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diff --git a/.gitattributes b/.gitattributes new file mode 100644 index 0000000..6833f05 --- /dev/null +++ b/.gitattributes @@ -0,0 +1,3 @@ +* text=auto +*.txt text +*.md text diff --git a/8666-8.txt b/8666-8.txt new file mode 100644 index 0000000..c55a7bc --- /dev/null +++ b/8666-8.txt @@ -0,0 +1,679 @@ +The Project Gutenberg EBook of Security in Your Old Age (Informational +Service Circular No. 9), by Social Security Board + +This eBook is for the use of anyone anywhere at no cost and with +almost no restrictions whatsoever. You may copy it, give it away or +re-use it under the terms of the Project Gutenberg License included +with this eBook or online at www.gutenberg.org + + +Title: Security in Your Old Age (Informational Service Circular No. 9) + +Author: Social Security Board + +Posting Date: April 5, 2014 [EBook #8666] +Release Date: August, 2005 +First Posted: July 30, 2003 + +Language: English + +Character set encoding: ISO-8859-1 + +*** START OF THIS PROJECT GUTENBERG EBOOK SECURITY IN YOUR OLD AGE *** + + + + +Produced by an anonymous Project Gutenberg volunteer. + + + + + + + + + +[Note: According to the Social Security Administration website, this +pamphlet was published in 1936.] + + + +Security in Your Old Age + +Social Security Board + +Washington, D.C. + + +To Employees of Industrial +and Business Establishments + + + + +FACTORIES--SHOPS--MINES--MILLS--STORES +OFFICES AND OTHER PLACES OF BUSINESS + + + +Beginning November 24, 1936, the United States Government will set up a +Social Security account for you, if you are eligible. To understand your +obligations, rights, arid benefits you should read the following general +explanation. + +There is now a law in this country which will give about 26 million +working people something to live on when they are old and have stopped +working. This law, which gives other benefits, too, was passed last year +by Congress and is called the Social Security Act. + +Under this law the United States Government will send checks every month +to retired workers, both men and women, after they have passed their 65th +birthday and have met a few simple requirements of the law. + + + +WHAT THIS MEANS TO YOU + + +This means that if you work in some factory, shop, mine, mill, J. store, +office, or almost any other kind of business or industry, you will be +earning benefits that will come to you later on. From the time you are 65 +years old, or more, and stop working, you will get a Government check +every month of your life, if you have worked some time,(one day or more) +in each of any 5 years after 1936, and have earned during that time a +total of $2,000 or more. + +The checks will come to you as a right. You will get them regardless of +the amount of property or income you may have. They are what the law calls +"Old-Age Benefits" under the Social Security Act. If you prefer to keep on +working after you are 65, the monthly checks from the Government will +begin coming to you whenever you decide to retire. + + + + +The Amount of Your Checks + + + +How much you will get when you are 65 years old will depend entirely on +how much you earn in wages from your industrial or business employment +between January 1, 1937, and your 65th birthday. A man or woman who gets +good wages and has a steady job most of his or her life can get as much as +$85 a month for life after age 65. The least you can get in monthly +benefits, if you come under the law at all, is $10 a month. + + + +IF YOU ARE NOW YOUNG + + +Suppose you are making $25 a week and are young enough now to go on +working for 40 years. If you make an average of $25 a week for 52 weeks in +each year, your check when you are 65 years old will be $53 a month for +the rest of your life. If you make $50 a week, you will get $74.50 a month +for the rest of you life after age 65. + + + +IF YOU ARE NOW MIDDLE-AGED + + +But suppose you are about 55 years old now and have 10 years to work +before you are 65. Suppose you make only $15 a week on the average. When +you stop work at age 65 you will get a check for $19 each month for the +rest of your life. If you make $25 a week for 10 years, you will get a +little over $23 a month from the Government as long as you live after your +65th birthday. + + + +IF YOU SHOULD DIE BEFORE AGE 65 + + +If you should die before you begin to get your monthly checks, your family +will get a payment in cash, amounting to 3-½ cents on every dollar of wages +you have earned after 1936. If, for example, you should die at age 64, and +if you had earned $25 a week for 10 years before that time, your family +would receive $455. On the other hand, if you have not worked enough to +get the regular monthly checks by the time you are 65, you will get a lump +sum, or if you should die your family or estate would get a lump sum. The +amount of this, too, will be 3-½ cents on every dollar of wages you earn +after 1936. + + + + +Taxes + + + +The same law that provides these old-age benefits for you and other +workers, sets up certain new taxes to be paid to the United States +Government. These taxes are collected by the Bureau of Internal Revenue of +the U. S. Treasury Department, and inquiries concerning them should be +addressed to that bureau. The law also creates an "Old-Age Reserve +Account" in the United States Treasury, and Congress is authorized to put +into this reserve account each year enough money to provide for the +monthly payments you and other workers are to receive when you are 65. + + + +YOUR PART OF THE TAX + + +The taxes called for in this law will be paid both by your employer and by +you. For the next 3 years you will pay maybe 15 cents a week, maybe 25 +cents a week, maybe 30 cents or more, according to what you earn. That is +to say, during the next 3 years, beginning January 1, 1937, you will pay 1 +cent for every dollar you earn, and at the same time your employer will +pay 1 cent for every dollar you earn, up to $3,000 a year. Twenty-six +million other workers and their employers will be paying at the same time. + + +After the first 3 years--that is to say, beginning in 1940--you will, pay, +and your employer will pay, 1-½ cents for each dollar you earn, up to +$3,000 a year. This will be the tax for 3 years, and then, beginning in +1943, you will pay 2 cents, and so will your employer, for every dollar +you earn for the next 3 years. After that, you and your employer will each +pay half a cent more for 3 years, and finally, beginning in 1949, twelve +years from now, you and your employer will each pay 3 cents on each dollar +you earn, up to $3,000 a year. That is the most you will ever pay. + + + +YOUR EMPLOYER'S PART OF THE TAX + + +The Government will collect both of these taxes from your employer. Your +part of the tax will be taken out of your pay. The Government will collect +from your employer an equal amount out of his own funds. + +This will go on just the same if you go to work for another employer, so +long as you work in a factory, shop, mine, mill, office, store, or other +such place of business. (Wages earned in employment as farm workers, +domestic workers in private homes, Government workers, and on a few other +kinds of jobs are not subject to this tax.) + + + +OLD-AGE RESERVE ACCOUNT + + +Meanwhile, the Old-Age Reserve fund in the United States Treasury is +drawing interest, and the Government guarantees it will never earn less +than 3 percent. This means that 3 cents will be added to every dollar in +the fund each year. + +Maybe your employer has an old-age pension plan for his employees. If so, +the Government's old-age benefit plan will not have to interfere with +that. The employer can fit his plan into the Government plan. + +What you get from the Government plan will always be more than you have +paid in taxes and usually more than you can get for yourself by putting +away the same amount of money each week in some other way. + +Note.--"Wages" and "employment" wherever used in the foregoing mean wages +and employment as defined in the Social Security Act. + + + + +WHERE TO GET MORE INFORMATION + + + +If you want more information, write to the Social Security Board, +Washington, D.C., or get in touch with one of the following offices: + +Region I--Maine, New Hampshire, Vermont, Massachusetts, Rhode Island, and +Connecticut: + + Social Security Board + 120 Boylston Street + Boston, Mass. + +Region II--New York: + + Social Security Board + 45 Broadway + New York, N.Y. + +Region III--New Jersey, Pennsylvania, and Delaware: + + Social Security Board + Widener Building + Juniper and Chestnut Streets + Philadelphia, Pa. + +Region IV--Virginia, West Virginia, North Carolina, Maryland, and District +of Columbia: + + Social Security Board + National Theatre Building + Washington, D. C. + +Region V--Kentucky, Ohio, and Michigan: + + Social Security Board + Bulkley Building + 1501 Euclid Avenue + Cleveland, Ohio + +Region VI--Illinois, Indiana, and Wisconsin: + + Social Security Board + 211 West Wacker Drive + Chicago, 111. + +Region VII--Tennessee, Mississippi, Alabama, Georgia, Florida, and South +Carolina: + + Social Security Board + 1829 First Avenue North + Birmingham, Ala. + +Region VIII--Minnesota, North Dakota, and Nebraska: + + Social Security Board + New Post Office Building + Minneapolis, Minn. + +Region IX--Missouri, Kansas, Arkansas, and Oklahoma: + + Social Security Board + Dierks Building + 1006 Grand Avenue + Kansas City, Mo. + +Region X--Louisiana, Texas, and New Mexico: + + Social Security Board + Smith-Young Tower Building + San Antonio, Tex. + +Region XI--Montana, Idaho, Utah, Colorado, Arizona, and Wyoming: + + Social Security Board + Patterson Building + 1706 Welton Street + Denver, Colo. + +Region XII--California, Oregon, Washington, and Nevada: + + Social Security Board + Humboldt Bank Building + 785 Market Street + San Francisco, Calif. + + +INFORMATIONAL. SERVICE CIRCULAR No. 9 + +U. S. GOVERNMENT PRINTING OFFICE + + + + + + + + + +End of the Project Gutenberg EBook of Security in Your Old Age +(Informational Service Circular No. 9), by Social Security Board + +*** END OF THIS PROJECT GUTENBERG EBOOK SECURITY IN YOUR OLD AGE *** + +***** This file should be named 8666-8.txt or 8666-8.zip ***** +This and all associated files of various formats will be found in: + http://www.gutenberg.org/8/6/6/8666/ + +Produced by an anonymous Project Gutenberg volunteer. + +Updated editions will replace the previous one--the old editions +will be renamed. + +Creating the works from public domain print editions means that no +one owns a United States copyright in these works, so the Foundation +(and you!) can copy and distribute it in the United States without +permission and without paying copyright royalties. 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You may copy it, give it away or +re-use it under the terms of the Project Gutenberg License included +with this eBook or online at www.gutenberg.org + + +Title: Security in Your Old Age (Informational Service Circular No. 9) + +Author: Social Security Board + +Posting Date: April 5, 2014 [EBook #8666] +Release Date: August, 2005 +First Posted: July 30, 2003 + +Language: English + +Character set encoding: ISO-8859-1 + +*** START OF THIS PROJECT GUTENBERG EBOOK SECURITY IN YOUR OLD AGE *** + + + + +Produced by an anonymous Project Gutenberg volunteer. + + + + + +</pre> + + + +<p>[Note: According to the Social Security Administration website, this +pamphlet was published in 1936.]</p> + +<h1>Security in Your Old Age</h1> + +<h3>Social Security Board</h3> +<h4>Washington, D.C.</h4> + +<h1 style="text-align: center;font-variant: normal;font-style: italics"><i>To Employees of Industrial<br > +and Business Establishments</i></h1> + +<h2>FACTORIES · SHOPS · MINES · MILLS · STORES<br > +OFFICES AND OTHER PLACES OF BUSINESS</h2> + +<p><i>Beginning November 24, 1936, the United States Government +will set up a Social Security account for you, if you +are eligible. To understand your obligations, rights, arid +benefits you should read the following general explanation</i>.</p> + +<p>There is now a law in this country which will give about 26 +million working people something to live on when they are +old and have stopped working. This law, which gives other benefits, +too, was passed last year by Congress and is called the Social +Security Act.</p> + +<p>Under this law the United States Government will send checks +every month to retired workers, both men and women, after they +have passed their 65th birthday and have met a few simple requirements +of the law.</p> + +<h2>WHAT THIS MEANS TO YOU</h2> + +<p>This means that if you work in some factory, shop, mine, mill, +J. store, office, or almost any other kind of business or industry, +you will be earning benefits that will come to you later on. From +the time you are 65 years old, or more, and stop working, you will +get a Government check every month of your life, if you have +worked some time,(one day or more) in each of any 5 years after +1936, and have earned during that time a total of $2,000 or more.</p> + +<p>The checks will come to you as a right. You will get them +regardless of the amount of property or income you may have. +They are what the law calls "Old-Age Benefits" under the Social +Security Act. If you prefer to keep on working after you are 65, +the monthly checks from the Government will begin coming to +you whenever you decide to retire.</p> + +The Amount of Your Checks + +<p>How much you will get when you are 65 years old will depend +entirely on how much you earn in wages from your industrial or +business employment between January 1, 1937, and your 65th birthday. +A man or woman who gets good wages and has a steady job +most of his or her life can get as much as $85 a month for life after +age 65. The least you can get in monthly benefits, if you come +under the law at all, is $10 a month.</p> + +<h3 align="left">IF YOU ARE NOW YOUNG</h3> + +<p>Suppose you are making $25 a week and are young enough now to +go on working for 40 years. If you make an average of $25 a week +for 52 weeks in each year, your check when you are 65 years old +will be $53 a month for the rest of your life. If you make $50 a +week, you will get $74.50 a month for the rest of you life after +age 65.</p> + +<h3 align="left">IF YOU ARE NOW MIDDLE-AGED</h3> + +<p>But suppose you are about 55 years old now and have 10 years to +work before you are 65. Suppose you make only $15 a week on +the average. When you stop work at age 65 you will get a check +for $19 each month for the rest of your life. If you make $25 a +week for 10 years, you will get a little over $23 a month from the +Government as long as you live after your 65th birthday.</p> + +<h3 align="left">IF YOU SHOULD DIE BEFORE AGE 65</h3> + +<p>If you should die before you begin to get your monthly checks, +your family will get a payment in cash, amounting to 3½ cents on +every dollar of wages you have earned after 1936. If, for example, +you should die at age 64, and if you had earned $25 a week for 10 +years before that time, your family would receive $455. On the +other hand, if you have not worked enough to get the regular +monthly checks by the time you are 65, you will get a lump sum, +or if you should die your family or estate would get a lump sum. +The amount of this, too, will be 3½ cents on every dollar of wages +you earn after 1936.</p> + +<h2>Taxes</h2> + +<p>The same law that provides these old-age benefits for you and +other workers, sets up certain new taxes to be paid to the United +States Government. These taxes are collected by the Bureau of +Internal Revenue of the U. S. Treasury Department, and inquiries +concerning them should be addressed to that bureau. The law also +creates an "Old-Age Reserve Account" in the United States Treasury, +and Congress is authorized to put into this reserve account +each year enough money to provide for the monthly payments you +and other workers are to receive when you are 65.</p> + +<h3 align="left">YOUR PART OF THE TAX</h3> + +<p>The taxes called for in this law will be paid both by your employer +and by you. For the next 3 years you will pay maybe 15 +cents a week, maybe 25 cents a week, maybe 30 cents or more, according +to what you earn. That is to say, during the next 3 years, +beginning January 1, 1937, you will pay 1 cent for every dollar +you earn, and at the same time your employer will pay 1 cent for +every dollar you earn, up to $3,000 a year. Twenty-six million +other workers and their employers will be paying at the same time.</p> + +<p>After the first 3 years--that is to say, beginning in 1940--you will, +pay, and your employer will pay, 1½ cents for each dollar you earn, +up to $3,000 a year. This will be the tax for 3 years, and then, +beginning in 1943, you will pay 2 cents, and so will your employer, +for every dollar you earn for the next 3 years. After that, you and +your employer will each pay half a cent more for 3 years, and +finally, beginning in 1949, twelve years from now, you and your +employer will each pay 3 cents on each dollar you earn, up to $3,000 +a year. That is the most you will ever pay.</p> + +<h3 align="left">YOUR EMPLOYER'S PART OF THE TAX</h3> + +<p>The Government will collect both of these taxes from your employer. +Your part of the tax will be taken out of your pay. +The Government will collect from your employer an equal amount +out of his own funds.</p> + +<p>This will go on just the same if you go to work for another employer, +so long as you work in a factory, shop, mine, mill, office, +store, or other such place of business. (Wages earned in employment +as farm workers, domestic workers in private homes, Government +workers, and on a few other kinds of jobs are not subject to +this tax.)</p> + +<h3 align="left">OLD-AGE RESERVE ACCOUNT</h3> + +<p>Meanwhile, the Old-Age Reserve fund in the United States Treasury +is drawing interest, and the Government guarantees it will +never earn less than 3 percent. This means that 3 cents will be +added to every dollar in the fund each year.</p> + +<p>Maybe your employer has an old-age pension plan for his employees. +If so, the Government's old-age benefit plan will not have +to interfere with that. The employer can fit his plan into the Government +plan.</p> + +<p>What you get from the Government plan will always be more +than you have paid in taxes and usually more than you can get +for yourself by putting away the same amount of money each week +in some other way.</p> + +<hr align="left" width="200" size="1" > + +<p><i>Note.--"Wages" and "employment" wherever used in the foregoing mean +wages and employment as defined in the Social Security Act</i>.</p> + +<h2>WHERE TO GET MORE INFORMATION</h2> + +<p>If you want more information, write to the <i>Social Security Board</i>, +<i>Washington, D.C.</i>, or get in touch with one of the following offices:</p> + +<p style="margin-bottom:0px;margin-left:25px;text-indent:-25px"><span class="smallcaps">Region I</span>--Maine, New Hampshire, +Vermont, Massachusetts, Rhode +Island, and Connecticut:</p> +<p style="margin-left: 30px;margin-top:0px">Social Security Board<br > +120 Boylston Street<br > +Boston, Mass.</p> + +<p style="margin-bottom:0px;margin-left:25px;text-indent:-25px"><span class="smallcaps">Region</span> II--New York:</p> +<p style="margin-left:30px;margin-top:0px">Social Security Board<br > +45 Broadway<br > +New York, N.Y.</p> + +<p style="margin-bottom:0px;margin-left:25px;text-indent:-25px"><span class="smallcaps">Region III</span>--New Jersey, Pennsylvania, +and Delaware:</p> +<p style="margin-left:30px;margin-top:0px">Social Security Board<br > +Widener Building<br > +Juniper and Chestnut Streets<br > +Philadelphia, Pa.</p> + +<p style="margin-bottom:0px;margin-left:25px;text-indent:-25px"><span class="smallcaps">Region IV</span>--Virginia, West Virginia, +North Carolina, Maryland, and District +of Columbia:</p> +<p style="margin-left:30px;margin-top:0px">Social Security Board<br > +National Theatre Building<br > +Washington, D. C.</p> + +<p style="margin-bottom:0px;margin-left:25px;text-indent:-25px"><span class="smallcaps">Region V</span>--Kentucky, Ohio, and +Michigan: +<p style="margin-left:30px;margin-top:0px">Social Security Board<br > +Bulkley Building<br > +1501 Euclid Avenue<br > +Cleveland, Ohio</p> + +<p style="margin-bottom:0px;margin-left:25px;text-indent:-25px"><span class="smallcaps">Region VI</span>--Illinois, Indiana, and +Wisconsin: +<p style="margin-left:30px;margin-top:0px">Social Security Board<br > +211 West Wacker Drive<br > +Chicago, 111.</p> + +<p style="margin-bottom:0px;margin-left:25px;text-indent:-25px"><span class="smallcaps">Region VII</span>--Tennessee, Mississippi, +Alabama, Georgia, Florida, and +South Carolina: +<p style="margin-left:30px;margin-top:0px">Social Security Board<br > +1829 First Avenue North<br > +Birmingham, Ala.</p> + +<p style="margin-bottom:0px;margin-left:25px;text-indent:-25px"><span class="smallcaps">Region VIII</span>--Minnesota, North +Dakota, and Nebraska:</p> +<p style="margin-left:30px;margin-top:0px">Social Security Board<br > +New Post Office Building<br > +Minneapolis, Minn.</p> + +<p style="margin-bottom:0px;margin-left:25px;text-indent:-25px"><span class="smallcaps">Region IX</span>--Missouri, Kansas, Arkansas, +and Oklahoma:</p> +<p style="margin-left:30px;margin-top:0px">Social Security Board<br > +Dierks Building<br > +1006 Grand Avenue<br > +Kansas City, Mo.</p> + +<p style="margin-bottom:0px;margin-left:25px;text-indent:-25px"><span class="smallcaps">Region X</span>--Louisiana, Texas, and New +Mexico: +<p style="margin-left:30px;margin-top:0px">Social Security Board<br > +Smith-Young Tower Building<br > +San Antonio, Tex.</p> + +<p style="margin-bottom:0px;margin-left:25px;text-indent:-25px"><span class="smallcaps">Region XI</span>--Montana, Idaho, Utah, +Colorado, Arizona, and Wyoming:</p> +<p style="margin-left:30px;margin-top:0px">Social Security Board<br > +Patterson Building<br > +1706 Welton Street<br > +Denver, Colo.</p> + +<p style="margin-bottom:0px;margin-left:25px;text-indent:-25px"><span class="smallcaps">Region XII</span>--California, Oregon, +Washington, and Nevada:</p> +<p style="margin-left:30px;margin-top:0px">Social Security Board<br > +Humboldt Bank Building<br > +785 Market Street<br > +San Francisco, Calif.</p> + +<p align="center">INFORMATIONAL. SERVICE CIRCULAR No. 9</p> + +<p align="center">U. S. GOVERNMENT PRINTING OFFICE</p> + + + + + + + + +<pre> + + + + + +End of the Project Gutenberg EBook of Security in Your Old Age +(Informational Service Circular No. 9), by Social Security Board + +*** END OF THIS PROJECT GUTENBERG EBOOK SECURITY IN YOUR OLD AGE *** + +***** This file should be named 8666-h.htm or 8666-h.zip ***** +This and all associated files of various formats will be found in: + http://www.gutenberg.org/8/6/6/8666/ + +Produced by an anonymous Project Gutenberg volunteer. + +Updated editions will replace the previous one--the old editions +will be renamed. + +Creating the works from public domain print editions means that no +one owns a United States copyright in these works, so the Foundation +(and you!) can copy and distribute it in the United States without +permission and without paying copyright royalties. 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You may copy it, give it away or +re-use it under the terms of the Project Gutenberg License included +with this eBook or online at www.gutenberg.org + + +Title: Security in Your Old Age (Informational Service Circular No. 9) + +Author: Social Security Board + +Posting Date: April 5, 2014 [EBook #8666] +Release Date: August, 2005 +First Posted: July 30, 2003 + +Language: English + +Character set encoding: ASCII + +*** START OF THIS PROJECT GUTENBERG EBOOK SECURITY IN YOUR OLD AGE *** + + + + +Produced by an anonymous Project Gutenberg volunteer. + + + + + + + + + +[Note: According to the Social Security Administration website, this +pamphlet was published in 1936.] + + + +Security in Your Old Age + +Social Security Board + +Washington, D.C. + + +To Employees of Industrial +and Business Establishments + + + + +FACTORIES--SHOPS--MINES--MILLS--STORES +OFFICES AND OTHER PLACES OF BUSINESS + + + +Beginning November 24, 1936, the United States Government will set up a +Social Security account for you, if you are eligible. To understand your +obligations, rights, arid benefits you should read the following general +explanation. + +There is now a law in this country which will give about 26 million +working people something to live on when they are old and have stopped +working. This law, which gives other benefits, too, was passed last year +by Congress and is called the Social Security Act. + +Under this law the United States Government will send checks every month +to retired workers, both men and women, after they have passed their 65th +birthday and have met a few simple requirements of the law. + + + +WHAT THIS MEANS TO YOU + + +This means that if you work in some factory, shop, mine, mill, J. store, +office, or almost any other kind of business or industry, you will be +earning benefits that will come to you later on. From the time you are 65 +years old, or more, and stop working, you will get a Government check +every month of your life, if you have worked some time,(one day or more) +in each of any 5 years after 1936, and have earned during that time a +total of $2,000 or more. + +The checks will come to you as a right. You will get them regardless of +the amount of property or income you may have. They are what the law calls +"Old-Age Benefits" under the Social Security Act. If you prefer to keep on +working after you are 65, the monthly checks from the Government will +begin coming to you whenever you decide to retire. + + + + +The Amount of Your Checks + + + +How much you will get when you are 65 years old will depend entirely on +how much you earn in wages from your industrial or business employment +between January 1, 1937, and your 65th birthday. A man or woman who gets +good wages and has a steady job most of his or her life can get as much as +$85 a month for life after age 65. The least you can get in monthly +benefits, if you come under the law at all, is $10 a month. + + + +IF YOU ARE NOW YOUNG + + +Suppose you are making $25 a week and are young enough now to go on +working for 40 years. If you make an average of $25 a week for 52 weeks in +each year, your check when you are 65 years old will be $53 a month for +the rest of your life. If you make $50 a week, you will get $74.50 a month +for the rest of you life after age 65. + + + +IF YOU ARE NOW MIDDLE-AGED + + +But suppose you are about 55 years old now and have 10 years to work +before you are 65. Suppose you make only $15 a week on the average. When +you stop work at age 65 you will get a check for $19 each month for the +rest of your life. If you make $25 a week for 10 years, you will get a +little over $23 a month from the Government as long as you live after your +65th birthday. + + + +IF YOU SHOULD DIE BEFORE AGE 65 + + +If you should die before you begin to get your monthly checks, your family +will get a payment in cash, amounting to 3-1/2 cents on every dollar of wages +you have earned after 1936. If, for example, you should die at age 64, and +if you had earned $25 a week for 10 years before that time, your family +would receive $455. On the other hand, if you have not worked enough to +get the regular monthly checks by the time you are 65, you will get a lump +sum, or if you should die your family or estate would get a lump sum. The +amount of this, too, will be 3-1/2 cents on every dollar of wages you earn +after 1936. + + + + +Taxes + + + +The same law that provides these old-age benefits for you and other +workers, sets up certain new taxes to be paid to the United States +Government. These taxes are collected by the Bureau of Internal Revenue of +the U. S. Treasury Department, and inquiries concerning them should be +addressed to that bureau. The law also creates an "Old-Age Reserve +Account" in the United States Treasury, and Congress is authorized to put +into this reserve account each year enough money to provide for the +monthly payments you and other workers are to receive when you are 65. + + + +YOUR PART OF THE TAX + + +The taxes called for in this law will be paid both by your employer and by +you. For the next 3 years you will pay maybe 15 cents a week, maybe 25 +cents a week, maybe 30 cents or more, according to what you earn. That is +to say, during the next 3 years, beginning January 1, 1937, you will pay 1 +cent for every dollar you earn, and at the same time your employer will +pay 1 cent for every dollar you earn, up to $3,000 a year. Twenty-six +million other workers and their employers will be paying at the same time. + + +After the first 3 years--that is to say, beginning in 1940--you will, pay, +and your employer will pay, 1-1/2 cents for each dollar you earn, up to +$3,000 a year. This will be the tax for 3 years, and then, beginning in +1943, you will pay 2 cents, and so will your employer, for every dollar +you earn for the next 3 years. After that, you and your employer will each +pay half a cent more for 3 years, and finally, beginning in 1949, twelve +years from now, you and your employer will each pay 3 cents on each dollar +you earn, up to $3,000 a year. That is the most you will ever pay. + + + +YOUR EMPLOYER'S PART OF THE TAX + + +The Government will collect both of these taxes from your employer. Your +part of the tax will be taken out of your pay. The Government will collect +from your employer an equal amount out of his own funds. + +This will go on just the same if you go to work for another employer, so +long as you work in a factory, shop, mine, mill, office, store, or other +such place of business. (Wages earned in employment as farm workers, +domestic workers in private homes, Government workers, and on a few other +kinds of jobs are not subject to this tax.) + + + +OLD-AGE RESERVE ACCOUNT + + +Meanwhile, the Old-Age Reserve fund in the United States Treasury is +drawing interest, and the Government guarantees it will never earn less +than 3 percent. This means that 3 cents will be added to every dollar in +the fund each year. + +Maybe your employer has an old-age pension plan for his employees. If so, +the Government's old-age benefit plan will not have to interfere with +that. The employer can fit his plan into the Government plan. + +What you get from the Government plan will always be more than you have +paid in taxes and usually more than you can get for yourself by putting +away the same amount of money each week in some other way. + +Note.--"Wages" and "employment" wherever used in the foregoing mean wages +and employment as defined in the Social Security Act. + + + + +WHERE TO GET MORE INFORMATION + + + +If you want more information, write to the Social Security Board, +Washington, D.C., or get in touch with one of the following offices: + +Region I--Maine, New Hampshire, Vermont, Massachusetts, Rhode Island, and +Connecticut: + + Social Security Board + 120 Boylston Street + Boston, Mass. + +Region II--New York: + + Social Security Board + 45 Broadway + New York, N.Y. + +Region III--New Jersey, Pennsylvania, and Delaware: + + Social Security Board + Widener Building + Juniper and Chestnut Streets + Philadelphia, Pa. + +Region IV--Virginia, West Virginia, North Carolina, Maryland, and District +of Columbia: + + Social Security Board + National Theatre Building + Washington, D. C. + +Region V--Kentucky, Ohio, and Michigan: + + Social Security Board + Bulkley Building + 1501 Euclid Avenue + Cleveland, Ohio + +Region VI--Illinois, Indiana, and Wisconsin: + + Social Security Board + 211 West Wacker Drive + Chicago, 111. + +Region VII--Tennessee, Mississippi, Alabama, Georgia, Florida, and South +Carolina: + + Social Security Board + 1829 First Avenue North + Birmingham, Ala. + +Region VIII--Minnesota, North Dakota, and Nebraska: + + Social Security Board + New Post Office Building + Minneapolis, Minn. + +Region IX--Missouri, Kansas, Arkansas, and Oklahoma: + + Social Security Board + Dierks Building + 1006 Grand Avenue + Kansas City, Mo. + +Region X--Louisiana, Texas, and New Mexico: + + Social Security Board + Smith-Young Tower Building + San Antonio, Tex. + +Region XI--Montana, Idaho, Utah, Colorado, Arizona, and Wyoming: + + Social Security Board + Patterson Building + 1706 Welton Street + Denver, Colo. + +Region XII--California, Oregon, Washington, and Nevada: + + Social Security Board + Humboldt Bank Building + 785 Market Street + San Francisco, Calif. + + +INFORMATIONAL. SERVICE CIRCULAR No. 9 + +U. S. GOVERNMENT PRINTING OFFICE + + + + + + + + + +End of the Project Gutenberg EBook of Security in Your Old Age +(Informational Service Circular No. 9), by Social Security Board + +*** END OF THIS PROJECT GUTENBERG EBOOK SECURITY IN YOUR OLD AGE *** + +***** This file should be named 8666.txt or 8666.zip ***** +This and all associated files of various formats will be found in: + http://www.gutenberg.org/8/6/6/8666/ + +Produced by an anonymous Project Gutenberg volunteer. + +Updated editions will replace the previous one--the old editions +will be renamed. + +Creating the works from public domain print editions means that no +one owns a United States copyright in these works, so the Foundation +(and you!) can copy and distribute it in the United States without +permission and without paying copyright royalties. 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You can also find out about how to make a +donation to Project Gutenberg, and how to get involved. + + +**Welcome To The World of Free Plain Vanilla Electronic Texts** + +**eBooks Readable By Both Humans and By Computers, Since 1971** + +*****These eBooks Were Prepared By Thousands of Volunteers!***** + + +Title: Security in Your Old Age (Informational Service Circular No. 9) + +Author: Social Security Board + +Release Date: August, 2005 [EBook #8666] +[Yes, we are more than one year ahead of schedule] +[This file was first posted on July 30, 2003] + +Edition: 10 + +Language: English + +Character set encoding: ASCII + +*** START OF THE PROJECT GUTENBERG EBOOK SECURITY IN YOUR OLD AGE *** + + + + + +[Note: According to the Social Security Administration website, this +pamphlet was published in 1936.] + + + +Security in Your Old Age + +Social Security Board + +Washington, D.C. + + +To Employees of Industrial +and Business Establishments + + + + +FACTORIES--SHOPS--MINES--MILLS--STORES +OFFICES AND OTHER PLACES OF BUSINESS + + + +Beginning November 24, 1936, the United States Government will set up a +Social Security account for you, if you are eligible. To understand your +obligations, rights, arid benefits you should read the following general +explanation. + +There is now a law in this country which will give about 26 million +working people something to live on when they are old and have stopped +working. This law, which gives other benefits, too, was passed last year +by Congress and is called the Social Security Act. + +Under this law the United States Government will send checks every month +to retired workers, both men and women, after they have passed their 65th +birthday and have met a few simple requirements of the law. + + + +WHAT THIS MEANS TO YOU + + +This means that if you work in some factory, shop, mine, mill, J. store, +office, or almost any other kind of business or industry, you will be +earning benefits that will come to you later on. From the time you are 65 +years old, or more, and stop working, you will get a Government check +every month of your life, if you have worked some time,(one day or more) +in each of any 5 years after 1936, and have earned during that time a +total of $2,000 or more. + +The checks will come to you as a right. You will get them regardless of +the amount of property or income you may have. They are what the law calls +"Old-Age Benefits" under the Social Security Act. If you prefer to keep on +working after you are 65, the monthly checks from the Government will +begin coming to you whenever you decide to retire. + + + + +The Amount of Your Checks + + + +How much you will get when you are 65 years old will depend entirely on +how much you earn in wages from your industrial or business employment +between January 1, 1937, and your 65th birthday. A man or woman who gets +good wages and has a steady job most of his or her life can get as much as +$85 a month for life after age 65. The least you can get in monthly +benefits, if you come under the law at all, is $10 a month. + + + +IF YOU ARE NOW YOUNG + + +Suppose you are making $25 a week and are young enough now to go on +working for 40 years. If you make an average of $25 a week for 52 weeks in +each year, your check when you are 65 years old will be $53 a month for +the rest of your life. If you make $50 a week, you will get $74.50 a month +for the rest of you life after age 65. + + + +IF YOU ARE NOW MIDDLE-AGED + + +But suppose you are about 55 years old now and have 10 years to work +before you are 65. Suppose you make only $15 a week on the average. When +you stop work at age 65 you will get a check for $19 each month for the +rest of your life. If you make $25 a week for 10 years, you will get a +little over $23 a month from the Government as long as you live after your +65th birthday. + + + +IF YOU SHOULD DIE BEFORE AGE 65 + + +If you should die before you begin to get your monthly checks, your family +will get a payment in cash, amounting to 31/2 cents on every dollar of wages +you have earned after 1936. If, for example, you should die at age 64, and +if you had earned $25 a week for 10 years before that time, your family +would receive $455. On the other hand, if you have not worked enough to +get the regular monthly checks by the time you are 65, you will get a lump +sum, or if you should die your family or estate would get a lump sum. The +amount of this, too, will be 31/2 cents on every dollar of wages you earn +after 1936. + + + + +Taxes + + + +The same law that provides these old-age benefits for you and other +workers, sets up certain new taxes to be paid to the United States +Government. These taxes are collected by the Bureau of Internal Revenue of +the U. S. Treasury Department, and inquiries concerning them should be +addressed to that bureau. The law also creates an "Old-Age Reserve +Account" in the United States Treasury, and Congress is authorized to put +into this reserve account each year enough money to provide for the +monthly payments you and other workers are to receive when you are 65. + + + +YOUR PART OF THE TAX + + +The taxes called for in this law will be paid both by your employer and by +you. For the next 3 years you will pay maybe 15 cents a week, maybe 25 +cents a week, maybe 30 cents or more, according to what you earn. That is +to say, during the next 3 years, beginning January 1, 1937, you will pay 1 +cent for every dollar you earn, and at the same time your employer will +pay 1 cent for every dollar you earn, up to $3,000 a year. Twenty-six +million other workers and their employers will be paying at the same time. + + +After the first 3 years--that is to say, beginning in 1940--you will, pay, +and your employer will pay, 11/2 cents for each dollar you earn, up to +$3,000 a year. This will be the tax for 3 years, and then, beginning in +1943, you will pay 2 cents, and so will your employer, for every dollar +you earn for the next 3 years. After that, you and your employer will each +pay half a cent more for 3 years, and finally, beginning in 1949, twelve +years from now, you and your employer will each pay 3 cents on each dollar +you earn, up to $3,000 a year. That is the most you will ever pay. + + + +YOUR EMPLOYER'S PART OF THE TAX + + +The Government will collect both of these taxes from your employer. Your +part of the tax will be taken out of your pay. The Government will collect +from your employer an equal amount out of his own funds. + +This will go on just the same if you go to work for another employer, so +long as you work in a factory, shop, mine, mill, office, store, or other +such place of business. (Wages earned in employment as farm workers, +domestic workers in private homes, Government workers, and on a few other +kinds of jobs are not subject to this tax.) + + + +OLD-AGE RESERVE ACCOUNT + + +Meanwhile, the Old-Age Reserve fund in the United States Treasury is +drawing interest, and the Government guarantees it will never earn less +than 3 percent. This means that 3 cents will be added to every dollar in +the fund each year. + +Maybe your employer has an old-age pension plan for his employees. If so, +the Government's old-age benefit plan will not have to interfere with +that. The employer can fit his plan into the Government plan. + +What you get from the Government plan will always be more than you have +paid in taxes and usually more than you can get for yourself by putting +away the same amount of money each week in some other way. + +Note.--"Wages" and "employment" wherever used in the foregoing mean wages +and employment as defined in the Social Security Act. + + + + +WHERE TO GET MORE INFORMATION + + + +If you want more information, write to the Social Security Board, +Washington, D.C., or get in touch with one of the following offices: + +Region I--Maine, New Hampshire, Vermont, Massachusetts, Rhode Island, and +Connecticut: + + Social Security Board + 120 Boylston Street + Boston, Mass. + +Region II--New York: + + Social Security Board + 45 Broadway + New York, N.Y. + +Region III--New Jersey, Pennsylvania, and Delaware: + + Social Security Board + Widener Building + Juniper and Chestnut Streets + Philadelphia, Pa. + +Region IV--Virginia, West Virginia, North Carolina, Maryland, and District +of Columbia: + + Social Security Board + National Theatre Building + Washington, D. C. + +Region V--Kentucky, Ohio, and Michigan: + + Social Security Board + Bulkley Building + 1501 Euclid Avenue + Cleveland, Ohio + +Region VI--Illinois, Indiana, and Wisconsin: + + Social Security Board + 211 West Wacker Drive + Chicago, 111. + +Region VII--Tennessee, Mississippi, Alabama, Georgia, Florida, and South +Carolina: + + Social Security Board + 1829 First Avenue North + Birmingham, Ala. + +Region VIII--Minnesota, North Dakota, and Nebraska: + + Social Security Board + New Post Office Building + Minneapolis, Minn. + +Region IX--Missouri, Kansas, Arkansas, and Oklahoma: + + Social Security Board + Dierks Building + 1006 Grand Avenue + Kansas City, Mo. + +Region X--Louisiana, Texas, and New Mexico: + + Social Security Board + Smith-Young Tower Building + San Antonio, Tex. + +Region XI--Montana, Idaho, Utah, Colorado, Arizona, and Wyoming: + + Social Security Board + Patterson Building + 1706 Welton Street + Denver, Colo. + +Region XII--California, Oregon, Washington, and Nevada: + + Social Security Board + Humboldt Bank Building + 785 Market Street + San Francisco, Calif. + + +INFORMATIONAL. SERVICE CIRCULAR No. 9 + +U. S. GOVERNMENT PRINTING OFFICE + + + + + +End of the Project Gutenberg EBook of Security in Your Old Age +(Informational Service Circular No. 9), by Social Security Board + +*** END OF THE PROJECT GUTENBERG EBOOK SECURITY IN YOUR OLD AGE *** + +This file should be named 7sosc10.txt or 7sosc10.zip +Corrected EDITIONS of our eBooks get a new NUMBER, 7sosc11.txt +VERSIONS based on separate sources get new LETTER, 7sosc10a.txt + +Project Gutenberg eBooks are often created from several printed +editions, all of which are confirmed as Public Domain in the US +unless a copyright notice is included. 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Do not change or edit the +header without written permission. + +Please read the "legal small print," and other information about the +eBook and Project Gutenberg at the bottom of this file. Included is +important information about your specific rights and restrictions in +how the file may be used. You can also find out about how to make a +donation to Project Gutenberg, and how to get involved. + + +**Welcome To The World of Free Plain Vanilla Electronic Texts** + +**eBooks Readable By Both Humans and By Computers, Since 1971** + +*****These eBooks Were Prepared By Thousands of Volunteers!***** + + +Title: Security in Your Old Age (Informational Service Circular No. 9) + +Author: Social Security Board + +Release Date: August, 2005 [EBook #8666] +[Yes, we are more than one year ahead of schedule] +[This file was first posted on July 30, 2003] + +Edition: 10 + +Language: English + +Character set encoding: ISO-8859-1 + +*** START OF THE PROJECT GUTENBERG EBOOK SECURITY IN YOUR OLD AGE *** + + + + +[Note: According to the Social Security Administration website, this +pamphlet was published in 1936.] + + + +Security in Your Old Age + +Social Security Board + +Washington, D.C. + + +To Employees of Industrial +and Business Establishments + + + + +FACTORIES--SHOPS--MINES--MILLS--STORES +OFFICES AND OTHER PLACES OF BUSINESS + + + +Beginning November 24, 1936, the United States Government will set up a +Social Security account for you, if you are eligible. To understand your +obligations, rights, arid benefits you should read the following general +explanation. + +There is now a law in this country which will give about 26 million +working people something to live on when they are old and have stopped +working. This law, which gives other benefits, too, was passed last year +by Congress and is called the Social Security Act. + +Under this law the United States Government will send checks every month +to retired workers, both men and women, after they have passed their 65th +birthday and have met a few simple requirements of the law. + + + +WHAT THIS MEANS TO YOU + + +This means that if you work in some factory, shop, mine, mill, J. store, +office, or almost any other kind of business or industry, you will be +earning benefits that will come to you later on. From the time you are 65 +years old, or more, and stop working, you will get a Government check +every month of your life, if you have worked some time,(one day or more) +in each of any 5 years after 1936, and have earned during that time a +total of $2,000 or more. + +The checks will come to you as a right. You will get them regardless of +the amount of property or income you may have. They are what the law calls +"Old-Age Benefits" under the Social Security Act. If you prefer to keep on +working after you are 65, the monthly checks from the Government will +begin coming to you whenever you decide to retire. + + + + +The Amount of Your Checks + + + +How much you will get when you are 65 years old will depend entirely on +how much you earn in wages from your industrial or business employment +between January 1, 1937, and your 65th birthday. A man or woman who gets +good wages and has a steady job most of his or her life can get as much as +$85 a month for life after age 65. The least you can get in monthly +benefits, if you come under the law at all, is $10 a month. + + + +IF YOU ARE NOW YOUNG + + +Suppose you are making $25 a week and are young enough now to go on +working for 40 years. If you make an average of $25 a week for 52 weeks in +each year, your check when you are 65 years old will be $53 a month for +the rest of your life. If you make $50 a week, you will get $74.50 a month +for the rest of you life after age 65. + + + +IF YOU ARE NOW MIDDLE-AGED + + +But suppose you are about 55 years old now and have 10 years to work +before you are 65. Suppose you make only $15 a week on the average. When +you stop work at age 65 you will get a check for $19 each month for the +rest of your life. If you make $25 a week for 10 years, you will get a +little over $23 a month from the Government as long as you live after your +65th birthday. + + + +IF YOU SHOULD DIE BEFORE AGE 65 + + +If you should die before you begin to get your monthly checks, your family +will get a payment in cash, amounting to 3½ cents on every dollar of wages +you have earned after 1936. If, for example, you should die at age 64, and +if you had earned $25 a week for 10 years before that time, your family +would receive $455. On the other hand, if you have not worked enough to +get the regular monthly checks by the time you are 65, you will get a lump +sum, or if you should die your family or estate would get a lump sum. The +amount of this, too, will be 3½ cents on every dollar of wages you earn +after 1936. + + + + +Taxes + + + +The same law that provides these old-age benefits for you and other +workers, sets up certain new taxes to be paid to the United States +Government. These taxes are collected by the Bureau of Internal Revenue of +the U. S. Treasury Department, and inquiries concerning them should be +addressed to that bureau. The law also creates an "Old-Age Reserve +Account" in the United States Treasury, and Congress is authorized to put +into this reserve account each year enough money to provide for the +monthly payments you and other workers are to receive when you are 65. + + + +YOUR PART OF THE TAX + + +The taxes called for in this law will be paid both by your employer and by +you. For the next 3 years you will pay maybe 15 cents a week, maybe 25 +cents a week, maybe 30 cents or more, according to what you earn. That is +to say, during the next 3 years, beginning January 1, 1937, you will pay 1 +cent for every dollar you earn, and at the same time your employer will +pay 1 cent for every dollar you earn, up to $3,000 a year. Twenty-six +million other workers and their employers will be paying at the same time. + + +After the first 3 years--that is to say, beginning in 1940--you will, pay, +and your employer will pay, 11/2 cents for each dollar you earn, up to +$3,000 a year. This will be the tax for 3 years, and then, beginning in +1943, you will pay 2 cents, and so will your employer, for every dollar +you earn for the next 3 years. After that, you and your employer will each +pay half a cent more for 3 years, and finally, beginning in 1949, twelve +years from now, you and your employer will each pay 3 cents on each dollar +you earn, up to $3,000 a year. That is the most you will ever pay. + + + +YOUR EMPLOYER'S PART OF THE TAX + + +The Government will collect both of these taxes from your employer. Your +part of the tax will be taken out of your pay. The Government will collect +from your employer an equal amount out of his own funds. + +This will go on just the same if you go to work for another employer, so +long as you work in a factory, shop, mine, mill, office, store, or other +such place of business. (Wages earned in employment as farm workers, +domestic workers in private homes, Government workers, and on a few other +kinds of jobs are not subject to this tax.) + + + +OLD-AGE RESERVE ACCOUNT + + +Meanwhile, the Old-Age Reserve fund in the United States Treasury is +drawing interest, and the Government guarantees it will never earn less +than 3 percent. This means that 3 cents will be added to every dollar in +the fund each year. + +Maybe your employer has an old-age pension plan for his employees. If so, +the Government's old-age benefit plan will not have to interfere with +that. The employer can fit his plan into the Government plan. + +What you get from the Government plan will always be more than you have +paid in taxes and usually more than you can get for yourself by putting +away the same amount of money each week in some other way. + +Note.--"Wages" and "employment" wherever used in the foregoing mean wages +and employment as defined in the Social Security Act. + + + + +WHERE TO GET MORE INFORMATION + + + +If you want more information, write to the Social Security Board, +Washington, D.C., or get in touch with one of the following offices: + +Region I--Maine, New Hampshire, Vermont, Massachusetts, Rhode Island, and +Connecticut: + + Social Security Board + 120 Boylston Street + Boston, Mass. + +Region II--New York: + + Social Security Board + 45 Broadway + New York, N.Y. + +Region III--New Jersey, Pennsylvania, and Delaware: + + Social Security Board + Widener Building + Juniper and Chestnut Streets + Philadelphia, Pa. + +Region IV--Virginia, West Virginia, North Carolina, Maryland, and District +of Columbia: + + Social Security Board + National Theatre Building + Washington, D. C. + +Region V--Kentucky, Ohio, and Michigan: + + Social Security Board + Bulkley Building + 1501 Euclid Avenue + Cleveland, Ohio + +Region VI--Illinois, Indiana, and Wisconsin: + + Social Security Board + 211 West Wacker Drive + Chicago, 111. + +Region VII--Tennessee, Mississippi, Alabama, Georgia, Florida, and South +Carolina: + + Social Security Board + 1829 First Avenue North + Birmingham, Ala. + +Region VIII--Minnesota, North Dakota, and Nebraska: + + Social Security Board + New Post Office Building + Minneapolis, Minn. + +Region IX--Missouri, Kansas, Arkansas, and Oklahoma: + + Social Security Board + Dierks Building + 1006 Grand Avenue + Kansas City, Mo. + +Region X--Louisiana, Texas, and New Mexico: + + Social Security Board + Smith-Young Tower Building + San Antonio, Tex. + +Region XI--Montana, Idaho, Utah, Colorado, Arizona, and Wyoming: + + Social Security Board + Patterson Building + 1706 Welton Street + Denver, Colo. + +Region XII--California, Oregon, Washington, and Nevada: + + Social Security Board + Humboldt Bank Building + 785 Market Street + San Francisco, Calif. + + +INFORMATIONAL. SERVICE CIRCULAR No. 9 + +U. S. GOVERNMENT PRINTING OFFICE + + + + + +End of the Project Gutenberg EBook of Security in Your Old Age +(Informational Service Circular No. 9), by Social Security Board + +*** END OF THE PROJECT GUTENBERG EBOOK SECURITY IN YOUR OLD AGE *** + +This file should be named 8sosc10.txt or 8sosc10.zip +Corrected EDITIONS of our eBooks get a new NUMBER, 8sosc11.txt +VERSIONS based on separate sources get new LETTER, 8sosc10a.txt + +Project Gutenberg eBooks are often created from several printed +editions, all of which are confirmed as Public Domain in the US +unless a copyright notice is included. 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FOR PUBLIC DOMAIN EBOOKS*Ver.02/11/02*END* + diff --git a/old/8sosc10.zip b/old/8sosc10.zip Binary files differnew file mode 100644 index 0000000..8f3aabe --- /dev/null +++ b/old/8sosc10.zip diff --git a/old/8sosc10h.htm b/old/8sosc10h.htm new file mode 100644 index 0000000..d177179 --- /dev/null +++ b/old/8sosc10h.htm @@ -0,0 +1,650 @@ +<!DOCTYPE HTML PUBLIC "-//W3C//DTD HTML 4.01 Transitional//EN"> +<html> +<head> +<title>Security in Your Old Age</title> +<meta http-equiv="Content-Type" content="text/html; charset=iso-8859-1"> +<style type="text/css"> + <!-- + h1,h2,h3,h4 { text-align: center; font-weight: bold; font-variant: small-caps } + h1 { margin-top: 2em } + .smallcaps { font-variant: small-caps } + img { border-style: none } + --> +</style> +</head> +<body> + + +<pre> + +The Project Gutenberg EBook of Security in Your Old Age (Informational +Service Circular No. 9), by Social Security Board + +Copyright laws are changing all over the world. Be sure to check the +copyright laws for your country before downloading or redistributing +this or any other Project Gutenberg eBook. + +This header should be the first thing seen when viewing this Project +Gutenberg file. Please do not remove it. Do not change or edit the +header without written permission. + +Please read the "legal small print," and other information about the +eBook and Project Gutenberg at the bottom of this file. Included is +important information about your specific rights and restrictions in +how the file may be used. You can also find out about how to make a +donation to Project Gutenberg, and how to get involved. + + +**Welcome To The World of Free Plain Vanilla Electronic Texts** + +**eBooks Readable By Both Humans and By Computers, Since 1971** + +*****These eBooks Were Prepared By Thousands of Volunteers!***** + + +Title: Security in Your Old Age (Informational Service Circular No. 9) + +Author: Social Security Board + +Release Date: August, 2005 [EBook #8666] +[Yes, we are more than one year ahead of schedule] +[This file was first posted on July 30, 2003] + +Edition: 10 + +Language: English + +Character set encoding: ISO-8859-1 + +*** START OF THE PROJECT GUTENBERG EBOOK SECURITY IN YOUR OLD AGE *** + + + + + +</pre> + + +<p>[Note: According to the Social Security Administration website, this +pamphlet was published in 1936.]</p> + +<h1>Security in Your Old Age</h1> + +<h3>Social Security Board</h3> +<h4>Washington, D.C.</h4> + +<h1 style="text-align: center;font-variant: normal;font-style: italics"><i>To Employees of Industrial<br /> +and Business Establishments</i></h1> + +<h2>FACTORIES · SHOPS · MINES · MILLS · STORES<br /> +OFFICES AND OTHER PLACES OF BUSINESS</h2> + +<p><i>Beginning November 24, 1936, the United States Government +will set up a Social Security account for you, if you +are eligible. To understand your obligations, rights, arid +benefits you should read the following general explanation</i>.</p> + +<p>There is now a law in this country which will give about 26 +million working people something to live on when they are +old and have stopped working. This law, which gives other benefits, +too, was passed last year by Congress and is called the Social +Security Act.</p> + +<p>Under this law the United States Government will send checks +every month to retired workers, both men and women, after they +have passed their 65th birthday and have met a few simple requirements +of the law.</p> + +<h2>WHAT THIS MEANS TO YOU</h2> + +<p>This means that if you work in some factory, shop, mine, mill, +J. store, office, or almost any other kind of business or industry, +you will be earning benefits that will come to you later on. From +the time you are 65 years old, or more, and stop working, you will +get a Government check every month of your life, if you have +worked some time,(one day or more) in each of any 5 years after +1936, and have earned during that time a total of $2,000 or more.</p> + +<p>The checks will come to you as a right. You will get them +regardless of the amount of property or income you may have. +They are what the law calls "Old-Age Benefits" under the Social +Security Act. If you prefer to keep on working after you are 65, +the monthly checks from the Government will begin coming to +you whenever you decide to retire.</p> + +The Amount of Your Checks + +<p>How much you will get when you are 65 years old will depend +entirely on how much you earn in wages from your industrial or +business employment between January 1, 1937, and your 65th birthday. +A man or woman who gets good wages and has a steady job +most of his or her life can get as much as $85 a month for life after +age 65. The least you can get in monthly benefits, if you come +under the law at all, is $10 a month.</p> + +<h3 align="left">IF YOU ARE NOW YOUNG</h3> + +<p>Suppose you are making $25 a week and are young enough now to +go on working for 40 years. If you make an average of $25 a week +for 52 weeks in each year, your check when you are 65 years old +will be $53 a month for the rest of your life. If you make $50 a +week, you will get $74.50 a month for the rest of you life after +age 65.</p> + +<h3 align="left">IF YOU ARE NOW MIDDLE-AGED</h3> + +<p>But suppose you are about 55 years old now and have 10 years to +work before you are 65. Suppose you make only $15 a week on +the average. When you stop work at age 65 you will get a check +for $19 each month for the rest of your life. If you make $25 a +week for 10 years, you will get a little over $23 a month from the +Government as long as you live after your 65th birthday.</p> + +<h3 align="left">IF YOU SHOULD DIE BEFORE AGE 65</h3> + +<p>If you should die before you begin to get your monthly checks, +your family will get a payment in cash, amounting to 3½ cents on +every dollar of wages you have earned after 1936. If, for example, +you should die at age 64, and if you had earned $25 a week for 10 +years before that time, your family would receive $455. On the +other hand, if you have not worked enough to get the regular +monthly checks by the time you are 65, you will get a lump sum, +or if you should die your family or estate would get a lump sum. +The amount of this, too, will be 3½ cents on every dollar of wages +you earn after 1936.</p> + +<h2>Taxes</h2> + +<p>The same law that provides these old-age benefits for you and +other workers, sets up certain new taxes to be paid to the United +States Government. These taxes are collected by the Bureau of +Internal Revenue of the U. S. Treasury Department, and inquiries +concerning them should be addressed to that bureau. The law also +creates an "Old-Age Reserve Account" in the United States Treasury, +and Congress is authorized to put into this reserve account +each year enough money to provide for the monthly payments you +and other workers are to receive when you are 65.</p> + +<h3 align="left">YOUR PART OF THE TAX</h3> + +<p>The taxes called for in this law will be paid both by your employer +and by you. For the next 3 years you will pay maybe 15 +cents a week, maybe 25 cents a week, maybe 30 cents or more, according +to what you earn. That is to say, during the next 3 years, +beginning January 1, 1937, you will pay 1 cent for every dollar +you earn, and at the same time your employer will pay 1 cent for +every dollar you earn, up to $3,000 a year. Twenty-six million +other workers and their employers will be paying at the same time.</p> + +<p>After the first 3 years--that is to say, beginning in 1940--you will, +pay, and your employer will pay, 1½ cents for each dollar you earn, +up to $3,000 a year. This will be the tax for 3 years, and then, +beginning in 1943, you will pay 2 cents, and so will your employer, +for every dollar you earn for the next 3 years. After that, you and +your employer will each pay half a cent more for 3 years, and +finally, beginning in 1949, twelve years from now, you and your +employer will each pay 3 cents on each dollar you earn, up to $3,000 +a year. That is the most you will ever pay.</p> + +<h3 align="left">YOUR EMPLOYER'S PART OF THE TAX</h3> + +<p>The Government will collect both of these taxes from your employer. +Your part of the tax will be taken out of your pay. +The Government will collect from your employer an equal amount +out of his own funds.</p> + +<p>This will go on just the same if you go to work for another employer, +so long as you work in a factory, shop, mine, mill, office, +store, or other such place of business. (Wages earned in employment +as farm workers, domestic workers in private homes, Government +workers, and on a few other kinds of jobs are not subject to +this tax.)</p> + +<h3 align="left">OLD-AGE RESERVE ACCOUNT</h3> + +<p>Meanwhile, the Old-Age Reserve fund in the United States Treasury +is drawing interest, and the Government guarantees it will +never earn less than 3 percent. This means that 3 cents will be +added to every dollar in the fund each year.</p> + +<p>Maybe your employer has an old-age pension plan for his employees. +If so, the Government's old-age benefit plan will not have +to interfere with that. The employer can fit his plan into the Government +plan.</p> + +<p>What you get from the Government plan will always be more +than you have paid in taxes and usually more than you can get +for yourself by putting away the same amount of money each week +in some other way.</p> + +<hr align="left" width="200" size="1" /> + +<p><i>Note.--"Wages" and "employment" wherever used in the foregoing mean +wages and employment as defined in the Social Security Act</i>.</p> + +<h2>WHERE TO GET MORE INFORMATION</h2> + +<p>If you want more information, write to the <i>Social Security Board</i>, +<i>Washington, D.C.</i>, or get in touch with one of the following offices:</p> + +<p style="margin-bottom:0px;margin-left:25px;text-indent:-25px"><span class="smallcaps">Region I</span>--Maine, New Hampshire, +Vermont, Massachusetts, Rhode +Island, and Connecticut:</p> +<p style="margin-left: 30px;margin-top:0px">Social Security Board<br /> +120 Boylston Street<br /> +Boston, Mass.</p> + +<p style="margin-bottom:0px;margin-left:25px;text-indent:-25px"><span class="smallcaps">Region</span> II--New York:</p> +<p style="margin-left:30px;margin-top:0px">Social Security Board<br /> +45 Broadway<br /> +New York, N.Y.</p> + +<p style="margin-bottom:0px;margin-left:25px;text-indent:-25px"><span class="smallcaps">Region III</span>--New Jersey, Pennsylvania, +and Delaware:</p> +<p style="margin-left:30px;margin-top:0px">Social Security Board<br /> +Widener Building<br /> +Juniper and Chestnut Streets<br /> +Philadelphia, Pa.</p> + +<p style="margin-bottom:0px;margin-left:25px;text-indent:-25px"><span class="smallcaps">Region IV</span>--Virginia, West Virginia, +North Carolina, Maryland, and District +of Columbia:</p> +<p style="margin-left:30px;margin-top:0px">Social Security Board<br /> +National Theatre Building<br /> +Washington, D. C.</p> + +<p style="margin-bottom:0px;margin-left:25px;text-indent:-25px"><span class="smallcaps">Region V</span>--Kentucky, Ohio, and +Michigan: +<p style="margin-left:30px;margin-top:0px">Social Security Board<br /> +Bulkley Building<br /> +1501 Euclid Avenue<br /> +Cleveland, Ohio</p> + +<p style="margin-bottom:0px;margin-left:25px;text-indent:-25px"><span class="smallcaps">Region VI</span>--Illinois, Indiana, and +Wisconsin: +<p style="margin-left:30px;margin-top:0px">Social Security Board<br /> +211 West Wacker Drive<br /> +Chicago, 111.</p> + +<p style="margin-bottom:0px;margin-left:25px;text-indent:-25px"><span class="smallcaps">Region VII</span>--Tennessee, Mississippi, +Alabama, Georgia, Florida, and +South Carolina: +<p style="margin-left:30px;margin-top:0px">Social Security Board<br /> +1829 First Avenue North<br /> +Birmingham, Ala.</p> + +<p style="margin-bottom:0px;margin-left:25px;text-indent:-25px"><span class="smallcaps">Region VIII</span>--Minnesota, North +Dakota, and Nebraska:</p> +<p style="margin-left:30px;margin-top:0px">Social Security Board<br /> +New Post Office Building<br /> +Minneapolis, Minn.</p> + +<p style="margin-bottom:0px;margin-left:25px;text-indent:-25px"><span class="smallcaps">Region IX</span>--Missouri, Kansas, Arkansas, +and Oklahoma:</p> +<p style="margin-left:30px;margin-top:0px">Social Security Board<br /> +Dierks Building<br /> +1006 Grand Avenue<br /> +Kansas City, Mo.</p> + +<p style="margin-bottom:0px;margin-left:25px;text-indent:-25px"><span class="smallcaps">Region X</span>--Louisiana, Texas, and New +Mexico: +<p style="margin-left:30px;margin-top:0px">Social Security Board<br /> +Smith-Young Tower Building<br /> +San Antonio, Tex.</p> + +<p style="margin-bottom:0px;margin-left:25px;text-indent:-25px"><span class="smallcaps">Region XI</span>--Montana, Idaho, Utah, +Colorado, Arizona, and Wyoming:</p> +<p style="margin-left:30px;margin-top:0px">Social Security Board<br /> +Patterson Building<br /> +1706 Welton Street<br /> +Denver, Colo.</p> + +<p style="margin-bottom:0px;margin-left:25px;text-indent:-25px"><span class="smallcaps">Region XII</span>--California, Oregon, +Washington, and Nevada:</p> +<p style="margin-left:30px;margin-top:0px">Social Security Board<br /> +Humboldt Bank Building<br /> +785 Market Street<br /> +San Francisco, Calif.</p> + +<p align="center">INFORMATIONAL. SERVICE CIRCULAR No. 9</p> + +<p align="center">U. S. GOVERNMENT PRINTING OFFICE</p> + + + + + + + + +<pre> + + + + + +End of the Project Gutenberg EBook of Security in Your Old Age +(Informational Service Circular No. 9), by Social Security Board + +*** END OF THE PROJECT GUTENBERG EBOOK SECURITY IN YOUR OLD AGE *** + +This file should be named 8sosc10h.htm or 8sosc10h.zip +Corrected EDITIONS of our eBooks get a new NUMBER, 8sosc11h.htm +VERSIONS based on separate sources get new LETTER, 8sosc10ah.htm + +Project Gutenberg eBooks are often created from several printed +editions, all of which are confirmed as Public Domain in the US +unless a copyright notice is included. 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