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diff --git a/.gitattributes b/.gitattributes new file mode 100644 index 0000000..6833f05 --- /dev/null +++ b/.gitattributes @@ -0,0 +1,3 @@ +* text=auto +*.txt text +*.md text diff --git a/27957-h.zip b/27957-h.zip Binary files differnew file mode 100644 index 0000000..d9cd18e --- /dev/null +++ b/27957-h.zip diff --git a/27957-h/27957-h.htm b/27957-h/27957-h.htm new file mode 100644 index 0000000..d6dfd27 --- /dev/null +++ b/27957-h/27957-h.htm @@ -0,0 +1,1034 @@ +<!DOCTYPE HTML PUBLIC "-//W3C//DTD HTML 4.01 Transitional//EN"> +<HTML> +<HEAD> + +<META HTTP-EQUIV="Content-Type" CONTENT="text/html; charset=iso-8859-1"> + +<TITLE> +The Project Gutenberg E-text of Plain Facts, by G. A. Bauman +</TITLE> + +<STYLE TYPE="text/css"> +BODY { color: Black; + background: White; + margin-left: 15%; + margin-right: 20%; + font-family: "Times New Roman", serif; + text-align: justify } + +P {text-indent: 4% } + +P.noindent {text-indent: 0% } + +P.poem {text-indent: 0%; + margin-left: 10%; + font-size: small } + +P.letter {font-size: small ; + margin-left: 10% ; + margin-right: 10% } + +P.salutation {font-size: small ; + text-indent: 0%; + margin-left: 10% ; + margin-right: 10% } + +P.closing {font-size: small ; + text-indent: 0%; + margin-left: 10% ; + margin-right: 10% } + +P.footnote {font-size: small ; + text-indent: 0% ; + margin-left: 0% ; + margin-right: 0% } + +P.transnote {font-size: small ; + text-indent: 0% ; + margin-left: 0% ; + margin-right: 0% } + +P.index {font-size: small ; + text-indent: -5% ; + margin-left: 5% ; + margin-top: 0% ; + margin-bottom: 0% ; + margin-right: 0% } + +P.intro {font-size: medium ; + text-indent: -5% ; + margin-left: 5% ; + margin-right: 0% } + +P.dedication {text-indent: 0%; + margin-left: 15%; + text-align: justify } + +P.published {font-size: small ; + text-indent: 0% ; + margin-left: 15% } + +P.quote {font-size: small ; + text-indent: 4% ; + margin-left: 0% ; + margin-right: 0% } + +P.report {font-size: small ; + text-indent: 4% ; + margin-left: 0% ; + margin-right: 0% } + +P.report2 {font-size: small ; + text-indent: 4% ; + margin-left: 10% ; + margin-right: 10% } + +P.finis { text-align: center ; + text-indent: 0% ; + margin-left: 0% ; + margin-right: 0% } + +H3.h3left { margin-left: 0%; + margin-right: 1%; + margin-bottom: .5% ; + margin-top: 0; + float: left ; + clear: left ; + text-align: center } + +H3.h3right { margin-left: 1%; + margin-right: 0 ; + margin-bottom: .5% ; + margin-top: 0; + float: right ; + clear: right ; + text-align: center } + +H3.h3center { margin-left: 0; + margin-right: 0 ; + margin-bottom: .5% ; + margin-top: 0; + float: none ; + clear: both ; + text-align: center } + +H4.h4left { margin-left: 0%; + margin-right: 1%; + margin-bottom: .5% ; + margin-top: 0; + float: left ; + clear: left ; + text-align: center } + +H4.h4right { margin-left: 1%; + margin-right: 0 ; + margin-bottom: .5% ; + margin-top: 0; + float: right ; + clear: right ; + text-align: center } + +H4.h4center { margin-left: 0; + margin-right: 0 ; + margin-bottom: .5% ; + margin-top: 0; + float: none ; + clear: both ; + text-align: center } + +H5.h5left { margin-left: 0%; + margin-right: 1%; + margin-bottom: .5% ; + margin-top: 0; + float: left ; + clear: left ; + text-align: center } + +H5.h5right { margin-left: 1%; + margin-right: 0 ; + margin-bottom: .5% ; + margin-top: 0; + float: right ; + clear: right ; + text-align: center } + +H5.h5center { margin-left: 0; + margin-right: 0 ; + margin-bottom: .5% ; + margin-top: 0; + float: none ; + clear: both ; + text-align: center } + +IMG.imgleft { float: left; + clear: left; + margin-left: 0; + margin-bottom: 0; + margin-top: 1%; + margin-right: 1%; + padding: 0; + text-align: center } + +IMG.imgright {float: right; + clear: right; + margin-left: 1%; + margin-bottom: 0; + margin-top: 1%; + margin-right: 0; + padding: 0; + text-align: center } + +IMG.imgcenter { margin-left: auto; + margin-bottom: 0; + margin-top: 1%; + margin-right: auto; } + +.pagenum { position: absolute; + left: 1%; + font-size: 95%; + text-align: left; + text-indent: 0; + font-style: normal; + font-weight: normal; + font-variant: normal; } + +.sidenote { left: 0%; + font-size: 65%; + text-align: left; + text-indent: 0%; + width: 17%; + float: left; + clear: left; + padding-left: 0%; + padding-right: 2%; + padding-top: 2%; + padding-bottom: 2%; + font-style: normal; + font-weight: normal; + font-variant: normal; } + + + +</STYLE> + +</HEAD> + +<BODY> + + +<pre> + +The Project Gutenberg EBook of Plain Facts, by G. A. Bauman + +This eBook is for the use of anyone anywhere at no cost and with +almost no restrictions whatsoever. You may copy it, give it away or +re-use it under the terms of the Project Gutenberg License included +with this eBook or online at www.gutenberg.org + + +Title: Plain Facts + +Author: G. A. Bauman + +Release Date: February 1, 2009 [EBook #27957] + +Language: English + +Character set encoding: ISO-8859-1 + +*** START OF THIS PROJECT GUTENBERG EBOOK PLAIN FACTS *** + + + + +Produced by Al Haines + + + + + +</pre> + + +<BR><BR> + +<H2 ALIGN="center"> +PLAIN FACTS +</H2> + +<BR><BR> + +<H4 ALIGN="center"> +<A HREF="#chap01">PRACTICAL EDUCATION</A> +</H4> + +<H4 ALIGN="center"> +<A HREF="#chap02">FINANCIERING</A> +</H4> + +<H4 ALIGN="center"> +<A HREF="#chap03">COMMON SENSE</A> +</H4> + +<BR><BR><BR> + +<P> +The several short articles herein contained were first written and +published twenty-five years ago as an expression of the writer's +convictions. +</P> + +<P> +Having come to the conclusion that conditions, in many respects, have +not improved—in fact have become more alarming; and in consequence the +future outlook in these most strenuous and extravagant times more +uncertain, the writer was prompted to incorporate these ideals in a +booklet and dedicate the same to his younger friends. +</P> + +<P CLASS="noindent"> +G. A. BAUMAN,<BR> + Quincy, Illinois. +</P> + +<P CLASS="noindent" STYLE="font-size: smaller"> +July, 1921. +</P> + +<BR><BR><BR> + +<A NAME="chap01"></A> + +<H3 ALIGN="center"> +Looked at From a Practical Standpoint +</H3> + +<P> +It is the young man and young woman of to-day, with a practical +education, who will adorn our best homes of the future. +</P> + +<P> +It is the manager and the financier who is the practical one. +</P> + +<P> +It is the young man with good habits who has a bank account, who shows +evidence of becoming a financier. +</P> + +<P> +It is the young woman who trains herself with the duties of home-work, +that will become a manager. +</P> + +<P> +It is the observing, the prudent, who will be the practical one. +</P> + +<P> +The majority of our young friends of to-day are beginning at the wrong +end. Instead of beginning at the bottom and training themselves for +the future, thereby making accumulations by steadily and patiently +adhering to one principle, never deviating truthfully and honestly from +the one purpose, and in addition establishing a good character, they +begin, as it were, at the top, with ideas that are only acquired by +lack of proper training, and in course of time find themselves where +they should have begun years before. +</P> + +<P> +What a young man neglects before his thirtieth birthday, he can never +redeem. +</P> + +<P> +It is the early dollar saved that is the valuable one in later years, +and the earlier one begins, the sooner he will have a financial +standing. +</P> + +<P> +The dollar judiciously invested at the age of twenty, will have +accumulated at the age of sixty, about sixteen dollars, whereas the +dollar invested in like manner at the age of thirty will have +accumulated at the age of sixty only about eight dollars. +</P> + +<P> +The most important thing to be attained, while striving for true and +successful aspirations, will be an established record, which is worth +far more than wealth. A young man with a record is a graduate of +practical training and is sought for everywhere. There is plenty of +room at the top. The demand is growing, even in these stringent times. +</P> + +<P> +These self-made young men and young women are not as a rule among our +so-called society people. Society encourages extravagance and +dissipation, and that means ruin, more or less, sooner or later, +morally, physically and financially. +</P> + +<P> +When a young couple start out in life together and they do really love +each other sincerely, there is one other thing, next to good health, +that is necessary in carrying responsibilities for a continuously happy +life, and that is good financiering. Without that quality, love will +soon fade away and disagreements follow. +</P> + +<P> +What causes so many divorce suits? Bad financiering. Some of bur best +and brightest citizens are among our most inefficient managers, and +consequently have difficulties to battle with during life. +</P> + +<P> +Therefore good management and saving qualities, together with good +character, are the essential points to be observed by young men and +women, equally well by husband and wife, in order to maintain +prosperity and contentment. +</P> + +<BR> + +<P CLASS="noindent" STYLE="font-size: smaller"> +November, 1893. +</P> + +<BR><BR><BR> + +<A NAME="chap02"></A> + +<H3 ALIGN="center"> +Financiering +</H3> + +<P> +It is a question not so important how to save, as how to promote the +growth of your savings. +</P> + +<P> +It is sometimes an easy matter to know how to make money, but knowing +how to keep it and especially how to place it where it will earn the +most, consistent with its safe keeping, is a matter that needs careful +consideration. +</P> + +<P> +How many a hard-earned dollar finds its way into some visionary scheme; +is invested in some fictitious, widely advertised enterprise, with +agents on every hand offering glaring profits. +</P> + +<P> +Beware of such financiering. Did you ever hear any of our old +successful financiers diverting their idle surplus into those +investments where almost unlimited profits are assured? +</P> + +<P> +The successful accumulator is not willing to take such chances. They +look too flattering. +</P> + +<P> +You cannot and should not expect something for nothing. Seek the best, +and if it sometimes appears costly, it will always prove cheapest in +the end. +</P> + +<P> +The really judicious investor does not expect the highest rate of +interest, as he is aiming to get gilt-edged securities. Securities +with the largest margins are naturally entitled to consideration and a +lower rate. +</P> + +<P> +The savings bank should only be the primary department in accumulating. +</P> + +<P> +The moment a savings account has grown to a sufficient proportion, the +prudent one will seek a larger field in order to reap the benefit of a +more profitable and safer investment. +</P> + +<P> +But then the question will arise: "What is the course to pursue for one +not having had previous experience in such conservative precautions?" +</P> + +<P> +As the specialist makes a specialty of a certain kind of practice, so +does the expert investor make a specialty of placing money on certain +kinds of securities, and as confidence is the most important factor in +this commercial world, careful inquiry and investigation as to the +reputation and method of such a specialist, should prove relief to this +would-be investor of all anxiety and worry in placing his idle money to +the best advantage. +</P> + +<P> +Think prudently, act judiciously, place your confidence accordingly, +and your success financially will be assured. +</P> + +<BR> + +<P CLASS="noindent" STYLE="font-size: smaller"> +November, 1894. +</P> + +<BR><BR><BR> + +<A NAME="chap03"></A> + +<H3 ALIGN="center"> +Common Sense +</H3> + +<P> +Common sense is the only true promoter of mankind and yet how few of +our present generation strive to obtain the knowledge. +</P> + +<P> +Our boys and girls may have had their proper beginning at school, in +due time successfully passed the usual graduation exercises, and some +more may have received a costly course at college, yet those having +been deprived of the most important instruction stand before the world +as helpless as in their beginning. +</P> + +<P> +To learn to work is the foundation in constructing the knowledge of +common sense. +</P> + +<P> +Knowing how to work and especially with those who were taught to do it +with pleasure, never faltering nor complaining, simply accomplishing +their daily task in a systematic manner will succeed. +</P> + +<P> +A successful school or college training should only be considered as a +sharpened tool to be better equipped in applying this common sense. +</P> + +<P> +At home is the place where the child should be taught to do little +things and as it grows older and while attending school, the importance +of accomplishing bigger things should be impressed from time to time. +</P> + +<P> +Every parent who neglects to teach his child to work is robbing it of +its birthright. +</P> + +<P> +There should be time for work and time for play, but as the former is +usually out of the question, that very moment our should-be-home +instructors are guilty of moral crime. +</P> + +<P> +Work strengthens the body as well as the mind and a useful exercise +should be the most preferable one. +</P> + +<P> +If you wish to rear a good boy, teach him how to work. +</P> + +<P> +If you wish your son to become an ideal young man, preach to him that +the most valuable time lost, is, when he is neglecting to build up his +storage of common sense. +</P> + +<P> +Plod along quietly, but with determination. Promotion will surely +follow. +</P> + +<P> +We are none of us perfect; try to do right as nearly as you possibly +can and you will profit. To neglect means disappointments. +</P> + +<P> +If you wish to bring up a good girl, teach her to be useful. +</P> + +<P> +If you wish to be the possessor of a model daughter, teach her the +value of work; all other accomplishments should be subordinate issues, +but are very commendable features if connected with common sense ideas. +</P> + +<P> +Common sense should be the first principle in the make-up of a young +woman, and it is only obtained while learning the rudiments and duties +to manage a home; and a home of contentment is only where such a +supreme being, commonly called wife, predominates. +</P> + +<P> +Teach your daughters to be deserving, have them learn to appreciate, to +be sincere and you will encourage a better class of young men. +</P> + +<P> +Let them grow up in idleness, teach them to despise labor, let them +depend upon someone for a continuously happy time, and you will +cultivate the good-for-nothing young man. +</P> + +<P> +Do not let them expect to marry a worthy man unless they show +themselves to be worthy. The laws of nature will not permit otherwise. +</P> + +<P> +Honor the man of toil. To snub him shows ignorance and bad breeding. +</P> + +<P> +Neither good looks nor fortune should figure as a drawing card. +Nothing but virtues embodied in the knowledge of common sense will +conquer. +</P> + +<P CLASS="poem"> +Virtue prevails<BR> +Where beauty fails.<BR> +</P> + +<P> +Nor will riches easily won maintain comforts and satisfaction which +only true merit will reward. +</P> + +<P> +To be occupied encourages health and thrift; with +self-denial—self-respect and happiness. +</P> + +<P> +To be idle invites ills of many kinds; it breeds discontent, engenders +poverty and brings misery—and as the wheels of commerce are +continuously turning around, the rich becoming poor and the poor +becoming rich, the importance of acquiring the knowledge of common +sense should not be so woefully neglected. +</P> + +<P> +Try not to accumulate wealth, but exert your talents in promoting your +children to become self-reliant and you will have endowed a legacy +which means more than untold fortunes to them, a consolation to the +parent and a blessing to the community at large. +</P> + +<P> +The poorest boys and girls in the world are those not taught to work. +</P> + +<A NAME="img-sig"></A> +<CENTER> +<IMG CLASS="imgcenter" SRC="images/img-sig.jpg" ALT="signature of G. A. Bauman" BORDER="0" WIDTH="218" HEIGHT="74"> +</CENTER> + +<P CLASS="noindent" STYLE="font-size: smaller"> +October, 1897. +</P> + +<BR><BR><BR><BR> + + + + + + + + +<pre> + + + + + +End of the Project Gutenberg EBook of Plain Facts, by G. A. Bauman + +*** END OF THIS PROJECT GUTENBERG EBOOK PLAIN FACTS *** + +***** This file should be named 27957-h.htm or 27957-h.zip ***** +This and all associated files of various formats will be found in: + https://www.gutenberg.org/2/7/9/5/27957/ + +Produced by Al Haines + +Updated editions will replace the previous one--the old editions +will be renamed. + +Creating the works from public domain print editions means that no +one owns a United States copyright in these works, so the Foundation +(and you!) can copy and distribute it in the United States without +permission and without paying copyright royalties. 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You may copy it, give it away or +re-use it under the terms of the Project Gutenberg License included +with this eBook or online at www.gutenberg.org + + +Title: Plain Facts + +Author: G. A. Bauman + +Release Date: February 1, 2009 [EBook #27957] + +Language: English + +Character set encoding: ASCII + +*** START OF THIS PROJECT GUTENBERG EBOOK PLAIN FACTS *** + + + + +Produced by Al Haines + + + + + + + + + +PLAIN FACTS + + +PRACTICAL EDUCATION + +FINANCIERING + +COMMON SENSE + + + + +The several short articles herein contained were first written and +published twenty-five years ago as an expression of the writer's +convictions. + +Having come to the conclusion that conditions, in many respects, have +not improved--in fact have become more alarming; and in consequence the +future outlook in these most strenuous and extravagant times more +uncertain, the writer was prompted to incorporate these ideals in a +booklet and dedicate the same to his younger friends. + +G. A. BAUMAN, + Quincy, Illinois. + +July, 1921. + + + + +Looked at From a Practical Standpoint + +It is the young man and young woman of to-day, with a practical +education, who will adorn our best homes of the future. + +It is the manager and the financier who is the practical one. + +It is the young man with good habits who has a bank account, who shows +evidence of becoming a financier. + +It is the young woman who trains herself with the duties of home-work, +that will become a manager. + +It is the observing, the prudent, who will be the practical one. + +The majority of our young friends of to-day are beginning at the wrong +end. Instead of beginning at the bottom and training themselves for +the future, thereby making accumulations by steadily and patiently +adhering to one principle, never deviating truthfully and honestly from +the one purpose, and in addition establishing a good character, they +begin, as it were, at the top, with ideas that are only acquired by +lack of proper training, and in course of time find themselves where +they should have begun years before. + +What a young man neglects before his thirtieth birthday, he can never +redeem. + +It is the early dollar saved that is the valuable one in later years, +and the earlier one begins, the sooner he will have a financial +standing. + +The dollar judiciously invested at the age of twenty, will have +accumulated at the age of sixty, about sixteen dollars, whereas the +dollar invested in like manner at the age of thirty will have +accumulated at the age of sixty only about eight dollars. + +The most important thing to be attained, while striving for true and +successful aspirations, will be an established record, which is worth +far more than wealth. A young man with a record is a graduate of +practical training and is sought for everywhere. There is plenty of +room at the top. The demand is growing, even in these stringent times. + +These self-made young men and young women are not as a rule among our +so-called society people. Society encourages extravagance and +dissipation, and that means ruin, more or less, sooner or later, +morally, physically and financially. + +When a young couple start out in life together and they do really love +each other sincerely, there is one other thing, next to good health, +that is necessary in carrying responsibilities for a continuously happy +life, and that is good financiering. Without that quality, love will +soon fade away and disagreements follow. + +What causes so many divorce suits? Bad financiering. Some of bur best +and brightest citizens are among our most inefficient managers, and +consequently have difficulties to battle with during life. + +Therefore good management and saving qualities, together with good +character, are the essential points to be observed by young men and +women, equally well by husband and wife, in order to maintain +prosperity and contentment. + + +November, 1893. + + + + +Financiering + +It is a question not so important how to save, as how to promote the +growth of your savings. + +It is sometimes an easy matter to know how to make money, but knowing +how to keep it and especially how to place it where it will earn the +most, consistent with its safe keeping, is a matter that needs careful +consideration. + +How many a hard-earned dollar finds its way into some visionary scheme; +is invested in some fictitious, widely advertised enterprise, with +agents on every hand offering glaring profits. + +Beware of such financiering. Did you ever hear any of our old +successful financiers diverting their idle surplus into those +investments where almost unlimited profits are assured? + +The successful accumulator is not willing to take such chances. They +look too flattering. + +You cannot and should not expect something for nothing. Seek the best, +and if it sometimes appears costly, it will always prove cheapest in +the end. + +The really judicious investor does not expect the highest rate of +interest, as he is aiming to get gilt-edged securities. Securities +with the largest margins are naturally entitled to consideration and a +lower rate. + +The savings bank should only be the primary department in accumulating. + +The moment a savings account has grown to a sufficient proportion, the +prudent one will seek a larger field in order to reap the benefit of a +more profitable and safer investment. + +But then the question will arise: "What is the course to pursue for one +not having had previous experience in such conservative precautions?" + +As the specialist makes a specialty of a certain kind of practice, so +does the expert investor make a specialty of placing money on certain +kinds of securities, and as confidence is the most important factor in +this commercial world, careful inquiry and investigation as to the +reputation and method of such a specialist, should prove relief to this +would-be investor of all anxiety and worry in placing his idle money to +the best advantage. + +Think prudently, act judiciously, place your confidence accordingly, +and your success financially will be assured. + + +November, 1894. + + + + +Common Sense + +Common sense is the only true promoter of mankind and yet how few of +our present generation strive to obtain the knowledge. + +Our boys and girls may have had their proper beginning at school, in +due time successfully passed the usual graduation exercises, and some +more may have received a costly course at college, yet those having +been deprived of the most important instruction stand before the world +as helpless as in their beginning. + +To learn to work is the foundation in constructing the knowledge of +common sense. + +Knowing how to work and especially with those who were taught to do it +with pleasure, never faltering nor complaining, simply accomplishing +their daily task in a systematic manner will succeed. + +A successful school or college training should only be considered as a +sharpened tool to be better equipped in applying this common sense. + +At home is the place where the child should be taught to do little +things and as it grows older and while attending school, the importance +of accomplishing bigger things should be impressed from time to time. + +Every parent who neglects to teach his child to work is robbing it of +its birthright. + +There should be time for work and time for play, but as the former is +usually out of the question, that very moment our should-be-home +instructors are guilty of moral crime. + +Work strengthens the body as well as the mind and a useful exercise +should be the most preferable one. + +If you wish to rear a good boy, teach him how to work. + +If you wish your son to become an ideal young man, preach to him that +the most valuable time lost, is, when he is neglecting to build up his +storage of common sense. + +Plod along quietly, but with determination. Promotion will surely +follow. + +We are none of us perfect; try to do right as nearly as you possibly +can and you will profit. To neglect means disappointments. + +If you wish to bring up a good girl, teach her to be useful. + +If you wish to be the possessor of a model daughter, teach her the +value of work; all other accomplishments should be subordinate issues, +but are very commendable features if connected with common sense ideas. + +Common sense should be the first principle in the make-up of a young +woman, and it is only obtained while learning the rudiments and duties +to manage a home; and a home of contentment is only where such a +supreme being, commonly called wife, predominates. + +Teach your daughters to be deserving, have them learn to appreciate, to +be sincere and you will encourage a better class of young men. + +Let them grow up in idleness, teach them to despise labor, let them +depend upon someone for a continuously happy time, and you will +cultivate the good-for-nothing young man. + +Do not let them expect to marry a worthy man unless they show +themselves to be worthy. The laws of nature will not permit otherwise. + +Honor the man of toil. To snub him shows ignorance and bad breeding. + +Neither good looks nor fortune should figure as a drawing card. +Nothing but virtues embodied in the knowledge of common sense will +conquer. + + Virtue prevails + Where beauty fails. + + +Nor will riches easily won maintain comforts and satisfaction which +only true merit will reward. + +To be occupied encourages health and thrift; with +self-denial--self-respect and happiness. + +To be idle invites ills of many kinds; it breeds discontent, engenders +poverty and brings misery--and as the wheels of commerce are +continuously turning around, the rich becoming poor and the poor +becoming rich, the importance of acquiring the knowledge of common +sense should not be so woefully neglected. + +Try not to accumulate wealth, but exert your talents in promoting your +children to become self-reliant and you will have endowed a legacy +which means more than untold fortunes to them, a consolation to the +parent and a blessing to the community at large. + +The poorest boys and girls in the world are those not taught to work. + +[Illustration: signature of G. A. Bauman] + +October, 1897. + + + + + + + + + + + +End of the Project Gutenberg EBook of Plain Facts, by G. A. Bauman + +*** END OF THIS PROJECT GUTENBERG EBOOK PLAIN FACTS *** + +***** This file should be named 27957.txt or 27957.zip ***** +This and all associated files of various formats will be found in: + https://www.gutenberg.org/2/7/9/5/27957/ + +Produced by Al Haines + +Updated editions will replace the previous one--the old editions +will be renamed. + +Creating the works from public domain print editions means that no +one owns a United States copyright in these works, so the Foundation +(and you!) can copy and distribute it in the United States without +permission and without paying copyright royalties. Special rules, +set forth in the General Terms of Use part of this license, apply to +copying and distributing Project Gutenberg-tm electronic works to +protect the PROJECT GUTENBERG-tm concept and trademark. 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