plates of the odalisque, and yet, of course, they were not
+there. She confessed to him years afterward that she would have loved
+to have stained her nails and painted the palms of her hands with
+madder-red. Healthy and vigorous, she was chronically interested in
+men--what they would think of her--and how she compared with other
+women.
+
+The fact that she could ride in a carriage, live in a fine home on
+Girard Avenue, visit such homes as those of the Cowperwoods and others,
+was of great weight; and yet, even at this age, she realized that life
+was more than these things. Many did not have them and lived.
+
+But these facts of wealth and advantage gripped her; and when she sat at
+the piano and played or rode in her carriage or walked or stood before
+her mirror, she was conscious of her figure, her charms, what they
+meant to men, how women envied her. Sometimes she looked at poor,
+hollow-chested or homely-faced girls and felt sorry for them; at other
+times she flared into inexplicable opposition to some handsome girl or
+woman who dared to brazen her socially or physically. There were such
+girls of the better families who, in Chestnut Street, in the expensive
+shops, or on the drive, on horseback or in carriages, tossed their heads
+and indicated as well as human motions can that they were better-bred
+and knew it. When this happened each stared defiantly at the other. She
+wanted ever so much to get up in the world, and yet namby-pamby men
+of better social station than herself did not attract her at all. She
+wanted a man. Now and then there was one "something like," but not
+entirely, who appealed to her, but most of them were politicians or
+legislators, acquaintances of her father, and socially nothing at
+all--and so they wearied and disappointed her. Her father did not know
+the truly elite. But Mr. Cowperwood--he seemed so refined, so forceful,
+and so reserved. She often looked at Mrs. Cowperwood and thought how
+fortunate she was.
+
+
+
+
+
+Chapter XIV
+
+
+The development of Cowperwood as Cowperwood & Co. following his
+arresting bond venture, finally brought him into relationship with one
+man who was to play an important part in his life, morally,
+financially, and in other ways. This was George W. Stener, the new city
+treasurer-elect, who, to begin with, was a puppet in the hands of
+other men, but who, also in spite of this fact, became a personage of
+considerable importance, for the simple reason that he was weak. Stener
+had been engaged in the real estate and insurance business in a small
+way before he was made city treasurer. He was one of those men, of whom
+there are so many thousands in every large community, with no breadth
+of vision, no real subtlety, no craft, no great skill in anything. You
+would never hear a new idea emanating from Stener. He never had one in
+his life. On the other hand, he was not a bad fellow. He had a stodgy,
+dusty, commonplace look to him which was more a matter of mind than of
+body. His eye was of vague gray-blue; his hair a dusty light-brown and
+thin. His mouth--there was nothing impressive there. He was quite tall,
+nearly six feet, with moderately broad shoulders, but his figure was
+anything but shapely. He seemed to stoop a little, his stomach was the
+least bit protuberant, and he talked commonplaces--the small change of
+newspaper and street and business gossip. People liked him in his own
+neighborhood. He was thought to be honest and kindly; and he was, as far
+as he knew. His wife and four children were as average and insignificant
+as the wives and children of such men usually are.
+
+Just the same, and in spite of, or perhaps, politically speaking,
+because of all this, George W. Stener was brought into temporary public
+notice by certain political methods which had existed in Philadelphia
+practically unmodified for the previous half hundred years. First,
+because he was of the same political faith as the dominant local
+political party, he had become known to the local councilman and
+ward-leader of his ward as a faithful soul--one useful in the matter
+of drumming up votes. And next--although absolutely without value as
+a speaker, for he had no ideas--you could send him from door to door,
+asking the grocer and the blacksmith and the butcher how he felt about
+things and he would make friends, and in the long run predict fairly
+accurately the probable vote. Furthermore, you could dole him out a few
+platitudes and he would repeat them. The Republican party, which was the
+new-born party then, but dominant in Philadelphia, needed your vote; it
+was necessary to keep the rascally Democrats out--he could scarcely have
+said why. They had been for slavery. They were for free trade. It never
+once occurred to him that these things had nothing to do with the local
+executive and financial administration of Philadelphia. Supposing they
+didn't? What of it?
+
+In Philadelphia at this time a certain United States Senator, one Mark
+Simpson, together with Edward Malia Butler and Henry A. Mollenhauer,
+a rich coal dealer and investor, were supposed to, and did, control
+jointly the political destiny of the city. They had representatives,
+benchmen, spies, tools--a great company. Among them was this same
+Stener--a minute cog in the silent machinery of their affairs.
+
+In scarcely any other city save this, where the inhabitants were of a
+deadly average in so far as being commonplace was concerned, could such
+a man as Stener have been elected city treasurer. The rank and file
+did not, except in rare instances, make up their political program. An
+inside ring had this matter in charge. Certain positions were allotted
+to such and such men or to such and such factions of the party for such
+and such services rendered--but who does not know politics?
+
+In due course of time, therefore, George W. Stener had become persona
+grata to Edward Strobik, a quondam councilman who afterward became ward
+leader and still later president of council, and who, in private life
+was a stone-dealer and owner of a brickyard. Strobik was a benchman
+of Henry A. Mollenhauer, the hardest and coldest of all three of the
+political leaders. The latter had things to get from council, and
+Strobik was his tool. He had Stener elected; and because he was
+faithful in voting as he was told the latter was later made an assistant
+superintendent of the highways department.
+
+Here he came under the eyes of Edward Malia Butler, and was slightly
+useful to him. Then the central political committee, with Butler in
+charge, decided that some nice, docile man who would at the same time be
+absolutely faithful was needed for city treasurer, and Stener was put on
+the ticket. He knew little of finance, but was an excellent bookkeeper;
+and, anyhow, was not corporation counsel Regan, another political tool
+of this great triumvirate, there to advise him at all times? He was.
+It was a very simple matter. Being put on the ticket was equivalent to
+being elected, and so, after a few weeks of exceedingly trying
+platform experiences, in which he had stammered through platitudinous
+declarations that the city needed to be honestly administered, he was
+inducted into office; and there you were.
+
+Now it wouldn't have made so much difference what George W. Stener's
+executive and financial qualifications for the position were, but
+at this time the city of Philadelphia was still hobbling along under
+perhaps as evil a financial system, or lack of it, as any city ever
+endured--the assessor and the treasurer being allowed to collect and
+hold moneys belonging to the city, outside of the city's private vaults,
+and that without any demand on the part of anybody that the same be
+invested by them at interest for the city's benefit. Rather, all they
+were expected to do, apparently, was to restore the principal and
+that which was with them when they entered or left office. It was not
+understood or publicly demanded that the moneys so collected, or
+drawn from any source, be maintained intact in the vaults of the city
+treasury. They could be loaned out, deposited in banks or used to
+further private interests of any one, so long as the principal was
+returned, and no one was the wiser. Of course, this theory of
+finance was not publicly sanctioned, but it was known politically and
+journalistically, and in high finance. How were you to stop it?
+
+Cowperwood, in approaching Edward Malia Butler, had been unconsciously
+let in on this atmosphere of erratic and unsatisfactory speculation
+without really knowing it. When he had left the office of Tighe & Co.,
+seven years before, it was with the idea that henceforth and forever he
+would have nothing to do with the stock-brokerage proposition; but now
+behold him back in it again, with more vim than he had ever displayed,
+for now he was working for himself, the firm of Cowperwood & Co., and
+he was eager to satisfy the world of new and powerful individuals who by
+degrees were drifting to him. All had a little money. All had tips,
+and they wanted him to carry certain lines of stock on margin for them,
+because he was known to other political men, and because he was safe.
+And this was true. He was not, or at least up to this time had not been,
+a speculator or a gambler on his own account. In fact he often soothed
+himself with the thought that in all these years he had never gambled
+for himself, but had always acted strictly for others instead. But now
+here was George W. Stener with a proposition which was not quite the
+same thing as stock-gambling, and yet it was.
+
+During a long period of years preceding the Civil War, and through it,
+let it here be explained and remembered, the city of Philadelphia had
+been in the habit, as a corporation, when there were no available funds
+in the treasury, of issuing what were known as city warrants, which were
+nothing more than notes or I.O.U.'s bearing six per cent. interest, and
+payable sometimes in thirty days, sometimes in three, sometimes in six
+months--all depending on the amount and how soon the city treasurer
+thought there would be sufficient money in the treasury to take them up
+and cancel them. Small tradesmen and large contractors were frequently
+paid in this way; the small tradesman who sold supplies to the city
+institutions, for instance, being compelled to discount his notes at the
+bank, if he needed ready money, usually for ninety cents on the dollar,
+while the large contractor could afford to hold his and wait. It can
+readily be seen that this might well work to the disadvantage of the
+small dealer and merchant, and yet prove quite a fine thing for a large
+contractor or note-broker, for the city was sure to pay the warrants at
+some time, and six per cent. interest was a fat rate, considering the
+absolute security. A banker or broker who gathered up these things from
+small tradesmen at ninety cents on the dollar made a fine thing of it
+all around if he could wait.
+
+Originally, in all probability, there was no intention on the part of
+the city treasurer to do any one an injustice, and it is likely that
+there really were no funds to pay with at the time. However that may
+have been, there was later no excuse for issuing the warrants, seeing
+that the city might easily have been managed much more economically. But
+these warrants, as can readily be imagined, had come to be a fine source
+of profit for note-brokers, bankers, political financiers, and inside
+political manipulators generally and so they remained a part of the
+city's fiscal policy.
+
+There was just one drawback to all this. In order to get the full
+advantage of this condition the large banker holding them must be an
+"inside banker," one close to the political forces of the city, for
+if he was not and needed money and he carried his warrants to the city
+treasurer, he would find that he could not get cash for them. But if
+he transferred them to some banker or note-broker who was close to the
+political force of the city, it was quite another matter. The treasury
+would find means to pay. Or, if so desired by the note-broker or
+banker--the right one--notes which were intended to be met in three
+months, and should have been settled at that time, were extended to run
+on years and years, drawing interest at six per cent. even when the
+city had ample funds to meet them. Yet this meant, of course, an illegal
+interest drain on the city, but that was all right also. "No funds"
+could cover that. The general public did not know. It could not find
+out. The newspapers were not at all vigilant, being pro-political. There
+were no persistent, enthusiastic reformers who obtained any political
+credence. During the war, warrants outstanding in this manner arose
+in amount to much over two million dollars, all drawing six per cent.
+interest, but then, of course, it began to get a little scandalous.
+Besides, at least some of the investors began to want their money back.
+
+In order, therefore, to clear up this outstanding indebtedness and make
+everything shipshape again, it was decided that the city must issue a
+loan, say for two million dollars--no need to be exact about the amount.
+And this loan must take the shape of interest-bearing certificates of a
+par value of one hundred dollars, redeemable in six, twelve, or eighteen
+months, as the case may be. These certificates of loan were then
+ostensibly to be sold in the open market, a sinking-fund set aside
+for their redemption, and the money so obtained used to take up the
+long-outstanding warrants which were now such a subject of public
+comment.
+
+It is obvious that this was merely a case of robbing Peter to pay
+Paul. There was no real clearing up of the outstanding debt. It was
+the intention of the schemers to make it possible for the financial
+politicians on the inside to reap the same old harvest by allowing the
+certificates to be sold to the right parties for ninety or less, setting
+up the claim that there was no market for them, the credit of the city
+being bad. To a certain extent this was true. The war was just over.
+Money was high. Investors could get more than six per cent. elsewhere
+unless the loan was sold at ninety. But there were a few watchful
+politicians not in the administration, and some newspapers and
+non-political financiers who, because of the high strain of patriotism
+existing at the time, insisted that the loan should be sold at par.
+Therefore a clause to that effect had to be inserted in the enabling
+ordinance.
+
+This, as one might readily see, destroyed the politicians' little scheme
+to get this loan at ninety. Nevertheless since they desired that the
+money tied up in the old warrants and now not redeemable because of lack
+of funds should be paid them, the only way this could be done would be
+to have some broker who knew the subtleties of the stock market handle
+this new city loan on 'change in such a way that it would be made to
+seem worth one hundred and to be sold to outsiders at that figure.
+Afterward, if, as it was certain to do, it fell below that, the
+politicians could buy as much of it as they pleased, and eventually have
+the city redeem it at par.
+
+George W. Stener, entering as city treasurer at this time, and bringing
+no special financial intelligence to the proposition, was really
+troubled. Henry A. Mollenhauer, one of the men who had gathered up a
+large amount of the old city warrants, and who now wanted his money, in
+order to invest it in bonanza offers in the West, called on Stener, and
+also on the mayor. He with Simpson and Butler made up the Big Three.
+
+"I think something ought to be done about these warrants that are
+outstanding," he explained. "I am carrying a large amount of them, and
+there are others. We have helped the city a long time by saying nothing;
+but now I think that something ought to be done. Mr. Butler and Mr.
+Simpson feel the same way. Couldn't these new loan certificates be
+listed on the stock exchange and the money raised that way? Some clever
+broker could bring them to par."
+
+Stener was greatly flattered by the visit from Mollenhauer. Rarely did
+he trouble to put in a personal appearance, and then only for the weight
+and effect his presence would have. He called on the mayor and the
+president of council, much as he called on Stener, with a lofty,
+distant, inscrutable air. They were as office-boys to him.
+
+In order to understand exactly the motive for Mollenhauer's interest
+in Stener, and the significance of this visit and Stener's subsequent
+action in regard to it, it will be necessary to scan the political
+horizon for some little distance back. Although George W. Stener was in
+a way a political henchman and appointee of Mollenhauer's, the latter
+was only vaguely acquainted with him. He had seen him before; knew of
+him; had agreed that his name should be put on the local slate largely
+because he had been assured by those who were closest to him and who
+did his bidding that Stener was "all right," that he would do as he
+was told, that he would cause no one any trouble, etc. In fact,
+during several previous administrations, Mollenhauer had maintained a
+subsurface connection with the treasury, but never so close a one as
+could easily be traced. He was too conspicuous a man politically and
+financially for that. But he was not above a plan, in which Simpson if
+not Butler shared, of using political and commercial stool-pigeons to
+bleed the city treasury as much as possible without creating a scandal.
+In fact, for some years previous to this, various agents had already
+been employed--Edward Strobik, president of council, Asa Conklin, the
+then incumbent of the mayor's chair, Thomas Wycroft, alderman, Jacob
+Harmon, alderman, and others--to organize dummy companies under various
+names, whose business it was to deal in those things which the city
+needed--lumber, stone, steel, iron, cement--a long list--and of course,
+always at a fat profit to those ultimately behind the dummy companies,
+so organized. It saved the city the trouble of looking far and wide for
+honest and reasonable dealers.
+
+Since the action of at least three of these dummies will have something
+to do with the development of Cowperwood's story, they may be briefly
+described. Edward Strobik, the chief of them, and the one most useful to
+Mollenhauer, in a minor way, was a very spry person of about thirty-five
+at this time--lean and somewhat forceful, with black hair, black eyes,
+and an inordinately large black mustache. He was dapper, inclined to
+noticeable clothing--a pair of striped trousers, a white vest, a black
+cutaway coat and a high silk hat. His markedly ornamental shoes were
+always polished to perfection, and his immaculate appearance gave him
+the nickname of "The Dude" among some. Nevertheless he was quite able on
+a small scale, and was well liked by many.
+
+His two closest associates, Messrs. Thomas Wycroft and Jacob Harmon,
+were rather less attractive and less brilliant. Jacob Harmon was a thick
+wit socially, but no fool financially. He was big and rather doleful to
+look upon, with sandy brown hair and brown eyes, but fairly intelligent,
+and absolutely willing to approve anything which was not too broad in
+its crookedness and which would afford him sufficient protection to keep
+him out of the clutches of the law. He was really not so cunning as dull
+and anxious to get along.
+
+Thomas Wycroft, the last of this useful but minor triumvirate, was a
+tall, lean man, candle-waxy, hollow-eyed, gaunt of face, pathetic to
+look at physically, but shrewd. He was an iron-molder by trade and had
+gotten into politics much as Stener had--because he was useful; and he
+had managed to make some money--via this triumvirate of which Strobik
+was the ringleader, and which was engaged in various peculiar businesses
+which will now be indicated.
+
+The companies which these several henchmen had organized under previous
+administrations, and for Mollenhauer, dealt in meat, building material,
+lamp-posts, highway supplies, anything you will, which the city
+departments or its institutions needed. A city contract once awarded was
+irrevocable, but certain councilmen had to be fixed in advance and
+it took money to do that. The company so organized need not actually
+slaughter any cattle or mold lamp-posts. All it had to do was to
+organize to do that, obtain a charter, secure a contract for supplying
+such material to the city from the city council (which Strobik, Harmon,
+and Wycroft would attend to), and then sublet this to some actual
+beef-slaughterer or iron-founder, who would supply the material and
+allow them to pocket their profit which in turn was divided or paid for
+to Mollenhauer and Simpson in the form of political donations to
+clubs or organizations. It was so easy and in a way so legitimate. The
+particular beef-slaughterer or iron-founder thus favored could not hope
+of his own ability thus to obtain a contract. Stener, or whoever was
+in charge of the city treasury at the time, for his services in loaning
+money at a low rate of interest to be used as surety for the proper
+performance of contract, and to aid in some instances the beef-killer or
+iron-founder to carry out his end, was to be allowed not only the one or
+two per cent. which he might pocket (other treasurers had), but a fair
+proportion of the profits. A complacent, confidential chief clerk who
+was all right would be recommended to him. It did not concern Stener
+that Strobik, Harmon, and Wycroft, acting for Mollenhauer, were
+incidentally planning to use a little of the money loaned for purposes
+quite outside those indicated. It was his business to loan it.
+
+However, to be going on. Some time before he was even nominated, Stener
+had learned from Strobik, who, by the way, was one of his sureties
+as treasurer (which suretyship was against the law, as were those of
+Councilmen Wycroft and Harmon, the law of Pennsylvania stipulating that
+one political servant might not become surety for another), that those
+who had brought about this nomination and election would by no means ask
+him to do anything which was not perfectly legal, but that he must be
+complacent and not stand in the way of big municipal perquisites nor
+bite the hands that fed him. It was also made perfectly plain to him,
+that once he was well in office a little money for himself was to be
+made. As has been indicated, he had always been a poor man. He had seen
+all those who had dabbled in politics to any extent about him heretofore
+do very well financially indeed, while he pegged along as an insurance
+and real-estate agent. He had worked hard as a small political henchman.
+Other politicians were building themselves nice homes in newer portions
+of the city. They were going off to New York or Harrisburg or Washington
+on jaunting parties. They were seen in happy converse at road-houses or
+country hotels in season with their wives or their women favorites,
+and he was not, as yet, of this happy throng. Naturally now that he was
+promised something, he was interested and compliant. What might he not
+get?
+
+When it came to this visit from Mollenhauer, with its suggestion
+in regard to bringing city loan to par, although it bore no obvious
+relation to Mollenhauer's subsurface connection with Stener, through
+Strobik and the others, Stener did definitely recognize his own
+political subservience--his master's stentorian voice--and immediately
+thereafter hurried to Strobik for information.
+
+"Just what would you do about this?" he asked of Strobik, who knew of
+Mollenhauer's visit before Stener told him, and was waiting for Stener
+to speak to him. "Mr. Mollenhauer talks about having this new loan
+listed on 'change and brought to par so that it will sell for one
+hundred."
+
+Neither Strobik, Harmon, nor Wycroft knew how the certificates of city
+loan, which were worth only ninety on the open market, were to be made
+to sell for one hundred on 'change, but Mollenhauer's secretary, one
+Abner Sengstack, had suggested to Strobik that, since Butler was dealing
+with young Cowperwood and Mollenhauer did not care particularly for his
+private broker in this instance, it might be as well to try Cowperwood.
+
+
+So it was that Cowperwood was called to Stener's office. And once there,
+and not as yet recognizing either the hand of Mollenhauer or Simpson
+in this, merely looked at the peculiarly shambling, heavy-cheeked,
+middle-class man before him without either interest or sympathy,
+realizing at once that he had a financial baby to deal with. If he could
+act as adviser to this man--be his sole counsel for four years!
+
+"How do you do, Mr. Stener?" he said in his soft, ingratiating voice,
+as the latter held out his hand. "I am glad to meet you. I have heard of
+you before, of course."
+
+Stener was long in explaining to Cowperwood just what his difficulty
+was. He went at it in a clumsy fashion, stumbling through the
+difficulties of the situation he was suffered to meet.
+
+"The main thing, as I see it, is to make these certificates sell at par.
+I can issue them in any sized lots you like, and as often as you like. I
+want to get enough now to clear away two hundred thousand dollars' worth
+of the outstanding warrants, and as much more as I can get later."
+
+Cowperwood felt like a physician feeling a patient's pulse--a patient
+who is really not sick at all but the reassurance of whom means a fat
+fee. The abstrusities of the stock exchange were as his A B C's to him.
+He knew if he could have this loan put in his hands--all of it, if he
+could have the fact kept dark that he was acting for the city, and that
+if Stener would allow him to buy as a "bull" for the sinking-fund while
+selling judiciously for a rise, he could do wonders even with a big
+issue. He had to have all of it, though, in order that he might have
+agents under him. Looming up in his mind was a scheme whereby he could
+make a lot of the unwary speculators about 'change go short of this
+stock or loan under the impression, of course, that it was scattered
+freely in various persons' hands, and that they could buy as much of it
+as they wanted. Then they would wake to find that they could not get it;
+that he had it all. Only he would not risk his secret that far. Not he,
+oh, no. But he would drive the city loan to par and then sell. And
+what a fat thing for himself among others in so doing. Wisely enough
+he sensed that there was politics in all this--shrewder and bigger men
+above and behind Stener. But what of that? And how slyly and shrewdly
+they were sending Stener to him. It might be that his name was becoming
+very potent in their political world here. And what might that not mean!
+
+"I tell you what I'd like to do, Mr. Stener," he said, after he had
+listened to his explanation and asked how much of the city loan he would
+like to sell during the coming year. "I'll be glad to undertake it. But
+I'd like to have a day or two in which to think it over."
+
+"Why, certainly, certainly, Mr. Cowperwood," replied Stener, genially.
+"That's all right. Take your time. If you know how it can be done, just
+show me when you're ready. By the way, what do you charge?"
+
+"Well, the stock exchange has a regular scale of charges which we
+brokers are compelled to observe. It's one-fourth of one per cent. on
+the par value of bonds and loans. Of course, I may hav to add a lot of
+fictitious selling--I'll explain that to you later--but I won't charge
+you anything for that so long as it is a secret between us. I'll give
+you the best service I can, Mr. Stener. You can depend on that. Let me
+have a day or two to think it over, though."
+
+He shook hands with Stener, and they parted. Cowperwood was satisfied
+that he was on the verge of a significant combination, and Stener that
+he had found someone on whom he could lean.
+
+
+
+
+
+Chapter XV
+
+
+The plan Cowperwood developed after a few days' meditation will be
+plain enough to any one who knows anything of commercial and financial
+manipulation, but a dark secret to those who do not. In the first place,
+the city treasurer was to use his (Cowperwood's) office as a bank of
+deposit. He was to turn over to him, actually, or set over to his credit
+on the city's books, subject to his order, certain amounts of city
+loans--two hundred thousand dollars at first, since that was the amount
+it was desired to raise quickly--and he would then go into the market
+and see what could be done to have it brought to par. The city treasurer
+was to ask leave of the stock exchange at once to have it listed as
+a security. Cowperwood would then use his influence to have this
+application acted upon quickly. Stener was then to dispose of all city
+loan certificates through him, and him only. He was to allow him to buy
+for the sinking-fund, supposedly, such amounts as he might have to buy
+in order to keep the price up to par. To do this, once a considerable
+number of the loan certificates had been unloaded on the public, it
+might be necessary to buy back a great deal. However, these would be
+sold again. The law concerning selling only at par would have to be
+abrogated to this extent--i.e., that the wash sales and preliminary
+sales would have to be considered no sales until par was reached.
+
+There was a subtle advantage here, as Cowperwood pointed out to Stener.
+In the first place, since the certificates were going ultimately to
+reach par anyway, there was no objection to Stener or any one else
+buying low at the opening price and holding for a rise. Cowperwood would
+be glad to carry him on his books for any amount, and he would settle
+at the end of each month. He would not be asked to buy the certificates
+outright. He could be carried on the books for a certain reasonable
+margin, say ten points. The money was as good as made for Stener now. In
+the next place, in buying for the sinking-fund it would be possible to
+buy these certificates very cheap, for, having the new and reserve issue
+entirely in his hands, Cowperwood could throw such amounts as he wished
+into the market at such times as he wished to buy, and consequently
+depress the market. Then he could buy, and, later, up would go the
+price. Having the issues totally in his hands to boost or depress
+the market as he wished, there was no reason why the city should not
+ultimately get par for all its issues, and at the same time considerable
+money be made out of the manufactured fluctuations. He, Cowperwood,
+would be glad to make most of his profit that way. The city should allow
+him his normal percentage on all his actual sales of certificates for
+the city at par (he would have to have that in order to keep straight
+with the stock exchange); but beyond that, and for all the other
+necessary manipulative sales, of which there would be many, he would
+depend on his knowledge of the stock market to reimburse him. And if
+Stener wanted to speculate with him--well.
+
+Dark as this transaction may seem to the uninitiated, it will appear
+quite clear to those who know. Manipulative tricks have always been
+worked in connection with stocks of which one man or one set of men has
+had complete control. It was no different from what subsequently was
+done with Erie, Standard Oil, Copper, Sugar, Wheat, and what not.
+Cowperwood was one of the first and one of the youngest to see how it
+could be done. When he first talked to Stener he was twenty-eight years
+of age. When he last did business with him he was thirty-four.
+
+The houses and the bank-front of Cowperwood & Co. had been proceeding
+apace. The latter was early Florentine in its decorations with windows
+which grew narrower as they approached the roof, and a door of wrought
+iron set between delicately carved posts, and a straight lintel of
+brownstone. It was low in height and distinguished in appearance. In
+the center panel had been hammered a hand, delicately wrought, thin and
+artistic, holding aloft a flaming brand. Ellsworth informed him that
+this had formerly been a money-changer's sign used in old Venice, the
+significance of which had long been forgotten.
+
+The interior was finished in highly-polished hardwood, stained in
+imitation of the gray lichens which infest trees. Large sheets of clear,
+beveled glass were used, some oval, some oblong, some square, and some
+circular, following a given theory of eye movement. The fixtures for
+the gas-jets were modeled after the early Roman flame-brackets, and the
+office safe was made an ornament, raised on a marble platform at the
+back of the office and lacquered a silver-gray, with Cowperwood & Co.
+lettered on it in gold. One had a sense of reserve and taste pervading
+the place, and yet it was also inestimably prosperous, solid and
+assuring. Cowperwood, when he viewed it at its completion, complimented
+Ellsworth cheerily. "I like this. It is really beautiful. It will be
+a pleasure to work here. If those houses are going to be anything like
+this, they will be perfect."
+
+"Wait till you see them. I think you will be pleased, Mr. Cowperwood. I
+am taking especial pains with yours because it is smaller. It is
+really easier to treat your father's. But yours--" He went off into a
+description of the entrance-hall, reception-room and parlor, which he
+was arranging and decorating in such a way as to give an effect of size
+and dignity not really conformable to the actual space.
+
+And when the houses were finished, they were effective and
+arresting--quite different from the conventional residences of the
+street. They were separated by a space of twenty feet, laid out as
+greensward. The architect had borrowed somewhat from the Tudor
+school, yet not so elaborated as later became the style in many of the
+residences in Philadelphia and elsewhere. The most striking features
+were rather deep-recessed doorways under wide, low, slightly floriated
+arches, and three projecting windows of rich form, one on the second
+floor of Frank's house, two on the facade of his father's. There were
+six gables showing on the front of the two houses, two on Frank's and
+four on his father's. In the front of each house on the ground floor
+was a recessed window unconnected with the recessed doorways, formed
+by setting the inner external wall back from the outer face of the
+building. This window looked out through an arched opening to the
+street, and was protected by a dwarf parapet or balustrade. It was
+possible to set potted vines and flowers there, which was later done,
+giving a pleasant sense of greenery from the street, and to place a few
+chairs there, which were reached via heavily barred French casements.
+
+On the ground floor of each house was placed a conservatory of flowers,
+facing each other, and in the yard, which was jointly used, a pool of
+white marble eight feet in diameter, with a marble Cupid upon which jets
+of water played. The yard which was enclosed by a high but pierced wall
+of green-gray brick, especially burnt for the purpose the same color as
+the granite of the house, and surmounted by a white marble coping which
+was sown to grass and had a lovely, smooth, velvety appearance. The two
+houses, as originally planned, were connected by a low, green-columned
+pergola which could be enclosed in glass in winter.
+
+The rooms, which were now slowly being decorated and furnished in period
+styles were very significant in that they enlarged and strengthened
+Frank Cowperwood's idea of the world of art in general. It was an
+enlightening and agreeable experience--one which made for artistic and
+intellectual growth--to hear Ellsworth explain at length the styles and
+types of architecture and furniture, the nature of woods and ornaments
+employed, the qualities and peculiarities of hangings, draperies,
+furniture panels, and door coverings. Ellsworth was a student of
+decoration as well as of architecture, and interested in the artistic
+taste of the American people, which he fancied would some day have a
+splendid outcome. He was wearied to death of the prevalent Romanesque
+composite combinations of country and suburban villa. The time was ripe
+for something new. He scarcely knew what it would be; but this that he
+had designed for Cowperwood and his father was at least different, as
+he said, while at the same time being reserved, simple, and pleasing.
+It was in marked contrast to the rest of the architecture of the street.
+Cowperwood's dining-room, reception-room, conservatory, and butler's
+pantry he had put on the first floor, together with the general
+entry-hall, staircase, and coat-room under the stairs. For the second
+floor he had reserved the library, general living-room, parlor, and
+a small office for Cowperwood, together with a boudoir for Lillian,
+connected with a dressing-room and bath.
+
+On the third floor, neatly divided and accommodated with baths and
+dressing-rooms, were the nursery, the servants' quarters, and several
+guest-chambers.
+
+Ellsworth showed Cowperwood books of designs containing furniture,
+hangings, etageres, cabinets, pedestals, and some exquisite piano forms.
+He discussed woods with him--rosewood, mahogany, walnut, English
+oak, bird's-eye maple, and the manufactured effects such as ormolu,
+marquetry, and Boule, or buhl. He explained the latter--how difficult it
+was to produce, how unsuitable it was in some respects for this climate,
+the brass and tortoise-shell inlay coming to swell with the heat or
+damp, and so bulging or breaking. He told of the difficulties and
+disadvantages of certain finishes, but finally recommended ormolu
+furniture for the reception room, medallion tapestry for the parlor,
+French renaissance for the dining-room and library, and bird's-eye maple
+(dyed blue in one instance, and left its natural color in another) and
+a rather lightly constructed and daintily carved walnut for the
+other rooms. The hangings, wall-paper, and floor coverings were to
+harmonize--not match--and the piano and music-cabinet for the parlor,
+as well as the etagere, cabinets, and pedestals for the reception-rooms,
+were to be of buhl or marquetry, if Frank cared to stand the expense.
+
+Ellsworth advised a triangular piano--the square shapes were so
+inexpressibly wearisome to the initiated. Cowperwood listened
+fascinated. He foresaw a home which would be chaste, soothing, and
+delightful to look upon. If he hung pictures, gilt frames were to be the
+setting, large and deep; and if he wished a picture-gallery, the library
+could be converted into that, and the general living-room, which lay
+between the library and the parlor on the second-floor, could be turned
+into a combination library and living-room. This was eventually done;
+but not until his taste for pictures had considerably advanced.
+
+It was now that he began to take a keen interest in objects of art,
+pictures, bronzes, little carvings and figurines, for his cabinets,
+pedestals, tables, and etageres. Philadelphia did not offer much that
+was distinguished in this realm--certainly not in the open market.
+There were many private houses which were enriched by travel; but his
+connection with the best families was as yet small. There were then
+two famous American sculptors, Powers and Hosmer, of whose work he had
+examples; but Ellsworth told him that they were not the last word in
+sculpture and that he should look into the merits of the ancients. He
+finally secured a head of David, by Thorwaldsen, which delighted him,
+and some landscapes by Hunt, Sully, and Hart, which seemed somewhat in
+the spirit of his new world.
+
+The effect of a house of this character on its owner is unmistakable.
+We think we are individual, separate, above houses and material objects
+generally; but there is a subtle connection which makes them reflect us
+quite as much as we reflect them. They lend dignity, subtlety, force,
+each to the other, and what beauty, or lack of it, there is, is shot
+back and forth from one to the other as a shuttle in a loom, weaving,
+weaving. Cut the thread, separate a man from that which is rightfully
+his own, characteristic of him, and you have a peculiar figure, half
+success, half failure, much as a spider without its web, which will
+never be its whole self again until all its dignities and emoluments are
+restored.
+
+The sight of his new house going up made Cowperwood feel of more weight
+in the world, and the possession of his suddenly achieved connection
+with the city treasurer was as though a wide door had been thrown open
+to the Elysian fields of opportunity. He rode about the city those days
+behind a team of spirited bays, whose glossy hides and metaled harness
+bespoke the watchful care of hostler and coachman. Ellsworth was
+building an attractive stable in the little side street back of the
+houses, for the joint use of both families. He told Mrs. Cowperwood that
+he intended to buy her a victoria--as the low, open, four-wheeled coach
+was then known--as soon as they were well settled in their new home, and
+that they were to go out more. There was some talk about the value
+of entertaining--that he would have to reach out socially for certain
+individuals who were not now known to him. Together with Anna, his
+sister, and his two brothers, Joseph and Edward, they could use the two
+houses jointly. There was no reason why Anna should not make a splendid
+match. Joe and Ed might marry well, since they were not destined to set
+the world on fire in commerce. At least it would not hurt them to try.
+
+"Don't you think you will like that?" he asked his wife, referring to
+his plans for entertaining.
+
+She smiled wanly. "I suppose so," she said.
+
+
+
+
+
+Chapter XVI
+
+
+It was not long after the arrangement between Treasurer Stener and
+Cowperwood had been made that the machinery for the carrying out of
+that political-financial relationship was put in motion. The sum of
+two hundred and ten thousand dollars in six per cent. interest-bearing
+certificates, payable in ten years, was set over to the credit of
+Cowperwood & Co. on the books of the city, subject to his order. Then,
+with proper listing, he began to offer it in small amounts at more than
+ninety, at the same time creating the impression that it was going to
+be a prosperous investment. The certificates gradually rose and were
+unloaded in rising amounts until one hundred was reached, when all
+the two hundred thousand dollars' worth--two thousand certificates in
+all--was fed out in small lots. Stener was satisfied. Two hundred shares
+had been carried for him and sold at one hundred, which netted him
+two thousand dollars. It was illegitimate gain, unethical; but his
+conscience was not very much troubled by that. He had none, truly. He
+saw visions of a halcyon future.
+
+It is difficult to make perfectly clear what a subtle and significant
+power this suddenly placed in the hands of Cowperwood. Consider that he
+was only twenty-eight--nearing twenty-nine. Imagine yourself by nature
+versed in the arts of finance, capable of playing with sums of money in
+the forms of stocks, certificates, bonds, and cash, as the ordinary man
+plays with checkers or chess. Or, better yet, imagine yourself one of
+those subtle masters of the mysteries of the higher forms of
+chess--the type of mind so well illustrated by the famous and historic
+chess-players, who could sit with their backs to a group of rivals
+playing fourteen men at once, calling out all the moves in turn,
+remembering all the positions of all the men on all the boards, and
+winning. This, of course, would be an overstatement of the subtlety of
+Cowperwood at this time, and yet it would not be wholly out of bounds.
+He knew instinctively what could be done with a given sum of money--how
+as cash it could be deposited in one place, and yet as credit and the
+basis of moving checks, used in not one but many other places at the
+same time. When properly watched and followed this manipulation gave him
+the constructive and purchasing power of ten and a dozen times as much
+as his original sum might have represented. He knew instinctively the
+principles of "pyramiding" and "kiting." He could see exactly not only
+how he could raise and lower the value of these certificates of loan,
+day after day and year after year--if he were so fortunate as to retain
+his hold on the city treasurer--but also how this would give him a
+credit with the banks hitherto beyond his wildest dreams. His father's
+bank was one of the first to profit by this and to extend him loans. The
+various local politicians and bosses--Mollenhauer, Butler, Simpson, and
+others--seeing the success of his efforts in this direction, speculated
+in city loan. He became known to Mollenhauer and Simpson, by reputation,
+if not personally, as the man who was carrying this city loan
+proposition to a successful issue. Stener was supposed to have done
+a clever thing in finding him. The stock exchange stipulated that all
+trades were to be compared the same day and settled before the close of
+the next; but this working arrangement with the new city treasurer gave
+Cowperwood much more latitude, and now he had always until the first of
+the month, or practically thirty days at times, in which to render an
+accounting for all deals connected with the loan issue.
+
+And, moreover, this was really not an accounting in the sense of
+removing anything from his hands. Since the issue was to be so large,
+the sum at his disposal would always be large, and so-called transfers
+and balancing at the end of the month would be a mere matter of
+bookkeeping. He could use these city loan certificates deposited with
+him for manipulative purposes, deposit them at any bank as collateral
+for a loan, quite as if they were his own, thus raising seventy per
+cent. of their actual value in cash, and he did not hesitate to do so.
+He could take this cash, which need not be accounted for until the end
+of the month, and cover other stock transactions, on which he could
+borrow again. There was no limit to the resources of which he now found
+himself possessed, except the resources of his own energy, ingenuity,
+and the limits of time in which he had to work. The politicians did not
+realize what a bonanza he was making of it all for himself, because they
+were as yet unaware of the subtlety of his mind. When Stener told him,
+after talking the matter over with the mayor, Strobik, and others that
+he would formally, during the course of the year, set over on the city's
+books all of the two millions in city loan, Cowperwood was silent--but
+with delight. Two millions! His to play with! He had been called in as
+a financial adviser, and he had given his advice and it had been taken!
+Well. He was not a man who inherently was troubled with conscientious
+scruples. At the same time he still believed himself financially honest.
+He was no sharper or shrewder than any other financier--certainly no
+sharper than any other would be if he could.
+
+It should be noted here that this proposition of Stener's in regard to
+city money had no connection with the attitude of the principal leaders
+in local politics in regard to street-railway control, which was a new
+and intriguing phase of the city's financial life. Many of the leading
+financiers and financier-politicians were interested in that. For
+instance, Messrs. Mollenhauer, Butler, and Simpson were interested
+in street-railways separately on their own account. There was no
+understanding between them on this score. If they had thought at all on
+the matter they would have decided that they did not want any outsider
+to interfere. As a matter of fact the street-railway business in
+Philadelphia was not sufficiently developed at this time to suggest to
+any one the grand scheme of union which came later. Yet in connection
+with this new arrangement between Stener and Cowperwood, it was Strobik
+who now came forward to Stener with an idea of his own. All were certain
+to make money through Cowperwood--he and Stener, especially. What
+was amiss, therefore, with himself and Stener and with Cowperwood as
+their--or rather Stener's secret representative, since Strobik did
+not dare to appear in the matter--buying now sufficient street-railway
+shares in some one line to control it, and then, if he, Strobik, could,
+by efforts of his own, get the city council to set aside certain streets
+for its extension, why, there you were--they would own it. Only, later,
+he proposed to shake Stener out if he could. But this preliminary work
+had to be done by some one, and it might as well be Stener. At the
+same time, as he saw, this work had to be done very carefully, because
+naturally his superiors were watchful, and if they found him dabbling in
+affairs of this kind to his own advantage, they might make it impossible
+for him to continue politically in a position where he could help
+himself just the same. Any outside organization such as a street-railway
+company already in existence had a right to appeal to the city council
+for privileges which would naturally further its and the city's growth,
+and, other things being equal, these could not be refused. It would not
+do for him to appear, however, both as a shareholder and president of
+the council. But with Cowperwood acting privately for Stener it would be
+another thing.
+
+The interesting thing about this proposition as finally presented by
+Stener for Strobik to Cowperwood, was that it raised, without appearing
+to do so, the whole question of Cowperwood's attitude toward the city
+administration. Although he was dealing privately for Edward Butler as
+an agent, and with this same plan in mind, and although he had never met
+either Mollenhauer or Simpson, he nevertheless felt that in so far as
+the manipulation of the city loan was concerned he was acting for them.
+On the other hand, in this matter of the private street-railway purchase
+which Stener now brought to him, he realized from the very beginning, by
+Stener's attitude, that there was something untoward in it, that Stener
+felt he was doing something which he ought not to do.
+
+"Cowperwood," he said to him the first morning he ever broached this
+matter--it was in Stener's office, at the old city hall at Sixth and
+Chestnut, and Stener, in view of his oncoming prosperity, was feeling
+very good indeed--"isn't there some street-railway property around town
+here that a man could buy in on and get control of if he had sufficient
+money?"
+
+Cowperwood knew that there were such properties. His very alert mind
+had long since sensed the general opportunities here. The omnibuses
+were slowly disappearing. The best routes were already preempted.
+Still, there were other streets, and the city was growing. The incoming
+population would make great business in the future. One could afford to
+pay almost any price for the short lines already built if one could wait
+and extend the lines into larger and better areas later. And already
+he had conceived in his own mind the theory of the "endless chain,"
+or "argeeable formula," as it was later termed, of buying a certain
+property on a long-time payment and issuing stocks or bonds sufficient
+not only to pay your seller, but to reimburse you for your trouble,
+to say nothing of giving you a margin wherewith to invest in other
+things--allied properties, for instance, against which more bonds could
+be issued, and so on, ad infinitum. It became an old story later, but it
+was new at that time, and he kept the thought closely to himself. None
+the less he was glad to have Stener speak of this, since street-railways
+were his hobby, and he was convinced that he would be a great master of
+them if he ever had an opportunity to control them.
+
+"Why, yes, George," he said, noncommittally, "there are two or three that
+offer a good chance if a man had money enough. I notice blocks of stock
+being offered on 'change now and then by one person and another. It
+would be good policy to pick these things up as they're offered, and
+then to see later if some of the other stockholders won't want to sell
+out. Green and Coates, now, looks like a good proposition to me. If I
+had three or four hundred thousand dollars that I thought I could put
+into that by degrees I would follow it up. It only takes about thirty
+per cent. of the stock of any railroad to control it. Most of the shares
+are scattered around so far and wide that they never vote, and I think
+two or three hundred thousand dollars would control that road." He
+mentioned one other line that might be secured in the same way in the
+course of time.
+
+Stener meditated. "That's a good deal of money," he said, thoughtfully.
+"I'll talk to you about that some more later." And he was off to see
+Strobik none the less.
+
+Cowperwood knew that Stener did not have any two or three hundred
+thousand dollars to invest in anything. There was only one way that he
+could get it--and that was to borrow it out of the city treasury and
+forego the interest. But he would not do that on his own initiative.
+Some one else must be behind him and who else other than Mollenhauer,
+or Simpson, or possibly even Butler, though he doubted that, unless the
+triumvirate were secretly working together. But what of it? The larger
+politicians were always using the treasury, and he was thinking now,
+only, of his own attitude in regard to the use of this money. No harm
+could come to him, if Stener's ventures were successful; and there was
+no reason why they should not be. Even if they were not he would be
+merely acting as an agent. In addition, he saw how in the manipulation
+of this money for Stener he could probably eventually control certain
+lines for himself.
+
+There was one line being laid out to within a few blocks of his new
+home--the Seventeenth and Nineteenth Street line it was called--which
+interested him greatly. He rode on it occasionally when he was delayed
+or did not wish to trouble about a vehicle. It ran through two thriving
+streets of red-brick houses, and was destined to have a great future
+once the city grew large enough. As yet it was really not long enough.
+If he could get that, for instance, and combine it with Butler's lines,
+once they were secured--or Mollenhauer's, or Simpson's, the legislature
+could be induced to give them additional franchises. He even dreamed of
+a combination between Butler, Mollenhauer, Simpson, and himself.
+Between them, politically, they could get anything. But Butler was not a
+philanthropist. He would have to be approached with a very sizable bird
+in hand. The combination must be obviously advisable. Besides, he was
+dealing for Butler in street-railway stocks, and if this particular line
+were such a good thing Butler might wonder why it had not been brought
+to him in the first place. It would be better, Frank thought, to
+wait until he actually had it as his own, in which case it would be a
+different matter. Then he could talk as a capitalist. He began to
+dream of a city-wide street-railway system controlled by a few men, or
+preferably himself alone.
+
+
+
+
+
+Chapter XVII
+
+
+The days that had been passing brought Frank Cowperwood and Aileen
+Butler somewhat closer together in spirit. Because of the pressure of
+his growing affairs he had not paid so much attention to her as he might
+have, but he had seen her often this past year. She was now nineteen and
+had grown into some subtle thoughts of her own. For one thing, she was
+beginning to see the difference between good taste and bad taste in
+houses and furnishings.
+
+"Papa, why do we stay in this old barn?" she asked her father one
+evening at dinner, when the usual family group was seated at the table.
+
+"What's the matter with this house, I'd like to know?" demanded Butler,
+who was drawn up close to the table, his napkin tucked comfortably under
+his chin, for he insisted on this when company was not present. "I don't
+see anything the matter with this house. Your mother and I manage to
+live in it well enough."
+
+"Oh, it's terrible, papa. You know it," supplemented Norah, who was
+seventeen and quite as bright as her sister, though a little less
+experienced. "Everybody says so. Look at all the nice houses that are
+being built everywhere about here."
+
+"Everybody! Everybody! Who is 'everybody,' I'd like to know?" demanded
+Butler, with the faintest touch of choler and much humor. "I'm somebody,
+and I like it. Those that don't like it don't have to live in it. Who
+are they? What's the matter with it, I'd like to know?"
+
+The question in just this form had been up a number of times before,
+and had been handled in just this manner, or passed over entirely with a
+healthy Irish grin. To-night, however, it was destined for a little more
+extended thought.
+
+"You know it's bad, papa," corrected Aileen, firmly. "Now what's the use
+getting mad about it? It's old and cheap and dingy. The furniture is all
+worn out. That old piano in there ought to be given away. I won't play
+on it any more. The Cowperwoods--"
+
+"Old is it!" exclaimed Butler, his accent sharpening somewhat with his
+self-induced rage. He almost pronounced it "owled." "Dingy, hi! Where do
+you get that? At your convent, I suppose. And where is it worn? Show me
+where it's worn."
+
+He was coming to her reference to Cowperwood, but he hadn't reached
+that when Mrs. Butler interfered. She was a stout, broad-faced woman,
+smiling-mouthed most of the time, with blurry, gray Irish eyes, and a
+touch of red in her hair, now modified by grayness. Her cheek, below the
+mouth, on the left side, was sharply accented by a large wen.
+
+"Children! children!" (Mr. Butler, for all his commercial and political
+responsibility, was as much a child to her as any.) "Youse mustn't
+quarrel now. Come now. Give your father the tomatoes."
+
+There was an Irish maid serving at table; but plates were passed from
+one to the other just the same. A heavily ornamented chandelier, holding
+sixteen imitation candles in white porcelain, hung low over the table
+and was brightly lighted, another offense to Aileen.
+
+"Mama, how often have I told you not to say 'youse'?" pleaded Norah,
+very much disheartened by her mother's grammatical errors. "You know you
+said you wouldn't."
+
+"And who's to tell your mother what she should say?" called Butler, more
+incensed than ever at this sudden and unwarranted rebellion and assault.
+"Your mother talked before ever you was born, I'd have you know. If it
+weren't for her workin' and slavin' you wouldn't have any fine manners
+to be paradin' before her. I'd have you know that. She's a better woman
+nor any you'll be runnin' with this day, you little baggage, you!"
+
+"Mama, do you hear what he's calling me?" complained Norah, hugging
+close to her mother's arm and pretending fear and dissatisfaction.
+
+"Eddie! Eddie!" cautioned Mrs. Butler, pleading with her husband. "You
+know he don't mean that, Norah, dear. Don't you know he don't?"
+
+She was stroking her baby's head. The reference to her grammar had not
+touched her at all.
+
+Butler was sorry that he had called his youngest a baggage; but these
+children--God bless his soul--were a great annoyance. Why, in the name
+of all the saints, wasn't this house good enough for them?
+
+"Why don't you people quit fussing at the table?" observed Callum, a
+likely youth, with black hair laid smoothly over his forehead in a long,
+distinguished layer reaching from his left to close to his right ear,
+and his upper lip carrying a short, crisp mustache. His nose was short
+and retrousse, and his ears were rather prominent; but he was bright and
+attractive. He and Owen both realized that the house was old and poorly
+arranged; but their father and mother liked it, and business sense and
+family peace dictated silence on this score.
+
+"Well, I think it's mean to have to live in this old place when
+people not one-fourth as good as we are are living in better ones. The
+Cowperwoods--why, even the Cowperwoods--"
+
+"Yes, the Cowperwoods! What about the Cowperwoods?" demanded Butler,
+turning squarely to Aileen--she was sitting beside him---his big, red
+face glowing.
+
+"Why, even they have a better house than we have, and he's merely an
+agent of yours."
+
+"The Cowperwoods! The Cowperwoods! I'll not have any talk about the
+Cowperwoods. I'm not takin' my rules from the Cowperwoods. Suppose they
+have a fine house, what of it? My house is my house. I want to live
+here. I've lived here too long to be pickin' up and movin' away. If you
+don't like it you know what else you can do. Move if you want to. I'll
+not move."
+
+It was Butler's habit when he became involved in these family
+quarrels, which were as shallow as puddles, to wave his hands rather
+antagonistically under his wife's or his children's noses.
+
+"Oh, well, I will get out one of these days," Aileen replied. "Thank
+heaven I won't have to live here forever."
+
+There flashed across her mind the beautiful reception-room, library,
+parlor, and boudoirs of the Cowperwoods, which were now being arranged
+and about which Anna Cowperwood talked to her so much--their dainty,
+lovely triangular grand piano in gold and painted pink and blue. Why
+couldn't they have things like that? Her father was unquestionably a
+dozen times as wealthy. But no, her father, whom she loved dearly, was
+of the old school. He was just what people charged him with being, a
+rough Irish contractor. He might be rich. She flared up at the injustice
+of things--why couldn't he have been rich and refined, too? Then they
+could have--but, oh, what was the use of complaining? They would never
+get anywhere with her father and mother in charge. She would just have
+to wait. Marriage was the answer--the right marriage. But whom was she
+to marry?
+
+"You surely are not going to go on fighting about that now," pleaded
+Mrs. Butler, as strong and patient as fate itself. She knew where
+Aileen's trouble lay.
+
+"But we might have a decent house," insisted Aileen. "Or this one done
+over," whispered Norah to her mother.
+
+"Hush now! In good time," replied Mrs. Butler to Norah. "Wait. We'll
+fix it all up some day, sure. You run to your lessons now. You've had
+enough."
+
+Norah arose and left. Aileen subsided. Her father was simply stubborn
+and impossible. And yet he was sweet, too. She pouted in order to compel
+him to apologize.
+
+"Come now," he said, after they had left the table, and conscious of the
+fact that his daughter was dissatisfied with him. He must do something
+to placate her. "Play me somethin' on the piano, somethin' nice." He
+preferred showy, clattery things which exhibited her skill and muscular
+ability and left him wondering how she did it. That was what education
+was for--to enable her to play these very difficult things quickly and
+forcefully. "And you can have a new piano any time you like. Go and see
+about it. This looks pretty good to me, but if you don't want it, all
+right." Aileen squeezed his arm. What was the use of arguing with her
+father? What good would a lone piano do, when the whole house and
+the whole family atmosphere were at fault? But she played Schumann,
+Schubert, Offenbach, Chopin, and the old gentleman strolled to and
+fro and mused, smiling. There was real feeling and a thoughtful
+interpretation given to some of these things, for Aileen was not without
+sentiment, though she was so strong, vigorous, and withal so defiant;
+but it was all lost on him. He looked on her, his bright, healthy,
+enticingly beautiful daughter, and wondered what was going to become of
+her. Some rich man was going to many her--some fine, rich young man with
+good business instincts--and he, her father, would leave her a lot of
+money.
+
+There was a reception and a dance to be given to celebrate the
+opening of the two Cowperwood homes--the reception to be held in Frank
+Cowperwood's residence, and the dance later at his father's. The Henry
+Cowperwood domicile was much more pretentious, the reception-room,
+parlor, music-room, and conservatory being in this case all on the
+ground floor and much larger. Ellsworth had arranged it so that those
+rooms, on occasion, could be thrown into one, leaving excellent space
+for promenade, auditorium, dancing--anything, in fact, that a large
+company might require. It had been the intention all along of the two
+men to use these houses jointly. There was, to begin with, a combination
+use of the various servants, the butler, gardener, laundress, and maids.
+Frank Cowperwood employed a governess for his children. The butler was
+really not a butler in the best sense. He was Henry Cowperwood's private
+servitor. But he could carve and preside, and he could be used in either
+house as occasion warranted. There was also a hostler and a coachman for
+the joint stable. When two carriages were required at once, both drove.
+It made a very agreeable and satisfactory working arrangement.
+
+The preparation of this reception had been quite a matter of importance,
+for it was necessary for financial reasons to make it as extensive as
+possible, and for social reasons as exclusive. It was therefore decided
+that the afternoon reception at Frank's house, with its natural overflow
+into Henry W.'s, was to be for all--the Tighes, Steners, Butlers,
+Mollenhauers, as well as the more select groups to which, for instance,
+belonged Arthur Rivers, Mrs. Seneca Davis, Mr. and Mrs. Trenor Drake,
+and some of the younger Drexels and Clarks, whom Frank had met. It was
+not likely that the latter would condescend, but cards had to be sent.
+Later in the evening a less democratic group if possible was to be
+entertained, albeit it would have to be extended to include the friends
+of Anna, Mrs. Cowperwood, Edward, and Joseph, and any list which Frank
+might personally have in mind. This was to be the list. The best that
+could be persuaded, commanded, or influenced of the young and socially
+elect were to be invited here.
+
+It was not possible, however, not to invite the Butlers, parents and
+children, particularly the children, for both afternoon and evening,
+since Cowperwood was personally attracted to Aileen and despite the
+fact that the presence of the parents would be most unsatisfactory. Even
+Aileen as he knew was a little unsatisfactory to Anna and Mrs. Frank
+Cowperwood; and these two, when they were together supervising the list
+of invitations, often talked about it.
+
+"She's so hoidenish," observed Anna, to her sister-in-law, when they
+came to the name of Aileen. "She thinks she knows so much, and she isn't
+a bit refined. Her father! Well, if I had her father I wouldn't talk so
+smart."
+
+Mrs. Cowperwood, who was before her secretaire in her new boudoir,
+lifted her eyebrows.
+
+"You know, Anna, I sometimes wish that Frank's business did not compel
+me to have anything to do with them. Mrs. Butler is such a bore. She
+means well enough, but she doesn't know anything. And Aileen is too
+rough. She's too forward, I think. She comes over here and plays upon
+the piano, particularly when Frank's here. I wouldn't mind so much for
+myself, but I know it must annoy him. All her pieces are so noisy. She
+never plays anything really delicate and refined."
+
+"I don't like the way she dresses," observed Anna, sympathetically.
+"She gets herself up too conspicuously. Now, the other day I saw her out
+driving, and oh, dear! you should have seen her! She had on a crimson
+Zouave jacket heavily braided with black about the edges, and a turban
+with a huge crimson feather, and crimson ribbons reaching nearly to her
+waist. Imagine that kind of a hat to drive in. And her hands! You should
+have seen the way she held her hands--oh--just so--self-consciously.
+They were curved just so"--and she showed how. "She had on yellow
+gauntlets, and she held the reins in one hand and the whip in the other.
+She drives just like mad when she drives, anyhow, and William, the
+footman, was up behind her. You should just have seen her. Oh, dear!
+oh, dear! she does think she is so much!" And Anna giggled, half in
+reproach, half in amusement.
+
+"I suppose we'll have to invite her; I don't see how we can get out of
+it. I know just how she'll do, though. She'll walk about and pose and
+hold her nose up."
+
+"Really, I don't see how she can," commented Anna. "Now, I like Norah.
+She's much nicer. She doesn't think she's so much."
+
+"I like Norah, too," added Mrs. Cowperwood. "She's really very sweet,
+and to me she's prettier."
+
+"Oh, indeed, I think so, too."
+
+It was curious, though, that it was Aileen who commanded nearly all
+their attention and fixed their minds on her so-called idiosyncrasies.
+All they said was in its peculiar way true; but in addition the girl was
+really beautiful and much above the average intelligence and force. She
+was running deep with ambition, and she was all the more conspicuous,
+and in a way irritating to some, because she reflected in her own
+consciousness her social defects, against which she was inwardly
+fighting. She resented the fact that people could justly consider her
+parents ineligible, and for that reason her also. She was intrinsically
+as worth while as any one. Cowperwood, so able, and rapidly becoming so
+distinguished, seemed to realize it. The days that had been passing had
+brought them somewhat closer together in spirit. He was nice to her and
+liked to talk to her. Whenever he was at her home now, or she was at his
+and he was present, he managed somehow to say a word. He would come over
+quite near and look at her in a warm friendly fashion.
+
+"Well, Aileen"--she could see his genial eyes--"how is it with you? How
+are your father and mother? Been out driving? That's fine. I saw you
+to-day. You looked beautiful."
+
+"Oh, Mr. Cowperwood!"
+
+"You did. You looked stunning. A black riding-habit becomes you. I can
+tell your gold hair a long way off."
+
+"Oh, now, you mustn't say that to me. You'll make me vain. My mother and
+father tell me I'm too vain as it is."
+
+"Never mind your mother and father. I say you looked stunning, and you
+did. You always do."
+
+"Oh!"
+
+She gave a little gasp of delight. The color mounted to her cheeks and
+temples. Mr. Cowperwood knew of course. He was so informed and intensely
+forceful. And already he was so much admired by so many, her own father
+and mother included, and by Mr. Mollenhauer and Mr. Simpson, so she
+heard. And his own home and office were so beautiful. Besides, his quiet
+intensity matched her restless force.
+
+Aileen and her sister were accordingly invited to the reception but the
+Butlers mere and pere were given to understand, in as tactful a manner
+as possible, that the dance afterward was principally for young people.
+
+The reception brought a throng of people. There were many, very many,
+introductions. There were tactful descriptions of little effects Mr.
+Ellsworth had achieved under rather trying circumstances; walks under
+the pergola; viewings of both homes in detail. Many of the guests were
+old friends. They gathered in the libraries and dining-rooms and
+talked. There was much jesting, some slappings of shoulders, some good
+story-telling, and so the afternoon waned into evening, and they went
+away.
+
+Aileen had created an impression in a street costume of dark blue silk
+with velvet pelisse to match, and trimmed with elaborate pleatings and
+shirrings of the same materials. A toque of blue velvet, with high crown
+and one large dark-red imitation orchid, had given her a jaunty, dashing
+air. Beneath the toque her red-gold hair was arranged in an enormous
+chignon, with one long curl escaping over her collar. She was not
+exactly as daring as she seemed, but she loved to give that impression.
+
+"You look wonderful," Cowperwood said as she passed him.
+
+"I'll look different to-night," was her answer.
+
+She had swung herself with a slight, swaggering stride into the
+dining-room and disappeared. Norah and her mother stayed to chat with
+Mrs. Cowperwood.
+
+"Well, it's lovely now, isn't it?" breathed Mrs. Butler. "Sure you'll be
+happy here. Sure you will. When Eddie fixed the house we're in now, says
+I: 'Eddie, it's almost too fine for us altogether--surely it is,' and he
+says, says 'e, 'Norah, nothin' this side o' heavin or beyond is too
+good for ye'--and he kissed me. Now what d'ye think of that fer a big,
+hulkin' gossoon?"
+
+"It's perfectly lovely, I think, Mrs. Butler," commented Mrs.
+Cowperwood, a little bit nervous because of others.
+
+"Mama does love to talk so. Come on, mama. Let's look at the
+dining-room." It was Norah talking.
+
+"Well, may ye always be happy in it. I wish ye that. I've always been
+happy in mine. May ye always be happy." And she waddled good-naturedly
+along.
+
+The Cowperwood family dined hastily alone between seven and eight. At
+nine the evening guests began to arrive, and now the throng was of a
+different complexion--girls in mauve and cream-white and salmon-pink and
+silver-gray, laying aside lace shawls and loose dolmans, and the men in
+smooth black helping them. Outside in the cold, the carriage doors were
+slamming, and new guests were arriving constantly. Mrs. Cowperwood stood
+with her husband and Anna in the main entrance to the reception room,
+while Joseph and Edward Cowperwood and Mr. and Mrs. Henry W. Cowperwood
+lingered in the background. Lillian looked charming in a train gown of
+old rose, with a low, square neck showing a delicate chemisette of fine
+lace. Her face and figure were still notable, though her face was not as
+smoothly sweet as it had been years before when Cowperwood had first met
+her. Anna Cowperwood was not pretty, though she could not be said to be
+homely. She was small and dark, with a turned-up nose, snapping black
+eyes, a pert, inquisitive, intelligent, and alas, somewhat critical,
+air. She had considerable tact in the matter of dressing. Black, in
+spite of her darkness, with shining beads of sequins on it, helped her
+complexion greatly, as did a red rose in her hair. She had smooth, white
+well-rounded arms and shoulders. Bright eyes, a pert manner, clever
+remarks--these assisted to create an illusion of charm, though, as she
+often said, it was of little use. "Men want the dolly things."
+
+In the evening inpour of young men and women came Aileen and Norah, the
+former throwing off a thin net veil of black lace and a dolman of black
+silk, which her brother Owen took from her. Norah was with Callum, a
+straight, erect, smiling young Irishman, who looked as though he might
+carve a notable career for himself. She wore a short, girlish dress that
+came to a little below her shoe-tops, a pale-figured lavender and white
+silk, with a fluffy hoop-skirt of dainty laced-edged ruffles, against
+which tiny bows of lavender stood out in odd places. There was a great
+sash of lavender about her waist, and in her hair a rosette of the same
+color. She looked exceedingly winsome--eager and bright-eyed.
+
+But behind her was her sister in ravishing black satin, scaled as a fish
+with glistening crimsoned-silver sequins, her round, smooth arms bare
+to the shoulders, her corsage cut as low in the front and back as her
+daring, in relation to her sense of the proprieties, permitted. She was
+naturally of exquisite figure, erect, full-breasted, with somewhat more
+than gently swelling hips, which, nevertheless, melted into lovely,
+harmonious lines; and this low-cut corsage, receding back and front into
+a deep V, above a short, gracefully draped overskirt of black tulle
+and silver tissue, set her off to perfection. Her full, smooth, roundly
+modeled neck was enhanced in its cream-pink whiteness by an inch-wide
+necklet of black jet cut in many faceted black squares. Her complexion,
+naturally high in tone because of the pink of health, was enhanced by
+the tiniest speck of black court-plaster laid upon her cheekbone; and
+her hair, heightened in its reddish-gold by her dress, was fluffed
+loosely and adroitly about her eyes. The main mass of this treasure was
+done in two loose braids caught up in a black spangled net at the back
+of her neck; and her eyebrows had been emphasized by a pencil into
+something almost as significant as her hair. She was, for the occasion,
+a little too emphatic, perhaps, and yet more because of her burning
+vitality than of her costume. Art for her should have meant subduing
+her physical and spiritual significance. Life for her meant emphasizing
+them.
+
+"Lillian!" Anna nudged her sister-in-law. She was grieved to think that
+Aileen was wearing black and looked so much better than either of them.
+
+"I see," Lillian replied, in a subdued tone.
+
+"So you're back again." She was addressing Aileen. "It's chilly out,
+isn't it?"
+
+"I don't mind. Don't the rooms look lovely?"
+
+She was gazing at the softly lighted chambers and the throng before her.
+
+Norah began to babble to Anna. "You know, I just thought I never would
+get this old thing on." She was speaking of her dress. "Aileen wouldn't
+help me--the mean thing!"
+
+Aileen had swept on to Cowperwood and his mother, who was near him. She
+had removed from her arm the black satin ribbon which held her train and
+kicked the skirts loose and free. Her eyes gleamed almost pleadingly
+for all her hauteur, like a spirited collie's, and her even teeth showed
+beautifully.
+
+Cowperwood understood her precisely, as he did any fine, spirited
+animal.
+
+"I can't tell you how nice you look," he whispered to her, familiarly,
+as though there was an old understanding between them. "You're like fire
+and song."
+
+He did not know why he said this. He was not especially poetic. He had
+not formulated the phrase beforehand. Since his first glimpse of her
+in the hall, his feelings and ideas had been leaping and plunging like
+spirited horses. This girl made him set his teeth and narrow his eyes.
+Involuntarily he squared his jaw, looking more defiant, forceful,
+efficient, as she drew near.
+
+But Aileen and her sister were almost instantly surrounded by young men
+seeking to be introduced and to write their names on dance-cards, and
+for the time being she was lost to view.
+
+
+
+
+
+Chapter XVIII
+
+
+The seeds of change--subtle, metaphysical--are rooted deeply. From the
+first mention of the dance by Mrs. Cowperwood and Anna, Aileen had been
+conscious of a desire toward a more effective presentation of herself
+than as yet, for all her father's money, she had been able to achieve.
+The company which she was to encounter, as she well knew, was to be so
+much more impressive, distinguished than anything she had heretofore
+known socially. Then, too, Cowperwood appeared as something more
+definite in her mind than he had been before, and to save herself she
+could not get him out of her consciousness.
+
+A vision of him had come to her but an hour before as she was dressing.
+In a way she had dressed for him. She was never forgetful of the times
+he had looked at her in an interested way. He had commented on her hands
+once. To-day he had said that she looked "stunning," and she had thought
+how easy it would be to impress him to-night--to show him how truly
+beautiful she was.
+
+She had stood before her mirror between eight and nine--it was
+nine-fifteen before she was really ready--and pondered over what she
+should wear. There were two tall pier-glasses in her wardrobe--an unduly
+large piece of furniture--and one in her closet door. She stood before
+the latter, looking at her bare arms and shoulders, her shapely figure,
+thinking of the fact that her left shoulder had a dimple, and that she
+had selected garnet garters decorated with heart-shaped silver buckles.
+The corset could not be made quite tight enough at first, and she chided
+her maid, Kathleen Kelly. She studied how to arrange her hair, and there
+was much ado about that before it was finally adjusted. She penciled her
+eyebrows and plucked at the hair about her forehead to make it loose
+and shadowy. She cut black court-plaster with her nail-shears and tried
+different-sized pieces in different places. Finally, she found one size
+and one place that suited her. She turned her head from side to side,
+looking at the combined effect of her hair, her penciled brows, her
+dimpled shoulder, and the black beauty-spot. If some one man could see
+her as she was now, some time! Which man? That thought scurried back
+like a frightened rat into its hole. She was, for all her strength,
+afraid of the thought of the one--the very deadly--the man.
+
+And then she came to the matter of a train-gown. Kathleen laid out five,
+for Aileen had come into the joy and honor of these things recently, and
+she had, with the permission of her mother and father, indulged
+herself to the full. She studied a golden-yellow silk, with cream-lace
+shoulder-straps, and some gussets of garnet beads in the train that
+shimmered delightfully, but set it aside. She considered favorably a
+black-and-white striped silk of odd gray effect, and, though she was
+sorely tempted to wear it, finally let it go. There was a maroon dress,
+with basque and overskirt over white silk; a rich cream-colored satin;
+and then this black sequined gown, which she finally chose. She tried
+on the cream-colored satin first, however, being in much doubt about it;
+but her penciled eyes and beauty-spot did not seem to harmonize with
+it. Then she put on the black silk with its glistening crimsoned-silver
+sequins, and, lo, it touched her. She liked its coquettish drapery of
+tulle and silver about the hips. The "overskirt," which was at that time
+just coming into fashion, though avoided by the more conservative, had
+been adopted by Aileen with enthusiasm. She thrilled a little at the
+rustle of this black dress, and thrust her chin and nose forward to make
+it set right. Then after having Kathleen tighten her corsets a little
+more, she gathered the train over her arm by its train-band and looked
+again. Something was wanting. Oh, yes, her neck! What to wear--red
+coral? It did not look right. A string of pearls? That would not do
+either. There was a necklace made of small cameos set in silver which
+her mother had purchased, and another of diamonds which belonged to her
+mother, but they were not right. Finally, her jet necklet, which she
+did not value very highly, came into her mind, and, oh, how lovely it
+looked! How soft and smooth and glistening her chin looked above it. She
+caressed her neck affectionately, called for her black lace mantilla,
+her long, black silk dolman lined with red, and she was ready.
+
+The ball-room, as she entered, was lovely enough. The young men and
+young women she saw there were interesting, and she was not wanting
+for admirers. The most aggressive of these youths--the most
+forceful--recognized in this maiden a fillip to life, a sting to
+existence. She was as a honey-jar surrounded by too hungry flies.
+
+But it occurred to her, as her dance-list was filling up, that there was
+not much left for Mr. Cowperwood, if he should care to dance with her.
+
+Cowperwood was meditating, as he received the last of the guests, on the
+subtlety of this matter of the sex arrangement of life. Two sexes. He
+was not at all sure that there was any law governing them. By comparison
+now with Aileen Butler, his wife looked rather dull, quite too old, and
+when he was ten years older she would look very much older.
+
+"Oh, yes, Ellsworth had made quite an attractive arrangement out of
+these two houses--better than we ever thought he could do." He was
+talking to Henry Hale Sanderson, a young banker. "He had the advantage
+of combining two into one, and I think he's done more with my little
+one, considering the limitations of space, than he has with this big
+one. Father's has the advantage of size. I tell the old gentleman he's
+simply built a lean-to for me."
+
+His father and a number of his cronies were over in the dining-room of
+his grand home, glad to get away from the crowd. He would have to stay,
+and, besides, he wanted to. Had he better dance with Aileen? His wife
+cared little for dancing, but he would have to dance with her at least
+once. There was Mrs. Seneca Davis smiling at him, and Aileen. By George,
+how wonderful! What a girl!
+
+"I suppose your dance-list is full to overflowing. Let me see." He was
+standing before her and she was holding out the little blue-bordered,
+gold-monogrammed booklet. An orchestra was playing in the music room.
+The dance would begin shortly. There were delicately constructed,
+gold-tinted chairs about the walls and behind palms.
+
+He looked down into her eyes--those excited, life-loving, eager eyes.
+
+"You're quite full up. Let me see. Nine, ten, eleven. Well, that will be
+enough. I don't suppose I shall want to dance very much. It's nice to be
+popular."
+
+"I'm not sure about number three. I think that's a mistake. You might
+have that if you wish."
+
+She was falsifying.
+
+"It doesn't matter so much about him, does it?"
+
+His cheeks flushed a little as he said this.
+
+"No."
+
+Her own flamed.
+
+"Well, I'll see where you are when it's called. You're darling. I'm
+afraid of you." He shot a level, interpretive glance into her eyes, then
+left. Aileen's bosom heaved. It was hard to breathe sometimes in this
+warm air.
+
+While he was dancing first with Mrs. Cowperwood and later with Mrs.
+Seneca Davis, and still later with Mrs. Martyn Walker, Cowperwood had
+occasion to look at Aileen often, and each time that he did so there
+swept over him a sense of great vigor there, of beautiful if raw,
+dynamic energy that to him was irresistible and especially so to-night.
+She was so young. She was beautiful, this girl, and in spite of his
+wife's repeated derogatory comments he felt that she was nearer to his
+clear, aggressive, unblinking attitude than any one whom he had yet seen
+in the form of woman. She was unsophisticated, in a way, that was plain,
+and yet in another way it would take so little to make her understand so
+much. Largeness was the sense he had of her--not physically, though she
+was nearly as tall as himself--but emotionally. She seemed so intensely
+alive. She passed close to him a number of times, her eyes wide and
+smiling, her lips parted, her teeth agleam, and he felt a stirring
+of sympathy and companionship for her which he had not previously
+experienced. She was lovely, all of her--delightful.
+
+"I'm wondering if that dance is open now," he said to her as he drew
+near toward the beginning of the third set. She was seated with her
+latest admirer in a far corner of the general living-room, a clear floor
+now waxed to perfection. A few palms here and there made embrasured
+parapets of green. "I hope you'll excuse me," he added, deferentially,
+to her companion.
+
+"Surely," the latter replied, rising.
+
+"Yes, indeed," she replied. "And you'd better stay here with me. It's
+going to begin soon. You won't mind?" she added, giving her companion a
+radiant smile.
+
+"Not at all. I've had a lovely waltz." He strolled off.
+
+Cowperwood sat down. "That's young Ledoux, isn't it? I thought so. I saw
+you dancing. You like it, don't you?"
+
+"I'm crazy about it."
+
+"Well, I can't say that myself. It's fascinating, though. Your partner
+makes such a difference. Mrs. Cowperwood doesn't like it as much as I
+do."
+
+His mention of Lillian made Aileen think of her in a faintly derogative
+way for a moment.
+
+"I think you dance very well. I watched you, too." She questioned
+afterwards whether she should have said this. It sounded most forward
+now--almost brazen.
+
+"Oh, did you?"
+
+"Yes."
+
+He was a little keyed up because of her--slightly cloudy in his
+thoughts--because she was generating a problem in his life, or would
+if he let her, and so his talk was a little tame. He was thinking of
+something to say--some words which would bring them a little nearer
+together. But for the moment he could not. Truth to tell, he wanted to
+say a great deal.
+
+"Well, that was nice of you," he added, after a moment. "What made you
+do it?"
+
+He turned with a mock air of inquiry. The music was beginning again. The
+dancers were rising. He arose.
+
+He had not intended to give this particular remark a serious turn; but,
+now that she was so near him, he looked into her eyes steadily but with
+a soft appeal and said, "Yes, why?"
+
+They had come out from behind the palms. He had put his hand to her
+waist. His right arm held her left extended arm to arm, palm to palm.
+Her right hand was on his shoulder, and she was close to him, looking
+into his eyes. As they began the gay undulations of the waltz she looked
+away and then down without answering. Her movements were as light
+and airy as those of a butterfly. He felt a sudden lightness himself,
+communicated as by an invisible current. He wanted to match the
+suppleness of her body with his own, and did. Her arms, the flash and
+glint of the crimson sequins against the smooth, black silk of her
+closely fitting dress, her neck, her glowing, radiant hair, all combined
+to provoke a slight intellectual intoxication. She was so vigorously
+young, so, to him, truly beautiful.
+
+"But you didn't answer," he continued.
+
+"Isn't this lovely music?"
+
+He pressed her fingers.
+
+She lifted shy eyes to him now, for, in spite of her gay, aggressive
+force, she was afraid of him. His personality was obviously so
+dominating. Now that he was so close to her, dancing, she conceived
+of him as something quite wonderful, and yet she experienced a nervous
+reaction--a momentary desire to run away.
+
+"Very well, if you won't tell me," he smiled, mockingly.
+
+He thought she wanted him to talk to her so, to tease her with
+suggestions of this concealed feeling of his--this strong liking. He
+wondered what could come of any such understanding as this, anyhow?
+
+"Oh, I just wanted to see how you danced," she said, tamely, the force
+of her original feeling having been weakened by a thought of what she
+was doing. He noted the change and smiled. It was lovely to be dancing
+with her. He had not thought mere dancing could hold such charm.
+
+"You like me?" he said, suddenly, as the music drew to its close.
+
+She thrilled from head to toe at the question. A piece of ice dropped
+down her back could not have startled her more. It was apparently
+tactless, and yet it was anything but tactless. She looked up quickly,
+directly, but his strong eyes were too much for her.
+
+"Why, yes," she answered, as the music stopped, trying to keep an even
+tone to her voice. She was glad they were walking toward a chair.
+
+"I like you so much," he said, "that I have been wondering if you really
+like me." There was an appeal in his voice, soft and gentle. His manner
+was almost sad.
+
+"Why, yes," she replied, instantly, returning to her earlier mood toward
+him. "You know I do."
+
+"I need some one like you to like me," he continued, in the same vein.
+"I need some one like you to talk to. I didn't think so before--but now
+I do. You are beautiful--wonderful."
+
+"We mustn't," she said. "I mustn't. I don't know what I'm doing."
+She looked at a young man strolling toward her, and asked: "I have to
+explain to him. He's the one I had this dance with."
+
+Cowperwood understood. He walked away. He was quite warm and tense
+now--almost nervous. It was quite clear to him that he had done or was
+contemplating perhaps a very treacherous thing. Under the current code
+of society he had no right to do it. It was against the rules, as
+they were understood by everybody. Her father, for instance--his
+father--every one in this particular walk of life. However, much
+breaking of the rules under the surface of things there might be, the
+rules were still there. As he had heard one young man remark once at
+school, when some story had been told of a boy leading a girl astray and
+to a disastrous end, "That isn't the way at all."
+
+Still, now that he had said this, strong thoughts of her were in his
+mind. And despite his involved social and financial position, which he
+now recalled, it was interesting to him to see how deliberately and even
+calculatingly--and worse, enthusiastically--he was pumping the bellows
+that tended only to heighten the flames of his desire for this girl; to
+feed a fire that might ultimately consume him--and how deliberately and
+resourcefully!
+
+Aileen toyed aimlessly with her fan as a black-haired, thin-faced young
+law student talked to her, and seeing Norah in the distance she asked to
+be allowed to run over to her.
+
+"Oh, Aileen," called Norah, "I've been looking for you everywhere. Where
+have you been?"
+
+"Dancing, of course. Where do you suppose I've been? Didn't you see me
+on the floor?"
+
+"No, I didn't," complained Norah, as though it were most essential that
+she should. "How late are you going to stay?"
+
+"Until it's over, I suppose. I don't know."
+
+"Owen says he's going at twelve."
+
+"Well, that doesn't matter. Some one will take me home. Are you having a
+good time?"
+
+"Fine. Oh, let me tell you. I stepped on a lady's dress over there, last
+dance. She was terribly angry. She gave me such a look."
+
+"Well, never mind, honey. She won't hurt you. Where are you going now?"
+
+Aileen always maintained a most guardian-like attitude toward her
+sister.
+
+"I want to find Callum. He has to dance with me next time. I know what
+he's trying to do. He's trying to get away from me. But he won't."
+
+Aileen smiled. Norah looked very sweet. And she was so bright. What
+would she think of her if she knew? She turned back, and her fourth
+partner sought her. She began talking gayly, for she felt that she had
+to make a show of composure; but all the while there was ringing in her
+ears that definite question of his, "You like me, don't you?" and her
+later uncertain but not less truthful answer, "Yes, of course I do."
+
+
+
+
+
+Chapter XIX
+
+
+The growth of a passion is a very peculiar thing. In highly organized
+intellectual and artistic types it is so often apt to begin with
+keen appreciation of certain qualities, modified by many, many mental
+reservations. The egoist, the intellectual, gives but little of himself
+and asks much. Nevertheless, the lover of life, male or female, finding
+himself or herself in sympathetic accord with such a nature, is apt to
+gain much.
+
+Cowperwood was innately and primarily an egoist and intellectual, though
+blended strongly therewith, was a humane and democratic spirit. We think
+of egoism and intellectualism as closely confined to the arts. Finance
+is an art. And it presents the operations of the subtlest of the
+intellectuals and of the egoists. Cowperwood was a financier. Instead
+of dwelling on the works of nature, its beauty and subtlety, to his
+material disadvantage, he found a happy mean, owing to the swiftness
+of his intellectual operations, whereby he could, intellectually and
+emotionally, rejoice in the beauty of life without interfering with his
+perpetual material and financial calculations. And when it came to women
+and morals, which involved so much relating to beauty, happiness, a
+sense of distinction and variety in living, he was but now beginning
+to suspect for himself at least that apart from maintaining organized
+society in its present form there was no basis for this one-life,
+one-love idea. How had it come about that so many people agreed on this
+single point, that it was good and necessary to marry one woman and
+cleave to her until death? He did not know. It was not for him to bother
+about the subtleties of evolution, which even then was being noised
+abroad, or to ferret out the curiosities of history in connection with
+this matter. He had no time. Suffice it that the vagaries of temperament
+and conditions with which he came into immediate contact proved to him
+that there was great dissatisfaction with that idea. People did not
+cleave to each other until death; and in thousands of cases where
+they did, they did not want to. Quickness of mind, subtlety of idea,
+fortuitousness of opportunity, made it possible for some people to right
+their matrimonial and social infelicities; whereas for others, because
+of dullness of wit, thickness of comprehension, poverty, and lack of
+charm, there was no escape from the slough of their despond. They
+were compelled by some devilish accident of birth or lack of force
+or resourcefulness to stew in their own juice of wretchedness, or to
+shuffle off this mortal coil--which under other circumstances had such
+glittering possibilities--via the rope, the knife, the bullet, or the
+cup of poison.
+
+"I would die, too," he thought to himself, one day, reading of a man
+who, confined by disease and poverty, had lived for twelve years alone
+in a back bedroom attended by an old and probably decrepit housekeeper.
+A darning-needle forced into his heart had ended his earthly woes. "To
+the devil with such a life! Why twelve years? Why not at the end of the
+second or third?"
+
+Again, it was so very evident, in so many ways, that force was the
+answer--great mental and physical force. Why, these giants of commerce
+and money could do as they pleased in this life, and did. He had already
+had ample local evidence of it in more than one direction. Worse--the
+little guardians of so-called law and morality, the newspapers, the
+preachers, the police, and the public moralists generally, so loud in
+their denunciation of evil in humble places, were cowards all when it
+came to corruption in high ones. They did not dare to utter a feeble
+squeak until some giant had accidentally fallen and they could do
+so without danger to themselves. Then, O Heavens, the palaver!
+What beatings of tom-toms! What mouthings of pharisaical
+moralities--platitudes! Run now, good people, for you may see clearly
+how evil is dealt with in high places! It made him smile. Such
+hypocrisy! Such cant! Still, so the world was organized, and it was not
+for him to set it right. Let it wag as it would. The thing for him to
+do was to get rich and hold his own--to build up a seeming of virtue and
+dignity which would pass muster for the genuine thing. Force would do
+that. Quickness of wit. And he had these. "I satisfy myself," was his
+motto; and it might well have been emblazoned upon any coat of arms
+which he could have contrived to set forth his claim to intellectual and
+social nobility.
+
+But this matter of Aileen was up for consideration and solution at this
+present moment, and because of his forceful, determined character he
+was presently not at all disturbed by the problem it presented. It was
+a problem, like some of those knotty financial complications which
+presented themselves daily; but it was not insoluble. What did he want
+to do? He couldn't leave his wife and fly with Aileen, that was certain.
+He had too many connections. He had too many social, and thinking of his
+children and parents, emotional as well as financial ties to bind him.
+Besides, he was not at all sure that he wanted to. He did not intend to
+leave his growing interests, and at the same time he did not intend to
+give up Aileen immediately. The unheralded manifestation of interest
+on her part was too attractive. Mrs. Cowperwood was no longer what
+she should be physically and mentally, and that in itself to him was
+sufficient to justify his present interest in this girl. Why fear
+anything, if only he could figure out a way to achieve it without harm
+to himself? At the same time he thought it might never be possible for
+him to figure out any practical or protective program for either himself
+or Aileen, and that made him silent and reflective. For by now he was
+intensely drawn to her, as he could feel--something chemic and hence
+dynamic was uppermost in him now and clamoring for expression.
+
+At the same time, in contemplating his wife in connection with all
+this, he had many qualms, some emotional, some financial. While she had
+yielded to his youthful enthusiasm for her after her husband's death,
+he had only since learned that she was a natural conservator of public
+morals--the cold purity of the snowdrift in so far as the world might
+see, combined at times with the murky mood of the wanton. And yet, as he
+had also learned, she was ashamed of the passion that at times swept and
+dominated her. This irritated Cowperwood, as it would always irritate
+any strong, acquisitive, direct-seeing temperament. While he had no
+desire to acquaint the whole world with his feelings, why should there
+be concealment between them, or at least mental evasion of a fact which
+physically she subscribed to? Why do one thing and think another? To be
+sure, she was devoted to him in her quiet way, not passionately (as
+he looked back he could not say that she had ever been that), but
+intellectually. Duty, as she understood it, played a great part in this.
+She was dutiful. And then what people thought, what the time-spirit
+demanded--these were the great things. Aileen, on the contrary, was
+probably not dutiful, and it was obvious that she had no temperamental
+connection with current convention. No doubt she had been as well
+instructed as many another girl, but look at her. She was not obeying
+her instructions.
+
+In the next three months this relationship took on a more flagrant form.
+Aileen, knowing full well what her parents would think, how unspeakable
+in the mind of the current world were the thoughts she was thinking,
+persisted, nevertheless, in so thinking and longing. Cowperwood, now
+that she had gone thus far and compromised herself in intention, if not
+in deed, took on a peculiar charm for her. It was not his body--great
+passion is never that, exactly. The flavor of his spirit was what
+attracted and compelled, like the glow of a flame to a moth. There was
+a light of romance in his eyes, which, however governed and
+controlled--was directive and almost all-powerful to her.
+
+When he touched her hand at parting, it was as though she had received
+an electric shock, and she recalled that it was very difficult for her
+to look directly into his eyes. Something akin to a destructive force
+seemed to issue from them at times. Other people, men particularly,
+found it difficult to face Cowperwood's glazed stare. It was as though
+there were another pair of eyes behind those they saw, watching through
+thin, obscuring curtains. You could not tell what he was thinking.
+
+And during the next few months she found herself coming closer and
+closer to Cowperwood. At his home one evening, seated at the piano, no
+one else being present at the moment, he leaned over and kissed her.
+There was a cold, snowy street visible through the interstices of the
+hangings of the windows, and gas-lamps flickering outside. He had come
+in early, and hearing Aileen, he came to where she was seated at the
+piano. She was wearing a rough, gray wool cloth dress, ornately banded
+with fringed Oriental embroidery in blue and burnt-orange, and her
+beauty was further enhanced by a gray hat planned to match her dress,
+with a plume of shaded orange and blue. On her fingers were four or
+five rings, far too many--an opal, an emerald, a ruby, and a
+diamond--flashing visibly as she played.
+
+She knew it was he, without turning. He came beside her, and she looked
+up smiling, the reverie evoked by Schubert partly vanishing--or melting
+into another mood. Suddenly he bent over and pressed his lips firmly
+to hers. His mustache thrilled her with its silky touch. She stopped
+playing and tried to catch her breath, for, strong as she was, it
+affected her breathing. Her heart was beating like a triphammer. She did
+not say, "Oh," or, "You mustn't," but rose and walked over to a window,
+where she lifted a curtain, pretending to look out. She felt as though
+she might faint, so intensely happy was she.
+
+Cowperwood followed her quickly. Slipping his arms about her waist, he
+looked at her flushed cheeks, her clear, moist eyes and red mouth.
+
+"You love me?" he whispered, stern and compelling because of his desire.
+
+"Yes! Yes! You know I do."
+
+He crushed her face to his, and she put up her hands and stroked his
+hair.
+
+A thrilling sense of possession, mastery, happiness and understanding,
+love of her and of her body, suddenly overwhelmed him.
+
+"I love you," he said, as though he were surprised to hear himself say
+it. "I didn't think I did, but I do. You're beautiful. I'm wild about
+you."
+
+"And I love you" she answered. "I can't help it. I know I shouldn't,
+but--oh--" Her hands closed tight over his ears and temples. She put her
+lips to his and dreamed into his eyes. Then she stepped away quickly,
+looking out into the street, and he walked back into the living-room.
+They were quite alone. He was debating whether he should risk anything
+further when Norah, having been in to see Anna next door, appeared and
+not long afterward Mrs. Cowperwood. Then Aileen and Norah left.
+
+
+
+
+
+Chapter XX
+
+
+This definite and final understanding having been reached, it was
+but natural that this liaison should proceed to a closer and closer
+relationship. Despite her religious upbringing, Aileen was decidedly a
+victim of her temperament. Current religious feeling and belief could
+not control her. For the past nine or ten years there had been slowly
+forming in her mind a notion of what her lover should be like. He should
+be strong, handsome, direct, successful, with clear eyes, a ruddy glow
+of health, and a certain native understanding and sympathy--a love of
+life which matched her own. Many young men had approached her. Perhaps
+the nearest realization of her ideal was Father David, of St. Timothy's,
+and he was, of course, a priest and sworn to celibacy. No word had ever
+passed between them but he had been as conscious of her as she of him.
+Then came Frank Cowperwood, and by degrees, because of his presence and
+contact, he had been slowly built up in her mind as the ideal person.
+She was drawn as planets are drawn to their sun.
+
+It is a question as to what would have happened if antagonistic forces
+could have been introduced just at this time. Emotions and liaisons of
+this character can, of course, occasionally be broken up and destroyed.
+The characters of the individuals can be modified or changed to a
+certain extent, but the force must be quite sufficient. Fear is a great
+deterrent--fear of material loss where there is no spiritual dread--but
+wealth and position so often tend to destroy this dread. It is so easy
+to scheme with means. Aileen had no spiritual dread whatever. Cowperwood
+was without spiritual or religious feeling. He looked at this girl,
+and his one thought was how could he so deceive the world that he could
+enjoy her love and leave his present state undisturbed. Love her he did
+surely.
+
+Business necessitated his calling at the Butlers' quite frequently, and
+on each occasion he saw Aileen. She managed to slip forward and squeeze
+his hand the first time he came--to steal a quick, vivid kiss; and
+another time, as he was going out, she suddenly appeared from behind the
+curtains hanging at the parlor door.
+
+"Honey!"
+
+The voice was soft and coaxing. He turned, giving her a warning nod in
+the direction of her father's room upstairs.
+
+She stood there, holding out one hand, and he stepped forward for a
+second. Instantly her arms were about his neck, as he slipped his about
+her waist.
+
+"I long to see you so."
+
+"I, too. I'll fix some way. I'm thinking."
+
+He released her arms, and went out, and she ran to the window and looked
+out after him. He was walking west on the street, for his house was only
+a few blocks away, and she looked at the breadth of his shoulders, the
+balance of his form. He stepped so briskly, so incisively. Ah, this was
+a man! He was her Frank. She thought of him in that light already. Then
+she sat down at the piano and played pensively until dinner.
+
+And it was so easy for the resourceful mind of Frank Cowperwood, wealthy
+as he was, to suggest ways and means. In his younger gallivantings about
+places of ill repute, and his subsequent occasional variations from the
+straight and narrow path, he had learned much of the curious resources
+of immorality. Being a city of five hundred thousand and more at this
+time, Philadelphia had its nondescript hotels, where one might go,
+cautiously and fairly protected from observation; and there were houses
+of a conservative, residential character, where appointments might be
+made, for a consideration. And as for safeguards against the production
+of new life--they were not mysteries to him any longer. He knew all
+about them. Care was the point of caution. He had to be cautious, for
+he was so rapidly coming to be an influential and a distinguished man.
+Aileen, of course, was not conscious, except in a vague way, of the
+drift of her passion; the ultimate destiny to which this affection might
+lead was not clear to her. Her craving was for love--to be fondled and
+caressed--and she really did not think so much further. Further thoughts
+along this line were like rats that showed their heads out of dark holes
+in shadowy corners and scuttled back at the least sound. And, anyhow,
+all that was to be connected with Cowperwood would be beautiful. She
+really did not think that he loved her yet as he should; but he would.
+She did not know that she wanted to interfere with the claims of his
+wife. She did not think she did. But it would not hurt Mrs. Cowperwood
+if Frank loved her--Aileen--also.
+
+How shall we explain these subtleties of temperament and desire? Life
+has to deal with them at every turn. They will not down, and the large,
+placid movements of nature outside of man's little organisms would
+indicate that she is not greatly concerned. We see much punishment in
+the form of jails, diseases, failures, and wrecks; but we also see that
+the old tendency is not visibly lessened. Is there no law outside of the
+subtle will and power of the individual to achieve? If not, it is surely
+high time that we knew it--one and all. We might then agree to do as we
+do; but there would be no silly illusion as to divine regulation. Vox
+populi, vox Dei.
+
+So there were other meetings, lovely hours which they soon began to
+spend the moment her passion waxed warm enough to assure compliance,
+without great fear and without thought of the deadly risk involved. From
+odd moments in his own home, stolen when there was no one about to see,
+they advanced to clandestine meetings beyond the confines of the city.
+Cowperwood was not one who was temperamentally inclined to lose his head
+and neglect his business. As a matter of fact, the more he thought of
+this rather unexpected affectional development, the more certain he was
+that he must not let it interfere with his business time and judgment.
+His office required his full attention from nine until three, anyhow. He
+could give it until five-thirty with profit; but he could take several
+afternoons off, from three-thirty until five-thirty or six, and no one
+would be the wiser. It was customary for Aileen to drive alone almost
+every afternoon a spirited pair of bays, or to ride a mount, bought
+by her father for her from a noted horse-dealer in Baltimore. Since
+Cowperwood also drove and rode, it was not difficult to arrange
+meeting-places far out on the Wissahickon or the Schuylkill road. There
+were many spots in the newly laid-out park, which were as free from
+interruption as the depths of a forest. It was always possible that
+they might encounter some one; but it was also always possible to make a
+rather plausible explanation, or none at all, since even in case of such
+an encounter nothing, ordinarily, would be suspected.
+
+So, for the time being there was love-making, the usual billing and
+cooing of lovers in a simple and much less than final fashion; and the
+lovely horseback rides together under the green trees of the approaching
+spring were idyllic. Cowperwood awakened to a sense of joy in life such
+as he fancied, in the blush of this new desire, he had never experienced
+before. Lillian had been lovely in those early days in which he had
+first called on her in North Front Street, and he had fancied himself
+unspeakably happy at that time; but that was nearly ten years since,
+and he had forgotten. Since then he had had no great passion, no notable
+liaison; and then, all at once, in the midst of his new, great business
+prosperity, Aileen. Her young body and soul, her passionate illusions.
+He could see always, for all her daring, that she knew so little of the
+calculating, brutal world with which he was connected. Her father had
+given her all the toys she wanted without stint; her mother and brothers
+had coddled her, particularly her mother. Her young sister thought she
+was adorable. No one imagined for one moment that Aileen would ever do
+anything wrong. She was too sensible, after all, too eager to get up
+in the world. Why should she, when her life lay open and happy before
+her--a delightful love-match, some day soon, with some very eligible and
+satisfactory lover?
+
+"When you marry, Aileen," her mother used to say to her, "we'll have a
+grand time here. Sure we'll do the house over then, if we don't do it
+before. Eddie will have to fix it up, or I'll do it meself. Never fear."
+
+"Yes--well, I'd rather you'd fix it now," was her reply.
+
+Butler himself used to strike her jovially on the shoulder in a rough,
+loving way, and ask, "Well, have you found him yet?" or "Is he hanging
+around the outside watchin' for ye?"
+
+If she said, "No," he would reply: "Well, he will be, never fear--worse
+luck. I'll hate to see ye go, girlie! You can stay here as long as ye
+want to, and ye want to remember that you can always come back."
+
+Aileen paid very little attention to this bantering. She loved her
+father, but it was all such a matter of course. It was the commonplace
+of her existence, and not so very significant, though delightful enough.
+
+But how eagerly she yielded herself to Cowperwood under the spring trees
+these days! She had no sense of that ultimate yielding that was coming,
+for now he merely caressed and talked to her. He was a little doubtful
+about himself. His growing liberties for himself seemed natural enough,
+but in a sense of fairness to her he began to talk to her about what
+their love might involve. Would she? Did she understand? This phase of
+it puzzled and frightened Aileen a little at first. She stood before him
+one afternoon in her black riding-habit and high silk riding-hat perched
+jauntily on her red-gold hair; and striking her riding-skirt with her
+short whip, pondering doubtfully as she listened. He had asked her
+whether she knew what she was doing? Whither they were drifting? If
+she loved him truly enough? The two horses were tethered in a thicket a
+score of yards away from the main road and from the bank of a tumbling
+stream, which they had approached. She was trying to discover if she
+could see them. It was pretense. There was no interest in her glance.
+She was thinking of him and the smartness of his habit, and the
+exquisiteness of this moment. He had such a charming calico pony. The
+leaves were just enough developed to make a diaphanous lacework of
+green. It was like looking through a green-spangled arras to peer into
+the woods beyond or behind. The gray stones were already faintly
+messy where the water rippled and sparkled, and early birds were
+calling--robins and blackbirds and wrens.
+
+"Baby mine," he said, "do you understand all about this? Do you know
+exactly what you're doing when you come with me this way?"
+
+"I think I do."
+
+She struck her boot and looked at the ground, and then up through the
+trees at the blue sky.
+
+"Look at me, honey."
+
+"I don't want to."
+
+"But look at me, sweet. I want to ask you something."
+
+"Don't make me, Frank, please. I can't."
+
+"Oh yes, you can look at me."
+
+"No."
+
+She backed away as he took her hands, but came forward again, easily
+enough.
+
+"Now look in my eyes."
+
+"I can't."
+
+"See here."
+
+"I can't. Don't ask me. I'll answer you, but don't make me look at you."
+
+His hand stole to her cheek and fondled it. He petted her shoulder, and
+she leaned her head against him.
+
+"Sweet, you're so beautiful," he said finally, "I can't give you up. I
+know what I ought to do. You know, too, I suppose; but I can't. I must
+have you. If this should end in exposure, it would be quite bad for you
+and me. Do you understand?"
+
+"Yes."
+
+"I don't know your brothers very well; but from looking at them I judge
+they're pretty determined people. They think a great deal of you."
+
+"Indeed, they do." Her vanity prinked slightly at this.
+
+"They would probably want to kill me, and very promptly, for just this
+much. What do you think they would want to do if--well, if anything
+should happen, some time?"
+
+He waited, watching her pretty face.
+
+"But nothing need happen. We needn't go any further."
+
+"Aileen!"
+
+"I won't look at you. You needn't ask. I can't."
+
+"Aileen! Do you mean that?"
+
+"I don't know. Don't ask me, Frank."
+
+"You know it can't stop this way, don't you? You know it. This isn't
+the end. Now, if--" He explained the whole theory of illicit meetings,
+calmly, dispassionately. "You are perfectly safe, except for one thing,
+chance exposure. It might just so happen; and then, of course, there
+would be a great deal to settle for. Mrs. Cowperwood would never give me
+a divorce; she has no reason to. If I should clean up in the way I hope
+to--if I should make a million--I wouldn't mind knocking off now. I
+don't expect to work all my days. I have always planned to knock off at
+thirty-five. I'll have enough by that time. Then I want to travel. It
+will only be a few more years now. If you were free--if your father
+and mother were dead"--curiously she did not wince at this practical
+reference--"it would be a different matter."
+
+He paused. She still gazed thoughtfully at the water below, her mind
+running out to a yacht on the sea with him, a palace somewhere--just
+they two. Her eyes, half closed, saw this happy world; and, listening to
+him, she was fascinated.
+
+"Hanged if I see the way out of this, exactly. But I love you!" He
+caught her to him. "I love you--love you!"
+
+"Oh, yes," she replied intensely, "I want you to. I'm not afraid."
+
+"I've taken a house in North Tenth Street," he said finally, as they
+walked over to the horses and mounted them. "It isn't furnished yet; but
+it will be soon. I know a woman who will take charge."
+
+"Who is she?"
+
+"An interesting widow of nearly fifty. Very intelligent--she is
+attractive, and knows a good deal of life. I found her through an
+advertisement. You might call on her some afternoon when things are
+arranged, and look the place over. You needn't meet her except in a
+casual way. Will you?"
+
+She rode on, thinking, making no reply. He was so direct and practical
+in his calculations.
+
+"Will you? It will be all right. You might know her. She isn't
+objectionable in any way. Will you?"
+
+"Let me know when it is ready," was all she said finally.
+
+
+
+
+
+Chapter XXI
+
+
+The vagaries of passion! Subtleties! Risks! What sacrifices are not
+laid willfully upon its altar! In a little while this more than average
+residence to which Cowperwood had referred was prepared solely to
+effect a satisfactory method of concealment. The house was governed by
+a seemingly recently-bereaved widow, and it was possible for Aileen to
+call without seeming strangely out of place. In such surroundings, and
+under such circumstances, it was not difficult to persuade her to
+give herself wholly to her lover, governed as she was by her wild and
+unreasoning affection and passion. In a way, there was a saving element
+of love, for truly, above all others, she wanted this man. She had no
+thought or feeling toward any other. All her mind ran toward visions of
+the future, when, somehow, she and he might be together for all time.
+Mrs. Cowperwood might die, or he might run away with her at thirty-five
+when he had a million. Some adjustment would be made, somehow. Nature
+had given her this man. She relied on him implicitly. When he told her
+that he would take care of her so that nothing evil should befall, she
+believed him fully. Such sins are the commonplaces of the confessional.
+
+It is a curious fact that by some subtlety of logic in the Christian
+world, it has come to be believed that there can be no love outside the
+conventional process of courtship and marriage. One life, one love, is
+the Christian idea, and into this sluice or mold it has been endeavoring
+to compress the whole world. Pagan thought held no such belief. A
+writing of divorce for trivial causes was the theory of the elders; and
+in the primeval world nature apparently holds no scheme for the unity of
+two beyond the temporary care of the young. That the modern home is
+the most beautiful of schemes, when based upon mutual sympathy and
+understanding between two, need not be questioned. And yet this fact
+should not necessarily carry with it a condemnation of all love not so
+fortunate as to find so happy a denouement. Life cannot be put into
+any mold, and the attempt might as well be abandoned at once. Those
+so fortunate as to find harmonious companionship for life should
+congratulate themselves and strive to be worthy of it. Those not
+so blessed, though they be written down as pariahs, have yet some
+justification. And, besides, whether we will or not, theory or no
+theory, the basic facts of chemistry and physics remain. Like is drawn
+to like. Changes in temperament bring changes in relationship. Dogma may
+bind some minds; fear, others. But there are always those in whom the
+chemistry and physics of life are large, and in whom neither dogma nor
+fear is operative. Society lifts its hands in horror; but from age
+to age the Helens, the Messalinas, the Du Barrys, the Pompadours, the
+Maintenons, and the Nell Gwyns flourish and point a freer basis of
+relationship than we have yet been able to square with our lives.
+
+These two felt unutterably bound to each other. Cowperwood, once he came
+to understand her, fancied that he had found the one person with whom he
+could live happily the rest of his life. She was so young, so confident,
+so hopeful, so undismayed. All these months since they had first begun
+to reach out to each other he had been hourly contrasting her with his
+wife. As a matter of fact, his dissatisfaction, though it may be said to
+have been faint up to this time, was now surely tending to become real
+enough. Still, his children were pleasing to him; his home beautiful.
+Lillian, phlegmatic and now thin, was still not homely. All these years
+he had found her satisfactory enough; but now his dissatisfaction with
+her began to increase. She was not like Aileen--not young, not vivid,
+not as unschooled in the commonplaces of life. And while ordinarily, he
+was not one who was inclined to be querulous, still now on occasion,
+he could be. He began by asking questions concerning his wife's
+appearance--irritating little whys which are so trivial and yet so
+exasperating and discouraging to a woman. Why didn't she get a mauve
+hat nearer the shade of her dress? Why didn't she go out more? Exercise
+would do her good. Why didn't she do this, and why didn't she do that?
+He scarcely noticed that he was doing this; but she did, and she felt
+the undertone--the real significance--and took umbrage.
+
+"Oh, why--why?" she retorted, one day, curtly. "Why do you ask so many
+questions? You don't care so much for me any more; that's why. I can
+tell."
+
+He leaned back startled by the thrust. It had not been based on any
+evidence of anything save his recent remarks; but he was not absolutely
+sure. He was just the least bit sorry that he had irritated her, and he
+said so.
+
+"Oh, it's all right," she replied. "I don't care. But I notice that you
+don't pay as much attention to me as you used to. It's your business
+now, first, last, and all the time. You can't get your mind off of
+that."
+
+He breathed a sigh of relief. She didn't suspect, then.
+
+But after a little time, as he grew more and more in sympathy with
+Aileen, he was not so disturbed as to whether his wife might suspect
+or not. He began to think on occasion, as his mind followed the various
+ramifications of the situation, that it would be better if she did. She
+was really not of the contentious fighting sort. He now decided because
+of various calculations in regard to her character that she might not
+offer as much resistance to some ultimate rearrangement, as he had
+originally imagined. She might even divorce him. Desire, dreams, even
+in him were evoking calculations not as sound as those which ordinarily
+generated in his brain.
+
+No, as he now said to himself, the rub was not nearly so much in his own
+home, as it was in the Butler family. His relations with Edward Malia
+Butler had become very intimate. He was now advising with him constantly
+in regard to the handling of his securities, which were numerous.
+Butler held stocks in such things as the Pennsylvania Coal Company,
+the Delaware and Hudson Canal, the Morris and Essex Canal, the Reading
+Railroad. As the old gentleman's mind had broadened to the significance
+of the local street-railway problem in Philadelphia, he had decided to
+close out his other securities at such advantageous terms as he could,
+and reinvest the money in local lines. He knew that Mollenhauer
+and Simpson were doing this, and they were excellent judges of the
+significance of local affairs. Like Cowperwood, he had the idea that if
+he controlled sufficient of the local situation in this field, he
+could at last effect a joint relationship with Mollenhauer and Simpson.
+Political legislation, advantageous to the combined lines, could then
+be so easily secured. Franchises and necessary extensions to existing
+franchises could be added. This conversion of his outstanding stock
+in other fields, and the picking up of odd lots in the local
+street-railway, was the business of Cowperwood. Butler, through his
+sons, Owen and Callum, was also busy planning a new line and obtaining a
+franchise, sacrificing, of course, great blocks of stock and actual cash
+to others, in order to obtain sufficient influence to have the necessary
+legislation passed. Yet it was no easy matter, seeing that others knew
+what the general advantages of the situation were, and because of this
+Cowperwood, who saw the great source of profit here, was able, betimes,
+to serve himself--buying blocks, a part of which only went to Butler,
+Mollenhauer or others. In short he was not as eager to serve Butler, or
+any one else, as he was to serve himself if he could.
+
+In this connection, the scheme which George W. Stener had brought
+forward, representing actually in the background Strobik, Wycroft, and
+Harmon, was an opening wedge for himself. Stener's plan was to loan him
+money out of the city treasury at two per cent., or, if he would waive
+all commissions, for nothing (an agent for self-protective purposes
+was absolutely necessary), and with it take over the North Pennsylvania
+Company's line on Front Street, which, because of the shortness of its
+length, one mile and a half, and the brevity of the duration of its
+franchise, was neither doing very well nor being rated very high.
+Cowperwood in return for his manipulative skill was to have a fair
+proportion of the stock--twenty per cent. Strobik and Wycroft knew the
+parties from whom the bulk of the stock could be secured if engineered
+properly. Their plan was then, with this borrowed treasury money, to
+extend its franchise and then the line itself, and then later again, by
+issuing a great block of stock and hypothecating it with a favored bank,
+be able to return the principal to the city treasury and pocket their
+profits from the line as earned. There was no trouble in this, in so far
+as Cowperwood was concerned, except that it divided the stock very badly
+among these various individuals, and left him but a comparatively small
+share--for his thought and pains.
+
+But Cowperwood was an opportunist. And by this time his financial
+morality had become special and local in its character. He did not think
+it was wise for any one to steal anything from anybody where the act of
+taking or profiting was directly and plainly considered stealing.
+That was unwise--dangerous--hence wrong. There were so many situations
+wherein what one might do in the way of taking or profiting was open
+to discussion and doubt. Morality varied, in his mind at least, with
+conditions, if not climates. Here, in Philadelphia, the tradition
+(politically, mind you--not generally) was that the city treasurer might
+use the money of the city without interest so long as he returned the
+principal intact. The city treasury and the city treasurer were like
+a honey-laden hive and a queen bee around which the drones--the
+politicians--swarmed in the hope of profit. The one disagreeable thing
+in connection with this transaction with Stener was that neither Butler,
+Mollenhauer nor Simpson, who were the actual superiors of Stener and
+Strobik, knew anything about it. Stener and those behind him were,
+through him, acting for themselves. If the larger powers heard of this,
+it might alienate them. He had to think of this. Still, if he refused
+to make advantageous deals with Stener or any other man influential in
+local affairs, he was cutting off his nose to spite his face, for other
+bankers and brokers would, and gladly. And besides it was not at all
+certain that Butler, Mollenhauer, and Simpson would ever hear.
+
+In this connection, there was another line, which he rode on
+occasionally, the Seventeenth and Nineteenth Street line, which he felt
+was a much more interesting thing for him to think about, if he could
+raise the money. It had been originally capitalized for five hundred
+thousand dollars; but there had been a series of bonds to the value of
+two hundred and fifty thousand dollars added for improvements, and the
+company was finding great difficulty in meeting the interest. The bulk
+of the stock was scattered about among small investors, and it would
+require all of two hundred and fifty thousand dollars to collect it and
+have himself elected president or chairman of the board of directors.
+Once in, however, he could vote this stock as he pleased, hypothecating
+it meanwhile at his father's bank for as much as he could get, and
+issuing more stocks with which to bribe legislators in the matter of
+extending the line, and in taking up other opportunities to either
+add to it by purchase or supplement it by working agreements. The
+word "bribe" is used here in this matter-of-fact American way, because
+bribery was what was in every one's mind in connection with the State
+legislature. Terrence Relihan--the small, dark-faced Irishman, a
+dandy in dress and manners--who represented the financial interests at
+Harrisburg, and who had come to Cowperwood after the five million bond
+deal had been printed, had told him that nothing could be done at the
+capital without money, or its equivalent, negotiable securities. Each
+significant legislator, if he yielded his vote or his influence, must be
+looked after. If he, Cowperwood, had any scheme which he wanted handled
+at any time, Relihan had intimated to him that he would be glad to talk
+with him. Cowperwood had figured on this Seventeenth and Nineteenth
+Street line scheme more than once, but he had never felt quite sure that
+he was willing to undertake it. His obligations in other directions were
+so large. But the lure was there, and he pondered and pondered.
+
+Stener's scheme of loaning him money wherewith to manipulate the North
+Pennsylvania line deal put this Seventeenth and Nineteenth Street dream
+in a more favorable light. As it was he was constantly watching the
+certificates of loan issue, for the city treasury,--buying large
+quantities when the market was falling to protect it and selling
+heavily, though cautiously, when he saw it rising and to do this he
+had to have a great deal of free money to permit him to do it. He was
+constantly fearful of some break in the market which would affect the
+value of all his securities and result in the calling of his loans.
+There was no storm in sight. He did not see that anything could happen
+in reason; but he did not want to spread himself out too thin. As he saw
+it now, therefore if he took one hundred and fifty thousand dollars of
+this city money and went after this Seventeenth and Nineteenth Street
+matter it would not mean that he was spreading himself out too thin, for
+because of this new proposition could he not call on Stener for more as
+a loan in connection with these other ventures? But if anything should
+happen--well--
+
+"Frank," said Stener, strolling into his office one afternoon after four
+o'clock when the main rush of the day's work was over--the relationship
+between Cowperwood and Stener had long since reached the "Frank" and
+"George" period--"Strobik thinks he has that North Pennsylvania
+deal arranged so that we can take it up if we want to. The principal
+stockholder, we find, is a man by the name of Coltan--not Ike Colton,
+but Ferdinand. How's that for a name?" Stener beamed fatly and genially.
+
+Things had changed considerably for him since the days when he had been
+fortuitously and almost indifferently made city treasurer. His method
+of dressing had so much improved since he had been inducted into office,
+and his manner expressed so much more good feeling, confidence, aplomb,
+that he would not have recognized himself if he had been permitted
+to see himself as had those who had known him before. An old, nervous
+shifting of the eyes had almost ceased, and a feeling of restfulness,
+which had previously been restlessness, and had sprung from a sense of
+necessity, had taken its place. His large feet were incased in good,
+square-toed, soft-leather shoes; his stocky chest and fat legs were made
+somewhat agreeable to the eye by a well-cut suit of brownish-gray cloth;
+and his neck was now surrounded by a low, wing-point white collar and
+brown-silk tie. His ample chest, which spread out a little lower in
+around and constantly enlarging stomach, was ornamented by a heavy-link
+gold chain, and his white cuffs had large gold cuff-buttons set with
+rubies of a very notable size. He was rosy and decidedly well fed. In
+fact, he was doing very well indeed.
+
+He had moved his family from a shabby two-story frame house in South
+Ninth Street to a very comfortable brick one three stories in height,
+and three times as large, on Spring Garden Street. His wife had a
+few acquaintances--the wives of other politicians. His children were
+attending the high school, a thing he had hardly hoped for in earlier
+days. He was now the owner of fourteen or fifteen pieces of cheap real
+estate in different portions of the city, which might eventually become
+very valuable, and he was a silent partner in the South Philadelphia
+Foundry Company and the American Beef and Pork Company, two corporations
+on paper whose principal business was subletting contracts secured
+from the city to the humble butchers and foundrymen who would carry out
+orders as given and not talk too much or ask questions.
+
+"Well, that is an odd name," said Cowperwood, blandly. "So he has it? I
+never thought that road would pay, as it was laid out. It's too short.
+It ought to run about three miles farther out into the Kensington
+section."
+
+"You're right," said Stener, dully.
+
+"Did Strobik say what Colton wants for his shares?"
+
+"Sixty-eight, I think."
+
+"The current market rate. He doesn't want much, does he? Well, George,
+at that rate it will take about"--he calculated quickly on the basis
+of the number of shares Cotton was holding--"one hundred and twenty
+thousand to get him out alone. That isn't all. There's Judge Kitchen
+and Joseph Zimmerman and Senator Donovan"--he was referring to the State
+senator of that name. "You'll be paying a pretty fair price for that
+stud when you get it. It will cost considerable more to extend the line.
+It's too much, I think."
+
+Cowperwood was thinking how easy it would be to combine this line with
+his dreamed-of Seventeenth and Nineteenth Street line, and after a time
+and with this in view he added:
+
+"Say, George, why do you work all your schemes through Strobik and
+Harmon and Wycroft? Couldn't you and I manage some of these things for
+ourselves alone instead of for three or four? It seems to me that plan
+would be much more profitable to you."
+
+"It would, it would!" exclaimed Stener, his round eyes fixed on
+Cowperwood in a rather helpless, appealing way. He liked Cowperwood and
+had always been hoping that mentally as well as financially he could
+get close to him. "I've thought of that. But these fellows have had more
+experience in these matters than I have had, Frank. They've been longer
+at the game. I don't know as much about these things as they do."
+
+Cowperwood smiled in his soul, though his face remained passive.
+
+"Don't worry about them, George," he continued genially and
+confidentially. "You and I together can know and do as much as they ever
+could and more. I'm telling you. Take this railroad deal you're in on
+now, George; you and I could manipulate that just as well and better
+than it can be done with Wycroft, Strobik, and Harmon in on it. They're
+not adding anything to the wisdom of the situation. They're not putting
+up any money. You're doing that. All they're doing is agreeing to see it
+through the legislature and the council, and as far as the legislature
+is concerned, they can't do any more with that than any one else
+could--than I could, for instance. It's all a question of arranging
+things with Relihan, anyhow, putting up a certain amount of money for
+him to work with. Here in town there are other people who can reach the
+council just as well as Strobik." He was thinking (once he controlled
+a road of his own) of conferring with Butler and getting him to use his
+influence. It would serve to quiet Strobik and his friends. "I'm not
+asking you to change your plans on this North Pennsylvania deal. You
+couldn't do that very well. But there are other things. In the future
+why not let's see if you and I can't work some one thing together?
+You'll be much better off, and so will I. We've done pretty well on the
+city-loan proposition so far, haven't we?"
+
+The truth was, they had done exceedingly well. Aside from what the
+higher powers had made, Stener's new house, his lots, his bank-account,
+his good clothes, and his changed and comfortable sense of life were
+largely due to Cowperwood's successful manipulation of these city-loan
+certificates. Already there had been four issues of two hundred thousand
+dollars each. Cowperwood had bought and sold nearly three million
+dollars' worth of these certificates, acting one time as a "bull" and
+another as a "bear." Stener was now worth all of one hundred and fifty
+thousand dollars.
+
+"There's a line that I know of here in the city which could be made into
+a splendidly paying property," continued Cowperwood, meditatively,
+"if the right things could be done with it. Just like this North
+Pennsylvania line, it isn't long enough. The territory it serves isn't
+big enough. It ought to be extended; but if you and I could get it, it
+might eventually be worked with this North Pennsylvania Company or some
+other as one company. That would save officers and offices and a lot
+of things. There is always money to be made out of a larger purchasing
+power."
+
+He paused and looked out the window of his handsome little hardwood
+office, speculating upon the future. The window gave nowhere save into
+a back yard behind another office building which had formerly been a
+residence. Some grass grew feebly there. The red wall and old-fashioned
+brick fence which divided it from the next lot reminded him somehow of
+his old home in New Market Street, to which his Uncle Seneca used to
+come as a Cuban trader followed by his black Portuguese servitor. He
+could see him now as he sat here looking at the yard.
+
+"Well," asked Stener, ambitiously, taking the bait, "why don't we get
+hold of that--you and me? I suppose I could fix it so far as the money
+is concerned. How much would it take?"
+
+Cowperwood smiled inwardly again.
+
+"I don't know exactly," he said, after a time. "I want to look into it
+more carefully. The one trouble is that I'm carrying a good deal of the
+city's money as it is. You see, I have that two hundred thousand dollars
+against your city-loan deals. And this new scheme will take two or three
+hundred thousand more. If that were out of the way--"
+
+He was thinking of one of the inexplicable stock panics--those strange
+American depressions which had so much to do with the temperament of the
+people, and so little to do with the basic conditions of the country.
+"If this North Pennsylvania deal were through and done with--"
+
+He rubbed his chin and pulled at his handsome silky mustache.
+
+"Don't ask me any more about it, George," he said, finally, as he saw
+that the latter was beginning to think as to which line it might be.
+"Don't say anything at all about it. I want to get my facts exactly
+right, and then I'll talk to you. I think you and I can do this thing a
+little later, when we get the North Pennsylvania scheme under way. I'm
+so rushed just now I'm not sure that I want to undertake it at once; but
+you keep quiet and we'll see." He turned toward his desk, and Stener got
+up.
+
+"I'll make any sized deposit with you that you wish, the moment you
+think you're ready to act, Frank," exclaimed Stener, and with the
+thought that Cowperwood was not nearly as anxious to do this as he
+should be, since he could always rely on him (Stener) when there was
+anything really profitable in the offing. Why should not the able and
+wonderful Cowperwood be allowed to make the two of them rich? "Just
+notify Stires, and he'll send you a check. Strobik thought we ought to
+act pretty soon."
+
+"I'll tend to it, George," replied Cowperwood, confidently. "It will
+come out all right. Leave it to me."
+
+Stener kicked his stout legs to straighten his trousers, and extended
+his hand. He strolled out in the street thinking of this new scheme.
+Certainly, if he could get in with Cowperwood right he would be a rich
+man, for Cowperwood was so successful and so cautious. His new house,
+this beautiful banking office, his growing fame, and his subtle
+connections with Butler and others put Stener in considerable awe of
+him. Another line! They would control it and the North Pennsylvania!
+Why, if this went on, he might become a magnate--he really might--he,
+George W. Stener, once a cheap real-estate and insurance agent. He
+strolled up the street thinking, but with no more idea of the importance
+of his civic duties and the nature of the social ethics against which he
+was offending than if they had never existed.
+
+
+
+
+
+Chapter XXII
+
+
+The services which Cowperwood performed during the ensuing year and a
+half for Stener, Strobik, Butler, State Treasurer Van Nostrand, State
+Senator Relihan, representative of "the interests," so-called, at
+Harrisburg, and various banks which were friendly to these gentlemen,
+were numerous and confidential. For Stener, Strobik, Wycroft, Harmon and
+himself he executed the North Pennsylvania deal, by which he became
+a holder of a fifth of the controlling stock. Together he and Stener
+joined to purchase the Seventeenth and Nineteenth Street line and in the
+concurrent gambling in stocks.
+
+By the summer of 1871, when Cowperwood was nearly thirty-four years of
+age, he had a banking business estimated at nearly two million dollars,
+personal holdings aggregating nearly half a million, and prospects which
+other things being equal looked to wealth which might rival that of
+any American. The city, through its treasurer--still Mr. Stener--was
+a depositor with him to the extent of nearly five hundred thousand
+dollars. The State, through its State treasurer, Van Nostrand, carried
+two hundred thousand dollars on his books. Bode was speculating in
+street-railway stocks to the extent of fifty thousand dollars. Relihan
+to the same amount. A small army of politicians and political hangers-on
+were on his books for various sums. And for Edward Malia Butler he
+occasionally carried as high as one hundred thousand dollars in margins.
+His own loans at the banks, varying from day to day on variously
+hypothecated securities, were as high as seven and eight hundred
+thousand dollars. Like a spider in a spangled net, every thread of which
+he knew, had laid, had tested, he had surrounded and entangled himself
+in a splendid, glittering network of connections, and he was watching
+all the details.
+
+His one pet idea, the thing he put more faith in than anything else, was
+his street-railway manipulations, and particularly his actual control of
+the Seventeenth and Nineteenth Street line. Through an advance to him,
+on deposit, made in his bank by Stener at a time when the stock of the
+Seventeenth and Nineteenth Street line was at a low ebb, he had managed
+to pick up fifty-one per cent. of the stock for himself and Stener,
+by virtue of which he was able to do as he pleased with the road.
+To accomplish this, however, he had resorted to some very "peculiar"
+methods, as they afterward came to be termed in financial circles, to
+get this stock at his own valuation. Through agents he caused suits for
+damages to be brought against the company for non-payment of interest
+due. A little stock in the hands of a hireling, a request made to
+a court of record to examine the books of the company in order to
+determine whether a receivership were not advisable, a simultaneous
+attack in the stock market, selling at three, five, seven, and ten
+points off, brought the frightened stockholders into the market with
+their holdings. The banks considered the line a poor risk, and called
+their loans in connection with it. His father's bank had made one loan
+to one of the principal stockholders, and that was promptly called, of
+course. Then, through an agent, the several heaviest shareholders were
+approached and an offer was made to help them out. The stocks would
+be taken off their hands at forty. They had not really been able to
+discover the source of all their woes; and they imagined that the road
+was in bad condition, which it was not. Better let it go. The money was
+immediately forthcoming, and Cowperwood and Stener jointly controlled
+fifty-one per cent. But, as in the case of the North Pennsylvania line,
+Cowperwood had been quietly buying all of the small minority holdings,
+so that he had in reality fifty-one per cent. of the stock, and Stener
+twenty-five per cent. more.
+
+This intoxicated him, for immediately he saw the opportunity of
+fulfilling his long-contemplated dream--that of reorganizing the company
+in conjunction with the North Pennsylvania line, issuing three shares
+where one had been before and after unloading all but a control on the
+general public, using the money secured to buy into other lines which
+were to be boomed and sold in the same way. In short, he was one of
+those early, daring manipulators who later were to seize upon other
+and ever larger phases of American natural development for their own
+aggrandizement.
+
+In connection with this first consolidation, his plan was to spread
+rumors of the coming consolidation of the two lines, to appeal to
+the legislature for privileges of extension, to get up an arresting
+prospectus and later annual reports, and to boom the stock on the stock
+exchange as much as his swelling resources would permit. The trouble is
+that when you are trying to make a market for a stock--to unload a large
+issue such as his was (over five hundred thousand dollars' worth)--while
+retaining five hundred thousand for yourself, it requires large capital
+to handle it. The owner in these cases is compelled not only to go on
+the market and do much fictitious buying, thus creating a fictitious
+demand, but once this fictitious demand has deceived the public and he
+has been able to unload a considerable quantity of his wares, he is,
+unless he rids himself of all his stock, compelled to stand behind it.
+If, for instance, he sold five thousand shares, as was done in this
+instance, and retained five thousand, he must see that the public price
+of the outstanding five thousand shares did not fall below a certain
+point, because the value of his private shares would fall with it.
+And if, as is almost always the case, the private shares had been
+hypothecated with banks and trust companies for money wherewith to
+conduct other enterprises, the falling of their value in the open market
+merely meant that the banks would call for large margins to protect
+their loans or call their loans entirely. This meant that his work was
+a failure, and he might readily fail. He was already conducting one such
+difficult campaign in connection with this city-loan deal, the price of
+which varied from day to day, and which he was only too anxious to have
+vary, for in the main he profited by these changes.
+
+But this second burden, interesting enough as it was, meant that he
+had to be doubly watchful. Once the stock was sold at a high price,
+the money borrowed from the city treasurer could be returned; his
+own holdings created out of foresight, by capitalizing the future, by
+writing the shrewd prospectuses and reports, would be worth their face
+value, or little less. He would have money to invest in other lines.
+He might obtain the financial direction of the whole, in which case he
+would be worth millions. One shrewd thing he did, which indicated the
+foresight and subtlety of the man, was to make a separate organization
+or company of any extension or addition which he made to his line. Thus,
+if he had two or three miles of track on a street, and he wanted to
+extend it two or three miles farther on the same street, instead of
+including this extension in the existing corporation, he would make a
+second corporation to control the additional two or three miles of
+right of way. This corporation he would capitalize at so much, and issue
+stocks and bonds for its construction, equipment, and manipulation.
+Having done this he would then take the sub-corporation over into the
+parent concern, issuing more stocks and bonds of the parent company
+wherewith to do it, and, of course, selling these bonds to the
+public. Even his brothers who worked for him did not know the various
+ramifications of his numerous deals, and executed his orders blindly.
+Sometimes Joseph said to Edward, in a puzzled way, "Well, Frank knows
+what he is about, I guess."
+
+On the other hand, he was most careful to see that every current
+obligation was instantly met, and even anticipated, for he wanted to
+make a great show of regularity. Nothing was so precious as reputation
+and standing. His forethought, caution, and promptness pleased the
+bankers. They thought he was one of the sanest, shrewdest men they had
+ever met.
+
+However, by the spring and summer of 1871, Cowperwood had actually,
+without being in any conceivable danger from any source, spread
+himself out very thin. Because of his great success he had grown more
+liberal--easier--in his financial ventures. By degrees, and largely
+because of his own confidence in himself, he had induced his father
+to enter upon his street-car speculations, to use the resources of the
+Third National to carry a part of his loans and to furnish capital at
+such times as quick resources were necessary. In the beginning the old
+gentleman had been a little nervous and skeptical, but as time had worn
+on and nothing but profit eventuated, he grew bolder and more confident.
+
+"Frank," he would say, looking up over his spectacles, "aren't you
+afraid you're going a little too fast in these matters? You're carrying
+a lot of loans these days."
+
+"No more than I ever did, father, considering my resources. You can't
+turn large deals without large loans. You know that as well as I do."
+
+"Yes, I know, but--now that Green and Coates--aren't you going pretty
+strong there?"
+
+"Not at all. I know the inside conditions there. The stock is bound to
+go up eventually. I'll bull it up. I'll combine it with my other lines,
+if necessary."
+
+Cowperwood stared at his boy. Never was there such a defiant, daring
+manipulator.
+
+"You needn't worry about me, father. If you are going to do that, call
+my loans. Other banks will loan on my stocks. I'd like to see your bank
+have the interest."
+
+So Cowperwood, Sr., was convinced. There was no gainsaying this
+argument. His bank was loaning Frank heavily, but not more so than any
+other. And as for the great blocks of stocks he was carrying in his
+son's companies, he was to be told when to get out should that prove
+necessary. Frank's brothers were being aided in the same way to
+make money on the side, and their interests were also now bound up
+indissolubly with his own.
+
+With his growing financial opportunities, however, Cowperwood had also
+grown very liberal in what might be termed his standard of living.
+Certain young art dealers in Philadelphia, learning of his artistic
+inclinations and his growing wealth, had followed him up with
+suggestions as to furniture, tapestries, rugs, objects of art,
+and paintings--at first the American and later the foreign masters
+exclusively. His own and his father's house had not been furnished fully
+in these matters, and there was that other house in North Tenth Street,
+which he desired to make beautiful. Aileen had always objected to the
+condition of her own home. Love of distinguished surroundings was a
+basic longing with her, though she had not the gift of interpreting
+her longings. But this place where they were secretly meeting must be
+beautiful. She was as keen for that as he was. So it became a veritable
+treasure-trove, more distinguished in furnishings than some of the rooms
+of his own home. He began to gather here some rare examples of altar
+cloths, rugs, and tapestries of the Middle Ages. He bought furniture
+after the Georgian theory--a combination of Chippendale, Sheraton, and
+Heppelwhite modified by the Italian Renaissance and the French Louis. He
+learned of handsome examples of porcelain, statuary, Greek vase forms,
+lovely collections of Japanese ivories and netsukes. Fletcher Gray,
+a partner in Cable & Gray, a local firm of importers of art objects,
+called on him in connection with a tapestry of the fourteenth century
+weaving. Gray was an enthusiast and almost instantly he conveyed some of
+his suppressed and yet fiery love of the beautiful to Cowperwood.
+
+"There are fifty periods of one shade of blue porcelain alone, Mr.
+Cowperwood," Gray informed him. "There are at least seven distinct
+schools or periods of rugs--Persian, Armenian, Arabian, Flemish, Modern
+Polish, Hungarian, and so on. If you ever went into that, it
+would be a distinguished thing to get a complete--I mean a
+representative--collection of some one period, or of all these periods.
+They are beautiful. I have seen some of them, others I've read about."
+
+"You'll make a convert of me yet, Fletcher," replied Cowperwood. "You or
+art will be the ruin of me. I'm inclined that way temperamentally as it
+is, I think, and between you and Ellsworth and Gordon Strake"--another
+young man intensely interested in painting--"you'll complete my
+downfall. Strake has a splendid idea. He wants me to begin right
+now--I'm using that word 'right' in the sense of 'properly,'" he
+commented--"and get what examples I can of just the few rare things in
+each school or period of art which would properly illustrate each. He
+tells me the great pictures are going to increase in value, and what I
+could get for a few hundred thousand now will be worth millions later.
+He doesn't want me to bother with American art."
+
+"He's right," exclaimed Gray, "although it isn't good business for me to
+praise another art man. It would take a great deal of money, though."
+
+"Not so very much. At least, not all at once. It would be a matter
+of years, of course. Strake thinks that some excellent examples of
+different periods could be picked up now and later replaced if anything
+better in the same held showed up."
+
+His mind, in spite of his outward placidity, was tinged with a great
+seeking. Wealth, in the beginning, had seemed the only goal, to which
+had been added the beauty of women. And now art, for art's sake--the
+first faint radiance of a rosy dawn--had begun to shine in upon him, and
+to the beauty of womanhood he was beginning to see how necessary it was
+to add the beauty of life--the beauty of material background--how, in
+fact, the only background for great beauty was great art. This girl,
+this Aileen Butler, her raw youth and radiance, was nevertheless
+creating in him a sense of the distinguished and a need for it which
+had never existed in him before to the same degree. It is impossible to
+define these subtleties of reaction, temperament on temperament, for no
+one knows to what degree we are marked by the things which attract us. A
+love affair such as this had proved to be was little less or more than a
+drop of coloring added to a glass of clear water, or a foreign chemical
+agent introduced into a delicate chemical formula.
+
+In short, for all her crudeness, Aileen Butler was a definite force
+personally. Her nature, in a way, a protest against the clumsy
+conditions by which she found herself surrounded, was almost
+irrationally ambitious. To think that for so long, having been born into
+the Butler family, she had been the subject, as well as the victim of
+such commonplace and inartistic illusions and conditions, whereas now,
+owing to her contact with, and mental subordination to Cowperwood, she
+was learning so many wonderful phases of social, as well as financial,
+refinement of which previously she had guessed nothing. The wonder, for
+instance, of a future social career as the wife of such a man as Frank
+Cowperwood. The beauty and resourcefulness of his mind, which, after
+hours of intimate contact with her, he was pleased to reveal, and which,
+so definite were his comments and instructions, she could not fail
+to sense. The wonder of his financial and artistic and future social
+dreams. And, oh, oh, she was his, and he was hers. She was actually
+beside herself at times with the glory, as well as the delight of all
+this.
+
+At the same time, her father's local reputation as a quondam garbage
+contractor ("slop-collector" was the unfeeling comment of the vulgarian
+cognoscenti); her own unavailing efforts to right a condition of
+material vulgarity or artistic anarchy in her own home; the hopelessness
+of ever being admitted to those distinguished portals which she
+recognized afar off as the last sanctum sanctorum of established
+respectability and social distinction, had bred in her, even at this
+early age, a feeling of deadly opposition to her home conditions as they
+stood. Such a house compared to Cowperwood's! Her dear, but ignorant,
+father! And this great man, her lover, had now condescended to love
+her--see in her his future wife. Oh, God, that it might not fail!
+Through the Cowperwoods at first she had hoped to meet a few people,
+young men and women--and particularly men--who were above the station in
+which she found herself, and to whom her beauty and prospective fortune
+would commend her; but this had not been the case. The Cowperwoods
+themselves, in spite of Frank Cowperwood's artistic proclivities and
+growing wealth, had not penetrated the inner circle as yet. In fact,
+aside from the subtle, preliminary consideration which they were
+receiving, they were a long way off.
+
+None the less, and instinctively in Cowperwood Aileen recognized a way
+out--a door--and by the same token a subtle, impending artistic future
+of great magnificence. This man would rise beyond anything he
+now dreamed of--she felt it. There was in him, in some nebulous,
+unrecognizable form, a great artistic reality which was finer than
+anything she could plan for herself. She wanted luxury, magnificence,
+social station. Well, if she could get this man they would come to her.
+There were, apparently, insuperable barriers in the way; but hers was no
+weakling nature, and neither was his. They ran together temperamentally
+from the first like two leopards. Her own thoughts--crude, half
+formulated, half spoken--nevertheless matched his to a degree in the
+equality of their force and their raw directness.
+
+"I don't think papa knows how to do," she said to him, one day. "It
+isn't his fault. He can't help it. He knows that he can't. And he knows
+that I know it. For years I wanted him to move out of that old house
+there. He knows that he ought to. But even that wouldn't do much good."
+
+She paused, looking at him with a straight, clear, vigorous glance.
+He liked the medallion sharpness of her features--their smooth, Greek
+modeling.
+
+"Never mind, pet," he replied. "We will arrange all these things later.
+I don't see my way out of this just now; but I think the best thing to
+do is to confess to Lillian some day, and see if some other plan can't
+be arranged. I want to fix it so the children won't suffer. I can
+provide for them amply, and I wouldn't be at all surprised if Lillian
+would be willing to let me go. She certainly wouldn't want any
+publicity."
+
+He was counting practically, and man-fashion, on her love for her
+children.
+
+Aileen looked at him with clear, questioning, uncertain eyes. She was
+not wholly without sympathy, but in a way this situation did not appeal
+to her as needing much. Mrs. Cowperwood was not friendly in her mood
+toward her. It was not based on anything save a difference in their
+point of view. Mrs. Cowperwood could never understand how a girl could
+carry her head so high and "put on such airs," and Aileen could not
+understand how any one could be so lymphatic and lackadaisical as
+Lillian Cowperwood. Life was made for riding, driving, dancing, going.
+It was made for airs and banter and persiflage and coquetry. To see this
+woman, the wife of a young, forceful man like Cowperwood, acting, even
+though she were five years older and the mother of two children, as
+though life on its romantic and enthusiastic pleasurable side were all
+over was too much for her. Of course Lillian was unsuited to Frank; of
+course he needed a young woman like herself, and fate would surely give
+him to her. Then what a delicious life they would lead!
+
+"Oh, Frank," she exclaimed to him, over and over, "if we could only
+manage it. Do you think we can?"
+
+"Do I think we can? Certainly I do. It's only a matter of time. I think
+if I were to put the matter to her clearly, she wouldn't expect me to
+stay. You look out how you conduct your affairs. If your father or your
+brother should ever suspect me, there'd be an explosion in this town,
+if nothing worse. They'd fight me in all my money deals, if they didn't
+kill me. Are you thinking carefully of what you are doing?"
+
+"All the time. If anything happens I'll deny everything. They can't
+prove it, if I deny it. I'll come to you in the long run, just the
+same."
+
+They were in the Tenth Street house at the time. She stroked his cheeks
+with the loving fingers of the wildly enamored woman.
+
+"I'll do anything for you, sweetheart," she declared. "I'd die for you
+if I had to. I love you so."
+
+"Well, pet, no danger. You won't have to do anything like that. But be
+careful."
+
+
+
+
+
+Chapter XXIII
+
+
+Then, after several years of this secret relationship, in which the ties
+of sympathy and understanding grew stronger instead of weaker, came
+the storm. It burst unexpectedly and out of a clear sky, and bore no
+relation to the intention or volition of any individual. It was nothing
+more than a fire, a distant one--the great Chicago fire, October 7th,
+1871, which burned that city--its vast commercial section--to the
+ground, and instantly and incidentally produced a financial panic,
+vicious though of short duration in various other cities in America.
+The fire began on Saturday and continued apparently unabated until the
+following Wednesday. It destroyed the banks, the commercial houses, the
+shipping conveniences, and vast stretches of property. The heaviest loss
+fell naturally upon the insurance companies, which instantly, in many
+cases--the majority--closed their doors. This threw the loss back on the
+manufacturers and wholesalers in other cities who had had dealings with
+Chicago as well as the merchants of that city. Again, very grievous
+losses were borne by the host of eastern capitalists which had for years
+past partly owned, or held heavy mortgages on, the magnificent buildings
+for business purposes and residences in which Chicago was already
+rivaling every city on the continent. Transportation was disturbed, and
+the keen scent of Wall Street, and Third Street in Philadelphia, and
+State Street in Boston, instantly perceived in the early reports the
+gravity of the situation. Nothing could be done on Saturday or Sunday
+after the exchange closed, for the opening reports came too late. On
+Monday, however, the facts were pouring in thick and fast; and the
+owners of railroad securities, government securities, street-car
+securities, and, indeed, all other forms of stocks and bonds, began to
+throw them on the market in order to raise cash. The banks naturally
+were calling their loans, and the result was a stock stampede which
+equaled the Black Friday of Wall Street of two years before.
+
+Cowperwood and his father were out of town at the time the fire began.
+They had gone with several friends--bankers--to look at a proposed route
+of extension of a local steam-railroad, on which a loan was desired.
+In buggies they had driven over a good portion of the route, and were
+returning to Philadelphia late Sunday evening when the cries of newsboys
+hawking an "extra" reached their ears.
+
+"Ho! Extra! Extra! All about the big Chicago fire!"
+
+"Ho! Extra! Extra! Chicago burning down! Extra! Extra!"
+
+The cries were long-drawn-out, ominous, pathetic. In the dusk of the
+dreary Sunday afternoon, when the city had apparently retired to Sabbath
+meditation and prayer, with that tinge of the dying year in the foliage
+and in the air, one caught a sense of something grim and gloomy.
+
+"Hey, boy," called Cowperwood, listening, seeing a shabbily clothed
+misfit of a boy with a bundle of papers under his arm turning a corner.
+"What's that? Chicago burning!"
+
+He looked at his father and the other men in a significant way as he
+reached for the paper, and then, glancing at the headlines, realized the
+worst.
+
+ALL CHICAGO BURNING
+
+FIRE RAGES UNCHECKED IN COMMERCIAL SECTION SINCE YESTERDAY EVENING.
+BANKS, COMMERCIAL HOUSES, PUBLIC BUILDINGS IN RUINS. DIRECT TELEGRAPHIC
+COMMUNICATION SUSPENDED SINCE THREE O'CLOCK TO-DAY. NO END TO PROGRESS
+OF DISASTER IN SIGHT.
+
+"That looks rather serious," he said, calmly, to his companions, a cold,
+commanding force coming into his eyes and voice. To his father he said
+a little later, "It's panic, unless the majority of the banks and
+brokerage firms stand together."
+
+He was thinking quickly, brilliantly, resourcefully of his own
+outstanding obligations. His father's bank was carrying one hundred
+thousand dollars' worth of his street-railway securities at sixty, and
+fifty thousand dollars' worth of city loan at seventy. His father
+had "up with him" over forty thousand dollars in cash covering market
+manipulations in these stocks. The banking house of Drexel & Co. was on
+his books as a creditor for one hundred thousand, and that loan would be
+called unless they were especially merciful, which was not likely.
+Jay Cooke & Co. were his creditors for another one hundred and fifty
+thousand. They would want their money. At four smaller banks and three
+brokerage companies he was debtor for sums ranging from fifty thousand
+dollars down. The city treasurer was involved with him to the extent of
+nearly five hundred thousand dollars, and exposure of that would create
+a scandal; the State treasurer for two hundred thousand. There were
+small accounts, hundreds of them, ranging from one hundred dollars up
+to five and ten thousand. A panic would mean not only a withdrawal of
+deposits and a calling of loans, but a heavy depression of securities.
+How could he realize on his securities?--that was the question--how
+without selling so many points off that his fortune would be swept away
+and he would be ruined?
+
+He figured briskly the while he waved adieu to his friends, who hurried
+away, struck with their own predicament.
+
+"You had better go on out to the house, father, and I'll send some
+telegrams." (The telephone had not yet been invented.) "I'll be right
+out and we'll go into this thing together. It looks like black weather
+to me. Don't say anything to any one until after we have had our talk;
+then we can decide what to do."
+
+Cowperwood, Sr., was already plucking at his side-whiskers in a confused
+and troubled way. He was cogitating as to what might happen to him
+in case his son failed, for he was deeply involved with him. He was
+a little gray in his complexion now, frightened, for he had already
+strained many points in his affairs to accommodate his son. If Frank
+should not be able promptly on the morrow to meet the call which the
+bank might have to make for one hundred and fifty thousand dollars, the
+onus and scandal of the situation would be on him.
+
+On the other hand, his son was meditating on the tangled relation in
+which he now found himself in connection with the city treasurer and the
+fact that it was not possible for him to support the market alone. Those
+who should have been in a position to help him were now as bad off as
+himself. There were many unfavorable points in the whole situation.
+Drexel & Co. had been booming railway stocks--loaning heavily on them.
+Jay Cooke & Co. had been backing Northern Pacific--were practically
+doing their best to build that immense transcontinental system alone.
+Naturally, they were long on that and hence in a ticklish position. At
+the first word they would throw over their surest securities--government
+bonds, and the like--in order to protect their more speculative
+holdings. The bears would see the point. They would hammer and hammer,
+selling short all along the line. But he did not dare to do that. He
+would be breaking his own back quickly, and what he needed was time. If
+he could only get time--three days, a week, ten days--this storm would
+surely blow over.
+
+The thing that was troubling him most was the matter of the half-million
+invested with him by Stener. A fall election was drawing near. Stener,
+although he had served two terms, was slated for reelection. A scandal
+in connection with the city treasury would be a very bad thing. It would
+end Stener's career as an official--would very likely send him to the
+penitentiary. It might wreck the Republican party's chances to win. It
+would certainly involve himself as having much to do with it. If that
+happened, he would have the politicians to reckon with. For, if he were
+hard pressed, as he would be, and failed, the fact that he had been
+trying to invade the city street-railway preserves which they held
+sacred to themselves, with borrowed city money, and that this borrowing
+was liable to cost them the city election, would all come out. They
+would not view all that with a kindly eye. It would be useless to say,
+as he could, that he had borrowed the money at two per cent. (most of
+it, to save himself, had been covered by a protective clause of that
+kind), or that he had merely acted as an agent for Stener. That might go
+down with the unsophisticated of the outer world, but it would never be
+swallowed by the politicians. They knew better than that.
+
+There was another phase to this situation, however, that encouraged him,
+and that was his knowledge of how city politics were going in general.
+It was useless for any politician, however loftly, to take a high and
+mighty tone in a crisis like this. All of them, great and small, were
+profiting in one way and another through city privileges. Butler,
+Mollenhauer, and Simpson, he knew, made money out of contracts--legal
+enough, though they might be looked upon as rank favoritism--and also
+out of vast sums of money collected in the shape of taxes--land taxes,
+water taxes, etc.--which were deposited in the various banks designated
+by these men and others as legal depositories for city money. The banks
+supposedly carried the city's money in their vaults as a favor,
+without paying interest of any kind, and then reinvested it--for whom?
+Cowperwood had no complaint to make, for he was being well treated, but
+these men could scarcely expect to monopolize all the city's benefits.
+He did not know either Mollenhauer or Simpson personally--but he knew
+they as well as Butler had made money out of his own manipulation
+of city loan. Also, Butler was most friendly to him. It was not
+unreasonable for him to think, in a crisis like this, that if worst came
+to worst, he could make a clean breast of it to Butler and receive aid.
+In case he could not get through secretly with Stener's help, Cowperwood
+made up his mind that he would do this.
+
+His first move, he decided, would be to go at once to Stener's house and
+demand the loan of an additional three or four hundred thousand dollars.
+Stener had always been very tractable, and in this instance would see
+how important it was that his shortage of half a million should not be
+made public. Then he must get as much more as possible. But where to get
+it? Presidents of banks and trust companies, large stock jobbers, and
+the like, would have to be seen. Then there was a loan of one hundred
+thousand dollars he was carrying for Butler. The old contractor might be
+induced to leave that. He hurried to his home, secured his runabout, and
+drove rapidly to Stener's.
+
+As it turned out, however, much to his distress and confusion, Stener
+was out of town--down on the Chesapeake with several friends shooting
+ducks and fishing, and was not expected back for several days. He was in
+the marshes back of some small town. Cowperwood sent an urgent wire to
+the nearest point and then, to make assurance doubly sure, to several
+other points in the same neighborhood, asking him to return immediately.
+He was not at all sure, however, that Stener would return in time and
+was greatly nonplussed and uncertain for the moment as to what his next
+step would be. Aid must be forthcoming from somewhere and at once.
+
+Suddenly a helpful thought occurred to him. Butler and Mollenhauer and
+Simpson were long on local street-railways. They must combine to support
+the situation and protect their interests. They could see the big
+bankers, Drexel & Co. and Cooke & Co., and others and urge them to
+sustain the market. They could strengthen things generally by organizing
+a buying ring, and under cover of their support, if they would, he might
+sell enough to let him out, and even permit him to go short and make
+something--a whole lot. It was a brilliant thought, worthy of a greater
+situation, and its only weakness was that it was not absolutely certain
+of fulfillment.
+
+He decided to go to Butler at once, the only disturbing thought being
+that he would now be compelled to reveal his own and Stener's affairs.
+So reentering his runabout he drove swiftly to the Butler home.
+
+When he arrived there the famous contractor was at dinner. He had not
+heard the calling of the extras, and of course, did not understand
+as yet the significance of the fire. The servant's announcement of
+Cowperwood brought him smiling to the door.
+
+"Won't you come in and join us? We're just havin' a light supper. Have a
+cup of coffee or tea, now--do."
+
+"I can't," replied Cowperwood. "Not to-night, I'm in too much of a
+hurry. I want to see you for just a few moments, and then I'll be off
+again. I won't keep you very long."
+
+"Why, if that's the case, I'll come right out." And Butler returned to
+the dining-room to put down his napkin. Aileen, who was also dining,
+had heard Cowperwood's voice, and was on the qui vive to see him. She
+wondered what it was that brought him at this time of night to see her
+father. She could not leave the table at once, but hoped to before he
+went. Cowperwood was thinking of her, even in the face of this impending
+storm, as he was of his wife, and many other things. If his affairs
+came down in a heap it would go hard with those attached to him. In
+this first clouding of disaster, he could not tell how things
+would eventuate. He meditated on this desperately, but he was not
+panic-stricken. His naturally even-molded face was set in fine, classic
+lines; his eyes were as hard as chilled steel.
+
+"Well, now," exclaimed Butler, returning, his countenance manifesting
+a decidedly comfortable relationship with the world as at present
+constituted. "What's up with you to-night? Nawthin' wrong, I hope. It's
+been too fine a day."
+
+"Nothing very serious, I hope myself," replied Cowperwood, "But I want
+to talk with you a few minutes, anyhow. Don't you think we had better go
+up to your room?"
+
+"I was just going to say that," replied Butler--"the cigars are up
+there."
+
+They started from the reception-room to the stairs, Butler preceding
+and as the contractor mounted, Aileen came out from the dining-room in
+a frou-frou of silk. Her splendid hair was drawn up from the base of the
+neck and the line of the forehead into some quaint convolutions which
+constituted a reddish-gold crown. Her complexion was glowing, and her
+bare arms and shoulders shone white against the dark red of her evening
+gown. She realized there was something wrong.
+
+"Oh, Mr. Cowperwood, how do you do?" she exclaimed, coming forward and
+holding out her hand as her father went on upstairs. She was delaying
+him deliberately in order to have a word with him and this bold acting
+was for the benefit of the others.
+
+"What's the trouble, honey?" she whispered, as soon as her father was
+out of hearing. "You look worried."
+
+"Nothing much, I hope, sweet," he said. "Chicago is burning up and
+there's going to be trouble to-morrow. I have to talk to your father."
+
+She had time only for a sympathetic, distressed "Oh," before he withdrew
+his hand and followed Butler upstairs. She squeezed his arm, and went
+through the reception-room to the parlor. She sat down, thinking, for
+never before had she seen Cowperwood's face wearing such an expression
+of stern, disturbed calculation. It was placid, like fine, white wax,
+and quite as cold; and those deep, vague, inscrutable eyes! So Chicago
+was burning. What would happen to him? Was he very much involved? He had
+never told her in detail of his affairs. She would not have understood
+fully any more than would have Mrs. Cowperwood. But she was worried,
+nevertheless, because it was her Frank, and because she was bound to him
+by what to her seemed indissoluble ties.
+
+Literature, outside of the masters, has given us but one idea of the
+mistress, the subtle, calculating siren who delights to prey on the
+souls of men. The journalism and the moral pamphleteering of the time
+seem to foster it with almost partisan zeal. It would seem that a
+censorship of life had been established by divinity, and the care of its
+execution given into the hands of the utterly conservative. Yet there
+is that other form of liaison which has nothing to do with conscious
+calculation. In the vast majority of cases it is without design or
+guile. The average woman, controlled by her affections and deeply in
+love, is no more capable than a child of anything save sacrificial
+thought--the desire to give; and so long as this state endures, she
+can only do this. She may change--Hell hath no fury, etc.--but the
+sacrificial, yielding, solicitous attitude is more often the outstanding
+characteristic of the mistress; and it is this very attitude in
+contradistinction to the grasping legality of established matrimony that
+has caused so many wounds in the defenses of the latter. The temperament
+of man, either male or female, cannot help falling down before and
+worshiping this nonseeking, sacrificial note. It approaches vast
+distinction in life. It appears to be related to that last word in art,
+that largeness of spirit which is the first characteristic of the
+great picture, the great building, the great sculpture, the great
+decoration--namely, a giving, freely and without stint, of itself, of
+beauty. Hence the significance of this particular mood in Aileen.
+
+All the subtleties of the present combination were troubling Cowperwood
+as he followed Butler into the room upstairs.
+
+"Sit down, sit down. You won't take a little somethin'? You never do.
+I remember now. Well, have a cigar, anyhow. Now, what's this that's
+troublin' you to-night?"
+
+Voices could be heard faintly in the distance, far off toward the
+thicker residential sections.
+
+"Extra! Extra! All about the big Chicago fire! Chicago burning down!"
+
+"Just that," replied Cowperwood, hearkening to them. "Have you heard the
+news?"
+
+"No. What's that they're calling?"
+
+"It's a big fire out in Chicago."
+
+"Oh," replied Butler, still not gathering the significance of it.
+
+"It's burning down the business section there, Mr. Butler," went on
+Cowperwood ominously, "and I fancy it's going to disturb financial
+conditions here to-morrow. That is what I have come to see you about.
+How are your investments? Pretty well drawn in?"
+
+Butler suddenly gathered from Cowperwood's expression that there was
+something very wrong. He put up his large hand as he leaned back in his
+big leather chair, and covered his mouth and chin with it. Over those
+big knuckles, and bigger nose, thick and cartilaginous, his large,
+shaggy-eyebrowed eyes gleamed. His gray, bristly hair stood up stiffly
+in a short, even growth all over his head.
+
+"So that's it," he said. "You're expectin' trouble to-morrow. How are
+your own affairs?"
+
+"I'm in pretty good shape, I think, all told, if the money element of
+this town doesn't lose its head and go wild. There has to be a lot of
+common sense exercised to-morrow, or to-night, even. You know we are
+facing a real panic. Mr. Butler, you may as well know that. It may not
+last long, but while it does it will be bad. Stocks are going to drop
+to-morrow ten or fifteen points on the opening. The banks are going to
+call their loans unless some arrangement can be made to prevent them.
+No one man can do that. It will have to be a combination of men. You and
+Mr. Simpson and Mr. Mollenhauer might do it--that is, you could if you
+could persuade the big banking people to combine to back the market.
+There is going to be a raid on local street-railways--all of them.
+Unless they are sustained the bottom is going to drop out. I have always
+known that you were long on those. I thought you and Mr. Mollenhauer
+and some of the others might want to act. If you don't I might as well
+confess that it is going to go rather hard with me. I am not strong
+enough to face this thing alone."
+
+He was meditating on how he should tell the whole truth in regard to
+Stener.
+
+"Well, now, that's pretty bad," said Butler, calmly and meditatively.
+He was thinking of his own affairs. A panic was not good for him either,
+but he was not in a desperate state. He could not fail. He might lose
+some money, but not a vast amount--before he could adjust things. Still
+he did not care to lose any money.
+
+"How is it you're so bad off?" he asked, curiously. He was wondering how
+the fact that the bottom was going to drop out of local street-railways
+would affect Cowperwood so seriously. "You're not carryin' any of them
+things, are you?" he added.
+
+It was now a question of lying or telling the truth, and Cowperwood
+was literally afraid to risk lying in this dilemma. If he did not gain
+Butler's comprehending support he might fail, and if he failed the truth
+would come out, anyhow.
+
+"I might as well make a clean breast of this, Mr. Butler," he said,
+throwing himself on the old man's sympathies and looking at him with
+that brisk assurance which Butler so greatly admired. He felt as proud
+of Cowperwood at times as he did of his own sons. He felt that he had
+helped to put him where he was.
+
+"The fact is that I have been buying street-railway stocks, but not for
+myself exactly. I am going to do something now which I think I ought not
+to do, but I cannot help myself. If I don't do it, it will injure
+you and a lot of people whom I do not wish to injure. I know you are
+naturally interested in the outcome of the fall election. The truth is
+I have been carrying a lot of stocks for Mr. Stener and some of his
+friends. I do not know that all the money has come from the city
+treasury, but I think that most of it has. I know what that means to
+Mr. Stener and the Republican party and your interests in case I fail.
+I don't think Mr. Stener started this of his own accord in the first
+place--I think I am as much to blame as anybody--but it grew out of
+other things. As you know, I handled that matter of city loan for him
+and then some of his friends wanted me to invest in street-railways
+for them. I have been doing that ever since. Personally I have borrowed
+considerable money from Mr. Stener at two per cent. In fact, originally
+the transactions were covered in that way. Now I don't want to shift the
+blame on any one. It comes back to me and I am willing to let it stay
+there, except that if I fail Mr. Stener will be blamed and that will
+reflect on the administration. Naturally, I don't want to fail. There is
+no excuse for my doing so. Aside from this panic I have never been in
+a better position in my life. But I cannot weather this storm without
+assistance, and I want to know if you won't help me. If I pull through
+I will give you my word that I will see that the money which has been
+taken from the treasury is put back there. Mr. Stener is out of town or
+I would have brought him here with me."
+
+Cowperwood was lying out of the whole cloth in regard to bringing Stener
+with him, and he had no intention of putting the money back in the city
+treasury except by degrees and in such manner as suited his convenience;
+but what he had said sounded well and created a great seeming of
+fairness.
+
+"How much money is it Stener has invested with you?" asked Butler. He
+was a little confused by this curious development. It put Cowperwood and
+Stener in an odd light.
+
+"About five hundred thousand dollars," replied Cowperwood.
+
+The old man straightened up. "Is it as much as that?" he said.
+
+"Just about--a little more or a little less; I'm not sure which."
+
+The old contractor listened solemnly to all Cowperwood had to say on
+this score, thinking of the effect on the Republican party and his own
+contracting interests. He liked Cowperwood, but this was a rough thing
+the latter was telling him--rough, and a great deal to ask. He was a
+slow-thinking and a slow-moving man, but he did well enough when he did
+think. He had considerable money invested in Philadelphia street-railway
+stocks--perhaps as much as eight hundred thousand dollars. Mollenhauer
+had perhaps as much more. Whether Senator Simpson had much or little he
+could not tell. Cowperwood had told him in the past that he thought
+the Senator had a good deal. Most of their holdings, as in the case of
+Cowperwood's, were hypothecated at the various banks for loans and these
+loans invested in other ways. It was not advisable or comfortable
+to have these loans called, though the condition of no one of the
+triumvirate was anything like as bad as that of Cowperwood. They could
+see themselves through without much trouble, though not without probable
+loss unless they took hurried action to protect themselves.
+
+He would not have thought so much of it if Cowperwood had told him that
+Stener was involved, say, to the extent of seventy-five or a hundred
+thousand dollars. That might be adjusted. But five hundred thousand
+dollars!
+
+"That's a lot of money," said Butler, thinking of the amazing audacity
+of Stener, but failing at the moment to identify it with the astute
+machinations of Cowperwood. "That's something to think about. There's
+no time to lose if there's going to be a panic in the morning. How much
+good will it do ye if we do support the market?"
+
+"A great deal," returned Cowperwood, "although of course I have to raise
+money in other ways. I have that one hundred thousand dollars of yours
+on deposit. Is it likely that you'll want that right away?"
+
+"It may be," said Butler.
+
+"It's just as likely that I'll need it so badly that I can't give it up
+without seriously injuring myself," added Cowperwood. "That's just one
+of a lot of things. If you and Senator Simpson and Mr. Mollenhauer
+were to get together--you're the largest holders of street-railway
+stocks--and were to see Mr. Drexel and Mr. Cooke, you could fix things
+so that matters would be considerably easier. I will be all right if my
+loans are not called, and my loans will not be called if the market does
+not slump too heavily. If it does, all my securities are depreciated,
+and I can't hold out."
+
+Old Butler got up. "This is serious business," he said. "I wish you'd
+never gone in with Stener in that way. It don't look quite right and it
+can't be made to. It's bad, bad business," he added dourly. "Still, I'll
+do what I can. I can't promise much, but I've always liked ye and I'll
+not be turning on ye now unless I have to. But I'm sorry--very. And I'm
+not the only one that has a hand in things in this town." At the same
+time he was thinking it was right decent of Cowperwood to forewarn him
+this way in regard to his own affairs and the city election, even though
+he was saving his own neck by so doing. He meant to do what he could.
+
+"I don't suppose you could keep this matter of Stener and the city
+treasury quiet for a day or two until I see how I come out?" suggested
+Cowperwood warily.
+
+"I can't promise that," replied Butler. "I'll have to do the best I can.
+I won't lave it go any further than I can help--you can depend on that."
+He was thinking how the effect of Stener's crime could be overcome if
+Cowperwood failed.
+
+"Owen!"
+
+He stepped to the door, and, opening it, called down over the banister.
+
+"Yes, father."
+
+"Have Dan hitch up the light buggy and bring it around to the door. And
+you get your hat and coat. I want you to go along with me."
+
+"Yes, father."
+
+He came back.
+
+"Sure that's a nice little storm in a teapot, now, isn't it? Chicago
+begins to burn, and I have to worry here in Philadelphia. Well, well--"
+Cowperwood was up now and moving to the door. "And where are you going?"
+
+"Back to the house. I have several people coming there to see me. But
+I'll come back here later, if I may."
+
+"Yes, yes," replied Butler. "To be sure I'll be here by midnight,
+anyhow. Well, good night. I'll see you later, then, I suppose. I'll tell
+you what I find out."
+
+He went back in his room for something, and Cowperwood descended the
+stair alone. From the hangings of the reception-room entryway Aileen
+signaled him to draw near.
+
+"I hope it's nothing serious, honey?" she sympathized, looking into his
+solemn eyes.
+
+It was not time for love, and he felt it.
+
+"No," he said, almost coldly, "I think not."
+
+"Frank, don't let this thing make you forget me for long, please. You
+won't, will you? I love you so."
+
+"No, no, I won't!" he replied earnestly, quickly and yet absently.
+
+"I can't! Don't you know I won't?" He had started to kiss her, but a
+noise disturbed him. "Sh!"
+
+He walked to the door, and she followed him with eager, sympathetic
+eyes.
+
+What if anything should happen to her Frank? What if anything could?
+What would she do? That was what was troubling her. What would, what
+could she do to help him? He looked so pale--strained.
+
+
+
+
+
+Chapter XXIV
+
+
+The condition of the Republican party at this time in Philadelphia,
+its relationship to George W. Stener, Edward Malia Butler, Henry A.
+Mollenhauer, Senator Mark Simpson, and others, will have to be briefly
+indicated here, in order to foreshadow Cowperwood's actual situation.
+Butler, as we have seen, was normally interested in and friendly to
+Cowperwood. Stener was Cowperwood's tool. Mollenhauer and Senator
+Simpson were strong rivals of Butler for the control of city affairs.
+Simpson represented the Republican control of the State legislature,
+which could dictate to the city if necessary, making new election laws,
+revising the city charter, starting political investigations, and the
+like. He had many influential newspapers, corporations, banks, at his
+beck and call. Mollenhauer represented the Germans, some Americans, and
+some large stable corporations--a very solid and respectable man. All
+three were strong, able, and dangerous politically. The two latter
+counted on Butler's influence, particularly with the Irish, and a
+certain number of ward leaders and Catholic politicians and laymen,
+who were as loyal to him as though he were a part of the church itself.
+Butler's return to these followers was protection, influence, aid,
+and good-will generally. The city's return to him, via Mollenhauer
+and Simpson, was in the shape of contracts--fat ones--street-paving,
+bridges, viaducts, sewers. And in order for him to get these contracts
+the affairs of the Republican party, of which he was a beneficiary as
+well as a leader, must be kept reasonably straight. At the same time it
+was no more a part of his need to keep the affairs of the party straight
+than it was of either Mollenhauer's or Simpson's, and Stener was not his
+appointee. The latter was more directly responsible to Mollenhauer than
+to any one else.
+
+As Butler stepped into the buggy with his son he was thinking about
+this, and it was puzzling him greatly.
+
+"Cowperwood's just been here," he said to Owen, who had been rapidly
+coming into a sound financial understanding of late, and was already a
+shrewder man politically and socially than his father, though he had
+not the latter's magnetism. "He's been tellin' me that he's in a rather
+tight place. You hear that?" he continued, as some voice in the distance
+was calling "Extra! Extra!" "That's Chicago burnin', and there's goin'
+to be trouble on the stock exchange to-morrow. We have a lot of our
+street-railway stocks around at the different banks. If we don't look
+sharp they'll be callin' our loans. We have to 'tend to that the first
+thing in the mornin'. Cowperwood has a hundred thousand of mine with him
+that he wants me to let stay there, and he has some money that belongs
+to Stener, he tells me."
+
+"Stener?" asked Owen, curiously. "Has he been dabbling in stocks?" Owen
+had heard some rumors concerning Stener and others only very recently,
+which he had not credited nor yet communicated to his father. "How much
+money of his has Cowperwood?" he asked.
+
+Butler meditated. "Quite a bit, I'm afraid," he finally said. "As a
+matter of fact, it's a great deal--about five hundred thousand dollars.
+If that should become known, it would be makin' a good deal of noise,
+I'm thinkin'."
+
+"Whew!" exclaimed Owen in astonishment. "Five hundred thousand dollars!
+Good Lord, father! Do you mean to say Stener has got away with five
+hundred thousand dollars? Why, I wouldn't think he was clever enough to
+do that. Five hundred thousand dollars! It will make a nice row if that
+comes out."
+
+"Aisy, now! Aisy, now!" replied Butler, doing his best to keep all
+phases of the situation in mind. "We can't tell exactly what the
+circumstances were yet. He mayn't have meant to take so much. It may all
+come out all right yet. The money's invested. Cowperwood hasn't failed
+yet. It may be put back. The thing to be settled on now is whether
+anything can be done to save him. If he's tellin' me the truth--and I
+never knew him to lie--he can get out of this if street-railway stocks
+don't break too heavy in the mornin'. I'm going over to see Henry
+Mollenhauer and Mark Simpson. They're in on this. Cowperwood wanted me
+to see if I couldn't get them to get the bankers together and have them
+stand by the market. He thought we might protect our loans by comin' on
+and buyin' and holdin' up the price."
+
+Owen was running swiftly in his mind over Cowperwood's affairs--as much
+as he knew of them. He felt keenly that the banker ought to be shaken
+out. This dilemma was his fault, not Stener's--he felt. It was strange
+to him that his father did not see it and resent it.
+
+"You see what it is, father," he said, dramatically, after a time.
+"Cowperwood's been using this money of Stener's to pick up stocks, and
+he's in a hole. If it hadn't been for this fire he'd have got away with
+it; but now he wants you and Simpson and Mollenhauer and the others to
+pull him out. He's a nice fellow, and I like him fairly well; but you're
+a fool if you do as he wants you to. He has more than belongs to him
+already. I heard the other day that he has the Front Street line,
+and almost all of Green and Coates; and that he and Stener own the
+Seventeenth and Nineteenth; but I didn't believe it. I've been intending
+to ask you about it. I think Cowperwood has a majority for himself
+stowed away somewhere in every instance. Stener is just a pawn. He moves
+him around where he pleases."
+
+Owen's eyes gleamed avariciously, opposingly. Cowperwood ought to be
+punished, sold out, driven out of the street-railway business in which
+Owen was anxious to rise.
+
+"Now you know," observed Butler, thickly and solemnly, "I always thought
+that young felly was clever, but I hardly thought he was as clever as
+all that. So that's his game. You're pretty shrewd yourself, aren't you?
+Well, we can fix that, if we think well of it. But there's more than
+that to all this. You don't want to forget the Republican party. Our
+success goes with the success of that, you know"--and he paused and
+looked at his son. "If Cowperwood should fail and that money couldn't be
+put back--" He broke off abstractedly. "The thing that's troublin' me
+is this matter of Stener and the city treasury. If somethin' ain't done
+about that, it may go hard with the party this fall, and with some of
+our contracts. You don't want to forget that an election is comin'
+along in November. I'm wonderin' if I ought to call in that one hundred
+thousand dollars. It's goin' to take considerable money to meet my loans
+in the mornin'."
+
+It is a curious matter of psychology, but it was only now that the real
+difficulties of the situation were beginning to dawn on Butler. In
+the presence of Cowperwood he was so influenced by that young man's
+personality and his magnetic presentation of his need and his own liking
+for him that he had not stopped to consider all the phases of his own
+relationship to the situation. Out here in the cool night air,
+talking to Owen, who was ambitious on his own account and anything but
+sentimentally considerate of Cowperwood, he was beginning to sober down
+and see things in their true light. He had to admit that Cowperwood had
+seriously compromised the city treasury and the Republican party, and
+incidentally Butler's own private interests. Nevertheless, he liked
+Cowperwood. He was in no way prepared to desert him. He was now going
+to see Mollenhauer and Simpson as much to save Cowperwood really as
+the party and his own affairs. And yet a scandal. He did not like
+that--resented it. This young scalawag! To think he should be so sly.
+None the less he still liked him, even here and now, and was feeling
+that he ought to do something to help the young man, if anything could
+help him. He might even leave his hundred-thousand-dollar loan with him
+until the last hour, as Cowperwood had requested, if the others were
+friendly.
+
+"Well, father," said Owen, after a time, "I don't see why you need to
+worry any more than Mollenhauer or Simpson. If you three want to help
+him out, you can; but for the life of me I don't see why you should. I
+know this thing will have a bad effect on the election, if it comes out
+before then; but it could be hushed up until then, couldn't it? Anyhow,
+your street-railway holdings are more important than this election, and
+if you can see your way clear to getting the street-railway lines in
+your hands you won't need to worry about any elections. My advice to
+you is to call that one-hundred-thousand-dollar loan of yours in
+the morning, and meet the drop in your stocks that way. It may make
+Cowperwood fail, but that won't hurt you any. You can go into the market
+and buy his stocks. I wouldn't be surprised if he would run to you and
+ask you to take them. You ought to get Mollenhauer and Simpson to scare
+Stener so that he won't loan Cowperwood any more money. If you don't,
+Cowperwood will run there and get more. Stener's in too far now. If
+Cowperwood won't sell out, well and good; the chances are he will bust,
+anyhow, and then you can pick up as much on the market as any one
+else. I think he'll sell. You can't afford to worry about Stener's five
+hundred thousand dollars. No one told him to loan it. Let him look out
+for himself. It may hurt the party, but you can look after that later.
+You and Mollenhauer can fix the newspapers so they won't talk about it
+till after election."
+
+"Aisy! Aisy!" was all the old contractor would say. He was thinking
+hard.
+
+
+
+
+
+Chapter XXV
+
+
+The residence of Henry A. Mollenhauer was, at that time, in a section of
+the city which was almost as new as that in which Butler was living. It
+was on South Broad Street, near a handsome library building which had
+been recently erected. It was a spacious house of the type usually
+affected by men of new wealth in those days--a structure four stories in
+height of yellow brick and white stone built after no school which
+one could readily identify, but not unattractive in its architectural
+composition. A broad flight of steps leading to a wide veranda gave into
+a decidedly ornate door, which was set on either side by narrow windows
+and ornamented to the right and left with pale-blue jardinieres of
+considerable charm of outline. The interior, divided into twenty rooms,
+was paneled and parqueted in the most expensive manner for homes of that
+day. There was a great reception-hall, a large parlor or drawing-room,
+a dining-room at least thirty feet square paneled in oak; and on the
+second floor were a music-room devoted to the talents of Mollenhauer's
+three ambitious daughters, a library and private office for himself, a
+boudoir and bath for his wife, and a conservatory.
+
+Mollenhauer was, and felt himself to be, a very important man. His
+financial and political judgment was exceedingly keen. Although he was
+a German, or rather an American of German parentage, he was a man of a
+rather impressive American presence. He was tall and heavy and shrewd
+and cold. His large chest and wide shoulders supported a head of
+distinguished proportions, both round and long when seen from different
+angles. The frontal bone descended in a protruding curve over the
+nose, and projected solemnly over the eyes, which burned with a shrewd,
+inquiring gaze. And the nose and mouth and chin below, as well as his
+smooth, hard cheeks, confirmed the impression that he knew very well
+what he wished in this world, and was very able without regard to let or
+hindrance to get it. It was a big face, impressive, well modeled. He was
+an excellent friend of Edward Malia Butler's, as such friendships go,
+and his regard for Mark Simpson was as sincere as that of one tiger for
+another. He respected ability; he was willing to play fair when fair
+was the game. When it was not, the reach of his cunning was not easily
+measured.
+
+When Edward Butler and his son arrived on this Sunday evening, this
+distinguished representative of one-third of the city's interests was
+not expecting them. He was in his library reading and listening to one
+of his daughters playing the piano. His wife and his other two daughters
+had gone to church. He was of a domestic turn of mind. Still, Sunday
+evening being an excellent one for conference purposes generally in the
+world of politics, he was not without the thought that some one or other
+of his distinguished confreres might call, and when the combination
+footman and butler announced the presence of Butler and his son, he was
+well pleased.
+
+"So there you are," he remarked to Butler, genially, extending his hand.
+"I'm certainly glad to see you. And Owen! How are you, Owen? What will
+you gentlemen have to drink, and what will you smoke? I know you'll have
+something. John"--to the servitor---"see if you can find something for
+these gentlemen. I have just been listening to Caroline play; but I
+think you've frightened her off for the time being."
+
+He moved a chair into position for Butler, and indicated to Owen another
+on the other side of the table. In a moment his servant had returned
+with a silver tray of elaborate design, carrying whiskies and wines of
+various dates and cigars in profusion. Owen was the new type of young
+financier who neither smoked nor drank. His father temperately did both.
+
+"It's a comfortable place you have here," said Butler, without any
+indication of the important mission that had brought him. "I don't
+wonder you stay at home Sunday evenings. What's new in the city?"
+
+"Nothing much, so far as I can see," replied Mollenhauer, pacifically.
+"Things seem to be running smooth enough. You don't know anything that
+we ought to worry about, do you?"
+
+"Well, yes," said Butler, draining off the remainder of a brandy and
+soda that had been prepared for him. "One thing. You haven't seen an
+avenin' paper, have you?"
+
+"No, I haven't," said Mollenhauer, straightening up. "Is there one out?
+What's the trouble anyhow?"
+
+"Nothing--except Chicago's burning, and it looks as though we'd have a
+little money-storm here in the morning."
+
+"You don't say! I didn't hear that. There's a paper out, is there? Well,
+well--is it much of a fire?"
+
+"The city is burning down, so they say," put in Owen, who was watching
+the face of the distinguished politician with considerable interest.
+
+"Well, that is news. I must send out and get a paper. John!" he called.
+His man-servant appeared. "See if you can get me a paper somewhere." The
+servant disappeared. "What makes you think that would have anything to
+do with us?" observed Mollenhauer, returning to Butler.
+
+"Well, there's one thing that goes with that that I didn't know till a
+little while ago and that is that our man Stener is apt to be short in
+his accounts, unless things come out better than some people seem to
+think," suggested Butler, calmly. "That might not look so well
+before election, would it?" His shrewd gray Irish eyes looked into
+Mollenhauer's, who returned his gaze.
+
+"Where did you get that?" queried Mr. Mollenhauer icily. "He hasn't
+deliberately taken much money, has he? How much has he taken--do you
+know?"
+
+"Quite a bit," replied Butler, quietly. "Nearly five hundred thousand,
+so I understand. Only I wouldn't say that it has been taken as yet. It's
+in danger of being lost."
+
+"Five hundred thousand!" exclaimed Mollenhauer in amazement, and yet
+preserving his usual calm. "You don't tell me! How long has this been
+going on? What has he been doing with the money?"
+
+"He's loaned a good deal--about five hundred thousand dollars to this
+young Cowperwood in Third Street, that's been handlin' city
+loan. They've been investin' it for themselves in one thing and
+another--mostly in buyin' up street-railways." (At the mention of
+street-railways Mollenhauer's impassive countenance underwent a barely
+perceptible change.) "This fire, accordin' to Cowperwood, is certain to
+produce a panic in the mornin', and unless he gets considerable help he
+doesn't see how he's to hold out. If he doesn't hold out, there'll be
+five hundred thousand dollars missin' from the city treasury which can't
+be put back. Stener's out of town and Cowperwood's come to me to see
+what can be done about it. As a matter of fact, he's done a little
+business for me in times past, and he thought maybe I could help him
+now--that is, that I might get you and the Senator to see the big
+bankers with me and help support the market in the mornin'. If we don't
+he's goin' to fail, and he thought the scandal would hurt us in the
+election. He doesn't appear to me to be workin' any game--just anxious
+to save himself and do the square thing by me--by us, if he can." Butler
+paused.
+
+Mollenhauer, sly and secretive himself, was apparently not at all moved
+by this unexpected development. At the same time, never having thought
+of Stener as having any particular executive or financial ability,
+he was a little stirred and curious. So his treasurer was using money
+without his knowing it, and now stood in danger of being prosecuted!
+Cowperwood he knew of only indirectly, as one who had been engaged to
+handle city loan. He had profited by his manipulation of city loan.
+Evidently the banker had made a fool of Stener, and had used the money
+for street-railway shares! He and Stener must have quite some private
+holdings then. That did interest Mollenhauer greatly.
+
+"Five hundred thousand dollars!" he repeated, when Butler had finished.
+"That is quite a little money. If merely supporting the market would
+save Cowperwood we might do that, although if it's a severe panic I do
+not see how anything we can do will be of very much assistance to him.
+If he's in a very tight place and a severe slump is coming, it will take
+a great deal more than our merely supporting the market to save him.
+I've been through that before. You don't know what his liabilities are?"
+
+"I do not," said Butler.
+
+"He didn't ask for money, you say?"
+
+"He wants me to l'ave a hundred thousand he has of mine until he sees
+whether he can get through or not."
+
+"Stener is really out of town, I suppose?" Mollenhauer was innately
+suspicious.
+
+"So Cowperwood says. We can send and find out."
+
+Mollenhauer was thinking of the various aspects of the case. Supporting
+the market would be all very well if that would save Cowperwood, and the
+Republican party and his treasurer. At the same time Stener could then
+be compelled to restore the five hundred thousand dollars to the
+city treasury, and release his holdings to some one--preferably to
+him--Mollenhauer. But here was Butler also to be considered in this
+matter. What might he not want? He consulted with Butler and learned
+that Cowperwood had agreed to return the five hundred thousand in case
+he could get it together. The various street-car holdings were not asked
+after. But what assurance had any one that Cowperwood could be so saved?
+And could, or would get the money together? And if he were saved would
+he give the money back to Stener? If he required actual money, who would
+loan it to him in a time like this--in case a sharp panic was imminent?
+What security could he give? On the other hand, under pressure from
+the right parties he might be made to surrender all his street-railway
+holdings for a song--his and Stener's. If he (Mollenhauer) could get
+them he would not particularly care whether the election was lost this
+fall or not, although he felt satisfied, as had Owen, that it would not
+be lost. It could be bought, as usual. The defalcation--if Cowperwood's
+failure made Stener's loan into one--could be concealed long enough,
+Mollenhauer thought, to win. Personally as it came to him now he would
+prefer to frighten Stener into refusing Cowperwood additional aid,
+and then raid the latter's street-railway stock in combination with
+everybody else's, for that matter--Simpson's and Butler's included. One
+of the big sources of future wealth in Philadelphia lay in these lines.
+For the present, however, he had to pretend an interest in saving the
+party at the polls.
+
+"I can't speak for the Senator, that's sure," pursued Mollenhauer,
+reflectively. "I don't know what he may think. As for myself, I am
+perfectly willing to do what I can to keep up the price of stocks, if
+that will do any good. I would do so naturally in order to protect my
+loans. The thing that we ought to be thinking about, in my judgment, is
+how to prevent exposure, in case Mr. Cowperwood does fail, until after
+election. We have no assurance, of course, that however much we support
+the market we will be able to sustain it."
+
+"We have not," replied Butler, solemnly.
+
+Owen thought he could see Cowperwood's approaching doom quite plainly.
+At that moment the door-bell rang. A maid, in the absence of the
+footman, brought in the name of Senator Simpson.
+
+"Just the man," said Mollenhauer. "Show him up. You can see what he
+thinks."
+
+"Perhaps I had better leave you alone now," suggested Owen to his
+father. "Perhaps I can find Miss Caroline, and she will sing for me.
+I'll wait for you, father," he added.
+
+Mollenhauer cast him an ingratiating smile, and as he stepped out
+Senator Simpson walked in.
+
+A more interesting type of his kind than Senator Mark Simpson never
+flourished in the State of Pennsylvania, which has been productive of
+interesting types. Contrasted with either of the two men who now greeted
+him warmly and shook his hand, he was physically unimpressive. He was
+small--five feet nine inches, to Mollenhauer's six feet and Butler's
+five feet eleven inches and a half, and then his face was smooth, with a
+receding jaw. In the other two this feature was prominent. Nor were
+his eyes as frank as those of Butler, nor as defiant as those of
+Mollenhauer; but for subtlety they were unmatched by either--deep,
+strange, receding, cavernous eyes which contemplated you as might those
+of a cat looking out of a dark hole, and suggesting all the artfulness
+that has ever distinguished the feline family. He had a strange mop of
+black hair sweeping down over a fine, low, white forehead, and a skin
+as pale and bluish as poor health might make it; but there was,
+nevertheless, resident here a strange, resistant, capable force that
+ruled men--the subtlety with which he knew how to feed cupidity with
+hope and gain and the ruthlessness with which he repaid those who said
+him nay. He was a still man, as such a man might well have been--feeble
+and fish-like in his handshake, wan and slightly lackadaisical in his
+smile, but speaking always with eyes that answered for every defect.
+
+"Av'nin', Mark, I'm glad to see you," was Butler's greeting.
+
+"How are you, Edward?" came the quiet reply.
+
+"Well, Senator, you're not looking any the worse for wear. Can I pour
+you something?"
+
+"Nothing to-night, Henry," replied Simpson. "I haven't long to stay. I
+just stopped by on my way home. My wife's over here at the Cavanaghs',
+and I have to stop by to fetch her."
+
+"Well, it's a good thing you dropped in, Senator, just when you did,"
+began Mollenhauer, seating himself after his guest. "Butler here has
+been telling me of a little political problem that has arisen since I
+last saw you. I suppose you've heard that Chicago is burning?"
+
+"Yes; Cavanagh was just telling me. It looks to be quite serious. I
+think the market will drop heavily in the morning."
+
+"I wouldn't be surprised myself," put in Mollenhauer, laconically.
+
+"Here's the paper now," said Butler, as John, the servant, came in from
+the street bearing the paper in his hand. Mollenhauer took it and spread
+it out before them. It was among the earliest of the "extras" that were
+issued in this country, and contained a rather impressive spread of type
+announcing that the conflagration in the lake city was growing hourly
+worse since its inception the day before.
+
+"Well, that is certainly dreadful," said Simpson. "I'm very sorry for
+Chicago. I have many friends there. I shall hope to hear that it is not
+so bad as it seems."
+
+The man had a rather grandiloquent manner which he never abandoned under
+any circumstances.
+
+"The matter that Butler was telling me about," continued Mollenhauer,
+"has something to do with this in a way. You know the habit our city
+treasurers have of loaning out their money at two per cent.?"
+
+"Yes?" said Simpson, inquiringly.
+
+"Well, Mr. Stener, it seems, has been loaning out a good deal of the
+city's money to this young Cowperwood, in Third Street, who has been
+handling city loans."
+
+"You don't say!" said Simpson, putting on an air of surprise. "Not much,
+I hope?" The Senator, like Butler and Mollenhauer, was profiting
+greatly by cheap loans from the same source to various designated city
+depositories.
+
+"Well, it seems that Stener has loaned him as much as five hundred
+thousand dollars, and if by any chance Cowperwood shouldn't be able
+to weather this storm, Stener is apt to be short that amount, and that
+wouldn't look so good as a voting proposition to the people in November,
+do you think? Cowperwood owes Mr. Butler here one hundred thousand
+dollars, and because of that he came to see him to-night. He wanted
+Butler to see if something couldn't be done through us to tide him over.
+If not"--he waved one hand suggestively--"well, he might fail."
+
+Simpson fingered his strange, wide mouth with his delicate hand. "What
+have they been doing with the five hundred thousand dollars?" he asked.
+
+"Oh, the boys must make a little somethin' on the side," said Butler,
+cheerfully. "I think they've been buyin' up street-railways, for
+one thing." He stuck his thumbs in the armholes of his vest. Both
+Mollenhauer and Simpson smiled wan smiles.
+
+"Quite so," said Mollenhauer. Senator Simpson merely looked the deep
+things that he thought.
+
+He, too, was thinking how useless it was for any one to approach a group
+of politicians with a proposition like this, particularly in a crisis
+such as bid fair to occur. He reflected that if he and Butler and
+Mollenhauer could get together and promise Cowperwood protection in
+return for the surrender of his street-railway holdings it would be a
+very different matter. It would be very easy in this case to carry the
+city treasury loan along in silence and even issue more money to support
+it; but it was not sure, in the first place, that Cowperwood could be
+made to surrender his stocks, and in the second place that either Butler
+or Mollenhauer would enter into any such deal with him, Simpson. Butler
+had evidently come here to say a good word for Cowperwood. Mollenhauer
+and himself were silent rivals. Although they worked together
+politically it was toward essentially different financial ends. They
+were allied in no one particular financial proposition, any more than
+Mollenhauer and Butler were. And besides, in all probability Cowperwood
+was no fool. He was not equally guilty with Stener; the latter had
+loaned him money. The Senator reflected on whether he should broach
+some such subtle solution of the situation as had occurred to him to his
+colleagues, but he decided not. Really Mollenhauer was too treacherous
+a man to work with on a thing of this kind. It was a splendid chance but
+dangerous. He had better go it alone. For the present they should demand
+of Stener that he get Cowperwood to return the five hundred thousand
+dollars if he could. If not, Stener could be sacrificed for the benefit
+of the party, if need be. Cowperwood's stocks, with this tip as to his
+condition, would, Simpson reflected, offer a good opportunity for a
+little stock-exchange work on the part of his own brokers. They could
+spread rumors as to Cowperwood's condition and then offer to take his
+shares off his hands--for a song, of course. It was an evil moment that
+led Cowperwood to Butler.
+
+"Well, now," said the Senator, after a prolonged silence, "I might
+sympathize with Mr. Cowperwood in his situation, and I certainly don't
+blame him for buying up street-railways if he can; but I really don't
+see what can be done for him very well in this crisis. I don't know
+about you, gentlemen, but I am rather certain that I am not in a
+position to pick other people's chestnuts out of the fire if I wanted
+to, just now. It all depends on whether we feel that the danger to
+the party is sufficient to warrant our going down into our pockets and
+assisting him."
+
+At the mention of real money to be loaned Mollenhauer pulled a
+long face. "I can't see that I will be able to do very much for Mr.
+Cowperwood," he sighed.
+
+"Begad," said Buler, with a keen sense of humor, "it looks to me as if
+I'd better be gettin' in my one hundred thousand dollars. That's the
+first business of the early mornin'." Neither Simpson nor Mollenhauer
+condescended on this occasion to smile even the wan smile they had
+smiled before. They merely looked wise and solemn.
+
+"But this matter of the city treasury, now," said Senator Simpson, after
+the atmosphere had been allowed to settle a little, "is something to
+which we shall have to devote a little thought. If Mr. Cowperwood should
+fail, and the treasury lose that much money, it would embarrass us no
+little. What lines are they," he added, as an afterthought, "that this
+man has been particularly interested in?"
+
+"I really don't know," replied Butler, who did not care to say what Owen
+had told him on the drive over.
+
+"I don't see," said Mollenhauer, "unless we can make Stener get the
+money back before this man Cowperwood fails, how we can save ourselves
+from considerable annoyance later; but if we did anything which would
+look as though we were going to compel restitution, he would probably
+shut up shop anyhow. So there's no remedy in that direction. And it
+wouldn't be very kind to our friend Edward here to do it until we hear
+how he comes out on his affair." He was referring to Butler's loan.
+
+"Certainly not," said Senator Simpson, with true political sagacity and
+feeling.
+
+"I'll have that one hundred thousand dollars in the mornin'," said
+Butler, "and never fear."
+
+"I think," said Simpson, "if anything comes of this matter that we
+will have to do our best to hush it up until after the election. The
+newspapers can just as well keep silent on that score as not.
+There's one thing I would suggest"--and he was now thinking of
+the street-railway properties which Cowperwood had so judiciously
+collected--"and that is that the city treasurer be cautioned against
+advancing any more money in a situation of this kind. He might readily
+be compromised into advancing much more. I suppose a word from you,
+Henry, would prevent that."
+
+"Yes; I can do that," said Mollenhauer, solemnly.
+
+"My judgement would be," said Butler, in a rather obscure manner,
+thinking of Cowperwood's mistake in appealing to these noble protectors
+of the public, "that it's best to let sleepin' dogs run be thimselves."
+
+Thus ended Frank Cowperwood's dreams of what Butler and his political
+associates might do for him in his hour of distress.
+
+The energies of Cowperwood after leaving Butler were devoted to the task
+of seeing others who might be of some assistance to him. He had left
+word with Mrs. Stener that if any message came from her husband he was
+to be notified at once. He hunted up Walter Leigh, of Drexel & Co.,
+Avery Stone of Jay Cooke & Co., and President Davison of the Girard
+National Bank. He wanted to see what they thought of the situation and
+to negotiate a loan with President Davison covering all his real and
+personal property.
+
+"I can't tell you, Frank," Walter Leigh insisted, "I don't know how
+things will be running by to-morrow noon. I'm glad to know how you
+stand. I'm glad you're doing what you're doing--getting all your affairs
+in shape. It will help a lot. I'll favor you all I possibly can. But if
+the chief decides on a certain group of loans to be called, they'll have
+to be called, that's all. I'll do my best to make things look better.
+If the whole of Chicago is wiped out, the insurance companies--some of
+them, anyhow--are sure to go, and then look out. I suppose you'll call
+in all your loans?"
+
+"Not any more than I have to."
+
+"Well, that's just the way it is here--or will be."
+
+The two men shook hands. They liked each other. Leigh was of the city's
+fashionable coterie, a society man to the manner born, but with a wealth
+of common sense and a great deal of worldly experience.
+
+"I'll tell you, Frank," he observed at parting, "I've always thought you
+were carrying too much street-railway. It's great stuff if you can get
+away with it, but it's just in a pinch like this that you're apt to get
+hurt. You've been making money pretty fast out of that and city loans."
+
+He looked directly into his long-time friend's eyes, and they smiled.
+
+It was the same with Avery Stone, President Davison, and others. They
+had all already heard rumors of disaster when he arrived. They were not
+sure what the morrow would bring forth. It looked very unpromising.
+
+Cowperwood decided to stop and see Butler again for he felt certain his
+interview with Mollenhauer and Simpson was now over. Butler, who had
+been meditating what he should say to Cowperwood, was not unfriendly in
+his manner. "So you're back," he said, when Cowperwood appeared.
+
+"Yes, Mr. Butler."
+
+"Well, I'm not sure that I've been able to do anything for you. I'm
+afraid not," Butler said, cautiously. "It's a hard job you set me.
+Mollenhauer seems to think that he'll support the market, on his own
+account. I think he will. Simpson has interests which he has to protect.
+I'm going to buy for myself, of course."
+
+He paused to reflect.
+
+"I couldn't get them to call a conference with any of the big moneyed
+men as yet," he added, warily. "They'd rather wait and see what happens
+in the mornin'. Still, I wouldn't be down-hearted if I were you. If
+things turn out very bad they may change their minds. I had to tell them
+about Stener. It's pretty bad, but they're hopin' you'll come through
+and straighten that out. I hope so. About my own loan--well, I'll see
+how things are in the mornin'. If I raisonably can I'll lave it with
+you. You'd better see me again about it. I wouldn't try to get any more
+money out of Stener if I were you. It's pretty bad as it is."
+
+Cowperwood saw at once that he was to get no aid from the politicians.
+The one thing that disturbed him was this reference to Stener. Had they
+already communicated with him--warned him? If so, his own coming to
+Butler had been a bad move; and yet from the point of view of his
+possible failure on the morrow it had been advisable. At least now the
+politicians knew where he stood. If he got in a very tight corner he
+would come to Butler again--the politicians could assist him or not,
+as they chose. If they did not help him and he failed, and the election
+were lost, it was their own fault. Anyhow, if he could see Stener first
+the latter would not be such a fool as to stand in his own light in a
+crisis like this.
+
+"Things look rather dark to-night, Mr. Butler," he said, smartly, "but I
+still think I'll come through. I hope so, anyhow. I'm sorry to have put
+you to so much trouble. I wish, of course, that you gentlemen could
+see your way clear to assist me, but if you can't, you can't. I have a
+number of things that I can do. I hope that you will leave your loan as
+long as you can."
+
+He went briskly out, and Butler meditated. "A clever young chap that,"
+he said. "It's too bad. But he may come out all right at that."
+
+Cowperwood hurried to his own home only to find his father awake
+and brooding. To him he talked with that strong vein of sympathy and
+understanding which is usually characteristic of those drawn by ties
+of flesh and blood. He liked his father. He sympathized with his
+painstaking effort to get up in the world. He could not forget that as a
+boy he had had the loving sympathy and interest of his father. The loan
+which he had from the Third National, on somewhat weak Union Street
+Railway shares he could probably replace if stocks did not drop too
+tremendously. He must replace this at all costs. But his father's
+investments in street-railways, which had risen with his own ventures,
+and which now involved an additional two hundred thousand--how could he
+protect those? The shares were hypothecated and the money was used
+for other things. Additional collateral would have to be furnished the
+several banks carrying them. It was nothing except loans, loans, loans,
+and the need of protecting them. If he could only get an additional
+deposit of two or three hundred thousand dollars from Stener. But that,
+in the face of possible financial difficulties, was rank criminality.
+All depended on the morrow.
+
+Monday, the ninth, dawned gray and cheerless. He was up with the first
+ray of light, shaved and dressed, and went over, under the gray-green
+pergola, to his father's house. He was up, also, and stirring about, for
+he had not been able to sleep. His gray eyebrows and gray hair looked
+rather shaggy and disheveled, and his side-whiskers anything but
+decorative. The old gentleman's eyes were tired, and his face was gray.
+Cowperwood could see that he was worrying. He looked up from a small,
+ornate escritoire of buhl, which Ellsworth had found somewhere, and
+where he was quietly tabulating a list of his resources and liabilities.
+Cowperwood winced. He hated to see his father worried, but he could not
+help it. He had hoped sincerely, when they built their houses together,
+that the days of worry for his father had gone forever.
+
+"Counting up?" he asked, familiarly, with a smile. He wanted to hearten
+the old gentleman as much as possible.
+
+"I was just running over my affairs again to see where I stood in
+case--" He looked quizzically at his son, and Frank smiled again.
+
+"I wouldn't worry, father. I told you how I fixed it so that Butler and
+that crowd will support the market. I have Rivers and Targool and Harry
+Eltinge on 'change helping me sell out, and they are the best men there.
+They'll handle the situation carefully. I couldn't trust Ed or Joe in
+this case, for the moment they began to sell everybody would know what
+was going on with me. This way my men will seem like bears hammering the
+market, but not hammering too hard. I ought to be able to unload enough
+at ten points off to raise five hundred thousand. The market may not go
+lower than that. You can't tell. It isn't going to sink indefinitely.
+If I just knew what the big insurance companies were going to do! The
+morning paper hasn't come yet, has it?"
+
+He was going to pull a bell, but remembered that the servants would
+scarcely be up as yet. He went to the front door himself. There were the
+Press and the Public Ledger lying damp from the presses. He picked them
+up and glanced at the front pages. His countenance fell. On one, the
+Press, was spread a great black map of Chicago, a most funereal-looking
+thing, the black portion indicating the burned section. He had never
+seen a map of Chicago before in just this clear, definite way. That
+white portion was Lake Michigan, and there was the Chicago River
+dividing the city into three almost equal portions--the north side, the
+west side, the south side. He saw at once that the city was curiously
+arranged, somewhat like Philadelphia, and that the business section was
+probably an area of two or three miles square, set at the juncture of
+the three sides, and lying south of the main stem of the river, where
+it flowed into the lake after the southwest and northwest branches had
+united to form it. This was a significant central area; but, according
+to this map, it was all burned out. "Chicago in Ashes" ran a great
+side-heading set in heavily leaded black type. It went on to detail the
+sufferings of the homeless, the number of the dead, the number of those
+whose fortunes had been destroyed. Then it descanted upon the probable
+effect in the East. Insurance companies and manufacturers might not be
+able to meet the great strain of all this.
+
+"Damn!" said Cowperwood gloomily. "I wish I were out of this
+stock-jobbing business. I wish I had never gotten into it." He returned
+to his drawing-room and scanned both accounts most carefully.
+
+Then, though it was still early, he and his father drove to his office.
+There were already messages awaiting him, a dozen or more, to cancel
+or sell. While he was standing there a messenger-boy brought him three
+more. One was from Stener and said that he would be back by twelve
+o'clock, the very earliest he could make it. Cowperwood was relieved and
+yet distressed. He would need large sums of money to meet various loans
+before three. Every hour was precious. He must arrange to meet Stener at
+the station and talk to him before any one else should see him. Clearly
+this was going to be a hard, dreary, strenuous day.
+
+Third Street, by the time he reached there, was stirring with other
+bankers and brokers called forth by the exigencies of the occasion.
+There was a suspicious hurrying of feet--that intensity which makes
+all the difference in the world between a hundred people placid and a
+hundred people disturbed. At the exchange, the atmosphere was feverish.
+At the sound of the gong, the staccato uproar began. Its metallic
+vibrations were still in the air when the two hundred men who composed
+this local organization at its utmost stress of calculation, threw
+themselves upon each other in a gibbering struggle to dispose of or
+seize bargains of the hour. The interests were so varied that it was
+impossible to say at which pole it was best to sell or buy.
+
+Targool and Rivers had been delegated to stay at the center of things,
+Joseph and Edward to hover around on the outside and to pick up such
+opportunities of selling as might offer a reasonable return on the
+stock. The "bears" were determined to jam things down, and it all
+depended on how well the agents of Mollenhauer, Simpson, Butler, and
+others supported things in the street-railway world whether those stocks
+retained any strength or not. The last thing Butler had said the night
+before was that they would do the best they could. They would buy up to
+a certain point. Whether they would support the market indefinitely he
+would not say. He could not vouch for Mollenhauer and Simpson. Nor did
+he know the condition of their affairs.
+
+While the excitement was at its highest Cowperwood came in. As he
+stood in the door looking to catch the eye of Rivers, the 'change gong
+sounded, and trading stopped. All the brokers and traders faced about
+to the little balcony, where the secretary of the 'change made his
+announcements; and there he stood, the door open behind him, a small,
+dark, clerkly man of thirty-eight or forty, whose spare figure and pale
+face bespoke the methodic mind that knows no venturous thought. In his
+right hand he held a slip of white paper.
+
+"The American Fire Insurance Company of Boston announces its inability
+to meet its obligations." The gong sounded again.
+
+Immediately the storm broke anew, more voluble than before, because,
+if after one hour of investigation on this Monday morning one insurance
+company had gone down, what would four or five hours or a day or two
+bring forth? It meant that men who had been burned out in Chicago would
+not be able to resume business. It meant that all loans connected
+with this concern had been, or would be called now. And the cries of
+frightened "bulls" offering thousand and five thousand lot holdings in
+Northern Pacific, Illinois Central, Reading, Lake Shore, Wabash; in all
+the local streetcar lines; and in Cowperwood's city loans at constantly
+falling prices was sufficient to take the heart out of all concerned.
+He hurried to Arthur Rivers's side in the lull; but there was little he
+could say.
+
+"It looks as though the Mollenhauer and Simpson crowds aren't doing much
+for the market," he observed, gravely.
+
+"They've had advices from New York," explained Rivers solemnly. "It
+can't be supported very well. There are three insurance companies over
+there on the verge of quitting, I understand. I expect to see them
+posted any minute."
+
+They stepped apart from the pandemonium, to discuss ways and means.
+Under his agreement with Stener, Cowperwood could buy up to one hundred
+thousand dollars of city loan, above the customary wash sales, or market
+manipulation, by which they were making money. This was in case the
+market had to be genuinely supported. He decided to buy sixty thousand
+dollars worth now, and use this to sustain his loans elsewhere. Stener
+would pay him for this instantly, giving him more ready cash. It
+might help him in one way and another; and, anyhow, it might tend to
+strengthen the other securities long enough at least to allow him to
+realize a little something now at better than ruinous rates. If only
+he had the means "to go short" on this market! If only doing so did not
+really mean ruin to his present position. It was characteristic of the
+man that even in this crisis he should be seeing how the very thing that
+of necessity, because of his present obligations, might ruin him, might
+also, under slightly different conditions, yield him a great harvest. He
+could not take advantage of it, however. He could not be on both sides
+of this market. It was either "bear" or "bull," and of necessity he was
+"bull." It was strange but true. His subtlety could not avail him here.
+He was about to turn and hurry to see a certain banker who might loan
+him something on his house, when the gong struck again. Once more
+trading ceased. Arthur Rivers, from his position at the State securities
+post, where city loan was sold, and where he had started to buy for
+Cowperwood, looked significantly at him. Newton Targool hurried to
+Cowperwood's side.
+
+"You're up against it," he exclaimed. "I wouldn't try to sell against
+this market. It's no use. They're cutting the ground from under you.
+The bottom's out. Things are bound to turn in a few days. Can't you hold
+out? Here's more trouble."
+
+He raised his eyes to the announcer's balcony.
+
+"The Eastern and Western Fire Insurance Company of New York announces
+that it cannot meet its obligations."
+
+A low sound something like "Haw!" broke forth. The announcer's gavel
+struck for order.
+
+"The Erie Fire Insurance Company of Rochester announces that it cannot
+meet its obligations."
+
+Again that "H-a-a-a-w!"
+
+Once more the gavel.
+
+"The American Trust Company of New York has suspended payment."
+
+"H-a-a-a-w!"
+
+The storm was on.
+
+"What do you think?" asked Targool. "You can't brave this storm. Can't
+you quit selling and hold out for a few days? Why not sell short?"
+
+"They ought to close this thing up," Cowperwood said, shortly. "It would
+be a splendid way out. Then nothing could be done."
+
+He hurried to consult with those who, finding themselves in a similar
+predicament with himself, might use their influence to bring it about.
+It was a sharp trick to play on those who, now finding the market
+favorable to their designs in its falling condition, were harvesting a
+fortune. But what was that to him? Business was business. There was no
+use selling at ruinous figures, and he gave his lieutenants orders to
+stop. Unless the bankers favored him heavily, or the stock exchange
+was closed, or Stener could be induced to deposit an additional three
+hundred thousand with him at once, he was ruined. He hurried down
+the street to various bankers and brokers suggesting that they do
+this--close the exchange. At a few minutes before twelve o'clock
+he drove rapidly to the station to meet Stener; but to his great
+disappointment the latter did not arrive. It looked as though he had
+missed his train. Cowperwood sensed something, some trick; and decided
+to go to the city hall and also to Stener's house. Perhaps he had
+returned and was trying to avoid him.
+
+Not finding him at his office, he drove direct to his house. Here he
+was not surprised to meet Stener just coming out, looking very pale and
+distraught. At the sight of Cowperwood he actually blanched.
+
+"Why, hello, Frank," he exclaimed, sheepishly, "where do you come from?"
+
+"What's up, George?" asked Cowperwood. "I thought you were coming into
+Broad Street."
+
+"So I was," returned Stener, foolishly, "but I thought I would get off
+at West Philadelphia and change my clothes. I've a lot of things
+to 'tend to yet this afternoon. I was coming in to see you." After
+Cowperwood's urgent telegram this was silly, but the young banker let it
+pass.
+
+"Jump in, George," he said. "I have something very important to talk to
+you about. I told you in my telegram about the likelihood of a panic.
+It's on. There isn't a moment to lose. Stocks are 'way down, and most of
+my loans are being called. I want to know if you won't let me have three
+hundred and fifty thousand dollars for a few days at four or five per
+cent. I'll pay it all back to you. I need it very badly. If I don't get
+it I'm likely to fail. You know what that means, George. It will tie up
+every dollar I have. Those street-car holdings of yours will be tied up
+with me. I won't be able to let you realize on them, and that will put
+those loans of mine from the treasury in bad shape. You won't be able
+to put the money back, and you know what that means. We're in this thing
+together. I want to see you through safely, but I can't do it without
+your help. I had to go to Butler last night to see about a loan of his,
+and I'm doing my best to get money from other sources. But I can't see
+my way through on this, I'm afraid, unless you're willing to help
+me." Cowperwood paused. He wanted to put the whole case clearly and
+succinctly to him before he had a chance to refuse--to make him realize
+it as his own predicament.
+
+As a matter of fact, what Cowperwood had keenly suspected was literally
+true. Stener had been reached. The moment Butler and Simpson had left
+him the night before, Mollenhauer had sent for his very able secretary,
+Abner Sengstack, and despatched him to learn the truth about Stener's
+whereabouts. Sengstack had then sent a long wire to Strobik, who was
+with Stener, urging him to caution the latter against Cowperwood. The
+state of the treasury was known. Stener and Strobik were to be met by
+Sengstack at Wilmington (this to forefend against the possibility of
+Cowperwood's reaching Stener first)--and the whole state of affairs
+made perfectly plain. No more money was to be used under penalty of
+prosecution. If Stener wanted to see any one he must see Mollenhauer.
+Sengstack, having received a telegram from Strobik informing him of
+their proposed arrival at noon the next day, had proceeded to Wilmington
+to meet them. The result was that Stener did not come direct into the
+business heart of the city, but instead got off at West Philadelphia,
+proposing to go first to his house to change his clothes and then to see
+Mollenhauer before meeting Cowperwood. He was very badly frightened and
+wanted time to think.
+
+"I can't do it, Frank," he pleaded, piteously. "I'm in pretty bad in
+this matter. Mollenhauer's secretary met the train out at Wilmington
+just now to warn me against this situation, and Strobik is against it.
+They know how much money I've got outstanding. You or somebody has told
+them. I can't go against Mollenhauer. I owe everything I've got to him,
+in a way. He got me this place."
+
+"Listen, George. Whatever you do at this time, don't let this political
+loyalty stuff cloud your judgment. You're in a very serious position and
+so am I. If you don't act for yourself with me now no one is going to
+act for you--now or later--no one. And later will be too late. I proved
+that last night when I went to Butler to get help for the two of us.
+They all know about this business of our street-railway holdings and
+they want to shake us out and that's the big and little of it--nothing
+more and nothing less. It's a case of dog eat dog in this game and
+this particular situation and it's up to us to save ourselves against
+everybody or go down together, and that's just what I'm here to tell
+you. Mollenhauer doesn't care any more for you to-day than he does
+for that lamp-post. It isn't that money you've paid out to me that's
+worrying him, but who's getting something for it and what. Well they
+know that you and I are getting street-railways, don't you see, and they
+don't want us to have them. Once they get those out of our hands they
+won't waste another day on you or me. Can't you see that? Once we've
+lost all we've invested, you're down and so am I--and no one is going to
+turn a hand for you or me politically or in any other way. I want you to
+understand that, George, because it's true. And before you say you won't
+or you will do anything because Mollenhauer says so, you want to think
+over what I have to tell you."
+
+He was in front of Stener now, looking him directly in the eye and by
+the kinetic force of his mental way attempting to make Stener take the
+one step that might save him--Cowperwood--however little in the long run
+it might do for Stener. And, more interesting still, he did not care.
+Stener, as he saw him now, was a pawn in whosoever's hands he happened
+to be at the time, and despite Mr. Mollenhauer and Mr. Simpson and Mr.
+Butler he proposed to attempt to keep him in his own hands if possible.
+And so he stood there looking at him as might a snake at a bird
+determined to galvanize him into selfish self-interest if possible. But
+Stener was so frightened that at the moment it looked as though there
+was little to be done with him. His face was a grayish-blue: his eyelids
+and eye rings puffy and his hands and lips moist. God, what a hole he
+was in now!
+
+"Say that's all right, Frank," he exclaimed desperately. "I know what
+you say is true. But look at me and my position, if I do give you this
+money. What can't they do to me, and won't. If you only look at it from
+my point of view. If only you hadn't gone to Butler before you saw me."
+
+"As though I could see you, George, when you were off duck shooting and
+when I was wiring everywhere I knew to try to get in touch with you. How
+could I? The situation had to be met. Besides, I thought Butler was more
+friendly to me than he proved. But there's no use being angry with me
+now, George, for going to Butler as I did, and anyhow you can't afford
+to be now. We're in this thing together. It's a case of sink or swim
+for just us two--not any one else--just us--don't you get that? Butler
+couldn't or wouldn't do what I wanted him to do--get Mollenhauer and
+Simpson to support the market. Instead of that they are hammering it.
+They have a game of their own. It's to shake us out--can't you see that?
+Take everything that you and I have gathered. It is up to you and me,
+George, to save ourselves, and that's what I'm here for now. If you
+don't let me have three hundred and fifty thousand dollars--three
+hundred thousand, anyhow--you and I are ruined. It will be worse for
+you, George, than for me, for I'm not involved in this thing in any
+way--not legally, anyhow. But that's not what I'm thinking of. What I
+want to do is to save us both--put us on easy street for the rest of our
+lives, whatever they say or do, and it's in your power, with my help, to
+do that for both of us. Can't you see that? I want to save my business
+so then I can help you to save your name and money." He paused, hoping
+this had convinced Stener, but the latter was still shaking.
+
+"But what can I do, Frank?" he pleaded, weakly. "I can't go against
+Mollenhauer. They can prosecute me if I do that. They can do it, anyhow.
+I can't do that. I'm not strong enough. If they didn't know, if you
+hadn't told them, it might be different, but this way--" He shook his
+head sadly, his gray eyes filled with a pale distress.
+
+"George," replied Cowperwood, who realized now that only the sternest
+arguments would have any effect here, "don't talk about what I did. What
+I did I had to do. You're in danger of losing your head and your nerve
+and making a serious mistake here, and I don't want to see you make
+it. I have five hundred thousand of the city's money invested for
+you--partly for me, and partly for you, but more for you than for
+me"--which, by the way, was not true--"and here you are hesitating in
+an hour like this as to whether you will protect your interest or not.
+I can't understand it. This is a crisis, George. Stocks are tumbling on
+every side--everybody's stocks. You're not alone in this--neither am I.
+This is a panic, brought on by a fire, and you can't expect to come out
+of a panic alive unless you do something to protect yourself. You say
+you owe your place to Mollenhauer and that you're afraid of what he'll
+do. If you look at your own situation and mine, you'll see that it
+doesn't make much difference what he does, so long as I don't fail. If
+I fail, where are you? Who's going to save you from prosecution? Will
+Mollenhauer or any one else come forward and put five hundred thousand
+dollars in the treasury for you? He will not. If Mollenhauer and the
+others have your interests at heart, why aren't they helping me on
+'change today? I'll tell you why. They want your street-railway holdings
+and mine, and they don't care whether you go to jail afterward or
+not. Now if you're wise you will listen to me. I've been loyal to you,
+haven't I? You've made money through me--lots of it. If you're wise,
+George, you'll go to your office and write me your check for three
+hundred thousand dollars, anyhow, before you do a single other thing.
+Don't see anybody and don't do anything till you've done that. You can't
+be hung any more for a sheep than you can for a lamb. No one can prevent
+you from giving me that check. You're the city treasurer. Once I have
+that I can see my way out of this, and I'll pay it all back to you next
+week or the week after--this panic is sure to end in that time. With
+that put back in the treasury we can see them about the five hundred
+thousand a little later. In three months, or less, I can fix it so that
+you can put that back. As a matter of fact, I can do it in fifteen days
+once I am on my feet again. Time is all I want. You won't have lost
+your holdings and nobody will cause you any trouble if you put the
+money back. They don't care to risk a scandal any more than you do. Now
+what'll you do, George? Mollenhauer can't stop you from doing this any
+more than I can make you. Your life is in your own hands. What will you
+do?"
+
+Stener stood there ridiculously meditating when, as a matter of fact,
+his very financial blood was oozing away. Yet he was afraid to act. He
+was afraid of Mollenhauer, afraid of Cowperwood, afraid of life and of
+himself. The thought of panic, loss, was not so much a definite thing
+connected with his own property, his money, as it was with his social
+and political standing in the community. Few people have the sense of
+financial individuality strongly developed. They do not know what it
+means to be a controller of wealth, to have that which releases the
+sources of social action--its medium of exchange. They want money, but
+not for money's sake. They want it for what it will buy in the way
+of simple comforts, whereas the financier wants it for what it will
+control--for what it will represent in the way of dignity, force, power.
+Cowperwood wanted money in that way; Stener not. That was why he had
+been so ready to let Cowperwood act for him; and now, when he should
+have seen more clearly than ever the significance of what Cowperwood was
+proposing, he was frightened and his reason obscured by such things
+as Mollenhauer's probable opposition and rage, Cowperwood's possible
+failure, his own inability to face a real crisis. Cowperwood's innate
+financial ability did not reassure Stener in this hour. The banker was
+too young, too new. Mollenhauer was older, richer. So was Simpson; so
+was Butler. These men, with their wealth, represented the big forces,
+the big standards in his world. And besides, did not Cowperwood himself
+confess that he was in great danger--that he was in a corner. That was
+the worst possible confession to make to Stener--although under the
+circumstances it was the only one that could be made--for he had no
+courage to face danger.
+
+So it was that now, Stener stood by Cowperwood meditating--pale,
+flaccid; unable to see the main line of his interests quickly, unable
+to follow it definitely, surely, vigorously--while they drove to his
+office. Cowperwood entered it with him for the sake of continuing his
+plea.
+
+"Well, George," he said earnestly, "I wish you'd tell me. Time's short.
+We haven't a moment to lose. Give me the money, won't you, and I'll
+get out of this quick. We haven't a moment, I tell you. Don't let those
+people frighten you off. They're playing their own little game; you play
+yours."
+
+"I can't, Frank," said Stener, finally, very weakly, his sense of his
+own financial future, overcome for the time being by the thought of
+Mollenhauer's hard, controlling face. "I'll have to think. I can't do it
+right now. Strobik just left me before I saw you, and--"
+
+"Good God, George," exclaimed Cowperwood, scornfully, "don't talk about
+Strobik! What's he got to do with it? Think of yourself. Think of where
+you will be. It's your future--not Strobik's--that you have to think
+of."
+
+"I know, Frank," persisted Stener, weakly; "but, really, I don't see how
+I can. Honestly I don't. You say yourself you're not sure whether you
+can come out of things all right, and three hundred thousand more is
+three hundred thousand more. I can't, Frank. I really can't. It wouldn't
+be right. Besides, I want to talk to Mollenhauer first, anyhow."
+
+"Good God, how you talk!" exploded Cowperwood, angrily, looking at him
+with ill-concealed contempt. "Go ahead! See Mollenhauer! Let him tell
+you how to cut your own throat for his benefit. It won't be right to
+loan me three hundred thousand dollars more, but it will be right to let
+the five hundred thousand dollars you have loaned stand unprotected
+and lose it. That's right, isn't it? That's just what you propose to
+do--lose it, and everything else besides. I want to tell you what it
+is, George--you've lost your mind. You've let a single message from
+Mollenhauer frighten you to death, and because of that you're going to
+risk your fortune, your reputation, your standing--everything. Do you
+really realize what this means if I fail? You will be a convict, I tell
+you, George. You will go to prison. This fellow Mollenhauer, who is so
+quick to tell you what not to do now, will be the last man to turn a
+hand for you once you're down. Why, look at me--I've helped you, haven't
+I? Haven't I handled your affairs satisfactorily for you up to now? What
+in Heaven's name has got into you? What have you to be afraid of?"
+
+Stener was just about to make another weak rejoinder when the door
+from the outer office opened, and Albert Stires, Stener's chief clerk,
+entered. Stener was too flustered to really pay any attention to Stires
+for the moment; but Cowperwood took matters in his own hands.
+
+"What is it, Albert?" he asked, familiarly.
+
+"Mr. Sengstack from Mr. Mollenhauer to see Mr. Stener."
+
+At the sound of this dreadful name Stener wilted like a leaf. Cowperwood
+saw it. He realized that his last hope of getting the three hundred
+thousand dollars was now probably gone. Still he did not propose to give
+up as yet.
+
+"Well, George," he said, after Albert had gone out with instructions
+that Stener would see Sengstack in a moment. "I see how it is. This
+man has got you mesmerized. You can't act for yourself now--you're too
+frightened. I'll let it rest for the present; I'll come back. But for
+Heaven's sake pull yourself together. Think what it means. I'm telling
+you exactly what's going to happen if you don't. You'll be independently
+rich if you do. You'll be a convict if you don't."
+
+And deciding he would make one more effort in the street before seeing
+Butler again, he walked out briskly, jumped into his light spring
+runabout waiting outside--a handsome little yellow-glazed vehicle,
+with a yellow leather cushion seat, drawn by a young, high-stepping bay
+mare--and sent her scudding from door to door, throwing down the lines
+indifferently and bounding up the steps of banks and into office doors.
+
+But all without avail. All were interested, considerate; but things were
+very uncertain. The Girard National Bank refused an hour's grace, and he
+had to send a large bundle of his most valuable securities to cover
+his stock shrinkage there. Word came from his father at two that as
+president of the Third National he would have to call for his one
+hundred and fifty thousand dollars due there. The directors were
+suspicious of his stocks. He at once wrote a check against fifty
+thousand dollars of his deposits in that bank, took twenty-five thousand
+of his available office funds, called a loan of fifty thousand against
+Tighe & Co., and sold sixty thousand Green & Coates, a line he had been
+tentatively dabbling in, for one-third their value--and, combining the
+general results, sent them all to the Third National. His father was
+immensely relieved from one point of view, but sadly depressed from
+another. He hurried out at the noon-hour to see what his own holdings
+would bring. He was compromising himself in a way by doing it, but his
+parental heart, as well as is own financial interests, were involved.
+By mortgaging his house and securing loans on his furniture, carriages,
+lots, and stocks, he managed to raise one hundred thousand in cash, and
+deposited it in his own bank to Frank's credit; but it was a very light
+anchor to windward in this swirling storm, at that. Frank had been
+counting on getting all of his loans extended three or four days at
+least. Reviewing his situation at two o'clock of this Monday afternoon,
+he said to himself thoughtfully but grimly: "Well, Stener has to loan me
+three hundred thousand--that's all there is to it. And I'll have to see
+Butler now, or he'll be calling his loan before three."
+
+He hurried out, and was off to Butler's house, driving like mad.
+
+
+
+
+
+Chapter XXVI
+
+
+Things had changed greatly since last Cowperwood had talked with Butler.
+Although most friendly at the time the proposition was made that he
+should combine with Mollenhauer and Simpson to sustain the market, alas,
+now on this Monday morning at nine o'clock, an additional complication
+had been added to the already tangled situation which had changed
+Butler's attitude completely. As he was leaving his home to enter his
+runabout, at nine o'clock in the morning of this same day in which
+Cowperwood was seeking Stener's aid, the postman, coming up, had handed
+Butler four letters, all of which he paused for a moment to glance at.
+One was from a sub-contractor by the name of O'Higgins, the second was
+from Father Michel, his confessor, of St. Timothy's, thanking him for
+a contribution to the parish poor fund; a third was from Drexel & Co.
+relating to a deposit, and the fourth was an anonymous communication, on
+cheap stationery from some one who was apparently not very literate--a
+woman most likely--written in a scrawling hand, which read:
+
+     DEAR SIR--This is to warn you that your daughter
+     Aileen is running around with a man that she shouldn't,
+     Frank A. Cowperwood, the banker.  If you don't believe
+     it, watch the house at 931 North Tenth Street.  Then you
+     can see for yourself.
+
+There was neither signature nor mark of any kind to indicate from whence
+it might have come. Butler got the impression strongly that it might
+have been written by some one living in the vicinity of the number
+indicated. His intuitions were keen at times. As a matter of fact, it
+was written by a girl, a member of St. Timothy's Church, who did live
+in the vicinity of the house indicated, and who knew Aileen by sight
+and was jealous of her airs and her position. She was a thin, anemic,
+dissatisfied creature who had the type of brain which can reconcile
+the gratification of personal spite with a comforting sense of having
+fulfilled a moral duty. Her home was some five doors north of the
+unregistered Cowperwood domicile on the opposite side of the street, and
+by degrees, in the course of time, she made out, or imagined that she
+had, the significance of this institution, piecing fact to fancy and
+fusing all with that keen intuition which is so closely related to fact.
+The result was eventually this letter which now spread clear and grim
+before Butler's eyes.
+
+The Irish are a philosophic as well as a practical race. Their first
+and strongest impulse is to make the best of a bad situation--to put a
+better face on evil than it normally wears. On first reading these
+lines the intelligence they conveyed sent a peculiar chill over Butler's
+sturdy frame. His jaw instinctively closed, and his gray eyes narrowed.
+Could this be true? If it were not, would the author of the letter say
+so practically, "If you don't believe it, watch the house at 931
+North Tenth Street"? Wasn't that in itself proof positive--the hard,
+matter-of-fact realism of it? And this was the man who had come to him
+the night before seeking aid--whom he had done so much to assist. There
+forced itself into his naturally slow-moving but rather accurate mind
+a sense of the distinction and charm of his daughter--a considerably
+sharper picture than he had ever had before, and at the same time a
+keener understanding of the personality of Frank Algernon Cowperwood.
+How was it he had failed to detect the real subtlety of this man? How
+was it he had never seen any sign of it, if there had been anything
+between Cowperwood and Aileen?
+
+Parents are frequently inclined, because of a time-flattered sense of
+security, to take their children for granted. Nothing ever has happened,
+so nothing ever will happen. They see their children every day, and
+through the eyes of affection; and despite their natural charm and
+their own strong parental love, the children are apt to become not only
+commonplaces, but ineffably secure against evil. Mary is naturally
+a good girl--a little wild, but what harm can befall her? John is a
+straight-forward, steady-going boy--how could he get into trouble? The
+astonishment of most parents at the sudden accidental revelation of evil
+in connection with any of their children is almost invariably pathetic.
+"My John! My Mary! Impossible!" But it is possible. Very possible.
+Decidedly likely. Some, through lack of experience or understanding,
+or both, grow hard and bitter on the instant. They feel themselves
+astonishingly abased in the face of notable tenderness and sacrifice.
+Others collapse before the grave manifestation of the insecurity and
+uncertainty of life--the mystic chemistry of our being. Still others,
+taught roughly by life, or endowed with understanding or intuition,
+or both, see in this the latest manifestation of that incomprehensible
+chemistry which we call life and personality, and, knowing that it is
+quite vain to hope to gainsay it, save by greater subtlety, put the best
+face they can upon the matter and call a truce until they can think. We
+all know that life is unsolvable--we who think. The remainder imagine a
+vain thing, and are full of sound and fury signifying nothing.
+
+So Edward Butler, being a man of much wit and hard, grim experience,
+stood there on his doorstep holding in his big, rough hand his thin
+slip of cheap paper which contained such a terrific indictment of his
+daughter. There came to him now a picture of her as she was when she was
+a very little girl--she was his first baby girl--and how keenly he had
+felt about her all these years. She had been a beautiful child--her
+red-gold hair had been pillowed on his breast many a time, and his hard,
+rough fingers had stroked her soft cheeks, lo, these thousands of times.
+Aileen, his lovely, dashing daughter of twenty-three! He was lost in
+dark, strange, unhappy speculations, without any present ability to
+think or say or do the right thing. He did not know what the right thing
+was, he finally confessed to himself. Aileen! Aileen! His Aileen! If her
+mother knew this it would break her heart. She mustn't! She mustn't! And
+yet mustn't she?
+
+The heart of a father! The world wanders into many strange by-paths of
+affection. The love of a mother for her children is dominant, leonine,
+selfish, and unselfish. It is concentric. The love of a husband for his
+wife, or of a lover for his sweetheart, is a sweet bond of agreement and
+exchange trade in a lovely contest. The love of a father for his son
+or daughter, where it is love at all, is a broad, generous, sad,
+contemplative giving without thought of return, a hail and farewell to a
+troubled traveler whom he would do much to guard, a balanced judgment of
+weakness and strength, with pity for failure and pride in achievement.
+It is a lovely, generous, philosophic blossom which rarely asks too
+much, and seeks only to give wisely and plentifully. "That my boy may
+succeed! That my daughter may be happy!" Who has not heard and dwelt
+upon these twin fervors of fatherly wisdom and tenderness?
+
+As Butler drove downtown his huge, slow-moving, in some respects chaotic
+mind turned over as rapidly as he could all of the possibilities in
+connection with this unexpected, sad, and disturbing revelation. Why had
+Cowperwood not been satisfied with his wife? Why should he enter
+into his (Butler's) home, of all places, to establish a clandestine
+relationship of this character? Was Aileen in any way to blame? She was
+not without mental resources of her own. She must have known what she
+was doing. She was a good Catholic, or, at least, had been raised
+so. All these years she had been going regularly to confession and
+communion. True, of late Butler had noticed that she did not care so
+much about going to church, would sometimes make excuses and stay at
+home on Sundays; but she had gone, as a rule. And now, now--his thoughts
+would come to the end of a blind alley, and then he would start back, as
+it were, mentally, to the center of things, and begin all over again.
+
+He went up the stairs to his own office slowly. He went in and sat down,
+and thought and thought. Ten o'clock came, and eleven. His son bothered
+him with an occasional matter of interest, but, finding him moody,
+finally abandoned him to his own speculations. It was twelve, and then
+one, and he was still sitting there thinking, when the presence of
+Cowperwood was announced.
+
+Cowperwood, on finding Butler not at home, and not encountering Aileen,
+had hurried up to the office of the Edward Butler Contracting Company,
+which was also the center of some of Butler's street-railway interests.
+The floor space controlled by the company was divided into the
+usual official compartments, with sections for the bookkeepers, the
+road-managers, the treasurer, and so on. Owen Butler, and his father
+had small but attractively furnished offices in the rear, where they
+transacted all the important business of the company.
+
+During this drive, curiously, by reason of one of those strange
+psychologic intuitions which so often precede a human difficulty of one
+sort or another, he had been thinking of Aileen. He was thinking of the
+peculiarity of his relationship with her, and of the fact that now he
+was running to her father for assistance. As he mounted the stairs he
+had a peculiar sense of the untoward; but he could not, in his view
+of life, give it countenance. One glance at Butler showed him that
+something had gone amiss. He was not so friendly; his glance was dark,
+and there was a certain sternness to his countenance which had never
+previously been manifested there in Cowperwood's memory. He perceived at
+once that here was something different from a mere intention to refuse
+him aid and call his loan. What was it? Aileen? It must be that.
+Somebody had suggested something. They had been seen together. Well,
+even so, nothing could be proved. Butler would obtain no sign from him.
+But his loan--that was to be called, surely. And as for an additional
+loan, he could see now, before a word had been said, that that thought
+was useless.
+
+"I came to see you about that loan of yours, Mr. Butler," he observed,
+briskly, with an old-time, jaunty air. You could not have told from his
+manner or his face that he had observed anything out of the ordinary.
+
+Butler, who was alone in the room--Owen having gone into an adjoining
+room--merely stared at him from under his shaggy brows.
+
+"I'll have to have that money," he said, brusquely, darkly.
+
+An old-time Irish rage suddenly welled up in his bosom as he
+contemplated this jaunty, sophisticated undoer of his daughter's virtue.
+He fairly glared at him as he thought of him and her.
+
+"I judged from the way things were going this morning that you might
+want it," Cowperwood replied, quietly, without sign of tremor. "The
+bottom's out, I see."
+
+"The bottom's out, and it'll not be put back soon, I'm thinkin'. I'll
+have to have what's belongin' to me to-day. I haven't any time to
+spare."
+
+"Very well," replied Cowperwood, who saw clearly how treacherous the
+situation was. The old man was in a dour mood. His presence was an
+irritation to him, for some reason--a deadly provocation. Cowperwood
+felt clearly that it must be Aileen, that he must know or suspect
+something.
+
+He must pretend business hurry and end this. "I'm sorry. I thought
+I might get an extension; but that's all right. I can get the money,
+though. I'll send it right over."
+
+He turned and walked quickly to the door.
+
+Butler got up. He had thought to manage this differently.
+
+He had thought to denounce or even assault this man. He was about to
+make some insinuating remark which would compel an answer, some direct
+charge; but Cowperwood was out and away as jaunty as ever.
+
+The old man was flustered, enraged, disappointed. He opened the small
+office door which led into the adjoining room, and called, "Owen!"
+
+"Yes, father."
+
+"Send over to Cowperwood's office and get that money."
+
+"You decided to call it, eh?"
+
+"I have."
+
+Owen was puzzled by the old man's angry mood. He wondered what it all
+meant, but thought he and Cowperwood might have had a few words. He went
+out to his desk to write a note and call a clerk. Butler went to the
+window and stared out. He was angry, bitter, brutal in his vein.
+
+"The dirty dog!" he suddenly exclaimed to himself, in a low voice. "I'll
+take every dollar he's got before I'm through with him. I'll send him to
+jail, I will. I'll break him, I will. Wait!"
+
+He clinched his big fists and his teeth.
+
+"I'll fix him. I'll show him. The dog! The damned scoundrel!"
+
+Never in his life before had he been so bitter, so cruel, so relentless
+in his mood.
+
+He walked his office floor thinking what he could do. Question
+Aileen--that was what he would do. If her face, or her lips, told him
+that his suspicion was true, he would deal with Cowperwood later. This
+city treasurer business, now. It was not a crime in so far as Cowperwood
+was concerned; but it might be made to be.
+
+So now, telling the clerk to say to Owen that he had gone down the
+street for a few moments, he boarded a street-car and rode out to his
+home, where he found his elder daughter just getting ready to go out.
+She wore a purple-velvet street dress edged with narrow, flat gilt
+braid, and a striking gold-and-purple turban. She had on dainty new
+boots of bronze kid and long gloves of lavender suede. In her ears was
+one of her latest affectations, a pair of long jet earrings. The old
+Irishman realized on this occasion, when he saw her, perhaps more
+clearly than he ever had in his life, that he had grown a bird of rare
+plumage.
+
+"Where are you going, daughter?" he asked, with a rather unsuccessful
+attempt to conceal his fear, distress, and smoldering anger.
+
+"To the library," she said easily, and yet with a sudden realization
+that all was not right with her father. His face was too heavy and gray.
+He looked tired and gloomy.
+
+"Come up to my office a minute," he said. "I want to see you before you
+go."
+
+Aileen heard this with a strange feeling of curiosity and wonder. It was
+not customary for her father to want to see her in his office just when
+she was going out; and his manner indicated, in this instance, that
+the exceptional procedure portended a strange revelation of some kind.
+Aileen, like every other person who offends against a rigid convention
+of the time, was conscious of and sensitive to the possible disastrous
+results which would follow exposure. She had often thought about what
+her family would think if they knew what she was doing; she had never
+been able to satisfy herself in her mind as to what they would do. Her
+father was a very vigorous man. But she had never known him to be cruel
+or cold in his attitude toward her or any other member of the family,
+and especially not toward her. Always he seemed too fond of her to be
+completely alienated by anything that might happen; yet she could not be
+sure.
+
+Butler led the way, planting his big feet solemnly on the steps as he
+went up. Aileen followed with a single glance at herself in the tall
+pier-mirror which stood in the hall, realizing at once how charming she
+looked and how uncertain she was feeling about what was to follow.
+What could her father want? It made the color leave her cheeks for the
+moment, as she thought what he might want.
+
+Butler strolled into his stuffy room and sat down in the big leather
+chair, disproportioned to everything else in the chamber, but which,
+nevertheless, accompanied his desk. Before him, against the light, was
+the visitor's chair, in which he liked to have those sit whose faces he
+was anxious to study. When Aileen entered he motioned her to it, which
+was also ominous to her, and said, "Sit down there."
+
+She took the seat, not knowing what to make of his procedure. On the
+instant her promise to Cowperwood to deny everything, whatever happened,
+came back to her. If her father was about to attack her on that score,
+he would get no satisfaction, she thought. She owed it to Frank. Her
+pretty face strengthened and hardened on the instant. Her small, white
+teeth set themselves in two even rows; and her father saw quite plainly
+that she was consciously bracing herself for an attack of some kind. He
+feared by this that she was guilty, and he was all the more distressed,
+ashamed, outraged, made wholly unhappy. He fumbled in the left-hand
+pocket of his coat and drew forth from among the various papers the
+fatal communication so cheap in its physical texture. His big fingers
+fumbled almost tremulously as he fished the letter-sheet out of the
+small envelope and unfolded it without saying a word. Aileen watched
+his face and his hands, wondering what it could be that he had here. He
+handed the paper over, small in his big fist, and said, "Read that."
+
+Aileen took it, and for a second was relieved to be able to lower her
+eyes to the paper. Her relief vanished in a second, when she realized
+how in a moment she would have to raise them again and look him in the
+face.
+
+     DEAR SIR--This is to warn you that your daughter
+     Aileen is running around with a man that she shouldn't,
+     Frank A. Cowperwood, the banker.  If you don't believe
+     it, watch the house at 931 North Tenth Street.  Then you
+     can see for yourself.
+
+In spite of herself the color fled from her cheeks instantly, only to
+come back in a hot, defiant wave.
+
+"Why, what a lie!" she said, lifting her eyes to her father's. "To think
+that any one should write such a thing of me! How dare they! I think
+it's a shame!"
+
+Old Butler looked at her narrowly, solemnly. He was not deceived to any
+extent by her bravado. If she were really innocent, he knew she would
+have jumped to her feet in her defiant way. Protest would have been
+written all over her. As it was, she only stared haughtily. He read
+through her eager defiance to the guilty truth.
+
+"How do ye know, daughter, that I haven't had the house watched?" he
+said, quizzically. "How do ye know that ye haven't been seen goin' in
+there?"
+
+Only Aileen's solemn promise to her lover could have saved her from
+this subtle thrust. As it was, she paled nervously; but she saw Frank
+Cowperwood, solemn and distinguished, asking her what she would say if
+she were caught.
+
+"It's a lie!" she said, catching her breath. "I wasn't at any house at
+that number, and no one saw me going in there. How can you ask me that,
+father?"
+
+In spite of his mixed feelings of uncertainty and yet unshakable
+belief that his daughter was guilty, he could not help admiring
+her courage--she was so defiant, as she sat there, so set in her
+determination to lie and thus defend herself. Her beauty helped her in
+his mood, raised her in his esteem. After all, what could you do with
+a woman of this kind? She was not a ten-year-old girl any more, as in a
+way he sometimes continued to fancy her.
+
+"Ye oughtn't to say that if it isn't true, Aileen," he said. "Ye
+oughtn't to lie. It's against your faith. Why would anybody write a
+letter like that if it wasn't so?"
+
+"But it's not so," insisted Aileen, pretending anger and outraged
+feeling, "and I don't think you have any right to sit there and say
+that to me. I haven't been there, and I'm not running around with Mr.
+Cowperwood. Why, I hardly know the man except in a social way."
+
+Butler shook his head solemnly.
+
+"It's a great blow to me, daughter. It's a great blow to me," he said.
+"I'm willing to take your word if ye say so; but I can't help thinkin'
+what a sad thing it would be if ye were lyin' to me. I haven't had the
+house watched. I only got this this mornin'. And what's written here may
+not be so. I hope it isn't. But we'll not say any more about that now.
+If there is anythin' in it, and ye haven't gone too far yet to save
+yourself, I want ye to think of your mother and your sister and your
+brothers, and be a good girl. Think of the church ye was raised in, and
+the name we've got to stand up for in the world. Why, if ye were doin'
+anything wrong, and the people of Philadelphy got a hold of it, the
+city, big as it is, wouldn't be big enough to hold us. Your brothers
+have got a reputation to make, their work to do here. You and your
+sister want to get married sometime. How could ye expect to look the
+world in the face and do anythin' at all if ye are doin' what this
+letter says ye are, and it was told about ye?"
+
+The old man's voice was thick with a strange, sad, alien emotion. He did
+not want to believe that his daughter was guilty, even though he knew
+she was. He did not want to face what he considered in his vigorous,
+religious way to be his duty, that of reproaching her sternly. There
+were some fathers who would have turned her out, he fancied. There were
+others who might possibly kill Cowperwood after a subtle investigation.
+That course was not for him. If vengeance he was to have, it must be
+through politics and finance--he must drive him out. But as for doing
+anything desperate in connection with Aileen, he could not think of it.
+
+"Oh, father," returned Aileen, with considerable histrionic ability in
+her assumption of pettishness, "how can you talk like this when you know
+I'm not guilty? When I tell you so?"
+
+The old Irishman saw through her make-believe with profound sadness--the
+feeling that one of his dearest hopes had been shattered. He had
+expected so much of her socially and matrimonially. Why, any one of a
+dozen remarkable young men might have married her, and she would have
+had lovely children to comfort him in his old age.
+
+"Well, we'll not talk any more about it now, daughter," he said,
+wearily. "Ye've been so much to me during all these years that I can
+scarcely belave anythin' wrong of ye. I don't want to, God knows. Ye're
+a grown woman, though, now; and if ye are doin' anythin' wrong I don't
+suppose I could do so much to stop ye. I might turn ye out, of course,
+as many a father would; but I wouldn't like to do anythin' like that.
+But if ye are doin' anythin' wrong"--and he put up his hand to stop a
+proposed protest on the part of Aileen--"remember, I'm certain to find
+it out in the long run, and Philadelphy won't be big enough to hold
+me and the man that's done this thing to me. I'll get him," he said,
+getting up dramatically. "I'll get him, and when I do--" He turned
+a livid face to the wall, and Aileen saw clearly that Cowperwood, in
+addition to any other troubles which might beset him, had her father
+to deal with. Was this why Frank had looked so sternly at her the night
+before?
+
+"Why, your mother would die of a broken heart if she thought there
+was anybody could say the least word against ye," pursued Butler, in a
+shaken voice. "This man has a family--a wife and children, Ye oughtn't
+to want to do anythin' to hurt them. They'll have trouble enough, if I'm
+not mistaken--facin' what's comin' to them in the future," and Butler's
+jaw hardened just a little. "Ye're a beautiful girl. Ye're young. Ye
+have money. There's dozens of young men'd be proud to make ye their
+wife. Whatever ye may be thinkin' or doin', don't throw away your life.
+Don't destroy your immortal soul. Don't break my heart entirely."
+
+Aileen, not ungenerous--fool of mingled affection and passion--could now
+have cried. She pitied her father from her heart; but her allegiance
+was to Cowperwood, her loyalty unshaken. She wanted to say something,
+to protest much more; but she knew that it was useless. Her father knew
+that she was lying.
+
+"Well, there's no use of my saying anything more, father," she said,
+getting up. The light of day was fading in the windows. The downstairs
+door closed with a light slam, indicating that one of the boys had come
+in. Her proposed trip to the library was now without interest to her.
+"You won't believe me, anyhow. I tell you, though, that I'm innocent
+just the same."
+
+Butler lifted his big, brown hand to command silence. She saw that this
+shameful relationship, as far as her father was concerned, had been
+made quite clear, and that this trying conference was now at an end. She
+turned and walked shamefacedly out. He waited until he heard her steps
+fading into faint nothings down the hall toward her room. Then he arose.
+Once more he clinched his big fists.
+
+"The scoundrel!" he said. "The scoundrel! I'll drive him out of
+Philadelphy, if it takes the last dollar I have in the world."
+
+
+
+
+
+Chapter XXVII
+
+
+For the first time in his life Cowperwood felt conscious of having been
+in the presence of that interesting social phenomenon--the outraged
+sentiment of a parent. While he had no absolute knowledge as to why
+Butler had been so enraged, he felt that Aileen was the contributing
+cause. He himself was a father. His boy, Frank, Jr., was to him not so
+remarkable. But little Lillian, with her dainty little slip of a body
+and bright-aureoled head, had always appealed to him. She was going to
+be a charming woman one day, he thought, and he was going to do much
+to establish her safely. He used to tell her that she had "eyes like
+buttons," "feet like a pussy-cat," and hands that were "just five cents'
+worth," they were so little. The child admired her father and would
+often stand by his chair in the library or the sitting-room, or his
+desk in his private office, or by his seat at the table, asking him
+questions.
+
+This attitude toward his own daughter made him see clearly how Butler
+might feel toward Aileen. He wondered how he would feel if it were his
+own little Lillian, and still he did not believe he would make much fuss
+over the matter, either with himself or with her, if she were as old as
+Aileen. Children and their lives were more or less above the willing
+of parents, anyhow, and it would be a difficult thing for any parent
+to control any child, unless the child were naturally docile-minded and
+willing to be controlled.
+
+It also made him smile, in a grim way, to see how fate was raining
+difficulties on him. The Chicago fire, Stener's early absence, Butler,
+Mollenhauer, and Simpson's indifference to Stener's fate and his. And
+now this probable revelation in connection with Aileen. He could not
+be sure as yet, but his intuitive instincts told him that it must be
+something like this.
+
+Now he was distressed as to what Aileen would do, say if suddenly she
+were confronted by her father. If he could only get to her! But if he
+was to meet Butler's call for his loan, and the others which would come
+yet to-day or on the morrow, there was not a moment to lose. If he did
+not pay he must assign at once. Butler's rage, Aileen, his own danger,
+were brushed aside for the moment. His mind concentrated wholly on how
+to save himself financially.
+
+He hurried to visit George Waterman; David Wiggin, his wife's brother,
+who was now fairly well to do; Joseph Zimmerman, the wealthy dry-goods
+dealer who had dealt with him in the past; Judge Kitchen, a private
+manipulator of considerable wealth; Frederick Van Nostrand, the State
+treasurer, who was interested in local street-railway stocks, and
+others. Of all those to whom he appealed one was actually not in
+a position to do anything for him; another was afraid; a third
+was calculating eagerly to drive a hard bargain; a fourth was too
+deliberate, anxious to have much time. All scented the true value of his
+situation, all wanted time to consider, and he had no time to consider.
+Judge Kitchen did agree to lend him thirty thousand dollars--a paltry
+sum. Joseph Zimmerman would only risk twenty-five thousand dollars. He
+could see where, all told, he might raise seventy-five thousand dollars
+by hypothecating double the amount in shares; but this was ridiculously
+insufficient. He had figured again, to a dollar, and he must have at
+least two hundred and fifty thousand dollars above all his present
+holdings, or he must close his doors. To-morrow at two o'clock he would
+know. If he didn't he would be written down as "failed" on a score of
+ledgers in Philadelphia.
+
+What a pretty pass for one to come to whose hopes had so recently run so
+high! There was a loan of one hundred thousand dollars from the Girard
+National Bank which he was particularly anxious to clear off. This bank
+was the most important in the city, and if he retained its good will
+by meeting this loan promptly he might hope for favors in the future
+whatever happened. Yet, at the moment, he did not see how he could do
+it. He decided, however, after some reflection, that he would deliver
+the stocks which Judge Kitchen, Zimmerman, and others had agreed to
+take and get their checks or cash yet this night. Then he would persuade
+Stener to let him have a check for the sixty thousand dollars' worth of
+city loan he had purchased this morning on 'change. Out of it he could
+take twenty-five thousand dollars to make up the balance due the bank,
+and still have thirty-five thousand for himself.
+
+The one unfortunate thing about such an arrangement was that by doing
+it he was building up a rather complicated situation in regard to these
+same certificates. Since their purchase in the morning, he had not
+deposited them in the sinking-fund, where they belonged (they had been
+delivered to his office by half past one in the afternoon), but, on the
+contrary, had immediately hypothecated them to cover another loan. It
+was a risky thing to have done, considering that he was in danger of
+failing and that he was not absolutely sure of being able to take them
+up in time.
+
+But, he reasoned, he had a working agreement with the city treasurer
+(illegal of course), which would make such a transaction rather
+plausible, and almost all right, even if he failed, and that was that
+none of his accounts were supposed necessarily to be put straight until
+the end of the month. If he failed, and the certificates were not in the
+sinking-fund, he could say, as was the truth, that he was in the habit
+of taking his time, and had forgotten. This collecting of a check,
+therefore, for these as yet undeposited certificates would be
+technically, if not legally and morally, plausible. The city would be
+out only an additional sixty thousand dollars--making five hundred and
+sixty thousand dollars all told, which in view of its probable loss of
+five hundred thousand did not make so much difference. But his caution
+clashed with his need on this occasion, and he decided that he would not
+call for the check unless Stener finally refused to aid him with three
+hundred thousand more, in which case he would claim it as his right. In
+all likelihood Stener would not think to ask whether the certificates
+were in the sinking-fund or not. If he did, he would have to lie--that
+was all.
+
+He drove rapidly back to his office, and, finding Butler's note, as
+he expected, wrote a check on his father's bank for the one hundred
+thousand dollars which had been placed to his credit by his loving
+parent, and sent it around to Butler's office. There was another note,
+from Albert Stires, Stener's secretary, advising him not to buy or sell
+any more city loan--that until further notice such transactions would
+not be honored. Cowperwood immediately sensed the source of this
+warning. Stener had been in conference with Butler or Mollenhauer, and
+had been warned and frightened. Nevertheless, he got in his buggy again
+and drove directly to the city treasurer's office.
+
+Since Cowperwood's visit Stener had talked still more with Sengstack,
+Strobik, and others, all sent to see that a proper fear of things
+financial had been put in his heart. The result was decidedly one which
+spelled opposition to Cowperwood.
+
+Strobik was considerably disturbed himself. He and Wycroft and Harmon
+had also been using money out of the treasury--much smaller sums, of
+course, for they had not Cowperwood's financial imagination--and were
+disturbed as to how they would return what they owed before the storm
+broke. If Cowperwood failed, and Stener was short in his accounts,
+the whole budget might be investigated, and then their loans would be
+brought to light. The thing to do was to return what they owed, and
+then, at least, no charge of malfeasance would lie against them.
+
+"Go to Mollenhauer," Strobik had advised Stener, shortly after
+Cowperwood had left the latter's office, "and tell him the whole story.
+He put you here. He was strong for your nomination. Tell him just where
+you stand and ask him what to do. He'll probably be able to tell you.
+Offer him your holdings to help you out. You have to. You can't help
+yourself. Don't loan Cowperwood another damned dollar, whatever you
+do. He's got you in so deep now you can hardly hope to get out. Ask
+Mollenhauer if he won't help you to get Cowperwood to put that money
+back. He may be able to influence him."
+
+There was more in this conversation to the same effect, and then Stener
+hurried as fast as his legs could carry him to Mollenhauer's office. He
+was so frightened that he could scarcely breathe, and he was quite ready
+to throw himself on his knees before the big German-American financier
+and leader. Oh, if Mr. Mollenhauer would only help him! If he could just
+get out of this without going to jail!
+
+"Oh, Lord! Oh, Lord! Oh, Lord!" he repeated, over and over to himself,
+as he walked. "What shall I do?"
+
+The attitude of Henry A. Mollenhauer, grim, political boss that he
+was--trained in a hard school--was precisely the attitude of every such
+man in all such trying circumstances.
+
+He was wondering, in view of what Butler had told him, just how much he
+could advantage himself in this situation. If he could, he wanted to get
+control of whatever street-railway stock Stener now had, without in any
+way compromising himself. Stener's shares could easily be transferred on
+'change through Mollenhauer's brokers to a dummy, who would eventually
+transfer them to himself (Mollenhauer). Stener must be squeezed
+thoroughly, though, this afternoon, and as for his five hundred thousand
+dollars' indebtedness to the treasury, Mollenhauer did not see what
+could be done about that. If Cowperwood could not pay it, the city would
+have to lose it; but the scandal must be hushed up until after election.
+Stener, unless the various party leaders had more generosity than
+Mollenhauer imagined, would have to suffer exposure, arrest, trial,
+confiscation of his property, and possibly sentence to the penitentiary,
+though this might easily be commuted by the governor, once public
+excitement died down. He did not trouble to think whether Cowperwood was
+criminally involved or not. A hundred to one he was not. Trust a shrewd
+man like that to take care of himself. But if there was any way to
+shoulder the blame on to Cowperwood, and so clear the treasurer and the
+skirts of the party, he would not object to that. He wanted to hear the
+full story of Stener's relations with the broker first. Meanwhile, the
+thing to do was to seize what Stener had to yield.
+
+The troubled city treasurer, on being shown in Mr. Mollenhauer's
+presence, at once sank feebly in a chair and collapsed. He was entirely
+done for mentally. His nerve was gone, his courage exhausted like a
+breath.
+
+"Well, Mr. Stener?" queried Mr. Mollenhauer, impressively, pretending
+not to know what brought him.
+
+"I came about this matter of my loans to Mr. Cowperwood."
+
+"Well, what about them?"
+
+"Well, he owes me, or the city treasury rather, five hundred thousand
+dollars, and I understand that he is going to fail and that he can't pay
+it back."
+
+"Who told you that?"
+
+"Mr. Sengstack, and since then Mr. Cowperwood has been to see me. He
+tells me he must have more money or he will fail and he wants to borrow
+three hundred thousand dollars more. He says he must have it."
+
+"So!" said Mr. Mollenhauer, impressively, and with an air of
+astonishment which he did not feel. "You would not think of doing that,
+of course. You're too badly involved as it is. If he wants to know why,
+refer him to me. Don't advance him another dollar. If you do, and this
+case comes to trial, no court would have any mercy on you. It's going
+to be difficult enough to do anything for you as it is. However, if you
+don't advance him any more--we will see. It may be possible, I can't
+say, but at any rate, no more money must leave the treasury to bolster
+up this bad business. It's much too difficult as it now is." He stared
+at Stener warningly. And he, shaken and sick, yet because of the faint
+suggestion of mercy involved somewhere in Mollenhauer's remarks, now
+slipped from his chair to his knees and folded his hands in the uplifted
+attitude of a devotee before a sacred image.
+
+"Oh, Mr. Mollenhauer," he choked, beginning to cry, "I didn't mean to do
+anything wrong. Strobik and Wycroft told me it was all right. You sent
+me to Cowperwood in the first place. I only did what I thought the
+others had been doing. Mr. Bode did it, just like I have been doing.
+He dealt with Tighe and Company. I have a wife and four children, Mr.
+Mollenhauer. My youngest boy is only seven years old. Think of them, Mr.
+Mollenhauer! Think of what my arrest will mean to them! I don't want to
+go to jail. I didn't think I was doing anything very wrong--honestly I
+didn't. I'll give up all I've got. You can have all my stocks and houses
+and lots--anything--if you'll only get me out of this. You won't let 'em
+send me to jail, will you?"
+
+His fat, white lips were trembling--wabbling nervously--and big hot
+tears were coursing down his previously pale but now flushed cheeks.
+He presented one of those almost unbelievable pictures which are yet so
+intensely human and so true. If only the great financial and political
+giants would for once accurately reveal the details of their lives!
+
+Mollenhauer looked at him calmly, meditatively. How often had he seen
+weaklings no more dishonest than himself, but without his courage and
+subtlety, pleading to him in this fashion, not on their knees exactly,
+but intellectually so! Life to him, as to every other man of large
+practical knowledge and insight, was an inexplicable tangle. What were
+you going to do about the so-called morals and precepts of the world?
+This man Stener fancied that he was dishonest, and that he, Mollenhauer,
+was honest. He was here, self-convicted of sin, pleading to him,
+Mollenhauer, as he would to a righteous, unstained saint. As a matter
+of fact, Mollenhauer knew that he was simply shrewder, more far-seeing,
+more calculating, not less dishonest. Stener was lacking in force and
+brains--not morals. This lack was his principal crime. There were people
+who believed in some esoteric standard of right--some ideal of conduct
+absolutely and very far removed from practical life; but he had never
+seen them practice it save to their own financial (not moral--he would
+not say that) destruction. They were never significant, practical men
+who clung to these fatuous ideals. They were always poor, nondescript,
+negligible dreamers. He could not have made Stener understand all this
+if he had wanted to, and he certainly did not want to. It was too bad
+about Mrs. Stener and the little Steners. No doubt she had worked hard,
+as had Stener, to get up in the world and be something--just a little
+more than miserably poor; and now this unfortunate complication had to
+arise to undo them--this Chicago fire. What a curious thing that was!
+If any one thing more than another made him doubt the existence of a
+kindly, overruling Providence, it was the unheralded storms out of clear
+skies--financial, social, anything you choose--that so often brought
+ruin and disaster to so many.
+
+"Get Up, Stener," he said, calmly, after a few moments. "You mustn't
+give way to your feelings like this. You must not cry. These troubles
+are never unraveled by tears. You must do a little thinking for
+yourself. Perhaps your situation isn't so bad."
+
+As he was saying this Stener was putting himself back in his chair,
+getting out his handkerchief, and sobbing hopelessly in it.
+
+"I'll do what I can, Stener. I won't promise anything. I can't tell you
+what the result will be. There are many peculiar political forces in
+this city. I may not be able to save you, but I am perfectly willing to
+try. You must put yourself absolutely under my direction. You must not
+say or do anything without first consulting with me. I will send my
+secretary to you from time to time. He will tell you what to do. You
+must not come to me unless I send for you. Do you understand that
+thoroughly?"
+
+"Yes, Mr. Mollenhauer."
+
+"Well, now, dry your eyes. I don't want you to go out of this office
+crying. Go back to your office, and I will send Sengstack to see you.
+He will tell you what to do. Follow him exactly. And whenever I send for
+you come at once."
+
+He got up, large, self-confident, reserved. Stener, buoyed up by the
+subtle reassurance of his remarks, recovered to a degree his equanimity.
+Mr. Mollenhauer, the great, powerful Mr. Mollenhauer was going to help
+him out of his scrape. He might not have to go to jail after all.
+He left after a few moments, his face a little red from weeping, but
+otherwise free of telltale marks, and returned to his office.
+
+Three-quarters of an hour later, Sengstack called on him for the second
+time that day--Abner Sengstack, small, dark-faced, club-footed, a great
+sole of leather three inches thick under his short, withered right leg,
+his slightly Slavic, highly intelligent countenance burning with a pair
+of keen, piercing, inscrutable black eyes. Sengstack was a fit secretary
+for Mollenhauer. You could see at one glance that he would make Stener
+do exactly what Mollenhauer suggested. His business was to induce Stener
+to part with his street-railway holdings at once through Tighe & Co.,
+Butler's brokers, to the political sub-agent who would eventually
+transfer them to Mollenhauer. What little Stener received for them
+might well go into the treasury. Tighe & Co. would manage the "'change"
+subtleties of this without giving any one else a chance to bid, while at
+the same time making it appear an open-market transaction. At the same
+time Sengstack went carefully into the state of the treasurer's office
+for his master's benefit--finding out what it was that Strobik, Wycroft,
+and Harmon had been doing with their loans. Via another source they were
+ordered to disgorge at once or face prosecution. They were a part of
+Mollenhauer's political machine. Then, having cautioned Stener not to
+set over the remainder of his property to any one, and not to listen
+to any one, most of all to the Machiavellian counsel of Cowperwood,
+Sengstack left.
+
+Needless to say, Mollenhauer was greatly gratified by this turn of
+affairs. Cowperwood was now most likely in a position where he would
+have to come and see him, or if not, a good share of the properties he
+controlled were already in Mollenhauer's possession. If by some hook or
+crook he could secure the remainder, Simpson and Butler might well talk
+to him about this street-railway business. His holdings were now as
+large as any, if not quite the largest.
+
+
+
+
+
+Chapter XXVIII
+
+
+It was in the face of this very altered situation that Cowperwood
+arrived at Stener's office late this Monday afternoon.
+
+Stener was quite alone, worried and distraught. He was anxious to see
+Cowperwood, and at the same time afraid.
+
+"George," began Cowperwood, briskly, on seeing him, "I haven't much time
+to spare now, but I've come, finally, to tell you that you'll have to
+let me have three hundred thousand more if you don't want me to fail.
+Things are looking very bad today. They've caught me in a corner on
+my loans; but this storm isn't going to last. You can see by the very
+character of it that it can't."
+
+He was looking at Stener's face, and seeing fear and a pained and
+yet very definite necessity for opposition written there. "Chicago is
+burning, but it will be built up again. Business will be all the better
+for it later on. Now, I want you to be reasonable and help me. Don't get
+frightened."
+
+Stener stirred uneasily. "Don't let these politicians scare you to
+death. It will all blow over in a few days, and then we'll be better off
+than ever. Did you see Mollenhauer?"
+
+"Yes."
+
+"Well, what did he have to say?"
+
+"He said just what I thought he'd say. He won't let me do this. I can't,
+Frank, I tell you!" exclaimed Stener, jumping up. He was so nervous
+that he had had a hard time keeping his seat during this short, direct
+conversation. "I can't! They've got me in a corner! They're after me!
+They all know what we've been doing. Oh, say, Frank"--he threw up his
+arms wildly--"you've got to get me out of this. You've got to let me
+have that five hundred thousand back and get me out of this. If you
+don't, and you should fail, they'll send me to the penitentiary. I've
+got a wife and four children, Frank. I can't go on in this. It's too big
+for me. I never should have gone in on it in the first place. I never
+would have if you hadn't persuaded me, in a way. I never thought when I
+began that I would ever get in as bad as all this. I can't go on, Frank.
+I can't! I'm willing you should have all my stock. Only give me back
+that five hundred thousand, and we'll call it even." His voice rose
+nervously as he talked, and he wiped his wet forehead with his hand and
+stared at Cowperwood pleadingly, foolishly.
+
+Cowperwood stared at him in return for a few moments with a cold, fishy
+eye. He knew a great deal about human nature, and he was ready for and
+expectant of any queer shift in an individual's attitude, particularly
+in time of panic; but this shift of Stener's was quite too much. "Whom
+else have you been talking to, George, since I saw you? Whom have you
+seen? What did Sengstack have to say?"
+
+"He says just what Mollenhauer does, that I mustn't loan any more money
+under any circumstances, and he says I ought to get that five hundred
+thousand back as quickly as possible."
+
+"And you think Mollenhauer wants to help you, do you?" inquired
+Cowperwood, finding it hard to efface the contempt which kept forcing
+itself into his voice.
+
+"I think he does, yes. I don't know who else will, Frank, if he don't.
+He's one of the big political forces in this town."
+
+"Listen to me," began Cowperwood, eyeing him fixedly. Then he paused.
+"What did he say you should do about your holdings?"
+
+"Sell them through Tighe & Company and put the money back in the
+treasury, if you won't take them."
+
+"Sell them to whom?" asked Cowperwood, thinking of Stener's last words.
+
+"To any one on 'change who'll take them, I suppose. I don't know."
+
+"I thought so," said Cowperwood, comprehendingly. "I might have known
+as much. They're working you, George. They're simply trying to get your
+stocks away from you. Mollenhauer is leading you on. He knows I can't do
+what you want--give you back the five hundred thousand dollars. He wants
+you to throw your stocks on the market so that he can pick them up.
+Depend on it, that's all arranged for already. When you do, he's got me
+in his clutches, or he thinks he has--he and Butler and Simpson. They
+want to get together on this local street-railway situation, and I know
+it, I feel it. I've felt it coming all along. Mollenhauer hasn't any
+more intention of helping you than he has of flying. Once you've sold
+your stocks he's through with you--mark my word. Do you think he'll
+turn a hand to keep you out of the penitentiary once you're out of this
+street-railway situation? He will not. And if you think so, you're a
+bigger fool than I take you to be, George. Don't go crazy. Don't lose
+your head. Be sensible. Look the situation in the face. Let me explain
+it to you. If you don't help me now--if you don't let me have three
+hundred thousand dollars by to-morrow noon, at the very latest, I'm
+through, and so are you. There is not a thing the matter with our
+situation. Those stocks of ours are as good to-day as they ever were.
+Why, great heavens, man, the railways are there behind them. They're
+paying. The Seventeenth and Nineteenth Street line is earning one
+thousand dollars a day right now. What better evidence do you want than
+that? Green & Coates is earning five hundred dollars. You're frightened,
+George. These damned political schemers have scared you. Why, you've as
+good a right to loan that money as Bode and Murtagh had before you. They
+did it. You've been doing it for Mollenhauer and the others, only so
+long as you do it for them it's all right. What's a designated city
+depository but a loan?"
+
+Cowperwood was referring to the system under which certain portions of
+city money, like the sinking-fund, were permitted to be kept in certain
+banks at a low rate of interest or no rate--banks in which Mollenhauer
+and Butler and Simpson were interested. This was their safe graft.
+
+"Don't throw your chances away, George. Don't quit now. You'll be worth
+millions in a few years, and you won't have to turn a hand. All you will
+have to do will be to keep what you have. If you don't help me, mark my
+word, they'll throw you over the moment I'm out of this, and they'll let
+you go to the penitentiary. Who's going to put up five hundred thousand
+dollars for you, George? Where is Mollenhauer going to get it, or
+Butler, or anybody, in these times? They can't. They don't intend to.
+When I'm through, you're through, and you'll be exposed quicker than any
+one else. They can't hurt me, George. I'm an agent. I didn't ask you to
+come to me. You came to me in the first place of your own accord. If you
+don't help me, you're through, I tell you, and you're going to be sent
+to the penitentiary as sure as there are jails. Why don't you take a
+stand, George? Why don't you stand your ground? You have your wife and
+children to look after. You can't be any worse off loaning me three
+hundred thousand more than you are right now. What difference does it
+make--five hundred thousand or eight hundred thousand? It's all one and
+the same thing, if you're going to be tried for it. Besides, if you loan
+me this, there isn't going to be any trial. I'm not going to fail. This
+storm will blow over in a week or ten days, and we'll be rich again.
+For Heaven's sake, George, don't go to pieces this way! Be sensible! Be
+reasonable!"
+
+He paused, for Stener's face had become a jelly-like mass of woe.
+
+"I can't, Frank," he wailed. "I tell you I can't. They'll punish me
+worse than ever if I do that. They'll never let up on me. You don't know
+these people."
+
+In Stener's crumpling weakness Cowperwood read his own fate. What could
+you do with a man like that? How brace him up? You couldn't! And with a
+gesture of infinite understanding, disgust, noble indifference, he threw
+up his hands and started to walk out. At the door he turned.
+
+"George," he said, "I'm sorry. I'm sorry for you, not for myself. I'll
+come out of things all right, eventually. I'll be rich. But, George,
+you're making the one great mistake of your life. You'll be poor; you'll
+be a convict, and you'll have only yourself to blame. There isn't a
+thing the matter with this money situation except the fire. There isn't
+a thing wrong with my affairs except this slump in stocks--this panic.
+You sit there, a fortune in your hands, and you allow a lot of schemers,
+highbinders, who don't know any more of your affairs or mine than a
+rabbit, and who haven't any interest in you except to plan what they can
+get out of you, to frighten you and prevent you from doing the one thing
+that will save your life. Three hundred thousand paltry dollars that in
+three or four weeks from now I can pay back to you four and five
+times over, and for that you will see me go broke and yourself to the
+penitentiary. I can't understand it, George. You're out of your mind.
+You're going to rue this the longest day that you live."
+
+He waited a few moments to see if this, by any twist of chance, would
+have any effect; then, noting that Stener still remained a wilted,
+helpless mass of nothing, he shook his head gloomily and walked out.
+
+It was the first time in his life that Cowperwood had ever shown the
+least sign of weakening or despair. He had felt all along as though
+there were nothing to the Greek theory of being pursued by the furies.
+Now, however, there seemed an untoward fate which was pursuing him.
+It looked that way. Still, fate or no fate, he did not propose to be
+daunted. Even in this very beginning of a tendency to feel despondent he
+threw back his head, expanded his chest, and walked as briskly as ever.
+
+
+In the large room outside Stener's private office he encountered Albert
+Stires, Stener's chief clerk and secretary. He and Albert had exchanged
+many friendly greetings in times past, and all the little minor
+transactions in regard to city loan had been discussed between them, for
+Albert knew more of the intricacies of finance and financial bookkeeping
+than Stener would ever know.
+
+At the sight of Stires the thought in regard to the sixty thousand
+dollars' worth of city loan certificates, previously referred to,
+flashed suddenly through his mind. He had not deposited them in the
+sinking-fund, and did not intend to for the present--could not, unless
+considerable free money were to reach him shortly--for he had used them
+to satisfy other pressing demands, and had no free money to buy them
+back--or, in other words, release them. And he did not want to just at
+this moment. Under the law governing transactions of this kind with the
+city treasurer, he was supposed to deposit them at once to the credit of
+the city, and not to draw his pay therefor from the city treasurer until
+he had. To be very exact, the city treasurer, under the law, was not
+supposed to pay him for any transaction of this kind until he or his
+agents presented a voucher from the bank or other organization carrying
+the sinking-fund for the city showing that the certificates so purchased
+had actually been deposited there. As a matter of fact, under the custom
+which had grown up between him and Stener, the law had long been
+ignored in this respect. He could buy certificates of city loan for
+the sinking-fund up to any reasonable amount, hypothecate them where he
+pleased, and draw his pay from the city without presenting a voucher. At
+the end of the month sufficient certificates of city loan could usually
+be gathered from one source and another to make up the deficiency, or
+the deficiency could actually be ignored, as had been done on more than
+one occasion, for long periods of time, while he used money secured by
+hypothecating the shares for speculative purposes. This was actually
+illegal; but neither Cowperwood nor Stener saw it in that light or
+cared.
+
+The trouble with this particular transaction was the note that he had
+received from Stener ordering him to stop both buying and selling, which
+put his relations with the city treasury on a very formal basis. He
+had bought these certificates before receiving this note, but had not
+deposited them. He was going now to collect his check; but perhaps the
+old, easy system of balancing matters at the end of the month might not
+be said to obtain any longer. Stires might ask him to present a voucher
+of deposit. If so, he could not now get this check for sixty thousand
+dollars, for he did not have the certificates to deposit. If not, he
+might get the money; but, also, it might constitute the basis of
+some subsequent legal action. If he did not eventually deposit the
+certificates before failure, some charge such as that of larceny might
+be brought against him. Still, he said to himself, he might not really
+fail even yet. If any of his banking associates should, for any reason,
+modify their decision in regard to calling his loans, he would not.
+Would Stener make a row about this if he so secured this check? Would
+the city officials pay any attention to him if he did? Could you get any
+district attorney to take cognizance of such a transaction, if Stener
+did complain? No, not in all likelihood; and, anyhow, nothing would
+come of it. No jury would punish him in the face of the understanding
+existing between him and Stener as agent or broker and principal. And,
+once he had the money, it was a hundred to one Stener would think no
+more about it. It would go in among the various unsatisfied liabilities,
+and nothing more would be thought about it. Like lightning the entire
+situation hashed through his mind. He would risk it. He stopped before
+the chief clerk's desk.
+
+"Albert," he said, in a low voice, "I bought sixty thousand dollars'
+worth of city loan for the sinking-fund this morning. Will you give my
+boy a check for it in the morning, or, better yet, will you give it to
+me now? I got your note about no more purchases. I'm going back to
+the office. You can just credit the sinking-fund with eight hundred
+certificates at from seventy-five to eighty. I'll send you the itemized
+list later."
+
+"Certainly, Mr. Cowperwood, certainly," replied Albert, with alacrity.
+"Stocks are getting an awful knock, aren't they? I hope you're not very
+much troubled by it?"
+
+"Not very, Albert," replied Cowperwood, smiling, the while the chief
+clerk was making out his check. He was wondering if by any chance
+Stener would appear and attempt to interfere with this. It was a legal
+transaction. He had a right to the check provided he deposited the
+certificates, as was his custom, with the trustee of the fund. He waited
+tensely while Albert wrote, and finally, with the check actually in
+his hand, breathed a sigh of relief. Here, at least, was sixty thousand
+dollars, and to-night's work would enable him to cash the seventy-five
+thousand that had been promised him. To-morrow, once more he must see
+Leigh, Kitchen, Jay Cooke & Co., Edward Clark & Co.--all the long list
+of people to whom he owed loans and find out what could be done. If he
+could only get time! If he could get just a week!
+
+
+
+
+
+Chapter XXIX
+
+
+But time was not a thing to be had in this emergency. With the
+seventy-five thousand dollars his friends had extended to him, and sixty
+thousand dollars secured from Stires, Cowperwood met the Girard call and
+placed the balance, thirty-five thousand dollars, in a private safe in
+his own home. He then made a final appeal to the bankers and financiers,
+but they refused to help him. He did not, however, commiserate himself
+in this hour. He looked out of his office window into the little court,
+and sighed. What more could he do? He sent a note to his father, asking
+him to call for lunch. He sent a note to his lawyer, Harper Steger, a
+man of his own age whom he liked very much, and asked him to call
+also. He evolved in his own mind various plans of delay, addresses to
+creditors and the like, but alas! he was going to fail. And the worst
+of it was that this matter of the city treasurer's loans was bound to
+become a public, and more than a public, a political, scandal. And the
+charge of conniving, if not illegally, at least morally, at the misuse
+of the city's money was the one thing that would hurt him most.
+
+How industriously his rivals would advertise this fact! He might get
+on his feet again if he failed; but it would be uphill work. And his
+father! His father would be pulled down with him. It was probable
+that he would be forced out of the presidency of his bank. With these
+thoughts Cowperwood sat there waiting. As he did so Aileen Butler was
+announced by his office-boy, and at the same time Albert Stires.
+
+"Show in Miss Butler," he said, getting up. "Tell Mr. Stires to wait."
+Aileen came briskly, vigorously in, her beautiful body clothed as
+decoratively as ever. The street suit that she wore was of a light
+golden-brown broadcloth, faceted with small, dark-red buttons. Her head
+was decorated with a brownish-red shake of a type she had learned was
+becoming to her, brimless and with a trailing plume, and her throat was
+graced by a three-strand necklace of gold beads. Her hands were smoothly
+gloved as usual, and her little feet daintily shod. There was a look
+of girlish distress in her eyes, which, however, she was trying hard to
+conceal.
+
+"Honey," she exclaimed, on seeing him, her arms extended--"what is the
+trouble? I wanted so much to ask you the other night. You're not going
+to fail, are you? I heard father and Owen talking about you last night."
+
+"What did they say?" he inquired, putting his arm around her and looking
+quietly into her nervous eyes.
+
+"Oh, you know, I think papa is very angry with you. He suspects. Some
+one sent him an anonymous letter. He tried to get it out of me last
+night, but he didn't succeed. I denied everything. I was in here twice
+this morning to see you, but you were out. I was so afraid that he might
+see you first, and that you might say something."
+
+"Me, Aileen?"
+
+"Well, no, not exactly. I didn't think that. I don't know what I
+thought. Oh, honey, I've been so worried. You know, I didn't sleep at
+all. I thought I was stronger than that; but I was so worried about you.
+You know, he put me in a strong light by his desk, where he could see my
+face, and then he showed me the letter. I was so astonished for a moment
+I hardly know what I said or how I looked."
+
+"What did you say?"
+
+"Why, I said: 'What a shame! It isn't so!' But I didn't say it right
+away. My heart was going like a trip-hammer. I'm afraid he must have
+been able to tell something from my face. I could hardly get my breath."
+
+"He's a shrewd man, your father," he commented. "He knows something
+about life. Now you see how difficult these situations are. It's a
+blessing he decided to show you the letter instead of watching the
+house. I suppose he felt too bad to do that. He can't prove anything
+now. But he knows. You can't deceive him."
+
+"How do you know he knows?"
+
+"I saw him yesterday."
+
+"Did he talk to you about it?"
+
+"No; I saw his face. He simply looked at me."
+
+"Honey! I'm so sorry for him!"
+
+"I know you are. So am I. But it can't be helped now. We should have
+thought of that in the first place."
+
+"But I love you so. Oh, honey, he will never forgive me. He loves me so.
+He mustn't know. I won't admit anything. But, oh, dear!"
+
+She put her hands tightly together on his bosom, and he looked
+consolingly into her eyes. Her eyelids, were trembling, and her lips.
+She was sorry for her father, herself, Cowperwood. Through her he could
+sense the force of Butler's parental affection; the volume and danger of
+his rage. There were so many, many things as he saw it now converging to
+make a dramatic denouement.
+
+"Never mind," he replied; "it can't be helped now. Where is my strong,
+determined Aileen? I thought you were going to be so brave? Aren't you
+going to be? I need to have you that way now."
+
+"Do you?"
+
+"Yes."
+
+"Are you in trouble?"
+
+"I think I am going to fail, dear."
+
+"Oh, no!"
+
+"Yes, honey. I'm at the end of my rope. I don't see any way out just at
+present. I've sent for my father and my lawyer. You mustn't stay
+here, sweet. Your father may come in here at any time. We must meet
+somewhere--to-morrow, say--to-morrow afternoon. You remember Indian
+Rock, out on the Wissahickon?"
+
+"Yes."
+
+"Could you be there at four?"
+
+"Yes."
+
+"Look out for who's following. If I'm not there by four-thirty, don't
+wait. You know why. It will be because I think some one is watching.
+There won't be, though, if we work it right. And now you must run,
+sweet. We can't use Nine-thirty-one any more. I'll have to rent another
+place somewhere else."
+
+"Oh, honey, I'm so sorry."
+
+"Aren't you going to be strong and brave? You see, I need you to be."
+
+He was almost, for the first time, a little sad in his mood.
+
+"Yes, dear, yes," she declared, slipping her arms under his and pulling
+him tight. "Oh, yes! You can depend on me. Oh, Frank, I love you so!
+I'm so sorry. Oh, I do hope you don't fail! But it doesn't make any
+difference, dear, between you and me, whatever happens, does it? We will
+love each other just the same. I'll do anything for you, honey! I'll do
+anything you say. You can trust me. They sha'n't know anything from me."
+
+She looked at his still, pale face, and a sudden strong determination
+to fight for him welled up in her heart. Her love was unjust, illegal,
+outlawed; but it was love, just the same, and had much of the fiery
+daring of the outcast from justice.
+
+"I love you! I love you! I love you, Frank!" she declared. He unloosed
+her hands.
+
+"Run, sweet. To-morrow at four. Don't fail. And don't talk. And don't
+admit anything, whatever you do."
+
+"I won't."
+
+"And don't worry about me. I'll be all right."
+
+He barely had time to straighten his tie, to assume a nonchalant
+attitude by the window, when in hurried Stener's chief clerk--pale,
+disturbed, obviously out of key with himself.
+
+"Mr. Cowperwood! You know that check I gave you last night? Mr. Stener
+says it's illegal, that I shouldn't have given it to you, that he will
+hold me responsible. He says I can be arrested for compounding a felony,
+and that he will discharge me and have me sent to prison if I don't
+get it back. Oh, Mr. Cowperwood, I am only a young man! I'm just really
+starting out in life. I've got my wife and little boy to look after. You
+won't let him do that to me? You'll give me that check back, won't you?
+I can't go back to the office without it. He says you're going to fail,
+and that you knew it, and that you haven't any right to it."
+
+Cowperwood looked at him curiously. He was surprised at the variety and
+character of these emissaries of disaster. Surely, when troubles chose
+to multiply they had great skill in presenting themselves in rapid
+order. Stener had no right to make any such statement. The transaction
+was not illegal. The man had gone wild. True, he, Cowperwood, had
+received an order after these securities were bought not to buy or sell
+any more city loan, but that did not invalidate previous purchases.
+Stener was browbeating and frightening his poor underling, a better man
+than himself, in order to get back this sixty-thousand-dollar check.
+What a petty creature he was! How true it was, as somebody had remarked,
+that you could not possibly measure the petty meannesses to which a fool
+could stoop!
+
+"You go back to Mr. Stener, Albert, and tell him that it can't be done.
+The certificates of loan were purchased before his order arrived, and
+the records of the exchange will prove it. There is no illegality here.
+I am entitled to that check and could have collected it in any qualified
+court of law. The man has gone out of his head. I haven't failed yet.
+You are not in any danger of any legal proceedings; and if you are, I'll
+help defend you. I can't give you the check back because I haven't it to
+give; and if I had, I wouldn't. That would be allowing a fool to make a
+fool of me. I'm sorry, very, but I can't do anything for you."
+
+"Oh, Mr. Cowperwood!" Tears were in Stires's eyes. "He'll discharge me!
+He'll forfeit my sureties. I'll be turned out into the street. I have
+only a little property of my own--outside of my salary!"
+
+He wrung his hands, and Cowperwood shook his head sadly.
+
+"This isn't as bad as you think, Albert. He won't do what he says. He
+can't. It's unfair and illegal. You can bring suit and recover your
+salary. I'll help you in that as much as I'm able. But I can't give you
+back this sixty-thousand-dollar check, because I haven't it to give.
+I couldn't if I wanted to. It isn't here any more. I've paid for the
+securities I bought with it. The securities are not here. They're in the
+sinking-fund, or will be."
+
+He paused, wishing he had not mentioned that fact. It was a slip of the
+tongue, one of the few he ever made, due to the peculiar pressure of the
+situation. Stires pleaded longer. It was no use, Cowperwood told him.
+Finally he went away, crestfallen, fearsome, broken. There were tears
+of suffering in his eyes. Cowperwood was very sorry. And then his father
+was announced.
+
+The elder Cowperwood brought a haggard face. He and Frank had had a long
+conversation the evening before, lasting until early morning, but it had
+not been productive of much save uncertainty.
+
+"Hello, father!" exclaimed Cowperwood, cheerfully, noting his father's
+gloom. He was satisfied that there was scarcely a coal of hope to be
+raked out of these ashes of despair, but there was no use admitting it.
+
+"Well?" said his father, lifting his sad eyes in a peculiar way.
+
+"Well, it looks like stormy weather, doesn't it? I've decided to call a
+meeting of my creditors, father, and ask for time. There isn't anything
+else to do. I can't realize enough on anything to make it worth while
+talking about. I thought Stener might change his mind, but he's worse
+rather than better. His head bookkeeper just went out of here."
+
+"What did he want?" asked Henry Cowperwood.
+
+"He wanted me to give him back a check for sixty thousand that he paid
+me for some city loan I bought yesterday morning." Frank did not explain
+to his father, however, that he had hypothecated the certificates this
+check had paid for, and used the check itself to raise money enough to
+pay the Girard National Bank and to give himself thirty-five thousand in
+cash besides.
+
+"Well, I declare!" replied the old man. "You'd think he'd have better
+sense than that. That's a perfectly legitimate transaction. When did you
+say he notified you not to buy city loan?"
+
+"Yesterday noon."
+
+"He's out of his mind," Cowperwood, Sr., commented, laconically.
+
+"It's Mollenhauer and Simpson and Butler, I know. They want my
+street-railway lines. Well, they won't get them. They'll get them
+through a receivership, and after the panic's all over. Our creditors
+will have first chance at these. If they buy, they'll buy from them. If
+it weren't for that five-hundred-thousand-dollar loan I wouldn't think a
+thing of this. My creditors would sustain me nicely. But the moment that
+gets noised around!... And this election! I hypothecated those city loan
+certificates because I didn't want to get on the wrong side of Davison.
+I expected to take in enough by now to take them up. They ought to be in
+the sinking-fund, really."
+
+The old gentleman saw the point at once, and winced.
+
+"They might cause you trouble, there, Frank."
+
+"It's a technical question," replied his son. "I might have been
+intending to take them up. As a matter of fact, I will if I can before
+three. I've been taking eight and ten days to deposit them in the past.
+In a storm like this I'm entitled to move my pawns as best I can."
+
+Cowperwood, the father, put his hand over his mouth again. He felt very
+disturbed about this. He saw no way out, however. He was at the end
+of his own resources. He felt the side-whiskers on his left cheek. He
+looked out of the window into the little green court. Possibly it was a
+technical question, who should say. The financial relations of the city
+treasury with other brokers before Frank had been very lax. Every banker
+knew that. Perhaps precedent would or should govern in this case. He
+could not say. Still, it was dangerous--not straight. If Frank could get
+them out and deposit them it would be so much better.
+
+"I'd take them up if I were you and I could," he added.
+
+"I will if I can."
+
+"How much money have you?"
+
+"Oh, twenty thousand, all told. If I suspend, though, I'll have to have
+a little ready cash."
+
+"I have eight or ten thousand, or will have by night, I hope."
+
+He was thinking of some one who would give him a second mortgage on his
+house.
+
+Cowperwood looked quietly at him. There was nothing more to be said to
+his father. "I'm going to make one more appeal to Stener after you leave
+here," he said. "I'm going over there with Harper Steger when he comes.
+If he won't change I'll send out notice to my creditors, and notify
+the secretary of the exchange. I want you to keep a stiff upper lip,
+whatever happens. I know you will, though. I'm going into the thing head
+down. If Stener had any sense--" He paused. "But what's the use talking
+about a damn fool?"
+
+He turned to the window, thinking of how easy it would have been, if
+Aileen and he had not been exposed by this anonymous note, to have
+arranged all with Butler. Rather than injure the party, Butler, in
+extremis, would have assisted him. Now...!
+
+His father got up to go. He was as stiff with despair as though he were
+suffering from cold.
+
+"Well," he said, wearily.
+
+Cowperwood suffered intensely for him. What a shame! His father! He felt
+a great surge of sorrow sweep over him but a moment later mastered it,
+and settled to his quick, defiant thinking. As the old man went out,
+Harper Steger was brought in. They shook hands, and at once started
+for Stener's office. But Stener had sunk in on himself like an empty
+gas-bag, and no efforts were sufficient to inflate him. They went out,
+finally, defeated.
+
+"I tell you, Frank," said Steger, "I wouldn't worry. We can tie this
+thing up legally until election and after, and that will give all this
+row a chance to die down. Then you can get your people together and talk
+sense to them. They're not going to give up good properties like this,
+even if Stener does go to jail."
+
+Steger did not know of the sixty thousand dollars' worth of hypothecated
+securities as yet. Neither did he know of Aileen Butler and her father's
+boundless rage.
+
+
+
+
+
+Chapter XXX
+
+
+There was one development in connection with all of this of which
+Cowperwood was as yet unaware. The same day that brought Edward Butler
+the anonymous communication in regard to his daughter, brought almost a
+duplicate of it to Mrs. Frank Algernon Cowperwood, only in this case the
+name of Aileen Butler had curiously been omitted.
+
+Perhaps you don't know that your husband is running with another woman.
+If you don't believe it, watch the house at 931 North Tenth Street.
+
+Mrs. Cowperwood was in the conservatory watering some plants when this
+letter was brought by her maid Monday morning. She was most placid in
+her thoughts, for she did not know what all the conferring of the night
+before meant. Frank was occasionally troubled by financial storms, but
+they did not see to harm him.
+
+"Lay it on the table in the library, Annie. I'll get it."
+
+She thought it was some social note.
+
+In a little while (such was her deliberate way), she put down her
+sprinkling-pot and went into the library. There it was lying on the
+green leather sheepskin which constituted a part of the ornamentation
+of the large library table. She picked it up, glanced at it curiously
+because it was on cheap paper, and then opened it. Her face paled
+slightly as she read it; and then her hand trembled--not much. Hers
+was not a soul that ever loved passionately, hence she could not suffer
+passionately. She was hurt, disgusted, enraged for the moment, and
+frightened; but she was not broken in spirit entirely. Thirteen years
+of life with Frank Cowperwood had taught her a number of things. He was
+selfish, she knew now, self-centered, and not as much charmed by her as
+he had been. The fear she had originally felt as to the effect of her
+preponderance of years had been to some extent justified by the lapse
+of time. Frank did not love her as he had--he had not for some time; she
+had felt it. What was it?--she had asked herself at times--almost, who
+was it? Business was engrossing him so.
+
+Finance was his master. Did this mean the end of her regime, she
+queried. Would he cast her off? Where would she go? What would she do?
+She was not helpless, of course, for she had money of her own which
+he was manipulating for her. Who was this other woman? Was she young,
+beautiful, of any social position? Was it--? Suddenly she stopped. Was
+it? Could it be, by any chance--her mouth opened--Aileen Butler?
+
+She stood still, staring at this letter, for she could scarcely
+countenance her own thought. She had observed often, in spite of all
+their caution, how friendly Aileen had been to him and he to her. He
+liked her; he never lost a chance to defend her. Lillian had thought of
+them at times as being curiously suited to each other temperamentally.
+He liked young people. But, of course, he was married, and Aileen was
+infinitely beneath him socially, and he had two children and herself.
+And his social and financial position was so fixed and stable that he
+did not dare trifle with it. Still she paused; for forty years and two
+children, and some slight wrinkles, and the suspicion that we may be no
+longer loved as we once were, is apt to make any woman pause, even in
+the face of the most significant financial position. Where would she go
+if she left him? What would people think? What about the children?
+Could she prove this liaison? Could she entrap him in a compromising
+situation? Did she want to?
+
+She saw now that she did not love him as some women love their husbands.
+She was not wild about him. In a way she had been taking him for
+granted all these years, had thought that he loved her enough not to be
+unfaithful to her; at least fancied that he was so engrossed with the
+more serious things of life that no petty liaison such as this letter
+indicated would trouble him or interrupt his great career. Apparently
+this was not true. What should she do? What say? How act? Her none too
+brilliant mind was not of much service in this crisis. She did not know
+very well how either to plan or to fight.
+
+The conventional mind is at best a petty piece of machinery. It is
+oyster-like in its functioning, or, perhaps better, clam-like. It has
+its little siphon of thought-processes forced up or down into the mighty
+ocean of fact and circumstance; but it uses so little, pumps so faintly,
+that the immediate contiguity of the vast mass is not disturbed. Nothing
+of the subtlety of life is perceived. No least inkling of its storms
+or terrors is ever discovered except through accident. When some crude,
+suggestive fact, such as this letter proved to be, suddenly manifests
+itself in the placid flow of events, there is great agony or disturbance
+and clogging of the so-called normal processes. The siphon does not
+work right. It sucks in fear and distress. There is great grinding of
+maladjusted parts--not unlike sand in a machine--and life, as is so
+often the case, ceases or goes lamely ever after.
+
+Mrs. Cowperwood was possessed of a conventional mind. She really knew
+nothing about life. And life could not teach her. Reaction in her from
+salty thought-processes was not possible. She was not alive in the
+sense that Aileen Butler was, and yet she thought that she was very
+much alive. All illusion. She wasn't. She was charming if you loved
+placidity. If you did not, she was not. She was not engaging, brilliant,
+or forceful. Frank Cowperwood might well have asked himself in the
+beginning why he married her. He did not do so now because he did
+not believe it was wise to question the past as to one's failures and
+errors. It was, according to him, most unwise to regret. He kept his
+face and thoughts to the future.
+
+But Mrs. Cowperwood was truly distressed in her way, and she went about
+the house thinking, feeling wretchedly. She decided, since the letter
+asked her to see for herself, to wait. She must think how she would
+watch this house, if at all. Frank must not know. If it were Aileen
+Butler by any chance--but surely not--she thought she would expose her
+to her parents. Still, that meant exposing herself. She determined to
+conceal her mood as best she could at dinner-time--but Cowperwood was
+not able to be there. He was so rushed, so closeted with individuals, so
+closely in conference with his father and others, that she scarcely saw
+him this Monday night, nor the next day, nor for many days.
+
+For on Tuesday afternoon at two-thirty he issued a call for a meeting of
+his creditors, and at five-thirty he decided to go into the hands of a
+receiver. And yet, as he stood before his principal creditors--a group
+of thirty men--in his office, he did not feel that his life was ruined.
+He was temporarily embarrassed. Certainly things looked very black. The
+city-treasurership deal would make a great fuss. Those hypothecated city
+loan certificates, to the extent of sixty thousand, would make another,
+if Stener chose. Still, he did not feel that he was utterly destroyed.
+
+"Gentlemen," he said, in closing his address of explanation at the
+meeting, quite as erect, secure, defiant, convincing as he had ever
+been, "you see how things are. These securities are worth just as much
+as they ever were. There is nothing the matter with the properties
+behind them. If you will give me fifteen days or twenty, I am satisfied
+that I can straighten the whole matter out. I am almost the only one who
+can, for I know all about it. The market is bound to recover. Business
+is going to be better than ever. It's time I want. Time is the only
+significant factor in this situation. I want to know if you won't give
+me fifteen or twenty days--a month, if you can. That is all I want."
+
+He stepped aside and out of the general room, where the blinds were
+drawn, into his private office, in order to give his creditors an
+opportunity to confer privately in regard to his situation. He had
+friends in the meeting who were for him. He waited one, two, nearly
+three hours while they talked. Finally Walter Leigh, Judge Kitchen,
+Avery Stone, of Jay Cooke & Co., and several others came in. They were a
+committee appointed to gather further information.
+
+"Nothing more can be done to-day, Frank," Walter Leigh informed him,
+quietly. "The majority want the privilege of examining the books. There
+is some uncertainty about this entanglement with the city treasurer
+which you say exists. They feel that you'd better announce a temporary
+suspension, anyhow; and if they want to let you resume later they can do
+so."
+
+"I'm sorry for that, gentlemen," replied Cowperwood, the least bit
+depressed. "I would rather do anything than suspend for one hour, if I
+could help it, for I know just what it means. You will find assets
+here far exceeding the liabilities if you will take the stocks at their
+normal market value; but that won't help any if I close my doors. The
+public won't believe in me. I ought to keep open."
+
+"Sorry, Frank, old boy," observed Leigh, pressing his hand
+affectionately. "If it were left to me personally, you could have all
+the time you want. There's a crowd of old fogies out there that won't
+listen to reason. They're panic-struck. I guess they're pretty hard
+hit themselves. You can scarcely blame them. You'll come out all right,
+though I wish you didn't have to shut up shop. We can't do anything with
+them, however. Why, damn it, man, I don't see how you can fail, really.
+In ten days these stocks will be all right."
+
+Judge Kitchen commiserated with him also; but what good did that do? He
+was being compelled to suspend. An expert accountant would have to
+come in and go over his books. Butler might spread the news of this
+city-treasury connection. Stener might complain of this last city-loan
+transaction. A half-dozen of his helpful friends stayed with him until
+four o'clock in the morning; but he had to suspend just the same. And
+when he did that, he knew he was seriously crippled if not ultimately
+defeated in his race for wealth and fame.
+
+When he was really and finally quite alone in his private bedroom
+he stared at himself in the mirror. His face was pale and tired, he
+thought, but strong and effective. "Pshaw!" he said to himself, "I'm
+not whipped. I'm still young. I'll get out of this in some way yet.
+Certainly I will. I'll find some way out."
+
+And so, cogitating heavily, wearily, he began to undress. Finally he
+sank upon his bed, and in a little while, strange as it may seem, with
+all the tangle of trouble around him, slept. He could do that--sleep
+and gurgle most peacefully, the while his father paced the floor in his
+room, refusing to be comforted. All was dark before the older man--the
+future hopeless. Before the younger man was still hope.
+
+And in her room Lillian Cowperwood turned and tossed in the face of this
+new calamity. For it had suddenly appeared from news from her father and
+Frank and Anna and her mother-in-law that Frank was about to fail, or
+would, or had--it was almost impossible to say just how it was. Frank
+was too busy to explain. The Chicago fire was to blame. There was no
+mention as yet of the city treasurership. Frank was caught in a trap,
+and was fighting for his life.
+
+In this crisis, for the moment, she forgot about the note as to his
+infidelity, or rather ignored it. She was astonished, frightened,
+dumbfounded, confused. Her little, placid, beautiful world was going
+around in a dizzy ring. The charming, ornate ship of their fortune was
+being blown most ruthlessly here and there. She felt it a sort of duty
+to stay in bed and try to sleep; but her eyes were quite wide, and her
+brain hurt her. Hours before Frank had insisted that she should not
+bother about him, that she could do nothing; and she had left him,
+wondering more than ever what and where was the line of her duty. To
+stick by her husband, convention told her; and so she decided. Yes,
+religion dictated that, also custom. There were the children. They must
+not be injured. Frank must be reclaimed, if possible. He would get over
+this. But what a blow!
+
+
+
+
+
+Chapter XXXI
+
+
+The suspension of the banking house of Frank A. Cowperwood & Co.
+created a great stir on 'change and in Philadelphia generally. It was so
+unexpected, and the amount involved was comparatively so large. Actually
+he failed for one million two hundred and fifty thousand dollars;
+and his assets, under the depressed condition of stock values, barely
+totaled seven hundred and fifty thousand dollars. There had been
+considerable work done on the matter of his balance-sheet before it
+was finally given to the public; but when it was, stocks dropped an
+additional three points generally, and the papers the next day devoted
+notable headlines to it. Cowperwood had no idea of failing permanently;
+he merely wished to suspend temporarily, and later, if possible, to
+persuade his creditors to allow him to resume. There were only two
+things which stood in the way of this: the matter of the five hundred
+thousand dollars borrowed from the city treasury at a ridiculously low
+rate of interest, which showed plainer than words what had been going
+on, and the other, the matter of the sixty-thousand-dollar check. His
+financial wit had told him there were ways to assign his holdings in
+favor of his largest creditors, which would tend to help him later to
+resume; and he had been swift to act. Indeed, Harper Steger had drawn up
+documents which named Jay Cooke & Co., Edward Clark & Co., Drexel & Co.,
+and others as preferred. He knew that even though dissatisfied holders
+of smaller shares in his company brought suit and compelled readjustment
+or bankruptcy later, the intention shown to prefer some of his most
+influential aids was important. They would like it, and might help him
+later when all this was over. Besides, suits in plenty are an excellent
+way of tiding over a crisis of this kind until stocks and common sense
+are restored, and he was for many suits. Harper Steger smiled once
+rather grimly, even in the whirl of the financial chaos where smiles
+were few, as they were figuring it out.
+
+"Frank," he said, "you're a wonder. You'll have a network of suits
+spread here shortly, which no one can break through. They'll all be
+suing each other."
+
+Cowperwood smiled.
+
+"I only want a little time, that's all," he replied. Nevertheless,
+for the first time in his life he was a little depressed; for now this
+business, to which he had devoted years of active work and thought, was
+ended.
+
+The thing that was troubling him most in all of this was not the five
+hundred thousand dollars which was owing the city treasury, and which
+he knew would stir political and social life to the center once it
+was generally known--that was a legal or semi-legal transaction, at
+least--but rather the matter of the sixty thousand dollars' worth of
+unrestored city loan certificates which he had not been able to replace
+in the sinking-fund and could not now even though the necessary money
+should fall from heaven. The fact of their absence was a matter of
+source. He pondered over the situation a good deal. The thing to do, he
+thought, if he went to Mollenhauer or Simpson, or both (he had never
+met either of them, but in view of Butler's desertion they were his only
+recourse), was to say that, although he could not at present return the
+five hundred thousand dollars, if no action were taken against him now,
+which would prevent his resuming his business on a normal scale a little
+later, he would pledge his word that every dollar of the involved five
+hundred thousand dollars would eventually be returned to the treasury.
+If they refused, and injury was done him, he proposed to let them wait
+until he was "good and ready," which in all probability would be never.
+But, really, it was not quite clear how action against him was to be
+prevented--even by them. The money was down on his books as owing the
+city treasury, and it was down on the city treasury's books as owing
+from him. Besides, there was a local organization known as the Citizens'
+Municipal Reform Association which occasionally conducted investigations
+in connection with public affairs. His defalcation would be sure to come
+to the ears of this body and a public investigation might well follow.
+Various private individuals knew of it already. His creditors, for
+instance, who were now examining his books.
+
+This matter of seeing Mollenhauer or Simpson, or both, was important,
+anyhow, he thought; but before doing so he decided to talk it all over
+with Harper Steger. So several days after he had closed his doors, he
+sent for Steger and told him all about the transaction, except that he
+did not make it clear that he had not intended to put the certificates
+in the sinking-fund unless he survived quite comfortably.
+
+Harper Steger was a tall, thin, graceful, rather elegant man, of gentle
+voice and perfect manners, who walked always as though he were a cat,
+and a dog were prowling somewhere in the offing. He had a longish, thin
+face of a type that is rather attractive to women. His eyes were blue,
+his hair brown, with a suggestion of sandy red in it. He had a steady,
+inscrutable gaze which sometimes came to you over a thin, delicate hand,
+which he laid meditatively over his mouth. He was cruel to the limit
+of the word, not aggressively but indifferently; for he had no faith in
+anything. He was not poor. He had not even been born poor. He was just
+innately subtle, with the rather constructive thought, which was about
+the only thing that compelled him to work, that he ought to be richer
+than he was--more conspicuous. Cowperwood was an excellent avenue toward
+legal prosperity. Besides, he was a fascinating customer. Of all his
+clients, Steger admired Cowperwood most.
+
+"Let them proceed against you," he said on this occasion, his brilliant
+legal mind taking in all the phases of the situation at once. "I don't
+see that there is anything more here than a technical charge. If it
+ever came to anything like that, which I don't think it will, the charge
+would be embezzlement or perhaps larceny as bailee. In this instance,
+you were the bailee. And the only way out of that would be to swear that
+you had received the check with Stener's knowledge and consent. Then it
+would only be a technical charge of irresponsibility on your part, as I
+see it, and I don't believe any jury would convict you on the evidence
+of how this relationship was conducted. Still, it might; you never can
+tell what a jury is going to do. All this would have to come out at a
+trial, however. The whole thing, it seems to me, would depend on which
+of you two--yourself or Stener--the jury would be inclined to believe,
+and on how anxious this city crowd is to find a scapegoat for Stener.
+This coming election is the rub. If this panic had come at any other
+time--"
+
+Cowperwood waved for silence. He knew all about that. "It all depends
+on what the politicians decide to do. I'm doubtful. The situation is too
+complicated. It can't be hushed up." They were in his private office at
+his house. "What will be will be," he added.
+
+"What would that mean, Harper, legally, if I were tried on a charge of
+larceny as bailee, as you put it, and convicted? How many years in the
+penitentiary at the outside?"
+
+Steger thought a minute, rubbing his chin with his hand. "Let me see,"
+he said, "that is a serious question, isn't it? The law says one to
+five years at the outside; but the sentences usually average from one to
+three years in embezzlement cases. Of course, in this case--"
+
+"I know all about that," interrupted Cowperwood, irritably. "My case
+isn't any different from the others, and you know it. Embezzlement
+is embezzlement if the politicians want to have it so." He fell to
+thinking, and Steger got up and strolled about leisurely. He was
+thinking also.
+
+"And would I have to go to jail at any time during the
+proceedings--before a final adjustment of the case by the higher
+courts?" Cowperwood added, directly, grimly, after a time.
+
+"Yes, there is one point in all legal procedure of the kind," replied
+Steger, cautiously, now rubbing his ear and trying to put the matter as
+delicately as possible. "You can avoid jail sentences all through
+the earlier parts of a case like this; but if you are once tried and
+convicted it's pretty hard to do anything--as a matter of fact, it
+becomes absolutely necessary then to go to jail for a few days, five
+or so, pending the motion for a new trial and the obtaining of a
+certificate of reasonable doubt. It usually takes that long."
+
+The young banker sat there staring out of the window, and Steger
+observed, "It is a bit complicated, isn't it?"
+
+"Well, I should say so," returned Frank, and he added to himself:
+"Jail! Five days in prison!" That would be a terrific slap, all things
+considered. Five days in jail pending the obtaining of a certificate of
+reasonable doubt, if one could be obtained! He must avoid this! Jail!
+The penitentiary! His commercial reputation would never survive that.
+
+
+
+
+
+Chapter XXXII
+
+
+The necessity of a final conference between Butler, Mollenhauer, and
+Simpson was speedily reached, for this situation was hourly growing more
+serious. Rumors were floating about in Third Street that in addition to
+having failed for so large an amount as to have further unsettled
+the already panicky financial situation induced by the Chicago fire,
+Cowperwood and Stener, or Stener working with Cowperwood, or the other
+way round, had involved the city treasury to the extent of five hundred
+thousand dollars. And the question was how was the matter to be kept
+quiet until after election, which was still three weeks away. Bankers
+and brokers were communicating odd rumors to each other about a check
+that had been taken from the city treasury after Cowperwood knew he was
+to fail, and without Stener's consent. Also that there was danger
+that it would come to the ears of that very uncomfortable political
+organization known as the Citizens' Municipal Reform Association,
+of which a well-known iron-manufacturer of great probity and moral
+rectitude, one Skelton C. Wheat, was president. Wheat had for years been
+following on the trail of the dominant Republican administration in a
+vain attempt to bring it to a sense of some of its political iniquities.
+He was a serious and austere man---one of those solemn, self-righteous
+souls who see life through a peculiar veil of duty, and who, undisturbed
+by notable animal passions of any kind, go their way of upholding the
+theory of the Ten Commandments over the order of things as they are.
+
+The committee in question had originally been organized to protest
+against some abuses in the tax department; but since then, from election
+to election, it had been drifting from one subject to another, finding
+an occasional evidence of its worthwhileness in some newspaper comment
+and the frightened reformation of some minor political official who
+ended, usually, by taking refuge behind the skirts of some higher
+political power--in the last reaches, Messrs. Butler, Mollenhauer, and
+Simpson. Just now it was without important fuel or ammunition; and this
+assignment of Cowperwood, with its attendant crime, so far as the city
+treasury was concerned, threatened, as some politicians and bankers saw
+it, to give it just the club it was looking for.
+
+However, the decisive conference took place between Cowperwood and the
+reigning political powers some five days after Cowperwood's failure, at
+the home of Senator Simpson, which was located in Rittenhouse Square--a
+region central for the older order of wealth in Philadelphia. Simpson
+was a man of no little refinement artistically, of Quaker extraction,
+and of great wealth-breeding judgment which he used largely to satisfy
+his craving for political predominance. He was most liberal where money
+would bring him a powerful or necessary political adherent. He fairly
+showered offices--commissionerships, trusteeships, judgeships, political
+nominations, and executive positions generally--on those who did his
+bidding faithfully and without question. Compared with Butler and
+Mollenhauer he was more powerful than either, for he represented the
+State and the nation. When the political authorities who were trying
+to swing a national election were anxious to discover what the State of
+Pennsylvania would do, so far as the Republican party was concerned, it
+was to Senator Simpson that they appealed. In the literal sense of
+the word, he knew. The Senator had long since graduated from State to
+national politics, and was an interesting figure in the United States
+Senate at Washington, where his voice in all the conservative and
+moneyed councils of the nation was of great weight.
+
+The house that he occupied, of Venetian design, and four stories in
+height, bore many architectural marks of distinction, such as the
+floriated window, the door with the semipointed arch, and medallions
+of colored marble set in the walls. The Senator was a great admirer of
+Venice. He had been there often, as he had to Athens and Rome, and had
+brought back many artistic objects representative of the civilizations
+and refinements of older days. He was fond, for one thing, of the stern,
+sculptured heads of the Roman emperors, and the fragments of gods and
+goddesses which are the best testimony of the artistic aspirations of
+Greece. In the entresol of this house was one of his finest treasures--a
+carved and floriated base bearing a tapering monolith some four feet
+high, crowned by the head of a peculiarly goatish Pan, by the side of
+which were the problematic remains of a lovely nude nymph--just the
+little feet broken off at the ankles. The base on which the feet of
+the nymph and the monolith stood was ornamented with carved ox-skulls
+intertwined with roses. In his reception hall were replicas of Caligula,
+Nero, and other Roman emperors; and on his stair-walls reliefs of
+dancing nymphs in procession, and priests bearing offerings of sheep and
+swine to the sacrificial altars. There was a clock in some corner of the
+house which chimed the quarter, the half, the three-quarters, and the
+hour in strange, euphonious, and pathetic notes. On the walls of the
+rooms were tapestries of Flemish origin, and in the reception-hall, the
+library, the living-room, and the drawing-room, richly carved furniture
+after the standards of the Italian Renaissance. The Senator's taste in
+the matter of paintings was inadequate, and he mistrusted it; but such
+as he had were of distinguished origin and authentic. He cared more for
+his curio-cases filled with smaller imported bronzes, Venetian glass,
+and Chinese jade. He was not a collector of these in any notable
+sense--merely a lover of a few choice examples. Handsome tiger and
+leopard skin rugs, the fur of a musk-ox for his divan, and tanned
+and brown-stained goat and kid skins for his tables, gave a sense
+of elegance and reserved profusion. In addition the Senator had a
+dining-room done after the Jacobean idea of artistic excellence, and
+a wine-cellar which the best of the local vintners looked after with
+extreme care. He was a man who loved to entertain lavishly; and when his
+residence was thrown open for a dinner, a reception, or a ball, the best
+of local society was to be found there.
+
+The conference was in the Senator's library, and he received his
+colleagues with the genial air of one who has much to gain and little
+to lose. There were whiskies, wines, cigars on the table, and while
+Mollenhauer and Simpson exchanged the commonplaces of the day awaiting
+the arrival of Butler, they lighted cigars and kept their inmost
+thoughts to themselves.
+
+It so happened that upon the previous afternoon Butler had
+learned from Mr. David Pettie, the district attorney, of the
+sixty-thousand-dollar-check transaction. At the same time the matter
+had been brought to Mollenhauer's attention by Stener himself. It was
+Mollenhauer, not Butler who saw that by taking advantage of Cowperwood's
+situation, he might save the local party from blame, and at the same
+time most likely fleece Cowperwood out of his street-railway shares
+without letting Butler or Simpson know anything about it. The thing to
+do was to terrorize him with a private threat of prosecution.
+
+Butler was not long in arriving, and apologized for the delay.
+Concealing his recent grief behind as jaunty an air as possible, he
+began with:
+
+"It's a lively life I'm leadin', what with every bank in the city
+wantin' to know how their loans are goin' to be taken care of." He took
+a cigar and struck a match.
+
+"It does look a little threatening," said Senator Simpson, smiling. "Sit
+down. I have just been talking with Avery Stone, of Jay Cooke & Company,
+and he tells me that the talk in Third Street about Stener's connection
+with this Cowperwood failure is growing very strong, and that the
+newspapers are bound to take up the matter shortly, unless something is
+done about it. I am sure that the news will also reach Mr. Wheat, of
+the Citizens' Reform Association, very shortly. We ought to decide now,
+gentlemen, what we propose to do. One thing, I am sure, is to eliminate
+Stener from the ticket as quietly as possible. This really looks to me
+as if it might become a very serious issue, and we ought to be doing
+what we can now to offset its effect later."
+
+Mollenhauer pulled a long breath through his cigar, and blew it out in
+a rolling steel-blue cloud. He studied the tapestry on the opposite wall
+but said nothing.
+
+"There is one thing sure," continued Senator Simpson, after a time,
+seeing that no one else spoke, "and that is, if we do not begin a
+prosecution on our own account within a reasonable time, some one else
+is apt to; and that would put rather a bad face on the matter. My own
+opinion would be that we wait until it is very plain that prosecution is
+going to be undertaken by some one else--possibly the Municipal Reform
+Association--but that we stand ready to step in and act in such a way
+as to make it look as though we had been planning to do it all the time.
+The thing to do is to gain time; and so I would suggest that it be
+made as difficult as possible to get at the treasurer's books.
+An investigation there, if it begins at all--as I think is very
+likely--should be very slow in producing the facts."
+
+The Senator was not at all for mincing words with his important
+confreres, when it came to vital issues. He preferred, in his
+grandiloquent way, to call a spade a spade.
+
+"Now that sounds like very good sense to me," said Butler, sinking a
+little lower in his chair for comfort's sake, and concealing his
+true mood in regard to all this. "The boys could easily make that
+investigation last three weeks, I should think. They're slow enough with
+everything else, if me memory doesn't fail me." At the same time he was
+cogitating as to how to inject the personality of Cowperwood and his
+speedy prosecution without appearing to be neglecting the general
+welfare of the local party too much.
+
+"Yes, that isn't a bad idea," said Mollenhauer, solemnly, blowing a ring
+of smoke, and thinking how to keep Cowperwood's especial offense from
+coming up at this conference and until after he had seen him.
+
+"We ought to map out our program very carefully," continued Senator
+Simpson, "so that if we are compelled to act we can do so very quickly.
+I believe myself that this thing is certain to come to an issue within
+a week, if not sooner, and we have no time to lose. If my advice were
+followed now, I should have the mayor write the treasurer a letter
+asking for information, and the treasurer write the mayor his answer,
+and also have the mayor, with the authority of the common council,
+suspend the treasurer for the time being--I think we have the authority
+to do that--or, at least, take over his principal duties but without for
+the time being, anyhow, making any of these transactions public--until
+we have to, of course. We ought to be ready with these letters to show
+to the newspapers at once, in case this action is forced upon us."
+
+"I could have those letters prepared, if you gentlemen have no
+objection," put in Mollenhauer, quietly, but quickly.
+
+"Well, that strikes me as sinsible," said Butler, easily. "It's about
+the only thing we can do under the circumstances, unless we could find
+some one else to blame it on, and I have a suggestion to make in that
+direction. Maybe we're not as helpless as we might be, all things
+considered."
+
+There was a slight gleam of triumph in his eye as he said this, at
+the same time that there was a slight shadow of disappointment in
+Mollenhauer's. So Butler knew, and probably Simpson, too.
+
+"Just what do you mean?" asked the Senator, looking at Butler
+interestedly. He knew nothing of the sixty-thousand-dollar check
+transaction. He had not followed the local treasury dealings very
+closely, nor had he talked to either of his confreres since the original
+conference between them. "There haven't been any outside parties mixed
+up with this, have there?" His own shrewd, political mind was working.
+
+"No-o. I wouldn't call him an outside party, exactly, Senator," went
+on Butler suavely. "It's Cowperwood himself I'm thinkin' of. There's
+somethin' that has come up since I saw you gentlemen last that makes me
+think that perhaps that young man isn't as innocent as he might be. It
+looks to me as though he was the ringleader in this business, as though
+he had been leadin' Stener on against his will. I've been lookin' into
+the matter on me own account, and as far as I can make out this man
+Stener isn't as much to blame as I thought. From all I can learn,
+Cowperwood's been threatenin' Stener with one thing and another if he
+didn't give him more money, and only the other day he got a big sum
+on false pretinses, which might make him equally guilty with Stener.
+There's sixty-thousand dollars of city loan certificates that has been
+paid for that aren't in the sinking-fund. And since the reputation of
+the party's in danger this fall, I don't see that we need to have any
+particular consideration for him." He paused, strong in the conviction
+that he had sent a most dangerous arrow flying in the direction of
+Cowperwood, as indeed he had. Yet at this moment, both the Senator and
+Mollenhauer were not a little surprised, seeing at their last meeting
+he had appeared rather friendly to the young banker, and this recent
+discovery seemed scarcely any occasion for a vicious attitude on his
+part. Mollenhauer in particular was surprised, for he had been looking
+on Butler's friendship for Cowperwood as a possible stumbling block.
+
+"Um-m, you don't tell me," observed Senator Simpson, thoughtfully,
+stroking his mouth with his pale hand.
+
+"Yes, I can confirm that," said Mollenhauer, quietly, seeing his own
+little private plan of browbeating Cowperwood out of his street-railway
+shares going glimmering. "I had a talk with Stener the other day about
+this very matter, and he told me that Cowperwood had been trying to
+force him to give him three hundred thousand dollars more, and that
+when he refused Cowperwood managed to get sixty thousand dollars further
+without his knowledge or consent."
+
+"How could he do that?" asked Senator Simpson, incredulously.
+Mollenhauer explained the transaction.
+
+"Oh," said the Senator, when Mollenhauer had finished, "that indicates
+a rather sharp person, doesn't it? And the certificates are not in the
+sinking-fund, eh?"
+
+"They're not," chimed in Butler, with considerable enthusiasm.
+
+"Well, I must say," said Simpson, rather relieved in his manner, "this
+looks like a rather good thing than not to me. A scapegoat possibly. We
+need something like this. I see no reason under the circumstances for
+trying to protect Mr. Cowperwood. We might as well try to make a point
+of that, if we have to. The newspapers might just as well talk loud
+about that as anything else. They are bound to talk; and if we give them
+the right angle, I think that the election might well come and go before
+the matter could be reasonably cleared up, even though Mr. Wheat does
+interfere. I will be glad to undertake to see what can be done with the
+papers."
+
+"Well, that bein' the case," said Butler, "I don't see that there's
+so much more we can do now; but I do think it will be a mistake if
+Cowperwood isn't punished with the other one. He's equally guilty
+with Stener, if not more so, and I for one want to see him get what he
+deserves. He belongs in the penitentiary, and that's where he'll go if
+I have my say." Both Mollenhauer and Simpson turned a reserved and
+inquiring eye on their usually genial associate. What could be the
+reason for his sudden determination to have Cowperwood punished?
+Cowperwood, as Mollenhauer and Simpson saw it, and as Butler would
+ordinarily have seen it, was well within his human, if not his strictly
+legal rights. They did not blame him half as much for trying to do what
+he had done as they blamed Stener for letting him do it. But, since
+Butler felt as he did, and there was an actual technical crime here,
+they were perfectly willing that the party should have the advantage of
+it, even if Cowperwood went to the penitentiary.
+
+"You may be right," said Senator Simpson, cautiously. "You might have
+those letters prepared, Henry; and if we have to bring any action at
+all against anybody before election, it would, perhaps, be advisable
+to bring it against Cowperwood. Include Stener if you have to but not
+unless you have to. I leave it to you two, as I am compelled to start
+for Pittsburg next Friday; but I know you will not overlook any point."
+
+The Senator arose. His time was always valuable. Butler was highly
+gratified by what he had accomplished. He had succeeded in putting the
+triumvirate on record against Cowperwood as the first victim, in case of
+any public disturbance or demonstration against the party. All that was
+now necessary was for that disturbance to manifest itself; and, from
+what he could see of local conditions, it was not far off. There was now
+the matter of Cowperwood's disgruntled creditors to look into; and if
+by buying in these he should succeed in preventing the financier from
+resuming business, he would have him in a very precarious condition
+indeed. It was a sad day for Cowperwood, Butler thought--the day he had
+first tried to lead Aileen astray--and the time was not far off when he
+could prove it to him.
+
+
+
+
+
+Chapter XXXIII
+
+
+In the meantime Cowperwood, from what he could see and hear, was
+becoming more and more certain that the politicians would try to make
+a scapegoat of him, and that shortly. For one thing, Stires had called
+only a few days after he closed his doors and imparted a significant bit
+of information. Albert was still connected with the city treasury, as
+was Stener, and engaged with Sengstack and another personal appointee of
+Mollenhauer's in going over the treasurer's books and explaining their
+financial significance. Stires had come to Cowperwood primarily to get
+additional advice in regard to the sixty-thousand-dollar check and his
+personal connection with it. Stener, it seemed, was now threatening to
+have his chief clerk prosecuted, saying that he was responsible for
+the loss of the money and that his bondsmen could be held responsible.
+Cowperwood had merely laughed and assured Stires that there was nothing
+to this.
+
+"Albert," he had said, smilingly, "I tell you positively, there's
+nothing in it. You're not responsible for delivering that check to me.
+I'll tell you what you do, now. Go and consult my lawyer--Steger. It
+won't cost you a cent, and he'll tell you exactly what to do. Now go on
+back and don't worry any more about it. I am sorry this move of mine has
+caused you so much trouble, but it's a hundred to one you couldn't have
+kept your place with a new city treasurer, anyhow, and if I see any
+place where you can possibly fit in later, I'll let you know."
+
+Another thing that made Cowperwood pause and consider at this time was
+a letter from Aileen, detailing a conversation which had taken place at
+the Butler dinner table one evening when Butler, the elder, was not
+at home. She related how her brother Owen in effect had stated that
+they--the politicians--her father, Mollenhauer, and Simpson, were going
+to "get him yet" (meaning Cowperwood), for some criminal financial
+manipulation of something--she could not explain what--a check
+or something. Aileen was frantic with worry. Could they mean the
+penitentiary, she asked in her letter? Her dear lover! Her beloved
+Frank! Could anything like this really happen to him?
+
+His brow clouded, and he set his teeth with rage when he read her
+letter. He would have to do something about this--see Mollenhauer or
+Simpson, or both, and make some offer to the city. He could not promise
+them money for the present--only notes--but they might take them. Surely
+they could not be intending to make a scapegoat of him over such a
+trivial and uncertain matter as this check transaction! When there was
+the five hundred thousand advanced by Stener, to say nothing of all
+the past shady transactions of former city treasurers! How rotten! How
+political, but how real and dangerous.
+
+But Simpson was out of the city for a period of ten days, and
+Mollenhauer, having in mind the suggestion made by Butler in regard to
+utilizing Cowperwood's misdeed for the benefit of the party, had already
+moved as they had planned. The letters were ready and waiting. Indeed,
+since the conference, the smaller politicians, taking their cue from
+the overlords, had been industriously spreading the story of the
+sixty-thousand-dollar check, and insisting that the burden of guilt
+for the treasury defalcation, if any, lay on the banker. The moment
+Mollenhauer laid eyes on Cowperwood he realized, however, that he had
+a powerful personality to deal with. Cowperwood gave no evidence of
+fright. He merely stated, in his bland way, that he had been in the
+habit of borrowing money from the city treasury at a low rate of
+interest, and that this panic had involved him so that he could not
+possibly return it at present.
+
+"I have heard rumors, Mr. Mollenhauer," he said, "to the effect that
+some charge is to be brought against me as a partner with Mr. Stener
+in this matter; but I am hoping that the city will not do that, and I
+thought I might enlist your influence to prevent it. My affairs are not
+in a bad way at all, if I had a little time to arrange matters. I am
+making all of my creditors an offer of fifty cents on the dollar now,
+and giving notes at one, two, and three years; but in this matter of the
+city treasury loans, if I could come to terms, I would be glad to make
+it a hundred cents--only I would want a little more time. Stocks are
+bound to recover, as you know, and, barring my losses at this time,
+I will be all right. I realize that the matter has gone pretty far
+already. The newspapers are likely to start talking at any time,
+unless they are stopped by those who can control them." (He looked at
+Mollenhauer in a complimentary way.) "But if I could be kept out of
+the general proceedings as much as possible, my standing would not be
+injured, and I would have a better chance of getting on my feet. It
+would be better for the city, for then I could certainly pay it what I
+owe it." He smiled his most winsome and engaging smile. And Mollenhauer
+seeing him for the first time, was not unimpressed. Indeed he looked at
+this young financial David with an interested eye. If he could have
+seen a way to accept this proposition of Cowperwood's, so that the money
+offered would have been eventually payable to him, and if Cowperwood had
+had any reasonable prospect of getting on his feet soon, he would have
+considered carefully what he had to say. For then Cowperwood could
+have assigned his recovered property to him. As it was, there was small
+likelihood of this situation ever being straightened out. The Citizens'
+Municipal Reform Association, from all he could hear, was already on the
+move--investigating, or about to, and once they had set their hands to
+this, would unquestionably follow it closely to the end.
+
+"The trouble with this situation, Mr. Cowperwood," he said, affably, "is
+that it has gone so far that it is practically out of my hands. I really
+have very little to do with it. I don't suppose, though, really, it is
+this matter of the five-hundred-thousand-dollar loan that is worrying
+you so much, as it is this other matter of the sixty-thousand-dollar
+check you received the other day. Mr. Stener insists that you secured
+that illegally, and he is very much wrought up about it. The mayor and
+the other city officials know of it now, and they may force some action.
+I don't know."
+
+Mollenhauer was obviously not frank in his attitude--a little bit
+evasive in his sly reference to his official tool, the mayor; and
+Cowperwood saw it. It irritated him greatly, but he was tactful enough
+to be quite suave and respectful.
+
+"I did get a check for sixty thousand dollars, that's true," he
+replied, with apparent frankness, "the day before I assigned. It was for
+certificates I had purchased, however, on Mr. Stener's order, and was
+due me. I needed the money, and asked for it. I don't see that there is
+anything illegal in that."
+
+"Not if the transaction was completed in all its details," replied
+Mollenhauer, blandly. "As I understand it, the certificates were bought
+for the sinking-fund, and they are not there. How do you explain that?"
+
+"An oversight, merely," replied Cowperwood, innocently, and quite as
+blandly as Mollenhauer. "They would have been there if I had not been
+compelled to assign so unexpectedly. It was not possible for me to
+attend to everything in person. It has not been our custom to deposit
+them at once. Mr. Stener will tell you that, if you ask him."
+
+"You don't say," replied Mollenhauer. "He did not give me that
+impression. However, they are not there, and I believe that that makes
+some difference legally. I have no interest in the matter one way or the
+other, more than that of any other good Republican. I don't see exactly
+what I can do for you. What did you think I could do?"
+
+"I don't believe you can do anything for me, Mr. Mollenhauer," replied
+Cowperwood, a little tartly, "unless you are willing to deal quite
+frankly with me. I am not a beginner in politics in Philadelphia. I know
+something about the powers in command. I thought that you could stop any
+plan to prosecute me in this matter, and give me time to get on my feet
+again. I am not any more criminally responsible for that sixty thousand
+dollars than I am for the five hundred thousand dollars that I had as
+loan before it--not as much so. I did not create this panic. I did not
+set Chicago on fire. Mr. Stener and his friends have been reaping some
+profit out of dealing with me. I certainly was entitled to make some
+effort to save myself after all these years of service, and I can't
+understand why I should not receive some courtesy at the hands of
+the present city administration, after I have been so useful to it. I
+certainly have kept city loan at par; and as for Mr. Stener's money, he
+has never wanted for his interest on that, and more than his interest."
+
+"Quite so," replied Mollenhauer, looking Cowperwood in the eye steadily
+and estimating the force and accuracy of the man at their real value. "I
+understand exactly how it has all come about, Mr. Cowperwood. No doubt
+Mr. Stener owes you a debt of gratitude, as does the remainder of the
+city administration. I'm not saying what the city administration ought
+or ought not do. All I know is that you find yourself wittingly or
+unwittingly in a dangerous situation, and that public sentiment in
+some quarters is already very strong against you. I personally have
+no feeling one way or the other, and if it were not for the situation
+itself, which looks to be out of hand, would not be opposed to assisting
+you in any reasonable way. But how? The Republican party is in a very
+bad position, so far as this election is concerned. In a way, however
+innocently, you have helped to put it there, Mr. Cowperwood. Mr. Butler,
+for some reason to which I am not a party, seems deeply and personally
+incensed. And Mr. Butler is a great power here--" (Cowperwood began
+to wonder whether by any chance Butler had indicated the nature of
+his social offense against himself, but he could not bring himself to
+believe that. It was not probable.) "I sympathize with you greatly, Mr.
+Cowperwood, but what I suggest is that you first See Mr. Butler and Mr.
+Simpson. If they agree to any program of aid, I will not be opposed to
+joining. But apart from that I do not know exactly what I can do. I am
+only one of those who have a slight say in the affairs of Philadelphia."
+
+At this point, Mollenhauer rather expected Cowperwood to make an offer
+of his own holdings, but he did not. Instead he said, "I'm very much
+obliged to you, Mr. Mollenhauer, for the courtesy of this interview. I
+believe you would help me if you could. I shall just have to fight it
+out the best way I can. Good day."
+
+And he bowed himself out. He saw clearly how hopeless was his quest.
+
+In the meanwhile, finding that the rumors were growing in volume and
+that no one appeared to be willing to take steps to straighten the
+matter out, Mr. Skelton C. Wheat, President of the Citizens' Municipal
+Reform Association, was, at last and that by no means against his will,
+compelled to call together the committee of ten estimable Philadelphians
+of which he was chairman, in a local committee-hall on Market Street,
+and lay the matter of the Cowperwood failure before it.
+
+"It strikes me, gentlemen," he announced, "that this is an occasion when
+this organization can render a signal service to the city and the people
+of Philadelphia, and prove the significance and the merit of the title
+originally selected for it, by making such a thoroughgoing investigation
+as will bring to light all the facts in this case, and then by standing
+vigorously behind them insist that such nefarious practices as we are
+informed were indulged in in this case shall cease. I know it may prove
+to be a difficult task. The Republican party and its local and State
+interests are certain to be against us. Its leaders are unquestionably
+most anxious to avoid comment and to have their ticket go through
+undisturbed, and they will not contemplate with any equanimity our
+opening activity in this matter; but if we persevere, great good will
+surely come of it. There is too much dishonesty in public life as it is.
+There is a standard of right in these matters which cannot permanently
+be ignored, and which must eventually be fulfilled. I leave this matter
+to your courteous consideration."
+
+Mr. Wheat sat down, and the body before him immediately took the
+matter which he proposed under advisement. It was decided to appoint a
+subcommittee "to investigate" (to quote the statement eventually given
+to the public) "the peculiar rumors now affecting one of the most
+important and distinguished offices of our municipal government," and to
+report at the next meeting, which was set for the following evening at
+nine o'clock. The meeting adjourned, and the following night at nine
+reassembled, four individuals of very shrewd financial judgment
+having meantime been about the task assigned them. They drew up a very
+elaborate statement, not wholly in accordance with the facts, but as
+nearly so as could be ascertained in so short a space of time.
+
+"It appears [read the report, after a preamble which explained why
+the committee had been appointed] that it has been the custom of city
+treasurers for years, when loans have been authorized by councils, to
+place them in the hands of some favorite broker for sale, the broker
+accounting to the treasurer for the moneys received by such sales at
+short periods, generally the first of each month. In the present
+case Frank A. Cowperwood has been acting as such broker for the city
+treasurer. But even this vicious and unbusiness-like system appears not
+to have been adhered to in the case of Mr. Cowperwood. The accident of
+the Chicago fire, the consequent depression of stock values, and the
+subsequent failure of Mr. Frank A. Cowperwood have so involved matters
+temporarily that the committee has not been able to ascertain with
+accuracy that regular accounts have been rendered; but from the manner
+in which Mr. Cowperwood has had possession of bonds (city loan) for
+hypothecation, etc., it would appear that he has been held to no
+responsibility in these matters, and that there have always been under
+his control several hundred thousand dollars of cash or securities
+belonging to the city, which he has manipulated for various purposes;
+but the details of the results of these transactions are not easily
+available.
+
+"Some of the operations consisted of hypothecation of large amounts of
+these loans before the certificates were issued, the lender seeing that
+the order for the hypothecated securities was duly made to him on the
+books of the treasurer. Such methods appear to have been occurring for
+a long time, and it being incredible that the city treasurer could
+be unaware of the nature of the business, there is indication of a
+complicity between him and Mr. Cowperwood to benefit by the use of the
+city credit, in violation of the law.
+
+"Furthermore, at the very time these hypothecations were being made, and
+the city paying interest upon such loans, the money representing them
+was in the hands of the treasurer's broker and bearing no interest to
+the city. The payment of municipal warrants was postponed, and they were
+being purchased at a discount in large amounts by Mr. Cowperwood with
+the very money that should have been in the city treasury. The bona fide
+holders of the orders for certificates of loans are now unable to obtain
+them, and thus the city's credit is injured to a greater extent than
+the present defalcation, which amounts to over five hundred thousand
+dollars. An accountant is now at work on the treasurer's books, and a
+few days should make clear the whole modus operandi. It is hoped that
+the publicity thus obtained will break up such vicious practices."
+
+There was appended to this report a quotation from the law governing the
+abuse of a public trust; and the committee went on to say that, unless
+some taxpayer chose to initiate proceedings for the prosecution of those
+concerned, the committee itself would be called upon to do so, although
+such action hardly came within the object for which it was formed.
+
+This report was immediately given to the papers. Though some sort of
+a public announcement had been anticipated by Cowperwood and the
+politicians, this was, nevertheless, a severe blow. Stener was
+beside himself with fear. He broke into a cold sweat when he saw the
+announcement which was conservatively headed, "Meeting of the Municipal
+Reform Association." All of the papers were so closely identified with
+the political and financial powers of the city that they did not dare to
+come out openly and say what they thought. The chief facts had already
+been in the hands of the various editors and publishers for a week and
+more, but word had gone around from Mollenhauer, Simpson, and Butler to
+use the soft pedal for the present. It was not good for Philadelphia,
+for local commerce, etc., to make a row. The fair name of the city would
+be smirched. It was the old story.
+
+At once the question was raised as to who was really guilty, the city
+treasurer or the broker, or both. How much money had actually been lost?
+Where had it gone? Who was Frank Algernon Cowperwood, anyway? Why was
+he not arrested? How did he come to be identified so closely with the
+financial administration of the city? And though the day of what later
+was termed "yellow journalism" had not arrived, and the local papers
+were not given to such vital personal comment as followed later, it
+was not possible, even bound as they were, hand and foot, by the local
+political and social magnates, to avoid comment of some sort. Editorials
+had to be written. Some solemn, conservative references to the shame and
+disgrace which one single individual could bring to a great city and a
+noble political party had to be ventured upon.
+
+That desperate scheme to cast the blame on Cowperwood temporarily, which
+had been concocted by Mollenhauer, Butler, and Simpson, to get the odium
+of the crime outside the party lines for the time being, was now lugged
+forth and put in operation. It was interesting and strange to note
+how quickly the newspapers, and even the Citizens' Municipal Reform
+Association, adopted the argument that Cowperwood was largely, if not
+solely, to blame. Stener had loaned him the money, it is true--had put
+bond issues in his hands for sale, it is true, but somehow every one
+seemed to gain the impression that Cowperwood had desperately misused
+the treasurer. The fact that he had taken a sixty-thousand-dollar check
+for certificates which were not in the sinking-fund was hinted at,
+though until they could actually confirm this for themselves both the
+newspapers and the committee were too fearful of the State libel laws to
+say so.
+
+In due time there were brought forth several noble municipal letters,
+purporting to be a stern call on the part of the mayor, Mr. Jacob
+Borchardt, on Mr. George W. Stener for an immediate explanation of
+his conduct, and the latter's reply, which were at once given to the
+newspapers and the Citizens' Municipal Reform Association. These letters
+were enough to show, so the politicians figured, that the Republican
+party was anxious to purge itself of any miscreant within its ranks, and
+they also helped to pass the time until after election.
+
+     OFFICE OF THE MAYOR OF THE CITY OF PHILADELPHIA
+
+     GEORGE W. STENER, ESQ.,                      October 18,
+     1871. City Treasurer.
+
+     DEAR SIR,--Information has been given
+     me that certificates of city loan to a large amount, issued
+     by you for sale on account of the city, and, I presume,
+     after the usual requisition from the mayor of the city, have
+     passed out of your custody, and that the proceeds of the
+     sale of said certificates have not been paid into the city
+     treasury.
+
+     I have also been informed that a large amount of the city's
+     money has been permitted to pass into the hands of some one
+     or more brokers or bankers doing business on Third Street,
+     and that said brokers or bankers have since met with
+     financial difficulties, whereby, and by reason of the above
+     generally, the interests of the city are likely to be very
+     seriously affected.
+
+     I have therefore to request that you will promptly advise me
+     of the truth or falsity of these statements, so that such
+     duties as devolve upon me as the chief magistrate of the
+     city, in view of such facts, if they exist, may be
+     intelligently discharged. Yours respectfully,
+
+     JACOB BORCHARDT, Mayor of Philadelphia.
+
+
+     OFFICE OF THE TREASURER OF THE CITY OF PHILADELPHIA
+
+     HON. JACOB BORCHARDT.                 October 19, 1871.
+
+     DEAR SIR,--I have to acknowledge the receipt of your
+     communication of the 21st instant, and to express my regret
+     that I cannot at this time give you the information you ask.
+     There is undoubtedly an embarrassment in the city treasury,
+     owing to the delinquency of the broker who for several years
+     past has negotiated the city loans, and I have been, since
+     the discovery of this fact, and still am occupied in
+     endeavoring to avert or lessen the loss with which the city
+     is threatened. I am, very respectfully, GEORGE W. STENER.
+
+
+     OFFICE OF THE MAYOR OF THE CITY OF PHILADELPHIA
+
+     GEORGE W. STENER, ESQ.,                 October 21, 1871.
+     City Treasurer.
+
+     DEAR SIR--Under the existing
+     circumstances you will consider this as a notice of
+     withdrawal and revocation of any requisition or authority by
+     me for the sale of loan, so far as the same has not been
+     fulfilled.  Applications for loans may for the present be
+     made at this office. Very respectfully,
+
+     JACOB BORCHARDT, Mayor of Philadelphia.
+
+And did Mr. Jacob Borchardt write the letters to which his name
+was attached? He did not. Mr. Abner Sengstack wrote them in Mr.
+Mollenhauer's office, and Mr. Mollenhauer's comment when he saw them was
+that he thought they would do--that they were very good, in fact. And
+did Mr. George W. Stener, city treasurer of Philadelphia, write that
+very politic reply? He did not. Mr. Stener was in a state of complete
+collapse, even crying at one time at home in his bathtub. Mr. Abner
+Sengstack wrote that also, and had Mr. Stener sign it. And Mr.
+Mollenhauer's comment on that, before it was sent, was that he thought
+it was "all right." It was a time when all the little rats and mice were
+scurrying to cover because of the presence of a great, fiery-eyed public
+cat somewhere in the dark, and only the older and wiser rats were able
+to act.
+
+Indeed, at this very time and for some days past now, Messrs.
+Mollenhauer, Butler, and Simpson were, and had been, considering
+with Mr. Pettie, the district attorney, just what could be done about
+Cowperwood, if anything, and in order to further emphasize the blame in
+that direction, and just what defense, if any, could be made for Stener.
+Butler, of course, was strong for Cowperwood's prosecution. Pettie did
+not see that any defense could be made for Stener, since various records
+of street-car stocks purchased for him were spread upon Cowperwood's
+books; but for Cowperwood--"Let me see," he said. They were speculating,
+first of all, as to whether it might not be good policy to arrest
+Cowperwood, and if necessary try him, since his mere arrest would seem
+to the general public, at least, positive proof of his greater guilt,
+to say nothing of the virtuous indignation of the administration, and in
+consequence might tend to divert attention from the evil nature of the
+party until after election.
+
+So finally, on the afternoon of October 26, 1871, Edward Strobik,
+president of the common council of Philadelphia, appeared before the
+mayor, as finally ordered by Mollenhauer, and charged by affidavit that
+Frank A. Cowperwood, as broker, employed by the treasurer to sell the
+bonds of the city, had committed embezzlement and larceny as bailee. It
+did not matter that he charged George W. Stener with embezzlement at the
+same time. Cowperwood was the scapegoat they were after.
+
+
+
+
+
+Chapter XXXIV
+
+
+The contrasting pictures presented by Cowperwood and Stener at this
+time are well worth a moment's consideration. Stener's face was
+grayish-white, his lips blue. Cowperwood, despite various solemn
+thoughts concerning a possible period of incarceration which this hue
+and cry now suggested, and what that meant to his parents, his wife
+and children, his business associates, and his friends, was as calm and
+collected as one might assume his great mental resources would permit
+him to be. During all this whirl of disaster he had never once lost his
+head or his courage. That thing conscience, which obsesses and rides
+some people to destruction, did not trouble him at all. He had no
+consciousness of what is currently known as sin. There were just two
+faces to the shield of life from the point of view of his peculiar
+mind-strength and weakness. Right and wrong? He did not know about
+those. They were bound up in metaphysical abstrusities about which he
+did not care to bother. Good and evil? Those were toys of clerics,
+by which they made money. And as for social favor or social ostracism
+which, on occasion, so quickly followed upon the heels of disaster of
+any kind, well, what was social ostracism? Had either he or his parents
+been of the best society as yet? And since not, and despite this present
+mix-up, might not the future hold social restoration and position for
+him? It might. Morality and immorality? He never considered them. But
+strength and weakness--oh, yes! If you had strength you could protect
+yourself always and be something. If you were weak--pass quickly to the
+rear and get out of the range of the guns. He was strong, and he knew
+it, and somehow he always believed in his star. Something--he could
+not say what--it was the only metaphysics he bothered about--was doing
+something for him. It had always helped him. It made things come out
+right at times. It put excellent opportunities in his way. Why had he
+been given so fine a mind? Why always favored financially, personally?
+He had not deserved it--earned it. Accident, perhaps, but somehow
+the thought that he would always be protected--these intuitions,
+the "hunches" to act which he frequently had--could not be so easily
+explained. Life was a dark, insoluble mystery, but whatever it was,
+strength and weakness were its two constituents. Strength would
+win--weakness lose. He must rely on swiftness of thought, accuracy,
+his judgment, and on nothing else. He was really a brilliant picture of
+courage and energy--moving about briskly in a jaunty, dapper way, his
+mustaches curled, his clothes pressed, his nails manicured, his face
+clean-shaven and tinted with health.
+
+In the meantime, Cowperwood had gone personally to Skelton C. Wheat and
+tried to explain his side of the situation, alleging that he had done no
+differently from many others before him, but Wheat was dubious. He
+did not see how it was that the sixty thousand dollars' worth of
+certificates were not in the sinking-fund. Cowperwood's explanation
+of custom did not avail. Nevertheless, Mr. Wheat saw that others in
+politics had been profiting quite as much as Cowperwood in other ways
+and he advised Cowperwood to turn state's evidence. This, however, he
+promptly refused to do--he was no "squealer," and indicated as much to
+Mr. Wheat, who only smiled wryly.
+
+Butler, Sr., was delighted (concerned though he was about party success
+at the polls), for now he had this villain in the toils and he would
+have a fine time getting out of this. The incoming district attorney to
+succeed David Pettie if the Republican party won would be, as was
+now planned, an appointee of Butler's--a young Irishman who had done
+considerable legal work for him--one Dennis Shannon. The other two party
+leaders had already promised Butler that. Shannon was a smart,
+athletic, good-looking fellow, all of five feet ten inches in height,
+sandy-haired, pink-cheeked, blue-eyed, considerable of an orator and a
+fine legal fighter. He was very proud to be in the old man's favor--to
+be promised a place on the ticket by him--and would, he said, if
+elected, do his bidding to the best of his knowledge and ability.
+
+There was only one fly in the ointment, so far as some of the
+politicians were concerned, and that was that if Cowperwood were
+convicted, Stener must needs be also. There was no escape in so far as
+any one could see for the city treasurer. If Cowperwood was guilty of
+securing by trickery sixty thousand dollars' worth of the city money,
+Stener was guilty of securing five hundred thousand dollars. The
+prison term for this was five years. He might plead not guilty, and by
+submitting as evidence that what he did was due to custom save himself
+from the odious necessity of pleading guilty; but he would be convicted
+nevertheless. No jury could get by the fact in regard to him. In spite
+of public opinion, when it came to a trial there might be considerable
+doubt in Cowperwood's case. There was none in Stener's.
+
+The practical manner in which the situation was furthered, after
+Cowperwood and Stener were formally charged may be quickly noted.
+Steger, Cowperwood's lawyer, learned privately beforehand that
+Cowperwood was to be prosecuted. He arranged at once to have his
+client appear before any warrant could be served, and to forestall the
+newspaper palaver which would follow it if he had to be searched for.
+
+The mayor issued a warrant for Cowperwood's arrest, and, in accordance
+with Steger's plan, Cowperwood immediately appeared before Borchardt in
+company with his lawyer and gave bail in twenty thousand dollars (W. C.
+Davison, president of the Girard National Bank, being his surety), for
+his appearance at the central police station on the following Saturday
+for a hearing. Marcus Oldslaw, a lawyer, had been employed by Strobik
+as president of the common council, to represent him in prosecuting the
+case for the city. The mayor looked at Cowperwood curiously, for he,
+being comparatively new to the political world of Philadelphia, was not
+so familiar with him as others were; and Cowperwood returned the look
+pleasantly enough.
+
+"This is a great dumb show, Mr. Mayor," he observed once to Borchardt,
+quietly, and the latter replied, with a smile and a kindly eye, that as
+far as he was concerned, it was a form of procedure which was absolutely
+unavoidable at this time.
+
+"You know how it is, Mr. Cowperwood," he observed. The latter smiled. "I
+do, indeed," he said.
+
+Later there followed several more or less perfunctory appearances in a
+local police court, known as the Central Court, where when arraigned he
+pleaded not guilty, and finally his appearance before the November grand
+jury, where, owing to the complicated nature of the charge drawn up
+against him by Pettie, he thought it wise to appear. He was properly
+indicted by the latter body (Shannon, the newly elected district
+attorney, making a demonstration in force), and his trial ordered for
+December 5th before a certain Judge Payderson in Part I of Quarter
+Sessions, which was the local branch of the State courts dealing with
+crimes of this character. His indictment did not occur, however, before
+the coming and going of the much-mooted fall election, which resulted,
+thanks to the clever political manipulations of Mollenhauer and Simpson
+(ballot-box stuffing and personal violence at the polls not barred), in
+another victory, by, however, a greatly reduced majority. The Citizens'
+Municipal Reform Association, in spite of a resounding defeat at the
+polls, which could not have happened except by fraud, continued to
+fire courageously away at those whom it considered to be the chief
+malefactors.
+
+Aileen Butler, during all this time, was following the trend of
+Cowperwood's outward vicissitudes as heralded by the newspapers and the
+local gossip with as much interest and bias and enthusiasm for him as
+her powerful physical and affectional nature would permit. She was no
+great reasoner where affection entered in, but shrewd enough without
+it; and, although she saw him often and he told her much--as much as his
+natural caution would permit--she yet gathered from the newspapers and
+private conversation, at her own family's table and elsewhere, that,
+as bad as they said he was, he was not as bad as he might be. One item
+only, clipped from the Philadelphia Public Ledger soon after Cowperwood
+had been publicly accused of embezzlement, comforted and consoled her.
+She cut it out and carried it in her bosom; for, somehow, it seemed to
+show that her adored Frank was far more sinned against than sinning.
+It was a part of one of those very numerous pronunciamientos or reports
+issued by the Citizens' Municipal Reform Association, and it ran:
+
+"The aspects of the case are graver than have yet been allowed to reach
+the public. Five hundred thousand dollars of the deficiency arises not
+from city bonds sold and not accounted for, but from loans made by the
+treasurer to his broker. The committee is also informed, on what it
+believes to be good authority, that the loans sold by the broker were
+accounted for in the monthly settlements at the lowest prices current
+during the month, and that the difference between this rate and that
+actually realized was divided between the treasurer and the broker, thus
+making it to the interest of both parties to 'bear' the market at some
+time during the month, so as to obtain a low quotation for settlement.
+Nevertheless, the committee can only regard the prosecution instituted
+against the broker, Mr. Cowperwood, as an effort to divert public
+attention from more guilty parties while those concerned may be able to
+'fix' matters to suit themselves."
+
+"There," thought Aileen, when she read it, "there you have it."
+These politicians--her father among them as she gathered after his
+conversation with her--were trying to put the blame of their own evil
+deeds on her Frank. He was not nearly as bad as he was painted. The
+report said so. She gloated over the words "an effort to divert public
+attention from more guilty parties." That was just what her Frank
+had been telling her in those happy, private hours when they had
+been together recently in one place and another, particularly the new
+rendezvous in South Sixth Street which he had established, since the
+old one had to be abandoned. He had stroked her rich hair, caressed her
+body, and told her it was all a prearranged political scheme to cast the
+blame as much as possible on him and make it as light as possible for
+Stener and the party generally. He would come out of it all right, he
+said, but he cautioned her not to talk. He did not deny his long and
+profitable relations with Stener. He told her exactly how it was. She
+understood, or thought she did. Anyhow, her Frank was telling her, and
+that was enough.
+
+As for the two Cowperwood households, so recently and pretentiously
+joined in success, now so gloomily tied in failure, the life was going
+out of them. Frank Algernon was that life. He was the courage and force
+of his father: the spirit and opportunity of his brothers, the hope of
+his children, the estate of his wife, the dignity and significance
+of the Cowperwood name. All that meant opportunity, force, emolument,
+dignity, and happiness to those connected with him, he was. And his
+marvelous sun was waning apparently to a black eclipse.
+
+Since the fatal morning, for instance, when Lillian Cowperwood had
+received that utterly destructive note, like a cannonball ripping
+through her domestic affairs, she had been walking like one in a trance.
+Each day now for weeks she had been going about her duties placidly
+enough to all outward seeming, but inwardly she was running with a
+troubled tide of thought. She was so utterly unhappy. Her fortieth year
+had come for her at a time when life ought naturally to stand fixed and
+firm on a solid base, and here she was about to be torn bodily from
+the domestic soil in which she was growing and blooming, and thrown out
+indifferently to wither in the blistering noonday sun of circumstance.
+
+As for Cowperwood, Senior, his situation at his bank and elsewhere was
+rapidly nearing a climax. As has been said, he had had tremendous
+faith in his son; but he could not help seeing that an error had been
+committed, as he thought, and that Frank was suffering greatly for it
+now. He considered, of course, that Frank had been entitled to try to
+save himself as he had; but he so regretted that his son should have put
+his foot into the trap of any situation which could stir up discussion
+of the sort that was now being aroused. Frank was wonderfully brilliant.
+He need never have taken up with the city treasurer or the politicians
+to have succeeded marvelously. Local street-railways and speculative
+politicians were his undoing. The old man walked the floor all of the
+days, realizing that his sun was setting, that with Frank's failure
+he failed, and that this disgrace--these public charges--meant his own
+undoing. His hair had grown very gray in but a few weeks, his step slow,
+his face pallid, his eyes sunken. His rather showy side-whiskers seemed
+now like flags or ornaments of a better day that was gone. His only
+consolation through it all was that Frank had actually got out of his
+relationship with the Third National Bank without owing it a single
+dollar. Still as he knew the directors of that institution could not
+possibly tolerate the presence of a man whose son had helped loot the
+city treasury, and whose name was now in the public prints in this
+connection. Besides, Cowperwood, Sr., was too old. He ought to retire.
+
+The crisis for him therefore came on the day when Frank was arrested
+on the embezzlement charge. The old man, through Frank, who had it from
+Steger, knew it was coming, still had the courage to go to the bank but
+it was like struggling under the weight of a heavy stone to do it. But
+before going, and after a sleepless night, he wrote his resignation to
+Frewen Kasson, the chairman of the board of directors, in order that
+he should be prepared to hand it to him, at once. Kasson, a stocky,
+well-built, magnetic man of fifty, breathed an inward sigh of relief at
+the sight of it.
+
+"I know it's hard, Mr. Cowperwood," he said, sympathetically. "We--and
+I can speak for the other members of the board--we feel keenly the
+unfortunate nature of your position. We know exactly how it is that your
+son has become involved in this matter. He is not the only banker who
+has been involved in the city's affairs. By no means. It is an old
+system. We appreciate, all of us, keenly, the services you have rendered
+this institution during the past thirty-five years. If there were any
+possible way in which we could help to tide you over the difficulties at
+this time, we would be glad to do so, but as a banker yourself you must
+realize just how impossible that would be. Everything is in a turmoil.
+If things were settled--if we knew how soon this would blow over--" He
+paused, for he felt that he could not go on and say that he or the bank
+was sorry to be forced to lose Mr. Cowperwood in this way at present.
+Mr. Cowperwood himself would have to speak.
+
+During all this Cowperwood, Sr., had been doing his best to pull himself
+together in order to be able to speak at all. He had gotten out a
+large white linen handkerchief and blown his nose, and had straightened
+himself in his chair, and laid his hands rather peacefully on his desk.
+Still he was intensely wrought up.
+
+"I can't stand this!" he suddenly exclaimed. "I wish you would leave me
+alone now."
+
+Kasson, very carefully dressed and manicured, arose and walked out of
+the room for a few moments. He appreciated keenly the intensity of the
+strain he had just witnessed. The moment the door was closed Cowperwood
+put his head in his hands and shook convulsively. "I never thought I'd
+come to this," he muttered. "I never thought it." Then he wiped away his
+salty hot tears, and went to the window to look out and to think of what
+else to do from now on.
+
+
+
+
+
+Chapter XXXV
+
+
+As time went on Butler grew more and more puzzled and restive as to his
+duty in regard to his daughter. He was sure by her furtive manner and
+her apparent desire to avoid him, that she was still in touch with
+Cowperwood in some way, and that this would bring about a social
+disaster of some kind. He thought once of going to Mrs. Cowperwood and
+having her bring pressure to bear on her husband, but afterwards he
+decided that that would not do. He was not really positive as yet that
+Aileen was secretly meeting Cowperwood, and, besides, Mrs. Cowperwood
+might not know of her husband's duplicity. He thought also of going to
+Cowperwood personally and threatening him, but that would be a severe
+measure, and again, as in the other case, he lacked proof. He hesitated
+to appeal to a detective agency, and he did not care to take the other
+members of the family into his confidence. He did go out and scan the
+neighborhood of 931 North Tenth Street once, looking at the house;
+but that helped him little. The place was for rent, Cowperwood having
+already abandoned his connection with it.
+
+Finally he hit upon the plan of having Aileen invited to go somewhere
+some distance off--Boston or New Orleans, where a sister of his wife
+lived. It was a delicate matter to engineer, and in such matters he was
+not exactly the soul of tact; but he undertook it. He wrote personally
+to his wife's sister at New Orleans, and asked her if she would, without
+indicating in any way that she had heard from him, write his wife and
+ask if she would not permit Aileen to come and visit her, writing Aileen
+an invitation at the same time; but he tore the letter up. A little
+later he learned accidentally that Mrs. Mollenhauer and her three
+daughters, Caroline, Felicia, and Alta, were going to Europe early in
+December to visit Paris, the Riviera, and Rome; and he decided to ask
+Mollenhauer to persuade his wife to invite Norah and Aileen, or Aileen
+only, to go along, giving as an excuse that his own wife would not leave
+him, and that the girls ought to go. It would be a fine way of disposing
+of Aileen for the present. The party was to be gone six months.
+Mollenhauer was glad to do so, of course. The two families were fairly
+intimate. Mrs. Mollenhauer was willing--delighted from a politic point
+of view--and the invitation was extended. Norah was overjoyed. She
+wanted to see something of Europe, and had always been hoping for some
+such opportunity. Aileen was pleased from the point of view that Mrs.
+Mollenhauer should invite her. Years before she would have accepted in
+a flash. But now she felt that it only came as a puzzling interruption,
+one more of the minor difficulties that were tending to interrupt her
+relations with Cowperwood. She immediately threw cold water on the
+proposition, which was made one evening at dinner by Mrs. Butler, who
+did not know of her husband's share in the matter, but had received a
+call that afternoon from Mrs. Mollenhauer, when the invitation had been
+extended.
+
+"She's very anxious to have you two come along, if your father don't
+mind," volunteered the mother, "and I should think ye'd have a fine
+time. They're going to Paris and the Riveera."
+
+"Oh, fine!" exclaimed Norah. "I've always wanted to go to Paris. Haven't
+you, Ai? Oh, wouldn't that be fine?"
+
+"I don't know that I want to go," replied Aileen. She did not care to
+compromise herself by showing any interest at the start. "It's coming
+on winter, and I haven't any clothes. I'd rather wait and go some other
+time."
+
+"Oh, Aileen Butler!" exclaimed Norah. "How you talk! I've heard you say
+a dozen times you'd like to go abroad some winter. Now when the chance
+comes--besides you can get your clothes made over there."
+
+"Couldn't you get somethin' over there?" inquired Mrs. Butler. "Besides,
+you've got two or three weeks here yet."
+
+"They wouldn't want a man around as a sort of guide and adviser, would
+they, mother?" put in Callum.
+
+"I might offer my services in that capacity myself," observed Owen,
+reservedly.
+
+"I'm sure I don't know," returned Mrs. Butler, smiling, and at the same
+time chewing a lusty mouthful. "You'll have to ast 'em, my sons."
+
+Aileen still persisted. She did not want to go. It was too sudden. It
+was this. It was that. Just then old Butler came in and took his seat
+at the head of the table. Knowing all about it, he was most anxious to
+appear not to.
+
+"You wouldn't object, Edward, would you?" queried his wife, explaining
+the proposition in general.
+
+"Object!" he echoed, with a well simulated but rough attempt at gayety.
+"A fine thing I'd be doing for meself--objectin'. I'd be glad if I could
+get shut of the whole pack of ye for a time."
+
+"What talk ye have!" said his wife. "A fine mess you'd make of it livin'
+alone."
+
+"I'd not be alone, belave me," replied Butler. "There's many a place I'd
+be welcome in this town--no thanks to ye."
+
+"And there's many a place ye wouldn't have been if it hadn't been for
+me. I'm tellin' ye that," retorted Mrs. Butler, genially.
+
+"And that's not stretchin' the troot much, aither," he answered, fondly.
+
+Aileen was adamant. No amount of argument both on the part of Norah and
+her mother had any effect whatever. Butler witnessed the failure of his
+plan with considerable dissatisfaction, but he was not through. When he
+was finally convinced that there was no hope of persuading her to accept
+the Mollenhauer proposition, he decided, after a while, to employ a
+detective.
+
+At that time, the reputation of William A. Pinkerton, of detective fame,
+and of his agency was great. The man had come up from poverty through a
+series of vicissitudes to a high standing in his peculiar and, to many,
+distasteful profession; but to any one in need of such in themselves
+calamitous services, his very famous and decidedly patriotic connection
+with the Civil War and Abraham Lincoln was a recommendation. He, or
+rather his service, had guarded the latter all his stormy incumbency
+at the executive mansion. There were offices for the management of the
+company's business in Philadelphia, Washington, and New York, to say
+nothing of other places. Butler was familiar with the Philadelphia sign,
+but did not care to go to the office there. He decided, once his mind
+was made up on this score, that he would go over to New York, where he
+was told the principal offices were.
+
+He made the simple excuse one day of business, which was common enough
+in his case, and journeyed to New York--nearly five hours away as
+the trains ran then--arriving at two o'clock. At the offices on lower
+Broadway, he asked to see the manager, whom he found to be a large,
+gross-featured, heavy-bodied man of fifty, gray-eyed, gray-haired,
+puffily outlined as to countenance, but keen and shrewd, and with short,
+fat-fingered hands, which drummed idly on his desk as he talked. He
+was dressed in a suit of dark-brown wool cloth, which struck Butler as
+peculiarly showy, and wore a large horseshoe diamond pin. The old man
+himself invariably wore conservative gray.
+
+"How do you do?" said Butler, when a boy ushered him into the presence
+of this worthy, whose name was Martinson--Gilbert Martinson, of American
+and Irish extraction. The latter nodded and looked at Butler shrewdly,
+recognizing him at once as a man of force and probably of position. He
+therefore rose and offered him a chair.
+
+"Sit down," he said, studying the old Irishman from under thick, bushy
+eyebrows. "What can I do for you?"
+
+"You're the manager, are you?" asked Butler, solemnly, eyeing the man
+with a shrewd, inquiring eye.
+
+"Yes, sir," replied Martinson, simply. "That's my position here."
+
+"This Mr. Pinkerton that runs this agency--he wouldn't be about this
+place, now, would he?" asked Butler, carefully. "I'd like to talk to him
+personally, if I might, meaning no offense to you."
+
+"Mr. Pinkerton is in Chicago at present," replied Mr. Martinson. "I
+don't expect him back for a week or ten days. You can talk to me,
+though, with the same confidence that you could to him. I'm the
+responsible head here. However, you're the best judge of that."
+
+Butler debated with himself in silence for a few moments, estimating the
+man before him. "Are you a family man yourself?" he asked, oddly.
+
+"Yes, sir, I'm married," replied Martinson, solemnly. "I have a wife and
+two children."
+
+Martinson, from long experience conceived that this must be a matter
+of family misconduct--a son, daughter, wife. Such cases were not
+infrequent.
+
+"I thought I would like to talk to Mr. Pinkerton himself, but if you're
+the responsible head--" Butler paused.
+
+"I am," replied Martinson. "You can talk to me with the same freedom
+that you could to Mr. Pinkerton. Won't you come into my private office?
+We can talk more at ease in there."
+
+He led the way into an adjoining room which had two windows looking down
+into Broadway; an oblong table, heavy, brown, smoothly polished; four
+leather-backed chairs; and some pictures of the Civil War battles in
+which the North had been victorious. Butler followed doubtfully. He
+hated very much to take any one into his confidence in regard to Aileen.
+He was not sure that he would, even now. He wanted to "look these fellys
+over," as he said in his mind. He would decide then what he wanted to
+do. He went to one of the windows and looked down into the street, where
+there was a perfect swirl of omnibuses and vehicles of all sorts. Mr.
+Martinson quietly closed the door.
+
+"Now then, if there's anything I can do for you," Mr. Martinson paused.
+He thought by this little trick to elicit Buder's real name--it often
+"worked"--but in this instance the name was not forthcoming. Butler was
+too shrewd.
+
+"I'm not so sure that I want to go into this," said the old man
+solemnly. "Certainly not if there's any risk of the thing not being
+handled in the right way. There's somethin' I want to find out
+about--somethin' that I ought to know; but it's a very private matter
+with me, and--" He paused to think and conjecture, looking at Mr.
+Martinson the while. The latter understood his peculiar state of mind.
+He had seen many such cases.
+
+"Let me say right here, to begin with, Mr.--"
+
+"Scanlon," interpolated Butler, easily; "that's as good a name as any if
+you want to use one. I'm keepin' me own to meself for the present."
+
+"Scanlon," continued Martinson, easily. "I really don't care whether
+it's your right name or not. I was just going to say that it might not
+be necessary to have your right name under any circumstances--it all
+depends upon what you want to know. But, so far as your private affairs
+are concerned, they are as safe with us, as if you had never told them
+to any one. Our business is built upon confidence, and we never betray
+it. We wouldn't dare. We have men and women who have been in our employ
+for over thirty years, and we never retire any one except for cause, and
+we don't pick people who are likely to need to be retired for cause.
+Mr. Pinkerton is a good judge of men. There are others here who consider
+that they are. We handle over ten thousand separate cases in all parts
+of the United States every year. We work on a case only so long as we
+are wanted. We try to find out only such things as our customers want.
+We do not pry unnecessarily into anybody's affairs. If we decide that we
+cannot find out what you want to know, we are the first to say so. Many
+cases are rejected right here in this office before we ever begin. Yours
+might be such a one. We don't want cases merely for the sake of having
+them, and we are frank to say so. Some matters that involve public
+policy, or some form of small persecution, we don't touch at all--we
+won't be a party to them. You can see how that is. You look to me to
+be a man of the world. I hope I am one. Does it strike you that an
+organization like ours would be likely to betray any one's confidence?"
+He paused and looked at Butler for confirmation of what he had just
+said.
+
+"It wouldn't seem likely," said the latter; "that's the truth. It's not
+aisy to bring your private affairs into the light of day, though," added
+the old man, sadly.
+
+They both rested.
+
+"Well," said Butler, finally, "you look to me to be all right, and I'd
+like some advice. Mind ye, I'm willing to pay for it well enough; and it
+isn't anything that'll be very hard to find out. I want to know whether
+a certain man where I live is goin' with a certain woman, and where. You
+could find that out aisy enough, I belave--couldn't you?"
+
+"Nothing easier," replied Martinson. "We are doing it all the time. Let
+me see if I can help you just a moment, Mr. Scanlon, in order to make it
+easier for you. It is very plain to me that you don't care to tell any
+more than you can help, and we don't care to have you tell any more
+than we absolutely need. We will have to have the name of the city, of
+course, and the name of either the man or the woman; but not necessarily
+both of them, unless you want to help us in that way. Sometimes if you
+give us the name of one party--say the man, for illustration--and the
+description of the woman--an accurate one--or a photograph, we can tell
+you after a little while exactly what you want to know. Of course, it's
+always better if we have full information. You suit yourself about that.
+Tell me as much or as little as you please, and I'll guarantee that
+we will do our best to serve you, and that you will be satisfied
+afterward."
+
+He smiled genially.
+
+"Well, that bein' the case," said Butler, finally taking the leap, with
+many mental reservations, however, "I'll be plain with you. My name's
+not Scanlon. It's Butler. I live in Philadelphy. There's a man there, a
+banker by the name of Cowperwood--Frank A. Cowperwood--"
+
+"Wait a moment," said Martinson, drawing an ample pad out of his pocket
+and producing a lead-pencil; "I want to get that. How do you spell it?"
+
+Butler told him.
+
+"Yes; now go on."
+
+"He has a place in Third Street--Frank A. Cowperwood--any one can show
+you where it is. He's just failed there recently."
+
+"Oh, that's the man," interpolated Martinson. "I've heard of him. He's
+mixed up in some city embezzlement case over there. I suppose the reason
+you didn't go to our Philadelphia office is because you didn't want our
+local men over there to know anything about it. Isn't that it?"
+
+"That's the man, and that's the reason," said Butler. "I don't care to
+have anything of this known in Philadelphy. That's why I'm here. This
+man has a house on Girard Avenue--Nineteen-thirty-seven. You can find
+that out, too, when you get over there."
+
+"Yes," agreed Mr. Martinson.
+
+"Well, it's him that I want to know about--him--and a certain woman,
+or girl, rather." The old man paused and winced at this necessity of
+introducing Aileen into the case. He could scarcely think of it--he was
+so fond of her. He had been so proud of Aileen. A dark, smoldering rage
+burned in his heart against Cowperwood.
+
+"A relative of yours--possibly, I suppose," remarked Martinson,
+tactfully. "You needn't tell me any more--just give me a description if
+you wish. We may be able to work from that." He saw quite clearly what a
+fine old citizen in his way he was dealing with here, and also that the
+man was greatly troubled. Butler's heavy, meditative face showed it.
+"You can be quite frank with me, Mr. Butler," he added; "I think I
+understand. We only want such information as we must have to help you,
+nothing more."
+
+"Yes," said the old man, dourly. "She is a relative. She's me daughter,
+in fact. You look to me like a sensible, honest man. I'm her father, and
+I wouldn't do anything for the world to harm her. It's tryin' to save
+her I am. It's him I want." He suddenly closed one big fist forcefully.
+
+Martinson, who had two daughters of his own, observed the suggestive
+movement.
+
+"I understand how you feel, Mr. Butler," he observed. "I am a father
+myself. We'll do all we can for you. If you can give me an accurate
+description of her, or let one of my men see her at your house or
+office, accidentally, of course, I think we can tell you in no time
+at all if they are meeting with any regularity. That's all you want to
+know, is it--just that?"
+
+"That's all," said Butler, solemnly.
+
+"Well, that oughtn't to take any time at all, Mr. Butler--three or four
+days possibly, if we have any luck--a week, ten days, two weeks. It
+depends on how long you want us to shadow him in case there is no
+evidence the first few days."
+
+"I want to know, however long it takes," replied Butler, bitterly. "I
+want to know, if it takes a month or two months or three to find out. I
+want to know." The old man got up as he said this, very positive, very
+rugged. "And don't send me men that haven't sinse--lots of it, plase. I
+want men that are fathers, if you've got 'em--and that have sinse enough
+to hold their tongues--not b'ys."
+
+"I understand, Mr. Butler," Martinson replied. "Depend on it, you'll
+have the best we have, and you can trust them. They'll be discreet. You
+can depend on that. The way I'll do will be to assign just one man to
+the case at first, some one you can see for yourself whether you like or
+not. I'll not tell him anything. You can talk to him. If you like him,
+tell him, and he'll do the rest. Then, if he needs any more help, he can
+get it. What is your address?"
+
+Butler gave it to him.
+
+"And there'll be no talk about this?"
+
+"None whatever--I assure you."
+
+"And when'll he be comin' along?"
+
+"To-morrow, if you wish. I have a man I could send to-night. He isn't
+here now or I'd have him talk with you. I'll talk to him, though, and
+make everything clear. You needn't worry about anything. Your daughter's
+reputation will be safe in his hands."
+
+"Thank you kindly," commented Butler, softening the least bit in a
+gingerly way. "I'm much obliged to you. I'll take it as a great favor,
+and pay you well."
+
+"Never mind about that, Mr. Butler," replied Martinson. "You're welcome
+to anything this concern can do for you at its ordinary rates."
+
+He showed Butler to the door, and the old man went out. He was feeling
+very depressed over this--very shabby. To think he should have to put
+detectives on the track of his Aileen, his daughter!
+
+
+
+
+
+Chapter XXXVI
+
+
+The very next day there called at Butler's office a long,
+preternaturally solemn man of noticeable height and angularity,
+dark-haired, dark-eyed, sallow, with a face that was long and leathery,
+and particularly hawk-like, who talked with Butler for over an hour
+and then departed. That evening he came to the Butler house around
+dinner-time, and, being shown into Butler's room, was given a look at
+Aileen by a ruse. Butler sent for her, standing in the doorway just
+far enough to one side to yield a good view of her. The detective stood
+behind one of the heavy curtains which had already been put up for the
+winter, pretending to look out into the street.
+
+"Did any one drive Sissy this mornin'?" asked Butler of Aileen,
+inquiring after a favorite family horse. Butler's plan, in case the
+detective was seen, was to give the impression that he was a horseman
+who had come either to buy or to sell. His name was Jonas Alderson, and
+be looked sufficiently like a horsetrader to be one.
+
+"I don't think so, father," replied Aileen. "I didn't. I'll find out."
+
+"Never mind. What I want to know is did you intend using her to-morrow?"
+
+"No, not if you want her. Jerry suits me just as well."
+
+"Very well, then. Leave her in the stable." Butler quietly closed the
+door. Aileen concluded at once that it was a horse conference. She knew
+he would not dispose of any horse in which she was interested without
+first consulting her, and so she thought no more about it.
+
+After she was gone Alderson stepped out and declared that he was
+satisfied. "That's all I need to know," he said. "I'll let you know in a
+few days if I find out anything."
+
+He departed, and within thirty-six hours the house and office
+of Cowperwood, the house of Butler, the office of Harper Steger,
+Cowperwood's lawyer, and Cowperwood and Aileen separately and personally
+were under complete surveillance. It took six men to do it at first, and
+eventually a seventh, when the second meeting-place, which was located
+in South Sixth Street, was discovered. All the detectives were from New
+York. In a week all was known to Alderson. It bad been agreed between
+him and Butler that if Aileen and Cowperwood were discovered to have any
+particular rendezvous Butler was to be notified some time when she was
+there, so that he might go immediately and confront her in person, if
+he wished. He did not intend to kill Cowperwood--and Alderson would have
+seen to it that he did not in his presence at least, but he would give
+him a good tongue-lashing, fell him to the floor, in all likelihood,
+and march Aileen away. There would be no more lying on her part as to
+whether she was or was not going with Cowperwood. She would not be able
+to say after that what she would or would not do. Butler would lay down
+the law to her. She would reform, or he would send her to a reformatory.
+Think of her influence on her sister, or on any good girl--knowing what
+she knew, or doing what she was doing! She would go to Europe after
+this, or any place he chose to send her.
+
+In working out his plan of action it was necessary for Butler to
+take Alderson into his confidence and the detective made plain his
+determination to safeguard Cowperwood's person.
+
+"We couldn't allow you to strike any blows or do any violence," Alderson
+told Butler, when they first talked about it. "It's against the rules.
+You can go in there on a search-warrant, if we have to have one. I
+can get that for you without anybody's knowing anything about your
+connection with the case. We can say it's for a girl from New York. But
+you'll have to go in in the presence of my men. They won't permit any
+trouble. You can get your daughter all right--we'll bring her away, and
+him, too, if you say so; but you'll have to make some charge against
+him, if we do. Then there's the danger of the neighbors seeing. You
+can't always guarantee you won't collect a crowd that way." Butler had
+many misgivings about the matter. It was fraught with great danger of
+publicity. Still he wanted to know. He wanted to terrify Aileen if he
+could--to reform her drastically.
+
+
+Within a week Alderson learned that Aileen and Cowperwood were visiting
+an apparently private residence, which was anything but that. The house
+on South Sixth Street was one of assignation purely; but in its way it
+was superior to the average establishment of its kind--of red brick,
+white-stone trimmings, four stories high, and all the rooms, some
+eighteen in number, furnished in a showy but cleanly way. It's patronage
+was highly exclusive, only those being admitted who were known to the
+mistress, having been introduced by others. This guaranteed that privacy
+which the illicit affairs of this world so greatly required. The mere
+phrase, "I have an appointment," was sufficient, where either of
+the parties was known, to cause them to be shown to a private suite.
+Cowperwood had known of the place from previous experiences, and when
+it became necessary to abandon the North Tenth Street house, he had
+directed Aileen to meet him here.
+
+The matter of entering a place of this kind and trying to find any
+one was, as Alderson informed Butler on hearing of its character,
+exceedingly difficult. It involved the right of search, which was
+difficult to get. To enter by sheer force was easy enough in most
+instances where the business conducted was in contradistinction to the
+moral sentiment of the community; but sometimes one encountered violent
+opposition from the tenants themselves. It might be so in this case. The
+only sure way of avoiding such opposition would be to take the woman
+who ran the place into one's confidence, and by paying her sufficiently
+insure silence. "But I do not advise that in this instance," Alderson
+had told Butler, "for I believe this woman is particularly friendly
+to your man. It might be better, in spite of the risk, to take it by
+surprise." To do that, he explained, it would be necessary to have at
+least three men in addition to the leader--perhaps four, who, once one
+man had been able to make his entrance into the hallway, on the door
+being opened in response to a ring, would appear quickly and enter with
+and sustain him. Quickness of search was the next thing--the prompt
+opening of all doors. The servants, if any, would have to be overpowered
+and silenced in some way. Money sometimes did this; force accomplished
+it at other times. Then one of the detectives simulating a servant
+could tap gently at the different doors--Butler and the others standing
+by--and in case a face appeared identify it or not, as the case might
+be. If the door was not opened and the room was not empty, it could
+eventually be forced. The house was one of a solid block, so that there
+was no chance of escape save by the front and rear doors, which were
+to be safe-guarded. It was a daringly conceived scheme. In spite of all
+this, secrecy in the matter of removing Aileen was to be preserved.
+
+When Butler heard of this he was nervous about the whole terrible
+procedure. He thought once that without going to the house he would
+merely talk to his daughter declaring that he knew and that she could
+not possibly deny it. He would then give her her choice between going
+to Europe or going to a reformatory. But a sense of the raw brutality of
+Aileen's disposition, and something essentially coarse in himself, made
+him eventually adopt the other method. He ordered Alderson to perfect
+his plan, and once he found Aileen or Cowperwood entering the house to
+inform him quickly. He would then drive there, and with the assistance
+of these men confront her.
+
+It was a foolish scheme, a brutalizing thing to do, both from the point
+of view of affection and any corrective theory he might have had. No
+good ever springs from violence. But Butler did not see that. He wanted
+to frighten Aileen, to bring her by shock to a realization of the
+enormity of the offense she was committing. He waited fully a week after
+his word had been given; and then, one afternoon, when his nerves were
+worn almost thin from fretting, the climax came. Cowperwood had already
+been indicted, and was now awaiting trial. Aileen had been bringing him
+news, from time to time, of just how she thought her father was feeling
+toward him. She did not get this evidence direct from Butler, of
+course--he was too secretive, in so far as she was concerned, to let
+her know how relentlessly he was engineering Cowperwood's final
+downfall--but from odd bits confided to Owen, who confided them to
+Callum, who in turn, innocently enough, confided them to Aileen. For
+one thing, she had learned in this way of the new district attorney
+elect--his probable attitude--for he was a constant caller at the Butler
+house or office. Owen had told Callum that he thought Shannon was going
+to do his best to send Cowperwood "up"--that the old man thought he
+deserved it.
+
+In the next place she had learned that her father did not want
+Cowperwood to resume business--did not feel he deserved to be allowed
+to. "It would be a God's blessing if the community were shut of him,"
+he had said to Owen one morning, apropos of a notice in the papers of
+Cowperwood's legal struggles; and Owen had asked Callum why he thought
+the old man was so bitter. The two sons could not understand it.
+Cowperwood heard all this from her, and more--bits about Judge
+Payderson, the judge who was to try him, who was a friend of
+Butler's--also about the fact that Stener might be sent up for the full
+term of his crime, but that he would be pardoned soon afterward.
+
+Apparently Cowperwood was not very much frightened. He told her that
+he had powerful financial friends who would appeal to the governor to
+pardon him in case he was convicted; and, anyhow, that he did not think
+that the evidence was strong enough to convict him. He was merely a
+political scapegoat through public clamor and her father's influence;
+since the latter's receipt of the letter about them he had been the
+victim of Butler's enmity, and nothing more. "If it weren't for your
+father, honey," he declared, "I could have this indictment quashed in
+no time. Neither Mollenhauer nor Simpson has anything against me
+personally, I am sure. They want me to get out of the street-railway
+business here in Philadelphia, and, of course, they wanted to make
+things look better for Stener at first; but depend upon it, if your
+father hadn't been against me they wouldn't have gone to any such length
+in making me the victim. Your father has this fellow Shannon and these
+minor politicians just where he wants them, too. That's where the
+trouble lies. They have to go on."
+
+"Oh, I know," replied Aileen. "It's me, just me, that's all. If
+it weren't for me and what he suspects he'd help you in a minute.
+Sometimes, you know, I think I've been very bad for you. I don't know
+what I ought to do. If I thought it would help you any I'd not see you
+any more for a while, though I don't see what good that would do now.
+Oh, I love you, love you, Frank! I would do anything for you. I don't
+care what people think or say. I love you."
+
+"Oh, you just think you do," he replied, jestingly. "You'll get over it.
+There are others."
+
+"Others!" echoed Aileen, resentfully and contemptuously. "After you
+there aren't any others. I just want one man, my Frank. If you ever
+desert me, I'll go to hell. You'll see."
+
+"Don't talk like that, Aileen," he replied, almost irritated. "I don't
+like to hear you. You wouldn't do anything of the sort. I love you. You
+know I'm not going to desert you. It would pay you to desert me just
+now."
+
+"Oh, how you talk!" she exclaimed. "Desert you! It's likely, isn't it?
+But if ever you desert me, I'll do just what I say. I swear it."
+
+"Don't talk like that. Don't talk nonsense."
+
+"I swear it. I swear by my love. I swear by your success--my own
+happiness. I'll do just what I say. I'll go to hell."
+
+Cowperwood got up. He was a little afraid now of this deep-seated
+passion he had aroused. It was dangerous. He could not tell where it
+would lead.
+
+It was a cheerless afternoon in November, when Alderson, duly informed
+of the presence of Aileen and Cowperwood in the South Sixth Street
+house by the detective on guard drove rapidly up to Butler's office and
+invited him to come with him. Yet even now Butler could scarcely believe
+that he was to find his daughter there. The shame of it. The horror.
+What would he say to her? How reproach her? What would he do to
+Cowperwood? His large hands shook as he thought. They drove rapidly
+to within a few doors of the place, where a second detective on guard
+across the street approached. Butler and Alderson descended from the
+vehicle, and together they approached the door. It was now almost
+four-thirty in the afternoon. In a room within the house, Cowperwood,
+his coat and vest off, was listening to Aileen's account of her
+troubles.
+
+The room in which they were sitting at the time was typical of the
+rather commonplace idea of luxury which then prevailed. Most of the
+"sets" of furniture put on the market for general sale by the furniture
+companies were, when they approached in any way the correct idea of
+luxury, imitations of one of the Louis periods. The curtains were always
+heavy, frequently brocaded, and not infrequently red. The carpets were
+richly flowered in high colors with a thick, velvet nap. The furniture,
+of whatever wood it might be made, was almost invariably heavy,
+floriated, and cumbersome. This room contained a heavily constructed
+bed of walnut, with washstand, bureau, and wardrobe to match. A large,
+square mirror in a gold frame was hung over the washstand. Some poor
+engravings of landscapes and several nude figures were hung in
+gold frames on the wall. The gilt-framed chairs were upholstered in
+pink-and-white-flowered brocade, with polished brass tacks. The carpet
+was of thick Brussels, pale cream and pink in hue, with large blue
+jardinieres containing flowers woven in as ornaments. The general effect
+was light, rich, and a little stuffy.
+
+"You know I get desperately frightened, sometimes," said Aileen. "Father
+might be watching us, you know. I've often wondered what I'd do if he
+caught us. I couldn't lie out of this, could I?"
+
+"You certainly couldn't," said Cowperwood, who never failed to respond
+to the incitement of her charms. She had such lovely smooth arms, a
+full, luxuriously tapering throat and neck; her golden-red hair floated
+like an aureole about her head, and her large eyes sparkled. The
+wondrous vigor of a full womanhood was hers--errant, ill-balanced,
+romantic, but exquisite, "but you might as well not cross that bridge
+until you come to it," he continued. "I myself have been thinking that
+we had better not go on with this for the present. That letter ought to
+have been enough to stop us for the time."
+
+He came over to where she stood by the dressing-table, adjusting her
+hair.
+
+"You're such a pretty minx," he said. He slipped his arm about her
+and kissed her pretty mouth. "Nothing sweeter than you this side of
+Paradise," he whispered in her ear.
+
+While this was enacting, Butler and the extra detective had stepped out
+of sight, to one side of the front door of the house, while Alderson,
+taking the lead, rang the bell. A negro servant appeared.
+
+"Is Mrs. Davis in?" he asked, genially, using the name of the woman in
+control. "I'd like to see her."
+
+"Just come in," said the maid, unsuspectingly, and indicated a
+reception-room on the right. Alderson took off his soft, wide-brimmed
+hat and entered. When the maid went up-stairs he immediately returned to
+the door and let in Butler and two detectives. The four stepped into the
+reception-room unseen. In a few moments the "madam" as the current word
+characterized this type of woman, appeared. She was tall, fair, rugged,
+and not at all unpleasant to look upon. She had light-blue eyes and a
+genial smile. Long contact with the police and the brutalities of sex in
+her early life had made her wary, a little afraid of how the world would
+use her. This particular method of making a living being illicit, and
+she having no other practical knowledge at her command, she was as
+anxious to get along peacefully with the police and the public generally
+as any struggling tradesman in any walk of life might have been. She had
+on a loose, blue-flowered peignoir, or dressing-gown, open at the front,
+tied with blue ribbons and showing a little of her expensive underwear
+beneath. A large opal ring graced her left middle finger, and turquoises
+of vivid blue were pendent from her ears. She wore yellow silk slippers
+with bronze buckles; and altogether her appearance was not out of
+keeping with the character of the reception-room itself, which was a
+composite of gold-flowered wall-paper, blue and cream-colored Brussels
+carpet, heavily gold-framed engravings of reclining nudes, and a
+gilt-framed pier-glass, which rose from the floor to the ceiling.
+Needless to say, Butler was shocked to the soul of him by this
+suggestive atmosphere which was supposed to include his daughter in its
+destructive reaches.
+
+Alderson motioned one of his detectives to get behind the woman--between
+her and the door--which he did.
+
+"Sorry to trouble you, Mrs. Davis," he said, "but we are looking for a
+couple who are in your house here. We're after a runaway girl. We don't
+want to make any disturbance--merely to get her and take her away." Mrs.
+Davis paled and opened her mouth. "Now don't make any noise or try to
+scream, or we'll have to stop you. My men are all around the house.
+Nobody can get out. Do you know anybody by the name of Cowperwood?"
+
+Mrs. Davis, fortunately from one point of view, was not of a
+particularly nervous nor yet contentious type. She was more or less
+philosophic. She was not in touch with the police here in Philadelphia,
+hence subject to exposure. What good would it do to cry out? she
+thought. The place was surrounded. There was no one in the house at the
+time to save Cowperwood and Aileen. She did not know Cowperwood by his
+name, nor Aileen by hers. They were a Mr. and Mrs. Montague to her.
+
+"I don't know anybody by that name," she replied nervously.
+
+"Isn't there a girl here with red hair?" asked one of Alderson's
+assistants. "And a man with a gray suit and a light-brown mustache? They
+came in here half an hour ago. You remember them, don't you?"
+
+"There's just one couple in the house, but I'm not sure whether they're
+the ones you want. I'll ask them to come down if you wish. Oh, I wish
+you wouldn't make any disturbance. This is terrible."
+
+"We'll not make any disturbance," replied Alderson, "if you don't. Just
+you be quiet. We merely want to see the girl and take her away. Now, you
+stay where you are. What room are they in?"
+
+"In the second one in the rear up-stairs. Won't you let me go, though?
+It will be so much better. I'll just tap and ask them to come out."
+
+"No. We'll tend to that. You stay where you are. You're not going to get
+into any trouble. You just stay where you are," insisted Alderson.
+
+He motioned to Butler, who, however, now that he had embarked on his
+grim task, was thinking that he had made a mistake. What good would it
+do him to force his way in and make her come out, unless he intended
+to kill Cowperwood? If she were made to come down here, that would be
+enough. She would then know that he knew all. He did not care to quarrel
+with Cowperwood, in any public way, he now decided. He was afraid to. He
+was afraid of himself.
+
+"Let her go," he said grimly, doggedly referring to Mrs. Davis, "But
+watch her. Tell the girl to come down-stairs to me."
+
+Mrs. Davis, realizing on the moment that this was some family tragedy,
+and hoping in an agonized way that she could slip out of it peacefully,
+started upstairs at once with Alderson and his assistants who were close
+at his heels. Reaching the door of the room occupied by Cowperwood
+and Aileen, she tapped lightly. At the time Aileen and Cowperwood were
+sitting in a big arm-chair. At the first knock Aileen blanched and
+leaped to her feet. Usually not nervous, to-day, for some reason, she
+anticipated trouble. Cowperwood's eyes instantly hardened.
+
+"Don't be nervous," he said, "no doubt it's only the servant. I'll go."
+
+He started, but Aileen interfered. "Wait," she said. Somewhat reassured,
+she went to the closet, and taking down a dressing-gown, slipped it on.
+Meanwhile the tap came again. Then she went to the door and opened it
+the least bit.
+
+"Mrs. Montague," exclaimed Mrs. Davis, in an obviously nervous, forced
+voice, "there's a gentleman downstairs who wishes to see you."
+
+"A gentleman to see me!" exclaimed Aileen, astonished and paling. "Are
+you sure?"
+
+"Yes; he says he wants to see you. There are several other men with him.
+I think it's some one who belongs to you, maybe."
+
+Aileen realized on the instant, as did Cowperwood, what had in all
+likelihood happened. Butler or Mrs. Cowperwood had trailed them--in all
+probability her father. He wondered now what he should do to protect
+her, not himself. He was in no way deeply concerned for himself, even
+here. Where any woman was concerned he was too chivalrous to permit
+fear. It was not at all improbable that Butler might want to kill him;
+but that did not disturb him. He really did not pay any attention to
+that thought, and he was not armed.
+
+"I'll dress and go down," he said, when he saw Aileen's pale face.
+"You stay here. And don't you worry in any way for I'll get you out of
+this--now, don't worry. This is my affair. I got you in it and I'll get
+you out of it." He went for his hat and coat and added, as he did so,
+"You go ahead and dress; but let me go first."
+
+Aileen, the moment the door closed, had begun to put on her clothes
+swiftly and nervously. Her mind was working like a rapidly moving
+machine. She was wondering whether this really could be her father.
+Perhaps it was not. Might there be some other Mrs. Montague--a real one?
+Supposing it was her father--he had been so nice to her in not telling
+the family, in keeping her secret thus far. He loved her--she knew that.
+It makes all the difference in the world in a child's attitude on an
+occasion like this whether she has been loved and petted and spoiled, or
+the reverse. Aileen had been loved and petted and spoiled. She could not
+think of her father doing anything terrible physically to her or to any
+one else. But it was so hard to confront him--to look into his eyes.
+When she had attained a proper memory of him, her fluttering wits told
+her what to do.
+
+"No, Frank," she whispered, excitedly; "if it's father, you'd better let
+me go. I know how to talk to him. He won't say anything to me. You stay
+here. I'm not afraid--really, I'm not. If I want you, I'll call you."
+
+He had come over and taken her pretty chin in his hands, and was looking
+solemnly into her eyes.
+
+"You mustn't be afraid," he said. "I'll go down. If it's your father,
+you can go away with him. I don't think he'll do anything either to you
+or to me. If it is he, write me something at the office. I'll be there.
+If I can help you in any way, I will. We can fix up something. There's
+no use trying to explain this. Say nothing at all."
+
+He had on his coat and overcoat, and was standing with his hat in
+his hand. Aileen was nearly dressed, struggling with the row of red
+current-colored buttons which fastened her dress in the back. Cowperwood
+helped her. When she was ready--hat, gloves, and all--he said:
+
+"Now let me go first. I want to see."
+
+"No; please, Frank," she begged, courageously. "Let me, I know it's
+father. Who else could it be?" She wondered at the moment whether her
+father had brought her two brothers but would not now believe it. He
+would not do that, she knew. "You can come if I call." She went on.
+"Nothing's going to happen, though. I understand him. He won't do
+anything to me. If you go it will only make him angry. Let me go. You
+stand in the door here. If I don't call, it's all right. Will you?"
+
+She put her two pretty hands on his shoulders, and he weighed the matter
+very carefully. "Very well," he said, "only I'll go to the foot of the
+stairs with you."
+
+They went to the door and he opened it. Outside were Alderson with two
+other detectives and Mrs. Davis, standing perhaps five feet away.
+
+"Well," said Cowperwood, commandingly, looking at Alderson.
+
+"There's a gentleman down-stairs wishes to see the lady," said Alderson.
+"It's her father, I think," he added quietly.
+
+Cowperwood made way for Aileen, who swept by, furious at the presence of
+men and this exposure. Her courage had entirely returned. She was angry
+now to think her father would make a public spectacle of her. Cowperwood
+started to follow.
+
+"I'd advise you not to go down there right away," cautioned Alderson,
+sagely. "That's her father. Butler's her name, isn't it? He don't want
+you so much as he wants her."
+
+Cowperwood nevertheless walked slowly toward the head of the stairs,
+listening.
+
+"What made you come here, father?" he heard Aileen ask.
+
+Butler's reply he could not hear, but he was now at ease for he knew how
+much Butler loved his daughter.
+
+Confronted by her father, Aileen was now attempting to stare defiantly,
+to look reproachful, but Butler's deep gray eyes beneath their shaggy
+brows revealed such a weight of weariness and despair as even she, in
+her anger and defiance, could not openly flaunt. It was all too sad.
+
+"I never expected to find you in a place like this, daughter," he said.
+"I should have thought you would have thought better of yourself." His
+voice choked and he stopped.
+
+"I know who you're here with," he continued, shaking his head sadly.
+"The dog! I'll get him yet. I've had men watchin' you all the time. Oh,
+the shame of this day! The shame of this day! You'll be comin' home with
+me now."
+
+"That's just it, father," began Aileen. "You've had men watching me.
+I should have thought--" She stopped, because he put up his hand in a
+strange, agonized, and yet dominating way.
+
+"None of that! none of that!" he said, glowering under his strange, sad,
+gray brows. "I can't stand it! Don't tempt me! We're not out of this
+place yet. He's not! You'll come home with me now."
+
+Aileen understood. It was Cowperwood he was referring to. That
+frightened her.
+
+"I'm ready," she replied, nervously.
+
+The old man led the way broken-heartedly. He felt he would never live to
+forget the agony of this hour.
+
+
+
+
+
+Chapter XXXVII
+
+
+In spite of Butler's rage and his determination to do many things to the
+financier, if he could, he was so wrought up and shocked by the attitude
+of Aileen that he could scarcely believe he was the same man he had
+been twenty-four hours before. She was so nonchalant, so defiant. He
+had expected to see her wilt completely when confronted with her guilt.
+Instead, he found, to his despair, after they were once safely out of
+the house, that he had aroused a fighting quality in the girl which was
+not incomparable to his own. She had some of his own and Owen's grit.
+She sat beside him in the little runabout--not his own--in which he was
+driving her home, her face coloring and blanching by turns, as different
+waves of thought swept over her, determined to stand her ground now that
+her father had so plainly trapped her, to declare for Cowperwood and her
+love and her position in general. What did she care, she asked
+herself, what her father thought now? She was in this thing. She loved
+Cowperwood; she was permanently disgraced in her father's eyes. What
+difference could it all make now? He had fallen so low in his parental
+feeling as to spy on her and expose her before other men--strangers,
+detectives, Cowperwood. What real affection could she have for him after
+this? He had made a mistake, according to her. He had done a foolish and
+a contemptible thing, which was not warranted however bad her actions
+might have been. What could he hope to accomplish by rushing in on her
+in this way and ripping the veil from her very soul before these other
+men--these crude detectives? Oh, the agony of that walk from the
+bedroom to the reception-room! She would never forgive her father for
+this--never, never, never! He had now killed her love for him--that was
+what she felt. It was to be a battle royal between them from now on.
+As they rode--in complete silence for a while--her hands clasped
+and unclasped defiantly, her nails cutting her palms, and her mouth
+hardened.
+
+It is an open question whether raw opposition ever accomplishes anything
+of value in this world. It seems so inherent in this mortal scheme of
+things that it appears to have a vast validity. It is more than likely
+that we owe this spectacle called life to it, and that this can be
+demonstrated scientifically; but when that is said and done, what is the
+value? What is the value of the spectacle? And what the value of a scene
+such as this enacted between Aileen and her father?
+
+The old man saw nothing for it, as they rode on, save a grim contest
+between them which could end in what? What could he do with her? They
+were riding away fresh from this awful catastrophe, and she was not
+saying a word! She had even asked him why he had come there! How was he
+to subdue her, when the very act of trapping her had failed to do
+so? His ruse, while so successful materially, had failed so utterly
+spiritually. They reached the house, and Aileen got out. The old man,
+too nonplussed to wish to go further at this time, drove back to his
+office. He then went out and walked--a peculiar thing for him to do; he
+had done nothing like that in years and years--walking to think. Coming
+to an open Catholic church, he went in and prayed for enlightenment,
+the growing dusk of the interior, the single everlasting lamp before the
+repository of the chalice, and the high, white altar set with candles
+soothing his troubled feelings.
+
+He came out of the church after a time and returned home. Aileen did not
+appear at dinner, and he could not eat. He went into his private room
+and shut the door--thinking, thinking, thinking. The dreadful spectacle
+of Aileen in a house of ill repute burned in his brain. To think that
+Cowperwood should have taken her to such a place--his Aileen, his
+and his wife's pet. In spite of his prayers, his uncertainty, her
+opposition, the puzzling nature of the situation, she must be got out
+of this. She must go away for a while, give the man up, and then the law
+should run its course with him. In all likelihood Cowperwood would go to
+the penitentiary--if ever a man richly deserved to go, it was he. Butler
+would see that no stone was left unturned. He would make it a personal
+issue, if necessary. All he had to do was to let it be known in judicial
+circles that he wanted it so. He could not suborn a jury, that would
+be criminal; but he could see that the case was properly and forcefully
+presented; and if Cowperwood were convicted, Heaven help him. The appeal
+of his financial friends would not save him. The judges of the lower and
+superior courts knew on which side their bread was buttered. They would
+strain a point in favor of the highest political opinion of the day, and
+he certainly could influence that. Aileen meanwhile was contemplating
+the peculiar nature of her situation. In spite of their silence on the
+way home, she knew that a conversation was coming with her father.
+It had to be. He would want her to go somewhere. Most likely he would
+revive the European trip in some form--she now suspected the invitation
+of Mrs. Mollenhauer as a trick; and she had to decide whether she would
+go. Would she leave Cowperwood just when he was about to be tried? She
+was determined she would not. She wanted to see what was going to happen
+to him. She would leave home first--run to some relative, some friend,
+some stranger, if necessary, and ask to be taken in. She had some
+money--a little. Her father had always been very liberal with her. She
+could take a few clothes and disappear. They would be glad enough
+to send for her after she had been gone awhile. Her mother would be
+frantic; Norah and Callum and Owen would be beside themselves with
+wonder and worry; her father--she could see him. Maybe that would bring
+him to his senses. In spite of all her emotional vagaries, she was the
+pride and interest of this home, and she knew it.
+
+It was in this direction that her mind was running when her father, a
+few days after the dreadful exposure in the Sixth Street house, sent for
+her to come to him in his room. He had come home from his office very
+early in the afternoon, hoping to find Aileen there, in order that he
+might have a private interview with her, and by good luck found her in.
+She had had no desire to go out into the world these last few days--she
+was too expectant of trouble to come. She had just written Cowperwood
+asking for a rendezvous out on the Wissahickon the following afternoon,
+in spite of the detectives. She must see him. Her father, she said, had
+done nothing; but she was sure he would attempt to do something. She
+wanted to talk to Cowperwood about that.
+
+"I've been thinkin' about ye, Aileen, and what ought to be done in this
+case," began her father without preliminaries of any kind once they were
+in his "office room" in the house together. "You're on the road to ruin
+if any one ever was. I tremble when I think of your immortal soul. I
+want to do somethin' for ye, my child, before it's too late. I've been
+reproachin' myself for the last month and more, thinkin', perhaps, it
+was somethin' I had done, or maybe had failed to do, aither me or your
+mother, that has brought ye to the place where ye are to-day. Needless
+to say, it's on me conscience, me child. It's a heartbroken man you're
+lookin' at this day. I'll never be able to hold me head up again. Oh,
+the shame--the shame! That I should have lived to see it!"
+
+"But father," protested Aileen, who was a little distraught at the
+thought of having to listen to a long preachment which would relate to
+her duty to God and the Church and her family and her mother and him.
+She realized that all these were important in their way; but Cowperwood
+and his point of view had given her another outlook on life. They had
+discussed this matter of families--parents, children, husbands, wives,
+brothers, sisters--from almost every point of view. Cowperwood's
+laissez-faire attitude had permeated and colored her mind completely.
+She saw things through his cold, direct "I satisfy myself" attitude. He
+was sorry for all the little differences of personality that sprang
+up between people, causing quarrels, bickerings, oppositions, and
+separation; but they could not be helped. People outgrew each other.
+Their points of view altered at varying ratios--hence changes.
+Morals--those who had them had them; those who hadn't, hadn't. There was
+no explaining. As for him, he saw nothing wrong in the sex relationship.
+Between those who were mutually compatible it was innocent and
+delicious. Aileen in his arms, unmarried, but loved by him, and he by
+her, was as good and pure as any living woman--a great deal purer than
+most. One found oneself in a given social order, theory, or scheme
+of things. For purposes of social success, in order not to offend, to
+smooth one's path, make things easy, avoid useless criticism, and the
+like, it was necessary to create an outward seeming--ostensibly conform.
+Beyond that it was not necessary to do anything. Never fail, never get
+caught. If you did, fight your way out silently and say nothing. That
+was what he was doing in connection with his present financial troubles;
+that was what he had been ready to do the other day when they were
+caught. It was something of all this that was coloring Aileen's mood as
+she listened at present.
+
+"But father," she protested, "I love Mr. Cowperwood. It's almost the
+same as if I were married to him. He will marry me some day when he gets
+a divorce from Mrs. Cowperwood. You don't understand how it is. He's
+very fond of me, and I love him. He needs me."
+
+Butler looked at her with strange, non-understanding eyes. "Divorce,
+did you say," he began, thinking of the Catholic Church and its dogma in
+regard to that. "He'll divorce his own wife and children--and for you,
+will he? He needs you, does he?" he added, sarcastically. "What about
+his wife and children? I don't suppose they need him, do they? What talk
+have ye?"
+
+Aileen flung her head back defiantly. "It's true, nevertheless," she
+reiterated. "You just don't understand."
+
+Butler could scarcely believe his ears. He had never heard such talk
+before in his life from any one. It amazed and shocked him. He was
+quite aware of all the subtleties of politics and business, but these
+of romance were too much for him. He knew nothing about them. To think
+a daughter of his should be talking like this, and she a Catholic! He
+could not understand where she got such notions unless it was from the
+Machiavellian, corrupting brain of Cowperwood himself.
+
+"How long have ye had these notions, my child?" he suddenly asked,
+calmly and soberly. "Where did ye get them? Ye certainly never heard
+anything like that in this house, I warrant. Ye talk as though ye had
+gone out of yer mind."
+
+"Oh, don't talk nonsense, father," flared Aileen, angrily, thinking how
+hopeless it was to talk to her father about such things anyhow. "I'm
+not a child any more. I'm twenty-four years of age. You just don't
+understand. Mr. Cowperwood doesn't like his wife. He's going to get a
+divorce when he can, and will marry me. I love him, and he loves me, and
+that's all there is to it."
+
+"Is it, though?" asked Butler, grimly determined by hook or by crook, to
+bring this girl to her senses. "Ye'll be takin' no thought of his
+wife and children then? The fact that he's goin' to jail, besides,
+is nawthin' to ye, I suppose. Ye'd love him just as much in convict
+stripes, I suppose--more, maybe." (The old man was at his best, humanly
+speaking, when he was a little sarcastic.) "Ye'll have him that way,
+likely, if at all."
+
+Aileen blazed at once to a furious heat. "Yes, I know," she sneered.
+"That's what you would like. I know what you've been doing. Frank does,
+too. You're trying to railroad him to prison for something he didn't
+do--and all on account of me. Oh, I know. But you won't hurt him. You
+can't! He's bigger and finer than you think he is and you won't hurt
+him in the long run. He'll get out again. You want to punish him on my
+account; but he doesn't care. I'll marry him anyhow. I love him, and
+I'll wait for him and marry him, and you can do what you please. So
+there!"
+
+"Ye'll marry him, will you?" asked Butler, nonplussed and further
+astounded. "So ye'll wait for him and marry him? Ye'll take him away
+from his wife and children, where, if he were half a man, he'd be
+stayin' this minute instead of gallivantin' around with you. And marry
+him? Ye'd disgrace your father and yer mother and yer family? Ye'll
+stand here and say this to me, I that have raised ye, cared for ye, and
+made somethin' of ye? Where would you be if it weren't for me and your
+poor, hard-workin' mother, schemin' and plannin' for you year in and
+year out? Ye're smarter than I am, I suppose. Ye know more about the
+world than I do, or any one else that might want to say anythin' to ye.
+I've raised ye to be a fine lady, and this is what I get. Talk about me
+not bein' able to understand, and ye lovin' a convict-to-be, a robber,
+an embezzler, a bankrupt, a lyin', thavin'--"
+
+"Father!" exclaimed Aileen, determinedly. "I'll not listen to you
+talking that way. He's not any of the things that you say. I'll not stay
+here." She moved toward the door; but Butler jumped up now and stopped
+her. His face for the moment was flushed and swollen with anger.
+
+"But I'm not through with him yet," he went on, ignoring her desire to
+leave, and addressing her direct--confident now that she was as capable
+as another of understanding him. "I'll get him as sure as I have a name.
+There's law in this land, and I'll have it on him. I'll show him whether
+he'll come sneakin' into dacent homes and robbin' parents of their
+children."
+
+He paused after a time for want of breath and Aileen stared, her face
+tense and white. Her father could be so ridiculous. He was, contrasted
+with Cowperwood and his views, so old-fashioned. To think he could be
+talking of some one coming into their home and stealing her away from
+him, when she had been so willing to go. What silliness! And yet, why
+argue? What good could be accomplished, arguing with him here in this
+way? And so for the moment, she said nothing more--merely looked. But
+Butler was by no means done. His mood was too stormy even though he was
+doing his best now to subdue himself.
+
+"It's too bad, daughter," he resumed quietly, once he was satisfied that
+she was going to have little, if anything, to say. "I'm lettin' my anger
+get the best of me. It wasn't that I intended talkin' to ye about when
+I ast ye to come in. It's somethin' else I have on me mind. I was
+thinkin', perhaps, ye'd like to go to Europe for the time bein' to study
+music. Ye're not quite yourself just at present. Ye're needin' a rest.
+It would be good for ye to go away for a while. Ye could have a nice
+time over there. Norah could go along with ye, if you would, and
+Sister Constantia that taught you. Ye wouldn't object to havin' her, I
+suppose?"
+
+At the mention of this idea of a trip of Europe again, with Sister
+Constantia and music thrown in to give it a slightly new form, Aileen
+bridled, and yet half-smiled to herself now. It was so ridiculous--so
+tactless, really, for her father to bring up this now, and especially
+after denouncing Cowperwood and her, and threatening all the things he
+had. Had he no diplomacy at all where she was concerned? It was really
+too funny! But she restrained herself here again, because she felt as
+well as saw, that argument of this kind was all futile now.
+
+"I wish you wouldn't talk about that, father," she began, having
+softened under his explanation. "I don't want to go to Europe now. I
+don't want to leave Philadelphia. I know you want me to go; but I don't
+want to think of going now. I can't."
+
+Butler's brow darkened again. What was the use of all this opposition on
+her part? Did she really imagine that she was going to master him--her
+father, and in connection with such an issue as this? How impossible!
+But tempering his voice as much as possible, he went on, quite softly,
+in fact. "But it would be so fine for ye, Aileen. Ye surely can't expect
+to stay here after--" He paused, for he was going to say "what has
+happened." He knew she was very sensitive on that point. His own conduct
+in hunting her down had been such a breach of fatherly courtesy that he
+knew she felt resentful, and in a way properly so. Still, what could be
+greater than her own crime? "After," he concluded, "ye have made such
+a mistake ye surely wouldn't want to stay here. Ye won't be wantin' to
+keep up that--committin' a mortal sin. It's against the laws of God and
+man."
+
+He did so hope the thought of sin would come to Aileen--the enormity of
+her crime from a spiritual point of view--but Aileen did not see it at
+all.
+
+"You don't understand me, father," she exclaimed, hopelessly toward the
+end. "You can't. I have one idea, and you have another. But I don't seem
+to be able to make you understand now. The fact is, if you want to know
+it, I don't believe in the Catholic Church any more, so there."
+
+The moment Aileen had said this she wished she had not. It was a slip of
+the tongue. Butler's face took on an inexpressibly sad, despairing look.
+
+"Ye don't believe in the Church?" he asked.
+
+"No, not exactly--not like you do."
+
+He shook his head.
+
+"The harm that has come to yer soul!" he replied. "It's plain to me,
+daughter, that somethin' terrible has happened to ye. This man has
+ruined ye, body and soul. Somethin' must be done. I don't want to be
+hard on ye, but ye must leave Philadelphy. Ye can't stay here. I can't
+permit ye. Ye can go to Europe, or ye can go to yer aunt's in New
+Orleans; but ye must go somewhere. I can't have ye stayin' here--it's
+too dangerous. It's sure to be comin' out. The papers'll be havin' it
+next. Ye're young yet. Yer life is before you. I tremble for yer soul;
+but so long as ye're young and alive ye may come to yer senses. It's me
+duty to be hard. It's my obligation to you and the Church. Ye must quit
+this life. Ye must lave this man. Ye must never see him any more. I
+can't permit ye. He's no good. He has no intintion of marrying ye, and
+it would be a crime against God and man if he did. No, no! Never that!
+The man's a bankrupt, a scoundrel, a thafe. If ye had him, ye'd soon be
+the unhappiest woman in the world. He wouldn't be faithful to ye. No,
+he couldn't. He's not that kind." He paused, sick to the depths of his
+soul. "Ye must go away. I say it once and for all. I mane it kindly, but
+I want it. I have yer best interests at heart. I love ye; but ye must.
+I'm sorry to see ye go--I'd rather have ye here. No one will be sorrier;
+but ye must. Ye must make it all seem natcheral and ordinary to yer
+mother; but ye must go--d'ye hear? Ye must."
+
+He paused, looking sadly but firmly at Aileen under his shaggy eyebrows.
+She knew he meant this. It was his most solemn, his most religious
+expression. But she did not answer. She could not. What was the use?
+Only she was not going. She knew that--and so she stood there white and
+tense.
+
+"Now get all the clothes ye want," went on Butler, by no means grasping
+her true mood. "Fix yourself up in any way you plase. Say where ye want
+to go, but get ready."
+
+"But I won't, father," finally replied Aileen, equally solemnly, equally
+determinedly. "I won't go! I won't leave Philadelphia."
+
+"Ye don't mane to say ye will deliberately disobey me when I'm asking ye
+to do somethin' that's intended for yer own good, will ye daughter?"
+
+"Yes, I will," replied Aileen, determinedly. "I won't go! I'm sorry, but
+I won't!"
+
+"Ye really mane that, do ye?" asked Butler, sadly but grimly.
+
+"Yes, I do," replied Aileen, grimly, in return.
+
+"Then I'll have to see what I can do, daughter," replied the old man.
+"Ye're still my daughter, whatever ye are, and I'll not see ye come to
+wreck and ruin for want of doin' what I know to be my solemn duty. I'll
+give ye a few more days to think this over, but go ye must. There's an
+end of that. There are laws in this land still. There are things that
+can be done to those who won't obey the law. I found ye this time--much
+as it hurt me to do it. I'll find ye again if ye try to disobey me. Ye
+must change yer ways. I can't have ye goin' on as ye are. Ye understand
+now. It's the last word. Give this man up, and ye can have anything ye
+choose. Ye're my girl--I'll do everything I can in this world to make
+ye happy. Why, why shouldn't I? What else have I to live for but me
+children? It's ye and the rest of them that I've been workin' and
+plannin' for all these years. Come now, be a good girl. Ye love your old
+father, don't ye? Why, I rocked ye in my arms as a baby, Aileen. I've
+watched over ye when ye were not bigger than what would rest in me two
+fists here. I've been a good father to ye--ye can't deny that. Look at
+the other girls you've seen. Have any of them had more nor what ye have
+had? Ye won't go against me in this. I'm sure ye won't. Ye can't. Ye
+love me too much--surely ye do--don't ye?" His voice weakened. His eyes
+almost filled.
+
+He paused and put a big, brown, horny hand on Aileen's arm. She had
+listened to his plea not unmoved--really more or less softened--because
+of the hopelessness of it. She could not give up Cowperwood. Her father
+just did not understand. He did not know what love was. Unquestionably
+he had never loved as she had.
+
+She stood quite silent while Butler appealed to her.
+
+"I'd like to, father," she said at last and softly, tenderly. "Really
+I would. I do love you. Yes, I do. I want to please you; but I can't in
+this--I can't! I love Frank Cowperwood. You don't understand--really you
+don't!"
+
+At the repetition of Cowperwood's name Butler's mouth hardened. He could
+see that she was infatuated--that his carefully calculated plea had
+failed. So he must think of some other way.
+
+"Very well, then," he said at last and sadly, oh, so sadly, as Aileen
+turned away. "Have it yer own way, if ye will. Ye must go, though,
+willy-nilly. It can't be any other way. I wish to God it could."
+
+Aileen went out, very solemn, and Butler went over to his desk and sat
+down. "Such a situation!" he said to himself. "Such a complication!"
+
+
+
+
+
+Chapter XXXVIII
+
+
+The situation which confronted Aileen was really a trying one. A girl of
+less innate courage and determination would have weakened and yielded.
+For in spite of her various social connections and acquaintances, the
+people to whom Aileen could run in an emergency of the present kind were
+not numerous. She could scarcely think of any one who would be likely
+to take her in for any lengthy period, without question. There were a
+number of young women of her own age, married and unmarried, who were
+very friendly to her, but there were few with whom she was really
+intimate. The only person who stood out in her mind, as having any real
+possibility of refuge for a period, was a certain Mary Calligan, better
+known as "Mamie" among her friends, who had attended school with Aileen
+in former years and was now a teacher in one of the local schools.
+
+The Calligan family consisted of Mrs. Katharine Calligan, the mother,
+a dressmaker by profession and a widow--her husband, a house-mover by
+trade, having been killed by a falling wall some ten years before--and
+Mamie, her twenty-three-year-old daughter. They lived in a small
+two-story brick house in Cherry Street, near Fifteenth. Mrs. Calligan
+was not a very good dressmaker, not good enough, at least, for the
+Butler family to patronize in their present exalted state. Aileen
+went there occasionally for gingham house-dresses, underwear, pretty
+dressing-gowns, and alterations on some of her more important clothing
+which was made by a very superior modiste in Chestnut Street. She
+visited the house largely because she had gone to school with Mamie
+at St. Agatha's, when the outlook of the Calligan family was much more
+promising. Mamie was earning forty dollars a month as the teacher of a
+sixth-grade room in one of the nearby public schools, and Mrs. Calligan
+averaged on the whole about two dollars a day--sometimes not so much.
+The house they occupied was their own, free and clear, and the furniture
+which it contained suggested the size of their joint income, which was
+somewhere near eighty dollars a month.
+
+Mamie Calligan was not good-looking, not nearly as good-looking as her
+mother had been before her. Mrs. Calligan was still plump, bright, and
+cheerful at fifty, with a fund of good humor. Mamie was somewhat duller
+mentally and emotionally. She was serious-minded--made so, perhaps, as
+much by circumstances as by anything else, for she was not at all vivid,
+and had little sex magnetism. Yet she was kindly, honest, earnest,
+a good Catholic, and possessed of that strangely excessive ingrowing
+virtue which shuts so many people off from the world--a sense of duty.
+To Mamie Calligan duty (a routine conformity to such theories and
+precepts as she had heard and worked by since her childhood) was the
+all-important thing, her principal source of comfort and relief; her
+props in a queer and uncertain world being her duty to her Church; her
+duty to her school; her duty to her mother; her duty to her friends,
+etc. Her mother often wished for Mamie's sake that she was less dutiful
+and more charming physically, so that the men would like her.
+
+In spite of the fact that her mother was a dressmaker, Mamie's clothes
+never looked smart or attractive--she would have felt out of keeping
+with herself if they had. Her shoes were rather large, and ill-fitting;
+her skirt hung in lifeless lines from her hips to her feet, of good
+material but seemingly bad design. At that time the colored "jersey,"
+so-called, was just coming into popular wear, and, being close-fitting,
+looked well on those of good form. Alas for Mamie Calligan! The mode of
+the time compelled her to wear one; but she had neither the arms nor the
+chest development which made this garment admirable. Her hat, by choice,
+was usually a pancake affair with a long, single feather, which somehow
+never seemed to be in exactly the right position, either to her hair
+or her face. At most times she looked a little weary; but she was not
+physically weary so much as she was bored. Her life held so little of
+real charm; and Aileen Butler was unquestionably the most significant
+element of romance in it.
+
+Mamie's mother's very pleasant social disposition, the fact that they
+had a very cleanly, if poor little home, that she could entertain
+them by playing on their piano, and that Mrs. Calligan took an adoring
+interest in the work she did for her, made up the sum and substance
+of the attraction of the Calligan home for Aileen. She went there
+occasionally as a relief from other things, and because Mamie Calligan
+had a compatible and very understanding interest in literature.
+Curiously, the books Aileen liked she liked--Jane Eyre, Kenelm
+Chillingly, Tricotrin, and A Bow of Orange Ribbon. Mamie occasionally
+recommended to Aileen some latest effusion of this character; and
+Aileen, finding her judgment good, was constrained to admire her.
+
+In this crisis it was to the home of the Calligans that Aileen turned in
+thought. If her father really was not nice to her, and she had to leave
+home for a time, she could go to the Calligans. They would receive her
+and say nothing. They were not sufficiently well known to the other
+members of the Butler family to have the latter suspect that she had
+gone there. She might readily disappear into the privacy of Cherry
+Street and not be seen or heard of for weeks. It is an interesting
+fact to contemplate that the Calligans, like the various members of the
+Butler family, never suspected Aileen of the least tendency toward a
+wayward existence. Hence her flight from her own family, if it ever
+came, would be laid more to the door of a temperamental pettishness than
+anything else.
+
+On the other hand, in so far as the Butler family as a unit was
+concerned, it needed Aileen more than she needed it. It needed the light
+of her countenance to keep it appropriately cheerful, and if she went
+away there would be a distinct gulf that would not soon be overcome.
+
+Butler, senior, for instance, had seen his little daughter grow into
+radiantly beautiful womanhood. He had seen her go to school and convent
+and learn to play the piano--to him a great accomplishment. Also he had
+seen her manner change and become very showy and her knowledge of life
+broaden, apparently, and become to him, at least, impressive. Her smart,
+dogmatic views about most things were, to him, at least, well worth
+listening to. She knew more about books and art than Owen or Callum,
+and her sense of social manners was perfect. When she came to the
+table--breakfast, luncheon, or dinner--she was to him always a charming
+object to see. He had produced Aileen--he congratulated himself. He had
+furnished her the money to be so fine. He would continue to do so. No
+second-rate upstart of a man should be allowed to ruin her life. He
+proposed to take care of her always--to leave her so much money in a
+legally involved way that a failure of a husband could not possibly
+affect her. "You're the charming lady this evenin', I'm thinkin'," was
+one of his pet remarks; and also, "My, but we're that fine!" At table
+almost invariably she sat beside him and looked out for him. That was
+what he wanted. He had put her there beside him at his meals years
+before when she was a child.
+
+Her mother, too, was inordinately fond of her, and Callum and Owen
+appropriately brotherly. So Aileen had thus far at least paid back with
+beauty and interest quite as much as she received, and all the family
+felt it to be so. When she was away for a day or two the house seemed
+glum--the meals less appetizing. When she returned, all were happy and
+gay again.
+
+Aileen understood this clearly enough in a way. Now, when it came to
+thinking of leaving and shifting for herself, in order to avoid a trip
+which she did not care to be forced into, her courage was based largely
+on this keen sense of her own significance to the family. She thought
+over what her father had said, and decided she must act at once. She
+dressed for the street the next morning, after her father had gone, and
+decided to step in at the Calligans' about noon, when Mamie would be at
+home for luncheon. Then she would take up the matter casually. If
+they had no objection, she would go there. She sometimes wondered why
+Cowperwood did not suggest, in his great stress, that they leave for
+some parts unknown; but she also felt that he must know best what he
+could do. His increasing troubles depressed her.
+
+Mrs. Calligan was alone when she arrived and was delighted to see her.
+After exchanging the gossip of the day, and not knowing quite how to
+proceed in connection with the errand which had brought her, she went to
+the piano and played a melancholy air.
+
+"Sure, it's lovely the way you play, Aileen," observed Mrs. Calligan who
+was unduly sentimental herself. "I love to hear you. I wish you'd come
+oftener to see us. You're so rarely here nowadays."
+
+"Oh, I've been so busy, Mrs. Calligan," replied Aileen. "I've had so
+much to do this fall, I just couldn't. They wanted me to go to Europe;
+but I didn't care to. Oh, dear!" she sighed, and in her playing swept
+off with a movement of sad, romantic significance. The door opened and
+Mamie came in. Her commonplace face brightened at the sight of Aileen.
+
+"Well, Aileen Butler!" she exclaimed. "Where did you come from? Where
+have you been keeping yourself so long?"
+
+Aileen rose to exchange kisses. "Oh, I've been very busy, Mamie. I've
+just been telling your mother. How are you, anyway? How are you getting
+along in your work?"
+
+Mamie recounted at once some school difficulties which were puzzling
+her--the growing size of classes and the amount of work expected. While
+Mrs. Calligan was setting the table Mamie went to her room and Aileen
+followed her.
+
+As she stood before her mirror arranging her hair Aileen looked at her
+meditatively.
+
+"What's the matter with you, Aileen, to-day?" Mamie asked. "You look
+so--" She stopped to give her a second glance.
+
+"How do I look?" asked Aileen.
+
+"Well, as if you were uncertain or troubled about something. I never saw
+you look that way before. What's the matter?"
+
+"Oh, nothing," replied Aileen. "I was just thinking." She went to one of
+the windows which looked into the little yard, meditating on whether she
+could endure living here for any length of time. The house was so small,
+the furnishings so very simple.
+
+"There is something the matter with you to-day, Aileen," observed Mamie,
+coming over to her and looking in her face. "You're not like yourself at
+all."
+
+"I've got something on my mind," replied Aileen--"something that's
+worrying me. I don't know just what to do--that's what's the matter."
+
+"Well, whatever can it be?" commented Mamie. "I never saw you act this
+way before. Can't you tell me? What is it?"
+
+"No, I don't think I can--not now, anyhow." Aileen paused. "Do you
+suppose your mother would object," she asked, suddenly, "if I came here
+and stayed a little while? I want to get away from home for a time for a
+certain reason."
+
+"Why, Aileen Butler, how you talk!" exclaimed her friend. "Object! You
+know she'd be delighted, and so would I. Oh, dear--can you come? But
+what makes you want to leave home?"
+
+"That's just what I can't tell you--not now, anyhow. Not you, so much,
+but your mother. You know, I'm afraid of what she'd think," replied
+Aileen. "But, you mustn't ask me yet, anyhow. I want to think. Oh, dear!
+But I want to come, if you'll let me. Will you speak to your mother, or
+shall I?"
+
+"Why, I will," said Mamie, struck with wonder at this remarkable
+development; "but it's silly to do it. I know what she'll say before I
+tell her, and so do you. You can just bring your things and come. That's
+all. She'd never say anything or ask anything, either, and you know
+that--if you didn't want her to." Mamie was all agog and aglow at the
+idea. She wanted the companionship of Aileen so much.
+
+Aileen looked at her solemnly, and understood well enough why she was
+so enthusiastic--both she and her mother. Both wanted her presence to
+brighten their world. "But neither of you must tell anybody that I'm
+here, do you hear? I don't want any one to know--particularly no one of
+my family. I've a reason, and a good one, but I can't tell you what it
+is--not now, anyhow. You'll promise not to tell any one."
+
+"Oh, of course," replied Mamie eagerly. "But you're not going to run
+away for good, are you, Aileen?" she concluded curiously and gravely.
+
+"Oh, I don't know; I don't know what I'll do yet. I only know that I
+want to get away for a while, just now--that's all." She paused, while
+Mamie stood before her, agape.
+
+"Well, of all things," replied her friend. "Wonders never cease, do
+they, Aileen? But it will be so lovely to have you here. Mama will be
+so pleased. Of course, we won't tell anybody if you don't want us to.
+Hardly any one ever comes here; and if they do, you needn't see them.
+You could have this big room next to me. Oh, wouldn't that be nice?
+I'm perfectly delighted." The young school-teacher's spirits rose to a
+decided height. "Come on, why not tell mama right now?"
+
+Aileen hesitated because even now she was not positive whether she
+should do this, but finally they went down the stairs together, Aileen
+lingering behind a little as they neared the bottom. Mamie burst in upon
+her mother with: "Oh, mama, isn't it lovely? Aileen's coming to stay
+with us for a while. She doesn't want any one to know, and she's coming
+right away." Mrs. Calligan, who was holding a sugarbowl in her hand,
+turned to survey her with a surprised but smiling face. She was
+immediately curious as to why Aileen should want to come--why leave
+home. On the other hand, her feeling for Aileen was so deep that she
+was greatly and joyously intrigued by the idea. And why not? Was not the
+celebrated Edward Butler's daughter a woman grown, capable of regulating
+her own affairs, and welcome, of course, as the honored member of so
+important a family. It was very flattering to the Calligans to think
+that she would want to come under any circumstances.
+
+"I don't see how your parents can let you go, Aileen; but you're
+certainly welcome here as long as you want to stay, and that's forever,
+if you want to." And Mrs. Calligan beamed on her welcomingly. The idea
+of Aileen Butler asking to be permitted to come here! And the hearty,
+comprehending manner in which she said this, and Mamie's enthusiasm,
+caused Aileen to breathe a sigh of relief. The matter of the expense of
+her presence to the Calligans came into her mind.
+
+"I want to pay you, of course," she said to Mrs. Calligan, "if I come."
+
+"The very idea, Aileen Butler!" exclaimed Mamie. "You'll do nothing of
+the sort. You'll come here and live with me as my guest."
+
+"No, I won't! If I can't pay I won't come," replied Aileen. "You'll have
+to let me do that." She knew that the Calligans could not afford to keep
+her.
+
+"Well, we'll not talk about that now, anyhow," replied Mrs. Calligan.
+"You can come when you like and stay as long as you like. Reach me
+some clean napkins, Mamie." Aileen remained for luncheon, and left soon
+afterward to keep her suggested appointment with Cowperwood, feeling
+satisfied that her main problem had been solved. Now her way was
+clear. She could come here if she wanted to. It was simply a matter of
+collecting a few necessary things or coming without bringing anything.
+Perhaps Frank would have something to suggest.
+
+In the meantime Cowperwood made no effort to communicate with Aileen
+since the unfortunate discovery of their meeting place, but had awaited
+a letter from her, which was not long in coming. And, as usual, it was a
+long, optimistic, affectionate, and defiant screed in which she related
+all that had occurred to her and her present plan of leaving home. This
+last puzzled and troubled him not a little.
+
+Aileen in the bosom of her family, smart and well-cared for, was one
+thing. Aileen out in the world dependent on him was another. He had
+never imagined that she would be compelled to leave before he was
+prepared to take her; and if she did now, it might stir up complications
+which would be anything but pleasant to contemplate. Still he was fond
+of her, very, and would do anything to make her happy. He could support
+her in a very respectable way even now, if he did not eventually go to
+prison, and even there he might manage to make some shift for her. It
+would be so much better, though, if he could persuade her to remain at
+home until he knew exactly what his fate was to be. He never doubted but
+that some day, whatever happened, within a reasonable length of time, he
+would be rid of all these complications and well-to-do again, in which
+case, if he could get a divorce, he wanted to marry Aileen. If not, he
+would take her with him anyhow, and from this point of view it might
+be just as well as if she broke away from her family now. But from the
+point of view of present complications--the search Butler would make--it
+might be dangerous. He might even publicly charge him with abduction. He
+therefore decided to persuade Aileen to stay at home, drop meetings and
+communications for the time being, and even go abroad. He would be all
+right until she came back and so would she--common sense ought to rule
+in this case.
+
+With all this in mind he set out to keep the appointment she suggested
+in her letter, nevertheless feeling it a little dangerous to do so.
+
+"Are you sure," he asked, after he had listened to her description of
+the Calligan homestead, "that you would like it there? It sounds rather
+poor to me."
+
+"Yes, but I like them so much," replied Aileen.
+
+"And you're sure they won't tell on you?"
+
+"Oh, no; never, never!"
+
+"Very well," he concluded. "You know what you're doing. I don't want
+to advise you against your will. If I were you, though, I'd take your
+father's advice and go away for a while. He'll get over this then, and
+I'll still be here. I can write you occasionally, and you can write me."
+
+The moment Cowperwood said this Aileen's brow clouded. Her love for him
+was so great that there was something like a knife thrust in the merest
+hint at an extended separation. Her Frank here and in trouble--on trial
+maybe and she away! Never! What could he mean by suggesting such a
+thing? Could it be that he didn't care for her as much as she did for
+him? Did he really love her? she asked herself. Was he going to desert
+her just when she was going to do the thing which would bring them
+nearer together? Her eyes clouded, for she was terribly hurt.
+
+"Why, how you talk!" she exclaimed. "You know I won't leave Philadelphia
+now. You certainly don't expect me to leave you."
+
+Cowperwood saw it all very clearly. He was too shrewd not to. He was
+immensely fond of her. Good heaven, he thought, he would not hurt her
+feelings for the world!
+
+"Honey," he said, quickly, when he saw her eyes, "you don't understand.
+I want you to do what you want to do. You've planned this out in order
+to be with me; so now you do it. Don't think any more about me or
+anything I've said. I was merely thinking that it might make matters
+worse for both of us; but I don't believe it will. You think your father
+loves you so much that after you're gone he'll change his mind. Very
+good; go. But we must be very careful, sweet--you and I--really we must.
+This thing is getting serious. If you should go and your father should
+charge me with abduction--take the public into his confidence and tell
+all about this, it would be serious for both of us--as much for you as
+for me, for I'd be convicted sure then, just on that account, if nothing
+else. And then what? You'd better not try to see me often for the
+present--not any oftener than we can possibly help. If we had used
+common sense and stopped when your father got that letter, this wouldn't
+have happened. But now that it has happened, we must be as wise as we
+can, don't you see? So, think it over, and do what you think best and
+then write me and whatever you do will be all right with me--do you
+hear?" He drew her to him and kissed her. "You haven't any money, have
+you?" he concluded wisely.
+
+Aileen, deeply moved by all he had just said, was none the less
+convinced once she had meditated on it a moment, that her course was
+best. Her father loved her too much. He would not do anything to hurt
+her publicly and so he would not attack Cowperwood through her openly.
+More than likely, as she now explained to Frank, he would plead with her
+to come back. And he, listening, was compelled to yield. Why argue? She
+would not leave him anyhow.
+
+He went down in his pocket for the first time since he had known Aileen
+and produced a layer of bills. "Here's two hundred dollars, sweet," he
+said, "until I see or hear from you. I'll see that you have whatever
+you need; and now don't think that I don't love you. You know I do. I'm
+crazy about you."
+
+Aileen protested that she did not need so much--that she did not really
+need any--she had some at home; but he put that aside. He knew that she
+must have money.
+
+"Don't talk, honey," he said. "I know what you need." She had been
+so used to receiving money from her father and mother in comfortable
+amounts from time to time that she thought nothing of it. Frank loved
+her so much that it made everything right between them. She softened
+in her mood and they discussed the matter of letters, reaching the
+conclusion that a private messenger would be safest. When finally they
+parted, Aileen, from being sunk in the depths by his uncertain attitude,
+was now once more on the heights. She decided that he did love her, and
+went away smiling. She had her Frank to fall back on--she would teach
+her father. Cowperwood shook his head, following her with his eyes. She
+represented an additional burden, but give her up, he certainly could
+not. Tear the veil from this illusion of affection and make her feel so
+wretched when he cared for her so much? No. There was really nothing for
+him to do but what he had done. After all, he reflected, it might not
+work out so badly. Any detective work that Butler might choose to do
+would prove that she had not run to him. If at any moment it became
+necessary to bring common sense into play to save the situation from
+a deadly climax, he could have the Butlers secretly informed as to
+Aileen's whereabouts. That would show he had little to do with it,
+and they could try to persuade Aileen to come home again. Good might
+result--one could not tell. He would deal with the evils as they arose.
+He drove quickly back to his office, and Aileen returned to her home
+determined to put her plan into action. Her father had given her some
+little time in which to decide--possibly he would give her longer--but
+she would not wait. Having always had her wish granted in everything,
+she could not understand why she was not to have her way this time. It
+was about five o'clock now. She would wait until all the members of the
+family were comfortably seated at the dinner-table, which would be about
+seven o'clock, and then slip out.
+
+On arriving home, however, she was greeted by an unexpected reason
+for suspending action. This was the presence of a certain Mr. and Mrs.
+Steinmetz--the former a well-known engineer who drew the plans for many
+of the works which Butler undertook. It was the day before Thanksgiving,
+and they were eager to have Aileen and Norah accompany them for
+a fortnight's stay at their new home in West Chester--a structure
+concerning the charm of which Aileen had heard much. They were
+exceedingly agreeable people--comparatively young and surrounded by a
+coterie of interesting friends. Aileen decided to delay her flight and
+go. Her father was most cordial. The presence and invitation of the
+Steinmetzes was as much a relief to him as it was to Aileen. West
+Chester being forty miles from Philadelphia, it was unlikely that Aileen
+would attempt to meet Cowperwood while there.
+
+She wrote Cowperwood of the changed condition and departed, and he
+breathed a sigh of relief, fancying at the time that this storm had
+permanently blown over.
+
+
+
+
+
+Chapter XXXIX
+
+
+In the meanwhile the day of Cowperwood's trial was drawing near. He was
+under the impression that an attempt was going to be made to convict him
+whether the facts warranted it or not. He did not see any way out of
+his dilemma, however, unless it was to abandon everything and leave
+Philadelphia for good, which was impossible. The only way to guard his
+future and retain his financial friends was to stand trial as quickly as
+possible, and trust them to assist him to his feet in the future in
+case he failed. He discussed the possibilities of an unfair trial with
+Steger, who did not seem to think that there was so much to that. In the
+first place, a jury could not easily be suborned by any one. In the next
+place, most judges were honest, in spite of their political cleavage,
+and would go no further than party bias would lead them in their rulings
+and opinions, which was, in the main, not so far. The particular judge
+who was to sit in this case, one Wilbur Payderson, of the Court of
+Quarter Sessions, was a strict party nominee, and as such beholden to
+Mollenhauer, Simpson, and Butler; but, in so far as Steger had ever
+heard, he was an honest man.
+
+"What I can't understand," said Steger, "is why these fellows should be
+so anxious to punish you, unless it is for the effect on the State at
+large. The election's over. I understand there's a movement on now to
+get Stener out in case he is convicted, which he will be. They have to
+try him. He won't go up for more than a year, or two or three, and if
+he does he'll be pardoned out in half the time or less. It would be the
+same in your case, if you were convicted. They couldn't keep you in and
+let him out. But it will never get that far--take my word for it. We'll
+win before a jury, or we'll reverse the judgment of conviction before
+the State Supreme Court, certain. Those five judges up there are not
+going to sustain any such poppycock idea as this."
+
+Steger actually believed what he said, and Cowperwood was pleased. Thus
+far the young lawyer had done excellently well in all of his cases.
+Still, he did not like the idea of being hunted down by Butler. It was a
+serious matter, and one of which Steger was totally unaware. Cowperwood
+could never quite forget that in listening to his lawyer's optimistic
+assurances.
+
+The actual beginning of the trial found almost all of the inhabitants
+of this city of six hundred thousand "keyed up." None of the women of
+Cowperwood's family were coming into court. He had insisted that there
+should be no family demonstration for the newspapers to comment upon.
+His father was coming, for he might be needed as a witness. Aileen
+had written him the afternoon before saying she had returned from West
+Chester and wishing him luck. She was so anxious to know what was
+to become of him that she could not stay away any longer and had
+returned--not to go to the courtroom, for he did not want her to do
+that, but to be as near as possible when his fate was decided, adversely
+or otherwise. She wanted to run and congratulate him if he won, or to
+console with him if he lost. She felt that her return would be likely to
+precipitate a collision with her father, but she could not help that.
+
+The position of Mrs. Cowperwood was most anomalous. She had to go
+through the formality of seeming affectionate and tender, even when she
+knew that Frank did not want her to be. He felt instinctively now that
+she knew of Aileen. He was merely awaiting the proper hour in which to
+spread the whole matter before her. She put her arms around him at the
+door on the fateful morning, in the somewhat formal manner into which
+they had dropped these later years, and for a moment, even though she
+was keenly aware of his difficulties, she could not kiss him. He did not
+want to kiss her, but he did not show it. She did kiss him, though, and
+added: "Oh, I do hope things come out all right."
+
+"You needn't worry about that, I think, Lillian," he replied, buoyantly.
+"I'll be all right."
+
+He ran down the steps and walked out on Girard Avenue to his former car
+line, where he boarded a car. He was thinking of Aileen and how keenly
+she was feeling for him, and what a mockery his married life now was,
+and whether he would face a sensible jury, and so on and so forth. If he
+didn't--if he didn't--this day was crucial!
+
+He stepped off the car at Third and Market and hurried to his office.
+Steger was already there. "Well, Harper," observed Cowperwood,
+courageously, "today's the day."
+
+The Court of Quarter Sessions, Part I, where this trial was to take
+place, was held in famous Independence Hall, at Sixth and Chestnut
+Streets, which was at this time, as it had been for all of a century
+before, the center of local executive and judicial life. It was a low
+two-story building of red brick, with a white wooden central tower of
+old Dutch and English derivation, compounded of the square, the circle,
+and the octagon. The total structure consisted of a central portion and
+two T-shaped wings lying to the right and left, whose small, oval-topped
+old-fashioned windows and doors were set with those many-paned sashes so
+much admired by those who love what is known as Colonial architecture.
+Here, and in an addition known as State House Row (since torn down),
+which extended from the rear of the building toward Walnut Street,
+were located the offices of the mayor, the chief of police, the city
+treasurer, the chambers of council, and all the other important and
+executive offices of the city, together with the four branches of
+Quarter Sessions, which sat to hear the growing docket of criminal
+cases. The mammoth city hall which was subsequently completed at Broad
+and Market Streets was then building.
+
+An attempt had been made to improve the reasonably large courtrooms by
+putting in them raised platforms of dark walnut surmounted by large,
+dark walnut desks, behind which the judges sat; but the attempt was not
+very successful. The desks, jury-boxes, and railings generally were
+made too large, and so the general effect was one of disproportion. A
+cream-colored wall had been thought the appropriate thing to go with
+black walnut furniture, but time and dust had made the combination
+dreary. There were no pictures or ornaments of any kind, save the
+stalky, over-elaborated gas-brackets which stood on his honor's desk,
+and the single swinging chandelier suspended from the center of the
+ceiling. Fat bailiffs and court officers, concerned only in holding
+their workless jobs, did not add anything to the spirit of the scene.
+Two of them in the particular court in which this trial was held
+contended hourly as to which should hand the judge a glass of water. One
+preceded his honor like a fat, stuffy, dusty majordomo to and from his
+dressing-room. His business was to call loudly, when the latter entered,
+"His honor the Court, hats off. Everybody please rise," while a second
+bailiff, standing at the left of his honor when he was seated, and
+between the jury-box and the witness-chair, recited in an absolutely
+unintelligible way that beautiful and dignified statement of collective
+society's obligation to the constituent units, which begins, "Hear ye!
+hear ye! hear ye!" and ends, "All those of you having just cause for
+complaint draw near and ye shall be heard." However, you would have
+thought it was of no import here. Custom and indifference had allowed it
+to sink to a mumble. A third bailiff guarded the door of the jury-room;
+and in addition to these there were present a court clerk--small,
+pale, candle-waxy, with colorless milk-and-water eyes, and thin,
+pork-fat-colored hair and beard, who looked for all the world like
+an Americanized and decidedly decrepit Chinese mandarin--and a court
+stenographer.
+
+Judge Wilbur Payderson, a lean herring of a man, who had sat in this
+case originally as the examining judge when Cowperwood had been indicted
+by the grand jury, and who had bound him over for trial at this term,
+was a peculiarly interesting type of judge, as judges go. He was so
+meager and thin-blooded that he was arresting for those qualities alone.
+Technically, he was learned in the law; actually, so far as life was
+concerned, absolutely unconscious of that subtle chemistry of things
+that transcends all written law and makes for the spirit and, beyond
+that, the inutility of all law, as all wise judges know. You could have
+looked at his lean, pedantic body, his frizzled gray hair, his fishy,
+blue-gray eyes, without any depth of speculation in them, and his
+nicely modeled but unimportant face, and told him that he was without
+imagination; but he would not have believed you--would have fined
+you for contempt of court. By the careful garnering of all his little
+opportunities, the furbishing up of every meager advantage; by listening
+slavishly to the voice of party, and following as nearly as he could the
+behests of intrenched property, he had reached his present state. It was
+not very far along, at that. His salary was only six thousand dollars
+a year. His little fame did not extend beyond the meager realm of local
+lawyers and judges. But the sight of his name quoted daily as being
+about his duties, or rendering such and such a decision, was a great
+satisfaction to him. He thought it made him a significant figure in
+the world. "Behold I am not as other men," he often thought, and this
+comforted him. He was very much flattered when a prominent case came to
+his calendar; and as he sat enthroned before the various litigants and
+lawyers he felt, as a rule, very significant indeed. Now and then some
+subtlety of life would confuse his really limited intellect; but in all
+such cases there was the letter of the law. He could hunt in the reports
+to find out what really thinking men had decided. Besides, lawyers
+everywhere are so subtle. They put the rules of law, favorable or
+unfavorable, under the judge's thumb and nose. "Your honor, in the
+thirty-second volume of the Revised Reports of Massachusetts, page so
+and so, line so and so, in Arundel versus Bannerman, you will find,
+etc." How often have you heard that in a court of law? The reasoning
+that is left to do in most cases is not much. And the sanctity of the
+law is raised like a great banner by which the pride of the incumbent is
+strengthened.
+
+Payderson, as Steger had indicated, could scarcely be pointed to as an
+unjust judge. He was a party judge--Republican in principle, or rather
+belief, beholden to the dominant party councils for his personal
+continuance in office, and as such willing and anxious to do whatever he
+considered that he reasonably could do to further the party welfare and
+the private interests of his masters. Most people never trouble to look
+into the mechanics of the thing they call their conscience too closely.
+Where they do, too often they lack the skill to disentangle the tangled
+threads of ethics and morals. Whatever the opinion of the time
+is, whatever the weight of great interests dictates, that they
+conscientiously believe. Some one has since invented the phrase "a
+corporation-minded judge." There are many such.
+
+Payderson was one. He fairly revered property and power. To him Butler
+and Mollenhauer and Simpson were great men--reasonably sure to be right
+always because they were so powerful. This matter of Cowperwood's and
+Stener's defalcation he had long heard of. He knew by associating with
+one political light and another just what the situation was. The
+party, as the leaders saw it, had been put in a very bad position by
+Cowperwood's subtlety. He had led Stener astray--more than an ordinary
+city treasurer should have been led astray--and, although Stener was
+primarily guilty as the original mover in the scheme, Cowperwood was
+more so for having led him imaginatively to such disastrous lengths.
+Besides, the party needed a scapegoat--that was enough for Payderson,
+in the first place. Of course, after the election had been won, and it
+appeared that the party had not suffered so much, he did not understand
+quite why it was that Cowperwood was still so carefully included in the
+Proceedings; but he had faith to believe that the leaders had some just
+grounds for not letting him off. From one source and another he learned
+that Butler had some private grudge against Cowperwood. What it was no
+one seemed to know exactly. The general impression was that Cowperwood
+had led Butler into some unwholesome financial transactions. Anyhow, it
+was generally understood that for the good of the party, and in order to
+teach a wholesome lesson to dangerous subordinates--it had been decided
+to allow these several indictments to take their course. Cowperwood was
+to be punished quite as severely as Stener for the moral effect on the
+community. Stener was to be sentenced the maximum sentence for his crime
+in order that the party and the courts should appear properly righteous.
+Beyond that he was to be left to the mercy of the governor, who could
+ease things up for him if he chose, and if the leaders wished. In the
+silly mind of the general public the various judges of Quarter Sessions,
+like girls incarcerated in boarding-schools, were supposed in their
+serene aloofness from life not to know what was going on in the
+subterranean realm of politics; but they knew well enough, and,
+knowing particularly well from whence came their continued position and
+authority, they were duly grateful.
+
+
+
+
+
+Chapter XL
+
+
+When Cowperwood came into the crowded courtroom with his father
+and Steger, quite fresh and jaunty (looking the part of the shrewd
+financier, the man of affairs), every one stared. It was really too
+much to expect, most of them thought, that a man like this would be
+convicted. He was, no doubt, guilty; but, also, no doubt, he had ways
+and means of evading the law. His lawyer, Harper Steger, looked very
+shrewd and canny to them. It was very cold, and both men wore long,
+dark, bluish-gray overcoats, cut in the latest mode. Cowperwood was
+given to small boutonnieres in fair weather, but to-day he wore none.
+His tie, however, was of heavy, impressive silk, of lavender hue,
+set with a large, clear, green emerald. He wore only the thinnest of
+watch-chains, and no other ornament of any kind. He always looked jaunty
+and yet reserved, good-natured, and yet capable and self-sufficient.
+Never had he looked more so than he did to-day.
+
+He at once took in the nature of the scene, which had a peculiar
+interest for him. Before him was the as yet empty judge's rostrum, and
+at its right the empty jury-box, between which, and to the judge's left,
+as he sat facing the audience, stood the witness-chair where he must
+presently sit and testify. Behind it, already awaiting the arrival of
+the court, stood a fat bailiff, one John Sparkheaver whose business it
+was to present the aged, greasy Bible to be touched by the witnesses in
+making oath, and to say, "Step this way," when the testimony was over.
+There were other bailiffs--one at the gate giving into the railed space
+before the judge's desk, where prisoners were arraigned, lawyers sat
+or pleaded, the defendant had a chair, and so on; another in the aisle
+leading to the jury-room, and still another guarding the door by which
+the public entered. Cowperwood surveyed Stener, who was one of the
+witnesses, and who now, in his helpless fright over his own fate, was
+without malice toward any one. He had really never borne any. He wished
+if anything now that he had followed Cowperwood's advice, seeing where
+he now was, though he still had faith that Mollenhauer and the political
+powers represented by him would do something for him with the governor,
+once he was sentenced. He was very pale and comparatively thin. Already
+he had lost that ruddy bulk which had been added during the days of
+his prosperity. He wore a new gray suit and a brown tie, and was
+clean-shaven. When his eye caught Cowperwood's steady beam, it faltered
+and drooped. He rubbed his ear foolishly. Cowperwood nodded.
+
+"You know," he said to Steger, "I feel sorry for George. He's such a
+fool. Still I did all I could."
+
+Cowperwood also watched Mrs. Stener out of the tail of his eye--an
+undersized, peaked, and sallow little woman, whose clothes fitted her
+abominably. It was just like Stener to marry a woman like that, he
+thought. The scrubby matches of the socially unelect or unfit always
+interested, though they did not always amuse, him. Mrs. Stener had no
+affection for Cowperwood, of course, looking on him, as she did, as the
+unscrupulous cause of her husband's downfall. They were now quite poor
+again, about to move from their big house into cheaper quarters; and
+this was not pleasing for her to contemplate.
+
+Judge Payderson came in after a time, accompanied by his undersized but
+stout court attendant, who looked more like a pouter-pigeon than a human
+being; and as they came, Bailiff Sparkheaver rapped on the judge's desk,
+beside which he had been slumbering, and mumbled, "Please rise!" The
+audience arose, as is the rule of all courts. Judge Payderson stirred
+among a number of briefs that were lying on his desk, and asked,
+briskly, "What's the first case, Mr. Protus?" He was speaking to his
+clerk.
+
+During the long and tedious arrangement of the day's docket and while
+the various minor motions of lawyers were being considered, this
+courtroom scene still retained interest for Cowperwood. He was so eager
+to win, so incensed at the outcome of untoward events which had brought
+him here. He was always intensely irritated, though he did not show
+it, by the whole process of footing delays and queries and quibbles, by
+which legally the affairs of men were too often hampered. Law, if you
+had asked him, and he had accurately expressed himself, was a mist
+formed out of the moods and the mistakes of men, which befogged the sea
+of life and prevented plain sailing for the little commercial and social
+barques of men; it was a miasma of misinterpretation where the ills
+of life festered, and also a place where the accidentally wounded were
+ground between the upper and the nether millstones of force or chance;
+it was a strange, weird, interesting, and yet futile battle of wits
+where the ignorant and the incompetent and the shrewd and the angry and
+the weak were made pawns and shuttlecocks for men--lawyers, who were
+playing upon their moods, their vanities, their desires, and their
+necessities. It was an unholy and unsatisfactory disrupting and delaying
+spectacle, a painful commentary on the frailties of life, and men, a
+trick, a snare, a pit and gin. In the hands of the strong, like himself
+when he was at his best, the law was a sword and a shield, a trap to
+place before the feet of the unwary; a pit to dig in the path of those
+who might pursue. It was anything you might choose to make of it--a door
+to illegal opportunity; a cloud of dust to be cast in the eyes of
+those who might choose, and rightfully, to see; a veil to be dropped
+arbitrarily between truth and its execution, justice and its judgment,
+crime and punishment. Lawyers in the main were intellectual mercenaries
+to be bought and sold in any cause. It amused him to hear the ethical
+and emotional platitudes of lawyers, to see how readily they would
+lie, steal, prevaricate, misrepresent in almost any cause and for any
+purpose. Great lawyers were merely great unscrupulous subtleties,
+like himself, sitting back in dark, close-woven lairs like spiders and
+awaiting the approach of unwary human flies. Life was at best a dark,
+inhuman, unkind, unsympathetic struggle built of cruelties and the law,
+and its lawyers were the most despicable representatives of the whole
+unsatisfactory mess. Still he used law as he would use any other trap or
+weapon to rid him of a human ill; and as for lawyers, he picked them
+up as he would any club or knife wherewith to defend himself. He had no
+particular respect for any of them--not even Harper Steger, though he
+liked him. They were tools to be used--knives, keys, clubs, anything
+you will; but nothing more. When they were through they were paid
+and dropped--put aside and forgotten. As for judges, they were merely
+incompetent lawyers, at a rule, who were shelved by some fortunate turn
+of chance, and who would not, in all likelihood, be as efficient as the
+lawyers who pleaded before them if they were put in the same position.
+He had no respect for judges--he knew too much about them. He knew how
+often they were sycophants, political climbers, political hacks, tools,
+time-servers, judicial door-mats lying before the financially and
+politically great and powerful who used them as such. Judges were
+fools, as were most other people in this dusty, shifty world. Pah! His
+inscrutable eyes took them all in and gave no sign. His only safety lay,
+he thought, in the magnificent subtley of his own brain, and nowhere
+else. You could not convince Cowperwood of any great or inherent virtue
+in this mortal scheme of things. He knew too much; he knew himself.
+
+When the judge finally cleared away the various minor motions pending,
+he ordered his clerk to call the case of the City of Philadelphia
+versus Frank A. Cowperwood, which was done in a clear voice. Both Dennis
+Shannon, the new district attorney, and Steger, were on their feet at
+once. Steger and Cowperwood, together with Shannon and Strobik, who
+had now come in and was standing as the representative of the State of
+Pennsylvania--the complainant--had seated themselves at the long table
+inside the railing which inclosed the space before the judge's desk.
+Steger proposed to Judge Payderson, for effect's sake more than anything
+else, that this indictment be quashed, but was overruled.
+
+A jury to try the case was now quickly impaneled--twelve men out of
+the usual list called to serve for the month--and was then ready to be
+challenged by the opposing counsel. The business of impaneling a
+jury was a rather simple thing so far as this court was concerned. It
+consisted in the mandarin-like clerk taking the names of all the jurors
+called to serve in this court for the month--some fifty in all--and
+putting them, each written on a separate slip of paper, in a whirling
+drum, spinning it around a few times, and then lifting out the first
+slip which his hand encountered, thus glorifying chance and settling on
+who should be juror No. 1. His hand reaching in twelve times drew out
+the names of the twelve jurymen, who as their names were called, were
+ordered to take their places in the jury-box.
+
+Cowperwood observed this proceeding with a great deal of interest. What
+could be more important than the men who were going to try him? The
+process was too swift for accurate judgment, but he received a faint
+impression of middle-class men. One man in particular, however, an
+old man of sixty-five, with iron-gray hair and beard, shaggy eyebrows,
+sallow complexion, and stooped shoulders, struck him as having that
+kindness of temperament and breadth of experience which might under
+certain circumstances be argumentatively swayed in his favor. Another,
+a small, sharp-nosed, sharp-chinned commercial man of some kind, he
+immediately disliked.
+
+"I hope I don't have to have that man on my jury," he said to Steger,
+quietly.
+
+"You don't," replied Steger. "I'll challenge him. We have the right
+to fifteen peremptory challenges on a case like this, and so has the
+prosecution."
+
+When the jury-box was finally full, the two lawyers waited for the clerk
+to bring them the small board upon which slips of paper bearing the
+names of the twelve jurors were fastened in rows in order of their
+selection--jurors one, two, and three being in the first row; four,
+five, and six in the second, and so on. It being the prerogative of the
+attorney for the prosecution to examine and challenge the jurors first,
+Shannon arose, and, taking the board, began to question them as to their
+trades or professions, their knowledge of the case before the court, and
+their possible prejudice for or against the prisoner.
+
+It was the business of both Steger and Shannon to find men who knew a
+little something of finance and could understand a peculiar situation
+of this kind without any of them (looking at it from Steger's point of
+view) having any prejudice against a man's trying to assist himself by
+reasonable means to weather a financial storm or (looking at it from
+Shannon's point of view) having any sympathy with such means, if they
+bore about them the least suspicion of chicanery, jugglery, or dishonest
+manipulation of any kind. As both Shannon and Steger in due course
+observed for themselves in connection with this jury, it was composed of
+that assorted social fry which the dragnets of the courts, cast into the
+ocean of the city, bring to the surface for purposes of this sort.
+It was made up in the main of managers, agents, tradesmen, editors,
+engineers, architects, furriers, grocers, traveling salesmen, authors,
+and every other kind of working citizen whose experience had fitted
+him for service in proceedings of this character. Rarely would you have
+found a man of great distinction; but very frequently a group of men who
+were possessed of no small modicum of that interesting quality known as
+hard common sense.
+
+Throughout all this Cowperwood sat quietly examining the men. A young
+florist, with a pale face, a wide speculative forehead, and anemic
+hands, struck him as being sufficiently impressionable to his personal
+charm to be worth while. He whispered as much to Steger. There was a
+shrewd Jew, a furrier, who was challenged because he had read all of the
+news of the panic and had lost two thousand dollars in street-railway
+stocks. There was a stout wholesale grocer, with red cheeks, blue eyes,
+and flaxen hair, who Cowperwood said he thought was stubborn. He was
+eliminated. There was a thin, dapper manager of a small retail clothing
+store, very anxious to be excused, who declared, falsely, that he
+did not believe in swearing by the Bible. Judge Payderson, eyeing him
+severely, let him go. There were some ten more in all--men who knew
+of Cowperwood, men who admitted they were prejudiced, men who were
+hidebound Republicans and resentful of this crime, men who knew
+Stener--who were pleasantly eliminated.
+
+By twelve o'clock, however, a jury reasonably satisfactory to both sides
+had been chosen.
+
+
+
+
+
+Chapter XLI
+
+
+At two o'clock sharp Dennis Shannon, as district attorney, began his
+opening address. He stated in a very simple, kindly way--for he had a
+most engaging manner--that the indictment as here presented charged Mr.
+Frank A. Cowperwood, who was sitting at the table inside the jury-rail,
+first with larceny, second with embezzlement, third with larceny as
+bailee, and fourth with embezzlement of a certain sum of money--a
+specific sum, to wit, sixty thousand dollars--on a check given him
+(drawn to his order) October 9, 1871, which was intended to reimburse
+him for a certain number of certificates of city loan, which he as
+agent or bailee of the check was supposed to have purchased for the
+city sinking-fund on the order of the city treasurer (under some form of
+agreement which had been in existence between them, and which had
+been in force for some time)--said fund being intended to take up
+such certificates as they might mature in the hands of holders and be
+presented for payment--for which purpose, however, the check in question
+had never been used.
+
+"Now, gentlemen," said Mr. Shannon, very quietly, "before we go into
+this very simple question of whether Mr. Cowperwood did or did not on
+the date in question get from the city treasurer sixty thousand dollars,
+for which he made no honest return, let me explain to you just what
+the people mean when they charge him first with larceny, second with
+embezzlement, third with larceny as bailee, and fourth with embezzlement
+on a check. Now, as you see, there are four counts here, as we lawyers
+term them, and the reason there are four counts is as follows: A man may
+be guilty of larceny and embezzlement at the same time, or of larceny or
+embezzlement separately, and without being guilty of the other, and the
+district attorney representing the people might be uncertain, not that
+he was not guilty of both, but that it might not be possible to present
+the evidence under one count, so as to insure his adequate punishment
+for a crime which in a way involved both. In such cases, gentlemen, it
+is customary to indict a man under separate counts, as has been done
+in this case. Now, the four counts in this case, in a way, overlap and
+confirm each other, and it will be your duty, after we have explained
+their nature and character and presented the evidence, to say whether
+the defendant is guilty on one count or the other, or on two or three of
+the counts, or on all four, just as you see fit and proper--or, to put
+it in a better way, as the evidence warrants. Larceny, as you may or
+may not know, is the act of taking away the goods or chattels of another
+without his knowledge or consent, and embezzlement is the fraudulent
+appropriation to one's own use of what is intrusted to one's care and
+management, especially money. Larceny as bailee, on the other hand,
+is simply a more definite form of larceny wherein one fixes the act of
+carrying away the goods of another without his knowledge or consent on
+the person to whom the goods were delivered in trust that is, the agent
+or bailee. Embezzlement on a check, which constitutes the fourth charge,
+is simply a more definite form of fixing charge number two in an exact
+way and signifies appropriating the money on a check given for a certain
+definite purpose. All of these charges, as you can see, gentlemen, are
+in a way synonymous. They overlap and overlay each other. The people,
+through their representative, the district attorney, contend that Mr.
+Cowperwood, the defendant here, is guilty of all four charges. So now,
+gentlemen, we will proceed to the history of this crime, which proves to
+me as an individual that this defendant has one of the most subtle and
+dangerous minds of the criminal financier type, and we hope by witnesses
+to prove that to you, also."
+
+Shannon, because the rules of evidence and court procedure here admitted
+of no interruption of the prosecution in presenting a case, then went
+on to describe from his own point of view how Cowperwood had first
+met Stener; how he had wormed himself into his confidence; how little
+financial knowledge Stener had, and so forth; coming down finally to
+the day the check for sixty thousand dollars was given Cowperwood; how
+Stener, as treasurer, claimed that he knew nothing of its delivery,
+which constituted the base of the charge of larceny; how Cowperwood,
+having it, misappropriated the certificates supposed to have been
+purchased for the sinking-fund, if they were purchased at all--all of
+which Shannon said constituted the crimes with which the defendant was
+charged, and of which he was unquestionably guilty.
+
+"We have direct and positive evidence of all that we have thus far
+contended, gentlemen," Mr. Shannon concluded violently. "This is not a
+matter of hearsay or theory, but of fact. You will be shown by direct
+testimony which cannot be shaken just how it was done. If, after you
+have heard all this, you still think this man is innocent--that he did
+not commit the crimes with which he is charged--it is your business to
+acquit him. On the other hand, if you think the witnesses whom we shall
+put on the stand are telling the truth, then it is your business to
+convict him, to find a verdict for the people as against the defendant.
+I thank you for your attention."
+
+The jurors stirred comfortably and took positions of ease, in which they
+thought they were to rest for the time; but their idle comfort was of
+short duration for Shannon now called out the name of George W. Stener,
+who came hurrying forward very pale, very flaccid, very tired-looking.
+His eyes, as he took his seat in the witness-chair, laying his hand on
+the Bible and swearing to tell the truth, roved in a restless, nervous
+manner.
+
+His voice was a little weak as he started to give his testimony. He told
+first how he had met Cowperwood in the early months of 1866--he could
+not remember the exact day; it was during his first term as city
+treasurer--he had been elected to the office in the fall of 1864. He had
+been troubled about the condition of city loan, which was below par,
+and which could not be sold by the city legally at anything but par.
+Cowperwood had been recommended to him by some one--Mr. Strobik,
+he believed, though he couldn't be sure. It was the custom of city
+treasurers to employ brokers, or a broker, in a crisis of this kind,
+and he was merely following what had been the custom. He went on to
+describe, under steady promptings and questions from the incisive mind
+of Shannon, just what the nature of this first conversation was--he
+remembered it fairly well; how Mr. Cowperwood had said he thought he
+could do what was wanted; how he had gone away and drawn up a plan or
+thought one out; and how he had returned and laid it before Stener.
+Under Shannon's skillful guidance Stener elucidated just what this
+scheme was--which wasn't exactly so flattering to the honesty of men in
+general as it was a testimonial to their subtlety and skill.
+
+After much discussion of Stener's and Cowperwood's relations the
+story finally got down to the preceding October, when by reason
+of companionship, long business understanding, mutually prosperous
+relationship, etc., the place had been reached where, it was explained,
+Cowperwood was not only handling several millions of city loan annually,
+buying and selling for the city and trading in it generally, but in the
+bargain had secured one five hundred thousand dollars' worth of city
+money at an exceedingly low rate of interest, which was being invested
+for himself and Stener in profitable street-car ventures of one kind and
+another. Stener was not anxious to be altogether clear on this point;
+but Shannon, seeing that he was later to prosecute Stener himself for
+this very crime of embezzlement, and that Steger would soon follow in
+cross-examination, was not willing to let him be hazy. Shannon wanted to
+fix Cowperwood in the minds of the jury as a clever, tricky person, and
+by degrees he certainly managed to indicate a very subtle-minded man.
+Occasionally, as one sharp point after another of Cowperwood's skill was
+brought out and made moderately clear, one juror or another turned to
+look at Cowperwood. And he noting this and in order to impress them all
+as favorably as possible merely gazed Stenerward with a steady air of
+intelligence and comprehension.
+
+The examination now came down to the matter of the particular check for
+sixty thousand dollars which Albert Stires had handed Cowperwood on the
+afternoon--late--of October 9, 1871. Shannon showed Stener the check
+itself. Had he ever seen it? Yes. Where? In the office of District
+Attorney Pettie on October 20th, or thereabouts last. Was that the first
+time he had seen it? Yes. Had he ever heard about it before then? Yes.
+When? On October 10th last. Would he kindly tell the jury in his own way
+just how and under what circumstances he first heard of it then? Stener
+twisted uncomfortably in his chair. It was a hard thing to do. It was
+not a pleasant commentary on his own character and degree of moral
+stamina, to say the least. However, he cleared his throat again and
+began a description of that small but bitter section of his life's drama
+in which Cowperwood, finding himself in a tight place and about to
+fail, had come to him at his office and demanded that he loan him three
+hundred thousand dollars more in one lump sum.
+
+There was considerable bickering just at this point between Steger and
+Shannon, for the former was very anxious to make it appear that Stener
+was lying out of the whole cloth about this. Steger got in his objection
+at this point, and created a considerable diversion from the main theme,
+because Stener kept saying he "thought" or he "believed."
+
+"Object!" shouted Steger, repeatedly. "I move that that be stricken from
+the record as incompetent, irrelevant, and immaterial. The witness is
+not allowed to say what he thinks, and the prosecution knows it very
+well."
+
+"Your honor," insisted Shannon, "I am doing the best I can to have the
+witness tell a plain, straightforward story, and I think that it is
+obvious that he is doing so."
+
+"Object!" reiterated Steger, vociferously. "Your honor, I insist that
+the district attorney has no right to prejudice the minds of the jury by
+flattering estimates of the sincerity of the witness. What he thinks of
+the witness and his sincerity is of no importance in this case. I must
+ask that your honor caution him plainly in this matter."
+
+"Objection sustained," declared Judge Payderson, "the prosecution will
+please be more explicit"; and Shannon went on with his case.
+
+Stener's testimony, in one respect, was most important, for it made
+plain what Cowperwood did not want brought out--namely, that he and
+Stener had had a dispute before this; that Stener had distinctly told
+Cowperwood that he would not loan him any more money; that Cowperwood
+had told Stener, on the day before he secured this check, and again on
+that very day, that he was in a very desperate situation financially,
+and that if he were not assisted to the extent of three hundred thousand
+dollars he would fail, and that then both he and Stener would be ruined.
+On the morning of this day, according to Stener, he had sent Cowperwood
+a letter ordering him to cease purchasing city loan certificates for the
+sinking-fund. It was after their conversation on the same afternoon that
+Cowperwood surreptitiously secured the check for sixty thousand
+dollars from Albert Stires without his (Stener's) knowledge; and it was
+subsequent to this latter again that Stener, sending Albert to demand
+the return of the check, was refused, though the next day at five
+o'clock in the afternoon Cowperwood made an assignment. And the
+certificates for which the check had been purloined were not in the
+sinking-fund as they should have been. This was dark testimony for
+Cowperwood.
+
+If any one imagines that all this was done without many vehement
+objections and exceptions made and taken by Steger, and subsequently
+when he was cross-examining Stener, by Shannon, he errs greatly. At
+times the chamber was coruscating with these two gentlemen's bitter
+wrangles, and his honor was compelled to hammer his desk with his gavel,
+and to threaten both with contempt of court, in order to bring them to a
+sense of order. Indeed while Payderson was highly incensed, the jury was
+amused and interested.
+
+"You gentlemen will have to stop this, or I tell you now that you will
+both be heavily fined. This is a court of law, not a bar-room. Mr.
+Steger, I expect you to apologize to me and your colleague at once. Mr.
+Shannon, I must ask that you use less aggressive methods. Your manner
+is offensive to me. It is not becoming to a court of law. I will not
+caution either of you again."
+
+Both lawyers apologized as lawyers do on such occasions, but it really
+made but little difference. Their individual attitudes and moods
+continued about as before.
+
+"What did he say to you," asked Shannon of Stener, after one of these
+troublesome interruptions, "on that occasion, October 9th last, when
+he came to you and demanded the loan of an additional three hundred
+thousand dollars? Give his words as near as you can remember--exactly,
+if possible."
+
+"Object!" interposed Steger, vigorously. "His exact words are not
+recorded anywhere except in Mr. Stener's memory, and his memory of
+them cannot be admitted in this case. The witness has testified to the
+general facts."
+
+Judge Payderson smiled grimly. "Objection overruled," he returned.
+
+"Exception!" shouted Steger.
+
+"He said, as near as I can remember," replied Stener, drumming on the
+arms of the witness-chair in a nervous way, "that if I didn't give him
+three hundred thousand dollars he was going to fail, and I would be poor
+and go to the penitentiary."
+
+"Object!" shouted Stager, leaping to his feet. "Your honor, I object
+to the whole manner in which this examination is being conducted by the
+prosecution. The evidence which the district attorney is here trying to
+extract from the uncertain memory of the witness is in defiance of all
+law and precedent, and has no definite bearing on the facts of the case,
+and could not disprove or substantiate whether Mr. Cowperwood thought
+or did not think that he was going to fail. Mr. Stener might give one
+version of this conversation or any conversation that took place at this
+time, and Mr. Cowperwood another. As a matter of fact, their versions
+are different. I see no point in Mr. Shannon's line of inquiry,
+unless it is to prejudice the jury's minds towards accepting certain
+allegations which the prosecution is pleased to make and which it cannot
+possibly substantiate. I think you ought to caution the witness to
+testify only in regard to things that he recalls exactly, not to what
+he thinks he remembers; and for my part I think that all that has been
+testified to in the last five minutes might be well stricken out."
+
+"Objection overruled," replied Judge Payderson, rather indifferently;
+and Steger who had been talking merely to overcome the weight of
+Stener's testimony in the minds of the jury, sat down.
+
+Shannon once more approached Stener.
+
+"Now, as near as you can remember, Mr. Stener, I wish you would tell
+the jury what else it was that Mr. Cowperwood said on that occasion. He
+certainly didn't stop with the remark that you would be ruined and go to
+the penitentiary. Wasn't there other language that was employed on that
+occasion?"
+
+"He said, as far as I can remember," replied Stener, "that there were
+a lot of political schemers who were trying to frighten me, that if I
+didn't give him three hundred thousand dollars we would both be ruined,
+and that I might as well be tried for stealing a sheep as a lamb."
+
+"Ha!" yelled Shannon. "He said that, did he?"
+
+"Yes, sir; he did," said Stener.
+
+"How did he say it, exactly? What were his exact words?" Shannon
+demanded, emphatically, pointing a forceful forefinger at Stener in
+order to key him up to a clear memory of what had transpired.
+
+"Well, as near as I can remember, he said just that," replied Stener,
+vaguely. "You might as well be tried for stealing a sheep as a lamb."
+
+"Exactly!" exclaimed Shannon, whirling around past the jury to look at
+Cowperwood. "I thought so."
+
+"Pure pyrotechnics, your honor," said Steger, rising to his feet on the
+instant. "All intended to prejudice the minds of the jury. Acting.
+I wish you would caution the counsel for the prosecution to confine
+himself to the evidence in hand, and not act for the benefit of his
+case."
+
+The spectators smiled; and Judge Payderson, noting it, frowned severely.
+"Do you make that as an objection, Mr. Steger?" he asked.
+
+"I certainly do, your honor," insisted Steger, resourcefully.
+
+"Objection overruled. Neither counsel for the prosecution nor for the
+defense is limited to a peculiar routine of expression."
+
+Steger himself was ready to smile, but he did not dare to.
+
+Cowperwood fearing the force of such testimony and regretting it, still
+looked at Stener, pityingly. The feebleness of the man; the weakness of
+the man; the pass to which his cowardice had brought them both!
+
+When Shannon was through bringing out this unsatisfactory data, Steger
+took Stener in hand; but he could not make as much out of him as he
+hoped. In so far as this particular situation was concerned, Stener
+was telling the exact truth; and it is hard to weaken the effect of the
+exact truth by any subtlety of interpretation, though it can, sometimes,
+be done. With painstaking care Steger went over all the ground of
+Stener's long relationship with Cowperwood, and tried to make it
+appear that Cowperwood was invariably the disinterested agent--not the
+ringleader in a subtle, really criminal adventure. It was hard to do,
+but he made a fine impression. Still the jury listened with skeptical
+minds. It might not be fair to punish Cowperwood for seizing with
+avidity upon a splendid chance to get rich quick, they thought; but it
+certainly was not worth while to throw a veil of innocence over such
+palpable human cupidity. Finally, both lawyers were through with Stener
+for the time being, anyhow, and then Albert Stires was called to the
+stand.
+
+He was the same thin, pleasant, alert, rather agreeable soul that he had
+been in the heyday of his clerkly prosperity--a little paler now, but
+not otherwise changed. His small property had been saved for him by
+Cowperwood, who had advised Steger to inform the Municipal Reform
+Association that Stires' bondsmen were attempting to sequestrate it for
+their own benefit, when actually it should go to the city if there
+were any real claim against him--which there was not. That watchful
+organization had issued one of its numerous reports covering this
+point, and Albert had had the pleasure of seeing Strobik and the others
+withdraw in haste. Naturally he was grateful to Cowperwood, even though
+once he had been compelled to cry in vain in his presence. He was
+anxious now to do anything he could to help the banker, but his
+naturally truthful disposition prevented him from telling anything
+except the plain facts, which were partly beneficial and partly not.
+
+Stires testified that he recalled Cowperwood's saying that he had
+purchased the certificates, that he was entitled to the money, that
+Stener was unduly frightened, and that no harm would come to him,
+Albert. He identified certain memoranda in the city treasurer's books,
+which were produced, as being accurate, and others in Cowperwood's
+books, which were also produced, as being corroborative. His testimony
+as to Stener's astonishment on discovering that his chief clerk had
+given Cowperwood a check was against the latter; but Cowperwood hoped to
+overcome the effect of this by his own testimony later.
+
+Up to now both Steger and Cowperwood felt that they were doing fairly
+well, and that they need not be surprised if they won their case.
+
+
+
+
+
+Chapter XLII
+
+
+The trial moved on. One witness for the prosecution after another
+followed until the State had built up an arraignment that satisfied
+Shannon that he had established Cowperwood's guilt, whereupon he
+announced that he rested. Steger at once arose and began a long argument
+for the dismissal of the case on the ground that there was no evidence
+to show this, that and the other, but Judge Payderson would have none of
+it. He knew how important the matter was in the local political world.
+
+"I don't think you had better go into all that now, Mr. Steger," he
+said, wearily, after allowing him to proceed a reasonable distance. "I
+am familiar with the custom of the city, and the indictment as here made
+does not concern the custom of the city. Your argument is with the jury,
+not with me. I couldn't enter into that now. You may renew your motion
+at the close of the defendants' case. Motion denied."
+
+District-Attorney Shannon, who had been listening attentively, sat down.
+Steger, seeing there was no chance to soften the judge's mind by any
+subtlety of argument, returned to Cowperwood, who smiled at the result.
+
+"We'll just have to take our chances with the jury," he announced.
+
+"I was sure of it," replied Cowperwood.
+
+Steger then approached the jury, and, having outlined the case briefly
+from his angle of observation, continued by telling them what he was
+sure the evidence would show from his point of view.
+
+"As a matter of fact, gentlemen, there is no essential difference in
+the evidence which the prosecution can present and that which we, the
+defense, can present. We are not going to dispute that Mr. Cowperwood
+received a check from Mr. Stener for sixty thousand dollars, or that
+he failed to put the certificate of city loan which that sum of money
+represented, and to which he was entitled in payment as agent, in the
+sinking-fund, as the prosecution now claims he should have done; but
+we are going to claim and prove also beyond the shadow of a reasonable
+doubt that he had a right, as the agent of the city, doing business with
+the city through its treasury department for four years, to withhold,
+under an agreement which he had with the city treasurer, all payments
+of money and all deposits of certificates in the sinking-fund until the
+first day of each succeeding month--the first month following any given
+transaction. As a matter of fact we can and will bring many traders and
+bankers who have had dealings with the city treasury in the past in just
+this way to prove this. The prosecution is going to ask you to believe
+that Mr. Cowperwood knew at the time he received this check that he was
+going to fail; that he did not buy the certificates, as he claimed, with
+the view of placing them in the sinking-fund; and that, knowing he
+was going to fail, and that he could not subsequently deposit them, he
+deliberately went to Mr. Albert Stires, Mr. Stener's secretary, told
+him that he had purchased such certificates, and on the strength of a
+falsehood, implied if not actually spoken, secured the check, and walked
+away.
+
+"Now, gentlemen, I am not going to enter into a long-winded discussion
+of these points at this time, since the testimony is going to show very
+rapidly what the facts are. We have a number of witnesses here, and
+we are all anxious to have them heard. What I am going to ask you to
+remember is that there is not one scintilla of testimony outside of that
+which may possibly be given by Mr. George W. Stener, which will show
+either that Mr. Cowperwood knew, at the time he called on the city
+treasurer, that he was going to fail, or that he had not purchased the
+certificates in question, or that he had not the right to withhold
+them from the sinking-fund as long as he pleased up to the first of
+the month, the time he invariably struck a balance with the city.
+Mr. Stener, the ex-city treasurer, may possibly testify one way. Mr.
+Cowperwood, on his own behalf, will testify another. It will then be for
+you gentlemen to decide between them, to decide which one you prefer
+to believe--Mr. George W. Stener, the ex-city treasurer, the former
+commercial associate of Mr. Cowperwood, who, after years and years of
+profit, solely because of conditions of financial stress, fire, and
+panic, preferred to turn on his one-time associate from whose labors he
+had reaped so much profit, or Mr. Frank A. Cowperwood, the well-known
+banker and financier, who did his best to weather the storm alone, who
+fulfilled to the letter every agreement he ever had with the city, who
+has even until this hour been busy trying to remedy the unfair financial
+difficulties forced upon him by fire and panic, and who only yesterday
+made an offer to the city that, if he were allowed to continue in
+uninterrupted control of his affairs he would gladly repay as quickly as
+possible every dollar of his indebtedness (which is really not all his),
+including the five hundred thousand dollars under discussion between him
+and Mr. Stener and the city, and so prove by his works, not talk, that
+there was no basis for this unfair suspicion of his motives. As you
+perhaps surmise, the city has not chosen to accept his offer, and I
+shall try and tell you why later, gentlemen. For the present we will
+proceed with the testimony, and for the defense all I ask is that you
+give very close attention to all that is testified to here to-day.
+Listen very carefully to Mr. W. C. Davison when he is put on the stand.
+Listen equally carefully to Mr. Cowperwood when we call him to testify.
+Follow the other testimony closely, and then you will be able to judge
+for yourselves. See if you can distinguish a just motive for this
+prosecution. I can't. I am very much obliged to you for listening to me,
+gentlemen, so attentively."
+
+He then put on Arthur Rivers, who had acted for Cowperwood on 'change
+as special agent during the panic, to testify to the large quantities
+of city loan he had purchased to stay the market; and then after him,
+Cowperwood's brothers, Edward and Joseph, who testified to instructions
+received from Rivers as to buying and selling city loan on that
+occasion--principally buying.
+
+The next witness was President W. C. Davison of the Girard National
+Bank. He was a large man physically, not so round of body as full and
+broad. His shoulders and chest were ample. He had a big blond head, with
+an ample breadth of forehead, which was high and sane-looking. He had
+a thick, squat nose, which, however, was forceful, and thin, firm, even
+lips. There was the faintest touch of cynical humor in his hard blue
+eyes at times; but mostly he was friendly, alert, placid-looking,
+without seeming in the least sentimental or even kindly. His business,
+as one could see plainly, was to insist on hard financial facts, and
+one could see also how he would naturally be drawn to Frank Algernon
+Cowperwood without being mentally dominated or upset by him. As he took
+the chair very quietly, and yet one might say significantly, it was
+obvious that he felt that this sort of legal-financial palaver was above
+the average man and beneath the dignity of a true financier--in other
+words, a bother. The drowsy Sparkheaver holding up a Bible beside him
+for him to swear by might as well have been a block of wood. His oath
+was a personal matter with him. It was good business to tell the truth
+at times. His testimony was very direct and very simple.
+
+He had known Mr. Frank Algernon Cowperwood for nearly ten years. He
+had done business with or through him nearly all of that time. He knew
+nothing of his personal relations with Mr. Stener, and did not know
+Mr. Stener personally. As for the particular check of sixty thousand
+dollars--yes, he had seen it before. It had come into the bank on
+October 10th along with other collateral to offset an overdraft on the
+part of Cowperwood & Co. It was placed to the credit of Cowperwood &
+Co. on the books of the bank, and the bank secured the cash through the
+clearing-house. No money was drawn out of the bank by Cowperwood & Co.
+after that to create an overdraft. The bank's account with Cowperwood
+was squared.
+
+Nevertheless, Mr. Cowperwood might have drawn heavily, and nothing would
+have been thought of it. Mr. Davison did not know that Mr. Cowperwood
+was going to fail--did not suppose that he could, so quickly. He had
+frequently overdrawn his account with the bank; as a matter of fact,
+it was the regular course of his business to overdraw it. It kept his
+assets actively in use, which was the height of good business. His
+overdrafts were protected by collateral, however, and it was his custom
+to send bundles of collateral or checks, or both, which were variously
+distributed to keep things straight. Mr. Cowperwood's account was the
+largest and most active in the bank, Mr. Davison kindly volunteered.
+When Mr. Cowperwood had failed there had been over ninety thousand
+dollars' worth of certificates of city loan in the bank's possession
+which Mr Cowperwood had sent there as collateral. Shannon, on
+cross-examination, tried to find out for the sake of the effect on the
+jury, whether Mr. Davison was not for some ulterior motive especially
+favorable to Cowperwood. It was not possible for him to do that. Steger
+followed, and did his best to render the favorable points made by Mr.
+Davison in Cowperwood's behalf perfectly clear to the jury by having him
+repeat them. Shannon objected, of course, but it was of no use. Steger
+managed to make his point.
+
+He now decided to have Cowperwood take the stand, and at the mention of
+his name in this connection the whole courtroom bristled.
+
+Cowperwood came forward briskly and quickly. He was so calm, so jaunty,
+so defiant of life, and yet so courteous to it. These lawyers, this
+jury, this straw-and-water judge, these machinations of fate, did not
+basically disturb or humble or weaken him. He saw through the mental
+equipment of the jury at once. He wanted to assist his counsel in
+disturbing and confusing Shannon, but his reason told him that only an
+indestructible fabric of fact or seeming would do it. He believed in the
+financial rightness of the thing he had done. He was entitled to do it.
+Life was war--particularly financial life; and strategy was its keynote,
+its duty, its necessity. Why should he bother about petty, picayune
+minds which could not understand this? He went over his history for
+Steger and the jury, and put the sanest, most comfortable light on it
+that he could. He had not gone to Mr. Stener in the first place, he
+said--he had been called. He had not urged Mr. Stener to anything. He
+had merely shown him and his friends financial possibilities which they
+were only too eager to seize upon. And they had seized upon them. (It
+was not possible for Shannon to discover at this period how subtly he
+had organized his street-car companies so that he could have "shaken
+out" Stener and his friends without their being able to voice a single
+protest, so he talked of these things as opportunities which he had made
+for Stener and others. Shannon was not a financier, neither was
+Steger. They had to believe in a way, though they doubted it,
+partly--particularly Shannon.) He was not responsible for the custom
+prevailing in the office of the city treasurer, he said. He was a banker
+and broker.
+
+The jury looked at him, and believed all except this matter of the
+sixty-thousand-dollar check. When it came to that he explained it all
+plausibly enough. When he had gone to see Stener those several last
+days, he had not fancied that he was really going to fail. He had
+asked Stener for some money, it is true--not so very much, all things
+considered--one hundred and fifty thousand dollars; but, as Stener
+should have testified, he (Cowperwood) was not disturbed in his manner.
+Stener had merely been one resource of his. He was satisfied at that
+time that he had many others. He had not used the forceful language or
+made the urgent appeal which Stener said he had, although he had pointed
+out to Stener that it was a mistake to become panic-stricken, also to
+withhold further credit. It was true that Stener was his easiest, his
+quickest resource, but not his only one. He thought, as a matter of
+fact, that his credit would be greatly extended by his principal money
+friends if necessary, and that he would have ample time to patch up his
+affairs and keep things going until the storm should blow over. He had
+told Stener of his extended purchase of city loan to stay the market on
+the first day of the panic, and of the fact that sixty thousand dollars
+was due him. Stener had made no objection. It was just possible that
+he was too mentally disturbed at the time to pay close attention. After
+that, to his, Cowperwood's, surprise, unexpected pressure on great
+financial houses from unexpected directions had caused them to be not
+willingly but unfortunately severe with him. This pressure, coming
+collectively the next day, had compelled him to close his doors, though
+he had not really expected to up to the last moment. His call for the
+sixty-thousand-dollar check at the time had been purely fortuitous. He
+needed the money, of course, but it was due him, and his clerks were
+all very busy. He merely asked for and took it personally to save time.
+Stener knew if it had been refused him he would have brought suit. The
+matter of depositing city loan certificates in the sinking-fund,
+when purchased for the city, was something to which he never gave any
+personal attention whatsoever. His bookkeeper, Mr. Stapley, attended to
+all that. He did not know, as a matter of fact, that they had not been
+deposited. (This was a barefaced lie. He did know.) As for the check
+being turned over to the Girard National Bank, that was fortuitous.
+It might just as well have been turned over to some other bank if the
+conditions had been different.
+
+Thus on and on he went, answering all of Steger's and Shannon's
+searching questions with the most engaging frankness, and you could have
+sworn from the solemnity with which he took it all--the serious business
+attention--that he was the soul of so-called commercial honor. And to
+say truly, he did believe in the justice as well as the necessity and
+the importance of all that he had done and now described. He wanted the
+jury to see it as he saw it--put itself in his place and sympathize with
+him.
+
+He was through finally, and the effect on the jury of his testimony and
+his personality was peculiar. Philip Moultrie, juror No. 1, decided that
+Cowperwood was lying. He could not see how it was possible that he could
+not know the day before that he was going to fail. He must have known,
+he thought. Anyhow, the whole series of transactions between him
+and Stener seemed deserving of some punishment, and all during this
+testimony he was thinking how, when he got in the jury-room, he would
+vote guilty. He even thought of some of the arguments he would use to
+convince the others that Cowperwood was guilty. Juror No. 2, on the
+contrary, Simon Glassberg, a clothier, thought he understood how it
+all came about, and decided to vote for acquittal. He did not think
+Cowperwood was innocent, but he did not think he deserved to be
+punished. Juror No. 3, Fletcher Norton, an architect, thought Cowperwood
+was guilty, but at the same time that he was too talented to be sent to
+prison. Juror No. 4, Charles Hillegan, an Irishman, a contractor, and
+a somewhat religious-minded person, thought Cowperwood was guilty and
+ought to be punished. Juror No. 5, Philip Lukash, a coal merchant,
+thought he was guilty. Juror No. 6, Benjamin Fraser, a mining expert,
+thought he was probably guilty, but he could not be sure. Uncertain
+what he would do, juror No. 7, J. J. Bridges, a broker in Third Street,
+small, practical, narrow, thought Cowperwood was shrewd and guilty and
+deserved to be punished. He would vote for his punishment. Juror No.
+8, Guy E. Tripp, general manager of a small steamboat company, was
+uncertain. Juror No. 9, Joseph Tisdale, a retired glue manufacturer,
+thought Cowperwood was probably guilty as charged, but to Tisdale it
+was no crime. Cowperwood was entitled to do as he had done under the
+circumstances. Tisdale would vote for his acquittal. Juror No. 10,
+Richard Marsh, a young florist, was for Cowperwood in a sentimental way.
+He had, as a matter of fact, no real convictions. Juror No. 11, Richard
+Webber, a grocer, small financially, but heavy physically, was for
+Cowperwood's conviction. He thought him guilty. Juror No. 12, Washington
+B. Thomas, a wholesale flour merchant, thought Cowperwood was guilty,
+but believed in a recommendation to mercy after pronouncing him so. Men
+ought to be reformed, was his slogan.
+
+So they stood, and so Cowperwood left them, wondering whether any of his
+testimony had had a favorable effect.
+
+
+
+
+
+Chapter XLIII
+
+
+Since it is the privilege of the lawyer for the defense to address the
+jury first, Steger bowed politely to his colleague and came forward.
+Putting his hands on the jury-box rail, he began in a very quiet,
+modest, but impressive way:
+
+"Gentlemen of the jury, my client, Mr. Frank Algernon Cowperwood, a
+well-known banker and financier of this city, doing business in Third
+Street, is charged by the State of Pennsylvania, represented by the
+district attorney of this district, with fraudulently transferring from
+the treasury of the city of Philadelphia to his own purse the sum of
+sixty thousand dollars, in the form of a check made out to his order,
+dated October 9, 1871, and by him received from one Albert Stires, the
+private secretary and head bookkeeper of the treasurer of this city,
+at the time in question. Now, gentlemen, what are the facts in this
+connection? You have heard the various witnesses and know the general
+outlines of the story. Take the testimony of George W. Stener, to begin
+with. He tells you that sometime back in the year 1866 he was greatly in
+need of some one, some banker or broker, who would tell him how to bring
+city loan, which was selling very low at the time, to par--who would not
+only tell him this, but proceed to demonstrate that his knowledge was
+accurate by doing it. Mr. Stener was an inexperienced man at the time
+in the matter of finance. Mr. Cowperwood was an active young man with
+an enviable record as a broker and a trader on 'change. He proceeded
+to demonstrate to Mr. Stener not only in theory, but in fact, how this
+thing of bringing city loan to par could be done. He made an arrangement
+at that time with Mr. Stener, the details of which you have heard from
+Mr. Stener himself, the result of which was that a large amount of city
+loan was turned over to Mr. Cowperwood by Mr. Stener for sale, and by
+adroit manipulation--methods of buying and selling which need not be
+gone into here, but which are perfectly sane and legitimate in the world
+in which Mr. Cowperwood operated, did bring that loan to par, and kept
+it there year after year as you have all heard here testified to.
+
+"Now what is the bone of contention here, gentlemen, the significant
+fact which brings Mr. Stener into this court at this time charging his
+old-time agent and broker with larceny and embezzlement, and alleging
+that he has transferred to his own use without a shadow of return sixty
+thousand dollars of the money which belongs to the city treasury? What
+is it? Is it that Mr. Cowperwood secretly, with great stealth, as it
+were, at some time or other, unknown to Mr. Stener or to his assistants,
+entered the office of the treasurer and forcibly, and with criminal
+intent, carried away sixty thousand dollars' worth of the city's money?
+Not at all. The charge is, as you have heard the district attorney
+explain, that Mr. Cowperwood came in broad daylight at between four and
+five o'clock of the afternoon preceeding the day of his assignment; was
+closeted with Mr. Stener for a half or three-quarters of an hour; came
+out; explained to Mr. Albert Stires that he had recently bought sixty
+thousand dollars' worth of city loan for the city sinking-fund, for
+which he had not been paid; asked that the amount be credited on the
+city's books to him, and that he be given a check, which was his due,
+and walked out. Anything very remarkable about that, gentlemen? Anything
+very strange? Has it been testified here to-day that Mr. Cowperwood was
+not the agent of the city for the transaction of just such business as
+he said on that occasion that he had transacted? Did any one say here on
+the witness-stand that he had not bought city loan as he said he had?
+
+"Why is it then that Mr. Stener charges Mr. Cowperwood with larcenously
+securing and feloniously disposing of a check for sixty thousand dollars
+for certificates which he had a right to buy, and which it has not been
+contested here that he did buy? The reason lies just here--listen--just
+here. At the time my client asked for the check and took it away with
+him and deposited it in his own bank to his own account, he failed, so
+the prosecution insists, to put the sixty thousand dollars' worth of
+certificates for which he had received the check, in the sinking-fund;
+and having failed to do that, and being compelled by the pressure of
+financial events the same day to suspend payment generally, he thereby,
+according to the prosecution and the anxious leaders of the
+Republican party in the city, became an embezzler, a thief, a this or
+that--anything you please so long as you find a substitute for George W.
+Stener and the indifferent leaders of the Republican party in the eyes
+of the people."
+
+And here Mr. Steger proceeded boldly and defiantly to outline the entire
+political situation as it had manifested itself in connection with the
+Chicago fire, the subsequent panic and its political consequences, and
+to picture Cowperwood as the unjustly maligned agent, who before the
+fire was valuable and honorable enough to suit any of the political
+leaders of Philadelphia, but afterward, and when political defeat
+threatened, was picked upon as the most available scapegoat anywhere
+within reach.
+
+And it took him a half hour to do that. And afterward but only after he
+had pointed to Stener as the true henchman and stalking horse, who had,
+in turn, been used by political forces above him to accomplish certain
+financial results, which they were not willing to have ascribed to
+themselves, he continued with:
+
+"But now, in the light of all this, only see how ridiculous all this is!
+How silly! Frank A. Cowperwood had always been the agent of the city in
+these matters for years and years. He worked under certain rules
+which he and Mr. Stener had agreed upon in the first place, and which
+obviously came from others, who were above Mr. Stener, since they were
+hold-over customs and rules from administrations, which had been long
+before Mr. Stener ever appeared on the scene as city treasurer. One of
+them was that he could carry all transactions over until the first of
+the month following before he struck a balance. That is, he need not pay
+any money over for anything to the city treasurer, need not send him any
+checks or deposit any money or certificates in the sinking-fund until
+the first of the month because--now listen to this carefully, gentlemen;
+it is important--because his transactions in connection with city loan
+and everything else that he dealt in for the city treasurer were so
+numerous, so swift, so uncalculated beforehand, that he had to have a
+loose, easy system of this kind in order to do his work properly--to
+do business at all. Otherwise he could not very well have worked to the
+best advantage for Mr. Stener, or for any one else. It would have meant
+too much bookkeeping for him--too much for the city treasurer. Mr.
+Stener has testified to that in the early part of his story. Albert
+Stires has indicated that that was his understanding of it. Well, then
+what? Why, just this. Would any jury suppose, would any sane business
+man believe that if such were the case Mr. Cowperwood would be running
+personally with all these items of deposit, to the different banks or
+the sinking-fund or the city treasurer's office, or would be saying to
+his head bookkeeper, 'Here, Stapley, here is a check for sixty thousand
+dollars. See that the certificates of loan which this represents are put
+in the sinking-fund to-day'? And why not? What a ridiculous supposition
+any other supposition is! As a matter of course and as had always been
+the case, Mr. Cowperwood had a system. When the time came, this check
+and these certificates would be automatically taken care of. He handed
+his bookkeeper the check and forgot all about it. Would you imagine a
+banker with a vast business of this kind doing anything else?"
+
+Mr. Steger paused for breath and inquiry, and then, having satisfied
+himself that his point had been sufficiently made, he continued:
+
+"Of course the answer is that he knew he was going to fail. Well, Mr.
+Cowperwood's reply is that he didn't know anything of the sort. He has
+personally testified here that it was only at the last moment before it
+actually happened that he either thought or knew of such an occurrence.
+Why, then, this alleged refusal to let him have the check to which he
+was legally entitled? I think I know. I think I can give a reason if you
+will hear me out."
+
+Steger shifted his position and came at the jury from another
+intellectual angle:
+
+"It was simply because Mr. George W. Stener at that time, owing to
+a recent notable fire and a panic, imagined for some reason--perhaps
+because Mr. Cowperwood cautioned him not to become frightened over
+local developments generally--that Mr. Cowperwood was going to close his
+doors; and having considerable money on deposit with him at a low rate
+of interest, Mr. Stener decided that Mr. Cowperwood must not have any
+more money--not even the money that was actually due him for services
+rendered, and that had nothing whatsoever to do with the money loaned
+him by Mr. Stener at two and one-half per cent. Now isn't that a
+ridiculous situation? But it was because Mr. George W. Stener was filled
+with his own fears, based on a fire and a panic which had absolutely
+nothing to do with Mr. Cowperwood's solvency in the beginning that he
+decided not to let Frank A. Cowperwood have the money that was actually
+due him, because he, Stener, was criminally using the city's money to
+further his own private interests (through Mr. Cowperwood as a broker),
+and in danger of being exposed and possibly punished. Now where, I ask
+you, does the good sense of that decision come in? Is it apparent to
+you, gentlemen? Was Mr. Cowperwood still an agent for the city at the
+time he bought the loan certificates as here testified? He certainly
+was. If so, was he entitled to that money? Who is going to stand up here
+and deny it? Where is the question then, as to his right or his honesty
+in this matter? How does it come in here at all? I can tell you. It
+sprang solely from one source and from nowhere else, and that is the
+desire of the politicians of this city to find a scapegoat for the
+Republican party.
+
+"Now you may think I am going rather far afield for an explanation of
+this very peculiar decision to prosecute Mr. Cowperwood, an agent of the
+city, for demanding and receiving what actually belonged to him. But
+I'm not. Consider the position of the Republican party at that time.
+Consider the fact that an exposure of the truth in regard to the
+details of a large defalcation in the city treasury would have a very
+unsatisfactory effect on the election about to be held. The Republican
+party had a new city treasurer to elect, a new district attorney. It
+had been in the habit of allowing its city treasurers the privilege of
+investing the funds in their possession at a low rate of interest for
+the benefit of themselves and their friends. Their salaries were small.
+They had to have some way of eking out a reasonable existence. Was Mr.
+George Stener responsible for this custom of loaning out the city money?
+Not at all. Was Mr. Cowperwood? Not at all. The custom had been in vogue
+long before either Mr. Cowperwood or Mr. Stener came on the scene. Why,
+then, this great hue and cry about it now? The entire uproar sprang
+solely from the fear of Mr. Stener at this juncture, the fear of the
+politicians at this juncture, of public exposure. No city treasurer had
+ever been exposed before. It was a new thing to face exposure, to face
+the risk of having the public's attention called to a rather nefarious
+practice of which Mr. Stener was taking advantage, that was all. A great
+fire and a panic were endangering the security and well-being of many
+a financial organization in the city--Mr. Cowperwood's among others.
+It meant many possible failures, and many possible failures meant one
+possible failure. If Frank A. Cowperwood failed, he would fail owing the
+city of Philadelphia five hundred thousand dollars, borrowed from the
+city treasurer at the very low rate of interest of two and one-half per
+cent. Anything very detrimental to Mr. Cowperwood in that? Had he gone
+to the city treasurer and asked to be loaned money at two and one-half
+per cent.? If he had, was there anything criminal in it from a business
+point of view? Isn't a man entitled to borrow money from any source he
+can at the lowest possible rate of interest? Did Mr. Stener have to loan
+it to Mr. Cowperwood if he did not want to? As a matter of fact didn't
+he testify here to-day that he personally had sent for Mr. Cowperwood
+in the first place? Why, then, in Heaven's name, this excited charge of
+larceny, larceny as bailee, embezzlement, embezzlement on a check, etc.,
+etc.?
+
+"Once more, gentlemen, listen. I'll tell you why. The men who stood
+behind Stener, and whose bidding he was doing, wanted to make a
+political scapegoat of some one--of Frank Algernon Cowperwood, if they
+couldn't get any one else. That's why. No other reason under God's blue
+sky, not one. Why, if Mr. Cowperwood needed more money just at that time
+to tide him over, it would have been good policy for them to have given
+it to him and hushed this matter up. It would have been illegal--though
+not any more illegal than anything else that has ever been done in this
+connection--but it would have been safer. Fear, gentlemen, fear, lack of
+courage, inability to meet a great crisis when a great crisis appears,
+was all that really prevented them from doing this. They were afraid to
+place confidence in a man who had never heretofore betrayed their trust
+and from whose loyalty and great financial ability they and the city
+had been reaping large profits. The reigning city treasurer of the time
+didn't have the courage to go on in the face of fire and panic and the
+rumors of possible failure, and stick by his illegal guns; and so
+he decided to draw in his horns as testified here to-day--to ask Mr.
+Cowperwood to return all or at least a big part of the five hundred
+thousand dollars he had loaned him, and which Cowperwood had been
+actually using for his, Stener's benefit, and to refuse him in addition
+the money that was actually due him for an authorized purchase of city
+loan. Was Cowperwood guilty as an agent in any of these transactions?
+Not in the least. Was there any suit pending to make him return the five
+hundred thousand dollars of city money involved in his present failure?
+Not at all. It was simply a case of wild, silly panic on the part of
+George W. Stener, and a strong desire on the part of the Republican
+party leaders, once they discovered what the situation was, to find some
+one outside of Stener, the party treasurer, upon whom they could blame
+the shortage in the treasury. You heard what Mr. Cowperwood testified to
+here in this case to-day--that he went to Mr. Stener to forfend against
+any possible action of this kind in the first place. And it was because
+of this very warning that Mr. Stener became wildly excited, lost his
+head, and wanted Mr. Cowperwood to return him all his money, all the
+five hundred thousand dollars he had loaned him at two and one-half per
+cent. Isn't that silly financial business at the best? Wasn't that a
+fine time to try to call a perfectly legal loan?
+
+"But now to return to this particular check of sixty thousand dollars.
+When Mr. Cowperwood called that last afternoon before he failed, Mr.
+Stener testified that he told him that he couldn't have any more money,
+that it was impossible, and that then Mr. Cowperwood went out into his
+general office and without his knowledge or consent persuaded his chief
+clerk and secretary, Mr. Albert Stires, to give him a check for sixty
+thousand dollars, to which he was not entitled and on which he, Stener,
+would have stopped payment if he had known.
+
+"What nonsense! Why didn't he know? The books were there, open to him.
+Mr. Stires told him the first thing the next morning. Mr. Cowperwood
+thought nothing of it, for he was entitled to it, and could collect it
+in any court of law having jurisdiction in such cases, failure or
+no failure. It is silly for Mr. Stener to say he would have stopped
+payment. Such a claim was probably an after-thought of the next morning
+after he had talked with his friends, the politicians, and was all a
+part, a trick, a trap, to provide the Republican party with a scapegoat
+at this time. Nothing more and nothing less; and you may be sure no
+one knew it better than the people who were most anxious to see Mr.
+Cowperwood convicted."
+
+Steger paused and looked significantly at Shannon.
+
+"Gentlemen of the jury [he finally concluded, quietly and earnestly],
+you are going to find, when you think it over in the jury-room this
+evening, that this charge of larceny and larceny as bailee, and
+embezzlement of a check for sixty thousand dollars, which are contained
+in this indictment, and which represent nothing more than the eager
+effort of the district attorney to word this one act in such a way that
+it will look like a crime, represents nothing more than the excited
+imagination of a lot of political refugees who are anxious to protect
+their own skirts at the expense of Mr. Cowperwood, and who care for
+nothing--honor, fair play, or anything else, so long as they are let off
+scot-free. They don't want the Republicans of Pennsylvania to think too
+ill of the Republican party management and control in this city. They
+want to protect George W. Stener as much as possible and to make a
+political scapegoat of my client. It can't be done, and it won't be
+done. As honorable, intelligent men you won't permit it to be done. And
+I think with that thought I can safely leave you."
+
+Steger suddenly turned from the jury-box and walked to his seat beside
+Cowperwood, while Shannon arose, calm, forceful, vigorous, much younger.
+
+As between man and man, Shannon was not particularly opposed to the case
+Steger had made out for Cowperwood, nor was he opposed to Cowperwood's
+having made money as he did. As a matter of fact, Shannon actually
+thought that if he had been in Cowperwood's position he would have
+done exactly the same thing. However, he was the newly elected district
+attorney. He had a record to make; and, besides, the political powers
+who were above him were satisfied that Cowperwood ought to be convicted
+for the looks of the thing. Therefore he laid his hands firmly on the
+rail at first, looked the jurors steadily in the eyes for a time, and,
+having framed a few thoughts in his mind began:
+
+"Now, gentlemen of the jury, it seems to me that if we all pay strict
+attention to what has transpired here to-day, we will have no difficulty
+in reaching a conclusion; and it will be a very satisfactory one, if
+we all try to interpret the facts correctly. This defendant, Mr.
+Cowperwood, comes into this court to-day charged, as I have stated to
+you before, with larceny, with larceny as bailee, with embezzlement,
+and with embezzlement of a specific check--namely, one dated October 9,
+1871, drawn to the order of Frank A. Cowperwood & Company for the sum
+of sixty thousand dollars by the secretary of the city treasurer for the
+city treasurer, and by him signed, as he had a perfect right to sign it,
+and delivered to the said Frank A. Cowperwood, who claims that he was
+not only properly solvent at the time, but had previously purchased
+certificates of city loan to the value of sixty thousand dollars, and
+had at that time or would shortly thereafter, as was his custom, deposit
+them to the credit of the city in the city sinking-fund, and thus close
+what would ordinarily be an ordinary transaction--namely, that of Frank
+A. Cowperwood & Company as bankers and brokers for the city buying city
+loan for the city, depositing it in the sinking-fund, and being promptly
+and properly reimbursed. Now, gentlemen, what are the actual facts
+in this case? Was the said Frank A. Cowperwood & Company--there is no
+company, as you well know, as you have heard testified here to-day, only
+Frank A. Cowperwood--was the said Frank A. Cowperwood a fit person to
+receive the check at this time in the manner he received it--that is,
+was he authorized agent of the city at the time, or was he not? Was he
+solvent? Did he actually himself think he was going to fail, and was
+this sixty-thousand-dollar check a last thin straw which he was grabbing
+at to save his financial life regardless of what it involved legally,
+morally, or otherwise; or had he actually purchased certificates of city
+loan to the amount he said he had in the way he said he had, at the
+time he said he had, and was he merely collecting his honest due? Did he
+intend to deposit these certificates of loans in the city sinking-fund,
+as he said he would--as it was understood naturally and normally that
+he would--or did he not? Were his relations with the city treasurer as
+broker and agent the same as they had always been on the day that he
+secured this particular check for sixty thousand dollars, or were they
+not? Had they been terminated by a conversation fifteen minutes before
+or two days before or two weeks before--it makes no difference when, so
+long as they had been properly terminated--or had they not? A business
+man has a right to abrogate an agreement at any time where there is
+no specific form of contract and no fixed period of operation entered
+into--as you all must know. You must not forget that in considering the
+evidence in this case. Did George W. Stener, knowing or suspecting that
+Frank A. Cowperwood was in a tight place financially, unable to fulfill
+any longer properly and honestly the duties supposedly devolving on
+him by this agreement, terminate it then and there on October 9, 1871,
+before this check for sixty thousand dollars was given, or did he not?
+Did Mr. Frank A. Cowperwood then and there, knowing that he was no
+longer an agent of the city treasurer and the city, and knowing also
+that he was insolvent (having, as Mr. Stener contends, admitted to him
+that he was so), and having no intention of placing the certificates
+which he subsequently declared he had purchased in the sinking-fund, go
+out into Mr. Stener's general office, meet his secretary, tell him he
+had purchased sixty thousand dollars' worth of city loan, ask for the
+check, get it, put it in his pocket, walk off, and never make any
+return of any kind in any manner, shape, or form to the city, and then,
+subsequently, twenty-four hours later, fail, owing this and five hundred
+thousand dollars more to the city treasury, or did he not? What are
+the facts in this case? What have the witnesses testified to? What has
+George W. Stener testified to, Albert Stires, President Davison, Mr.
+Cowperwood himself? What are the interesting, subtle facts in this case,
+anyhow? Gentlemen, you have a very curious problem to decide."
+
+He paused and gazed at the jury, adjusting his sleeves as he did so,
+and looking as though he knew for certain that he was on the trail of a
+slippery, elusive criminal who was in a fair way to foist himself upon
+an honorable and decent community and an honorable and innocent jury as
+an honest man.
+
+Then he continued:
+
+"Now, gentlemen, what are the facts? You can see for yourselves exactly
+how this whole situation has come about. You are sensible men. I don't
+need to tell you. Here are two men, one elected treasurer of the city of
+Philadelphia, sworn to guard the interests of the city and to manipulate
+its finances to the best advantage, and the other called in at a time
+of uncertain financial cogitation to assist in unraveling a possibly
+difficult financial problem; and then you have a case of a quiet,
+private financial understanding being reached, and of subsequent illegal
+dealings in which one man who is shrewder, wiser, more versed in
+the subtle ways of Third Street leads the other along over seemingly
+charming paths of fortunate investment into an accidental but none the
+less criminal mire of failure and exposure and public calumny and what
+not. And then they get to the place where the more vulnerable individual
+of the two--the man in the most dangerous position, the city treasurer
+of Philadelphia, no less--can no longer reasonably or, let us say,
+courageously, follow the other fellow; and then you have such a
+spectacle as was described here this afternoon in the witness-chair by
+Mr. Stener--that is, you have a vicious, greedy, unmerciful financial
+wolf standing over a cowering, unsophisticated commercial lamb, and
+saying to him, his white, shiny teeth glittering all the while, 'If you
+don't advance me the money I ask for--the three hundred thousand dollars
+I now demand--you will be a convict, your children will be thrown in the
+street, you and your wife and your family will be in poverty again, and
+there will be no one to turn a hand for you.' That is what Mr. Stener
+says Mr. Cowperwood said to him. I, for my part, haven't a doubt in the
+world that he did. Mr. Steger, in his very guarded references to his
+client, describes him as a nice, kind, gentlemanly agent, a broker
+merely on whom was practically forced the use of five hundred thousand
+dollars at two and a half per cent. when money was bringing from ten to
+fifteen per cent. in Third Street on call loans, and even more. But I
+for one don't choose to believe it. The thing that strikes me as
+strange in all of this is that if he was so nice and kind and gentle and
+remote--a mere hired and therefore subservient agent--how is it that
+he could have gone to Mr. Stener's office two or three days before the
+matter of this sixty-thousand-dollar check came up and say to him, as
+Mr. Stener testifies under oath that he did say to him, 'If you don't
+give me three hundred thousand dollars' worth more of the city's money
+at once, to-day, I will fail, and you will be a convict. You will go
+to the penitentiary.'? That's what he said to him. 'I will fail and you
+will be a convict. They can't touch me, but they will arrest you. I
+am an agent merely.' Does that sound like a nice, mild, innocent,
+well-mannered agent, a hired broker, or doesn't it sound like a hard,
+defiant, contemptuous master--a man in control and ready to rule and win
+by fair means or foul?
+
+"Gentlemen, I hold no brief for George W. Stener. In my judgment he is
+as guilty as his smug co-partner in crime--if not more so--this oily
+financier who came smiling and in sheep's clothing, pointing out subtle
+ways by which the city's money could be made profitable for both; but
+when I hear Mr. Cowperwood described as I have just heard him described,
+as a nice, mild, innocent agent, my gorge rises. Why, gentlemen, if you
+want to get a right point of view on this whole proposition you will
+have to go back about ten or twelve years and see Mr. George W. Stener
+as he was then, a rather poverty-stricken beginner in politics, and
+before this very subtle and capable broker and agent came along and
+pointed out ways and means by which the city's money could be made
+profitable; George W. Stener wasn't very much of a personage then, and
+neither was Frank A. Cowperwood when he found Stener newly elected to
+the office of city treasurer. Can't you see him arriving at that time
+nice and fresh and young and well dressed, as shrewd as a fox, and
+saying: 'Come to me. Let me handle city loan. Loan me the city's money
+at two per cent. or less.' Can't you hear him suggesting this? Can't you
+see him?
+
+"George W. Stener was a poor man, comparatively a very poor man, when
+he first became city treasurer. All he had was a small real-estate
+and insurance business which brought him in, say, twenty-five hundred
+dollars a year. He had a wife and four children to support, and he had
+never had the slightest taste of what for him might be called luxury or
+comfort. Then comes Mr. Cowperwood--at his request, to be sure, but on
+an errand which held no theory of evil gains in Mr. Stener's mind at the
+time--and proposes his grand scheme of manipulating all the city loan
+to their mutual advantage. Do you yourselves think, gentlemen, from what
+you have seen of George W. Stener here on the witness-stand, that it was
+he who proposed this plan of ill-gotten wealth to that gentleman over
+there?"
+
+He pointed to Cowperwood.
+
+"Does he look to you like a man who would be able to tell that gentleman
+anything about finance or this wonderful manipulation that followed?
+I ask you, does he look clever enough to suggest all the subtleties by
+which these two subsequently made so much money? Why, the statement of
+this man Cowperwood made to his creditors at the time of his failure
+here a few weeks ago showed that he considered himself to be worth over
+one million two hundred and fifty thousand dollars, and he is only a
+little over thirty-four years old to-day. How much was he worth at the
+time he first entered business relations with the ex-city treasurer?
+Have you any idea? I can tell. I had the matter looked up almost a month
+ago on my accession to office. Just a little over two hundred thousand
+dollars, gentlemen--just a little over two hundred thousand dollars.
+Here is an abstract from the files of Dun & Company for that year. Now
+you can see how rapidly our Caesar has grown in wealth since then.
+You can see how profitable these few short years have been to him. Was
+George W. Stener worth any such sum up to the time he was removed from
+his office and indicted for embezzlement? Was he? I have here a schedule
+of his liabilities and assets made out at the time. You can see it for
+yourselves, gentlemen. Just two hundred and twenty thousand dollars
+measured the sum of all his property three weeks ago; and it is an
+accurate estimate, as I have reason to know. Why was it, do you suppose,
+that Mr. Cowperwood grew so fast in wealth and Mr. Stener so slowly?
+They were partners in crime. Mr. Stener was loaning Mr. Cowperwood vast
+sums of the city's money at two per cent. when call-rates for money in
+Third Street were sometimes as high as sixteen and seventeen per cent.
+Don't you suppose that Mr. Cowperwood sitting there knew how to use this
+very cheaply come-by money to the very best advantage? Does he look to
+you as though he didn't? You have seen him on the witness-stand. You
+have heard him testify. Very suave, very straightforward-seeming, very
+innocent, doing everything as a favor to Mr. Stener and his friends, of
+course, and yet making a million in a little over six years and allowing
+Mr. Stener to make one hundred and sixty thousand dollars or less,
+for Mr. Stener had some little money at the time this partnership was
+entered into--a few thousand dollars."
+
+Shannon now came to the vital transaction of October 9th, when
+Cowperwood called on Stener and secured the check for sixty thousand
+dollars from Albert Stires. His scorn for this (as he appeared to think)
+subtle and criminal transaction was unbounded. It was plain larceny,
+stealing, and Cowperwood knew it when he asked Stires for the check.
+
+"Think of it! [Shannon exclaimed, turning and looking squarely at
+Cowperwood, who faced him quite calmly, undisturbed and unashamed.]
+Think of it! Think of the colossal nerve of the man--the Machiavellian
+subtlety of his brain. He knew he was going to fail. He knew after
+two days of financial work--after two days of struggle to offset the
+providential disaster which upset his nefarious schemes--that he had
+exhausted every possible resource save one, the city treasury, and that
+unless he could compel aid there he was going to fail. He already owed
+the city treasury five hundred thousand dollars. He had already used the
+city treasurer as a cat's-paw so much, had involved him so deeply, that
+the latter, because of the staggering size of the debt, was becoming
+frightened. Did that deter Mr. Cowperwood? Not at all."
+
+He shook his finger ominously in Cowperwood's face, and the latter
+turned irritably away. "He is showing off for the benefit of his
+future," he whispered to Steger. "I wish you could tell the jury that."
+
+"I wish I could," replied Steger, smiling scornfully, "but my hour is
+over."
+
+"Why [continued Mr. Shannon, turning once more to the jury], think of
+the colossal, wolfish nerve that would permit a man to say to Albert
+Stires that he had just purchased sixty thousand dollars' worth
+additional of city loan, and that he would then and there take the check
+for it! Had he actually purchased this city loan as he said he had?
+Who can tell? Could any human being wind through all the mazes of the
+complicated bookkeeping system which he ran, and actually tell? The best
+answer to that is that if he did purchase the certificates he intended
+that it should make no difference to the city, for he made no effort
+to put the certificates in the sinking-fund, where they belonged. His
+counsel says, and he says, that he didn't have to until the first of
+the month, although the law says that he must do it at once, and he knew
+well enough that legally he was bound to do it. His counsel says, and he
+says, that he didn't know he was going to fail. Hence there was no need
+of worrying about it. I wonder if any of you gentlemen really believed
+that? Had he ever asked for a check like that so quick before in his
+life? In all the history of these nefarious transactions was there
+another incident like that? You know there wasn't. He had never before,
+on any occasion, asked personally for a check for anything in this
+office, and yet on this occasion he did it. Why? Why should he ask for
+it this time? A few hours more, according to his own statement, wouldn't
+have made any difference one way or the other, would it? He could have
+sent a boy for it, as usual. That was the way it had always been done
+before. Why anything different now? I'll tell you why! [Shannon suddenly
+shouted, varying his voice tremendously.] I'll tell you why! He knew
+that he was a ruined man! He knew that his last semi-legitimate avenue
+of escape--the favor of George W. Stener--had been closed to him! He
+knew that honestly, by open agreement, he could not extract another
+single dollar from the treasury of the city of Philadelphia. He knew
+that if he left the office without this check and sent a boy for it, the
+aroused city treasurer would have time to inform his clerks, and
+that then no further money could be obtained. That's why! That's why,
+gentlemen, if you really want to know.
+
+"Now, gentlemen of the jury, I am about done with my arraignment of this
+fine, honorable, virtuous citizen whom the counsel for the defense,
+Mr. Steger, tells you you cannot possibly convict without doing a
+great injustice. All I have to say is that you look to me like sane,
+intelligent men--just the sort of men that I meet everywhere in the
+ordinary walks of life, doing an honorable American business in
+an honorable American way. Now, gentlemen of the jury [he was very
+soft-spoken now], all I have to say is that if, after all you have heard
+and seen here to-day, you still think that Mr. Frank A. Cowperwood is
+an honest, honorable man--that he didn't steal, willfully and knowingly,
+sixty thousand dollars from the Philadelphia city treasury; that he had
+actually bought the certificates he said he had, and had intended to put
+them in the sinking-fund, as he said he did, then don't you dare to do
+anything except turn him loose, and that speedily, so that he can go
+on back to-day into Third Street, and start to straighten out his
+much-entangled financial affairs. It is the only thing for honest,
+conscientious men to do--to turn him instantly loose into the heart of
+this community, so that some of the rank injustice that my opponent, Mr.
+Steger, alleges has been done him will be a little made up to him. You
+owe him, if that is the way you feel, a prompt acknowledgment of his
+innocence. Don't worry about George W. Stener. His guilt is established
+by his own confession. He admits he is guilty. He will be sentenced
+without trial later on. But this man--he says he is an honest, honorable
+man. He says he didn't think he was going to fail. He says he used all
+that threatening, compelling, terrifying language, not because he was
+in danger of failing, but because he didn't want the bother of looking
+further for aid. What do you think? Do you really think that he
+had purchased sixty thousand dollars more of certificates for the
+sinking-fund, and that he was entitled to the money? If so, why didn't
+he put them in the sinking-fund? They're not there now, and the sixty
+thousand dollars is gone. Who got it? The Girard National Bank, where he
+was overdrawn to the extent of one hundred thousand dollars! Did it get
+it and forty thousand dollars more in other checks and certificates?
+Certainly. Why? Do you suppose the Girard National Bank might be in any
+way grateful for this last little favor before he closed his doors? Do
+you think that President Davison, whom you saw here testifying so kindly
+in this case feels at all friendly, and that that may possibly--I
+don't say that it does--explain his very kindly interpretation of Mr.
+Cowperwood's condition? It might be. You can think as well along that
+line as I can. Anyhow, gentlemen, President Davison says Mr. Cowperwood
+is an honorable, honest man, and so does his counsel, Mr. Steger. You
+have heard the testimony. Now you think it over. If you want to turn him
+loose--turn him loose. [He waved his hand wearily.] You're the judges.
+I wouldn't; but then I am merely a hard-working lawyer--one person, one
+opinion. You may think differently--that's your business. [He waved his
+hand suggestively, almost contemptuously.] However, I'm through, and I
+thank you for your courtesy. Gentlemen, the decision rests with you."
+
+He turned away grandly, and the jury stirred--so did the idle spectators
+in the court. Judge Payderson sighed a sigh of relief. It was now quite
+dark, and the flaring gas forms in the court were all brightly lighted.
+Outside one could see that it was snowing. The judge stirred among his
+papers wearily, and turning to the jurors solemnly, began his customary
+explanation of the law, after which they filed out to the jury-room.
+
+Cowperwood turned to his father who now came over across the
+fast-emptying court, and said:
+
+"Well, we'll know now in a little while."
+
+"Yes," replied Cowperwood, Sr., a little wearily. "I hope it comes out
+right. I saw Butler back there a little while ago."
+
+"Did you?" queried Cowperwood, to whom this had a peculiar interest.
+
+"Yes," replied his father. "He's just gone."
+
+So, Cowperwood thought, Butler was curious enough as to his fate to want
+to come here and watch him tried. Shannon was his tool. Judge Payderson
+was his emissary, in a way. He, Cowperwood, might defeat him in the
+matter of his daughter, but it was not so easy to defeat him here
+unless the jury should happen to take a sympathetic attitude. They might
+convict him, and then Butler's Judge Payderson would have the privilege
+of sentencing him--giving him the maximum sentence. That would not be so
+nice--five years! He cooled a little as he thought of it, but there was
+no use worrying about what had not yet happened. Steger came forward and
+told him that his bail was now ended--had been the moment the jury left
+the room--and that he was at this moment actually in the care of
+the sheriff, of whom he knew--Sheriff Adlai Jaspers. Unless he were
+acquitted by the jury, Steger added, he would have to remain in the
+sheriff's care until an application for a certificate of reasonable
+doubt could be made and acted upon.
+
+"It would take all of five days, Frank," Steger said, "but Jaspers isn't
+a bad sort. He'd be reasonable. Of course if we're lucky you won't have
+to visit him. You will have to go with this bailiff now, though. Then if
+things come out right we'll go home. Say, I'd like to win this case,"
+he said. "I'd like to give them the laugh and see you do it. I consider
+you've been pretty badly treated, and I think I made that perfectly
+clear. I can reverse this verdict on a dozen grounds if they happen to
+decide against you."
+
+He and Cowperwood and the latter's father now stalked off with the
+sheriff's subordinate--a small man by the name of "Eddie" Zanders, who
+had approached to take charge. They entered a small room called the pen
+at the back of the court, where all those on trial whose liberty had
+been forfeited by the jury's leaving the room had to wait pending its
+return. It was a dreary, high-ceiled, four-square place, with a window
+looking out into Chestnut Street, and a second door leading off into
+somewhere--one had no idea where. It was dingy, with a worn wooden
+floor, some heavy, plain, wooden benches lining the four sides, no
+pictures or ornaments of any kind. A single two-arm gas-pipe descended
+from the center of the ceiling. It was permeated by a peculiarly stale
+and pungent odor, obviously redolent of all the flotsam and jetsam of
+life--criminal and innocent--that had stood or sat in here from time to
+time, waiting patiently to learn what a deliberating fate held in store.
+
+Cowperwood was, of course, disgusted; but he was too self-reliant
+and capable to show it. All his life he had been immaculate, almost
+fastidious in his care of himself. Here he was coming, perforce, in
+contact with a form of life which jarred upon him greatly. Steger, who
+was beside him, made some comforting, explanatory, apologetic remarks.
+
+"Not as nice as it might be," he said, "but you won't mind waiting a
+little while. The jury won't be long, I fancy."
+
+"That may not help me," he replied, walking to the window. Afterward he
+added: "What must be, must be."
+
+His father winced. Suppose Frank was on the verge of a long prison term,
+which meant an atmosphere like this? Heavens! For a moment, he trembled,
+then for the first time in years he made a silent prayer.
+
+
+
+
+
+Chapter XLIV
+
+
+Meanwhile the great argument had been begun in the jury-room, and all
+the points that had been meditatively speculated upon in the jury-box
+were now being openly discussed.
+
+It is amazingly interesting to see how a jury will waver and speculate
+in a case like this--how curious and uncertain is the process by which
+it makes up its so-called mind. So-called truth is a nebulous thing at
+best; facts are capable of such curious inversion and interpretation,
+honest and otherwise. The jury had a strongly complicated problem before
+it, and it went over it and over it.
+
+Juries reach not so much definite conclusions as verdicts, in a curious
+fashion and for curious reasons. Very often a jury will have concluded
+little so far as its individual members are concerned and yet it will
+have reached a verdict. The matter of time, as all lawyers know, plays
+a part in this. Juries, speaking of the members collectively and
+frequently individually, object to the amount of time it takes to decide
+a case. They do not enjoy sitting and deliberating over a problem unless
+it is tremendously fascinating. The ramifications or the mystery of a
+syllogism can become a weariness and a bore. The jury-room itself may
+and frequently does become a dull agony.
+
+On the other hand, no jury contemplates a disagreement with any degree
+of satisfaction. There is something so inherently constructive in the
+human mind that to leave a problem unsolved is plain misery. It haunts
+the average individual like any other important task left unfinished.
+Men in a jury-room, like those scientifically demonstrated atoms of a
+crystal which scientists and philosophers love to speculate upon, like
+finally to arrange themselves into an orderly and artistic whole, to
+present a compact, intellectual front, to be whatever they have set out
+to be, properly and rightly--a compact, sensible jury. One sees this
+same instinct magnificently displayed in every other phase of nature--in
+the drifting of sea-wood to the Sargasso Sea, in the geometric
+interrelation of air-bubbles on the surface of still water, in the
+marvelous unreasoned architecture of so many insects and atomic forms
+which make up the substance and the texture of this world. It would seem
+as though the physical substance of life--this apparition of form which
+the eye detects and calls real were shot through with some vast subtlety
+that loves order, that is order. The atoms of our so-called being, in
+spite of our so-called reason--the dreams of a mood--know where to go
+and what to do. They represent an order, a wisdom, a willing that is not
+of us. They build orderly in spite of us. So the subconscious spirit
+of a jury. At the same time, one does not forget the strange hypnotic
+effect of one personality on another, the varying effects of varying
+types on each other, until a solution--to use the word in its purely
+chemical sense--is reached. In a jury-room the thought or determination
+of one or two or three men, if it be definite enough, is likely to
+pervade the whole room and conquer the reason or the opposition of the
+majority. One man "standing out" for the definite thought that is in him
+is apt to become either the triumphant leader of a pliant mass or the
+brutally battered target of a flaming, concentrated intellectual fire.
+Men despise dull opposition that is without reason. In a jury-room, of
+all places, a man is expected to give a reason for the faith that is in
+him--if one is demanded. It will not do to say, "I cannot agree." Jurors
+have been known to fight. Bitter antagonisms lasting for years have been
+generated in these close quarters. Recalcitrant jurors have been hounded
+commercially in their local spheres for their unreasoned oppositions or
+conclusions.
+
+After reaching the conclusion that Cowperwood unquestionably deserved
+some punishment, there was wrangling as to whether the verdict should be
+guilty on all four counts, as charged in the indictment. Since they did
+not understand how to differentiate between the various charges very
+well, they decided it should be on all four, and a recommendation to
+mercy added. Afterward this last was eliminated, however; either he was
+guilty or he was not. The judge could see as well as they could all the
+extenuating circumstances--perhaps better. Why tie his hands? As a rule
+no attention was paid to such recommendations, anyhow, and it only made
+the jury look wabbly.
+
+So, finally, at ten minutes after twelve that night, they were ready to
+return a verdict; and Judge Payderson, who, because of his interest in
+the case and the fact that he lived not so far away, had decided to wait
+up this long, was recalled. Steger and Cowperwood were sent for.
+The court-room was fully lighted. The bailiff, the clerk, and the
+stenographer were there. The jury filed in, and Cowperwood, with Steger
+at his right, took his position at the gate which gave into the railed
+space where prisoners always stand to hear the verdict and listen to any
+commentary of the judge. He was accompanied by his father, who was very
+nervous.
+
+For the first time in his life he felt as though he were walking in
+his sleep. Was this the real Frank Cowperwood of two months before--so
+wealthy, so progressive, so sure? Was this only December 5th or 6th now
+(it was after midnight)? Why was it the jury had deliberated so long?
+What did it mean? Here they were now, standing and gazing solemnly
+before them; and here now was Judge Payderson, mounting the steps of his
+rostrum, his frizzled hair standing out in a strange, attractive
+way, his familiar bailiff rapping for order. He did not look at
+Cowperwood--it would not be courteous--but at the jury, who gazed at him
+in return. At the words of the clerk, "Gentlemen of the jury, have you
+agreed upon a verdict?" the foreman spoke up, "We have."
+
+"Do you find the defendant guilty or not guilty?"
+
+"We find the defendant guilty as charged in the indictment."
+
+How had they come to do this? Because he had taken a check for sixty
+thousand dollars which did not belong to him? But in reality it did.
+Good Lord, what was sixty thousand dollars in the sum total of all the
+money that had passed back and forth between him and George W. Stener?
+Nothing, nothing! A mere bagatelle in its way; and yet here it had
+risen up, this miserable, insignificant check, and become a mountain of
+opposition, a stone wall, a prison-wall barring his further progress. It
+was astonishing. He looked around him at the court-room. How large and
+bare and cold it was! Still he was Frank A. Cowperwood. Why should he
+let such queer thoughts disturb him? His fight for freedom and privilege
+and restitution was not over yet. Good heavens! It had only begun. In
+five days he would be out again on bail. Steger would take an appeal.
+He would be out, and he would have two long months in which to make an
+additional fight. He was not down yet. He would win his liberty. This
+jury was all wrong. A higher court would say so. It would reverse their
+verdict, and he knew it. He turned to Steger, where the latter was
+having the clerk poll the jury, in the hope that some one juror had been
+over-persuaded, made to vote against his will.
+
+"Is that your verdict?" he heard the clerk ask of Philip Moultrie, juror
+No. 1.
+
+"It is," replied that worthy, solemnly.
+
+"Is that your verdict?" The clerk was pointing to Simon Glassberg.
+
+"Yes, sir."
+
+"Is that your verdict?" He pointed to Fletcher Norton.
+
+"Yes."
+
+So it went through the whole jury. All the men answered firmly and
+clearly, though Steger thought it might barely be possible that one
+would have changed his mind. The judge thanked them and told them that
+in view of their long services this night, they were dismissed for the
+term. The only thing remaining to be done now was for Steger to persuade
+Judge Payderson to grant a stay of sentence pending the hearing of a
+motion by the State Supreme Court for a new trial.
+
+The Judge looked at Cowperwood very curiously as Steger made this
+request in proper form, and owing to the importance of the case and
+the feeling he had that the Supreme Court might very readily grant
+a certificate of reasonable doubt in this case, he agreed. There was
+nothing left, therefore, but for Cowperwood to return at this late hour
+with the deputy sheriff to the county jail, where he must now remain for
+five days at least--possibly longer.
+
+The jail in question, which was known locally as Moyamensing Prison,
+was located at Tenth and Reed Streets, and from an architectural and
+artistic point of view was not actually displeasing to the eye. It
+consisted of a central portion--prison, residence for the sheriff or
+what you will--three stories high, with a battlemented cornice and a
+round battlemented tower about one-third as high as the central portion
+itself, and two wings, each two stories high, with battlemented turrets
+at either end, giving it a highly castellated and consequently, from the
+American point of view, a very prison-like appearance. The facade of the
+prison, which was not more than thirty-five feet high for the central
+portion, nor more than twenty-five feet for the wings, was set back at
+least a hundred feet from the street, and was continued at either end,
+from the wings to the end of the street block, by a stone wall all of
+twenty feet high. The structure was not severely prison-like, for the
+central portion was pierced by rather large, unbarred apertures hung on
+the two upper stories with curtains, and giving the whole front a
+rather pleasant and residential air. The wing to the right, as one stood
+looking in from the street, was the section known as the county jail
+proper, and was devoted to the care of prisoners serving short-term
+sentences on some judicial order. The wing to the left was devoted
+exclusively to the care and control of untried prisoners. The whole
+building was built of a smooth, light-colored stone, which on a snowy
+night like this, with the few lamps that were used in it glowing
+feebly in the dark, presented an eery, fantastic, almost supernatural
+appearance.
+
+It was a rough and blowy night when Cowperwood started for this
+institution under duress. The wind was driving the snow before it in
+curious, interesting whirls. Eddie Zanders, the sheriff's deputy on
+guard at the court of Quarter Sessions, accompanied him and his father
+and Steger. Zanders was a little man, dark, with a short, stubby
+mustache, and a shrewd though not highly intelligent eye. He was anxious
+first to uphold his dignity as a deputy sheriff, which was a very
+important position in his estimation, and next to turn an honest penny
+if he could. He knew little save the details of his small world, which
+consisted of accompanying prisoners to and from the courts and the
+jails, and seeing that they did not get away. He was not unfriendly to
+a particular type of prisoner--the well-to-do or moderately
+prosperous--for he had long since learned that it paid to be so.
+To-night he offered a few sociable suggestions--viz., that it was rather
+rough, that the jail was not so far but that they could walk, and that
+Sheriff Jaspers would, in all likelihood, be around or could be aroused.
+Cowperwood scarcely heard. He was thinking of his mother and his wife
+and of Aileen.
+
+When the jail was reached he was led to the central portion, as it was
+here that the sheriff, Adlai Jaspers, had his private office. Jaspers
+had recently been elected to office, and was inclined to conform to all
+outward appearances, in so far as the proper conduct of his office was
+concerned, without in reality inwardly conforming. Thus it was generally
+known among the politicians that one way he had of fattening his rather
+lean salary was to rent private rooms and grant special privileges to
+prisoners who had the money to pay for the same. Other sheriffs had done
+it before him. In fact, when Jaspers was inducted into office, several
+prisoners were already enjoying these privileges, and it was not a part
+of his scheme of things to disturb them. The rooms that he let to the
+"right parties," as he invariably put it, were in the central portion
+of the jail, where were his own private living quarters. They were
+unbarred, and not at all cell-like. There was no particular danger of
+escape, for a guard stood always at his private door instructed "to
+keep an eye" on the general movements of all the inmates. A prisoner so
+accommodated was in many respects quite a free person. His meals were
+served to him in his room, if he wished. He could read or play cards, or
+receive guests; and if he had any favorite musical instrument, that was
+not denied him. There was just one rule that had to be complied with. If
+he were a public character, and any newspaper men called, he had to be
+brought down-stairs into the private interviewing room in order that
+they might not know that he was not confined in a cell like any other
+prisoner.
+
+Nearly all of these facts had been brought to Cowperwood's attention
+beforehand by Steger; but for all that, when he crossed the threshold of
+the jail a peculiar sensation of strangeness and defeat came over him.
+He and his party were conducted to a little office to the left of
+the entrance, where were only a desk and a chair, dimly lighted by
+a low-burning gas-jet. Sheriff Jaspers, rotund and ruddy, met them,
+greeting them in quite a friendly way. Zanders was dismissed, and went
+briskly about his affairs.
+
+"A bad night, isn't it?" observed Jaspers, turning up the gas and
+preparing to go through the routine of registering his prisoner. Steger
+came over and held a short, private conversation with him in his corner,
+over his desk which resulted presently in the sheriff's face lighting
+up.
+
+"Oh, certainly, certainly! That's all right, Mr. Steger, to be sure!
+Why, certainly!"
+
+Cowperwood, eyeing the fat sheriff from his position, understood what
+it was all about. He had regained completely his critical attitude, his
+cool, intellectual poise. So this was the jail, and this was the fat
+mediocrity of a sheriff who was to take care of him. Very good. He
+would make the best of it. He wondered whether he was to be
+searched--prisoners usually were--but he soon discovered that he was not
+to be.
+
+"That's all right, Mr. Cowperwood," said Jaspers, getting up. "I guess
+I can make you comfortable, after a fashion. We're not running a hotel
+here, as you know"--he chuckled to himself--"but I guess I can make you
+comfortable. John," he called to a sleepy factotum, who appeared from
+another room, rubbing his eyes, "is the key to Number Six down here?"
+
+"Yes, sir."
+
+"Let me have it."
+
+John disappeared and returned, while Steger explained to Cowperwood that
+anything he wanted in the way of clothing, etc., could be brought in.
+Steger himself would stop round next morning and confer with him, as
+would any of the members of Cowperwood's family whom he wished to see.
+Cowperwood immediately explained to his father his desire for as little
+of this as possible. Joseph or Edward might come in the morning and
+bring a grip full of underwear, etc.; but as for the others, let them
+wait until he got out or had to remain permanently. He did think of
+writing Aileen, cautioning her to do nothing; but the sheriff now
+beckoned, and he quietly followed. Accompanied by his father and Steger,
+he ascended to his new room.
+
+It was a simple, white-walled chamber fifteen by twenty feet in size,
+rather high-ceiled, supplied with a high-backed, yellow wooden bed,
+a yellow bureau, a small imitation-cherry table, three very ordinary
+cane-seated chairs with carved hickory-rod backs, cherry-stained also,
+and a wash-stand of yellow-stained wood to match the bed, containing
+a washbasin, a pitcher, a soap-dish, uncovered, and a small, cheap,
+pink-flowered tooth and shaving brush mug, which did not match the
+other ware and which probably cost ten cents. The value of this room
+to Sheriff Jaspers was what he could get for it in cases like
+this--twenty-five to thirty-five dollars a week. Cowperwood would pay
+thirty-five.
+
+Cowperwood walked briskly to the window, which gave out on the lawn in
+front, now embedded in snow, and said he thought this was all right.
+Both his father and Steger were willing and anxious to confer with him
+for hours, if he wished; but there was nothing to say. He did not wish
+to talk.
+
+"Let Ed bring in some fresh linen in the morning and a couple of suits
+of clothes, and I will be all right. George can get my things together."
+He was referring to a family servant who acted as valet and in other
+capacities. "Tell Lillian not to worry. I'm all right. I'd rather she
+would not come here so long as I'm going to be out in five days. If I'm
+not, it will be time enough then. Kiss the kids for me." And he smiled
+good-naturedly.
+
+After his unfulfilled predictions in regard to the result of this
+preliminary trial Steger was almost afraid to suggest confidently
+what the State Supreme Court would or would not do; but he had to say
+something.
+
+"I don't think you need worry about what the outcome of my appeal will
+be, Frank. I'll get a certificate of reasonable doubt, and that's as
+good as a stay of two months, perhaps longer. I don't suppose the bail
+will be more than thirty thousand dollars at the outside. You'll be out
+again in five or six days, whatever happens."
+
+Cowperwood said that he hoped so, and suggested that they drop matters
+for the night. After a few fruitless parleys his father and Steger
+finally said good night, leaving him to his own private reflections. He
+was tired, however, and throwing off his clothes, tucked himself in his
+mediocre bed, and was soon fast asleep.
+
+
+
+
+
+Chapter XLV
+
+
+Say what one will about prison life in general, modify it ever so much
+by special chambers, obsequious turnkeys, a general tendency to make one
+as comfortable as possible, a jail is a jail, and there is no getting
+away from that. Cowperwood, in a room which was not in any way inferior
+to that of the ordinary boarding-house, was nevertheless conscious of
+the character of that section of this real prison which was not yet his
+portion. He knew that there were cells there, probably greasy and smelly
+and vermin-infested, and that they were enclosed by heavy iron bars,
+which would have as readily clanked on him as on those who were now
+therein incarcerated if he had not had the price to pay for something
+better. So much for the alleged equality of man, he thought, which gave
+to one man, even within the grim confines of the machinery of justice,
+such personal liberty as he himself was now enjoying, and to another,
+because he chanced to lack wit or presence or friends or wealth, denied
+the more comfortable things which money would buy.
+
+The morning after the trial, on waking, he stirred curiously, and
+then it suddenly came to him that he was no longer in the free and
+comfortable atmosphere of his own bedroom, but in a jail-cell, or rather
+its very comfortable substitute, a sheriff's rented bedroom. He got up
+and looked out the window. The ground outside and Passayunk Avenue
+were white with snow. Some wagons were silently lumbering by. A few
+Philadelphians were visible here and there, going to and fro on morning
+errands. He began to think at once what he must do, how he must act
+to carry on his business, to rehabilitate himself; and as he did so he
+dressed and pulled the bell-cord, which had been indicated to him, and
+which would bring him an attendant who would build him a fire and later
+bring him something to eat. A shabby prison attendant in a blue uniform,
+conscious of Cowperwood's superiority because of the room he occupied,
+laid wood and coal in the grate and started a fire, and later brought
+him his breakfast, which was anything but prison fare, though poor
+enough at that.
+
+After that he was compelled to wait in patience several hours, in spite
+of the sheriff's assumption of solicitous interest, before his brother
+Edward was admitted with his clothes. An attendant, for a consideration,
+brought him the morning papers, and these, except for the financial
+news, he read indifferently. Late in the afternoon Steger arrived,
+saying he had been busy having certain proceedings postponed, but that
+he had arranged with the sheriff for Cowperwood to be permitted to see
+such of those as had important business with him.
+
+By this time, Cowperwood had written Aileen under no circumstances to
+try to see him, as he would be out by the tenth, and that either that
+day, or shortly after, they would meet. As he knew, she wanted greatly
+to see him, but he had reason to believe she was under surveillance by
+detectives employed by her father. This was not true, but it was preying
+on her fancy, and combined with some derogatory remarks dropped by Owen
+and Callum at the dinner table recently, had proved almost too much for
+her fiery disposition. But, because of Cowperwood's letter reaching her
+at the Calligans', she made no move until she read on the morning of the
+tenth that Cowperwood's plea for a certificate of reasonable doubt had
+been granted, and that he would once more, for the time being at least,
+be a free man. This gave her courage to do what she had long wanted to
+do, and that was to teach her father that she could get along without
+him and that he could not make her do anything she did not want to do.
+She still had the two hundred dollars Cowperwood had given her and some
+additional cash of her own--perhaps three hundred and fifty dollars in
+all. This she thought would be sufficient to see her to the end of her
+adventure, or at least until she could make some other arrangement for
+her personal well-being. From what she knew of the feeling of her family
+for her, she felt that the agony would all be on their side, not hers.
+Perhaps when her father saw how determined she was he would decide to
+let her alone and make peace with her. She was determined to try it,
+anyhow, and immediately sent word to Cowperwood that she was going to
+the Calligans and would welcome him to freedom.
+
+In a way, Cowperwood was rather gratified by Aileen's message, for
+he felt that his present plight, bitter as it was, was largely due to
+Butler's opposition and he felt no compunction in striking him through
+his daughter. His former feeling as to the wisdom of not enraging Butler
+had proved rather futile, he thought, and since the old man could not be
+placated it might be just as well to have Aileen demonstrate to him that
+she was not without resources of her own and could live without him. She
+might force him to change his attitude toward her and possibly even to
+modify some of his political machinations against him, Cowperwood. Any
+port in a storm--and besides, he had now really nothing to lose, and
+instinct told him that her move was likely to prove more favorable than
+otherwise--so he did nothing to prevent it.
+
+She took her jewels, some underwear, a couple of dresses which she
+thought would be serviceable, and a few other things, and packed them
+in the most capacious portmanteau she had. Shoes and stockings came into
+consideration, and, despite her efforts, she found that she could not
+get in all that she wished. Her nicest hat, which she was determined to
+take, had to be carried outside. She made a separate bundle of it,
+which was not pleasant to contemplate. Still she decided to take it.
+She rummaged in a little drawer where she kept her money and jewels, and
+found the three hundred and fifty dollars and put it in her purse. It
+wasn't much, as Aileen could herself see, but Cowperwood would help
+her. If he did not arrange to take care of her, and her father would not
+relent, she would have to get something to do. Little she knew of the
+steely face the world presents to those who have not been practically
+trained and are not economically efficient. She did not understand the
+bitter reaches of life at all. She waited, humming for effect, until she
+heard her father go downstairs to dinner on this tenth day of December,
+then leaned over the upper balustrade to make sure that Owen, Callum,
+Norah, and her mother were at the table, and that Katy, the housemaid,
+was not anywhere in sight. Then she slipped into her father's den, and,
+taking a note from inside her dress, laid it on his desk, and went out.
+It was addressed to "Father," and read:
+
+     Dear Father,--I just cannot do what you want me to.  I have
+     made up my mind that I love Mr. Cowperwood too much, so I am
+     going away.  Don't look for me with him.  You won't find me
+     where you think.  I am not going to him; I will not be
+     there.  I am going to try to get along by myself for a
+     while, until he wants me and can marry me.  I'm terribly
+     sorry; but I just can't do what you want.  I can't ever
+     forgive you for the way you acted to me. Tell mama and Norah
+     and the boys good-by for me.
+
+     Aileen
+
+To insure its discovery, she picked up Butler's heavy-rimmed spectacles
+which he employed always when reading, and laid them on it. For a moment
+she felt very strange, somewhat like a thief--a new sensation for
+her. She even felt a momentary sense of ingratitude coupled with pain.
+Perhaps she was doing wrong. Her father had been very good to her. Her
+mother would feel so very bad. Norah would be sorry, and Callum and
+Owen. Still, they did not understand her any more. She was resentful of
+her father's attitude. He might have seen what the point was; but no, he
+was too old, too hidebound in religion and conventional ideas--he never
+would. He might never let her come back. Very well, she would get along
+somehow. She would show him. She might get a place as a school-teacher,
+and live with the Calligans a long while, if necessary, or teach music.
+
+She stole downstairs and out into the vestibule, opening the outer door
+and looking out into the street. The lamps were already flaring in the
+dark, and a cool wind was blowing. Her portmanteau was heavy, but she
+was quite strong. She walked briskly to the corner, which was some fifty
+feet away, and turned south, walking rather nervously and irritably, for
+this was a new experience for her, and it all seemed so undignified, so
+unlike anything she was accustomed to doing. She put her bag down on
+a street corner, finally, to rest. A boy whistling in the distance
+attracted her attention, and as he drew near she called to him: "Boy!
+Oh, boy!"
+
+He came over, looking at her curiously.
+
+"Do you want to earn some money?"
+
+"Yes, ma'am," he replied politely, adjusting a frowsy cap over one ear.
+
+"Carry this bag for me," said Aileen, and he picked it up and marched
+off.
+
+In due time she arrived at the Calligans', and amid much excitement was
+installed in the bosom of her new home. She took her situation with
+much nonchalance, once she was properly placed, distributing her toilet
+articles and those of personal wear with quiet care. The fact that she
+was no longer to have the services of Kathleen, the maid who had served
+her and her mother and Norah jointly, was odd, though not trying. She
+scarcely felt that she had parted from these luxuries permanently, and
+so made herself comfortable.
+
+Mamie Calligan and her mother were adoring slaveys, so she was not
+entirely out of the atmosphere which she craved and to which she was
+accustomed.
+
+
+
+
+
+Chapter XLVI
+
+
+Meanwhile, in the Butler home the family was assembling for dinner. Mrs.
+Butler was sitting in rotund complacency at the foot of the table, her
+gray hair combed straight back from her round, shiny forehead. She had
+on a dark-gray silk dress, trimmed with gray-and-white striped ribbon.
+It suited her florid temperament admirably. Aileen had dictated her
+mother's choice, and had seen that it had been properly made. Norah was
+refreshingly youthful in a pale-green dress, with red-velvet cuffs and
+collar. She looked young, slender, gay. Her eyes, complexion and hair
+were fresh and healthy. She was trifling with a string of coral beads
+which her mother had just given her.
+
+"Oh, look, Callum," she said to her brother opposite her, who was
+drumming idly on the table with his knife and fork. "Aren't they lovely?
+Mama gave them to me."
+
+"Mama does more for you than I would. You know what you'd get from me,
+don't you?"
+
+"What?"
+
+He looked at her teasingly. For answer Norah made a face at him. Just
+then Owen came in and took his place at the table. Mrs. Butler saw
+Norah's grimace.
+
+"Well, that'll win no love from your brother, ye can depend on that,"
+she commented.
+
+"Lord, what a day!" observed Owen, wearily, unfolding his napkin. "I've
+had my fill of work for once."
+
+"What's the trouble?" queried his mother, feelingly.
+
+"No real trouble, mother," he replied. "Just everything--ducks and
+drakes, that's all."
+
+"Well, ye must ate a good, hearty meal now, and that'll refresh ye,"
+observed his mother, genially and feelingly. "Thompson"--she was
+referring to the family grocer--"brought us the last of his beans. You
+must have some of those."
+
+"Sure, beans'll fix it, whatever it is, Owen," joked Callum. "Mother's
+got the answer."
+
+"They're fine, I'd have ye know," replied Mrs. Butler, quite unconscious
+of the joke.
+
+"No doubt of it, mother," replied Callum. "Real brain-food. Let's feed
+some to Norah."
+
+"You'd better eat some yourself, smarty. My, but you're gay! I suppose
+you're going out to see somebody. That's why."
+
+"Right you are, Norah. Smart girl, you. Five or six. Ten to fifteen
+minutes each. I'd call on you if you were nicer."
+
+"You would if you got the chance," mocked Norah. "I'd have you know I
+wouldn't let you. I'd feel very bad if I couldn't get somebody better
+than you."
+
+"As good as, you mean," corrected Callum.
+
+"Children, children!" interpolated Mrs. Butler, calmly, looking about
+for old John, the servant. "You'll be losin' your tempers in a minute.
+Hush now. Here comes your father. Where's Aileen?"
+
+Butler walked heavily in and took his seat.
+
+John, the servant, appeared bearing a platter of beans among other
+things, and Mrs. Butler asked him to send some one to call Aileen.
+
+"It's gettin' colder, I'm thinkin'," said Butler, by way of
+conversation, and eyeing Aileen's empty chair. She would come soon
+now--his heavy problem. He had been very tactful these last two
+months--avoiding any reference to Cowperwood in so far as he could help
+in her presence.
+
+"It's colder," remarked Owen, "much colder. We'll soon see real winter
+now."
+
+Old John began to offer the various dishes in order; but when all had
+been served Aileen had not yet come.
+
+"See where Aileen is, John," observed Mrs. Butler, interestedly. "The
+meal will be gettin' cold."
+
+Old John returned with the news that Aileen was not in her room.
+
+"Sure she must be somewhere," commented Mrs. Butler, only slightly
+perplexed. "She'll be comin', though, never mind, if she wants to. She
+knows it's meal-time."
+
+The conversation drifted from a new water-works that was being planned
+to the new city hall, then nearing completion; Cowperwood's financial
+and social troubles, and the state of the stock market generally; a new
+gold-mine in Arizona; the departure of Mrs. Mollenhauer the following
+Tuesday for Europe, with appropriate comments by Norah and Callum; and a
+Christmas ball that was going to be given for charity.
+
+"Aileen'll be wantin' to go to that," commented Mrs. Butler.
+
+"I'm going, you bet," put in Norah.
+
+"Who's going to take you?" asked Callum.
+
+"That's my affair, mister," she replied, smartly.
+
+The meal was over, and Mrs. Butler strolled up to Aileen's room to see
+why she had not come down to dinner. Butler entered his den, wishing so
+much that he could take his wife into his confidence concerning all that
+was worrying him. On his desk, as he sat down and turned up the light,
+he saw the note. He recognized Aileen's handwriting at once. What could
+she mean by writing him? A sense of the untoward came to him, and
+he tore it open slowly, and, putting on his glasses, contemplated it
+solemnly.
+
+So Aileen was gone. The old man stared at each word as if it had been
+written in fire. She said she had not gone with Cowperwood. It was
+possible, just the same, that he had run away from Philadelphia and
+taken her with him. This was the last straw. This ended it. Aileen
+lured away from home--to where--to what? Butler could scarcely believe,
+though, that Cowperwood had tempted her to do this. He had too much at
+stake; it would involve his own and Butler's families. The papers would
+be certain to get it quickly. He got up, crumpling the paper in his
+hand, and turned about at a noise. His wife was coming in. He pulled
+himself together and shoved the letter in his pocket.
+
+"Aileen's not in her room," she said, curiously. "She didn't say
+anything to you about going out, did she?"
+
+"No," he replied, truthfully, wondering how soon he should have to tell
+his wife.
+
+"That's odd," observed Mrs. Butler, doubtfully. "She must have gone out
+after somethin'. It's a wonder she wouldn't tell somebody."
+
+Butler gave no sign. He dared not. "She'll be back," he said, more in
+order to gain time than anything else. He was sorry to have to pretend.
+Mrs. Butler went out, and he closed the door. Then he took out
+the letter and read it again. The girl was crazy. She was doing an
+absolutely wild, inhuman, senseless thing. Where could she go, except
+to Cowperwood? She was on the verge of a public scandal, and this would
+produce it. There was just one thing to do as far as he could see.
+Cowperwood, if he were still in Philadelphia, would know. He would go to
+him--threaten, cajole, actually destroy him, if necessary. Aileen must
+come back. She need not go to Europe, perhaps, but she must come back
+and behave herself at least until Cowperwood could legitimately marry
+her. That was all he could expect now. She would have to wait, and some
+day perhaps he could bring himself to accept her wretched proposition.
+Horrible thought! It would kill her mother, disgrace her sister. He got
+up, took down his hat, put on his overcoat, and started out.
+
+Arriving at the Cowperwood home he was shown into the reception-room.
+Cowperwood at the time was in his den looking over some private papers.
+When the name of Butler was announced he immediately went down-stairs.
+It was characteristic of the man that the announcement of Butler's
+presence created no stir in him whatsoever. So Butler had come. That
+meant, of course, that Aileen had gone. Now for a battle, not of words,
+but of weights of personalities. He felt himself to be intellectually,
+socially, and in every other way the more powerful man of the two. That
+spiritual content of him which we call life hardened to the texture of
+steel. He recalled that although he had told his wife and his father
+that the politicians, of whom Butler was one, were trying to make a
+scapegoat of him, Butler, nevertheless, was not considered to be wholly
+alienated as a friend, and civility must prevail. He would like very
+much to placate him if he could, to talk out the hard facts of life in a
+quiet and friendly way. But this matter of Aileen had to be adjusted now
+once and for all. And with that thought in his mind he walked quickly
+into Butler's presence.
+
+The old man, when he learned that Cowperwood was in and would see him,
+determined to make his contact with the financier as short and effective
+as possible. He moved the least bit when he heard Cowperwood's step, as
+light and springy as ever.
+
+"Good evening, Mr. Butler," said Cowperwood, cheerfully, when he saw
+him, extending his hand. "What can I do for you?"
+
+"Ye can take that away from in front of me, for one thing," said Butler,
+grimly referring to his hand. "I have no need of it. It's my daughter
+I've come to talk to ye about, and I want plain answers. Where is she?"
+
+"You mean Aileen?" said Cowperwood, looking at him with steady, curious,
+unrevealing eyes, and merely interpolating this to obtain a moment for
+reflection. "What can I tell you about her?"
+
+"Ye can tell me where she is, that I know. And ye can make her come back
+to her home, where she belongs. It was bad fortune that ever brought ye
+across my doorstep; but I'll not bandy words with ye here. Ye'll tell me
+where my daughter is, and ye'll leave her alone from now, or I'll--" The
+old man's fists closed like a vise, and his chest heaved with suppressed
+rage. "Ye'll not be drivin' me too far, man, if ye're wise," he added,
+after a time, recovering his equanimity in part. "I want no truck with
+ye. I want my daughter."
+
+"Listen, Mr. Butler," said Cowperwood, quite calmly, relishing the
+situation for the sheer sense of superiority it gave him. "I want to
+be perfectly frank with you, if you will let me. I may know where your
+daughter is, and I may not. I may wish to tell you, and I may not. She
+may not wish me to. But unless you wish to talk with me in a civil way
+there is no need of our going on any further. You are privileged to do
+what you like. Won't you come up-stairs to my room? We can talk more
+comfortably there."
+
+Butler looked at his former protege in utter astonishment. He had
+never before in all his experience come up against a more ruthless
+type--suave, bland, forceful, unterrified. This man had certainly
+come to him as a sheep, and had turned out to be a ravening wolf. His
+incarceration had not put him in the least awe.
+
+"I'll not come up to your room," Butler said, "and ye'll not get out of
+Philadelphy with her if that's what ye're plannin'. I can see to that.
+Ye think ye have the upper hand of me, I see, and ye're anxious to make
+something of it. Well, ye're not. It wasn't enough that ye come to me
+as a beggar, cravin' the help of me, and that I took ye in and helped ye
+all I could--ye had to steal my daughter from me in the bargain. If it
+wasn't for the girl's mother and her sister and her brothers--dacenter
+men than ever ye'll know how to be--I'd brain ye where ye stand. Takin'
+a young, innocent girl and makin' an evil woman out of her, and ye a
+married man! It's a God's blessin' for ye that it's me, and not one of
+me sons, that's here talkin' to ye, or ye wouldn't be alive to say what
+ye'd do."
+
+The old man was grim but impotent in his rage.
+
+"I'm sorry, Mr. Butler," replied Cowperwood, quietly. "I'm willing to
+explain, but you won't let me. I'm not planning to run away with your
+daughter, nor to leave Philadelphia. You ought to know me well enough to
+know that I'm not contemplating anything of that kind; my interests are
+too large. You and I are practical men. We ought to be able to talk
+this matter over together and reach an understanding. I thought once
+of coming to you and explaining this; but I was quite sure you wouldn't
+listen to me. Now that you are here I would like to talk to you. If you
+will come up to my room I will be glad to--otherwise not. Won't you come
+up?"
+
+Butler saw that Cowperwood had the advantage. He might as well go up.
+Otherwise it was plain he would get no information.
+
+"Very well," he said.
+
+Cowperwood led the way quite amicably, and, having entered his private
+office, closed the door behind him.
+
+"We ought to be able to talk this matter over and reach an
+understanding," he said again, when they were in the room and he had
+closed the door. "I am not as bad as you think, though I know I appear
+very bad." Butler stared at him in contempt. "I love your daughter, and
+she loves me. I know you are asking yourself how I can do this while
+I am still married; but I assure you I can, and that I do. I am not
+happily married. I had expected, if this panic hadn't come along, to
+arrange with my wife for a divorce and marry Aileen. My intentions are
+perfectly good. The situation which you can complain of, of course, is
+the one you encountered a few weeks ago. It was indiscreet, but it was
+entirely human. Your daughter does not complain--she understands." At
+the mention of his daughter in this connection Butler flushed with rage
+and shame, but he controlled himself.
+
+"And ye think because she doesn't complain that it's all right, do ye?"
+he asked, sarcastically.
+
+"From my point of view, yes; from yours no. You have one view of life,
+Mr. Butler, and I have another."
+
+"Ye're right there," put in Butler, "for once, anyhow."
+
+"That doesn't prove that either of us is right or wrong. In my judgment
+the present end justifies the means. The end I have in view is to marry
+Aileen. If I can possibly pull myself out of this financial scrape that
+I am in I will do so. Of course, I would like to have your consent
+for that--so would Aileen; but if we can't, we can't." (Cowperwood was
+thinking that while this might not have a very soothing effect on the
+old contractor's point of view, nevertheless it must make some appeal to
+his sense of the possible or necessary. Aileen's present situation
+was quite unsatisfactory without marriage in view. And even if he,
+Cowperwood, was a convicted embezzler in the eyes of the public, that
+did not make him so. He might get free and restore himself--would
+certainly--and Aileen ought to be glad to marry him if she could
+under the circumstances. He did not quite grasp the depth of Butler's
+religious and moral prejudices.) "Lately," he went on, "you have been
+doing all you can, as I understand it, to pull me down, on account of
+Aileen, I suppose; but that is simply delaying what I want to do."
+
+"Ye'd like me to help ye do that, I suppose?" suggested Butler, with
+infinite disgust and patience.
+
+"I want to marry Aileen," Cowperwood repeated, for emphasis' sake. "She
+wants to marry me. Under the circumstances, however you may feel, you
+can have no real objection to my doing that, I am sure; yet you go on
+fighting me--making it hard for me to do what you really know ought to
+be done."
+
+"Ye're a scoundrel," said Butler, seeing through his motives quite
+clearly. "Ye're a sharper, to my way of thinkin', and it's no child of
+mine I want connected with ye. I'm not sayin', seein' that things are
+as they are, that if ye were a free man it wouldn't be better that she
+should marry ye. It's the one dacent thing ye could do--if ye would,
+which I doubt. But that's nayther here nor there now. What can ye want
+with her hid away somewhere? Ye can't marry her. Ye can't get a divorce.
+Ye've got your hands full fightin' your lawsuits and kapin' yourself out
+of jail. She'll only be an added expense to ye, and ye'll be wantin' all
+the money ye have for other things, I'm thinkin'. Why should ye want to
+be takin' her away from a dacent home and makin' something out of her
+that ye'd be ashamed to marry if you could? The laist ye could do, if
+ye were any kind of a man at all, and had any of that thing that ye're
+plased to call love, would be to lave her at home and keep her as
+respectable as possible. Mind ye, I'm not thinkin' she isn't ten
+thousand times too good for ye, whatever ye've made of her. But if ye
+had any sinse of dacency left, ye wouldn't let her shame her family and
+break her old mother's heart, and that for no purpose except to make
+her worse than she is already. What good can ye get out of it, now? What
+good can ye expect to come of it? Be hivins, if ye had any sinse at all
+I should think ye could see that for yerself. Ye're only addin' to your
+troubles, not takin' away from them--and she'll not thank ye for that
+later on."
+
+He stopped, rather astonished that he should have been drawn into an
+argument. His contempt for this man was so great that he could
+scarcely look at him, but his duty and his need was to get Aileen back.
+Cowperwood looked at him as one who gives serious attention to another.
+He seemed to be thinking deeply over what Butler had said.
+
+"To tell you the truth, Mr. Butler," he said, "I did not want Aileen to
+leave your home at all; and she will tell you so, if you ever talk
+to her about it. I did my best to persuade her not to, and when she
+insisted on going the only thing I could do was to be sure she would
+be comfortable wherever she went. She was greatly outraged to think you
+should have put detectives on her trail. That, and the fact that you
+wanted to send her away somewhere against her will, was the principal
+reasons for her leaving. I assure you I did not want her to go. I think
+you forget sometimes, Mr. Butler, that Aileen is a grown woman, and
+that she has a will of her own. You think I control her to her great
+disadvantage. As a matter of fact, I am very much in love with her, and
+have been for three or four years; and if you know anything about love
+you know that it doesn't always mean control. I'm not doing Aileen any
+injustice when I say that she has had as much influence on me as I have
+had on her. I love her, and that's the cause of all the trouble. You
+come and insist that I shall return your daughter to you. As a matter of
+fact, I don't know whether I can or not. I don't know that she would go
+if I wanted her to. She might turn on me and say that I didn't care for
+her any more. That is not true, and I would not want her to feel that
+way. She is greatly hurt, as I told you, by what you did to her, and
+the fact that you want her to leave Philadelphia. You can do as much to
+remedy that as I can. I could tell you where she is, but I do not know
+that I want to. Certainly not until I know what your attitude toward her
+and this whole proposition is to be."
+
+He paused and looked calmly at the old contractor, who eyed him grimly
+in return.
+
+"What proposition are ye talkin' about?" asked Butler, interested by
+the peculiar developments of this argument. In spite of himself he was
+getting a slightly different angle on the whole situation. The scene
+was shifting to a certain extent. Cowperwood appeared to be reasonably
+sincere in the matter. His promises might all be wrong, but perhaps he
+did love Aileen; and it was possible that he did intend to get a divorce
+from his wife some time and marry her. Divorce, as Butler knew, was
+against the rules of the Catholic Church, which he so much revered. The
+laws of God and any sense of decency commanded that Cowperwood should
+not desert his wife and children and take up with another woman--not
+even Aileen, in order to save her. It was a criminal thing to plan,
+sociologically speaking, and showed what a villain Cowperwood inherently
+was; but, nevertheless, Cowperwood was not a Catholic, his views of life
+were not the same as his own, Butler's, and besides and worst of all (no
+doubt due in part to Aileen's own temperament), he had compromised her
+situation very materially. She might not easily be restored to a sense
+of the normal and decent, and so the matter was worth taking into
+thought. Butler knew that ultimately he could not countenance any such
+thing--certainly not, and keep his faith with the Church--but he was
+human enough none the less to consider it. Besides, he wanted Aileen to
+come back; and Aileen from now on, he knew, would have some say as to
+what her future should be.
+
+"Well, it's simple enough," replied Cowperwood. "I should like to have
+you withdraw your opposition to Aileen's remaining in Philadelphia, for
+one thing; and for another, I should like you to stop your attacks
+on me." Cowperwood smiled in an ingratiating way. He hoped really
+to placate Butler in part by his generous attitude throughout this
+procedure. "I can't make you do that, of course, unless you want to. I
+merely bring it up, Mr. Butler, because I am sure that if it hadn't been
+for Aileen you would not have taken the course you have taken toward me.
+I understood you received an anonymous letter, and that afternoon you
+called your loan with me. Since then I have heard from one source and
+another that you were strongly against me, and I merely wish to say that
+I wish you wouldn't be. I am not guilty of embezzling any sixty thousand
+dollars, and you know it. My intentions were of the best. I did not
+think I was going to fail at the time I used those certificates, and
+if it hadn't been for several other loans that were called I would have
+gone on to the end of the month and put them back in time, as I always
+had. I have always valued your friendship very highly, and I am very
+sorry to lose it. Now I have said all I am going to say."
+
+Butler looked at Cowperwood with shrewd, calculating eyes. The man had
+some merit, but much unconscionable evil in him. Butler knew very well
+how he had taken the check, and a good many other things in connection
+with it. The manner in which he had played his cards to-night was on a
+par with the way he had run to him on the night of the fire. He was just
+shrewd and calculating and heartless.
+
+"I'll make ye no promise," he said. "Tell me where my daughter is, and
+I'll think the matter over. Ye have no claim on me now, and I owe ye no
+good turn. But I'll think it over, anyhow."
+
+"That's quite all right," replied Cowperwood. "That's all I can expect.
+But what about Aileen? Do you expect her to leave Philadelphia?"
+
+"Not if she settles down and behaves herself: but there must be an end
+of this between you and her. She's disgracin' her family and ruinin' her
+soul in the bargain. And that's what you are doin' with yours. It'll
+be time enough to talk about anything else when you're a free man. More
+than that I'll not promise."
+
+Cowperwood, satisfied that this move on Aileen's part had done her a
+real service if it had not aided him especially, was convinced that it
+would be a good move for her to return to her home at once. He could
+not tell how his appeal to the State Supreme Court would eventuate. His
+motion for a new trial which was now to be made under the privilege of
+the certificate of reasonable doubt might not be granted, in which case
+he would have to serve a term in the penitentiary. If he were compelled
+to go to the penitentiary she would be safer--better off in the bosom of
+her family. His own hands were going to be exceedingly full for the
+next two months until he knew how his appeal was coming out. And after
+that--well, after that he would fight on, whatever happened.
+
+During all the time that Cowperwood had been arguing his case in this
+fashion he had been thinking how he could adjust this compromise so as
+to retain the affection of Aileen and not offend her sensibilities by
+urging her to return. He knew that she would not agree to give up seeing
+him, and he was not willing that she should. Unless he had a good and
+sufficient reason, he would be playing a wretched part by telling Butler
+where she was. He did not intend to do so until he saw exactly how to do
+it--the way that would make it most acceptable to Aileen. He knew that
+she would not long be happy where she was. Her flight was due in part to
+Butler's intense opposition to himself and in part to his determination
+to make her leave Philadelphia and behave; but this last was now in part
+obviated. Butler, in spite of his words, was no longer a stern Nemesis.
+He was a melting man--very anxious to find his daughter, very willing
+to forgive her. He was whipped, literally beaten, at his own game, and
+Cowperwood could see it in the old man's eyes. If he himself could talk
+to Aileen personally and explain just how things were, he felt sure he
+could make her see that it would be to their mutual advantage, for the
+present at least, to have the matter amicably settled. The thing to do
+was to make Butler wait somewhere--here, possibly--while he went and
+talked to her. When she learned how things were she would probably
+acquiesce.
+
+"The best thing that I can do under the circumstances," he said, after a
+time, "would be to see Aileen in two or three days, and ask her what she
+wishes to do. I can explain the matter to her, and if she wants to go
+back, she can. I will promise to tell her anything that you say."
+
+"Two or three days!" exclaimed Butler, irritably. "Two or three
+fiddlesticks! She must come home to-night. Her mother doesn't know she's
+left the place yet. To-night is the time! I'll go and fetch her meself
+to-night."
+
+"No, that won't do," said Cowperwood. "I shall have to go myself. If you
+wish to wait here I will see what can be done, and let you know."
+
+"Very well," grunted Butler, who was now walking up and down with his
+hands behind his back. "But for Heaven's sake be quick about it. There's
+no time to lose." He was thinking of Mrs. Butler. Cowperwood called the
+servant, ordered his runabout, and told George to see that his private
+office was not disturbed. Then, as Butler strolled to and fro in this,
+to him, objectionable room, Cowperwood drove rapidly away.
+
+
+
+
+
+Chapter XLVII
+
+
+Although it was nearly eleven o'clock when he arrived at the Calligans',
+Aileen was not yet in bed. In her bedroom upstairs she was confiding
+to Mamie and Mrs. Calligan some of her social experiences when the bell
+rang, and Mrs. Calligan went down and opened the door to Cowperwood.
+
+"Miss Butler is here, I believe," he said. "Will you tell her that there
+is some one here from her father?" Although Aileen had instructed that
+her presence here was not to be divulged even to the members of her
+family the force of Cowperwood's presence and the mention of Butler's
+name cost Mrs. Calligan her presence of mind. "Wait a moment," she said;
+"I'll see."
+
+She stepped back, and Cowperwood promptly stepped in, taking off his hat
+with the air of one who was satisfied that Aileen was there. "Say to her
+that I only want to speak to her for a few moments," he called, as Mrs.
+Calligan went up-stairs, raising his voice in the hope that Aileen might
+hear. She did, and came down promptly. She was very much astonished
+to think that he should come so soon, and fancied, in her vanity, that
+there must be great excitement in her home. She would have greatly
+grieved if there had not been.
+
+The Calligans would have been pleased to hear, but Cowperwood was
+cautious. As she came down the stairs he put his finger to his lips in
+sign for silence, and said, "This is Miss Butler, I believe."
+
+"Yes," replied Aileen, with a secret smile. Her one desire was to kiss
+him. "What's the trouble darling?" she asked, softly.
+
+"You'll have to go back, dear, I'm afraid," whispered Cowperwood.
+"You'll have everything in a turmoil if you don't. Your mother doesn't
+know yet, it seems, and your father is over at my place now, waiting for
+you. It may be a good deal of help to me if you do. Let me tell you--"
+He went off into a complete description of his conversation with Butler
+and his own views in the matter. Aileen's expression changed from time
+to time as the various phases of the matter were put before her; but,
+persuaded by the clearness with which he put the matter, and by
+his assurance that they could continue their relations as before
+uninterrupted, once this was settled, she decided to return. In a way,
+her father's surrender was a great triumph. She made her farewells to
+the Calligans, saying, with a smile, that they could not do without her
+at home, and that she would send for her belongings later, and returned
+with Cowperwood to his own door. There he asked her to wait in the
+runabout while he sent her father down.
+
+"Well?" said Butler, turning on him when he opened the door, and not
+seeing Aileen.
+
+"You'll find her outside in my runabout," observed Cowperwood. "You may
+use that if you choose. I will send my man for it."
+
+"No, thank you; we'll walk," said Butler.
+
+Cowperwood called his servant to take charge of the vehicle, and Butler
+stalked solemnly out.
+
+He had to admit to himself that the influence of Cowperwood over his
+daughter was deadly, and probably permanent. The best he could do would
+be to keep her within the precincts of the home, where she might still,
+possibly, be brought to her senses. He held a very guarded conversation
+with her on his way home, for fear that she would take additional
+offense. Argument was out of the question.
+
+"Ye might have talked with me once more, Aileen," he said, "before ye
+left. Yer mother would be in a terrible state if she knew ye were gone.
+She doesn't know yet. Ye'll have to say ye stayed somewhere to dinner."
+
+"I was at the Calligans," replied Aileen. "That's easy enough. Mama
+won't think anything about it."
+
+"It's a sore heart I have, Aileen. I hope ye'll think over your ways and
+do better. I'll not say anythin' more now."
+
+Aileen returned to her room, decidedly triumphant in her mood for the
+moment, and things went on apparently in the Butler household as before.
+But those who imagine that this defeat permanently altered the attitude
+of Butler toward Cowperwood are mistaken.
+
+In the meanwhile between the day of his temporary release and the
+hearing of his appeal which was two months off, Cowperwood was going on
+doing his best to repair his shattered forces. He took up his work
+where he left off; but the possibility of reorganizing his business
+was distinctly modified since his conviction. Because of his action in
+trying to protect his largest creditors at the time of his failure, he
+fancied that once he was free again, if ever he got free, his credit,
+other things being equal, would be good with those who could help
+him most--say, Cooke & Co., Clark & Co., Drexel & Co., and the Girard
+National Bank--providing his personal reputation had not been too badly
+injured by his sentence. Fortunately for his own hopefulness of mind,
+he failed fully to realize what a depressing effect a legal decision of
+this character, sound or otherwise, had on the minds of even his most
+enthusiastic supporters.
+
+His best friends in the financial world were by now convinced that his
+was a sinking ship. A student of finance once observed that nothing is
+so sensitive as money, and the financial mind partakes largely of the
+quality of the thing in which it deals. There was no use trying to
+do much for a man who might be going to prison for a term of years.
+Something might be done for him possibly in connection with the
+governor, providing he lost his case before the Supreme Court and was
+actually sentenced to prison; but that was two months off, or more, and
+they could not tell what the outcome of that would be. So Cowperwood's
+repeated appeals for assistance, extension of credit, or the acceptance
+of some plan he had for his general rehabilitation, were met with the
+kindly evasions of those who were doubtful. They would think it over.
+They would see about it. Certain things were standing in the way. And
+so on, and so forth, through all the endless excuses of those who do
+not care to act. In these days he went about the money world in his
+customary jaunty way, greeting all those whom he had known there many
+years and pretending, when asked, to be very hopeful, to be doing very
+well; but they did not believe him, and he really did not care whether
+they did or not. His business was to persuade or over-persuade any one
+who could really be of assistance to him, and at this task he worked
+untiringly, ignoring all others.
+
+"Why, hello, Frank," his friends would call, on seeing him. "How are you
+getting on?"
+
+"Fine! Fine!" he would reply, cheerfully. "Never better," and he would
+explain in a general way how his affairs were being handled. He conveyed
+much of his own optimism to all those who knew him and were interested
+in his welfare, but of course there were many who were not.
+
+In these days also, he and Steger were constantly to be met with in
+courts of law, for he was constantly being reexamined in some petition
+in bankruptcy. They were heartbreaking days, but he did not flinch. He
+wanted to stay in Philadelphia and fight the thing to a finish--putting
+himself where he had been before the fire; rehabilitating himself in
+the eyes of the public. He felt that he could do it, too, if he were
+not actually sent to prison for a long term; and even then, so naturally
+optimistic was his mood, when he got out again. But, in so far as
+Philadelphia was concerned, distinctly he was dreaming vain dreams.
+
+One of the things militating against him was the continued opposition
+of Butler and the politicians. Somehow--no one could have said exactly
+why--the general political feeling was that the financier and the former
+city treasurer would lose their appeals and eventually be sentenced
+together. Stener, in spite of his original intention to plead guilty and
+take his punishment without comment, had been persuaded by some of his
+political friends that it would be better for his future's sake to plead
+not guilty and claim that his offense had been due to custom, rather
+than to admit his guilt outright and so seem not to have had
+any justification whatsoever. This he did, but he was convicted
+nevertheless. For the sake of appearances, a trumped-up appeal was made
+which was now before the State Supreme Court.
+
+Then, too, due to one whisper and another, and these originating with
+the girl who had written Butler and Cowperwood's wife, there was at this
+time a growing volume of gossip relating to the alleged relations of
+Cowperwood with Butler's daughter, Aileen. There had been a house in
+Tenth Street. It had been maintained by Cowperwood for her. No wonder
+Butler was so vindictive. This, indeed, explained much. And even in the
+practical, financial world, criticism was now rather against Cowperwood
+than his enemies. For, was it not a fact, that at the inception of his
+career, he had been befriended by Butler? And what a way to reward that
+friendship! His oldest and firmest admirers wagged their heads. For
+they sensed clearly that this was another illustration of that innate "I
+satisfy myself" attitude which so regulated Cowperwood's conduct. He was
+a strong man, surely--and a brilliant one. Never had Third Street seen a
+more pyrotechnic, and yet fascinating and financially aggressive, and
+at the same time, conservative person. Yet might one not fairly tempt
+Nemesis by a too great daring and egotism? Like Death, it loves a
+shining mark. He should not, perhaps, have seduced Butler's daughter;
+unquestionably he should not have so boldly taken that check, especially
+after his quarrel and break with Stener. He was a little too aggressive.
+Was it not questionable whether--with such a record--he could be
+restored to his former place here? The bankers and business men who were
+closest to him were decidedly dubious.
+
+But in so far as Cowperwood and his own attitude toward life was
+concerned, at this time--the feeling he had--"to satisfy myself"--when
+combined with his love of beauty and love and women, still made him
+ruthless and thoughtless. Even now, the beauty and delight of a girl
+like Aileen Butler were far more important to him than the good-will of
+fifty million people, if he could evade the necessity of having their
+good-will. Previous to the Chicago fire and the panic, his star had been
+so rapidly ascending that in the helter-skelter of great and favorable
+events he had scarcely taken thought of the social significance of the
+thing he was doing. Youth and the joy of life were in his blood. He felt
+so young, so vigorous, so like new grass looks and feels. The freshness
+of spring evenings was in him, and he did not care. After the
+crash, when one might have imagined he would have seen the wisdom of
+relinquishing Aileen for the time being, anyhow, he did not care to. She
+represented the best of the wonderful days that had gone before. She was
+a link between him and the past and a still-to-be triumphant future.
+
+His worst anxiety was that if he were sent to the penitentiary, or
+adjudged a bankrupt, or both, he would probably lose the privilege of
+a seat on 'change, and that would close to him the most distinguished
+avenue of his prosperity here in Philadelphia for some time, if not
+forever. At present, because of his complications, his seat had been
+attached as an asset, and he could not act. Edward and Joseph, almost
+the only employees he could afford, were still acting for him in a small
+way; but the other members on 'change naturally suspected his brothers
+as his agents, and any talk that they might raise of going into business
+for themselves merely indicated to other brokers and bankers that
+Cowperwood was contemplating some concealed move which would not
+necessarily be advantageous to his creditors, and against the law
+anyhow. Yet he must remain on 'change, whatever happened, potentially if
+not actively; and so in his quick mental searchings he hit upon the idea
+that in order to forfend against the event of his being put into prison
+or thrown into bankruptcy, or both, he ought to form a subsidiary silent
+partnership with some man who was or would be well liked on 'change, and
+whom he could use as a cat's-paw and a dummy.
+
+Finally he hit upon a man who he thought would do. He did not amount to
+much--had a small business; but he was honest, and he liked Cowperwood.
+His name was Wingate--Stephen Wingate--and he was eking out a not too
+robust existence in South Third Street as a broker. He was forty-five
+years of age, of medium height, fairly thick-set, not at all
+unprepossessing, and rather intelligent and active, but not too forceful
+and pushing in spirit. He really needed a man like Cowperwood to make
+him into something, if ever he was to be made. He had a seat on 'change,
+and was well thought of; respected, but not so very prosperous. In times
+past he had asked small favors of Cowperwood--the use of small loans at
+a moderate rate of interest, tips, and so forth; and Cowperwood, because
+he liked him and felt a little sorry for him, had granted them. Now
+Wingate was slowly drifting down toward a none too successful old age,
+and was as tractable as such a man would naturally be. No one for the
+time being would suspect him of being a hireling of Cowperwood's, and
+the latter could depend on him to execute his orders to the letter. He
+sent for him and had a long conversation with him. He told him just what
+the situation was, what he thought he could do for him as a partner, how
+much of his business he would want for himself, and so on, and found him
+agreeable.
+
+"I'll be glad to do anything you say, Mr. Cowperwood," he assured the
+latter. "I know whatever happens that you'll protect me, and there's
+nobody in the world I would rather work with or have greater respect
+for. This storm will all blow over, and you'll be all right. We can try
+it, anyhow. If it don't work out you can see what you want to do about
+it later."
+
+And so this relationship was tentatively entered into and Cowperwood
+began to act in a small way through Wingate.
+
+
+
+
+
+Chapter XLVIII
+
+
+By the time the State Supreme Court came to pass upon Cowperwood's plea
+for a reversal of the lower court and the granting of a new trial, the
+rumor of his connection with Aileen had spread far and wide. As has been
+seen, it had done and was still doing him much damage. It confirmed the
+impression, which the politicians had originally tried to create,
+that Cowperwood was the true criminal and Stener the victim. His
+semi-legitimate financial subtlety, backed indeed by his financial
+genius, but certainly on this account not worse than that being
+practiced in peace and quiet and with much applause in many other
+quarters--was now seen to be Machiavellian trickery of the most
+dangerous type. He had a wife and two children; and without knowing what
+his real thoughts had been the fruitfully imaginative public jumped
+to the conclusion that he had been on the verge of deserting them,
+divorcing Lillian, and marrying Aileen. This was criminal enough
+in itself, from the conservative point of view; but when taken in
+connection with his financial record, his trial, conviction, and general
+bankruptcy situation, the public was inclined to believe that he was all
+the politicians said he was. He ought to be convicted. The Supreme
+Court ought not to grant his prayer for a new trial. It is thus that
+our inmost thoughts and intentions burst at times via no known material
+agency into public thoughts. People know, when they cannot
+apparently possibly know why they know. There is such a thing as
+thought-transference and transcendentalism of ideas.
+
+It reached, for one thing, the ears of the five judges of the State
+Supreme Court and of the Governor of the State.
+
+During the four weeks Cowperwood had been free on a certificate of
+reasonable doubt both Harper Steger and Dennis Shannon appeared before
+the judges of the State Supreme Court, and argued pro and con as to the
+reasonableness of granting a new trial. Through his lawyer, Cowperwood
+made a learned appeal to the Supreme Court judges, showing how he
+had been unfairly indicted in the first place, how there was no real
+substantial evidence on which to base a charge of larceny or anything
+else. It took Steger two hours and ten minutes to make his argument,
+and District-Attorney Shannon longer to make his reply, during which the
+five judges on the bench, men of considerable legal experience but no
+great financial understanding, listened with rapt attention. Three of
+them, Judges Smithson, Rainey, and Beckwith, men most amenable to the
+political feeling of the time and the wishes of the bosses, were little
+interested in this story of Cowperwood's transaction, particularly since
+his relations with Butler's daughter and Butler's consequent opposition
+to him had come to them. They fancied that in a way they were
+considering the whole matter fairly and impartially; but the manner in
+which Cowperwood had treated Butler was never out of their minds. Two of
+them, Judges Marvin and Rafalsky, who were men of larger sympathies
+and understanding, but of no greater political freedom, did feel that
+Cowperwood had been badly used thus far, but they did not see what they
+could do about it. He had put himself in a most unsatisfactory position,
+politically and socially. They understood and took into consideration
+his great financial and social losses which Steger described accurately;
+and one of them, Judge Rafalsky, because of a similar event in his own
+life in so far as a girl was concerned, was inclined to argue strongly
+against the conviction of Cowperwood; but, owing to his political
+connections and obligations, he realized that it would not be wise
+politically to stand out against what was wanted. Still, when he and
+Marvin learned that Judges Smithson, Rainey, and Beckwith were inclined
+to convict Cowperwood without much argument, they decided to hand down a
+dissenting opinion. The point involved was a very knotty one. Cowperwood
+might carry it to the Supreme Court of the United States on some
+fundamental principle of liberty of action. Anyhow, other judges in
+other courts in Pennsylvania and elsewhere would be inclined to examine
+the decision in this case, it was so important. The minority decided
+that it would not do them any harm to hand down a dissenting
+opinion. The politicians would not mind as long as Cowperwood was
+convicted--would like it better, in fact. It looked fairer. Besides,
+Marvin and Rafalsky did not care to be included, if they could help
+it, with Smithson, Rainey, and Beckwith in a sweeping condemnation of
+Cowperwood. So all five judges fancied they were considering the
+whole matter rather fairly and impartially, as men will under such
+circumstances. Smithson, speaking for himself and Judges Rainey and
+Beckwith on the eleventh of February, 1872, said:
+
+"The defendant, Frank A. Cowperwood, asks that the finding of the jury
+in the lower court (the State of Pennsylvania vs. Frank A. Cowperwood)
+be reversed and a new trial granted. This court cannot see that any
+substantial injustice has been done the defendant. [Here followed
+a rather lengthy resume of the history of the case, in which it was
+pointed out that the custom and precedent of the treasurer's office, to
+say nothing of Cowperwood's easy method of doing business with the city
+treasury, could have nothing to do with his responsibility for failure
+to observe both the spirit and the letter of the law.] The obtaining of
+goods under color of legal process [went on Judge Smithson, speaking
+for the majority] may amount to larceny. In the present case it was
+the province of the jury to ascertain the felonious intent. They have
+settled that against the defendant as a question of fact, and the
+court cannot say that there was not sufficient evidence to sustain the
+verdict. For what purpose did the defendant get the check? He was upon
+the eve of failure. He had already hypothecated for his own debts
+the loan of the city placed in his hands for sale--he had unlawfully
+obtained five hundred thousand dollars in cash as loans; and it is
+reasonable to suppose that he could obtain nothing more from the city
+treasury by any ordinary means. Then it is that he goes there, and,
+by means of a falsehood implied if not actual, obtains sixty thousand
+dollars more. The jury has found the intent with which this was done."
+
+It was in these words that Cowperwood's appeal for a new trial was
+denied by the majority.
+
+For himself and Judge Rafalsky, Judge Marvin, dissenting, wrote:
+
+"It is plain from the evidence in the case that Mr. Cowperwood did not
+receive the check without authority as agent to do so, and it has not
+been clearly demonstrated that within his capacity as agent he did not
+perform or intend to perform the full measure of the obligation which
+the receipt of this check implied. It was shown in the trial that as a
+matter of policy it was understood that purchases for the sinking-fund
+should not be known or understood in the market or by the public in that
+light, and that Mr. Cowperwood as agent was to have an absolutely
+free hand in the disposal of his assets and liabilities so long as the
+ultimate result was satisfactory. There was no particular time when the
+loan was to be bought, nor was there any particular amount mentioned at
+any time to be purchased. Unless the defendant intended at the time
+he received the check fraudulently to appropriate it he could not be
+convicted even on the first count. The verdict of the jury does not
+establish this fact; the evidence does not show conclusively that it
+could be established; and the same jury, upon three other counts, found
+the defendant guilty without the semblance of shadow of evidence. How
+can we say that their conclusions upon the first count are unerring when
+they so palpably erred on the other counts? It is the opinion of the
+minority that the verdict of the jury in charging larceny on the first
+count is not valid, and that that verdict should be set aside and a new
+trial granted."
+
+Judge Rafalsky, a meditative and yet practical man of Jewish extraction
+but peculiarly American appearance, felt called upon to write a third
+opinion which should especially reflect his own cogitation and be
+a criticism on the majority as well as a slight variation from and
+addition to the points on which he agreed with Judge Marvin. It was
+a knotty question, this, of Cowperwood's guilt, and, aside from the
+political necessity of convicting him, nowhere was it more clearly shown
+than in these varying opinions of the superior court. Judge Rafalsky
+held, for instance, that if a crime had been committed at all, it was
+not that known as larceny, and he went on to add:
+
+"It is impossible, from the evidence, to come to the conclusion either
+that Cowperwood did not intend shortly to deliver the loan or that
+Albert Stires, the chief clerk, or the city treasurer did not intend
+to part not only with the possession, but also and absolutely with the
+property in the check and the money represented by it. It was testified
+by Mr. Stires that Mr. Cowperwood said he had bought certificates of
+city loan to this amount, and it has not been clearly demonstrated that
+he had not. His non-placement of the same in the sinking-fund must in
+all fairness, the letter of the law to the contrary notwithstanding, be
+looked upon and judged in the light of custom. Was it his custom so to
+do? In my judgment the doctrine now announced by the majority of the
+court extends the crime of constructive larceny to such limits that any
+business man who engages in extensive and perfectly legitimate stock
+transactions may, before he knows it, by a sudden panic in the market
+or a fire, as in this instance, become a felon. When a principle is
+asserted which establishes such a precedent, and may lead to such
+results, it is, to say the least, startling."
+
+While he was notably comforted by the dissenting opinions of the judges
+in minority, and while he had been schooling himself to expect the worst
+in this connection and had been arranging his affairs as well as he
+could in anticipation of it, Cowperwood was still bitterly disappointed.
+It would be untrue to say that, strong and self-reliant as he normally
+was, he did not suffer. He was not without sensibilities of the highest
+order, only they were governed and controlled in him by that cold iron
+thing, his reason, which never forsook him. There was no further appeal
+possible save to the United States Supreme Court, as Steger pointed out,
+and there only on the constitutionality of some phase of the decision
+and his rights as a citizen, of which the Supreme Court of the United
+States must take cognizance. This was a tedious and expensive thing to
+do. It was not exactly obvious at the moment on what point he could make
+an appeal. It would involve a long delay--perhaps a year and a half,
+perhaps longer, at the end of which period he might have to serve his
+prison term anyhow, and pending which he would certainly have to undergo
+incarceration for a time.
+
+Cowperwood mused speculatively for a few moments after hearing Steger's
+presentation of the case. Then he said: "Well, it looks as if I have to
+go to jail or leave the country, and I've decided on jail. I can fight
+this out right here in Philadelphia in the long run and win. I can get
+that decision reversed in the Supreme Court, or I can get the Governor
+to pardon me after a time, I think. I'm not going to run away, and
+everybody knows I'm not. These people who think they have me down
+haven't got one corner of me whipped. I'll get out of this thing after
+a while, and when I do I'll show some of these petty little politicians
+what it means to put up a real fight. They'll never get a damned dollar
+out of me now--not a dollar! I did intend to pay that five hundred
+thousand dollars some time if they had let me go. Now they can whistle!"
+
+He set his teeth and his gray eyes fairly snapped their determination.
+
+"Well, I've done all I can, Frank," pleaded Steger, sympathetically.
+"You'll do me the justice to say that I put up the best fight I knew
+how. I may not know how--you'll have to answer for that--but within my
+limits I've done the best I can. I can do a few things more to carry
+this thing on, if you want me to, but I'm going to leave it to you now.
+Whatever you say goes."
+
+"Don't talk nonsense at this stage, Harper," replied Cowperwood almost
+testily. "I know whether I'm satisfied or not, and I'd soon tell you if
+I wasn't. I think you might as well go on and see if you can find some
+definite grounds for carrying it to the Supreme Court, but meanwhile
+I'll begin my sentence. I suppose Payderson will be naming a day to have
+me brought before him now shortly."
+
+"It depends on how you'd like to have it, Frank. I could get a stay
+of sentence for a week maybe, or ten days, if it will do you any good.
+Shannon won't make any objection to that, I'm sure. There's only one
+hitch. Jaspers will be around here tomorrow looking for you. It's his
+duty to take you into custody again, once he's notified that your appeal
+has been denied. He'll be wanting to lock you up unless you pay him,
+but we can fix that. If you do want to wait, and want any time off,
+I suppose he'll arrange to let you out with a deputy; but I'm afraid
+you'll have to stay there nights. They're pretty strict about that since
+that Albertson case of a few years ago."
+
+Steger referred to the case of a noted bank cashier who, being let out
+of the county jail at night in the alleged custody of a deputy, was
+permitted to escape. There had been emphatic and severe condemnation of
+the sheriff's office at the time, and since then, repute or no repute,
+money or no money, convicted criminals were supposed to stay in the
+county jail at night at least.
+
+Cowperwood meditated this calmly, looking out of the lawyer's window
+into Second Street. He did not much fear anything that might happen
+to him in Jaspers's charge since his first taste of that gentleman's
+hospitality, although he did object to spending nights in the county
+jail when his general term of imprisonment was being reduced no whit
+thereby. All that he could do now in connection with his affairs, unless
+he could have months of freedom, could be as well adjusted from a prison
+cell as from his Third Street office--not quite, but nearly so. Anyhow,
+why parley? He was facing a prison term, and he might as well accept it
+without further ado. He might take a day or two finally to look after
+his affairs; but beyond that, why bother?
+
+"When, in the ordinary course of events, if you did nothing at all,
+would I come up for sentence?"
+
+"Oh, Friday or Monday, I fancy," replied Steger. "I don't know what move
+Shannon is planning to make in this matter. I thought I'd walk around
+and see him in a little while."
+
+"I think you'd better do that," replied Cowperwood. "Friday or Monday
+will suit me, either way. I'm really not particular. Better make it
+Monday if you can. You don't suppose there is any way you can induce
+Jaspers to keep his hands off until then? He knows I'm perfectly
+responsible."
+
+"I don't know, Frank, I'm sure; I'll see. I'll go around and talk to him
+to-night. Perhaps a hundred dollars will make him relax the rigor of his
+rules that much."
+
+Cowperwood smiled grimly.
+
+"I fancy a hundred dollars would make Jaspers relax a whole lot of
+rules," he replied, and he got up to go.
+
+Steger arose also. "I'll see both these people, and then I'll call
+around at your house. You'll be in, will you, after dinner?"
+
+"Yes."
+
+They slipped on their overcoats and went out into the cold February day,
+Cowperwood back to his Third Street office, Steger to see Shannon and
+Jaspers.
+
+
+
+
+
+Chapter XLIX
+
+
+The business of arranging Cowperwood's sentence for Monday was soon
+disposed of through Shannon, who had no personal objection to any
+reasonable delay.
+
+Steger next visited the county jail, close on to five o'clock, when
+it was already dark. Sheriff Jaspers came lolling out from his private
+library, where he had been engaged upon the work of cleaning his pipe.
+
+"How are you, Mr. Steger?" he observed, smiling blandly. "How are you?
+Glad to see you. Won't you sit down? I suppose you're round here again
+on that Cowperwood matter. I just received word from the district
+attorney that he had lost his case."
+
+"That's it, Sheriff," replied Steger, ingratiatingly. "He asked me
+to step around and see what you wanted him to do in the matter. Judge
+Payderson has just fixed the sentence time for Monday morning at ten
+o'clock. I don't suppose you'll be much put out if he doesn't show up
+here before Monday at eight o'clock, will you, or Sunday night, anyhow?
+He's perfectly reliable, as you know." Steger was sounding Jaspers
+out, politely trying to make the time of Cowperwood's arrival a trivial
+matter in order to avoid paying the hundred dollars, if possible. But
+Jaspers was not to be so easily disposed of. His fat face lengthened
+considerably. How could Steger ask him such a favor and not even suggest
+the slightest form of remuneration?
+
+"It's ag'in' the law, Mr. Steger, as you know," he began, cautiously
+and complainingly. "I'd like to accommodate him, everything else being
+equal, but since that Albertson case three years ago we've had to run
+this office much more careful, and--"
+
+"Oh, I know, Sheriff," interrupted Steger, blandly, "but this isn't an
+ordinary case in any way, as you can see for yourself. Mr. Cowperwood is
+a very important man, and he has a great many things to attend to. Now
+if it were only a mere matter of seventy-five or a hundred dollars
+to satisfy some court clerk with, or to pay a fine, it would be easy
+enough, but--" He paused and looked wisely away, and Mr. Jaspers's face
+began to relax at once. The law against which it was ordinarily so hard
+to offend was not now so important. Steger saw that it was needless to
+introduce any additional arguments.
+
+"It's a very ticklish business, this, Mr. Steger," put in the sheriff,
+yieldingly, and yet with a slight whimper in his voice. "If anything
+were to happen, it would cost me my place all right. I don't like to do
+it under any circumstances, and I wouldn't, only I happen to know both
+Mr. Cowperwood and Mr. Stener, and I like 'em both. I don' think
+they got their rights in this matter, either. I don't mind making an
+exception in this case if Mr. Cowperwood don't go about too publicly. I
+wouldn't want any of the men in the district attorney's office to know
+this. I don't suppose he'll mind if I keep a deputy somewhere near all
+the time for looks' sake. I have to, you know, really, under the law.
+He won't bother him any. Just keep on guard like." Jaspers looked at
+Mr. Steger very flatly and wisely--almost placatingly under the
+circumstances--and Steger nodded.
+
+"Quite right, Sheriff, quite right. You're quite right," and he drew out
+his purse while the sheriff led the way very cautiously back into his
+library.
+
+"I'd like to show you the line of law-books I'm fixing up for myself
+in here, Mr. Steger," he observed, genially, but meanwhile closing his
+fingers gently on the small roll of ten-dollar bills Steger was handing
+him. "We have occasional use for books of that kind here, as you see. I
+thought it a good sort of thing to have them around." He waved one arm
+comprehensively at the line of State reports, revised statutes, prison
+regulations, etc., the while he put the money in his pocket and Steger
+pretended to look.
+
+"A good idea, I think, Sheriff. Very good, indeed. So you think if Mr.
+Cowperwood gets around here very early Monday morning, say eight or
+eight-thirty, that it will be all right?"
+
+"I think so," replied the sheriff, curiously nervous, but agreeable,
+anxious to please. "I don't think that anything will come up that will
+make me want him earlier. If it does I'll let you know, and you can
+produce him. I don't think so, though, Mr. Steger; I think everything
+will be all right." They were once more in the main hall now. "Glad to
+have seen you again, Mr. Steger--very glad," he added. "Call again some
+day."
+
+Waving the sheriff a pleasant farewell, he hurried on his way to
+Cowperwood's house.
+
+You would not have thought, seeing Cowperwood mount the front steps of
+his handsome residence in his neat gray suit and well-cut overcoat on
+his return from his office that evening, that he was thinking that this
+might be his last night here. His air and walk indicated no weakening
+of spirit. He entered the hall, where an early lamp was aglow, and
+encountered "Wash" Sims, an old negro factotum, who was just coming up
+from the basement, carrying a bucket of coal for one of the fireplaces.
+
+"Mahty cold out, dis evenin', Mistah Coppahwood," said Wash, to whom
+anything less than sixty degrees was very cold. His one regret was that
+Philadelphia was not located in North Carolina, from whence he came.
+
+"'Tis sharp, Wash," replied Cowperwood, absentmindedly. He was thinking
+for the moment of the house and how it had looked, as he came toward it
+west along Girard Avenue--what the neighbors were thinking of him, too,
+observing him from time to time out of their windows. It was clear and
+cold. The lamps in the reception-hall and sitting-room had been lit, for
+he had permitted no air of funereal gloom to settle down over this
+place since his troubles had begun. In the far west of the street a last
+tingling gleam of lavender and violet was showing over the cold white
+snow of the roadway. The house of gray-green stone, with its lighted
+windows, and cream-colored lace curtains, had looked especially
+attractive. He had thought for the moment of the pride he had taken in
+putting all this here, decorating and ornamenting it, and whether, ever,
+he could secure it for himself again. "Where is your mistress?" he added
+to Wash, when he bethought himself.
+
+"In the sitting-room, Mr. Coppahwood, ah think."
+
+Cowperwood ascended the stairs, thinking curiously that Wash would soon
+be out of a job now, unless Mrs. Cowperwood, out of all the wreck of
+other things, chose to retain him, which was not likely. He entered the
+sitting-room, and there sat his wife by the oblong center-table, sewing
+a hook and eye on one of Lillian, second's, petticoats. She looked
+up, at his step, with the peculiarly uncertain smile she used these
+days--indication of her pain, fear, suspicion--and inquired, "Well, what
+is new with you, Frank?" Her smile was something like a hat or belt or
+ornament which one puts on or off at will.
+
+"Nothing in particular," he replied, in his offhand way, "except that I
+understand I have lost that appeal of mine. Steger is coming here in
+a little while to let me know. I had a note from him, and I fancy it's
+about that."
+
+He did not care to say squarely that he had lost. He knew that she was
+sufficiently distressed as it was, and he did not care to be too abrupt
+just now.
+
+"You don't say!" replied Lillian, with surprise and fright in her voice,
+and getting up.
+
+She had been so used to a world where prisons were scarcely thought of,
+where things went on smoothly from day to day without any noticeable
+intrusion of such distressing things as courts, jails, and the like,
+that these last few months had driven her nearly mad. Cowperwood had so
+definitely insisted on her keeping in the background--he had told her
+so very little that she was all at sea anyhow in regard to the whole
+procedure. Nearly all that she had had in the way of intelligence had
+been from his father and mother and Anna, and from a close and almost
+secret scrutiny of the newspapers.
+
+At the time he had gone to the county jail she did not even know
+anything about it until his father had come back from the court-room and
+the jail and had broken the news to her. It had been a terrific blow to
+her. Now to have this thing suddenly broken to her in this offhand way,
+even though she had been expecting and dreading it hourly, was too much.
+
+She was still a decidedly charming-looking woman as she stood holding
+her daughter's garment in her hand, even if she was forty years old to
+Cowperwood's thirty-five. She was robed in one of the creations of their
+late prosperity, a cream-colored gown of rich silk, with dark brown
+trimmings--a fetching combination for her. Her eyes were a little
+hollow, and reddish about the rims, but otherwise she showed no sign of
+her keen mental distress. There was considerable evidence of the former
+tranquil sweetness that had so fascinated him ten years before.
+
+"Isn't that terrible?" she said, weakly, her hands trembling in a
+nervous way. "Isn't it dreadful? Isn't there anything more you can do,
+truly? You won't really have to go to prison, will you?" He objected
+to her distress and her nervous fears. He preferred a stronger, more
+self-reliant type of woman, but still she was his wife, and in his day
+he had loved her much.
+
+"It looks that way, Lillian," he said, with the first note of real
+sympathy he had used in a long while, for he felt sorry for her now. At
+the same time he was afraid to go any further along that line, for fear
+it might give her a false sense as to his present attitude toward her
+which was one essentially of indifference. But she was not so dull but
+what she could see that the consideration in his voice had been brought
+about by his defeat, which meant hers also. She choked a little--and
+even so was touched. The bare suggestion of sympathy brought back the
+old days so definitely gone forever. If only they could be brought back!
+
+"I don't want you to feel distressed about me, though," he went on,
+before she could say anything to him. "I'm not through with my fighting.
+I'll get out of this. I have to go to prison, it seems, in order to get
+things straightened out properly. What I would like you to do is to keep
+up a cheerful appearance in front of the rest of the family--father and
+mother particularly. They need to be cheered up." He thought once of
+taking her hand, then decided not. She noted mentally his hesitation,
+the great difference between his attitude now and that of ten or twelve
+years before. It did not hurt her now as much as she once would have
+thought. She looked at him, scarcely knowing what to say. There was
+really not so much to say.
+
+"Will you have to go soon, if you do have to go?" she ventured, wearily.
+
+"I can't tell yet. Possibly to-night. Possibly Friday. Possibly not
+until Monday. I'm waiting to hear from Steger. I expect him here any
+minute."
+
+To prison! To prison! Her Frank Cowperwood, her husband--the substance
+of their home here--and all their soul destruction going to prison. And
+even now she scarcely grasped why! She stood there wondering what she
+could do.
+
+"Is there anything I can get for you?" she asked, starting forward as if
+out of a dream. "Do you want me to do anything? Don't you think perhaps
+you had better leave Philadelphia, Frank? You needn't go to prison
+unless you want to."
+
+She was a little beside herself, for the first time in her life shocked
+out of a deadly calm.
+
+He paused and looked at her for a moment in his direct, examining way,
+his hard commercial business judgment restored on the instant.
+
+"That would be a confession of guilt, Lillian, and I'm not guilty,"
+he replied, almost coldly. "I haven't done anything that warrants my
+running away or going to prison, either. I'm merely going there to save
+time at present. I can't be litigating this thing forever. I'll get
+out--be pardoned out or sued out in a reasonable length of time. Just
+now it's better to go, I think. I wouldn't think of running away from
+Philadelphia. Two of five judges found for me in the decision. That's
+pretty fair evidence that the State has no case against me."
+
+His wife saw she had made a mistake. It clarified her judgment on
+the instant. "I didn't mean in that way, Frank," she replied,
+apologetically. "You know I didn't. Of course I know you're not guilty.
+Why should I think you were, of all people?"
+
+She paused, expecting some retort, some further argument--a kind word
+maybe. A trace of the older, baffling love, but he had quietly turned to
+his desk and was thinking of other things.
+
+At this point the anomaly of her own state came over her again. It was
+all so sad and so hopeless. And what was she to do in the future? And
+what was he likely to do? She paused half trembling and yet decided,
+because of her peculiarly nonresisting nature--why trespass on his time?
+Why bother? No good would really come of it. He really did not care for
+her any more--that was it. Nothing could make him, nothing could bring
+them together again, not even this tragedy. He was interested in another
+woman--Aileen--and so her foolish thoughts and explanations, her fear,
+sorrow, distress, were not important to him. He could take her agonized
+wish for his freedom as a comment on his probable guilt, a doubt of
+his innocence, a criticism of him! She turned away for a minute, and he
+started to leave the room.
+
+"I'll be back again in a few moments," he volunteered. "Are the children
+here?"
+
+"Yes, they're up in the play-room," she answered, sadly, utterly
+nonplussed and distraught.
+
+"Oh, Frank!" she had it on her lips to cry, but before she could utter
+it he had bustled down the steps and was gone. She turned back to the
+table, her left hand to her mouth, her eyes in a queer, hazy, melancholy
+mist. Could it be, she thought, that life could really come to
+this--that love could so utterly, so thoroughly die? Ten years
+before--but, oh, why go back to that? Obviously it could, and thoughts
+concerning that would not help now. Twice now in her life her affairs
+had seemed to go to pieces--once when her first husband had died, and
+now when her second had failed her, had fallen in love with another and
+was going to be sent off to prison. What was it about her that caused
+such things? Was there anything wrong with her? What was she going to
+do? Where go? She had no idea, of course, for how long a term of years
+he would be sent away. It might be one year or it might be five years,
+as the papers had said. Good heavens! The children could almost come to
+forget him in five years. She put her other hand to her mouth, also, and
+then to her forehead, where there was a dull ache. She tried to think
+further than this, but somehow, just now, there was no further thought.
+Suddenly quite outside of her own volition, with no thought that she
+was going to do such a thing, her bosom began to heave, her throat
+contracted in four or five short, sharp, aching spasms, her eyes burned,
+and she shook in a vigorous, anguished, desperate, almost one might have
+said dry-eyed, cry, so hot and few were the tears. She could not stop
+for the moment, just stood there and shook, and then after a while a
+dull ache succeeded, and she was quite as she had been before.
+
+"Why cry?" she suddenly asked herself, fiercely--for her. "Why break
+down in this stormy, useless way? Would it help?"
+
+But, in spite of her speculative, philosophic observations to herself,
+she still felt the echo, the distant rumble, as it were, of the storm in
+her own soul. "Why cry? Why not cry?" She might have said--but wouldn't,
+and in spite of herself and all her logic, she knew that this tempest
+which had so recently raged over her was now merely circling around her
+soul's horizon and would return to break again.
+
+
+
+
+
+Chapter L
+
+
+The arrival of Steger with the information that no move of any kind
+would be made by the sheriff until Monday morning, when Cowperwood could
+present himself, eased matters. This gave him time to think--to adjust
+home details at his leisure. He broke the news to his father and mother
+in a consoling way and talked with his brothers and father about getting
+matters immediately adjusted in connection with the smaller houses to
+which they were now shortly to be compelled to move. There was much
+conferring among the different members of this collapsing organization
+in regard to the minor details; and what with his conferences with
+Steger, his seeing personally Davison, Leigh, Avery Stone, of Jay Cooke
+& Co., George Waterman (his old-time employer Henry was dead),
+ex-State Treasurer Van Nostrand, who had gone out with the last State
+administration, and others, he was very busy. Now that he was really
+going into prison, he wanted his financial friends to get together and
+see if they could get him out by appealing to the Governor. The division
+of opinion among the judges of the State Supreme Court was his excuse
+and strong point. He wanted Steger to follow this up, and he spared no
+pains in trying to see all and sundry who might be of use to him--Edward
+Tighe, of Tighe & Co., who was still in business in Third Street; Newton
+Targool; Arthur Rivers; Joseph Zimmerman, the dry-goods prince, now a
+millionaire; Judge Kitchen; Terrence Relihan, the former representative
+of the money element at Harrisburg; and many others.
+
+Cowperwood wanted Relihan to approach the newspapers and see if he could
+not readjust their attitude so as to work to get him out, and he wanted
+Walter Leigh to head the movement of getting up a signed petition which
+should contain all the important names of moneyed people and others,
+asking the Governor to release him. Leigh agreed to this heartily, as
+did Relihan, and many others.
+
+And, afterwards there was really nothing else to do, unless it was to
+see Aileen once more, and this, in the midst of his other complications
+and obligations, seemed all but impossible at times--and yet he did
+achieve that, too--so eager was he to be soothed and comforted by the
+ignorant and yet all embracing volume of her love. Her eyes these days!
+The eager, burning quest of him and his happiness that blazed in
+them. To think that he should be tortured so--her Frank! Oh, she
+knew--whatever he said, and however bravely and jauntily he talked. To
+think that her love for him should have been the principal cause of his
+being sent to jail, as she now believed. And the cruelty of her father!
+And the smallness of his enemies--that fool Stener, for instance, whose
+pictures she had seen in the papers. Actually, whenever in the presence
+of her Frank, she fairly seethed in a chemic agony for him--her strong,
+handsome lover--the strongest, bravest, wisest, kindest, handsomest man
+in the world. Oh, didn't she know! And Cowperwood, looking in her eyes
+and realizing this reasonless, if so comforting fever for him, smiled
+and was touched. Such love! That of a dog for a master; that of a mother
+for a child. And how had he come to evoke it? He could not say, but it
+was beautiful.
+
+And so, now, in these last trying hours, he wished to see her much--and
+did--meeting her at least four times in the month in which he had been
+free, between his conviction and the final dismissal of his appeal. He
+had one last opportunity of seeing her--and she him--just before his
+entrance into prison this last time--on the Saturday before the Monday
+of his sentence. He had not come in contact with her since the decision
+of the Supreme Court had been rendered, but he had had a letter from her
+sent to a private mail-box, and had made an appointment for Saturday at
+a small hotel in Camden, which, being across the river, was safer, in
+his judgment, than anything in Philadelphia. He was a little uncertain
+as to how she would take the possibility of not seeing him soon again
+after Monday, and how she would act generally once he was where she
+could not confer with him as often as she chose. And in consequence, he
+was anxious to talk to her. But on this occasion, as he anticipated, and
+even feared, so sorry for her was he, she was not less emphatic in her
+protestations than she had ever been; in fact, much more so. When she
+saw him approaching in the distance, she went forward to meet him in
+that direct, forceful way which only she could attempt with him, a sort
+of mannish impetuosity which he both enjoyed and admired, and slipping
+her arms around his neck, said: "Honey, you needn't tell me. I saw it
+in the papers the other morning. Don't you mind, honey. I love you.
+I'll wait for you. I'll be with you yet, if it takes a dozen years of
+waiting. It doesn't make any difference to me if it takes a hundred,
+only I'm so sorry for you, sweetheart. I'll be with you every day
+through this, darling, loving you with all my might."
+
+She caressed him while he looked at her in that quiet way which
+betokened at once his self-poise and yet his interest and satisfaction
+in her. He couldn't help loving Aileen, he thought who could? She was
+so passionate, vibrant, desireful. He couldn't help admiring her
+tremendously, now more than ever, because literally, in spite of all his
+intellectual strength, he really could not rule her. She went at him,
+even when he stood off in a calm, critical way, as if he were
+her special property, her toy. She would talk to him always, and
+particularly when she was excited, as if he were just a baby, her pet;
+and sometimes he felt as though she would really overcome him mentally,
+make him subservient to her, she was so individual, so sure of her
+importance as a woman.
+
+Now on this occasion she went babbling on as if he were broken-hearted,
+in need of her greatest care and tenderness, although he really wasn't
+at all; and for the moment she actually made him feel as though he was.
+
+"It isn't as bad as that, Aileen," he ventured to say, eventually; and
+with a softness and tenderness almost unusual for him, even where she
+was concerned, but she went on forcefully, paying no heed to him.
+
+"Oh, yes, it is, too, honey. I know. Oh, my poor Frank! But I'll see
+you. I know how to manage, whatever happens. How often do they let
+visitors come out to see the prisoners there?"
+
+"Only once in three months, pet, so they say, but I think we can fix
+that after I get there; only do you think you had better try to come
+right away, Aileen? You know what the feeling now is. Hadn't you better
+wait a while? Aren't you in danger of stirring up your father? He might
+cause a lot of trouble out there if he were so minded."
+
+"Only once in three months!" she exclaimed, with rising emphasis, as
+he began this explanation. "Oh, Frank, no! Surely not! Once in three
+months! Oh, I can't stand that! I won't! I'll go and see the warden
+myself. He'll let me see you. I'm sure he will, if I talk to him."
+
+She fairly gasped in her excitement, not willing to pause in her tirade,
+but Cowperwood interposed with her, "You're not thinking what you're
+saying, Aileen. You're not thinking. Remember your father! Remember your
+family! Your father may know the warden out there. You don't want it to
+get all over town that you're running out there to see me, do you? Your
+father might cause you trouble. Besides you don't know the small party
+politicians as I do. They gossip like a lot of old women. You'll have to
+be very careful what you do and how you do it. I don't want to lose you.
+I want to see you. But you'll have to mind what you're doing. Don't try
+to see me at once. I want you to, but I want to find out how the land
+lies, and I want you to find out too. You won't lose me. I'll be there,
+well enough."
+
+He paused as he thought of the long tier of iron cells which must be
+there, one of which would be his--for how long?--and of Aileen seeing
+him through the door of it or in it. At the same time he was thinking,
+in spite of all his other calculations, how charming she was looking
+to-day. How young she kept, and how forceful! While he was nearing his
+full maturity she was a comparatively young girl, and as beautiful as
+ever. She was wearing a black-and-white-striped silk in the curious
+bustle style of the times, and a set of sealskin furs, including a
+little sealskin cap set jauntily on top her red-gold hair.
+
+"I know, I know," replied Aileen, firmly. "But think of three months!
+Honey, I can't! I won't! It's nonsense. Three months! I know that
+my father wouldn't have to wait any three months if he wanted to see
+anybody out there, nor anybody else that he wanted to ask favors for.
+And I won't, either. I'll find some way."
+
+Cowperwood had to smile. You could not defeat Aileen so easily.
+
+"But you're not your father, honey; and you don't want him to know."
+
+"I know I don't, but they don't need to know who I am. I can go heavily
+veiled. I don't think that the warden knows my father. He may. Anyhow,
+he doesn't know me; and he wouldn't tell on me if he did if I talked to
+him."
+
+Her confidence in her charms, her personality, her earthly privileges
+was quite anarchistic. Cowperwood shook his head.
+
+"Honey, you're about the best and the worst there is when it comes to a
+woman," he observed, affectionately, pulling her head down to kiss
+her, "but you'll have to listen to me just the same. I have a lawyer,
+Steger--you know him. He's going to take up this matter with the warden
+out there--is doing it today. He may be able to fix things, and he may
+not. I'll know to-morrow or Sunday, and I'll write you. But don't go and
+do anything rash until you hear. I'm sure I can cut that visiting limit
+in half, and perhaps down to once a month or once in two weeks even.
+They only allow me to write one letter in three months"--Aileen exploded
+again--"and I'm sure I can have that made different--some; but don't
+write me until you hear, or at least don't sign any name or put any
+address in. They open all mail and read it. If you see me or write me
+you'll have to be cautious, and you're not the most cautious person in
+the world. Now be good, will you?"
+
+They talked much more--of his family, his court appearance Monday,
+whether he would get out soon to attend any of the suits still pending,
+or be pardoned. Aileen still believed in his future. She had read the
+opinions of the dissenting judges in his favor, and that of the
+three agreed judges against him. She was sure his day was not over in
+Philadelphia, and that he would some time reestablish himself and then
+take her with him somewhere else. She was sorry for Mrs. Cowperwood, but
+she was convinced that she was not suited to him--that Frank needed some
+one more like herself, some one with youth and beauty and force--her, no
+less. She clung to him now in ecstatic embraces until it was time to go.
+So far as a plan of procedure could have been adjusted in a situation so
+incapable of accurate adjustment, it had been done. She was desperately
+downcast at the last moment, as was he, over their parting; but she
+pulled herself together with her usual force and faced the dark future
+with a steady eye.
+
+
+
+
+
+Chapter LI
+
+
+Monday came and with it his final departure. All that could be done had
+been done. Cowperwood said his farewells to his mother and father,
+his brothers and sister. He had a rather distant but sensible and
+matter-of-fact talk with his wife. He made no special point of saying
+good-by to his son or his daughter; when he came in on Thursday, Friday,
+Saturday, and Sunday evenings, after he had learned that he was to
+depart Monday, it was with the thought of talking to them a little in
+an especially affectionate way. He realized that his general moral or
+unmoral attitude was perhaps working them a temporary injustice. Still
+he was not sure. Most people did fairly well with their lives, whether
+coddled or deprived of opportunity. These children would probably do as
+well as most children, whatever happened--and then, anyhow, he had no
+intention of forsaking them financially, if he could help it. He did
+not want to separate his wife from her children, nor them from her. She
+should keep them. He wanted them to be comfortable with her. He would
+like to see them, wherever they were with her, occasionally. Only
+he wanted his own personal freedom, in so far as she and they were
+concerned, to go off and set up a new world and a new home with Aileen.
+So now on these last days, and particularly this last Sunday night, he
+was rather noticeably considerate of his boy and girl, without being too
+openly indicative of his approaching separation from them.
+
+"Frank," he said to his notably lackadaisical son on this occasion,
+"aren't you going to straighten up and be a big, strong, healthy fellow?
+You don't play enough. You ought to get in with a gang of boys and be a
+leader. Why don't you fit yourself up a gymnasium somewhere and see how
+strong you can get?"
+
+They were in the senior Cowperwood's sitting-room, where they had all
+rather consciously gathered on this occasion.
+
+Lillian, second, who was on the other side of the big library table from
+her father, paused to survey him and her brother with interest. Both
+had been carefully guarded against any real knowledge of their father's
+affairs or his present predicament. He was going away on a journey for
+about a month or so they understood. Lillian was reading in a Chatterbox
+book which had been given her the previous Christmas.
+
+"He won't do anything," she volunteered, looking up from her reading in
+a peculiarly critical way for her. "Why, he won't ever run races with me
+when I want him to."
+
+"Aw, who wants to run races with you, anyhow?" returned Frank, junior,
+sourly. "You couldn't run if I did want to run with you."
+
+"Couldn't I?" she replied. "I could beat you, all right."
+
+"Lillian!" pleaded her mother, with a warning sound in her voice.
+
+Cowperwood smiled, and laid his hand affectionately on his son's head.
+"You'll be all right, Frank," he volunteered, pinching his ear lightly.
+"Don't worry--just make an effort."
+
+The boy did not respond as warmly as he hoped. Later in the evening Mrs.
+Cowperwood noticed that her husband squeezed his daughter's slim little
+waist and pulled her curly hair gently. For the moment she was jealous
+of her daughter.
+
+"Going to be the best kind of a girl while I'm away?" he said to her,
+privately.
+
+"Yes, papa," she replied, brightly.
+
+"That's right," he returned, and leaned over and kissed her mouth
+tenderly. "Button Eyes," he said.
+
+Mrs. Cowperwood sighed after he had gone. "Everything for the children,
+nothing for me," she thought, though the children had not got so vastly
+much either in the past.
+
+Cowperwood's attitude toward his mother in this final hour was about
+as tender and sympathetic as any he could maintain in this world. He
+understood quite clearly the ramifications of her interests, and how she
+was suffering for him and all the others concerned. He had not forgotten
+her sympathetic care of him in his youth; and if he could have done
+anything to have spared her this unhappy breakdown of her fortunes in
+her old age, he would have done so. There was no use crying over spilled
+milk. It was impossible at times for him not to feel intensely in
+moments of success or failure; but the proper thing to do was to bear
+up, not to show it, to talk little and go your way with an air not so
+much of resignation as of self-sufficiency, to whatever was awaiting
+you. That was his attitude on this morning, and that was what he
+expected from those around him--almost compelled, in fact, by his own
+attitude.
+
+"Well, mother," he said, genially, at the last moment--he would not let
+her nor his wife nor his sister come to court, maintaining that it would
+make not the least difference to him and would only harrow their own
+feelings uselessly--"I'm going now. Don't worry. Keep up your spirits."
+
+He slipped his arm around his mother's waist, and she gave him a long,
+unrestrained, despairing embrace and kiss.
+
+"Go on, Frank," she said, choking, when she let him go. "God bless you.
+I'll pray for you." He paid no further attention to her. He didn't dare.
+
+"Good-by, Lillian," he said to his wife, pleasantly, kindly. "I'll be
+back in a few days, I think. I'll be coming out to attend some of these
+court proceedings."
+
+To his sister he said: "Good-by, Anna. Don't let the others get too
+down-hearted."
+
+"I'll see you three afterward," he said to his father and brothers; and
+so, dressed in the very best fashion of the time, he hurried down into
+the reception-hall, where Steger was waiting, and was off. His family,
+hearing the door close on him, suffered a poignant sense of desolation.
+They stood there for a moment, his mother crying, his father looking
+as though he had lost his last friend but making a great effort to seem
+self-contained and equal to his troubles, Anna telling Lillian not to
+mind, and the latter staring dumbly into the future, not knowing what
+to think. Surely a brilliant sun had set on their local scene, and in a
+very pathetic way.
+
+
+
+
+
+Chapter LII
+
+
+When Cowperwood reached the jail, Jaspers was there, glad to see him but
+principally relieved to feel that nothing had happened to mar his
+own reputation as a sheriff. Because of the urgency of court matters
+generally, it was decided to depart for the courtroom at nine o'clock.
+Eddie Zanders was once more delegated to see that Cowperwood was brought
+safely before Judge Payderson and afterward taken to the penitentiary.
+All of the papers in the case were put in his care to be delivered to
+the warden.
+
+"I suppose you know," confided Sheriff Jaspers to Steger, "that Stener
+is here. He ain't got no money now, but I gave him a private room just
+the same. I didn't want to put a man like him in no cell." Sheriff
+Jaspers sympathized with Stener.
+
+"That's right. I'm glad to hear that," replied Steger, smiling to
+himself.
+
+"I didn't suppose from what I've heard that Mr. Cowperwood would want to
+meet Stener here, so I've kept 'em apart. George just left a minute ago
+with another deputy."
+
+"That's good. That's the way it ought to be," replied Steger. He was
+glad for Cowperwood's sake that the sheriff had so much tact. Evidently
+George and the sheriff were getting along in a very friendly way, for
+all the former's bitter troubles and lack of means.
+
+The Cowperwood party walked, the distance not being great, and as they
+did so they talked of rather simple things to avoid the more serious.
+
+"Things aren't going to be so bad," Edward said to his father. "Steger
+says the Governor is sure to pardon Stener in a year or less, and if he
+does he's bound to let Frank out too."
+
+Cowperwood, the elder, had heard this over and over, but he was never
+tired of hearing it. It was like some simple croon with which babies are
+hushed to sleep. The snow on the ground, which was enduring remarkably
+well for this time of year, the fineness of the day, which had started
+out to be clear and bright, the hope that the courtroom might not be
+full, all held the attention of the father and his two sons. Cowperwood,
+senior, even commented on some sparrows fighting over a piece of
+bread, marveling how well they did in winter, solely to ease his
+mind. Cowperwood, walking on ahead with Steger and Zanders, talked of
+approaching court proceedings in connection with his business and what
+ought to be done.
+
+When they reached the court the same little pen in which Cowperwood had
+awaited the verdict of his jury several months before was waiting to
+receive him.
+
+Cowperwood, senior, and his other sons sought places in the courtroom
+proper. Eddie Zanders remained with his charge. Stener and a deputy by
+the name of Wilkerson were in the room; but he and Cowperwood pretended
+now not to see each other. Frank had no objection to talking to his
+former associate, but he could see that Stener was diffident and
+ashamed. So he let the situation pass without look or word of any kind.
+After some three-quarters of an hour of dreary waiting the door leading
+into the courtroom proper opened and a bailiff stepped in.
+
+"All prisoners up for sentence," he called.
+
+There were six, all told, including Cowperwood and Stener. Two of them
+were confederate housebreakers who had been caught red-handed at their
+midnight task.
+
+Another prisoner was no more and no less than a plain horse-thief, a
+young man of twenty-six, who had been convicted by a jury of stealing
+a grocer's horse and selling it. The last man was a negro, a tall,
+shambling, illiterate, nebulous-minded black, who had walked off with
+an apparently discarded section of lead pipe which he had found in a
+lumber-yard. His idea was to sell or trade it for a drink. He really
+did not belong in this court at all; but, having been caught by an
+undersized American watchman charged with the care of the property, and
+having at first refused to plead guilty, not quite understanding what
+was to be done with him, he had been perforce bound over to this court
+for trial. Afterward he had changed his mind and admitted his guilt, so
+he now had to come before Judge Payderson for sentence or dismissal.
+The lower court before which he had originally been brought had lost
+jurisdiction by binding him over to to higher court for trial.
+Eddie Zanders, in his self-appointed position as guide and mentor to
+Cowperwood, had confided nearly all of this data to him as he stood
+waiting.
+
+The courtroom was crowded. It was very humiliating to Cowperwood to have
+to file in this way along the side aisle with these others, followed by
+Stener, well dressed but sickly looking and disconsolate.
+
+The negro, Charles Ackerman, was the first on the list.
+
+"How is it this man comes before me?" asked Payderson, peevishly, when
+he noted the value of the property Ackerman was supposed to have stolen.
+
+"Your honor," the assistant district attorney explained, promptly,
+"this man was before a lower court and refused, because he was drunk,
+or something, to plead guilty. The lower court, because the complainant
+would not forego the charge, was compelled to bind him over to this
+court for trial. Since then he has changed his mind and has admitted
+his guilt to the district attorney. He would not be brought before you
+except we have no alternative. He has to be brought here now in order to
+clear the calendar."
+
+Judge Payderson stared quizzically at the negro, who, obviously not very
+much disturbed by this examination, was leaning comfortably on the gate
+or bar before which the average criminal stood erect and terrified.
+He had been before police-court magistrates before on one charge and
+another--drunkenness, disorderly conduct, and the like--but his whole
+attitude was one of shambling, lackadaisical, amusing innocence.
+
+"Well, Ackerman," inquired his honor, severely, "did you or did you not
+steal this piece of lead pipe as charged here--four dollars and eighty
+cents' worth?"
+
+"Yassah, I did," he began. "I tell you how it was, jedge. I was a-comin'
+along past dat lumber-yard one Saturday afternoon, and I hadn't been
+wuckin', an' I saw dat piece o' pipe thoo de fence, lyin' inside, and I
+jes' reached thoo with a piece o' boad I found dey and pulled it over
+to me an' tuck it. An' aftahwahd dis Mistah Watchman man"--he waved his
+hand oratorically toward the witness-chair, where, in case the judge
+might wish to ask him some questions, the complainant had taken his
+stand--"come around tuh where I live an' accused me of done takin' it."
+
+"But you did take it, didn't you?"
+
+"Yassah, I done tuck it."
+
+"What did you do with it?"
+
+"I traded it foh twenty-five cents."
+
+"You mean you sold it," corrected his honor.
+
+"Yassah, I done sold it."
+
+"Well, don't you know it's wrong to do anything like that? Didn't you
+know when you reached through that fence and pulled that pipe over to
+you that you were stealing? Didn't you?"
+
+"Yassah, I knowed it was wrong," replied Ackerman, sheepishly. "I didn'
+think 'twuz stealin' like zackly, but I done knowed it was wrong. I done
+knowed I oughtn' take it, I guess."
+
+"Of course you did. Of course you did. That's just it. You knew you were
+stealing, and still you took it. Has the man to whom this negro sold
+the lead pipe been apprehended yet?" the judge inquired sharply of the
+district attorney. "He should be, for he's more guilty than this negro,
+a receiver of stolen goods."
+
+"Yes, sir," replied the assistant. "His case is before Judge Yawger."
+
+"Quite right. It should be," replied Payderson, severely. "This matter
+of receiving stolen property is one of the worst offenses, in my
+judgment."
+
+He then turned his attention to Ackerman again. "Now, look here,
+Ackerman," he exclaimed, irritated at having to bother with such a
+pretty case, "I want to say something to you, and I want you to pay
+strict attention to me. Straighten up, there! Don't lean on that gate!
+You are in the presence of the law now." Ackerman had sprawled himself
+comfortably down on his elbows as he would have if he had been leaning
+over a back-fence gate talking to some one, but he immediately drew
+himself straight, still grinning foolishly and apologetically, when he
+heard this. "You are not so dull but that you can understand what I am
+going to say to you. The offense you have committed--stealing a piece
+of lead pipe--is a crime. Do you hear me? A criminal offense--one that I
+could punish you very severely for. I could send you to the penitentiary
+for one year if I chose--the law says I may--one year at hard labor for
+stealing a piece of lead pipe. Now, if you have any sense you will pay
+strict attention to what I am going to tell you. I am not going to send
+you to the penitentiary right now. I'm going to wait a little while. I
+am going to sentence you to one year in the penitentiary--one year.
+Do you understand?" Ackerman blanched a little and licked his lips
+nervously. "And then I am going to suspend that sentence--hold it over
+your head, so that if you are ever caught taking anything else you will
+be punished for this offense and the next one also at one and the same
+time. Do you understand that? Do you know what I mean? Tell me. Do you?"
+
+"Yessah! I does, sir," replied the negro. "You'se gwine to let me go
+now--tha's it."
+
+The audience grinned, and his honor made a wry face to prevent his own
+grim grin.
+
+"I'm going to let you go only so long as you don't steal anything else,"
+he thundered. "The moment you steal anything else, back you come to this
+court, and then you go to the penitentiary for a year and whatever
+more time you deserve. Do you understand that? Now, I want you to
+walk straight out of this court and behave yourself. Don't ever steal
+anything. Get something to do! Don't steal, do you hear? Don't touch
+anything that doesn't belong to you! Don't come back here! If you do,
+I'll send you to the penitentiary, sure."
+
+"Yassah! No, sah, I won't," replied Ackerman, nervously. "I won't take
+nothin' more that don't belong tuh me."
+
+He shuffled away, after a moment, urged along by the guiding hand of a
+bailiff, and was put safely outside the court, amid a mixture of smiles
+and laughter over his simplicity and Payderson's undue severity of
+manner. But the next case was called and soon engrossed the interest of
+the audience.
+
+It was that of the two housebreakers whom Cowperwood had been and was
+still studying with much curiosity. In all his life before he had never
+witnessed a sentencing scene of any kind. He had never been in police
+or criminal courts of any kind--rarely in any of the civil ones. He
+was glad to see the negro go, and gave Payderson credit for having some
+sense and sympathy--more than he had expected.
+
+He wondered now whether by any chance Aileen was here. He had objected
+to her coming, but she might have done so. She was, as a matter of fact,
+in the extreme rear, pocketed in a crowd near the door, heavily veiled,
+but present. She had not been able to resist the desire to know quickly
+and surely her beloved's fate--to be near him in his hour of real
+suffering, as she thought. She was greatly angered at seeing him brought
+in with a line of ordinary criminals and made to wait in this, to her,
+shameful public manner, but she could not help admiring all the more the
+dignity and superiority of his presence even here. He was not even pale,
+as she saw, just the same firm, calm soul she had always known him to
+be. If he could only see her now; if he would only look so she could
+lift her veil and smile! He didn't, though; he wouldn't. He didn't want
+to see her here. But she would tell him all about it when she saw him
+again just the same.
+
+The two burglars were quickly disposed of by the judge, with a sentence
+of one year each, and they were led away, uncertain, and apparently not
+knowing what to think of their crime or their future.
+
+When it came to Cowperwood's turn to be called, his honor himself
+stiffened and straightened up, for this was a different type of man and
+could not be handled in the usual manner. He knew exactly what he
+was going to say. When one of Mollenhauer's agents, a close friend of
+Butler's, had suggested that five years for both Cowperwood and Stener
+would be about right, he knew exactly what to do. "Frank Algernon
+Cowperwood," called the clerk.
+
+Cowperwood stepped briskly forward, sorry for himself, ashamed of his
+position in a way, but showing it neither in look nor manner. Payderson
+eyed him as he had the others.
+
+"Name?" asked the bailiff, for the benefit of the court stenographer.
+
+"Frank Algernon Cowperwood."
+
+"Residence?"
+
+"1937 Girard Avenue."
+
+"Occupation?"
+
+"Banker and broker."
+
+Steger stood close beside him, very dignified, very forceful, ready to
+make a final statement for the benefit of the court and the public when
+the time should come. Aileen, from her position in the crowd near the
+door, was for the first time in her life biting her fingers nervously
+and there were great beads of perspiration on her brow. Cowperwood's
+father was tense with excitement and his two brothers looked quickly
+away, doing their best to hide their fear and sorrow.
+
+"Ever convicted before?"
+
+"Never," replied Steger for Cowperwood, quietly.
+
+"Frank Algernon Cowperwood," called the clerk, in his nasal, singsong
+way, coming forward, "have you anything to say why judgment should not
+now be pronounced upon you? If so, speak."
+
+Cowperwood started to say no, but Steger put up his hand.
+
+"If the court pleases, my client, Mr. Cowperwood, the prisoner at the
+bar, is neither guilty in his own estimation, nor in that of two-fifths
+of the Pennsylvania State Supreme Court--the court of last resort in
+this State," he exclaimed, loudly and clearly, so that all might hear.
+
+One of the interested listeners and spectators at this point was Edward
+Malia Butler, who had just stepped in from another courtroom where he
+had been talking to a judge. An obsequious court attendant had warned
+him that Cowperwood was about to be sentenced. He had really come here
+this morning in order not to miss this sentence, but he cloaked his
+motive under the guise of another errand. He did not know that Aileen
+was there, nor did he see her.
+
+"As he himself testified at the time of his trial," went on Steger, "and
+as the evidence clearly showed, he was never more than an agent for the
+gentleman whose offense was subsequently adjudicated by this court;
+and as an agent he still maintains, and two-fifths of the State Supreme
+Court agree with him, that he was strictly within his rights and
+privileges in not having deposited the sixty thousand dollars' worth of
+city loan certificates at the time, and in the manner which the people,
+acting through the district attorney, complained that he should have. My
+client is a man of rare financial ability. By the various letters which
+have been submitted to your honor in his behalf, you will see that he
+commands the respect and the sympathy of a large majority of the
+most forceful and eminent men in his particular world. He is a man of
+distinguished social standing and of notable achievements. Only the
+most unheralded and the unkindest thrust of fortune has brought him
+here before you today--a fire and its consequent panic which involved a
+financial property of the most thorough and stable character. In spite
+of the verdict of the jury and the decision of three-fifths of the State
+Supreme Court, I maintain that my client is not an embezzler, that he
+has not committed larceny, that he should never have been convicted,
+and that he should not now be punished for something of which he is not
+guilty.
+
+"I trust that your honor will not misunderstand me or my motives when I
+point out in this situation that what I have said is true. I do not wish
+to cast any reflection on the integrity of the court, nor of any court,
+nor of any of the processes of law. But I do condemn and deplore the
+untoward chain of events which has built up a seeming situation,
+not easily understood by the lay mind, and which has brought my
+distinguished client within the purview of the law. I think it is but
+fair that this should be finally and publicly stated here and now. I
+ask that your honor be lenient, and that if you cannot conscientiously
+dismiss this charge you will at least see that the facts, as I have
+indicated them, are given due weight in the measure of the punishment
+inflicted."
+
+Steger stepped back and Judge Payderson nodded, as much as to say he had
+heard all the distinguished lawyer had to say, and would give it such
+consideration as it deserved--no more. Then he turned to Cowperwood,
+and, summoning all his judicial dignity to his aid, he began:
+
+"Frank Algernon Cowperwood, you have been convicted by a jury of your
+own selection of the offense of larceny. The motion for a new trial,
+made in your behalf by your learned counsel, has been carefully
+considered and overruled, the majority of the court being entirely
+satisfied with the propriety of the conviction, both upon the law and
+the evidence. Your offense was one of more than usual gravity, the more
+so that the large amount of money which you obtained belonged to the
+city. And it was aggravated by the fact that you had in addition thereto
+unlawfully used and converted to your own use several hundred thousand
+dollars of the loan and money of the city. For such an offense
+the maximum punishment affixed by the law is singularly merciful.
+Nevertheless, the facts in connection with your hitherto distinguished
+position, the circumstances under which your failure was brought about,
+and the appeals of your numerous friends and financial associates, will
+be given due consideration by this court. It is not unmindful of any
+important fact in your career." Payderson paused as if in doubt,
+though he knew very well how he was about to proceed. He knew what his
+superiors expected of him.
+
+"If your case points no other moral," he went on, after a moment, toying
+with the briefs, "it will at least teach the lesson much needed at the
+present time, that the treasury of the city is not to be invaded
+and plundered with impunity under the thin disguise of a business
+transaction, and that there is still a power in the law to vindicate
+itself and to protect the public.
+
+"The sentence of the court," he added, solemnly, the while Cowperwood
+gazed unmoved, "is, therefore, that you pay a fine of five thousand
+dollars to the commonwealth for the use of the county, that you pay the
+costs of prosecution, and that you undergo imprisonment in the
+State Penitentiary for the Eastern District by separate or solitary
+confinement at labor for a period of four years and three months, and
+that you stand committed until this sentence is complied with."
+
+Cowperwood's father, on hearing this, bowed his head to hide his tears.
+Aileen bit her lower lip and clenched her hands to keep down her rage
+and disappointment and tears. Four years and three months! That would
+make a terrible gap in his life and hers. Still, she could wait. It was
+better than eight or ten years, as she had feared it might be. Perhaps
+now, once this was really over and he was in prison, the Governor would
+pardon him.
+
+The judge now moved to pick up the papers in connection with Stener's
+case, satisfied that he had given the financiers no chance to say he had
+not given due heed to their plea in Cowperwood's behalf and yet certain
+that the politicians would be pleased that he had so nearly given
+Cowperwood the maximum while appearing to have heeded the pleas for
+mercy. Cowperwood saw through the trick at once, but it did not disturb
+him. It struck him as rather weak and contemptible. A bailiff came
+forward and started to hurry him away.
+
+"Allow the prisoner to remain for a moment," called the judge.
+
+The name, of George W. Stener had been called by the clerk and
+Cowperwood did not quite understand why he was being detained, but he
+soon learned. It was that he might hear the opinion of the court in
+connection with his copartner in crime. The latter's record was taken.
+Roger O'Mara, the Irish political lawyer who had been his counsel all
+through his troubles, stood near him, but had nothing to say beyond
+asking the judge to consider Stener's previously honorable career.
+
+"George W. Stener," said his honor, while the audience, including
+Cowperwood, listened attentively. "The motion for a new trial as well as
+an arrest of judgment in your case having been overruled, it remains
+for the court to impose such sentence as the nature of your offense
+requires. I do not desire to add to the pain of your position by any
+extended remarks of my own; but I cannot let the occasion pass without
+expressing my emphatic condemnation of your offense. The misapplication
+of public money has become the great crime of the age. If not promptly
+and firmly checked, it will ultimately destroy our institutions. When
+a republic becomes honeycombed with corruption its vitality is gone. It
+must crumble upon the first pressure.
+
+"In my opinion, the public is much to blame for your offense and others
+of a similar character. Heretofore, official fraud has been regarded
+with too much indifference. What we need is a higher and purer political
+morality--a state of public opinion which would make the improper use of
+public money a thing to be execrated. It was the lack of this which made
+your offense possible. Beyond that I see nothing of extenuation in your
+case." Judge Payderson paused for emphasis. He was coming to his finest
+flight, and he wanted it to sink in.
+
+"The people had confided to you the care of their money," he went on,
+solemnly. "It was a high, a sacred trust. You should have guarded the
+door of the treasury even as the cherubim protected the Garden of Eden,
+and should have turned the flaming sword of impeccable honesty
+against every one who approached it improperly. Your position as the
+representative of a great community warranted that.
+
+"In view of all the facts in your case the court can do no less than
+impose a major penalty. The seventy-fourth section of the Criminal
+Procedure Act provides that no convict shall be sentenced by the court
+of this commonwealth to either of the penitentiaries thereof, for
+any term which shall expire between the fifteenth of November and the
+fifteenth day of February of any year, and this provision requires me to
+abate three months from the maximum of time which I would affix in your
+case--namely, five years. The sentence of the court is, therefore, that
+you pay a fine of five thousand dollars to the commonwealth for the use
+of the county"--Payderson knew well enough that Stener could never pay
+that sum--"and that you undergo imprisonment in the State Penitentiary
+for the Eastern District, by separate and solitary confinement at
+labor, for the period of four years and nine months, and that you stand
+committed until this sentence is complied with." He laid down the briefs
+and rubbed his chin reflectively while both Cowperwood and Stener were
+hurried out. Butler was the first to leave after the sentence--quite
+satisfied. Seeing that all was over so far as she was concerned, Aileen
+stole quickly out; and after her, in a few moments, Cowperwood's father
+and brothers. They were to await him outside and go with him to the
+penitentiary. The remaining members of the family were at home eagerly
+awaiting intelligence of the morning's work, and Joseph Cowperwood was
+at once despatched to tell them.
+
+The day had now become cloudy, lowery, and it looked as if there might
+be snow. Eddie Zanders, who had been given all the papers in the case,
+announced that there was no need to return to the county jail. In
+consequence the five of them--Zanders, Steger, Cowperwood, his father,
+and Edward--got into a street-car which ran to within a few blocks of
+the prison. Within half an hour they were at the gates of the Eastern
+Penitentiary.
+
+
+
+
+
+Chapter LIII
+
+
+The Eastern District Penitentiary of Pennsylvania, standing at Fairmount
+Avenue and Twenty-first Street in Philadelphia, where Cowperwood was
+now to serve his sentence of four years and three months, was a large,
+gray-stone structure, solemn and momentous in its mien, not at all
+unlike the palace of Sforzas at Milan, although not so distinguished.
+It stretched its gray length for several blocks along four different
+streets, and looked as lonely and forbidding as a prison should. The
+wall which inclosed its great area extending over ten acres and gave it
+so much of its solemn dignity was thirty-five feet high and some seven
+feet thick. The prison proper, which was not visible from the outside,
+consisted of seven arms or corridors, ranged octopus-like around a
+central room or court, and occupying in their sprawling length about
+two-thirds of the yard inclosed within the walls, so that there was but
+little space for the charm of lawn or sward. The corridors, forty-two
+feet wide from outer wall to outer wall, were one hundred and eighty
+feet in length, and in four instances two stories high, and extended
+in their long reach in every direction. There were no windows in the
+corridors, only narrow slits of skylights, three and one-half feet long
+by perhaps eight inches wide, let in the roof; and the ground-floor
+cells were accompanied in some instances by a small yard ten by
+sixteen--the same size as the cells proper--which was surrounded by a
+high brick wall in every instance. The cells and floors and roofs were
+made of stone, and the corridors, which were only ten feet wide between
+the cells, and in the case of the single-story portion only fifteen
+feet high, were paved with stone. If you stood in the central room, or
+rotunda, and looked down the long stretches which departed from you
+in every direction, you had a sense of narrowness and confinement
+not compatible with their length. The iron doors, with their outer
+accompaniment of solid wooden ones, the latter used at times to shut the
+prisoner from all sight and sound, were grim and unpleasing to behold.
+The halls were light enough, being whitewashed frequently and set with
+the narrow skylights, which were closed with frosted glass in winter;
+but they were, as are all such matter-of-fact arrangements for
+incarceration, bare--wearisome to look upon. Life enough there was in
+all conscience, seeing that there were four hundred prisoners here at
+that time, and that nearly every cell was occupied; but it was a life of
+which no one individual was essentially aware as a spectacle. He was of
+it; but he was not. Some of the prisoners, after long service, were used
+as "trusties" or "runners," as they were locally called; but not many.
+There was a bakery, a machine-shop, a carpenter-shop, a store-room,
+a flour-mill, and a series of gardens, or truck patches; but the
+manipulation of these did not require the services of a large number.
+
+The prison proper dated from 1822, and it had grown, wing by wing, until
+its present considerable size had been reached. Its population consisted
+of individuals of all degrees of intelligence and crime, from murderers
+to minor practitioners of larceny. It had what was known as the
+"Pennsylvania System" of regulation for its inmates, which was nothing
+more nor less than solitary confinement for all concerned--a life of
+absolute silence and separate labor in separate cells.
+
+Barring his comparatively recent experience in the county jail, which
+after all was far from typical, Cowperwood had never been in a prison in
+his life. Once, when a boy, in one of his perambulations through several
+of the surrounding towns, he had passed a village "lock-up," as the
+town prisons were then called--a small, square, gray building with long
+iron-barred windows, and he had seen, at one of these rather depressing
+apertures on the second floor, a none too prepossessing drunkard or town
+ne'er-do-well who looked down on him with bleary eyes, unkempt hair, and
+a sodden, waxy, pallid face, and called--for it was summer and the jail
+window was open:
+
+"Hey, sonny, get me a plug of tobacco, will you?"
+
+Cowperwood, who had looked up, shocked and disturbed by the man's
+disheveled appearance, had called back, quite without stopping to think:
+
+"Naw, I can't."
+
+"Look out you don't get locked up yourself sometime, you little runt,"
+the man had replied, savagely, only half recovered from his debauch of
+the day before.
+
+He had not thought of this particular scene in years, but now suddenly
+it came back to him. Here he was on his way to be locked up in this
+dull, somber prison, and it was snowing, and he was being cut out of
+human affairs as much as it was possible for him to be cut out.
+
+No friends were permitted to accompany him beyond the outer gate--not
+even Steger for the time being, though he might visit him later in
+the day. This was an inviolable rule. Zanders being known to the
+gate-keeper, and bearing his commitment paper, was admitted at once. The
+others turned solemnly away. They bade a gloomy if affectionate farewell
+to Cowperwood, who, on his part, attempted to give it all an air of
+inconsequence--as, in part and even here, it had for him.
+
+"Well, good-by for the present," he said, shaking hands. "I'll be all
+right and I'll get out soon. Wait and see. Tell Lillian not to worry."
+
+He stepped inside, and the gate clanked solemnly behind him. Zanders led
+the way through a dark, somber hall, wide and high-ceiled, to a farther
+gate, where a second gateman, trifling with a large key, unlocked a
+barred door at his bidding. Once inside the prison yard, Zanders turned
+to the left into a small office, presenting his prisoner before a small,
+chest-high desk, where stood a prison officer in uniform of blue.
+The latter, the receiving overseer of the prison--a thin, practical,
+executive-looking person with narrow gray eyes and light hair, took the
+paper which the sheriff's deputy handed him and read it. This was his
+authority for receiving Cowperwood. In his turn he handed Zanders a
+slip, showing that he had so received the prisoner; and then Zanders
+left, receiving gratefully the tip which Cowperwood pressed in his hand.
+
+"Well, good-by, Mr. Cowperwood," he said, with a peculiar twist of his
+detective-like head. "I'm sorry. I hope you won't find it so bad here."
+
+He wanted to impress the receiving overseer with his familiarity with
+this distinguished prisoner, and Cowperwood, true to his policy of
+make-believe, shook hands with him cordially.
+
+"I'm much obliged to you for your courtesy, Mr. Zanders," he said, then
+turned to his new master with the air of a man who is determined to make
+a good impression. He was now in the hands of petty officials, he knew,
+who could modify or increase his comfort at will. He wanted to impress
+this man with his utter willingness to comply and obey--his sense of
+respect for his authority--without in any way demeaning himself. He
+was depressed but efficient, even here in the clutch of that eventual
+machine of the law, the State penitentiary, which he had been struggling
+so hard to evade.
+
+The receiving overseer, Roger Kendall, though thin and clerical, was
+a rather capable man, as prison officials go--shrewd, not particularly
+well educated, not over-intelligent naturally, not over-industrious,
+but sufficiently energetic to hold his position. He knew something about
+convicts--considerable--for he had been dealing with them for nearly
+twenty-six years. His attitude toward them was cold, cynical, critical.
+
+He did not permit any of them to come into personal contact with
+him, but he saw to it that underlings in his presence carried out the
+requirements of the law.
+
+When Cowperwood entered, dressed in his very good clothing--a dark
+gray-blue twill suit of pure wool, a light, well-made gray overcoat, a
+black derby hat of the latest shape, his shoes new and of good leather,
+his tie of the best silk, heavy and conservatively colored, his hair and
+mustache showing the attention of an intelligent barber, and his hands
+well manicured--the receiving overseer saw at once that he was in the
+presence of some one of superior intelligence and force, such a man as
+the fortune of his trade rarely brought into his net.
+
+Cowperwood stood in the middle of the room without apparently looking at
+any one or anything, though he saw all. "Convict number 3633," Kendall
+called to a clerk, handing him at the same time a yellow slip of paper
+on which was written Cowperwood's full name and his record number,
+counting from the beginning of the penitentiary itself.
+
+The underling, a convict, took it and entered it in a book, reserving
+the slip at the same time for the penitentiary "runner" or "trusty," who
+would eventually take Cowperwood to the "manners" gallery.
+
+"You will have to take off your clothes and take a bath," said Kendall
+to Cowperwood, eyeing him curiously. "I don't suppose you need one, but
+it's the rule."
+
+"Thank you," replied Cowperwood, pleased that his personality was
+counting for something even here. "Whatever the rules are, I want to
+obey."
+
+When he started to take off his coat, however, Kendall put up his hand
+delayingly and tapped a bell. There now issued from an adjoining room
+an assistant, a prison servitor, a weird-looking specimen of the genus
+"trusty." He was a small, dark, lopsided individual, one leg being
+slightly shorter, and therefore one shoulder lower, than the other. He
+was hollow-chested, squint-eyed, and rather shambling, but spry enough
+withal. He was dressed in a thin, poorly made, baggy suit of striped
+jeans, the prison stripes of the place, showing a soft roll-collar shirt
+underneath, and wearing a large, wide-striped cap, peculiarly offensive
+in its size and shape to Cowperwood. He could not help thinking how
+uncanny the man's squint eyes looked under its straight outstanding
+visor. The trusty had a silly, sycophantic manner of raising one hand
+in salute. He was a professional "second-story man," "up" for ten years,
+but by dint of good behavior he had attained to the honor of working
+about this office without the degrading hood customary for prisoners to
+wear over the cap. For this he was properly grateful. He now considered
+his superior with nervous dog-like eyes, and looked at Cowperwood with a
+certain cunning appreciation of his lot and a show of initial mistrust.
+
+One prisoner is as good as another to the average convict; as a matter
+of fact, it is their only consolation in their degradation that all who
+come here are no better than they. The world may have misused them; but
+they misuse their confreres in their thoughts. The "holier than thou"
+attitude, intentional or otherwise, is quite the last and most deadly
+offense within prison walls. This particular "trusty" could no more
+understand Cowperwood than could a fly the motions of a fly-wheel; but
+with the cocky superiority of the underling of the world he did not
+hesitate to think that he could. A crook was a crook to him--Cowperwood
+no less than the shabbiest pickpocket. His one feeling was that he would
+like to demean him, to pull him down to his own level.
+
+"You will have to take everything you have out of your pockets," Kendall
+now informed Cowperwood. Ordinarily he would have said, "Search the
+prisoner."
+
+Cowperwood stepped forward and laid out a purse with twenty-five dollars
+in it, a pen-knife, a lead-pencil, a small note-book, and a little
+ivory elephant which Aileen had given him once, "for luck," and which
+he treasured solely because she gave it to him. Kendall looked at
+the latter curiously. "Now you can go on," he said to the "trusty,"
+referring to the undressing and bathing process which was to follow.
+
+"This way," said the latter, addressing Cowperwood, and preceding him
+into an adjoining room, where three closets held three old-fashioned,
+iron-bodied, wooden-top bath-tubs, with their attendant shelves for
+rough crash towels, yellow soap, and the like, and hooks for clothes.
+
+"Get in there," said the trusty, whose name was Thomas Kuby, pointing to
+one of the tubs.
+
+Cowperwood realized that this was the beginning of petty official
+supervision; but he deemed it wise to appear friendly even here.
+
+"I see," he said. "I will."
+
+"That's right," replied the attendant, somewhat placated. "What did you
+bring?"
+
+Cowperwood looked at him quizzically. He did not understand. The prison
+attendant realized that this man did not know the lingo of the place.
+"What did you bring?" he repeated. "How many years did you get?"
+
+"Oh!" exclaimed Cowperwood, comprehendingly. "I understand. Four and
+three months."
+
+He decided to humor the man. It would probably be better so.
+
+"What for?" inquired Kuby, familiarly.
+
+Cowperwood's blood chilled slightly. "Larceny," he said.
+
+"Yuh got off easy," commented Kuby. "I'm up for ten. A rube judge did
+that to me."
+
+Kuby had never heard of Cowperwood's crime. He would not have understood
+its subtleties if he had. Cowperwood did not want to talk to this
+man; he did not know how. He wished he would go away; but that was not
+likely. He wanted to be put in his cell and let alone.
+
+"That's too bad," he answered; and the convict realized clearly that
+this man was really not one of them, or he would not have said anything
+like that. Kuby went to the two hydrants opening into the bath-tub and
+turned them on. Cowperwood had been undressing the while, and now stood
+naked, but not ashamed, in front of this eighth-rate intelligence.
+
+"Don't forget to wash your head, too," said Kuby, and went away.
+
+Cowperwood stood there while the water ran, meditating on his fate. It
+was strange how life had dealt with him of late--so severely. Unlike
+most men in his position, he was not suffering from a consciousness
+of evil. He did not think he was evil. As he saw it, he was merely
+unfortunate. To think that he should be actually in this great, silent
+penitentiary, a convict, waiting here beside this cheap iron bathtub,
+not very sweet or hygienic to contemplate, with this crackbrained
+criminal to watch over him!
+
+He stepped into the tub and washed himself briskly with the biting
+yellow soap, drying himself on one of the rough, only partially bleached
+towels. He looked for his underwear, but there was none. At this point
+the attendant looked in again. "Out here," he said, inconsiderately.
+
+Cowperwood followed, naked. He was led through the receiving overseer's
+office into a room, where were scales, implements of measurement, a
+record-book, etc. The attendant who stood guard at the door now came
+over, and the clerk who sat in a corner automatically took down a
+record-blank. Kendall surveyed Cowperwood's decidedly graceful figure,
+already inclining to a slight thickening around the waist, and approved
+of it as superior to that of most who came here. His skin, as he
+particularly noted, was especially white.
+
+"Step on the scale," said the attendant, brusquely.
+
+Cowperwood did so, The former adjusted the weights and scanned the
+record carefully.
+
+"Weight, one hundred and seventy-five," he called. "Now step over here."
+
+He indicated a spot in the side wall where was fastened in a thin
+slat--which ran from the floor to about seven and one half feet above,
+perpendicularly--a small movable wooden indicator, which, when a man was
+standing under it, could be pressed down on his head. At the side of
+the slat were the total inches of height, laid off in halves, quarters,
+eighths, and so on, and to the right a length measurement for the arm.
+Cowperwood understood what was wanted and stepped under the indicator,
+standing quite straight.
+
+"Feet level, back to the wall," urged the attendant. "So. Height, five
+feet nine and ten-sixteenths," he called. The clerk in the corner noted
+it. He now produced a tape-measure and began measuring Cowperwood's
+arms, legs, chest, waist, hips, etc. He called out the color of his
+eyes, his hair, his mustache, and, looking into his mouth, exclaimed,
+"Teeth, all sound."
+
+After Cowperwood had once more given his address, age, profession,
+whether he knew any trade, etc.--which he did not--he was allowed
+to return to the bathroom, and put on the clothing which the prison
+provided for him--first the rough, prickly underwear, then the cheap
+soft roll-collar, white-cotton shirt, then the thick bluish-gray cotton
+socks of a quality such as he had never worn in his life, and over these
+a pair of indescribable rough-leather clogs, which felt to his feet as
+though they were made of wood or iron--oily and heavy. He then drew on
+the shapeless, baggy trousers with their telltale stripes, and over his
+arms and chest the loose-cut shapeless coat and waistcoat. He felt and
+knew of course that he looked very strange, wretched. And as he stepped
+out into the overseer's room again he experienced a peculiar sense of
+depression, a gone feeling which before this had not assailed him and
+which now he did his best to conceal. This, then, was what society did
+to the criminal, he thought to himself. It took him and tore away from
+his body and his life the habiliments of his proper state and left him
+these. He felt sad and grim, and, try as he would--he could not help
+showing it for a moment. It was always his business and his intention
+to conceal his real feelings, but now it was not quite possible. He felt
+degraded, impossible, in these clothes, and he knew that he looked
+it. Nevertheless, he did his best to pull himself together and look
+unconcerned, willing, obedient, considerate of those above him. After
+all, he said to himself, it was all a play of sorts, a dream even, if
+one chose to view it so, a miasma even, from which, in the course of
+time and with a little luck one might emerge safely enough. He hoped so.
+It could not last. He was only acting a strange, unfamiliar part on the
+stage, this stage of life that he knew so well.
+
+Kendall did not waste any time looking at him, however. He merely said
+to his assistant, "See if you can find a cap for him," and the latter,
+going to a closet containing numbered shelves, took down a cap--a
+high-crowned, straight-visored, shabby, striped affair which Cowperwood
+was asked to try on. It fitted well enough, slipping down close over his
+ears, and he thought that now his indignities must be about complete.
+What could be added? There could be no more of these disconcerting
+accoutrements. But he was mistaken. "Now, Kuby, you take him to Mr.
+Chapin," said Kendall.
+
+Kuby understood. He went back into the wash-room and produced what
+Cowperwood had heard of but never before seen--a blue-and-white-striped
+cotton bag about half the length of an ordinary pillow-case and half
+again as wide, which Kuby now unfolded and shook out as he came toward
+him. It was a custom. The use of this hood, dating from the earliest
+days of the prison, was intended to prevent a sense of location and
+direction and thereby obviate any attempt to escape. Thereafter during
+all his stay he was not supposed to walk with or talk to or see another
+prisoner--not even to converse with his superiors, unless addressed. It
+was a grim theory, and yet one definitely enforced here, although as he
+was to learn later even this could be modified here.
+
+"You'll have to put this on," Kuby said, and opened it in such a way
+that it could be put over Cowperwood's head.
+
+Cowperwood understood. He had heard of it in some way, in times past. He
+was a little shocked--looked at it first with a touch of real surprise,
+but a moment after lifted his hands and helped pull it down.
+
+"Never mind," cautioned the guard, "put your hands down. I'll get it
+over."
+
+Cowperwood dropped his arms. When it was fully on, it came to about his
+chest, giving him little means of seeing anything. He felt very strange,
+very humiliated, very downcast. This simple thing of a blue-and-white
+striped bag over his head almost cost him his sense of self-possession.
+Why could not they have spared him this last indignity, he thought?
+
+"This way," said his attendant, and he was led out to where he could not
+say.
+
+"If you hold it out in front you can see to walk," said his guide; and
+Cowperwood pulled it out, thus being able to discern his feet and a
+portion of the floor below. He was thus conducted--seeing nothing in his
+transit--down a short walk, then through a long corridor, then through a
+room of uniformed guards, and finally up a narrow flight of iron steps,
+leading to the overseer's office on the second floor of one of the
+two-tier blocks. There, he heard the voice of Kuby saying: "Mr. Chapin,
+here's another prisoner for you from Mr. Kendall."
+
+"I'll be there in a minute," came a peculiarly pleasant voice from the
+distance. Presently a big, heavy hand closed about his arm, and he was
+conducted still further.
+
+"You hain't got far to go now," the voice said, "and then I'll take
+that bag off," and Cowperwood felt for some reason a sense of sympathy,
+perhaps--as though he would choke. The further steps were not many.
+
+A cell door was reached and unlocked by the inserting of a great iron
+key. It was swung open, and the same big hand guided him through. A
+moment later the bag was pulled easily from his head, and he saw that he
+was in a narrow, whitewashed cell, rather dim, windowless, but lighted
+from the top by a small skylight of frosted glass three and one half
+feet long by four inches wide. For a night light there was a tin-bodied
+lamp swinging from a hook near the middle of one of the side walls. A
+rough iron cot, furnished with a straw mattress and two pairs of dark
+blue, probably unwashed blankets, stood in one corner. There was a
+hydrant and small sink in another. A small shelf occupied the wall
+opposite the bed. A plain wooden chair with a homely round back stood at
+the foot of the bed, and a fairly serviceable broom was standing in one
+corner. There was an iron stool or pot for excreta, giving, as he could
+see, into a large drain-pipe which ran along the inside wall, and which
+was obviously flushed by buckets of water being poured into it. Rats
+and other vermin infested this, and it gave off an unpleasant odor which
+filled the cell. The floor was of stone. Cowperwood's clear-seeing
+eyes took it all in at a glance. He noted the hard cell door, which was
+barred and cross-barred with great round rods of steel, and fastened
+with a thick, highly polished lock. He saw also that beyond this was a
+heavy wooden door, which could shut him in even more completely than the
+iron one. There was no chance for any clear, purifying sunlight here.
+Cleanliness depended entirely on whitewash, soap and water and sweeping,
+which in turn depended on the prisoners themselves.
+
+He also took in Chapin, the homely, good-natured, cell overseer whom he
+now saw for the first time--a large, heavy, lumbering man, rather dusty
+and misshapen-looking, whose uniform did not fit him well, and whose
+manner of standing made him look as though he would much prefer to sit
+down. He was obviously bulky, but not strong, and his kindly face was
+covered with a short growth of grayish-brown whiskers. His hair was cut
+badly and stuck out in odd strings or wisps from underneath his big cap.
+Nevertheless, Cowperwood was not at all unfavorably impressed--quite the
+contrary--and he felt at once that this man might be more considerate of
+him than the others had been. He hoped so, anyhow. He did not know that
+he was in the presence of the overseer of the "manners squad," who would
+have him in charge for two weeks only, instructing him in the rules of
+the prison, and that he was only one of twenty-six, all told, who were
+in Chapin's care.
+
+That worthy, by way of easy introduction, now went over to the bed
+and seated himself on it. He pointed to the hard wooden chair, which
+Cowperwood drew out and sat on.
+
+"Well, now you're here, hain't yuh?" he asked, and answered himself
+quite genially, for he was an unlettered man, generously disposed, of
+long experience with criminals, and inclined to deal kindly with kindly
+temperament and a form of religious belief--Quakerism--had inclined him
+to be merciful, and yet his official duties, as Cowperwood later found
+out, seemed to have led him to the conclusion that most criminals
+were innately bad. Like Kendall, he regarded them as weaklings and
+ne'er-do-wells with evil streaks in them, and in the main he was not
+mistaken. Yet he could not help being what he was, a fatherly, kindly
+old man, having faith in those shibboleths of the weak and inexperienced
+mentally--human justice and human decency.
+
+"Yes, I'm here, Mr. Chapin," Cowperwood replied, simply, remembering his
+name from the attendant, and flattering the keeper by the use of it.
+
+To old Chapin the situation was more or less puzzling. This was the
+famous Frank A. Cowperwood whom he had read about, the noted banker and
+treasury-looter. He and his co-partner in crime, Stener, were destined
+to serve, as he had read, comparatively long terms here. Five hundred
+thousand dollars was a large sum of money in those days, much more
+than five million would have been forty years later. He was awed by the
+thought of what had become of it--how Cowperwood managed to do all
+the things the papers had said he had done. He had a little formula of
+questions which he usually went through with each new prisoner--asking
+him if he was sorry now for the crime he had committed, if he meant to
+do better with a new chance, if his father and mother were alive,
+etc.; and by the manner in which they answered these questions--simply,
+regretfully, defiantly, or otherwise--he judged whether they were being
+adequately punished or not. Yet he could not talk to Cowperwood as
+he now saw or as he would to the average second-story burglar,
+store-looter, pickpocket, and plain cheap thief and swindler. And yet he
+scarcely knew how else to talk.
+
+"Well, now," he went on, "I don't suppose you ever thought you'd get to
+a place like this, did you, Mr. Cowperwood?"
+
+"I never did," replied Frank, simply. "I wouldn't have believed it a few
+months ago, Mr. Chapin. I don't think I deserve to be here now, though
+of course there is no use of my telling you that."
+
+He saw that old Chapin wanted to moralize a little, and he was only too
+glad to fall in with his mood. He would soon be alone with no one to
+talk to perhaps, and if a sympathetic understanding could be reached
+with this man now, so much the better. Any port in a storm; any straw to
+a drowning man.
+
+"Well, no doubt all of us makes mistakes," continued Mr. Chapin,
+superiorly, with an amusing faith in his own value as a moral guide and
+reformer. "We can't just always tell how the plans we think so fine are
+coming out, can we? You're here now, an' I suppose you're sorry certain
+things didn't come out just as you thought; but if you had a chance I
+don't suppose you'd try to do just as you did before, now would yuh?"
+
+"No, Mr. Chapin, I wouldn't, exactly," said Cowperwood, truly enough,
+"though I believed I was right in everything I did. I don't think legal
+justice has really been done me."
+
+"Well, that's the way," continued Chapin, meditatively, scratching his
+grizzled head and looking genially about. "Sometimes, as I allers says
+to some of these here young fellers that comes in here, we don't know as
+much as we thinks we does. We forget that others are just as smart as we
+are, and that there are allers people that are watchin' us all the time.
+These here courts and jails and detectives--they're here all the time,
+and they get us. I gad"--Chapin's moral version of "by God"--"they do,
+if we don't behave."
+
+"Yes," Cowperwood replied, "that's true enough, Mr. Chapin."
+
+"Well," continued the old man after a time, after he had made a few more
+solemn, owl-like, and yet well-intentioned remarks, "now here's your
+bed, and there's your chair, and there's your wash-stand, and there's
+your water-closet. Now keep 'em all clean and use 'em right." (You would
+have thought he was making Cowperwood a present of a fortune.) "You're
+the one's got to make up your bed every mornin' and keep your floor
+swept and your toilet flushed and your cell clean. There hain't anybody
+here'll do that for yuh. You want to do all them things the first thing
+in the mornin' when you get up, and afterward you'll get sumpin' to eat,
+about six-thirty. You're supposed to get up at five-thirty."
+
+"Yes, Mr. Chapin," Cowperwood said, politely. "You can depend on me to
+do all those things promptly."
+
+"There hain't so much more," added Chapin. "You're supposed to wash
+yourself all over once a week an' I'll give you a clean towel for that.
+Next you gotta wash this floor up every Friday mornin'." Cowperwood
+winced at that. "You kin have hot water for that if you want it. I'll
+have one of the runners bring it to you. An' as for your friends and
+relations"--he got up and shook himself like a big Newfoundland dog.
+"You gotta wife, hain't you?"
+
+"Yes," replied Cowperwood.
+
+"Well, the rules here are that your wife or your friends kin come to see
+you once in three months, and your lawyer--you gotta lawyer hain't yuh?"
+
+"Yes, sir," replied Cowperwood, amused.
+
+"Well, he kin come every week or so if he likes--every day, I
+guess--there hain't no rules about lawyers. But you kin only write one
+letter once in three months yourself, an' if you want anything like
+tobaccer or the like o' that, from the store-room, you gotta sign an
+order for it, if you got any money with the warden, an' then I can git
+it for you."
+
+The old man was really above taking small tips in the shape of money.
+He was a hold-over from a much more severe and honest regime, but
+subsequent presents or constant flattery were not amiss in making him
+kindly and generous. Cowperwood read him accurately.
+
+"Very well, Mr. Chapin; I understand," he said, getting up as the old
+man did.
+
+"Then when you have been here two weeks," added Chapin, rather
+ruminatively (he had forgot to state this to Cowperwood before), "the
+warden 'll come and git yuh and give yuh yer regular cell summers
+down-stairs. Yuh kin make up yer mind by that time what y'u'd like tuh
+do, what y'u'd like to work at. If you behave yourself proper, more'n
+like they'll give yuh a cell with a yard. Yuh never can tell."
+
+He went out, locking the door with a solemn click; and Cowperwood stood
+there, a little more depressed than he had been, because of this latest
+intelligence. Only two weeks, and then he would be transferred from this
+kindly old man's care to another's, whom he did not know and with whom
+he might not fare so well.
+
+"If ever you want me for anything--if ye're sick or sumpin' like that,"
+Chapin now returned to say, after he had walked a few paces away, "we
+have a signal here of our own. Just hang your towel out through these
+here bars. I'll see it, and I'll stop and find out what yuh want, when
+I'm passin'."
+
+Cowperwood, whose spirits had sunk, revived for the moment.
+
+"Yes, sir," he replied; "thank you, Mr. Chapin."
+
+The old man walked away, and Cowperwood heard his steps dying down
+the cement-paved hall. He stood and listened, his ears being greeted
+occasionally by a distant cough, a faint scraping of some one's feet,
+the hum or whir of a machine, or the iron scratch of a key in a lock.
+None of the noises was loud. Rather they were all faint and far away.
+He went over and looked at the bed, which was not very clean and without
+linen, and anything but wide or soft, and felt it curiously. So here
+was where he was to sleep from now on--he who so craved and appreciated
+luxury and refinement. If Aileen or some of his rich friends should see
+him here. Worse, he was sickened by the thought of possible vermin.
+How could he tell? How would he do? The one chair was abominable. The
+skylight was weak. He tried to think of himself as becoming accustomed
+to the situation, but he re-discovered the offal pot in one corner, and
+that discouraged him. It was possible that rats might come up here--it
+looked that way. No pictures, no books, no scene, no person, no space to
+walk--just the four bare walls and silence, which he would be shut into
+at night by the thick door. What a horrible fate!
+
+He sat down and contemplated his situation. So here he was at last in
+the Eastern Penitentiary, and doomed, according to the judgment of the
+politicians (Butler among others), to remain here four long years and
+longer. Stener, it suddenly occurred to him, was probably being put
+through the same process he had just gone through. Poor old Stener!
+What a fool he had made of himself. But because of his foolishness he
+deserved all he was now getting. But the difference between himself and
+Stener was that they would let Stener out. It was possible that already
+they were easing his punishment in some way that he, Cowperwood, did not
+know. He put his hand to his chin, thinking--his business, his house,
+his friends, his family, Aileen. He felt for his watch, but remembered
+that they had taken that. There was no way of telling the time. Neither
+had he any notebook, pen, or pencil with which to amuse or interest
+himself. Besides he had had nothing to eat since morning. Still, that
+mattered little. What did matter was that he was shut up here away from
+the world, quite alone, quite lonely, without knowing what time it
+was, and that he could not attend to any of the things he ought to
+be attending to--his business affairs, his future. True, Steger would
+probably come to see him after a while. That would help a little. But
+even so--think of his position, his prospects up to the day of the fire
+and his state now. He sat looking at his shoes; his suit. God! He got
+up and walked to and fro, to and fro, but his own steps and movements
+sounded so loud. He walked to the cell door and looked out through the
+thick bars, but there was nothing to see--nothing save a portion of two
+cell doors opposite, something like his own. He came back and sat in his
+single chair, meditating, but, getting weary of that finally, stretched
+himself on the dirty prison bed to try it. It was not uncomfortable
+entirely. He got up after a while, however, and sat, then walked,
+then sat. What a narrow place to walk, he thought. This was
+horrible--something like a living tomb. And to think he should be here
+now, day after day and day after day, until--until what? Until
+the Governor pardoned him or his time was up, or his fortune eaten
+away--or--
+
+So he cogitated while the hours slipped by. It was nearly five o'clock
+before Steger was able to return, and then only for a little while.
+He had been arranging for Cowperwood's appearance on the following
+Thursday, Friday, and Monday in his several court proceedings. When he
+was gone, however, and the night fell and Cowperwood had to trim his
+little, shabby oil-lamp and to drink the strong tea and eat the rough,
+poor bread made of bran and white flour, which was shoved to him
+through the small aperture in the door by the trencher trusty, who was
+accompanied by the overseer to see that it was done properly, he really
+felt very badly. And after that the center wooden door of his cell was
+presently closed and locked by a trusty who slammed it rudely and said
+no word. Nine o'clock would be sounded somewhere by a great bell, he
+understood, when his smoky oil-lamp would have to be put out promptly
+and he would have to undress and go to bed. There were punishments,
+no doubt, for infractions of these rules--reduced rations, the
+strait-jacket, perhaps stripes--he scarcely knew what. He felt
+disconsolate, grim, weary. He had put up such a long, unsatisfactory
+fight. After washing his heavy stone cup and tin plate at the hydrant,
+he took off the sickening uniform and shoes and even the drawers of
+the scratching underwear, and stretched himself wearily on the bed. The
+place was not any too warm, and he tried to make himself comfortable
+between the blankets--but it was of little use. His soul was cold.
+
+"This will never do," he said to himself. "This will never do. I'm not
+sure whether I can stand much of this or not." Still he turned his face
+to the wall, and after several hours sleep eventually came.
+
+
+
+
+
+Chapter LIV
+
+
+Those who by any pleasing courtesy of fortune, accident of birth,
+inheritance, or the wisdom of parents or friends, have succeeded in
+avoiding making that anathema of the prosperous and comfortable, "a
+mess of their lives," will scarcely understand the mood of Cowperwood,
+sitting rather gloomily in his cell these first days, wondering what, in
+spite of his great ingenuity, was to become of him. The strongest have
+their hours of depression. There are times when life to those endowed
+with the greatest intelligence--perhaps mostly to those--takes on a
+somber hue. They see so many phases of its dreary subtleties. It is
+only when the soul of man has been built up into some strange
+self-confidence, some curious faith in its own powers, based, no doubt,
+on the actual presence of these same powers subtly involved in the body,
+that it fronts life unflinchingly. It would be too much to say that
+Cowperwood's mind was of the first order. It was subtle enough in all
+conscience--and involved, as is common with the executively great, with
+a strong sense of personal advancement. It was a powerful mind, turning,
+like a vast searchlight, a glittering ray into many a dark corner; but
+it was not sufficiently disinterested to search the ultimate dark.
+He realized, in a way, what the great astronomers, sociologists,
+philosophers, chemists, physicists, and physiologists were meditating;
+but he could not be sure in his own mind that, whatever it was, it was
+important for him. No doubt life held many strange secrets. Perhaps it
+was essential that somebody should investigate them. However that might
+be, the call of his own soul was in another direction. His business was
+to make money--to organize something which would make him much money,
+or, better yet, save the organization he had begun.
+
+But this, as he now looked upon it, was almost impossible. It had been
+too disarranged and complicated by unfortunate circumstances. He might,
+as Steger pointed out to him, string out these bankruptcy proceedings
+for years, tiring out one creditor and another, but in the meantime the
+properties involved were being seriously damaged. Interest charges
+on his unsatisfied loans were making heavy inroads; court costs were
+mounting up; and, to cap it all, he had discovered with Steger that
+there were a number of creditors--those who had sold out to Butler, and
+incidentally to Mollenhauer--who would never accept anything except the
+full value of their claims. His one hope now was to save what he could
+by compromise a little later, and to build up some sort of profitable
+business through Stephen Wingate. The latter was coming in a day or two,
+as soon as Steger had made some working arrangement for him with
+Warden Michael Desmas who came the second day to have a look at the new
+prisoner.
+
+Desmas was a large man physically--Irish by birth, a politician by
+training--who had been one thing and another in Philadelphia from a
+policeman in his early days and a corporal in the Civil War to a
+ward captain under Mollenhauer. He was a canny man, tall, raw-boned,
+singularly muscular-looking, who for all his fifty-seven years looked
+as though he could give a splendid account of himself in a physical
+contest. His hands were large and bony, his face more square than
+either round or long, and his forehead high. He had a vigorous growth
+of short-clipped, iron-gray hair, and a bristly iron-gray mustache,
+very short, keen, intelligent blue-gray eyes; a florid complexion;
+and even-edged, savage-looking teeth, which showed the least bit in
+a slightly wolfish way when he smiled. However, he was not as cruel a
+person as he looked to be; temperamental, to a certain extent hard, and
+on occasions savage, but with kindly hours also. His greatest weakness
+was that he was not quite mentally able to recognize that there were
+mental and social differences between prisoners, and that now and then
+one was apt to appear here who, with or without political influences,
+was eminently worthy of special consideration. What he could recognize
+was the differences pointed out to him by the politicians in special
+cases, such as that of Stener--not Cowperwood. However, seeing that
+the prison was a public institution apt to be visited at any time by
+lawyers, detectives, doctors, preachers, propagandists, and the public
+generally, and that certain rules and regulations had to be enforced (if
+for no other reason than to keep a moral and administrative control over
+his own help), it was necessary to maintain--and that even in the face
+of the politician--a certain amount of discipline, system, and order,
+and it was not possible to be too liberal with any one. There were,
+however, exceptional cases--men of wealth and refinement, victims
+of those occasional uprisings which so shocked the political leaders
+generally--who had to be looked after in a friendly way.
+
+Desmas was quite aware, of course, of the history of Cowperwood and
+Stener. The politicians had already given him warning that Stener,
+because of his past services to the community, was to be treated with
+special consideration. Not so much was said about Cowperwood, although
+they did admit that his lot was rather hard. Perhaps he might do a
+little something for him but at his own risk.
+
+"Butler is down on him," Strobik said to Desmas, on one occasion. "It's
+that girl of his that's at the bottom of it all. If you listened to
+Butler you'd feed him on bread and water, but he isn't a bad fellow.
+As a matter of fact, if George had had any sense Cowperwood wouldn't be
+where he is to-day. But the big fellows wouldn't let Stener alone. They
+wouldn't let him give Cowperwood any money."
+
+Although Strobik had been one of those who, under pressure from
+Mollenhauer, had advised Stener not to let Cowperwood have any more
+money, yet here he was pointing out the folly of the victim's course.
+The thought of the inconsistency involved did not trouble him in the
+least.
+
+Desmas decided, therefore, that if Cowperwood were persona non grata to
+the "Big Three," it might be necessary to be indifferent to him, or at
+least slow in extending him any special favors. For Stener a good chair,
+clean linen, special cutlery and dishes, the daily papers, privileges
+in the matter of mail, the visits of friends, and the like. For
+Cowperwood--well, he would have to look at Cowperwood and see what he
+thought. At the same time, Steger's intercessions were not without their
+effect on Desmas. So the morning after Cowperwood's entrance the warden
+received a letter from Terrence Relihan, the Harrisburg potentate,
+indicating that any kindness shown to Mr. Cowperwood would be duly
+appreciated by him. Upon the receipt of this letter Desmas went up and
+looked through Cowperwood's iron door. On the way he had a brief talk
+with Chapin, who told him what a nice man he thought Cowperwood was.
+
+Desmas had never seen Cowperwood before, but in spite of the shabby
+uniform, the clog shoes, the cheap shirt, and the wretched cell, he was
+impressed. Instead of the weak, anaemic body and the shifty eyes of the
+average prisoner, he saw a man whose face and form blazed energy and
+power, and whose vigorous erectness no wretched clothes or conditions
+could demean. He lifted his head when Desmas appeared, glad that any
+form should have appeared at his door, and looked at him with large,
+clear, examining eyes--those eyes that in the past had inspired so
+much confidence and surety in all those who had known him. Desmas was
+stirred. Compared with Stener, whom he knew in the past and whom he had
+met on his entry, this man was a force. Say what you will, one vigorous
+man inherently respects another. And Desmas was vigorous physically. He
+eyed Cowperwood and Cowperwood eyed him. Instinctively Desmas liked him.
+He was like one tiger looking at another.
+
+Instinctively Cowperwood knew that he was the warden. "This is Mr.
+Desmas, isn't it?" he asked, courteously and pleasantly.
+
+"Yes, sir, I'm the man," replied Desmas interestedly. "These rooms are
+not as comfortable as they might be, are they?" The warden's even teeth
+showed in a friendly, yet wolfish, way.
+
+"They certainly are not, Mr. Desmas," replied Cowperwood, standing
+very erect and soldier-like. "I didn't imagine I was coming to a hotel,
+however." He smiled.
+
+"There isn't anything special I can do for you, is there, Mr.
+Cowperwood?" began Desmas curiously, for he was moved by a thought that
+at some time or other a man such as this might be of service to him.
+"I've been talking to your lawyer." Cowperwood was intensely gratified
+by the Mr. So that was the way the wind was blowing. Well, then, within
+reason, things might not prove so bad here. He would see. He would sound
+this man out.
+
+"I don't want to be asking anything, Warden, which you cannot reasonably
+give," he now returned politely. "But there are a few things, of course,
+that I would change if I could. I wish I might have sheets for my bed,
+and I could afford better underwear if you would let me wear it. This
+that I have on annoys me a great deal."
+
+"They're not the best wool, that's true enough," replied Desmas,
+solemnly. "They're made for the State out here in Pennsylvania
+somewhere. I suppose there's no objection to your wearing your own
+underwear if you want to. I'll see about that. And the sheets, too. We
+might let you use them if you have them. We'll have to go a little slow
+about this. There are a lot of people that take a special interest in
+showing the warden how to tend to his business."
+
+"I can readily understand that, Warden," went on Cowperwood briskly,
+"and I'm certainly very much obliged to you. You may be sure that
+anything you do for me here will be appreciated, and not misused, and
+that I have friends on the outside who can reciprocate for me in the
+course of time." He talked slowly and emphatically, looking Desmas
+directly in the eye all of the time. Desmas was very much impressed.
+
+"That's all right," he said, now that he had gone so far as to be
+friendly. "I can't promise much. Prison rules are prison rules. But
+there are some things that can be done, because it's the rule to do them
+for other men when they behave themselves. You can have a better chair
+than that, if you want it, and something to read too. If you're in
+business yet, I wouldn't want to do anything to stop that. We can't have
+people running in and out of here every fifteen minutes, and you can't
+turn a cell into a business office--that's not possible. It would break
+up the order of the place. Still, there's no reason why you shouldn't
+see some of your friends now and then. As for your mail--well, that will
+have to be opened in the ordinary way for the time being, anyhow. I'll
+have to see about that. I can't promise too much. You'll have to wait
+until you come out of this block and down-stairs. Some of the cells
+have a yard there; if there are any empty--" The warden cocked his eye
+wisely, and Cowperwood saw that his tot was not to be as bad as he
+had anticipated--though bad enough. The warden spoke to him about the
+different trades he might follow, and asked him to think about the one
+he would prefer. "You want to have something to keep your hands busy,
+whatever else you want. You'll find you'll need that. Everybody here
+wants to work after a time. I notice that."
+
+Cowperwood understood and thanked Desmas profusely. The horror of
+idleness in silence and in a cell scarcely large enough to turn around
+in comfortably had already begun to creep over him, and the thought of
+being able to see Wingate and Steger frequently, and to have his mail
+reach him, after a time, untampered with, was a great relief. He was
+to have his own underwear, silk and wool--thank God!--and perhaps
+they would let him take off these shoes after a while. With these
+modifications and a trade, and perhaps the little yard which Desmas had
+referred to, his life would be, if not ideal, at least tolerable. The
+prison was still a prison, but it looked as though it might not be so
+much of a terror to him as obviously it must be to many.
+
+During the two weeks in which Cowperwood was in the "manners squad,"
+in care of Chapin, he learned nearly as much as he ever learned of the
+general nature of prison life; for this was not an ordinary penitentiary
+in the sense that the prison yard, the prison squad, the prison
+lock-step, the prison dining-room, and prison associated labor make the
+ordinary penitentiary. There was, for him and for most of those confined
+there, no general prison life whatsoever. The large majority were
+supposed to work silently in their cells at the particular tasks
+assigned them, and not to know anything of the remainder of the life
+which went on around them, the rule of this prison being solitary
+confinement, and few being permitted to work at the limited number of
+outside menial tasks provided. Indeed, as he sensed and as old Chapin
+soon informed him, not more than seventy-five of the four hundred
+prisoners confined here were so employed, and not all of these
+regularly--cooking, gardening in season, milling, and general cleaning
+being the only avenues of escape from solitude. Even those who so worked
+were strictly forbidden to talk, and although they did not have to wear
+the objectionable hood when actually employed, they were supposed
+to wear it in going to and from their work. Cowperwood saw them
+occasionally tramping by his cell door, and it struck him as strange,
+uncanny, grim. He wished sincerely at times since old Chapin was so
+genial and talkative that he were to be under him permanently; but it
+was not to be.
+
+His two weeks soon passed--drearily enough in all conscience but
+they passed, interlaced with his few commonplace tasks of bed-making,
+floor-sweeping, dressing, eating, undressing, rising at five-thirty, and
+retiring at nine, washing his several dishes after each meal, etc. He
+thought he would never get used to the food. Breakfast, as has been
+said, was at six-thirty, and consisted of coarse black bread made of
+bran and some white flour, and served with black coffee. Dinner was at
+eleven-thirty, and consisted of bean or vegetable soup, with some coarse
+meat in it, and the same bread. Supper was at six, of tea and bread,
+very strong tea and the same bread--no butter, no milk, no sugar.
+Cowperwood did not smoke, so the small allowance of tobacco which was
+permitted was without value to him. Steger called in every day for two
+or three weeks, and after the second day, Stephen Wingate, as his new
+business associate, was permitted to see him also--once every day, if he
+wished, Desmas stated, though the latter felt he was stretching a point
+in permitting this so soon. Both of these visits rarely occupied more
+than an hour, or an hour and a half, and after that the day was long. He
+was taken out on several days on a court order, between nine and five,
+to testify in the bankruptcy proceedings against him, which caused the
+time in the beginning to pass quickly.
+
+It was curious, once he was in prison, safely shut from the world for
+a period of years apparently, how quickly all thought of assisting him
+departed from the minds of those who had been most friendly. He was
+done, so most of them thought. The only thing they could do now would
+be to use their influence to get him out some time; how soon, they could
+not guess. Beyond that there was nothing. He would really never be of
+any great importance to any one any more, or so they thought. It was
+very sad, very tragic, but he was gone--his place knew him not.
+
+"A bright young man, that," observed President Davison of the Girard
+National, on reading of Cowperwood's sentence and incarceration. "Too
+bad! Too bad! He made a great mistake."
+
+Only his parents, Aileen, and his wife--the latter with mingled feelings
+of resentment and sorrow--really missed him. Aileen, because of her
+great passion for him, was suffering most of all. Four years and three
+months; she thought. If he did not get out before then she would be
+nearing twenty-nine and he would be nearing forty. Would he want her
+then? Would she be so attractive? And would nearly five years change his
+point of view? He would have to wear a convict suit all that time, and
+be known as a convict forever after. It was hard to think about, but
+only made her more than ever determined to cling to him, whatever
+happened, and to help him all she could.
+
+Indeed the day after his incarceration she drove out and looked at the
+grim, gray walls of the penitentiary. Knowing nothing absolutely of the
+vast and complicated processes of law and penal servitude, it seemed
+especially terrible to her. What might not they be doing to her Frank?
+Was he suffering much? Was he thinking of her as she was of him? Oh, the
+pity of it all! The pity! The pity of herself--her great love for him!
+She drove home, determined to see him; but as he had originally told
+her that visiting days were only once in three months, and that he would
+have to write her when the next one was, or when she could come, or when
+he could see her on the outside, she scarcely knew what to do. Secrecy
+was the thing.
+
+The next day, however, she wrote him just the same, describing the drive
+she had taken on the stormy afternoon before--the terror of the
+thought that he was behind those grim gray walls--and declaring
+her determination to see him soon. And this letter, under the new
+arrangement, he received at once. He wrote her in reply, giving the
+letter to Wingate to mail. It ran:
+
+My sweet girl:--I fancy you are a little downhearted to think I cannot
+be with you any more soon, but you mustn't be. I suppose you read
+all about the sentence in the paper. I came out here the same
+morning--nearly noon. If I had time, dearest, I'd write you a long
+letter describing the situation so as to ease your mind; but I haven't.
+It's against the rules, and I am really doing this secretly. I'm here,
+though, safe enough, and wish I were out, of course. Sweetest, you must
+be careful how you try to see me at first. You can't do me much service
+outside of cheering me up, and you may do yourself great harm. Besides,
+I think I have done you far more harm than I can ever make up to you and
+that you had best give me up, although I know you do not think so, and
+I would be sad, if you did. I am to be in the Court of Special Pleas,
+Sixth and Chestnut, on Friday at two o'clock; but you cannot see me
+there. I'll be out in charge of my counsel. You must be careful. Perhaps
+you'll think better, and not come here.
+
+This last touch was one of pure gloom, the first Cowperwood had ever
+introduced into their relationship but conditions had changed him.
+Hitherto he had been in the position of the superior being, the one
+who was being sought--although Aileen was and had been well worth
+seeking--and he had thought that he might escape unscathed, and so grow
+in dignity and power until she might not possibly be worthy of him
+any longer. He had had that thought. But here, in stripes, it was a
+different matter. Aileen's position, reduced in value as it was by her
+long, ardent relationship with him, was now, nevertheless, superior to
+his--apparently so. For after all, was she not Edward Butler's daughter,
+and might she, after she had been away from him a while, wish to become
+a convict's bride. She ought not to want to, and she might not want to,
+for all he knew; she might change her mind. She ought not to wait
+for him. Her life was not yet ruined. The public did not know, so he
+thought--not generally anyhow--that she had been his mistress. She might
+marry. Why not, and so pass out of his life forever. And would not that
+be sad for him? And yet did he not owe it to her, to a sense of fair
+play in himself to ask her to give him up, or at least think over the
+wisdom of doing so?
+
+He did her the justice to believe that she would not want to give him
+up; and in his position, however harmful it might be to her, it was an
+advantage, a connecting link with the finest period of his past life,
+to have her continue to love him. He could not, however, scribbling this
+note in his cell in Wingate's presence, and giving it to him to mail
+(Overseer Chapin was kindly keeping a respectful distance, though he was
+supposed to be present), refrain from adding, at the last moment, this
+little touch of doubt which, when she read it, struck Aileen to the
+heart. She read it as gloom on his part--as great depression. Perhaps,
+after all, the penitentiary and so soon, was really breaking his spirit,
+and he had held up so courageously so long. Because of this, now she was
+madly eager to get to him, to console him, even though it was difficult,
+perilous. She must, she said.
+
+In regard to visits from the various members of his family--his mother
+and father, his brother, his wife, and his sister--Cowperwood made
+it plain to them on one of the days on which he was out attending a
+bankruptcy hearing, that even providing it could be arranged he did
+not think they should come oftener than once in three months, unless he
+wrote them or sent word by Steger. The truth was that he really did not
+care to see much of any of them at present. He was sick of the whole
+social scheme of things. In fact he wanted to be rid of the turmoil he
+had been in, seeing it had proved so useless. He had used nearly fifteen
+thousand dollars thus far in defending himself--court costs, family
+maintenance, Steger, etc.; but he did not mind that. He expected to make
+some little money working through Wingate. His family were not utterly
+without funds, sufficient to live on in a small way. He had advised them
+to remove into houses more in keeping with their reduced circumstances,
+which they had done--his mother and father and brothers and sister to
+a three-story brick house of about the caliber of the old Buttonwood
+Street house, and his wife to a smaller, less expensive two-story one on
+North Twenty-first Street, near the penitentiary, a portion of the money
+saved out of the thirty-five thousand dollars extracted from Stener
+under false pretenses aiding to sustain it. Of course all this was
+a terrible descent from the Girard Avenue mansion for the elder
+Cowperwood; for here was none of the furniture which characterized
+the other somewhat gorgeous domicile--merely store-bought, ready-made
+furniture, and neat but cheap hangings and fixtures generally. The
+assignees, to whom all Cowperwood's personal property belonged, and to
+whom Cowperwood, the elder, had surrendered all his holdings, would not
+permit anything of importance to be removed. It had all to be sold for
+the benefit of creditors. A few very small things, but only a few, had
+been kept, as everything had been inventoried some time before. One of
+the things which old Cowperwood wanted was his own desk which Frank had
+had designed for him; but as it was valued at five hundred dollars and
+could not be relinquished by the sheriff except on payment of that sum,
+or by auction, and as Henry Cowperwood had no such sum to spare, he had
+to let the desk go. There were many things they all wanted, and Anna
+Adelaide had literally purloined a few though she did not admit the fact
+to her parents until long afterward.
+
+There came a day when the two houses in Girard Avenue were the scene
+of a sheriffs sale, during which the general public, without let or
+hindrance, was permitted to tramp through the rooms and examine the
+pictures, statuary, and objects of art generally, which were
+auctioned off to the highest bidder. Considerable fame had attached to
+Cowperwood's activities in this field, owing in the first place to the
+real merit of what he had brought together, and in the next place to the
+enthusiastic comment of such men as Wilton Ellsworth, Fletcher Norton,
+Gordon Strake--architects and art dealers whose judgment and taste were
+considered important in Philadelphia. All of the lovely things by which
+he had set great store--small bronzes, representative of the best
+period of the Italian Renaissance; bits of Venetian glass which he had
+collected with great care--a full curio case; statues by Powers, Hosmer,
+and Thorwaldsen--things which would be smiled at thirty years later,
+but which were of high value then; all of his pictures by representative
+American painters from Gilbert to Eastman Johnson, together with a few
+specimens of the current French and English schools, went for a song.
+Art judgment in Philadelphia at this time was not exceedingly high;
+and some of the pictures, for lack of appreciative understanding, were
+disposed of at much too low a figure. Strake, Norton, and Ellsworth
+were all present and bought liberally. Senator Simpson, Mollenhauer, and
+Strobik came to see what they could see. The small-fry politicians
+were there, en masse. But Simpson, calm judge of good art, secured
+practically the best of all that was offered. To him went the curio
+case of Venetian glass; one pair of tall blue-and-white Mohammedan
+cylindrical vases; fourteen examples of Chinese jade, including several
+artists' water-dishes and a pierced window-screen of the faintest tinge
+of green. To Mollenhauer went the furniture and decorations of the
+entry-hall and reception-room of Henry Cowperwood's house, and to Edward
+Strobik two of Cowperwood's bird's-eye maple bedroom suites for the most
+modest of prices. Adam Davis was present and secured the secretaire of
+buhl which the elder Cowperwood prized so highly. To Fletcher Norton
+went the four Greek vases--a kylix, a water-jar, and two amphorae--which
+he had sold to Cowperwood and which he valued highly. Various objects
+of art, including a Sevres dinner set, a Gobelin tapestry, Barye bronzes
+and pictures by Detaille, Fortuny, and George Inness, went to Walter
+Leigh, Arthur Rivers, Joseph Zimmerman, Judge Kitchen, Harper Steger,
+Terrence Relihan, Trenor Drake, Mr. and Mrs. Simeon Jones, W. C.
+Davison, Frewen Kasson, Fletcher Norton, and Judge Rafalsky.
+
+Within four days after the sale began the two houses were bare of their
+contents. Even the objects in the house at 931 North Tenth Street had
+been withdrawn from storage where they had been placed at the time it
+was deemed advisable to close this institution, and placed on sale with
+the other objects in the two homes. It was at this time that the senior
+Cowperwoods first learned of something which seemed to indicate a
+mystery which had existed in connection with their son and his wife.
+No one of all the Cowperwoods was present during all this gloomy
+distribution; and Aileen, reading of the disposition of all the wares,
+and knowing their value to Cowperwood, to say nothing of their charm for
+her, was greatly depressed; yet she was not long despondent, for she was
+convinced that Cowperwood would some day regain his liberty and attain a
+position of even greater significance in the financial world. She could
+not have said why but she was sure of it.
+
+
+
+
+
+Chapter LV
+
+
+In the meanwhile Cowperwood had been transferred to a new overseer and a
+new cell in Block 3 on the ground door, which was like all the others
+in size, ten by sixteen, but to which was attached the small yard
+previously mentioned. Warden Desmas came up two days before he was
+transferred, and had another short conversation with him through his
+cell door.
+
+"You'll be transferred on Monday," he said, in his reserved, slow way.
+"They'll give you a yard, though it won't be much good to you--we
+only allow a half-hour a day in it. I've told the overseer about your
+business arrangements. He'll treat you right in that matter. Just be
+careful not to take up too much time that way, and things will work out.
+I've decided to let you learn caning chairs. That'll be the best for
+you. It's easy, and it'll occupy your mind."
+
+The warden and some allied politicians made a good thing out of this
+prison industry. It was really not hard labor--the tasks set were simple
+and not oppressive, but all of the products were promptly sold, and
+the profits pocketed. It was good, therefore, to see all the prisoners
+working, and it did them good. Cowperwood was glad of the chance to
+do something, for he really did not care so much for books, and his
+connection with Wingate and his old affairs were not sufficient to
+employ his mind in a satisfactory way. At the same time, he could not
+help thinking, if he seemed strange to himself, now, how much stranger
+he would seem then, behind these narrow bars working at so commonplace a
+task as caning chairs. Nevertheless, he now thanked Desmas for this,
+as well as for the sheets and the toilet articles which had just been
+brought in.
+
+"That's all right," replied the latter, pleasantly and softly, by now
+much intrigued by Cowperwood. "I know that there are men and men here,
+the same as anywhere. If a man knows how to use these things and wants
+to be clean, I wouldn't be one to put anything in his way."
+
+The new overseer with whom Cowperwood had to deal was a very different
+person from Elias Chapin. His name was Walter Bonhag, and he was not
+more than thirty-seven years of age--a big, flabby sort of person with a
+crafty mind, whose principal object in life was to see that this prison
+situation as he found it should furnish him a better income than his
+normal salary provided. A close study of Bonhag would have seemed to
+indicate that he was a stool-pigeon of Desmas, but this was really not
+true except in a limited way. Because Bonhag was shrewd and
+sycophantic, quick to see a point in his or anybody else's favor, Desmas
+instinctively realized that he was the kind of man who could be trusted
+to be lenient on order or suggestion. That is, if Desmas had the least
+interest in a prisoner he need scarcely say so much to Bonhag; he might
+merely suggest that this man was used to a different kind of life, or
+that, because of some past experience, it might go hard with him if he
+were handled roughly; and Bonhag would strain himself to be pleasant.
+The trouble was that to a shrewd man of any refinement his attentions
+were objectionable, being obviously offered for a purpose, and to a poor
+or ignorant man they were brutal and contemptuous. He had built up an
+extra income for himself inside the prison by selling the prisoners
+extra allowances of things which he secretly brought into the prison. It
+was strictly against the rules, in theory at least, to bring in anything
+which was not sold in the store-room--tobacco, writing paper, pens,
+ink, whisky, cigars, or delicacies of any kind. On the other hand, and
+excellently well for him, it was true that tobacco of an inferior
+grade was provided, as well as wretched pens, ink and paper, so that no
+self-respecting man, if he could help it, would endure them. Whisky
+was not allowed at all, and delicacies were abhorred as indicating rank
+favoritism; nevertheless, they were brought in. If a prisoner had the
+money and was willing to see that Bonhag secured something for his
+trouble, almost anything would be forthcoming. Also the privilege of
+being sent into the general yard as a "trusty," or being allowed to stay
+in the little private yard which some cells possessed, longer than the
+half-hour ordinarily permitted, was sold.
+
+One of the things curiously enough at this time, which worked in
+Cowperwood's favor, was the fact that Bonhag was friendly with the
+overseer who had Stener in charge, and Stener, because of his political
+friends, was being liberally treated, and Bonhag knew of this. He was
+not a careful reader of newspapers, nor had he any intellectual grasp
+of important events; but he knew by now that both Stener and Cowperwood
+were, or had been, individuals of great importance in the community;
+also that Cowperwood had been the more important of the two. Better yet,
+as Bonhag now heard, Cowperwood still had money. Some prisoner, who was
+permitted to read the paper, told him so. And so, entirely aside
+from Warden Desmas's recommendation, which was given in a very quiet,
+noncommittal way, Bonhag was interested to see what he could do for
+Cowperwood for a price.
+
+The day Cowperwood was installed in his new cell, Bonhag lolled up to
+the door, which was open, and said, in a semi-patronizing way, "Got
+all your things over yet?" It was his business to lock the door once
+Cowperwood was inside it.
+
+"Yes, sir," replied Cowperwood, who had been shrewd enough to get the
+new overseer's name from Chapin; "this is Mr. Bonhag, I presume?"
+
+"That's me," replied Bonhag, not a little flattered by the recognition,
+but still purely interested by the practical side of this encounter. He
+was anxious to study Cowperwood, to see what type of man he was.
+
+"You'll find it a little different down here from up there," observed
+Bonhag. "It ain't so stuffy. These doors out in the yards make a
+difference."
+
+"Oh, yes," said Cowperwood, observantly and shrewdly, "that is the yard
+Mr. Desmas spoke of."
+
+At the mention of the magic name, if Bonhag had been a horse, his ears
+would have been seen to lift. For, of course, if Cowperwood was so
+friendly with Desmas that the latter had described to him the type of
+cell he was to have beforehand, it behooved Bonhag to be especially
+careful.
+
+"Yes, that's it, but it ain't much," he observed. "They only allow a
+half-hour a day in it. Still it would be all right if a person could
+stay out there longer."
+
+This was his first hint at graft, favoritism; and Cowperwood distinctly
+caught the sound of it in his voice.
+
+"That's too bad," he said. "I don't suppose good conduct helps a person
+to get more." He waited to hear a reply, but instead Bonhag continued
+with: "I'd better teach you your new trade now. You've got to learn to
+cane chairs, so the warden says. If you want, we can begin right away."
+But without waiting for Cowperwood to acquiesce, he went off, returning
+after a time with three unvarnished frames of chairs and a bundle
+of cane strips or withes, which he deposited on the floor. Having so
+done--and with a flourish--he now continued: "Now I'll show you if
+you'll watch me," and he began showing Cowperwood how the strips were
+to be laced through the apertures on either side, cut, and fastened
+with little hickory pegs. This done, he brought a forcing awl, a small
+hammer, a box of pegs, and a pair of clippers. After several brief
+demonstrations with different strips, as to how the geometric forms were
+designed, he allowed Cowperwood to take the matter in hand, watching
+over his shoulder. The financier, quick at anything, manual or mental,
+went at it in his customary energetic fashion, and in five minutes
+demonstrated to Bonhag that, barring skill and speed, which could only
+come with practice, he could do it as well as another. "You'll make out
+all right," said Bonhag. "You're supposed to do ten of those a day. We
+won't count the next few days, though, until you get your hand in. After
+that I'll come around and see how you're getting along. You understand
+about the towel on the door, don't you?" he inquired.
+
+"Yes, Mr. Chapin explained that to me," replied Cowperwood. "I think I
+know what most of the rules are now. I'll try not to break any of them."
+
+The days which followed brought a number of modifications of his prison
+lot, but not sufficient by any means to make it acceptable to him.
+Bonhag, during the first few days in which he trained Cowperwood in the
+art of caning chairs, managed to make it perfectly clear that there were
+a number of things he would be willing to do for him. One of the things
+that moved him to this, was that already he had been impressed by the
+fact that Stener's friends were coming to see him in larger numbers than
+Cowperwood's, sending him an occasional basket of fruit, which he
+gave to the overseers, and that his wife and children had been already
+permitted to visit him outside the regular visiting-day. This was a
+cause for jealousy on Bonhag's part. His fellow-overseer was lording it
+over him--telling him, as it were, of the high jinks in Block 4.
+Bonhag really wanted Cowperwood to spruce up and show what he could do,
+socially or otherwise.
+
+And so now he began with: "I see you have your lawyer and your partner
+here every day. There ain't anybody else you'd like to have visit you,
+is there? Of course, it's against the rules to have your wife or sister
+or anybody like that, except on visiting days--" And here he paused
+and rolled a large and informing eye on Cowperwood--such an eye as was
+supposed to convey dark and mysterious things. "But all the rules ain't
+kept around here by a long shot."
+
+Cowperwood was not the man to lose a chance of this kind. He smiled a
+little--enough to relieve himself, and to convey to Bonhag that he was
+gratified by the information, but vocally he observed: "I'll tell you
+how it is, Mr. Bonhag. I believe you understand my position better than
+most men would, and that I can talk to you. There are people who would
+like to come here, but I have been afraid to let them come. I did
+not know that it could be arranged. If it could be, I would be very
+grateful. You and I are practical men--I know that if any favors are
+extended some of those who help to bring them about must be looked
+after. If you can do anything to make it a little more comfortable for
+me here I will show you that I appreciate it. I haven't any money on my
+person, but I can always get it, and I will see that you are properly
+looked after."
+
+Bonhag's short, thick ears tingled. This was the kind of talk he liked
+to hear. "I can fix anything like that, Mr. Cowperwood," he replied,
+servilely. "You leave it to me. If there's any one you want to see at
+any time, just let me know. Of course I have to be very careful, and so
+do you, but that's all right, too. If you want to stay out in that yard
+a little longer in the mornings or get out there afternoons or evenings,
+from now on, why, go ahead. It's all right. I'll just leave the door
+open. If the warden or anybody else should be around, I'll just scratch
+on your door with my key, and you come in and shut it. If there's
+anything you want from the outside I can get it for you--jelly or eggs
+or butter or any little thing like that. You might like to fix up your
+meals a little that way."
+
+"I'm certainly most grateful, Mr. Bonhag," returned Cowperwood in his
+grandest manner, and with a desire to smile, but he kept a straight
+face.
+
+"In regard to that other matter," went on Bonhag, referring to the
+matter of extra visitors, "I can fix that any time you want to. I know
+the men out at the gate. If you want anybody to come here, just write
+'em a note and give it to me, and tell 'em to ask for me when they come.
+That'll get 'em in all right. When they get here you can talk to 'em
+in your cell. See! Only when I tap they have to come out. You want to
+remember that. So just you let me know."
+
+Cowperwood was exceedingly grateful. He said so in direct, choice
+language. It occurred to him at once that this was Aileen's opportunity,
+and that he could now notify her to come. If she veiled herself
+sufficiently she would probably be safe enough. He decided to write her,
+and when Wingate came he gave him a letter to mail.
+
+Two days later, at three o'clock in the afternoon--the time appointed
+by him--Aileen came to see him. She was dressed in gray broadcloth
+with white-velvet trimmings and cut-steel buttons which glistened like
+silver, and wore, as additional ornaments, as well as a protection
+against the cold, a cap, stole, and muff of snow-white ermine. Over
+this rather striking costume she had slipped a long dark circular cloak,
+which she meant to lay off immediately upon her arrival. She had made
+a very careful toilet as to her shoes, gloves, hair, and the gold
+ornaments which she wore. Her face was concealed by a thick green veil,
+as Cowperwood had suggested; and she arrived at an hour when, as near as
+he had been able to prearrange, he would be alone. Wingate usually came
+at four, after business, and Steger in the morning, when he came at all.
+She was very nervous over this strange adventure, leaving the street-car
+in which she had chosen to travel some distance away and walking up a
+side street. The cold weather and the gray walls under a gray sky gave
+her a sense of defeat, but she had worked very hard to look nice in
+order to cheer her lover up. She knew how readily he responded to the
+influence of her beauty when properly displayed.
+
+Cowperwood, in view of her coming, had made his cell as acceptable as
+possible. It was clean, because he had swept it himself and made his own
+bed; and besides he had shaved and combed his hair, and otherwise put
+himself to rights. The caned chairs on which he was working had been put
+in the corner at the end of the bed. His few dishes were washed and
+hung up, and his clogs brushed with a brush which he now kept for the
+purpose. Never before, he thought to himself, with a peculiar feeling
+of artistic degradation, had Aileen seen him like this. She had always
+admired his good taste in clothes, and the way he carried himself in
+them; and now she was to see him in garments which no dignity of body
+could make presentable. Only a stoic sense of his own soul-dignity aided
+him here. After all, as he now thought, he was Frank A. Cowperwood,
+and that was something, whatever he wore. And Aileen knew it. Again,
+he might be free and rich some day, and he knew that she believed that.
+Best of all, his looks under these or any other circumstances, as he
+knew, would make no difference to Aileen. She would only love him the
+more. It was her ardent sympathy that he was afraid of. He was so glad
+that Bonhag had suggested that she might enter the cell, for it would be
+a grim procedure talking to her through a barred door.
+
+When Aileen arrived she asked for Mr. Bonhag, and was permitted to go to
+the central rotunda, where he was sent for. When he came she murmured:
+"I wish to see Mr. Cowperwood, if you please"; and he exclaimed, "Oh,
+yes, just come with me." As he came across the rotunda floor from his
+corridor he was struck by the evident youth of Aileen, even though he
+could not see her face. This now was something in accordance with
+what he had expected of Cowperwood. A man who could steal five hundred
+thousand dollars and set a whole city by the ears must have wonderful
+adventures of all kinds, and Aileen looked like a true adventure. He led
+her to the little room where he kept his desk and detained visitors, and
+then bustled down to Cowperwood's cell, where the financier was working
+on one of his chairs and scratching on the door with his key, called:
+"There's a young lady here to see you. Do you want to let her come
+inside?"
+
+"Thank you, yes," replied Cowperwood; and Bonhag hurried away,
+unintentionally forgetting, in his boorish incivility, to unlock the
+cell door, so that he had to open it in Aileen's presence. The long
+corridor, with its thick doors, mathematically spaced gratings and
+gray-stone pavement, caused Aileen to feel faint at heart. A prison,
+iron cells! And he was in one of them. It chilled her usually courageous
+spirit. What a terrible place for her Frank to be! What a horrible thing
+to have put him here! Judges, juries, courts, laws, jails seemed like so
+many foaming ogres ranged about the world, glaring down upon her and
+her love-affair. The clank of the key in the lock, and the heavy outward
+swinging of the door, completed her sense of the untoward. And then she
+saw Cowperwood.
+
+Because of the price he was to receive, Bonhag, after admitting her,
+strolled discreetly away. Aileen looked at Cowperwood from behind
+her veil, afraid to speak until she was sure Bonhag had gone. And
+Cowperwood, who was retaining his self-possession by an effort, signaled
+her but with difficulty after a moment or two. "It's all right," he
+said. "He's gone away." She lifted her veil, removed her cloak, and took
+in, without seeming to, the stuffy, narrow thickness of the room, his
+wretched shoes, the cheap, misshapen suit, the iron door behind him
+leading out into the little yard attached to his cell. Against such a
+background, with his partially caned chairs visible at the end of the
+bed, he seemed unnatural, weird even. Her Frank! And in this condition.
+She trembled and it was useless for her to try to speak. She could only
+put her arms around him and stroke his head, murmuring: "My poor boy--my
+darling. Is this what they have done to you? Oh, my poor darling." She
+held his head while Cowperwood, anxious to retain his composure, winced
+and trembled, too. Her love was so full--so genuine. It was so soothing
+at the same time that it was unmanning, as now he could see, making of
+him a child again. And for the first time in his life, some inexplicable
+trick of chemistry--that chemistry of the body, of blind forces which so
+readily supersedes reason at times--he lost his self-control. The
+depth of Aileen's feelings, the cooing sound of her voice, the velvety
+tenderness of her hands, that beauty that had drawn him all the
+time--more radiant here perhaps within these hard walls, and in the
+face of his physical misery, than it had ever been before--completely
+unmanned him. He did not understand how it could; he tried to defy the
+moods, but he could not. When she held his head close and caressed it,
+of a sudden, in spite of himself, his breast felt thick and stuffy, and
+his throat hurt him. He felt, for him, an astonishingly strange feeling,
+a desire to cry, which he did his best to overcome; it shocked him so.
+There then combined and conspired to defeat him a strange, rich picture
+of the great world he had so recently lost, of the lovely, magnificent
+world which he hoped some day to regain. He felt more poignantly at this
+moment than ever he had before the degradation of the clog shoes, the
+cotton shirt, the striped suit, the reputation of a convict, permanent
+and not to be laid aside. He drew himself quickly away from her, turned
+his back, clinched his hands, drew his muscles taut; but it was too
+late. He was crying, and he could not stop.
+
+"Oh, damn it!" he exclaimed, half angrily, half self-commiseratingly, in
+combined rage and shame. "Why should I cry? What the devil's the matter
+with me, anyhow?"
+
+Aileen saw it. She fairly flung herself in front of him, seized his head
+with one hand, his shabby waist with the other, and held him tight in a
+grip that he could not have readily released.
+
+"Oh, honey, honey, honey!" she exclaimed, pityingly feverishly. "I love
+you, I adore you. They could cut my body into bits if it would do you
+any good. To think that they should make you cry! Oh, my sweet, my
+sweet, my darling boy!"
+
+She pulled his still shaking body tighter, and with her free hand
+caressed his head. She kissed his eyes, his hair, his cheeks. He pulled
+himself loose again after a moment, exclaiming, "What the devil's got
+into me?" but she drew him back.
+
+"Never mind, honey darling, don't you be ashamed to cry. Cry here on my
+shoulder. Cry here with me. My baby--my honey pet!"
+
+He quieted down after a few moments, cautioning her against Bonhag, and
+regaining his former composure, which he was so ashamed to have lost.
+
+"You're a great girl, pet," he said, with a tender and yet apologetic
+smile. "You're all right--all that I need--a great help to me; but don't
+worry any longer about me, dear. I'm all right. It isn't as bad as you
+think. How are you?"
+
+Aileen on her part was not to be soothed so easily. His many woes,
+including his wretched position here, outraged her sense of justice and
+decency. To think her fine, wonderful Frank should be compelled to come
+to this--to cry. She stroked his head, tenderly, while wild, deadly,
+unreasoning opposition to life and chance and untoward opposition surged
+in her brain. Her father--damn him! Her family--pooh! What did she
+care? Her Frank--her Frank. How little all else mattered where he was
+concerned. Never, never, never would she desert him--never--come what
+might. And now she clung to him in silence while she fought in her
+brain an awful battle with life and law and fate and circumstance.
+Law--nonsense! People--they were brutes, devils, enemies, hounds! She
+was delighted, eager, crazy to make a sacrifice of herself. She would go
+anywhere for or with her Frank now. She would do anything for him.
+Her family was nothing--life nothing, nothing, nothing. She would do
+anything he wished, nothing more, nothing less; anything she could do to
+save him, to make his life happier, but nothing for any one else.
+
+
+
+
+
+Chapter LVI
+
+
+The days passed. Once the understanding with Bonhag was reached,
+Cowperwood's wife, mother and sister were allowed to appear on
+occasions. His wife and the children were now settled in the little
+home for which he was paying, and his financial obligations to her were
+satisfied by Wingate, who paid her one hundred and twenty five dollars
+a month for him. He realized that he owed her more, but he was sailing
+rather close to the wind financially, these days. The final collapse of
+his old interests had come in March, when he had been legally declared a
+bankrupt, and all his properties forfeited to satisfy the claims against
+him. The city's claim of five hundred thousand dollars would have eaten
+up more than could have been realized at the time, had not a pro rata
+payment of thirty cents on the dollar been declared. Even then the city
+never received its due, for by some hocus-pocus it was declared to have
+forfeited its rights. Its claims had not been made at the proper time in
+the proper way. This left larger portions of real money for the others.
+
+Fortunately by now Cowperwood had begun to see that by a little
+experimenting his business relations with Wingate were likely to
+prove profitable. The broker had made it clear that he intended to be
+perfectly straight with him. He had employed Cowperwood's two brothers,
+at very moderate salaries--one to take care of the books and look after
+the office, and the other to act on 'change with him, for their seats in
+that organization had never been sold. And also, by considerable effort,
+he had succeeded in securing Cowperwood, Sr., a place as a clerk in a
+bank. For the latter, since the day of his resignation from the Third
+National had been in a deep, sad quandary as to what further to do with
+his life. His son's disgrace! The horror of his trial and incarceration.
+Since the day of Frank's indictment and more so, since his sentence and
+commitment to the Eastern Penitentiary, he was as one who walked in a
+dream. That trial! That charge against Frank! His own son, a convict in
+stripes--and after he and Frank had walked so proudly in the front rank
+of the successful and respected here. Like so many others in his hour of
+distress, he had taken to reading the Bible, looking into its pages for
+something of that mind consolation that always, from youth up, although
+rather casually in these latter years, he had imagined was to be found
+there. The Psalms, Isaiah, the Book of Job, Ecclesiastes. And for
+the most part, because of the fraying nature of his present ills, not
+finding it.
+
+But day after day secreting himself in his room--a little hall-bedroom
+office in his newest home, where to his wife, he pretended that he
+had some commercial matters wherewith he was still concerned--and once
+inside, the door locked, sitting and brooding on all that had befallen
+him--his losses; his good name. Or, after months of this, and because of
+the new position secured for him by Wingate--a bookkeeping job in one
+of the outlying banks--slipping away early in the morning, and returning
+late at night, his mind a gloomy epitome of all that had been or yet
+might be.
+
+To see him bustling off from his new but very much reduced home at half
+after seven in the morning in order to reach the small bank, which was
+some distance away and not accessible by street-car line, was one of
+those pathetic sights which the fortunes of trade so frequently offer.
+He carried his lunch in a small box because it was inconvenient to
+return home in the time allotted for this purpose, and because his new
+salary did not permit the extravagance of a purchased one. It was his
+one ambition now to eke out a respectable but unseen existence until he
+should die, which he hoped would not be long. He was a pathetic
+figure with his thin legs and body, his gray hair, and his snow-white
+side-whiskers. He was very lean and angular, and, when confronted by a
+difficult problem, a little uncertain or vague in his mind. An old habit
+which had grown on him in the years of his prosperity of putting his
+hand to his mouth and of opening his eyes in an assumption of surprise,
+which had no basis in fact, now grew upon him. He really degenerated,
+although he did not know it, into a mere automaton. Life strews its
+shores with such interesting and pathetic wrecks.
+
+One of the things that caused Cowperwood no little thought at this time,
+and especially in view of his present extreme indifference to her, was
+how he would bring up this matter of his indifference to his wife and
+his desire to end their relationship. Yet apart from the brutality of
+the plain truth, he saw no way. As he could plainly see, she was now
+persisting in her pretense of devotion, uncolored, apparently, by any
+suspicion of what had happened. Yet since his trial and conviction, she
+had been hearing from one source and another that he was still intimate
+with Aileen, and it was only her thought of his concurrent woes, and the
+fact that he might possibly be spared to a successful financial life,
+that now deterred her from speaking. He was shut up in a cell, she said
+to herself, and she was really very sorry for him, but she did not love
+him as she once had. He was really too deserving of reproach for his
+general unseemly conduct, and no doubt this was what was intended, as
+well as being enforced, by the Governing Power of the world.
+
+One can imagine how much such an attitude as this would appeal to
+Cowperwood, once he had detected it. By a dozen little signs, in spite
+of the fact that she brought him delicacies, and commiserated on his
+fate, he could see that she felt not only sad, but reproachful, and if
+there was one thing that Cowperwood objected to at all times it was
+the moral as well as the funereal air. Contrasted with the cheerful
+combative hopefulness and enthusiasm of Aileen, the wearied uncertainty
+of Mrs. Cowperwood was, to say the least, a little tame. Aileen, after
+her first burst of rage over his fate, which really did not develop any
+tears on her part, was apparently convinced that he would get out and
+be very successful again. She talked success and his future all the time
+because she believed in it. Instinctively she seemed to realize that
+prison walls could not make a prison for him. Indeed, on the first day
+she left she handed Bonhag ten dollars, and after thanking him in her
+attractive voice--without showing her face, however--for his obvious
+kindness to her, bespoke his further favor for Cowperwood--"a very great
+man," as she described him, which sealed that ambitious materialist's
+fate completely. There was nothing the overseer would not do for the
+young lady in the dark cloak. She might have stayed in Cowperwood's cell
+for a week if the visiting-hours of the penitentiary had not made it
+impossible.
+
+The day that Cowperwood decided to discuss with his wife the weariness
+of his present married state and his desire to be free of it was some
+four months after he had entered the prison. By that time he had become
+inured to his convict life. The silence of his cell and the menial tasks
+he was compelled to perform, which had at first been so distressing,
+banal, maddening, in their pointless iteration, had now become merely
+commonplace--dull, but not painful. Furthermore he had learned many of
+the little resources of the solitary convict, such as that of using his
+lamp to warm up some delicacy which he had saved from a previous meal or
+from some basket which had been sent him by his wife or Aileen. He had
+partially gotten rid of the sickening odor of his cell by persuading
+Bonhag to bring him small packages of lime; which he used with great
+freedom. Also he succeeded in defeating some of the more venturesome
+rats with traps; and with Bonhag's permission, after his cell door had
+been properly locked at night, and sealed with the outer wooden door, he
+would take his chair, if it were not too cold, out into the little back
+yard of his cell and look at the sky, where, when the nights were clear,
+the stars were to be seen. He had never taken any interest in astronomy
+as a scientific study, but now the Pleiades, the belt of Orion, the Big
+Dipper and the North Star, to which one of its lines pointed, caught his
+attention, almost his fancy. He wondered why the stars of the belt of
+Orion came to assume the peculiar mathematical relation to each other
+which they held, as far as distance and arrangement were concerned,
+and whether that could possibly have any intellectual significance. The
+nebulous conglomeration of the suns in Pleiades suggested a soundless
+depth of space, and he thought of the earth floating like a little ball
+in immeasurable reaches of ether. His own life appeared very trivial
+in view of these things, and he found himself asking whether it was all
+really of any significance or importance. He shook these moods off with
+ease, however, for the man was possessed of a sense of grandeur,
+largely in relation to himself and his affairs; and his temperament was
+essentially material and vital. Something kept telling him that whatever
+his present state he must yet grow to be a significant personage, one
+whose fame would be heralded the world over--who must try, try, try. It
+was not given all men to see far or to do brilliantly; but to him it
+was given, and he must be what he was cut out to be. There was no more
+escaping the greatness that was inherent in him than there was for so
+many others the littleness that was in them.
+
+Mrs. Cowperwood came in that afternoon quite solemnly, bearing several
+changes of linen, a pair of sheets, some potted meat and a pie. She was
+not exactly doleful, but Cowperwood thought that she was tending toward
+it, largely because of her brooding over his relationship to Aileen,
+which he knew that she knew. Something in her manner decided him to
+speak before she left; and after asking her how the children were, and
+listening to her inquiries in regard to the things that he needed, he
+said to her, sitting on his single chair while she sat on his bed:
+
+"Lillian, there's something I've been wanting to talk with you about
+for some time. I should have done it before, but it's better late than
+never. I know that you know that there is something between Aileen
+Butler and me, and we might as well have it open and aboveboard. It's
+true I am very fond of her and she is very devoted to me, and if ever I
+get out of here I want to arrange it so that I can marry her. That means
+that you will have to give me a divorce, if you will; and I want to talk
+to you about that now. This can't be so very much of a surprise to you,
+because you must have seen this long while that our relationship hasn't
+been all that it might have been, and under the circumstances this can't
+prove such a very great hardship to you--I am sure." He paused, waiting,
+for Mrs. Cowperwood at first said nothing.
+
+Her thought, when he first broached this, was that she ought to make
+some demonstration of astonishment or wrath: but when she looked into
+his steady, examining eyes, so free from the illusion of or interest in
+demonstrations of any kind, she realized how useless it would be. He was
+so utterly matter-of-fact in what seemed to her quite private and secret
+affairs--very shameless. She had never been able to understand quite how
+he could take the subtleties of life as he did, anyhow. Certain things
+which she always fancied should be hushed up he spoke of with the
+greatest nonchalance. Her ears tingled sometimes at his frankness
+in disposing of a social situation; but she thought this must be
+characteristic of notable men, and so there was nothing to be said about
+it. Certain men did as they pleased; society did not seem to be able to
+deal with them in any way. Perhaps God would, later--she was not sure.
+Anyhow, bad as he was, direct as he was, forceful as he was, he was far
+more interesting than most of the more conservative types in whom the
+social virtues of polite speech and modest thoughts were seemingly
+predominate.
+
+"I know," she said, rather peacefully, although with a touch of anger
+and resentment in her voice. "I've known all about it all this time. I
+expected you would say something like this to me some day. It's a nice
+reward for all my devotion to you; but it's just like you, Frank. When
+you are set on something, nothing can stop you. It wasn't enough that
+you were getting along so nicely and had two children whom you ought to
+love, but you had to take up with this Butler creature until her name
+and yours are a by-word throughout the city. I know that she comes
+to this prison. I saw her out here one day as I was coming in, and I
+suppose every one else knows it by now. She has no sense of decency and
+she does not care--the wretched, vain thing--but I would have thought
+that you would be ashamed, Frank, to go on the way that you have, when
+you still have me and the children and your father and mother and when
+you are certain to have such a hard fight to get yourself on your feet,
+as it is. If she had any sense of decency she would not have anything to
+do with you--the shameless thing."
+
+Cowperwood looked at his wife with unflinching eyes. He read in her
+remarks just what his observation had long since confirmed--that she was
+sympathetically out of touch with him. She was no longer so attractive
+physically, and intellectually she was not Aileen's equal. Also that
+contact with those women who had deigned to grace his home in his
+greatest hour of prosperity had proved to him conclusively she was
+lacking in certain social graces. Aileen was by no means so vastly
+better, still she was young and amenable and adaptable, and could still
+be improved. Opportunity as he now chose to think, might make Aileen,
+whereas for Lillian--or at least, as he now saw it--it could do nothing.
+
+"I'll tell you how it is, Lillian," he said; "I'm not sure that you
+are going to get what I mean exactly, but you and I are not at all well
+suited to each other any more."
+
+"You didn't seem to think that three or four years ago," interrupted his
+wife, bitterly.
+
+"I married you when I was twenty-one," went on Cowperwood, quite
+brutally, not paying any attention to her interruption, "and I was
+really too young to know what I was doing. I was a mere boy. It doesn't
+make so much difference about that. I am not using that as an excuse.
+The point that I am trying to make is this--that right or wrong,
+important or not important, I have changed my mind since. I don't love
+you any more, and I don't feel that I want to keep up a relationship,
+however it may look to the public, that is not satisfactory to me. You
+have one point of view about life, and I have another. You think your
+point of view is the right one, and there are thousands of people who
+will agree with you; but I don't think so. We have never quarreled about
+these things, because I didn't think it was important to quarrel about
+them. I don't see under the circumstances that I am doing you any great
+injustice when I ask you to let me go. I don't intend to desert you or
+the children--you will get a good living-income from me as long as I
+have the money to give it to you--but I want my personal freedom when
+I come out of here, if ever I do, and I want you to let me have it. The
+money that you had and a great deal more, once I am out of here, you
+will get back when I am on my feet again. But not if you oppose me--only
+if you help me. I want, and intend to help you always--but in my way."
+
+He smoothed the leg of his prison trousers in a thoughtful way, and
+plucked at the sleeve of his coat. Just now he looked very much like
+a highly intelligent workman as he sat here, rather than like the
+important personage that he was. Mrs. Cowperwood was very resentful.
+
+"That's a nice way to talk to me, and a nice way to treat me!" she
+exclaimed dramatically, rising and walking the short space--some two
+steps--that lay between the wall and the bed. "I might have known that
+you were too young to know your own mind when you married me. Money,
+of course, that's all you think of and your own gratification. I don't
+believe you have any sense of justice in you. I don't believe you ever
+had. You only think of yourself, Frank. I never saw such a man as you.
+You have treated me like a dog all through this affair; and all the
+while you have been running with that little snip of an Irish thing,
+and telling her all about your affairs, I suppose. You let me go on
+believing that you cared for me up to the last moment, and then you
+suddenly step up and tell me that you want a divorce. I'll not do it.
+I'll not give you a divorce, and you needn't think it."
+
+Cowperwood listened in silence. His position, in so far as this marital
+tangle was concerned, as he saw, was very advantageous. He was a
+convict, constrained by the exigencies of his position to be out of
+personal contact with his wife for a long period of time to come, which
+should naturally tend to school her to do without him. When he came
+out, it would be very easy for her to get a divorce from a convict,
+particularly if she could allege misconduct with another woman, which he
+would not deny. At the same time, he hoped to keep Aileen's name out of
+it. Mrs. Cowperwood, if she would, could give any false name if he made
+no contest. Besides, she was not a very strong person, intellectually
+speaking. He could bend her to his will. There was no need of saying
+much more now; the ice had been broken, the situation had been put
+before her, and time should do the rest.
+
+"Don't be dramatic, Lillian," he commented, indifferently. "I'm not such
+a loss to you if you have enough to live on. I don't think I want to
+live in Philadelphia if ever I come out of here. My idea now is to go
+west, and I think I want to go alone. I sha'n't get married right away
+again even if you do give me a divorce. I don't care to take anybody
+along. It would be better for the children if you would stay here and
+divorce me. The public would think better of them and you."
+
+"I'll not do it," declared Mrs. Cowperwood, emphatically. "I'll never
+do it, never; so there! You can say what you choose. You owe it to me to
+stick by me and the children after all I've done for you, and I'll not
+do it. You needn't ask me any more; I'll not do it."
+
+"Very well," replied Cowperwood, quietly, getting up. "We needn't talk
+about it any more now. Your time is nearly up, anyhow." (Twenty minutes
+was supposed to be the regular allotment for visitors.) "Perhaps you'll
+change your mind sometime."
+
+She gathered up her muff and the shawl-strap in which she had carried
+her gifts, and turned to go. It had been her custom to kiss Cowperwood
+in a make-believe way up to this time, but now she was too angry to make
+this pretense. And yet she was sorry, too--sorry for herself and, she
+thought, for him.
+
+"Frank," she declared, dramatically, at the last moment, "I never saw
+such a man as you. I don't believe you have any heart. You're not worthy
+of a good wife. You're worthy of just such a woman as you're getting.
+The idea!" Suddenly tears came to her eyes, and she flounced scornfully
+and yet sorrowfully out.
+
+Cowperwood stood there. At least there would be no more useless kissing
+between them, he congratulated himself. It was hard in a way, but purely
+from an emotional point of view. He was not doing her any essential
+injustice, he reasoned--not an economic one--which was the important
+thing. She was angry to-day, but she would get over it, and in time
+might come to see his point of view. Who could tell? At any rate he had
+made it plain to her what he intended to do and that was something as he
+saw it. He reminded one of nothing so much, as he stood there, as of
+a young chicken picking its way out of the shell of an old estate.
+Although he was in a cell of a penitentiary, with nearly four years more
+to serve, yet obviously he felt, within himself, that the whole world
+was still before him. He could go west if he could not reestablish
+himself in Philadelphia; but he must stay here long enough to win the
+approval of those who had known him formerly--to obtain, as it were, a
+letter of credit which he could carry to other parts.
+
+"Hard words break no bones," he said to himself, as his wife went out.
+"A man's never done till he's done. I'll show some of these people yet."
+Of Bonhag, who came to close the cell door, he asked whether it was
+going to rain, it looked so dark in the hall.
+
+"It's sure to before night," replied Bonhag, who was always wondering
+over Cowperwood's tangled affairs as he heard them retailed here and
+there.
+
+
+
+
+
+Chapter LVII
+
+
+The time that Cowperwood spent in the Eastern Penitentiary of
+Pennsylvania was exactly thirteen months from the day of his entry
+to his discharge. The influences which brought about this result were
+partly of his willing, and partly not. For one thing, some six months
+after his incarceration, Edward Malia Butler died, expired sitting in
+his chair in his private office at his home. The conduct of Aileen had
+been a great strain on him. From the time Cowperwood had been sentenced,
+and more particularly after the time he had cried on Aileen's shoulder
+in prison, she had turned on her father in an almost brutal way. Her
+attitude, unnatural for a child, was quite explicable as that of a
+tortured sweetheart. Cowperwood had told her that he thought Butler was
+using his influence to withhold a pardon for him, even though one were
+granted to Stener, whose life in prison he had been following with
+considerable interest; and this had enraged her beyond measure. She lost
+no chance of being practically insulting to her father, ignoring him on
+every occasion, refusing as often as possible to eat at the same table,
+and when she did, sitting next her mother in the place of Norah, with
+whom she managed to exchange. She refused to sing or play any more
+when he was present, and persistently ignored the large number of young
+political aspirants who came to the house, and whose presence in a way
+had been encouraged for her benefit. Old Butler realized, of course,
+what it was all about. He said nothing. He could not placate her.
+
+Her mother and brothers did not understand it at all at first. (Mrs.
+Butler never understood.) But not long after Cowperwood's incarceration
+Callum and Owen became aware of what the trouble was. Once, when Owen
+was coming away from a reception at one of the houses where his growing
+financial importance made him welcome, he heard one of two men whom he
+knew casually, say to the other, as they stood at the door adjusting
+their coats, "You saw where this fellow Cowperwood got four years,
+didn't you?"
+
+"Yes," replied the other. "A clever devil that--wasn't he? I knew that
+girl he was in with, too--you know who I mean. Miss Butler--wasn't that
+her name?"
+
+Owen was not sure that he had heard right. He did not get the connection
+until the other guest, opening the door and stepping out, remarked:
+"Well, old Butler got even, apparently. They say he sent him up."
+
+Owen's brow clouded. A hard, contentious look came into his eyes. He had
+much of his father's force. What in the devil were they talking about?
+What Miss Butler did they have in mind? Could this be Aileen or Norah,
+and how could Cowperwood come to be in with either of them? It could
+not possibly be Norah, he reflected; she was very much infatuated with a
+young man whom he knew, and was going to marry him. Aileen had been
+most friendly with the Cowperwoods, and had often spoken well of the
+financier. Could it be she? He could not believe it. He thought once of
+overtaking the two acquaintances and demanding to know what they meant,
+but when he came out on the step they were already some distance down
+the street and in the opposite direction from that in which he wished to
+go. He decided to ask his father about this.
+
+On demand, old Butler confessed at once, but insisted that his son keep
+silent about it.
+
+"I wish I'd have known," said Owen, grimly. "I'd have shot the dirty
+dog."
+
+"Aisy, aisy," said Butler. "Yer own life's worth more than his, and ye'd
+only be draggin' the rest of yer family in the dirt with him. He's had
+somethin' to pay him for his dirty trick, and he'll have more. Just ye
+say nothin' to no one. Wait. He'll be wantin' to get out in a year or
+two. Say nothin' to her aither. Talkin' won't help there. She'll come
+to her sinses when he's been away long enough, I'm thinkin'." Owen had
+tried to be civil to his sister after that, but since he was a stickler
+for social perfection and advancement, and so eager to get up in the
+world himself, he could not understand how she could possibly have done
+any such thing. He resented bitterly the stumbling-block she had put in
+his path. Now, among other things, his enemies would have this to throw
+in his face if they wanted to--and they would want to, trust life for
+that.
+
+Callum reached his knowledge of the matter in quite another manner, but
+at about the same time. He was a member of an athletic club which had an
+attractive building in the city, and a fine country club, where he went
+occasionally to enjoy the swimming-pool and the Turkish bath connected
+with it. One of his friends approached him there in the billiard-room
+one evening and said, "Say, Butler, you know I'm a good friend of yours,
+don't you?"
+
+"Why, certainly, I know it," replied Callum. "What's the matter?"
+
+"Well, you know," said the young individual, whose name was Richard
+Pethick, looking at Callum with a look of almost strained affection,
+"I wouldn't come to you with any story that I thought would hurt your
+feelings or that you oughtn't to know about, but I do think you ought to
+know about this." He pulled at a high white collar which was choking his
+neck.
+
+"I know you wouldn't, Pethick," replied Callum; very much interested.
+"What is it? What's the point?"
+
+"Well, I don't like to say anything," replied Pethick, "but that fellow
+Hibbs is saying things around here about your sister."
+
+"What's that?" exclaimed Callum, straightening up in the most dynamic
+way and bethinking him of the approved social procedure in all such
+cases. He should be very angry. He should demand and exact proper
+satisfaction in some form or other--by blows very likely if his honor
+had been in any way impugned. "What is it he says about my sister? What
+right has he to mention her name here, anyhow? He doesn't know her."
+
+Pethick affected to be greatly concerned lest he cause trouble between
+Callum and Hibbs. He protested that he did not want to, when, in
+reality, he was dying to tell. At last he came out with, "Why, he's
+circulated the yarn that your sister had something to do with this man
+Cowperwood, who was tried here recently, and that that's why he's just
+gone to prison."
+
+"What's that?" exclaimed Callum, losing the make-believe of the
+unimportant, and taking on the serious mien of some one who feels
+desperately. "He says that, does he? Where is he? I want to see if he'll
+say that to me."
+
+Some of the stern fighting ability of his father showed in his slender,
+rather refined young face.
+
+"Now, Callum," insisted Pethick, realizing the genuine storm he had
+raised, and being a little fearful of the result, "do be careful what
+you say. You mustn't have a row in here. You know it's against the
+rules. Besides he may be drunk. It's just some foolish talk he's heard,
+I'm sure. Now, for goodness' sake, don't get so excited." Pethick,
+having evoked the storm, was not a little nervous as to its results in
+his own case. He, too, as well as Callum, himself as the tale-bearer,
+might now be involved.
+
+But Callum by now was not so easily restrained. His face was quite
+pale, and he was moving toward the old English grill-room, where Hibbs
+happened to be, consuming a brandy-and-soda with a friend of about his
+own age. Callum entered and called him.
+
+"Oh, Hibbs!" he said.
+
+Hibbs, hearing his voice and seeing him in the door, arose and came
+over. He was an interesting youth of the collegiate type, educated
+at Princeton. He had heard the rumor concerning Aileen from various
+sources--other members of the club, for one--and had ventured to repeat
+it in Pethick's presence.
+
+"What's that you were just saying about my sister?" asked Callum,
+grimly, looking Hibbs in the eye.
+
+"Why--I--" hesitated Hibbs, who sensed trouble and was eager to
+avoid it. He was not exceptionally brave and looked it. His hair was
+straw-colored, his eyes blue, and his cheeks pink. "Why--nothing in
+particular. Who said I was talking about her?" He looked at Pethick,
+whom he knew to be the tale-bearer, and the latter exclaimed, excitedly:
+
+"Now don't you try to deny it, Hibbs. You know I heard you?"
+
+"Well, what did I say?" asked Hibbs, defiantly.
+
+"Well, what did you say?" interrupted Callum, grimly, transferring the
+conversation to himself. "That's just what I want to know."
+
+"Why," stammered Hibbs, nervously, "I don't think I've said anything
+that anybody else hasn't said. I just repeated that some one said that
+your sister had been very friendly with Mr. Cowperwood. I didn't say any
+more than I have heard other people say around here."
+
+"Oh, you didn't, did you?" exclaimed Callum, withdrawing his hand from
+his pocket and slapping Hibbs in the face. He repeated the blow with his
+left hand, fiercely. "Perhaps that'll teach you to keep my sister's name
+out of your mouth, you pup!"
+
+Hibbs's arms flew up. He was not without pugilistic training, and he
+struck back vigorously, striking Callum once in the chest and once in
+the neck. In an instant the two rooms of this suite were in an uproar.
+Tables and chairs were overturned by the energy of men attempting to get
+to the scene of action. The two combatants were quickly separated; sides
+were taken by the friends of each, excited explanations attempted and
+defied. Callum was examining the knuckles of his left hand, which were
+cut from the blow he had delivered. He maintained a gentlemanly calm.
+Hibbs, very much flustered and excited, insisted that he had been most
+unreasonably used. The idea of attacking him here. And, anyhow, as he
+maintained now, Pethick had been both eavesdropping and lying about him.
+Incidentally, the latter was protesting to others that he had done
+the only thing which an honorable friend could do. It was a nine days'
+wonder in the club, and was only kept out of the newspapers by the most
+strenuous efforts on the part of the friends of both parties. Callum was
+so outraged on discovering that there was some foundation for the rumor
+at the club in a general rumor which prevailed that he tendered his
+resignation, and never went there again.
+
+"I wish to heaven you hadn't struck that fellow," counseled Owen, when
+the incident was related to him. "It will only make more talk. She ought
+to leave this place; but she won't. She's struck on that fellow yet, and
+we can't tell Norah and mother. We will never hear the last of this, you
+and I--believe me."
+
+"Damn it, she ought to be made to go," exclaimed Callum.
+
+"Well, she won't," replied Owen. "Father has tried making her, and
+she won't go. Just let things stand. He's in the penitentiary now, and
+that's probably the end of him. The public seem to think that father put
+him there, and that's something. Maybe we can persuade her to go after
+a while. I wish to God we had never had sight of that fellow. If ever he
+comes out, I've a good notion to kill him."
+
+"Oh, I wouldn't do anything like that," replied Callum. "It's useless.
+It would only stir things up afresh. He's done for, anyhow."
+
+They planned to urge Norah to marry as soon as possible. And as for
+their feelings toward Aileen, it was a very chilly atmosphere which
+Mrs. Butler contemplated from now on, much to her confusion, grief, and
+astonishment.
+
+In this divided world it was that Butler eventually found himself, all
+at sea as to what to think or what to do. He had brooded so long now,
+for months, and as yet had found no solution. And finally, in a form of
+religious despair, sitting at his desk, in his business chair, he had
+collapsed--a weary and disconsolate man of seventy. A lesion of the
+left ventricle was the immediate physical cause, although brooding over
+Aileen was in part the mental one. His death could not have been laid to
+his grief over Aileen exactly, for he was a very large man--apoplectic
+and with sclerotic veins and arteries. For a great many years now he
+had taken very little exercise, and his digestion had been considerably
+impaired thereby. He was past seventy, and his time had been reached.
+They found him there the next morning, his hands folded in his lap, his
+head on his bosom, quite cold.
+
+He was buried with honors out of St. Timothy's Church, the funeral
+attended by a large body of politicians and city officials, who
+discussed secretly among themselves whether his grief over his daughter
+had anything to do with his end. All his good deeds were remembered,
+of course, and Mollenhauer and Simpson sent great floral emblems in
+remembrance. They were very sorry that he was gone, for they had been
+a cordial three. But gone he was, and that ended their interest in the
+matter. He left all of his property to his wife in one of the shortest
+wills ever recorded locally.
+
+"I give and bequeath to my beloved wife, Norah, all my property of
+whatsoever kind to be disposed of as she may see fit."
+
+There was no misconstruing this. A private paper drawn secretly for her
+sometime before by Butler, explained how the property should be disposed
+of by her at her death. It was Butler's real will masquerading as hers,
+and she would not have changed it for worlds; but he wanted her left
+in undisturbed possession of everything until she should die. Aileen's
+originally assigned portion had never been changed. According to her
+father's will, which no power under the sun could have made Mrs. Butler
+alter, she was left $250,000 to be paid at Mrs. Butler's death. Neither
+this fact nor any of the others contained in the paper were communicated
+by Mrs. Butler, who retained it to be left as her will. Aileen often
+wondered, but never sought to know, what had been left her. Nothing she
+fancied--but felt that she could not help this.
+
+Butler's death led at once to a great change in the temper of the
+home. After the funeral the family settled down to a seemingly peaceful
+continuance of the old life; but it was a matter of seeming merely. The
+situation stood with Callum and Owen manifesting a certain degree of
+contempt for Aileen, which she, understanding, reciprocated. She was
+very haughty. Owen had plans of forcing her to leave after Butler's
+death, but he finally asked himself what was the use. Mrs. Butler, who
+did not want to leave the old home, was very fond of Aileen, so therein
+lay a reason for letting her remain. Besides, any move to force her out
+would have entailed an explanation to her mother, which was not deemed
+advisable. Owen himself was interested in Caroline Mollenhauer, whom he
+hoped some day to marry--as much for her prospective wealth as for any
+other reason, though he was quite fond of her. In the January following
+Butler's death, which occurred in August, Norah was married very
+quietly, and the following spring Callum embarked on a similar venture.
+
+In the meanwhile, with Butler's death, the control of the political
+situation had shifted considerably. A certain Tom Collins, formerly one
+of Butler's henchmen, but latterly a power in the First, Second, Third,
+and Fourth Wards, where he had numerous saloons and control of other
+forms of vice, appeared as a claimant for political recognition.
+Mollenhauer and Simpson had to consult him, as he could make very
+uncertain the disposition of some hundred and fifteen thousand votes,
+a large number of which were fraudulent, but which fact did not modify
+their deadly character on occasion. Butler's sons disappeared as
+possible political factors, and were compelled to confine themselves to
+the street-railway and contracting business. The pardon of Cowperwood
+and Stener, which Butler would have opposed, because by keeping Stener
+in he kept Cowperwood in, became a much easier matter. The scandal of
+the treasury defalcation was gradually dying down; the newspapers had
+ceased to refer to it in any way. Through Steger and Wingate, a large
+petition signed by all important financiers and brokers had been sent
+to the Governor pointing out that Cowperwood's trial and conviction had
+been most unfair, and asking that he be pardoned. There was no need
+of any such effort, so far as Stener was concerned; whenever the time
+seemed ripe the politicians were quite ready to say to the Governor
+that he ought to let him go. It was only because Butler had opposed
+Cowperwood's release that they had hesitated. It was really not possible
+to let out the one and ignore the other; and this petition, coupled with
+Butler's death, cleared the way very nicely.
+
+Nevertheless, nothing was done until the March following Butler's death,
+when both Stener and Cowperwood had been incarcerated thirteen months--a
+length of time which seemed quite sufficient to appease the anger of
+the public at large. In this period Stener had undergone a considerable
+change physically and mentally. In spite of the fact that a number of
+the minor aldermen, who had profited in various ways by his largess,
+called to see him occasionally, and that he had been given, as it
+were, almost the liberty of the place, and that his family had not
+been allowed to suffer, nevertheless he realized that his political and
+social days were over. Somebody might now occasionally send him a basket
+of fruit and assure him that he would not be compelled to suffer much
+longer; but when he did get out, he knew that he had nothing to depend
+on save his experience as an insurance agent and real-estate dealer.
+That had been precarious enough in the days when he was trying to get
+some small political foothold. How would it be when he was known only as
+the man who had looted the treasury of five hundred thousand dollars
+and been sent to the penitentiary for five years? Who would lend him
+the money wherewith to get a little start, even so much as four or five
+thousand dollars? The people who were calling to pay their respects now
+and then, and to assure him that he had been badly treated? Never. All
+of them could honestly claim that they had not so much to spare. If he
+had good security to offer--yes; but if he had good security he would
+not need to go to them at all. The man who would have actually helped
+him if he had only known was Frank A. Cowperwood. Stener could have
+confessed his mistake, as Cowperwood saw it, and Cowperwood would have
+given him the money gladly, without any thought of return. But by his
+poor understanding of human nature, Stener considered that Cowperwood
+must be an enemy of his, and he would not have had either the courage or
+the business judgment to approach him.
+
+During his incarceration Cowperwood had been slowly accumulating a
+little money through Wingate. He had paid Steger considerable sums from
+time to time, until that worthy finally decided that it would not be
+fair to take any more.
+
+"If ever you get on your feet, Frank," he said, "you can remember me
+if you want to, but I don't think you'll want to. It's been nothing
+but lose, lose, lose for you through me. I'll undertake this matter
+of getting that appeal to the Governor without any charge on my part.
+Anything I can do for you from now on is free gratis for nothing."
+
+"Oh, don't talk nonsense, Harper," replied Cowperwood. "I don't know of
+anybody that could have done better with my case. Certainly there isn't
+anybody that I would have trusted as much. I don't like lawyers you
+know."
+
+"Yes--well," said Steger, "they've got nothing on financiers, so we'll
+call it even." And they shook hands.
+
+So when it was finally decided to pardon Stener, which was in the early
+part of March, 1873--Cowperwood's pardon was necessarily but gingerly
+included. A delegation, consisting of Strobik, Harmon, and Winpenny,
+representing, as it was intended to appear, the unanimous wishes of the
+council and the city administration, and speaking for Mollenhauer and
+Simpson, who had given their consent, visited the Governor at Harrisburg
+and made the necessary formal representations which were intended to
+impress the public. At the same time, through the agency of Steger,
+Davison, and Walter Leigh, the appeal in behalf of Cowperwood was made.
+The Governor, who had had instructions beforehand from sources quite
+superior to this committee, was very solemn about the whole procedure.
+He would take the matter under advisement. He would look into the
+history of the crimes and the records of the two men. He could make no
+promises--he would see. But in ten days, after allowing the petitions to
+gather considerable dust in one of his pigeonholes and doing absolutely
+nothing toward investigating anything, he issued two separate pardons in
+writing. One, as a matter of courtesy, he gave into the hands of Messrs.
+Strobik, Harmon, and Winpenny, to bear personally to Mr. Stener, as they
+desired that he should. The other, on Steger's request, he gave to him.
+The two committees which had called to receive them then departed; and
+the afternoon of that same day saw Strobik, Harmon, and Winpenny arrive
+in one group, and Steger, Wingate, and Walter Leigh in another, at the
+prison gate, but at different hours.
+
+
+
+
+
+Chapter LVIII
+
+
+This matter of the pardon of Cowperwood, the exact time of it, was kept
+a secret from him, though the fact that he was to be pardoned soon,
+or that he had a very excellent chance of being, had not been
+denied--rather had been made much of from time to time. Wingate had kept
+him accurately informed as to the progress being made, as had Steger;
+but when it was actually ascertained, from the Governor's private
+secretary, that a certain day would see the pardon handed over to them,
+Steger, Wingate, and Walter Leigh had agreed between themselves that
+they would say nothing, taking Cowperwood by surprise. They even went so
+far--that is, Steger and Wingate did--as to indicate to Cowperwood that
+there was some hitch to the proceedings and that he might not now get
+out so soon. Cowperwood was somewhat depressed, but properly stoical;
+he assured himself that he could wait, and that he would be all right
+sometime. He was rather surprised therefore, one Friday afternoon, to
+see Wingate, Steger, and Leigh appear at his cell door, accompanied by
+Warden Desmas.
+
+The warden was quite pleased to think that Cowperwood should finally
+be going out--he admired him so much--and decided to come along to
+the cell, to see how he would take his liberation. On the way Desmas
+commented on the fact that he had always been a model prisoner. "He kept
+a little garden out there in that yard of his," he confided to Walter
+Leigh. "He had violets and pansies and geraniums out there, and they did
+very well, too."
+
+Leigh smiled. It was like Cowperwood to be industrious and tasteful,
+even in prison. Such a man could not be conquered. "A very remarkable
+man, that," he remarked to Desmas.
+
+"Very," replied the warden. "You can tell that by looking at him."
+
+The four looked in through the barred door where he was working, without
+being observed, having come up quite silently.
+
+"Hard at it, Frank?" asked Steger.
+
+Cowperwood glanced over his shoulder and got up. He had been thinking,
+as always these days, of what he would do when he did get out.
+
+"What is this," he asked--"a political delegation?" He suspected
+something on the instant. All four smiled cheeringly, and Bonhag
+unlocked the door for the warden.
+
+"Nothing very much, Frank," replied Stager, gleefully, "only you're
+a free man. You can gather up your traps and come right along, if you
+wish."
+
+Cowperwood surveyed his friends with a level gaze. He had not expected
+this so soon after what had been told him. He was not one to be very
+much interested in the practical joke or the surprise, but this pleased
+him--the sudden realization that he was free. Still, he had anticipated
+it so long that the charm of it had been discounted to a certain extent.
+He had been unhappy here, and he had not. The shame and humiliation of
+it, to begin with, had been much. Latterly, as he had become inured to
+it all, the sense of narrowness and humiliation had worn off. Only the
+consciousness of incarceration and delay irked him. Barring his intense
+desire for certain things--success and vindication, principally--he
+found that he could live in his narrow cell and be fairly comfortable.
+He had long since become used to the limy smell (used to defeat a
+more sickening one), and to the numerous rats which he quite regularly
+trapped. He had learned to take an interest in chair-caning, having
+become so proficient that he could seat twenty in a day if he chose,
+and in working in the little garden in spring, summer, and fall. Every
+evening he had studied the sky from his narrow yard, which resulted
+curiously in the gift in later years of a great reflecting telescope
+to a famous university. He had not looked upon himself as an ordinary
+prisoner, by any means--had not felt himself to be sufficiently punished
+if a real crime had been involved. From Bonhag he had learned the
+history of many criminals here incarcerated, from murderers up and down,
+and many had been pointed out to him from time to time. He had been
+escorted into the general yard by Bonhag, had seen the general food of
+the place being prepared, had heard of Stener's modified life here, and
+so forth. It had finally struck him that it was not so bad, only that
+the delay to an individual like himself was wasteful. He could do so
+much now if he were out and did not have to fight court proceedings.
+Courts and jails! He shook his head when he thought of the waste
+involved in them.
+
+"That's all right," he said, looking around him in an uncertain way.
+"I'm ready."
+
+He stepped out into the hall, with scarcely a farewell glance, and
+to Bonhag, who was grieving greatly over the loss of so profitable a
+customer, he said: "I wish you would see that some of these things are
+sent over to my house, Walter. You're welcome to the chair, that clock,
+this mirror, those pictures--all of these things in fact, except my
+linen, razors, and so forth."
+
+The last little act of beneficence soothed Bonhag's lacerated soul
+a little. They went out into the receiving overseer's office, where
+Cowperwood laid aside his prison suit and the soft shirt with a
+considerable sense of relief. The clog shoes had long since been
+replaced by a better pair of his own. He put on the derby hat and gray
+overcoat he had worn the year before, on entering, and expressed himself
+as ready. At the entrance of the prison he turned and looked back--one
+last glance--at the iron door leading into the garden.
+
+"You don't regret leaving that, do you, Frank?" asked Steger, curiously.
+
+"I do not," replied Cowperwood. "It wasn't that I was thinking of. It
+was just the appearance of it, that's all."
+
+In another minute they were at the outer gate, where Cowperwood shook
+the warden finally by the hand. Then entering a carriage outside the
+large, impressive, Gothic entrance, the gates were locked behind them
+and they were driven away.
+
+"Well, there's an end of that, Frank," observed Steger, gayly; "that
+will never bother you any more."
+
+"Yes," replied Cowperwood. "It's worse to see it coming than going."
+
+"It seems to me we ought to celebrate this occasion in some way,"
+observed Walter Leigh. "It won't do just to take Frank home. Why don't
+we all go down to Green's? That's a good idea."
+
+"I'd rather not, if you don't mind," replied Cowperwood, feelingly.
+"I'll get together with you all, later. Just now I'd like to go home and
+change these clothes."
+
+He was thinking of Aileen and his children and his mother and father and
+of his whole future. Life was going to broaden out for him considerably
+from now on, he was sure of it. He had learned so much about taking care
+of himself in those thirteen months. He was going to see Aileen, and
+find how she felt about things in general, and then he was going to
+resume some such duties as he had had in his own concern, with Wingate &
+Co. He was going to secure a seat on 'change again, through his friends;
+and, to escape the effect of the prejudice of those who might not
+care to do business with an ex-convict, he was going to act as general
+outside man, and floor man on 'charge, for Wingate & Co. His practical
+control of that could not be publicly proved. Now for some important
+development in the market--some slump or something. He would show the
+world whether he was a failure or not.
+
+They let him down in front of his wife's little cottage, and he entered
+briskly in the gathering gloom.
+
+On September 18, 1873, at twelve-fifteen of a brilliant autumn day, in
+the city of Philadelphia, one of the most startling financial tragedies
+that the world has ever seen had its commencement. The banking house of
+Jay Cooke & Co., the foremost financial organization of America, doing
+business at Number 114 South Third Street in Philadelphia, and with
+branches in New York, Washington, and London, closed its doors. Those
+who know anything about the financial crises of the United States know
+well the significance of the panic which followed. It is spoken of in
+all histories as the panic of 1873, and the widespread ruin and disaster
+which followed was practically unprecedented in American history.
+
+At this time Cowperwood, once more a broker--ostensibly a broker's
+agent--was doing business in South Third Street, and representing
+Wingate & Co. on 'change. During the six months which had elapsed
+since he had emerged from the Eastern Penitentiary he had been quietly
+resuming financial, if not social, relations with those who had known
+him before.
+
+Furthermore, Wingate & Co. were prospering, and had been for some time,
+a fact which redounded to his credit with those who knew. Ostensibly he
+lived with his wife in a small house on North Twenty-first Street. In
+reality he occupied a bachelor apartment on North Fifteenth Street, to
+which Aileen occasionally repaired. The difference between himself and
+his wife had now become a matter of common knowledge in the family, and,
+although there were some faint efforts made to smooth the matter over,
+no good resulted. The difficulties of the past two years had so inured
+his parents to expect the untoward and exceptional that, astonishing as
+this was, it did not shock them so much as it would have years before.
+They were too much frightened by life to quarrel with its weird
+developments. They could only hope and pray for the best.
+
+The Butler family, on the other hand, what there was of it, had become
+indifferent to Aileen's conduct. She was ignored by her brothers and
+Norah, who now knew all; and her mother was so taken up with religious
+devotions and brooding contemplation of her loss that she was not as
+active in her observation of Aileen's life as she might have been.
+Besides, Cowperwood and his mistress were more circumspect in their
+conduct than they had ever been before. Their movements were more
+carefully guarded, though the result was the same. Cowperwood was
+thinking of the West--of reaching some slight local standing here in
+Philadelphia, and then, with perhaps one hundred thousand dollars in
+capital, removing to the boundless prairies of which he had heard
+so much--Chicago, Fargo, Duluth, Sioux City, places then heralded in
+Philadelphia and the East as coming centers of great life--and taking
+Aileen with him. Although the problem of marriage with her was
+insoluble unless Mrs. Cowperwood should formally agree to give him up--a
+possibility which was not manifest at this time, neither he nor Aileen
+were deterred by that thought. They were going to build a future
+together--or so they thought, marriage or no marriage. The only thing
+which Cowperwood could see to do was to take Aileen away with him, and
+to trust to time and absence to modify his wife's point of view.
+
+This particular panic, which was destined to mark a notable change
+in Cowperwood's career, was one of those peculiar things which
+spring naturally out of the optimism of the American people and
+the irrepressible progress of the country. It was the result, to
+be accurate, of the prestige and ambition of Jay Cooke, whose early
+training and subsequent success had all been acquired in Philadelphia,
+and who had since become the foremost financial figure of his day.
+It would be useless to attempt to trace here the rise of this man to
+distinction; it need only be said that by suggestions which he made and
+methods which he devised the Union government, in its darkest hours, was
+able to raise the money wherewith to continue the struggle against
+the South. After the Civil War this man, who had built up a tremendous
+banking business in Philadelphia, with great branches in New York and
+Washington, was at a loss for some time for some significant thing to
+do, some constructive work which would be worthy of his genius. The war
+was over; the only thing which remained was the finances of peace, and
+the greatest things in American financial enterprise were those related
+to the construction of transcontinental railway lines. The Union
+Pacific, authorized in 1860, was already building; the Northern Pacific
+and the Southern Pacific were already dreams in various pioneer minds.
+The great thing was to connect the Atlantic and the Pacific by steel,
+to bind up the territorially perfected and newly solidified Union, or
+to enter upon some vast project of mining, of which gold and silver were
+the most important. Actually railway-building was the most significant
+of all, and railroad stocks were far and away the most valuable and
+important on every exchange in America. Here in Philadelphia, New York
+Central, Rock Island, Wabash, Central Pacific, St. Paul, Hannibal & St.
+Joseph, Union Pacific, and Ohio & Mississippi were freely traded in.
+There were men who were getting rich and famous out of handling these
+things; and such towering figures as Cornelius Vanderbilt, Jay Gould,
+Daniel Drew, James Fish, and others in the East, and Fair, Crocker, W.
+R. Hearst, and Collis P. Huntington, in the West, were already raising
+their heads like vast mountains in connection with these enterprises.
+Among those who dreamed most ardently on this score was Jay Cooke, who
+without the wolfish cunning of a Gould or the practical knowledge of a
+Vanderbilt, was ambitious to thread the northern reaches of America with
+a band of steel which should be a permanent memorial to his name.
+
+The project which fascinated him most was one that related to the
+development of the territory then lying almost unexplored between the
+extreme western shore of Lake Superior, where Duluth now stands,
+and that portion of the Pacific Ocean into which the Columbia River
+empties--the extreme northern one-third of the United States. Here, if a
+railroad were built, would spring up great cities and prosperous towns.
+There were, it was suspected, mines of various metals in the region of
+the Rockies which this railroad would traverse, and untold wealth to be
+reaped from the fertile corn and wheat lands. Products brought only so
+far east as Duluth could then be shipped to the Atlantic, via the Great
+Lakes and the Erie Canal, at a greatly reduced cost. It was a vision of
+empire, not unlike the Panama Canal project of the same period, and one
+that bade fair apparently to be as useful to humanity. It had aroused
+the interest and enthusiasm of Cooke. Because of the fact that the
+government had made a grant of vast areas of land on either side of the
+proposed track to the corporation that should seriously undertake it
+and complete it within a reasonable number of years, and because of the
+opportunity it gave him of remaining a distinguished public figure, he
+had eventually shouldered the project. It was open to many objections
+and criticisms; but the genius which had been sufficient to finance
+the Civil War was considered sufficient to finance the Northern Pacific
+Railroad. Cooke undertook it with the idea of being able to put the
+merits of the proposition before the people direct--not through the
+agency of any great financial corporation--and of selling to the
+butcher, the baker, and the candlestick-maker the stock or shares that
+he wished to dispose of.
+
+It was a brilliant chance. His genius had worked out the sale of great
+government loans during the Civil War to the people direct in this
+fashion. Why not Northern Pacific certificates? For several years he
+conducted a pyrotechnic campaign, surveying the territory in question,
+organizing great railway-construction corps, building hundreds of miles
+of track under most trying conditions, and selling great blocks of his
+stock, on which interest of a certain percentage was guaranteed. If it
+had not been that he knew little of railroad-building, personally, and
+that the project was so vast that it could not well be encompassed by
+one man, even so great a man it might have proved successful, as under
+subsequent management it did. However, hard times, the war between
+France and Germany, which tied up European capital for the time being
+and made it indifferent to American projects, envy, calumny, a certain
+percentage of mismanagement, all conspired to wreck it. On September 18,
+1873, at twelve-fifteen noon, Jay Cooke & Co. failed for approximately
+eight million dollars and the Northern Pacific for all that had been
+invested in it--some fifty million dollars more.
+
+One can imagine what the result was--the most important financier and
+the most distinguished railway enterprise collapsing at one and the same
+time. "A financial thunderclap in a clear sky," said the Philadelphia
+Press. "No one could have been more surprised," said the Philadelphia
+Inquirer, "if snow had fallen amid the sunshine of a summer noon." The
+public, which by Cooke's previous tremendous success had been lulled
+into believing him invincible, could not understand it. It was beyond
+belief. Jay Cooke fail? Impossible, or anything connected with him.
+Nevertheless, he had failed; and the New York Stock Exchange, after
+witnessing a number of crashes immediately afterward, closed for eight
+days. The Lake Shore Railroad failed to pay a call-loan of one million
+seven hundred and fifty thousand dollars; and the Union Trust Company,
+allied to the Vanderbilt interests, closed its doors after withstanding
+a prolonged run. The National Trust Company of New York had eight
+hundred thousand dollars of government securities in its vaults, but not
+a dollar could be borrowed upon them; and it suspended. Suspicion was
+universal, rumor affected every one.
+
+In Philadelphia, when the news reached the stock exchange, it came first
+in the form of a brief despatch addressed to the stock board from the
+New York Stock Exchange--"Rumor on street of failure of Jay Cooke & Co.
+Answer." It was not believed, and so not replied to. Nothing was
+thought of it. The world of brokers paid scarcely any attention to
+it. Cowperwood, who had followed the fortunes of Jay Cooke & Co. with
+considerable suspicion of its president's brilliant theory of vending
+his wares direct to the people--was perhaps the only one who had
+suspicions. He had once written a brilliant criticism to some inquirer,
+in which he had said that no enterprise of such magnitude as the
+Northern Pacific had ever before been entirely dependent upon one house,
+or rather upon one man, and that he did not like it. "I am not sure that
+the lands through which the road runs are so unparalleled in climate,
+soil, timber, minerals, etc., as Mr. Cooke and his friends would have
+us believe. Neither do I think that the road can at present, or for many
+years to come, earn the interest which its great issues of stock call
+for. There is great danger and risk there." So when the notice was
+posted, he looked at it, wondering what the effect would be if by any
+chance Jay Cooke & Co. should fail.
+
+He was not long in wonder. A second despatch posted on 'change read:
+"New York, September 18th. Jay Cooke & Co. have suspended."
+
+Cowperwood could not believe it. He was beside himself with the thought
+of a great opportunity. In company with every other broker, he hurried
+into Third Street and up to Number 114, where the famous old banking
+house was located, in order to be sure. Despite his natural dignity and
+reserve, he did not hesitate to run. If this were true, a great hour had
+struck. There would be wide-spread panic and disaster. There would be a
+terrific slump in prices of all stocks. He must be in the thick of it.
+Wingate must be on hand, and his two brothers. He must tell them how to
+sell and when and what to buy. His great hour had come!
+
+
+
+
+
+Chapter LIX
+
+
+The banking house of Jay Cooke & Co., in spite of its tremendous
+significance as a banking and promoting concern, was a most
+unpretentious affair, four stories and a half in height of gray stone
+and red brick. It had never been deemed a handsome or comfortable
+banking house. Cowperwood had been there often. Wharf-rats as long as
+the forearm of a man crept up the culverted channels of Dock Street
+to run through the apartments at will. Scores of clerks worked under
+gas-jets, where light and air were not any too abundant, keeping track
+of the firm's vast accounts. It was next door to the Girard National
+Bank, where Cowperwood's friend Davison still flourished, and where the
+principal financial business of the street converged. As Cowperwood ran
+he met his brother Edward, who was coming to the stock exchange with
+some word for him from Wingate.
+
+"Run and get Wingate and Joe," he said. "There's something big on this
+afternoon. Jay Cooke has failed."
+
+Edward waited for no other word, but hurried off as directed.
+
+Cowperwood reached Cooke & Co. among the earliest. To his utter
+astonishment, the solid brown-oak doors, with which he was familiar,
+were shut, and a notice posted on them, which he quickly read, ran:
+
+     September 18, 1873.
+     To the Public--
+
+     We regret to be obliged to announce that, owing to
+     unexpected demands on us, our firm has been obliged to
+     suspend payment.  In a few days we will be able to present a
+     statement to our creditors. Until which time we must ask
+     their patient consideration. We believe our assets to be
+     largely in excess of our liabilities.
+
+     Jay Cooke & Co.
+
+A magnificent gleam of triumph sprang into Cowperwood's eye. In company
+with many others he turned and ran back toward the exchange, while a
+reporter, who had come for information knocked at the massive doors
+of the banking house, and was told by a porter, who peered out of a
+diamond-shaped aperture, that Jay Cooke had gone home for the day and
+was not to be seen.
+
+"Now," thought Cowperwood, to whom this panic spelled opportunity, not
+ruin, "I'll get my innings. I'll go short of this--of everything."
+
+Before, when the panic following the Chicago fire had occurred, he had
+been long--had been compelled to stay long of many things in order to
+protect himself. To-day he had nothing to speak of--perhaps a paltry
+seventy-five thousand dollars which he had managed to scrape together.
+Thank God! he had only the reputation of Wingate's old house to lose, if
+he lost, which was nothing. With it as a trading agency behind him--with
+it as an excuse for his presence, his right to buy and sell--he had
+everything to gain. Where many men were thinking of ruin, he was
+thinking of success. He would have Wingate and his two brothers under
+him to execute his orders exactly. He could pick up a fourth and a fifth
+man if necessary. He would give them orders to sell--everything--ten,
+fifteen, twenty, thirty points off, if necessary, in order to trap the
+unwary, depress the market, frighten the fearsome who would think he was
+too daring; and then he would buy, buy, buy, below these figures as much
+as possible, in order to cover his sales and reap a profit.
+
+His instinct told him how widespread and enduring this panic would be.
+The Northern Pacific was a hundred-million-dollar venture. It involved
+the savings of hundreds of thousands of people--small bankers,
+tradesmen, preachers, lawyers, doctors, widows, institutions all over
+the land, and all resting on the faith and security of Jay Cooke. Once,
+not unlike the Chicago fire map, Cowperwood had seen a grand prospectus
+and map of the location of the Northern Pacific land-grant which Cooke
+had controlled, showing a vast stretch or belt of territory extending
+from Duluth--"The Zenith City of the Unsalted Seas," as Proctor Knott,
+speaking in the House of Representatives, had sarcastically called
+it--through the Rockies and the headwaters of the Missouri to the
+Pacific Ocean. He had seen how Cooke had ostensibly managed to get
+control of this government grant, containing millions upon millions of
+acres and extending fourteen hundred miles in length; but it was only a
+vision of empire. There might be silver and gold and copper mines there.
+The land was usable--would some day be usable. But what of it now? It
+would do to fire the imaginations of fools with--nothing more. It was
+inaccessible, and would remain so for years to come. No doubt thousands
+had subscribed to build this road; but, too, thousands would now fail
+if it had failed. Now the crash had come. The grief and the rage of the
+public would be intense. For days and days and weeks and months, normal
+confidence and courage would be gone. This was his hour. This was his
+great moment. Like a wolf prowling under glittering, bitter stars in
+the night, he was looking down into the humble folds of simple men and
+seeing what their ignorance and their unsophistication would cost them.
+
+He hurried back to the exchange, the very same room in which only two
+years before he had fought his losing fight, and, finding that his
+partner and his brother had not yet come, began to sell everything in
+sight. Pandemonium had broken loose. Boys and men were fairly tearing in
+from all sections with orders from panic-struck brokers to sell, sell,
+sell, and later with orders to buy; the various trading-posts were
+reeling, swirling masses of brokers and their agents. Outside in the
+street in front of Jay Cooke & Co., Clark & Co., the Girard National
+Bank, and other institutions, immense crowds were beginning to form.
+They were hurrying here to learn the trouble, to withdraw their
+deposits, to protect their interests generally. A policeman arrested a
+boy for calling out the failure of Jay Cooke & Co., but nevertheless the
+news of the great disaster was spreading like wild-fire.
+
+Among these panic-struck men Cowperwood was perfectly calm, deadly cold,
+the same Cowperwood who had pegged solemnly at his ten chairs each day
+in prison, who had baited his traps for rats, and worked in the little
+garden allotted him in utter silence and loneliness. Now he was vigorous
+and energetic. He had been just sufficiently about this exchange floor
+once more to have made his personality impressive and distinguished.
+He forced his way into the center of swirling crowds of men already
+shouting themselves hoarse, offering whatever was being offered in
+quantities which were astonishing, and at prices which allured the few
+who were anxious to make money out of the tumbling prices to buy.
+New York Central had been standing at 104 7/8 when the failure was
+announced; Rhode Island at 108 7/8; Western Union at 92 1/2; Wabash at
+70 1/4; Panama at 117 3/8; Central Pacific at 99 5/8; St. Paul at 51;
+Hannibal & St. Joseph at 48; Northwestern at 63; Union Pacific at 26
+3/4; Ohio and Mississippi at 38 3/4. Cowperwood's house had scarcely any
+of the stocks on hand. They were not carrying them for any customers,
+and yet he sold, sold, sold, to whoever would take, at prices which he
+felt sure would inspire them.
+
+"Five thousand of New York Central at ninety-nine, ninety-eight,
+ninety-seven, ninety-six, ninety-five, ninety-four, ninety-three,
+ninety-two, ninety-one, ninety, eighty-nine," you might have heard him
+call; and when his sales were not sufficiently brisk he would turn to
+something else--Rock Island, Panama, Central Pacific, Western Union,
+Northwestern, Union Pacific. He saw his brother and Wingate hurrying in,
+and stopped in his work long enough to instruct them. "Sell everything
+you can," he cautioned them quietly, "at fifteen points off if you have
+to--no lower than that now--and buy all you can below it. Ed, you see
+if you cannot buy up some local street-railways at fifteen off. Joe, you
+stay near me and buy when I tell you."
+
+The secretary of the board appeared on his little platform.
+
+"E. W. Clark & Company," he announced, at one-thirty, "have just closed
+their doors."
+
+"Tighe & Company," he called at one-forty-five, "announce that they are
+compelled to suspend."
+
+"The First National Bank of Philadelphia," he called, at two o'clock,
+"begs to state that it cannot at present meet its obligations."
+
+After each announcement, always, as in the past, when the gong had
+compelled silence, the crowd broke into an ominous "Aw, aw, aw."
+
+"Tighe & Company," thought Cowperwood, for a single second, when he
+heard it. "There's an end of him." And then he returned to his task.
+
+When the time for closing came, his coat torn, his collar twisted
+loose, his necktie ripped, his hat lost, he emerged sane, quiet,
+steady-mannered.
+
+"Well, Ed," he inquired, meeting his brother, "how'd you make out?" The
+latter was equally torn, scratched, exhausted.
+
+"Christ," he replied, tugging at his sleeves, "I never saw such a place
+as this. They almost tore my clothes off."
+
+"Buy any local street-railways?"
+
+"About five thousand shares."
+
+"We'd better go down to Green's," Frank observed, referring to the lobby
+of the principal hotel. "We're not through yet. There'll be more trading
+there."
+
+He led the way to find Wingate and his brother Joe, and together they
+were off, figuring up some of the larger phases of their purchases and
+sales as they went.
+
+And, as he predicted, the excitement did not end with the coming of the
+night. The crowd lingered in front of Jay Cooke & Co.'s on Third
+Street and in front of other institutions, waiting apparently for some
+development which would be favorable to them. For the initiated the
+center of debate and agitation was Green's Hotel, where on the evening
+of the eighteenth the lobby and corridors were crowded with bankers,
+brokers, and speculators. The stock exchange had practically adjourned
+to that hotel en masse. What of the morrow? Who would be the next to
+fail? From whence would money be forthcoming? These were the topics from
+each mind and upon each tongue. From New York was coming momentarily
+more news of disaster. Over there banks and trust companies were falling
+like trees in a hurricane. Cowperwood in his perambulations, seeing what
+he could see and hearing what he could hear, reaching understandings
+which were against the rules of the exchange, but which were
+nevertheless in accord with what every other person was doing, saw
+about him men known to him as agents of Mollenhauer and Simpson, and
+congratulated himself that he would have something to collect from them
+before the week was over. He might not own a street-railway, but he
+would have the means to. He learned from hearsay, and information which
+had been received from New York and elsewhere, that things were as bad
+as they could be, and that there was no hope for those who expected a
+speedy return of normal conditions. No thought of retiring for the night
+entered until the last man was gone. It was then practically morning.
+
+The next day was Friday, and suggested many ominous things. Would it be
+another Black Friday? Cowperwood was at his office before the street
+was fairly awake. He figured out his program for the day to a nicety,
+feeling strangely different from the way he had felt two years before
+when the conditions were not dissimilar. Yesterday, in spite of the
+sudden onslaught, he had made one hundred and fifty thousand dollars,
+and he expected to make as much, if not more, to-day. There was no
+telling what he could make, he thought, if he could only keep his small
+organization in perfect trim and get his assistants to follow his orders
+exactly. Ruin for others began early with the suspension of Fisk &
+Hatch, Jay Cooke's faithful lieutenants during the Civil War. They had
+calls upon them for one million five hundred thousand dollars in the
+first fifteen minutes after opening the doors, and at once closed them
+again, the failure being ascribed to Collis P. Huntington's Central
+Pacific Railroad and the Chesapeake & Ohio. There was a long-continued
+run on the Fidelity Trust Company. News of these facts, and of failures
+in New York posted on 'change, strengthened the cause Cowperwood was so
+much interested in; for he was selling as high as he could and buying
+as low as he could on a constantly sinking scale. By twelve o'clock he
+figured with his assistants that he had cleared one hundred thousand
+dollars; and by three o'clock he had two hundred thousand dollars more.
+That afternoon between three and seven he spent adjusting his trades,
+and between seven and one in the morning, without anything to eat, in
+gathering as much additional information as he could and laying his
+plans for the future. Saturday morning came, and he repeated his
+performance of the day before, following it up with adjustments on
+Sunday and heavy trading on Monday. By Monday afternoon at three o'clock
+he figured that, all losses and uncertainties to one side, he was once
+more a millionaire, and that now his future lay clear and straight
+before him.
+
+As he sat at his desk late that afternoon in his office looking out
+into Third Street, where a hurrying of brokers, messengers, and
+anxious depositors still maintained, he had the feeling that so far as
+Philadelphia and the life here was concerned, his day and its day with
+him was over. He did not care anything about the brokerage business here
+any more or anywhere. Failures such as this, and disasters such as the
+Chicago fire, that had overtaken him two years before, had cured him of
+all love of the stock exchange and all feeling for Philadelphia. He had
+been very unhappy here in spite of all his previous happiness; and
+his experience as a convict had made, him, he could see quite plainly,
+unacceptable to the element with whom he had once hoped to associate.
+There was nothing else to do, now that he had reestablished himself as
+a Philadelphia business man and been pardoned for an offense which
+he hoped to make people believe he had never committed, but to leave
+Philadelphia to seek a new world.
+
+"If I get out of this safely," he said to himself, "this is the end. I
+am going West, and going into some other line of business." He thought
+of street-railways, land speculation, some great manufacturing project
+of some kind, even mining, on a legitimate basis.
+
+"I have had my lesson," he said to himself, finally getting up and
+preparing to leave. "I am as rich as I was, and only a little older.
+They caught me once, but they will not catch me again." He talked to
+Wingate about following up the campaign on the lines in which he had
+started, and he himself intended to follow it up with great energy; but
+all the while his mind was running with this one rich thought: "I am a
+millionaire. I am a free man. I am only thirty-six, and my future is all
+before me."
+
+It was with this thought that he went to visit Aileen, and to plan for
+the future.
+
+It was only three months later that a train, speeding through the
+mountains of Pennsylvania and over the plains of Ohio and Indiana, bore
+to Chicago and the West the young financial aspirant who, in spite of
+youth and wealth and a notable vigor of body, was a solemn, conservative
+speculator as to what his future might be. The West, as he had carefully
+calculated before leaving, held much. He had studied the receipts of the
+New York Clearing House recently and the disposition of bank-balances
+and the shipment of gold, and had seen that vast quantities of the
+latter metal were going to Chicago. He understood finance accurately.
+The meaning of gold shipments was clear. Where money was going trade
+was--a thriving, developing life. He wished to see clearly for himself
+what this world had to offer.
+
+Two years later, following the meteoric appearance of a young speculator
+in Duluth, and after Chicago had seen the tentative opening of a
+grain and commission company labeled Frank A. Cowperwood & Co., which
+ostensibly dealt in the great wheat crops of the West, a quiet divorce
+was granted Mrs. Frank A. Cowperwood in Philadelphia, because apparently
+she wished it. Time had not seemingly dealt badly with her. Her
+financial affairs, once so bad, were now apparently all straightened
+out, and she occupied in West Philadelphia, near one of her sisters, a
+new and interesting home which was fitted with all the comforts of an
+excellent middle-class residence. She was now quite religious once more.
+The two children, Frank and Lillian, were in private schools, returning
+evenings to their mother. "Wash" Sims was once more the negro general
+factotum. Frequent visitors on Sundays were Mr. and Mrs. Henry
+Worthington Cowperwood, no longer distressed financially, but subdued
+and wearied, the wind completely gone from their once much-favored
+sails. Cowperwood, senior, had sufficient money wherewith to sustain
+himself, and that without slaving as a petty clerk, but his social joy
+in life was gone. He was old, disappointed, sad. He could feel that with
+his quondam honor and financial glory, he was the same--and he was not.
+His courage and his dreams were gone, and he awaited death.
+
+Here, too, came Anna Adelaide Cowperwood on occasion, a clerk in the
+city water office, who speculated much as to the strange vicissitudes of
+life. She had great interest in her brother, who seemed destined by fate
+to play a conspicuous part in the world; but she could not understand
+him. Seeing that all those who were near to him in any way seemed to
+rise or fall with his prosperity, she did not understand how justice and
+morals were arranged in this world. There seemed to be certain general
+principles--or people assumed there were--but apparently there were
+exceptions. Assuredly her brother abided by no known rule, and yet
+he seemed to be doing fairly well once more. What did this mean? Mrs.
+Cowperwood, his former wife, condemned his actions, and yet accepted of
+his prosperity as her due. What were the ethics of that?
+
+Cowperwood's every action was known to Aileen Butler, his present
+whereabouts and prospects. Not long after his wife's divorce, and after
+many trips to and from this new world in which he was now living, these
+two left Philadelphia together one afternoon in the winter. Aileen
+explained to her mother, who was willing to go and live with Norah, that
+she had fallen in love with the former banker and wished to marry
+him. The old lady, gathering only a garbled version of it at first,
+consented.
+
+Thus ended forever for Aileen this long-continued relationship with this
+older world. Chicago was before her--a much more distinguished career,
+Frank told her, than ever they could have had in Philadelphia.
+
+"Isn't it nice to be finally going?" she commented.
+
+"It is advantageous, anyhow," he said.
+
+
+
+
+Concerning Mycteroperca Bonaci
+
+There is a certain fish, the scientific name of which is Mycteroperca
+Bonaci, its common name Black Grouper, which is of considerable value
+as an afterthought in this connection, and which deserves to be better
+known. It is a healthy creature, growing quite regularly to a weight of
+two hundred and fifty pounds, and lives a comfortable, lengthy existence
+because of its very remarkable ability to adapt itself to conditions.
+That very subtle thing which we call the creative power, and which
+we endow with the spirit of the beatitudes, is supposed to build this
+mortal life in such fashion that only honesty and virtue shall prevail.
+Witness, then, the significant manner in which it has fashioned
+the black grouper. One might go far afield and gather less forceful
+indictments--the horrific spider spinning his trap for the unthinking
+fly; the lovely Drosera (Sundew) using its crimson calyx for a
+smothering-pit in which to seal and devour the victim of its beauty;
+the rainbow-colored jellyfish that spreads its prismed tentacles like
+streamers of great beauty, only to sting and torture all that falls
+within their radiant folds. Man himself is busy digging the pit and
+fashioning the snare, but he will not believe it. His feet are in the
+trap of circumstance; his eyes are on an illusion.
+
+Mycteroperca moving in its dark world of green waters is as fine
+an illustration of the constructive genius of nature, which is
+not beatific, as any which the mind of man may discover. Its great
+superiority lies in an almost unbelievable power of simulation, which
+relates solely to the pigmentation of its skin. In electrical mechanics
+we pride ourselves on our ability to make over one brilliant scene into
+another in the twinkling of an eye, and flash before the gaze of an
+onlooker picture after picture, which appear and disappear as we look.
+The directive control of Mycteroperca over its appearance is much more
+significant. You cannot look at it long without feeling that you are
+witnessing something spectral and unnatural, so brilliant is its power
+to deceive. From being black it can become instantly white; from being
+an earth-colored brown it can fade into a delightful water-colored
+green. Its markings change as the clouds of the sky. One marvels at the
+variety and subtlety of its power.
+
+Lying at the bottom of a bay, it can simulate the mud by which it is
+surrounded. Hidden in the folds of glorious leaves, it is of the same
+markings. Lurking in a flaw of light, it is like the light itself
+shining dimly in water. Its power to elude or strike unseen is of the
+greatest.
+
+What would you say was the intention of the overruling, intelligent,
+constructive force which gives to Mycteroperca this ability? To fit it
+to be truthful? To permit it to present an unvarying appearance which
+all honest life-seeking fish may know? Or would you say that subtlety,
+chicanery, trickery, were here at work? An implement of illusion one
+might readily suspect it to be, a living lie, a creature whose business
+it is to appear what it is not, to simulate that with which it has
+nothing in common, to get its living by great subtlety, the power of its
+enemies to forefend against which is little. The indictment is fair.
+
+Would you say, in the face of this, that a beatific, beneficent
+creative, overruling power never wills that which is either tricky or
+deceptive? Or would you say that this material seeming in which we dwell
+is itself an illusion? If not, whence then the Ten Commandments and the
+illusion of justice? Why were the Beatitudes dreamed of and how do they
+avail?
+
+
+
+
+The Magic Crystal
+
+If you had been a mystic or a soothsayer or a member of that mysterious
+world which divines by incantations, dreams, the mystic bowl, or the
+crystal sphere, you might have looked into their mysterious depths at
+this time and foreseen a world of happenings which concerned these
+two, who were now apparently so fortunately placed. In the fumes of
+the witches' pot, or the depths of the radiant crystal, might have been
+revealed cities, cities, cities; a world of mansions, carriages, jewels,
+beauty; a vast metropolis outraged by the power of one man; a great
+state seething with indignation over a force it could not control; vast
+halls of priceless pictures; a palace unrivaled for its magnificence; a
+whole world reading with wonder, at times, of a given name. And sorrow,
+sorrow, sorrow.
+
+The three witches that hailed Macbeth upon the blasted heath might in
+turn have called to Cowperwood, "Hail to you, Frank Cowperwood, master
+of a great railway system! Hail to you, Frank Cowperwood, builder of
+a priceless mansion! Hail to you, Frank Cowperwood, patron of arts and
+possessor of endless riches! You shall be famed hereafter." But like the
+Weird Sisters, they would have lied, for in the glory was also the ashes
+of Dead Sea fruit--an understanding that could neither be inflamed by
+desire nor satisfied by luxury; a heart that was long since wearied by
+experience; a soul that was as bereft of illusion as a windless moon.
+And to Aileen, as to Macduff, they might have spoken a more pathetic
+promise, one that concerned hope and failure. To have and not to have!
+All the seeming, and yet the sorrow of not having! Brilliant society
+that shone in a mirage, yet locked its doors; love that eluded as a
+will-o'-the-wisp and died in the dark. "Hail to you, Frank Cowperwood,
+master and no master, prince of a world of dreams whose reality was
+disillusion!" So might the witches have called, the bowl have danced
+with figures, the fumes with vision, and it would have been true. What
+wise man might not read from such a beginning, such an end?
+
+
+
+
+
+End of the Project Gutenberg EBook of The Financier, by Theodore Dreiser
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